DeRidder Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Deridder averaged 7.09% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2023-03-09) was 7.32% and one month ago for the week of 2023-02-09, the average rate was 6.61%.

Deridder's average rate one year ago was 4.44%.

For refis of the same type during the week of 2023-03-16, the average rate was 6.65%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-03-16 6.6%
Deridder 30 Year Fixed Rate 2023-03-16 7.09%
Deridder 30 Year Fixed Rate Refi 2023-03-16 6.65%
Deridder 15 Year Fixed Rate 2023-03-16 7.44%
Deridder 15 Year Fixed Rate Refi 2023-03-16 6.73%
Deridder 30 Year FHA 2023-03-16 6.53%
Deridder 30 Year FHA Refi 2023-03-16 6.5%
Deridder 30 Year USDA 2023-03-16 6.62%
Deridder 30 Year USDA Refi 2023-03-16 7.14%
Deridder 30 Year VA 2023-03-16 6.38%
Deridder 30 Year VA Refi 2023-03-16 6.35%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DeRidder, LA.

DeRidder Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DeRidder, LA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
Citizens Bank 26 2.97% $3,248
QUICKEN LOANS, LLC 24 3.12% $5,074
EUSTIS AND AMERICAN MORTGAGE COMPANY 22 3.11% $3,297
GMFS LLC 20 3.04% $3,996
CRESCENT MORTGAGE COMPANY 17 2.94% $4,125
BARKSDALE 17 3.06% $4,640
MORTGAGE FINANCIAL SERVICES, LLC 11 3.27% $3,312
UNITED WHOLESALE MORTGAGE, LLC 10 3.22% $3,796
Sabine State Bank and Trust Company 9 3.49% $4,889
NTFN, INC. 8 2.95% $4,501
LOANDEPOT.COM, LLC 6 3.27% $3,800
FIDELITY BANK 4 3.09% $4,640
PENNYMAC LOAN SERVICES, LLC 4 3.34% $4,718
Wells Fargo Bank 3 4.04% $2,394
ADVANCIAL 3 2.67% $3,745
BancorpSouth Bank 3 3.17% $4,636
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 3.21% $4,315
First Horizon Bank 3 3.63% $3,296
MID AMERICA MORTGAGE, INC. 3 3.29% $3,268
HOME POINT FINANCIAL CORPORATION 3 3.25% $3,306
NEWREZ LLC 2 2.75% $7,400
AMERICAN FINANCIAL NETWORK, INC. 2 2.88% $8,705
AMERISAVE MORTGAGE CORPORATION 2 2.81% $3,046
BETTER MORTGAGE CORPORATION 2 3.31% $3,815
CALIBER HOME LOANS, INC. 2 3.69% $4,029
FREEDOM MORTGAGE CORPORATION 2 3.06% $2,264
Gateway First Bank 2 3.25% $6,605
JPMorgan Chase Bank 2 3.19% $3,800
Merchants Bank of Indiana 2 3.31% $5,900
Mr. Cooper ( Nationstar Mortgage ) 2 3.50% $4,180
NAVY FEDERAL CREDIT UNION 2 2.94% $4,993
The Evangeline Bank & Trust Company 2 5.00% $2,119
Jeff Davis Bancshares, Inc. 1 4.38% $817
The Bank 1 5.75% $2,552
CHERRY CREEK MORTGAGE, LLC 1 2.75% $123
Abbeville Building & Loan (A State-Chartered Savings Bank) 1 2.50% $3,947
Charles Schwab Bank, SSB 1 2.25% $3,572
CANOPY MORTGAGE, LLC 1 2.88% $2,090
Mortgage Research Center, LLC 1 3.13% $8,037
MOVEMENT MORTGAGE, LLC 1 3.13% $3,882
THE MORTGAGE FIRM, INC. 1 3.75% $3,866
AMCAP MORTGAGE, LTD. 1 2.88% $3,959
21ST MORTGAGE CORPORATION 1 5.00% $6,471
ASHLAND Credit Union 1 3.50% $3,779
Pelican State Credit Union 1 3.20% $2,734
AmeriHome Mortgage Company, LLC 1 3.13% $2,855
PREMIA MORTGAGE, LLC 1 3.50% $831
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 2.75% $3,691
AMERICAN FINANCING CORPORATION 1 3.63% $461
Reliant Bank 1 5.59% $3,595
Flagstar Bank, FSB 1 3.63% $2,858
ROYAL UNITED MORTGAGE LLC 1 3.00% $2,396
AMERICAN FINANCIAL RESOURCES, INC. 1 3.88% $4,923
DAS Acquisition Company, LLC 1 3.50% $4,228
Hancock Whitney Bank 1 3.50% $3,283
Colonial Savings, F.A. 1 3.50% $2,479
INTERLINC MORTGAGE SERVICES, LLC 1 3.63% $545

DeRidder Average Closing Costs & Other Stats

DeRidder, LA's 57 lenders originated 1,167 loans during 2021. The total origination value was $200,175,000, with an average loan value of $171,530.

DeRidder's average closing costs are $4,786.

The top DeRidder lender as defined by loan originations is Citizens Bank, with 26 loans originated. Their average total fees are $3,248, which is $1,826 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee DeRidder lenders (with over 10 loans originated) are Citizens Bank ($3,248), EUSTIS AND AMERICAN MORTGAGE COMPANY ($3,297), MORTGAGE FINANCIAL SERVICES, LLC ($3,312), UNITED WHOLESALE MORTGAGE, LLC ($3,796) and GMFS LLC ($3,996).

The lowest rate DeRidder lenders (with over 10 loans originated) are CRESCENT MORTGAGE COMPANY (2.94%), Citizens Bank (2.97%), GMFS LLC (3.04%), BARKSDALE (3.06%) and EUSTIS AND AMERICAN MORTGAGE COMPANY (3.11%).

DeRidder, LA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
EUSTIS AND AMERICAN MORTGAGE COMPANY $16,845,000 $15,705,000 -6.8% 7.8%
FREEDOM MORTGAGE CORPORATION $21,165,000 $14,380,000 -32.1% 7.2%
QUICKEN LOANS, LLC $13,450,000 $12,725,000 -5.4% 6.4%
Citizens Bank $8,460,000 $9,415,000 11.3% 4.7%
First National Bank in DeRidder $8,895,000 $7,780,000 -12.5% 3.9%
UNITED WHOLESALE MORTGAGE, LLC $1,805,000 $7,070,000 291.7% 3.5%
GMFS LLC $2,810,000 $6,840,000 143.4% 3.4%
CRESCENT MORTGAGE COMPANY $9,040,000 $6,260,000 -30.8% 3.1%
21ST MORTGAGE CORPORATION $3,520,000 $5,690,000 61.6% 2.8%
MORTGAGE FINANCIAL SERVICES, LLC $3,105,000 $5,575,000 79.5% 2.8%
NTFN, INC. $5,065,000 $5,475,000 8.1% 2.7%
BARKSDALE $4,765,000 $5,405,000 13.4% 2.7%
Sabine State Bank and Trust Company $7,475,000 $5,360,000 -28.3% 2.7%
Mortgage Research Center, LLC $4,355,000 $5,215,000 19.7% 2.6%
PENNYMAC LOAN SERVICES, LLC $3,420,000 $3,895,000 13.9% 1.9%
LOANDEPOT.COM, LLC $2,595,000 $3,650,000 40.7% 1.8%
b1BANK $1,040,000 $3,560,000 242.3% 1.8%
FIDELITY BANK $2,845,000 $3,050,000 7.2% 1.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,450,000 $3,010,000 22.9% 1.5%
Wells Fargo Bank $1,670,000 $3,005,000 79.9% 1.5%
HOME POINT FINANCIAL CORPORATION $1,330,000 $2,735,000 105.6% 1.4%
NAVY FEDERAL CREDIT UNION $2,260,000 $2,675,000 18.4% 1.3%
LAKEVIEW LOAN SERVICING, LLC $760,000 $2,585,000 240.1% 1.3%
Red River Bank $225,000 $2,545,000 1,031.1% 1.3%
The Evangeline Bank & Trust Company $355,000 $2,360,000 564.8% 1.2%
CALIBER HOME LOANS, INC. $1,985,000 $2,265,000 14.1% 1.1%
JPMorgan Chase Bank $1,905,000 $2,135,000 12.1% 1.1%
AMERICAN FINANCIAL RESOURCES, INC. $1,515,000 $2,095,000 38.3% 1.0%
First Horizon Bank $2,080,000 n/a 1.0%
CSE Federal Credit Union $1,915,000 $2,060,000 7.6% 1.0%
First Federal Bank of Louisiana $4,155,000 $1,995,000 -52.0% 1.0%
USAA Federal Savings Bank $2,320,000 $1,885,000 -18.8% 0.9%
MID AMERICA MORTGAGE, INC. $3,310,000 $1,720,000 -48.0% 0.9%
TRIAD FINANCIAL SERVICES, INC. $455,000 $1,675,000 268.1% 0.8%
VILLAGE CAPITAL & INVESTMENT LLC $1,180,000 $1,560,000 32.2% 0.8%
BancorpSouth Bank $1,545,000 n/a 0.8%
NEWREZ LLC $910,000 $1,505,000 65.4% 0.8%
GUILD MORTGAGE COMPANY $510,000 $1,345,000 163.7% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $1,000,000 $1,320,000 32.0% 0.7%
Merchants & Farmers Bank & Trust Company $1,610,000 $1,240,000 -23.0% 0.6%
Nations Lending Corporation $650,000 $1,190,000 83.1% 0.6%
AMERISAVE MORTGAGE CORPORATION $1,050,000 $1,125,000 7.1% 0.6%
Gateway First Bank $265,000 $1,010,000 281.1% 0.5%
NEW DAY FINANCIAL, LLC $710,000 $1,005,000 41.5% 0.5%
DAS Acquisition Company, LLC $315,000 $985,000 212.7% 0.5%
The Federal Savings Bank $915,000 $835,000 -8.7% 0.4%
SOUTHWEST LOUISIANA CREDIT UNION $135,000 $790,000 485.2% 0.4%
AMCAP MORTGAGE, LTD. $315,000 $775,000 146.0% 0.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $715,000 $760,000 6.3% 0.4%
Flagstar Bank, FSB $990,000 $755,000 -23.7% 0.4%
Merchants Bank of Indiana $1,275,000 $705,000 -44.7% 0.4%
Carrington Mortgage Services, LLC $230,000 $690,000 200.0% 0.3%
CLEARPATH LENDING $2,085,000 $645,000 -69.1% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $330,000 $585,000 77.3% 0.3%
BETTER MORTGAGE CORPORATION $585,000 n/a 0.3%
SUN WEST MORTGAGE COMPANY, INC. $585,000 n/a 0.3%
MOVEMENT MORTGAGE, LLC $550,000 n/a 0.3%
SOUTHWEST STAGE FUNDING, LLC $705,000 $550,000 -22.0% 0.3%
CREDIT HUMAN FEDERAL CREDIT UNION $295,000 $535,000 81.4% 0.3%
Low VA Rates, LLC $350,000 $525,000 50.0% 0.3%
The Bank $325,000 $490,000 50.8% 0.2%
Reliant Bank $275,000 $480,000 74.5% 0.2%
ADVANCIAL $185,000 $475,000 156.8% 0.2%
Lakeside Bank $155,000 $465,000 200.0% 0.2%
Charles Schwab Bank, SSB $455,000 n/a 0.2%
Barrington Bank & Trust Company, N.A. $405,000 $450,000 11.1% 0.2%
CSL Financial, LLC $330,000 $440,000 33.3% 0.2%
AmeriHome Mortgage Company, LLC $125,000 $370,000 196.0% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $360,000 n/a 0.2%
Hancock Whitney Bank $1,025,000 $360,000 -64.9% 0.2%
NATIONS RELIABLE LENDING, LLC $350,000 n/a 0.2%
Colonial Savings, F.A. $335,000 n/a 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $145,000 $325,000 124.1% 0.2%
Jeff Davis Bancshares, Inc. $1,345,000 $315,000 -76.6% 0.2%
Discover Bank $290,000 n/a 0.1%
CANOPY MORTGAGE, LLC $285,000 n/a 0.1%
NBKC BANK $275,000 n/a 0.1%
CHERRY CREEK MORTGAGE, LLC $265,000 n/a 0.1%
First Guaranty Mortgage Corporation $580,000 $255,000 -56.0% 0.1%
UNITED BUILT HOMES, L.L.C. $420,000 $255,000 -39.3% 0.1%
PNC Bank $155,000 $250,000 61.3% 0.1%
Abbeville Building & Loan (A State-Chartered Savings Bank) $245,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $500,000 $245,000 -51.0% 0.1%
INTERLINC MORTGAGE SERVICES, LLC $245,000 n/a 0.1%
PREMIA MORTGAGE, LLC $235,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $125,000 $225,000 80.0% 0.1%
ACCELERATE MORTGAGE, LLC $215,000 n/a 0.1%
ASHLAND Credit Union $215,000 n/a 0.1%
Beeline Loans, Inc. $215,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $205,000 n/a 0.1%
First Federal Bank $205,000 n/a 0.1%
THE MORTGAGE FIRM, INC. $205,000 n/a 0.1%
Bank of America $200,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $275,000 $185,000 -32.7% 0.1%
APCI Federal Credit Union $185,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $185,000 n/a 0.1%
NP, Inc. $175,000 n/a 0.1%
RED RIVER EMPLOYEES $65,000 $170,000 161.5% 0.1%
Lakeview Community Capital, LLC $165,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $250,000 $165,000 -34.0% 0.1%
Truist Bank $155,000 n/a 0.1%
First Federal Bank $145,000 n/a 0.1%
Paramount Bank $185,000 $145,000 -21.6% 0.1%
Citizens National Bank, N.A. $135,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $240,000 $125,000 -47.9% 0.1%
Pelican State Credit Union $120,000 n/a 0.1%
Regions Bank $115,000 n/a 0.1%
MEMBER HOME LOAN, L.L.C. $105,000 n/a 0.1%
AMERICAN ADVISORS GROUP $145,000 $100,000 -31.0% 0.0%
Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%

DeRidder's top lender by overall market share is EUSTIS AND AMERICAN MORTGAGE COMPANY, with 7.8% market share. In second place, with 7.2%, is FREEDOM MORTGAGE CORPORATION, having originated $14,380,000 in loans. In third place, with 6.4%, is QUICKEN LOANS, LLC, having originated $12,725,000 in loans. In fourth place, with 4.7%, is Citizens Bank, having originated $9,415,000 in loans. In fifth place, with 3.9%, is First National Bank in DeRidder, having originated $7,780,000 in loans.


DeRidder Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - DeRidder (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $182,125 (2.0%) $189,240 (4.7%) 0.00 203
2018-02-01 $187,000 (7.8%) $191,051 (7.2%) 0.00 196
2018-03-01 $180,000 (6.8%) $190,648 (3.2%) 0.00 198
2018-04-01 $181,750 (1.4%) $192,784 (1.3%) 0.00 209
2018-05-01 $183,500 (2.2%) $194,072 (-1.6%) 0.00 203
2018-06-01 $185,216 (3.3%) $194,602 (-3.2%) 0.00 194
2018-07-01 $189,000 (5.6%) $202,648 (3.0%) 0.00 210
2018-08-01 $189,000 (3.0%) $204,169 (-0.1%) 0.00 218
2018-09-01 $189,000 (5.0%) $205,367 (-2.0%) 0.00 214
2018-10-01 $189,900 (5.8%) $207,541 (1.2%) 0.00 194
2018-11-01 $186,979 (3.9%) $210,189 (4.5%) 0.00 185
2018-12-01 $188,500 (4.8%) $213,671 (8.2%) 0.00 185
2019-01-01 $188,350 (3.4%) $212,070 (12.1%) 0.00 173
2019-02-01 $187,625 (0.3%) $208,535 (9.2%) 0.00 166
2019-03-01 $189,729 (5.4%) $207,980 (9.1%) 0.00 159
2019-04-01 $189,529 (4.3%) $207,605 (7.7%) 0.00 157
2019-05-01 $181,225 (-1.2%) $214,681 (10.6%) 0.00 161
2019-06-01 $185,000 (-0.1%) $221,407 (13.8%) 0.00 169
2019-07-01 $179,975 (-4.8%) $214,602 (5.9%) 0.00 165
2019-08-01 $179,850 (-4.8%) $216,118 (5.9%) 0.00 164
2019-09-01 $179,625 (-5.0%) $218,270 (6.3%) 0.00 159
2019-10-01 $177,225 (-6.7%) $220,578 (6.3%) 0.00 150
2019-11-01 $189,900 (1.6%) $226,539 (7.8%) 0.00 140
2019-12-01 $193,200 (2.5%) $227,280 (6.4%) 0.00 136
2020-01-01 $203,425 (8.0%) $235,945 (11.3%) 0.00 135
2020-02-01 $202,400 (7.9%) $237,138 (13.7%) 0.00 124
2020-03-01 $202,225 (6.6%) $241,601 (16.2%) 0.00 119
2020-04-01 $199,975 (5.5%) $235,942 (13.7%) 0.00 128
2020-05-01 $191,200 (5.5%) $203,507 (-5.2%) 0.00 130
2020-06-01 $199,750 (8.0%) $210,842 (-4.8%) 0.00 136
2020-07-01 $193,125 (7.3%) $214,879 (0.1%) 0.00 119
2020-08-01 $207,500 (15.4%) $230,854 (6.8%) 0.00 110
2020-09-01 $218,000 (21.4%) $230,903 (5.8%) 0.00 100
2020-10-01 $188,900 (6.6%) $215,710 (-2.2%) 0.00 83
2020-11-01 $174,625 (-8.0%) $212,014 (-6.4%) 0.00 73
2020-12-01 $215,500 (11.5%) $235,983 (3.8%) 0.00 69
2021-01-01 $209,948 (3.2%) $217,462 (-7.8%) 0.00 56
2021-02-01 $191,375 (-5.5%) $211,850 (-10.7%) 0.00 56
2021-03-01 $170,975 (-15.5%) $202,355 (-16.2%) 0.00 48
2021-04-01 $197,175 (-1.4%) $227,944 (-3.4%) 0.00 47
2021-05-01 $189,500 (-0.9%) $212,320 (4.3%) 0.00 43
2021-06-01 $153,350 (-23.2%) $242,782 (15.2%) 0.00 43
2021-07-01 $175,000 (-9.4%) $295,056 (37.3%) 0.00 46
2021-08-01 $164,000 (-21.0%) $297,186 (28.7%) 0.00 50
2021-09-01 $187,500 (-14.0%) $287,617 (24.6%) 0.00 55
2021-10-01 $171,500 (-9.2%) $289,848 (34.4%) 0.00 52
2021-11-01 $165,975 (-5.0%) $292,966 (38.2%) 0.00 58
2021-12-01 $166,475 (-22.8%) $286,879 (21.6%) 0.00 57
2022-01-01 $187,250 (-10.8%) $285,192 (31.2%) 0.00 53
2022-02-01 $164,950 (-13.8%) $298,802 (41.0%) 0.00 46
2022-03-01 $156,175 (-8.7%) $325,521 (60.9%) 0.00 37
2022-04-01 $195,500 (-0.9%) $343,369 (50.6%) 0.00 36
2022-05-01 $215,750 (13.9%) $230,323 (8.5%) 0.00 57
2022-06-01 $204,000 (33.0%) $219,832 (-9.5%) 0.00 64
2022-07-01 $209,500 (19.7%) $224,679 (-23.9%) 0.00 77
2022-08-01 $196,000 (19.5%) $217,076 (-27.0%) 0.00 91
2022-09-01 $195,250 (4.1%) $219,141 (-23.8%) 0.00 92
2022-10-01 $209,500 (22.2%) $232,697 (-19.7%) 0.00 95
2022-11-01 $229,500 (38.3%) $255,848 (-12.7%) 0.00 96
2022-12-01 $239,000 (43.6%) $276,408 (-3.7%) 0.00 90
2023-01-01 $229,500 (22.6%) $271,421 (-4.8%) 0.00 89
2023-02-01 $233,750 (41.7%) $265,066 (-11.3%) 0.00 95
DeRidder's median listing price for 2023-02-01 was $233,750, a difference of $68,800 (41.7%) versus the prior year and $4,250 versus the prior month.

DeRidder's median listing price comes in at 0% of the national average.

DeRidder's average listing price for 2023-02-01 was $265,066, a difference of $-33,736 (-11.3%) versus the prior year and $-6,355 versus the prior month.

For the 2023-02-01 period, DeRidder had 95 MLS listings, a difference of 6 listings (7%) versus the prior month and 49 listings (107%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - DeRidder (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,201 sqft
2018-02-01 0 days 2,251 sqft
2018-03-01 0 days 2,200 sqft
2018-04-01 0 days 2,199 sqft
2018-05-01 0 days 2,198 sqft
2018-06-01 0 days 2,266 sqft
2018-07-01 0 days 2,352 sqft
2018-08-01 0 days 2,342 sqft
2018-09-01 0 days 2,406 sqft
2018-10-01 0 days 2,424 sqft
2018-11-01 0 days 2,346 sqft
2018-12-01 0 days 2,354 sqft
2019-01-01 0 days 2,430 sqft
2019-02-01 0 days 2,412 sqft
2019-03-01 0 days 2,404 sqft
2019-04-01 0 days 2,406 sqft
2019-05-01 0 days 2,378 sqft
2019-06-01 0 days 2,358 sqft
2019-07-01 0 days 2,374 sqft
2019-08-01 0 days 2,336 sqft
2019-09-01 0 days 2,275 sqft
2019-10-01 0 days 2,228 sqft
2019-11-01 0 days 2,227 sqft
2019-12-01 0 days 2,300 sqft
2020-01-01 0 days 2,324 sqft
2020-02-01 0 days 2,290 sqft
2020-03-01 0 days 2,122 sqft
2020-04-01 0 days 1,990 sqft
2020-05-01 0 days 1,889 sqft
2020-06-01 0 days 1,913 sqft
2020-07-01 0 days 1,905 sqft
2020-08-01 0 days 1,878 sqft
2020-09-01 0 days 1,858 sqft
2020-10-01 0 days 1,835 sqft
2020-11-01 0 days 1,777 sqft
2020-12-01 0 days 1,896 sqft
2021-01-01 0 days 1,853 sqft
2021-02-01 0 days 1,839 sqft
2021-03-01 0 days 1,842 sqft
2021-04-01 0 days 1,804 sqft
2021-05-01 0 days 1,762 sqft
2021-06-01 0 days 1,634 sqft
2021-07-01 0 days 1,651 sqft
2021-08-01 0 days 1,716 sqft
2021-09-01 0 days 1,726 sqft
2021-10-01 0 days 1,718 sqft
2021-11-01 0 days 1,692 sqft
2021-12-01 0 days 1,692 sqft
2022-01-01 0 days 1,809 sqft
2022-02-01 0 days 1,804 sqft
2022-03-01 0 days 1,858 sqft
2022-04-01 0 days 1,820 sqft
2022-05-01 0 days 1,890 sqft
2022-06-01 0 days 1,735 sqft
2022-07-01 0 days 1,764 sqft
2022-08-01 0 days 1,709 sqft
2022-09-01 0 days 1,679 sqft
2022-10-01 0 days 1,682 sqft
2022-11-01 0 days 1,799 sqft
2022-12-01 0 days 1,840 sqft
2023-01-01 0 days 1,838 sqft
2023-02-01 0 days 1,842 sqft
DeRidder's median listing age (time on market) for 2023-02-01 was 0 days.

DeRidder's median square footage for active listings during the 2023-02-01 period was 1,842 sqft. One year prior, the average listing was 1,804 sqft.

DeRidder, LA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 554 $98,630,000 $178,032
Refi 469 $79,475,000 $169,456
Cash Out Refi 120 $19,040,000 $158,667
Home Improvement 15 $1,525,000 $101,667
Other 9 $1,505,000 $167,222

Deridder's most frequently cited loan purpose was Home Purchase, with 554 originations. The 2nd most popular reason was Refi, with 469 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 336 $68,910,000 $205,089
3-4% 276 $51,650,000 $187,138
<2.5% 230 $45,520,000 $197,913
4-5% 74 $9,530,000 $128,784
5-6% 42 $3,930,000 $93,571
6-7% 39 $2,915,000 $74,744
Over 8% 36 $3,320,000 $92,222
7-8% 30 $2,600,000 $86,667

During 2021, Deridder's most frequently originated rate bucket was 2.5-3%, with 336 originations.

Loan Sizing (DeRidder, LA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 501 $74,925,000 $149,551
$200k-400k 381 $98,275,000 $257,940
$100,000 or less 267 $16,385,000 $61,367
$400k-600k 16 $7,620,000 $476,250
$600k-1000k 1 $655,000 $655,000
$Over $1MM 1 $2,315,000 $2,315,000

DeRidder's loan sizing saw the bucket of loans from $100k-200k with 501 originations, totaling $74,925,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 469 $89,525,000 $190,885
60-80% 233 $42,355,000 $181,781
40-60% 94 $12,910,000 $137,340
20-40% 55 $3,895,000 $70,818
Over 100% 46 $10,340,000 $224,783
Under 20% 9 $215,000 $23,889

DeRidder's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 469 originations, totaling $89,525,000 in origination value.