BLACKSBURG - CHRISTIANSBURG Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Blacksburg - Christiansburg averaged
6.98%
for the week of 2023-11-22, compared to the national average of
7.29% for the same period.
The average rate for the prior week (2023-11-16) was
7.13% and
one month ago for the week of 2023-10-19, the
average rate was 7.62%.
Blacksburg - Christiansburg's average rate one year ago was 6.4%.
For refis of the same type during the week of 2023-11-22, the average rate
was 6.23%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-11-22 | 7.29% |
| Blacksburg - Christiansburg 30 Year Fixed Rate | 2023-11-22 | 6.98% |
| Blacksburg - Christiansburg 30 Year Fixed Rate Refi | 2023-11-22 | 6.23% |
| Blacksburg - Christiansburg 15 Year Fixed Rate | 2023-11-22 | 6.09% |
| Blacksburg - Christiansburg 15 Year Fixed Rate Refi | 2023-11-22 | 5.82% |
| Blacksburg - Christiansburg 30 Year FHA | 2023-11-22 | -0.3% |
| Blacksburg - Christiansburg 30 Year FHA Refi | 2023-11-22 | -0.1% |
| Blacksburg - Christiansburg 30 Year USDA | 2023-11-22 | -0.66% |
| Blacksburg - Christiansburg 30 Year USDA Refi | 2023-11-22 | 0.2% |
| Blacksburg - Christiansburg 30 Year VA | 2023-11-22 | -0.57% |
| Blacksburg - Christiansburg 30 Year VA Refi | 2023-11-22 | 0.2% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BLACKSBURG-CHRISTIANSBURG, VA.
BLACKSBURG - CHRISTIANSBURG Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BLACKSBURG-CHRISTIANSBURG, VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
BLACKSBURG - CHRISTIANSBURG Average Closing Costs & Other Stats
BLACKSBURG-CHRISTIANSBURG, VA's 145 lenders originated 3,287
loans during 2022. The total origination value was $747,625,000, with an average loan value of
$227,449.
BLACKSBURG - CHRISTIANSBURG's average closing costs are $4,368.
The top BLACKSBURG - CHRISTIANSBURG lender as defined by loan originations is Alcova Mortgage LLC, with
143 loans originated. Their average total fees are
$4,315, which is $575
higher than the next largest lender,
FREEDOM FIRST.
The lowest fee BLACKSBURG - CHRISTIANSBURG lenders (with over 10 loans originated) are
Celco Community Federal Credit Union ($2,197), First-Citizens Bank & Trust Company ($2,896), CAPITAL CENTER, L.L.C. ($2,900), Truliant Federal Credit Union ($2,907) and FREEDOM FIRST ($3,740).
The lowest rate BLACKSBURG - CHRISTIANSBURG lenders (with over 10 loans originated) are
First-Citizens Bank & Trust Company (3.80%), Bank of America (4.10%), First Community Bank (4.38%), LOANDEPOT.COM, LLC (4.46%) and Mr. Cooper ( Nationstar Mortgage ) (4.51%).
BLACKSBURG-CHRISTIANSBURG, VA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Alcova Mortgage LLC | $77,765,000 | $57,955,000 | -25.5% | 7.8% |
| NATIONAL BANKSHARES, INC. | $80,225,000 | $50,125,000 | -37.5% | 6.7% |
| FREEDOM FIRST | $43,415,000 | $39,880,000 | -8.1% | 5.3% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $61,315,000 | $37,840,000 | -38.3% | 5.1% |
| QUICKEN LOANS, LLC | $86,135,000 | $33,205,000 | -61.5% | 4.4% |
| First Heritage Mortgage, LLC | $47,670,000 | $29,065,000 | -39.0% | 3.9% |
| First Community Bank | $58,480,000 | $26,100,000 | -55.4% | 3.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $39,790,000 | $25,125,000 | -36.9% | 3.4% |
| EMBRACE HOME LOANS, INC. | $51,035,000 | $24,965,000 | -51.1% | 3.3% |
| Atlantic Union Bank | $31,790,000 | $24,955,000 | -21.5% | 3.3% |
| Prosperity Home Mortgage, LLC | $43,915,000 | $23,565,000 | -46.3% | 3.2% |
| Truist | $30,690,000 | $22,330,000 | -27.2% | 3.0% |
| Skyline National Bank | $11,700,000 | $18,885,000 | 61.4% | 2.5% |
| Citizens Bank | $19,840,000 | $17,230,000 | -13.2% | 2.3% |
| Summit Community Bank, Inc. | $6,285,000 | $15,415,000 | 145.3% | 2.1% |
| Wells Fargo Bank | $35,350,000 | $13,185,000 | -62.7% | 1.8% |
| MOVEMENT MORTGAGE, LLC | $30,840,000 | $12,930,000 | -58.1% | 1.7% |
| FIRST BANCORP, INC. | $18,875,000 | $12,325,000 | -34.7% | 1.6% |
| Truliant Federal Credit Union | $7,990,000 | $9,585,000 | 20.0% | 1.3% |
| CNB Bank | $9,530,000 | n/a | 1.3% | |
| First-Citizens Bank & Trust Company | $12,975,000 | $9,210,000 | -29.0% | 1.2% |
| MEMBER ONE | $7,290,000 | $7,485,000 | 2.7% | 1.0% |
| Mr. Cooper ( Nationstar Mortgage ) | $15,295,000 | $7,015,000 | -54.1% | 0.9% |
| LOANDEPOT.COM, LLC | $16,070,000 | $6,695,000 | -58.3% | 0.9% |
| NAVY FEDERAL CREDIT UNION | $9,185,000 | $6,685,000 | -27.2% | 0.9% |
| American National Bank and Trust Company | $17,790,000 | $6,540,000 | -63.2% | 0.9% |
| Waterstone Mortgage Corporation | $6,220,000 | n/a | 0.8% | |
| The Federal Savings Bank | $10,860,000 | $6,125,000 | -43.6% | 0.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,120,000 | $6,010,000 | 183.5% | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | $14,385,000 | $5,770,000 | -59.9% | 0.8% |
| Mortgage Research Center, LLC | $8,810,000 | $5,585,000 | -36.6% | 0.7% |
| Carter Bank & Trust | $4,235,000 | $5,525,000 | 30.5% | 0.7% |
| Bank of America | $4,115,000 | $5,185,000 | 26.0% | 0.7% |
| Celco Community Federal Credit Union | $2,065,000 | $5,000,000 | 142.1% | 0.7% |
| Arbor Realty Trust, Inc. | $4,675,000 | n/a | 0.6% | |
| JPMorgan Chase Bank | $4,710,000 | $4,485,000 | -4.8% | 0.6% |
| Virginia Partners Bank | $4,115,000 | n/a | 0.6% | |
| George Mason Mortgage, LLC | $5,300,000 | $4,025,000 | -24.1% | 0.5% |
| OVM FINANCIAL, INC. | $7,240,000 | $3,995,000 | -44.8% | 0.5% |
| USAA Federal Savings Bank | $3,530,000 | $3,775,000 | 6.9% | 0.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,985,000 | $3,535,000 | 78.1% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $25,325,000 | $3,350,000 | -86.8% | 0.4% |
| CALIBER HOME LOANS, INC. | $9,985,000 | $3,335,000 | -66.6% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $10,105,000 | $3,120,000 | -69.1% | 0.4% |
| Pinnacle Bank | $1,115,000 | $2,880,000 | 158.3% | 0.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $7,960,000 | $2,505,000 | -68.5% | 0.3% |
| CAPITAL CENTER, L.L.C. | $5,555,000 | $2,395,000 | -56.9% | 0.3% |
| INTERCOASTAL MORTGAGE COMPANY | $2,360,000 | $2,245,000 | -4.9% | 0.3% |
| UNION HOME MORTGAGE CORP. | $2,225,000 | n/a | 0.3% | |
| PENTAGON FEDERAL CREDIT UNION | $2,030,000 | $2,150,000 | 5.9% | 0.3% |
| Independent Bank | $185,000 | $2,135,000 | 1,054.1% | 0.3% |
| Third Federal Savings and Loan Association of Cleveland | $825,000 | $2,135,000 | 158.8% | 0.3% |
| Renasant Bank | $8,930,000 | $2,120,000 | -76.3% | 0.3% |
| HOME POINT FINANCIAL CORPORATION | $2,160,000 | $2,060,000 | -4.6% | 0.3% |
| CMG MORTGAGE, INC. | $775,000 | $1,920,000 | 147.7% | 0.3% |
| First Bank | $265,000 | $1,920,000 | 624.5% | 0.3% |
| The First National Bank of Peterstown | $1,905,000 | n/a | 0.3% | |
| BETTER MORTGAGE CORPORATION | $10,825,000 | $1,880,000 | -82.6% | 0.3% |
| NFM, INC. | $1,355,000 | $1,880,000 | 38.7% | 0.3% |
| Fulton Bank | $1,085,000 | $1,825,000 | 68.2% | 0.2% |
| First Horizon Bank | $1,705,000 | n/a | 0.2% | |
| Blue Ridge Bank | $2,155,000 | $1,690,000 | -21.6% | 0.2% |
| Bank of Botetourt | $155,000 | $1,655,000 | 967.7% | 0.2% |
| NEWREZ LLC | $3,120,000 | $1,655,000 | -47.0% | 0.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,905,000 | $1,595,000 | -59.2% | 0.2% |
| GUARANTEED RATE, INC. | $1,590,000 | $1,585,000 | -0.3% | 0.2% |
| AgFirst Farm Credit Bank | $830,000 | $1,580,000 | 90.4% | 0.2% |
| U.S. Bank | $3,985,000 | $1,575,000 | -60.5% | 0.2% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $1,535,000 | n/a | 0.2% | |
| BROKER SOLUTIONS, INC. | $3,785,000 | $1,530,000 | -59.6% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $2,660,000 | $1,525,000 | -42.7% | 0.2% |
| PNC Bank | $835,000 | $1,520,000 | 82.0% | 0.2% |
| First Reliance Bank | $2,555,000 | $1,445,000 | -43.4% | 0.2% |
| MCLEAN MORTGAGE CORPORATION | $350,000 | $1,155,000 | 230.0% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $1,955,000 | $1,135,000 | -41.9% | 0.2% |
| TD Bank | $1,125,000 | n/a | 0.2% | |
| The Bank of Marion | $1,255,000 | $1,120,000 | -10.8% | 0.1% |
| Flagstar Bank, FSB | $4,630,000 | $1,115,000 | -75.9% | 0.1% |
| FIRST SAVINGS MORTGAGE CORPORATION | $235,000 | $1,100,000 | 368.1% | 0.1% |
| Gateway First Bank | $470,000 | $1,070,000 | 127.7% | 0.1% |
| C & F Mortgage Corporation | $75,000 | $1,065,000 | 1,320.0% | 0.1% |
| Charles Schwab Bank, SSB | $205,000 | $1,025,000 | 400.0% | 0.1% |
| Farm Credit of the Virginias, ACA | $660,000 | $1,005,000 | 52.3% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $540,000 | $1,000,000 | 85.2% | 0.1% |
| Northpointe Bank | $950,000 | $995,000 | 4.7% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $1,110,000 | $875,000 | -21.2% | 0.1% |
| Santander Bank, N.A. | $845,000 | n/a | 0.1% | |
| STATE EMPLOYEES' | $590,000 | $800,000 | 35.6% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $1,490,000 | $785,000 | -47.3% | 0.1% |
| SIRVA MORTGAGE, INC. | $540,000 | $770,000 | 42.6% | 0.1% |
| Atlantic Coast Mortgage, LLC | $615,000 | $750,000 | 22.0% | 0.1% |
| Carrington Mortgage Services, LLC | $3,480,000 | $735,000 | -78.9% | 0.1% |
| NEW DAY FINANCIAL, LLC | $2,175,000 | $730,000 | -66.4% | 0.1% |
| Northwest Federal Credit Union | $705,000 | n/a | 0.1% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $415,000 | $700,000 | 68.7% | 0.1% |
| DIGITAL Federal Credit Union | $700,000 | n/a | 0.1% | |
| The Central Trust Bank | $500,000 | $700,000 | 40.0% | 0.1% |
| Citibank | $370,000 | $690,000 | 86.5% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $670,000 | $685,000 | 2.2% | 0.1% |
| EASTMAN | $850,000 | $680,000 | -20.0% | 0.1% |
| AMERICAN ADVISORS GROUP | $660,000 | $675,000 | 2.3% | 0.1% |
| Colony Bank | $645,000 | n/a | 0.1% | |
| FIRST HOME MORTGAGE CORPORATION | $430,000 | $645,000 | 50.0% | 0.1% |
| GUIDANCE RESIDENTIAL, LLC | $645,000 | n/a | 0.1% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $525,000 | $605,000 | 15.2% | 0.1% |
| PREMIA MORTGAGE, LLC | $750,000 | $605,000 | -19.3% | 0.1% |
| Virginia Credit Union, Inc. | $1,585,000 | $605,000 | -61.8% | 0.1% |
| AmeriHome Mortgage Company, LLC | $850,000 | $600,000 | -29.4% | 0.1% |
| Bank of the James | $155,000 | $595,000 | 283.9% | 0.1% |
| Morgan Stanley Private Bank | $535,000 | $590,000 | 10.3% | 0.1% |
| Mid-Continent Funding, Inc. | $135,000 | $535,000 | 296.3% | 0.1% |
| Bank of Tennessee | $525,000 | n/a | 0.1% | |
| Strong Home Mortgage, LLC | $2,500,000 | $520,000 | -79.2% | 0.1% |
| BAY CAPITAL MORTGAGE CORPORATION | $515,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $535,000 | $510,000 | -4.7% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $5,245,000 | $505,000 | -90.4% | 0.1% |
| First National Bank of Pennsylvania | $810,000 | $500,000 | -38.3% | 0.1% |
| CityWorth Mortgage LLC | $235,000 | $485,000 | 106.4% | 0.1% |
| GUARANTY HOME MORTGAGE CORPORATION | $965,000 | $465,000 | -51.8% | 0.1% |
| TOWNE MORTGAGE COMPANY | $2,070,000 | $465,000 | -77.5% | 0.1% |
| UNIVERSITY CREDIT UNION | $455,000 | n/a | 0.1% | |
| Lakeview Community Capital, LLC | $310,000 | $425,000 | 37.1% | 0.1% |
| 1ST SIGNATURE LENDING, LLC | $420,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $660,000 | $420,000 | -36.4% | 0.1% |
| Towne Bank | $380,000 | $420,000 | 10.5% | 0.1% |
| Middletown Valley Bank | $405,000 | n/a | 0.1% | |
| Figure Lending LLC | $45,000 | $390,000 | 766.7% | 0.1% |
| Integrity Home Mortgage Corp | $720,000 | $390,000 | -45.8% | 0.1% |
| LOANPAL, LLC | $390,000 | n/a | 0.1% | |
| Nations Lending Corporation | $1,270,000 | $390,000 | -69.3% | 0.1% |
| MANN FINANCIAL INC. | $385,000 | n/a | 0.1% | |
| Ally Bank | $370,000 | n/a | 0.0% | |
| Arvest Bank | $125,000 | $370,000 | 196.0% | 0.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $490,000 | $370,000 | -24.5% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $105,000 | $365,000 | 247.6% | 0.0% |
| UBS Bank USA | $105,000 | $365,000 | 247.6% | 0.0% |
| VILLAGE BANK MORTGAGE CORPORATION | $365,000 | n/a | 0.0% | |
| Axos Bank | $560,000 | $360,000 | -35.7% | 0.0% |
| Baxter Credit Union | $355,000 | n/a | 0.0% | |
| SHARONVIEW FEDERAL CREDIT UNION | $295,000 | $355,000 | 20.3% | 0.0% |
| Deere Employees Credit Union | $145,000 | $345,000 | 137.9% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $670,000 | $340,000 | -49.3% | 0.0% |
| First Guaranty Mortgage Corporation | $1,650,000 | $325,000 | -80.3% | 0.0% |
| AMERICAN FINANCING CORPORATION | $865,000 | $320,000 | -63.0% | 0.0% |
| STAR ONE CREDIT UNION | $315,000 | n/a | 0.0% | |
| ValleyStar Credit Union | $155,000 | $310,000 | 100.0% | 0.0% |
| Beeline Loans, Inc. | $685,000 | $305,000 | -55.5% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $300,000 | n/a | 0.0% | |
| American Security Mortgage Corp. | $295,000 | n/a | 0.0% | |
| NATION ONE MORTGAGE CORPORATION | $295,000 | n/a | 0.0% | |
| NEWPORT NEWS SHIPBUILDING EMPLOYEES | $1,650,000 | $295,000 | -82.1% | 0.0% |
| Regions Bank | $295,000 | n/a | 0.0% | |
| SOFI LENDING CORP. | $2,480,000 | $295,000 | -88.1% | 0.0% |
| SPRING EQ, LLC | $55,000 | $295,000 | 436.4% | 0.0% |
| BLUELEAF LENDING, LLC | $285,000 | n/a | 0.0% | |
| City National Bank | $285,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $285,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $285,000 | $280,000 | -1.8% | 0.0% |
| Sunflower Bank | $275,000 | n/a | 0.0% | |
| SCIENT Federal Credit Union | $265,000 | n/a | 0.0% | |
| First Federal Bank | $850,000 | $255,000 | -70.0% | 0.0% |
| Presidential Bank, FSB | $275,000 | $255,000 | -7.3% | 0.0% |
| Christensen Financial, Inc. | $245,000 | n/a | 0.0% | |
| Discover Bank | $435,000 | $245,000 | -43.7% | 0.0% |
| Pendleton Community Bank, Inc. | $245,000 | n/a | 0.0% | |
| HomeTrust Bank | $815,000 | $240,000 | -70.6% | 0.0% |
| Putnam County Bank | $235,000 | n/a | 0.0% | |
| Service Federal Credit Union | $230,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $765,000 | $225,000 | -70.6% | 0.0% |
| GUILD MORTGAGE COMPANY | $295,000 | $225,000 | -23.7% | 0.0% |
| SeaTrust Mortgage Company | $225,000 | n/a | 0.0% | |
| CROSSCOUNTRY MORTGAGE, LLC | $1,000,000 | $215,000 | -78.5% | 0.0% |
| Member Options, LLC | $215,000 | n/a | 0.0% | |
| South State Bank | $415,000 | $215,000 | -48.2% | 0.0% |
| Apple Federal Credit Union | $95,000 | $205,000 | 115.8% | 0.0% |
| MCNB Bank and Trust Co. | $215,000 | $205,000 | -4.7% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $600,000 | $205,000 | -65.8% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $245,000 | $200,000 | -18.4% | 0.0% |
| Equity Prime Mortgage LLC | $195,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $155,000 | $195,000 | 25.8% | 0.0% |
| Amalgamated Bank | $185,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $185,000 | n/a | 0.0% | |
| Metro City Bank | $135,000 | $185,000 | 37.0% | 0.0% |
| Plains Commerce Bank | $925,000 | $185,000 | -80.0% | 0.0% |
| Servion, Inc. | $185,000 | n/a | 0.0% | |
| SOUTHERN TRUST MORTGAGE, LLC | $335,000 | $185,000 | -44.8% | 0.0% |
| M&T Bank | $620,000 | $180,000 | -71.0% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $330,000 | $175,000 | -47.0% | 0.0% |
| Kwik Mortgage Corporation | $175,000 | n/a | 0.0% | |
| NBKC BANK | $800,000 | $175,000 | -78.1% | 0.0% |
| Peoples Bank | $175,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $305,000 | $165,000 | -45.9% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $165,000 | n/a | 0.0% | |
| New Peoples Bank, Inc. | $165,000 | n/a | 0.0% | |
| RESIDENTIAL HOME FUNDING CORP. | $1,835,000 | $165,000 | -91.0% | 0.0% |
| Synovus Bank | $165,000 | n/a | 0.0% | |
| The Freedom Bank of Virginia | $195,000 | $165,000 | -15.4% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $155,000 | n/a | 0.0% | |
| Chicago Mortgage Solutions LLC | $1,270,000 | $155,000 | -87.8% | 0.0% |
| First Internet Bank of Indiana | $85,000 | $155,000 | 82.4% | 0.0% |
| First National Bank of America | $155,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $155,000 | n/a | 0.0% | |
| CORNING | $140,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $125,000 | $135,000 | 8.0% | 0.0% |
| MILEND, INC. | $130,000 | n/a | 0.0% | |
| ANGEL OAK HOME LOANS LLC | $125,000 | n/a | 0.0% | |
| CRESCENT MORTGAGE COMPANY | $125,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $125,000 | n/a | 0.0% | |
| BLUE EAGLE CREDIT UNION | $160,000 | $110,000 | -31.3% | 0.0% |
| A&D Mortgage LLC | $105,000 | n/a | 0.0% | |
| BMO Harris Bank | $105,000 | n/a | 0.0% | |
| Powell Valley National Bank | $445,000 | $105,000 | -76.4% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $95,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $525,000 | $85,000 | -83.8% | 0.0% |
| Ameris Bank | $550,000 | $75,000 | -86.4% | 0.0% |
| Bethpage Federal Credit Union | $75,000 | $75,000 | 0.0% | 0.0% |
| SOMERSET TRUST COMPANY | $45,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $35,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $280,000 | $25,000 | -91.1% | 0.0% |
BLACKSBURG - CHRISTIANSBURG's top lender by overall market share is Alcova Mortgage LLC, with 7.8% market share. In second place, with 6.7%, is NATIONAL BANKSHARES, INC., having originated $50,125,000 in loans. In third place, with 5.3%, is FREEDOM FIRST, having originated $39,880,000 in loans. In fourth place, with 5.1%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $37,840,000 in loans. In fifth place, with 4.4%, is QUICKEN LOANS, LLC, having originated $33,205,000 in loans.
BLACKSBURG - CHRISTIANSBURG Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - BLACKSBURG - CHRISTIANSBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $230,687 (42.8%) | $346,065 (57.3%) | 0.86 | 393 |
| 2018-02-01 | $221,413 (31.1%) | $278,195 (20.5%) | 0.80 | 408 |
| 2018-03-01 | $224,900 (20.7%) | $277,334 (14.6%) | 0.79 | 441 |
| 2018-04-01 | $229,225 (15.2%) | $283,519 (10.6%) | 0.78 | 441 |
| 2018-05-01 | $225,000 (13.1%) | $277,544 (7.9%) | 0.75 | 490 |
| 2018-06-01 | $215,900 (7.4%) | $278,724 (7.5%) | 0.72 | 513 |
| 2018-07-01 | $209,900 (5.2%) | $269,496 (4.6%) | 0.70 | 551 |
| 2018-08-01 | $211,000 (6.0%) | $272,680 (5.0%) | 0.71 | 542 |
| 2018-09-01 | $210,000 (2.7%) | $273,740 (6.3%) | 0.71 | 527 |
| 2018-10-01 | $211,875 (1.0%) | $264,367 (1.6%) | 0.72 | 508 |
| 2018-11-01 | $216,650 (-1.1%) | $273,929 (2.9%) | 0.73 | 472 |
| 2018-12-01 | $217,900 (-3.6%) | $282,137 (1.0%) | 0.75 | 421 |
| 2019-01-01 | $214,994 (-6.8%) | $293,502 (-15.2%) | 0.74 | 392 |
| 2019-02-01 | $229,900 (3.8%) | $301,522 (8.4%) | 0.78 | 377 |
| 2019-03-01 | $234,229 (4.2%) | $307,792 (11.0%) | 0.77 | 386 |
| 2019-04-01 | $239,600 (4.5%) | $315,052 (11.1%) | 0.76 | 397 |
| 2019-05-01 | $236,825 (5.3%) | $310,550 (11.9%) | 0.74 | 422 |
| 2019-06-01 | $239,000 (10.7%) | $322,285 (15.6%) | 0.75 | 411 |
| 2019-07-01 | $249,950 (19.1%) | $344,481 (27.8%) | 0.78 | 413 |
| 2019-08-01 | $244,482 (15.9%) | $338,570 (24.2%) | 0.77 | 409 |
| 2019-09-01 | $236,280 (12.5%) | $331,411 (21.1%) | 0.76 | 399 |
| 2019-10-01 | $229,450 (8.3%) | $320,595 (21.3%) | 0.74 | 386 |
| 2019-11-01 | $227,000 (4.8%) | $312,838 (14.2%) | 0.74 | 360 |
| 2019-12-01 | $214,900 (-1.4%) | $317,806 (12.6%) | 0.72 | 315 |
| 2020-01-01 | $204,838 (-4.7%) | $307,666 (4.8%) | 0.68 | 301 |
| 2020-02-01 | $205,000 (-10.8%) | $315,367 (4.6%) | 0.67 | 293 |
| 2020-03-01 | $234,238 (0.0%) | $316,728 (2.9%) | 0.73 | 308 |
| 2020-04-01 | $237,975 (-0.7%) | $321,511 (2.1%) | 0.75 | 306 |
| 2020-05-01 | $253,900 (7.2%) | $338,708 (9.1%) | 0.77 | 259 |
| 2020-06-01 | $267,850 (12.1%) | $346,021 (7.4%) | 0.79 | 273 |
| 2020-07-01 | $269,075 (7.7%) | $349,756 (1.5%) | 0.78 | 252 |
| 2020-08-01 | $259,945 (6.3%) | $348,552 (3.0%) | 0.74 | 242 |
| 2020-09-01 | $241,950 (2.4%) | $340,893 (2.9%) | 0.69 | 239 |
| 2020-10-01 | $239,900 (4.6%) | $332,872 (3.8%) | 0.69 | 234 |
| 2020-11-01 | $234,563 (3.3%) | $323,706 (3.5%) | 0.69 | 229 |
| 2020-12-01 | $228,450 (6.3%) | $319,228 (0.5%) | 0.68 | 205 |
| 2021-01-01 | $244,750 (19.5%) | $323,869 (5.3%) | 0.73 | 167 |
| 2021-02-01 | $252,350 (23.1%) | $339,681 (7.7%) | 0.73 | 151 |
| 2021-03-01 | $272,400 (16.3%) | $360,571 (13.8%) | 0.77 | 133 |
| 2021-04-01 | $287,950 (21.0%) | $407,221 (26.7%) | 0.78 | 142 |
| 2021-05-01 | $296,900 (16.9%) | $398,535 (17.7%) | 0.79 | 152 |
| 2021-06-01 | $296,725 (10.8%) | $390,176 (12.8%) | 0.78 | 186 |
| 2021-07-01 | $289,900 (7.7%) | $405,940 (16.1%) | 0.76 | 208 |
| 2021-08-01 | $285,150 (9.7%) | $387,677 (11.2%) | 0.76 | 198 |
| 2021-09-01 | $276,000 (14.1%) | $383,540 (12.5%) | 0.74 | 199 |
| 2021-10-01 | $259,900 (8.3%) | $360,854 (8.4%) | 0.69 | 178 |
| 2021-11-01 | $249,900 (6.5%) | $368,147 (13.7%) | 0.67 | 142 |
| 2021-12-01 | $249,900 (9.4%) | $377,967 (18.4%) | 0.68 | 124 |
| 2022-01-01 | $262,950 (7.4%) | $419,181 (29.4%) | 0.71 | 109 |
| 2022-02-01 | $267,700 (6.1%) | $405,739 (19.5%) | 0.70 | 129 |
| 2022-03-01 | $294,900 (8.3%) | $435,784 (20.9%) | 0.74 | 122 |
| 2022-04-01 | $307,200 (6.7%) | $441,260 (8.4%) | 0.73 | 154 |
| 2022-05-01 | $349,900 (17.9%) | $447,878 (12.4%) | 0.80 | 196 |
| 2022-06-01 | $349,725 (17.9%) | $441,520 (13.2%) | 0.78 | 236 |
| 2022-07-01 | $359,000 (23.8%) | $429,377 (5.8%) | 0.81 | 254 |
| 2022-08-01 | $327,375 (14.8%) | $416,029 (7.3%) | 0.76 | 238 |
| 2022-09-01 | $289,000 (4.7%) | $391,662 (2.1%) | 0.68 | 230 |
| 2022-10-01 | $315,000 (21.2%) | $406,117 (12.5%) | 0.74 | 223 |
| 2022-11-01 | $323,620 (29.5%) | $412,406 (12.0%) | 0.78 | 209 |
| 2022-12-01 | $325,000 (30.1%) | $430,258 (13.8%) | 0.80 | 178 |
| 2023-01-01 | $344,950 (31.2%) | $449,874 (7.3%) | 0.86 | 157 |
| 2023-02-01 | $346,975 (29.6%) | $452,823 (11.6%) | 0.84 | 172 |
| 2023-03-01 | $339,900 (15.3%) | $455,123 (4.4%) | 0.80 | 181 |
| 2023-04-01 | $355,250 (15.6%) | $464,552 (5.3%) | 0.83 | 178 |
| 2023-05-01 | $388,863 (11.1%) | $484,930 (8.3%) | 0.88 | 181 |
| 2023-06-01 | $367,425 (5.1%) | $475,854 (7.8%) | 0.83 | 188 |
| 2023-07-01 | $369,900 (3.0%) | $474,197 (10.4%) | 0.84 | 190 |
| 2023-08-01 | $370,000 (13.0%) | $472,767 (13.6%) | 0.85 | 198 |
| 2023-09-01 | $357,475 (23.7%) | $465,953 (19.0%) | 0.83 | 209 |
| 2023-10-01 | $352,500 (11.9%) | $454,430 (11.9%) | 0.83 | 224 |
BLACKSBURG - CHRISTIANSBURG's median listing price for 2023-10-01 was $352,500, a difference of
$37,500
(11.9%) versus the prior year and
$-4,975 versus the prior month.
BLACKSBURG - CHRISTIANSBURG's median listing price comes in at 83% of the national average.
BLACKSBURG - CHRISTIANSBURG's average listing price for 2023-10-01 was $454,430, a difference of $48,313 (11.9%) versus the prior year and $-11,523 versus the prior month.
For the 2023-10-01 period, BLACKSBURG - CHRISTIANSBURG had 224 MLS listings, a difference of 15 listings (7%) versus the prior month and 1 listings (0%) versus the prior year.
BLACKSBURG - CHRISTIANSBURG's median listing price comes in at 83% of the national average.
BLACKSBURG - CHRISTIANSBURG's average listing price for 2023-10-01 was $454,430, a difference of $48,313 (11.9%) versus the prior year and $-11,523 versus the prior month.
For the 2023-10-01 period, BLACKSBURG - CHRISTIANSBURG had 224 MLS listings, a difference of 15 listings (7%) versus the prior month and 1 listings (0%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - BLACKSBURG - CHRISTIANSBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 91 days | 1,942 sqft |
| 2018-02-01 | 84 days | 1,872 sqft |
| 2018-03-01 | 59 days | 1,860 sqft |
| 2018-04-01 | 54 days | 1,908 sqft |
| 2018-05-01 | 48 days | 1,866 sqft |
| 2018-06-01 | 50 days | 1,850 sqft |
| 2018-07-01 | 61 days | 1,809 sqft |
| 2018-08-01 | 64 days | 1,849 sqft |
| 2018-09-01 | 80 days | 1,850 sqft |
| 2018-10-01 | 86 days | 1,822 sqft |
| 2018-11-01 | 96 days | 1,836 sqft |
| 2018-12-01 | 103 days | 1,807 sqft |
| 2019-01-01 | 103 days | 1,835 sqft |
| 2019-02-01 | 102 days | 1,850 sqft |
| 2019-03-01 | 70 days | 1,850 sqft |
| 2019-04-01 | 43 days | 1,914 sqft |
| 2019-05-01 | 45 days | 1,874 sqft |
| 2019-06-01 | 56 days | 1,916 sqft |
| 2019-07-01 | 66 days | 1,976 sqft |
| 2019-08-01 | 71 days | 1,961 sqft |
| 2019-09-01 | 75 days | 1,938 sqft |
| 2019-10-01 | 82 days | 1,912 sqft |
| 2019-11-01 | 89 days | 1,836 sqft |
| 2019-12-01 | 100 days | 1,769 sqft |
| 2020-01-01 | 93 days | 1,713 sqft |
| 2020-02-01 | 87 days | 1,730 sqft |
| 2020-03-01 | 65 days | 1,804 sqft |
| 2020-04-01 | 62 days | 1,865 sqft |
| 2020-05-01 | 79 days | 1,875 sqft |
| 2020-06-01 | 70 days | 1,960 sqft |
| 2020-07-01 | 56 days | 1,981 sqft |
| 2020-08-01 | 67 days | 1,956 sqft |
| 2020-09-01 | 59 days | 1,919 sqft |
| 2020-10-01 | 61 days | 1,820 sqft |
| 2020-11-01 | 61 days | 1,822 sqft |
| 2020-12-01 | 66 days | 1,745 sqft |
| 2021-01-01 | 79 days | 1,728 sqft |
| 2021-02-01 | 81 days | 1,796 sqft |
| 2021-03-01 | 53 days | 1,976 sqft |
| 2021-04-01 | 38 days | 2,048 sqft |
| 2021-05-01 | 40 days | 1,875 sqft |
| 2021-06-01 | 40 days | 1,880 sqft |
| 2021-07-01 | 47 days | 1,903 sqft |
| 2021-08-01 | 52 days | 1,798 sqft |
| 2021-09-01 | 55 days | 1,775 sqft |
| 2021-10-01 | 61 days | 1,755 sqft |
| 2021-11-01 | 76 days | 1,724 sqft |
| 2021-12-01 | 87 days | 1,712 sqft |
| 2022-01-01 | 64 days | 1,749 sqft |
| 2022-02-01 | 37 days | 1,672 sqft |
| 2022-03-01 | 38 days | 1,769 sqft |
| 2022-04-01 | 38 days | 1,818 sqft |
| 2022-05-01 | 31 days | 1,984 sqft |
| 2022-06-01 | 34 days | 2,058 sqft |
| 2022-07-01 | 45 days | 2,025 sqft |
| 2022-08-01 | 48 days | 1,970 sqft |
| 2022-09-01 | 52 days | 1,896 sqft |
| 2022-10-01 | 59 days | 1,932 sqft |
| 2022-11-01 | 55 days | 1,943 sqft |
| 2022-12-01 | 65 days | 1,900 sqft |
| 2023-01-01 | 68 days | 1,988 sqft |
| 2023-02-01 | 44 days | 1,944 sqft |
| 2023-03-01 | 45 days | 1,928 sqft |
| 2023-04-01 | 47 days | 1,932 sqft |
| 2023-05-01 | 44 days | 1,971 sqft |
| 2023-06-01 | 43 days | 1,995 sqft |
| 2023-07-01 | 43 days | 2,134 sqft |
| 2023-08-01 | 40 days | 2,051 sqft |
| 2023-09-01 | 41 days | 2,024 sqft |
| 2023-10-01 | 45 days | 1,959 sqft |
BLACKSBURG - CHRISTIANSBURG's median listing age (time on market) for 2023-10-01 was 45 days.
This
is -23%
shorter
than the same period one year ago.
BLACKSBURG - CHRISTIANSBURG's median square footage for active listings during the 2023-10-01 period was 1,959 sqft. One year prior, the average listing was 1,932 sqft.
BLACKSBURG - CHRISTIANSBURG's median square footage for active listings during the 2023-10-01 period was 1,959 sqft. One year prior, the average listing was 1,932 sqft.
BLACKSBURG-CHRISTIANSBURG, VA Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 24059 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $720 | $780 | $890 | $1,260 | $1,530 |
| 24060 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $820 | $880 | $1,030 | $1,460 | $1,760 |
| 24062 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $760 | $820 | $960 | $1,360 | $1,640 |
| 24063 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $760 | $820 | $960 | $1,360 | $1,640 |
| 24068 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $760 | $820 | $960 | $1,360 | $1,640 |
| 24070 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $720 | $780 | $890 | $1,260 | $1,530 |
| 24073 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $720 | $780 | $890 | $1,260 | $1,530 |
| 24087 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $720 | $780 | $890 | $1,260 | $1,530 |
| 24111 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $760 | $820 | $960 | $1,360 | $1,640 |
| 24128 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $720 | $780 | $890 | $1,260 | $1,530 |
| 24129 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $720 | $780 | $890 | $1,260 | $1,530 |
| 24138 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $730 | $790 | $920 | $1,310 | $1,570 |
| 24141 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $720 | $780 | $890 | $1,260 | $1,530 |
| 24142 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $720 | $780 | $890 | $1,260 | $1,530 |
| 24149 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $1,000 | $1,080 | $1,260 | $1,790 | $2,160 |
| 24162 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $720 | $780 | $890 | $1,260 | $1,530 |
| 24347 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $720 | $780 | $890 | $1,260 | $1,530 |
2022 Average & Median Rent Data Statistics
BLACKSBURG-CHRISTIANSBURG, VA average 1BR rent: $814, median: $780
BLACKSBURG-CHRISTIANSBURG, VA average 2BR rent: $938, median: $890
BLACKSBURG-CHRISTIANSBURG, VA average 3BR rent: $1,329, median: $1,260
BLACKSBURG-CHRISTIANSBURG, VA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,875 | $511,895,000 | $273,011 |
| Refi | 482 | $102,220,000 | $212,075 |
| Cash Out Refi | 387 | $73,865,000 | $190,866 |
| Other | 297 | $40,295,000 | $135,673 |
| Home Improvement | 246 | $19,350,000 | $78,659 |
Blacksburg - Christiansburg's most frequently cited loan purpose was Home Purchase, with 1,875 originations. The 2nd most popular reason was Refi, with 482 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 811 | $177,995,000 | $219,476 |
| 3-4% | 695 | $168,945,000 | $243,086 |
| 4-5% | 681 | $168,435,000 | $247,335 |
| 6-7% | 354 | $66,420,000 | $187,627 |
| 2.5-3% | 229 | $46,155,000 | $201,550 |
| 7-8% | 117 | $19,535,000 | $166,966 |
| <2.5% | 73 | $16,085,000 | $220,342 |
| Over 8% | 37 | $2,535,000 | $68,514 |
During 2022, Blacksburg - Christiansburg's most frequently originated rate bucket was 5-6%, with 811 originations.
Loan Sizing (BLACKSBURG-CHRISTIANSBURG, VA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,172 | $174,430,000 | $148,831 |
| $200k-400k | 1,062 | $288,250,000 | $271,422 |
| $100,000 or less | 697 | $39,875,000 | $57,209 |
| $400k-600k | 239 | $114,665,000 | $479,770 |
| $600k-1000k | 93 | $65,675,000 | $706,183 |
| $Over $1MM | 24 | $64,730,000 | $2,697,083 |
BLACKSBURG - CHRISTIANSBURG's loan sizing saw the bucket of loans from $100k-200k with 1,172 originations, totaling $174,430,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,217 | $335,675,000 | $275,822 |
| 60-80% | 763 | $198,695,000 | $260,413 |
| 40-60% | 343 | $64,895,000 | $189,198 |
| 20-40% | 328 | $35,090,000 | $106,982 |
| Under 20% | 284 | $12,740,000 | $44,859 |
| Over 100% | 52 | $16,350,000 | $314,423 |
BLACKSBURG - CHRISTIANSBURG's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,217 originations, totaling $335,675,000 in origination value.