TUSCALOOSA Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Tuscaloosa averaged 6.91% for the week of 2022-11-23, compared to the national average of 6.58% for the same period.

The average rate for the prior week (2022-11-17) was 6.84% and one month ago for the week of 2022-10-20, the average rate was 7.37%.

Tuscaloosa's average rate one year ago was 3.31%.

For refis of the same type during the week of 2022-11-23, the average rate was 6.64%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-11-23 6.58%
Tuscaloosa 30 Year Fixed Rate 2022-11-23 6.91%
Tuscaloosa 30 Year Fixed Rate Refi 2022-11-23 6.64%
Tuscaloosa 15 Year Fixed Rate 2022-11-23 6.44%
Tuscaloosa 15 Year Fixed Rate Refi 2022-11-23 5.91%
Tuscaloosa 30 Year FHA 2022-11-23 -0.15%
Tuscaloosa 30 Year FHA Refi 2022-11-23 -0.27%
Tuscaloosa 30 Year USDA 2022-11-23 -0.19%
Tuscaloosa 30 Year USDA Refi 2022-11-23 -0.51%
Tuscaloosa 30 Year VA 2022-11-23 0.12%
Tuscaloosa 30 Year VA Refi 2022-11-23 -0.26%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within TUSCALOOSA, AL.

TUSCALOOSA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the TUSCALOOSA, AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
First Federal Bank, A FSB 685 3.06% $3,471
QUICKEN LOANS, LLC 219 3.14% $4,615
Regions Bank 208 3.16% $3,344
Alabama One Credit Union 170 3.23% $3,511
FirstBank 125 2.97% $5,099
TJC Mortgage, Inc. 101 3.14% $3,395
INTERLINC MORTGAGE SERVICES, LLC 88 3.13% $2,890
Renasant Bank 85 3.29% $3,968
BancorpSouth Bank 81 3.15% $3,698
Bryant Bank 80 2.81% $4,121
Cadence Bank, N.A. 79 3.13% $3,122
Wells Fargo Bank 77 3.18% $2,426
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 67 3.03% $3,935
Trustmark National Bank 62 3.16% $3,717
MOVEMENT MORTGAGE, LLC 61 3.35% $2,497
ALABAMA CREDIT UNION 47 3.18% $3,939
LOANDEPOT.COM, LLC 46 3.12% $4,614
Consumer First Mortgage, Inc. 39 2.92% $4,351
Synovus Bank 38 3.33% $4,876
UNITED WHOLESALE MORTGAGE, LLC 31 2.96% $4,039
SmartBank 31 3.01% $2,674
AMERISAVE MORTGAGE CORPORATION 29 2.89% $4,157
Hometown Lenders, Inc. 27 3.36% $4,379
BETTER MORTGAGE CORPORATION 23 2.82% $2,626
Mr. Cooper ( Nationstar Mortgage ) 22 3.42% $4,508
U.S. Bank 17 3.02% $4,380
HOME POINT FINANCIAL CORPORATION 17 2.92% $5,053
Citizens Bank 16 2.90% $4,869
Assurance Financial Group, L.L.C. 16 3.59% $3,899
GMFS LLC 16 2.91% $3,217
JPMorgan Chase Bank 16 3.02% $2,127
DHI MORTGAGE COMPANY, LTD. 16 2.96% $2,697
FREEDOM MORTGAGE CORPORATION 15 3.12% $2,878
CALIBER HOME LOANS, INC. 15 3.33% $3,570
Prosperity Home Mortgage, LLC 15 3.30% $2,814
SOUTHWEST FUNDING, LP 14 3.32% $6,876
PENNYMAC LOAN SERVICES, LLC 13 3.30% $6,042
SouthPoint Bank 11 3.26% $2,362
SECURITYNATIONAL MORTGAGE COMPANY 11 3.68% $3,384
BROKER SOLUTIONS, INC. 11 2.98% $3,143
NEWREZ LLC 10 3.06% $3,241
NAVY FEDERAL CREDIT UNION 9 3.67% $2,943
PNC Bank 9 2.97% $3,799
FINANCE OF AMERICA MORTGAGE LLC 8 3.27% $3,253
Bank of America 8 2.66% $3,529
Northpointe Bank 7 3.01% $5,729
MUTUAL OF OMAHA MORTGAGE, INC. 7 3.20% $3,835
InterContinental Capital Group, Inc 7 3.34% $3,384
TIAA, FSB 6 3.06% $6,162
ServisFirst Bank 6 3.63% $5,205
CIS Financial Services, Inc. 6 3.08% $6,161
GoPrime Mortgage, Inc. 6 3.21% $2,887
Carrington Mortgage Services, LLC 5 3.08% $3,238
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 5 3.10% $3,211
CROSSCOUNTRY MORTGAGE, LLC 5 3.42% $3,285
AVADIAN 5 3.25% $3,127
Progress Bank and Trust 5 2.90% $3,053
LEADERONE FINANCIAL CORPORATION 5 3.27% $3,437
First National Bank of America 5 7.10% $7,866
Nations Lending Corporation 5 3.45% $4,975
HUNT MORTGAGE CORPORATION 5 3.15% $2,900
GUILD MORTGAGE COMPANY 5 2.98% $3,645
Truist 5 3.14% $2,943
HOMEBRIDGE FINANCIAL SERVICES, INC. 5 3.08% $2,728
APCO EMPLOYEES 4 3.03% $3,021
CHURCHILL MORTGAGE CORPORATION 4 3.47% $3,775
First Guaranty Mortgage Corporation 4 3.53% $3,915
Flagstar Bank, FSB 4 3.22% $3,499
CB&S Bank, Inc. 4 2.84% $3,405
Ally Bank 4 2.87% $4,510
Stifel Bank and Trust 4 2.94% $1,989
BBVA USA 4 3.13% $2,007
Metro City Bank 4 3.75% $4,128
PLAZA HOME MORTGAGE, INC. 3 3.42% $6,717
HOMESIDE FINANCIAL, LLC 3 3.08% $4,190
Plains Commerce Bank 3 3.08% $3,760
Morgan Stanley Private Bank 3 2.64% $2,453
Bank of England 3 2.83% $3,939
PENTAGON FEDERAL CREDIT UNION 3 3.21% $1,617
ROYAL UNITED MORTGAGE LLC 3 3.17% $7,774
Citibank 3 3.17% $3,013
VANDERBILT MORTGAGE AND FINANCE, INC. 3 2.92% $2,784
Wyndham Capital Mortgage, Inc. 3 2.88% $1,155
Magnolia Bank 3 3.21% $2,797
STEARNS LENDING, LLC 3 3.21% $3,006
UNION HOME MORTGAGE CORP. 3 2.58% $2,227
FIRST COMMUNITY MORTGAGE, INC. 3 3.33% $4,306
Mortgage Research Center, LLC 3 2.87% $4,268
Eco Credit Union 3 3.75% $3,810
CANOPY MORTGAGE, LLC 3 3.58% $2,853
First Horizon Bank 3 3.25% $2,804
Raymond James Bank 2 3.19% $2,926
AMERICAN FINANCING CORPORATION 2 2.75% $2,647
AMERIFIRST FINANCIAL CORPORATION 2 3.25% $3,079
Ameris Bank 2 3.75% $4,861
ANGEL OAK HOME LOANS LLC 2 3.75% $7,282
CHERRY CREEK MORTGAGE, LLC 2 3.00% $3,217
CITIZENS EQUITY FIRST 2 3.38% $2,636
CMG MORTGAGE, INC. 2 3.19% $4,843
Community Bank of Mississippi 2 3.19% $2,725
DELMAR FINANCIAL COMPANY 2 3.88% $9,654
DRAPER AND KRAMER MORTGAGE CORP. 2 2.75% $3,690
EVERETT FINANCIAL, INC. 2 3.56% $1,635
Fifth Third Bank 2 3.06% $2,256
GSF Mortgage Corporation 2 3.24% $5,623
GUARANTEED RATE, INC. 2 3.25% $3,189
GUARANTY HOME MORTGAGE CORPORATION 2 3.06% $3,579
Hancock Whitney Bank 2 3.69% $2,855
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 3.19% $2,817
HOPE FEDERAL CREDIT UNION 2 4.25% $5,308
Liberty Mortgage Corporation 2 2.88% $4,095
MAX Credit Union 2 3.75% $3,331
MICHIGAN MUTUAL, INC. 2 2.81% $2,593
MILEND, INC. 2 3.31% $7,238
MORTGAGE INVESTORS GROUP, INC. 2 3.13% $3,278
North American Savings Bank, F.S.B. 2 2.75% $1,976
Northwest Federal Credit Union 2 3.00% $2,858
Pinnacle Bank 2 3.19% $2,001
PLANET HOME LENDING, LLC 2 3.13% $2,552
RELIANCE FIRST CAPITAL, LLC 2 3.19% $6,022
River Bank & Trust 2 3.14% $2,410
SOVEREIGN LENDING GROUP INCORPORATED 2 3.00% $6,745
The First National Bank of Middle Tennessee 2 3.19% $4,561
Total Media Management, LLC 2 2.88% $3,438
NEW DAY FINANCIAL, LLC 1 2.99% $3,421
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 3.38% $3,053
NFM, INC. 1 3.38% $6,054
AMERICA'S FIRST 1 2.88% $5,153
Hamilton Mortgage Corporation 1 3.13% $325
AMERICAN INTERNET MORTGAGE, INC. 1 2.50% $2,554
NP, Inc. 1 3.37% $4,594
Goldwater Bank, N.A. 1 3.00% $5,264
Gateway First Bank 1 3.13% $450
UNIVERSITY LENDING GROUP, LLC 1 2.75% $3,689
First Option Mortgage, LLC 1 4.00% $4,784
AMERICAN FINANCIAL NETWORK, INC. 1 2.88% $6,132
First Internet Bank of Indiana 1 3.00% $2,789
First Heritage Mortgage, LLC 1 3.25% $2,968
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 2.99% $1,037
Prime Choice Funding Inc. 1 3.25% $2,437
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 2.75% $2,661
FBC MORTGAGE, LLC 1 3.00% $1,805
Evolve Bank & Trust 1 3.50% $3,079
EVANSVILLE TEACHERS 1 2.88% $4,758
ACADEMY MORTGAGE CORPORATION 1 3.00% $4,010
RBC Bank, (Georgia) 1 2.88% $744
ENVOY MORTGAGE, LTD 1 3.63% $3,452
Valley National Bank 1 3.25% $3,939
EMBRACE HOME LOANS, INC. 1 2.75% $6,714
AMERICAN ADVISORS GROUP 1 3.63% $1,661
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.50% $1,901
Deere Employees Credit Union 1 3.75% $3,221
RUOFF MORTGAGE COMPANY, INC. 1 2.75% $1,925
CRESCENT MORTGAGE COMPANY 1 4.13% $4,373
Colten Mortgage, LLC 1 3.50% $1,564
Sierra Pacific Mortgage Company, Inc. 1 4.99% $3,926
SIRVA MORTGAGE, INC. 1 3.00% $0
Colony Bank 1 2.88% $2,343
SOFI LENDING CORP. 1 2.75% $5,167
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 4.00% $3,426
South State Bank 1 3.25% $3,907
Capitol Federal Savings Bank 1 2.88% $3,921
Watermark Capital, Inc. 1 2.50% $3,547
SPRING EQ, LLC 1 2.75% $0
Beach Community Mortgage Services, Inc. 1 3.63% $2,654
BAYSHORE MORTGAGE FUNDING, LLC 1 3.50% $3,919
STOCKTON MORTGAGE CORPORATION 1 2.75% $3,000
Strong Home Mortgage, LLC 1 3.13% $2,080
SUN WEST MORTGAGE COMPANY, INC. 1 3.38% $2,581
SWBC MORTGAGE CORPORATION 1 3.63% $2,596
Baxter Credit Union 1 2.38% $3,030
The Central Trust Bank 1 2.99% $4,431
The Citizens National Bank of Meridian 1 2.75% $2,526
The Federal Savings Bank 1 3.63% $6,294
ALLIED MORTGAGE GROUP, INC. 1 2.88% $5,719
BANKSOUTH MORTGAGE COMPANY, LLC 1 2.88% $4,832
Austin Capital Bank SSB 1 2.63% $3,179
ALLIANT CREDIT UNION 1 3.13% $7,366
TOWNE MORTGAGE COMPANY 1 2.50% $4,060
TRIAD FINANCIAL SERVICES, INC. 1 5.00% $5,994
Triumph Bank 1 2.88% $2,556
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 4.00% $4,838
AmeriHome Mortgage Company, LLC 1 3.38% $4,179
Merchants Bank of Indiana 1 3.13% $2,814
UBS Bank USA 1 2.88% $4,436
LAKEVIEW LOAN SERVICING, LLC 1 3.25% $3,412
KeyBank 1 2.88% $3,739
KELLER MORTGAGE, LLC 1 3.13% $1,441
KEESLER 1 3.00% $2,667
INLANTA MORTGAGE, INC. 1 2.75% $2,186
NATIONS RELIABLE LENDING, LLC 1 2.88% $3,949
HOMESTEAD FUNDING CORP. 1 2.50% $3,228
NBKC BANK 1 2.88% $2,765

TUSCALOOSA Average Closing Costs & Other Stats

TUSCALOOSA, AL's 193 lenders originated 8,106 loans during 2021. The total origination value was $1,854,190,000, with an average loan value of $228,743.

TUSCALOOSA's average closing costs are $4,167.

The top TUSCALOOSA lender as defined by loan originations is First Federal Bank, A FSB, with 685 loans originated. Their average total fees are $3,471, which is $1,144 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee TUSCALOOSA lenders (with over 10 loans originated) are JPMorgan Chase Bank ($2,127), SouthPoint Bank ($2,362), Wells Fargo Bank ($2,426), MOVEMENT MORTGAGE, LLC ($2,497) and BETTER MORTGAGE CORPORATION ($2,626).

The lowest rate TUSCALOOSA lenders (with over 10 loans originated) are Bryant Bank (2.81%), BETTER MORTGAGE CORPORATION (2.82%), AMERISAVE MORTGAGE CORPORATION (2.89%), Citizens Bank (2.90%) and GMFS LLC (2.91%).

TUSCALOOSA, AL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
First Federal Bank, A FSB $280,880,000 $272,815,000 -2.9% 14.7%
QUICKEN LOANS, LLC $94,500,000 $105,535,000 11.7% 5.7%
Regions Bank $66,855,000 $84,870,000 26.9% 4.6%
BankFirst Financial Services $83,905,000 $72,830,000 -13.2% 3.9%
Alabama One Credit Union $108,045,000 $59,825,000 -44.6% 3.2%
FirstBank $69,775,000 $55,210,000 -20.9% 3.0%
INTERLINC MORTGAGE SERVICES, LLC $80,015,000 $47,530,000 -40.6% 2.6%
WALKER & DUNLOP, LLC $47,530,000 n/a 2.6%
TJC Mortgage, Inc. $9,865,000 $44,535,000 351.4% 2.4%
Trustmark National Bank $30,620,000 $42,950,000 40.3% 2.3%
Bryant Bank $46,615,000 $41,830,000 -10.3% 2.3%
FREEDOM MORTGAGE CORPORATION $38,425,000 $41,650,000 8.4% 2.2%
Renasant Bank $39,005,000 $40,695,000 4.3% 2.2%
Capital One $37,535,000 n/a 2.0%
Synovus Bank $19,590,000 $34,665,000 77.0% 1.9%
Wells Fargo Bank $24,885,000 $34,650,000 39.2% 1.9%
SOUTHWEST FUNDING, LP $23,150,000 $34,420,000 48.7% 1.9%
Cadence Bank, N.A. $49,205,000 $31,805,000 -35.4% 1.7%
BancorpSouth Bank $47,890,000 $30,010,000 -37.3% 1.6%
MOVEMENT MORTGAGE, LLC $2,250,000 $26,065,000 1,058.4% 1.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $17,845,000 $25,360,000 42.1% 1.4%
LOANDEPOT.COM, LLC $19,755,000 $24,010,000 21.5% 1.3%
ALABAMA CREDIT UNION $20,385,000 $23,845,000 17.0% 1.3%
PENNYMAC LOAN SERVICES, LLC $10,855,000 $22,465,000 107.0% 1.2%
West Alabama Bank & Trust $18,695,000 $20,810,000 11.3% 1.1%
SmartBank $20,965,000 $18,295,000 -12.7% 1.0%
Mortgage Research Center, LLC $14,040,000 $17,520,000 24.8% 0.9%
UNITED WHOLESALE MORTGAGE, LLC $13,425,000 $16,675,000 24.2% 0.9%
DHI MORTGAGE COMPANY, LTD. $8,245,000 $16,205,000 96.5% 0.9%
First Bank of Alabama $225,000 $14,985,000 6,560.0% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $13,865,000 $14,215,000 2.5% 0.8%
U.S. Bank $4,315,000 $12,420,000 187.8% 0.7%
HOME POINT FINANCIAL CORPORATION $9,850,000 $11,420,000 15.9% 0.6%
AMERISAVE MORTGAGE CORPORATION $8,070,000 $11,310,000 40.1% 0.6%
Citizens Bank $5,960,000 $10,865,000 82.3% 0.6%
CALIBER HOME LOANS, INC. $12,350,000 $10,580,000 -14.3% 0.6%
Consumer First Mortgage, Inc. $11,630,000 $10,515,000 -9.6% 0.6%
JPMorgan Chase Bank $7,590,000 $10,145,000 33.7% 0.5%
COREVEST AMERICAN FINANCE LENDER LLC $10,005,000 n/a 0.5%
SouthPoint Bank $3,910,000 $9,945,000 154.3% 0.5%
Hometown Lenders, Inc. $8,175,000 $9,020,000 10.3% 0.5%
VILLAGE CAPITAL & INVESTMENT LLC $6,415,000 $9,020,000 40.6% 0.5%
BETTER MORTGAGE CORPORATION $4,210,000 $8,905,000 111.5% 0.5%
GMFS LLC $5,225,000 $8,350,000 59.8% 0.5%
21ST MORTGAGE CORPORATION $8,765,000 $8,005,000 -8.7% 0.4%
CB&S Bank, Inc. $700,000 $7,795,000 1,013.6% 0.4%
NEWREZ LLC $3,495,000 $7,735,000 121.3% 0.4%
Carrington Mortgage Services, LLC $9,465,000 $7,495,000 -20.8% 0.4%
PNC Bank $7,495,000 $7,435,000 -0.8% 0.4%
Bank of America $4,765,000 $7,345,000 54.1% 0.4%
Assurance Financial Group, L.L.C. $3,760,000 $7,335,000 95.1% 0.4%
First US Bank $2,460,000 $6,710,000 172.8% 0.4%
Prosperity Home Mortgage, LLC $5,745,000 $6,615,000 15.1% 0.4%
NAVY FEDERAL CREDIT UNION $6,160,000 $6,070,000 -1.5% 0.3%
BBVA USA $10,005,000 $5,990,000 -40.1% 0.3%
Northpointe Bank $3,325,000 $5,970,000 79.5% 0.3%
USAA Federal Savings Bank $7,400,000 $5,795,000 -21.7% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $6,200,000 $5,745,000 -7.3% 0.3%
TRIAD FINANCIAL SERVICES, INC. $2,640,000 $5,655,000 114.2% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $3,735,000 $5,040,000 34.9% 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $5,750,000 $4,880,000 -15.1% 0.3%
LAKEVIEW LOAN SERVICING, LLC $2,255,000 $4,460,000 97.8% 0.2%
LEADERONE FINANCIAL CORPORATION $2,675,000 $4,225,000 57.9% 0.2%
NEW DAY FINANCIAL, LLC $7,495,000 $4,065,000 -45.8% 0.2%
BROKER SOLUTIONS, INC. $3,625,000 $4,025,000 11.0% 0.2%
Truist Bank $6,850,000 $3,905,000 -43.0% 0.2%
First Guaranty Mortgage Corporation $2,465,000 $3,665,000 48.7% 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,110,000 $3,555,000 68.5% 0.2%
ServisFirst Bank $11,335,000 $3,420,000 -69.8% 0.2%
GUILD MORTGAGE COMPANY $2,875,000 $3,195,000 11.1% 0.2%
CHURCHILL MORTGAGE CORPORATION $1,510,000 $3,090,000 104.6% 0.2%
Ally Bank $2,755,000 n/a 0.1%
AMERICA'S FIRST $1,825,000 $2,755,000 51.0% 0.1%
South State Bank $2,575,000 $2,710,000 5.2% 0.1%
EVANSVILLE TEACHERS $810,000 $2,680,000 230.9% 0.1%
North American Savings Bank, F.S.B. $685,000 $2,605,000 280.3% 0.1%
Community Bank of Mississippi $2,915,000 $2,555,000 -12.3% 0.1%
TIAA, FSB $720,000 $2,540,000 252.8% 0.1%
The Citizens National Bank of Meridian $560,000 $2,505,000 347.3% 0.1%
PLAZA HOME MORTGAGE, INC. $1,665,000 $2,495,000 49.8% 0.1%
First Horizon Bank $2,445,000 n/a 0.1%
CIS Financial Services, Inc. $1,335,000 $2,430,000 82.0% 0.1%
APCO EMPLOYEES $3,435,000 $2,410,000 -29.8% 0.1%
Barrington Bank & Trust Company, N.A. $2,225,000 $2,295,000 3.1% 0.1%
Arbor Realty Trust, Inc. $23,205,000 $2,275,000 -90.2% 0.1%
Bank of England $2,600,000 $2,275,000 -12.5% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $85,000 $2,265,000 2,564.7% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $2,210,000 $2,260,000 2.3% 0.1%
GoPrime Mortgage, Inc. $2,175,000 n/a 0.1%
GUARANTEED RATE, INC. $750,000 $2,155,000 187.3% 0.1%
InterContinental Capital Group, Inc $835,000 $2,090,000 150.3% 0.1%
CMG MORTGAGE, INC. $2,475,000 $2,055,000 -17.0% 0.1%
Progress Bank and Trust $1,055,000 $2,050,000 94.3% 0.1%
Morgan Stanley Private Bank $720,000 $2,035,000 182.6% 0.1%
The Federal Savings Bank $4,310,000 $1,950,000 -54.8% 0.1%
Flagstar Bank, FSB $1,440,000 $1,940,000 34.7% 0.1%
Magnolia Bank $710,000 $1,905,000 168.3% 0.1%
AmeriHome Mortgage Company, LLC $2,810,000 $1,895,000 -32.6% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $2,310,000 $1,855,000 -19.7% 0.1%
Volunteer State Bank $1,765,000 n/a 0.1%
PLANET HOME LENDING, LLC $1,790,000 $1,735,000 -3.1% 0.1%
Mutual Savings Credit Union $1,330,000 $1,705,000 28.2% 0.1%
Ameris Bank $1,225,000 $1,700,000 38.8% 0.1%
AMERICAN FINANCING CORPORATION $925,000 $1,655,000 78.9% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $825,000 $1,565,000 89.7% 0.1%
PENTAGON FEDERAL CREDIT UNION $205,000 $1,560,000 661.0% 0.1%
Pinnacle Bank $520,000 $1,550,000 198.1% 0.1%
ANGEL OAK HOME LOANS LLC $335,000 $1,515,000 352.2% 0.1%
GSF Mortgage Corporation $855,000 $1,475,000 72.5% 0.1%
AVADIAN $3,225,000 $1,465,000 -54.6% 0.1%
MAX Credit Union $360,000 $1,400,000 288.9% 0.1%
Stifel Bank and Trust $1,495,000 $1,400,000 -6.4% 0.1%
UBS Bank USA $1,365,000 n/a 0.1%
HUNT MORTGAGE CORPORATION $1,355,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $2,805,000 $1,335,000 -52.4% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $1,160,000 $1,325,000 14.2% 0.1%
River Bank & Trust $135,000 $1,325,000 881.5% 0.1%
First Financial Bank $1,295,000 $1,270,000 -1.9% 0.1%
Hancock Whitney Bank $595,000 $1,270,000 113.4% 0.1%
HOMESIDE FINANCIAL, LLC $440,000 $1,255,000 185.2% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $2,315,000 $1,220,000 -47.3% 0.1%
CLEARPATH LENDING $1,165,000 $1,210,000 3.9% 0.1%
Raymond James Bank $1,200,000 n/a 0.1%
Nations Lending Corporation $430,000 $1,195,000 177.9% 0.1%
Wyndham Capital Mortgage, Inc. $325,000 $1,155,000 255.4% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $560,000 $1,115,000 99.1% 0.1%
Fifth Third Bank $135,000 $1,090,000 707.4% 0.1%
First National Bank of America $485,000 $1,060,000 118.6% 0.1%
GUARANTEED RATE AFFINITY, LLC $325,000 $1,035,000 218.5% 0.1%
Charles Schwab Bank, SSB $715,000 $975,000 36.4% 0.1%
EVERETT FINANCIAL, INC. $965,000 n/a 0.1%
DELMAR FINANCIAL COMPANY $955,000 n/a 0.1%
STEARNS LENDING, LLC $275,000 $890,000 223.6% 0.0%
Triumph Bank $215,000 $890,000 314.0% 0.0%
Citibank $615,000 $885,000 43.9% 0.0%
ACCELERATE MORTGAGE, LLC $860,000 n/a 0.0%
CITIZENS EQUITY FIRST $860,000 n/a 0.0%
Low VA Rates, LLC $1,015,000 $855,000 -15.8% 0.0%
Gateway First Bank $880,000 $850,000 -3.4% 0.0%
First Option Mortgage, LLC $845,000 n/a 0.0%
NP, Inc. $1,200,000 $800,000 -33.3% 0.0%
ROYAL UNITED MORTGAGE LLC $1,110,000 $785,000 -29.3% 0.0%
CHERRY CREEK MORTGAGE, LLC $750,000 n/a 0.0%
ENVOY MORTGAGE, LTD $275,000 $745,000 170.9% 0.0%
First South Farm Credit, ACA $1,430,000 $745,000 -47.9% 0.0%
ZILLOW HOME LOANS, LLC $645,000 $730,000 13.2% 0.0%
The First National Bank of Middle Tennessee $720,000 n/a 0.0%
MILEND, INC. $965,000 $705,000 -26.9% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $885,000 $700,000 -20.9% 0.0%
Metro City Bank $260,000 $695,000 167.3% 0.0%
Ixonia Bank $685,000 n/a 0.0%
First Federal Bank $945,000 $655,000 -30.7% 0.0%
AMERICAN FINANCIAL NETWORK, INC. $725,000 $650,000 -10.3% 0.0%
Plains Commerce Bank $650,000 n/a 0.0%
KeyBank $645,000 n/a 0.0%
Eco Credit Union $145,000 $625,000 331.0% 0.0%
SIRVA MORTGAGE, INC. $285,000 $615,000 115.8% 0.0%
UNION HOME MORTGAGE CORP. $1,240,000 $615,000 -50.4% 0.0%
Peoples Bank $335,000 $595,000 77.6% 0.0%
BLUELEAF LENDING, LLC $265,000 $590,000 122.6% 0.0%
Central State Bank $280,000 $580,000 107.1% 0.0%
Capitol Federal Savings Bank $605,000 $575,000 -5.0% 0.0%
ISERVE RESIDENTIAL LENDING, LLC $1,810,000 $575,000 -68.2% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $95,000 $575,000 505.3% 0.0%
Colten Mortgage, LLC $565,000 n/a 0.0%
Valley National Bank $335,000 $560,000 67.2% 0.0%
PHH Mortgage Corporation $75,000 $555,000 640.0% 0.0%
AMERIFIRST FINANCIAL CORPORATION $550,000 n/a 0.0%
Mid-Continent Funding, Inc. $380,000 $550,000 44.7% 0.0%
First Internet Bank of Indiana $285,000 $540,000 89.5% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $1,295,000 $540,000 -58.3% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $540,000 n/a 0.0%
The First, A National Banking Association $540,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $460,000 $535,000 16.3% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $535,000 n/a 0.0%
HOMESTEAD FUNDING CORP. $530,000 n/a 0.0%
Northwest Federal Credit Union $530,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $825,000 $515,000 -37.6% 0.0%
SOFI LENDING CORP. $465,000 $505,000 8.6% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $215,000 $495,000 130.2% 0.0%
Goldwater Bank, N.A. $605,000 $485,000 -19.8% 0.0%
ALL IN $475,000 n/a 0.0%
CSL Financial, LLC $470,000 $470,000 0.0% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $470,000 $470,000 0.0% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $255,000 $450,000 76.5% 0.0%
EMBRACE HOME LOANS, INC. $490,000 $450,000 -8.2% 0.0%
HOPE FEDERAL CREDIT UNION $450,000 n/a 0.0%
CERTAINTY HOME LOANS, LLC $520,000 $445,000 -14.4% 0.0%
MICHIGAN MUTUAL, INC. $445,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $175,000 $445,000 154.3% 0.0%
MORTGAGE INVESTORS GROUP, INC. $635,000 $440,000 -30.7% 0.0%
First Federal Bank of Kansas City $435,000 n/a 0.0%
FBC MORTGAGE, LLC $965,000 $430,000 -55.4% 0.0%
Citizens National Bank, N.A. $415,000 n/a 0.0%
First Bank $410,000 n/a 0.0%
Hamilton Mortgage Corporation $2,220,000 $410,000 -81.5% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $215,000 $410,000 90.7% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $1,240,000 $405,000 -67.3% 0.0%
Mountain Commerce Bank $405,000 n/a 0.0%
UNIVERSITY LENDING GROUP, LLC $405,000 n/a 0.0%
BankPlus $75,000 $400,000 433.3% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $360,000 $395,000 9.7% 0.0%
Visio Financial Services Inc. $390,000 n/a 0.0%
LEGACY COMMUNITY FEDERAL CREDIT UNION $290,000 $380,000 31.0% 0.0%
CANOPY MORTGAGE, LLC $375,000 n/a 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $105,000 $360,000 242.9% 0.0%
Liberty Mortgage Corporation $450,000 $360,000 -20.0% 0.0%
Independent Bank $605,000 $340,000 -43.8% 0.0%
NATIONS RELIABLE LENDING, LLC $335,000 n/a 0.0%
AMWEST FUNDING CORP. $325,000 n/a 0.0%
Capital Bank $325,000 n/a 0.0%
NBKC BANK $455,000 $325,000 -28.6% 0.0%
Watermark Capital, Inc. $290,000 $325,000 12.1% 0.0%
AMERICAN ADVISORS GROUP $660,000 $315,000 -52.3% 0.0%
Simmons Bank $315,000 n/a 0.0%
Figure Lending LLC $200,000 $310,000 55.0% 0.0%
Total Media Management, LLC $270,000 $310,000 14.8% 0.0%
Colony Bank $305,000 n/a 0.0%
LOANFLIGHT LENDING, LLC $515,000 $305,000 -40.8% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $845,000 $300,000 -64.5% 0.0%
Austin Capital Bank SSB $245,000 $300,000 22.4% 0.0%
Paramount Residential Mortgage Group, Inc. $135,000 $300,000 122.2% 0.0%
SOUTHWEST STAGE FUNDING, LLC $1,175,000 $300,000 -74.5% 0.0%
Community National Bank & Trust $285,000 n/a 0.0%
Strong Home Mortgage, LLC $285,000 n/a 0.0%
Truity Federal Credit Union $285,000 n/a 0.0%
Armed Forces Bank $275,000 n/a 0.0%
FAMILY SAVINGS $265,000 n/a 0.0%
The Central Trust Bank $265,000 n/a 0.0%
DAS Acquisition Company, LLC $255,000 n/a 0.0%
Peoples Bank of Alabama $415,000 $250,000 -39.8% 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC $245,000 n/a 0.0%
IncredibleBank $245,000 n/a 0.0%
Merchants Bank of Indiana $245,000 n/a 0.0%
STOCKTON MORTGAGE CORPORATION $175,000 $245,000 40.0% 0.0%
Deere Employees Credit Union $240,000 n/a 0.0%
ATLANTA POSTAL $235,000 n/a 0.0%
City Bank $410,000 $235,000 -42.7% 0.0%
Equity Prime Mortgage LLC $235,000 n/a 0.0%
ATHAS CAPITAL GROUP, INC. $230,000 n/a 0.0%
Citizens 1st Bank $225,000 n/a 0.0%
MTC Federal Credit Union $225,000 n/a 0.0%
Reliant Bank $235,000 $225,000 -4.3% 0.0%
Baxter Credit Union $215,000 n/a 0.0%
INLANTA MORTGAGE, INC. $215,000 n/a 0.0%
SPRING EQ, LLC $210,000 n/a 0.0%
CASTLE & COOKE MORTGAGE, LLC $205,000 n/a 0.0%
First Savings Bank $255,000 $205,000 -19.6% 0.0%
ALABAMA TEACHERS $155,000 $195,000 25.8% 0.0%
ALLIANT CREDIT UNION $235,000 $195,000 -17.0% 0.0%
CityWorth Mortgage LLC $195,000 $195,000 0.0% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $195,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $195,000 n/a 0.0%
AlaTrust Credit Union $140,000 $190,000 35.7% 0.0%
Discover Bank $190,000 $190,000 0.0% 0.0%
EvaBank $555,000 $190,000 -65.8% 0.0%
AMERICAN MORTGAGE SERVICE COMPANY $360,000 $185,000 -48.6% 0.0%
CHEVRON $185,000 n/a 0.0%
IMPAC MORTGAGE CORP. $185,000 n/a 0.0%
Prime Choice Funding Inc. $265,000 $185,000 -30.2% 0.0%
ACADEMY MORTGAGE CORPORATION $285,000 $175,000 -38.6% 0.0%
Evolve Bank & Trust $125,000 $175,000 40.0% 0.0%
First National Bank $175,000 n/a 0.0%
Florida Capital Bank $195,000 $175,000 -10.3% 0.0%
KEESLER $175,000 n/a 0.0%
PREMIA MORTGAGE, LLC $175,000 n/a 0.0%
RESIDENTIAL BANCORP. $175,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $1,390,000 $175,000 -87.4% 0.0%
United Community Bank $175,000 n/a 0.0%
CRESCENT MORTGAGE COMPANY $1,020,000 $165,000 -83.8% 0.0%
TCF National Bank $165,000 n/a 0.0%
Texana Bank $165,000 n/a 0.0%
First Heritage Mortgage, LLC $155,000 n/a 0.0%
KELLER MORTGAGE, LLC $1,485,000 $155,000 -89.6% 0.0%
MLD MORTGAGE INC. $245,000 $155,000 -36.7% 0.0%
OCEANSIDE MORTGAGE COMPANY $95,000 $155,000 63.2% 0.0%
OPEN MORTGAGE, LLC $155,000 n/a 0.0%
T2 FINANCIAL LLC $155,000 n/a 0.0%
DELTA COMMUNITY CREDIT UNION $35,000 $150,000 328.6% 0.0%
Beach Community Mortgage Services, Inc. $145,000 n/a 0.0%
EMM LOANS LLC $125,000 $145,000 16.0% 0.0%
Premier Bank of the South $65,000 $140,000 115.4% 0.0%
Guaranty Bank and Trust Company $135,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $310,000 $125,000 -59.7% 0.0%
AuburnBank $125,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $75,000 $125,000 66.7% 0.0%
MIDLAND MORTGAGE CORPORATION $125,000 n/a 0.0%
RBC Bank, (Georgia) $75,000 $125,000 66.7% 0.0%
The Hometown Bank of Alabama $125,000 $125,000 0.0% 0.0%
GENEVA FINANCIAL, LLC $390,000 $115,000 -70.5% 0.0%
LIMA ONE CAPITAL, LLC $85,000 $115,000 35.3% 0.0%
NFM, INC. $115,000 n/a 0.0%
Oconee State Bank $115,000 n/a 0.0%
The Bank of Missouri $115,000 n/a 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $105,000 n/a 0.0%
NUMARK CREDIT UNION $105,000 n/a 0.0%
United Bank $465,000 $105,000 -77.4% 0.0%
First National Bank of Pulaski $95,000 n/a 0.0%
Merchants & Marine Bank $265,000 $95,000 -64.2% 0.0%
REDSTONE Federal Credit Union $700,000 $95,000 -86.4% 0.0%
RUOFF MORTGAGE COMPANY, INC. $430,000 $95,000 -77.9% 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $85,000 n/a 0.0%
Investar Bank $1,210,000 $85,000 -93.0% 0.0%
LONGBRIDGE FINANCIAL, LLC $85,000 n/a 0.0%
The Huntington National Bank $85,000 n/a 0.0%
ALABAMA STATE EMPLOYEES CREDIT UNION $65,000 n/a 0.0%
1st Franklin Financial Corporation $75,000 $60,000 -20.0% 0.0%
INOVA FEDERAL CREDIT UNION $45,000 n/a 0.0%
SWBC MORTGAGE CORPORATION $85,000 $45,000 -47.1% 0.0%
AUBURN UNIVERSITY CREDIT UNION $15,000 n/a 0.0%

TUSCALOOSA's top lender by overall market share is First Federal Bank, A FSB, with 14.7% market share. In second place, with 5.7%, is QUICKEN LOANS, LLC, having originated $105,535,000 in loans. In third place, with 4.6%, is Regions Bank, having originated $84,870,000 in loans. In fourth place, with 3.9%, is BankFirst Financial Services, having originated $72,830,000 in loans. In fifth place, with 3.2%, is Alabama One Credit Union, having originated $59,825,000 in loans.


TUSCALOOSA Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - TUSCALOOSA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $189,900 (8.5%) $276,399 (12.3%) 0.70 840
2018-02-01 $190,445 (9.7%) $279,004 (13.3%) 0.69 867
2018-03-01 $197,750 (13.1%) $281,184 (10.5%) 0.69 874
2018-04-01 $199,900 (8.1%) $286,192 (9.0%) 0.68 877
2018-05-01 $199,900 (5.4%) $284,496 (7.9%) 0.67 856
2018-06-01 $204,925 (7.9%) $291,475 (8.2%) 0.68 861
2018-07-01 $214,900 (13.2%) $298,124 (10.7%) 0.72 900
2018-08-01 $211,950 (9.7%) $299,819 (7.7%) 0.71 891
2018-09-01 $214,850 (13.1%) $313,706 (11.7%) 0.72 901
2018-10-01 $209,900 (10.8%) $310,932 (12.9%) 0.71 922
2018-11-01 $209,900 (11.8%) $306,985 (10.6%) 0.71 908
2018-12-01 $207,900 (12.4%) $308,852 (13.1%) 0.72 885
2019-01-01 $209,900 (10.5%) $312,591 (13.1%) 0.72 866
2019-02-01 $211,686 (11.2%) $319,251 (14.4%) 0.71 872
2019-03-01 $218,329 (10.4%) $327,268 (16.4%) 0.71 846
2019-04-01 $226,400 (13.3%) $330,247 (15.4%) 0.72 830
2019-05-01 $239,450 (19.8%) $338,192 (18.9%) 0.75 846
2019-06-01 $235,000 (14.7%) $337,228 (15.7%) 0.73 866
2019-07-01 $238,825 (11.1%) $350,226 (17.5%) 0.75 885
2019-08-01 $238,536 (12.5%) $360,459 (20.2%) 0.76 883
2019-09-01 $236,491 (10.1%) $355,403 (13.3%) 0.76 905
2019-10-01 $234,600 (11.8%) $352,004 (13.2%) 0.76 919
2019-11-01 $229,900 (9.5%) $343,437 (11.9%) 0.75 894
2019-12-01 $224,198 (7.8%) $340,758 (10.3%) 0.75 888
2020-01-01 $224,500 (7.0%) $344,733 (10.3%) 0.75 823
2020-02-01 $236,395 (11.7%) $344,192 (7.8%) 0.77 790
2020-03-01 $240,051 (10.0%) $349,356 (6.8%) 0.75 763
2020-04-01 $245,950 (8.6%) $356,122 (7.8%) 0.77 760
2020-05-01 $240,795 (0.6%) $343,186 (1.5%) 0.73 725
2020-06-01 $245,200 (4.3%) $350,459 (3.9%) 0.72 683
2020-07-01 $249,900 (4.6%) $351,825 (0.5%) 0.72 684
2020-08-01 $249,900 (4.8%) $345,578 (-4.1%) 0.72 683
2020-09-01 $249,950 (5.7%) $350,808 (-1.3%) 0.72 659
2020-10-01 $249,900 (6.5%) $346,130 (-1.7%) 0.72 687
2020-11-01 $249,900 (8.7%) $352,567 (2.7%) 0.73 647
2020-12-01 $249,950 (11.5%) $355,524 (4.3%) 0.74 593
2021-01-01 $247,500 (10.2%) $353,087 (2.4%) 0.74 546
2021-02-01 $252,450 (6.8%) $353,548 (2.7%) 0.73 550
2021-03-01 $268,274 (11.8%) $351,225 (0.5%) 0.76 535
2021-04-01 $276,500 (12.4%) $376,798 (5.8%) 0.75 464
2021-05-01 $274,950 (14.2%) $384,100 (11.9%) 0.73 418
2021-06-01 $276,950 (13.0%) $388,057 (10.7%) 0.73 435
2021-07-01 $269,900 (8.0%) $378,081 (7.5%) 0.71 473
2021-08-01 $264,950 (6.0%) $380,411 (10.1%) 0.71 458
2021-09-01 $264,925 (6.0%) $383,410 (9.3%) 0.71 462
2021-10-01 $249,900 (0.0%) $378,655 (9.4%) 0.67 449
2021-11-01 $255,648 (2.3%) $377,835 (7.2%) 0.68 431
2021-12-01 $261,197 (4.5%) $369,272 (3.9%) 0.71 423
2022-01-01 $249,900 (1.0%) $361,328 (2.3%) 0.68 343
2022-02-01 $257,750 (2.1%) $373,687 (5.7%) 0.67 357
2022-03-01 $276,450 (3.1%) $370,641 (5.5%) 0.69 350
2022-04-01 $299,900 (8.5%) $382,293 (1.5%) 0.72 340
2022-05-01 $299,900 (9.1%) $379,630 (-1.2%) 0.69 412
2022-06-01 $303,994 (9.8%) $377,186 (-2.8%) 0.68 498
2022-07-01 $310,000 (14.9%) $384,037 (1.6%) 0.70 596
2022-08-01 $308,474 (16.4%) $386,803 (1.7%) 0.71 571
2022-09-01 $304,099 (14.8%) $383,545 (0.0%) 0.71 566
2022-10-01 $307,400 (23.0%) $387,795 (2.4%) 0.72 516
TUSCALOOSA's median listing price for 2022-10-01 was $307,400, a difference of $57,500 (23.0%) versus the prior year and $3,301 versus the prior month.

TUSCALOOSA's median listing price comes in at 72% of the national average.

TUSCALOOSA's average listing price for 2022-10-01 was $387,795, a difference of $9,140 (2.4%) versus the prior year and $4,250 versus the prior month.

For the 2022-10-01 period, TUSCALOOSA had 516 MLS listings, a difference of -50 listings (-9%) versus the prior month and 67 listings (15%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - TUSCALOOSA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 100 days 1,769 sqft
2018-02-01 96 days 1,774 sqft
2018-03-01 70 days 1,761 sqft
2018-04-01 66 days 1,770 sqft
2018-05-01 68 days 1,767 sqft
2018-06-01 73 days 1,762 sqft
2018-07-01 78 days 1,812 sqft
2018-08-01 76 days 1,787 sqft
2018-09-01 75 days 1,774 sqft
2018-10-01 80 days 1,752 sqft
2018-11-01 83 days 1,741 sqft
2018-12-01 96 days 1,728 sqft
2019-01-01 105 days 1,724 sqft
2019-02-01 100 days 1,719 sqft
2019-03-01 87 days 1,743 sqft
2019-04-01 72 days 1,778 sqft
2019-05-01 69 days 1,822 sqft
2019-06-01 67 days 1,800 sqft
2019-07-01 72 days 1,852 sqft
2019-08-01 72 days 1,841 sqft
2019-09-01 71 days 1,819 sqft
2019-10-01 71 days 1,804 sqft
2019-11-01 81 days 1,804 sqft
2019-12-01 99 days 1,801 sqft
2020-01-01 101 days 1,780 sqft
2020-02-01 93 days 1,774 sqft
2020-03-01 74 days 1,787 sqft
2020-04-01 79 days 1,801 sqft
2020-05-01 81 days 1,774 sqft
2020-06-01 81 days 1,800 sqft
2020-07-01 70 days 1,799 sqft
2020-08-01 64 days 1,754 sqft
2020-09-01 80 days 1,796 sqft
2020-10-01 87 days 1,748 sqft
2020-11-01 89 days 1,739 sqft
2020-12-01 94 days 1,714 sqft
2021-01-01 81 days 1,629 sqft
2021-02-01 55 days 1,596 sqft
2021-03-01 52 days 1,610 sqft
2021-04-01 63 days 1,599 sqft
2021-05-01 64 days 1,643 sqft
2021-06-01 53 days 1,649 sqft
2021-07-01 50 days 1,743 sqft
2021-08-01 50 days 1,796 sqft
2021-09-01 53 days 1,802 sqft
2021-10-01 59 days 1,800 sqft
2021-11-01 66 days 1,820 sqft
2021-12-01 63 days 1,778 sqft
2022-01-01 71 days 1,702 sqft
2022-02-01 56 days 1,727 sqft
2022-03-01 43 days 1,779 sqft
2022-04-01 43 days 1,877 sqft
2022-05-01 37 days 1,920 sqft
2022-06-01 37 days 1,978 sqft
2022-07-01 40 days 2,037 sqft
2022-08-01 53 days 2,057 sqft
2022-09-01 63 days 2,056 sqft
2022-10-01 71 days 2,058 sqft
TUSCALOOSA's median listing age (time on market) for 2022-10-01 was 71 days. This is 20% longer than the same period one year ago.

TUSCALOOSA's median square footage for active listings during the 2022-10-01 period was 2,058 sqft. One year prior, the average listing was 1,800 sqft.

TUSCALOOSA, AL Average Rent (2022)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
35006 Tuscaloosa, AL $740 $790 $910 $1,180 $1,270
35111 Tuscaloosa, AL $740 $790 $910 $1,180 $1,270
35184 Tuscaloosa, AL $740 $790 $910 $1,180 $1,270
35188 Tuscaloosa, AL $740 $790 $910 $1,180 $1,270
35401 Tuscaloosa, AL $720 $720 $880 $1,100 $1,190
35402 Tuscaloosa, AL $760 $760 $930 $1,170 $1,260
35403 Tuscaloosa, AL $760 $760 $930 $1,170 $1,260
35404 Tuscaloosa, AL $790 $800 $970 $1,220 $1,320
35405 Tuscaloosa, AL $780 $790 $960 $1,200 $1,300
35406 Tuscaloosa, AL $880 $890 $1,080 $1,350 $1,460
35407 Tuscaloosa, AL $760 $760 $930 $1,170 $1,260
35441 Tuscaloosa, AL $630 $630 $760 $960 $1,030
35444 Tuscaloosa, AL $740 $790 $910 $1,180 $1,270
35446 Tuscaloosa, AL $770 $770 $940 $1,180 $1,270
35449 Tuscaloosa, AL $760 $760 $930 $1,170 $1,260
35452 Tuscaloosa, AL $750 $760 $920 $1,150 $1,250
35453 Tuscaloosa, AL $710 $720 $870 $1,090 $1,180
35456 Tuscaloosa, AL $750 $790 $920 $1,180 $1,270
35457 Tuscaloosa, AL $760 $760 $930 $1,170 $1,260
35458 Tuscaloosa, AL $650 $650 $820 $1,050 $1,110
35463 Tuscaloosa, AL $730 $730 $890 $1,120 $1,210
35466 Tuscaloosa, AL $630 $630 $760 $960 $1,030
35469 Tuscaloosa, AL $630 $630 $770 $960 $1,050
35473 Tuscaloosa, AL $780 $790 $960 $1,200 $1,300
35474 Tuscaloosa, AL $700 $710 $860 $1,080 $1,170
35475 Tuscaloosa, AL $720 $720 $880 $1,100 $1,190
35476 Tuscaloosa, AL $700 $710 $860 $1,080 $1,170
35480 Tuscaloosa, AL $630 $630 $780 $980 $1,050
35486 Tuscaloosa, AL $760 $760 $930 $1,170 $1,260
35490 Tuscaloosa, AL $880 $890 $1,080 $1,350 $1,460
35546 Tuscaloosa, AL $680 $680 $830 $1,040 $1,120
35555 Tuscaloosa, AL $630 $630 $760 $960 $1,030
35574 Tuscaloosa, AL $630 $630 $760 $960 $1,030
35579 Tuscaloosa, AL $630 $630 $760 $960 $1,030
36738 Tuscaloosa, AL $630 $630 $760 $960 $1,030
36742 Tuscaloosa, AL $630 $630 $760 $960 $1,030
36744 Tuscaloosa, AL $630 $630 $760 $960 $1,030
36756 Tuscaloosa, AL $630 $630 $760 $960 $1,030
36765 Tuscaloosa, AL $880 $890 $1,080 $1,350 $1,460
36776 Tuscaloosa, AL $630 $630 $760 $960 $1,030
36786 Tuscaloosa, AL $630 $630 $760 $960 $1,030

2022 Average & Median Rent Data Statistics
TUSCALOOSA, AL average 1BR rent: $725, median: $730
TUSCALOOSA, AL average 2BR rent: $874, median: $890
TUSCALOOSA, AL average 3BR rent: $1,104, median: $1,120

TUSCALOOSA, AL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 4,028 $1,012,650,000 $251,403
Refi 2,459 $551,905,000 $224,443
Cash Out Refi 1,304 $256,360,000 $196,595
Other 210 $23,670,000 $112,714
Home Improvement 105 $9,605,000 $91,476

Tuscaloosa's most frequently cited loan purpose was Home Purchase, with 4,028 originations. The 2nd most popular reason was Refi, with 2,459 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 3,057 $727,355,000 $237,931
3-4% 2,828 $588,910,000 $208,243
<2.5% 1,421 $307,975,000 $216,731
4-5% 342 $101,340,000 $296,316
Over 8% 104 $7,450,000 $71,635
5-6% 93 $20,255,000 $217,796
6-7% 74 $5,990,000 $80,946
7-8% 61 $5,825,000 $95,492

During 2021, Tuscaloosa's most frequently originated rate bucket was 2.5-3%, with 3,057 originations.

Loan Sizing (TUSCALOOSA, AL MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 3,357 $509,175,000 $151,676
$200k-400k 2,985 $798,915,000 $267,643
$100,000 or less 1,185 $73,435,000 $61,970
$400k-600k 439 $208,155,000 $474,157
$600k-1000k 84 $61,160,000 $728,095
$Over $1MM 56 $203,350,000 $3,631,250

TUSCALOOSA's loan sizing saw the bucket of loans from $100k-200k with 3,357 originations, totaling $509,175,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 3,589 $825,735,000 $230,074
60-80% 2,291 $582,975,000 $254,463
40-60% 736 $144,370,000 $196,155
20-40% 313 $44,875,000 $143,371
Under 20% 250 $7,790,000 $31,160
Over 100% 106 $73,110,000 $689,717

TUSCALOOSA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,589 originations, totaling $825,735,000 in origination value.