DeRidder Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Deridder averaged
6.74%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.85% and
one month ago for the week of 2025-02-27, the
average rate was 6.96%.
Deridder's average rate one year ago was 6.79%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.84%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
Deridder 30 Year Fixed Rate | 2025-04-03 | 6.74% |
Deridder 30 Year Fixed Rate Refi | 2025-04-03 | 6.84% |
Deridder 15 Year Fixed Rate | 2025-04-03 | 6.02% |
Deridder 15 Year Fixed Rate Refi | 2025-04-03 | 6.32% |
Deridder 30 Year FHA | 2025-04-03 | 6.37% |
Deridder 30 Year FHA Refi | 2025-04-03 | 6.06% |
Deridder 30 Year USDA | 2025-04-03 | 6.52% |
Deridder 30 Year USDA Refi | 2025-04-03 | 6.52% |
Deridder 30 Year VA | 2025-04-03 | 6.27% |
Deridder 30 Year VA Refi | 2025-04-03 | 5.86% |
DeRidder Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DeRidder, LA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
DeRidder Average Closing Costs & Other Stats
DeRidder, LA's 30 lenders originated 573
loans during 2024. The total origination value was $141,155,000, with an average loan value of
$246,344.
DeRidder's average closing costs are $5,383.
The top DeRidder lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
9 loans originated. Their average total fees are
$5,116, which is $1,099
higher than the next largest lender,
GMFS LLC.
The lowest fee DeRidder lenders (with over 10 loans originated) are
.
The lowest rate DeRidder lenders (with over 10 loans originated) are
.
DeRidder, LA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
---|---|---|---|---|
First National Bank in DeRidder | $8,090,000 | $42,095,000 | 420.3% | 29.8% |
UNITED WHOLESALE MORTGAGE, LLC | $10,405,000 | $16,840,000 | 61.8% | 11.9% |
Mortgage Research Center, LLC | $4,660,000 | $7,810,000 | 67.6% | 5.5% |
FREEDOM MORTGAGE CORPORATION | $2,495,000 | $5,130,000 | 105.6% | 3.6% |
EUSTIS AND AMERICAN MORTGAGE COMPANY | $4,955,000 | $4,525,000 | -8.7% | 3.2% |
21ST MORTGAGE CORPORATION | $5,195,000 | $4,065,000 | -21.8% | 2.9% |
QUICKEN LOANS, LLC | $3,140,000 | $3,815,000 | 21.5% | 2.7% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $4,130,000 | $3,800,000 | -8.0% | 2.7% |
NAVY FEDERAL CREDIT UNION | $1,655,000 | $3,625,000 | 119.0% | 2.6% |
Sabine State Bank and Trust Company | $3,315,000 | $3,230,000 | -2.6% | 2.3% |
GMFS LLC | $3,710,000 | $2,510,000 | -32.3% | 1.8% |
T2 FINANCIAL LLC | $600,000 | $2,145,000 | 257.5% | 1.5% |
PENNYMAC LOAN SERVICES, LLC | $195,000 | $2,035,000 | 943.6% | 1.4% |
TRIAD FINANCIAL SERVICES, INC. | $330,000 | $1,845,000 | 459.1% | 1.3% |
b1BANK | $1,070,000 | $1,715,000 | 60.3% | 1.2% |
MORTGAGE FINANCIAL SERVICES, LLC | $1,765,000 | $1,590,000 | -9.9% | 1.1% |
HOMESIDE FINANCIAL, LLC | $1,565,000 | n/a | 1.1% | |
FIDELITY BANK | $1,605,000 | $1,480,000 | -7.8% | 1.0% |
SOUTHWEST LOUISIANA CREDIT UNION | $2,350,000 | $1,340,000 | -43.0% | 0.9% |
The Evangeline Bank & Trust Company | $675,000 | $1,340,000 | 98.5% | 0.9% |
USAA Federal Savings Bank | $1,425,000 | $1,265,000 | -11.2% | 0.9% |
Equity Prime Mortgage LLC | $250,000 | $1,250,000 | 400.0% | 0.9% |
LOANDEPOT.COM, LLC | $1,300,000 | $1,250,000 | -3.8% | 0.9% |
CSE Federal Credit Union | $1,490,000 | $1,195,000 | -19.8% | 0.8% |
AFFORDABLE MORTGAGE ADVISORS, LLC. | $1,170,000 | n/a | 0.8% | |
VANDERBILT MORTGAGE AND FINANCE, INC. | $545,000 | $1,170,000 | 114.7% | 0.8% |
NEWREZ LLC | $540,000 | $1,100,000 | 103.7% | 0.8% |
The Federal Savings Bank | $1,065,000 | n/a | 0.8% | |
JPMorgan Chase Bank | $1,280,000 | $1,060,000 | -17.2% | 0.8% |
BARKSDALE | $3,895,000 | $1,030,000 | -73.6% | 0.7% |
CROSSCOUNTRY MORTGAGE, LLC | $95,000 | $840,000 | 784.2% | 0.6% |
BancorpSouth | $1,390,000 | $740,000 | -46.8% | 0.5% |
NEW DAY FINANCIAL, LLC | $695,000 | n/a | 0.5% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $205,000 | $625,000 | 204.9% | 0.4% |
ROYAL UNITED MORTGAGE LLC | $135,000 | $620,000 | 359.3% | 0.4% |
UNION HOME MORTGAGE CORP. | $1,265,000 | $610,000 | -51.8% | 0.4% |
Merchants & Farmers Bank & Trust Company | $1,315,000 | $590,000 | -55.1% | 0.4% |
SUCCESS MORTGAGE PARTNERS, INC. | $575,000 | n/a | 0.4% | |
DAS Acquisition Company, LLC | $305,000 | $555,000 | 82.0% | 0.4% |
Wells Fargo Bank | $345,000 | $520,000 | 50.7% | 0.4% |
PLANET HOME LENDING, LLC | $500,000 | n/a | 0.4% | |
First Federal Bank of Louisiana | $2,340,000 | $485,000 | -79.3% | 0.3% |
VILLAGE CAPITAL MORTGAGE | $235,000 | $465,000 | 97.9% | 0.3% |
Farmers Bank & Trust | $445,000 | n/a | 0.3% | |
LAKEVIEW LOAN SERVICING, LLC | $435,000 | n/a | 0.3% | |
NBKC BANK | $435,000 | n/a | 0.3% | |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,090,000 | $405,000 | -62.8% | 0.3% |
Mr. Cooper ( Nationstar Mortgage ) | $340,000 | $395,000 | 16.2% | 0.3% |
Red River Bank | $155,000 | $385,000 | 148.4% | 0.3% |
CREDIT HUMAN FEDERAL CREDIT UNION | $515,000 | $365,000 | -29.1% | 0.3% |
Century Mortgage Company DBA Century Lending Company | $325,000 | n/a | 0.2% | |
UNITED BUILT HOMES, L.L.C. | $325,000 | n/a | 0.2% | |
Merchants Bank of Indiana | $295,000 | n/a | 0.2% | |
GUILD MORTGAGE COMPANY | $290,000 | n/a | 0.2% | |
MOVEMENT MORTGAGE, LLC | $265,000 | n/a | 0.2% | |
SUN WEST MORTGAGE COMPANY, INC. | $255,000 | n/a | 0.2% | |
First Horizon Bank | $1,335,000 | $200,000 | -85.0% | 0.1% |
Plains Commerce Bank | $115,000 | $195,000 | 69.6% | 0.1% |
Jeff Davis Bancshares | $760,000 | $180,000 | -76.3% | 0.1% |
Nations Lending Corporation | $870,000 | $180,000 | -79.3% | 0.1% |
PENTAGON FEDERAL CREDIT UNION | $275,000 | $175,000 | -36.4% | 0.1% |
Paramount Residential Mortgage Group, Inc. | $165,000 | n/a | 0.1% | |
AMERICAN PACIFIC MORTGAGE CORPORATION | $165,000 | $155,000 | -6.1% | 0.1% |
CLEARPATH LENDING | $155,000 | n/a | 0.1% | |
First Federal Bank, A FSB | $155,000 | n/a | 0.1% | |
PHH Mortgage Corporation | $145,000 | $155,000 | 6.9% | 0.1% |
The Bank | $590,000 | $155,000 | -73.7% | 0.1% |
ZILLOW HOME LOANS, LLC | $155,000 | n/a | 0.1% | |
NETWORK CAPITAL FUNDING CORPORATION | $145,000 | n/a | 0.1% | |
Coastal Community Bank | $140,000 | n/a | 0.1% | |
Flagstar Bank, FSB | $135,000 | n/a | 0.1% | |
AMERICAN FINANCIAL RESOURCES, INC. | $1,165,000 | $115,000 | -90.1% | 0.1% |
TOWNE MORTGAGE COMPANY | $115,000 | n/a | 0.1% | |
Lakeside Bank | $775,000 | $105,000 | -86.5% | 0.1% |
LAND HOME FINANCIAL SERVICES, INC. | $105,000 | n/a | 0.1% | |
NexBank | $105,000 | n/a | 0.1% | |
Hancock Whitney Bank | $275,000 | $85,000 | -69.1% | 0.1% |
FINANCE OF AMERICA REVERSE LLC | $75,000 | n/a | 0.1% | |
M&T Bank | $65,000 | n/a | 0.0% | |
La Capitol Federal Credit Union | $55,000 | n/a | 0.0% |
DeRidder's top lender by overall market share is First National Bank in DeRidder, with 29.8% market share. In second place, with 11.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $16,840,000 in loans. In third place, with 5.5%, is Mortgage Research Center, LLC, having originated $7,810,000 in loans. In fourth place, with 3.6%, is FREEDOM MORTGAGE CORPORATION, having originated $5,130,000 in loans. In fifth place, with 3.2%, is EUSTIS AND AMERICAN MORTGAGE COMPANY, having originated $4,525,000 in loans.
DeRidder Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - DeRidder (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $173,475 (2.4%) | $186,754 (1.8%) | 0.00 | 234 |
2018-02-01 | $179,000 (5.8%) | $188,240 (2.2%) | 0.00 | 222 |
2018-03-01 | $172,950 (3.0%) | $188,077 (-0.5%) | 0.00 | 222 |
2018-04-01 | $179,500 (4.4%) | $192,424 (1.4%) | 0.00 | 228 |
2018-05-01 | $180,500 (3.2%) | $193,180 (-2.5%) | 0.00 | 219 |
2018-06-01 | $184,900 (3.7%) | $194,450 (-3.8%) | 0.00 | 211 |
2018-07-01 | $185,729 (6.1%) | $200,908 (3.9%) | 0.00 | 225 |
2018-08-01 | $184,850 (4.3%) | $201,867 (0.9%) | 0.00 | 238 |
2018-09-01 | $185,358 (5.9%) | $203,658 (-1.0%) | 0.00 | 232 |
2018-10-01 | $187,975 (7.4%) | $204,279 (1.3%) | 0.00 | 217 |
2018-11-01 | $181,500 (3.6%) | $205,171 (3.7%) | 0.00 | 208 |
2018-12-01 | $180,000 (2.9%) | $207,765 (7.3%) | 0.00 | 208 |
2019-01-01 | $180,725 (4.2%) | $207,168 (10.9%) | 0.00 | 191 |
2019-02-01 | $179,925 (0.5%) | $203,693 (8.2%) | 0.00 | 184 |
2019-03-01 | $183,943 (6.4%) | $204,822 (8.9%) | 0.00 | 174 |
2019-04-01 | $187,600 (4.5%) | $205,700 (6.9%) | 0.00 | 170 |
2019-05-01 | $179,750 (-0.4%) | $213,673 (10.6%) | 0.00 | 173 |
2019-06-01 | $185,000 (0.1%) | $220,472 (13.4%) | 0.00 | 181 |
2019-07-01 | $179,675 (-3.3%) | $213,433 (6.2%) | 0.00 | 175 |
2019-08-01 | $179,777 (-2.7%) | $215,287 (6.7%) | 0.00 | 176 |
2019-09-01 | $179,593 (-3.1%) | $218,567 (7.3%) | 0.00 | 170 |
2019-10-01 | $179,225 (-4.7%) | $221,445 (8.4%) | 0.00 | 161 |
2019-11-01 | $193,200 (6.5%) | $226,643 (10.5%) | 0.00 | 150 |
2019-12-01 | $198,375 (10.2%) | $227,034 (9.3%) | 0.00 | 145 |
2020-01-01 | $209,900 (16.1%) | $234,806 (13.3%) | 0.00 | 145 |
2020-02-01 | $204,950 (13.9%) | $237,824 (16.8%) | 0.00 | 133 |
2020-03-01 | $205,000 (11.5%) | $241,129 (17.7%) | 0.00 | 128 |
2020-04-01 | $200,475 (6.9%) | $234,222 (13.9%) | 0.00 | 134 |
2020-05-01 | $189,900 (5.7%) | $202,395 (-5.3%) | 0.00 | 138 |
2020-06-01 | $199,450 (7.8%) | $210,694 (-4.4%) | 0.00 | 140 |
2020-07-01 | $189,925 (5.7%) | $214,259 (0.4%) | 0.00 | 126 |
2020-08-01 | $200,500 (11.5%) | $227,478 (5.7%) | 0.00 | 117 |
2020-09-01 | $212,500 (18.3%) | $228,050 (4.3%) | 0.00 | 104 |
2020-10-01 | $187,900 (4.8%) | $214,092 (-3.3%) | 0.00 | 86 |
2020-11-01 | $171,750 (-11.1%) | $208,747 (-7.9%) | 0.00 | 78 |
2020-12-01 | $203,500 (2.6%) | $230,953 (1.7%) | 0.00 | 74 |
2021-01-01 | $185,600 (-11.6%) | $213,425 (-9.1%) | 0.00 | 58 |
2021-02-01 | $185,275 (-9.6%) | $209,069 (-12.1%) | 0.00 | 59 |
2021-03-01 | $169,000 (-17.6%) | $201,461 (-16.5%) | 0.00 | 49 |
2021-04-01 | $191,975 (-4.2%) | $226,053 (-3.5%) | 0.00 | 48 |
2021-05-01 | $187,450 (-1.3%) | $210,748 (4.1%) | 0.00 | 45 |
2021-06-01 | $156,750 (-21.4%) | $235,430 (11.7%) | 0.00 | 48 |
2021-07-01 | $170,000 (-10.5%) | $287,726 (34.3%) | 0.00 | 50 |
2021-08-01 | $165,125 (-17.6%) | $285,767 (25.6%) | 0.00 | 55 |
2021-09-01 | $179,900 (-15.3%) | $277,903 (21.9%) | 0.00 | 60 |
2021-10-01 | $168,000 (-10.6%) | $281,857 (31.7%) | 0.00 | 58 |
2021-11-01 | $168,500 (-1.9%) | $282,639 (35.4%) | 0.00 | 62 |
2021-12-01 | $168,750 (-17.1%) | $278,931 (20.8%) | 0.00 | 61 |
2022-01-01 | $187,250 (0.9%) | $281,707 (32.0%) | 0.00 | 55 |
2022-02-01 | $159,900 (-13.7%) | $297,195 (42.2%) | 0.00 | 47 |
2022-03-01 | $159,900 (-5.4%) | $314,584 (56.2%) | 0.00 | 40 |
2022-04-01 | $195,500 (1.8%) | $337,785 (49.4%) | 0.00 | 38 |
2022-05-01 | $212,225 (13.2%) | $228,463 (8.4%) | 0.00 | 58 |
2022-06-01 | $203,425 (29.8%) | $219,084 (-6.9%) | 0.00 | 67 |
2022-07-01 | $210,000 (23.5%) | $225,004 (-21.8%) | 0.00 | 78 |
2022-08-01 | $194,875 (18.0%) | $215,265 (-24.7%) | 0.00 | 96 |
2022-09-01 | $193,625 (7.6%) | $216,934 (-21.9%) | 0.00 | 98 |
2022-10-01 | $205,000 (22.0%) | $229,065 (-18.7%) | 0.00 | 97 |
2022-11-01 | $230,750 (36.9%) | $256,696 (-9.2%) | 0.00 | 101 |
2022-12-01 | $239,450 (41.9%) | $276,650 (-0.8%) | 0.00 | 94 |
2023-01-01 | $230,000 (22.8%) | $273,304 (-3.0%) | 0.00 | 90 |
2023-02-01 | $239,675 (49.9%) | $268,468 (-9.7%) | 0.00 | 98 |
2023-03-01 | $245,000 (53.2%) | $268,670 (-14.6%) | 0.00 | 91 |
2023-04-01 | $259,000 (32.5%) | $277,646 (-17.8%) | 0.00 | 95 |
2023-05-01 | $239,500 (12.9%) | $254,750 (11.5%) | 0.00 | 106 |
2023-06-01 | $237,500 (16.8%) | $267,493 (22.1%) | 0.00 | 109 |
2023-07-01 | $240,000 (14.3%) | $276,369 (22.8%) | 0.00 | 119 |
2023-08-01 | $273,000 (40.1%) | $312,810 (45.3%) | 0.00 | 135 |
2023-09-01 | $265,000 (36.9%) | $338,889 (56.2%) | 0.00 | 133 |
2023-10-01 | $275,000 (34.2%) | $349,308 (52.5%) | 0.00 | 136 |
2023-11-01 | $272,000 (17.9%) | $349,372 (36.1%) | 0.00 | 142 |
2023-12-01 | $277,000 (15.7%) | $350,666 (26.8%) | 0.00 | 138 |
2024-01-01 | $265,000 (15.2%) | $346,932 (26.9%) | 0.00 | 128 |
2024-02-01 | $274,000 (14.3%) | $344,740 (28.4%) | 0.00 | 128 |
2024-03-01 | $279,900 (14.2%) | $353,639 (31.6%) | 0.00 | 132 |
2024-04-01 | $285,000 (10.0%) | $353,235 (27.2%) | 0.00 | 143 |
2024-05-01 | $277,450 (15.9%) | $350,616 (37.6%) | 0.00 | 157 |
2024-06-01 | $271,250 (14.2%) | $341,930 (27.8%) | 0.00 | 160 |
2024-07-01 | $268,125 (11.7%) | $326,479 (18.1%) | 0.00 | 163 |
2024-08-01 | $259,900 (-4.8%) | $325,001 (3.9%) | 0.00 | 160 |
2024-09-01 | $254,700 (-3.9%) | $310,128 (-8.5%) | 0.00 | 161 |
2024-10-01 | $253,625 (-7.8%) | $325,756 (-6.7%) | 0.00 | 172 |
2024-11-01 | $260,000 (-4.4%) | $330,626 (-5.4%) | 0.00 | 178 |
2024-12-01 | $260,950 (-5.8%) | $309,590 (-11.7%) | 0.00 | 168 |
2025-01-01 | $249,675 (-5.8%) | $307,380 (-11.4%) | 0.00 | 159 |
2025-02-01 | $261,950 (-4.4%) | $280,695 (-18.6%) | 0.00 | 154 |
2025-03-01 | $254,000 (-9.3%) | $288,286 (-18.5%) | 0.00 | 160 |
DeRidder's median listing price comes in at 0% of the national average.
DeRidder's average listing price for 2025-03-01 was $288,286, a difference of $-65,353 (-18.5%) versus the prior year and $7,591 versus the prior month.
For the 2025-03-01 period, DeRidder had 160 MLS listings, a difference of 6 listings (4%) versus the prior month and 28 listings (21%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - DeRidder (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,200 sqft |
2018-02-01 | 0 days | 2,244 sqft |
2018-03-01 | 0 days | 2,199 sqft |
2018-04-01 | 0 days | 2,209 sqft |
2018-05-01 | 0 days | 2,219 sqft |
2018-06-01 | 0 days | 2,287 sqft |
2018-07-01 | 0 days | 2,347 sqft |
2018-08-01 | 0 days | 2,330 sqft |
2018-09-01 | 0 days | 2,390 sqft |
2018-10-01 | 0 days | 2,354 sqft |
2018-11-01 | 0 days | 2,311 sqft |
2018-12-01 | 0 days | 2,317 sqft |
2019-01-01 | 0 days | 2,352 sqft |
2019-02-01 | 0 days | 2,386 sqft |
2019-03-01 | 0 days | 2,386 sqft |
2019-04-01 | 0 days | 2,390 sqft |
2019-05-01 | 0 days | 2,361 sqft |
2019-06-01 | 0 days | 2,347 sqft |
2019-07-01 | 0 days | 2,348 sqft |
2019-08-01 | 0 days | 2,317 sqft |
2019-09-01 | 0 days | 2,268 sqft |
2019-10-01 | 0 days | 2,235 sqft |
2019-11-01 | 0 days | 2,229 sqft |
2019-12-01 | 0 days | 2,300 sqft |
2020-01-01 | 0 days | 2,347 sqft |
2020-02-01 | 0 days | 2,324 sqft |
2020-03-01 | 0 days | 2,179 sqft |
2020-04-01 | 0 days | 1,991 sqft |
2020-05-01 | 0 days | 1,885 sqft |
2020-06-01 | 0 days | 1,912 sqft |
2020-07-01 | 0 days | 1,902 sqft |
2020-08-01 | 0 days | 1,858 sqft |
2020-09-01 | 0 days | 1,809 sqft |
2020-10-01 | 0 days | 1,797 sqft |
2020-11-01 | 0 days | 1,752 sqft |
2020-12-01 | 0 days | 1,847 sqft |
2021-01-01 | 0 days | 1,818 sqft |
2021-02-01 | 0 days | 1,825 sqft |
2021-03-01 | 0 days | 1,834 sqft |
2021-04-01 | 0 days | 1,792 sqft |
2021-05-01 | 0 days | 1,738 sqft |
2021-06-01 | 0 days | 1,656 sqft |
2021-07-01 | 0 days | 1,643 sqft |
2021-08-01 | 0 days | 1,677 sqft |
2021-09-01 | 0 days | 1,703 sqft |
2021-10-01 | 0 days | 1,669 sqft |
2021-11-01 | 0 days | 1,669 sqft |
2021-12-01 | 0 days | 1,680 sqft |
2022-01-01 | 0 days | 1,809 sqft |
2022-02-01 | 0 days | 1,800 sqft |
2022-03-01 | 0 days | 1,844 sqft |
2022-04-01 | 0 days | 1,810 sqft |
2022-05-01 | 0 days | 1,866 sqft |
2022-06-01 | 0 days | 1,713 sqft |
2022-07-01 | 0 days | 1,771 sqft |
2022-08-01 | 0 days | 1,696 sqft |
2022-09-01 | 0 days | 1,657 sqft |
2022-10-01 | 0 days | 1,679 sqft |
2022-11-01 | 0 days | 1,808 sqft |
2022-12-01 | 0 days | 1,840 sqft |
2023-01-01 | 0 days | 1,839 sqft |
2023-02-01 | 0 days | 1,848 sqft |
2023-03-01 | 0 days | 1,837 sqft |
2023-04-01 | 0 days | 1,912 sqft |
2023-05-01 | 0 days | 1,823 sqft |
2023-06-01 | 0 days | 1,859 sqft |
2023-07-01 | 0 days | 1,925 sqft |
2023-08-01 | 0 days | 1,930 sqft |
2023-09-01 | 0 days | 1,929 sqft |
2023-10-01 | 0 days | 1,956 sqft |
2023-11-01 | 0 days | 1,960 sqft |
2023-12-01 | 0 days | 1,951 sqft |
2024-01-01 | 0 days | 1,903 sqft |
2024-02-01 | 0 days | 1,948 sqft |
2024-03-01 | 0 days | 2,046 sqft |
2024-04-01 | 0 days | 2,000 sqft |
2024-05-01 | 0 days | 2,005 sqft |
2024-06-01 | 0 days | 1,983 sqft |
2024-07-01 | 0 days | 1,992 sqft |
2024-08-01 | 0 days | 1,905 sqft |
2024-09-01 | 0 days | 1,900 sqft |
2024-10-01 | 0 days | 1,910 sqft |
2024-11-01 | 0 days | 1,956 sqft |
2024-12-01 | 0 days | 1,931 sqft |
2025-01-01 | 0 days | 1,847 sqft |
2025-02-01 | 0 days | 1,855 sqft |
2025-03-01 | 0 days | 1,869 sqft |
DeRidder's median square footage for active listings during the 2025-03-01 period was 1,869 sqft. One year prior, the average listing was 2,046 sqft.
DeRidder, LA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 376 | $109,430,000 | $291,037 |
Refi | 107 | $21,815,000 | $203,879 |
Cash Out Refi | 53 | $6,705,000 | $126,509 |
Home Improvement | 21 | $1,805,000 | $85,952 |
Other | 16 | $1,400,000 | $87,500 |
Deridder's most frequently cited loan purpose was Home Purchase, with 376 originations. The 2nd most popular reason was Refi, with 107 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 204 | $45,770,000 | $224,363 |
Over 8% | 122 | $12,290,000 | $100,738 |
7-8% | 89 | $15,715,000 | $176,573 |
5-6% | 87 | $19,905,000 | $228,793 |
4-5% | 6 | $1,710,000 | $285,000 |
<2.5% | 3 | $265,000 | $88,333 |
During 2024, Deridder's most frequently originated rate bucket was 6-7%, with 204 originations.
Loan Sizing (DeRidder, LA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 217 | $32,105,000 | $147,949 |
$200k-400k | 193 | $52,145,000 | $270,181 |
$100,000 or less | 140 | $8,780,000 | $62,714 |
$400k-600k | 18 | $8,090,000 | $449,444 |
$600k-1000k | 4 | $3,000,000 | $750,000 |
$Over $1MM | 1 | $37,035,000 | $37,035,000 |
DeRidder's loan sizing saw the bucket of loans from $100k-200k with 217 originations, totaling $32,105,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 298 | $60,920,000 | $204,430 |
60-80% | 66 | $11,220,000 | $170,000 |
Over 100% | 48 | $12,610,000 | $262,708 |
20-40% | 39 | $3,125,000 | $80,128 |
40-60% | 23 | $3,445,000 | $149,783 |
Under 20% | 21 | $885,000 | $42,143 |
DeRidder's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 298 originations, totaling $60,920,000 in origination value.