Natchitoches Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Natchitoches averaged 6.62% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.44% and one month ago for the week of 2025-03-06, the average rate was 6.43%.

    Natchitoches's average rate one year ago was 6.72%.

    For refis of the same type during the week of 2025-04-10, the average rate was 7.12%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Natchitoches 30 Year Fixed Rate 2025-04-10 6.62%
    Natchitoches 30 Year Fixed Rate Refi 2025-04-10 7.12%
    Natchitoches 15 Year Fixed Rate 2025-04-10 5.92%
    Natchitoches 15 Year Fixed Rate Refi 2025-04-10 5.82%
    Natchitoches 30 Year FHA 2025-04-10 6.64%
    Natchitoches 30 Year FHA Refi 2025-04-10 6.53%
    Natchitoches 30 Year USDA 2025-04-10 6.65%
    Natchitoches 30 Year USDA Refi 2025-04-10 6.35%
    Natchitoches 30 Year VA 2025-04-10 6.39%
    Natchitoches 30 Year VA Refi 2025-04-10 6.09%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Natchitoches, LA.

    Natchitoches Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Natchitoches, LA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 9 6.73% $7,404
    GMFS LLC 8 6.84% $4,514
    UNITED WHOLESALE MORTGAGE, LLC 5 6.97% $9,121
    EUSTIS AND AMERICAN MORTGAGE COMPANY 2 7.31% $7,555
    Renasant Bank 2 6.63% $6,068
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 8.25% $6,184
    Wells Fargo Bank 2 7.63% $4,340
    Sabine State Bank and Trust Company 2 6.63% $5,244
    Hancock Whitney Bank 1 7.00% $3,693
    La Capitol Federal Credit Union 1 6.50% $4,091
    LENDSURE MORTGAGE CORP. 1 8.25% $14,997
    Merchants Bank of Indiana 1 7.00% $4,127
    NETWORK CAPITAL FUNDING CORPORATION 1 7.13% $6,025
    Origin Bank 1 7.13% $4,255
    PIERREMONT MORTGAGE, INC. 1 6.13% $4,354
    Regions Bank 1 6.63% $3,800
    The Evangeline Bank & Trust Company 1 10.25% $711
    Towne Bank 1 7.13% $4,458
    ALLIED MORTGAGE GROUP, INC. 1 7.13% $3,129
    ZILLOW HOME LOANS, LLC 1 6.50% $5,930
    Bossier Federal Credit Union 1 6.38% $500
    Campus Federal Credit Union 1 6.13% $5,144
    CMG MORTGAGE, INC. 1 7.13% $5,326
    CROSSCOUNTRY MORTGAGE, LLC 1 7.13% $5,225
    FIDELITY BANK 1 7.00% $5,651
    First State Bank 1 6.75% $3,818
    GARDNER FINANCIAL SERVICES, LTD. 1 7.00% $5,959

    Natchitoches Average Closing Costs & Other Stats

    Natchitoches, LA's 27 lenders originated 373 loans during 2024. The total origination value was $74,195,000, with an average loan value of $198,914.

    Natchitoches's average closing costs are $5,438.

    The top Natchitoches lender as defined by loan originations is QUICKEN LOANS, LLC, with 9 loans originated. Their average total fees are $7,404, which is $2,890 higher than the next largest lender, GMFS LLC.

    The lowest fee Natchitoches lenders (with over 10 loans originated) are .

    The lowest rate Natchitoches lenders (with over 10 loans originated) are .

    Natchitoches, LA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    BOM Bank $17,450,000 $10,110,000 -42.1% 13.6%
    UNITED WHOLESALE MORTGAGE, LLC $4,155,000 $8,115,000 95.3% 10.9%
    GMFS LLC $6,295,000 $6,500,000 3.3% 8.8%
    QUICKEN LOANS, LLC $3,435,000 $3,930,000 14.4% 5.3%
    Sabine State Bank and Trust Company $4,155,000 $3,445,000 -17.1% 4.6%
    NEWREZ LLC $2,000,000 $2,475,000 23.8% 3.3%
    21ST MORTGAGE CORPORATION $1,920,000 $1,690,000 -12.0% 2.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $855,000 $1,530,000 78.9% 2.1%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $500,000 $1,500,000 200.0% 2.0%
    First National Bank $1,475,000 n/a 2.0%
    FREEDOM MORTGAGE CORPORATION $435,000 $1,440,000 231.0% 1.9%
    Red River Bank $945,000 $1,390,000 47.1% 1.9%
    Southern Heritage Bank $2,015,000 $1,335,000 -33.7% 1.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,700,000 $1,300,000 -72.3% 1.8%
    Citizens National Bank, N.A. $1,260,000 n/a 1.7%
    Mortgage Research Center, LLC $655,000 $1,135,000 73.3% 1.5%
    Renasant Bank $820,000 $1,065,000 29.9% 1.4%
    Merchants Bank of Indiana $815,000 n/a 1.1%
    PENNYMAC LOAN SERVICES, LLC $295,000 $795,000 169.5% 1.1%
    GUILD MORTGAGE COMPANY $730,000 n/a 1.0%
    Wells Fargo Bank $590,000 $725,000 22.9% 1.0%
    Cross Keys Bank $675,000 n/a 0.9%
    BARKSDALE $650,000 n/a 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $645,000 n/a 0.9%
    AMERICAN FINANCIAL NETWORK, INC. $175,000 $635,000 262.9% 0.9%
    JPMorgan Chase Bank $580,000 n/a 0.8%
    La Capitol Federal Credit Union $360,000 $580,000 61.1% 0.8%
    Hancock Whitney Bank $595,000 $570,000 -4.2% 0.8%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $460,000 $550,000 19.6% 0.7%
    CARDINAL FINANCIAL $965,000 $495,000 -48.7% 0.7%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $620,000 $490,000 -21.0% 0.7%
    Colfax Banking Company $480,000 n/a 0.6%
    NAVY FEDERAL CREDIT UNION $45,000 $445,000 888.9% 0.6%
    PIERREMONT MORTGAGE, INC. $445,000 n/a 0.6%
    Origin Bank $420,000 n/a 0.6%
    Towne Bank $360,000 $400,000 11.1% 0.5%
    CMG MORTGAGE, INC. $395,000 n/a 0.5%
    HOMELAND BANCSHARES $385,000 $395,000 2.6% 0.5%
    UNITED BUILT HOMES, L.L.C. $855,000 $375,000 -56.1% 0.5%
    First Federal Bank $355,000 n/a 0.5%
    PLANET HOME LENDING, LLC $175,000 $355,000 102.9% 0.5%
    Carrington Mortgage Services, LLC $340,000 n/a 0.5%
    TIB The Independent Bankersbank $340,000 n/a 0.5%
    SOUTHWEST STAGE FUNDING, LLC $500,000 $330,000 -34.0% 0.4%
    FIDELITY BANK $305,000 n/a 0.4%
    Regions Bank $155,000 $305,000 96.8% 0.4%
    Equity Prime Mortgage LLC $235,000 $290,000 23.4% 0.4%
    LENDSURE MORTGAGE CORP. $285,000 n/a 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $275,000 n/a 0.4%
    Campus Federal Credit Union $270,000 n/a 0.4%
    First Federal Bank of Louisiana $195,000 $265,000 35.9% 0.4%
    ZILLOW HOME LOANS, LLC $245,000 n/a 0.3%
    TRIAD FINANCIAL SERVICES, INC. $580,000 $240,000 -58.6% 0.3%
    Merchants & Farmers Bank & Trust Company $65,000 $235,000 261.5% 0.3%
    Progressive Bank $395,000 $215,000 -45.6% 0.3%
    SIRVA MORTGAGE, INC. $215,000 n/a 0.3%
    BROKER SOLUTIONS, INC. $105,000 $210,000 100.0% 0.3%
    GUARANTEED RATE, INC. $175,000 n/a 0.2%
    PLAZA HOME MORTGAGE, INC. $175,000 n/a 0.2%
    SOUTHWEST FUNDING, LP $165,000 n/a 0.2%
    First State Bank $155,000 n/a 0.2%
    The Loan Store, Inc. $155,000 n/a 0.2%
    The Evangeline Bank & Trust Company $905,000 $150,000 -83.4% 0.2%
    Citizens Bank & Trust Company of Vivian, Louisiana $145,000 n/a 0.2%
    Bank of America $220,000 $135,000 -38.6% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $135,000 n/a 0.2%
    ALLIED MORTGAGE GROUP, INC. $115,000 n/a 0.2%
    Bossier Federal Credit Union $105,000 n/a 0.1%
    AMWEST FUNDING CORP. $85,000 n/a 0.1%
    GARDNER FINANCIAL SERVICES, LTD. $75,000 n/a 0.1%
    NETWORK CAPITAL FUNDING CORPORATION $75,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $65,000 n/a 0.1%
    LOANDEPOT.COM, LLC $185,000 $45,000 -75.7% 0.1%
    Discover Bank $35,000 n/a 0.0%
    First Guaranty Bank $25,000 n/a 0.0%
    First National Bank in DeRidder $25,000 n/a 0.0%
    Flagstar Bank, FSB $285,000 $15,000 -94.7% 0.0%

    Natchitoches's top lender by overall market share is BOM Bank, with 13.6% market share. In second place, with 10.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $8,115,000 in loans. In third place, with 8.8%, is GMFS LLC, having originated $6,500,000 in loans. In fourth place, with 5.3%, is QUICKEN LOANS, LLC, having originated $3,930,000 in loans. In fifth place, with 4.6%, is Sabine State Bank and Trust Company, having originated $3,445,000 in loans.

    Natchitoches Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Natchitoches (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $175,000 (-7.4%) $236,027 (10.6%) 0.00 107
    2018-02-01 $176,625 (-6.6%) $236,203 (8.0%) 0.00 110
    2018-03-01 $179,450 (-0.7%) $226,098 (0.1%) 0.00 110
    2018-04-01 $203,125 (16.1%) $252,633 (15.0%) 0.00 122
    2018-05-01 $204,375 (15.1%) $254,022 (14.8%) 0.00 132
    2018-06-01 $199,000 (18.5%) $254,670 (22.6%) 0.00 146
    2018-07-01 $200,950 (20.0%) $255,025 (19.3%) 0.00 146
    2018-08-01 $216,225 (23.6%) $256,652 (14.6%) 0.00 145
    2018-09-01 $217,450 (7.4%) $251,839 (6.4%) 0.00 147
    2018-10-01 $209,975 (0.8%) $246,123 (4.2%) 0.00 147
    2018-11-01 $216,675 (19.7%) $250,301 (10.4%) 0.00 139
    2018-12-01 $220,000 (22.9%) $246,083 (3.8%) 0.00 139
    2019-01-01 $218,725 (25.0%) $246,447 (4.4%) 0.00 138
    2019-02-01 $214,450 (21.4%) $250,638 (6.1%) 0.00 136
    2019-03-01 $213,821 (19.2%) $247,314 (9.4%) 0.00 147
    2019-04-01 $223,875 (10.2%) $248,576 (-1.6%) 0.00 150
    2019-05-01 $225,000 (10.1%) $248,016 (-2.4%) 0.00 153
    2019-06-01 $228,250 (14.7%) $251,883 (-1.1%) 0.00 151
    2019-07-01 $227,000 (13.0%) $257,811 (1.1%) 0.00 152
    2019-08-01 $229,636 (6.2%) $260,360 (1.4%) 0.00 146
    2019-09-01 $229,841 (5.7%) $260,912 (3.6%) 0.00 148
    2019-10-01 $229,927 (9.5%) $260,919 (6.0%) 0.00 147
    2019-11-01 $225,000 (3.8%) $252,030 (0.7%) 0.00 137
    2019-12-01 $217,225 (-1.3%) $249,741 (1.5%) 0.00 135
    2020-01-01 $221,250 (1.2%) $247,016 (0.2%) 0.00 126
    2020-02-01 $225,000 (4.9%) $234,925 (-6.3%) 0.00 128
    2020-03-01 $225,000 (5.2%) $242,073 (-2.1%) 0.00 112
    2020-04-01 $225,000 (0.5%) $243,137 (-2.2%) 0.00 107
    2020-05-01 $224,900 (0.0%) $242,367 (-2.3%) 0.00 107
    2020-06-01 $222,375 (-2.6%) $253,423 (0.6%) 0.00 103
    2020-07-01 $202,550 (-10.8%) $241,527 (-6.3%) 0.00 97
    2020-08-01 $209,000 (-9.0%) $253,186 (-2.8%) 0.00 86
    2020-09-01 $224,875 (-2.2%) $260,794 (-0.1%) 0.00 89
    2020-10-01 $224,750 (-2.3%) $267,514 (2.5%) 0.00 79
    2020-11-01 $239,125 (6.3%) $288,346 (14.4%) 0.00 70
    2020-12-01 $232,000 (6.8%) $278,447 (11.5%) 0.00 66
    2021-01-01 $249,250 (12.7%) $286,728 (16.1%) 0.00 65
    2021-02-01 $264,450 (17.5%) $294,786 (25.5%) 0.00 65
    2021-03-01 $264,225 (17.4%) $289,996 (19.8%) 0.00 73
    2021-04-01 $249,125 (10.7%) $276,768 (13.8%) 0.00 58
    2021-05-01 $207,325 (-7.8%) $249,213 (2.8%) 0.00 51
    2021-06-01 $209,950 (-5.6%) $243,971 (-3.7%) 0.00 41
    2021-07-01 $204,750 (1.1%) $269,127 (11.4%) 0.00 44
    2021-08-01 $216,100 (3.4%) $318,460 (25.8%) 0.00 50
    2021-09-01 $215,000 (-4.4%) $304,864 (16.9%) 0.00 51
    2021-10-01 $215,000 (-4.3%) $298,427 (11.6%) 0.00 52
    2021-11-01 $212,499 (-11.1%) $286,864 (-0.5%) 0.00 57
    2021-12-01 $217,000 (-6.5%) $265,670 (-4.6%) 0.00 58
    2022-01-01 $186,450 (-25.2%) $235,168 (-18.0%) 0.00 50
    2022-02-01 $188,675 (-28.7%) $258,892 (-12.2%) 0.00 40
    2022-03-01 $219,250 (-17.0%) $286,033 (-1.4%) 0.00 42
    2022-04-01 $249,000 (-0.1%) $293,956 (6.2%) 0.00 43
    2022-05-01 $254,500 (22.8%) $299,414 (20.1%) 0.00 36
    2022-06-01 $273,725 (30.4%) $303,884 (24.6%) 0.00 43
    2022-07-01 $265,000 (29.4%) $272,282 (1.2%) 0.00 43
    2022-08-01 $231,375 (7.1%) $250,102 (-21.5%) 0.00 42
    2022-09-01 $226,225 (5.2%) $243,952 (-20.0%) 0.00 44
    2022-10-01 $217,500 (1.2%) $239,099 (-19.9%) 0.00 43
    2022-11-01 $189,999 (-10.6%) $249,872 (-12.9%) 0.00 45
    2022-12-01 $210,000 (-3.2%) $252,873 (-4.8%) 0.00 49
    2023-01-01 $235,375 (26.2%) $262,321 (11.6%) 0.00 53
    2023-02-01 $245,875 (30.3%) $268,895 (3.9%) 0.00 50
    2023-03-01 $299,400 (36.6%) $288,623 (0.9%) 0.00 50
    2023-04-01 $310,000 (24.5%) $298,634 (1.6%) 0.00 54
    2023-05-01 $304,450 (19.6%) $308,067 (2.9%) 0.00 59
    2023-06-01 $301,900 (10.3%) $304,822 (0.3%) 0.00 60
    2023-07-01 $291,375 (10.0%) $293,029 (7.6%) 0.00 71
    2023-08-01 $293,250 (26.7%) $305,070 (22.0%) 0.00 82
    2023-09-01 $289,900 (28.2%) $312,759 (28.2%) 0.00 93
    2023-10-01 $326,950 (50.3%) $332,317 (39.0%) 0.00 87
    2023-11-01 $322,450 (69.7%) $324,470 (29.9%) 0.00 94
    2023-12-01 $315,000 (50.0%) $321,922 (27.3%) 0.00 94
    2024-01-01 $291,375 (23.8%) $324,930 (23.9%) 0.00 95
    2024-02-01 $297,450 (21.0%) $324,396 (20.6%) 0.00 86
    2024-03-01 $290,000 (-3.1%) $317,297 (9.9%) 0.00 88
    2024-04-01 $291,000 (-6.1%) $319,863 (7.1%) 0.00 90
    2024-05-01 $295,000 (-3.1%) $312,751 (1.5%) 0.00 103
    2024-06-01 $295,000 (-2.3%) $312,970 (2.7%) 0.00 111
    2024-07-01 $297,500 (2.1%) $308,547 (5.3%) 0.00 108
    2024-08-01 $299,500 (2.1%) $320,065 (4.9%) 0.00 99
    2024-09-01 $299,000 (3.1%) $323,662 (3.5%) 0.00 89
    2024-10-01 $295,000 (-9.8%) $321,693 (-3.2%) 0.00 92
    2024-11-01 $295,000 (-8.5%) $321,908 (-0.8%) 0.00 94
    2024-12-01 $289,500 (-8.1%) $320,478 (-0.5%) 0.00 91
    2025-01-01 $295,000 (1.2%) $323,973 (-0.3%) 0.00 85
    2025-02-01 $298,750 (0.4%) $339,951 (4.8%) 0.00 86
    2025-03-01 $299,000 (3.1%) $343,614 (8.3%) 0.00 94
    Natchitoches's median listing price for 2025-03-01 was $299,000, a difference of $9,000 (3.1%) versus the prior year and $250 versus the prior month.

    Natchitoches's median listing price comes in at 0% of the national average.

    Natchitoches's average listing price for 2025-03-01 was $343,614, a difference of $26,317 (8.3%) versus the prior year and $3,663 versus the prior month.

    For the 2025-03-01 period, Natchitoches had 94 MLS listings, a difference of 8 listings (9%) versus the prior month and 6 listings (7%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Natchitoches (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,993 sqft
    2018-02-01 0 days 1,944 sqft
    2018-03-01 0 days 1,944 sqft
    2018-04-01 0 days 2,040 sqft
    2018-05-01 0 days 2,008 sqft
    2018-06-01 0 days 1,990 sqft
    2018-07-01 0 days 1,999 sqft
    2018-08-01 0 days 2,043 sqft
    2018-09-01 0 days 2,074 sqft
    2018-10-01 0 days 2,012 sqft
    2018-11-01 0 days 2,026 sqft
    2018-12-01 0 days 1,999 sqft
    2019-01-01 0 days 2,001 sqft
    2019-02-01 0 days 1,998 sqft
    2019-03-01 0 days 2,002 sqft
    2019-04-01 0 days 2,006 sqft
    2019-05-01 0 days 2,005 sqft
    2019-06-01 0 days 2,010 sqft
    2019-07-01 0 days 2,008 sqft
    2019-08-01 0 days 2,065 sqft
    2019-09-01 0 days 2,070 sqft
    2019-10-01 0 days 2,078 sqft
    2019-11-01 0 days 2,018 sqft
    2019-12-01 0 days 2,014 sqft
    2020-01-01 0 days 2,019 sqft
    2020-02-01 0 days 2,017 sqft
    2020-03-01 0 days 2,026 sqft
    2020-04-01 0 days 2,046 sqft
    2020-05-01 0 days 2,010 sqft
    2020-06-01 0 days 2,066 sqft
    2020-07-01 0 days 1,923 sqft
    2020-08-01 0 days 1,900 sqft
    2020-09-01 0 days 2,002 sqft
    2020-10-01 0 days 1,984 sqft
    2020-11-01 0 days 2,068 sqft
    2020-12-01 0 days 2,069 sqft
    2021-01-01 0 days 2,117 sqft
    2021-02-01 0 days 2,240 sqft
    2021-03-01 0 days 2,223 sqft
    2021-04-01 0 days 2,148 sqft
    2021-05-01 0 days 2,083 sqft
    2021-06-01 0 days 2,065 sqft
    2021-07-01 0 days 1,985 sqft
    2021-08-01 0 days 2,033 sqft
    2021-09-01 0 days 1,945 sqft
    2021-10-01 0 days 1,945 sqft
    2021-11-01 0 days 1,904 sqft
    2021-12-01 0 days 1,913 sqft
    2022-01-01 0 days 1,834 sqft
    2022-02-01 0 days 1,864 sqft
    2022-03-01 0 days 1,936 sqft
    2022-04-01 0 days 2,019 sqft
    2022-05-01 0 days 2,156 sqft
    2022-06-01 0 days 2,141 sqft
    2022-07-01 0 days 2,096 sqft
    2022-08-01 0 days 1,955 sqft
    2022-09-01 0 days 1,865 sqft
    2022-10-01 0 days 1,911 sqft
    2022-11-01 0 days 1,842 sqft
    2022-12-01 0 days 1,900 sqft
    2023-01-01 0 days 2,024 sqft
    2023-02-01 0 days 2,095 sqft
    2023-03-01 0 days 2,100 sqft
    2023-04-01 0 days 2,019 sqft
    2023-05-01 0 days 2,000 sqft
    2023-06-01 0 days 2,100 sqft
    2023-07-01 0 days 2,044 sqft
    2023-08-01 0 days 2,022 sqft
    2023-09-01 0 days 2,051 sqft
    2023-10-01 0 days 2,162 sqft
    2023-11-01 0 days 2,068 sqft
    2023-12-01 0 days 2,046 sqft
    2024-01-01 0 days 2,038 sqft
    2024-02-01 0 days 2,054 sqft
    2024-03-01 0 days 2,008 sqft
    2024-04-01 0 days 2,021 sqft
    2024-05-01 0 days 2,020 sqft
    2024-06-01 0 days 1,977 sqft
    2024-07-01 0 days 2,014 sqft
    2024-08-01 0 days 2,046 sqft
    2024-09-01 0 days 2,082 sqft
    2024-10-01 0 days 2,062 sqft
    2024-11-01 0 days 2,018 sqft
    2024-12-01 0 days 2,000 sqft
    2025-01-01 0 days 2,000 sqft
    2025-02-01 0 days 2,007 sqft
    2025-03-01 0 days 2,014 sqft
    Natchitoches's median listing age (time on market) for 2025-03-01 was 0 days.

    Natchitoches's median square footage for active listings during the 2025-03-01 period was 2,014 sqft. One year prior, the average listing was 2,008 sqft.

    Natchitoches, LA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 258 $53,060,000 $205,659
    Refi 54 $14,520,000 $268,889
    Cash Out Refi 32 $5,220,000 $163,125
    Home Improvement 18 $830,000 $46,111
    Other 11 $565,000 $51,364

    Natchitoches's most frequently cited loan purpose was Home Purchase, with 258 originations. The 2nd most popular reason was Refi, with 54 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 137 $29,795,000 $217,482
    Over 8% 61 $7,595,000 $124,508
    7-8% 48 $9,530,000 $198,542
    5-6% 46 $9,840,000 $213,913
    2.5-3% 2 $350,000 $175,000
    <2.5% 1 $5,000 $5,000

    During 2024, Natchitoches's most frequently originated rate bucket was 6-7%, with 137 originations.

    Loan Sizing (Natchitoches, LA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 146 $22,360,000 $153,151
    $200k-400k 110 $30,980,000 $281,636
    $100,000 or less 90 $5,290,000 $58,778
    $400k-600k 19 $8,665,000 $456,053
    $600k-1000k 6 $4,390,000 $731,667
    $Over $1MM 2 $2,510,000 $1,255,000

    Natchitoches's loan sizing saw the bucket of loans from $100k-200k with 146 originations, totaling $22,360,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 186 $38,000,000 $204,301
    60-80% 42 $9,400,000 $223,810
    Under 20% 18 $700,000 $38,889
    20-40% 17 $1,225,000 $72,059
    40-60% 14 $1,910,000 $136,429
    Over 100% 13 $3,685,000 $283,462

    Natchitoches's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 186 originations, totaling $38,000,000 in origination value.