BLACKSBURG - CHRISTIANSBURG Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Blacksburg - Christiansburg averaged
6.88%
for the week of 2024-11-14, compared to the national average of
6.78% for the same period.
The average rate for the prior week (2024-11-07) was
6.69% and
one month ago for the week of 2024-10-10, the
average rate was 6.52%.
Blacksburg - Christiansburg's average rate one year ago was 7.3%.
For refis of the same type during the week of 2024-11-14, the average rate
was 6.68%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-14 | 6.78% |
| Blacksburg - Christiansburg 30 Year Fixed Rate | 2024-11-14 | 6.88% |
| Blacksburg - Christiansburg 30 Year Fixed Rate Refi | 2024-11-14 | 6.68% |
| Blacksburg - Christiansburg 15 Year Fixed Rate | 2024-11-14 | 5.89% |
| Blacksburg - Christiansburg 15 Year Fixed Rate Refi | 2024-11-14 | 6.29% |
| Blacksburg - Christiansburg 30 Year FHA | 2024-11-14 | 0.04% |
| Blacksburg - Christiansburg 30 Year FHA Refi | 2024-11-14 | 0.2% |
| Blacksburg - Christiansburg 30 Year USDA | 2024-11-14 | -0.29% |
| Blacksburg - Christiansburg 30 Year USDA Refi | 2024-11-14 | 0.1% |
| Blacksburg - Christiansburg 30 Year VA | 2024-11-14 | 0.12% |
| Blacksburg - Christiansburg 30 Year VA Refi | 2024-11-14 | 0% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BLACKSBURG-CHRISTIANSBURG, VA.
BLACKSBURG - CHRISTIANSBURG Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BLACKSBURG-CHRISTIANSBURG, VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
BLACKSBURG - CHRISTIANSBURG Average Closing Costs & Other Stats
BLACKSBURG-CHRISTIANSBURG, VA's 112 lenders originated 2,316
loans during 2023. The total origination value was $551,850,000, with an average loan value of
$238,277.
BLACKSBURG - CHRISTIANSBURG's average closing costs are $4,566.
The top BLACKSBURG - CHRISTIANSBURG lender as defined by loan originations is FREEDOM FIRST, with
96 loans originated. Their average total fees are
$3,851, which is $1,025
lower than the next largest lender,
Alcova Mortgage LLC.
The lowest fee BLACKSBURG - CHRISTIANSBURG lenders (with over 10 loans originated) are
Celco Community Federal Credit Union ($2,275), FREEDOM FIRST ($3,851), Citizens Bank ($4,399), First Reliance Bank ($4,406) and FIRST BANCORP ($4,676).
The lowest rate BLACKSBURG - CHRISTIANSBURG lenders (with over 10 loans originated) are
Celco Community Federal Credit Union (5.37%), Truist (6.35%), FREEDOM FIRST (6.62%), QUICKEN LOANS, LLC (6.67%) and Atlantic Union Bank (6.68%).
BLACKSBURG-CHRISTIANSBURG, VA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| FREEDOM FIRST | $39,880,000 | $41,025,000 | 2.9% | 7.4% |
| Alcova Mortgage LLC | $57,955,000 | $36,255,000 | -37.4% | 6.6% |
| Carter Bank & Trust | $5,525,000 | $29,520,000 | 434.3% | 5.3% |
| First Heritage Mortgage, LLC | $29,065,000 | $26,920,000 | -7.4% | 4.9% |
| NATIONAL BANKSHARES, INC. | $50,125,000 | $23,790,000 | -52.5% | 4.3% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $37,840,000 | $23,280,000 | -38.5% | 4.2% |
| GREYSTONE SERVICING COMPANY LLC | $22,560,000 | n/a | 4.1% | |
| Atlantic Union Bank | $24,955,000 | $21,095,000 | -15.5% | 3.8% |
| Prosperity Home Mortgage, LLC | $23,565,000 | $20,305,000 | -13.8% | 3.7% |
| Waterstone Mortgage Corporation | $6,220,000 | $19,240,000 | 209.3% | 3.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $25,125,000 | $18,810,000 | -25.1% | 3.4% |
| QUICKEN LOANS, LLC | $33,205,000 | $18,265,000 | -45.0% | 3.3% |
| MOVEMENT MORTGAGE, LLC | $12,930,000 | $16,585,000 | 28.3% | 3.0% |
| Skyline National Bank | $18,885,000 | $14,915,000 | -21.0% | 2.7% |
| Truist | $22,330,000 | $13,125,000 | -41.2% | 2.4% |
| FIRST BANCORP | $12,325,000 | $10,275,000 | -16.6% | 1.9% |
| American National Bank and Trust Company | $6,540,000 | $10,095,000 | 54.4% | 1.8% |
| MEMBER ONE | $7,485,000 | $9,640,000 | 28.8% | 1.7% |
| CMG MORTGAGE, INC. | $1,920,000 | $9,080,000 | 372.9% | 1.6% |
| Mortgage Research Center, LLC | $5,585,000 | $7,380,000 | 32.1% | 1.3% |
| Renasant Bank | $2,120,000 | $7,345,000 | 246.5% | 1.3% |
| WALKER & DUNLOP, LLC | $7,005,000 | n/a | 1.3% | |
| Celco Community Federal Credit Union | $5,000,000 | $6,735,000 | 34.7% | 1.2% |
| First-Citizens Bank & Trust Company | $9,210,000 | $6,155,000 | -33.2% | 1.1% |
| Wells Fargo Bank | $13,185,000 | $6,110,000 | -53.7% | 1.1% |
| Citizens Bank | $17,230,000 | $5,905,000 | -65.7% | 1.1% |
| Truliant Federal Credit Union | $9,585,000 | $5,640,000 | -41.2% | 1.0% |
| USAA Federal Savings Bank | $3,775,000 | $4,750,000 | 25.8% | 0.9% |
| Summit Community Bank, Inc. | $15,415,000 | $4,585,000 | -70.3% | 0.8% |
| First Community Bank | $26,100,000 | $3,945,000 | -84.9% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $6,685,000 | $3,835,000 | -42.6% | 0.7% |
| First Reliance Bank | $1,445,000 | $3,445,000 | 138.4% | 0.6% |
| UNION HOME MORTGAGE CORP. | $2,225,000 | $2,885,000 | 29.7% | 0.5% |
| Fulton Bank | $1,825,000 | $2,875,000 | 57.5% | 0.5% |
| The Bank of Marion | $1,120,000 | $2,770,000 | 147.3% | 0.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $3,535,000 | $2,700,000 | -23.6% | 0.5% |
| Bank of America | $5,185,000 | $2,550,000 | -50.8% | 0.5% |
| PENNYMAC LOAN SERVICES, LLC | $5,770,000 | $2,405,000 | -58.3% | 0.4% |
| LOANDEPOT.COM, LLC | $6,695,000 | $2,090,000 | -68.8% | 0.4% |
| The Federal Savings Bank | $6,125,000 | $2,075,000 | -66.1% | 0.4% |
| IVY MORTGAGE, INC. | $2,025,000 | n/a | 0.4% | |
| BROKER SOLUTIONS, INC. | $1,530,000 | $1,965,000 | 28.4% | 0.4% |
| STATE EMPLOYEES' | $800,000 | $1,815,000 | 126.9% | 0.3% |
| JPMorgan Chase Bank | $4,485,000 | $1,660,000 | -63.0% | 0.3% |
| Bank of Botetourt | $1,655,000 | $1,575,000 | -4.8% | 0.3% |
| Pinnacle Bank | $2,880,000 | $1,565,000 | -45.7% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $3,350,000 | $1,535,000 | -54.2% | 0.3% |
| EMBRACE HOME LOANS, INC. | $24,965,000 | $1,520,000 | -93.9% | 0.3% |
| Virginia Credit Union, Inc. | $605,000 | $1,470,000 | 143.0% | 0.3% |
| CNB Bank | $9,530,000 | $1,365,000 | -85.7% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $3,120,000 | $1,360,000 | -56.4% | 0.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $7,015,000 | $1,280,000 | -81.8% | 0.2% |
| First Bank | $1,920,000 | $1,235,000 | -35.7% | 0.2% |
| CAPITAL CENTER, L.L.C. | $2,395,000 | $1,190,000 | -50.3% | 0.2% |
| PNC Bank | $1,520,000 | $1,120,000 | -26.3% | 0.2% |
| CARDINAL FINANCIAL | $2,505,000 | $1,095,000 | -56.3% | 0.2% |
| U.S. Bank | $1,575,000 | $1,095,000 | -30.5% | 0.2% |
| First National Bank of Pennsylvania | $500,000 | $1,090,000 | 118.0% | 0.2% |
| INTERCOASTAL MORTGAGE COMPANY | $2,245,000 | $1,040,000 | -53.7% | 0.2% |
| PREMIA MORTGAGE, LLC | $605,000 | $990,000 | 63.6% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $2,150,000 | $925,000 | -57.0% | 0.2% |
| BLUE EAGLE CREDIT UNION | $110,000 | $865,000 | 686.4% | 0.2% |
| AMWEST FUNDING CORP. | $855,000 | n/a | 0.2% | |
| Carrington Mortgage Services, LLC | $735,000 | $840,000 | 14.3% | 0.2% |
| GENEVA FINANCIAL, LLC | $285,000 | $835,000 | 193.0% | 0.2% |
| NEWREZ LLC | $1,655,000 | $830,000 | -49.8% | 0.2% |
| Discover Bank | $245,000 | $795,000 | 224.5% | 0.1% |
| Flagstar Bank, FSB | $1,115,000 | $770,000 | -30.9% | 0.1% |
| Plains Commerce Bank | $185,000 | $760,000 | 310.8% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $750,000 | n/a | 0.1% | |
| NFM, INC. | $1,880,000 | $725,000 | -61.4% | 0.1% |
| Morgan Stanley Private Bank | $590,000 | $720,000 | 22.0% | 0.1% |
| NEW DAY FINANCIAL, LLC | $730,000 | $705,000 | -3.4% | 0.1% |
| TOWER | $705,000 | n/a | 0.1% | |
| ValleyStar Credit Union | $310,000 | $665,000 | 114.5% | 0.1% |
| CHARTWAY FEDERAL CREDIT UNION | $660,000 | n/a | 0.1% | |
| SIRVA MORTGAGE, INC. | $770,000 | $660,000 | -14.3% | 0.1% |
| ZILLOW HOME LOANS, LLC | $575,000 | n/a | 0.1% | |
| Mid-Continent Funding, Inc. | $535,000 | $570,000 | 6.5% | 0.1% |
| Bank of the James | $595,000 | $565,000 | -5.0% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $215,000 | $560,000 | 160.5% | 0.1% |
| C & F Mortgage Corporation | $1,065,000 | $555,000 | -47.9% | 0.1% |
| Figure Lending LLC | $390,000 | $550,000 | 41.0% | 0.1% |
| Atlantic Coast Mortgage, LLC | $750,000 | $535,000 | -28.7% | 0.1% |
| GUARANTEED RATE, INC. | $1,585,000 | $520,000 | -67.2% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $520,000 | n/a | 0.1% | |
| GUARANTY HOME MORTGAGE CORPORATION | $465,000 | $505,000 | 8.6% | 0.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,595,000 | $500,000 | -68.7% | 0.1% |
| EVERETT FINANCIAL, INC. | $135,000 | $495,000 | 266.7% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $460,000 | n/a | 0.1% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $455,000 | n/a | 0.1% | |
| Meridian Bank Corporation | $455,000 | n/a | 0.1% | |
| Pendleton Community Bank, Inc. | $245,000 | $455,000 | 85.7% | 0.1% |
| Capital Bank | $445,000 | n/a | 0.1% | |
| LOANPAL, LLC | $390,000 | $440,000 | 12.8% | 0.1% |
| Presidential Bank, FSB | $255,000 | $435,000 | 70.6% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $430,000 | n/a | 0.1% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $6,010,000 | $415,000 | -93.1% | 0.1% |
| COMMONWEALTH ONE FEDERAL CREDIT UNION | $405,000 | n/a | 0.1% | |
| MORTGAGEONE, INC. | $405,000 | n/a | 0.1% | |
| NETWORK CAPITAL FUNDING CORPORATION | $405,000 | n/a | 0.1% | |
| NATIONS DIRECT MORTGAGE, LLC | $165,000 | $395,000 | 139.4% | 0.1% |
| TD Bank | $1,125,000 | $395,000 | -64.9% | 0.1% |
| SPRING EQ, LLC | $295,000 | $390,000 | 32.2% | 0.1% |
| MORTGAGE EQUITY PARTNERS LLC | $385,000 | n/a | 0.1% | |
| NBKC BANK | $175,000 | $385,000 | 120.0% | 0.1% |
| Northwest Federal Credit Union | $705,000 | $380,000 | -46.1% | 0.1% |
| EMM LOANS LLC | $375,000 | n/a | 0.1% | |
| GUARANTEED RATE AFFINITY, LLC | $365,000 | $375,000 | 2.7% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $700,000 | $370,000 | -47.1% | 0.1% |
| Towne Mortgage, LLC | $365,000 | n/a | 0.1% | |
| JAMS-01, INC. | $355,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $685,000 | $355,000 | -48.2% | 0.1% |
| Farm Credit of the Virginias, ACA | $1,005,000 | $350,000 | -65.2% | 0.1% |
| GUILD MORTGAGE COMPANY | $225,000 | $350,000 | 55.6% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $605,000 | $345,000 | -43.0% | 0.1% |
| Towne First Mortgage, LLC | $345,000 | n/a | 0.1% | |
| MILEND, INC. | $130,000 | $335,000 | 157.7% | 0.1% |
| Stifel Bank and Trust | $335,000 | n/a | 0.1% | |
| Regions Bank | $295,000 | $325,000 | 10.2% | 0.1% |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $315,000 | n/a | 0.1% | |
| MORTGAGE ACCESS CORP. | $315,000 | n/a | 0.1% | |
| N R L Federal Credit Union | $315,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $315,000 | n/a | 0.1% | |
| Sierra Pacific Mortgage Company, Inc. | $315,000 | n/a | 0.1% | |
| EASTMAN | $680,000 | $310,000 | -54.4% | 0.1% |
| ALLEGACY FEDERAL CREDIT UNION | $305,000 | n/a | 0.1% | |
| Magnolia Bank | $305,000 | n/a | 0.1% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $305,000 | n/a | 0.1% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $295,000 | n/a | 0.1% | |
| The Old Point National Bank of Phoebus | $295,000 | n/a | 0.1% | |
| George Mason Mortgage, LLC | $4,025,000 | $290,000 | -92.8% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $200,000 | $290,000 | 45.0% | 0.1% |
| PLUS RELOCATION MORTGAGE, LLC | $285,000 | n/a | 0.1% | |
| General Mortgage Capital Corporation | $280,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $275,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $520,000 | $275,000 | -47.1% | 0.0% |
| The First National Bank of Peterstown | $1,905,000 | $275,000 | -85.6% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $875,000 | $270,000 | -69.1% | 0.0% |
| A&D Mortgage LLC | $105,000 | $265,000 | 152.4% | 0.0% |
| Citadel Servicing Corporation | $265,000 | n/a | 0.0% | |
| FIRST HOME MORTGAGE CORPORATION | $645,000 | $265,000 | -58.9% | 0.0% |
| Keystone Funding, Inc. | $265,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $245,000 | n/a | 0.0% | |
| DUPACO COMMUNITY | $245,000 | n/a | 0.0% | |
| F & M BANK CORP. | $245,000 | n/a | 0.0% | |
| Ally Bank | $370,000 | $235,000 | -36.5% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $225,000 | n/a | 0.0% | |
| BETTER MORTGAGE CORPORATION | $1,880,000 | $215,000 | -88.6% | 0.0% |
| CALIBER HOME LOANS, INC. | $3,335,000 | $215,000 | -93.6% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $215,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $195,000 | $215,000 | 10.3% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $645,000 | $215,000 | -66.7% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $1,525,000 | $215,000 | -85.9% | 0.0% |
| CITIZENS EQUITY FIRST | $210,000 | n/a | 0.0% | |
| Apple Federal Credit Union | $205,000 | $205,000 | 0.0% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $205,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $205,000 | n/a | 0.0% | |
| Quontic Bank | $205,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $320,000 | $195,000 | -39.1% | 0.0% |
| First Federal Bank of Kansas City | $190,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $185,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $185,000 | n/a | 0.0% | |
| Axos Bank | $360,000 | $165,000 | -54.2% | 0.0% |
| EQUITY RESOURCES, INC. | $165,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $195,000 | $160,000 | -17.9% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $2,135,000 | $160,000 | -92.5% | 0.0% |
| AmeriHome Mortgage Company, LLC | $600,000 | $155,000 | -74.2% | 0.0% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $155,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $155,000 | n/a | 0.0% | |
| LAKEVIEW LOAN SERVICING, LLC | $505,000 | $145,000 | -71.3% | 0.0% |
| Nations Lending Corporation | $390,000 | $145,000 | -62.8% | 0.0% |
| GSF Mortgage Corporation | $225,000 | $135,000 | -40.0% | 0.0% |
| TOWNE MORTGAGE COMPANY | $465,000 | $135,000 | -71.0% | 0.0% |
| Bethpage Federal Credit Union | $75,000 | $130,000 | 73.3% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $510,000 | $110,000 | -78.4% | 0.0% |
| M&T Bank | $180,000 | $105,000 | -41.7% | 0.0% |
| Raymond James Bank | $105,000 | n/a | 0.0% | |
| STOCKTON MORTGAGE CORPORATION | $105,000 | n/a | 0.0% | |
| CRESCENT MORTGAGE COMPANY | $125,000 | $95,000 | -24.0% | 0.0% |
| PLANET HOME LENDING, LLC | $420,000 | $90,000 | -78.6% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $85,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $155,000 | $45,000 | -71.0% | 0.0% |
| Coastal Community Bank | $45,000 | n/a | 0.0% | |
| COASTAL Federal Credit Union | $45,000 | n/a | 0.0% | |
| DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $165,000 | $35,000 | -78.8% | 0.0% |
| State Department Federal Credit Union | $15,000 | n/a | 0.0% |
BLACKSBURG - CHRISTIANSBURG's top lender by overall market share is FREEDOM FIRST, with 7.4% market share. In second place, with 6.6%, is Alcova Mortgage LLC, having originated $36,255,000 in loans. In third place, with 5.3%, is Carter Bank & Trust, having originated $29,520,000 in loans. In fourth place, with 4.9%, is First Heritage Mortgage, LLC, having originated $26,920,000 in loans. In fifth place, with 4.3%, is NATIONAL BANKSHARES, INC., having originated $23,790,000 in loans.
BLACKSBURG - CHRISTIANSBURG Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - BLACKSBURG - CHRISTIANSBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $231,200 (42.4%) | $345,598 (56.8%) | 0.86 | 395 |
| 2018-02-01 | $221,900 (29.8%) | $278,295 (20.4%) | 0.81 | 410 |
| 2018-03-01 | $224,900 (20.4%) | $277,334 (14.3%) | 0.79 | 442 |
| 2018-04-01 | $229,225 (14.9%) | $283,519 (10.4%) | 0.78 | 442 |
| 2018-05-01 | $225,000 (12.8%) | $277,544 (7.7%) | 0.75 | 491 |
| 2018-06-01 | $215,900 (7.1%) | $278,724 (7.4%) | 0.72 | 514 |
| 2018-07-01 | $209,900 (5.2%) | $269,496 (4.5%) | 0.70 | 553 |
| 2018-08-01 | $211,000 (6.0%) | $272,680 (4.9%) | 0.71 | 544 |
| 2018-09-01 | $210,000 (3.3%) | $273,740 (6.3%) | 0.71 | 528 |
| 2018-10-01 | $211,850 (1.1%) | $264,112 (1.6%) | 0.72 | 509 |
| 2018-11-01 | $216,400 (-0.3%) | $273,605 (2.9%) | 0.73 | 473 |
| 2018-12-01 | $217,900 (-3.2%) | $281,719 (1.0%) | 0.75 | 422 |
| 2019-01-01 | $214,994 (-7.0%) | $293,331 (-15.1%) | 0.74 | 392 |
| 2019-02-01 | $229,900 (3.6%) | $301,546 (8.4%) | 0.78 | 377 |
| 2019-03-01 | $234,229 (4.2%) | $307,816 (11.0%) | 0.77 | 386 |
| 2019-04-01 | $239,600 (4.5%) | $315,075 (11.1%) | 0.76 | 396 |
| 2019-05-01 | $237,113 (5.4%) | $311,115 (12.1%) | 0.74 | 421 |
| 2019-06-01 | $239,000 (10.7%) | $322,917 (15.9%) | 0.75 | 410 |
| 2019-07-01 | $249,938 (19.1%) | $343,784 (27.6%) | 0.78 | 414 |
| 2019-08-01 | $244,464 (15.9%) | $338,071 (24.0%) | 0.77 | 410 |
| 2019-09-01 | $236,272 (12.5%) | $331,192 (21.0%) | 0.76 | 399 |
| 2019-10-01 | $229,450 (8.3%) | $320,595 (21.4%) | 0.74 | 386 |
| 2019-11-01 | $227,000 (4.9%) | $312,838 (14.3%) | 0.74 | 360 |
| 2019-12-01 | $214,900 (-1.4%) | $317,806 (12.8%) | 0.72 | 315 |
| 2020-01-01 | $204,838 (-4.7%) | $307,666 (4.9%) | 0.68 | 301 |
| 2020-02-01 | $205,000 (-10.8%) | $315,367 (4.6%) | 0.67 | 293 |
| 2020-03-01 | $234,238 (0.0%) | $316,728 (2.9%) | 0.73 | 308 |
| 2020-04-01 | $237,975 (-0.7%) | $321,511 (2.0%) | 0.75 | 306 |
| 2020-05-01 | $253,900 (7.1%) | $338,708 (8.9%) | 0.77 | 259 |
| 2020-06-01 | $268,100 (12.2%) | $346,021 (7.2%) | 0.79 | 273 |
| 2020-07-01 | $269,200 (7.7%) | $351,142 (2.1%) | 0.78 | 252 |
| 2020-08-01 | $259,945 (6.3%) | $349,046 (3.3%) | 0.74 | 242 |
| 2020-09-01 | $241,950 (2.4%) | $340,893 (2.9%) | 0.69 | 239 |
| 2020-10-01 | $239,900 (4.6%) | $332,872 (3.8%) | 0.69 | 234 |
| 2020-11-01 | $234,563 (3.3%) | $323,706 (3.5%) | 0.69 | 229 |
| 2020-12-01 | $228,450 (6.3%) | $319,228 (0.5%) | 0.68 | 205 |
| 2021-01-01 | $244,750 (19.5%) | $323,869 (5.3%) | 0.73 | 167 |
| 2021-02-01 | $252,350 (23.1%) | $339,681 (7.7%) | 0.73 | 151 |
| 2021-03-01 | $272,400 (16.3%) | $360,571 (13.8%) | 0.77 | 133 |
| 2021-04-01 | $287,950 (21.0%) | $407,221 (26.7%) | 0.78 | 142 |
| 2021-05-01 | $296,900 (16.9%) | $398,535 (17.7%) | 0.79 | 152 |
| 2021-06-01 | $296,725 (10.7%) | $390,176 (12.8%) | 0.78 | 186 |
| 2021-07-01 | $289,900 (7.7%) | $405,940 (15.6%) | 0.76 | 208 |
| 2021-08-01 | $285,150 (9.7%) | $387,677 (11.1%) | 0.76 | 198 |
| 2021-09-01 | $276,000 (14.1%) | $383,540 (12.5%) | 0.74 | 199 |
| 2021-10-01 | $259,900 (8.3%) | $360,854 (8.4%) | 0.69 | 178 |
| 2021-11-01 | $249,900 (6.5%) | $368,147 (13.7%) | 0.67 | 142 |
| 2021-12-01 | $249,900 (9.4%) | $377,967 (18.4%) | 0.68 | 124 |
| 2022-01-01 | $262,950 (7.4%) | $419,181 (29.4%) | 0.71 | 109 |
| 2022-02-01 | $267,700 (6.1%) | $405,739 (19.5%) | 0.70 | 129 |
| 2022-03-01 | $294,900 (8.3%) | $435,784 (20.9%) | 0.74 | 122 |
| 2022-04-01 | $307,200 (6.7%) | $441,260 (8.4%) | 0.73 | 154 |
| 2022-05-01 | $349,900 (17.9%) | $447,883 (12.4%) | 0.80 | 196 |
| 2022-06-01 | $349,725 (17.9%) | $441,520 (13.2%) | 0.78 | 236 |
| 2022-07-01 | $359,000 (23.8%) | $429,377 (5.8%) | 0.81 | 254 |
| 2022-08-01 | $327,375 (14.8%) | $416,029 (7.3%) | 0.76 | 238 |
| 2022-09-01 | $289,000 (4.7%) | $391,662 (2.1%) | 0.68 | 230 |
| 2022-10-01 | $315,000 (21.2%) | $406,183 (12.6%) | 0.74 | 223 |
| 2022-11-01 | $323,620 (29.5%) | $412,406 (12.0%) | 0.78 | 209 |
| 2022-12-01 | $325,000 (30.1%) | $430,258 (13.8%) | 0.80 | 178 |
| 2023-01-01 | $344,950 (31.2%) | $449,874 (7.3%) | 0.85 | 157 |
| 2023-02-01 | $346,975 (29.6%) | $452,823 (11.6%) | 0.84 | 172 |
| 2023-03-01 | $339,900 (15.3%) | $455,123 (4.4%) | 0.80 | 181 |
| 2023-04-01 | $355,250 (15.6%) | $464,552 (5.3%) | 0.83 | 178 |
| 2023-05-01 | $388,863 (11.1%) | $484,930 (8.3%) | 0.88 | 181 |
| 2023-06-01 | $367,425 (5.1%) | $475,854 (7.8%) | 0.83 | 188 |
| 2023-07-01 | $369,900 (3.0%) | $474,197 (10.4%) | 0.84 | 190 |
| 2023-08-01 | $370,000 (13.0%) | $472,767 (13.6%) | 0.85 | 198 |
| 2023-09-01 | $357,475 (23.7%) | $465,953 (19.0%) | 0.83 | 209 |
| 2023-10-01 | $352,500 (11.9%) | $454,430 (11.9%) | 0.83 | 224 |
| 2023-11-01 | $364,475 (12.6%) | $463,287 (12.3%) | 0.87 | 223 |
| 2023-12-01 | $369,000 (13.5%) | $461,242 (7.2%) | 0.90 | 214 |
| 2024-01-01 | $367,000 (6.4%) | $458,436 (1.9%) | 0.90 | 195 |
| 2024-02-01 | $367,000 (5.8%) | $460,358 (1.7%) | 0.88 | 185 |
| 2024-03-01 | $369,000 (8.6%) | $470,002 (3.3%) | 0.87 | 206 |
| 2024-04-01 | $378,670 (6.6%) | $483,681 (4.1%) | 0.88 | 215 |
| 2024-05-01 | $430,950 (10.8%) | $509,903 (5.2%) | 0.97 | 234 |
| 2024-06-01 | $412,500 (12.3%) | $504,258 (6.0%) | 0.93 | 251 |
| 2024-07-01 | $391,453 (5.8%) | $474,370 (0.0%) | 0.89 | 282 |
| 2024-08-01 | $375,039 (1.4%) | $462,628 (-2.1%) | 0.87 | 295 |
| 2024-09-01 | $369,225 (3.3%) | $455,257 (-2.3%) | 0.87 | 306 |
| 2024-10-01 | $354,900 (0.7%) | $428,162 (-5.8%) | 0.84 | 315 |
BLACKSBURG - CHRISTIANSBURG's median listing price for 2024-10-01 was $354,900, a difference of
$2,400
(0.7%) versus the prior year and
$-14,325 versus the prior month.
BLACKSBURG - CHRISTIANSBURG's median listing price comes in at 84% of the national average.
BLACKSBURG - CHRISTIANSBURG's average listing price for 2024-10-01 was $428,162, a difference of $-26,268 (-5.8%) versus the prior year and $-27,095 versus the prior month.
For the 2024-10-01 period, BLACKSBURG - CHRISTIANSBURG had 315 MLS listings, a difference of 9 listings (3%) versus the prior month and 91 listings (41%) versus the prior year.
BLACKSBURG - CHRISTIANSBURG's median listing price comes in at 84% of the national average.
BLACKSBURG - CHRISTIANSBURG's average listing price for 2024-10-01 was $428,162, a difference of $-26,268 (-5.8%) versus the prior year and $-27,095 versus the prior month.
For the 2024-10-01 period, BLACKSBURG - CHRISTIANSBURG had 315 MLS listings, a difference of 9 listings (3%) versus the prior month and 91 listings (41%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - BLACKSBURG - CHRISTIANSBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 91 days | 1,942 sqft |
| 2018-02-01 | 84 days | 1,872 sqft |
| 2018-03-01 | 59 days | 1,860 sqft |
| 2018-04-01 | 54 days | 1,908 sqft |
| 2018-05-01 | 48 days | 1,866 sqft |
| 2018-06-01 | 50 days | 1,850 sqft |
| 2018-07-01 | 61 days | 1,809 sqft |
| 2018-08-01 | 64 days | 1,849 sqft |
| 2018-09-01 | 80 days | 1,850 sqft |
| 2018-10-01 | 86 days | 1,820 sqft |
| 2018-11-01 | 96 days | 1,835 sqft |
| 2018-12-01 | 102 days | 1,800 sqft |
| 2019-01-01 | 104 days | 1,835 sqft |
| 2019-02-01 | 103 days | 1,850 sqft |
| 2019-03-01 | 70 days | 1,849 sqft |
| 2019-04-01 | 43 days | 1,912 sqft |
| 2019-05-01 | 45 days | 1,874 sqft |
| 2019-06-01 | 55 days | 1,916 sqft |
| 2019-07-01 | 66 days | 1,975 sqft |
| 2019-08-01 | 71 days | 1,960 sqft |
| 2019-09-01 | 75 days | 1,938 sqft |
| 2019-10-01 | 82 days | 1,912 sqft |
| 2019-11-01 | 89 days | 1,836 sqft |
| 2019-12-01 | 100 days | 1,769 sqft |
| 2020-01-01 | 93 days | 1,713 sqft |
| 2020-02-01 | 87 days | 1,730 sqft |
| 2020-03-01 | 65 days | 1,804 sqft |
| 2020-04-01 | 62 days | 1,865 sqft |
| 2020-05-01 | 79 days | 1,875 sqft |
| 2020-06-01 | 71 days | 1,960 sqft |
| 2020-07-01 | 57 days | 1,979 sqft |
| 2020-08-01 | 67 days | 1,956 sqft |
| 2020-09-01 | 59 days | 1,919 sqft |
| 2020-10-01 | 61 days | 1,820 sqft |
| 2020-11-01 | 61 days | 1,822 sqft |
| 2020-12-01 | 66 days | 1,745 sqft |
| 2021-01-01 | 79 days | 1,728 sqft |
| 2021-02-01 | 81 days | 1,796 sqft |
| 2021-03-01 | 53 days | 1,976 sqft |
| 2021-04-01 | 38 days | 2,048 sqft |
| 2021-05-01 | 40 days | 1,875 sqft |
| 2021-06-01 | 40 days | 1,880 sqft |
| 2021-07-01 | 47 days | 1,903 sqft |
| 2021-08-01 | 52 days | 1,800 sqft |
| 2021-09-01 | 55 days | 1,775 sqft |
| 2021-10-01 | 61 days | 1,755 sqft |
| 2021-11-01 | 76 days | 1,724 sqft |
| 2021-12-01 | 87 days | 1,712 sqft |
| 2022-01-01 | 64 days | 1,749 sqft |
| 2022-02-01 | 37 days | 1,672 sqft |
| 2022-03-01 | 38 days | 1,769 sqft |
| 2022-04-01 | 38 days | 1,818 sqft |
| 2022-05-01 | 31 days | 1,985 sqft |
| 2022-06-01 | 34 days | 2,058 sqft |
| 2022-07-01 | 45 days | 2,025 sqft |
| 2022-08-01 | 48 days | 1,970 sqft |
| 2022-09-01 | 52 days | 1,896 sqft |
| 2022-10-01 | 59 days | 1,931 sqft |
| 2022-11-01 | 55 days | 1,943 sqft |
| 2022-12-01 | 65 days | 1,900 sqft |
| 2023-01-01 | 68 days | 1,988 sqft |
| 2023-02-01 | 44 days | 1,944 sqft |
| 2023-03-01 | 45 days | 1,928 sqft |
| 2023-04-01 | 47 days | 1,932 sqft |
| 2023-05-01 | 44 days | 1,971 sqft |
| 2023-06-01 | 43 days | 1,995 sqft |
| 2023-07-01 | 43 days | 2,134 sqft |
| 2023-08-01 | 40 days | 2,051 sqft |
| 2023-09-01 | 41 days | 2,024 sqft |
| 2023-10-01 | 45 days | 1,959 sqft |
| 2023-11-01 | 46 days | 1,967 sqft |
| 2023-12-01 | 51 days | 2,028 sqft |
| 2024-01-01 | 61 days | 2,066 sqft |
| 2024-02-01 | 59 days | 2,078 sqft |
| 2024-03-01 | 43 days | 2,019 sqft |
| 2024-04-01 | 41 days | 2,088 sqft |
| 2024-05-01 | 41 days | 2,183 sqft |
| 2024-06-01 | 43 days | 2,129 sqft |
| 2024-07-01 | 46 days | 2,034 sqft |
| 2024-08-01 | 52 days | 2,036 sqft |
| 2024-09-01 | 62 days | 2,021 sqft |
| 2024-10-01 | 65 days | 1,990 sqft |
BLACKSBURG - CHRISTIANSBURG's median listing age (time on market) for 2024-10-01 was 65 days.
This
is 44%
longer
than the same period one year ago.
BLACKSBURG - CHRISTIANSBURG's median square footage for active listings during the 2024-10-01 period was 1,990 sqft. One year prior, the average listing was 1,959 sqft.
BLACKSBURG - CHRISTIANSBURG's median square footage for active listings during the 2024-10-01 period was 1,990 sqft. One year prior, the average listing was 1,959 sqft.
BLACKSBURG-CHRISTIANSBURG, VA Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 24059 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $710 | $760 | $960 | $1,270 | $1,450 |
| 24060 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $910 | $940 | $1,150 | $1,610 | $1,960 |
| 24062 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $840 | $880 | $1,070 | $1,500 | $1,820 |
| 24063 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $840 | $880 | $1,070 | $1,500 | $1,820 |
| 24068 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $840 | $880 | $1,070 | $1,500 | $1,820 |
| 24070 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $680 | $750 | $930 | $1,280 | $1,440 |
| 24073 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $760 | $790 | $960 | $1,340 | $1,640 |
| 24087 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $670 | $730 | $850 | $1,200 | $1,440 |
| 24111 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $840 | $880 | $1,070 | $1,500 | $1,820 |
| 24128 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $680 | $730 | $850 | $1,200 | $1,440 |
| 24129 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $720 | $750 | $920 | $1,290 | $1,570 |
| 24138 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $820 | $850 | $1,040 | $1,450 | $1,770 |
| 24141 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $690 | $730 | $860 | $1,200 | $1,460 |
| 24142 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $720 | $750 | $920 | $1,290 | $1,570 |
| 24149 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $1,240 | $1,280 | $1,570 | $2,190 | $2,670 |
| 24162 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $670 | $730 | $850 | $1,200 | $1,440 |
| 24347 | Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | $670 | $730 | $850 | $1,200 | $1,440 |
2022 Average & Median Rent Data Statistics
BLACKSBURG-CHRISTIANSBURG, VA average 1BR rent: $826, median: $760
BLACKSBURG-CHRISTIANSBURG, VA average 2BR rent: $999, median: $960
BLACKSBURG-CHRISTIANSBURG, VA average 3BR rent: $1,395, median: $1,290
BLACKSBURG-CHRISTIANSBURG, VA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,441 | $381,795,000 | $264,951 |
| Other | 272 | $25,410,000 | $93,419 |
| Home Improvement | 218 | $18,070,000 | $82,890 |
| Refi | 193 | $94,715,000 | $490,751 |
| Cash Out Refi | 192 | $31,860,000 | $165,938 |
Blacksburg - Christiansburg's most frequently cited loan purpose was Home Purchase, with 1,441 originations. The 2nd most popular reason was Other, with 272 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 816 | $201,660,000 | $247,132 |
| 7-8% | 575 | $133,675,000 | $232,478 |
| Over 8% | 368 | $39,050,000 | $106,114 |
| 5-6% | 290 | $98,060,000 | $338,138 |
| 4-5% | 59 | $10,085,000 | $170,932 |
| 3-4% | 4 | $230,000 | $57,500 |
| 2.5-3% | 3 | $555,000 | $185,000 |
| <2.5% | 2 | $100,000 | $50,000 |
During 2023, Blacksburg - Christiansburg's most frequently originated rate bucket was 6-7%, with 816 originations.
Loan Sizing (BLACKSBURG-CHRISTIANSBURG, VA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 749 | $207,145,000 | $276,562 |
| $100k-200k | 711 | $105,175,000 | $147,925 |
| $100,000 or less | 599 | $32,245,000 | $53,831 |
| $400k-600k | 179 | $84,245,000 | $470,642 |
| $600k-1000k | 61 | $43,545,000 | $713,852 |
| $Over $1MM | 17 | $79,495,000 | $4,676,176 |
BLACKSBURG - CHRISTIANSBURG's loan sizing saw the bucket of loans from $200k-400k with 749 originations, totaling $207,145,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 856 | $229,070,000 | $267,605 |
| 60-80% | 449 | $145,055,000 | $323,062 |
| Under 20% | 301 | $18,035,000 | $59,917 |
| 20-40% | 289 | $39,635,000 | $137,145 |
| 40-60% | 192 | $64,920,000 | $338,125 |
| Over 100% | 25 | $8,125,000 | $325,000 |
BLACKSBURG - CHRISTIANSBURG's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 856 originations, totaling $229,070,000 in origination value.