Vicksburg Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Vicksburg averaged 6.82% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.93% and one month ago for the week of 2025-02-27, the average rate was 6.74%.

    Vicksburg's average rate one year ago was 7.07%.

    For refis of the same type during the week of 2025-04-03, the average rate was 7.24%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Vicksburg 30 Year Fixed Rate 2025-04-03 6.82%
    Vicksburg 30 Year Fixed Rate Refi 2025-04-03 7.24%
    Vicksburg 15 Year Fixed Rate 2025-04-03 5.92%
    Vicksburg 15 Year Fixed Rate Refi 2025-04-03 6.02%
    Vicksburg 30 Year FHA 2025-04-03 6.26%
    Vicksburg 30 Year FHA Refi 2025-04-03 6.26%
    Vicksburg 30 Year USDA 2025-04-03 6.22%
    Vicksburg 30 Year USDA Refi 2025-04-03 6.52%
    Vicksburg 30 Year VA 2025-04-03 6.16%
    Vicksburg 30 Year VA Refi 2025-04-03 5.86%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Vicksburg, MS.

    Vicksburg Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Vicksburg, MS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Trustmark National Bank 32 6.78% $5,055
    BancorpSouth 10 7.12% $5,103
    QUICKEN LOANS, LLC 5 7.07% $5,880
    GUILD MORTGAGE COMPANY 4 6.19% $3,574
    JPMorgan Chase Bank 4 6.46% $4,515
    Wells Fargo Bank 3 6.88% $5,516
    American Mortgage Bank, LLC 3 7.38% $5,568
    UNITED WHOLESALE MORTGAGE, LLC 3 6.83% $6,406
    AMERICAN FINANCING CORPORATION 2 6.00% $4,617
    MORTGAGE INVESTORS GROUP, INC. 2 7.13% $4,657
    Regions Bank 2 6.94% $3,985
    LAKEVIEW LOAN SERVICING, LLC 1 7.63% $7,161
    LOANDEPOT.COM, LLC 1 6.63% $13,622
    Magnolia Bank 1 7.49% $3,828
    MORTGAGE ACCESS CORP. 1 7.38% $3,546
    BETTER MORTGAGE CORPORATION 1 5.88% $11,988
    Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $6,111
    NAVY FEDERAL CREDIT UNION 1 7.25% $3,046
    NEWREZ LLC 1 8.63% $3,212
    PENTAGON FEDERAL CREDIT UNION 1 6.63% $4,427
    FIDELITY BANK 1 6.38% $4,549
    BECKAM FUNDING CORP. 1 7.50% $10,890
    SIRVA MORTGAGE, INC. 1 7.00% $2,344
    STOCKTON MORTGAGE CORPORATION 1 7.13% $5,031
    Towne Bank 1 7.25% $7,995
    CORNERSTONE HOME LENDING, INC. 1 6.49% $8,328
    UNION HOME MORTGAGE CORP. 1 8.63% $6,261
    Inwood National Bank 1 6.50% $4,320
    GMFS LLC 1 6.99% $3,677

    Vicksburg Average Closing Costs & Other Stats

    Vicksburg, MS's 29 lenders originated 572 loans during 2024. The total origination value was $86,320,000, with an average loan value of $150,909.

    Vicksburg's average closing costs are $5,217.

    The top Vicksburg lender as defined by loan originations is Trustmark National Bank, with 32 loans originated. Their average total fees are $5,055, which is $47 lower than the next largest lender, BancorpSouth.

    The lowest fee Vicksburg lenders (with over 10 loans originated) are Trustmark National Bank ($5,055), BancorpSouth ($5,103), .

    The lowest rate Vicksburg lenders (with over 10 loans originated) are Trustmark National Bank (6.78%), BancorpSouth (7.12%), .

    Vicksburg, MS Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Trustmark National Bank $19,275,000 $19,025,000 -1.3% 22.0%
    Guaranty Bank and Trust Company $1,565,000 $8,085,000 416.6% 9.4%
    BancorpSouth $9,990,000 $7,700,000 -22.9% 8.9%
    GUILD MORTGAGE COMPANY $315,000 $4,645,000 1,374.6% 5.4%
    Mortgage Research Center, LLC $2,230,000 $4,450,000 99.6% 5.2%
    MUTUAL $4,130,000 $4,350,000 5.3% 5.0%
    QUICKEN LOANS, LLC $3,975,000 $3,995,000 0.5% 4.6%
    RiverHills Bank $5,005,000 $2,830,000 -43.5% 3.3%
    NAVY FEDERAL CREDIT UNION $1,225,000 $1,830,000 49.4% 2.1%
    21ST MORTGAGE CORPORATION $1,585,000 $1,565,000 -1.3% 1.8%
    GMFS LLC $1,675,000 $1,360,000 -18.8% 1.6%
    MORTGAGE INVESTORS GROUP, INC. $135,000 $1,305,000 866.7% 1.5%
    PENNYMAC LOAN SERVICES, LLC $510,000 $1,040,000 103.9% 1.2%
    Wells Fargo Bank $985,000 n/a 1.1%
    UNITED WHOLESALE MORTGAGE, LLC $1,430,000 $975,000 -31.8% 1.1%
    Liberty Bank and Trust Company $395,000 $950,000 140.5% 1.1%
    AMERISAVE MORTGAGE CORPORATION $200,000 $925,000 362.5% 1.1%
    NEW DAY FINANCIAL, LLC $815,000 $855,000 4.9% 1.0%
    TRIAD FINANCIAL SERVICES, INC. $400,000 $825,000 106.3% 1.0%
    KEESLER $755,000 n/a 0.9%
    USAA Federal Savings Bank $305,000 $750,000 145.9% 0.9%
    Regions Bank $555,000 $695,000 25.2% 0.8%
    STOCKTON MORTGAGE CORPORATION $125,000 $675,000 440.0% 0.8%
    FIDELITY BANK $2,400,000 $660,000 -72.5% 0.8%
    American Mortgage Bank, LLC $650,000 n/a 0.8%
    MORTGAGE ACCESS CORP. $630,000 n/a 0.7%
    PriorityOne Bank $195,000 $615,000 215.4% 0.7%
    FREEDOM MORTGAGE CORPORATION $545,000 $605,000 11.0% 0.7%
    JPMorgan Chase Bank $105,000 $570,000 442.9% 0.7%
    Towne Bank $735,000 $515,000 -29.9% 0.6%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $425,000 n/a 0.5%
    Renasant Bank $380,000 n/a 0.4%
    MEMBER FIRST MORTGAGE, LLC $215,000 $375,000 74.4% 0.4%
    Carrington Mortgage Services, LLC $295,000 $370,000 25.4% 0.4%
    Cross Keys Bank $365,000 n/a 0.4%
    CORNERSTONE HOME LENDING, INC. $870,000 $355,000 -59.2% 0.4%
    LOANDEPOT.COM, LLC $245,000 $355,000 44.9% 0.4%
    TOWNE MORTGAGE COMPANY $340,000 n/a 0.4%
    OPEN MORTGAGE, LLC $1,290,000 $330,000 -74.4% 0.4%
    CANOPY MORTGAGE, LLC $285,000 n/a 0.3%
    Reliabank Dakota $275,000 n/a 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $270,000 n/a 0.3%
    BECKAM FUNDING CORP. $265,000 n/a 0.3%
    BROKER SOLUTIONS, INC. $95,000 $265,000 178.9% 0.3%
    VELOCITY COMMERCIAL CAPITAL, LLC $260,000 n/a 0.3%
    BETTER MORTGAGE CORPORATION $245,000 n/a 0.3%
    LAKEVIEW LOAN SERVICING, LLC $245,000 n/a 0.3%
    Magnolia Bank $135,000 $245,000 81.5% 0.3%
    AMERICAN FINANCIAL NETWORK, INC. $460,000 $235,000 -48.9% 0.3%
    Community Bank of Mississippi $495,000 $235,000 -52.5% 0.3%
    Barrington Bank & Trust Company, N.A. $225,000 n/a 0.3%
    Inwood National Bank $225,000 n/a 0.3%
    TruHome Solutions, LLC $225,000 n/a 0.3%
    BankPlus $1,300,000 $220,000 -83.1% 0.3%
    HOMESIDE FINANCIAL, LLC $215,000 n/a 0.2%
    CSL Financial, LLC $95,000 $210,000 121.1% 0.2%
    RUOFF MORTGAGE COMPANY, INC. $45,000 $195,000 333.3% 0.2%
    SIRVA MORTGAGE, INC. $195,000 n/a 0.2%
    Bank of Yazoo City $185,000 n/a 0.2%
    First Bank $185,000 n/a 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $735,000 $180,000 -75.5% 0.2%
    CMG MORTGAGE, INC. $165,000 n/a 0.2%
    Origin Bank $290,000 $165,000 -43.1% 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $155,000 n/a 0.2%
    ZILLOW HOME LOANS, LLC $155,000 n/a 0.2%
    PENTAGON FEDERAL CREDIT UNION $660,000 $150,000 -77.3% 0.2%
    SPRING EQ, LLC $150,000 n/a 0.2%
    NEWREZ LLC $855,000 $135,000 -84.2% 0.2%
    Residential Acceptance Corporation $115,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $110,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $105,000 n/a 0.1%
    UNION HOME MORTGAGE CORP. $105,000 n/a 0.1%
    Arvest Bank $85,000 n/a 0.1%
    COUNTRYPLACE MORTGAGE, LTD. $85,000 n/a 0.1%
    Figure Lending LLC $70,000 n/a 0.1%
    CIS Financial Services, Inc. $185,000 $65,000 -64.9% 0.1%
    FirstBank $395,000 $65,000 -83.5% 0.1%
    U.S. Bank $490,000 $55,000 -88.8% 0.1%
    FINANCE OF AMERICA REVERSE LLC $45,000 n/a 0.1%
    Peoples Bank $35,000 n/a 0.0%
    First Guaranty Bank $535,000 $25,000 -95.3% 0.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $310,000 $25,000 -91.9% 0.0%

    Vicksburg's top lender by overall market share is Trustmark National Bank, with 22.0% market share. In second place, with 9.4%, is Guaranty Bank and Trust Company, having originated $8,085,000 in loans. In third place, with 8.9%, is BancorpSouth, having originated $7,700,000 in loans. In fourth place, with 5.4%, is GUILD MORTGAGE COMPANY, having originated $4,645,000 in loans. In fifth place, with 5.2%, is Mortgage Research Center, LLC, having originated $4,450,000 in loans.

    Vicksburg Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Vicksburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $132,475 (-2.4%) $167,763 (2.6%) 0.00 221
    2018-02-01 $129,900 (-1.9%) $167,138 (3.5%) 0.00 220
    2018-03-01 $131,500 (-9.3%) $169,082 (-1.7%) 0.00 209
    2018-04-01 $134,000 (-7.3%) $174,355 (1.5%) 0.00 204
    2018-05-01 $129,900 (-7.2%) $170,651 (-2.0%) 0.00 214
    2018-06-01 $129,900 (-8.0%) $175,078 (0.1%) 0.00 214
    2018-07-01 $141,175 (-5.2%) $182,431 (1.5%) 0.00 216
    2018-08-01 $137,250 (-8.0%) $178,927 (0.3%) 0.00 211
    2018-09-01 $143,500 (-4.3%) $180,256 (-1.2%) 0.00 198
    2018-10-01 $147,000 (-1.6%) $182,183 (0.6%) 0.00 197
    2018-11-01 $144,950 (-2.7%) $186,009 (2.1%) 0.00 192
    2018-12-01 $151,250 (4.7%) $189,423 (5.7%) 0.00 180
    2019-01-01 $146,500 (10.6%) $189,066 (12.7%) 0.00 165
    2019-02-01 $154,200 (18.7%) $188,799 (13.0%) 0.00 155
    2019-03-01 $147,143 (11.9%) $185,521 (9.7%) 0.00 156
    2019-04-01 $149,643 (11.7%) $186,885 (7.2%) 0.00 155
    2019-05-01 $134,975 (3.9%) $179,506 (5.2%) 0.00 147
    2019-06-01 $131,500 (1.2%) $176,427 (0.8%) 0.00 147
    2019-07-01 $130,000 (-7.9%) $168,267 (-7.8%) 0.00 135
    2019-08-01 $130,272 (-5.1%) $166,858 (-6.7%) 0.00 133
    2019-09-01 $130,681 (-8.9%) $171,671 (-4.8%) 0.00 126
    2019-10-01 $133,500 (-9.2%) $177,331 (-2.7%) 0.00 125
    2019-11-01 $140,000 (-3.4%) $193,768 (4.2%) 0.00 123
    2019-12-01 $149,000 (-1.5%) $197,185 (4.1%) 0.00 125
    2020-01-01 $140,750 (-3.9%) $188,808 (-0.1%) 0.00 112
    2020-02-01 $150,000 (-2.7%) $189,455 (0.4%) 0.00 116
    2020-03-01 $159,950 (8.7%) $197,921 (6.7%) 0.00 119
    2020-04-01 $162,500 (8.6%) $191,250 (2.3%) 0.00 115
    2020-05-01 $154,500 (14.5%) $193,765 (7.9%) 0.00 109
    2020-06-01 $150,000 (14.1%) $198,237 (12.4%) 0.00 98
    2020-07-01 $159,450 (22.7%) $202,861 (20.6%) 0.00 93
    2020-08-01 $165,000 (26.7%) $207,730 (24.5%) 0.00 94
    2020-09-01 $173,450 (32.7%) $227,647 (32.6%) 0.00 95
    2020-10-01 $191,000 (43.1%) $245,539 (38.5%) 0.00 86
    2020-11-01 $185,000 (32.1%) $237,069 (22.4%) 0.00 90
    2020-12-01 $163,475 (9.7%) $235,006 (19.2%) 0.00 84
    2021-01-01 $159,250 (13.1%) $213,167 (12.9%) 0.00 72
    2021-02-01 $154,950 (3.3%) $202,758 (7.0%) 0.00 68
    2021-03-01 $149,638 (-6.5%) $198,735 (0.4%) 0.00 73
    2021-04-01 $143,475 (-11.7%) $194,117 (1.5%) 0.00 68
    2021-05-01 $167,500 (8.4%) $210,536 (8.7%) 0.00 67
    2021-06-01 $169,950 (13.3%) $252,418 (27.3%) 0.00 67
    2021-07-01 $150,000 (-5.9%) $245,402 (21.0%) 0.00 61
    2021-08-01 $152,500 (-7.6%) $247,136 (19.0%) 0.00 70
    2021-09-01 $159,000 (-8.3%) $254,997 (12.0%) 0.00 62
    2021-10-01 $139,450 (-27.0%) $213,983 (-12.9%) 0.00 64
    2021-11-01 $145,900 (-21.1%) $228,776 (-3.5%) 0.00 66
    2021-12-01 $139,975 (-14.4%) $227,954 (-3.0%) 0.00 65
    2022-01-01 $150,000 (-5.8%) $219,374 (2.9%) 0.00 62
    2022-02-01 $171,250 (10.5%) $233,396 (15.1%) 0.00 63
    2022-03-01 $167,500 (11.9%) $229,715 (15.6%) 0.00 62
    2022-04-01 $176,300 (22.9%) $228,085 (17.5%) 0.00 69
    2022-05-01 $220,000 (31.3%) $265,771 (26.2%) 0.00 73
    2022-06-01 $206,250 (21.4%) $248,896 (-1.4%) 0.00 85
    2022-07-01 $220,000 (46.7%) $252,854 (3.0%) 0.00 84
    2022-08-01 $200,000 (31.2%) $257,469 (4.2%) 0.00 84
    2022-09-01 $215,500 (35.5%) $255,293 (0.1%) 0.00 82
    2022-10-01 $195,000 (39.8%) $226,395 (5.8%) 0.00 80
    2022-11-01 $189,000 (29.5%) $218,882 (-4.3%) 0.00 87
    2022-12-01 $185,250 (32.4%) $212,418 (-6.8%) 0.00 85
    2023-01-01 $180,750 (20.5%) $195,919 (-10.7%) 0.00 88
    2023-02-01 $160,000 (-6.6%) $188,353 (-19.3%) 0.00 86
    2023-03-01 $154,500 (-7.8%) $182,482 (-20.6%) 0.00 84
    2023-04-01 $167,700 (-4.9%) $199,200 (-12.7%) 0.00 90
    2023-05-01 $159,900 (-27.3%) $197,835 (-25.6%) 0.00 86
    2023-06-01 $157,000 (-23.9%) $192,133 (-22.8%) 0.00 88
    2023-07-01 $168,750 (-23.3%) $196,594 (-22.3%) 0.00 88
    2023-08-01 $182,725 (-8.6%) $207,726 (-19.3%) 0.00 95
    2023-09-01 $165,000 (-23.4%) $194,258 (-23.9%) 0.00 98
    2023-10-01 $165,450 (-15.2%) $196,602 (-13.2%) 0.00 97
    2023-11-01 $165,975 (-12.2%) $201,325 (-8.0%) 0.00 98
    2023-12-01 $174,950 (-5.6%) $212,708 (0.1%) 0.00 95
    2024-01-01 $183,750 (1.7%) $210,945 (7.7%) 0.00 80
    2024-02-01 $183,750 (14.8%) $216,236 (14.8%) 0.00 90
    2024-03-01 $192,500 (24.6%) $221,138 (21.2%) 0.00 76
    2024-04-01 $172,400 (2.8%) $212,905 (6.9%) 0.00 74
    2024-05-01 $213,000 (33.2%) $230,875 (16.7%) 0.00 86
    2024-06-01 $230,000 (46.5%) $243,775 (26.9%) 0.00 89
    2024-07-01 $216,500 (28.3%) $238,802 (21.5%) 0.00 90
    2024-08-01 $211,000 (15.5%) $234,973 (13.1%) 0.00 84
    2024-09-01 $196,950 (19.4%) $225,017 (15.8%) 0.00 93
    2024-10-01 $210,000 (26.9%) $228,687 (16.3%) 0.00 101
    2024-11-01 $195,000 (17.5%) $230,615 (14.6%) 0.00 102
    2024-12-01 $207,250 (18.5%) $237,518 (11.7%) 0.00 102
    2025-01-01 $197,988 (7.8%) $233,954 (10.9%) 0.00 110
    2025-02-01 $193,375 (5.2%) $233,594 (8.0%) 0.00 110
    2025-03-01 $180,000 (-6.5%) $232,176 (5.0%) 0.00 111
    Vicksburg's median listing price for 2025-03-01 was $180,000, a difference of $-12,500 (-6.5%) versus the prior year and $-13,375 versus the prior month.

    Vicksburg's median listing price comes in at 0% of the national average.

    Vicksburg's average listing price for 2025-03-01 was $232,176, a difference of $11,038 (5.0%) versus the prior year and $-1,418 versus the prior month.

    For the 2025-03-01 period, Vicksburg had 111 MLS listings, a difference of 1 listings (1%) versus the prior month and 35 listings (46%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Vicksburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,837 sqft
    2018-02-01 0 days 1,839 sqft
    2018-03-01 0 days 1,866 sqft
    2018-04-01 0 days 1,908 sqft
    2018-05-01 0 days 1,893 sqft
    2018-06-01 0 days 1,891 sqft
    2018-07-01 0 days 1,910 sqft
    2018-08-01 0 days 1,907 sqft
    2018-09-01 0 days 1,907 sqft
    2018-10-01 0 days 1,915 sqft
    2018-11-01 0 days 1,955 sqft
    2018-12-01 0 days 1,958 sqft
    2019-01-01 0 days 1,944 sqft
    2019-02-01 0 days 1,929 sqft
    2019-03-01 0 days 1,880 sqft
    2019-04-01 0 days 1,882 sqft
    2019-05-01 0 days 1,824 sqft
    2019-06-01 0 days 1,805 sqft
    2019-07-01 0 days 1,770 sqft
    2019-08-01 0 days 1,755 sqft
    2019-09-01 0 days 1,759 sqft
    2019-10-01 0 days 1,762 sqft
    2019-11-01 0 days 1,812 sqft
    2019-12-01 0 days 1,806 sqft
    2020-01-01 0 days 1,800 sqft
    2020-02-01 0 days 1,780 sqft
    2020-03-01 0 days 1,849 sqft
    2020-04-01 0 days 1,868 sqft
    2020-05-01 0 days 1,851 sqft
    2020-06-01 0 days 1,820 sqft
    2020-07-01 0 days 1,838 sqft
    2020-08-01 0 days 1,851 sqft
    2020-09-01 0 days 1,926 sqft
    2020-10-01 0 days 2,100 sqft
    2020-11-01 0 days 2,034 sqft
    2020-12-01 0 days 1,861 sqft
    2021-01-01 0 days 1,850 sqft
    2021-02-01 0 days 1,825 sqft
    2021-03-01 0 days 1,767 sqft
    2021-04-01 0 days 1,672 sqft
    2021-05-01 0 days 1,839 sqft
    2021-06-01 0 days 1,735 sqft
    2021-07-01 0 days 1,661 sqft
    2021-08-01 0 days 1,727 sqft
    2021-09-01 0 days 1,702 sqft
    2021-10-01 0 days 1,703 sqft
    2021-11-01 0 days 1,703 sqft
    2021-12-01 0 days 1,644 sqft
    2022-01-01 0 days 1,675 sqft
    2022-02-01 0 days 1,759 sqft
    2022-03-01 0 days 1,745 sqft
    2022-04-01 0 days 1,912 sqft
    2022-05-01 0 days 2,054 sqft
    2022-06-01 0 days 1,862 sqft
    2022-07-01 0 days 1,864 sqft
    2022-08-01 0 days 1,856 sqft
    2022-09-01 0 days 1,860 sqft
    2022-10-01 0 days 1,822 sqft
    2022-11-01 0 days 1,803 sqft
    2022-12-01 0 days 1,832 sqft
    2023-01-01 0 days 1,827 sqft
    2023-02-01 0 days 1,843 sqft
    2023-03-01 0 days 1,847 sqft
    2023-04-01 0 days 1,929 sqft
    2023-05-01 0 days 1,821 sqft
    2023-06-01 0 days 1,816 sqft
    2023-07-01 0 days 1,829 sqft
    2023-08-01 0 days 1,866 sqft
    2023-09-01 0 days 1,853 sqft
    2023-10-01 0 days 1,902 sqft
    2023-11-01 0 days 1,892 sqft
    2023-12-01 0 days 1,916 sqft
    2024-01-01 0 days 1,925 sqft
    2024-02-01 0 days 1,924 sqft
    2024-03-01 0 days 1,924 sqft
    2024-04-01 0 days 1,871 sqft
    2024-05-01 0 days 1,966 sqft
    2024-06-01 0 days 2,048 sqft
    2024-07-01 0 days 2,010 sqft
    2024-08-01 0 days 1,956 sqft
    2024-09-01 0 days 1,926 sqft
    2024-10-01 0 days 1,936 sqft
    2024-11-01 0 days 1,927 sqft
    2024-12-01 0 days 1,971 sqft
    2025-01-01 0 days 1,946 sqft
    2025-02-01 0 days 1,968 sqft
    2025-03-01 0 days 1,957 sqft
    Vicksburg's median listing age (time on market) for 2025-03-01 was 0 days.

    Vicksburg's median square footage for active listings during the 2025-03-01 period was 1,957 sqft. One year prior, the average listing was 1,924 sqft.

    Vicksburg, MS Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 336 $56,320,000 $167,619
    Refi 82 $15,910,000 $194,024
    Other 61 $4,125,000 $67,623
    Cash Out Refi 61 $7,875,000 $129,098
    Home Improvement 32 $2,090,000 $65,313

    Vicksburg's most frequently cited loan purpose was Home Purchase, with 336 originations. The 2nd most popular reason was Refi, with 82 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 167 $30,415,000 $182,126
    Over 8% 116 $9,440,000 $81,379
    7-8% 87 $14,735,000 $169,368
    5-6% 62 $12,280,000 $198,065
    <2.5% 33 $755,000 $22,879
    4-5% 8 $1,540,000 $192,500
    3-4% 1 $145,000 $145,000

    During 2024, Vicksburg's most frequently originated rate bucket was 6-7%, with 167 originations.

    Loan Sizing (Vicksburg, MS MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 240 $12,620,000 $52,583
    $100k-200k 188 $28,030,000 $149,096
    $200k-400k 134 $35,400,000 $264,179
    $400k-600k 8 $3,600,000 $450,000
    $600k-1000k 1 $635,000 $635,000
    $Over $1MM 1 $6,035,000 $6,035,000

    Vicksburg's loan sizing saw the bucket of loans from $100,000 or less with 240 originations, totaling $12,620,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 231 $43,305,000 $187,468
    Under 20% 76 $1,930,000 $25,395
    60-80% 62 $10,830,000 $174,677
    20-40% 47 $3,555,000 $75,638
    40-60% 37 $5,295,000 $143,108
    Over 100% 11 $2,795,000 $254,091

    Vicksburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 231 originations, totaling $43,305,000 in origination value.