BLACKSBURG - CHRISTIANSBURG Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Blacksburg - Christiansburg averaged
6.87%
for the week of 2025-02-13, compared to the national average of
6.87% for the same period.
The average rate for the prior week (2025-02-06) was
6.99% and
one month ago for the week of 2025-01-09, the
average rate was 7.03%.
Blacksburg - Christiansburg's average rate one year ago was 6.44%.
For refis of the same type during the week of 2025-02-13, the average rate
was 6.77%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-02-13 | 6.87% |
| Blacksburg - Christiansburg 30 Year Fixed Rate | 2025-02-13 | 6.87% |
| Blacksburg - Christiansburg 30 Year Fixed Rate Refi | 2025-02-13 | 6.77% |
| Blacksburg - Christiansburg 15 Year Fixed Rate | 2025-02-13 | 6.09% |
| Blacksburg - Christiansburg 15 Year Fixed Rate Refi | 2025-02-13 | 6.29% |
| Blacksburg - Christiansburg 30 Year FHA | 2025-02-13 | 6.35% |
| Blacksburg - Christiansburg 30 Year FHA Refi | 2025-02-13 | 6.32% |
| Blacksburg - Christiansburg 30 Year USDA | 2025-02-13 | 6.23% |
| Blacksburg - Christiansburg 30 Year USDA Refi | 2025-02-13 | 6.63% |
| Blacksburg - Christiansburg 30 Year VA | 2025-02-13 | 6.55% |
| Blacksburg - Christiansburg 30 Year VA Refi | 2025-02-13 | 6.63% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BLACKSBURG-CHRISTIANSBURG, VA.
BLACKSBURG - CHRISTIANSBURG Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BLACKSBURG-CHRISTIANSBURG, VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
BLACKSBURG - CHRISTIANSBURG Average Closing Costs & Other Stats
BLACKSBURG-CHRISTIANSBURG, VA's 112 lenders originated 2,316
loans during 2023. The total origination value was $551,850,000, with an average loan value of
$238,277.
BLACKSBURG - CHRISTIANSBURG's average closing costs are $4,566.
The top BLACKSBURG - CHRISTIANSBURG lender as defined by loan originations is FREEDOM FIRST, with
96 loans originated. Their average total fees are
$3,851, which is $1,025
lower than the next largest lender,
Alcova Mortgage LLC.
The lowest fee BLACKSBURG - CHRISTIANSBURG lenders (with over 10 loans originated) are
Celco Community Federal Credit Union ($2,275), FREEDOM FIRST ($3,851), Citizens Bank ($4,399), First Reliance Bank ($4,406) and FIRST BANCORP ($4,676).
The lowest rate BLACKSBURG - CHRISTIANSBURG lenders (with over 10 loans originated) are
Celco Community Federal Credit Union (5.37%), Truist (6.35%), FREEDOM FIRST (6.62%), QUICKEN LOANS, LLC (6.67%) and Atlantic Union Bank (6.68%).
BLACKSBURG-CHRISTIANSBURG, VA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| FREEDOM FIRST | $39,880,000 | $41,025,000 | 2.9% | 7.4% |
| Alcova Mortgage LLC | $57,955,000 | $36,255,000 | -37.4% | 6.6% |
| Carter Bank & Trust | $5,525,000 | $29,520,000 | 434.3% | 5.3% |
| First Heritage Mortgage, LLC | $29,065,000 | $26,920,000 | -7.4% | 4.9% |
| NATIONAL BANKSHARES, INC. | $50,125,000 | $23,790,000 | -52.5% | 4.3% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $37,840,000 | $23,280,000 | -38.5% | 4.2% |
| GREYSTONE SERVICING COMPANY LLC | $22,560,000 | n/a | 4.1% | |
| Atlantic Union Bank | $24,955,000 | $21,095,000 | -15.5% | 3.8% |
| Prosperity Home Mortgage, LLC | $23,565,000 | $20,305,000 | -13.8% | 3.7% |
| Waterstone Mortgage Corporation | $6,220,000 | $19,240,000 | 209.3% | 3.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $25,125,000 | $18,810,000 | -25.1% | 3.4% |
| QUICKEN LOANS, LLC | $33,205,000 | $18,265,000 | -45.0% | 3.3% |
| MOVEMENT MORTGAGE, LLC | $12,930,000 | $16,585,000 | 28.3% | 3.0% |
| Skyline National Bank | $18,885,000 | $14,915,000 | -21.0% | 2.7% |
| Truist | $22,330,000 | $13,125,000 | -41.2% | 2.4% |
| FIRST BANCORP | $12,325,000 | $10,275,000 | -16.6% | 1.9% |
| American National Bank and Trust Company | $6,540,000 | $10,095,000 | 54.4% | 1.8% |
| MEMBER ONE | $7,485,000 | $9,640,000 | 28.8% | 1.7% |
| CMG MORTGAGE, INC. | $1,920,000 | $9,080,000 | 372.9% | 1.6% |
| Mortgage Research Center, LLC | $5,585,000 | $7,380,000 | 32.1% | 1.3% |
| Renasant Bank | $2,120,000 | $7,345,000 | 246.5% | 1.3% |
| WALKER & DUNLOP, LLC | $7,005,000 | n/a | 1.3% | |
| Celco Community Federal Credit Union | $5,000,000 | $6,735,000 | 34.7% | 1.2% |
| First-Citizens Bank & Trust Company | $9,210,000 | $6,155,000 | -33.2% | 1.1% |
| Wells Fargo Bank | $13,185,000 | $6,110,000 | -53.7% | 1.1% |
| Citizens Bank | $17,230,000 | $5,905,000 | -65.7% | 1.1% |
| Truliant Federal Credit Union | $9,585,000 | $5,640,000 | -41.2% | 1.0% |
| USAA Federal Savings Bank | $3,775,000 | $4,750,000 | 25.8% | 0.9% |
| Summit Community Bank, Inc. | $15,415,000 | $4,585,000 | -70.3% | 0.8% |
| First Community Bank | $26,100,000 | $3,945,000 | -84.9% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $6,685,000 | $3,835,000 | -42.6% | 0.7% |
| First Reliance Bank | $1,445,000 | $3,445,000 | 138.4% | 0.6% |
| UNION HOME MORTGAGE CORP. | $2,225,000 | $2,885,000 | 29.7% | 0.5% |
| Fulton Bank | $1,825,000 | $2,875,000 | 57.5% | 0.5% |
| The Bank of Marion | $1,120,000 | $2,770,000 | 147.3% | 0.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $3,535,000 | $2,700,000 | -23.6% | 0.5% |
| Bank of America | $5,185,000 | $2,550,000 | -50.8% | 0.5% |
| PENNYMAC LOAN SERVICES, LLC | $5,770,000 | $2,405,000 | -58.3% | 0.4% |
| LOANDEPOT.COM, LLC | $6,695,000 | $2,090,000 | -68.8% | 0.4% |
| The Federal Savings Bank | $6,125,000 | $2,075,000 | -66.1% | 0.4% |
| IVY MORTGAGE, INC. | $2,025,000 | n/a | 0.4% | |
| BROKER SOLUTIONS, INC. | $1,530,000 | $1,965,000 | 28.4% | 0.4% |
| STATE EMPLOYEES' | $800,000 | $1,815,000 | 126.9% | 0.3% |
| JPMorgan Chase Bank | $4,485,000 | $1,660,000 | -63.0% | 0.3% |
| Bank of Botetourt | $1,655,000 | $1,575,000 | -4.8% | 0.3% |
| Pinnacle Bank | $2,880,000 | $1,565,000 | -45.7% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $3,350,000 | $1,535,000 | -54.2% | 0.3% |
| EMBRACE HOME LOANS, INC. | $24,965,000 | $1,520,000 | -93.9% | 0.3% |
| Virginia Credit Union, Inc. | $605,000 | $1,470,000 | 143.0% | 0.3% |
| CNB Bank | $9,530,000 | $1,365,000 | -85.7% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $3,120,000 | $1,360,000 | -56.4% | 0.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $7,015,000 | $1,280,000 | -81.8% | 0.2% |
| First Bank | $1,920,000 | $1,235,000 | -35.7% | 0.2% |
| CAPITAL CENTER, L.L.C. | $2,395,000 | $1,190,000 | -50.3% | 0.2% |
| PNC Bank | $1,520,000 | $1,120,000 | -26.3% | 0.2% |
| CARDINAL FINANCIAL | $2,505,000 | $1,095,000 | -56.3% | 0.2% |
| U.S. Bank | $1,575,000 | $1,095,000 | -30.5% | 0.2% |
| First National Bank of Pennsylvania | $500,000 | $1,090,000 | 118.0% | 0.2% |
| INTERCOASTAL MORTGAGE COMPANY | $2,245,000 | $1,040,000 | -53.7% | 0.2% |
| PREMIA MORTGAGE, LLC | $605,000 | $990,000 | 63.6% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $2,150,000 | $925,000 | -57.0% | 0.2% |
| BLUE EAGLE CREDIT UNION | $110,000 | $865,000 | 686.4% | 0.2% |
| AMWEST FUNDING CORP. | $855,000 | n/a | 0.2% | |
| Carrington Mortgage Services, LLC | $735,000 | $840,000 | 14.3% | 0.2% |
| GENEVA FINANCIAL, LLC | $285,000 | $835,000 | 193.0% | 0.2% |
| NEWREZ LLC | $1,655,000 | $830,000 | -49.8% | 0.2% |
| Discover Bank | $245,000 | $795,000 | 224.5% | 0.1% |
| Flagstar Bank, FSB | $1,115,000 | $770,000 | -30.9% | 0.1% |
| Plains Commerce Bank | $185,000 | $760,000 | 310.8% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $750,000 | n/a | 0.1% | |
| NFM, INC. | $1,880,000 | $725,000 | -61.4% | 0.1% |
| Morgan Stanley Private Bank | $590,000 | $720,000 | 22.0% | 0.1% |
| NEW DAY FINANCIAL, LLC | $730,000 | $705,000 | -3.4% | 0.1% |
| TOWER | $705,000 | n/a | 0.1% | |
| ValleyStar Credit Union | $310,000 | $665,000 | 114.5% | 0.1% |
| CHARTWAY FEDERAL CREDIT UNION | $660,000 | n/a | 0.1% | |
| SIRVA MORTGAGE, INC. | $770,000 | $660,000 | -14.3% | 0.1% |
| ZILLOW HOME LOANS, LLC | $575,000 | n/a | 0.1% | |
| Mid-Continent Funding, Inc. | $535,000 | $570,000 | 6.5% | 0.1% |
| Bank of the James | $595,000 | $565,000 | -5.0% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $215,000 | $560,000 | 160.5% | 0.1% |
| C & F Mortgage Corporation | $1,065,000 | $555,000 | -47.9% | 0.1% |
| Figure Lending LLC | $390,000 | $550,000 | 41.0% | 0.1% |
| Atlantic Coast Mortgage, LLC | $750,000 | $535,000 | -28.7% | 0.1% |
| GUARANTEED RATE, INC. | $1,585,000 | $520,000 | -67.2% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $520,000 | n/a | 0.1% | |
| GUARANTY HOME MORTGAGE CORPORATION | $465,000 | $505,000 | 8.6% | 0.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,595,000 | $500,000 | -68.7% | 0.1% |
| EVERETT FINANCIAL, INC. | $135,000 | $495,000 | 266.7% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $460,000 | n/a | 0.1% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $455,000 | n/a | 0.1% | |
| Meridian Bank Corporation | $455,000 | n/a | 0.1% | |
| Pendleton Community Bank, Inc. | $245,000 | $455,000 | 85.7% | 0.1% |
| Capital Bank | $445,000 | n/a | 0.1% | |
| LOANPAL, LLC | $390,000 | $440,000 | 12.8% | 0.1% |
| Presidential Bank, FSB | $255,000 | $435,000 | 70.6% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $430,000 | n/a | 0.1% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $6,010,000 | $415,000 | -93.1% | 0.1% |
| COMMONWEALTH ONE FEDERAL CREDIT UNION | $405,000 | n/a | 0.1% | |
| MORTGAGEONE, INC. | $405,000 | n/a | 0.1% | |
| NETWORK CAPITAL FUNDING CORPORATION | $405,000 | n/a | 0.1% | |
| NATIONS DIRECT MORTGAGE, LLC | $165,000 | $395,000 | 139.4% | 0.1% |
| TD Bank | $1,125,000 | $395,000 | -64.9% | 0.1% |
| SPRING EQ, LLC | $295,000 | $390,000 | 32.2% | 0.1% |
| MORTGAGE EQUITY PARTNERS LLC | $385,000 | n/a | 0.1% | |
| NBKC BANK | $175,000 | $385,000 | 120.0% | 0.1% |
| Northwest Federal Credit Union | $705,000 | $380,000 | -46.1% | 0.1% |
| EMM LOANS LLC | $375,000 | n/a | 0.1% | |
| GUARANTEED RATE AFFINITY, LLC | $365,000 | $375,000 | 2.7% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $700,000 | $370,000 | -47.1% | 0.1% |
| Towne Mortgage, LLC | $365,000 | n/a | 0.1% | |
| JAMS-01, INC. | $355,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $685,000 | $355,000 | -48.2% | 0.1% |
| Farm Credit of the Virginias, ACA | $1,005,000 | $350,000 | -65.2% | 0.1% |
| GUILD MORTGAGE COMPANY | $225,000 | $350,000 | 55.6% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $605,000 | $345,000 | -43.0% | 0.1% |
| Towne First Mortgage, LLC | $345,000 | n/a | 0.1% | |
| MILEND, INC. | $130,000 | $335,000 | 157.7% | 0.1% |
| Stifel Bank and Trust | $335,000 | n/a | 0.1% | |
| Regions Bank | $295,000 | $325,000 | 10.2% | 0.1% |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $315,000 | n/a | 0.1% | |
| MORTGAGE ACCESS CORP. | $315,000 | n/a | 0.1% | |
| N R L Federal Credit Union | $315,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $315,000 | n/a | 0.1% | |
| Sierra Pacific Mortgage Company, Inc. | $315,000 | n/a | 0.1% | |
| EASTMAN | $680,000 | $310,000 | -54.4% | 0.1% |
| ALLEGACY FEDERAL CREDIT UNION | $305,000 | n/a | 0.1% | |
| Magnolia Bank | $305,000 | n/a | 0.1% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $305,000 | n/a | 0.1% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $295,000 | n/a | 0.1% | |
| The Old Point National Bank of Phoebus | $295,000 | n/a | 0.1% | |
| George Mason Mortgage, LLC | $4,025,000 | $290,000 | -92.8% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $200,000 | $290,000 | 45.0% | 0.1% |
| PLUS RELOCATION MORTGAGE, LLC | $285,000 | n/a | 0.1% | |
| General Mortgage Capital Corporation | $280,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $275,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $520,000 | $275,000 | -47.1% | 0.0% |
| The First National Bank of Peterstown | $1,905,000 | $275,000 | -85.6% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $875,000 | $270,000 | -69.1% | 0.0% |
| A&D Mortgage LLC | $105,000 | $265,000 | 152.4% | 0.0% |
| Citadel Servicing Corporation | $265,000 | n/a | 0.0% | |
| FIRST HOME MORTGAGE CORPORATION | $645,000 | $265,000 | -58.9% | 0.0% |
| Keystone Funding, Inc. | $265,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $245,000 | n/a | 0.0% | |
| DUPACO COMMUNITY | $245,000 | n/a | 0.0% | |
| F & M BANK CORP. | $245,000 | n/a | 0.0% | |
| Ally Bank | $370,000 | $235,000 | -36.5% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $225,000 | n/a | 0.0% | |
| BETTER MORTGAGE CORPORATION | $1,880,000 | $215,000 | -88.6% | 0.0% |
| CALIBER HOME LOANS, INC. | $3,335,000 | $215,000 | -93.6% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $215,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $195,000 | $215,000 | 10.3% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $645,000 | $215,000 | -66.7% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $1,525,000 | $215,000 | -85.9% | 0.0% |
| CITIZENS EQUITY FIRST | $210,000 | n/a | 0.0% | |
| Apple Federal Credit Union | $205,000 | $205,000 | 0.0% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $205,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $205,000 | n/a | 0.0% | |
| Quontic Bank | $205,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $320,000 | $195,000 | -39.1% | 0.0% |
| First Federal Bank of Kansas City | $190,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $185,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $185,000 | n/a | 0.0% | |
| Axos Bank | $360,000 | $165,000 | -54.2% | 0.0% |
| EQUITY RESOURCES, INC. | $165,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $195,000 | $160,000 | -17.9% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $2,135,000 | $160,000 | -92.5% | 0.0% |
| AmeriHome Mortgage Company, LLC | $600,000 | $155,000 | -74.2% | 0.0% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $155,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $155,000 | n/a | 0.0% | |
| LAKEVIEW LOAN SERVICING, LLC | $505,000 | $145,000 | -71.3% | 0.0% |
| Nations Lending Corporation | $390,000 | $145,000 | -62.8% | 0.0% |
| GSF Mortgage Corporation | $225,000 | $135,000 | -40.0% | 0.0% |
| TOWNE MORTGAGE COMPANY | $465,000 | $135,000 | -71.0% | 0.0% |
| Bethpage Federal Credit Union | $75,000 | $130,000 | 73.3% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $510,000 | $110,000 | -78.4% | 0.0% |
| M&T Bank | $180,000 | $105,000 | -41.7% | 0.0% |
| Raymond James Bank | $105,000 | n/a | 0.0% | |
| STOCKTON MORTGAGE CORPORATION | $105,000 | n/a | 0.0% | |
| CRESCENT MORTGAGE COMPANY | $125,000 | $95,000 | -24.0% | 0.0% |
| PLANET HOME LENDING, LLC | $420,000 | $90,000 | -78.6% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $85,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $155,000 | $45,000 | -71.0% | 0.0% |
| Coastal Community Bank | $45,000 | n/a | 0.0% | |
| COASTAL Federal Credit Union | $45,000 | n/a | 0.0% | |
| DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $165,000 | $35,000 | -78.8% | 0.0% |
| State Department Federal Credit Union | $15,000 | n/a | 0.0% |
BLACKSBURG - CHRISTIANSBURG's top lender by overall market share is FREEDOM FIRST, with 7.4% market share. In second place, with 6.6%, is Alcova Mortgage LLC, having originated $36,255,000 in loans. In third place, with 5.3%, is Carter Bank & Trust, having originated $29,520,000 in loans. In fourth place, with 4.9%, is First Heritage Mortgage, LLC, having originated $26,920,000 in loans. In fifth place, with 4.3%, is NATIONAL BANKSHARES, INC., having originated $23,790,000 in loans.
BLACKSBURG - CHRISTIANSBURG Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - BLACKSBURG - CHRISTIANSBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $233,188 (39.5%) | $350,419 (52.0%) | 0.86 | 455 |
| 2018-02-01 | $225,000 (24.3%) | $282,367 (17.5%) | 0.81 | 471 |
| 2018-03-01 | $225,000 (18.5%) | $286,391 (14.5%) | 0.79 | 507 |
| 2018-04-01 | $229,900 (15.0%) | $292,971 (11.2%) | 0.78 | 508 |
| 2018-05-01 | $229,200 (7.9%) | $287,440 (8.4%) | 0.75 | 571 |
| 2018-06-01 | $224,900 (5.0%) | $289,822 (6.1%) | 0.72 | 598 |
| 2018-07-01 | $214,900 (4.9%) | $283,181 (4.8%) | 0.70 | 639 |
| 2018-08-01 | $218,900 (4.5%) | $289,064 (6.1%) | 0.71 | 637 |
| 2018-09-01 | $219,450 (2.1%) | $288,063 (6.1%) | 0.71 | 618 |
| 2018-10-01 | $218,900 (1.5%) | $281,813 (2.6%) | 0.72 | 597 |
| 2018-11-01 | $225,000 (2.1%) | $294,468 (4.7%) | 0.73 | 556 |
| 2018-12-01 | $225,000 (-2.1%) | $303,421 (2.5%) | 0.75 | 503 |
| 2019-01-01 | $220,000 (-5.7%) | $310,792 (-11.3%) | 0.74 | 461 |
| 2019-02-01 | $233,938 (4.0%) | $322,649 (14.3%) | 0.78 | 443 |
| 2019-03-01 | $238,429 (6.0%) | $324,766 (13.4%) | 0.77 | 450 |
| 2019-04-01 | $243,741 (6.0%) | $329,475 (12.5%) | 0.76 | 462 |
| 2019-05-01 | $243,250 (6.1%) | $327,345 (13.9%) | 0.74 | 494 |
| 2019-06-01 | $249,000 (10.7%) | $337,457 (16.4%) | 0.75 | 487 |
| 2019-07-01 | $259,000 (20.5%) | $354,863 (25.3%) | 0.78 | 490 |
| 2019-08-01 | $253,136 (15.6%) | $351,325 (21.5%) | 0.77 | 482 |
| 2019-09-01 | $244,341 (11.3%) | $346,471 (20.3%) | 0.76 | 470 |
| 2019-10-01 | $237,625 (8.6%) | $339,794 (20.6%) | 0.74 | 454 |
| 2019-11-01 | $234,950 (4.4%) | $334,151 (13.5%) | 0.74 | 426 |
| 2019-12-01 | $229,375 (1.9%) | $340,188 (12.1%) | 0.72 | 380 |
| 2020-01-01 | $225,000 (2.3%) | $337,362 (8.6%) | 0.68 | 364 |
| 2020-02-01 | $225,000 (-3.8%) | $339,460 (5.2%) | 0.67 | 358 |
| 2020-03-01 | $239,438 (0.4%) | $331,778 (2.2%) | 0.73 | 371 |
| 2020-04-01 | $239,950 (-1.6%) | $334,399 (1.5%) | 0.75 | 367 |
| 2020-05-01 | $259,000 (6.5%) | $362,662 (10.8%) | 0.77 | 314 |
| 2020-06-01 | $275,000 (10.4%) | $375,578 (11.3%) | 0.79 | 324 |
| 2020-07-01 | $277,450 (7.1%) | $385,168 (8.5%) | 0.78 | 299 |
| 2020-08-01 | $275,000 (8.6%) | $377,310 (7.4%) | 0.74 | 285 |
| 2020-09-01 | $249,813 (2.2%) | $377,918 (9.1%) | 0.69 | 273 |
| 2020-10-01 | $249,250 (4.9%) | $368,056 (8.3%) | 0.69 | 267 |
| 2020-11-01 | $242,388 (3.2%) | $362,214 (8.4%) | 0.69 | 262 |
| 2020-12-01 | $239,450 (4.4%) | $359,809 (5.8%) | 0.68 | 230 |
| 2021-01-01 | $244,750 (8.8%) | $370,914 (10.0%) | 0.73 | 190 |
| 2021-02-01 | $258,688 (15.0%) | $390,466 (15.0%) | 0.73 | 171 |
| 2021-03-01 | $275,750 (15.2%) | $403,392 (21.6%) | 0.77 | 154 |
| 2021-04-01 | $304,475 (26.9%) | $448,805 (34.2%) | 0.78 | 163 |
| 2021-05-01 | $319,000 (23.2%) | $433,078 (19.4%) | 0.79 | 177 |
| 2021-06-01 | $307,425 (11.8%) | $420,391 (11.9%) | 0.78 | 216 |
| 2021-07-01 | $299,500 (8.0%) | $430,503 (11.8%) | 0.76 | 239 |
| 2021-08-01 | $289,925 (5.4%) | $411,399 (9.0%) | 0.76 | 235 |
| 2021-09-01 | $289,450 (15.9%) | $404,243 (7.0%) | 0.74 | 246 |
| 2021-10-01 | $279,000 (11.9%) | $388,682 (5.6%) | 0.69 | 218 |
| 2021-11-01 | $269,900 (11.4%) | $392,908 (8.5%) | 0.67 | 179 |
| 2021-12-01 | $267,450 (11.7%) | $401,554 (11.6%) | 0.68 | 163 |
| 2022-01-01 | $285,000 (16.5%) | $436,039 (17.6%) | 0.71 | 138 |
| 2022-02-01 | $296,150 (14.5%) | $425,459 (9.0%) | 0.70 | 153 |
| 2022-03-01 | $319,000 (15.7%) | $452,952 (12.3%) | 0.74 | 143 |
| 2022-04-01 | $325,000 (6.7%) | $455,255 (1.4%) | 0.73 | 178 |
| 2022-05-01 | $349,900 (9.7%) | $457,718 (5.7%) | 0.80 | 220 |
| 2022-06-01 | $351,750 (14.4%) | $460,094 (9.4%) | 0.78 | 267 |
| 2022-07-01 | $359,450 (20.0%) | $447,230 (3.9%) | 0.81 | 285 |
| 2022-08-01 | $334,725 (15.5%) | $441,523 (7.3%) | 0.76 | 270 |
| 2022-09-01 | $302,250 (4.4%) | $419,064 (3.7%) | 0.68 | 259 |
| 2022-10-01 | $327,450 (17.4%) | $433,063 (11.4%) | 0.74 | 258 |
| 2022-11-01 | $325,000 (20.4%) | $447,195 (13.8%) | 0.78 | 241 |
| 2022-12-01 | $325,000 (21.5%) | $461,687 (15.0%) | 0.80 | 207 |
| 2023-01-01 | $346,350 (21.5%) | $468,230 (7.4%) | 0.85 | 180 |
| 2023-02-01 | $345,725 (16.7%) | $466,352 (9.6%) | 0.84 | 193 |
| 2023-03-01 | $349,000 (9.4%) | $481,062 (6.2%) | 0.80 | 202 |
| 2023-04-01 | $364,950 (12.3%) | $493,987 (8.5%) | 0.83 | 203 |
| 2023-05-01 | $398,425 (13.9%) | $514,531 (12.4%) | 0.88 | 207 |
| 2023-06-01 | $373,088 (6.1%) | $503,903 (9.5%) | 0.83 | 221 |
| 2023-07-01 | $389,000 (8.2%) | $493,170 (10.3%) | 0.84 | 218 |
| 2023-08-01 | $382,000 (14.1%) | $496,775 (12.5%) | 0.85 | 226 |
| 2023-09-01 | $357,000 (18.1%) | $485,985 (16.0%) | 0.83 | 230 |
| 2023-10-01 | $351,250 (7.3%) | $471,646 (8.9%) | 0.83 | 249 |
| 2023-11-01 | $359,725 (10.7%) | $476,817 (6.6%) | 0.87 | 251 |
| 2023-12-01 | $362,475 (11.5%) | $476,694 (3.3%) | 0.90 | 242 |
| 2024-01-01 | $364,988 (5.4%) | $463,075 (-1.1%) | 0.90 | 224 |
| 2024-02-01 | $367,450 (6.3%) | $463,301 (-0.7%) | 0.88 | 206 |
| 2024-03-01 | $370,882 (6.3%) | $481,822 (0.2%) | 0.87 | 230 |
| 2024-04-01 | $383,727 (5.2%) | $499,224 (1.1%) | 0.88 | 242 |
| 2024-05-01 | $412,500 (3.5%) | $503,475 (-2.2%) | 0.97 | 263 |
| 2024-06-01 | $399,000 (7.0%) | $492,920 (-2.2%) | 0.93 | 281 |
| 2024-07-01 | $390,677 (0.4%) | $484,465 (-1.8%) | 0.89 | 313 |
| 2024-08-01 | $375,039 (-1.8%) | $473,830 (-4.6%) | 0.87 | 329 |
| 2024-09-01 | $373,770 (4.7%) | $471,033 (-3.1%) | 0.87 | 341 |
| 2024-10-01 | $354,900 (1.0%) | $447,243 (-5.2%) | 0.84 | 347 |
| 2024-11-01 | $364,900 (1.4%) | $470,559 (-1.3%) | 0.88 | 314 |
| 2024-12-01 | $320,750 (-11.5%) | $448,112 (-6.0%) | 0.79 | 290 |
| 2025-01-01 | $338,675 (-7.2%) | $462,366 (-0.2%) | 0.00 | 259 |
BLACKSBURG - CHRISTIANSBURG's median listing price for 2025-01-01 was $338,675, a difference of
$-26,313
(-7.2%) versus the prior year and
$17,925 versus the prior month.
BLACKSBURG - CHRISTIANSBURG's median listing price comes in at 0% of the national average.
BLACKSBURG - CHRISTIANSBURG's average listing price for 2025-01-01 was $462,366, a difference of $-709 (-0.2%) versus the prior year and $14,254 versus the prior month.
For the 2025-01-01 period, BLACKSBURG - CHRISTIANSBURG had 259 MLS listings, a difference of -31 listings (-11%) versus the prior month and 35 listings (16%) versus the prior year.
BLACKSBURG - CHRISTIANSBURG's median listing price comes in at 0% of the national average.
BLACKSBURG - CHRISTIANSBURG's average listing price for 2025-01-01 was $462,366, a difference of $-709 (-0.2%) versus the prior year and $14,254 versus the prior month.
For the 2025-01-01 period, BLACKSBURG - CHRISTIANSBURG had 259 MLS listings, a difference of -31 listings (-11%) versus the prior month and 35 listings (16%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - BLACKSBURG - CHRISTIANSBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 91 days | 1,918 sqft |
| 2018-02-01 | 84 days | 1,871 sqft |
| 2018-03-01 | 59 days | 1,854 sqft |
| 2018-04-01 | 54 days | 1,917 sqft |
| 2018-05-01 | 48 days | 1,884 sqft |
| 2018-06-01 | 50 days | 1,865 sqft |
| 2018-07-01 | 61 days | 1,831 sqft |
| 2018-08-01 | 64 days | 1,866 sqft |
| 2018-09-01 | 80 days | 1,857 sqft |
| 2018-10-01 | 86 days | 1,853 sqft |
| 2018-11-01 | 96 days | 1,861 sqft |
| 2018-12-01 | 102 days | 1,850 sqft |
| 2019-01-01 | 104 days | 1,852 sqft |
| 2019-02-01 | 103 days | 1,876 sqft |
| 2019-03-01 | 70 days | 1,879 sqft |
| 2019-04-01 | 43 days | 1,925 sqft |
| 2019-05-01 | 45 days | 1,913 sqft |
| 2019-06-01 | 55 days | 1,949 sqft |
| 2019-07-01 | 66 days | 1,979 sqft |
| 2019-08-01 | 71 days | 1,965 sqft |
| 2019-09-01 | 75 days | 1,940 sqft |
| 2019-10-01 | 82 days | 1,919 sqft |
| 2019-11-01 | 89 days | 1,858 sqft |
| 2019-12-01 | 100 days | 1,799 sqft |
| 2020-01-01 | 93 days | 1,752 sqft |
| 2020-02-01 | 87 days | 1,749 sqft |
| 2020-03-01 | 65 days | 1,825 sqft |
| 2020-04-01 | 62 days | 1,866 sqft |
| 2020-05-01 | 79 days | 1,893 sqft |
| 2020-06-01 | 71 days | 1,997 sqft |
| 2020-07-01 | 57 days | 2,020 sqft |
| 2020-08-01 | 67 days | 2,025 sqft |
| 2020-09-01 | 59 days | 1,951 sqft |
| 2020-10-01 | 61 days | 1,850 sqft |
| 2020-11-01 | 61 days | 1,849 sqft |
| 2020-12-01 | 66 days | 1,758 sqft |
| 2021-01-01 | 79 days | 1,745 sqft |
| 2021-02-01 | 81 days | 1,896 sqft |
| 2021-03-01 | 53 days | 2,044 sqft |
| 2021-04-01 | 38 days | 2,099 sqft |
| 2021-05-01 | 40 days | 1,920 sqft |
| 2021-06-01 | 40 days | 1,956 sqft |
| 2021-07-01 | 47 days | 2,005 sqft |
| 2021-08-01 | 52 days | 1,840 sqft |
| 2021-09-01 | 55 days | 1,838 sqft |
| 2021-10-01 | 61 days | 1,772 sqft |
| 2021-11-01 | 76 days | 1,740 sqft |
| 2021-12-01 | 87 days | 1,735 sqft |
| 2022-01-01 | 64 days | 1,749 sqft |
| 2022-02-01 | 37 days | 1,718 sqft |
| 2022-03-01 | 38 days | 1,871 sqft |
| 2022-04-01 | 38 days | 1,880 sqft |
| 2022-05-01 | 31 days | 1,986 sqft |
| 2022-06-01 | 34 days | 2,032 sqft |
| 2022-07-01 | 45 days | 2,020 sqft |
| 2022-08-01 | 48 days | 1,976 sqft |
| 2022-09-01 | 52 days | 1,913 sqft |
| 2022-10-01 | 59 days | 1,933 sqft |
| 2022-11-01 | 55 days | 1,946 sqft |
| 2022-12-01 | 65 days | 1,917 sqft |
| 2023-01-01 | 68 days | 1,999 sqft |
| 2023-02-01 | 44 days | 1,984 sqft |
| 2023-03-01 | 45 days | 1,955 sqft |
| 2023-04-01 | 47 days | 1,968 sqft |
| 2023-05-01 | 44 days | 2,016 sqft |
| 2023-06-01 | 43 days | 2,028 sqft |
| 2023-07-01 | 43 days | 2,158 sqft |
| 2023-08-01 | 40 days | 2,102 sqft |
| 2023-09-01 | 41 days | 2,023 sqft |
| 2023-10-01 | 45 days | 1,923 sqft |
| 2023-11-01 | 46 days | 1,917 sqft |
| 2023-12-01 | 51 days | 1,927 sqft |
| 2024-01-01 | 61 days | 1,902 sqft |
| 2024-02-01 | 59 days | 1,937 sqft |
| 2024-03-01 | 43 days | 1,921 sqft |
| 2024-04-01 | 41 days | 2,015 sqft |
| 2024-05-01 | 41 days | 2,122 sqft |
| 2024-06-01 | 43 days | 2,037 sqft |
| 2024-07-01 | 46 days | 2,024 sqft |
| 2024-08-01 | 52 days | 2,023 sqft |
| 2024-09-01 | 62 days | 2,014 sqft |
| 2024-10-01 | 65 days | 1,968 sqft |
| 2024-11-01 | 71 days | 1,969 sqft |
| 2024-12-01 | 65 days | 1,836 sqft |
| 2025-01-01 | 0 days | 1,877 sqft |
BLACKSBURG - CHRISTIANSBURG's median listing age (time on market) for 2025-01-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
BLACKSBURG - CHRISTIANSBURG's median square footage for active listings during the 2025-01-01 period was 1,877 sqft. One year prior, the average listing was 1,902 sqft.
BLACKSBURG - CHRISTIANSBURG's median square footage for active listings during the 2025-01-01 period was 1,877 sqft. One year prior, the average listing was 1,902 sqft.
BLACKSBURG-CHRISTIANSBURG, VA Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 24059 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $710 | $760 | $960 | $1,270 | $1,450 |
| 24060 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $910 | $940 | $1,150 | $1,610 | $1,960 |
| 24062 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $840 | $880 | $1,070 | $1,500 | $1,820 |
| 24063 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $840 | $880 | $1,070 | $1,500 | $1,820 |
| 24068 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $840 | $880 | $1,070 | $1,500 | $1,820 |
| 24070 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $680 | $750 | $930 | $1,280 | $1,440 |
| 24073 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $760 | $790 | $960 | $1,340 | $1,640 |
| 24087 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $670 | $730 | $850 | $1,200 | $1,440 |
| 24111 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $840 | $880 | $1,070 | $1,500 | $1,820 |
| 24128 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $680 | $730 | $850 | $1,200 | $1,440 |
| 24129 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $720 | $750 | $920 | $1,290 | $1,570 |
| 24138 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $820 | $850 | $1,040 | $1,450 | $1,770 |
| 24141 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $690 | $730 | $860 | $1,200 | $1,460 |
| 24142 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $720 | $750 | $920 | $1,290 | $1,570 |
| 24149 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $1,240 | $1,280 | $1,570 | $2,190 | $2,670 |
| 24162 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $670 | $730 | $850 | $1,200 | $1,440 |
| 24347 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $670 | $730 | $850 | $1,200 | $1,440 |
2022 Average & Median Rent Data Statistics
BLACKSBURG-CHRISTIANSBURG, VA average 1BR rent: $826, median: $760
BLACKSBURG-CHRISTIANSBURG, VA average 2BR rent: $999, median: $960
BLACKSBURG-CHRISTIANSBURG, VA average 3BR rent: $1,395, median: $1,290
BLACKSBURG-CHRISTIANSBURG, VA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,441 | $381,795,000 | $264,951 |
| Other | 272 | $25,410,000 | $93,419 |
| Home Improvement | 218 | $18,070,000 | $82,890 |
| Refi | 193 | $94,715,000 | $490,751 |
| Cash Out Refi | 192 | $31,860,000 | $165,938 |
Blacksburg - Christiansburg's most frequently cited loan purpose was Home Purchase, with 1,441 originations. The 2nd most popular reason was Other, with 272 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 816 | $201,660,000 | $247,132 |
| 7-8% | 575 | $133,675,000 | $232,478 |
| Over 8% | 368 | $39,050,000 | $106,114 |
| 5-6% | 290 | $98,060,000 | $338,138 |
| 4-5% | 59 | $10,085,000 | $170,932 |
| 3-4% | 4 | $230,000 | $57,500 |
| 2.5-3% | 3 | $555,000 | $185,000 |
| <2.5% | 2 | $100,000 | $50,000 |
During 2023, Blacksburg - Christiansburg's most frequently originated rate bucket was 6-7%, with 816 originations.
Loan Sizing (BLACKSBURG-CHRISTIANSBURG, VA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 749 | $207,145,000 | $276,562 |
| $100k-200k | 711 | $105,175,000 | $147,925 |
| $100,000 or less | 599 | $32,245,000 | $53,831 |
| $400k-600k | 179 | $84,245,000 | $470,642 |
| $600k-1000k | 61 | $43,545,000 | $713,852 |
| $Over $1MM | 17 | $79,495,000 | $4,676,176 |
BLACKSBURG - CHRISTIANSBURG's loan sizing saw the bucket of loans from $200k-400k with 749 originations, totaling $207,145,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 856 | $229,070,000 | $267,605 |
| 60-80% | 449 | $145,055,000 | $323,062 |
| Under 20% | 301 | $18,035,000 | $59,917 |
| 20-40% | 289 | $39,635,000 | $137,145 |
| 40-60% | 192 | $64,920,000 | $338,125 |
| Over 100% | 25 | $8,125,000 | $325,000 |
BLACKSBURG - CHRISTIANSBURG's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 856 originations, totaling $229,070,000 in origination value.