Wilmington Savings Fund Society Fsb Mortgage Rates, Fees & Info

Wilmington, DE

LEI: 5493005DKMV1IHIM8E20

Tax ID: 51-0054940

5 stars - out of 5 stars, based on 71 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Wilmington Savings Fund Society Fsb is a small mortgage company specializing in Refi and Home Purchase loans. Wilmington Savings Fund Society Fsb has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include Philadelphia, Salisbury, Ocean City, New York, and Dover among others. Wilmington Savings Fund Society Fsb has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Wilmington Savings Fund Society Fsb is typically an average fee lendor.


Originations

5,014

Origination Dollar Volume (All Markets)

$1,278,330,000

Employee count

1,801 Show all (5) awards

Relative Rate

Wilmington Savings Fund Society Fsb's average 30 year fixed rate mortgage of loans were 3.04%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.11%.

Relative Fees

Wilmington Savings Fund Society Fsb's average total fees for a 30 year fixed rate mortgage are $4,054.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 3,834 $899,230,000 $234,541 $3,316 3.12%
SALISBURY, MD-DE (FHA|USDA|VA) 412 $107,520,000 $260,971 $3,559 3.13%
OCEAN CITY, NJ (FHA|USDA|VA) 113 $53,655,000 $474,823 $3,567 2.89%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 91 $49,825,000 $547,527 $4,186 3.04%
DOVER, DE (FHA|USDA|VA) 217 $29,105,000 $134,124 $2,392 3.36%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 44 $16,400,000 $372,727 $3,747 2.96%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 17 $10,225,000 $601,471 $6,191 3.15%
Outside of Metro Areas 22 $8,780,000 $399,091 $3,452 3.15%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 23 $8,345,000 $362,826 $3,703 2.96%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 12 $7,680,000 $640,000 $7,301 3.16%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 11 $7,305,000 $664,091 $2,815 3.44%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 13 $5,755,000 $442,692 $4,084 2.97%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 10 $4,970,000 $497,000 $6,146 3.01%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 18 $4,110,000 $228,333 $3,883 3.79%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 4 $3,960,000 $990,000 $4,474 2.97%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 6 $2,810,000 $468,333 $4,547 2.81%
Vineyard Haven, MA (FHA|USDA|VA) 2 $2,690,000 $1,345,000 $6,048 2.50%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 4 $2,370,000 $592,500 $3,664 3.24%
LANCASTER, PA (FHA|USDA|VA) 10 $1,940,000 $194,000 $3,216 2.92%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 6 $1,860,000 $310,000 $3,688 3.20%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1 $1,785,000 $1,785,000 $11,484 3.25%
READING, PA (FHA|USDA|VA) 8 $1,780,000 $222,500 $3,555 3.22%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $1,770,000 $442,500 $5,463 3.34%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 4 $1,740,000 $435,000 $3,029 2.81%
BOULDER, CO (FHA|USDA|VA) 2 $1,620,000 $810,000 $3,479 2.88%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 3 $1,585,000 $528,333 $4,349 3.54%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $1,525,000 $1,525,000 $18,419 3.38%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $1,470,000 $735,000 $5,789 2.88%
Easton, MD (FHA|USDA|VA) 2 $1,350,000 $675,000 $7,004 2.75%
RICHMOND, VA (FHA|USDA|VA) 4 $1,280,000 $320,000 $3,183 3.26%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 3 $1,275,000 $425,000 $2,490 2.92%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $1,250,000 $625,000 $11,273 2.94%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 3 $1,225,000 $408,333 $2,845 2.79%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $1,190,000 $297,500 $3,191 2.94%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 2 $1,120,000 $560,000 $3,674 2.81%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 6 $1,090,000 $181,667 $2,766 3.04%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $1,090,000 $272,500 $4,564 3.00%
WILMINGTON, NC (FHA|USDA|VA) 2 $1,070,000 $535,000 $7,285 2.94%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $1,035,000 $345,000 $3,808 2.96%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $965,000 $965,000 $68 4.70%
Heber, UT (FHA|USDA|VA) 1 $945,000 $945,000 $3,864 2.88%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 3 $855,000 $285,000 $3,629 3.11%
PITTSBURGH, PA (FHA|USDA|VA) 4 $810,000 $202,500 $3,248 2.91%
EAST STROUDSBURG, PA (FHA|USDA|VA) 4 $800,000 $200,000 $3,263 2.87%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $740,000 $370,000 $3,312 3.00%
SALINAS, CA (FHA|USDA|VA) 1 $735,000 $735,000 $17,900 3.13%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 3 $735,000 $245,000 $2,787 3.04%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $650,000 $325,000 $9,205 3.00%
PORT ST. LUCIE, FL (FHA|USDA|VA) 3 $605,000 $201,667 $2,529 2.67%
STOCKTON, CA (FHA|USDA|VA) 1 $595,000 $595,000 $3,984 3.00%
FORT WAYNE, IN (FHA|USDA|VA) 1 $545,000 $545,000 $2,952 3.13%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $545,000 $545,000 $5,779 3.13%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $525,000 $525,000 $4,877 2.88%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $525,000 $525,000 $1,690 3.25%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $520,000 $260,000 $1,925 2.56%
LAFAYETTE, LA (FHA|USDA|VA) 1 $515,000 $515,000 $4,908 3.88%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $515,000 $515,000 $1,906 2.63%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $435,000 $435,000 $3,342 3.13%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $435,000 $435,000 $7,339 2.99%
COLUMBUS, OH (FHA|USDA|VA) 1 $425,000 $425,000 $2,680 2.88%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $410,000 $205,000 $6,019 3.13%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $385,000 $385,000 $9,466 2.88%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $385,000 $385,000 $3,695 3.13%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 2 $380,000 $190,000 $2,358 3.00%
UTICA-ROME, NY (FHA|USDA|VA) 1 $355,000 $355,000 $3,317 3.50%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $355,000 $355,000 $2,070 2.75%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $350,000 $175,000 $2,765 2.94%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $330,000 $165,000 $2,015 2.75%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $320,000 $160,000 $1,353 3.85%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $315,000 $315,000 $4,256 3.25%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $305,000 $305,000 $0 3.59%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $285,000 $285,000 $3,713 2.88%
ASHEVILLE, NC (FHA|USDA|VA) 1 $285,000 $285,000 $2,503 3.50%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $275,000 $275,000 $3,135 3.25%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $275,000 $275,000 $2,097 3.25%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $265,000 $265,000 $3,738 3.63%
Oneonta, NY (FHA|USDA|VA) 1 $265,000 $265,000 $5,000 3.38%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $265,000 $265,000 $3,153 3.88%
RACINE, WI (FHA|USDA|VA) 1 $245,000 $245,000 $2,030 3.00%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $235,000 $235,000 $3,057 2.88%
Cambridge, MD (FHA|USDA|VA) 1 $235,000 $235,000 $0 5.99%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $235,000 $235,000 $2,410 2.38%
SYRACUSE, NY (FHA|USDA|VA) 1 $225,000 $225,000 $4,933 3.38%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $225,000 $225,000 $5,363 3.38%
Elizabeth City, NC (FHA|USDA|VA) 1 $225,000 $225,000 $2,642 3.13%
TUCSON, AZ (FHA|USDA|VA) 1 $225,000 $225,000 $1,921 2.99%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $215,000 $215,000 $1,462 3.00%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $205,000 $205,000 $1,745 2.75%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $175,000 $175,000 $3,245 2.63%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 1 $175,000 $175,000 $1,274 3.25%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $175,000 $175,000 $5,781 2.88%
JACKSON, MS (FHA|USDA|VA) 1 $175,000 $175,000 $1,949 2.38%
COLUMBIA, SC (FHA|USDA|VA) 1 $155,000 $155,000 $2,532 3.50%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $155,000 $155,000 $2,005 2.88%
Willmar, MN (FHA|USDA|VA) 1 $155,000 $155,000 $2,982 4.13%
LEBANON, PA (FHA|USDA|VA) 1 $135,000 $135,000 $3,209 3.13%
Somerset, PA (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.25%
ST. CLOUD, MN (FHA|USDA|VA) 1 $125,000 $125,000 $2,263 2.63%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $105,000 $105,000 $3,844 3.00%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $105,000 $105,000 $2,199 2.75%
Greensburg, IN (FHA|USDA|VA) 1 $85,000 $85,000 $1,688 2.63%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.25%
AKRON, OH (FHA|USDA|VA) 1 $65,000 $65,000 $2,117 3.13%
Opelousas, LA (FHA|USDA|VA) 1 $65,000 $65,000 $2,592 3.25%

Wilmington Savings Fund Society Fsb's top markets include Philadelphia, Salisbury, Ocean City, New York, and Dover among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 4,946 $1,260,740,000 $254,901 $3,301 3.12%
FHA 49 $11,225,000 $229,082 $7,382 3.11%
VA 14 $4,980,000 $355,714 $10,822 2.82%
USDA 5 $1,385,000 $277,000 $5,679 2.88%

For the 2021 period, Wilmington Savings Fund Society Fsb's most frequently originated loan type of loans were Conventional, with 4,946 originations. Their 2nd most popular type is FHA, with 49 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 1,859 $524,745,000 $282,273 $3,007 2.96%
Home Purchase 1,033 $374,195,000 $362,241 $4,597 3.19%
Home Improvement 1,029 $122,105,000 $118,664 $375 3.28%
Cash Out Refi 657 $181,535,000 $276,309 $3,478 3.09%
Other 436 $75,750,000 $173,739 $1,520 3.31%

For the 2021, Wilmington Savings Fund Society Fsb's most frequently cited loan purpose of loans were Refi, with 1,859 originations. The 2nd most popular reason of loans were Home Purchase, with 1,033 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 3,769 $988,335,000 $262,227 $4,054 3.04%
15 Year 633 $135,145,000 $213,499 $2,515 2.92%
20 Year 372 $86,430,000 $232,339 $2,313 3.89%
10 Year 165 $29,495,000 $178,758 $1,260 3.62%
5 Year 51 $12,245,000 $240,098 $179 4.53%
Other 22 $22,860,000 $1,039,091 $2,581 3.32%
1 Year 2 $3,820,000 $1,910,000 $0 4.00%

For the 2021, Wilmington Savings Fund Society Fsb's most frequently cited loan length of loans were 30 Year, with 3,769 originations. The 2nd most popular length of loans were 15 Year, with 633 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 2,670 $712,290,000 $266,775
$1k-2k 211 $51,635,000 $244,716
$2k-3k 116 $57,050,000 $491,810
$3k-4k 92 $50,180,000 $545,435
$5k+ 62 $52,170,000 $841,452

$4,054 of loans were Wilmington Savings Fund Society Fsb's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 2,670 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 1,716 $567,520,000 $330,723
3-4% 1,588 $461,340,000 $290,516
<2.5% 1,131 $197,595,000 $174,708
4-5% 448 $38,220,000 $85,313
5-6% 124 $13,250,000 $106,855
6-7% 6 $360,000 $60,000
7-8% 1 $45,000 $45,000

During 2021, Wilmington Savings Fund Society Fsb's average interest rate of loans were 3.04%, while their most frequently originated rate bucket of loans were 2.5-3%, with 1,716 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 1,576 $437,660,000 $277,703 $3,546 3.01%
$100k-200k 1,428 $201,060,000 $140,798 $2,554 3.05%
$100,000 or less 1,177 $66,755,000 $56,716 $1,209 3.44%
$400k-600k 529 $256,765,000 $485,378 $4,693 2.98%
$600k-1MM 218 $160,640,000 $736,881 $6,411 3.00%
$1MM+ 86 $155,450,000 $1,807,558 $10,742 3.13%

2021 saw Wilmington Savings Fund Society Fsb place emphasis on $200k-400k loans with 1,576 originations, totaling $437,660,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$150k-250k 1,025 $287,025,000 $280,024 $3,697 3.07%
$100k-150k 1,000 $205,890,000 $205,890 $3,133 3.13%
$250k+ 795 $399,815,000 $502,912 $5,017 2.99%
$50k-75k 760 $112,870,000 $148,513 $2,809 3.13%
$75k-100k 697 $126,495,000 $181,485 $3,163 3.11%
$50k or less 484 $54,150,000 $111,880 $2,718 3.19%

Wilmington Savings Fund Society Fsb lent most frequently to those with incomes in the $150k-250k range, with 1,025 originations. The second most popular income band? $100k-150k, with 1,000 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 1,273 $322,465,000 $253,311 $3,323 3.02%
30-36% 915 $218,235,000 $238,508 $3,234 3.13%
<20% 566 $171,310,000 $302,668 $3,535 2.98%
42% 278 $57,000,000 $205,036 $3,025 3.20%
41% 217 $44,215,000 $203,756 $3,140 3.22%
38% 210 $51,800,000 $246,667 $3,594 3.13%
43% 205 $47,455,000 $231,488 $3,418 3.16%
39% 177 $40,535,000 $229,011 $3,288 3.10%
40% 176 $45,000,000 $255,682 $3,940 3.21%
37% 174 $39,590,000 $227,529 $3,058 3.16%
36% 169 $43,915,000 $259,852 $3,464 2.98%
44% 123 $30,105,000 $244,756 $3,425 3.14%
49% 85 $22,555,000 $265,353 $3,796 3.05%
46% 81 $19,065,000 $235,370 $3,586 3.12%
45% 77 $17,945,000 $233,052 $2,973 3.14%
48% 75 $16,785,000 $223,800 $3,431 3.07%
47% 75 $20,155,000 $268,733 $3,779 3.18%
50-60% 33 $7,725,000 $234,091 $6,457 3.12%
>60% 5 $1,375,000 $275,000 $3,600 3.05%

Wilmington Savings Fund Society Fsb lent most frequently to those with DTI ratios of 20-30%, with 1,273 originations. The next most common DTI ratio? 30-36%, with 915 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 3,859 $970,825,000 $251,574 $3,416 3.09%
Not provided 576 $147,880,000 $256,736 $3,424 3.11%
Asian 239 $59,745,000 $249,979 $3,338 3.05%
Not applicable 81 $56,805,000 $701,296 $0 4.64%
Black 237 $38,025,000 $160,443 $3,163 3.27%
American Indian 12 $1,570,000 $130,833 $2,292 3.34%
Asian Indian 5 $1,125,000 $225,000 $3,707 3.46%
Other Asian 3 $1,055,000 $351,667 $5,161 2.92%
Guamanian 1 $755,000 $755,000 $5,192 2.38%
Native Hawaiian 1 $545,000 $545,000 $4,314 3.63%

Approval Rates

Total approvals of all applications
87.85%

Wilmington Savings Fund Society Fsb has an average approval rate.

Pick Rate

Approvals leading to origination
82.58%

Wilmington Savings Fund Society Fsb has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 5,014 $1,278,330,000 $254,952

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
5,014 $1,278,330,000 $254,952

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 1,035 $178,225,000 $172,198 $2,442 3.04%
40-60% 973 $269,625,000 $277,107 $3,086 2.96%
60-80% 1,426 $528,190,000 $370,400 $3,823 3.13%
80-100% 659 $223,355,000 $338,930 $4,619 3.06%
Over 100% 8 $5,680,000 $710,000 $12,948 3.12%
Under 20% 913 $73,255,000 $80,235 $547 3.41%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Wilmington Savings Fund Society, FSB 101 Convention Center Drive, Suite P109 Las Vegas, NV 89109 Limited, Trust Office $0
Wilmington Savings Fund Society, FSB 1 West Lancaster Avenue Paoli, PA 19301 Full Service B&M $69,010
Wilmington Savings Fund Society, FSB 100 Old Forge Lane Kennett Square, PA 19348 Full Service B&M $149,770
Wilmington Savings Fund Society, FSB 100 University Plaza Newark, DE 19702 Full Service B&M $128,264
Wilmington Savings Fund Society, FSB 1601 The Fairway Jenkintown, PA 19046 Full Service B&M $53,038
Wilmington Savings Fund Society, FSB 1630 Egypt Road Phoenixville, PA 19460 Full Service B&M $53,960
Wilmington Savings Fund Society, FSB 1636 - 61 Route 38 & Eayrestown Road Lumberton, NJ 8048 Full Service B&M $127,974
Wilmington Savings Fund Society, FSB 1700 Rocky Run Parkway Wilmington, DE 19803 Full Service B&M $98,296
Wilmington Savings Fund Society, FSB 1712 Foulk Road Wilmington, DE 19803 Full Service B&M $315,224
Wilmington Savings Fund Society, FSB 172 W Street Rd Feasterville Trevose, PA 19053 Full Service B&M $70,955
Wilmington Savings Fund Society, FSB 1901 E Passyunk Avenue Philadelphia, PA 19148 Full Service B&M $117,546
Wilmington Savings Fund Society, FSB 1901 Route 70 East Cherry Hill, NJ 8003 Full Service B&M $64,205
Wilmington Savings Fund Society, FSB 1903 Street Road Bensalem, PA 19020 Full Service B&M $62,424
Wilmington Savings Fund Society, FSB 19335 Coastal Highway Rehoboth Beach, DE 19971 Full Service B&M $190,864
Wilmington Savings Fund Society, FSB 199 East Lancaster Avenue Malvern, PA 19355 Full Service B&M $110,145
Wilmington Savings Fund Society, FSB 20 Woodside Road Ardmore, PA 19003 Full Service B&M $156,534
Wilmington Savings Fund Society, FSB 2005 Concord Pike Wilmington, DE 19803 Full Service B&M $156,077
Wilmington Savings Fund Society, FSB 201 Suburban Plaza Newark, DE 19711 Full Service B&M $152,753
Wilmington Savings Fund Society, FSB 2021 Sproul Rd Broomall, PA 19008 Full Service B&M $206,437
Wilmington Savings Fund Society, FSB 209 West Lancaster Avenue Devon, PA 19333 Full Service B&M $176,892
Wilmington Savings Fund Society, FSB 210 Font Road, P.O. Box740 Uwchland, PA 19480 Full Service B&M $54,369
Wilmington Savings Fund Society, FSB 210 Fox Hunt Drive Bear, DE 19701 Full Service B&M $191,989
Wilmington Savings Fund Society, FSB 211 North Union Street Wilmington, DE 19805 Full Service B&M $69,835
Wilmington Savings Fund Society, FSB 21st & Passyunk Avenue Philadelphia, PA 19145 Full Service B&M $70,595
Wilmington Savings Fund Society, FSB 22820 Sussex Highway, Sussex Common Shop Seaford, DE 19973 Full Service B&M $37,476
Wilmington Savings Fund Society, FSB 3801 Kennett Pike, Suite C-200 Greenville, DE 19807 Limited, Trust Office $0
Wilmington Savings Fund Society, FSB 38394 Dupont Boulevard Strawberry Ctr #2 Selbyville, DE 19975 Full Service B&M $33,716
Wilmington Savings Fund Society, FSB 3908 Kennett Pike Wilmington, DE 19807 Full Service B&M $267,507
Wilmington Savings Fund Society, FSB 395 Wilmington-West Chester Pike Glen Mills, PA 19342 Full Service B&M $112,962
Wilmington Savings Fund Society, FSB 400 East Main Street Middletown, DE 19709 Full Service B&M $177,369
Wilmington Savings Fund Society, FSB 400 East Market Street West Chester, PA 19382 Full Service B&M $165,524
Wilmington Savings Fund Society, FSB 400 Jimmy Drive Smyrna, DE 19977 Full Service B&M $119,945
Wilmington Savings Fund Society, FSB 409 Silverside Road, Suite 100 Wilmington, DE 19809 Limited, Administrative $0
Wilmington Savings Fund Society, FSB 4406 Route 130 North Willingboro, NJ 8046 Full Service B&M $89,210
Wilmington Savings Fund Society, FSB 4522 Church Road Mount Laurel, NJ 8054 Full Service B&M $101,792
Wilmington Savings Fund Society, FSB 4566 South Dupont Highway Camden, DE 19934 Full Service B&M $150,402
Wilmington Savings Fund Society, FSB 4601 Kirkwood Highway Wilmington, DE 19808 Full Service B&M $316,338
Wilmington Savings Fund Society, FSB 500 Creek View Road, Suite 100 Newark, DE 19711 Limited, Administrative $0
Wilmington Savings Fund Society, FSB 500 Delaware Avenue Wilmington, DE 19801 Full Service B&M $2,241,047
Wilmington Savings Fund Society, FSB 5000 West Chester Pike Newtown Square, PA 19073 Full Service B&M $94,814
Wilmington Savings Fund Society, FSB 501 Carr Road, Suite 100 Wilmington, DE 19809 Limited, Trust Office $0
Wilmington Savings Fund Society, FSB 53 East Main Street Moorestown, NJ 8057 Full Service B&M $148,588
Wilmington Savings Fund Society, FSB 5301 Chew Ave Philadelphia, PA 19138 Full Service B&M $28,604
Wilmington Savings Fund Society, FSB 537 Baltimore Pike Springfield, PA 19064 Full Service B&M $185,320
Wilmington Savings Fund Society, FSB 555 High Street Mount Holly, NJ 8060 Full Service B&M $78,195
Wilmington Savings Fund Society, FSB 5873 Ridge Avenue Philadelphia, PA 19128 Full Service B&M $80,873
Wilmington Savings Fund Society, FSB 6274 Limestone Road Hockessin, DE 19707 Full Service B&M $307,506
Wilmington Savings Fund Society, FSB 9 E Baltimore Pike Lansdowne, PA 19050 Full Service B&M $59,819
Wilmington Savings Fund Society, FSB 901 Limekiln Pike Maple Glen, PA 19002 Full Service B&M $73,154
Wilmington Savings Fund Society, FSB 901 Montgomery Avenue Narberth, PA 19072 Full Service B&M $58,110
Wilmington Savings Fund Society, FSB 9a Trolley Square Wilmington, DE 19806 Full Service B&M $129,596
Wilmington Savings Fund Society, FSB 1201 E Lancaster Avenue Downingtown, PA 19335 Full Service B&M $54,669
Wilmington Savings Fund Society, FSB 1238 West Baltimore Pike Media, PA 19063 Full Service B&M $56,692
Wilmington Savings Fund Society, FSB 1311 Bethlehem Pike Flourtown, PA 19031 Full Service B&M $56,153
Wilmington Savings Fund Society, FSB 1411 Rhawn Street Philadelphia, PA 19111 Full Service B&M $99,543
Wilmington Savings Fund Society, FSB 144 North Dupont Highway New Castle, DE 19720 Full Service B&M $226,450
Wilmington Savings Fund Society, FSB 145 Clinton Street Delaware City, DE 19706 Full Service B&M $21,858
Wilmington Savings Fund Society, FSB 1484 Route 206 Tabernacle, NJ 8088 Full Service B&M $119,564
Wilmington Savings Fund Society, FSB 1486 Forrest Avenue Dover, DE 19904 Full Service B&M $128,168
Wilmington Savings Fund Society, FSB 15 Freedom Blvd West Brandywine, PA 19320 Full Service Retail $6,635
Wilmington Savings Fund Society, FSB 1571 Chester Pike Eddystone, PA 19022 Full Service B&M $86,739
Wilmington Savings Fund Society, FSB 1600 Chestnut Street Philadelphia, PA 19103 Full Service B&M $614,360
Wilmington Savings Fund Society, FSB 2400 Peoples Plaza Newark, DE 19702 Full Service Retail $68,841
Wilmington Savings Fund Society, FSB 2514 Aramingo Avenue Philadelphia, PA 19125 Full Service B&M $93,247
Wilmington Savings Fund Society, FSB 25926 Plaza Drive Millsboro, DE 19966 Full Service B&M $86,564
Wilmington Savings Fund Society, FSB 26644 Center View Drive Millsboro, DE 19966 Full Service B&M $82,461
Wilmington Savings Fund Society, FSB 2724 W. Ridge Pike Trooper, PA 19403 Full Service B&M $86,258
Wilmington Savings Fund Society, FSB 290 South Dupont Highway Dover, DE 19901 Full Service B&M $334,736
Wilmington Savings Fund Society, FSB 3 Sunset Road And Route 541 Burlington, NJ 8016 Full Service B&M $149,308
Wilmington Savings Fund Society, FSB 3002 Route 130 North Delran, NJ 8075 Full Service B&M $92,588
Wilmington Savings Fund Society, FSB 3202 Kirkwood Highway Wilmington, DE 19808 Full Service B&M $209,202
Wilmington Savings Fund Society, FSB 3202 Red Lion Road Philadelphia, PA 19114 Full Service B&M $147,029
Wilmington Savings Fund Society, FSB 34 South Sycamore Street Newtown, PA 18940 Full Service B&M $84,900
Wilmington Savings Fund Society, FSB 640 Skippack Pike Blue Bell, PA 19422 Full Service B&M $109,160
Wilmington Savings Fund Society, FSB 6401 Woodland Avenue Philadelphia, PA 19142 Full Service B&M $40,832
Wilmington Savings Fund Society, FSB 688 N Dupont Blvd Milford, DE 19963 Full Service B&M $92,911
Wilmington Savings Fund Society, FSB 69 Atlantic Avenue Ocean View, DE 19970 Full Service B&M $91,079
Wilmington Savings Fund Society, FSB 6918 Brous Avenue Philadelphia, PA 19149 Full Service B&M $131,762
Wilmington Savings Fund Society, FSB 7 Commerce Street Harrington, DE 19952 Full Service B&M $55,208
Wilmington Savings Fund Society, FSB 7 East Baltimore Avenue Media, PA 19063 Full Service B&M $130,031
Wilmington Savings Fund Society, FSB 700 Strokes Road Medford Lakes, NJ 8055 Full Service B&M $118,181
Wilmington Savings Fund Society, FSB 712 Broad Street Riverton, NJ 8077 Full Service B&M $84,639
Wilmington Savings Fund Society, FSB 7622 City Line Avenue Philadelphia, PA 19151 Full Service B&M $52,270
Wilmington Savings Fund Society, FSB 818 Haddonfield Road Cherry Hill, NJ 8002 Full Service B&M $93,073
Wilmington Savings Fund Society, FSB 1029 Neck Road Burlington, NJ 8016 Full Service B&M $116,225
Wilmington Savings Fund Society, FSB 1065 W County Line Road Hatboro, PA 19040 Full Service B&M $91,654
Wilmington Savings Fund Society, FSB 10th & Catharine Sts Philadelphia, PA 19147 Full Service B&M $29,587
Wilmington Savings Fund Society, FSB 110 Town Square Place, Suite 100 King Of Prussia, PA 19406 Full Service B&M $75,571
Wilmington Savings Fund Society, FSB 1110 Chesnut Street Philadelphia, PA 19107 Full Service B&M $103,406
Wilmington Savings Fund Society, FSB 1149 Cooper Street Edgewater Park, NJ 8010 Full Service B&M $85,045
Wilmington Savings Fund Society, FSB 115 College Square Newark, DE 19711 Full Service B&M $136,967
Wilmington Savings Fund Society, FSB 12 E Ridge Pike Conshohocken, PA 19428 Full Service B&M $57,711
Wilmington Savings Fund Society, FSB 1200 West Township Line Road Havertown, PA 19083 Full Service B&M $161,737
Wilmington Savings Fund Society, FSB 34383 Carpenters Way Lewes, DE 19958 Full Service B&M $178,674

For 2021, Wilmington Savings Fund Society Fsb had 94 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $456,369
Net interest income $441,063
Total noninterest income $165,662
Gross Fiduciary activities income $41,140
Service charges on deposit accounts $23,316
Trading account gains and fees $0
Additional Noninterest Income $101,206
Pre-tax net operating income $360,613
Securities gains (or losses, -) $487
Income before extraordinary items $274,291
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $274,291
Minority interest net income $163
Net income $274,128
Sale, conversion, retirement of capital stock, net $0
Net operating income $273,906

Wilmington Savings Fund Society Fsb's gross interest income from loans was $456,369,000.
Wilmington Savings Fund Society Fsb's net interest income from loans was $441,063,000.
Wilmington Savings Fund Society Fsb's fee based income from loans was $23,316,000.
Wilmington Savings Fund Society Fsb's net income from loans was $274,128,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $15,306
Provision for credit losses $-117,955
Total noninterest expense $364,067
Salaries and employee benefits $205,428
Premises and equipment expense $46,806
Additional noninterest expense $111,833
Applicable income taxes $86,809
Net charge-offs $17,212
Cash dividends $0

Wilmington Savings Fund Society Fsb's interest expense for loans was $15,306,000.
Wilmington Savings Fund Society Fsb's payroll and benefits expense were $205,428,000.
Wilmington Savings Fund Society Fsb's property, plant and equipment expenses $46,806,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 0.0%
All other family 0.0%
Commercial & industrial loans 0.0%
Personal loans 2.0%
Credit card loans 0.0%
Other individual loans 2.0%
Auto loans 0.0%
Other consumer loans 2.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $13,354,301
Deposits held in domestic offices $13,354,301
Deposits by Individuals, partnerships, and corporations $12,650,558
Deposits by U.S. Government $19
Deposits by States and political subdivisions in the U.S. $703,480
Deposits by Commercial banks and other depository institutions in U.S. $244
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $7,851,702
Demand deposits $5,328,166
Nontransaction accounts $5,502,599
Money market deposit accounts (MMDAs) $2,648,530
Other savings deposits (excluding MMDAs) $1,904,513
Total time deposits $949,556
Total time and savings deposits $8,026,135
Noninterest-bearing deposits $4,575,675
Interest-bearing deposits $8,778,626
Retail deposits $13,217,649
IRAs and Keogh plan accounts $226,687
Brokered deposits $14,864
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $15,742,039
Cash & Balances due from depository institutions $1,524,747
Interest-bearing balances $950,472
Total securities $5,295,953
Federal funds sold & reverse repurchase $0
Net loans and leases $7,904,831
Loan and leases loss allowance $94,507
Trading account assets $0
Bank premises and fixed assets $230,714
Other real estate owned $2,320
Goodwill and other intangibles $523,711
All other assets $259,763

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $15,742,039
Total Liabilities $13,734,800
Total deposits $13,354,301
Interest-bearing deposits $8,778,626
Deposits held in domestic offices $13,354,301
% insured (estimated) $45
Federal funds purchased and repurchase agreements $0
Trading liabilities $0
Other borrowed funds $24,526
Subordinated debt $0
All other liabilities $355,973

Issued Loan Types

Type Value (in 000's)
Net loans and leases $7,904,831
Loan and leases loss allowance $94,507
Total loans and leases (domestic) $7,999,338
All real estate loans $6,125,293
Real estate loans in domestic offices $6,125,293
Construction and development loans $717,557
Residential 1-4 family construction $84,722
Other construction, all land development and other land $632,835
Loans secured by nonfarm nonresidential properties $3,283,575
Nonfarm nonresidential secured by owner-occupied properties $1,341,897
Commercial real estate & other non-farm, non-residential $1,941,678
Multifamily residential real estate $333,231
1-4 family residential loans $1,766,716
Farmland loans $24,214
Loans held in foreign offices $0
Farm loans $4,830
Commercial and industrial loans $1,189,282
To non-U.S. addressees $0
Loans to individuals $315,591
Credit card loans $8,049
Related Plans $14,340
Consumer Auto Loans $8,204
Other loans to individuals $284,998
All other loans & leases $379,981
Loans to foreign governments and official institutions $0
Other loans $23,634
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $0
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $14,398
Non 1-4 family restructured loans & leases $983
Total loans and leases (foreign) $0

Wilmington Savings Fund Society FSB had $7,904,831,000 of loans outstanding in 2021. $6,125,293,000 of loans were in real estate loans. $717,557,000 of loans were in development loans. $333,231,000 of loans were in multifamily mortgage loans. $1,766,716,000 of loans were in 1-4 family mortgage loans. $4,830,000 of loans were in farm loans. $8,049,000 of loans were in credit card loans. $8,204,000 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 2,060 $634,495 $308,007
Nonfarm, nonresidential loans - <$100k 147 $7,703 $52,401
Nonfarm, nonresidential loans - $100-250k 528 $70,180 $132,917
Nonfarm, nonresidential loans - $250k-1MM 1,385 $556,612 $401,886
Commercial & Industrial, US addressed loans - <$1MM 3,196 $270,097 $84,511
Commercial & Industrial, US addressed loans - <$100k 2,164 $43,928 $20,299
Commercial & Industrial, US addressed loans - $100-250k 498 $55,869 $112,187
Commercial & Industrial, US addressed loans - $250k-1MM 534 $170,300 $318,914
Farmland loans - <$1MM 41 $9,719 $237,049
Farmland loans - <$100k 5 $218 $43,600
Farmland loans - $100-250k 14 $1,937 $138,357
Farmland loans - $250k-1MM 22 $7,564 $343,818
Agriculture operations loans - <$1MM 33 $2,168 $65,697
Agriculture operations loans - <$100k 25 $783 $31,320
Agriculture operations loans - $100-250k 6 $870 $145,000
Agriculture operations loans - $250k-1MM 2 $515 $257,500