BLACKSBURG - CHRISTIANSBURG Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Blacksburg - Christiansburg averaged
7.37%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.43% and
one month ago for the week of 2026-10-01, the
average rate was 7.17%.
Blacksburg - Christiansburg's average rate one year ago was 6.46%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.59%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Blacksburg - Christiansburg 30 Year Fixed Rate | 2026-11-05 | 7.37% |
| Blacksburg - Christiansburg 30 Year Fixed Rate Refi | 2026-11-05 | 7.59% |
| Blacksburg - Christiansburg 15 Year Fixed Rate | 2026-11-05 | 6.77% |
| Blacksburg - Christiansburg 15 Year Fixed Rate Refi | 2026-11-05 | 6.67% |
| Blacksburg - Christiansburg 30 Year FHA | 2026-11-05 | 6.94% |
| Blacksburg - Christiansburg 30 Year FHA Refi | 2026-11-05 | 6.83% |
| Blacksburg - Christiansburg 30 Year USDA | 2026-11-05 | 6.97% |
| Blacksburg - Christiansburg 30 Year USDA Refi | 2026-11-05 | 7.1% |
| Blacksburg - Christiansburg 30 Year VA | 2026-11-05 | 6.97% |
| Blacksburg - Christiansburg 30 Year VA Refi | 2026-11-05 | 6.96% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BLACKSBURG-CHRISTIANSBURG, VA.
BLACKSBURG - CHRISTIANSBURG Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BLACKSBURG-CHRISTIANSBURG, VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
BLACKSBURG - CHRISTIANSBURG Average Closing Costs & Other Stats
BLACKSBURG-CHRISTIANSBURG, VA's 113 lenders originated 2,893
loans during 2025. The total origination value was $711,265,000, with an average loan value of
$245,857.
BLACKSBURG - CHRISTIANSBURG's average closing costs are $4,962.
The top BLACKSBURG - CHRISTIANSBURG lender as defined by loan originations is Alcova Mortgage LLC, with
100 loans originated. Their average total fees are
$5,315, which is $78
higher than the next largest lender,
ATLANTIC BAY MORTGAGE GROUP, L.L.C..
The lowest fee BLACKSBURG - CHRISTIANSBURG lenders (with over 10 loans originated) are
CAPITAL CENTER, L.L.C. ($679), FREEDOM FIRST ($4,008), Virginia Credit Union, Inc. ($4,118), Wells Fargo Bank ($4,181) and UNION HOME MORTGAGE CORP. ($4,227).
The lowest rate BLACKSBURG - CHRISTIANSBURG lenders (with over 10 loans originated) are
CALCON MUTUAL MORTGAGE LLC (5.45%), Virginia Credit Union, Inc. (6.35%), CAPITAL CENTER, L.L.C. (6.47%), Wells Fargo Bank (6.52%) and NAVY FEDERAL CREDIT UNION (6.52%).
BLACKSBURG-CHRISTIANSBURG, VA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| Alcova Mortgage LLC | $43,765,000 | $53,070,000 | 21.3% | 7.5% |
| Skyline National Bank | $15,430,000 | $42,350,000 | 174.5% | 6.0% |
| NATIONAL BANKSHARES, INC. | $37,120,000 | $42,100,000 | 13.4% | 5.9% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $20,950,000 | $33,780,000 | 61.2% | 4.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $28,875,000 | $32,260,000 | 11.7% | 4.5% |
| QUICKEN LOANS, LLC | $31,140,000 | $31,885,000 | 2.4% | 4.5% |
| MOVEMENT MORTGAGE, LLC | $29,470,000 | $31,805,000 | 7.9% | 4.5% |
| FREEDOM FIRST | $45,815,000 | $28,130,000 | -38.6% | 4.0% |
| First Heritage Mortgage, LLC | $35,495,000 | $27,515,000 | -22.5% | 3.9% |
| Waterstone Mortgage Corporation | $16,305,000 | $24,115,000 | 47.9% | 3.4% |
| Atlantic Union Bank | $20,230,000 | $23,255,000 | 15.0% | 3.3% |
| Prosperity Home Mortgage, LLC | $23,840,000 | $21,885,000 | -8.2% | 3.1% |
| FIRST BANCORP | $16,300,000 | $18,920,000 | 16.1% | 2.7% |
| CMG MORTGAGE, INC. | $8,430,000 | $17,160,000 | 103.6% | 2.4% |
| Truist | $9,635,000 | $14,980,000 | 55.5% | 2.1% |
| Carter Bank & Trust | $3,040,000 | $13,915,000 | 357.7% | 2.0% |
| CALCON MUTUAL MORTGAGE LLC | $11,735,000 | n/a | 1.6% | |
| Truliant Federal Credit Union | $8,110,000 | $10,390,000 | 28.1% | 1.5% |
| NAVY FEDERAL CREDIT UNION | $6,155,000 | $9,405,000 | 52.8% | 1.3% |
| Mortgage Research Center, LLC | $9,005,000 | $8,620,000 | -4.3% | 1.2% |
| Virginia Credit Union, Inc. | $680,000 | $7,945,000 | 1,068.4% | 1.1% |
| FREEDOM MORTGAGE CORPORATION | $3,385,000 | $7,755,000 | 129.1% | 1.1% |
| Renasant Bank | $10,580,000 | $7,255,000 | -31.4% | 1.0% |
| UNION HOME MORTGAGE CORP. | $4,010,000 | $6,605,000 | 64.7% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $5,850,000 | $6,085,000 | 4.0% | 0.9% |
| CAPITAL CENTER, L.L.C. | $1,820,000 | $5,690,000 | 212.6% | 0.8% |
| NEWREZ LLC | $1,450,000 | $5,465,000 | 276.9% | 0.8% |
| First-Citizens Bank & Trust Company | $5,860,000 | $4,965,000 | -15.3% | 0.7% |
| Wells Fargo Bank | $3,975,000 | $4,890,000 | 23.0% | 0.7% |
| TOWNE MORTGAGE COMPANY | $880,000 | $4,535,000 | 415.3% | 0.6% |
| First Reliance Bank | $3,095,000 | $4,210,000 | 36.0% | 0.6% |
| The Federal Savings Bank | $3,530,000 | $4,060,000 | 15.0% | 0.6% |
| First Community Bank | $985,000 | $3,880,000 | 293.9% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $4,010,000 | $3,815,000 | -4.9% | 0.5% |
| GUARANTEED RATE, INC. | $840,000 | $3,705,000 | 341.1% | 0.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,915,000 | $3,565,000 | 22.3% | 0.5% |
| AMERICAN FINANCIAL RESOURCES, INC. | $2,765,000 | $3,365,000 | 21.7% | 0.5% |
| Bank of America | $1,805,000 | $3,120,000 | 72.9% | 0.4% |
| LOANDEPOT.COM, LLC | $2,175,000 | $2,825,000 | 29.9% | 0.4% |
| Bank of the James | $180,000 | $2,775,000 | 1,441.7% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $560,000 | $2,605,000 | 365.2% | 0.4% |
| CNB Bank | $1,640,000 | $2,545,000 | 55.2% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,135,000 | $2,530,000 | 122.9% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $505,000 | $2,195,000 | 334.7% | 0.3% |
| Celco Community Federal Credit Union | $4,470,000 | $2,115,000 | -52.7% | 0.3% |
| The Bank of Marion | $4,670,000 | $2,100,000 | -55.0% | 0.3% |
| Carrington Mortgage Services, LLC | $975,000 | $2,005,000 | 105.6% | 0.3% |
| New Peoples Bank, Inc. | $335,000 | $2,005,000 | 498.5% | 0.3% |
| PNC Bank | $980,000 | $1,995,000 | 103.6% | 0.3% |
| BROKER SOLUTIONS, INC. | $1,345,000 | $1,755,000 | 30.5% | 0.2% |
| NEW DAY FINANCIAL, LLC | $765,000 | $1,590,000 | 107.8% | 0.2% |
| Pinnacle Bank | $720,000 | $1,555,000 | 116.0% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $355,000 | $1,535,000 | 332.4% | 0.2% |
| Figure Lending LLC | $710,000 | $1,460,000 | 105.6% | 0.2% |
| JPMorgan Chase Bank | $2,380,000 | $1,390,000 | -41.6% | 0.2% |
| SIRVA MORTGAGE, INC. | $175,000 | $1,300,000 | 642.9% | 0.2% |
| 21ST MORTGAGE CORPORATION | $1,005,000 | $1,235,000 | 22.9% | 0.2% |
| Farm Credit of the Virginias, ACA | $65,000 | $1,210,000 | 1,761.5% | 0.2% |
| Raymond James Bank | $1,205,000 | n/a | 0.2% | |
| AMERISAVE MORTGAGE CORPORATION | $1,275,000 | $1,180,000 | -7.5% | 0.2% |
| Atlantic Coast Mortgage, LLC | $1,255,000 | $1,165,000 | -7.2% | 0.2% |
| ZILLOW HOME LOANS, LLC | $275,000 | $1,160,000 | 321.8% | 0.2% |
| The First National Bank of Peterstown | $795,000 | $1,130,000 | 42.1% | 0.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $370,000 | $1,085,000 | 193.2% | 0.2% |
| PHH Mortgage Corporation | $300,000 | $1,085,000 | 261.7% | 0.2% |
| U.S. Bank | $685,000 | $1,030,000 | 50.4% | 0.1% |
| Bank of Botetourt | $385,000 | $1,015,000 | 163.6% | 0.1% |
| Towne First Mortgage, LLC | $2,795,000 | $985,000 | -64.8% | 0.1% |
| First Federal Bank | $1,935,000 | $975,000 | -49.6% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $255,000 | $975,000 | 282.4% | 0.1% |
| First National Bank of Pennsylvania | $1,125,000 | $955,000 | -15.1% | 0.1% |
| NBKC BANK | $1,630,000 | $955,000 | -41.4% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $940,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $400,000 | $920,000 | 130.0% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $675,000 | $910,000 | 34.8% | 0.1% |
| ALLIANT CREDIT UNION | $185,000 | $905,000 | 389.2% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $905,000 | n/a | 0.1% | |
| GUILD MORTGAGE COMPANY | $1,745,000 | $880,000 | -49.6% | 0.1% |
| Burke & Herbert Bank & Trust Company | $1,495,000 | $825,000 | -44.8% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $420,000 | $790,000 | 88.1% | 0.1% |
| USAA Federal Savings Bank | $3,350,000 | $790,000 | -76.4% | 0.1% |
| IVY MORTGAGE, INC. | $805,000 | $780,000 | -3.1% | 0.1% |
| Citizens Bank | $240,000 | $775,000 | 222.9% | 0.1% |
| DAS Acquisition Company, LLC | $775,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $430,000 | $750,000 | 74.4% | 0.1% |
| BETTER MORTGAGE CORPORATION | $145,000 | $725,000 | 400.0% | 0.1% |
| Coastal Community Bank | $170,000 | $720,000 | 323.5% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $380,000 | $715,000 | 88.2% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $3,270,000 | $705,000 | -78.4% | 0.1% |
| Integrity Home Mortgage Corp | $225,000 | $675,000 | 200.0% | 0.1% |
| EASTMAN | $405,000 | $645,000 | 59.3% | 0.1% |
| The Loan Store, Inc. | $645,000 | n/a | 0.1% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $830,000 | $635,000 | -23.5% | 0.1% |
| Apple Federal Credit Union | $630,000 | n/a | 0.1% | |
| Cornerstone First Mortgage, Inc | $630,000 | n/a | 0.1% | |
| First Savings Bank | $575,000 | $625,000 | 8.7% | 0.1% |
| GUIDANCE RESIDENTIAL, LLC | $315,000 | $610,000 | 93.7% | 0.1% |
| MILEND, INC. | $380,000 | $610,000 | 60.5% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $1,225,000 | $595,000 | -51.4% | 0.1% |
| C & F Mortgage Corporation | $585,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $580,000 | n/a | 0.1% | |
| State Department Federal Credit Union | $345,000 | $570,000 | 65.2% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $1,210,000 | $565,000 | -53.3% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $315,000 | $555,000 | 76.2% | 0.1% |
| LOANPAL, LLC | $225,000 | $550,000 | 144.4% | 0.1% |
| Stifel Bank and Trust | $75,000 | $550,000 | 633.3% | 0.1% |
| SUMMIT FUNDING, INC. | $540,000 | n/a | 0.1% | |
| PURDUE FEDERAL CREDIT UNION | $525,000 | n/a | 0.1% | |
| GoPrime Mortgage, Inc. | $515,000 | n/a | 0.1% | |
| Century Mortgage Company DBA Century Lending Company | $305,000 | $505,000 | 65.6% | 0.1% |
| UBS Bank USA | $505,000 | n/a | 0.1% | |
| Axos Bank | $495,000 | n/a | 0.1% | |
| First Bank | $285,000 | $475,000 | 66.7% | 0.1% |
| F & M BANK CORP. | $475,000 | n/a | 0.1% | |
| Discover Bank | $575,000 | $470,000 | -18.3% | 0.1% |
| ENVOY MORTGAGE, LTD | $470,000 | n/a | 0.1% | |
| Meridian Bank Corporation | $465,000 | n/a | 0.1% | |
| The Huntington National Bank | $465,000 | n/a | 0.1% | |
| 1ST ADVANTAGE FEDERAL CREDIT UNION | $455,000 | n/a | 0.1% | |
| GUARANTEED RATE AFFINITY, LLC | $455,000 | n/a | 0.1% | |
| BLUE EAGLE CREDIT UNION | $1,030,000 | $450,000 | -56.3% | 0.1% |
| OCMBC, INC. | $445,000 | n/a | 0.1% | |
| CARDINAL FINANCIAL | $1,770,000 | $420,000 | -76.3% | 0.1% |
| SPRING EQ, LLC | $230,000 | $420,000 | 82.6% | 0.1% |
| The Farmers & Merchants Bank of Craig County | $245,000 | $415,000 | 69.4% | 0.1% |
| Deere Employees Credit Union | $405,000 | n/a | 0.1% | |
| First Community Bank | $985,000 | $385,000 | -60.9% | 0.1% |
| Performance Financial, Inc. | $385,000 | n/a | 0.1% | |
| PLUS RELOCATION MORTGAGE, LLC | $385,000 | n/a | 0.1% | |
| TOWER | $285,000 | $370,000 | 29.8% | 0.1% |
| Morgan Stanley Private Bank | $295,000 | $365,000 | 23.7% | 0.1% |
| Bank of Tennessee | $355,000 | n/a | 0.0% | |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $35,000 | $355,000 | 914.3% | 0.0% |
| CORNING | $35,000 | $350,000 | 900.0% | 0.0% |
| NFM, INC. | $235,000 | $345,000 | 46.8% | 0.0% |
| Northpointe Bank | $1,005,000 | $345,000 | -65.7% | 0.0% |
| Towne Bank | $255,000 | $340,000 | 33.3% | 0.0% |
| American Security Mortgage Corp. | $325,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,195,000 | $315,000 | -73.6% | 0.0% |
| Aurora Financial, LLC | $415,000 | $315,000 | -24.1% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $730,000 | $310,000 | -57.5% | 0.0% |
| blueharbor bank | $305,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $280,000 | $305,000 | 8.9% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $300,000 | n/a | 0.0% | |
| SWBC MORTGAGE CORPORATION | $975,000 | $300,000 | -69.2% | 0.0% |
| DELMAR FINANCIAL COMPANY | $295,000 | n/a | 0.0% | |
| The Freedom Bank of Virginia | $295,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $280,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $115,000 | $280,000 | 143.5% | 0.0% |
| Bank of Whittier | $275,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $275,000 | n/a | 0.0% | |
| Loan Simple, Inc. | $265,000 | $275,000 | 3.8% | 0.0% |
| General Mortgage Capital Corporation | $570,000 | $265,000 | -53.5% | 0.0% |
| Sunflower Bank | $265,000 | $265,000 | 0.0% | 0.0% |
| Northwest Federal Credit Union | $260,000 | n/a | 0.0% | |
| Armed Forces Bank | $255,000 | n/a | 0.0% | |
| LAFAYETTE FEDERAL CREDIT UNION | $255,000 | n/a | 0.0% | |
| TIDEWATER MORTGAGE SERVICES, INC. | $255,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $255,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $245,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $240,000 | $245,000 | 2.1% | 0.0% |
| AmeriHome Mortgage Company, LLC | $360,000 | $235,000 | -34.7% | 0.0% |
| AMWEST FUNDING CORP. | $315,000 | $235,000 | -25.4% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $235,000 | n/a | 0.0% | |
| Magnolia Bank | $235,000 | n/a | 0.0% | |
| Shore United Bank | $235,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $395,000 | $235,000 | -40.5% | 0.0% |
| Vellum Mortgage, Inc. | $235,000 | n/a | 0.0% | |
| Merchants Mortgage & Trust Corporation | $250,000 | $230,000 | -8.0% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $225,000 | n/a | 0.0% | |
| Ixonia Bank | $225,000 | n/a | 0.0% | |
| Peoples Bank | $225,000 | n/a | 0.0% | |
| STATE EMPLOYEES' | $1,165,000 | $225,000 | -80.7% | 0.0% |
| Towne Mortgage, LLC | $225,000 | n/a | 0.0% | |
| M&T Bank | $310,000 | $210,000 | -32.3% | 0.0% |
| EMBRACE HOME LOANS, INC. | $1,355,000 | $195,000 | -85.6% | 0.0% |
| PLANET HOME LENDING, LLC | $25,000 | $195,000 | 680.0% | 0.0% |
| The Central Trust Bank | $195,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $185,000 | n/a | 0.0% | |
| INTELLILOAN, INC. | $295,000 | $175,000 | -40.7% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $135,000 | $170,000 | 25.9% | 0.0% |
| Logan Finance Corporation | $165,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $270,000 | $155,000 | -42.6% | 0.0% |
| COMMONWEALTH ONE FEDERAL CREDIT UNION | $155,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $155,000 | n/a | 0.0% | |
| NATION ONE MORTGAGE CORPORATION | $155,000 | n/a | 0.0% | |
| EMM LOANS LLC | $225,000 | $145,000 | -35.6% | 0.0% |
| Nations Lending Corporation | $115,000 | $135,000 | 17.4% | 0.0% |
| ROSS MORTGAGE CORPORATION | $125,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $120,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $340,000 | $115,000 | -66.2% | 0.0% |
| City National Bank of West Virginia | $105,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $105,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $175,000 | $95,000 | -45.7% | 0.0% |
| N R L Federal Credit Union | $55,000 | $95,000 | 72.7% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $105,000 | $95,000 | -9.5% | 0.0% |
| Equity Prime Mortgage LLC | $85,000 | n/a | 0.0% | |
| Citizens and Farmers Bank | $65,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $330,000 | $65,000 | -80.3% | 0.0% |
| First National Bank | $55,000 | n/a | 0.0% | |
| Elements Financial Federal Credit Union | $45,000 | n/a | 0.0% | |
| LANGLEY | $65,000 | $45,000 | -30.8% | 0.0% |
| SOMERSET TRUST COMPANY | $45,000 | n/a | 0.0% |
BLACKSBURG - CHRISTIANSBURG's top lender by overall market share is Alcova Mortgage LLC, with 7.5% market share. In second place, with 6.0%, is Skyline National Bank, having originated $42,350,000 in loans. In third place, with 5.9%, is NATIONAL BANKSHARES, INC., having originated $42,100,000 in loans. In fourth place, with 4.7%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $33,780,000 in loans. In fifth place, with 4.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $32,260,000 in loans.
BLACKSBURG - CHRISTIANSBURG Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - BLACKSBURG - CHRISTIANSBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $233,188 (39.7%) | $350,419 (53.1%) | 0.86 | 455 |
| 2018-02-01 | $225,000 (24.8%) | $282,367 (18.3%) | 0.82 | 471 |
| 2018-03-01 | $225,000 (18.5%) | $286,391 (15.2%) | 0.79 | 507 |
| 2018-04-01 | $229,900 (15.0%) | $293,319 (12.0%) | 0.78 | 507 |
| 2018-05-01 | $229,325 (8.0%) | $287,756 (9.1%) | 0.77 | 570 |
| 2018-06-01 | $224,900 (5.0%) | $290,133 (6.7%) | 0.75 | 596 |
| 2018-07-01 | $214,900 (4.9%) | $281,832 (4.7%) | 0.72 | 637 |
| 2018-08-01 | $218,900 (4.5%) | $287,716 (6.0%) | 0.73 | 635 |
| 2018-09-01 | $219,000 (1.9%) | $286,368 (5.9%) | 0.74 | 616 |
| 2018-10-01 | $218,745 (1.4%) | $280,052 (2.5%) | 0.74 | 596 |
| 2018-11-01 | $225,000 (1.8%) | $292,538 (4.0%) | 0.76 | 555 |
| 2018-12-01 | $225,000 (-2.1%) | $301,313 (1.8%) | 0.78 | 502 |
| 2019-01-01 | $219,975 (-5.7%) | $308,519 (-12.0%) | 0.76 | 460 |
| 2019-02-01 | $233,875 (3.9%) | $320,377 (13.5%) | 0.79 | 442 |
| 2019-03-01 | $237,393 (5.5%) | $322,562 (12.6%) | 0.78 | 449 |
| 2019-04-01 | $241,643 (5.1%) | $327,400 (11.6%) | 0.77 | 461 |
| 2019-05-01 | $242,488 (5.7%) | $325,393 (13.1%) | 0.76 | 493 |
| 2019-06-01 | $249,000 (10.7%) | $335,431 (15.6%) | 0.78 | 486 |
| 2019-07-01 | $259,000 (20.5%) | $354,863 (25.9%) | 0.81 | 490 |
| 2019-08-01 | $253,136 (15.6%) | $351,325 (22.1%) | 0.80 | 482 |
| 2019-09-01 | $244,341 (11.6%) | $346,471 (21.0%) | 0.78 | 470 |
| 2019-10-01 | $237,625 (8.6%) | $339,794 (21.3%) | 0.77 | 454 |
| 2019-11-01 | $234,950 (4.4%) | $334,151 (14.2%) | 0.77 | 426 |
| 2019-12-01 | $229,375 (1.9%) | $340,188 (12.9%) | 0.76 | 380 |
| 2020-01-01 | $225,000 (2.3%) | $337,362 (9.4%) | 0.75 | 364 |
| 2020-02-01 | $225,000 (-3.8%) | $339,460 (6.0%) | 0.74 | 358 |
| 2020-03-01 | $239,438 (0.9%) | $331,778 (2.9%) | 0.75 | 371 |
| 2020-04-01 | $239,950 (-0.7%) | $334,399 (2.1%) | 0.75 | 367 |
| 2020-05-01 | $259,000 (6.8%) | $362,662 (11.5%) | 0.79 | 314 |
| 2020-06-01 | $275,000 (10.4%) | $375,578 (12.0%) | 0.81 | 324 |
| 2020-07-01 | $277,450 (7.1%) | $385,168 (8.5%) | 0.80 | 299 |
| 2020-08-01 | $275,000 (8.6%) | $377,310 (7.4%) | 0.79 | 285 |
| 2020-09-01 | $249,813 (2.2%) | $377,918 (9.1%) | 0.72 | 273 |
| 2020-10-01 | $249,250 (4.9%) | $368,056 (8.3%) | 0.71 | 267 |
| 2020-11-01 | $242,388 (3.2%) | $362,214 (8.4%) | 0.71 | 262 |
| 2020-12-01 | $239,450 (4.4%) | $359,809 (5.8%) | 0.71 | 230 |
| 2021-01-01 | $244,750 (8.8%) | $370,914 (10.0%) | 0.73 | 190 |
| 2021-02-01 | $258,688 (15.0%) | $390,466 (15.0%) | 0.75 | 171 |
| 2021-03-01 | $275,750 (15.2%) | $403,392 (21.6%) | 0.78 | 154 |
| 2021-04-01 | $304,475 (26.9%) | $448,805 (34.2%) | 0.82 | 163 |
| 2021-05-01 | $319,000 (23.2%) | $433,078 (19.4%) | 0.85 | 177 |
| 2021-06-01 | $307,425 (11.8%) | $420,391 (11.9%) | 0.81 | 216 |
| 2021-07-01 | $299,500 (8.0%) | $430,503 (11.8%) | 0.79 | 239 |
| 2021-08-01 | $289,925 (5.4%) | $411,399 (9.0%) | 0.77 | 235 |
| 2021-09-01 | $289,450 (15.9%) | $404,243 (7.0%) | 0.77 | 246 |
| 2021-10-01 | $279,000 (11.9%) | $388,682 (5.6%) | 0.74 | 218 |
| 2021-11-01 | $269,900 (11.4%) | $392,908 (8.5%) | 0.72 | 179 |
| 2021-12-01 | $267,450 (11.7%) | $401,554 (11.6%) | 0.72 | 163 |
| 2022-01-01 | $285,000 (16.5%) | $436,039 (17.6%) | 0.77 | 138 |
| 2022-02-01 | $296,150 (14.5%) | $425,459 (9.0%) | 0.77 | 153 |
| 2022-03-01 | $319,000 (15.7%) | $452,952 (12.3%) | 0.80 | 143 |
| 2022-04-01 | $325,000 (6.7%) | $455,255 (1.4%) | 0.77 | 178 |
| 2022-05-01 | $349,900 (9.7%) | $457,718 (5.7%) | 0.80 | 220 |
| 2022-06-01 | $351,750 (14.4%) | $460,094 (9.4%) | 0.78 | 267 |
| 2022-07-01 | $359,450 (20.0%) | $447,230 (3.9%) | 0.81 | 285 |
| 2022-08-01 | $334,725 (15.5%) | $441,523 (7.3%) | 0.77 | 270 |
| 2022-09-01 | $302,250 (4.4%) | $419,064 (3.7%) | 0.71 | 259 |
| 2022-10-01 | $327,450 (17.4%) | $433,063 (11.4%) | 0.77 | 258 |
| 2022-11-01 | $325,000 (20.4%) | $447,195 (13.8%) | 0.78 | 241 |
| 2022-12-01 | $325,000 (21.5%) | $456,587 (13.7%) | 0.80 | 206 |
| 2023-01-01 | $345,000 (21.1%) | $462,215 (6.0%) | 0.85 | 179 |
| 2023-02-01 | $344,950 (16.5%) | $460,859 (8.3%) | 0.83 | 192 |
| 2023-03-01 | $349,000 (9.4%) | $475,808 (5.1%) | 0.82 | 202 |
| 2023-04-01 | $364,950 (12.3%) | $493,987 (8.5%) | 0.85 | 203 |
| 2023-05-01 | $398,425 (13.9%) | $514,531 (12.4%) | 0.90 | 207 |
| 2023-06-01 | $373,088 (6.1%) | $503,903 (9.5%) | 0.84 | 221 |
| 2023-07-01 | $389,000 (8.2%) | $493,170 (10.3%) | 0.88 | 218 |
| 2023-08-01 | $382,000 (14.1%) | $496,775 (12.5%) | 0.88 | 226 |
| 2023-09-01 | $357,000 (18.1%) | $485,985 (16.0%) | 0.83 | 230 |
| 2023-10-01 | $351,250 (7.3%) | $471,646 (8.9%) | 0.83 | 249 |
| 2023-11-01 | $359,725 (10.7%) | $476,817 (6.6%) | 0.86 | 251 |
| 2023-12-01 | $362,475 (11.5%) | $476,694 (4.4%) | 0.88 | 242 |
| 2024-01-01 | $364,988 (5.8%) | $463,075 (0.2%) | 0.89 | 224 |
| 2024-02-01 | $367,450 (6.5%) | $463,301 (0.5%) | 0.88 | 206 |
| 2024-03-01 | $370,882 (6.3%) | $481,822 (1.3%) | 0.87 | 230 |
| 2024-04-01 | $383,727 (5.2%) | $499,224 (1.1%) | 0.89 | 242 |
| 2024-05-01 | $412,500 (3.5%) | $503,475 (-2.2%) | 0.94 | 263 |
| 2024-06-01 | $399,000 (7.0%) | $492,920 (-2.2%) | 0.91 | 281 |
| 2024-07-01 | $390,677 (0.4%) | $484,465 (-1.8%) | 0.89 | 313 |
| 2024-08-01 | $375,039 (-1.8%) | $473,830 (-4.6%) | 0.87 | 329 |
| 2024-09-01 | $376,029 (5.3%) | $470,942 (-3.1%) | 0.88 | 342 |
| 2024-10-01 | $362,400 (3.2%) | $453,663 (-3.8%) | 0.86 | 347 |
| 2024-11-01 | $364,900 (1.4%) | $470,559 (-1.3%) | 0.88 | 314 |
| 2024-12-01 | $320,750 (-11.5%) | $448,112 (-6.0%) | 0.80 | 290 |
| 2025-01-01 | $338,675 (-7.2%) | $462,366 (-0.2%) | 0.84 | 259 |
| 2025-02-01 | $377,151 (2.6%) | $488,809 (5.5%) | 0.92 | 226 |
| 2025-03-01 | $372,450 (0.4%) | $488,245 (1.3%) | 0.88 | 257 |
| 2025-04-01 | $395,842 (3.2%) | $506,976 (1.6%) | 0.92 | 307 |
| 2025-05-01 | $399,450 (-3.2%) | $511,498 (1.6%) | 0.91 | 318 |
| 2025-06-01 | $392,500 (-1.6%) | $506,854 (2.8%) | 0.89 | 351 |
| 2025-07-01 | $379,500 (-2.9%) | $493,827 (1.9%) | 0.86 | 373 |
| 2025-08-01 | $365,000 (-2.7%) | $480,361 (1.4%) | 0.85 | 372 |
| 2025-09-01 | $348,750 (-7.3%) | $468,138 (-0.6%) | 0.82 | 392 |
| 2025-10-01 | $348,017 (-4.0%) | $477,788 (5.3%) | 0.82 | 397 |
| 2025-11-01 | $347,500 (-4.8%) | $502,055 (6.7%) | 0.84 | 408 |
| 2025-12-01 | $349,075 (8.8%) | $496,469 (10.8%) | 0.87 | 360 |
| 2026-01-01 | $349,900 (3.3%) | $493,526 (6.7%) | 0.88 | 325 |
| 2026-02-01 | $366,950 (-2.7%) | $504,342 (3.2%) | 0.91 | 306 |
| 2026-03-01 | $383,063 (2.9%) | $512,705 (5.0%) | 0.92 | 337 |
| 2026-04-01 | $403,500 (1.9%) | $523,201 (3.2%) | 0.95 | 378 |
| 2026-05-01 | $409,950 (2.6%) | $517,889 (1.3%) | 0.95 | 405 |
| 2026-06-01 | $399,000 (1.7%) | $501,050 (-1.2%) | 0.93 | 438 |
| 2026-07-01 | $389,900 (2.7%) | $494,070 (0.1%) | 0.91 | 458 |
| 2026-08-01 | $375,000 (2.7%) | $471,830 (-1.8%) | 0.88 | 484 |
| 2026-09-01 | $352,000 (0.9%) | $465,825 (-0.5%) | 0.00 | 506 |
| 2026-10-01 | $350,000 (0.6%) | $460,644 (-3.6%) | 0.00 | 527 |
BLACKSBURG - CHRISTIANSBURG's median listing price for 2026-10-01 was $350,000, a difference of
$1,983
(0.6%) versus the prior year and
$-2,000 versus the prior month.
BLACKSBURG - CHRISTIANSBURG's median listing price comes in at 0% of the national average.
BLACKSBURG - CHRISTIANSBURG's average listing price for 2026-10-01 was $460,644, a difference of $-17,144 (-3.6%) versus the prior year and $-5,181 versus the prior month.
For the 2026-10-01 period, BLACKSBURG - CHRISTIANSBURG had 527 MLS listings, a difference of 21 listings (4%) versus the prior month and 130 listings (33%) versus the prior year.
BLACKSBURG - CHRISTIANSBURG's median listing price comes in at 0% of the national average.
BLACKSBURG - CHRISTIANSBURG's average listing price for 2026-10-01 was $460,644, a difference of $-17,144 (-3.6%) versus the prior year and $-5,181 versus the prior month.
For the 2026-10-01 period, BLACKSBURG - CHRISTIANSBURG had 527 MLS listings, a difference of 21 listings (4%) versus the prior month and 130 listings (33%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - BLACKSBURG - CHRISTIANSBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 95 days | 1,918 sqft |
| 2018-02-01 | 89 days | 1,871 sqft |
| 2018-03-01 | 61 days | 1,854 sqft |
| 2018-04-01 | 59 days | 1,919 sqft |
| 2018-05-01 | 50 days | 1,891 sqft |
| 2018-06-01 | 52 days | 1,866 sqft |
| 2018-07-01 | 64 days | 1,831 sqft |
| 2018-08-01 | 66 days | 1,866 sqft |
| 2018-09-01 | 81 days | 1,854 sqft |
| 2018-10-01 | 90 days | 1,853 sqft |
| 2018-11-01 | 100 days | 1,860 sqft |
| 2018-12-01 | 105 days | 1,849 sqft |
| 2019-01-01 | 104 days | 1,849 sqft |
| 2019-02-01 | 101 days | 1,876 sqft |
| 2019-03-01 | 72 days | 1,877 sqft |
| 2019-04-01 | 48 days | 1,923 sqft |
| 2019-05-01 | 46 days | 1,911 sqft |
| 2019-06-01 | 57 days | 1,947 sqft |
| 2019-07-01 | 67 days | 1,979 sqft |
| 2019-08-01 | 71 days | 1,965 sqft |
| 2019-09-01 | 75 days | 1,940 sqft |
| 2019-10-01 | 82 days | 1,919 sqft |
| 2019-11-01 | 90 days | 1,858 sqft |
| 2019-12-01 | 102 days | 1,799 sqft |
| 2020-01-01 | 97 days | 1,752 sqft |
| 2020-02-01 | 93 days | 1,749 sqft |
| 2020-03-01 | 71 days | 1,825 sqft |
| 2020-04-01 | 67 days | 1,866 sqft |
| 2020-05-01 | 83 days | 1,893 sqft |
| 2020-06-01 | 74 days | 1,997 sqft |
| 2020-07-01 | 60 days | 2,020 sqft |
| 2020-08-01 | 70 days | 2,025 sqft |
| 2020-09-01 | 62 days | 1,951 sqft |
| 2020-10-01 | 65 days | 1,850 sqft |
| 2020-11-01 | 64 days | 1,849 sqft |
| 2020-12-01 | 69 days | 1,758 sqft |
| 2021-01-01 | 81 days | 1,745 sqft |
| 2021-02-01 | 86 days | 1,896 sqft |
| 2021-03-01 | 54 days | 2,044 sqft |
| 2021-04-01 | 39 days | 2,099 sqft |
| 2021-05-01 | 40 days | 1,920 sqft |
| 2021-06-01 | 44 days | 1,956 sqft |
| 2021-07-01 | 49 days | 2,005 sqft |
| 2021-08-01 | 52 days | 1,840 sqft |
| 2021-09-01 | 54 days | 1,838 sqft |
| 2021-10-01 | 64 days | 1,772 sqft |
| 2021-11-01 | 79 days | 1,740 sqft |
| 2021-12-01 | 88 days | 1,735 sqft |
| 2022-01-01 | 72 days | 1,749 sqft |
| 2022-02-01 | 46 days | 1,718 sqft |
| 2022-03-01 | 41 days | 1,871 sqft |
| 2022-04-01 | 38 days | 1,880 sqft |
| 2022-05-01 | 35 days | 1,986 sqft |
| 2022-06-01 | 34 days | 2,032 sqft |
| 2022-07-01 | 45 days | 2,020 sqft |
| 2022-08-01 | 49 days | 1,976 sqft |
| 2022-09-01 | 53 days | 1,913 sqft |
| 2022-10-01 | 57 days | 1,933 sqft |
| 2022-11-01 | 55 days | 1,946 sqft |
| 2022-12-01 | 66 days | 1,900 sqft |
| 2023-01-01 | 70 days | 1,988 sqft |
| 2023-02-01 | 44 days | 1,972 sqft |
| 2023-03-01 | 45 days | 1,947 sqft |
| 2023-04-01 | 46 days | 1,968 sqft |
| 2023-05-01 | 45 days | 2,016 sqft |
| 2023-06-01 | 45 days | 2,028 sqft |
| 2023-07-01 | 46 days | 2,158 sqft |
| 2023-08-01 | 44 days | 2,102 sqft |
| 2023-09-01 | 44 days | 2,022 sqft |
| 2023-10-01 | 46 days | 1,923 sqft |
| 2023-11-01 | 45 days | 1,917 sqft |
| 2023-12-01 | 51 days | 1,927 sqft |
| 2024-01-01 | 62 days | 1,902 sqft |
| 2024-02-01 | 60 days | 1,937 sqft |
| 2024-03-01 | 44 days | 1,921 sqft |
| 2024-04-01 | 43 days | 2,015 sqft |
| 2024-05-01 | 44 days | 2,122 sqft |
| 2024-06-01 | 47 days | 2,037 sqft |
| 2024-07-01 | 50 days | 2,024 sqft |
| 2024-08-01 | 54 days | 2,023 sqft |
| 2024-09-01 | 61 days | 2,013 sqft |
| 2024-10-01 | 65 days | 1,979 sqft |
| 2024-11-01 | 71 days | 1,969 sqft |
| 2024-12-01 | 68 days | 1,836 sqft |
| 2025-01-01 | 74 days | 1,877 sqft |
| 2025-02-01 | 78 days | 1,979 sqft |
| 2025-03-01 | 48 days | 1,926 sqft |
| 2025-04-01 | 38 days | 1,987 sqft |
| 2025-05-01 | 43 days | 2,020 sqft |
| 2025-06-01 | 51 days | 2,020 sqft |
| 2025-07-01 | 52 days | 1,918 sqft |
| 2025-08-01 | 52 days | 1,895 sqft |
| 2025-09-01 | 51 days | 1,862 sqft |
| 2025-10-01 | 55 days | 1,862 sqft |
| 2025-11-01 | 60 days | 1,880 sqft |
| 2025-12-01 | 72 days | 1,857 sqft |
| 2026-01-01 | 78 days | 1,871 sqft |
| 2026-02-01 | 66 days | 1,910 sqft |
| 2026-03-01 | 55 days | 1,942 sqft |
| 2026-04-01 | 44 days | 2,042 sqft |
| 2026-05-01 | 47 days | 2,006 sqft |
| 2026-06-01 | 49 days | 2,000 sqft |
| 2026-07-01 | 58 days | 1,999 sqft |
| 2026-08-01 | 65 days | 1,918 sqft |
| 2026-09-01 | 0 days | 1,895 sqft |
| 2026-10-01 | 0 days | 1,897 sqft |
BLACKSBURG - CHRISTIANSBURG's median listing age (time on market) for 2026-10-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
BLACKSBURG - CHRISTIANSBURG's median square footage for active listings during the 2026-10-01 period was 1,897 sqft. One year prior, the average listing was 1,862 sqft.
BLACKSBURG - CHRISTIANSBURG's median square footage for active listings during the 2026-10-01 period was 1,897 sqft. One year prior, the average listing was 1,862 sqft.
BLACKSBURG-CHRISTIANSBURG, VA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,595 | $477,285,000 | $299,238 |
| Refi | 386 | $108,780,000 | $281,813 |
| Cash Out Refi | 373 | $69,225,000 | $185,590 |
| Other | 305 | $32,205,000 | $105,590 |
| Home Improvement | 234 | $23,770,000 | $101,581 |
Blacksburg - Christiansburg's most frequently cited loan purpose was Home Purchase, with 1,595 originations. The 2nd most popular reason was Refi, with 386 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,250 | $337,390,000 | $269,912 |
| 7-8% | 588 | $105,110,000 | $178,759 |
| 5-6% | 452 | $129,990,000 | $287,588 |
| Over 8% | 315 | $29,645,000 | $94,111 |
| 4-5% | 40 | $12,670,000 | $316,750 |
| 3-4% | 5 | $895,000 | $179,000 |
| 2.5-3% | 1 | $285,000 | $285,000 |
| <2.5% | 1 | $5,000 | $5,000 |
During 2025, Blacksburg - Christiansburg's most frequently originated rate bucket was 6-7%, with 1,250 originations.
Loan Sizing (BLACKSBURG-CHRISTIANSBURG, VA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,053 | $292,535,000 | $277,811 |
| $100k-200k | 786 | $117,200,000 | $149,109 |
| $100,000 or less | 662 | $36,630,000 | $55,332 |
| $400k-600k | 284 | $136,470,000 | $480,528 |
| $600k-1000k | 93 | $65,905,000 | $708,656 |
| $Over $1MM | 15 | $62,525,000 | $4,168,333 |
BLACKSBURG - CHRISTIANSBURG's loan sizing saw the bucket of loans from $200k-400k with 1,053 originations, totaling $292,535,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,017 | $297,425,000 | $292,453 |
| 60-80% | 578 | $173,150,000 | $299,567 |
| 20-40% | 370 | $40,920,000 | $110,595 |
| Under 20% | 344 | $16,040,000 | $46,628 |
| 40-60% | 268 | $65,790,000 | $245,485 |
| Over 100% | 46 | $14,410,000 | $313,261 |
BLACKSBURG - CHRISTIANSBURG's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,017 originations, totaling $297,425,000 in origination value.