Bank Of Yazoo City Mortgage Rates, Fees & Info
Yazoo City, MSLEI: 5493003CEZ9JGZYJ4J88
Tax ID: 64-0117340
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Bank Of Yazoo City is a smaller bank specializing in Refi and Home Purchase loans. Bank Of Yazoo City has a high proportion of conventional loans. Their top markets by origination volume include: Jackson, Daphne, Pensacola, Atlanta, and Mobile among others. We have data for 9 markets. (Some data included below & more in-depth data is available with an active subscription.)Bank Of Yazoo City has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders.
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Originations
70Origination Dollar Volume (All Markets)
$10,310,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| JACKSON, MS (FHA|USDA|VA) | 56 | $7,660,000 | $136,786 | $0 | 0.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $0 | 0.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $0 | 0.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
| Outside of Metro Areas | 3 | $255,000 | $85,000 | $0 | 0.00% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
| Starkville, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 70 | $10,310,000 | $147,286 | $0 | 0.00% |
For 2023, Bank Of Yazoo City's most frequently originated type of loan was Conventional, with 70 originations.
Loan Reason
For 2023, Bank Of Yazoo City's most frequently cited loan purpose was Refi, with 41 originations. The 2nd most popular reason was Home Purchase, with 22 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 70 | $10,310,000 | $147,286 | $0 | 0.00% |
For 2023, Bank Of Yazoo City's most frequently cited loan duration was Other, with 70 originations.
Loan Sizing
2023 saw Bank Of Yazoo City place emphasis on $100,000 or less loans with 38 originations, totaling $1,850,000 in origination value.
Applicant Income
Bank Of Yazoo City lent most frequently to those with incomes in the $150k-250k range, with 12 originations. The second most popular income band? $250k+, with 11 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 70 | $10,310,000 | $147,286 | $0 | 0.00% |
Bank Of Yazoo City lent most frequently to those with DTI ratios of Exempt%, with 70 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications86.21%
Bank Of Yazoo City has an average approval rate.
Pick Rate
Approvals leading to origination92.86%
Bank Of Yazoo City has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 70 | $10,310,000 | $147,286 |