Natchitoches Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Natchitoches averaged
6.42%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6.32% and
one month ago for the week of 2024-09-05, the
average rate was 6.45%.
Natchitoches's average rate one year ago was 7.69%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.82%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Natchitoches 30 Year Fixed Rate | 2024-10-10 | 6.42% |
Natchitoches 30 Year Fixed Rate Refi | 2024-10-10 | 6.82% |
Natchitoches 15 Year Fixed Rate | 2024-10-10 | 5.61% |
Natchitoches 15 Year Fixed Rate Refi | 2024-10-10 | 5.71% |
Natchitoches 30 Year FHA | 2024-10-10 | 6.3% |
Natchitoches 30 Year FHA Refi | 2024-10-10 | 6.3% |
Natchitoches 30 Year USDA | 2024-10-10 | 5.98% |
Natchitoches 30 Year USDA Refi | 2024-10-10 | 6.08% |
Natchitoches 30 Year VA | 2024-10-10 | 5.95% |
Natchitoches 30 Year VA Refi | 2024-10-10 | 5.85% |
Natchitoches Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Natchitoches, LA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
---|---|---|---|
GMFS LLC | 10 | 6.68% | $6,101 |
Sabine State Bank and Trust Company | 8 | 7.72% | $7,077 |
QUICKEN LOANS, LLC | 5 | 6.80% | $7,730 |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 4 | 7.31% | $9,408 |
MOVEMENT MORTGAGE, LLC | 3 | 7.21% | $4,990 |
VANDERBILT MORTGAGE AND FINANCE, INC. | 3 | 8.50% | $5,121 |
Renasant Bank | 2 | 7.06% | $5,735 |
SOUTHPOINT FINANCIAL SERVICES, INC. | 2 | 7.00% | $4,190 |
Wells Fargo Bank | 2 | 5.56% | $5,668 |
21ST MORTGAGE CORPORATION | 1 | 7.40% | $4,467 |
NEWREZ LLC | 1 | 6.50% | $4,433 |
PANORAMA MORTGAGE GROUP, LLC | 1 | 6.88% | $5,461 |
Red River Bank | 1 | 5.75% | $2,984 |
UNITED WHOLESALE MORTGAGE, LLC | 1 | 5.50% | $12,009 |
LOANDEPOT.COM, LLC | 1 | 6.13% | $8,927 |
BancorpSouth | 1 | 5.63% | $3,444 |
BETTER MORTGAGE CORPORATION | 1 | 7.25% | $2,818 |
EVERETT FINANCIAL, INC. | 1 | 4.99% | $10,233 |
First Horizon Bank | 1 | 6.00% | $4,173 |
First South Farm Credit, ACA | 1 | 8.45% | $3,151 |
Flagstar Bank, FSB | 1 | 6.97% | $4,289 |
Home Federal Bank | 1 | 6.40% | $1,809 |
La Capitol Federal Credit Union | 1 | 6.38% | $4,032 |
Natchitoches Average Closing Costs & Other Stats
Natchitoches, LA's 23 lenders originated 354
loans during 2023. The total origination value was $76,590,000, with an average loan value of
$216,356.
Natchitoches's average closing costs are $5,223.
The top Natchitoches lender as defined by loan originations is GMFS LLC, with
10 loans originated. Their average total fees are
$6,101, which is $976
lower than the next largest lender,
Sabine State Bank and Trust Company.
The lowest fee Natchitoches lenders (with over 10 loans originated) are
GMFS LLC ($6,101), .
The lowest rate Natchitoches lenders (with over 10 loans originated) are
GMFS LLC (6.68%), .
Natchitoches, LA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
BOM Bank | $13,220,000 | $17,450,000 | 32.0% | 22.8% |
GMFS LLC | $19,410,000 | $6,295,000 | -67.6% | 8.2% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,800,000 | $4,700,000 | 161.1% | 6.1% |
Sabine State Bank and Trust Company | $6,280,000 | $4,155,000 | -33.8% | 5.4% |
UNITED WHOLESALE MORTGAGE, LLC | $1,250,000 | $4,155,000 | 232.4% | 5.4% |
QUICKEN LOANS, LLC | $6,980,000 | $3,435,000 | -50.8% | 4.5% |
SOUTHPOINT FINANCIAL SERVICES, INC. | $2,440,000 | n/a | 3.2% | |
Southern Heritage Bank | $85,000 | $2,015,000 | 2,270.6% | 2.6% |
NEWREZ LLC | $410,000 | $2,000,000 | 387.8% | 2.6% |
21ST MORTGAGE CORPORATION | $1,095,000 | $1,920,000 | 75.3% | 2.5% |
MOVEMENT MORTGAGE, LLC | $370,000 | $1,070,000 | 189.2% | 1.4% |
CARDINAL FINANCIAL | $1,105,000 | $965,000 | -12.7% | 1.3% |
Red River Bank | $2,415,000 | $945,000 | -60.9% | 1.2% |
The Evangeline Bank & Trust Company | $185,000 | $905,000 | 389.2% | 1.2% |
UNITED BUILT HOMES, L.L.C. | $165,000 | $855,000 | 418.2% | 1.1% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $900,000 | $855,000 | -5.0% | 1.1% |
Renasant Bank | $3,910,000 | $820,000 | -79.0% | 1.1% |
Mortgage Research Center, LLC | $765,000 | $655,000 | -14.4% | 0.9% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $480,000 | $620,000 | 29.2% | 0.8% |
Assurance Financial Group, L.L.C. | $545,000 | $595,000 | 9.2% | 0.8% |
Hancock Whitney Bank | $1,175,000 | $595,000 | -49.4% | 0.8% |
Wells Fargo Bank | $860,000 | $590,000 | -31.4% | 0.8% |
TRIAD FINANCIAL SERVICES, INC. | $1,685,000 | $580,000 | -65.6% | 0.8% |
BancorpSouth | $525,000 | n/a | 0.7% | |
EUSTIS AND AMERICAN MORTGAGE COMPANY | $1,215,000 | $500,000 | -58.8% | 0.7% |
SOUTHWEST STAGE FUNDING, LLC | $135,000 | $500,000 | 270.4% | 0.7% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $390,000 | $460,000 | 17.9% | 0.6% |
CATAHOULA LASALLE BANK | $455,000 | n/a | 0.6% | |
Plains Commerce Bank | $165,000 | $445,000 | 169.7% | 0.6% |
FREEDOM MORTGAGE CORPORATION | $165,000 | $435,000 | 163.6% | 0.6% |
Progressive Bank | $395,000 | n/a | 0.5% | |
HOMELAND BANCSHARES | $215,000 | $385,000 | 79.1% | 0.5% |
CIS Financial Services, Inc. | $35,000 | $380,000 | 985.7% | 0.5% |
La Capitol Federal Credit Union | $220,000 | $360,000 | 63.6% | 0.5% |
Towne Bank | $360,000 | n/a | 0.5% | |
First Horizon Bank | $345,000 | n/a | 0.5% | |
KELLER MORTGAGE, LLC | $315,000 | n/a | 0.4% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $260,000 | $310,000 | 19.2% | 0.4% |
PENNYMAC LOAN SERVICES, LLC | $225,000 | $295,000 | 31.1% | 0.4% |
Flagstar Bank, FSB | $590,000 | $285,000 | -51.7% | 0.4% |
NEW DAY FINANCIAL, LLC | $330,000 | $275,000 | -16.7% | 0.4% |
TOP FLITE FINANCIAL, INC. | $275,000 | n/a | 0.4% | |
MORTGAGE FINANCIAL SERVICES, LLC | $65,000 | $265,000 | 307.7% | 0.3% |
Equity Prime Mortgage LLC | $105,000 | $235,000 | 123.8% | 0.3% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $235,000 | $225,000 | -4.3% | 0.3% |
Bank of America | $220,000 | n/a | 0.3% | |
BETTER MORTGAGE CORPORATION | $155,000 | $215,000 | 38.7% | 0.3% |
SUPERIOR CHOICE | $205,000 | n/a | 0.3% | |
First Federal Bank of Louisiana | $2,670,000 | $195,000 | -92.7% | 0.3% |
Bank of England | $215,000 | $185,000 | -14.0% | 0.2% |
BM Real Estate Services, Inc. | $185,000 | n/a | 0.2% | |
CORNERSTONE HOME LENDING, INC. | $255,000 | $185,000 | -27.5% | 0.2% |
LOANDEPOT.COM, LLC | $685,000 | $185,000 | -73.0% | 0.2% |
AMERICAN FINANCIAL NETWORK, INC. | $175,000 | n/a | 0.2% | |
DRAPER AND KRAMER MORTGAGE CORP. | $225,000 | $175,000 | -22.2% | 0.2% |
EVERETT FINANCIAL, INC. | $175,000 | n/a | 0.2% | |
PLANET HOME LENDING, LLC | $275,000 | $175,000 | -36.4% | 0.2% |
CALIBER HOME LOANS, INC. | $360,000 | $165,000 | -54.2% | 0.2% |
First South Farm Credit, ACA | $165,000 | n/a | 0.2% | |
LONGBRIDGE FINANCIAL, LLC | $155,000 | n/a | 0.2% | |
MID AMERICA MORTGAGE, INC. | $155,000 | $155,000 | 0.0% | 0.2% |
PANORAMA MORTGAGE GROUP, LLC | $155,000 | n/a | 0.2% | |
Regions Bank | $300,000 | $155,000 | -48.3% | 0.2% |
Arvest Bank | $145,000 | n/a | 0.2% | |
U.S. Bank | $45,000 | $145,000 | 222.2% | 0.2% |
AMERICAN FINANCIAL RESOURCES, INC. | $125,000 | n/a | 0.2% | |
BROKER SOLUTIONS, INC. | $560,000 | $105,000 | -81.3% | 0.1% |
Home Federal Bank | $775,000 | $105,000 | -86.5% | 0.1% |
Barrington Bank & Trust Company, N.A. | $115,000 | $95,000 | -17.4% | 0.1% |
Ally Bank | $85,000 | n/a | 0.1% | |
AMERISAVE MORTGAGE CORPORATION | $255,000 | $85,000 | -66.7% | 0.1% |
American Bank & Trust Company | $35,000 | $75,000 | 114.3% | 0.1% |
BankPlus | $65,000 | n/a | 0.1% | |
CSL Financial, LLC | $45,000 | $65,000 | 44.4% | 0.1% |
Merchants & Farmers Bank & Trust Company | $65,000 | n/a | 0.1% | |
Deere Employees Credit Union | $200,000 | $45,000 | -77.5% | 0.1% |
NAVY FEDERAL CREDIT UNION | $350,000 | $45,000 | -87.1% | 0.1% |
COUNTRYPLACE MORTGAGE, LTD. | $465,000 | $35,000 | -92.5% | 0.0% |
Natchitoches's top lender by overall market share is BOM Bank, with 22.8% market share. In second place, with 8.2%, is GMFS LLC, having originated $6,295,000 in loans. In third place, with 6.1%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $4,700,000 in loans. In fourth place, with 5.4%, is Sabine State Bank and Trust Company, having originated $4,155,000 in loans. In fifth place, with 5.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $4,155,000 in loans.
Natchitoches Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Natchitoches (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $175,000 (-7.5%) | $236,027 (9.9%) | 0.00 | 107 |
2018-02-01 | $176,625 (-6.6%) | $236,203 (8.0%) | 0.00 | 110 |
2018-03-01 | $179,450 (-0.7%) | $226,098 (0.1%) | 0.00 | 110 |
2018-04-01 | $203,125 (16.1%) | $252,633 (15.0%) | 0.00 | 122 |
2018-05-01 | $204,375 (15.1%) | $254,022 (14.8%) | 0.00 | 132 |
2018-06-01 | $199,000 (18.5%) | $254,670 (22.6%) | 0.00 | 146 |
2018-07-01 | $200,950 (20.0%) | $255,025 (19.3%) | 0.00 | 146 |
2018-08-01 | $216,225 (23.6%) | $256,652 (14.6%) | 0.00 | 145 |
2018-09-01 | $217,450 (7.4%) | $251,839 (6.4%) | 0.00 | 147 |
2018-10-01 | $209,975 (0.8%) | $246,123 (4.2%) | 0.00 | 147 |
2018-11-01 | $216,675 (19.7%) | $250,301 (10.4%) | 0.00 | 139 |
2018-12-01 | $220,000 (22.9%) | $246,083 (3.8%) | 0.00 | 139 |
2019-01-01 | $218,725 (25.0%) | $246,447 (4.4%) | 0.00 | 138 |
2019-02-01 | $214,450 (21.4%) | $250,638 (6.1%) | 0.00 | 136 |
2019-03-01 | $213,821 (19.2%) | $247,314 (9.4%) | 0.00 | 147 |
2019-04-01 | $223,875 (10.2%) | $248,576 (-1.6%) | 0.00 | 150 |
2019-05-01 | $225,000 (10.1%) | $248,016 (-2.4%) | 0.00 | 153 |
2019-06-01 | $228,250 (14.7%) | $251,883 (-1.1%) | 0.00 | 151 |
2019-07-01 | $227,000 (13.0%) | $257,811 (1.1%) | 0.00 | 152 |
2019-08-01 | $229,636 (6.2%) | $260,360 (1.4%) | 0.00 | 146 |
2019-09-01 | $229,841 (5.7%) | $260,912 (3.6%) | 0.00 | 148 |
2019-10-01 | $229,927 (9.5%) | $260,919 (6.0%) | 0.00 | 147 |
2019-11-01 | $225,000 (3.8%) | $252,030 (0.7%) | 0.00 | 137 |
2019-12-01 | $217,225 (-1.3%) | $249,741 (1.5%) | 0.00 | 135 |
2020-01-01 | $221,250 (1.2%) | $247,016 (0.2%) | 0.00 | 126 |
2020-02-01 | $225,000 (4.9%) | $234,925 (-6.3%) | 0.00 | 128 |
2020-03-01 | $225,000 (5.2%) | $242,073 (-2.1%) | 0.00 | 112 |
2020-04-01 | $225,000 (0.5%) | $243,137 (-2.2%) | 0.00 | 107 |
2020-05-01 | $224,900 (0.0%) | $242,367 (-2.3%) | 0.00 | 107 |
2020-06-01 | $222,125 (-2.7%) | $251,252 (-0.3%) | 0.00 | 104 |
2020-07-01 | $202,550 (-10.8%) | $239,285 (-7.2%) | 0.00 | 98 |
2020-08-01 | $205,775 (-10.4%) | $250,416 (-3.8%) | 0.00 | 87 |
2020-09-01 | $224,750 (-2.2%) | $259,403 (-0.6%) | 0.00 | 89 |
2020-10-01 | $224,750 (-2.3%) | $267,514 (2.5%) | 0.00 | 79 |
2020-11-01 | $239,125 (6.3%) | $288,346 (14.4%) | 0.00 | 70 |
2020-12-01 | $232,000 (6.8%) | $278,447 (11.5%) | 0.00 | 66 |
2021-01-01 | $249,250 (12.7%) | $286,728 (16.1%) | 0.00 | 65 |
2021-02-01 | $264,450 (17.5%) | $294,786 (25.5%) | 0.00 | 65 |
2021-03-01 | $264,225 (17.4%) | $289,996 (19.8%) | 0.00 | 73 |
2021-04-01 | $249,125 (10.7%) | $276,768 (13.8%) | 0.00 | 58 |
2021-05-01 | $207,325 (-7.8%) | $249,213 (2.8%) | 0.00 | 51 |
2021-06-01 | $209,950 (-5.5%) | $243,971 (-2.9%) | 0.00 | 41 |
2021-07-01 | $204,750 (1.1%) | $269,127 (12.5%) | 0.00 | 44 |
2021-08-01 | $216,100 (5.0%) | $318,460 (27.2%) | 0.00 | 50 |
2021-09-01 | $215,000 (-4.3%) | $304,864 (17.5%) | 0.00 | 51 |
2021-10-01 | $215,000 (-4.3%) | $298,427 (11.6%) | 0.00 | 52 |
2021-11-01 | $212,499 (-11.1%) | $286,864 (-0.5%) | 0.00 | 57 |
2021-12-01 | $217,000 (-6.5%) | $265,670 (-4.6%) | 0.00 | 58 |
2022-01-01 | $186,450 (-25.2%) | $235,168 (-18.0%) | 0.00 | 50 |
2022-02-01 | $188,675 (-28.7%) | $258,892 (-12.2%) | 0.00 | 40 |
2022-03-01 | $219,250 (-17.0%) | $286,033 (-1.4%) | 0.00 | 42 |
2022-04-01 | $249,000 (-0.1%) | $293,956 (6.2%) | 0.00 | 43 |
2022-05-01 | $254,500 (22.8%) | $299,414 (20.1%) | 0.00 | 36 |
2022-06-01 | $273,725 (30.4%) | $303,884 (24.6%) | 0.00 | 43 |
2022-07-01 | $265,000 (29.4%) | $272,282 (1.2%) | 0.00 | 43 |
2022-08-01 | $231,375 (7.1%) | $250,102 (-21.5%) | 0.00 | 42 |
2022-09-01 | $226,225 (5.2%) | $243,952 (-20.0%) | 0.00 | 44 |
2022-10-01 | $217,500 (1.2%) | $239,099 (-19.9%) | 0.00 | 43 |
2022-11-01 | $189,999 (-10.6%) | $249,872 (-12.9%) | 0.00 | 45 |
2022-12-01 | $210,000 (-3.2%) | $252,873 (-4.8%) | 0.00 | 49 |
2023-01-01 | $235,375 (26.2%) | $262,321 (11.6%) | 0.00 | 53 |
2023-02-01 | $245,875 (30.3%) | $268,895 (3.9%) | 0.00 | 50 |
2023-03-01 | $299,400 (36.6%) | $288,623 (0.9%) | 0.00 | 50 |
2023-04-01 | $310,000 (24.5%) | $298,634 (1.6%) | 0.00 | 54 |
2023-05-01 | $304,450 (19.6%) | $308,067 (2.9%) | 0.00 | 59 |
2023-06-01 | $301,900 (10.3%) | $304,822 (0.3%) | 0.00 | 60 |
2023-07-01 | $291,375 (10.0%) | $293,029 (7.6%) | 0.00 | 71 |
2023-08-01 | $293,250 (26.7%) | $305,070 (22.0%) | 0.00 | 82 |
2023-09-01 | $289,900 (28.2%) | $312,759 (28.2%) | 0.00 | 93 |
2023-10-01 | $326,950 (50.3%) | $332,317 (39.0%) | 0.00 | 87 |
2023-11-01 | $322,450 (69.7%) | $324,470 (29.9%) | 0.00 | 94 |
2023-12-01 | $315,000 (50.0%) | $321,922 (27.3%) | 0.00 | 94 |
2024-01-01 | $291,375 (23.8%) | $324,930 (23.9%) | 0.00 | 95 |
2024-02-01 | $297,450 (21.0%) | $324,396 (20.6%) | 0.00 | 86 |
2024-03-01 | $290,000 (-3.1%) | $317,297 (9.9%) | 0.00 | 88 |
2024-04-01 | $291,000 (-6.1%) | $319,863 (7.1%) | 0.00 | 90 |
2024-05-01 | $297,000 (-2.5%) | $314,123 (2.0%) | 0.00 | 103 |
2024-06-01 | $298,000 (-1.3%) | $315,918 (3.6%) | 0.00 | 110 |
2024-07-01 | $297,500 (2.1%) | $308,547 (5.3%) | 0.00 | 108 |
2024-08-01 | $299,500 (2.1%) | $320,065 (4.9%) | 0.00 | 99 |
2024-09-01 | $299,000 (3.1%) | $323,662 (3.5%) | 0.00 | 89 |
Natchitoches's median listing price comes in at 0% of the national average.
Natchitoches's average listing price for 2024-09-01 was $323,662, a difference of $10,903 (3.5%) versus the prior year and $3,597 versus the prior month.
For the 2024-09-01 period, Natchitoches had 89 MLS listings, a difference of -10 listings (-10%) versus the prior month and -4 listings (-4%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Natchitoches (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,993 sqft |
2018-02-01 | 0 days | 1,944 sqft |
2018-03-01 | 0 days | 1,944 sqft |
2018-04-01 | 0 days | 2,040 sqft |
2018-05-01 | 0 days | 2,008 sqft |
2018-06-01 | 0 days | 1,990 sqft |
2018-07-01 | 0 days | 1,999 sqft |
2018-08-01 | 0 days | 2,043 sqft |
2018-09-01 | 0 days | 2,074 sqft |
2018-10-01 | 0 days | 2,012 sqft |
2018-11-01 | 0 days | 2,026 sqft |
2018-12-01 | 0 days | 1,999 sqft |
2019-01-01 | 0 days | 2,001 sqft |
2019-02-01 | 0 days | 1,998 sqft |
2019-03-01 | 0 days | 2,002 sqft |
2019-04-01 | 0 days | 2,006 sqft |
2019-05-01 | 0 days | 2,005 sqft |
2019-06-01 | 0 days | 2,010 sqft |
2019-07-01 | 0 days | 2,008 sqft |
2019-08-01 | 0 days | 2,065 sqft |
2019-09-01 | 0 days | 2,070 sqft |
2019-10-01 | 0 days | 2,078 sqft |
2019-11-01 | 0 days | 2,018 sqft |
2019-12-01 | 0 days | 2,014 sqft |
2020-01-01 | 0 days | 2,019 sqft |
2020-02-01 | 0 days | 2,017 sqft |
2020-03-01 | 0 days | 2,026 sqft |
2020-04-01 | 0 days | 2,046 sqft |
2020-05-01 | 0 days | 2,010 sqft |
2020-06-01 | 0 days | 2,059 sqft |
2020-07-01 | 0 days | 1,900 sqft |
2020-08-01 | 0 days | 1,900 sqft |
2020-09-01 | 0 days | 1,998 sqft |
2020-10-01 | 0 days | 1,984 sqft |
2020-11-01 | 0 days | 2,068 sqft |
2020-12-01 | 0 days | 2,069 sqft |
2021-01-01 | 0 days | 2,117 sqft |
2021-02-01 | 0 days | 2,240 sqft |
2021-03-01 | 0 days | 2,223 sqft |
2021-04-01 | 0 days | 2,148 sqft |
2021-05-01 | 0 days | 2,083 sqft |
2021-06-01 | 0 days | 2,065 sqft |
2021-07-01 | 0 days | 1,985 sqft |
2021-08-01 | 0 days | 2,033 sqft |
2021-09-01 | 0 days | 1,945 sqft |
2021-10-01 | 0 days | 1,945 sqft |
2021-11-01 | 0 days | 1,904 sqft |
2021-12-01 | 0 days | 1,913 sqft |
2022-01-01 | 0 days | 1,834 sqft |
2022-02-01 | 0 days | 1,864 sqft |
2022-03-01 | 0 days | 1,936 sqft |
2022-04-01 | 0 days | 2,019 sqft |
2022-05-01 | 0 days | 2,156 sqft |
2022-06-01 | 0 days | 2,141 sqft |
2022-07-01 | 0 days | 2,096 sqft |
2022-08-01 | 0 days | 1,955 sqft |
2022-09-01 | 0 days | 1,865 sqft |
2022-10-01 | 0 days | 1,911 sqft |
2022-11-01 | 0 days | 1,842 sqft |
2022-12-01 | 0 days | 1,900 sqft |
2023-01-01 | 0 days | 2,024 sqft |
2023-02-01 | 0 days | 2,095 sqft |
2023-03-01 | 0 days | 2,100 sqft |
2023-04-01 | 0 days | 2,019 sqft |
2023-05-01 | 0 days | 2,000 sqft |
2023-06-01 | 0 days | 2,100 sqft |
2023-07-01 | 0 days | 2,044 sqft |
2023-08-01 | 0 days | 2,022 sqft |
2023-09-01 | 0 days | 2,051 sqft |
2023-10-01 | 0 days | 2,162 sqft |
2023-11-01 | 0 days | 2,068 sqft |
2023-12-01 | 0 days | 2,046 sqft |
2024-01-01 | 0 days | 2,038 sqft |
2024-02-01 | 0 days | 2,054 sqft |
2024-03-01 | 0 days | 2,008 sqft |
2024-04-01 | 0 days | 2,021 sqft |
2024-05-01 | 0 days | 2,021 sqft |
2024-06-01 | 0 days | 2,018 sqft |
2024-07-01 | 0 days | 2,014 sqft |
2024-08-01 | 0 days | 2,046 sqft |
2024-09-01 | 0 days | 2,082 sqft |
Natchitoches's median square footage for active listings during the 2024-09-01 period was 2,082 sqft. One year prior, the average listing was 2,051 sqft.
Natchitoches, LA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 234 | $54,490,000 | $232,863 |
Refi | 61 | $14,035,000 | $230,082 |
Cash Out Refi | 27 | $5,025,000 | $186,111 |
Home Improvement | 16 | $1,470,000 | $91,875 |
Other | 15 | $1,545,000 | $103,000 |
NA | 1 | $25,000 | $25,000 |
Natchitoches's most frequently cited loan purpose was Home Purchase, with 234 originations. The 2nd most popular reason was Refi, with 61 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 112 | $23,830,000 | $212,768 |
7-8% | 71 | $14,915,000 | $210,070 |
Over 8% | 56 | $7,880,000 | $140,714 |
5-6% | 37 | $8,195,000 | $221,486 |
4-5% | 2 | $410,000 | $205,000 |
3-4% | 1 | $125,000 | $125,000 |
During 2023, Natchitoches's most frequently originated rate bucket was 6-7%, with 112 originations.
Loan Sizing (Natchitoches, LA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 127 | $18,485,000 | $145,551 |
$200k-400k | 115 | $31,885,000 | $277,261 |
$100,000 or less | 84 | $5,020,000 | $59,762 |
$400k-600k | 18 | $8,190,000 | $455,000 |
$Over $1MM | 6 | $9,860,000 | $1,643,333 |
$600k-1000k | 4 | $3,150,000 | $787,500 |
Natchitoches's loan sizing saw the bucket of loans from $100k-200k with 127 originations, totaling $18,485,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 164 | $37,980,000 | $231,585 |
60-80% | 50 | $8,900,000 | $178,000 |
40-60% | 23 | $3,165,000 | $137,609 |
20-40% | 18 | $2,320,000 | $128,889 |
Over 100% | 13 | $2,545,000 | $195,769 |
Under 20% | 11 | $385,000 | $35,000 |
Natchitoches's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 164 originations, totaling $37,980,000 in origination value.