American Nation Bank Mortgage Rates, Fees & Info
Ardmore, OKLEI: 5493001YBS0V28ZNVE97
Tax ID: 73-1171113
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
American Nation Bank is a smaller bank specializing in Home Purchase and Refi loans. American Nation Bank has a high proportion of conventional loans. Their top markets by origination volume include: Ardmore, Dallas, Durant, Duncan, and Tulsa among others. We have data for 9 markets. (Some data included below & more in-depth data is available with an active subscription.)American Nation Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
151Origination Dollar Volume (All Markets)
$28,155,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Ardmore, OK (FHA|USDA|VA) | 102 | $15,250,000 | $149,510 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 11 | $4,265,000 | $387,727 | $0 | 0.00% |
| Outside of Metro Areas | 19 | $3,585,000 | $188,684 | $0 | 0.00% |
| Durant, OK (FHA|USDA|VA) | 6 | $3,170,000 | $528,333 | $0 | 0.00% |
| Duncan, OK (FHA|USDA|VA) | 9 | $1,105,000 | $122,778 | $0 | 0.00% |
| TULSA, OK (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 0.00% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 0.00% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 151 | $28,155,000 | $186,457 | $0 | 0.00% |
For 2022, American Nation Bank's most frequently originated type of loan was Conventional, with 151 originations.
Loan Reason
For 2022, American Nation Bank's most frequently cited loan purpose was Home Purchase, with 94 originations. The 2nd most popular reason was Refi, with 37 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 151 | $28,155,000 | $186,457 | $0 | 0.00% |
For 2022, American Nation Bank's most frequently cited loan duration was Other, with 151 originations.
Loan Sizing
2022 saw American Nation Bank place emphasis on $100,000 or less loans with 77 originations, totaling $4,775,000 in origination value.
Applicant Income
American Nation Bank lent most frequently to those with incomes in the $100k-150k range, with 20 originations. The second most popular income band? $75k-100k, with 19 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 151 | $28,155,000 | $186,457 | $0 | 0.00% |
American Nation Bank lent most frequently to those with DTI ratios of Exempt%, with 151 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.01%
American Nation Bank has an average approval rate.
Pick Rate
Approvals leading to origination86.09%
American Nation Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 151 | $28,155,000 | $186,457 |
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| AMERIS BANCORP | Conventional home mortgage | Trouble during payment process | 1 | 100.0% |