DeRidder Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Deridder averaged 6.77% for the week of 2025-07-03, compared to the national average of 6.67% for the same period.

    The average rate for the prior week (2025-06-26) was 6.97% and one month ago for the week of 2025-05-29, the average rate was 6.89%.

    Deridder's average rate one year ago was 6.96%.

    For refis of the same type during the week of 2025-07-03, the average rate was 6.57%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-07-03 6.67%
    Deridder 30 Year Fixed Rate 2025-07-03 6.77%
    Deridder 30 Year Fixed Rate Refi 2025-07-03 6.57%
    Deridder 15 Year Fixed Rate 2025-07-03 5.8%
    Deridder 15 Year Fixed Rate Refi 2025-07-03 6.4%
    Deridder 30 Year FHA 2025-07-03 0.01%
    Deridder 30 Year FHA Refi 2025-07-03 -0.2%
    Deridder 30 Year USDA 2025-07-03 0.2%
    Deridder 30 Year USDA Refi 2025-07-03 0.2%
    Deridder 30 Year VA 2025-07-03 0.11%
    Deridder 30 Year VA Refi 2025-07-03 0%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DeRidder, LA.

    DeRidder Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DeRidder, LA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 9 6.98% $5,116
    GMFS LLC 7 6.86% $4,018
    QUICKEN LOANS, LLC 6 6.83% $6,636
    JPMorgan Chase Bank 5 7.05% $3,385
    EUSTIS AND AMERICAN MORTGAGE COMPANY 4 6.62% $5,214
    FIDELITY BANK 4 6.78% $6,553
    21ST MORTGAGE CORPORATION 4 8.82% $6,703
    NAVY FEDERAL CREDIT UNION 3 6.79% $9,725
    LOANDEPOT.COM, LLC 3 6.41% $6,442
    MORTGAGE FINANCIAL SERVICES, LLC 2 6.63% $3,863
    Sabine State Bank and Trust Company 2 7.50% $4,682
    HOMESIDE FINANCIAL, LLC 2 7.00% $4,768
    T2 FINANCIAL LLC 2 6.68% $7,664
    The Evangeline Bank & Trust Company 1 8.25% $1,756
    UNION HOME MORTGAGE CORP. 1 6.63% $5,928
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.75% $8,137
    Wells Fargo Bank 1 6.38% $5,005
    ZILLOW HOME LOANS, LLC 1 6.88% $3,655
    AFFORDABLE MORTGAGE ADVISORS, LLC. 1 6.50% $10,132
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.63% $5,376
    BancorpSouth 1 7.38% $10,431
    Century Mortgage Company DBA Century Lending Company 1 6.63% $6,836
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.13% $4,616
    GUILD MORTGAGE COMPANY 1 5.88% $4,746
    Merchants Bank of Indiana 1 6.63% $3,977
    Mortgage Research Center, LLC 1 7.13% $10,336
    NexBank 1 7.50% $5,849
    ROYAL UNITED MORTGAGE LLC 1 8.13% $10,781
    SOUTHWEST LOUISIANA CREDIT UNION 1 6.85% $5,027
    SUCCESS MORTGAGE PARTNERS, INC. 1 6.63% $4,355

    DeRidder Average Closing Costs & Other Stats

    DeRidder, LA's 30 lenders originated 573 loans during 2024. The total origination value was $141,155,000, with an average loan value of $246,344.

    DeRidder's average closing costs are $5,383.

    The top DeRidder lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 9 loans originated. Their average total fees are $5,116, which is $1,099 higher than the next largest lender, GMFS LLC.

    The lowest fee DeRidder lenders (with over 10 loans originated) are .

    The lowest rate DeRidder lenders (with over 10 loans originated) are .

    DeRidder, LA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    First National Bank in DeRidder $8,090,000 $42,095,000 420.3% 29.8%
    UNITED WHOLESALE MORTGAGE, LLC $10,405,000 $16,840,000 61.8% 11.9%
    Mortgage Research Center, LLC $4,660,000 $7,810,000 67.6% 5.5%
    FREEDOM MORTGAGE CORPORATION $2,495,000 $5,130,000 105.6% 3.6%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $4,955,000 $4,525,000 -8.7% 3.2%
    21ST MORTGAGE CORPORATION $5,195,000 $4,065,000 -21.8% 2.9%
    QUICKEN LOANS, LLC $3,140,000 $3,815,000 21.5% 2.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,130,000 $3,800,000 -8.0% 2.7%
    NAVY FEDERAL CREDIT UNION $1,655,000 $3,625,000 119.0% 2.6%
    Sabine State Bank and Trust Company $3,315,000 $3,230,000 -2.6% 2.3%
    GMFS LLC $3,710,000 $2,510,000 -32.3% 1.8%
    T2 FINANCIAL LLC $600,000 $2,145,000 257.5% 1.5%
    PENNYMAC LOAN SERVICES, LLC $195,000 $2,035,000 943.6% 1.4%
    TRIAD FINANCIAL SERVICES, INC. $330,000 $1,845,000 459.1% 1.3%
    b1BANK $1,070,000 $1,715,000 60.3% 1.2%
    MORTGAGE FINANCIAL SERVICES, LLC $1,765,000 $1,590,000 -9.9% 1.1%
    HOMESIDE FINANCIAL, LLC $1,565,000 n/a 1.1%
    FIDELITY BANK $1,605,000 $1,480,000 -7.8% 1.0%
    SOUTHWEST LOUISIANA CREDIT UNION $2,350,000 $1,340,000 -43.0% 0.9%
    The Evangeline Bank & Trust Company $675,000 $1,340,000 98.5% 0.9%
    USAA Federal Savings Bank $1,425,000 $1,265,000 -11.2% 0.9%
    Equity Prime Mortgage LLC $250,000 $1,250,000 400.0% 0.9%
    LOANDEPOT.COM, LLC $1,300,000 $1,250,000 -3.8% 0.9%
    CSE Federal Credit Union $1,490,000 $1,195,000 -19.8% 0.8%
    AFFORDABLE MORTGAGE ADVISORS, LLC. $1,170,000 n/a 0.8%
    VANDERBILT MORTGAGE AND FINANCE, INC. $545,000 $1,170,000 114.7% 0.8%
    NEWREZ LLC $540,000 $1,100,000 103.7% 0.8%
    The Federal Savings Bank $1,065,000 n/a 0.8%
    JPMorgan Chase Bank $1,280,000 $1,060,000 -17.2% 0.8%
    BARKSDALE $3,895,000 $1,030,000 -73.6% 0.7%
    CROSSCOUNTRY MORTGAGE, LLC $95,000 $840,000 784.2% 0.6%
    BancorpSouth $1,390,000 $740,000 -46.8% 0.5%
    NEW DAY FINANCIAL, LLC $695,000 n/a 0.5%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $205,000 $625,000 204.9% 0.4%
    ROYAL UNITED MORTGAGE LLC $135,000 $620,000 359.3% 0.4%
    UNION HOME MORTGAGE CORP. $1,265,000 $610,000 -51.8% 0.4%
    Merchants & Farmers Bank & Trust Company $1,315,000 $590,000 -55.1% 0.4%
    SUCCESS MORTGAGE PARTNERS, INC. $575,000 n/a 0.4%
    DAS Acquisition Company, LLC $305,000 $555,000 82.0% 0.4%
    Wells Fargo Bank $345,000 $520,000 50.7% 0.4%
    PLANET HOME LENDING, LLC $500,000 n/a 0.4%
    First Federal Bank of Louisiana $2,340,000 $485,000 -79.3% 0.3%
    VILLAGE CAPITAL MORTGAGE $235,000 $465,000 97.9% 0.3%
    Farmers Bank & Trust $445,000 n/a 0.3%
    LAKEVIEW LOAN SERVICING, LLC $435,000 n/a 0.3%
    NBKC BANK $435,000 n/a 0.3%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,090,000 $405,000 -62.8% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $340,000 $395,000 16.2% 0.3%
    Red River Bank $155,000 $385,000 148.4% 0.3%
    CREDIT HUMAN FEDERAL CREDIT UNION $515,000 $365,000 -29.1% 0.3%
    Century Mortgage Company DBA Century Lending Company $325,000 n/a 0.2%
    UNITED BUILT HOMES, L.L.C. $325,000 n/a 0.2%
    Merchants Bank of Indiana $295,000 n/a 0.2%
    GUILD MORTGAGE COMPANY $290,000 n/a 0.2%
    MOVEMENT MORTGAGE, LLC $265,000 n/a 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $255,000 n/a 0.2%
    First Horizon Bank $1,335,000 $200,000 -85.0% 0.1%
    Plains Commerce Bank $115,000 $195,000 69.6% 0.1%
    Jeff Davis Bancshares $760,000 $180,000 -76.3% 0.1%
    Nations Lending Corporation $870,000 $180,000 -79.3% 0.1%
    PENTAGON FEDERAL CREDIT UNION $275,000 $175,000 -36.4% 0.1%
    Paramount Residential Mortgage Group, Inc. $165,000 n/a 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $165,000 $155,000 -6.1% 0.1%
    CLEARPATH LENDING $155,000 n/a 0.1%
    First Federal Bank, A FSB $155,000 n/a 0.1%
    PHH Mortgage Corporation $145,000 $155,000 6.9% 0.1%
    The Bank $590,000 $155,000 -73.7% 0.1%
    ZILLOW HOME LOANS, LLC $155,000 n/a 0.1%
    NETWORK CAPITAL FUNDING CORPORATION $145,000 n/a 0.1%
    Coastal Community Bank $140,000 n/a 0.1%
    Flagstar Bank, FSB $135,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $1,165,000 $115,000 -90.1% 0.1%
    TOWNE MORTGAGE COMPANY $115,000 n/a 0.1%
    Lakeside Bank $775,000 $105,000 -86.5% 0.1%
    LAND HOME FINANCIAL SERVICES, INC. $105,000 n/a 0.1%
    NexBank $105,000 n/a 0.1%
    Hancock Whitney Bank $275,000 $85,000 -69.1% 0.1%
    FINANCE OF AMERICA REVERSE LLC $75,000 n/a 0.1%
    M&T Bank $65,000 n/a 0.0%
    La Capitol Federal Credit Union $55,000 n/a 0.0%

    DeRidder's top lender by overall market share is First National Bank in DeRidder, with 29.8% market share. In second place, with 11.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $16,840,000 in loans. In third place, with 5.5%, is Mortgage Research Center, LLC, having originated $7,810,000 in loans. In fourth place, with 3.6%, is FREEDOM MORTGAGE CORPORATION, having originated $5,130,000 in loans. In fifth place, with 3.2%, is EUSTIS AND AMERICAN MORTGAGE COMPANY, having originated $4,525,000 in loans.

    DeRidder Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - DeRidder (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $173,475 (2.4%) $186,754 (1.8%) 0.00 234
    2018-02-01 $179,000 (5.8%) $188,240 (2.2%) 0.00 222
    2018-03-01 $172,950 (3.0%) $188,077 (-0.5%) 0.00 222
    2018-04-01 $179,500 (4.4%) $192,424 (1.4%) 0.00 228
    2018-05-01 $180,500 (3.2%) $193,180 (-2.5%) 0.00 219
    2018-06-01 $184,900 (3.7%) $194,450 (-3.8%) 0.00 211
    2018-07-01 $185,729 (6.1%) $200,908 (3.9%) 0.00 225
    2018-08-01 $184,850 (4.3%) $201,867 (0.9%) 0.00 238
    2018-09-01 $185,358 (5.9%) $203,658 (-1.0%) 0.00 232
    2018-10-01 $187,975 (7.4%) $204,279 (1.3%) 0.00 217
    2018-11-01 $181,500 (3.6%) $205,171 (3.7%) 0.00 208
    2018-12-01 $180,000 (2.9%) $207,765 (7.3%) 0.00 208
    2019-01-01 $180,725 (4.2%) $207,168 (10.9%) 0.00 191
    2019-02-01 $179,925 (0.5%) $203,693 (8.2%) 0.00 184
    2019-03-01 $183,943 (6.4%) $204,822 (8.9%) 0.00 174
    2019-04-01 $187,600 (4.5%) $205,700 (6.9%) 0.00 170
    2019-05-01 $179,750 (-0.4%) $213,673 (10.6%) 0.00 173
    2019-06-01 $185,000 (0.1%) $220,472 (13.4%) 0.00 181
    2019-07-01 $179,675 (-3.3%) $213,433 (6.2%) 0.00 175
    2019-08-01 $179,777 (-2.7%) $215,287 (6.7%) 0.00 176
    2019-09-01 $179,593 (-3.1%) $218,567 (7.3%) 0.00 170
    2019-10-01 $179,225 (-4.7%) $221,445 (8.4%) 0.00 161
    2019-11-01 $193,200 (6.5%) $226,643 (10.5%) 0.00 150
    2019-12-01 $198,375 (10.2%) $227,034 (9.3%) 0.00 145
    2020-01-01 $209,900 (16.1%) $234,806 (13.3%) 0.00 145
    2020-02-01 $204,950 (13.9%) $237,824 (16.8%) 0.00 133
    2020-03-01 $205,000 (11.5%) $241,129 (17.7%) 0.00 128
    2020-04-01 $200,475 (6.9%) $234,222 (13.9%) 0.00 134
    2020-05-01 $189,900 (5.7%) $202,395 (-5.3%) 0.00 138
    2020-06-01 $199,450 (7.8%) $210,694 (-4.4%) 0.00 140
    2020-07-01 $189,925 (5.7%) $214,259 (0.4%) 0.00 126
    2020-08-01 $200,500 (11.5%) $227,478 (5.7%) 0.00 117
    2020-09-01 $212,500 (18.3%) $228,050 (4.3%) 0.00 104
    2020-10-01 $187,900 (4.8%) $214,092 (-3.3%) 0.00 86
    2020-11-01 $171,750 (-11.1%) $208,747 (-7.9%) 0.00 78
    2020-12-01 $203,500 (2.6%) $230,953 (1.7%) 0.00 74
    2021-01-01 $185,600 (-11.6%) $213,425 (-9.1%) 0.00 58
    2021-02-01 $185,275 (-9.6%) $209,069 (-12.1%) 0.00 59
    2021-03-01 $169,000 (-17.6%) $201,461 (-16.5%) 0.00 49
    2021-04-01 $191,975 (-4.2%) $226,053 (-3.5%) 0.00 48
    2021-05-01 $187,450 (-1.3%) $210,748 (4.1%) 0.00 45
    2021-06-01 $156,750 (-21.4%) $235,430 (11.7%) 0.00 48
    2021-07-01 $170,000 (-10.5%) $287,726 (34.3%) 0.00 50
    2021-08-01 $165,125 (-17.6%) $285,767 (25.6%) 0.00 55
    2021-09-01 $179,900 (-15.3%) $277,903 (21.9%) 0.00 60
    2021-10-01 $168,000 (-10.6%) $281,857 (31.7%) 0.00 58
    2021-11-01 $168,500 (-1.9%) $282,639 (35.4%) 0.00 62
    2021-12-01 $168,750 (-17.1%) $278,931 (20.8%) 0.00 61
    2022-01-01 $187,250 (0.9%) $281,707 (32.0%) 0.00 55
    2022-02-01 $159,900 (-13.7%) $297,195 (42.2%) 0.00 47
    2022-03-01 $159,900 (-5.4%) $314,584 (56.2%) 0.00 40
    2022-04-01 $195,500 (1.8%) $337,785 (49.4%) 0.00 38
    2022-05-01 $212,225 (13.2%) $228,463 (8.4%) 0.00 58
    2022-06-01 $203,425 (29.8%) $219,084 (-6.9%) 0.00 67
    2022-07-01 $210,000 (23.5%) $225,004 (-21.8%) 0.00 78
    2022-08-01 $194,875 (18.0%) $215,265 (-24.7%) 0.00 96
    2022-09-01 $193,625 (7.6%) $216,934 (-21.9%) 0.00 98
    2022-10-01 $205,000 (22.0%) $229,065 (-18.7%) 0.00 97
    2022-11-01 $230,750 (36.9%) $256,696 (-9.2%) 0.00 101
    2022-12-01 $239,450 (41.9%) $276,650 (-0.8%) 0.00 94
    2023-01-01 $230,000 (22.8%) $273,304 (-3.0%) 0.00 90
    2023-02-01 $239,675 (49.9%) $268,468 (-9.7%) 0.00 98
    2023-03-01 $245,000 (53.2%) $268,670 (-14.6%) 0.00 91
    2023-04-01 $259,000 (32.5%) $277,646 (-17.8%) 0.00 95
    2023-05-01 $239,500 (12.9%) $254,750 (11.5%) 0.00 106
    2023-06-01 $237,500 (16.8%) $267,493 (22.1%) 0.00 109
    2023-07-01 $240,000 (14.3%) $276,369 (22.8%) 0.00 119
    2023-08-01 $273,000 (40.1%) $312,810 (45.3%) 0.00 135
    2023-09-01 $265,000 (36.9%) $338,889 (56.2%) 0.00 133
    2023-10-01 $275,000 (34.2%) $349,308 (52.5%) 0.00 136
    2023-11-01 $272,000 (17.9%) $349,372 (36.1%) 0.00 142
    2023-12-01 $277,000 (15.7%) $350,666 (26.8%) 0.00 138
    2024-01-01 $265,000 (15.2%) $346,932 (26.9%) 0.00 128
    2024-02-01 $274,000 (14.3%) $344,740 (28.4%) 0.00 128
    2024-03-01 $279,900 (14.2%) $353,639 (31.6%) 0.00 132
    2024-04-01 $285,000 (10.0%) $353,235 (27.2%) 0.00 143
    2024-05-01 $277,450 (15.9%) $350,616 (37.6%) 0.00 157
    2024-06-01 $271,250 (14.2%) $341,930 (27.8%) 0.00 160
    2024-07-01 $268,125 (11.7%) $326,479 (18.1%) 0.00 163
    2024-08-01 $259,900 (-4.8%) $325,001 (3.9%) 0.00 160
    2024-09-01 $254,700 (-3.9%) $310,128 (-8.5%) 0.00 161
    2024-10-01 $253,625 (-7.8%) $325,756 (-6.7%) 0.00 172
    2024-11-01 $260,000 (-4.4%) $330,626 (-5.4%) 0.00 178
    2024-12-01 $260,950 (-5.8%) $309,590 (-11.7%) 0.00 168
    2025-01-01 $249,675 (-5.8%) $307,380 (-11.4%) 0.00 159
    2025-02-01 $261,950 (-4.4%) $280,695 (-18.6%) 0.00 154
    2025-03-01 $254,000 (-9.3%) $288,286 (-18.5%) 0.00 160
    2025-04-01 $254,750 (-10.6%) $292,280 (-17.3%) 0.00 168
    2025-05-01 $256,350 (-7.6%) $289,961 (-17.3%) 0.00 155
    DeRidder's median listing price for 2025-05-01 was $256,350, a difference of $-21,100 (-7.6%) versus the prior year and $1,600 versus the prior month.

    DeRidder's median listing price comes in at 0% of the national average.

    DeRidder's average listing price for 2025-05-01 was $289,961, a difference of $-60,655 (-17.3%) versus the prior year and $-2,319 versus the prior month.

    For the 2025-05-01 period, DeRidder had 155 MLS listings, a difference of -13 listings (-8%) versus the prior month and -2 listings (-1%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - DeRidder (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,200 sqft
    2018-02-01 0 days 2,244 sqft
    2018-03-01 0 days 2,199 sqft
    2018-04-01 0 days 2,209 sqft
    2018-05-01 0 days 2,219 sqft
    2018-06-01 0 days 2,287 sqft
    2018-07-01 0 days 2,347 sqft
    2018-08-01 0 days 2,330 sqft
    2018-09-01 0 days 2,390 sqft
    2018-10-01 0 days 2,354 sqft
    2018-11-01 0 days 2,311 sqft
    2018-12-01 0 days 2,317 sqft
    2019-01-01 0 days 2,352 sqft
    2019-02-01 0 days 2,386 sqft
    2019-03-01 0 days 2,386 sqft
    2019-04-01 0 days 2,390 sqft
    2019-05-01 0 days 2,361 sqft
    2019-06-01 0 days 2,347 sqft
    2019-07-01 0 days 2,348 sqft
    2019-08-01 0 days 2,317 sqft
    2019-09-01 0 days 2,268 sqft
    2019-10-01 0 days 2,235 sqft
    2019-11-01 0 days 2,229 sqft
    2019-12-01 0 days 2,300 sqft
    2020-01-01 0 days 2,347 sqft
    2020-02-01 0 days 2,324 sqft
    2020-03-01 0 days 2,179 sqft
    2020-04-01 0 days 1,991 sqft
    2020-05-01 0 days 1,885 sqft
    2020-06-01 0 days 1,912 sqft
    2020-07-01 0 days 1,902 sqft
    2020-08-01 0 days 1,858 sqft
    2020-09-01 0 days 1,809 sqft
    2020-10-01 0 days 1,797 sqft
    2020-11-01 0 days 1,752 sqft
    2020-12-01 0 days 1,847 sqft
    2021-01-01 0 days 1,818 sqft
    2021-02-01 0 days 1,825 sqft
    2021-03-01 0 days 1,834 sqft
    2021-04-01 0 days 1,792 sqft
    2021-05-01 0 days 1,738 sqft
    2021-06-01 0 days 1,656 sqft
    2021-07-01 0 days 1,643 sqft
    2021-08-01 0 days 1,677 sqft
    2021-09-01 0 days 1,703 sqft
    2021-10-01 0 days 1,669 sqft
    2021-11-01 0 days 1,669 sqft
    2021-12-01 0 days 1,680 sqft
    2022-01-01 0 days 1,809 sqft
    2022-02-01 0 days 1,800 sqft
    2022-03-01 0 days 1,844 sqft
    2022-04-01 0 days 1,810 sqft
    2022-05-01 0 days 1,866 sqft
    2022-06-01 0 days 1,713 sqft
    2022-07-01 0 days 1,771 sqft
    2022-08-01 0 days 1,696 sqft
    2022-09-01 0 days 1,657 sqft
    2022-10-01 0 days 1,679 sqft
    2022-11-01 0 days 1,808 sqft
    2022-12-01 0 days 1,840 sqft
    2023-01-01 0 days 1,839 sqft
    2023-02-01 0 days 1,848 sqft
    2023-03-01 0 days 1,837 sqft
    2023-04-01 0 days 1,912 sqft
    2023-05-01 0 days 1,823 sqft
    2023-06-01 0 days 1,859 sqft
    2023-07-01 0 days 1,925 sqft
    2023-08-01 0 days 1,930 sqft
    2023-09-01 0 days 1,929 sqft
    2023-10-01 0 days 1,956 sqft
    2023-11-01 0 days 1,960 sqft
    2023-12-01 0 days 1,951 sqft
    2024-01-01 0 days 1,903 sqft
    2024-02-01 0 days 1,948 sqft
    2024-03-01 0 days 2,046 sqft
    2024-04-01 0 days 2,000 sqft
    2024-05-01 0 days 2,005 sqft
    2024-06-01 0 days 1,983 sqft
    2024-07-01 0 days 1,992 sqft
    2024-08-01 0 days 1,905 sqft
    2024-09-01 0 days 1,900 sqft
    2024-10-01 0 days 1,910 sqft
    2024-11-01 0 days 1,956 sqft
    2024-12-01 0 days 1,931 sqft
    2025-01-01 0 days 1,847 sqft
    2025-02-01 0 days 1,855 sqft
    2025-03-01 0 days 1,869 sqft
    2025-04-01 0 days 1,870 sqft
    2025-05-01 0 days 1,884 sqft
    DeRidder's median listing age (time on market) for 2025-05-01 was 0 days.

    DeRidder's median square footage for active listings during the 2025-05-01 period was 1,884 sqft. One year prior, the average listing was 2,005 sqft.

    DeRidder, LA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 376 $109,430,000 $291,037
    Refi 107 $21,815,000 $203,879
    Cash Out Refi 53 $6,705,000 $126,509
    Home Improvement 21 $1,805,000 $85,952
    Other 16 $1,400,000 $87,500

    Deridder's most frequently cited loan purpose was Home Purchase, with 376 originations. The 2nd most popular reason was Refi, with 107 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 204 $45,770,000 $224,363
    Over 8% 122 $12,290,000 $100,738
    7-8% 89 $15,715,000 $176,573
    5-6% 87 $19,905,000 $228,793
    4-5% 6 $1,710,000 $285,000
    <2.5% 3 $265,000 $88,333

    During 2024, Deridder's most frequently originated rate bucket was 6-7%, with 204 originations.

    Loan Sizing (DeRidder, LA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 217 $32,105,000 $147,949
    $200k-400k 193 $52,145,000 $270,181
    $100,000 or less 140 $8,780,000 $62,714
    $400k-600k 18 $8,090,000 $449,444
    $600k-1000k 4 $3,000,000 $750,000
    $Over $1MM 1 $37,035,000 $37,035,000

    DeRidder's loan sizing saw the bucket of loans from $100k-200k with 217 originations, totaling $32,105,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 298 $60,920,000 $204,430
    60-80% 66 $11,220,000 $170,000
    Over 100% 48 $12,610,000 $262,708
    20-40% 39 $3,125,000 $80,128
    40-60% 23 $3,445,000 $149,783
    Under 20% 21 $885,000 $42,143

    DeRidder's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 298 originations, totaling $60,920,000 in origination value.