Morgan Stanley Private Bank Mortgage Rates, Fees & Info
New York, NYLEI: 549300GS0W0TEUQS8571
Tax ID: 22-3458456
5 stars - Updated: 4/5/25
-
out of 5 stars, based on 103 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Morgan Stanley Private Bank is a large bank specializing in Home Purchase and Other loans. Morgan Stanley Private Bank has a high proportion of conventional loans. Their top markets by origination volume include: New York, Los Angeles, San Francisco, Miami, and Boston among others. We have data for 441 markets. (Some data included below & more in-depth data is available with an active subscription.)Morgan Stanley Private Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Morgan Stanley Private Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 9.08% | 4/5/25 |
| 30 Year Conventional Purchase | 6.29% | 4/5/25 |
| 30 Year Conventional Refi | 6.42% | 4/5/25 |
| 30 Year Cash-out Refi | 6.53% | 4/5/25 |
| 15 Year Conventional Purchase | 6.14% | 4/5/25 |
| 15 Year Conventional Refi | 6.53% | 4/5/25 |
| 15 Year Cash-out Refi | 6.53% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Morgan Stanley Private Bank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Morgan Stanley Private Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
10,709Origination Dollar Volume (All Markets)
$11,283,395,000Awards
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Morgan Stanley Private Bank - 2024
Morgan Stanley Private Bank is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Morgan Stanley Private Bank's average 30 year fixed mortgage rate was
6.07%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.48%.
Relative Fees (Closing Costs)
Morgan Stanley Private Bank's average total fees/closing costs for a 30 year fixed rate
mortgage were $5,604.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1,360 | $1,707,830,000 | $1,255,757 | $7,171 | 6.07% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 616 | $986,100,000 | $1,600,812 | $7,952 | 6.17% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 504 | $716,310,000 | $1,421,250 | $5,838 | 6.09% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 409 | $588,325,000 | $1,438,447 | $7,476 | 6.14% |
| Outside of Metro Areas | 504 | $536,270,000 | $1,064,028 | $6,170 | 6.16% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 321 | $340,175,000 | $1,059,735 | $5,504 | 6.05% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 277 | $319,175,000 | $1,152,256 | $5,036 | 6.03% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 196 | $317,170,000 | $1,618,214 | $4,758 | 6.16% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 386 | $304,580,000 | $789,067 | $5,976 | 6.15% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 286 | $292,390,000 | $1,022,343 | $6,009 | 6.17% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 180 | $213,870,000 | $1,188,167 | $6,676 | 6.09% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 201 | $208,585,000 | $1,037,736 | $5,440 | 6.23% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 228 | $175,420,000 | $769,386 | $5,101 | 6.18% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 182 | $166,020,000 | $912,198 | $3,570 | 6.09% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 169 | $155,035,000 | $917,367 | $5,334 | 6.12% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 146 | $147,840,000 | $1,012,603 | $4,898 | 6.10% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 110 | $117,830,000 | $1,071,182 | $6,426 | 6.20% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 169 | $109,855,000 | $650,030 | $5,740 | 6.20% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 110 | $102,570,000 | $932,455 | $5,489 | 6.18% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 82 | $100,450,000 | $1,225,000 | $5,131 | 6.07% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 106 | $98,010,000 | $924,623 | $3,974 | 6.20% |
| Glenwood Springs, CO (FHA|USDA|VA) | 21 | $94,955,000 | $4,521,667 | $9,426 | 5.77% |
| Heber, UT (FHA|USDA|VA) | 54 | $92,280,000 | $1,708,889 | $5,486 | 5.97% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 97 | $89,375,000 | $921,392 | $4,353 | 6.10% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 100 | $87,760,000 | $877,600 | $5,258 | 6.15% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 91 | $87,465,000 | $961,154 | $5,953 | 6.10% |
| ANCHORAGE, AK (FHA|USDA|VA) | 5 | $77,105,000 | $15,421,000 | $4,085 | 6.80% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 41 | $77,015,000 | $1,878,415 | $5,751 | 6.07% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 68 | $74,390,000 | $1,093,971 | $5,596 | 6.25% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 83 | $72,545,000 | $874,036 | $5,989 | 6.20% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 94 | $69,370,000 | $737,979 | $3,731 | 6.22% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 83 | $68,465,000 | $824,880 | $4,348 | 6.12% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 90 | $65,800,000 | $731,111 | $4,593 | 6.35% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 88 | $64,030,000 | $727,614 | $4,187 | 6.25% |
| Edwards, CO (FHA|USDA|VA) | 28 | $63,590,000 | $2,271,071 | $5,735 | 5.96% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 32 | $62,220,000 | $1,944,375 | $7,083 | 5.89% |
| BOULDER, CO (FHA|USDA|VA) | 47 | $55,015,000 | $1,170,532 | $4,330 | 6.23% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 68 | $50,780,000 | $746,765 | $5,526 | 6.32% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 45 | $47,815,000 | $1,062,556 | $5,641 | 6.19% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 58 | $47,650,000 | $821,552 | $4,766 | 6.49% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 49 | $47,565,000 | $970,714 | $5,194 | 6.16% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 41 | $47,565,000 | $1,160,122 | $6,952 | 6.05% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 49 | $44,635,000 | $910,918 | $5,006 | 6.09% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 33 | $43,785,000 | $1,326,818 | $6,263 | 6.24% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 51 | $42,055,000 | $824,608 | $4,270 | 6.28% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 48 | $42,020,000 | $875,417 | $5,259 | 6.25% |
| Jackson, WY-ID (FHA|USDA|VA) | 17 | $40,815,000 | $2,400,882 | $6,896 | 5.95% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 29 | $39,205,000 | $1,351,897 | $5,260 | 5.89% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 41 | $36,675,000 | $894,512 | $5,109 | 6.08% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 28 | $35,350,000 | $1,262,500 | $5,250 | 6.06% |
| SALINAS, CA (FHA|USDA|VA) | 25 | $32,965,000 | $1,318,600 | $4,631 | 6.26% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 25 | $32,145,000 | $1,285,800 | $5,853 | 6.20% |
| RENO, NV (FHA|USDA|VA) | 34 | $31,810,000 | $935,588 | $4,664 | 6.29% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 43 | $31,765,000 | $738,721 | $5,203 | 6.18% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 56 | $31,250,000 | $558,036 | $3,622 | 6.32% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 49 | $30,035,000 | $612,959 | $2,661 | 6.37% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 39 | $29,325,000 | $751,923 | $4,280 | 6.06% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 42 | $28,880,000 | $687,619 | $3,668 | 6.13% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 35 | $26,335,000 | $752,429 | $3,989 | 6.19% |
| Breckenridge, CO (FHA|USDA|VA) | 17 | $25,305,000 | $1,488,529 | $4,926 | 5.95% |
| Bozeman, MT (FHA|USDA|VA) | 21 | $25,165,000 | $1,198,333 | $4,528 | 6.63% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 37 | $24,695,000 | $667,432 | $3,878 | 6.29% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 30 | $24,630,000 | $821,000 | $5,108 | 6.07% |
| PITTSBURGH, PA (FHA|USDA|VA) | 46 | $24,210,000 | $526,304 | $5,613 | 6.24% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 37 | $23,765,000 | $642,297 | $3,914 | 6.38% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 35 | $23,085,000 | $659,571 | $3,308 | 6.09% |
| SANTA FE, NM (FHA|USDA|VA) | 22 | $22,260,000 | $1,011,818 | $5,010 | 6.31% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 44 | $22,190,000 | $504,318 | $2,616 | 6.30% |
| Hilo, HI (FHA|USDA|VA) | 6 | $22,150,000 | $3,691,667 | $7,625 | 5.90% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 28 | $21,040,000 | $751,429 | $5,059 | 6.13% |
| BOISE CITY, ID (FHA|USDA|VA) | 24 | $20,900,000 | $870,833 | $4,389 | 6.22% |
| RICHMOND, VA (FHA|USDA|VA) | 30 | $20,800,000 | $693,333 | $4,271 | 6.22% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 20 | $20,110,000 | $1,005,500 | $4,633 | 5.95% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 29 | $18,195,000 | $627,414 | $4,223 | 6.29% |
| NAPA, CA (FHA|USDA|VA) | 19 | $18,045,000 | $949,737 | $5,586 | 6.24% |
| BEND, OR (FHA|USDA|VA) | 26 | $17,950,000 | $690,385 | $4,652 | 5.94% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 23 | $17,925,000 | $779,348 | $5,776 | 6.33% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 22 | $17,920,000 | $814,545 | $4,402 | 6.37% |
| COLUMBUS, OH (FHA|USDA|VA) | 29 | $17,845,000 | $615,345 | $3,654 | 6.15% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 28 | $17,670,000 | $631,071 | $3,778 | 6.09% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 33 | $16,635,000 | $504,091 | $2,674 | 6.36% |
| Kalispell, MT (FHA|USDA|VA) | 14 | $16,280,000 | $1,162,857 | $5,093 | 5.80% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 19 | $16,145,000 | $849,737 | $4,273 | 6.53% |
| Key West, FL (FHA|USDA|VA) | 10 | $16,060,000 | $1,606,000 | $13,860 | 5.98% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 13 | $15,045,000 | $1,157,308 | $6,735 | 6.00% |
| Whitewater, WI (FHA|USDA|VA) | 11 | $14,295,000 | $1,299,545 | $3,240 | 6.16% |
| MADISON, WI (FHA|USDA|VA) | 21 | $14,125,000 | $672,619 | $2,817 | 6.08% |
| KNOXVILLE, TN (FHA|USDA|VA) | 26 | $13,950,000 | $536,538 | $3,503 | 6.29% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 6 | $13,810,000 | $2,301,667 | $4,217 | 6.09% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 17 | $13,435,000 | $790,294 | $6,143 | 6.31% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 17 | $13,175,000 | $775,000 | $6,244 | 6.26% |
| ASHEVILLE, NC (FHA|USDA|VA) | 19 | $12,915,000 | $679,737 | $4,055 | 6.11% |
| Easton, MD (FHA|USDA|VA) | 10 | $12,880,000 | $1,288,000 | $6,629 | 5.99% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 21 | $12,535,000 | $596,905 | $3,819 | 6.10% |
| WILMINGTON, NC (FHA|USDA|VA) | 18 | $12,390,000 | $688,333 | $4,041 | 6.06% |
| Vineyard Haven, MA (FHA|USDA|VA) | 7 | $12,345,000 | $1,763,571 | $7,429 | 5.96% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 15 | $12,125,000 | $808,333 | $3,562 | 6.07% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 14 | $12,100,000 | $864,286 | $4,872 | 5.89% |
| FORT COLLINS, CO (FHA|USDA|VA) | 17 | $11,475,000 | $675,000 | $3,386 | 6.35% |
| TUCSON, AZ (FHA|USDA|VA) | 16 | $11,150,000 | $696,875 | $4,805 | 6.51% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 22 | $11,000,000 | $500,000 | $4,119 | 6.25% |
| BELLINGHAM, WA (FHA|USDA|VA) | 12 | $11,000,000 | $916,667 | $4,181 | 6.17% |
| SAVANNAH, GA (FHA|USDA|VA) | 18 | $10,940,000 | $607,778 | $4,374 | 6.48% |
| Hailey, ID (FHA|USDA|VA) | 5 | $10,925,000 | $2,185,000 | $7,737 | 5.53% |
| LOUISVILLE, KY (FHA|USDA|VA) | 18 | $10,500,000 | $583,333 | $3,462 | 6.12% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 14 | $10,480,000 | $748,571 | $4,740 | 6.15% |
| Lebanon, NH-VT (FHA|USDA|VA) | 18 | $10,280,000 | $571,111 | $4,996 | 6.08% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 17 | $10,255,000 | $603,235 | $4,076 | 6.32% |
| PROVO-OREM, UT (FHA|USDA|VA) | 12 | $9,770,000 | $814,167 | $4,240 | 6.15% |
| ST. GEORGE, UT (FHA|USDA|VA) | 14 | $9,730,000 | $695,000 | $3,935 | 6.00% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 14 | $9,570,000 | $683,571 | $3,251 | 6.10% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 14 | $9,560,000 | $682,857 | $4,785 | 6.34% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 13 | $9,535,000 | $733,462 | $5,071 | 6.11% |
| Outside of Metro Areas | 13 | $9,295,000 | $715,000 | $4,419 | 6.19% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 16 | $9,240,000 | $577,500 | $2,731 | 6.38% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 11 | $9,075,000 | $825,000 | $6,108 | 6.34% |
| BRUNSWICK, GA (FHA|USDA|VA) | 9 | $8,885,000 | $987,222 | $6,215 | 6.51% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 13 | $8,705,000 | $669,615 | $4,196 | 6.17% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 12 | $8,690,000 | $724,167 | $2,670 | 6.01% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 13 | $8,565,000 | $658,846 | $3,978 | 6.41% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 15 | $8,555,000 | $570,333 | $2,681 | 6.24% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 14 | $8,460,000 | $604,286 | $3,318 | 6.17% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 8 | $8,450,000 | $1,056,250 | $4,789 | 5.83% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 13 | $8,425,000 | $648,077 | $4,041 | 6.16% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 11 | $8,205,000 | $745,909 | $5,116 | 6.14% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 13 | $8,035,000 | $618,077 | $4,418 | 6.28% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 11 | $7,985,000 | $725,909 | $4,885 | 6.08% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 10 | $7,810,000 | $781,000 | $5,082 | 6.33% |
| Cullowhee, NC (FHA|USDA|VA) | 8 | $7,590,000 | $948,750 | $5,476 | 6.09% |
| THE VILLAGES, FL (FHA|USDA|VA) | 16 | $7,520,000 | $470,000 | $4,123 | 6.30% |
| Ellensburg, WA (FHA|USDA|VA) | 8 | $7,500,000 | $937,500 | $4,350 | 5.98% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 17 | $7,415,000 | $436,176 | $3,376 | 6.66% |
| FRESNO, CA (FHA|USDA|VA) | 11 | $7,115,000 | $646,818 | $3,845 | 6.22% |
| Laconia, NH (FHA|USDA|VA) | 9 | $7,025,000 | $780,556 | $4,424 | 6.15% |
| ANN ARBOR, MI (FHA|USDA|VA) | 13 | $6,995,000 | $538,077 | $3,883 | 6.56% |
| GREELEY, CO (FHA|USDA|VA) | 10 | $6,850,000 | $685,000 | $3,215 | 5.92% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 9 | $6,565,000 | $729,444 | $3,072 | 6.43% |
| MONTGOMERY, AL (FHA|USDA|VA) | 9 | $6,565,000 | $729,444 | $4,224 | 6.03% |
| Hudson, NY (FHA|USDA|VA) | 9 | $6,525,000 | $725,000 | $5,692 | 6.02% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 10 | $6,520,000 | $652,000 | $3,137 | 6.05% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 15 | $6,125,000 | $408,333 | $4,773 | 6.45% |
| VALLEJO, CA (FHA|USDA|VA) | 10 | $6,040,000 | $604,000 | $4,128 | 5.89% |
| AKRON, OH (FHA|USDA|VA) | 11 | $6,025,000 | $547,727 | $3,769 | 6.66% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 12 | $5,910,000 | $492,500 | $3,600 | 6.34% |
| Traverse City, MI (FHA|USDA|VA) | 6 | $5,760,000 | $960,000 | $4,830 | 6.54% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 13 | $5,745,000 | $441,923 | $5,309 | 6.21% |
| GAINESVILLE, FL (FHA|USDA|VA) | 9 | $5,685,000 | $631,667 | $3,387 | 6.25% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 7 | $5,615,000 | $802,143 | $4,986 | 5.95% |
| Durango, CO (FHA|USDA|VA) | 7 | $5,455,000 | $779,286 | $3,638 | 5.99% |
| ROANOKE, VA (FHA|USDA|VA) | 7 | $5,315,000 | $759,286 | $4,530 | 6.18% |
| WENATCHEE, WA (FHA|USDA|VA) | 6 | $5,260,000 | $876,667 | $4,368 | 5.86% |
| GAINESVILLE, GA (FHA|USDA|VA) | 8 | $5,240,000 | $655,000 | $4,683 | 6.19% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 7 | $5,205,000 | $743,571 | $3,531 | 5.86% |
| Oak Harbor, WA (FHA|USDA|VA) | 8 | $5,190,000 | $648,750 | $4,424 | 6.26% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 9 | $5,185,000 | $576,111 | $4,025 | 6.35% |
| KINGSTON, NY (FHA|USDA|VA) | 7 | $5,105,000 | $729,286 | $6,162 | 6.69% |
| GREEN BAY, WI (FHA|USDA|VA) | 8 | $5,040,000 | $630,000 | $2,711 | 6.28% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 7 | $4,805,000 | $686,429 | $3,205 | 6.19% |
| ROCHESTER, NY (FHA|USDA|VA) | 8 | $4,790,000 | $598,750 | $4,918 | 6.29% |
| STOCKTON, CA (FHA|USDA|VA) | 6 | $4,660,000 | $776,667 | $4,366 | 6.05% |
| LANCASTER, PA (FHA|USDA|VA) | 9 | $4,555,000 | $506,111 | $4,953 | 6.44% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 7 | $4,485,000 | $640,714 | $5,292 | 6.28% |
| Sandpoint, ID (FHA|USDA|VA) | 6 | $4,380,000 | $730,000 | $5,154 | 6.21% |
| Seneca, SC (FHA|USDA|VA) | 7 | $4,365,000 | $623,571 | $4,220 | 6.24% |
| Sevierville, TN (FHA|USDA|VA) | 7 | $4,315,000 | $616,429 | $5,717 | 6.39% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 8 | $4,250,000 | $531,250 | $4,064 | 6.20% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 8 | $4,200,000 | $525,000 | $3,659 | 6.29% |
| JACKSON, MS (FHA|USDA|VA) | 6 | $4,110,000 | $685,000 | $4,245 | 6.30% |
| Kapaa, HI (FHA|USDA|VA) | 3 | $4,065,000 | $1,355,000 | $5,916 | 6.33% |
| Morehead City, NC (FHA|USDA|VA) | 6 | $4,040,000 | $673,333 | $4,224 | 6.73% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 4 | $3,950,000 | $987,500 | $4,406 | 5.88% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 10 | $3,890,000 | $389,000 | $5,035 | 6.60% |
| Steamboat Springs, CO (FHA|USDA|VA) | 4 | $3,800,000 | $950,000 | $3,451 | 6.41% |
| BATON ROUGE, LA (FHA|USDA|VA) | 9 | $3,735,000 | $415,000 | $3,782 | 6.64% |
| TULSA, OK (FHA|USDA|VA) | 6 | $3,600,000 | $600,000 | $4,541 | 6.11% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 5 | $3,575,000 | $715,000 | $6,236 | 6.04% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 5 | $3,565,000 | $713,000 | $3,763 | 6.34% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 6 | $3,560,000 | $593,333 | $3,624 | 6.05% |
| Boone, NC (FHA|USDA|VA) | 4 | $3,490,000 | $872,500 | $5,169 | 6.01% |
| NILES, MI (FHA|USDA|VA) | 3 | $3,415,000 | $1,138,333 | $5,966 | 5.79% |
| WICHITA, KS (FHA|USDA|VA) | 8 | $3,370,000 | $421,250 | $2,895 | 6.41% |
| PITTSFIELD, MA (FHA|USDA|VA) | 6 | $3,250,000 | $541,667 | $4,904 | 6.07% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 8 | $3,220,000 | $402,500 | $3,308 | 6.54% |
| REDDING, CA (FHA|USDA|VA) | 6 | $3,190,000 | $531,667 | $4,206 | 6.25% |
| FLINT, MI (FHA|USDA|VA) | 2 | $3,160,000 | $1,580,000 | $5,370 | 6.53% |
| Sonora, CA (FHA|USDA|VA) | 4 | $3,080,000 | $770,000 | $4,624 | 6.28% |
| MOBILE, AL (FHA|USDA|VA) | 5 | $3,035,000 | $607,000 | $3,235 | 6.02% |
| SPARTANBURG, SC (FHA|USDA|VA) | 6 | $3,030,000 | $505,000 | $3,637 | 6.25% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 5 | $2,985,000 | $597,000 | $4,852 | 6.42% |
| Oxford, MS (FHA|USDA|VA) | 5 | $2,975,000 | $595,000 | $4,174 | 6.03% |
| Concord, NH (FHA|USDA|VA) | 7 | $2,975,000 | $425,000 | $3,688 | 6.49% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $2,970,000 | $1,485,000 | $8,584 | 5.88% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $2,920,000 | $730,000 | $5,873 | 5.80% |
| Fredericksburg, TX (FHA|USDA|VA) | 4 | $2,840,000 | $710,000 | $6,329 | 6.21% |
| Barre, VT (FHA|USDA|VA) | 6 | $2,810,000 | $468,333 | $4,811 | 6.12% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $2,785,000 | $928,333 | $4,733 | 6.32% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 6 | $2,770,000 | $461,667 | $4,070 | 6.38% |
| PANAMA CITY, FL (FHA|USDA|VA) | 5 | $2,755,000 | $551,000 | $3,539 | 6.36% |
| Astoria, OR (FHA|USDA|VA) | 3 | $2,745,000 | $915,000 | $4,836 | 6.25% |
| GLENS FALLS, NY (FHA|USDA|VA) | 3 | $2,675,000 | $891,667 | $5,959 | 5.79% |
| CHICO, CA (FHA|USDA|VA) | 4 | $2,650,000 | $662,500 | $4,217 | 6.17% |
| READING, PA (FHA|USDA|VA) | 4 | $2,600,000 | $650,000 | $6,362 | 6.19% |
| Georgetown, SC (FHA|USDA|VA) | 4 | $2,590,000 | $647,500 | $4,471 | 6.39% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $2,575,000 | $858,333 | $5,436 | 6.03% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 5 | $2,575,000 | $515,000 | $4,195 | 6.30% |
| TOLEDO, OH (FHA|USDA|VA) | 6 | $2,560,000 | $426,667 | $3,465 | 6.28% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $2,545,000 | $848,333 | $4,979 | 6.15% |
| Holland, MI (FHA|USDA|VA) | 5 | $2,525,000 | $505,000 | $3,685 | 6.13% |
| SYRACUSE, NY (FHA|USDA|VA) | 4 | $2,490,000 | $622,500 | $5,290 | 6.14% |
| Moscow, ID (FHA|USDA|VA) | 2 | $2,480,000 | $1,240,000 | $4,823 | 5.95% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 5 | $2,475,000 | $495,000 | $4,290 | 6.23% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $2,425,000 | $808,333 | $4,368 | 6.18% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 5 | $2,365,000 | $473,000 | $3,827 | 6.40% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $2,330,000 | $1,165,000 | $3,682 | 6.04% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 5 | $2,245,000 | $449,000 | $3,520 | 6.24% |
| Brenham, TX (FHA|USDA|VA) | 3 | $2,245,000 | $748,333 | $7,430 | 6.53% |
| MEDFORD, OR (FHA|USDA|VA) | 5 | $2,245,000 | $449,000 | $3,978 | 6.69% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $2,225,000 | $741,667 | $5,743 | 6.20% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 4 | $2,180,000 | $545,000 | $3,163 | 5.96% |
| Albertville, AL (FHA|USDA|VA) | 3 | $2,175,000 | $725,000 | $4,124 | 6.27% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 4 | $2,160,000 | $540,000 | $5,655 | 6.24% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $2,130,000 | $532,500 | $4,017 | 7.28% |
| Show Low, AZ (FHA|USDA|VA) | 4 | $2,120,000 | $530,000 | $3,846 | 6.04% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 4 | $2,110,000 | $527,500 | $3,672 | 6.31% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $2,065,000 | $688,333 | $5,020 | 5.90% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $2,010,000 | $1,005,000 | $9,778 | 5.95% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 5 | $1,985,000 | $397,000 | $2,684 | 6.60% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 5 | $1,985,000 | $397,000 | $4,862 | 6.41% |
| RACINE, WI (FHA|USDA|VA) | 3 | $1,945,000 | $648,333 | $2,790 | 5.73% |
| Bennington, VT (FHA|USDA|VA) | 3 | $1,885,000 | $628,333 | $6,200 | 7.07% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 4 | $1,860,000 | $465,000 | $2,503 | 6.33% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $1,830,000 | $915,000 | $4,695 | 5.98% |
| FARGO, ND-MN (FHA|USDA|VA) | 3 | $1,815,000 | $605,000 | $3,447 | 5.98% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $1,805,000 | $1,805,000 | $7,400 | 5.45% |
| CARSON CITY, NV (FHA|USDA|VA) | 4 | $1,800,000 | $450,000 | $3,136 | 6.43% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $1,795,000 | $598,333 | $3,250 | 5.84% |
| Los Alamos, NM (FHA|USDA|VA) | 3 | $1,785,000 | $595,000 | $3,966 | 6.12% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $1,770,000 | $885,000 | $4,293 | 5.92% |
| STAUNTON, VA (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $3,848 | 6.38% |
| LAFAYETTE, LA (FHA|USDA|VA) | 3 | $1,755,000 | $585,000 | $5,143 | 6.18% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $1,745,000 | $581,667 | $3,609 | 5.68% |
| Athens, TX (FHA|USDA|VA) | 2 | $1,740,000 | $870,000 | $7,606 | 5.30% |
| Newport, OR (FHA|USDA|VA) | 3 | $1,715,000 | $571,667 | $4,319 | 5.95% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 4 | $1,710,000 | $427,500 | $4,822 | 6.11% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $1,710,000 | $855,000 | $3,059 | 5.85% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $1,700,000 | $850,000 | $4,027 | 6.02% |
| Starkville, MS (FHA|USDA|VA) | 3 | $1,695,000 | $565,000 | $4,265 | 6.12% |
| ITHACA, NY (FHA|USDA|VA) | 4 | $1,680,000 | $420,000 | $9,163 | 6.04% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 4 | $1,680,000 | $420,000 | $3,629 | 6.04% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $1,600,000 | $800,000 | $3,266 | 5.80% |
| MODESTO, CA (FHA|USDA|VA) | 3 | $1,485,000 | $495,000 | $4,332 | 7.23% |
| TYLER, TX (FHA|USDA|VA) | 3 | $1,475,000 | $491,667 | $3,680 | 6.62% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $1,455,000 | $485,000 | $3,262 | 6.72% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $5,339 | 6.04% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $1,430,000 | $715,000 | $4,251 | 5.59% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $1,410,000 | $705,000 | $4,716 | 5.88% |
| Arcadia, FL (FHA|USDA|VA) | 2 | $1,400,000 | $700,000 | $5,477 | 6.18% |
| Prineville, OR (FHA|USDA|VA) | 1 | $1,345,000 | $1,345,000 | $5,541 | 6.58% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $2,517 | 5.97% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $1,330,000 | $665,000 | $4,929 | 5.80% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $1,310,000 | $655,000 | $3,598 | 5.90% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $2,720 | 7.02% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $3,417 | 5.97% |
| Taos, NM (FHA|USDA|VA) | 2 | $1,250,000 | $625,000 | $5,077 | 6.03% |
| Crossville, TN (FHA|USDA|VA) | 2 | $1,220,000 | $610,000 | $4,491 | 6.38% |
| IOWA CITY, IA (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $2,827 | 6.46% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $1,205,000 | $1,205,000 | $4,134 | 5.98% |
| ROME, GA (FHA|USDA|VA) | 2 | $1,200,000 | $600,000 | $3,706 | 5.93% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $2,712 | 6.10% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $1,160,000 | $580,000 | $4,207 | 6.34% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $4,322 | 6.83% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $3,527 | 5.63% |
| DECATUR, AL (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $2,830 | 6.71% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $1,130,000 | $565,000 | $3,513 | 6.55% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $1,130,000 | $565,000 | $4,077 | 5.88% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $1,125,000 | $1,125,000 | $2,709 | 5.80% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $1,125,000 | $1,125,000 | $2,638 | 5.35% |
| Juneau, AK (FHA|USDA|VA) | 2 | $1,100,000 | $550,000 | $3,400 | 6.23% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $1,080,000 | $540,000 | $3,397 | 6.03% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $2,832 | 6.62% |
| Olean, NY (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $5,555 | 5.97% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $5,534 | 5.93% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $2,988 | 6.53% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $3,987 | 6.38% |
| MONROE, LA (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $3,981 | 6.13% |
| Summerville, GA (FHA|USDA|VA) | 1 | $1,015,000 | $1,015,000 | $6,761 | 5.55% |
| Auburn, NY (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $8,155 | 6.15% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $5,563 | 6.38% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $4,075 | 7.70% |
| SALEM, OR (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $3,749 | 6.63% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $985,000 | $985,000 | $3,582 | 5.78% |
| Sunbury, PA (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $5,057 | 6.38% |
| OCALA, FL (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $4,182 | 6.70% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $2,193 | 6.79% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $3,521 | 6.46% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $935,000 | $935,000 | $4,686 | 5.60% |
| BISMARCK, ND (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $2,810 | 6.05% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $3,479 | 6.51% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $3,552 | 6.58% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $3,826 | 6.13% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $875,000 | $875,000 | $4,782 | 6.15% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $865,000 | $865,000 | $9,349 | 6.08% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $865,000 | $865,000 | $4,691 | 5.70% |
| APPLETON, WI (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $2,495 | 6.47% |
| Brevard, NC (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $3,647 | 6.15% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $855,000 | $855,000 | $4,404 | 6.05% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $825,000 | $825,000 | $4,138 | 5.40% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $3,745 | 6.20% |
| Newberry, SC (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $5,032 | 5.88% |
| Sturgis, MI (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $3,170 | 6.60% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $2,875 | 6.58% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $3,254 | 7.74% |
| Effingham, IL (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $4,305 | 5.80% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $4,763 | 6.13% |
| Oil City, PA (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $7,417 | 6.60% |
| Clinton, IA (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $2,735 | 5.90% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $2,955 | 6.20% |
| WACO, TX (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $6,415 | 6.66% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $6,019 | 6.68% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $3,267 | 5.90% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $7,988 | 6.80% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $3,949 | 5.95% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $2,567 | 8.10% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $3,979 | 6.95% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $2,790 | 6.42% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $4,391 | 5.45% |
| Shelton, WA (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $3,622 | 5.88% |
| Corning, NY (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $7,367 | 5.95% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $3,824 | 5.95% |
| Cullman, AL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,122 | 6.68% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $4,274 | 6.15% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $3,115 | 6.20% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $2,423 | 6.05% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $4,627 | 5.45% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $4,279 | 6.05% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $3,491 | 6.10% |
| Paris, TX (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $2,597 | 6.10% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $2,449 | 5.80% |
| CASPER, WY (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $3,050 | 5.55% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,228 | 6.65% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,449 | 6.83% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,989 | 5.20% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,062 | 5.65% |
| Montrose, CO (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,974 | 6.10% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $7,494 | 6.15% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $6,750 | 6.15% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $2,227 | 6.13% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,921 | 6.30% |
| Cordele, GA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,072 | 5.80% |
| Hood River, OR (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,470 | 5.85% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,605 | 5.95% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,322 | 6.45% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,570 | 5.90% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,393 | 5.50% |
| Rutland, VT (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,410 | 5.30% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,542 | 5.90% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,200 | 6.10% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,461 | 6.35% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,118 | 5.70% |
| Ludington, MI (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,444 | 5.90% |
| Jesup, GA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,429 | 6.20% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,806 | 5.70% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $3,593 | 7.15% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,383 | 6.18% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $2,602 | 5.20% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,433 | 6.90% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $6,089 | 6.80% |
| Safford, AZ (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,695 | 6.35% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,443 | 6.63% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,004 | 6.95% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,446 | 6.50% |
| Sanford, NC (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,486 | 6.00% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,091 | 6.95% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,122 | 6.25% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,193 | 6.75% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $2,824 | 6.75% |
| Danville, KY (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,059 | 7.08% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,886 | 6.90% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,097 | 5.90% |
| Marietta, OH (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,317 | 6.18% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,607 | 6.35% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,329 | 6.35% |
| BILLINGS, MT (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,919 | 7.23% |
| Willmar, MN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,584 | 6.90% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,803 | 6.15% |
| Fernley, NV (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,166 | 6.65% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,922 | 6.65% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,679 | 6.85% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,775 | 7.05% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,706 | 6.70% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,977 | 6.90% |
| Selma, AL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,465 | 7.23% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,910 | 7.10% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,735 | 6.65% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,330 | 6.15% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,627 | 6.45% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,638 | 6.50% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,027 | 6.50% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,832 | 6.50% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,152 | 7.05% |
| Greenville, OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,367 | 6.30% |
| MADERA, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,558 | 6.60% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,372 | 7.15% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,342 | 6.55% |
| Washington, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,510 | 6.70% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,191 | 7.05% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,067 | 6.65% |
| Americus, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,380 | 7.05% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,986 | 6.53% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,512 | 8.65% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,859 | 6.60% |
| Athens, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,183 | 6.15% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,002 | 6.00% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,845 | 6.75% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,892 | 6.75% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,422 | 6.85% |
| Adrian, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,191 | 6.05% |
| Paris, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,460 | 6.00% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,657 | 6.40% |
| Marion, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,613 | 6.95% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,334 | 6.48% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,707 | 6.50% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,129 | 6.90% |
| MONROE, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,043 | 6.90% |
| Keene, NH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,389 | 6.15% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,870 | 6.30% |
| DOVER, DE (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,917 | 6.45% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,906 | 6.05% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,075 | 6.85% |
| WHEELING, WV-OH (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,694 | 7.20% |
| Wilson, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,220 | 7.30% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,801 | 7.20% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,175 | 6.98% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,095 | 6.90% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,950 | 7.25% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,547 | 7.15% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,557 | 6.50% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,399 | 7.00% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,825 | 7.00% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,252 | 6.85% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.75% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 10,441 | $11,059,315,000 | $1,059,220 | $5,598 | 6.07% |
| HELOC | 268 | $224,080,000 | $836,119 | n/a | 9.61% |
For 2024, Morgan Stanley Private Bank's most frequently originated type of loan was Conventional, with 10,441 originations. Their 2nd most popular type was HELOC, with 268 originations.
Loan Reason
For 2024, Morgan Stanley Private Bank's most frequently cited loan purpose was Home Purchase, with 7,618 originations. The 2nd most popular reason was Other, with 2,122 originations.
Loan Duration/Length
For 2024, Morgan Stanley Private Bank's most frequently cited loan duration was 30 Year, with 10,397 originations. The 2nd most popular length was Other, with 268 originations.
Origination Fees/Closing Costs
Morgan Stanley Private Bank's average total fees were $5,604, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 10,395 originations.
Interest Rates
During 2024, Morgan Stanley Private Bank's average interest rate for loans was 6.07%, while their most frequently originated rate bucket for loans was 5-6%, with 5,063 originations.
Loan Sizing
2024 saw Morgan Stanley Private Bank place emphasis on $1MM+ loans with 3,632 originations, totaling $7,222,990,000 in origination value.
Applicant Income
Morgan Stanley Private Bank lent most frequently to those with incomes in the $250k+ range, with 6,692 originations. The second most popular income band? $150k-250k, with 1,963 originations.
Applicant Debt to Income Ratio
Morgan Stanley Private Bank lent most frequently to those with DTI ratios of 20-30%, with 2,079 originations. The next most common DTI ratio? 30-36%, with 2,015 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.12%
Morgan Stanley Private Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination77.68%
Morgan Stanley Private Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 10,709 | $11,283,395,000 | $1,053,637 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 10,709 | $11,283,395,000 | $1,053,637 |