DeRidder Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Deridder averaged 7.33% for the week of 2024-07-11, compared to the national average of 6.89% for the same period.

The average rate for the prior week (2024-07-03) was 7.09% and one month ago for the week of 2024-06-06, the average rate was 7.33%.

Deridder's average rate one year ago was 7.05%.

For refis of the same type during the week of 2024-07-11, the average rate was 6.89%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-07-11 6.89%
Deridder 30 Year Fixed Rate 2024-07-11 7.33%
Deridder 30 Year Fixed Rate Refi 2024-07-11 6.89%
Deridder 15 Year Fixed Rate 2024-07-11 6.17%
Deridder 15 Year Fixed Rate Refi 2024-07-11 6.57%
Deridder 30 Year FHA 2024-07-11 6.78%
Deridder 30 Year FHA Refi 2024-07-11 6.46%
Deridder 30 Year USDA 2024-07-11 6.57%
Deridder 30 Year USDA Refi 2024-07-11 6.67%
Deridder 30 Year VA 2024-07-11 6.54%
Deridder 30 Year VA Refi 2024-07-11 6.56%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DeRidder, LA.

DeRidder Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DeRidder, LA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
GMFS LLC 10 6.80% $4,961
UNITED WHOLESALE MORTGAGE, LLC 8 7.28% $4,722
EUSTIS AND AMERICAN MORTGAGE COMPANY 7 7.28% $3,889
QUICKEN LOANS, LLC 6 6.75% $6,905
JPMorgan Chase Bank 5 7.05% $5,040
MORTGAGE FINANCIAL SERVICES, LLC 5 6.60% $5,524
FIDELITY BANK 4 7.50% $6,693
BARKSDALE 3 6.25% $5,661
Citizens Bank 3 6.21% $5,100
21ST MORTGAGE CORPORATION 2 7.10% $5,250
RBC Bank, (Georgia) 2 6.13% $2,700
Sabine State Bank and Trust Company 2 7.56% $4,677
FREEDOM MORTGAGE CORPORATION 1 7.13% $9,925
Gateway First Bank 1 8.13% $3,661
CHURCHILL MORTGAGE CORPORATION 1 7.25% $6,820
GUARANTEED RATE, INC. 1 6.53% $2,736
Jeff Davis Bancshares 1 7.74% $355
BancorpSouth 1 5.50% $11,350
LOANDEPOT.COM, LLC 1 6.63% $8,884
AMERISAVE MORTGAGE CORPORATION 1 5.88% $4,911
Nations Lending Corporation 1 6.88% $2,445
NP, Inc. 1 5.88% $5,647
NTFN, INC. 1 6.50% $4,178
Pinnacle Bank 1 6.25% $2,686
Plains Commerce Bank 1 7.13% $6,258
AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.63% $4,433
VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.75% $4,785
Red River Bank 1 6.63% $2,832
Renasant Bank 1 7.13% $4,203
ROYAL UNITED MORTGAGE LLC 1 6.38% $8,481
Wells Fargo Bank 1 6.88% $4,253
The Evangeline Bank & Trust Company 1 8.00% $336
UNION HOME MORTGAGE CORP. 1 6.38% $4,352
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.88% $7,253
USAA Federal Savings Bank 1 6.13% $5,472
U.S. Bank 1 6.00% $5,955
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.99% $4,067
Equity Prime Mortgage LLC 1 7.75% $7,600

DeRidder Average Closing Costs & Other Stats

DeRidder, LA's 38 lenders originated 578 loans during 2023. The total origination value was $103,410,000, with an average loan value of $178,910.

DeRidder's average closing costs are $5,225.

The top DeRidder lender as defined by loan originations is GMFS LLC, with 10 loans originated. Their average total fees are $4,961, which is $240 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee DeRidder lenders (with over 10 loans originated) are GMFS LLC ($4,961), .

The lowest rate DeRidder lenders (with over 10 loans originated) are GMFS LLC (6.80%), .

DeRidder, LA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $10,940,000 $10,405,000 -4.9% 10.1%
First National Bank in DeRidder $11,845,000 $8,090,000 -31.7% 7.8%
21ST MORTGAGE CORPORATION $3,330,000 $5,195,000 56.0% 5.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $9,165,000 $4,955,000 -45.9% 4.8%
Mortgage Research Center, LLC $7,320,000 $4,660,000 -36.3% 4.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,280,000 $4,130,000 81.1% 4.0%
BARKSDALE $1,530,000 $3,895,000 154.6% 3.8%
GMFS LLC $5,490,000 $3,710,000 -32.4% 3.6%
Sabine State Bank and Trust Company $4,420,000 $3,315,000 -25.0% 3.2%
QUICKEN LOANS, LLC $5,520,000 $3,140,000 -43.1% 3.0%
FREEDOM MORTGAGE CORPORATION $5,095,000 $2,495,000 -51.0% 2.4%
SOUTHWEST LOUISIANA CREDIT UNION $2,255,000 $2,350,000 4.2% 2.3%
First Federal Bank of Louisiana $3,460,000 $2,340,000 -32.4% 2.3%
MORTGAGE FINANCIAL SERVICES, LLC $1,760,000 $1,765,000 0.3% 1.7%
NAVY FEDERAL CREDIT UNION $2,880,000 $1,655,000 -42.5% 1.6%
FIDELITY BANK $1,740,000 $1,605,000 -7.8% 1.6%
CSE Federal Credit Union $2,160,000 $1,490,000 -31.0% 1.4%
NTFN, INC. $5,105,000 $1,460,000 -71.4% 1.4%
USAA Federal Savings Bank $1,385,000 $1,425,000 2.9% 1.4%
BancorpSouth $780,000 $1,390,000 78.2% 1.3%
First Horizon Bank $1,325,000 $1,335,000 0.8% 1.3%
Merchants & Farmers Bank & Trust Company $2,540,000 $1,315,000 -48.2% 1.3%
LOANDEPOT.COM, LLC $2,185,000 $1,300,000 -40.5% 1.3%
JPMorgan Chase Bank $1,555,000 $1,280,000 -17.7% 1.2%
UNION HOME MORTGAGE CORP. $705,000 $1,265,000 79.4% 1.2%
AMERICAN FINANCIAL RESOURCES, INC. $1,075,000 $1,165,000 8.4% 1.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $835,000 $1,090,000 30.5% 1.1%
b1BANK $4,790,000 $1,070,000 -77.7% 1.0%
Citizens Bank $4,335,000 $905,000 -79.1% 0.9%
Nations Lending Corporation $910,000 $870,000 -4.4% 0.8%
Lakeside Bank $1,160,000 $775,000 -33.2% 0.7%
Jeff Davis Bancshares $925,000 $760,000 -17.8% 0.7%
The Evangeline Bank & Trust Company $2,375,000 $675,000 -71.6% 0.7%
CORNERSTONE HOME LENDING, INC. $620,000 n/a 0.6%
T2 FINANCIAL LLC $600,000 n/a 0.6%
The Bank $135,000 $590,000 337.0% 0.6%
MUTUAL OF OMAHA MORTGAGE, INC. $360,000 $545,000 51.4% 0.5%
VANDERBILT MORTGAGE AND FINANCE, INC. $395,000 $545,000 38.0% 0.5%
NEWREZ LLC $540,000 n/a 0.5%
CARDINAL FINANCIAL $815,000 $520,000 -36.2% 0.5%
RBC Bank, (Georgia) $520,000 n/a 0.5%
CREDIT HUMAN FEDERAL CREDIT UNION $480,000 $515,000 7.3% 0.5%
Chickasaw Community Bank $450,000 n/a 0.4%
Renasant Bank $400,000 n/a 0.4%
Barrington Bank & Trust Company, N.A. $550,000 $385,000 -30.0% 0.4%
AMERISAVE MORTGAGE CORPORATION $570,000 $375,000 -34.2% 0.4%
Wells Fargo Bank $865,000 $345,000 -60.1% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $530,000 $340,000 -35.8% 0.3%
STOCKTON MORTGAGE CORPORATION $335,000 n/a 0.3%
TRIAD FINANCIAL SERVICES, INC. $965,000 $330,000 -65.8% 0.3%
RESIDENTIAL BANCORP $225,000 $315,000 40.0% 0.3%
DAS Acquisition Company, LLC $350,000 $305,000 -12.9% 0.3%
SOUTHWEST STAGE FUNDING, LLC $105,000 $300,000 185.7% 0.3%
United Community Bank $235,000 $290,000 23.4% 0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $275,000 n/a 0.3%
Hancock Whitney Bank $275,000 n/a 0.3%
PENTAGON FEDERAL CREDIT UNION $785,000 $275,000 -65.0% 0.3%
CrossFirst Bank $265,000 n/a 0.3%
Abbeville Building & Loan (A State-Chartered Savings Bank) $285,000 $260,000 -8.8% 0.3%
Equity Prime Mortgage LLC $310,000 $250,000 -19.4% 0.2%
First State Bank of St. Charles, Missouri $245,000 n/a 0.2%
VILLAGE CAPITAL MORTGAGE $235,000 n/a 0.2%
Citizens Bank & Trust Company of Vivian, Louisiana $225,000 n/a 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $155,000 $205,000 32.3% 0.2%
PENNYMAC LOAN SERVICES, LLC $2,305,000 $195,000 -91.5% 0.2%
Pinnacle Bank $195,000 n/a 0.2%
MID AMERICA MORTGAGE, INC. $400,000 $185,000 -53.8% 0.2%
Carrington Mortgage Services, LLC $105,000 $180,000 71.4% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $165,000 n/a 0.2%
GUARANTEED RATE, INC. $165,000 n/a 0.2%
NP, Inc. $165,000 n/a 0.2%
The First, A National Banking Association $165,000 n/a 0.2%
U.S. Bank $105,000 $165,000 57.1% 0.2%
Bank of America $155,000 n/a 0.1%
CIS Financial Services, Inc. $155,000 n/a 0.1%
Red River Bank $155,000 n/a 0.1%
PHH Mortgage Corporation $235,000 $145,000 -38.3% 0.1%
CHURCHILL MORTGAGE CORPORATION $135,000 n/a 0.1%
LIMA ONE CAPITAL, LLC $135,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $135,000 n/a 0.1%
THE MORTGAGE FIRM, INC. $185,000 $125,000 -32.4% 0.1%
CALCON MUTUAL MORTGAGE LLC $65,000 $115,000 76.9% 0.1%
Discover Bank $75,000 $115,000 53.3% 0.1%
Plains Commerce Bank $115,000 n/a 0.1%
SPRING EQ, LLC $130,000 $100,000 -23.1% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $95,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $95,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $370,000 $85,000 -77.0% 0.1%
COUNTRYPLACE MORTGAGE, LTD. $125,000 $75,000 -40.0% 0.1%
HOMELAND BANCSHARES $65,000 n/a 0.1%
BROKER SOLUTIONS, INC. $275,000 $55,000 -80.0% 0.1%
CSL Financial, LLC $355,000 $45,000 -87.3% 0.0%
Gateway First Bank $510,000 $45,000 -91.2% 0.0%

DeRidder's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 10.1% market share. In second place, with 7.8%, is First National Bank in DeRidder, having originated $8,090,000 in loans. In third place, with 5.0%, is 21ST MORTGAGE CORPORATION, having originated $5,195,000 in loans. In fourth place, with 4.8%, is EUSTIS AND AMERICAN MORTGAGE COMPANY, having originated $4,955,000 in loans. In fifth place, with 4.5%, is Mortgage Research Center, LLC, having originated $4,660,000 in loans.


DeRidder Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - DeRidder (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $184,250 (2.8%) $189,405 (2.6%) 0.00 204
2018-02-01 $187,000 (7.5%) $191,215 (4.3%) 0.00 197
2018-03-01 $180,000 (6.5%) $190,808 (1.4%) 0.00 199
2018-04-01 $183,125 (2.2%) $193,083 (1.4%) 0.00 211
2018-05-01 $183,875 (2.4%) $194,372 (-2.7%) 0.00 205
2018-06-01 $189,000 (4.5%) $195,173 (-4.3%) 0.00 195
2018-07-01 $189,000 (5.4%) $203,265 (3.5%) 0.00 210
2018-08-01 $189,000 (3.0%) $204,256 (0.1%) 0.00 219
2018-09-01 $189,000 (4.1%) $205,454 (-1.8%) 0.00 215
2018-10-01 $189,900 (5.6%) $207,288 (1.2%) 0.00 195
2018-11-01 $186,979 (3.9%) $209,878 (4.3%) 0.00 187
2018-12-01 $188,500 (4.8%) $213,323 (8.0%) 0.00 187
2019-01-01 $188,350 (2.2%) $211,727 (11.8%) 0.00 175
2019-02-01 $187,625 (0.3%) $208,187 (8.9%) 0.00 168
2019-03-01 $189,729 (5.4%) $207,905 (9.0%) 0.00 161
2019-04-01 $189,629 (3.6%) $207,847 (7.7%) 0.00 159
2019-05-01 $181,225 (-1.4%) $214,681 (10.5%) 0.00 161
2019-06-01 $185,000 (-2.1%) $221,407 (13.4%) 0.00 169
2019-07-01 $180,000 (-4.8%) $214,587 (5.6%) 0.00 165
2019-08-01 $179,727 (-4.9%) $215,983 (5.7%) 0.00 165
2019-09-01 $179,318 (-5.1%) $218,068 (6.1%) 0.00 160
2019-10-01 $178,000 (-6.3%) $220,206 (6.2%) 0.00 151
2019-11-01 $189,900 (1.6%) $225,968 (7.7%) 0.00 141
2019-12-01 $193,200 (2.5%) $227,280 (6.5%) 0.00 136
2020-01-01 $203,425 (8.0%) $235,945 (11.4%) 0.00 135
2020-02-01 $202,400 (7.9%) $237,138 (13.9%) 0.00 124
2020-03-01 $203,200 (7.1%) $241,679 (16.3%) 0.00 120
2020-04-01 $199,975 (5.5%) $235,942 (13.5%) 0.00 128
2020-05-01 $191,200 (5.5%) $203,507 (-5.2%) 0.00 130
2020-06-01 $199,750 (8.0%) $210,842 (-4.8%) 0.00 136
2020-07-01 $193,125 (7.3%) $214,879 (0.1%) 0.00 119
2020-08-01 $211,000 (17.4%) $231,064 (7.0%) 0.00 111
2020-09-01 $218,500 (21.9%) $231,129 (6.0%) 0.00 101
2020-10-01 $189,900 (6.7%) $216,177 (-1.8%) 0.00 84
2020-11-01 $177,000 (-6.8%) $212,669 (-5.9%) 0.00 74
2020-12-01 $222,500 (15.2%) $236,337 (4.0%) 0.00 70
2021-01-01 $209,948 (3.2%) $217,462 (-7.8%) 0.00 56
2021-02-01 $191,375 (-5.5%) $211,850 (-10.7%) 0.00 56
2021-03-01 $170,975 (-15.9%) $202,355 (-16.3%) 0.00 48
2021-04-01 $197,175 (-1.4%) $227,944 (-3.4%) 0.00 47
2021-05-01 $189,500 (-0.9%) $212,320 (4.3%) 0.00 43
2021-06-01 $153,350 (-23.2%) $242,782 (15.2%) 0.00 43
2021-07-01 $175,000 (-9.4%) $295,056 (37.3%) 0.00 46
2021-08-01 $164,000 (-22.3%) $297,186 (28.6%) 0.00 50
2021-09-01 $187,500 (-14.2%) $287,617 (24.4%) 0.00 55
2021-10-01 $171,500 (-9.7%) $289,848 (34.1%) 0.00 52
2021-11-01 $165,975 (-6.2%) $292,966 (37.8%) 0.00 58
2021-12-01 $166,475 (-25.2%) $286,879 (21.4%) 0.00 57
2022-01-01 $187,250 (-10.8%) $285,192 (31.2%) 0.00 53
2022-02-01 $164,950 (-13.8%) $298,802 (41.0%) 0.00 46
2022-03-01 $156,175 (-8.7%) $325,521 (60.9%) 0.00 37
2022-04-01 $195,500 (-0.9%) $343,369 (50.6%) 0.00 36
2022-05-01 $215,750 (13.9%) $230,323 (8.5%) 0.00 57
2022-06-01 $204,000 (33.0%) $219,832 (-9.5%) 0.00 64
2022-07-01 $209,500 (19.7%) $224,679 (-23.9%) 0.00 77
2022-08-01 $196,000 (19.5%) $217,076 (-27.0%) 0.00 91
2022-09-01 $195,250 (4.1%) $219,141 (-23.8%) 0.00 92
2022-10-01 $209,500 (22.2%) $232,697 (-19.7%) 0.00 95
2022-11-01 $229,500 (38.3%) $255,848 (-12.7%) 0.00 96
2022-12-01 $239,000 (43.6%) $276,408 (-3.7%) 0.00 90
2023-01-01 $229,500 (22.6%) $271,421 (-4.8%) 0.00 89
2023-02-01 $233,750 (41.7%) $265,066 (-11.3%) 0.00 95
2023-03-01 $243,950 (56.2%) $265,911 (-18.3%) 0.00 86
2023-04-01 $249,000 (27.4%) $273,504 (-20.4%) 0.00 88
2023-05-01 $235,000 (8.9%) $249,522 (8.3%) 0.00 100
2023-06-01 $234,950 (15.2%) $263,481 (19.9%) 0.00 104
2023-07-01 $234,950 (12.2%) $277,189 (23.4%) 0.00 113
2023-08-01 $270,340 (37.9%) $316,282 (45.7%) 0.00 122
2023-09-01 $259,950 (33.1%) $343,352 (56.7%) 0.00 125
2023-10-01 $275,000 (31.3%) $355,093 (52.6%) 0.00 125
2023-11-01 $275,500 (20.0%) $359,594 (40.6%) 0.00 127
2023-12-01 $275,000 (15.1%) $357,955 (29.5%) 0.00 125
2024-01-01 $265,000 (15.5%) $354,091 (30.5%) 0.00 117
2024-02-01 $269,000 (15.1%) $351,658 (32.7%) 0.00 117
2024-03-01 $279,950 (14.8%) $361,771 (36.1%) 0.00 124
2024-04-01 $284,250 (14.2%) $359,039 (31.3%) 0.00 135
2024-05-01 $276,200 (17.5%) $353,372 (41.6%) 0.00 150
2024-06-01 $269,950 (14.9%) $344,457 (30.7%) 0.00 151
DeRidder's median listing price for 2024-06-01 was $269,950, a difference of $35,000 (14.9%) versus the prior year and $-6,250 versus the prior month.

DeRidder's median listing price comes in at 0% of the national average.

DeRidder's average listing price for 2024-06-01 was $344,457, a difference of $80,976 (30.7%) versus the prior year and $-8,915 versus the prior month.

For the 2024-06-01 period, DeRidder had 151 MLS listings, a difference of 1 listings (1%) versus the prior month and 47 listings (45%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - DeRidder (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,205 sqft
2018-02-01 0 days 2,255 sqft
2018-03-01 0 days 2,202 sqft
2018-04-01 0 days 2,205 sqft
2018-05-01 0 days 2,213 sqft
2018-06-01 0 days 2,266 sqft
2018-07-01 0 days 2,352 sqft
2018-08-01 0 days 2,344 sqft
2018-09-01 0 days 2,408 sqft
2018-10-01 0 days 2,420 sqft
2018-11-01 0 days 2,346 sqft
2018-12-01 0 days 2,354 sqft
2019-01-01 0 days 2,430 sqft
2019-02-01 0 days 2,412 sqft
2019-03-01 0 days 2,414 sqft
2019-04-01 0 days 2,424 sqft
2019-05-01 0 days 2,378 sqft
2019-06-01 0 days 2,358 sqft
2019-07-01 0 days 2,380 sqft
2019-08-01 0 days 2,345 sqft
2019-09-01 0 days 2,280 sqft
2019-10-01 0 days 2,232 sqft
2019-11-01 0 days 2,225 sqft
2019-12-01 0 days 2,300 sqft
2020-01-01 0 days 2,324 sqft
2020-02-01 0 days 2,290 sqft
2020-03-01 0 days 2,129 sqft
2020-04-01 0 days 1,990 sqft
2020-05-01 0 days 1,889 sqft
2020-06-01 0 days 1,913 sqft
2020-07-01 0 days 1,905 sqft
2020-08-01 0 days 1,870 sqft
2020-09-01 0 days 1,847 sqft
2020-10-01 0 days 1,818 sqft
2020-11-01 0 days 1,781 sqft
2020-12-01 0 days 1,888 sqft
2021-01-01 0 days 1,853 sqft
2021-02-01 0 days 1,839 sqft
2021-03-01 0 days 1,842 sqft
2021-04-01 0 days 1,804 sqft
2021-05-01 0 days 1,762 sqft
2021-06-01 0 days 1,634 sqft
2021-07-01 0 days 1,651 sqft
2021-08-01 0 days 1,716 sqft
2021-09-01 0 days 1,726 sqft
2021-10-01 0 days 1,718 sqft
2021-11-01 0 days 1,692 sqft
2021-12-01 0 days 1,692 sqft
2022-01-01 0 days 1,809 sqft
2022-02-01 0 days 1,804 sqft
2022-03-01 0 days 1,858 sqft
2022-04-01 0 days 1,820 sqft
2022-05-01 0 days 1,890 sqft
2022-06-01 0 days 1,735 sqft
2022-07-01 0 days 1,764 sqft
2022-08-01 0 days 1,709 sqft
2022-09-01 0 days 1,679 sqft
2022-10-01 0 days 1,680 sqft
2022-11-01 0 days 1,799 sqft
2022-12-01 0 days 1,840 sqft
2023-01-01 0 days 1,838 sqft
2023-02-01 0 days 1,842 sqft
2023-03-01 0 days 1,834 sqft
2023-04-01 0 days 1,867 sqft
2023-05-01 0 days 1,819 sqft
2023-06-01 0 days 1,838 sqft
2023-07-01 0 days 1,870 sqft
2023-08-01 0 days 1,914 sqft
2023-09-01 0 days 1,929 sqft
2023-10-01 0 days 1,956 sqft
2023-11-01 0 days 1,978 sqft
2023-12-01 0 days 1,956 sqft
2024-01-01 0 days 1,907 sqft
2024-02-01 0 days 1,956 sqft
2024-03-01 0 days 2,048 sqft
2024-04-01 0 days 2,002 sqft
2024-05-01 0 days 2,013 sqft
2024-06-01 0 days 1,992 sqft
DeRidder's median listing age (time on market) for 2024-06-01 was 0 days.

DeRidder's median square footage for active listings during the 2024-06-01 period was 1,992 sqft. One year prior, the average listing was 1,838 sqft.

DeRidder, LA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 405 $78,055,000 $192,728
Cash Out Refi 76 $11,090,000 $145,921
Refi 58 $11,260,000 $194,138
Home Improvement 21 $1,755,000 $83,571
Other 18 $1,250,000 $69,444

Deridder's most frequently cited loan purpose was Home Purchase, with 405 originations. The 2nd most popular reason was Cash Out Refi, with 76 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 189 $39,515,000 $209,074
7-8% 133 $24,995,000 $187,932
Over 8% 99 $10,395,000 $105,000
5-6% 64 $14,330,000 $223,906
2.5-3% 2 $520,000 $260,000
4-5% 2 $280,000 $140,000

During 2023, Deridder's most frequently originated rate bucket was 6-7%, with 189 originations.

Loan Sizing (DeRidder, LA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 221 $32,575,000 $147,398
$200k-400k 181 $49,635,000 $274,227
$100,000 or less 156 $10,060,000 $64,487
$400k-600k 17 $7,815,000 $459,706
$Over $1MM 2 $2,650,000 $1,325,000
$600k-1000k 1 $675,000 $675,000

DeRidder's loan sizing saw the bucket of loans from $100k-200k with 221 originations, totaling $32,575,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 300 $59,520,000 $198,400
60-80% 69 $13,295,000 $192,681
20-40% 37 $2,795,000 $75,541
Over 100% 34 $7,510,000 $220,882
40-60% 29 $4,005,000 $138,103
Under 20% 19 $935,000 $49,211

DeRidder's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 300 originations, totaling $59,520,000 in origination value.