Durant Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Durant averaged 6.96% for the week of 2023-03-23, compared to the national average of 6.42% for the same period.

    The average rate for the prior week (2023-03-16) was 7.04% and one month ago for the week of 2023-02-16, the average rate was 6.96%.

    Durant's average rate one year ago was 4%.

    For refis of the same type during the week of 2023-03-23, the average rate was 6.97%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-23 6.42%
    Durant 30 Year Fixed Rate 2023-03-23 6.96%
    Durant 30 Year Fixed Rate Refi 2023-03-23 6.97%
    Durant 15 Year Fixed Rate 2023-03-23 7.58%
    Durant 15 Year Fixed Rate Refi 2023-03-23 6.38%
    Durant 30 Year FHA 2023-03-23 6.47%
    Durant 30 Year FHA Refi 2023-03-23 6.36%
    Durant 30 Year USDA 2023-03-23 6.31%
    Durant 30 Year USDA Refi 2023-03-23 6.06%
    Durant 30 Year VA 2023-03-23 6.2%
    Durant 30 Year VA Refi 2023-03-23 5.93%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Durant, OK.

    Durant Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Durant, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    First United Bank and Trust Company 79 5.14% $5,366
    GUILD MORTGAGE COMPANY 55 4.97% $6,793
    QUICKEN LOANS, LLC 24 4.96% $7,482
    Gateway First Bank 23 5.08% $5,476
    Vision Bank 17 4.48% $3,749
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 5.10% $6,113
    AmeriHome Mortgage Company, LLC 8 5.40% $5,460
    GUARANTEED RATE, INC. 7 5.89% $7,157
    AMERISAVE MORTGAGE CORPORATION 5 3.68% $7,571
    NFM, INC. 5 6.08% $5,589
    Stride Bank 5 5.05% $4,748
    BETTER MORTGAGE CORPORATION 5 4.33% $9,028
    General Mortgage Capital Corporation 4 6.25% $4,949
    NAVY FEDERAL CREDIT UNION 4 5.25% $3,574
    Arvest Bank 4 4.94% $4,343
    U.S. Bank 3 5.79% $3,921
    PENNYMAC LOAN SERVICES, LLC 3 6.00% $9,540
    21ST MORTGAGE CORPORATION 3 6.98% $6,783
    LOANDEPOT.COM, LLC 3 3.71% $8,011
    JPMorgan Chase Bank 3 4.62% $4,781
    Simmons Bank 3 4.13% $4,055
    EVERETT FINANCIAL, INC. 3 4.92% $3,659
    Wyndham Capital Mortgage, Inc. 2 3.68% $7,461
    UNITED WHOLESALE MORTGAGE, LLC 2 5.79% $5,534
    Independent Bank 2 4.94% $7,097
    CROSSCOUNTRY MORTGAGE, LLC 2 5.19% $10,748
    Mr. Cooper ( Nationstar Mortgage ) 2 6.06% $9,544
    Wells Fargo Bank 2 4.13% $5,014
    Landmark National Bank 1 5.25% $2,957
    LHM FINANCIAL CORPORATION 1 5.99% $6,474
    LOANPAL, LLC 1 5.99% $5,478
    MID AMERICA MORTGAGE, INC. 1 6.13% $3,723
    Morgan Stanley Private Bank 1 4.65% $3,479
    MORTGAGE FINANCIAL SERVICES, LLC 1 5.99% $5,691
    Mortgage Research Center, LLC 1 3.25% $3,872
    NBKC BANK 1 7.13% $3,418
    North American Savings Bank, F.S.B. 1 5.50% $3,091
    Paramount Residential Mortgage Group, Inc. 1 5.50% $5,978
    PLAZA HOME MORTGAGE, INC. 1 5.88% $20,406
    Prosperity Home Mortgage, LLC 1 3.88% $4,891
    RUOFF MORTGAGE COMPANY, INC. 1 4.00% $4,121
    Sunflower Bank 1 4.99% $6,103
    Truist 1 3.63% $3,648
    UMB Bank 1 5.82% $4,379
    UNION HOME MORTGAGE CORP. 1 5.63% $5,561
    USAA Federal Savings Bank 1 7.50% $4,265
    VALOR BANK 1 4.63% $9,932
    Watermark Capital, Inc. 1 4.88% $7,365
    UNIFY FINANCIAL Credit Union 1 4.25% $2,360
    ALLEGIANCE 1 3.25% $3,941
    Ally Bank 1 2.75% $3,916
    AMCAP MORTGAGE, LTD. 1 6.13% $4,301
    ANGEL OAK MORTGAGE SOLUTIONS LLC 1 4.13% $9,464
    Bank of America 1 3.88% $5,163
    Bank of England 1 7.13% $5,695
    BAY EQUITY LLC 1 6.63% $8,868
    BMO Harris Bank 1 5.38% $4,019
    CANOPY MORTGAGE, LLC 1 5.38% $5,054
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 5.63% $7,691
    CERTAINTY HOME LOANS, LLC 1 5.88% $10,499
    Chickasaw Community Bank 1 4.25% $7,376
    CORNERSTONE HOME LENDING, INC. 1 4.00% $6,051
    DEEPHAVEN MORTGAGE LLC 1 5.50% $14,109
    Discover Bank 1 3.99% $0
    Equity Prime Mortgage LLC 1 7.13% $7,504
    FINANCE OF AMERICA MORTGAGE LLC 1 3.50% $6,293
    Firstar Bank 1 4.63% $5,780
    First Bank 1 6.38% $18,966
    First Guaranty Mortgage Corporation 1 3.88% $5,847
    First Internet Bank of Indiana 1 5.63% $4,136
    First State Bank 1 3.25% $4,511
    FLAT BRANCH MORTGAGE, INC. 1 4.13% $4,022
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 5.50% $5,474
    HOMESIDE FINANCIAL, LLC 1 5.75% $3,875
    Hometown Lenders, Inc. 1 3.63% $4,410
    LAKEVIEW LOAN SERVICING, LLC 1 3.88% $6,289

    Durant Average Closing Costs & Other Stats

    Durant, OK's 76 lenders originated 1,156 loans during 2022. The total origination value was $220,160,000, with an average loan value of $190,450.

    Durant's average closing costs are $5,286.

    The top Durant lender as defined by loan originations is First United Bank and Trust Company, with 79 loans originated. Their average total fees are $5,366, which is $1,427 lower than the next largest lender, GUILD MORTGAGE COMPANY.

    The lowest fee Durant lenders (with over 10 loans originated) are Vision Bank ($3,749), First United Bank and Trust Company ($5,366), Gateway First Bank ($5,476), GUILD MORTGAGE COMPANY ($6,793) and QUICKEN LOANS, LLC ($7,482).

    The lowest rate Durant lenders (with over 10 loans originated) are Vision Bank (4.48%), QUICKEN LOANS, LLC (4.96%), GUILD MORTGAGE COMPANY (4.97%), Gateway First Bank (5.08%) and First United Bank and Trust Company (5.14%).

    Durant, OK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    First United Bank and Trust Company $62,725,000 $58,420,000 -6.9% 26.5%
    GUILD MORTGAGE COMPANY $39,255,000 $24,530,000 -37.5% 11.1%
    Gateway First Bank $45,280,000 $19,105,000 -57.8% 8.7%
    QUICKEN LOANS, LLC $16,955,000 $8,535,000 -49.7% 3.9%
    Vision Bank $8,225,000 $8,005,000 -2.7% 3.6%
    First Texoma National Bank $8,095,000 $7,630,000 -5.7% 3.5%
    Simmons Bank $2,180,000 $7,575,000 247.5% 3.4%
    Mortgage Research Center, LLC $3,580,000 $5,875,000 64.1% 2.7%
    21ST MORTGAGE CORPORATION $4,155,000 $5,300,000 27.6% 2.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $460,000 $4,585,000 896.7% 2.1%
    GUARANTEED RATE, INC. $345,000 $4,065,000 1,078.3% 1.8%
    HSBC BANK USA, NATIONAL ASSOCIATION $3,810,000 n/a 1.7%
    Stride Bank $1,505,000 $3,500,000 132.6% 1.6%
    American Nation Bank $2,215,000 $3,170,000 43.1% 1.4%
    NFM, INC. $2,880,000 n/a 1.3%
    AMERISAVE MORTGAGE CORPORATION $3,040,000 $2,380,000 -21.7% 1.1%
    PENNYMAC LOAN SERVICES, LLC $2,500,000 $2,270,000 -9.2% 1.0%
    AmeriHome Mortgage Company, LLC $830,000 $2,080,000 150.6% 0.9%
    Chickasaw Community Bank $1,350,000 $1,780,000 31.9% 0.8%
    BETTER MORTGAGE CORPORATION $560,000 $1,705,000 204.5% 0.8%
    UNITED WHOLESALE MORTGAGE, LLC $1,535,000 n/a 0.7%
    Arvest Bank $970,000 $1,415,000 45.9% 0.6%
    LOANDEPOT.COM, LLC $3,005,000 $1,240,000 -58.7% 0.6%
    EVERETT FINANCIAL, INC. $1,460,000 $1,195,000 -18.2% 0.5%
    U.S. Bank $125,000 $1,050,000 740.0% 0.5%
    First Guaranty Mortgage Corporation $125,000 $1,035,000 728.0% 0.5%
    MID AMERICA MORTGAGE, INC. $3,445,000 $1,035,000 -70.0% 0.5%
    General Mortgage Capital Corporation $1,030,000 n/a 0.5%
    Wells Fargo Bank $1,135,000 $960,000 -15.4% 0.4%
    PLAZA HOME MORTGAGE, INC. $935,000 n/a 0.4%
    NAVY FEDERAL CREDIT UNION $215,000 $905,000 320.9% 0.4%
    BancFirst $475,000 $875,000 84.2% 0.4%
    First Bank $155,000 $875,000 464.5% 0.4%
    Wyndham Capital Mortgage, Inc. $860,000 n/a 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $165,000 $815,000 393.9% 0.4%
    CERTAINTY HOME LOANS, LLC $545,000 $755,000 38.5% 0.3%
    SOUTHWEST STAGE FUNDING, LLC $1,025,000 $715,000 -30.2% 0.3%
    BROKER SOLUTIONS, INC. $760,000 $695,000 -8.6% 0.3%
    Citizens Bank $310,000 $665,000 114.5% 0.3%
    FREEDOM MORTGAGE CORPORATION $2,395,000 $640,000 -73.3% 0.3%
    JPMorgan Chase Bank $670,000 $640,000 -4.5% 0.3%
    UNION HOME MORTGAGE CORP. $155,000 $615,000 296.8% 0.3%
    HOMEXPRESS MORTGAGE CORP. $610,000 n/a 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $1,855,000 $600,000 -67.7% 0.3%
    Hometown Lenders, Inc. $595,000 n/a 0.3%
    UMB Bank $610,000 $565,000 -7.4% 0.3%
    LAKEVIEW LOAN SERVICING, LLC $635,000 $545,000 -14.2% 0.2%
    United Community Bank $515,000 n/a 0.2%
    CALIBER HOME LOANS, INC. $680,000 $505,000 -25.7% 0.2%
    USAA Federal Savings Bank $1,035,000 $500,000 -51.7% 0.2%
    Citadel Servicing Corporation $485,000 n/a 0.2%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $875,000 $470,000 -46.3% 0.2%
    ENCORE BANK $425,000 n/a 0.2%
    First State Bank $735,000 $425,000 -42.2% 0.2%
    Independent Bank $325,000 $415,000 27.7% 0.2%
    CORNERSTONE HOME LENDING, INC. $375,000 $405,000 8.0% 0.2%
    PNC Bank $175,000 $405,000 131.4% 0.2%
    First Internet Bank of Indiana $385,000 n/a 0.2%
    HOMESIDE FINANCIAL, LLC $315,000 $360,000 14.3% 0.2%
    OPEN MORTGAGE, LLC $360,000 n/a 0.2%
    TRIAD FINANCIAL SERVICES, INC. $360,000 n/a 0.2%
    NEWREZ LLC $610,000 $330,000 -45.9% 0.1%
    PENTAGON FEDERAL CREDIT UNION $240,000 $325,000 35.4% 0.1%
    Bank of America $585,000 $320,000 -45.3% 0.1%
    AMERICAN ADVISORS GROUP $205,000 $315,000 53.7% 0.1%
    ASSOCIATED MORTGAGE CORPORATION $500,000 $315,000 -37.0% 0.1%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $305,000 n/a 0.1%
    Morgan Stanley Private Bank $305,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $385,000 $305,000 -20.8% 0.1%
    Farmers Bank & Trust Company $295,000 n/a 0.1%
    BancorpSouth Bank $290,000 n/a 0.1%
    LHM FINANCIAL CORPORATION $285,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $330,000 $285,000 -13.6% 0.1%
    DEEPHAVEN MORTGAGE LLC $275,000 n/a 0.1%
    SWBC MORTGAGE CORPORATION $175,000 $275,000 57.1% 0.1%
    UNIFY FINANCIAL Credit Union $275,000 n/a 0.1%
    LOANPAL, LLC $265,000 n/a 0.1%
    Prosperity Home Mortgage, LLC $215,000 $265,000 23.3% 0.1%
    BAY EQUITY LLC $195,000 $255,000 30.8% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $450,000 $255,000 -43.3% 0.1%
    Servion, Inc. $255,000 n/a 0.1%
    Legend Bank, N.A. $245,000 n/a 0.1%
    Sunflower Bank $245,000 n/a 0.1%
    The Federal Savings Bank $235,000 $245,000 4.3% 0.1%
    Ally Bank $345,000 $235,000 -31.9% 0.1%
    CANOPY MORTGAGE, LLC $235,000 n/a 0.1%
    DRAPER AND KRAMER MORTGAGE CORP. $235,000 n/a 0.1%
    FINANCE OF AMERICA MORTGAGE LLC $235,000 n/a 0.1%
    Flagstar Bank, FSB $235,000 n/a 0.1%
    FLAT BRANCH MORTGAGE, INC. $105,000 $235,000 123.8% 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $315,000 $220,000 -30.2% 0.1%
    Centennial Bank $220,000 n/a 0.1%
    Discover Bank $55,000 $220,000 300.0% 0.1%
    AMWEST FUNDING CORP. $205,000 n/a 0.1%
    CMG MORTGAGE, INC. $205,000 n/a 0.1%
    Bank of England $195,000 n/a 0.1%
    Firstar Bank $2,320,000 $195,000 -91.6% 0.1%
    MORIA DEVELOPMENT, INC. $195,000 n/a 0.1%
    MORTGAGE FINANCIAL SERVICES, LLC $185,000 n/a 0.1%
    NBKC BANK $185,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $175,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $175,000 n/a 0.1%
    BMO Harris Bank $155,000 n/a 0.1%
    Watermark Capital, Inc. $155,000 n/a 0.1%
    First National Bank and Trust Company of Ardmore $480,000 $145,000 -69.8% 0.1%
    First Savings Bank $195,000 $145,000 -25.6% 0.1%
    North American Savings Bank, F.S.B. $145,000 n/a 0.1%
    VALOR BANK $300,000 $145,000 -51.7% 0.1%
    ALLEGIANCE $135,000 n/a 0.1%
    AMCAP MORTGAGE, LTD. $125,000 n/a 0.1%
    Commerce Home Mortgage, Inc. $125,000 n/a 0.1%
    First International Bank & Trust $125,000 n/a 0.1%
    Nations Lending Corporation $125,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $295,000 $125,000 -57.6% 0.1%
    VILLAGE CAPITAL MORTGAGE $230,000 $125,000 -45.7% 0.1%
    AMERICAN FINANCING CORPORATION $540,000 $115,000 -78.7% 0.1%
    Barrington Bank & Trust Company, N.A. $145,000 $115,000 -20.7% 0.1%
    Equity Prime Mortgage LLC $105,000 n/a 0.0%
    PLANET HOME LENDING, LLC $380,000 $105,000 -72.4% 0.0%
    REVERSE MORTGAGE FUNDING LLC $105,000 n/a 0.0%
    RUOFF MORTGAGE COMPANY, INC. $95,000 $105,000 10.5% 0.0%
    First Bank & Trust Co. $95,000 n/a 0.0%
    M&T Bank $85,000 n/a 0.0%
    NORTHROP GRUMMAN Federal Credit Union $85,000 n/a 0.0%
    CREDIT HUMAN FEDERAL CREDIT UNION $45,000 $65,000 44.4% 0.0%
    Tulsa Federal Credit Union $165,000 $65,000 -60.6% 0.0%
    Landmark National Bank $55,000 n/a 0.0%
    COMMUNICATION $45,000 n/a 0.0%
    SPRING EQ, LLC $150,000 $45,000 -70.0% 0.0%
    Truist $45,000 n/a 0.0%
    Figure Lending LLC $25,000 $25,000 0.0% 0.0%

    Durant's top lender by overall market share is First United Bank and Trust Company, with 26.5% market share. In second place, with 11.1%, is GUILD MORTGAGE COMPANY, having originated $24,530,000 in loans. In third place, with 8.7%, is Gateway First Bank, having originated $19,105,000 in loans. In fourth place, with 3.9%, is QUICKEN LOANS, LLC, having originated $8,535,000 in loans. In fifth place, with 3.6%, is Vision Bank, having originated $8,005,000 in loans.

    Durant Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Durant (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $183,225 (7.8%) $251,213 (16.9%) 0.00 150
    2018-02-01 $178,975 (12.2%) $246,230 (12.8%) 0.00 142
    2018-03-01 $179,000 (9.4%) $250,377 (10.0%) 0.00 131
    2018-04-01 $182,400 (10.4%) $240,179 (3.8%) 0.00 132
    2018-05-01 $176,175 (6.2%) $239,116 (3.0%) 0.00 140
    2018-06-01 $183,100 (2.7%) $237,000 (0.5%) 0.00 145
    2018-07-01 $183,100 (1.8%) $233,396 (-4.5%) 0.00 143
    2018-08-01 $193,725 (11.4%) $239,724 (-0.4%) 0.00 143
    2018-09-01 $199,500 (10.9%) $247,308 (2.7%) 0.00 128
    2018-10-01 $189,900 (0.0%) $248,980 (-6.3%) 0.00 125
    2018-11-01 $190,000 (0.0%) $252,503 (-3.5%) 0.00 111
    2018-12-01 $189,000 (-0.2%) $234,845 (-10.5%) 0.00 106
    2019-01-01 $206,925 (12.9%) $237,867 (-5.3%) 0.00 92
    2019-02-01 $200,088 (11.8%) $251,380 (2.1%) 0.00 98
    2019-03-01 $211,063 (17.9%) $287,368 (14.8%) 0.00 110
    2019-04-01 $216,488 (18.7%) $283,715 (18.1%) 0.00 127
    2019-05-01 $222,720 (26.4%) $280,287 (17.2%) 0.00 130
    2019-06-01 $230,000 (25.6%) $283,742 (19.7%) 0.00 124
    2019-07-01 $235,625 (28.7%) $294,598 (26.2%) 0.00 125
    2019-08-01 $222,292 (14.8%) $294,736 (23.0%) 0.00 119
    2019-09-01 $222,910 (11.7%) $297,682 (20.4%) 0.00 110
    2019-10-01 $223,321 (17.6%) $297,143 (19.3%) 0.00 105
    2019-11-01 $219,900 (15.7%) $290,252 (15.0%) 0.00 106
    2019-12-01 $218,450 (15.6%) $298,629 (27.2%) 0.00 99
    2020-01-01 $211,000 (2.0%) $294,120 (23.7%) 0.00 99
    2020-02-01 $234,750 (17.3%) $289,998 (15.4%) 0.00 110
    2020-03-01 $248,750 (17.9%) $302,361 (5.2%) 0.00 96
    2020-04-01 $249,450 (15.2%) $305,203 (7.6%) 0.00 87
    2020-05-01 $210,000 (-5.7%) $296,581 (5.8%) 0.00 78
    2020-06-01 $221,750 (-3.6%) $316,054 (11.4%) 0.00 75
    2020-07-01 $208,498 (-11.5%) $267,669 (-9.1%) 0.00 71
    2020-08-01 $199,750 (-10.1%) $261,841 (-11.2%) 0.00 66
    2020-09-01 $226,950 (1.8%) $281,916 (-5.3%) 0.00 59
    2020-10-01 $229,000 (2.5%) $302,911 (1.9%) 0.00 55
    2020-11-01 $215,000 (-2.2%) $296,956 (2.3%) 0.00 61
    2020-12-01 $213,750 (-2.2%) $299,979 (0.5%) 0.00 61
    2021-01-01 $219,000 (3.8%) $307,482 (4.5%) 0.00 56
    2021-02-01 $246,200 (4.9%) $339,493 (17.1%) 0.00 44
    2021-03-01 $253,500 (1.9%) $353,525 (16.9%) 0.00 41
    2021-04-01 $244,125 (-2.1%) $317,147 (3.9%) 0.00 44
    2021-05-01 $250,425 (19.3%) $328,782 (10.9%) 0.00 44
    2021-06-01 $246,115 (11.0%) $318,449 (0.8%) 0.00 59
    2021-07-01 $249,500 (19.7%) $346,404 (29.4%) 0.00 60
    2021-08-01 $264,600 (32.5%) $378,220 (44.5%) 0.00 58
    2021-09-01 $263,250 (16.0%) $394,572 (40.0%) 0.00 69
    2021-10-01 $259,900 (13.5%) $383,818 (26.7%) 0.00 83
    2021-11-01 $262,975 (22.3%) $404,407 (36.2%) 0.00 67
    2021-12-01 $272,475 (27.5%) $417,076 (39.0%) 0.00 58
    2022-01-01 $273,450 (24.9%) $443,774 (44.3%) 0.00 48
    2022-02-01 $262,475 (6.6%) $431,738 (27.2%) 0.00 53
    2022-03-01 $272,100 (7.3%) $396,406 (12.1%) 0.00 49
    2022-04-01 $273,500 (12.0%) $359,335 (13.3%) 0.00 51
    2022-05-01 $283,000 (13.0%) $367,932 (11.9%) 0.00 58
    2022-06-01 $289,825 (17.8%) $424,163 (33.2%) 0.00 69
    2022-07-01 $271,600 (8.9%) $383,329 (10.7%) 0.00 89
    2022-08-01 $283,188 (7.0%) $390,112 (3.1%) 0.00 94
    2022-09-01 $286,625 (8.9%) $392,838 (-0.4%) 0.00 94
    2022-10-01 $294,000 (13.1%) $381,439 (-0.6%) 0.00 105
    2022-11-01 $280,913 (6.8%) $370,791 (-8.3%) 0.00 122
    2022-12-01 $267,000 (-2.0%) $353,021 (-15.4%) 0.00 122
    2023-01-01 $266,000 (-2.7%) $335,995 (-24.3%) 0.00 124
    2023-02-01 $259,675 (-1.1%) $326,403 (-24.4%) 0.00 119
    Durant's median listing price for 2023-02-01 was $259,675, a difference of $-2,800 (-1.1%) versus the prior year and $-6,325 versus the prior month.

    Durant's median listing price comes in at 0% of the national average.

    Durant's average listing price for 2023-02-01 was $326,403, a difference of $-105,335 (-24.4%) versus the prior year and $-9,592 versus the prior month.

    For the 2023-02-01 period, Durant had 119 MLS listings, a difference of -5 listings (-4%) versus the prior month and 66 listings (125%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Durant (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,950 sqft
    2018-02-01 0 days 1,926 sqft
    2018-03-01 0 days 1,902 sqft
    2018-04-01 0 days 1,887 sqft
    2018-05-01 0 days 1,880 sqft
    2018-06-01 0 days 1,897 sqft
    2018-07-01 0 days 1,894 sqft
    2018-08-01 0 days 1,895 sqft
    2018-09-01 0 days 1,889 sqft
    2018-10-01 0 days 1,888 sqft
    2018-11-01 0 days 1,933 sqft
    2018-12-01 0 days 1,856 sqft
    2019-01-01 0 days 1,862 sqft
    2019-02-01 0 days 1,856 sqft
    2019-03-01 0 days 1,877 sqft
    2019-04-01 0 days 1,900 sqft
    2019-05-01 0 days 2,028 sqft
    2019-06-01 0 days 2,082 sqft
    2019-07-01 0 days 2,026 sqft
    2019-08-01 0 days 1,985 sqft
    2019-09-01 0 days 2,032 sqft
    2019-10-01 0 days 2,057 sqft
    2019-11-01 0 days 1,985 sqft
    2019-12-01 0 days 1,946 sqft
    2020-01-01 0 days 1,866 sqft
    2020-02-01 0 days 1,938 sqft
    2020-03-01 0 days 1,979 sqft
    2020-04-01 0 days 2,070 sqft
    2020-05-01 0 days 1,900 sqft
    2020-06-01 0 days 2,001 sqft
    2020-07-01 0 days 1,998 sqft
    2020-08-01 0 days 1,968 sqft
    2020-09-01 0 days 2,143 sqft
    2020-10-01 0 days 2,141 sqft
    2020-11-01 0 days 2,012 sqft
    2020-12-01 0 days 2,038 sqft
    2021-01-01 0 days 2,107 sqft
    2021-02-01 0 days 2,174 sqft
    2021-03-01 0 days 2,203 sqft
    2021-04-01 0 days 1,925 sqft
    2021-05-01 0 days 2,045 sqft
    2021-06-01 0 days 1,994 sqft
    2021-07-01 0 days 1,928 sqft
    2021-08-01 0 days 2,026 sqft
    2021-09-01 0 days 1,912 sqft
    2021-10-01 0 days 1,890 sqft
    2021-11-01 0 days 1,892 sqft
    2021-12-01 0 days 1,883 sqft
    2022-01-01 0 days 1,839 sqft
    2022-02-01 0 days 1,773 sqft
    2022-03-01 0 days 1,718 sqft
    2022-04-01 0 days 1,730 sqft
    2022-05-01 0 days 1,728 sqft
    2022-06-01 0 days 1,738 sqft
    2022-07-01 0 days 1,788 sqft
    2022-08-01 0 days 1,830 sqft
    2022-09-01 0 days 1,825 sqft
    2022-10-01 0 days 1,855 sqft
    2022-11-01 0 days 1,833 sqft
    2022-12-01 0 days 1,832 sqft
    2023-01-01 0 days 1,821 sqft
    2023-02-01 0 days 1,754 sqft
    Durant's median listing age (time on market) for 2023-02-01 was 0 days.

    Durant's median square footage for active listings during the 2023-02-01 period was 1,754 sqft. One year prior, the average listing was 1,773 sqft.

    Durant, OK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 775 $163,365,000 $210,794
    Refi 139 $24,925,000 $179,317
    Cash Out Refi 116 $20,770,000 $179,052
    Other 85 $7,355,000 $86,529
    Home Improvement 41 $3,745,000 $91,341

    Durant's most frequently cited loan purpose was Home Purchase, with 775 originations. The 2nd most popular reason was Refi, with 139 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 287 $55,575,000 $193,641
    4-5% 268 $58,270,000 $217,425
    6-7% 192 $34,030,000 $177,240
    3-4% 169 $38,025,000 $225,000
    7-8% 76 $9,920,000 $130,526
    Over 8% 50 $4,900,000 $98,000
    2.5-3% 34 $6,520,000 $191,765
    <2.5% 13 $1,635,000 $125,769

    During 2022, Durant's most frequently originated rate bucket was 5-6%, with 287 originations.

    Loan Sizing (Durant, OK MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 483 $73,695,000 $152,578
    $200k-400k 357 $95,115,000 $266,429
    $100,000 or less 268 $17,110,000 $63,843
    $400k-600k 34 $15,990,000 $470,294
    $600k-1000k 10 $7,290,000 $729,000
    $Over $1MM 4 $10,960,000 $2,740,000

    Durant's loan sizing saw the bucket of loans from $100k-200k with 483 originations, totaling $73,695,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 495 $107,025,000 $216,212
    60-80% 338 $66,920,000 $197,988
    40-60% 101 $19,865,000 $196,683
    20-40% 81 $7,955,000 $98,210
    Under 20% 58 $3,130,000 $53,966
    Over 100% 16 $3,980,000 $248,750

    Durant's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 495 originations, totaling $107,025,000 in origination value.