DeRidder Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Deridder averaged 6.74% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.85% and one month ago for the week of 2025-02-27, the average rate was 6.96%.

Deridder's average rate one year ago was 6.79%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.84%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Deridder 30 Year Fixed Rate 2025-04-03 6.74%
Deridder 30 Year Fixed Rate Refi 2025-04-03 6.84%
Deridder 15 Year Fixed Rate 2025-04-03 6.02%
Deridder 15 Year Fixed Rate Refi 2025-04-03 6.32%
Deridder 30 Year FHA 2025-04-03 6.37%
Deridder 30 Year FHA Refi 2025-04-03 6.06%
Deridder 30 Year USDA 2025-04-03 6.52%
Deridder 30 Year USDA Refi 2025-04-03 6.52%
Deridder 30 Year VA 2025-04-03 6.27%
Deridder 30 Year VA Refi 2025-04-03 5.86%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DeRidder, LA.

DeRidder Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DeRidder, LA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 9 6.98% $5,116
GMFS LLC 7 6.86% $4,018
QUICKEN LOANS, LLC 6 6.83% $6,636
JPMorgan Chase Bank 5 7.05% $3,385
EUSTIS AND AMERICAN MORTGAGE COMPANY 4 6.62% $5,214
FIDELITY BANK 4 6.78% $6,553
21ST MORTGAGE CORPORATION 4 8.82% $6,703
NAVY FEDERAL CREDIT UNION 3 6.79% $9,725
LOANDEPOT.COM, LLC 3 6.41% $6,442
MORTGAGE FINANCIAL SERVICES, LLC 2 6.63% $3,863
Sabine State Bank and Trust Company 2 7.50% $4,682
HOMESIDE FINANCIAL, LLC 2 7.00% $4,768
T2 FINANCIAL LLC 2 6.68% $7,664
The Evangeline Bank & Trust Company 1 8.25% $1,756
UNION HOME MORTGAGE CORP. 1 6.63% $5,928
VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.75% $8,137
Wells Fargo Bank 1 6.38% $5,005
ZILLOW HOME LOANS, LLC 1 6.88% $3,655
AFFORDABLE MORTGAGE ADVISORS, LLC. 1 6.50% $10,132
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.63% $5,376
BancorpSouth 1 7.38% $10,431
Century Mortgage Company DBA Century Lending Company 1 6.63% $6,836
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.13% $4,616
GUILD MORTGAGE COMPANY 1 5.88% $4,746
Merchants Bank of Indiana 1 6.63% $3,977
Mortgage Research Center, LLC 1 7.13% $10,336
NexBank 1 7.50% $5,849
ROYAL UNITED MORTGAGE LLC 1 8.13% $10,781
SOUTHWEST LOUISIANA CREDIT UNION 1 6.85% $5,027
SUCCESS MORTGAGE PARTNERS, INC. 1 6.63% $4,355

DeRidder Average Closing Costs & Other Stats

DeRidder, LA's 30 lenders originated 573 loans during 2024. The total origination value was $141,155,000, with an average loan value of $246,344.

DeRidder's average closing costs are $5,383.

The top DeRidder lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 9 loans originated. Their average total fees are $5,116, which is $1,099 higher than the next largest lender, GMFS LLC.

The lowest fee DeRidder lenders (with over 10 loans originated) are .

The lowest rate DeRidder lenders (with over 10 loans originated) are .

DeRidder, LA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
First National Bank in DeRidder $8,090,000 $42,095,000 420.3% 29.8%
UNITED WHOLESALE MORTGAGE, LLC $10,405,000 $16,840,000 61.8% 11.9%
Mortgage Research Center, LLC $4,660,000 $7,810,000 67.6% 5.5%
FREEDOM MORTGAGE CORPORATION $2,495,000 $5,130,000 105.6% 3.6%
EUSTIS AND AMERICAN MORTGAGE COMPANY $4,955,000 $4,525,000 -8.7% 3.2%
21ST MORTGAGE CORPORATION $5,195,000 $4,065,000 -21.8% 2.9%
QUICKEN LOANS, LLC $3,140,000 $3,815,000 21.5% 2.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,130,000 $3,800,000 -8.0% 2.7%
NAVY FEDERAL CREDIT UNION $1,655,000 $3,625,000 119.0% 2.6%
Sabine State Bank and Trust Company $3,315,000 $3,230,000 -2.6% 2.3%
GMFS LLC $3,710,000 $2,510,000 -32.3% 1.8%
T2 FINANCIAL LLC $600,000 $2,145,000 257.5% 1.5%
PENNYMAC LOAN SERVICES, LLC $195,000 $2,035,000 943.6% 1.4%
TRIAD FINANCIAL SERVICES, INC. $330,000 $1,845,000 459.1% 1.3%
b1BANK $1,070,000 $1,715,000 60.3% 1.2%
MORTGAGE FINANCIAL SERVICES, LLC $1,765,000 $1,590,000 -9.9% 1.1%
HOMESIDE FINANCIAL, LLC $1,565,000 n/a 1.1%
FIDELITY BANK $1,605,000 $1,480,000 -7.8% 1.0%
SOUTHWEST LOUISIANA CREDIT UNION $2,350,000 $1,340,000 -43.0% 0.9%
The Evangeline Bank & Trust Company $675,000 $1,340,000 98.5% 0.9%
USAA Federal Savings Bank $1,425,000 $1,265,000 -11.2% 0.9%
Equity Prime Mortgage LLC $250,000 $1,250,000 400.0% 0.9%
LOANDEPOT.COM, LLC $1,300,000 $1,250,000 -3.8% 0.9%
CSE Federal Credit Union $1,490,000 $1,195,000 -19.8% 0.8%
AFFORDABLE MORTGAGE ADVISORS, LLC. $1,170,000 n/a 0.8%
VANDERBILT MORTGAGE AND FINANCE, INC. $545,000 $1,170,000 114.7% 0.8%
NEWREZ LLC $540,000 $1,100,000 103.7% 0.8%
The Federal Savings Bank $1,065,000 n/a 0.8%
JPMorgan Chase Bank $1,280,000 $1,060,000 -17.2% 0.8%
BARKSDALE $3,895,000 $1,030,000 -73.6% 0.7%
CROSSCOUNTRY MORTGAGE, LLC $95,000 $840,000 784.2% 0.6%
BancorpSouth $1,390,000 $740,000 -46.8% 0.5%
NEW DAY FINANCIAL, LLC $695,000 n/a 0.5%
MORTGAGE SOLUTIONS OF COLORADO, LLC $205,000 $625,000 204.9% 0.4%
ROYAL UNITED MORTGAGE LLC $135,000 $620,000 359.3% 0.4%
UNION HOME MORTGAGE CORP. $1,265,000 $610,000 -51.8% 0.4%
Merchants & Farmers Bank & Trust Company $1,315,000 $590,000 -55.1% 0.4%
SUCCESS MORTGAGE PARTNERS, INC. $575,000 n/a 0.4%
DAS Acquisition Company, LLC $305,000 $555,000 82.0% 0.4%
Wells Fargo Bank $345,000 $520,000 50.7% 0.4%
PLANET HOME LENDING, LLC $500,000 n/a 0.4%
First Federal Bank of Louisiana $2,340,000 $485,000 -79.3% 0.3%
VILLAGE CAPITAL MORTGAGE $235,000 $465,000 97.9% 0.3%
Farmers Bank & Trust $445,000 n/a 0.3%
LAKEVIEW LOAN SERVICING, LLC $435,000 n/a 0.3%
NBKC BANK $435,000 n/a 0.3%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,090,000 $405,000 -62.8% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $340,000 $395,000 16.2% 0.3%
Red River Bank $155,000 $385,000 148.4% 0.3%
CREDIT HUMAN FEDERAL CREDIT UNION $515,000 $365,000 -29.1% 0.3%
Century Mortgage Company DBA Century Lending Company $325,000 n/a 0.2%
UNITED BUILT HOMES, L.L.C. $325,000 n/a 0.2%
Merchants Bank of Indiana $295,000 n/a 0.2%
GUILD MORTGAGE COMPANY $290,000 n/a 0.2%
MOVEMENT MORTGAGE, LLC $265,000 n/a 0.2%
SUN WEST MORTGAGE COMPANY, INC. $255,000 n/a 0.2%
First Horizon Bank $1,335,000 $200,000 -85.0% 0.1%
Plains Commerce Bank $115,000 $195,000 69.6% 0.1%
Jeff Davis Bancshares $760,000 $180,000 -76.3% 0.1%
Nations Lending Corporation $870,000 $180,000 -79.3% 0.1%
PENTAGON FEDERAL CREDIT UNION $275,000 $175,000 -36.4% 0.1%
Paramount Residential Mortgage Group, Inc. $165,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $165,000 $155,000 -6.1% 0.1%
CLEARPATH LENDING $155,000 n/a 0.1%
First Federal Bank, A FSB $155,000 n/a 0.1%
PHH Mortgage Corporation $145,000 $155,000 6.9% 0.1%
The Bank $590,000 $155,000 -73.7% 0.1%
ZILLOW HOME LOANS, LLC $155,000 n/a 0.1%
NETWORK CAPITAL FUNDING CORPORATION $145,000 n/a 0.1%
Coastal Community Bank $140,000 n/a 0.1%
Flagstar Bank, FSB $135,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $1,165,000 $115,000 -90.1% 0.1%
TOWNE MORTGAGE COMPANY $115,000 n/a 0.1%
Lakeside Bank $775,000 $105,000 -86.5% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $105,000 n/a 0.1%
NexBank $105,000 n/a 0.1%
Hancock Whitney Bank $275,000 $85,000 -69.1% 0.1%
FINANCE OF AMERICA REVERSE LLC $75,000 n/a 0.1%
M&T Bank $65,000 n/a 0.0%
La Capitol Federal Credit Union $55,000 n/a 0.0%

DeRidder's top lender by overall market share is First National Bank in DeRidder, with 29.8% market share. In second place, with 11.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $16,840,000 in loans. In third place, with 5.5%, is Mortgage Research Center, LLC, having originated $7,810,000 in loans. In fourth place, with 3.6%, is FREEDOM MORTGAGE CORPORATION, having originated $5,130,000 in loans. In fifth place, with 3.2%, is EUSTIS AND AMERICAN MORTGAGE COMPANY, having originated $4,525,000 in loans.


DeRidder Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - DeRidder (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $173,475 (2.4%) $186,754 (1.8%) 0.00 234
2018-02-01 $179,000 (5.8%) $188,240 (2.2%) 0.00 222
2018-03-01 $172,950 (3.0%) $188,077 (-0.5%) 0.00 222
2018-04-01 $179,500 (4.4%) $192,424 (1.4%) 0.00 228
2018-05-01 $180,500 (3.2%) $193,180 (-2.5%) 0.00 219
2018-06-01 $184,900 (3.7%) $194,450 (-3.8%) 0.00 211
2018-07-01 $185,729 (6.1%) $200,908 (3.9%) 0.00 225
2018-08-01 $184,850 (4.3%) $201,867 (0.9%) 0.00 238
2018-09-01 $185,358 (5.9%) $203,658 (-1.0%) 0.00 232
2018-10-01 $187,975 (7.4%) $204,279 (1.3%) 0.00 217
2018-11-01 $181,500 (3.6%) $205,171 (3.7%) 0.00 208
2018-12-01 $180,000 (2.9%) $207,765 (7.3%) 0.00 208
2019-01-01 $180,725 (4.2%) $207,168 (10.9%) 0.00 191
2019-02-01 $179,925 (0.5%) $203,693 (8.2%) 0.00 184
2019-03-01 $183,943 (6.4%) $204,822 (8.9%) 0.00 174
2019-04-01 $187,600 (4.5%) $205,700 (6.9%) 0.00 170
2019-05-01 $179,750 (-0.4%) $213,673 (10.6%) 0.00 173
2019-06-01 $185,000 (0.1%) $220,472 (13.4%) 0.00 181
2019-07-01 $179,675 (-3.3%) $213,433 (6.2%) 0.00 175
2019-08-01 $179,777 (-2.7%) $215,287 (6.7%) 0.00 176
2019-09-01 $179,593 (-3.1%) $218,567 (7.3%) 0.00 170
2019-10-01 $179,225 (-4.7%) $221,445 (8.4%) 0.00 161
2019-11-01 $193,200 (6.5%) $226,643 (10.5%) 0.00 150
2019-12-01 $198,375 (10.2%) $227,034 (9.3%) 0.00 145
2020-01-01 $209,900 (16.1%) $234,806 (13.3%) 0.00 145
2020-02-01 $204,950 (13.9%) $237,824 (16.8%) 0.00 133
2020-03-01 $205,000 (11.5%) $241,129 (17.7%) 0.00 128
2020-04-01 $200,475 (6.9%) $234,222 (13.9%) 0.00 134
2020-05-01 $189,900 (5.7%) $202,395 (-5.3%) 0.00 138
2020-06-01 $199,450 (7.8%) $210,694 (-4.4%) 0.00 140
2020-07-01 $189,925 (5.7%) $214,259 (0.4%) 0.00 126
2020-08-01 $200,500 (11.5%) $227,478 (5.7%) 0.00 117
2020-09-01 $212,500 (18.3%) $228,050 (4.3%) 0.00 104
2020-10-01 $187,900 (4.8%) $214,092 (-3.3%) 0.00 86
2020-11-01 $171,750 (-11.1%) $208,747 (-7.9%) 0.00 78
2020-12-01 $203,500 (2.6%) $230,953 (1.7%) 0.00 74
2021-01-01 $185,600 (-11.6%) $213,425 (-9.1%) 0.00 58
2021-02-01 $185,275 (-9.6%) $209,069 (-12.1%) 0.00 59
2021-03-01 $169,000 (-17.6%) $201,461 (-16.5%) 0.00 49
2021-04-01 $191,975 (-4.2%) $226,053 (-3.5%) 0.00 48
2021-05-01 $187,450 (-1.3%) $210,748 (4.1%) 0.00 45
2021-06-01 $156,750 (-21.4%) $235,430 (11.7%) 0.00 48
2021-07-01 $170,000 (-10.5%) $287,726 (34.3%) 0.00 50
2021-08-01 $165,125 (-17.6%) $285,767 (25.6%) 0.00 55
2021-09-01 $179,900 (-15.3%) $277,903 (21.9%) 0.00 60
2021-10-01 $168,000 (-10.6%) $281,857 (31.7%) 0.00 58
2021-11-01 $168,500 (-1.9%) $282,639 (35.4%) 0.00 62
2021-12-01 $168,750 (-17.1%) $278,931 (20.8%) 0.00 61
2022-01-01 $187,250 (0.9%) $281,707 (32.0%) 0.00 55
2022-02-01 $159,900 (-13.7%) $297,195 (42.2%) 0.00 47
2022-03-01 $159,900 (-5.4%) $314,584 (56.2%) 0.00 40
2022-04-01 $195,500 (1.8%) $337,785 (49.4%) 0.00 38
2022-05-01 $212,225 (13.2%) $228,463 (8.4%) 0.00 58
2022-06-01 $203,425 (29.8%) $219,084 (-6.9%) 0.00 67
2022-07-01 $210,000 (23.5%) $225,004 (-21.8%) 0.00 78
2022-08-01 $194,875 (18.0%) $215,265 (-24.7%) 0.00 96
2022-09-01 $193,625 (7.6%) $216,934 (-21.9%) 0.00 98
2022-10-01 $205,000 (22.0%) $229,065 (-18.7%) 0.00 97
2022-11-01 $230,750 (36.9%) $256,696 (-9.2%) 0.00 101
2022-12-01 $239,450 (41.9%) $276,650 (-0.8%) 0.00 94
2023-01-01 $230,000 (22.8%) $273,304 (-3.0%) 0.00 90
2023-02-01 $239,675 (49.9%) $268,468 (-9.7%) 0.00 98
2023-03-01 $245,000 (53.2%) $268,670 (-14.6%) 0.00 91
2023-04-01 $259,000 (32.5%) $277,646 (-17.8%) 0.00 95
2023-05-01 $239,500 (12.9%) $254,750 (11.5%) 0.00 106
2023-06-01 $237,500 (16.8%) $267,493 (22.1%) 0.00 109
2023-07-01 $240,000 (14.3%) $276,369 (22.8%) 0.00 119
2023-08-01 $273,000 (40.1%) $312,810 (45.3%) 0.00 135
2023-09-01 $265,000 (36.9%) $338,889 (56.2%) 0.00 133
2023-10-01 $275,000 (34.2%) $349,308 (52.5%) 0.00 136
2023-11-01 $272,000 (17.9%) $349,372 (36.1%) 0.00 142
2023-12-01 $277,000 (15.7%) $350,666 (26.8%) 0.00 138
2024-01-01 $265,000 (15.2%) $346,932 (26.9%) 0.00 128
2024-02-01 $274,000 (14.3%) $344,740 (28.4%) 0.00 128
2024-03-01 $279,900 (14.2%) $353,639 (31.6%) 0.00 132
2024-04-01 $285,000 (10.0%) $353,235 (27.2%) 0.00 143
2024-05-01 $277,450 (15.9%) $350,616 (37.6%) 0.00 157
2024-06-01 $271,250 (14.2%) $341,930 (27.8%) 0.00 160
2024-07-01 $268,125 (11.7%) $326,479 (18.1%) 0.00 163
2024-08-01 $259,900 (-4.8%) $325,001 (3.9%) 0.00 160
2024-09-01 $254,700 (-3.9%) $310,128 (-8.5%) 0.00 161
2024-10-01 $253,625 (-7.8%) $325,756 (-6.7%) 0.00 172
2024-11-01 $260,000 (-4.4%) $330,626 (-5.4%) 0.00 178
2024-12-01 $260,950 (-5.8%) $309,590 (-11.7%) 0.00 168
2025-01-01 $249,675 (-5.8%) $307,380 (-11.4%) 0.00 159
2025-02-01 $261,950 (-4.4%) $280,695 (-18.6%) 0.00 154
2025-03-01 $254,000 (-9.3%) $288,286 (-18.5%) 0.00 160
DeRidder's median listing price for 2025-03-01 was $254,000, a difference of $-25,900 (-9.3%) versus the prior year and $-7,950 versus the prior month.

DeRidder's median listing price comes in at 0% of the national average.

DeRidder's average listing price for 2025-03-01 was $288,286, a difference of $-65,353 (-18.5%) versus the prior year and $7,591 versus the prior month.

For the 2025-03-01 period, DeRidder had 160 MLS listings, a difference of 6 listings (4%) versus the prior month and 28 listings (21%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - DeRidder (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,200 sqft
2018-02-01 0 days 2,244 sqft
2018-03-01 0 days 2,199 sqft
2018-04-01 0 days 2,209 sqft
2018-05-01 0 days 2,219 sqft
2018-06-01 0 days 2,287 sqft
2018-07-01 0 days 2,347 sqft
2018-08-01 0 days 2,330 sqft
2018-09-01 0 days 2,390 sqft
2018-10-01 0 days 2,354 sqft
2018-11-01 0 days 2,311 sqft
2018-12-01 0 days 2,317 sqft
2019-01-01 0 days 2,352 sqft
2019-02-01 0 days 2,386 sqft
2019-03-01 0 days 2,386 sqft
2019-04-01 0 days 2,390 sqft
2019-05-01 0 days 2,361 sqft
2019-06-01 0 days 2,347 sqft
2019-07-01 0 days 2,348 sqft
2019-08-01 0 days 2,317 sqft
2019-09-01 0 days 2,268 sqft
2019-10-01 0 days 2,235 sqft
2019-11-01 0 days 2,229 sqft
2019-12-01 0 days 2,300 sqft
2020-01-01 0 days 2,347 sqft
2020-02-01 0 days 2,324 sqft
2020-03-01 0 days 2,179 sqft
2020-04-01 0 days 1,991 sqft
2020-05-01 0 days 1,885 sqft
2020-06-01 0 days 1,912 sqft
2020-07-01 0 days 1,902 sqft
2020-08-01 0 days 1,858 sqft
2020-09-01 0 days 1,809 sqft
2020-10-01 0 days 1,797 sqft
2020-11-01 0 days 1,752 sqft
2020-12-01 0 days 1,847 sqft
2021-01-01 0 days 1,818 sqft
2021-02-01 0 days 1,825 sqft
2021-03-01 0 days 1,834 sqft
2021-04-01 0 days 1,792 sqft
2021-05-01 0 days 1,738 sqft
2021-06-01 0 days 1,656 sqft
2021-07-01 0 days 1,643 sqft
2021-08-01 0 days 1,677 sqft
2021-09-01 0 days 1,703 sqft
2021-10-01 0 days 1,669 sqft
2021-11-01 0 days 1,669 sqft
2021-12-01 0 days 1,680 sqft
2022-01-01 0 days 1,809 sqft
2022-02-01 0 days 1,800 sqft
2022-03-01 0 days 1,844 sqft
2022-04-01 0 days 1,810 sqft
2022-05-01 0 days 1,866 sqft
2022-06-01 0 days 1,713 sqft
2022-07-01 0 days 1,771 sqft
2022-08-01 0 days 1,696 sqft
2022-09-01 0 days 1,657 sqft
2022-10-01 0 days 1,679 sqft
2022-11-01 0 days 1,808 sqft
2022-12-01 0 days 1,840 sqft
2023-01-01 0 days 1,839 sqft
2023-02-01 0 days 1,848 sqft
2023-03-01 0 days 1,837 sqft
2023-04-01 0 days 1,912 sqft
2023-05-01 0 days 1,823 sqft
2023-06-01 0 days 1,859 sqft
2023-07-01 0 days 1,925 sqft
2023-08-01 0 days 1,930 sqft
2023-09-01 0 days 1,929 sqft
2023-10-01 0 days 1,956 sqft
2023-11-01 0 days 1,960 sqft
2023-12-01 0 days 1,951 sqft
2024-01-01 0 days 1,903 sqft
2024-02-01 0 days 1,948 sqft
2024-03-01 0 days 2,046 sqft
2024-04-01 0 days 2,000 sqft
2024-05-01 0 days 2,005 sqft
2024-06-01 0 days 1,983 sqft
2024-07-01 0 days 1,992 sqft
2024-08-01 0 days 1,905 sqft
2024-09-01 0 days 1,900 sqft
2024-10-01 0 days 1,910 sqft
2024-11-01 0 days 1,956 sqft
2024-12-01 0 days 1,931 sqft
2025-01-01 0 days 1,847 sqft
2025-02-01 0 days 1,855 sqft
2025-03-01 0 days 1,869 sqft
DeRidder's median listing age (time on market) for 2025-03-01 was 0 days.

DeRidder's median square footage for active listings during the 2025-03-01 period was 1,869 sqft. One year prior, the average listing was 2,046 sqft.

DeRidder, LA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 376 $109,430,000 $291,037
Refi 107 $21,815,000 $203,879
Cash Out Refi 53 $6,705,000 $126,509
Home Improvement 21 $1,805,000 $85,952
Other 16 $1,400,000 $87,500

Deridder's most frequently cited loan purpose was Home Purchase, with 376 originations. The 2nd most popular reason was Refi, with 107 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 204 $45,770,000 $224,363
Over 8% 122 $12,290,000 $100,738
7-8% 89 $15,715,000 $176,573
5-6% 87 $19,905,000 $228,793
4-5% 6 $1,710,000 $285,000
<2.5% 3 $265,000 $88,333

During 2024, Deridder's most frequently originated rate bucket was 6-7%, with 204 originations.

Loan Sizing (DeRidder, LA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 217 $32,105,000 $147,949
$200k-400k 193 $52,145,000 $270,181
$100,000 or less 140 $8,780,000 $62,714
$400k-600k 18 $8,090,000 $449,444
$600k-1000k 4 $3,000,000 $750,000
$Over $1MM 1 $37,035,000 $37,035,000

DeRidder's loan sizing saw the bucket of loans from $100k-200k with 217 originations, totaling $32,105,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 298 $60,920,000 $204,430
60-80% 66 $11,220,000 $170,000
Over 100% 48 $12,610,000 $262,708
20-40% 39 $3,125,000 $80,128
40-60% 23 $3,445,000 $149,783
Under 20% 21 $885,000 $42,143

DeRidder's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 298 originations, totaling $60,920,000 in origination value.