DeRidder Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Deridder averaged 7.24% for the week of 2023-09-14, compared to the national average of 7.18% for the same period.

    The average rate for the prior week (2023-09-07) was 6.78% and one month ago for the week of 2023-08-10, the average rate was 6.92%.

    Deridder's average rate one year ago was 5.95%.

    For refis of the same type during the week of 2023-09-14, the average rate was 7.58%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-09-14 7.18%
    Deridder 30 Year Fixed Rate 2023-09-14 7.24%
    Deridder 30 Year Fixed Rate Refi 2023-09-14 7.58%
    Deridder 15 Year Fixed Rate 2023-09-14 6.41%
    Deridder 15 Year Fixed Rate Refi 2023-09-14 7.01%
    Deridder 30 Year FHA 2023-09-14 7.03%
    Deridder 30 Year FHA Refi 2023-09-14 6.79%
    Deridder 30 Year USDA 2023-09-14 6.88%
    Deridder 30 Year USDA Refi 2023-09-14 7.18%
    Deridder 30 Year VA 2023-09-14 6.36%
    Deridder 30 Year VA Refi 2023-09-14 6.81%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DeRidder, LA.

    DeRidder Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DeRidder, LA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    GMFS LLC 18 5.05% $4,651
    EUSTIS AND AMERICAN MORTGAGE COMPANY 15 4.83% $4,033
    UNITED WHOLESALE MORTGAGE, LLC 10 6.14% $5,247
    Citizens Bank 9 5.01% $4,049
    QUICKEN LOANS, LLC 9 5.37% $5,593
    CRESCENT MORTGAGE COMPANY 8 4.01% $4,272
    NTFN, INC. 7 5.05% $4,440
    PENNYMAC LOAN SERVICES, LLC 5 4.52% $5,457
    Sabine State Bank and Trust Company 5 4.70% $5,923
    JPMorgan Chase Bank 4 4.38% $2,384
    The Evangeline Bank & Trust Company 3 6.83% $1,409
    21ST MORTGAGE CORPORATION 2 5.50% $6,665
    AMERISAVE MORTGAGE CORPORATION 2 3.50% $5,251
    First Horizon Bank 2 4.13% $3,238
    FREEDOM MORTGAGE CORPORATION 2 4.50% $2,109
    Gateway First Bank 2 4.25% $11,103
    LOANDEPOT.COM, LLC 2 2.99% $7,107
    Nations Lending Corporation 2 5.25% $2,729
    NAVY FEDERAL CREDIT UNION 2 4.19% $1,913
    Abbeville Building & Loan (A State-Chartered Savings Bank) 1 3.63% $3,962
    MID AMERICA MORTGAGE, INC. 1 6.63% $3,157
    MORTGAGE FINANCIAL SERVICES, LLC 1 4.25% $3,784
    Mr. Cooper ( Nationstar Mortgage ) 1 5.50% $6,240
    MUTUAL OF OMAHA MORTGAGE, INC. 1 5.50% $11,643
    U.S. Bank 1 5.63% $4,975
    Wells Fargo Bank 1 3.50% $6,447
    BARKSDALE 1 5.25% $3,973
    Pelican State Credit Union 1 7.00% $6,696
    Bank of Springfield 1 3.35% $3,418
    PHH Mortgage Corporation 1 3.63% $5,110
    BancorpSouth 1 3.88% $3,388
    RESIDENTIAL BANCORP 1 2.75% $6,375
    AmeriHome Mortgage Company, LLC 1 3.75% $2,939
    FIDELITY BANK 1 5.50% $9,699
    STAR ONE CREDIT UNION 1 3.63% $3,127
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 5.50% $12,620
    UNION HOME MORTGAGE CORP. 1 5.88% $3,637
    CERTAINTY HOME LOANS, LLC 1 5.63% $10,860
    CARDINAL FINANCIAL 1 6.00% $7,013

    DeRidder Average Closing Costs & Other Stats

    DeRidder, LA's 39 lenders originated 768 loans during 2022. The total origination value was $139,380,000, with an average loan value of $181,484.

    DeRidder's average closing costs are $5,032.

    The top DeRidder lender as defined by loan originations is GMFS LLC, with 18 loans originated. Their average total fees are $4,651, which is $618 higher than the next largest lender, EUSTIS AND AMERICAN MORTGAGE COMPANY.

    The lowest fee DeRidder lenders (with over 10 loans originated) are EUSTIS AND AMERICAN MORTGAGE COMPANY ($4,033), GMFS LLC ($4,651), UNITED WHOLESALE MORTGAGE, LLC ($5,247), .

    The lowest rate DeRidder lenders (with over 10 loans originated) are EUSTIS AND AMERICAN MORTGAGE COMPANY (4.83%), GMFS LLC (5.05%), UNITED WHOLESALE MORTGAGE, LLC (6.14%), .

    DeRidder, LA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    First National Bank in DeRidder $7,780,000 $11,845,000 52.2% 8.5%
    UNITED WHOLESALE MORTGAGE, LLC $7,070,000 $10,940,000 54.7% 7.8%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $15,705,000 $9,165,000 -41.6% 6.6%
    Mortgage Research Center, LLC $5,215,000 $7,320,000 40.4% 5.3%
    QUICKEN LOANS, LLC $12,725,000 $5,520,000 -56.6% 4.0%
    GMFS LLC $6,840,000 $5,490,000 -19.7% 3.9%
    NTFN, INC. $5,475,000 $5,105,000 -6.8% 3.7%
    FREEDOM MORTGAGE CORPORATION $14,380,000 $5,095,000 -64.6% 3.7%
    b1BANK $3,560,000 $4,790,000 34.6% 3.4%
    Sabine State Bank and Trust Company $5,360,000 $4,420,000 -17.5% 3.2%
    Citizens Bank $9,415,000 $4,335,000 -54.0% 3.1%
    First Federal Bank of Louisiana $1,995,000 $3,460,000 73.4% 2.5%
    21ST MORTGAGE CORPORATION $5,690,000 $3,330,000 -41.5% 2.4%
    NAVY FEDERAL CREDIT UNION $2,675,000 $2,880,000 7.7% 2.1%
    CRESCENT MORTGAGE COMPANY $6,260,000 $2,830,000 -54.8% 2.0%
    Merchants & Farmers Bank & Trust Company $1,240,000 $2,540,000 104.8% 1.8%
    The Evangeline Bank & Trust Company $2,360,000 $2,375,000 0.6% 1.7%
    PENNYMAC LOAN SERVICES, LLC $3,895,000 $2,305,000 -40.8% 1.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,010,000 $2,280,000 -24.3% 1.6%
    SOUTHWEST LOUISIANA CREDIT UNION $790,000 $2,255,000 185.4% 1.6%
    LOANDEPOT.COM, LLC $3,650,000 $2,185,000 -40.1% 1.6%
    CSE Federal Credit Union $2,060,000 $2,160,000 4.9% 1.5%
    MORTGAGE FINANCIAL SERVICES, LLC $5,575,000 $1,760,000 -68.4% 1.3%
    FIDELITY BANK $3,050,000 $1,740,000 -43.0% 1.2%
    JPMorgan Chase Bank $2,135,000 $1,555,000 -27.2% 1.1%
    BARKSDALE $5,405,000 $1,530,000 -71.7% 1.1%
    CALIBER HOME LOANS, INC. $2,265,000 $1,420,000 -37.3% 1.0%
    USAA Federal Savings Bank $1,885,000 $1,385,000 -26.5% 1.0%
    First Horizon Bank $2,080,000 $1,325,000 -36.3% 1.0%
    Lakeside Bank $465,000 $1,160,000 149.5% 0.8%
    AMERICAN FINANCIAL RESOURCES, INC. $2,095,000 $1,075,000 -48.7% 0.8%
    TRIAD FINANCIAL SERVICES, INC. $1,675,000 $965,000 -42.4% 0.7%
    Jeff Davis Bancshares, Inc. $315,000 $925,000 193.7% 0.7%
    Nations Lending Corporation $1,190,000 $910,000 -23.5% 0.7%
    Wells Fargo Bank $3,005,000 $865,000 -71.2% 0.6%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $205,000 $835,000 307.3% 0.6%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $815,000 n/a 0.6%
    PENTAGON FEDERAL CREDIT UNION $185,000 $785,000 324.3% 0.6%
    BancorpSouth Bank $1,545,000 $780,000 -49.5% 0.6%
    UNION HOME MORTGAGE CORP. $705,000 n/a 0.5%
    HOME POINT FINANCIAL CORPORATION $2,735,000 $655,000 -76.1% 0.5%
    NEW DAY FINANCIAL, LLC $1,005,000 $615,000 -38.8% 0.4%
    AMERISAVE MORTGAGE CORPORATION $1,125,000 $570,000 -49.3% 0.4%
    Barrington Bank & Trust Company, N.A. $450,000 $550,000 22.2% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $1,320,000 $530,000 -59.8% 0.4%
    Gateway First Bank $1,010,000 $510,000 -49.5% 0.4%
    CREDIT HUMAN FEDERAL CREDIT UNION $535,000 $480,000 -10.3% 0.3%
    CERTAINTY HOME LOANS, LLC $435,000 n/a 0.3%
    MID AMERICA MORTGAGE, INC. $1,720,000 $400,000 -76.7% 0.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $760,000 $395,000 -48.0% 0.3%
    NETWORK CAPITAL FUNDING CORPORATION $380,000 n/a 0.3%
    PLAZA HOME MORTGAGE, INC. $165,000 $370,000 124.2% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $225,000 $360,000 60.0% 0.3%
    CSL Financial, LLC $440,000 $355,000 -19.3% 0.3%
    DAS Acquisition Company, LLC $985,000 $350,000 -64.5% 0.3%
    Equity Prime Mortgage LLC $310,000 n/a 0.2%
    Abbeville Building & Loan (A State-Chartered Savings Bank) $245,000 $285,000 16.3% 0.2%
    Assurance Financial Group, L.L.C. $285,000 n/a 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $325,000 $285,000 -12.3% 0.2%
    Bank of Springfield $275,000 n/a 0.2%
    BROKER SOLUTIONS, INC. $275,000 n/a 0.2%
    GSF Mortgage Corporation $265,000 n/a 0.2%
    Northpointe Bank $265,000 n/a 0.2%
    STAR ONE CREDIT UNION $245,000 n/a 0.2%
    HOMESTAR FINANCIAL CORPORATION $235,000 n/a 0.2%
    PHH Mortgage Corporation $235,000 n/a 0.2%
    United Community Bank $235,000 n/a 0.2%
    Pelican State Credit Union $120,000 $230,000 91.7% 0.2%
    RESIDENTIAL BANCORP. $225,000 n/a 0.2%
    AMCAP MORTGAGE, LTD. $775,000 $215,000 -72.3% 0.2%
    CLEARPATH LENDING $645,000 $215,000 -66.7% 0.2%
    LEGEND LENDING CORPORATION $215,000 n/a 0.2%
    NATIONS DIRECT MORTGAGE, LLC $215,000 n/a 0.2%
    AmeriHome Mortgage Company, LLC $370,000 $205,000 -44.6% 0.1%
    BNC National Bank $205,000 n/a 0.1%
    Exchange Bank $195,000 n/a 0.1%
    THE MORTGAGE FIRM, INC. $205,000 $185,000 -9.8% 0.1%
    Regions Bank $115,000 $165,000 43.5% 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $155,000 n/a 0.1%
    The Bank $490,000 $135,000 -72.4% 0.1%
    Truist $155,000 $135,000 -12.9% 0.1%
    SPRING EQ, LLC $130,000 n/a 0.1%
    COUNTRYPLACE MORTGAGE, LTD. $125,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $585,000 $115,000 -80.3% 0.1%
    Carrington Mortgage Services, LLC $690,000 $105,000 -84.8% 0.1%
    SOUTHWEST STAGE FUNDING, LLC $550,000 $105,000 -80.9% 0.1%
    U.S. Bank $105,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $2,585,000 $85,000 -96.7% 0.1%
    NATIONS RELIABLE LENDING, LLC $350,000 $85,000 -75.7% 0.1%
    Sunflower Bank $85,000 n/a 0.1%
    Discover Bank $290,000 $75,000 -74.1% 0.1%
    Home Loan Investment Bank, F.S.B. $25,000 $75,000 200.0% 0.1%
    CALCON MUTUAL MORTGAGE LLC $65,000 n/a 0.0%
    BRECO Federal Credit Union $55,000 n/a 0.0%
    First Guaranty Mortgage Corporation $255,000 $55,000 -78.4% 0.0%
    Figure Lending LLC $45,000 n/a 0.0%
    Flagstar Bank, FSB $755,000 $45,000 -94.0% 0.0%
    Citizens National Bank, N.A. $135,000 $35,000 -74.1% 0.0%

    DeRidder's top lender by overall market share is First National Bank in DeRidder, with 8.5% market share. In second place, with 7.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $10,940,000 in loans. In third place, with 6.6%, is EUSTIS AND AMERICAN MORTGAGE COMPANY, having originated $9,165,000 in loans. In fourth place, with 5.3%, is Mortgage Research Center, LLC, having originated $7,320,000 in loans. In fifth place, with 4.0%, is QUICKEN LOANS, LLC, having originated $5,520,000 in loans.

    DeRidder Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - DeRidder (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $182,125 (2.0%) $189,240 (4.7%) 0.00 203
    2018-02-01 $187,000 (7.8%) $191,051 (7.2%) 0.00 196
    2018-03-01 $180,000 (6.8%) $190,648 (3.2%) 0.00 198
    2018-04-01 $181,750 (1.4%) $192,784 (1.3%) 0.00 209
    2018-05-01 $183,500 (2.2%) $194,072 (-1.6%) 0.00 203
    2018-06-01 $185,216 (3.3%) $194,602 (-3.2%) 0.00 194
    2018-07-01 $189,000 (5.6%) $202,648 (3.2%) 0.00 210
    2018-08-01 $189,000 (3.0%) $204,169 (-0.1%) 0.00 218
    2018-09-01 $189,000 (5.0%) $205,367 (-2.0%) 0.00 214
    2018-10-01 $189,900 (5.8%) $207,541 (1.2%) 0.00 194
    2018-11-01 $186,979 (3.9%) $210,189 (4.5%) 0.00 185
    2018-12-01 $188,500 (4.8%) $213,671 (8.2%) 0.00 185
    2019-01-01 $188,350 (3.4%) $212,070 (12.1%) 0.00 173
    2019-02-01 $187,625 (0.3%) $208,535 (9.2%) 0.00 166
    2019-03-01 $189,729 (5.4%) $207,980 (9.1%) 0.00 159
    2019-04-01 $189,529 (4.3%) $207,605 (7.7%) 0.00 157
    2019-05-01 $181,225 (-1.2%) $214,681 (10.6%) 0.00 161
    2019-06-01 $185,000 (-0.1%) $221,407 (13.8%) 0.00 169
    2019-07-01 $179,975 (-4.8%) $214,602 (5.9%) 0.00 165
    2019-08-01 $179,850 (-4.8%) $216,118 (5.9%) 0.00 164
    2019-09-01 $179,625 (-5.0%) $218,270 (6.3%) 0.00 159
    2019-10-01 $177,225 (-6.7%) $220,578 (6.3%) 0.00 150
    2019-11-01 $189,900 (1.6%) $226,539 (7.8%) 0.00 140
    2019-12-01 $193,200 (2.5%) $227,280 (6.4%) 0.00 136
    2020-01-01 $203,425 (8.0%) $235,945 (11.3%) 0.00 135
    2020-02-01 $202,400 (7.9%) $237,138 (13.7%) 0.00 124
    2020-03-01 $202,225 (6.6%) $241,601 (16.2%) 0.00 119
    2020-04-01 $199,975 (5.5%) $235,942 (13.7%) 0.00 128
    2020-05-01 $191,200 (5.5%) $203,507 (-5.2%) 0.00 130
    2020-06-01 $199,750 (8.0%) $210,842 (-4.8%) 0.00 136
    2020-07-01 $193,125 (7.3%) $214,879 (0.1%) 0.00 119
    2020-08-01 $207,500 (15.4%) $230,854 (6.8%) 0.00 110
    2020-09-01 $218,000 (21.4%) $230,903 (5.8%) 0.00 100
    2020-10-01 $188,900 (6.6%) $215,710 (-2.2%) 0.00 83
    2020-11-01 $174,625 (-8.0%) $212,014 (-6.4%) 0.00 73
    2020-12-01 $215,500 (11.5%) $235,983 (3.8%) 0.00 69
    2021-01-01 $209,948 (3.2%) $217,462 (-7.8%) 0.00 56
    2021-02-01 $191,375 (-5.5%) $211,850 (-10.7%) 0.00 56
    2021-03-01 $170,975 (-15.5%) $202,355 (-16.2%) 0.00 48
    2021-04-01 $197,175 (-1.4%) $227,944 (-3.4%) 0.00 47
    2021-05-01 $189,500 (-0.9%) $212,320 (4.3%) 0.00 43
    2021-06-01 $153,350 (-23.2%) $242,782 (15.2%) 0.00 43
    2021-07-01 $175,000 (-9.4%) $295,056 (37.3%) 0.00 46
    2021-08-01 $164,000 (-21.0%) $297,186 (28.7%) 0.00 50
    2021-09-01 $187,500 (-14.0%) $287,617 (24.6%) 0.00 55
    2021-10-01 $171,500 (-9.2%) $289,848 (34.4%) 0.00 52
    2021-11-01 $165,975 (-5.0%) $292,966 (38.2%) 0.00 58
    2021-12-01 $166,475 (-22.8%) $286,879 (21.6%) 0.00 57
    2022-01-01 $187,250 (-10.8%) $285,192 (31.2%) 0.00 53
    2022-02-01 $164,950 (-13.8%) $298,802 (41.0%) 0.00 46
    2022-03-01 $156,175 (-8.7%) $325,521 (60.9%) 0.00 37
    2022-04-01 $195,500 (-0.9%) $343,369 (50.6%) 0.00 36
    2022-05-01 $215,750 (13.9%) $230,323 (8.5%) 0.00 57
    2022-06-01 $204,000 (33.0%) $219,832 (-9.5%) 0.00 64
    2022-07-01 $209,500 (19.7%) $224,679 (-23.9%) 0.00 77
    2022-08-01 $196,000 (19.5%) $217,076 (-27.0%) 0.00 91
    2022-09-01 $195,250 (4.1%) $219,141 (-23.8%) 0.00 92
    2022-10-01 $209,500 (22.2%) $232,697 (-19.7%) 0.00 95
    2022-11-01 $229,500 (38.3%) $255,848 (-12.7%) 0.00 96
    2022-12-01 $239,000 (43.6%) $276,408 (-3.7%) 0.00 90
    2023-01-01 $229,500 (22.6%) $271,421 (-4.8%) 0.00 89
    2023-02-01 $233,750 (41.7%) $265,066 (-11.3%) 0.00 95
    2023-03-01 $243,950 (56.2%) $265,911 (-18.3%) 0.00 86
    2023-04-01 $249,000 (27.4%) $273,504 (-20.4%) 0.00 88
    2023-05-01 $235,000 (8.9%) $249,522 (8.3%) 0.00 100
    2023-06-01 $234,950 (15.2%) $263,481 (19.9%) 0.00 104
    2023-07-01 $234,950 (12.2%) $277,189 (23.4%) 0.00 113
    2023-08-01 $270,340 (37.9%) $316,282 (45.7%) 0.00 122
    DeRidder's median listing price for 2023-08-01 was $270,340, a difference of $74,340 (37.9%) versus the prior year and $35,390 versus the prior month.

    DeRidder's median listing price comes in at 0% of the national average.

    DeRidder's average listing price for 2023-08-01 was $316,282, a difference of $99,206 (45.7%) versus the prior year and $39,093 versus the prior month.

    For the 2023-08-01 period, DeRidder had 122 MLS listings, a difference of 9 listings (8%) versus the prior month and 31 listings (34%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - DeRidder (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,201 sqft
    2018-02-01 0 days 2,251 sqft
    2018-03-01 0 days 2,200 sqft
    2018-04-01 0 days 2,199 sqft
    2018-05-01 0 days 2,198 sqft
    2018-06-01 0 days 2,266 sqft
    2018-07-01 0 days 2,352 sqft
    2018-08-01 0 days 2,342 sqft
    2018-09-01 0 days 2,406 sqft
    2018-10-01 0 days 2,424 sqft
    2018-11-01 0 days 2,346 sqft
    2018-12-01 0 days 2,354 sqft
    2019-01-01 0 days 2,430 sqft
    2019-02-01 0 days 2,412 sqft
    2019-03-01 0 days 2,404 sqft
    2019-04-01 0 days 2,406 sqft
    2019-05-01 0 days 2,378 sqft
    2019-06-01 0 days 2,358 sqft
    2019-07-01 0 days 2,374 sqft
    2019-08-01 0 days 2,336 sqft
    2019-09-01 0 days 2,275 sqft
    2019-10-01 0 days 2,228 sqft
    2019-11-01 0 days 2,227 sqft
    2019-12-01 0 days 2,300 sqft
    2020-01-01 0 days 2,324 sqft
    2020-02-01 0 days 2,290 sqft
    2020-03-01 0 days 2,122 sqft
    2020-04-01 0 days 1,990 sqft
    2020-05-01 0 days 1,889 sqft
    2020-06-01 0 days 1,913 sqft
    2020-07-01 0 days 1,905 sqft
    2020-08-01 0 days 1,878 sqft
    2020-09-01 0 days 1,858 sqft
    2020-10-01 0 days 1,835 sqft
    2020-11-01 0 days 1,777 sqft
    2020-12-01 0 days 1,896 sqft
    2021-01-01 0 days 1,853 sqft
    2021-02-01 0 days 1,839 sqft
    2021-03-01 0 days 1,842 sqft
    2021-04-01 0 days 1,804 sqft
    2021-05-01 0 days 1,762 sqft
    2021-06-01 0 days 1,634 sqft
    2021-07-01 0 days 1,651 sqft
    2021-08-01 0 days 1,716 sqft
    2021-09-01 0 days 1,726 sqft
    2021-10-01 0 days 1,718 sqft
    2021-11-01 0 days 1,692 sqft
    2021-12-01 0 days 1,692 sqft
    2022-01-01 0 days 1,809 sqft
    2022-02-01 0 days 1,804 sqft
    2022-03-01 0 days 1,858 sqft
    2022-04-01 0 days 1,820 sqft
    2022-05-01 0 days 1,890 sqft
    2022-06-01 0 days 1,735 sqft
    2022-07-01 0 days 1,764 sqft
    2022-08-01 0 days 1,709 sqft
    2022-09-01 0 days 1,679 sqft
    2022-10-01 0 days 1,682 sqft
    2022-11-01 0 days 1,799 sqft
    2022-12-01 0 days 1,840 sqft
    2023-01-01 0 days 1,838 sqft
    2023-02-01 0 days 1,842 sqft
    2023-03-01 0 days 1,834 sqft
    2023-04-01 0 days 1,885 sqft
    2023-05-01 0 days 1,819 sqft
    2023-06-01 0 days 1,840 sqft
    2023-07-01 0 days 1,870 sqft
    2023-08-01 0 days 1,922 sqft
    DeRidder's median listing age (time on market) for 2023-08-01 was 0 days.

    DeRidder's median square footage for active listings during the 2023-08-01 period was 1,922 sqft. One year prior, the average listing was 1,709 sqft.

    DeRidder, LA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 485 $98,405,000 $202,897
    Refi 143 $22,335,000 $156,189
    Cash Out Refi 99 $15,815,000 $159,747
    Home Improvement 30 $1,840,000 $61,333
    Other 11 $985,000 $89,545

    Deridder's most frequently cited loan purpose was Home Purchase, with 485 originations. The 2nd most popular reason was Refi, with 143 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 167 $31,445,000 $188,293
    4-5% 162 $33,210,000 $205,000
    3-4% 104 $20,700,000 $199,038
    6-7% 104 $16,580,000 $159,423
    7-8% 52 $6,380,000 $122,692
    2.5-3% 42 $8,150,000 $194,048
    Over 8% 35 $2,865,000 $81,857
    <2.5% 5 $1,045,000 $209,000

    During 2022, Deridder's most frequently originated rate bucket was 5-6%, with 167 originations.

    Loan Sizing (DeRidder, LA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 305 $45,585,000 $149,459
    $200k-400k 244 $64,940,000 $266,148
    $100,000 or less 188 $11,830,000 $62,926
    $400k-600k 24 $11,150,000 $464,583
    $600k-1000k 6 $3,900,000 $650,000
    $Over $1MM 1 $1,975,000 $1,975,000

    DeRidder's loan sizing saw the bucket of loans from $100k-200k with 305 originations, totaling $45,585,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 389 $76,345,000 $196,260
    60-80% 113 $23,195,000 $205,265
    Over 100% 43 $10,145,000 $235,930
    40-60% 42 $5,010,000 $119,286
    20-40% 38 $2,830,000 $74,474
    Under 20% 35 $1,525,000 $43,571

    DeRidder's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 389 originations, totaling $76,345,000 in origination value.