First National Bank In Deridder Mortgage Rates, Fees & Info
Deridder, LALEI: 549300DB8DXY0GE82T18
Tax ID: 72-0168925
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
First National Bank In Deridder is a smaller bank specializing in Home Purchase, Cash Out Refi, and Refi loans. First National Bank In Deridder has a high proportion of conventional loans. Their top markets by origination volume include: Lake Charles, Deridder, Fort Polk South, Jennings, and Daphne among others. We have data for 11 markets. (Some data included below & more in-depth data is available with an active subscription.)First National Bank In Deridder has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
163Origination Dollar Volume (All Markets)
$35,685,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LAKE CHARLES, LA (FHA|USDA|VA) | 59 | $12,935,000 | $219,237 | $0 | 0.00% |
| DeRidder, LA (FHA|USDA|VA) | 59 | $11,845,000 | $200,763 | $0 | 0.00% |
| Fort Polk South, LA (FHA|USDA|VA) | 27 | $6,965,000 | $257,963 | $0 | 0.00% |
| Outside of Metro Areas | 8 | $1,930,000 | $241,250 | $0 | 0.00% |
| Jennings, LA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $0 | 0.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 0.00% |
| Branson, MO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 0.00% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 0.00% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 163 | $35,685,000 | $218,926 | $0 | 0.00% |
For 2022, First National Bank In Deridder's most frequently originated type of loan was Conventional, with 163 originations.
Loan Reason
For 2022, First National Bank In Deridder's most frequently cited loan purpose was Home Purchase, with 89 originations. The 2nd most popular reason was Cash Out Refi, with 37 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 163 | $35,685,000 | $218,926 | $0 | 0.00% |
For 2022, First National Bank In Deridder's most frequently cited loan duration was Other, with 163 originations.
Loan Sizing
2022 saw First National Bank In Deridder place emphasis on $100k-200k loans with 50 originations, totaling $7,140,000 in origination value.
Applicant Income
First National Bank In Deridder lent most frequently to those with incomes in the $100k-150k range, with 38 originations. The second most popular income band? $50k or less, with 24 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 163 | $35,685,000 | $218,926 | $0 | 0.00% |
First National Bank In Deridder lent most frequently to those with DTI ratios of Exempt%, with 163 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.71%
First National Bank In Deridder has an average approval rate.
Pick Rate
Approvals leading to origination79.14%
First National Bank In Deridder has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 163 | $35,685,000 | $218,926 |
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FIRST CITIZENS BANCSHARES, INC. | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |