Norfolk Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Norfolk averaged 6.34% for the week of 2023-03-23, compared to the national average of 6.42% for the same period.

The average rate for the prior week (2023-03-16) was 6.52% and one month ago for the week of 2023-02-16, the average rate was 6.24%.

Norfolk's average rate one year ago was 4.16%.

For refis of the same type during the week of 2023-03-23, the average rate was 7.04%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-03-23 6.42%
Norfolk 30 Year Fixed Rate 2023-03-23 6.34%
Norfolk 30 Year Fixed Rate Refi 2023-03-23 7.04%
Norfolk 15 Year Fixed Rate 2023-03-23 5.83%
Norfolk 15 Year Fixed Rate Refi 2023-03-23 5.87%
Norfolk 30 Year FHA 2023-03-23 6.37%
Norfolk 30 Year FHA Refi 2023-03-23 6.21%
Norfolk 30 Year USDA 2023-03-23 5.88%
Norfolk 30 Year USDA Refi 2023-03-23 6.06%
Norfolk 30 Year VA 2023-03-23 6.32%
Norfolk 30 Year VA Refi 2023-03-23 5.73%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Norfolk, NE.

Norfolk Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Norfolk, NE market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
West Gate Bank 83 4.84% $2,926
Frontier Bank 27 5.14% $2,833
Wells Fargo Bank 26 5.17% $2,955
QUICKEN LOANS, LLC 24 5.38% $5,330
U.S. Bank 22 5.29% $2,849
First National Bank of Omaha 13 5.05% $2,867
GUARANTEED RATE, INC. 13 4.60% $4,455
CHARTER WEST BANK 6 5.85% $3,206
Bank of the West 4 4.88% $3,189
UNITED WHOLESALE MORTGAGE, LLC 3 5.87% $7,015
Pinnacle Bank 3 4.54% $2,419
Central National Bank 3 3.92% $1,573
Regent Financial Group, Inc. 3 4.67% $4,669
OPEN MORTGAGE, LLC 2 5.13% $4,317
JPMorgan Chase Bank 2 4.94% $3,467
North American Savings Bank, F.S.B. 2 5.19% $3,360
Farm Credit Mid-America, ACA 2 5.15% $8,155
First Nebraska Bank 2 5.50% $1,916
First Bank 1 4.50% $4,156
First Dakota National Bank 1 5.13% $2,354
FOUR POINTS 1 3.75% $2,224
FREEDOM MORTGAGE CORPORATION 1 3.88% $5,123
Access Bank 1 5.25% $4,724
MEGASTAR FINANCIAL CORP. 1 4.50% $4,182
MORIA DEVELOPMENT, INC. 1 6.13% $3,190
Mortgage Research Center, LLC 1 5.63% $3,677
MUTUAL OF OMAHA MORTGAGE, INC. 1 5.50% $12,975
NAVY FEDERAL CREDIT UNION 1 3.00% $2,277
NBKC BANK 1 5.38% $2,344
PENNYMAC LOAN SERVICES, LLC 1 5.37% $5,542
Plains Commerce Bank 1 3.38% $3,229
Quontic Bank 1 6.75% $12,477
VERIDIAN CREDIT UNION 1 3.88% $1,845
LOANDEPOT.COM, LLC 1 3.99% $9,965
Ally Bank 1 3.00% $3,088
AMCAP MORTGAGE, LTD. 1 7.13% $11,658
AMERICAN INTERNET MORTGAGE, INC. 1 5.50% $4,180
Arbor Bank 1 4.38% $2,026
Arvest Bank 1 7.25% $7,657
Austin Capital Bank SSB 1 6.13% $8,054
Bell Bank 1 4.88% $2,847
BETTER MORTGAGE CORPORATION 1 2.75% $5,362
BMO Harris Bank 1 5.38% $2,954
CENTENNIAL LENDING, LLC 1 6.75% $3,056
Central Bank 1 5.50% $4,728
CHURCHILL MORTGAGE CORPORATION 1 4.50% $3,195
Citizens Bank 1 7.13% $2,452
Commerce Bank 1 5.50% $4,188
Core Bank 1 3.50% $2,735
Dundee Bank 1 4.00% $2,615
Equitable Bank 1 3.95% $2,732

Norfolk Average Closing Costs & Other Stats

Norfolk, NE's 51 lenders originated 686 loans during 2022. The total origination value was $131,710,000, with an average loan value of $191,997.

Norfolk's average closing costs are $3,508.

The top Norfolk lender as defined by loan originations is West Gate Bank, with 83 loans originated. Their average total fees are $2,926, which is $94 higher than the next largest lender, Frontier Bank.

The lowest fee Norfolk lenders (with over 10 loans originated) are Frontier Bank ($2,833), U.S. Bank ($2,849), First National Bank of Omaha ($2,867), West Gate Bank ($2,926) and Wells Fargo Bank ($2,955).

The lowest rate Norfolk lenders (with over 10 loans originated) are GUARANTEED RATE, INC. (4.60%), West Gate Bank (4.84%), First National Bank of Omaha (5.05%), Frontier Bank (5.14%) and Wells Fargo Bank (5.17%).

Norfolk, NE Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
West Gate Bank $59,405,000 $23,370,000 -60.7% 17.7%
Pinnacle Bank $3,065,000 $11,710,000 282.1% 8.9%
Frontier Bank $13,940,000 $10,190,000 -26.9% 7.7%
BankFirst $16,295,000 $9,870,000 -39.4% 7.5%
U.S. Bank $16,720,000 $9,775,000 -41.5% 7.4%
QUICKEN LOANS, LLC $15,970,000 $9,115,000 -42.9% 6.9%
First National Bank of Omaha $8,550,000 $7,435,000 -13.0% 5.6%
Wells Fargo Bank $17,440,000 $6,225,000 -64.3% 4.7%
GUARANTEED RATE, INC. $6,905,000 $6,185,000 -10.4% 4.7%
CHARTER WEST BANK $6,780,000 $3,315,000 -51.1% 2.5%
PNC Bank $3,290,000 n/a 2.5%
Mortgage Research Center, LLC $3,050,000 $2,140,000 -29.8% 1.6%
Farm Credit Mid-America, ACA $1,030,000 $1,660,000 61.2% 1.3%
First Nebraska Bank $2,415,000 $1,335,000 -44.7% 1.0%
Bank of the West $965,000 $1,315,000 36.3% 1.0%
FREEDOM MORTGAGE CORPORATION $2,305,000 $1,280,000 -44.5% 1.0%
UNITED WHOLESALE MORTGAGE, LLC $905,000 $935,000 3.3% 0.7%
Plains Commerce Bank $2,055,000 $845,000 -58.9% 0.6%
LOANDEPOT.COM, LLC $1,260,000 $795,000 -36.9% 0.6%
Central National Bank $1,730,000 $775,000 -55.2% 0.6%
Regent Financial Group, Inc. $675,000 $735,000 8.9% 0.6%
Union Bank and Trust Company $705,000 n/a 0.5%
North American Savings Bank, F.S.B. $345,000 $670,000 94.2% 0.5%
USAA Federal Savings Bank $1,780,000 $630,000 -64.6% 0.5%
NAVY FEDERAL CREDIT UNION $1,445,000 $610,000 -57.8% 0.5%
AMCAP MORTGAGE, LTD. $460,000 $605,000 31.5% 0.5%
AMERICAN FINANCING CORPORATION $585,000 $585,000 0.0% 0.4%
Equitable Bank $205,000 $565,000 175.6% 0.4%
OPEN MORTGAGE, LLC $280,000 $565,000 101.8% 0.4%
Quontic Bank $555,000 n/a 0.4%
Mr. Cooper ( Nationstar Mortgage ) $790,000 $550,000 -30.4% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $175,000 $455,000 160.0% 0.3%
PENNYMAC LOAN SERVICES, LLC $1,245,000 $455,000 -63.5% 0.3%
Lincoln FSB of Nebraska $500,000 $430,000 -14.0% 0.3%
Access Bank $315,000 $425,000 34.9% 0.3%
AMERISAVE MORTGAGE CORPORATION $1,620,000 $415,000 -74.4% 0.3%
First Bank $155,000 $385,000 148.4% 0.3%
Ally Bank $380,000 n/a 0.3%
NEWREZ LLC $610,000 $380,000 -37.7% 0.3%
CALIBER HOME LOANS, INC. $385,000 $370,000 -3.9% 0.3%
CENTENNIAL LENDING, LLC $325,000 $360,000 10.8% 0.3%
AMERICAN INTERNET MORTGAGE, INC. $315,000 n/a 0.2%
Armed Forces Bank $315,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $970,000 $315,000 -67.5% 0.2%
JPMorgan Chase Bank $240,000 $300,000 25.0% 0.2%
Cornerstone Bank $290,000 n/a 0.2%
FOUR POINTS $770,000 $280,000 -63.6% 0.2%
GUARANTEED RATE AFFINITY, LLC $265,000 n/a 0.2%
Flagstar Bank, FSB $845,000 $255,000 -69.8% 0.2%
Bell Bank $95,000 $245,000 157.9% 0.2%
Central Bank $185,000 $245,000 32.4% 0.2%
Citizens Bank $245,000 n/a 0.2%
GERSHMAN INVESTMENT CORP. $335,000 $245,000 -26.9% 0.2%
BETTER MORTGAGE CORPORATION $475,000 $240,000 -49.5% 0.2%
NBKC BANK $235,000 n/a 0.2%
Austin Capital Bank SSB $215,000 n/a 0.2%
Dundee Bank $210,000 n/a 0.2%
Arvest Bank $205,000 n/a 0.2%
BANKWEST, INC. $205,000 n/a 0.2%
EVERETT FINANCIAL, INC. $205,000 n/a 0.2%
CROSSCOUNTRY MORTGAGE, LLC $195,000 $200,000 2.6% 0.2%
Figure Lending LLC $200,000 n/a 0.2%
CENTRIS FEDERAL CREDIT UNION $195,000 n/a 0.1%
HIGHMARK $185,000 n/a 0.1%
MOVEMENT MORTGAGE, LLC $185,000 n/a 0.1%
Washington County Bank $185,000 n/a 0.1%
Chickasaw Community Bank $175,000 n/a 0.1%
HOME POINT FINANCIAL CORPORATION $1,230,000 $175,000 -85.8% 0.1%
First State Bank Nebraska $165,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $810,000 $165,000 -79.6% 0.1%
The Federal Savings Bank $285,000 $165,000 -42.1% 0.1%
Arbor Bank $720,000 $155,000 -78.5% 0.1%
BMO Harris Bank $155,000 n/a 0.1%
MORIA DEVELOPMENT, INC. $3,260,000 $155,000 -95.2% 0.1%
Core Bank $145,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $350,000 $145,000 -58.6% 0.1%
CMG MORTGAGE, INC. $125,000 $135,000 8.0% 0.1%
Commerce Bank $135,000 n/a 0.1%
CORNHUSKER BANK $135,000 n/a 0.1%
VERIDIAN CREDIT UNION $280,000 $135,000 -51.8% 0.1%
LIBERTY FIRST $435,000 $130,000 -70.1% 0.1%
ZILLOW HOME LOANS, LLC $105,000 $125,000 19.0% 0.1%
FLAT BRANCH MORTGAGE, INC. $120,000 n/a 0.1%
BROKER SOLUTIONS, INC. $450,000 $115,000 -74.4% 0.1%
Carrington Mortgage Services, LLC $95,000 $115,000 21.1% 0.1%
CHURCHILL MORTGAGE CORPORATION $340,000 $115,000 -66.2% 0.1%
MEGASTAR FINANCIAL CORP. $115,000 n/a 0.1%
First Dakota National Bank $1,170,000 $105,000 -91.0% 0.1%
CASTLE & COOKE MORTGAGE, LLC $125,000 $75,000 -40.0% 0.1%
AMERICAN ADVISORS GROUP $70,000 n/a 0.1%
First Interstate Bank $60,000 n/a 0.0%
First PREMIER Bank $55,000 n/a 0.0%

Norfolk's top lender by overall market share is West Gate Bank, with 17.7% market share. In second place, with 8.9%, is Pinnacle Bank, having originated $11,710,000 in loans. In third place, with 7.7%, is Frontier Bank, having originated $10,190,000 in loans. In fourth place, with 7.5%, is BankFirst, having originated $9,870,000 in loans. In fifth place, with 7.4%, is U.S. Bank, having originated $9,775,000 in loans.


Norfolk Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Norfolk (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $187,175 (1.4%) $210,332 (-1.9%) 0.00 92
2018-02-01 $184,550 (1.4%) $217,632 (2.5%) 0.00 89
2018-03-01 $179,925 (-4.2%) $213,386 (-4.3%) 0.00 89
2018-04-01 $188,950 (-5.5%) $217,428 (-9.1%) 0.00 88
2018-05-01 $192,681 (7.1%) $227,060 (5.2%) 0.00 107
2018-06-01 $199,500 (9.0%) $241,120 (4.1%) 0.00 123
2018-07-01 $191,438 (6.4%) $236,766 (4.7%) 0.00 120
2018-08-01 $187,463 (5.1%) $225,985 (1.1%) 0.00 129
2018-09-01 $187,225 (7.2%) $237,500 (16.2%) 0.00 140
2018-10-01 $179,788 (7.7%) $229,459 (11.0%) 0.00 160
2018-11-01 $179,250 (-3.2%) $228,353 (9.5%) 0.00 156
2018-12-01 $174,950 (-9.6%) $224,615 (7.4%) 0.00 136
2019-01-01 $173,625 (-7.2%) $220,496 (4.8%) 0.00 134
2019-02-01 $182,400 (-1.2%) $230,651 (6.0%) 0.00 120
2019-03-01 $190,318 (5.8%) $237,064 (11.1%) 0.00 118
2019-04-01 $186,668 (-1.2%) $235,226 (8.2%) 0.00 117
2019-05-01 $183,950 (-4.5%) $232,603 (2.4%) 0.00 117
2019-06-01 $194,500 (-2.5%) $236,068 (-2.1%) 0.00 126
2019-07-01 $199,900 (4.4%) $235,111 (-0.7%) 0.00 130
2019-08-01 $200,509 (7.0%) $238,518 (5.6%) 0.00 139
2019-09-01 $201,348 (7.5%) $241,083 (1.5%) 0.00 146
2019-10-01 $195,857 (8.9%) $236,677 (3.2%) 0.00 158
2019-11-01 $189,000 (5.4%) $225,446 (-1.3%) 0.00 160
2019-12-01 $195,375 (11.7%) $219,990 (-2.1%) 0.00 147
2020-01-01 $204,963 (18.1%) $223,976 (1.6%) 0.00 130
2020-02-01 $219,900 (20.6%) $236,336 (2.5%) 0.00 118
2020-03-01 $219,100 (15.1%) $239,582 (1.1%) 0.00 124
2020-04-01 $210,500 (12.8%) $232,930 (-1.0%) 0.00 116
2020-05-01 $194,350 (5.7%) $230,500 (-0.9%) 0.00 100
2020-06-01 $210,000 (8.0%) $236,857 (0.3%) 0.00 92
2020-07-01 $207,925 (4.0%) $236,111 (0.4%) 0.00 98
2020-08-01 $192,700 (-3.9%) $233,619 (-2.1%) 0.00 99
2020-09-01 $222,400 (10.5%) $244,275 (1.3%) 0.00 107
2020-10-01 $225,000 (14.9%) $250,090 (5.7%) 0.00 102
2020-11-01 $224,950 (19.0%) $249,009 (10.5%) 0.00 88
2020-12-01 $219,900 (12.6%) $242,561 (10.3%) 0.00 82
2021-01-01 $219,900 (7.3%) $241,491 (7.8%) 0.00 74
2021-02-01 $216,200 (-1.7%) $247,091 (4.6%) 0.00 61
2021-03-01 $227,425 (3.8%) $262,722 (9.7%) 0.00 51
2021-04-01 $206,673 (-1.8%) $239,446 (2.8%) 0.00 51
2021-05-01 $189,999 (-2.2%) $219,447 (-4.8%) 0.00 48
2021-06-01 $207,450 (-1.2%) $261,097 (10.2%) 0.00 50
2021-07-01 $199,925 (-3.9%) $269,774 (14.3%) 0.00 54
2021-08-01 $210,700 (9.3%) $264,559 (13.2%) 0.00 68
2021-09-01 $217,500 (-2.2%) $266,873 (9.3%) 0.00 76
2021-10-01 $259,250 (15.2%) $303,580 (21.4%) 0.00 72
2021-11-01 $242,338 (7.7%) $283,683 (13.9%) 0.00 71
2021-12-01 $247,600 (12.6%) $294,188 (21.3%) 0.00 60
2022-01-01 $230,000 (4.6%) $269,329 (11.5%) 0.00 51
2022-02-01 $264,250 (22.2%) $274,909 (11.3%) 0.00 47
2022-03-01 $231,225 (1.7%) $273,764 (4.2%) 0.00 54
2022-04-01 $270,000 (30.6%) $294,141 (22.8%) 0.00 50
2022-05-01 $254,000 (33.7%) $292,666 (33.4%) 0.00 49
2022-06-01 $236,975 (14.2%) $272,467 (4.4%) 0.00 57
2022-07-01 $248,600 (24.4%) $302,567 (12.2%) 0.00 67
2022-08-01 $268,750 (27.6%) $318,839 (20.5%) 0.00 77
2022-09-01 $267,325 (22.9%) $316,684 (18.7%) 0.00 83
2022-10-01 $258,500 (-0.3%) $314,588 (3.6%) 0.00 92
2022-11-01 $233,625 (-3.6%) $307,961 (8.6%) 0.00 89
2022-12-01 $239,250 (-3.4%) $332,984 (13.2%) 0.00 77
2023-01-01 $244,350 (6.2%) $338,970 (25.9%) 0.00 65
2023-02-01 $249,750 (-5.5%) $347,884 (26.6%) 0.00 71
Norfolk's median listing price for 2023-02-01 was $249,750, a difference of $-14,500 (-5.5%) versus the prior year and $5,400 versus the prior month.

Norfolk's median listing price comes in at 0% of the national average.

Norfolk's average listing price for 2023-02-01 was $347,884, a difference of $72,975 (26.6%) versus the prior year and $8,914 versus the prior month.

For the 2023-02-01 period, Norfolk had 71 MLS listings, a difference of 6 listings (9%) versus the prior month and 24 listings (51%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Norfolk (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,213 sqft
2018-02-01 0 days 2,127 sqft
2018-03-01 0 days 1,981 sqft
2018-04-01 0 days 1,978 sqft
2018-05-01 0 days 2,205 sqft
2018-06-01 0 days 2,294 sqft
2018-07-01 0 days 2,326 sqft
2018-08-01 0 days 2,251 sqft
2018-09-01 0 days 2,203 sqft
2018-10-01 0 days 2,133 sqft
2018-11-01 0 days 2,129 sqft
2018-12-01 0 days 2,119 sqft
2019-01-01 0 days 2,089 sqft
2019-02-01 0 days 2,078 sqft
2019-03-01 0 days 2,208 sqft
2019-04-01 0 days 2,202 sqft
2019-05-01 0 days 2,132 sqft
2019-06-01 0 days 2,146 sqft
2019-07-01 0 days 2,157 sqft
2019-08-01 0 days 2,216 sqft
2019-09-01 0 days 2,268 sqft
2019-10-01 0 days 2,274 sqft
2019-11-01 0 days 2,273 sqft
2019-12-01 0 days 2,256 sqft
2020-01-01 0 days 2,264 sqft
2020-02-01 0 days 2,195 sqft
2020-03-01 0 days 2,092 sqft
2020-04-01 0 days 1,950 sqft
2020-05-01 0 days 1,879 sqft
2020-06-01 0 days 1,816 sqft
2020-07-01 0 days 1,845 sqft
2020-08-01 0 days 1,986 sqft
2020-09-01 0 days 2,143 sqft
2020-10-01 0 days 1,927 sqft
2020-11-01 0 days 1,902 sqft
2020-12-01 0 days 1,866 sqft
2021-01-01 0 days 1,723 sqft
2021-02-01 0 days 1,633 sqft
2021-03-01 0 days 1,720 sqft
2021-04-01 0 days 1,706 sqft
2021-05-01 0 days 1,596 sqft
2021-06-01 0 days 1,683 sqft
2021-07-01 0 days 1,832 sqft
2021-08-01 0 days 1,810 sqft
2021-09-01 0 days 1,961 sqft
2021-10-01 0 days 2,172 sqft
2021-11-01 0 days 1,939 sqft
2021-12-01 0 days 2,111 sqft
2022-01-01 0 days 2,130 sqft
2022-02-01 0 days 2,105 sqft
2022-03-01 0 days 2,008 sqft
2022-04-01 0 days 2,305 sqft
2022-05-01 0 days 1,980 sqft
2022-06-01 0 days 1,849 sqft
2022-07-01 0 days 1,997 sqft
2022-08-01 0 days 2,158 sqft
2022-09-01 0 days 2,076 sqft
2022-10-01 0 days 2,112 sqft
2022-11-01 0 days 2,103 sqft
2022-12-01 0 days 2,205 sqft
2023-01-01 0 days 2,147 sqft
2023-02-01 0 days 2,013 sqft
Norfolk's median listing age (time on market) for 2023-02-01 was 0 days.

Norfolk's median square footage for active listings during the 2023-02-01 period was 2,013 sqft. One year prior, the average listing was 2,105 sqft.

Norfolk, NE Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 433 $94,105,000 $217,333
Cash Out Refi 116 $16,980,000 $146,379
Refi 86 $16,680,000 $193,953
Home Improvement 27 $1,435,000 $53,148
Other 24 $2,510,000 $104,583

Norfolk's most frequently cited loan purpose was Home Purchase, with 433 originations. The 2nd most popular reason was Cash Out Refi, with 116 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 163 $32,415,000 $198,865
4-5% 154 $26,270,000 $170,584
3-4% 148 $37,700,000 $254,730
6-7% 85 $14,635,000 $172,176
2.5-3% 30 $4,600,000 $153,333
7-8% 22 $4,650,000 $211,364
<2.5% 18 $820,000 $45,556
Over 8% 5 $215,000 $43,000

During 2022, Norfolk's most frequently originated rate bucket was 5-6%, with 163 originations.

Loan Sizing (Norfolk, NE MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 308 $45,930,000 $149,123
$200k-400k 179 $47,825,000 $267,179
$100,000 or less 166 $9,830,000 $59,217
$400k-600k 25 $11,705,000 $468,200
$600k-1000k 5 $3,665,000 $733,000
$Over $1MM 3 $12,755,000 $4,251,667

Norfolk's loan sizing saw the bucket of loans from $100k-200k with 308 originations, totaling $45,930,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 288 $58,340,000 $202,569
60-80% 156 $33,500,000 $214,744
40-60% 76 $11,270,000 $148,289
20-40% 54 $13,920,000 $257,778
Under 20% 41 $2,265,000 $55,244
Over 100% 5 $1,335,000 $267,000

Norfolk's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 288 originations, totaling $58,340,000 in origination value.