Durant Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Durant averaged 6.96% for the week of 2023-03-23, compared to the national average of 6.42% for the same period.

The average rate for the prior week (2023-03-16) was 7.04% and one month ago for the week of 2023-02-16, the average rate was 6.96%.

Durant's average rate one year ago was 4%.

For refis of the same type during the week of 2023-03-23, the average rate was 6.97%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-03-23 6.42%
Durant 30 Year Fixed Rate 2023-03-23 6.96%
Durant 30 Year Fixed Rate Refi 2023-03-23 6.97%
Durant 15 Year Fixed Rate 2023-03-23 7.58%
Durant 15 Year Fixed Rate Refi 2023-03-23 6.38%
Durant 30 Year FHA 2023-03-23 6.47%
Durant 30 Year FHA Refi 2023-03-23 6.36%
Durant 30 Year USDA 2023-03-23 6.31%
Durant 30 Year USDA Refi 2023-03-23 6.06%
Durant 30 Year VA 2023-03-23 6.2%
Durant 30 Year VA Refi 2023-03-23 5.93%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Durant, OK.

Durant Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Durant, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
First United Bank and Trust Company 79 5.14% $5,366
GUILD MORTGAGE COMPANY 55 4.97% $6,793
QUICKEN LOANS, LLC 24 4.96% $7,482
Gateway First Bank 23 5.08% $5,476
Vision Bank 17 4.48% $3,749
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 5.10% $6,113
AmeriHome Mortgage Company, LLC 8 5.40% $5,460
GUARANTEED RATE, INC. 7 5.89% $7,157
AMERISAVE MORTGAGE CORPORATION 5 3.68% $7,571
NFM, INC. 5 6.08% $5,589
Stride Bank 5 5.05% $4,748
BETTER MORTGAGE CORPORATION 5 4.33% $9,028
General Mortgage Capital Corporation 4 6.25% $4,949
NAVY FEDERAL CREDIT UNION 4 5.25% $3,574
Arvest Bank 4 4.94% $4,343
U.S. Bank 3 5.79% $3,921
PENNYMAC LOAN SERVICES, LLC 3 6.00% $9,540
21ST MORTGAGE CORPORATION 3 6.98% $6,783
LOANDEPOT.COM, LLC 3 3.71% $8,011
JPMorgan Chase Bank 3 4.62% $4,781
Simmons Bank 3 4.13% $4,055
EVERETT FINANCIAL, INC. 3 4.92% $3,659
Wyndham Capital Mortgage, Inc. 2 3.68% $7,461
UNITED WHOLESALE MORTGAGE, LLC 2 5.79% $5,534
Independent Bank 2 4.94% $7,097
CROSSCOUNTRY MORTGAGE, LLC 2 5.19% $10,748
Mr. Cooper ( Nationstar Mortgage ) 2 6.06% $9,544
Wells Fargo Bank 2 4.13% $5,014
Landmark National Bank 1 5.25% $2,957
LHM FINANCIAL CORPORATION 1 5.99% $6,474
LOANPAL, LLC 1 5.99% $5,478
MID AMERICA MORTGAGE, INC. 1 6.13% $3,723
Morgan Stanley Private Bank 1 4.65% $3,479
MORTGAGE FINANCIAL SERVICES, LLC 1 5.99% $5,691
Mortgage Research Center, LLC 1 3.25% $3,872
NBKC BANK 1 7.13% $3,418
North American Savings Bank, F.S.B. 1 5.50% $3,091
Paramount Residential Mortgage Group, Inc. 1 5.50% $5,978
PLAZA HOME MORTGAGE, INC. 1 5.88% $20,406
Prosperity Home Mortgage, LLC 1 3.88% $4,891
RUOFF MORTGAGE COMPANY, INC. 1 4.00% $4,121
Sunflower Bank 1 4.99% $6,103
Truist 1 3.63% $3,648
UMB Bank 1 5.82% $4,379
UNION HOME MORTGAGE CORP. 1 5.63% $5,561
USAA Federal Savings Bank 1 7.50% $4,265
VALOR BANK 1 4.63% $9,932
Watermark Capital, Inc. 1 4.88% $7,365
UNIFY FINANCIAL Credit Union 1 4.25% $2,360
ALLEGIANCE 1 3.25% $3,941
Ally Bank 1 2.75% $3,916
AMCAP MORTGAGE, LTD. 1 6.13% $4,301
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 4.13% $9,464
Bank of America 1 3.88% $5,163
Bank of England 1 7.13% $5,695
BAY EQUITY LLC 1 6.63% $8,868
BMO Harris Bank 1 5.38% $4,019
CANOPY MORTGAGE, LLC 1 5.38% $5,054
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 5.63% $7,691
CERTAINTY HOME LOANS, LLC 1 5.88% $10,499
Chickasaw Community Bank 1 4.25% $7,376
CORNERSTONE HOME LENDING, INC. 1 4.00% $6,051
DEEPHAVEN MORTGAGE LLC 1 5.50% $14,109
Discover Bank 1 3.99% $0
Equity Prime Mortgage LLC 1 7.13% $7,504
FINANCE OF AMERICA MORTGAGE LLC 1 3.50% $6,293
Firstar Bank 1 4.63% $5,780
First Bank 1 6.38% $18,966
First Guaranty Mortgage Corporation 1 3.88% $5,847
First Internet Bank of Indiana 1 5.63% $4,136
First State Bank 1 3.25% $4,511
FLAT BRANCH MORTGAGE, INC. 1 4.13% $4,022
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 5.50% $5,474
HOMESIDE FINANCIAL, LLC 1 5.75% $3,875
Hometown Lenders, Inc. 1 3.63% $4,410
LAKEVIEW LOAN SERVICING, LLC 1 3.88% $6,289

Durant Average Closing Costs & Other Stats

Durant, OK's 76 lenders originated 1,156 loans during 2022. The total origination value was $220,160,000, with an average loan value of $190,450.

Durant's average closing costs are $5,286.

The top Durant lender as defined by loan originations is First United Bank and Trust Company, with 79 loans originated. Their average total fees are $5,366, which is $1,427 lower than the next largest lender, GUILD MORTGAGE COMPANY.

The lowest fee Durant lenders (with over 10 loans originated) are Vision Bank ($3,749), First United Bank and Trust Company ($5,366), Gateway First Bank ($5,476), GUILD MORTGAGE COMPANY ($6,793) and QUICKEN LOANS, LLC ($7,482).

The lowest rate Durant lenders (with over 10 loans originated) are Vision Bank (4.48%), QUICKEN LOANS, LLC (4.96%), GUILD MORTGAGE COMPANY (4.97%), Gateway First Bank (5.08%) and First United Bank and Trust Company (5.14%).

Durant, OK Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
First United Bank and Trust Company $62,725,000 $58,420,000 -6.9% 26.5%
GUILD MORTGAGE COMPANY $39,255,000 $24,530,000 -37.5% 11.1%
Gateway First Bank $45,280,000 $19,105,000 -57.8% 8.7%
QUICKEN LOANS, LLC $16,955,000 $8,535,000 -49.7% 3.9%
Vision Bank $8,225,000 $8,005,000 -2.7% 3.6%
First Texoma National Bank $8,095,000 $7,630,000 -5.7% 3.5%
Simmons Bank $2,180,000 $7,575,000 247.5% 3.4%
Mortgage Research Center, LLC $3,580,000 $5,875,000 64.1% 2.7%
21ST MORTGAGE CORPORATION $4,155,000 $5,300,000 27.6% 2.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $460,000 $4,585,000 896.7% 2.1%
GUARANTEED RATE, INC. $345,000 $4,065,000 1,078.3% 1.8%
HSBC BANK USA, NATIONAL ASSOCIATION $3,810,000 n/a 1.7%
Stride Bank $1,505,000 $3,500,000 132.6% 1.6%
American Nation Bank $2,215,000 $3,170,000 43.1% 1.4%
NFM, INC. $2,880,000 n/a 1.3%
AMERISAVE MORTGAGE CORPORATION $3,040,000 $2,380,000 -21.7% 1.1%
PENNYMAC LOAN SERVICES, LLC $2,500,000 $2,270,000 -9.2% 1.0%
AmeriHome Mortgage Company, LLC $830,000 $2,080,000 150.6% 0.9%
Chickasaw Community Bank $1,350,000 $1,780,000 31.9% 0.8%
BETTER MORTGAGE CORPORATION $560,000 $1,705,000 204.5% 0.8%
UNITED WHOLESALE MORTGAGE, LLC $1,535,000 n/a 0.7%
Arvest Bank $970,000 $1,415,000 45.9% 0.6%
LOANDEPOT.COM, LLC $3,005,000 $1,240,000 -58.7% 0.6%
EVERETT FINANCIAL, INC. $1,460,000 $1,195,000 -18.2% 0.5%
U.S. Bank $125,000 $1,050,000 740.0% 0.5%
First Guaranty Mortgage Corporation $125,000 $1,035,000 728.0% 0.5%
MID AMERICA MORTGAGE, INC. $3,445,000 $1,035,000 -70.0% 0.5%
General Mortgage Capital Corporation $1,030,000 n/a 0.5%
Wells Fargo Bank $1,135,000 $960,000 -15.4% 0.4%
PLAZA HOME MORTGAGE, INC. $935,000 n/a 0.4%
NAVY FEDERAL CREDIT UNION $215,000 $905,000 320.9% 0.4%
BancFirst $475,000 $875,000 84.2% 0.4%
First Bank $155,000 $875,000 464.5% 0.4%
Wyndham Capital Mortgage, Inc. $860,000 n/a 0.4%
CROSSCOUNTRY MORTGAGE, LLC $165,000 $815,000 393.9% 0.4%
CERTAINTY HOME LOANS, LLC $545,000 $755,000 38.5% 0.3%
SOUTHWEST STAGE FUNDING, LLC $1,025,000 $715,000 -30.2% 0.3%
BROKER SOLUTIONS, INC. $760,000 $695,000 -8.6% 0.3%
Citizens Bank $310,000 $665,000 114.5% 0.3%
FREEDOM MORTGAGE CORPORATION $2,395,000 $640,000 -73.3% 0.3%
JPMorgan Chase Bank $670,000 $640,000 -4.5% 0.3%
UNION HOME MORTGAGE CORP. $155,000 $615,000 296.8% 0.3%
HOMEXPRESS MORTGAGE CORP. $610,000 n/a 0.3%
Mr. Cooper ( Nationstar Mortgage ) $1,855,000 $600,000 -67.7% 0.3%
Hometown Lenders, Inc. $595,000 n/a 0.3%
UMB Bank $610,000 $565,000 -7.4% 0.3%
LAKEVIEW LOAN SERVICING, LLC $635,000 $545,000 -14.2% 0.2%
United Community Bank $515,000 n/a 0.2%
CALIBER HOME LOANS, INC. $680,000 $505,000 -25.7% 0.2%
USAA Federal Savings Bank $1,035,000 $500,000 -51.7% 0.2%
Citadel Servicing Corporation $485,000 n/a 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $875,000 $470,000 -46.3% 0.2%
ENCORE BANK $425,000 n/a 0.2%
First State Bank $735,000 $425,000 -42.2% 0.2%
Independent Bank $325,000 $415,000 27.7% 0.2%
CORNERSTONE HOME LENDING, INC. $375,000 $405,000 8.0% 0.2%
PNC Bank $175,000 $405,000 131.4% 0.2%
First Internet Bank of Indiana $385,000 n/a 0.2%
HOMESIDE FINANCIAL, LLC $315,000 $360,000 14.3% 0.2%
OPEN MORTGAGE, LLC $360,000 n/a 0.2%
TRIAD FINANCIAL SERVICES, INC. $360,000 n/a 0.2%
NEWREZ LLC $610,000 $330,000 -45.9% 0.1%
PENTAGON FEDERAL CREDIT UNION $240,000 $325,000 35.4% 0.1%
Bank of America $585,000 $320,000 -45.3% 0.1%
AMERICAN ADVISORS GROUP $205,000 $315,000 53.7% 0.1%
ASSOCIATED MORTGAGE CORPORATION $500,000 $315,000 -37.0% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $305,000 n/a 0.1%
Morgan Stanley Private Bank $305,000 n/a 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $385,000 $305,000 -20.8% 0.1%
Farmers Bank & Trust Company $295,000 n/a 0.1%
BancorpSouth Bank $290,000 n/a 0.1%
LHM FINANCIAL CORPORATION $285,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $330,000 $285,000 -13.6% 0.1%
DEEPHAVEN MORTGAGE LLC $275,000 n/a 0.1%
SWBC MORTGAGE CORPORATION $175,000 $275,000 57.1% 0.1%
UNIFY FINANCIAL Credit Union $275,000 n/a 0.1%
LOANPAL, LLC $265,000 n/a 0.1%
Prosperity Home Mortgage, LLC $215,000 $265,000 23.3% 0.1%
BAY EQUITY LLC $195,000 $255,000 30.8% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $450,000 $255,000 -43.3% 0.1%
Servion, Inc. $255,000 n/a 0.1%
Legend Bank, N.A. $245,000 n/a 0.1%
Sunflower Bank $245,000 n/a 0.1%
The Federal Savings Bank $235,000 $245,000 4.3% 0.1%
Ally Bank $345,000 $235,000 -31.9% 0.1%
CANOPY MORTGAGE, LLC $235,000 n/a 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $235,000 n/a 0.1%
FINANCE OF AMERICA MORTGAGE LLC $235,000 n/a 0.1%
Flagstar Bank, FSB $235,000 n/a 0.1%
FLAT BRANCH MORTGAGE, INC. $105,000 $235,000 123.8% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $315,000 $220,000 -30.2% 0.1%
Centennial Bank $220,000 n/a 0.1%
Discover Bank $55,000 $220,000 300.0% 0.1%
AMWEST FUNDING CORP. $205,000 n/a 0.1%
CMG MORTGAGE, INC. $205,000 n/a 0.1%
Bank of England $195,000 n/a 0.1%
Firstar Bank $2,320,000 $195,000 -91.6% 0.1%
MORIA DEVELOPMENT, INC. $195,000 n/a 0.1%
MORTGAGE FINANCIAL SERVICES, LLC $185,000 n/a 0.1%
NBKC BANK $185,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $175,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $175,000 n/a 0.1%
BMO Harris Bank $155,000 n/a 0.1%
Watermark Capital, Inc. $155,000 n/a 0.1%
First National Bank and Trust Company of Ardmore $480,000 $145,000 -69.8% 0.1%
First Savings Bank $195,000 $145,000 -25.6% 0.1%
North American Savings Bank, F.S.B. $145,000 n/a 0.1%
VALOR BANK $300,000 $145,000 -51.7% 0.1%
ALLEGIANCE $135,000 n/a 0.1%
AMCAP MORTGAGE, LTD. $125,000 n/a 0.1%
Commerce Home Mortgage, Inc. $125,000 n/a 0.1%
First International Bank & Trust $125,000 n/a 0.1%
Nations Lending Corporation $125,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $295,000 $125,000 -57.6% 0.1%
VILLAGE CAPITAL MORTGAGE $230,000 $125,000 -45.7% 0.1%
AMERICAN FINANCING CORPORATION $540,000 $115,000 -78.7% 0.1%
Barrington Bank & Trust Company, N.A. $145,000 $115,000 -20.7% 0.1%
Equity Prime Mortgage LLC $105,000 n/a 0.0%
PLANET HOME LENDING, LLC $380,000 $105,000 -72.4% 0.0%
REVERSE MORTGAGE FUNDING LLC $105,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $95,000 $105,000 10.5% 0.0%
First Bank & Trust Co. $95,000 n/a 0.0%
M&T Bank $85,000 n/a 0.0%
NORTHROP GRUMMAN Federal Credit Union $85,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $45,000 $65,000 44.4% 0.0%
Tulsa Federal Credit Union $165,000 $65,000 -60.6% 0.0%
Landmark National Bank $55,000 n/a 0.0%
COMMUNICATION $45,000 n/a 0.0%
SPRING EQ, LLC $150,000 $45,000 -70.0% 0.0%
Truist $45,000 n/a 0.0%
Figure Lending LLC $25,000 $25,000 0.0% 0.0%

Durant's top lender by overall market share is First United Bank and Trust Company, with 26.5% market share. In second place, with 11.1%, is GUILD MORTGAGE COMPANY, having originated $24,530,000 in loans. In third place, with 8.7%, is Gateway First Bank, having originated $19,105,000 in loans. In fourth place, with 3.9%, is QUICKEN LOANS, LLC, having originated $8,535,000 in loans. In fifth place, with 3.6%, is Vision Bank, having originated $8,005,000 in loans.


Durant Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Durant (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $183,225 (7.8%) $251,213 (16.9%) 0.00 150
2018-02-01 $178,975 (12.2%) $246,230 (12.8%) 0.00 142
2018-03-01 $179,000 (9.4%) $250,377 (10.0%) 0.00 131
2018-04-01 $182,400 (10.4%) $240,179 (3.8%) 0.00 132
2018-05-01 $176,175 (6.2%) $239,116 (3.0%) 0.00 140
2018-06-01 $183,100 (2.7%) $237,000 (0.5%) 0.00 145
2018-07-01 $183,100 (1.8%) $233,396 (-4.5%) 0.00 143
2018-08-01 $193,725 (11.4%) $239,724 (-0.4%) 0.00 143
2018-09-01 $199,500 (10.9%) $247,308 (2.7%) 0.00 128
2018-10-01 $189,900 (0.0%) $248,980 (-6.3%) 0.00 125
2018-11-01 $190,000 (0.0%) $252,503 (-3.5%) 0.00 111
2018-12-01 $189,000 (-0.2%) $234,845 (-10.5%) 0.00 106
2019-01-01 $206,925 (12.9%) $237,867 (-5.3%) 0.00 92
2019-02-01 $200,088 (11.8%) $251,380 (2.1%) 0.00 98
2019-03-01 $211,063 (17.9%) $287,368 (14.8%) 0.00 110
2019-04-01 $216,488 (18.7%) $283,715 (18.1%) 0.00 127
2019-05-01 $222,720 (26.4%) $280,287 (17.2%) 0.00 130
2019-06-01 $230,000 (25.6%) $283,742 (19.7%) 0.00 124
2019-07-01 $235,625 (28.7%) $294,598 (26.2%) 0.00 125
2019-08-01 $222,292 (14.8%) $294,736 (23.0%) 0.00 119
2019-09-01 $222,910 (11.7%) $297,682 (20.4%) 0.00 110
2019-10-01 $223,321 (17.6%) $297,143 (19.3%) 0.00 105
2019-11-01 $219,900 (15.7%) $290,252 (15.0%) 0.00 106
2019-12-01 $218,450 (15.6%) $298,629 (27.2%) 0.00 99
2020-01-01 $211,000 (2.0%) $294,120 (23.7%) 0.00 99
2020-02-01 $234,750 (17.3%) $289,998 (15.4%) 0.00 110
2020-03-01 $248,750 (17.9%) $302,361 (5.2%) 0.00 96
2020-04-01 $249,450 (15.2%) $305,203 (7.6%) 0.00 87
2020-05-01 $210,000 (-5.7%) $296,581 (5.8%) 0.00 78
2020-06-01 $221,750 (-3.6%) $316,054 (11.4%) 0.00 75
2020-07-01 $208,498 (-11.5%) $267,669 (-9.1%) 0.00 71
2020-08-01 $199,750 (-10.1%) $261,841 (-11.2%) 0.00 66
2020-09-01 $226,950 (1.8%) $281,916 (-5.3%) 0.00 59
2020-10-01 $229,000 (2.5%) $302,911 (1.9%) 0.00 55
2020-11-01 $215,000 (-2.2%) $296,956 (2.3%) 0.00 61
2020-12-01 $213,750 (-2.2%) $299,979 (0.5%) 0.00 61
2021-01-01 $219,000 (3.8%) $307,482 (4.5%) 0.00 56
2021-02-01 $246,200 (4.9%) $339,493 (17.1%) 0.00 44
2021-03-01 $253,500 (1.9%) $353,525 (16.9%) 0.00 41
2021-04-01 $244,125 (-2.1%) $317,147 (3.9%) 0.00 44
2021-05-01 $250,425 (19.3%) $328,782 (10.9%) 0.00 44
2021-06-01 $246,115 (11.0%) $318,449 (0.8%) 0.00 59
2021-07-01 $249,500 (19.7%) $346,404 (29.4%) 0.00 60
2021-08-01 $264,600 (32.5%) $378,220 (44.5%) 0.00 58
2021-09-01 $263,250 (16.0%) $394,572 (40.0%) 0.00 69
2021-10-01 $259,900 (13.5%) $383,818 (26.7%) 0.00 83
2021-11-01 $262,975 (22.3%) $404,407 (36.2%) 0.00 67
2021-12-01 $272,475 (27.5%) $417,076 (39.0%) 0.00 58
2022-01-01 $273,450 (24.9%) $443,774 (44.3%) 0.00 48
2022-02-01 $262,475 (6.6%) $431,738 (27.2%) 0.00 53
2022-03-01 $272,100 (7.3%) $396,406 (12.1%) 0.00 49
2022-04-01 $273,500 (12.0%) $359,335 (13.3%) 0.00 51
2022-05-01 $283,000 (13.0%) $367,932 (11.9%) 0.00 58
2022-06-01 $289,825 (17.8%) $424,163 (33.2%) 0.00 69
2022-07-01 $271,600 (8.9%) $383,329 (10.7%) 0.00 89
2022-08-01 $283,188 (7.0%) $390,112 (3.1%) 0.00 94
2022-09-01 $286,625 (8.9%) $392,838 (-0.4%) 0.00 94
2022-10-01 $294,000 (13.1%) $381,439 (-0.6%) 0.00 105
2022-11-01 $280,913 (6.8%) $370,791 (-8.3%) 0.00 122
2022-12-01 $267,000 (-2.0%) $353,021 (-15.4%) 0.00 122
2023-01-01 $266,000 (-2.7%) $335,995 (-24.3%) 0.00 124
2023-02-01 $259,675 (-1.1%) $326,403 (-24.4%) 0.00 119
Durant's median listing price for 2023-02-01 was $259,675, a difference of $-2,800 (-1.1%) versus the prior year and $-6,325 versus the prior month.

Durant's median listing price comes in at 0% of the national average.

Durant's average listing price for 2023-02-01 was $326,403, a difference of $-105,335 (-24.4%) versus the prior year and $-9,592 versus the prior month.

For the 2023-02-01 period, Durant had 119 MLS listings, a difference of -5 listings (-4%) versus the prior month and 66 listings (125%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Durant (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,950 sqft
2018-02-01 0 days 1,926 sqft
2018-03-01 0 days 1,902 sqft
2018-04-01 0 days 1,887 sqft
2018-05-01 0 days 1,880 sqft
2018-06-01 0 days 1,897 sqft
2018-07-01 0 days 1,894 sqft
2018-08-01 0 days 1,895 sqft
2018-09-01 0 days 1,889 sqft
2018-10-01 0 days 1,888 sqft
2018-11-01 0 days 1,933 sqft
2018-12-01 0 days 1,856 sqft
2019-01-01 0 days 1,862 sqft
2019-02-01 0 days 1,856 sqft
2019-03-01 0 days 1,877 sqft
2019-04-01 0 days 1,900 sqft
2019-05-01 0 days 2,028 sqft
2019-06-01 0 days 2,082 sqft
2019-07-01 0 days 2,026 sqft
2019-08-01 0 days 1,985 sqft
2019-09-01 0 days 2,032 sqft
2019-10-01 0 days 2,057 sqft
2019-11-01 0 days 1,985 sqft
2019-12-01 0 days 1,946 sqft
2020-01-01 0 days 1,866 sqft
2020-02-01 0 days 1,938 sqft
2020-03-01 0 days 1,979 sqft
2020-04-01 0 days 2,070 sqft
2020-05-01 0 days 1,900 sqft
2020-06-01 0 days 2,001 sqft
2020-07-01 0 days 1,998 sqft
2020-08-01 0 days 1,968 sqft
2020-09-01 0 days 2,143 sqft
2020-10-01 0 days 2,141 sqft
2020-11-01 0 days 2,012 sqft
2020-12-01 0 days 2,038 sqft
2021-01-01 0 days 2,107 sqft
2021-02-01 0 days 2,174 sqft
2021-03-01 0 days 2,203 sqft
2021-04-01 0 days 1,925 sqft
2021-05-01 0 days 2,045 sqft
2021-06-01 0 days 1,994 sqft
2021-07-01 0 days 1,928 sqft
2021-08-01 0 days 2,026 sqft
2021-09-01 0 days 1,912 sqft
2021-10-01 0 days 1,890 sqft
2021-11-01 0 days 1,892 sqft
2021-12-01 0 days 1,883 sqft
2022-01-01 0 days 1,839 sqft
2022-02-01 0 days 1,773 sqft
2022-03-01 0 days 1,718 sqft
2022-04-01 0 days 1,730 sqft
2022-05-01 0 days 1,728 sqft
2022-06-01 0 days 1,738 sqft
2022-07-01 0 days 1,788 sqft
2022-08-01 0 days 1,830 sqft
2022-09-01 0 days 1,825 sqft
2022-10-01 0 days 1,855 sqft
2022-11-01 0 days 1,833 sqft
2022-12-01 0 days 1,832 sqft
2023-01-01 0 days 1,821 sqft
2023-02-01 0 days 1,754 sqft
Durant's median listing age (time on market) for 2023-02-01 was 0 days.

Durant's median square footage for active listings during the 2023-02-01 period was 1,754 sqft. One year prior, the average listing was 1,773 sqft.

Durant, OK Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 775 $163,365,000 $210,794
Refi 139 $24,925,000 $179,317
Cash Out Refi 116 $20,770,000 $179,052
Other 85 $7,355,000 $86,529
Home Improvement 41 $3,745,000 $91,341

Durant's most frequently cited loan purpose was Home Purchase, with 775 originations. The 2nd most popular reason was Refi, with 139 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 287 $55,575,000 $193,641
4-5% 268 $58,270,000 $217,425
6-7% 192 $34,030,000 $177,240
3-4% 169 $38,025,000 $225,000
7-8% 76 $9,920,000 $130,526
Over 8% 50 $4,900,000 $98,000
2.5-3% 34 $6,520,000 $191,765
<2.5% 13 $1,635,000 $125,769

During 2022, Durant's most frequently originated rate bucket was 5-6%, with 287 originations.

Loan Sizing (Durant, OK MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 483 $73,695,000 $152,578
$200k-400k 357 $95,115,000 $266,429
$100,000 or less 268 $17,110,000 $63,843
$400k-600k 34 $15,990,000 $470,294
$600k-1000k 10 $7,290,000 $729,000
$Over $1MM 4 $10,960,000 $2,740,000

Durant's loan sizing saw the bucket of loans from $100k-200k with 483 originations, totaling $73,695,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 495 $107,025,000 $216,212
60-80% 338 $66,920,000 $197,988
40-60% 101 $19,865,000 $196,683
20-40% 81 $7,955,000 $98,210
Under 20% 58 $3,130,000 $53,966
Over 100% 16 $3,980,000 $248,750

Durant's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 495 originations, totaling $107,025,000 in origination value.