Vicksburg Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Vicksburg averaged 6.09% for the week of 2024-10-03, compared to the national average of 6.12% for the same period.

The average rate for the prior week (2024-09-26) was 5.95% and one month ago for the week of 2024-08-29, the average rate was 6.22%.

Vicksburg's average rate one year ago was 7.58%.

For refis of the same type during the week of 2024-10-03, the average rate was 6.22%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-03 6.12%
Vicksburg 30 Year Fixed Rate 2024-10-03 6.09%
Vicksburg 30 Year Fixed Rate Refi 2024-10-03 6.22%
Vicksburg 15 Year Fixed Rate 2024-10-03 5.15%
Vicksburg 15 Year Fixed Rate Refi 2024-10-03 5.45%
Vicksburg 30 Year FHA 2024-10-03 5.93%
Vicksburg 30 Year FHA Refi 2024-10-03 5.69%
Vicksburg 30 Year USDA 2024-10-03 5.87%
Vicksburg 30 Year USDA Refi 2024-10-03 6.17%
Vicksburg 30 Year VA 2024-10-03 5.4%
Vicksburg 30 Year VA Refi 2024-10-03 5.8%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Vicksburg, MS.

Vicksburg Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Vicksburg, MS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Trustmark National Bank 33 6.73% $4,764
BancorpSouth 11 6.65% $3,887
QUICKEN LOANS, LLC 10 6.95% $5,492
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 6.85% $5,136
FIDELITY BANK 4 6.41% $6,485
NAVY FEDERAL CREDIT UNION 4 8.00% $4,338
OPEN MORTGAGE, LLC 3 6.66% $5,247
Towne Bank 2 6.88% $6,258
CHURCHILL MORTGAGE CORPORATION 2 6.81% $4,193
GMFS LLC 2 6.75% $2,743
Ally Bank 2 6.88% $6,100
Mr. Cooper ( Nationstar Mortgage ) 1 6.49% $6,507
STOCKTON MORTGAGE CORPORATION 1 7.13% $6,666
U.S. Bank 1 7.38% $2,743
VALOR BANK 1 6.88% $3,332
VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.25% $6,133
AMERISAVE MORTGAGE CORPORATION 1 6.99% $5,243
BankPlus 1 7.13% $2,635
Discover Bank 1 7.74% $0
FREEDOM MORTGAGE CORPORATION 1 7.38% $5,451
GUARANTEED RATE, INC. 1 6.55% $5,376
GUILD MORTGAGE COMPANY 1 6.99% $4,600
JPMorgan Chase Bank 1 6.38% $500
MEMBER FIRST MORTGAGE, LLC 1 7.50% $4,771
MORTGAGE INVESTORS GROUP, INC. 1 7.63% $4,127
Mortgage Research Center, LLC 1 7.25% $810

Vicksburg Average Closing Costs & Other Stats

Vicksburg, MS's 26 lenders originated 555 loans during 2023. The total origination value was $82,015,000, with an average loan value of $147,775.

Vicksburg's average closing costs are $5,064.

The top Vicksburg lender as defined by loan originations is Trustmark National Bank, with 33 loans originated. Their average total fees are $4,764, which is $877 higher than the next largest lender, BancorpSouth.

The lowest fee Vicksburg lenders (with over 10 loans originated) are BancorpSouth ($3,887), Trustmark National Bank ($4,764), QUICKEN LOANS, LLC ($5,492), .

The lowest rate Vicksburg lenders (with over 10 loans originated) are BancorpSouth (6.65%), Trustmark National Bank (6.73%), QUICKEN LOANS, LLC (6.95%), .

Vicksburg, MS Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Trustmark National Bank $26,170,000 $19,275,000 -26.3% 23.5%
BancorpSouth $13,800,000 $9,990,000 -27.6% 12.2%
RiverHills Bank $5,005,000 n/a 6.1%
MUTUAL $6,625,000 $4,130,000 -37.7% 5.0%
QUICKEN LOANS, LLC $7,500,000 $3,975,000 -47.0% 4.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,930,000 $3,960,000 35.2% 4.8%
Grandbridge Real Estate Capital LLC $2,415,000 n/a 2.9%
FIDELITY BANK $2,280,000 $2,400,000 5.3% 2.9%
Mortgage Research Center, LLC $3,185,000 $2,230,000 -30.0% 2.7%
GMFS LLC $2,975,000 $1,675,000 -43.7% 2.0%
21ST MORTGAGE CORPORATION $1,865,000 $1,585,000 -15.0% 1.9%
Guaranty Bank and Trust Company $10,225,000 $1,565,000 -84.7% 1.9%
UNITED WHOLESALE MORTGAGE, LLC $1,320,000 $1,430,000 8.3% 1.7%
BankPlus $1,785,000 $1,300,000 -27.2% 1.6%
OPEN MORTGAGE, LLC $2,775,000 $1,290,000 -53.5% 1.6%
NAVY FEDERAL CREDIT UNION $970,000 $1,225,000 26.3% 1.5%
United Southern Bank $885,000 n/a 1.1%
CORNERSTONE HOME LENDING, INC. $1,095,000 $870,000 -20.5% 1.1%
NEWREZ LLC $245,000 $855,000 249.0% 1.0%
NEW DAY FINANCIAL, LLC $445,000 $815,000 83.1% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $615,000 $735,000 19.5% 0.9%
Towne Bank $735,000 n/a 0.9%
PENTAGON FEDERAL CREDIT UNION $75,000 $660,000 780.0% 0.8%
Regions Bank $1,730,000 $555,000 -67.9% 0.7%
FREEDOM MORTGAGE CORPORATION $1,105,000 $545,000 -50.7% 0.7%
First Guaranty Bank $535,000 n/a 0.7%
Ally Bank $440,000 $520,000 18.2% 0.6%
PENNYMAC LOAN SERVICES, LLC $1,265,000 $510,000 -59.7% 0.6%
SWBC MORTGAGE CORPORATION $510,000 n/a 0.6%
Community Bank of Mississippi $2,035,000 $495,000 -75.7% 0.6%
U.S. Bank $645,000 $490,000 -24.0% 0.6%
AMERICAN FINANCIAL NETWORK, INC. $460,000 n/a 0.6%
TRIAD FINANCIAL SERVICES, INC. $145,000 $400,000 175.9% 0.5%
FirstBank $215,000 $395,000 83.7% 0.5%
Liberty Bank and Trust Company $2,620,000 $395,000 -84.9% 0.5%
GUILD MORTGAGE COMPANY $315,000 n/a 0.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $105,000 $310,000 195.2% 0.4%
GUARANTY HOME MORTGAGE CORPORATION $375,000 $305,000 -18.7% 0.4%
USAA Federal Savings Bank $1,790,000 $305,000 -83.0% 0.4%
Carrington Mortgage Services, LLC $140,000 $295,000 110.7% 0.4%
The Federal Savings Bank $195,000 $295,000 51.3% 0.4%
Origin Bank $1,275,000 $290,000 -77.3% 0.4%
Presidential Bank, FSB $255,000 n/a 0.3%
CHURCHILL MORTGAGE CORPORATION $95,000 $250,000 163.2% 0.3%
LOANDEPOT.COM, LLC $1,620,000 $245,000 -84.9% 0.3%
Bank of England $210,000 $235,000 11.9% 0.3%
Equity Prime Mortgage LLC $210,000 $235,000 11.9% 0.3%
United Community Bank $745,000 $230,000 -69.1% 0.3%
Community First Bank $225,000 n/a 0.3%
MEMBER FIRST MORTGAGE, LLC $215,000 n/a 0.3%
AMERISAVE MORTGAGE CORPORATION $525,000 $200,000 -61.9% 0.2%
Flagstar Bank, FSB $1,460,000 $195,000 -86.6% 0.2%
OCMBC, INC. $195,000 n/a 0.2%
PriorityOne Bank $195,000 n/a 0.2%
CIS Financial Services, Inc. $185,000 n/a 0.2%
Discover Bank $180,000 n/a 0.2%
VALOR BANK $165,000 n/a 0.2%
GUARANTEED RATE, INC. $135,000 $145,000 7.4% 0.2%
PLANET HOME LENDING, LLC $205,000 $145,000 -29.3% 0.2%
CREDIT HUMAN FEDERAL CREDIT UNION $135,000 n/a 0.2%
Magnolia Bank $155,000 $135,000 -12.9% 0.2%
MORTGAGE INVESTORS GROUP, INC. $295,000 $135,000 -54.2% 0.2%
First Financial Bank $125,000 n/a 0.2%
STOCKTON MORTGAGE CORPORATION $125,000 n/a 0.2%
JPMorgan Chase Bank $1,620,000 $105,000 -93.5% 0.1%
BROKER SOLUTIONS, INC. $95,000 n/a 0.1%
Citizens Bank $95,000 $95,000 0.0% 0.1%
CSL Financial, LLC $95,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $95,000 n/a 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $85,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $325,000 $85,000 -73.8% 0.1%
Bank of America $160,000 $80,000 -50.0% 0.1%
MidFirst Bank $55,000 n/a 0.1%
RUOFF MORTGAGE COMPANY, INC. $45,000 n/a 0.1%
Copiah Bank $25,000 n/a 0.0%

Vicksburg's top lender by overall market share is Trustmark National Bank, with 23.5% market share. In second place, with 12.2%, is BancorpSouth, having originated $9,990,000 in loans. In third place, with 6.1%, is RiverHills Bank, having originated $5,005,000 in loans. In fourth place, with 5.0%, is MUTUAL, having originated $4,130,000 in loans. In fifth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $3,975,000 in loans.


Vicksburg Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Vicksburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $132,475 (-2.4%) $167,763 (2.6%) 0.00 221
2018-02-01 $129,900 (-1.9%) $167,138 (3.5%) 0.00 220
2018-03-01 $131,500 (-9.3%) $169,082 (-1.7%) 0.00 209
2018-04-01 $134,000 (-7.3%) $174,355 (1.5%) 0.00 204
2018-05-01 $129,900 (-7.2%) $170,651 (-2.0%) 0.00 214
2018-06-01 $129,900 (-8.0%) $175,078 (0.1%) 0.00 214
2018-07-01 $141,175 (-5.2%) $182,431 (1.5%) 0.00 216
2018-08-01 $137,250 (-8.0%) $178,927 (0.3%) 0.00 211
2018-09-01 $143,500 (-4.3%) $180,256 (-1.2%) 0.00 198
2018-10-01 $147,000 (-1.6%) $182,183 (0.6%) 0.00 197
2018-11-01 $144,950 (-2.7%) $186,009 (2.1%) 0.00 192
2018-12-01 $151,250 (4.7%) $189,423 (5.7%) 0.00 180
2019-01-01 $146,500 (10.6%) $189,066 (12.7%) 0.00 165
2019-02-01 $154,200 (18.7%) $188,799 (13.0%) 0.00 155
2019-03-01 $147,143 (11.9%) $185,521 (9.7%) 0.00 156
2019-04-01 $149,643 (11.7%) $186,885 (7.2%) 0.00 155
2019-05-01 $134,975 (3.9%) $179,506 (5.2%) 0.00 147
2019-06-01 $131,500 (1.2%) $176,427 (0.8%) 0.00 147
2019-07-01 $130,000 (-7.9%) $168,267 (-7.8%) 0.00 135
2019-08-01 $130,272 (-5.1%) $166,858 (-6.7%) 0.00 133
2019-09-01 $130,681 (-8.9%) $171,671 (-4.8%) 0.00 126
2019-10-01 $133,500 (-9.2%) $177,331 (-2.7%) 0.00 125
2019-11-01 $140,000 (-3.4%) $193,768 (4.2%) 0.00 123
2019-12-01 $149,000 (-1.5%) $197,185 (4.1%) 0.00 125
2020-01-01 $140,750 (-3.9%) $188,808 (-0.1%) 0.00 112
2020-02-01 $150,000 (-2.7%) $189,455 (0.4%) 0.00 116
2020-03-01 $159,950 (8.7%) $197,921 (6.7%) 0.00 119
2020-04-01 $162,500 (8.6%) $191,250 (2.3%) 0.00 115
2020-05-01 $154,500 (14.5%) $193,765 (7.9%) 0.00 109
2020-06-01 $150,000 (14.1%) $198,237 (12.4%) 0.00 98
2020-07-01 $159,450 (22.7%) $202,861 (20.6%) 0.00 93
2020-08-01 $165,000 (26.7%) $207,730 (24.5%) 0.00 94
2020-09-01 $173,450 (32.7%) $227,647 (32.6%) 0.00 95
2020-10-01 $191,000 (43.1%) $245,539 (38.5%) 0.00 86
2020-11-01 $185,000 (32.1%) $237,069 (22.4%) 0.00 90
2020-12-01 $163,475 (9.7%) $235,006 (19.2%) 0.00 84
2021-01-01 $159,250 (13.1%) $213,167 (12.9%) 0.00 72
2021-02-01 $154,950 (3.3%) $202,758 (7.0%) 0.00 68
2021-03-01 $149,638 (-6.5%) $198,735 (0.4%) 0.00 73
2021-04-01 $143,475 (-11.7%) $194,117 (1.5%) 0.00 68
2021-05-01 $167,500 (8.4%) $210,536 (8.7%) 0.00 67
2021-06-01 $169,950 (13.3%) $252,418 (27.3%) 0.00 67
2021-07-01 $150,000 (-5.9%) $245,402 (21.0%) 0.00 61
2021-08-01 $152,500 (-7.6%) $247,136 (19.0%) 0.00 70
2021-09-01 $159,000 (-8.3%) $254,997 (12.0%) 0.00 62
2021-10-01 $139,450 (-27.0%) $213,983 (-12.9%) 0.00 64
2021-11-01 $145,900 (-21.1%) $228,776 (-3.5%) 0.00 66
2021-12-01 $139,975 (-14.4%) $227,954 (-3.0%) 0.00 65
2022-01-01 $150,000 (-5.8%) $219,374 (2.9%) 0.00 62
2022-02-01 $171,250 (10.5%) $233,396 (15.1%) 0.00 63
2022-03-01 $167,500 (11.9%) $229,715 (15.6%) 0.00 62
2022-04-01 $176,300 (22.9%) $228,085 (17.5%) 0.00 69
2022-05-01 $220,000 (31.3%) $265,771 (26.2%) 0.00 73
2022-06-01 $206,250 (21.4%) $248,896 (-1.4%) 0.00 85
2022-07-01 $220,000 (46.7%) $252,854 (3.0%) 0.00 84
2022-08-01 $200,000 (31.2%) $257,469 (4.2%) 0.00 84
2022-09-01 $215,500 (35.5%) $255,293 (0.1%) 0.00 82
2022-10-01 $195,000 (39.8%) $226,395 (5.8%) 0.00 80
2022-11-01 $189,000 (29.5%) $218,882 (-4.3%) 0.00 87
2022-12-01 $185,250 (32.4%) $212,418 (-6.8%) 0.00 85
2023-01-01 $180,750 (20.5%) $195,919 (-10.7%) 0.00 88
2023-02-01 $160,000 (-6.6%) $188,353 (-19.3%) 0.00 86
2023-03-01 $154,500 (-7.8%) $182,482 (-20.6%) 0.00 84
2023-04-01 $167,700 (-4.9%) $199,200 (-12.7%) 0.00 90
2023-05-01 $159,900 (-27.3%) $197,835 (-25.6%) 0.00 86
2023-06-01 $157,000 (-23.9%) $192,133 (-22.8%) 0.00 88
2023-07-01 $168,750 (-23.3%) $196,594 (-22.3%) 0.00 88
2023-08-01 $182,725 (-8.6%) $207,726 (-19.3%) 0.00 95
2023-09-01 $165,000 (-23.4%) $194,258 (-23.9%) 0.00 98
2023-10-01 $165,450 (-15.2%) $196,602 (-13.2%) 0.00 97
2023-11-01 $165,975 (-12.2%) $201,325 (-8.0%) 0.00 98
2023-12-01 $174,950 (-5.6%) $212,708 (0.1%) 0.00 95
2024-01-01 $183,750 (1.7%) $210,945 (7.7%) 0.00 80
2024-02-01 $183,750 (14.8%) $216,236 (14.8%) 0.00 90
2024-03-01 $192,500 (24.6%) $221,138 (21.2%) 0.00 76
2024-04-01 $172,400 (2.8%) $212,905 (6.9%) 0.00 74
2024-05-01 $213,000 (33.2%) $230,875 (16.7%) 0.00 86
2024-06-01 $230,000 (46.5%) $243,775 (26.9%) 0.00 89
2024-07-01 $216,500 (28.3%) $238,802 (21.5%) 0.00 90
2024-08-01 $211,000 (15.5%) $234,973 (13.1%) 0.00 84
2024-09-01 $196,950 (19.4%) $225,017 (15.8%) 0.00 93
Vicksburg's median listing price for 2024-09-01 was $196,950, a difference of $31,950 (19.4%) versus the prior year and $-14,050 versus the prior month.

Vicksburg's median listing price comes in at 0% of the national average.

Vicksburg's average listing price for 2024-09-01 was $225,017, a difference of $30,759 (15.8%) versus the prior year and $-9,956 versus the prior month.

For the 2024-09-01 period, Vicksburg had 93 MLS listings, a difference of 9 listings (11%) versus the prior month and -5 listings (-5%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Vicksburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,837 sqft
2018-02-01 0 days 1,839 sqft
2018-03-01 0 days 1,866 sqft
2018-04-01 0 days 1,908 sqft
2018-05-01 0 days 1,893 sqft
2018-06-01 0 days 1,891 sqft
2018-07-01 0 days 1,910 sqft
2018-08-01 0 days 1,907 sqft
2018-09-01 0 days 1,907 sqft
2018-10-01 0 days 1,915 sqft
2018-11-01 0 days 1,955 sqft
2018-12-01 0 days 1,958 sqft
2019-01-01 0 days 1,944 sqft
2019-02-01 0 days 1,929 sqft
2019-03-01 0 days 1,880 sqft
2019-04-01 0 days 1,882 sqft
2019-05-01 0 days 1,824 sqft
2019-06-01 0 days 1,805 sqft
2019-07-01 0 days 1,770 sqft
2019-08-01 0 days 1,755 sqft
2019-09-01 0 days 1,759 sqft
2019-10-01 0 days 1,762 sqft
2019-11-01 0 days 1,812 sqft
2019-12-01 0 days 1,806 sqft
2020-01-01 0 days 1,800 sqft
2020-02-01 0 days 1,780 sqft
2020-03-01 0 days 1,849 sqft
2020-04-01 0 days 1,868 sqft
2020-05-01 0 days 1,851 sqft
2020-06-01 0 days 1,820 sqft
2020-07-01 0 days 1,838 sqft
2020-08-01 0 days 1,851 sqft
2020-09-01 0 days 1,926 sqft
2020-10-01 0 days 2,100 sqft
2020-11-01 0 days 2,034 sqft
2020-12-01 0 days 1,861 sqft
2021-01-01 0 days 1,850 sqft
2021-02-01 0 days 1,825 sqft
2021-03-01 0 days 1,767 sqft
2021-04-01 0 days 1,672 sqft
2021-05-01 0 days 1,839 sqft
2021-06-01 0 days 1,735 sqft
2021-07-01 0 days 1,661 sqft
2021-08-01 0 days 1,727 sqft
2021-09-01 0 days 1,702 sqft
2021-10-01 0 days 1,703 sqft
2021-11-01 0 days 1,703 sqft
2021-12-01 0 days 1,644 sqft
2022-01-01 0 days 1,675 sqft
2022-02-01 0 days 1,759 sqft
2022-03-01 0 days 1,745 sqft
2022-04-01 0 days 1,912 sqft
2022-05-01 0 days 2,054 sqft
2022-06-01 0 days 1,862 sqft
2022-07-01 0 days 1,864 sqft
2022-08-01 0 days 1,856 sqft
2022-09-01 0 days 1,860 sqft
2022-10-01 0 days 1,822 sqft
2022-11-01 0 days 1,803 sqft
2022-12-01 0 days 1,832 sqft
2023-01-01 0 days 1,827 sqft
2023-02-01 0 days 1,843 sqft
2023-03-01 0 days 1,847 sqft
2023-04-01 0 days 1,929 sqft
2023-05-01 0 days 1,821 sqft
2023-06-01 0 days 1,816 sqft
2023-07-01 0 days 1,829 sqft
2023-08-01 0 days 1,866 sqft
2023-09-01 0 days 1,853 sqft
2023-10-01 0 days 1,902 sqft
2023-11-01 0 days 1,892 sqft
2023-12-01 0 days 1,916 sqft
2024-01-01 0 days 1,925 sqft
2024-02-01 0 days 1,924 sqft
2024-03-01 0 days 1,924 sqft
2024-04-01 0 days 1,871 sqft
2024-05-01 0 days 1,977 sqft
2024-06-01 0 days 2,048 sqft
2024-07-01 0 days 2,010 sqft
2024-08-01 0 days 1,956 sqft
2024-09-01 0 days 1,926 sqft
Vicksburg's median listing age (time on market) for 2024-09-01 was 0 days.

Vicksburg's median square footage for active listings during the 2024-09-01 period was 1,926 sqft. One year prior, the average listing was 1,853 sqft.

Vicksburg, MS Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 324 $56,430,000 $174,167
Refi 90 $11,760,000 $130,667
Other 56 $4,870,000 $86,964
Cash Out Refi 44 $6,170,000 $140,227
Home Improvement 41 $2,785,000 $67,927

Vicksburg's most frequently cited loan purpose was Home Purchase, with 324 originations. The 2nd most popular reason was Refi, with 90 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 148 $29,420,000 $198,784
7-8% 104 $16,000,000 $153,846
Over 8% 92 $7,150,000 $77,717
5-6% 66 $15,130,000 $229,242
<2.5% 21 $105,000 $5,000
4-5% 4 $730,000 $182,500
3-4% 3 $255,000 $85,000
2.5-3% 3 $445,000 $148,333

During 2023, Vicksburg's most frequently originated rate bucket was 6-7%, with 148 originations.

Loan Sizing (Vicksburg, MS MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 226 $11,100,000 $49,115
$100k-200k 197 $29,035,000 $147,386
$200k-400k 113 $30,365,000 $268,717
$400k-600k 15 $6,905,000 $460,333
$600k-1000k 3 $2,195,000 $731,667
$Over $1MM 1 $2,415,000 $2,415,000

Vicksburg's loan sizing saw the bucket of loans from $100,000 or less with 226 originations, totaling $11,100,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 244 $47,140,000 $193,197
Under 20% 61 $1,415,000 $23,197
60-80% 53 $11,025,000 $208,019
40-60% 41 $5,345,000 $130,366
20-40% 36 $2,470,000 $68,611
Over 100% 7 $1,705,000 $243,571

Vicksburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 244 originations, totaling $47,140,000 in origination value.