First Nebraska Bank Mortgage Rates, Fees & Info
Valley, NELEI: 5493007FRLGNQEXCGS66
Tax ID: 47-0323447
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
First Nebraska Bank is a smaller bank specializing in Home Purchase loans. First Nebraska Bank has a high proportion of conventional loans. Their top markets by origination volume include: Omaha, Norfolk, Lincoln, Columbus, and Naples among others. We have data for 10 markets. (Some data included below & more in-depth data is available with an active subscription.)First Nebraska Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
82Origination Dollar Volume (All Markets)
$18,400,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 27 | $7,185,000 | $266,111 | $0 | 0.00% |
| Norfolk, NE (FHA|USDA|VA) | 10 | $3,910,000 | $391,000 | $0 | 0.00% |
| Outside of Metro Areas | 22 | $2,510,000 | $114,091 | $0 | 0.00% |
| LINCOLN, NE (FHA|USDA|VA) | 10 | $1,870,000 | $187,000 | $0 | 0.00% |
| Columbus, NE (FHA|USDA|VA) | 8 | $1,310,000 | $163,750 | $0 | 0.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $1,135,000 | $1,135,000 | $0 | 0.00% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against First Nebraska Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 45
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 82 | $18,400,000 | $224,390 | $0 | 0.00% |
For 2024, First Nebraska Bank's most frequently originated type of loan was Conventional, with 82 originations.
Loan Reason
For 2024, First Nebraska Bank's most frequently cited loan purpose was Home Purchase, with 50 originations. The 2nd most popular reason was Refi, with 14 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 82 | $18,400,000 | $224,390 | $0 | 0.00% |
For 2024, First Nebraska Bank's most frequently cited loan duration was Other, with 82 originations.
Loan Sizing
2024 saw First Nebraska Bank place emphasis on $100k-200k loans with 33 originations, totaling $4,765,000 in origination value.
Applicant Income
First Nebraska Bank lent most frequently to those with incomes in the $100k-150k range, with 18 originations. The second most popular income band? $50k-75k, with 15 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 82 | $18,400,000 | $224,390 | $0 | 0.00% |
First Nebraska Bank lent most frequently to those with DTI ratios of Exempt%, with 82 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.75%
First Nebraska Bank has an average approval rate.
Pick Rate
Approvals leading to origination90.24%
First Nebraska Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 82 | $18,400,000 | $224,390 |