Natchitoches Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Natchitoches averaged 6.55% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

The average rate for the prior week (2023-05-18) was 6.17% and one month ago for the week of 2023-04-20, the average rate was 6.07%.

Natchitoches's average rate one year ago was 5.03%.

For refis of the same type during the week of 2023-05-25, the average rate was 7.07%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-05-25 6.57%
Natchitoches 30 Year Fixed Rate 2023-05-25 6.55%
Natchitoches 30 Year Fixed Rate Refi 2023-05-25 7.07%
Natchitoches 15 Year Fixed Rate 2023-05-25 6.07%
Natchitoches 15 Year Fixed Rate Refi 2023-05-25 5.87%
Natchitoches 30 Year FHA 2023-05-25 6.81%
Natchitoches 30 Year FHA Refi 2023-05-25 6.71%
Natchitoches 30 Year USDA 2023-05-25 6.43%
Natchitoches 30 Year USDA Refi 2023-05-25 6.63%
Natchitoches 30 Year VA 2023-05-25 6.21%
Natchitoches 30 Year VA Refi 2023-05-25 6.41%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Natchitoches, LA.

Natchitoches Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Natchitoches, LA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
GMFS LLC 48 4.66% $3,972
QUICKEN LOANS, LLC 16 5.05% $6,362
Sabine State Bank and Trust Company 12 5.65% $5,842
Renasant Bank 9 3.96% $6,760
JPMorgan Chase Bank 5 4.55% $2,018
Wells Fargo Bank 4 5.06% $2,330
Red River Bank 4 5.03% $3,853
UNITED WHOLESALE MORTGAGE, LLC 3 4.46% $6,691
TIB The Independent Bankersbank 3 4.83% $4,109
Hancock Whitney Bank 3 5.46% $5,754
ROYAL UNITED MORTGAGE LLC 2 5.81% $8,704
Carrington Mortgage Services, LLC 2 5.25% $8,483
Gateway First Bank 2 4.31% $8,020
EUSTIS AND AMERICAN MORTGAGE COMPANY 2 5.13% $7,198
MOVEMENT MORTGAGE, LLC 2 5.81% $7,404
Mr. Cooper ( Nationstar Mortgage ) 2 3.99% $8,112
Origin Bank 1 3.50% $4,122
Regions Bank 1 5.38% $3,909
RUOFF MORTGAGE COMPANY, INC. 1 3.75% $4,086
Trustmark National Bank 1 6.63% $3,446
VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.50% $6,039
MID AMERICA MORTGAGE, INC. 1 5.75% $2,671
ANECA Federal Credit Union 1 5.25% $13,535
Assurance Financial Group, L.L.C. 1 3.88% $3,463
Bank of England 1 4.88% $3,405
BARKSDALE 1 5.88% $2,427
City National Bank of Florida 1 4.00% $5,215
CORNERSTONE HOME LENDING, INC. 1 4.38% $11,133
FREEDOM MORTGAGE CORPORATION 1 3.88% $1,625
HOMESIDE FINANCIAL, LLC 1 3.25% $5,893
La Capitol Federal Credit Union 1 4.50% $3,421
LAKEVIEW LOAN SERVICING, LLC 1 3.99% $6,337
LOANDEPOT.COM, LLC 1 4.75% $5,472
AMERISAVE MORTGAGE CORPORATION 1 4.25% $10,241
MUTUAL OF OMAHA MORTGAGE, INC. 1 3.38% $8,197
NAVY FEDERAL CREDIT UNION 1 4.38% $5,498
NTFN, INC. 1 8.13% $8,122

Natchitoches Average Closing Costs & Other Stats

Natchitoches, LA's 37 lenders originated 469 loans during 2022. The total origination value was $94,415,000, with an average loan value of $201,311.

Natchitoches's average closing costs are $4,975.

The top Natchitoches lender as defined by loan originations is GMFS LLC, with 48 loans originated. Their average total fees are $3,972, which is $2,390 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Natchitoches lenders (with over 10 loans originated) are GMFS LLC ($3,972), Sabine State Bank and Trust Company ($5,842), QUICKEN LOANS, LLC ($6,362), .

The lowest rate Natchitoches lenders (with over 10 loans originated) are GMFS LLC (4.66%), QUICKEN LOANS, LLC (5.05%), Sabine State Bank and Trust Company (5.65%), .

Natchitoches, LA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
GMFS LLC $26,705,000 $19,410,000 -27.3% 20.6%
BOM Bank $9,995,000 $13,220,000 32.3% 14.0%
QUICKEN LOANS, LLC $11,545,000 $6,980,000 -39.5% 7.4%
Sabine State Bank and Trust Company $9,690,000 $6,280,000 -35.2% 6.7%
Renasant Bank $10,240,000 $3,910,000 -61.8% 4.1%
First Federal Bank of Louisiana $3,070,000 $2,670,000 -13.0% 2.8%
Red River Bank $2,100,000 $2,415,000 15.0% 2.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,130,000 $1,800,000 -42.5% 1.9%
TRIAD FINANCIAL SERVICES, INC. $1,260,000 $1,685,000 33.7% 1.8%
JPMorgan Chase Bank $1,380,000 $1,505,000 9.1% 1.6%
Home Bank $165,000 $1,455,000 781.8% 1.5%
UNITED WHOLESALE MORTGAGE, LLC $3,590,000 $1,250,000 -65.2% 1.3%
EUSTIS AND AMERICAN MORTGAGE COMPANY $760,000 $1,215,000 59.9% 1.3%
Hancock Whitney Bank $1,465,000 $1,175,000 -19.8% 1.2%
TIB The Independent Bankersbank $255,000 $1,150,000 351.0% 1.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $3,200,000 $1,105,000 -65.5% 1.2%
21ST MORTGAGE CORPORATION $3,010,000 $1,095,000 -63.6% 1.2%
ANECA Federal Credit Union $905,000 n/a 1.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,370,000 $900,000 -34.3% 1.0%
Carrington Mortgage Services, LLC $915,000 $885,000 -3.3% 0.9%
Wells Fargo Bank $710,000 $860,000 21.1% 0.9%
Home Federal Bank $135,000 $775,000 474.1% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $1,785,000 $770,000 -56.9% 0.8%
Mortgage Research Center, LLC $2,970,000 $765,000 -74.2% 0.8%
BARKSDALE $105,000 $725,000 590.5% 0.8%
LOANDEPOT.COM, LLC $2,165,000 $685,000 -68.4% 0.7%
HOME POINT FINANCIAL CORPORATION $760,000 $605,000 -20.4% 0.6%
USAA Federal Savings Bank $815,000 $605,000 -25.8% 0.6%
Flagstar Bank, FSB $1,075,000 $590,000 -45.1% 0.6%
BROKER SOLUTIONS, INC. $125,000 $560,000 348.0% 0.6%
Assurance Financial Group, L.L.C. $545,000 n/a 0.6%
Gateway First Bank $105,000 $530,000 404.8% 0.6%
THRIVE MORTGAGE, LLC $1,245,000 $530,000 -57.4% 0.6%
HOMEBRIDGE FINANCIAL SERVICES, INC. $735,000 $480,000 -34.7% 0.5%
COUNTRYPLACE MORTGAGE, LTD. $170,000 $465,000 173.5% 0.5%
Network Funding, L.P. $255,000 $460,000 80.4% 0.5%
ROYAL UNITED MORTGAGE LLC $105,000 $445,000 323.8% 0.5%
CHURCHILL MORTGAGE CORPORATION $410,000 n/a 0.4%
NEWREZ LLC $1,235,000 $410,000 -66.8% 0.4%
PLAZA HOME MORTGAGE, INC. $410,000 n/a 0.4%
Origin Bank $390,000 n/a 0.4%
PRIMARY RESIDENTIAL MORTGAGE, INC. $535,000 $390,000 -27.1% 0.4%
MOVEMENT MORTGAGE, LLC $780,000 $370,000 -52.6% 0.4%
CALIBER HOME LOANS, INC. $795,000 $360,000 -54.7% 0.4%
NAVY FEDERAL CREDIT UNION $680,000 $350,000 -48.5% 0.4%
NEW DAY FINANCIAL, LLC $730,000 $330,000 -54.8% 0.3%
BARTLETT MORTGAGE, INC. $325,000 n/a 0.3%
PIERREMONT MORTGAGE, INC. $325,000 n/a 0.3%
b1BANK $315,000 $305,000 -3.2% 0.3%
Regions Bank $705,000 $300,000 -57.4% 0.3%
First National Bank in DeRidder $25,000 $275,000 1,000.0% 0.3%
PLANET HOME LENDING, LLC $505,000 $275,000 -45.5% 0.3%
Wyndham Capital Mortgage, Inc. $265,000 n/a 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $260,000 n/a 0.3%
AMERISAVE MORTGAGE CORPORATION $1,535,000 $255,000 -83.4% 0.3%
CORNERSTONE HOME LENDING, INC. $255,000 n/a 0.3%
LAKEVIEW LOAN SERVICING, LLC $870,000 $255,000 -70.7% 0.3%
RUOFF MORTGAGE COMPANY, INC. $255,000 n/a 0.3%
City National Bank of Florida $245,000 n/a 0.3%
SOUTHWEST FUNDING, LP $545,000 $245,000 -55.0% 0.3%
MORTGAGE SOLUTIONS OF COLORADO, LLC $235,000 n/a 0.2%
DRAPER AND KRAMER MORTGAGE CORP. $225,000 n/a 0.2%
NTFN, INC. $225,000 n/a 0.2%
PENNYMAC LOAN SERVICES, LLC $805,000 $225,000 -72.0% 0.2%
Thomasville National Bank $225,000 n/a 0.2%
La Capitol Federal Credit Union $1,410,000 $220,000 -84.4% 0.2%
Bank of England $215,000 n/a 0.2%
HOMELAND BANCSHARES, INC. $215,000 n/a 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $205,000 n/a 0.2%
Deere Employees Credit Union $475,000 $200,000 -57.9% 0.2%
CARTER FEDERAL CREDIT UNION $190,000 n/a 0.2%
LIBERTY HOME MORTGAGE CORPORATION $185,000 n/a 0.2%
The Evangeline Bank & Trust Company $300,000 $185,000 -38.3% 0.2%
FREEDOM MORTGAGE CORPORATION $2,585,000 $165,000 -93.6% 0.2%
HOMESIDE FINANCIAL, LLC $165,000 n/a 0.2%
Plains Commerce Bank $95,000 $165,000 73.7% 0.2%
UNITED BUILT HOMES, L.L.C. $870,000 $165,000 -81.0% 0.2%
BETTER MORTGAGE CORPORATION $175,000 $155,000 -11.4% 0.2%
DHI MORTGAGE COMPANY, LTD. $155,000 n/a 0.2%
MID AMERICA MORTGAGE, INC. $320,000 $155,000 -51.6% 0.2%
United Community Bank $150,000 n/a 0.2%
LIMA ONE CAPITAL, LLC $135,000 n/a 0.1%
Metairie Bank & Trust Company $135,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $135,000 $135,000 0.0% 0.1%
DATA MORTGAGE, INC. $125,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $710,000 $115,000 -83.8% 0.1%
Community First Bank $115,000 n/a 0.1%
The Bank $225,000 $115,000 -48.9% 0.1%
Equity Prime Mortgage LLC $105,000 n/a 0.1%
First Community Bank $85,000 n/a 0.1%
Southern Heritage Bank $1,215,000 $85,000 -93.0% 0.1%
MORTGAGE FINANCIAL SERVICES, LLC $225,000 $65,000 -71.1% 0.1%
Pelican State Credit Union $515,000 $60,000 -88.3% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $55,000 n/a 0.1%
Jeff Davis Bancshares, Inc. $55,000 n/a 0.1%
Trustmark National Bank $55,000 n/a 0.1%
CSL Financial, LLC $75,000 $45,000 -40.0% 0.0%
Figure Lending LLC $55,000 $45,000 -18.2% 0.0%
Gibsland Bank & Trust Company $45,000 n/a 0.0%
U.S. Bank $45,000 n/a 0.0%
American Bank & Trust Company $35,000 n/a 0.0%
CIS Financial Services, Inc. $35,000 n/a 0.0%
GREATER NEW ORLEANS $35,000 n/a 0.0%

Natchitoches's top lender by overall market share is GMFS LLC, with 20.6% market share. In second place, with 14.0%, is BOM Bank, having originated $13,220,000 in loans. In third place, with 7.4%, is QUICKEN LOANS, LLC, having originated $6,980,000 in loans. In fourth place, with 6.7%, is Sabine State Bank and Trust Company, having originated $6,280,000 in loans. In fifth place, with 4.1%, is Renasant Bank, having originated $3,910,000 in loans.


Natchitoches Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Natchitoches (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $175,000 (-7.4%) $236,027 (10.6%) 0.00 107
2018-02-01 $176,250 (-6.8%) $233,378 (6.7%) 0.00 110
2018-03-01 $179,450 (-0.7%) $226,098 (0.1%) 0.00 110
2018-04-01 $203,125 (16.1%) $252,633 (15.0%) 0.00 122
2018-05-01 $204,375 (15.1%) $254,022 (14.8%) 0.00 132
2018-06-01 $199,000 (18.5%) $254,670 (22.6%) 0.00 146
2018-07-01 $200,950 (20.0%) $255,025 (19.3%) 0.00 146
2018-08-01 $216,225 (23.6%) $256,652 (14.6%) 0.00 145
2018-09-01 $217,450 (7.4%) $251,839 (6.4%) 0.00 147
2018-10-01 $209,975 (0.8%) $246,123 (4.2%) 0.00 147
2018-11-01 $216,675 (19.7%) $250,301 (10.4%) 0.00 139
2018-12-01 $220,000 (22.9%) $246,083 (3.8%) 0.00 139
2019-01-01 $218,725 (25.0%) $246,447 (4.4%) 0.00 138
2019-02-01 $214,450 (21.7%) $250,638 (7.4%) 0.00 136
2019-03-01 $224,250 (25.0%) $252,011 (11.5%) 0.00 151
2019-04-01 $224,625 (10.6%) $249,031 (-1.4%) 0.00 151
2019-05-01 $225,000 (10.1%) $248,016 (-2.4%) 0.00 153
2019-06-01 $228,250 (14.7%) $251,883 (-1.1%) 0.00 151
2019-07-01 $227,000 (13.0%) $257,811 (1.1%) 0.00 152
2019-08-01 $229,000 (5.9%) $258,172 (0.6%) 0.00 148
2019-09-01 $229,974 (5.8%) $262,343 (4.2%) 0.00 145
2019-10-01 $229,950 (9.5%) $260,981 (6.0%) 0.00 146
2019-11-01 $225,000 (3.8%) $252,030 (0.7%) 0.00 137
2019-12-01 $217,225 (-1.3%) $249,741 (1.5%) 0.00 135
2020-01-01 $221,250 (1.2%) $247,016 (0.2%) 0.00 126
2020-02-01 $225,000 (4.9%) $234,925 (-6.3%) 0.00 128
2020-03-01 $225,000 (0.3%) $242,073 (-3.9%) 0.00 112
2020-04-01 $225,000 (0.2%) $243,137 (-2.4%) 0.00 107
2020-05-01 $224,900 (0.0%) $242,367 (-2.3%) 0.00 107
2020-06-01 $222,375 (-2.6%) $253,423 (0.6%) 0.00 103
2020-07-01 $202,550 (-10.8%) $241,527 (-6.3%) 0.00 97
2020-08-01 $209,000 (-8.7%) $253,186 (-1.9%) 0.00 86
2020-09-01 $224,875 (-2.2%) $260,794 (-0.6%) 0.00 89
2020-10-01 $224,750 (-2.3%) $267,514 (2.5%) 0.00 79
2020-11-01 $239,125 (6.3%) $288,346 (14.4%) 0.00 70
2020-12-01 $232,000 (6.8%) $278,447 (11.5%) 0.00 66
2021-01-01 $249,250 (12.7%) $286,728 (16.1%) 0.00 65
2021-02-01 $264,450 (17.5%) $294,786 (25.5%) 0.00 65
2021-03-01 $264,225 (17.4%) $289,996 (19.8%) 0.00 73
2021-04-01 $249,125 (10.7%) $276,768 (13.8%) 0.00 58
2021-05-01 $207,325 (-7.8%) $249,213 (2.8%) 0.00 51
2021-06-01 $209,950 (-5.6%) $243,971 (-3.7%) 0.00 41
2021-07-01 $204,750 (1.1%) $269,127 (11.4%) 0.00 44
2021-08-01 $216,100 (3.4%) $318,460 (25.8%) 0.00 50
2021-09-01 $215,000 (-4.4%) $304,864 (16.9%) 0.00 51
2021-10-01 $215,000 (-4.3%) $298,427 (11.6%) 0.00 52
2021-11-01 $212,499 (-11.1%) $286,864 (-0.5%) 0.00 57
2021-12-01 $217,000 (-6.5%) $265,670 (-4.6%) 0.00 58
2022-01-01 $186,450 (-25.2%) $235,168 (-18.0%) 0.00 50
2022-02-01 $188,675 (-28.7%) $258,892 (-12.2%) 0.00 40
2022-03-01 $219,250 (-17.0%) $286,033 (-1.4%) 0.00 42
2022-04-01 $249,000 (-0.1%) $293,956 (6.2%) 0.00 43
2022-05-01 $254,500 (22.8%) $299,414 (20.1%) 0.00 36
2022-06-01 $273,725 (30.4%) $303,884 (24.6%) 0.00 43
2022-07-01 $265,000 (29.4%) $272,282 (1.2%) 0.00 43
2022-08-01 $231,375 (7.1%) $250,102 (-21.5%) 0.00 42
2022-09-01 $226,225 (5.2%) $243,952 (-20.0%) 0.00 44
2022-10-01 $217,500 (1.2%) $239,099 (-19.9%) 0.00 43
2022-11-01 $189,999 (-10.6%) $249,872 (-12.9%) 0.00 45
2022-12-01 $210,000 (-3.2%) $252,873 (-4.8%) 0.00 49
2023-01-01 $235,375 (26.2%) $262,321 (11.6%) 0.00 53
2023-02-01 $245,875 (30.3%) $268,895 (3.9%) 0.00 50
2023-03-01 $299,400 (36.6%) $288,623 (0.9%) 0.00 50
2023-04-01 $310,000 (24.5%) $298,634 (1.6%) 0.00 54
Natchitoches's median listing price for 2023-04-01 was $310,000, a difference of $61,000 (24.5%) versus the prior year and $10,600 versus the prior month.

Natchitoches's median listing price comes in at 0% of the national average.

Natchitoches's average listing price for 2023-04-01 was $298,634, a difference of $4,678 (1.6%) versus the prior year and $10,011 versus the prior month.

For the 2023-04-01 period, Natchitoches had 54 MLS listings, a difference of 4 listings (8%) versus the prior month and 11 listings (26%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Natchitoches (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,993 sqft
2018-02-01 0 days 1,937 sqft
2018-03-01 0 days 1,944 sqft
2018-04-01 0 days 2,040 sqft
2018-05-01 0 days 2,008 sqft
2018-06-01 0 days 1,990 sqft
2018-07-01 0 days 1,999 sqft
2018-08-01 0 days 2,043 sqft
2018-09-01 0 days 2,074 sqft
2018-10-01 0 days 2,012 sqft
2018-11-01 0 days 2,026 sqft
2018-12-01 0 days 1,999 sqft
2019-01-01 0 days 2,001 sqft
2019-02-01 0 days 1,998 sqft
2019-03-01 0 days 2,007 sqft
2019-04-01 0 days 2,009 sqft
2019-05-01 0 days 2,005 sqft
2019-06-01 0 days 2,010 sqft
2019-07-01 0 days 2,008 sqft
2019-08-01 0 days 2,032 sqft
2019-09-01 0 days 2,039 sqft
2019-10-01 0 days 2,078 sqft
2019-11-01 0 days 2,018 sqft
2019-12-01 0 days 2,014 sqft
2020-01-01 0 days 2,019 sqft
2020-02-01 0 days 2,017 sqft
2020-03-01 0 days 2,026 sqft
2020-04-01 0 days 2,046 sqft
2020-05-01 0 days 2,010 sqft
2020-06-01 0 days 2,066 sqft
2020-07-01 0 days 1,923 sqft
2020-08-01 0 days 1,900 sqft
2020-09-01 0 days 2,002 sqft
2020-10-01 0 days 1,984 sqft
2020-11-01 0 days 2,068 sqft
2020-12-01 0 days 2,069 sqft
2021-01-01 0 days 2,117 sqft
2021-02-01 0 days 2,240 sqft
2021-03-01 0 days 2,223 sqft
2021-04-01 0 days 2,148 sqft
2021-05-01 0 days 2,083 sqft
2021-06-01 0 days 2,065 sqft
2021-07-01 0 days 1,985 sqft
2021-08-01 0 days 2,033 sqft
2021-09-01 0 days 1,945 sqft
2021-10-01 0 days 1,945 sqft
2021-11-01 0 days 1,904 sqft
2021-12-01 0 days 1,913 sqft
2022-01-01 0 days 1,834 sqft
2022-02-01 0 days 1,864 sqft
2022-03-01 0 days 1,936 sqft
2022-04-01 0 days 2,019 sqft
2022-05-01 0 days 2,156 sqft
2022-06-01 0 days 2,141 sqft
2022-07-01 0 days 2,096 sqft
2022-08-01 0 days 1,955 sqft
2022-09-01 0 days 1,865 sqft
2022-10-01 0 days 1,911 sqft
2022-11-01 0 days 1,842 sqft
2022-12-01 0 days 1,900 sqft
2023-01-01 0 days 2,024 sqft
2023-02-01 0 days 2,095 sqft
2023-03-01 0 days 2,100 sqft
2023-04-01 0 days 2,019 sqft
Natchitoches's median listing age (time on market) for 2023-04-01 was 0 days.

Natchitoches's median square footage for active listings during the 2023-04-01 period was 2,019 sqft. One year prior, the average listing was 2,019 sqft.

Natchitoches, LA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 305 $62,295,000 $204,246
Refi 91 $19,165,000 $210,604
Cash Out Refi 52 $10,800,000 $207,692
Home Improvement 12 $1,000,000 $83,333
Other 9 $1,155,000 $128,333

Natchitoches's most frequently cited loan purpose was Home Purchase, with 305 originations. The 2nd most popular reason was Refi, with 91 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 109 $24,285,000 $222,798
4-5% 79 $18,725,000 $237,025
3-4% 76 $15,690,000 $206,447
6-7% 34 $5,300,000 $155,882
2.5-3% 31 $6,225,000 $200,806
7-8% 25 $3,135,000 $125,400
Over 8% 16 $1,660,000 $103,750
<2.5% 9 $2,185,000 $242,778

During 2022, Natchitoches's most frequently originated rate bucket was 5-6%, with 109 originations.

Loan Sizing (Natchitoches, LA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 187 $27,725,000 $148,262
$200k-400k 159 $42,235,000 $265,629
$100,000 or less 95 $5,795,000 $61,000
$400k-600k 18 $8,490,000 $471,667
$600k-1000k 7 $5,075,000 $725,000
$Over $1MM 3 $5,095,000 $1,698,333

Natchitoches's loan sizing saw the bucket of loans from $100k-200k with 187 originations, totaling $27,725,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 212 $43,530,000 $205,330
60-80% 100 $21,450,000 $214,500
40-60% 31 $7,125,000 $229,839
20-40% 13 $1,745,000 $134,231
Over 100% 9 $1,615,000 $179,444
Under 20% 9 $385,000 $42,778

Natchitoches's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 212 originations, totaling $43,530,000 in origination value.