American Nation Bank Mortgage Rates, Fees & Info
Ardmore, OKLEI: 5493001YBS0V28ZNVE97
Tax ID: 73-1171113
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Mortgage Data
Review & Overview
American Nation Bank is a smaller bank specializing in Home Purchase loans. American Nation Bank has a high proportion of conventional loans. Their top markets by origination volume include: Ardmore, Durant, Guymon, Dallas, and Crestview among others. We have data for 11 markets. (Some data included below & more in-depth data is available with an active subscription.)American Nation Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
82Origination Dollar Volume (All Markets)
$18,610,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Ardmore, OK (FHA|USDA|VA) | 49 | $7,785,000 | $158,878 | $0 | 0.00% |
| Durant, OK (FHA|USDA|VA) | 7 | $2,865,000 | $409,286 | $0 | 0.00% |
| Guymon, OK (FHA|USDA|VA) | 1 | $2,655,000 | $2,655,000 | $0 | 0.00% |
| Outside of Metro Areas | 10 | $1,690,000 | $169,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $1,025,000 | $1,025,000 | $0 | 0.00% |
| Duncan, OK (FHA|USDA|VA) | 6 | $450,000 | $75,000 | $0 | 0.00% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 0.00% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 82 | $18,610,000 | $226,951 | $0 | 0.00% |
For 2023, American Nation Bank's most frequently originated type of loan was Conventional, with 82 originations.
Loan Reason
For 2023, American Nation Bank's most frequently cited loan purpose was Home Purchase, with 51 originations. The 2nd most popular reason was Refi, with 16 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 82 | $18,610,000 | $226,951 | $0 | 0.00% |
For 2023, American Nation Bank's most frequently cited loan duration was Other, with 82 originations.
Loan Sizing
2023 saw American Nation Bank place emphasis on $100,000 or less loans with 38 originations, totaling $2,290,000 in origination value.
Applicant Income
American Nation Bank lent most frequently to those with incomes in the $100k-150k range, with 12 originations. The second most popular income band? $50k-75k, with 12 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 82 | $18,610,000 | $226,951 | $0 | 0.00% |
American Nation Bank lent most frequently to those with DTI ratios of Exempt%, with 82 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.46%
American Nation Bank has an average approval rate.
Pick Rate
Approvals leading to origination78.05%
American Nation Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 82 | $18,610,000 | $226,951 |