First National Bank In Deridder Mortgage Rates, Fees & Info
Deridder, LALEI: 549300DB8DXY0GE82T18
Tax ID: 72-0168925
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
First National Bank In Deridder is a smaller bank specializing in Home Purchase loans. First National Bank In Deridder has a high proportion of conventional loans. Their top markets by origination volume include: Deridder, Lake Charles, Crestview, Fort Polk South, and Beaumont among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)First National Bank In Deridder has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
126Origination Dollar Volume (All Markets)
$22,690,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| DeRidder, LA (FHA|USDA|VA) | 56 | $8,090,000 | $144,464 | $0 | 0.00% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 30 | $5,670,000 | $189,000 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $3,745,000 | $3,745,000 | $0 | 0.00% |
| Fort Polk South, LA (FHA|USDA|VA) | 27 | $3,555,000 | $131,667 | $0 | 0.00% |
| Outside of Metro Areas | 9 | $1,235,000 | $137,222 | $0 | 0.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
| Jennings, LA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 126 | $22,690,000 | $180,079 | $0 | 0.00% |
For 2023, First National Bank In Deridder's most frequently originated type of loan was Conventional, with 126 originations.
Loan Reason
For 2023, First National Bank In Deridder's most frequently cited loan purpose was Home Purchase, with 80 originations. The 2nd most popular reason was Refi, with 22 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 126 | $22,690,000 | $180,079 | $0 | 0.00% |
For 2023, First National Bank In Deridder's most frequently cited loan duration was Other, with 126 originations.
Loan Sizing
2023 saw First National Bank In Deridder place emphasis on $100,000 or less loans with 55 originations, totaling $2,985,000 in origination value.
Applicant Income
First National Bank In Deridder lent most frequently to those with incomes in the $100k-150k range, with 32 originations. The second most popular income band? $75k-100k, with 21 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 126 | $22,690,000 | $180,079 | $0 | 0.00% |
First National Bank In Deridder lent most frequently to those with DTI ratios of Exempt%, with 126 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.60%
First National Bank In Deridder has an average approval rate.
Pick Rate
Approvals leading to origination72.22%
First National Bank In Deridder has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 126 | $22,690,000 | $180,079 |