Natchitoches Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Natchitoches averaged 6.55% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

    The average rate for the prior week (2023-05-18) was 6.17% and one month ago for the week of 2023-04-20, the average rate was 6.07%.

    Natchitoches's average rate one year ago was 5.03%.

    For refis of the same type during the week of 2023-05-25, the average rate was 7.07%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-05-25 6.57%
    Natchitoches 30 Year Fixed Rate 2023-05-25 6.55%
    Natchitoches 30 Year Fixed Rate Refi 2023-05-25 7.07%
    Natchitoches 15 Year Fixed Rate 2023-05-25 6.07%
    Natchitoches 15 Year Fixed Rate Refi 2023-05-25 5.87%
    Natchitoches 30 Year FHA 2023-05-25 6.81%
    Natchitoches 30 Year FHA Refi 2023-05-25 6.71%
    Natchitoches 30 Year USDA 2023-05-25 6.43%
    Natchitoches 30 Year USDA Refi 2023-05-25 6.63%
    Natchitoches 30 Year VA 2023-05-25 6.21%
    Natchitoches 30 Year VA Refi 2023-05-25 6.41%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Natchitoches, LA.

    Natchitoches Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Natchitoches, LA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    GMFS LLC 48 4.66% $3,972
    QUICKEN LOANS, LLC 16 5.05% $6,362
    Sabine State Bank and Trust Company 12 5.65% $5,842
    Renasant Bank 9 3.96% $6,760
    JPMorgan Chase Bank 5 4.55% $2,018
    Wells Fargo Bank 4 5.06% $2,330
    Red River Bank 4 5.03% $3,853
    UNITED WHOLESALE MORTGAGE, LLC 3 4.46% $6,691
    TIB The Independent Bankersbank 3 4.83% $4,109
    Hancock Whitney Bank 3 5.46% $5,754
    ROYAL UNITED MORTGAGE LLC 2 5.81% $8,704
    Carrington Mortgage Services, LLC 2 5.25% $8,483
    Gateway First Bank 2 4.31% $8,020
    EUSTIS AND AMERICAN MORTGAGE COMPANY 2 5.13% $7,198
    MOVEMENT MORTGAGE, LLC 2 5.81% $7,404
    Mr. Cooper ( Nationstar Mortgage ) 2 3.99% $8,112
    Origin Bank 1 3.50% $4,122
    Regions Bank 1 5.38% $3,909
    RUOFF MORTGAGE COMPANY, INC. 1 3.75% $4,086
    Trustmark National Bank 1 6.63% $3,446
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.50% $6,039
    MID AMERICA MORTGAGE, INC. 1 5.75% $2,671
    ANECA Federal Credit Union 1 5.25% $13,535
    Assurance Financial Group, L.L.C. 1 3.88% $3,463
    Bank of England 1 4.88% $3,405
    BARKSDALE 1 5.88% $2,427
    City National Bank of Florida 1 4.00% $5,215
    CORNERSTONE HOME LENDING, INC. 1 4.38% $11,133
    FREEDOM MORTGAGE CORPORATION 1 3.88% $1,625
    HOMESIDE FINANCIAL, LLC 1 3.25% $5,893
    La Capitol Federal Credit Union 1 4.50% $3,421
    LAKEVIEW LOAN SERVICING, LLC 1 3.99% $6,337
    LOANDEPOT.COM, LLC 1 4.75% $5,472
    AMERISAVE MORTGAGE CORPORATION 1 4.25% $10,241
    MUTUAL OF OMAHA MORTGAGE, INC. 1 3.38% $8,197
    NAVY FEDERAL CREDIT UNION 1 4.38% $5,498
    NTFN, INC. 1 8.13% $8,122

    Natchitoches Average Closing Costs & Other Stats

    Natchitoches, LA's 37 lenders originated 469 loans during 2022. The total origination value was $94,415,000, with an average loan value of $201,311.

    Natchitoches's average closing costs are $4,975.

    The top Natchitoches lender as defined by loan originations is GMFS LLC, with 48 loans originated. Their average total fees are $3,972, which is $2,390 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Natchitoches lenders (with over 10 loans originated) are GMFS LLC ($3,972), Sabine State Bank and Trust Company ($5,842), QUICKEN LOANS, LLC ($6,362), .

    The lowest rate Natchitoches lenders (with over 10 loans originated) are GMFS LLC (4.66%), QUICKEN LOANS, LLC (5.05%), Sabine State Bank and Trust Company (5.65%), .

    Natchitoches, LA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    GMFS LLC $26,705,000 $19,410,000 -27.3% 20.6%
    BOM Bank $9,995,000 $13,220,000 32.3% 14.0%
    QUICKEN LOANS, LLC $11,545,000 $6,980,000 -39.5% 7.4%
    Sabine State Bank and Trust Company $9,690,000 $6,280,000 -35.2% 6.7%
    Renasant Bank $10,240,000 $3,910,000 -61.8% 4.1%
    First Federal Bank of Louisiana $3,070,000 $2,670,000 -13.0% 2.8%
    Red River Bank $2,100,000 $2,415,000 15.0% 2.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,130,000 $1,800,000 -42.5% 1.9%
    TRIAD FINANCIAL SERVICES, INC. $1,260,000 $1,685,000 33.7% 1.8%
    JPMorgan Chase Bank $1,380,000 $1,505,000 9.1% 1.6%
    Home Bank $165,000 $1,455,000 781.8% 1.5%
    UNITED WHOLESALE MORTGAGE, LLC $3,590,000 $1,250,000 -65.2% 1.3%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $760,000 $1,215,000 59.9% 1.3%
    Hancock Whitney Bank $1,465,000 $1,175,000 -19.8% 1.2%
    TIB The Independent Bankersbank $255,000 $1,150,000 351.0% 1.2%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $3,200,000 $1,105,000 -65.5% 1.2%
    21ST MORTGAGE CORPORATION $3,010,000 $1,095,000 -63.6% 1.2%
    ANECA Federal Credit Union $905,000 n/a 1.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,370,000 $900,000 -34.3% 1.0%
    Carrington Mortgage Services, LLC $915,000 $885,000 -3.3% 0.9%
    Wells Fargo Bank $710,000 $860,000 21.1% 0.9%
    Home Federal Bank $135,000 $775,000 474.1% 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $1,785,000 $770,000 -56.9% 0.8%
    Mortgage Research Center, LLC $2,970,000 $765,000 -74.2% 0.8%
    BARKSDALE $105,000 $725,000 590.5% 0.8%
    LOANDEPOT.COM, LLC $2,165,000 $685,000 -68.4% 0.7%
    HOME POINT FINANCIAL CORPORATION $760,000 $605,000 -20.4% 0.6%
    USAA Federal Savings Bank $815,000 $605,000 -25.8% 0.6%
    Flagstar Bank, FSB $1,075,000 $590,000 -45.1% 0.6%
    BROKER SOLUTIONS, INC. $125,000 $560,000 348.0% 0.6%
    Assurance Financial Group, L.L.C. $545,000 n/a 0.6%
    Gateway First Bank $105,000 $530,000 404.8% 0.6%
    THRIVE MORTGAGE, LLC $1,245,000 $530,000 -57.4% 0.6%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $735,000 $480,000 -34.7% 0.5%
    COUNTRYPLACE MORTGAGE, LTD. $170,000 $465,000 173.5% 0.5%
    Network Funding, L.P. $255,000 $460,000 80.4% 0.5%
    ROYAL UNITED MORTGAGE LLC $105,000 $445,000 323.8% 0.5%
    CHURCHILL MORTGAGE CORPORATION $410,000 n/a 0.4%
    NEWREZ LLC $1,235,000 $410,000 -66.8% 0.4%
    PLAZA HOME MORTGAGE, INC. $410,000 n/a 0.4%
    Origin Bank $390,000 n/a 0.4%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $535,000 $390,000 -27.1% 0.4%
    MOVEMENT MORTGAGE, LLC $780,000 $370,000 -52.6% 0.4%
    CALIBER HOME LOANS, INC. $795,000 $360,000 -54.7% 0.4%
    NAVY FEDERAL CREDIT UNION $680,000 $350,000 -48.5% 0.4%
    NEW DAY FINANCIAL, LLC $730,000 $330,000 -54.8% 0.3%
    BARTLETT MORTGAGE, INC. $325,000 n/a 0.3%
    PIERREMONT MORTGAGE, INC. $325,000 n/a 0.3%
    b1BANK $315,000 $305,000 -3.2% 0.3%
    Regions Bank $705,000 $300,000 -57.4% 0.3%
    First National Bank in DeRidder $25,000 $275,000 1,000.0% 0.3%
    PLANET HOME LENDING, LLC $505,000 $275,000 -45.5% 0.3%
    Wyndham Capital Mortgage, Inc. $265,000 n/a 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $260,000 n/a 0.3%
    AMERISAVE MORTGAGE CORPORATION $1,535,000 $255,000 -83.4% 0.3%
    CORNERSTONE HOME LENDING, INC. $255,000 n/a 0.3%
    LAKEVIEW LOAN SERVICING, LLC $870,000 $255,000 -70.7% 0.3%
    RUOFF MORTGAGE COMPANY, INC. $255,000 n/a 0.3%
    City National Bank of Florida $245,000 n/a 0.3%
    SOUTHWEST FUNDING, LP $545,000 $245,000 -55.0% 0.3%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $235,000 n/a 0.2%
    DRAPER AND KRAMER MORTGAGE CORP. $225,000 n/a 0.2%
    NTFN, INC. $225,000 n/a 0.2%
    PENNYMAC LOAN SERVICES, LLC $805,000 $225,000 -72.0% 0.2%
    Thomasville National Bank $225,000 n/a 0.2%
    La Capitol Federal Credit Union $1,410,000 $220,000 -84.4% 0.2%
    Bank of England $215,000 n/a 0.2%
    HOMELAND BANCSHARES, INC. $215,000 n/a 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $205,000 n/a 0.2%
    Deere Employees Credit Union $475,000 $200,000 -57.9% 0.2%
    CARTER FEDERAL CREDIT UNION $190,000 n/a 0.2%
    LIBERTY HOME MORTGAGE CORPORATION $185,000 n/a 0.2%
    The Evangeline Bank & Trust Company $300,000 $185,000 -38.3% 0.2%
    FREEDOM MORTGAGE CORPORATION $2,585,000 $165,000 -93.6% 0.2%
    HOMESIDE FINANCIAL, LLC $165,000 n/a 0.2%
    Plains Commerce Bank $95,000 $165,000 73.7% 0.2%
    UNITED BUILT HOMES, L.L.C. $870,000 $165,000 -81.0% 0.2%
    BETTER MORTGAGE CORPORATION $175,000 $155,000 -11.4% 0.2%
    DHI MORTGAGE COMPANY, LTD. $155,000 n/a 0.2%
    MID AMERICA MORTGAGE, INC. $320,000 $155,000 -51.6% 0.2%
    United Community Bank $150,000 n/a 0.2%
    LIMA ONE CAPITAL, LLC $135,000 n/a 0.1%
    Metairie Bank & Trust Company $135,000 n/a 0.1%
    SOUTHWEST STAGE FUNDING, LLC $135,000 $135,000 0.0% 0.1%
    DATA MORTGAGE, INC. $125,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $710,000 $115,000 -83.8% 0.1%
    Community First Bank $115,000 n/a 0.1%
    The Bank $225,000 $115,000 -48.9% 0.1%
    Equity Prime Mortgage LLC $105,000 n/a 0.1%
    First Community Bank $85,000 n/a 0.1%
    Southern Heritage Bank $1,215,000 $85,000 -93.0% 0.1%
    MORTGAGE FINANCIAL SERVICES, LLC $225,000 $65,000 -71.1% 0.1%
    Pelican State Credit Union $515,000 $60,000 -88.3% 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $55,000 n/a 0.1%
    Jeff Davis Bancshares, Inc. $55,000 n/a 0.1%
    Trustmark National Bank $55,000 n/a 0.1%
    CSL Financial, LLC $75,000 $45,000 -40.0% 0.0%
    Figure Lending LLC $55,000 $45,000 -18.2% 0.0%
    Gibsland Bank & Trust Company $45,000 n/a 0.0%
    U.S. Bank $45,000 n/a 0.0%
    American Bank & Trust Company $35,000 n/a 0.0%
    CIS Financial Services, Inc. $35,000 n/a 0.0%
    GREATER NEW ORLEANS $35,000 n/a 0.0%

    Natchitoches's top lender by overall market share is GMFS LLC, with 20.6% market share. In second place, with 14.0%, is BOM Bank, having originated $13,220,000 in loans. In third place, with 7.4%, is QUICKEN LOANS, LLC, having originated $6,980,000 in loans. In fourth place, with 6.7%, is Sabine State Bank and Trust Company, having originated $6,280,000 in loans. In fifth place, with 4.1%, is Renasant Bank, having originated $3,910,000 in loans.

    Natchitoches Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Natchitoches (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $175,000 (-7.4%) $236,027 (10.6%) 0.00 107
    2018-02-01 $176,250 (-6.8%) $233,378 (6.7%) 0.00 110
    2018-03-01 $179,450 (-0.7%) $226,098 (0.1%) 0.00 110
    2018-04-01 $203,125 (16.1%) $252,633 (15.0%) 0.00 122
    2018-05-01 $204,375 (15.1%) $254,022 (14.8%) 0.00 132
    2018-06-01 $199,000 (18.5%) $254,670 (22.6%) 0.00 146
    2018-07-01 $200,950 (20.0%) $255,025 (19.3%) 0.00 146
    2018-08-01 $216,225 (23.6%) $256,652 (14.6%) 0.00 145
    2018-09-01 $217,450 (7.4%) $251,839 (6.4%) 0.00 147
    2018-10-01 $209,975 (0.8%) $246,123 (4.2%) 0.00 147
    2018-11-01 $216,675 (19.7%) $250,301 (10.4%) 0.00 139
    2018-12-01 $220,000 (22.9%) $246,083 (3.8%) 0.00 139
    2019-01-01 $218,725 (25.0%) $246,447 (4.4%) 0.00 138
    2019-02-01 $214,450 (21.7%) $250,638 (7.4%) 0.00 136
    2019-03-01 $224,250 (25.0%) $252,011 (11.5%) 0.00 151
    2019-04-01 $224,625 (10.6%) $249,031 (-1.4%) 0.00 151
    2019-05-01 $225,000 (10.1%) $248,016 (-2.4%) 0.00 153
    2019-06-01 $228,250 (14.7%) $251,883 (-1.1%) 0.00 151
    2019-07-01 $227,000 (13.0%) $257,811 (1.1%) 0.00 152
    2019-08-01 $229,000 (5.9%) $258,172 (0.6%) 0.00 148
    2019-09-01 $229,974 (5.8%) $262,343 (4.2%) 0.00 145
    2019-10-01 $229,950 (9.5%) $260,981 (6.0%) 0.00 146
    2019-11-01 $225,000 (3.8%) $252,030 (0.7%) 0.00 137
    2019-12-01 $217,225 (-1.3%) $249,741 (1.5%) 0.00 135
    2020-01-01 $221,250 (1.2%) $247,016 (0.2%) 0.00 126
    2020-02-01 $225,000 (4.9%) $234,925 (-6.3%) 0.00 128
    2020-03-01 $225,000 (0.3%) $242,073 (-3.9%) 0.00 112
    2020-04-01 $225,000 (0.2%) $243,137 (-2.4%) 0.00 107
    2020-05-01 $224,900 (0.0%) $242,367 (-2.3%) 0.00 107
    2020-06-01 $222,375 (-2.6%) $253,423 (0.6%) 0.00 103
    2020-07-01 $202,550 (-10.8%) $241,527 (-6.3%) 0.00 97
    2020-08-01 $209,000 (-8.7%) $253,186 (-1.9%) 0.00 86
    2020-09-01 $224,875 (-2.2%) $260,794 (-0.6%) 0.00 89
    2020-10-01 $224,750 (-2.3%) $267,514 (2.5%) 0.00 79
    2020-11-01 $239,125 (6.3%) $288,346 (14.4%) 0.00 70
    2020-12-01 $232,000 (6.8%) $278,447 (11.5%) 0.00 66
    2021-01-01 $249,250 (12.7%) $286,728 (16.1%) 0.00 65
    2021-02-01 $264,450 (17.5%) $294,786 (25.5%) 0.00 65
    2021-03-01 $264,225 (17.4%) $289,996 (19.8%) 0.00 73
    2021-04-01 $249,125 (10.7%) $276,768 (13.8%) 0.00 58
    2021-05-01 $207,325 (-7.8%) $249,213 (2.8%) 0.00 51
    2021-06-01 $209,950 (-5.6%) $243,971 (-3.7%) 0.00 41
    2021-07-01 $204,750 (1.1%) $269,127 (11.4%) 0.00 44
    2021-08-01 $216,100 (3.4%) $318,460 (25.8%) 0.00 50
    2021-09-01 $215,000 (-4.4%) $304,864 (16.9%) 0.00 51
    2021-10-01 $215,000 (-4.3%) $298,427 (11.6%) 0.00 52
    2021-11-01 $212,499 (-11.1%) $286,864 (-0.5%) 0.00 57
    2021-12-01 $217,000 (-6.5%) $265,670 (-4.6%) 0.00 58
    2022-01-01 $186,450 (-25.2%) $235,168 (-18.0%) 0.00 50
    2022-02-01 $188,675 (-28.7%) $258,892 (-12.2%) 0.00 40
    2022-03-01 $219,250 (-17.0%) $286,033 (-1.4%) 0.00 42
    2022-04-01 $249,000 (-0.1%) $293,956 (6.2%) 0.00 43
    2022-05-01 $254,500 (22.8%) $299,414 (20.1%) 0.00 36
    2022-06-01 $273,725 (30.4%) $303,884 (24.6%) 0.00 43
    2022-07-01 $265,000 (29.4%) $272,282 (1.2%) 0.00 43
    2022-08-01 $231,375 (7.1%) $250,102 (-21.5%) 0.00 42
    2022-09-01 $226,225 (5.2%) $243,952 (-20.0%) 0.00 44
    2022-10-01 $217,500 (1.2%) $239,099 (-19.9%) 0.00 43
    2022-11-01 $189,999 (-10.6%) $249,872 (-12.9%) 0.00 45
    2022-12-01 $210,000 (-3.2%) $252,873 (-4.8%) 0.00 49
    2023-01-01 $235,375 (26.2%) $262,321 (11.6%) 0.00 53
    2023-02-01 $245,875 (30.3%) $268,895 (3.9%) 0.00 50
    2023-03-01 $299,400 (36.6%) $288,623 (0.9%) 0.00 50
    2023-04-01 $310,000 (24.5%) $298,634 (1.6%) 0.00 54
    Natchitoches's median listing price for 2023-04-01 was $310,000, a difference of $61,000 (24.5%) versus the prior year and $10,600 versus the prior month.

    Natchitoches's median listing price comes in at 0% of the national average.

    Natchitoches's average listing price for 2023-04-01 was $298,634, a difference of $4,678 (1.6%) versus the prior year and $10,011 versus the prior month.

    For the 2023-04-01 period, Natchitoches had 54 MLS listings, a difference of 4 listings (8%) versus the prior month and 11 listings (26%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Natchitoches (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,993 sqft
    2018-02-01 0 days 1,937 sqft
    2018-03-01 0 days 1,944 sqft
    2018-04-01 0 days 2,040 sqft
    2018-05-01 0 days 2,008 sqft
    2018-06-01 0 days 1,990 sqft
    2018-07-01 0 days 1,999 sqft
    2018-08-01 0 days 2,043 sqft
    2018-09-01 0 days 2,074 sqft
    2018-10-01 0 days 2,012 sqft
    2018-11-01 0 days 2,026 sqft
    2018-12-01 0 days 1,999 sqft
    2019-01-01 0 days 2,001 sqft
    2019-02-01 0 days 1,998 sqft
    2019-03-01 0 days 2,007 sqft
    2019-04-01 0 days 2,009 sqft
    2019-05-01 0 days 2,005 sqft
    2019-06-01 0 days 2,010 sqft
    2019-07-01 0 days 2,008 sqft
    2019-08-01 0 days 2,032 sqft
    2019-09-01 0 days 2,039 sqft
    2019-10-01 0 days 2,078 sqft
    2019-11-01 0 days 2,018 sqft
    2019-12-01 0 days 2,014 sqft
    2020-01-01 0 days 2,019 sqft
    2020-02-01 0 days 2,017 sqft
    2020-03-01 0 days 2,026 sqft
    2020-04-01 0 days 2,046 sqft
    2020-05-01 0 days 2,010 sqft
    2020-06-01 0 days 2,066 sqft
    2020-07-01 0 days 1,923 sqft
    2020-08-01 0 days 1,900 sqft
    2020-09-01 0 days 2,002 sqft
    2020-10-01 0 days 1,984 sqft
    2020-11-01 0 days 2,068 sqft
    2020-12-01 0 days 2,069 sqft
    2021-01-01 0 days 2,117 sqft
    2021-02-01 0 days 2,240 sqft
    2021-03-01 0 days 2,223 sqft
    2021-04-01 0 days 2,148 sqft
    2021-05-01 0 days 2,083 sqft
    2021-06-01 0 days 2,065 sqft
    2021-07-01 0 days 1,985 sqft
    2021-08-01 0 days 2,033 sqft
    2021-09-01 0 days 1,945 sqft
    2021-10-01 0 days 1,945 sqft
    2021-11-01 0 days 1,904 sqft
    2021-12-01 0 days 1,913 sqft
    2022-01-01 0 days 1,834 sqft
    2022-02-01 0 days 1,864 sqft
    2022-03-01 0 days 1,936 sqft
    2022-04-01 0 days 2,019 sqft
    2022-05-01 0 days 2,156 sqft
    2022-06-01 0 days 2,141 sqft
    2022-07-01 0 days 2,096 sqft
    2022-08-01 0 days 1,955 sqft
    2022-09-01 0 days 1,865 sqft
    2022-10-01 0 days 1,911 sqft
    2022-11-01 0 days 1,842 sqft
    2022-12-01 0 days 1,900 sqft
    2023-01-01 0 days 2,024 sqft
    2023-02-01 0 days 2,095 sqft
    2023-03-01 0 days 2,100 sqft
    2023-04-01 0 days 2,019 sqft
    Natchitoches's median listing age (time on market) for 2023-04-01 was 0 days.

    Natchitoches's median square footage for active listings during the 2023-04-01 period was 2,019 sqft. One year prior, the average listing was 2,019 sqft.

    Natchitoches, LA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 305 $62,295,000 $204,246
    Refi 91 $19,165,000 $210,604
    Cash Out Refi 52 $10,800,000 $207,692
    Home Improvement 12 $1,000,000 $83,333
    Other 9 $1,155,000 $128,333

    Natchitoches's most frequently cited loan purpose was Home Purchase, with 305 originations. The 2nd most popular reason was Refi, with 91 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 109 $24,285,000 $222,798
    4-5% 79 $18,725,000 $237,025
    3-4% 76 $15,690,000 $206,447
    6-7% 34 $5,300,000 $155,882
    2.5-3% 31 $6,225,000 $200,806
    7-8% 25 $3,135,000 $125,400
    Over 8% 16 $1,660,000 $103,750
    <2.5% 9 $2,185,000 $242,778

    During 2022, Natchitoches's most frequently originated rate bucket was 5-6%, with 109 originations.

    Loan Sizing (Natchitoches, LA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 187 $27,725,000 $148,262
    $200k-400k 159 $42,235,000 $265,629
    $100,000 or less 95 $5,795,000 $61,000
    $400k-600k 18 $8,490,000 $471,667
    $600k-1000k 7 $5,075,000 $725,000
    $Over $1MM 3 $5,095,000 $1,698,333

    Natchitoches's loan sizing saw the bucket of loans from $100k-200k with 187 originations, totaling $27,725,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 212 $43,530,000 $205,330
    60-80% 100 $21,450,000 $214,500
    40-60% 31 $7,125,000 $229,839
    20-40% 13 $1,745,000 $134,231
    Over 100% 9 $1,615,000 $179,444
    Under 20% 9 $385,000 $42,778

    Natchitoches's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 212 originations, totaling $43,530,000 in origination value.