Morgan Stanley Private Bank Mortgage Rates, Fees & Info
New York, NYLEI: 549300GS0W0TEUQS8571
Tax ID: 22-3458456
5 stars - Updated: 11/11/24
-
out of 5 stars, based on 102 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Morgan Stanley Private Bank is a large bank specializing in Home Purchase and Other loans. Morgan Stanley Private Bank has a high proportion of conventional loans. Their top markets by origination volume include: New York, Los Angeles, San Francisco, Miami, and Phoenix among others. We have data for 440 markets. (Some data included below & more in-depth data is available with an active subscription.)Morgan Stanley Private Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Morgan Stanley Private Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 7.10% | 11/11/24 |
| 30 Year Conventional Purchase | 5.62% | 11/11/24 |
| 30 Year Conventional Refi | 5.99% | 11/11/24 |
| 30 Year Cash-out Refi | 6.01% | 11/11/24 |
| 15 Year Conventional Purchase | 5.49% | 11/11/24 |
| 15 Year Conventional Refi | 5.85% | 11/11/24 |
| 15 Year Cash-out Refi | 5.85% | 11/11/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Morgan Stanley Private Bank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Morgan Stanley Private Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
10,346Origination Dollar Volume (All Markets)
$10,140,570,000Awards
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Morgan Stanley Private Bank - 2023
Morgan Stanley Private Bank is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Morgan Stanley Private Bank's average 30 year fixed mortgage rate was
5.8%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of -0.68%.
Relative Fees (Closing Costs)
Morgan Stanley Private Bank's average total fees/closing costs for a 30 year fixed rate
mortgage were $5,288.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1,259 | $1,342,545,000 | $1,066,358 | $6,536 | 5.70% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 502 | $864,380,000 | $1,721,873 | $7,374 | 5.93% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 402 | $583,900,000 | $1,452,488 | $5,603 | 5.91% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 388 | $441,670,000 | $1,138,325 | $7,076 | 5.82% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 220 | $297,560,000 | $1,352,545 | $5,307 | 5.81% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 299 | $286,075,000 | $956,773 | $5,101 | 5.73% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 275 | $250,605,000 | $911,291 | $5,335 | 5.83% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 354 | $241,930,000 | $683,418 | $5,496 | 5.88% |
| Outside of Metro Areas | 265 | $236,805,000 | $893,604 | $4,876 | 5.90% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 224 | $230,610,000 | $1,029,509 | $4,905 | 5.89% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 276 | $220,540,000 | $799,058 | $4,762 | 6.04% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 145 | $213,635,000 | $1,473,345 | $4,465 | 5.77% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 163 | $204,175,000 | $1,252,607 | $6,694 | 5.77% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 207 | $188,695,000 | $911,570 | $3,874 | 5.79% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 178 | $181,870,000 | $1,021,742 | $5,795 | 5.85% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 155 | $180,195,000 | $1,162,548 | $7,408 | 5.81% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 186 | $171,620,000 | $922,688 | $5,791 | 5.88% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 127 | $156,665,000 | $1,233,583 | $5,330 | 5.84% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 133 | $128,625,000 | $967,105 | $6,091 | 5.73% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 115 | $124,455,000 | $1,082,217 | $7,036 | 5.78% |
| COLUMBUS, OH (FHA|USDA|VA) | 40 | $122,850,000 | $3,071,250 | $3,370 | 6.22% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 173 | $117,395,000 | $678,584 | $5,014 | 5.91% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 112 | $105,860,000 | $945,179 | $4,135 | 5.84% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 52 | $104,630,000 | $2,012,115 | $4,015 | 5.80% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 87 | $102,195,000 | $1,174,655 | $6,434 | 5.78% |
| Heber, UT (FHA|USDA|VA) | 37 | $79,015,000 | $2,135,541 | $6,089 | 5.64% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 93 | $75,405,000 | $810,806 | $4,111 | 5.76% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 99 | $70,785,000 | $715,000 | $4,126 | 5.97% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 68 | $69,310,000 | $1,019,265 | $4,810 | 5.73% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 31 | $66,065,000 | $2,131,129 | $5,738 | 5.98% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 85 | $65,825,000 | $774,412 | $5,432 | 5.93% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 74 | $63,290,000 | $855,270 | $4,902 | 5.86% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 71 | $61,115,000 | $860,775 | $5,277 | 5.99% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 76 | $60,220,000 | $792,368 | $5,313 | 6.15% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 71 | $57,575,000 | $810,915 | $5,795 | 5.78% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 95 | $55,975,000 | $589,211 | $3,543 | 6.08% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 64 | $49,860,000 | $779,063 | $4,155 | 5.91% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 34 | $49,610,000 | $1,459,118 | $6,894 | 5.88% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 49 | $43,365,000 | $885,000 | $4,791 | 6.06% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 74 | $42,180,000 | $570,000 | $3,631 | 6.06% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 44 | $41,930,000 | $952,955 | $4,934 | 5.57% |
| Edwards, CO (FHA|USDA|VA) | 20 | $40,300,000 | $2,015,000 | $5,250 | 6.01% |
| RENO, NV (FHA|USDA|VA) | 41 | $39,745,000 | $969,390 | $4,483 | 6.27% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 16 | $36,230,000 | $2,264,375 | $7,823 | 5.52% |
| Glenwood Springs, CO (FHA|USDA|VA) | 19 | $36,085,000 | $1,899,211 | $5,061 | 5.79% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 50 | $34,690,000 | $693,800 | $2,888 | 6.10% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 37 | $34,405,000 | $929,865 | $4,775 | 5.84% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 50 | $33,240,000 | $664,800 | $4,335 | 6.00% |
| BOULDER, CO (FHA|USDA|VA) | 33 | $32,535,000 | $985,909 | $4,107 | 5.88% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 47 | $30,815,000 | $655,638 | $3,841 | 5.97% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 38 | $30,280,000 | $796,842 | $5,990 | 5.80% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 41 | $29,805,000 | $726,951 | $4,869 | 5.89% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 38 | $29,230,000 | $769,211 | $3,666 | 5.90% |
| Bozeman, MT (FHA|USDA|VA) | 20 | $28,890,000 | $1,444,500 | $5,299 | 5.75% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 28 | $28,490,000 | $1,017,500 | $5,792 | 5.67% |
| PITTSBURGH, PA (FHA|USDA|VA) | 46 | $28,190,000 | $612,826 | $5,509 | 5.85% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 38 | $28,070,000 | $738,684 | $4,377 | 5.85% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 49 | $27,835,000 | $568,061 | $3,239 | 5.98% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 34 | $26,580,000 | $781,765 | $5,480 | 5.91% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 36 | $26,070,000 | $724,167 | $3,812 | 5.90% |
| RICHMOND, VA (FHA|USDA|VA) | 44 | $25,870,000 | $587,955 | $4,275 | 5.93% |
| SALINAS, CA (FHA|USDA|VA) | 18 | $25,680,000 | $1,426,667 | $6,064 | 5.74% |
| NAPA, CA (FHA|USDA|VA) | 16 | $25,000,000 | $1,562,500 | $5,503 | 5.84% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 32 | $24,960,000 | $780,000 | $4,017 | 5.92% |
| Key West, FL (FHA|USDA|VA) | 16 | $24,540,000 | $1,533,750 | $9,564 | 5.42% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 41 | $24,105,000 | $587,927 | $2,480 | 5.86% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 24 | $23,900,000 | $995,833 | $6,724 | 5.82% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 42 | $23,300,000 | $554,762 | $4,028 | 6.04% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 47 | $22,645,000 | $481,809 | $3,703 | 6.21% |
| ASHEVILLE, NC (FHA|USDA|VA) | 32 | $22,250,000 | $695,313 | $4,154 | 5.91% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 21 | $21,645,000 | $1,030,714 | $5,367 | 6.20% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 37 | $21,275,000 | $575,000 | $5,330 | 6.07% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 22 | $20,750,000 | $943,182 | $4,448 | 5.88% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 38 | $20,350,000 | $535,526 | $3,341 | 6.02% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 34 | $19,670,000 | $578,529 | $2,617 | 5.92% |
| Jackson, WY-ID (FHA|USDA|VA) | 10 | $19,490,000 | $1,949,000 | $7,180 | 5.63% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 22 | $19,160,000 | $870,909 | $4,527 | 5.91% |
| KNOXVILLE, TN (FHA|USDA|VA) | 29 | $19,155,000 | $660,517 | $4,145 | 5.91% |
| BEND, OR (FHA|USDA|VA) | 27 | $19,135,000 | $708,704 | $4,850 | 6.08% |
| LOUISVILLE, KY (FHA|USDA|VA) | 33 | $18,455,000 | $559,242 | $3,400 | 5.85% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 30 | $18,190,000 | $606,333 | $3,493 | 5.98% |
| PROVO-OREM, UT (FHA|USDA|VA) | 15 | $18,185,000 | $1,212,333 | $4,543 | 5.91% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 19 | $17,845,000 | $939,211 | $5,175 | 5.81% |
| Hilo, HI (FHA|USDA|VA) | 4 | $16,990,000 | $4,247,500 | $7,539 | 5.49% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 31 | $16,295,000 | $525,645 | $3,713 | 5.97% |
| BOISE CITY, ID (FHA|USDA|VA) | 20 | $15,030,000 | $751,500 | $4,359 | 5.96% |
| SANTA FE, NM (FHA|USDA|VA) | 18 | $15,000,000 | $833,333 | $4,250 | 5.83% |
| Breckenridge, CO (FHA|USDA|VA) | 14 | $14,530,000 | $1,037,857 | $3,295 | 5.78% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 18 | $13,960,000 | $775,556 | $4,764 | 5.76% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 20 | $13,820,000 | $691,000 | $4,588 | 5.83% |
| Torrington, CT (FHA|USDA|VA) | 12 | $12,830,000 | $1,069,167 | $6,903 | 6.11% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 18 | $12,780,000 | $710,000 | $4,543 | 5.96% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 20 | $12,410,000 | $620,500 | $4,450 | 5.84% |
| MADISON, WI (FHA|USDA|VA) | 23 | $12,145,000 | $528,043 | $2,942 | 5.97% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 19 | $12,085,000 | $636,053 | $3,953 | 5.73% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 19 | $11,795,000 | $620,789 | $4,282 | 5.67% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 16 | $11,580,000 | $723,750 | $3,122 | 5.70% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 15 | $11,365,000 | $757,667 | $4,250 | 6.00% |
| TUCSON, AZ (FHA|USDA|VA) | 25 | $11,295,000 | $451,800 | $3,605 | 5.81% |
| Easton, MD (FHA|USDA|VA) | 13 | $10,845,000 | $834,231 | $4,535 | 5.66% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 18 | $10,630,000 | $590,556 | $2,903 | 6.03% |
| BELLINGHAM, WA (FHA|USDA|VA) | 15 | $10,435,000 | $695,667 | $4,401 | 6.11% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 13 | $10,365,000 | $797,308 | $3,166 | 6.11% |
| BRUNSWICK, GA (FHA|USDA|VA) | 8 | $10,330,000 | $1,291,250 | $7,056 | 5.75% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 18 | $9,910,000 | $550,556 | $4,197 | 5.78% |
| FORT COLLINS, CO (FHA|USDA|VA) | 15 | $9,855,000 | $657,000 | $3,796 | 5.71% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 13 | $9,765,000 | $751,154 | $4,030 | 5.92% |
| WILMINGTON, NC (FHA|USDA|VA) | 18 | $9,740,000 | $541,111 | $3,559 | 5.88% |
| Lebanon, NH-VT (FHA|USDA|VA) | 13 | $9,725,000 | $748,077 | $4,463 | 5.87% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 13 | $9,485,000 | $729,615 | $5,281 | 5.87% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 13 | $9,455,000 | $727,308 | $5,592 | 5.89% |
| Vineyard Haven, MA (FHA|USDA|VA) | 7 | $9,225,000 | $1,317,857 | $7,472 | 6.59% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 11 | $9,155,000 | $832,273 | $4,464 | 5.71% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 15 | $8,895,000 | $593,000 | $3,346 | 5.77% |
| Whitewater, WI (FHA|USDA|VA) | 13 | $8,835,000 | $679,615 | $2,546 | 5.99% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 20 | $8,770,000 | $438,500 | $4,445 | 5.94% |
| Durango, CO (FHA|USDA|VA) | 10 | $8,650,000 | $865,000 | $3,843 | 5.80% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 17 | $8,585,000 | $505,000 | $5,367 | 6.02% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 13 | $8,385,000 | $645,000 | $3,023 | 5.82% |
| SAVANNAH, GA (FHA|USDA|VA) | 16 | $8,160,000 | $510,000 | $4,335 | 6.10% |
| Traverse City, MI (FHA|USDA|VA) | 13 | $8,155,000 | $627,308 | $3,923 | 6.07% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 14 | $8,070,000 | $576,429 | $4,311 | 5.71% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 12 | $7,970,000 | $664,167 | $3,425 | 6.16% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $7,875,000 | $2,625,000 | $6,503 | 5.55% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 15 | $7,795,000 | $519,667 | $4,103 | 5.71% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 13 | $7,185,000 | $552,692 | $3,251 | 6.15% |
| Outside of Metro Areas | 7 | $7,115,000 | $1,016,429 | $5,700 | 6.01% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 11 | $7,015,000 | $637,727 | $4,610 | 5.85% |
| Cullowhee, NC (FHA|USDA|VA) | 11 | $6,935,000 | $630,455 | $5,058 | 5.85% |
| ROCHESTER, NY (FHA|USDA|VA) | 17 | $6,925,000 | $407,353 | $4,561 | 5.92% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 15 | $6,885,000 | $459,000 | $3,555 | 6.05% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 9 | $6,665,000 | $740,556 | $4,604 | 5.91% |
| Boone, NC (FHA|USDA|VA) | 8 | $6,570,000 | $821,250 | $4,142 | 5.73% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 13 | $6,495,000 | $499,615 | $4,991 | 5.92% |
| Kalispell, MT (FHA|USDA|VA) | 10 | $6,350,000 | $635,000 | $3,886 | 5.65% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 12 | $6,290,000 | $524,167 | $2,887 | 5.91% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 10 | $6,200,000 | $620,000 | $5,233 | 6.25% |
| Morehead City, NC (FHA|USDA|VA) | 5 | $6,135,000 | $1,227,000 | $4,919 | 5.75% |
| Laconia, NH (FHA|USDA|VA) | 4 | $6,120,000 | $1,530,000 | $6,340 | 5.99% |
| Steamboat Springs, CO (FHA|USDA|VA) | 6 | $6,110,000 | $1,018,333 | $3,376 | 5.88% |
| Kapaa, HI (FHA|USDA|VA) | 5 | $5,825,000 | $1,165,000 | $9,473 | 5.66% |
| ANN ARBOR, MI (FHA|USDA|VA) | 10 | $5,820,000 | $582,000 | $4,242 | 5.73% |
| Oak Harbor, WA (FHA|USDA|VA) | 4 | $5,770,000 | $1,442,500 | $4,586 | 5.48% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 8 | $5,760,000 | $720,000 | $3,950 | 5.99% |
| AKRON, OH (FHA|USDA|VA) | 13 | $5,625,000 | $432,692 | $3,601 | 6.17% |
| GAINESVILLE, GA (FHA|USDA|VA) | 8 | $5,430,000 | $678,750 | $4,618 | 5.86% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 10 | $5,360,000 | $536,000 | $5,088 | 5.60% |
| SYRACUSE, NY (FHA|USDA|VA) | 6 | $5,340,000 | $890,000 | $5,229 | 6.33% |
| Alexander City, AL (FHA|USDA|VA) | 7 | $5,335,000 | $762,143 | $3,451 | 6.23% |
| Fredericksburg, TX (FHA|USDA|VA) | 9 | $5,215,000 | $579,444 | $4,884 | 5.78% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 8 | $5,050,000 | $631,250 | $3,690 | 5.75% |
| MADERA, CA (FHA|USDA|VA) | 1 | $5,005,000 | $5,005,000 | $9,621 | 5.60% |
| ST. GEORGE, UT (FHA|USDA|VA) | 6 | $4,990,000 | $831,667 | $3,956 | 5.49% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 11 | $4,965,000 | $451,364 | $3,376 | 6.30% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 8 | $4,830,000 | $603,750 | $3,932 | 5.75% |
| MISSOULA, MT (FHA|USDA|VA) | 6 | $4,800,000 | $800,000 | $4,738 | 5.63% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 6 | $4,800,000 | $800,000 | $5,020 | 5.81% |
| GREELEY, CO (FHA|USDA|VA) | 6 | $4,770,000 | $795,000 | $3,198 | 5.85% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 7 | $4,705,000 | $672,143 | $4,000 | 6.14% |
| MOBILE, AL (FHA|USDA|VA) | 8 | $4,450,000 | $556,250 | $2,939 | 5.83% |
| FRESNO, CA (FHA|USDA|VA) | 7 | $4,275,000 | $610,714 | $3,763 | 5.46% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 6 | $4,260,000 | $710,000 | $3,952 | 5.73% |
| Sevierville, TN (FHA|USDA|VA) | 6 | $4,070,000 | $678,333 | $5,569 | 5.67% |
| ANCHORAGE, AK (FHA|USDA|VA) | 4 | $3,870,000 | $967,500 | $4,967 | 5.29% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 8 | $3,850,000 | $481,250 | $4,186 | 6.10% |
| OCALA, FL (FHA|USDA|VA) | 8 | $3,810,000 | $476,250 | $4,949 | 6.13% |
| Ellensburg, WA (FHA|USDA|VA) | 4 | $3,780,000 | $945,000 | $4,126 | 6.11% |
| MONTGOMERY, AL (FHA|USDA|VA) | 6 | $3,720,000 | $620,000 | $4,064 | 5.64% |
| PANAMA CITY, FL (FHA|USDA|VA) | 8 | $3,670,000 | $458,750 | $4,147 | 6.07% |
| LAFAYETTE, LA (FHA|USDA|VA) | 7 | $3,645,000 | $520,714 | $4,223 | 6.00% |
| Georgetown, SC (FHA|USDA|VA) | 4 | $3,510,000 | $877,500 | $3,518 | 6.08% |
| TOLEDO, OH (FHA|USDA|VA) | 9 | $3,495,000 | $388,333 | $3,252 | 5.80% |
| Oxford, MS (FHA|USDA|VA) | 7 | $3,495,000 | $499,286 | $4,048 | 6.07% |
| TULSA, OK (FHA|USDA|VA) | 7 | $3,445,000 | $492,143 | $4,148 | 5.79% |
| NILES, MI (FHA|USDA|VA) | 6 | $3,420,000 | $570,000 | $4,164 | 5.98% |
| Astoria, OR (FHA|USDA|VA) | 6 | $3,420,000 | $570,000 | $4,194 | 5.58% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 8 | $3,390,000 | $423,750 | $3,484 | 5.83% |
| KINGSTON, NY (FHA|USDA|VA) | 5 | $3,355,000 | $671,000 | $5,985 | 5.80% |
| Aberdeen, WA (FHA|USDA|VA) | 4 | $3,330,000 | $832,500 | $4,867 | 5.82% |
| ROANOKE, VA (FHA|USDA|VA) | 10 | $3,310,000 | $331,000 | $3,320 | 6.41% |
| Seneca, SC (FHA|USDA|VA) | 5 | $3,295,000 | $659,000 | $3,807 | 6.00% |
| LANCASTER, PA (FHA|USDA|VA) | 6 | $3,270,000 | $545,000 | $4,611 | 5.75% |
| Helena, MT (FHA|USDA|VA) | 5 | $3,165,000 | $633,000 | $3,625 | 6.10% |
| VALLEJO, CA (FHA|USDA|VA) | 7 | $3,145,000 | $449,286 | $4,462 | 6.61% |
| BATON ROUGE, LA (FHA|USDA|VA) | 7 | $3,135,000 | $447,857 | $3,858 | 5.71% |
| JACKSON, MS (FHA|USDA|VA) | 6 | $3,120,000 | $520,000 | $4,023 | 5.98% |
| WICHITA, KS (FHA|USDA|VA) | 7 | $3,115,000 | $445,000 | $2,438 | 6.36% |
| Payson, AZ (FHA|USDA|VA) | 4 | $3,110,000 | $777,500 | $5,233 | 5.79% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 6 | $3,040,000 | $506,667 | $3,674 | 5.83% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 5 | $3,035,000 | $607,000 | $3,778 | 5.88% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 7 | $3,015,000 | $430,714 | $4,454 | 5.83% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 5 | $2,915,000 | $583,000 | $4,014 | 5.88% |
| Hailey, ID (FHA|USDA|VA) | 4 | $2,890,000 | $722,500 | $4,036 | 5.85% |
| MEDFORD, OR (FHA|USDA|VA) | 5 | $2,845,000 | $569,000 | $4,156 | 5.62% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 6 | $2,780,000 | $463,333 | $3,520 | 5.69% |
| STOCKTON, CA (FHA|USDA|VA) | 5 | $2,755,000 | $551,000 | $3,579 | 5.79% |
| Show Low, AZ (FHA|USDA|VA) | 5 | $2,725,000 | $545,000 | $4,349 | 6.12% |
| READING, PA (FHA|USDA|VA) | 7 | $2,675,000 | $382,143 | $4,623 | 6.00% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $2,655,000 | $885,000 | $4,666 | 6.57% |
| Shelton, WA (FHA|USDA|VA) | 2 | $2,540,000 | $1,270,000 | $5,128 | 5.83% |
| THE VILLAGES, FL (FHA|USDA|VA) | 8 | $2,520,000 | $315,000 | $3,280 | 6.16% |
| GREEN BAY, WI (FHA|USDA|VA) | 6 | $2,520,000 | $420,000 | $2,845 | 6.08% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $2,490,000 | $622,500 | $5,391 | 5.76% |
| Somerset, PA (FHA|USDA|VA) | 3 | $2,475,000 | $825,000 | $6,527 | 5.40% |
| BILLINGS, MT (FHA|USDA|VA) | 5 | $2,455,000 | $491,000 | $3,647 | 5.96% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 5 | $2,425,000 | $485,000 | $4,618 | 6.02% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 5 | $2,415,000 | $483,000 | $3,199 | 5.89% |
| TYLER, TX (FHA|USDA|VA) | 4 | $2,390,000 | $597,500 | $6,618 | 5.59% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 5 | $2,365,000 | $473,000 | $3,739 | 5.87% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 5 | $2,345,000 | $469,000 | $3,494 | 5.81% |
| Montrose, CO (FHA|USDA|VA) | 3 | $2,325,000 | $775,000 | $3,254 | 5.77% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 5 | $2,285,000 | $457,000 | $5,788 | 5.73% |
| SALEM, OR (FHA|USDA|VA) | 4 | $2,280,000 | $570,000 | $4,230 | 6.18% |
| AMARILLO, TX (FHA|USDA|VA) | 4 | $2,270,000 | $567,500 | $4,476 | 5.76% |
| Warsaw, IN (FHA|USDA|VA) | 3 | $2,205,000 | $735,000 | $3,264 | 5.93% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 3 | $2,145,000 | $715,000 | $4,619 | 5.78% |
| CHICO, CA (FHA|USDA|VA) | 5 | $2,115,000 | $423,000 | $3,407 | 6.05% |
| Keene, NH (FHA|USDA|VA) | 2 | $2,080,000 | $1,040,000 | $4,811 | 5.68% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 5 | $2,075,000 | $415,000 | $2,525 | 6.22% |
| Athens, TX (FHA|USDA|VA) | 3 | $2,065,000 | $688,333 | $7,354 | 6.18% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 3 | $2,045,000 | $681,667 | $3,854 | 6.05% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $2,020,000 | $1,010,000 | $8,938 | 5.55% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $2,020,000 | $1,010,000 | $5,497 | 6.20% |
| Prineville, OR (FHA|USDA|VA) | 1 | $2,005,000 | $2,005,000 | $8,499 | 5.50% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $1,980,000 | $990,000 | $4,366 | 6.93% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $1,960,000 | $980,000 | $4,316 | 5.83% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 4 | $1,950,000 | $487,500 | $3,819 | 6.09% |
| Brainerd, MN (FHA|USDA|VA) | 3 | $1,945,000 | $648,333 | $3,801 | 6.27% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 5 | $1,885,000 | $377,000 | $3,095 | 5.99% |
| GLENS FALLS, NY (FHA|USDA|VA) | 2 | $1,830,000 | $915,000 | $6,383 | 6.09% |
| Barre, VT (FHA|USDA|VA) | 3 | $1,805,000 | $601,667 | $4,399 | 6.17% |
| RAPID CITY, SD (FHA|USDA|VA) | 2 | $1,770,000 | $885,000 | $3,593 | 6.23% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $2,878 | 6.69% |
| LINCOLN, NE (FHA|USDA|VA) | 4 | $1,750,000 | $437,500 | $2,898 | 6.55% |
| MUSKEGON, MI (FHA|USDA|VA) | 5 | $1,745,000 | $349,000 | $3,229 | 6.12% |
| PEORIA, IL (FHA|USDA|VA) | 4 | $1,690,000 | $422,500 | $2,652 | 6.18% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $1,690,000 | $845,000 | $4,984 | 5.43% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $1,675,000 | $558,333 | $2,879 | 5.95% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $1,665,000 | $555,000 | $4,407 | 6.11% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $1,630,000 | $815,000 | $3,786 | 6.08% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 4 | $1,590,000 | $397,500 | $3,473 | 6.51% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $1,540,000 | $770,000 | $4,350 | 5.55% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $1,515,000 | $505,000 | $3,234 | 6.00% |
| Brookings, OR (FHA|USDA|VA) | 3 | $1,515,000 | $505,000 | $4,522 | 6.18% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $1,510,000 | $755,000 | $6,898 | 5.41% |
| Hudson, NY (FHA|USDA|VA) | 2 | $1,510,000 | $755,000 | $10,225 | 6.00% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $1,505,000 | $1,505,000 | $7,710 | 5.65% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $3,468 | 6.76% |
| Brevard, NC (FHA|USDA|VA) | 2 | $1,470,000 | $735,000 | $6,265 | 5.53% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $1,425,000 | $475,000 | $2,598 | 5.85% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $1,425,000 | $475,000 | $4,094 | 5.92% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $3,241 | 6.86% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $3,313 | 5.77% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $1,305,000 | $1,305,000 | $5,891 | 5.53% |
| Newport, OR (FHA|USDA|VA) | 2 | $1,280,000 | $640,000 | $3,609 | 6.34% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $1,270,000 | $635,000 | $2,893 | 5.68% |
| Taos, NM (FHA|USDA|VA) | 2 | $1,220,000 | $610,000 | $4,334 | 5.90% |
| Concord, NH (FHA|USDA|VA) | 2 | $1,180,000 | $590,000 | $3,743 | 5.65% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $3,805 | 6.04% |
| JACKSON, MI (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $3,420 | 6.18% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $1,160,000 | $580,000 | $3,446 | 5.43% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $3,972 | 5.78% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $4,083 | 6.33% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $3,586 | 6.13% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $2,852 | 6.55% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $1,085,000 | $1,085,000 | $5,896 | 5.35% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $4,584 | 6.35% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $4,039 | 5.50% |
| Holland, MI (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $3,070 | 6.45% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $3,279 | 6.16% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $3,474 | 5.70% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $3,733 | 5.78% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $3,676 | 6.08% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $3,255 | 5.78% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $4,427 | 6.10% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $8,284 | 5.65% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $4,915 | 6.05% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $2,582 | 5.75% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $4,462 | 5.97% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $0 | 9.55% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $3,392 | 6.03% |
| Shawano, WI (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $2,681 | 5.96% |
| Brenham, TX (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $3,704 | 6.03% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $4,067 | 5.85% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $3,544 | 6.00% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $2,285 | 6.57% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $3,047 | 5.23% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $3,763 | 6.40% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $4,162 | 6.23% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $3,483 | 5.84% |
| FLINT, MI (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $3,147 | 6.15% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $3,842 | 5.48% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $4,090 | 7.98% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $825,000 | $825,000 | $4,929 | 6.45% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $4,843 | 6.27% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $815,000 | $815,000 | $2,873 | 5.35% |
| DULUTH, MN-WI (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $2,665 | 6.55% |
| COLUMBIA, MO (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $1,905 | 5.90% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $795,000 | $795,000 | $2,752 | 5.75% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $3,856 | 6.18% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $785,000 | $785,000 | $2,650 | 5.90% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $3,312 | 6.15% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $3,282 | 5.70% |
| Fernley, NV (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $2,841 | 5.25% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $3,842 | 6.00% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $2,589 | 5.35% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $4,311 | 6.03% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $3,890 | 5.60% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $7,670 | 5.50% |
| Meadville, PA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $5,247 | 6.75% |
| Centralia, WA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,221 | 6.68% |
| Cornelia, GA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $4,101 | 6.08% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $2,935 | 6.45% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $4,595 | 6.30% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $4,350 | 5.90% |
| Hood River, OR (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $3,256 | 5.15% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $6,299 | 5.15% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $3,060 | 6.35% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,118 | 6.25% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $4,033 | 5.00% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $4,079 | 4.85% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,413 | 6.36% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,429 | 5.83% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,753 | 6.45% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $2,635 | 5.25% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $2,844 | 7.05% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $2,373 | 5.05% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $2,588 | 6.20% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,490 | 5.33% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,878 | 5.45% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,392 | 5.80% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $4,733 | 5.80% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $4,674 | 5.10% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $2,579 | 6.00% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,297 | 5.95% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $5,269 | 4.95% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $5,133 | 5.55% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,757 | 5.15% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,724 | 5.15% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,655 | 5.00% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,078 | 6.71% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,453 | 5.80% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,510 | 5.70% |
| RACINE, WI (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,479 | 5.30% |
| Bonham, TX (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $5,449 | 6.45% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,158 | 5.30% |
| Olean, NY (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $6,085 | 6.00% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,945 | 5.83% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,843 | 5.90% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $5,761 | 6.75% |
| Española, NM (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,918 | 6.15% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,625 | 5.45% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,635 | 6.55% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,215 | 5.75% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,389 | 6.60% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,983 | 7.05% |
| Granbury, TX (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $6,313 | 5.85% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,299 | 5.70% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $6,059 | 5.75% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,280 | 6.00% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,566 | 6.20% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,706 | 7.20% |
| Findlay, OH (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,529 | 5.60% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,722 | 5.55% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,592 | 6.45% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,730 | 5.90% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,863 | 5.80% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,412 | 6.46% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,245 | 5.85% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,617 | 6.35% |
| Pullman, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,690 | 7.15% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,650 | 5.98% |
| Sanford, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,026 | 6.25% |
| Forest City, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,976 | 6.60% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,193 | 6.45% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,571 | 6.60% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,472 | 5.55% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,948 | 6.55% |
| Bennington, VT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,581 | 6.70% |
| Marietta, OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,551 | 6.85% |
| Ludington, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,930 | 7.25% |
| MORGANTOWN, WV (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,240 | 8.70% |
| Newberry, SC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,089 | 5.98% |
| Columbus, MS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,080 | 6.50% |
| Malone, NY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,535 | 5.90% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,429 | 5.95% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,805 | 6.65% |
| Riverton, WY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,641 | 6.25% |
| Shelby, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,451 | 6.80% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,373 | 6.28% |
| Somerset, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,510 | 6.75% |
| ERIE, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,257 | 7.20% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,610 | 6.00% |
| Newport, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,570 | 6.05% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,405 | 5.50% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,898 | 5.95% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,451 | 5.90% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,993 | 6.35% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,348 | 6.65% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,298 | 5.60% |
| REDDING, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,721 | 7.30% |
| Roswell, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,651 | 6.35% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,369 | 5.60% |
| Marquette, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,879 | 5.20% |
| Rockport, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,811 | 6.85% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,681 | 6.40% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,584 | 5.65% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,003 | 5.90% |
| WACO, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,540 | 6.35% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,511 | 6.10% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,554 | 5.45% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,290 | 6.55% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,381 | 6.50% |
| Paris, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,148 | 5.55% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,808 | 5.80% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,095 | 6.40% |
| Marion, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,728 | 5.95% |
| Branson, MO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,814 | 5.80% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,391 | 7.05% |
| Indiana, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,896 | 5.95% |
| Danville, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,377 | 6.60% |
| Crossville, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,925 | 7.05% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,441 | 5.50% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,310 | 7.10% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.50% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,973 | 5.75% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,873 | 5.65% |
| Albertville, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,697 | 6.85% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,338 | 6.00% |
| Lake City, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,519 | 5.85% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,640 | 6.25% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,823 | 6.30% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,468 | 5.90% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,639 | 6.75% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,693 | 5.85% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,012 | 5.85% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,801 | 6.95% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,481 | 6.00% |
| Washington, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,693 | 5.95% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.00% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 10,155 | $10,038,155,000 | $988,494 | $5,279 | 5.80% |
| HELOC | 191 | $102,415,000 | $536,204 | n/a | 9.55% |
For 2023, Morgan Stanley Private Bank's most frequently originated type of loan was Conventional, with 10,155 originations. Their 2nd most popular type was HELOC, with 191 originations.
Loan Reason
For 2023, Morgan Stanley Private Bank's most frequently cited loan purpose was Home Purchase, with 7,236 originations. The 2nd most popular reason was Other, with 2,208 originations.
Loan Duration/Length
For 2023, Morgan Stanley Private Bank's most frequently cited loan duration was 30 Year, with 10,015 originations. The 2nd most popular length was Other, with 191 originations.
Origination Fees/Closing Costs
Morgan Stanley Private Bank's average total fees were $5,288, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 10,115 originations.
Interest Rates
During 2023, Morgan Stanley Private Bank's average interest rate for loans was 5.80%, while their most frequently originated rate bucket for loans was 5-6%, with 6,439 originations.
Loan Sizing
2023 saw Morgan Stanley Private Bank place emphasis on $600k-1MM loans with 2,899 originations, totaling $2,196,355,000 in origination value.
Applicant Income
Morgan Stanley Private Bank lent most frequently to those with incomes in the $250k+ range, with 5,795 originations. The second most popular income band? $150k-250k, with 2,254 originations.
Applicant Debt to Income Ratio
Morgan Stanley Private Bank lent most frequently to those with DTI ratios of 20-30%, with 2,093 originations. The next most common DTI ratio? 30-36%, with 1,867 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.56%
Morgan Stanley Private Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination78.79%
Morgan Stanley Private Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 10,346 | $10,140,570,000 | $980,144 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 10,346 | $10,140,570,000 | $980,144 |