DeRidder Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Deridder averaged 7.31% for the week of 2025-02-13, compared to the national average of 6.87% for the same period.

    The average rate for the prior week (2025-02-06) was 7.33% and one month ago for the week of 2025-01-09, the average rate was 7.17%.

    Deridder's average rate one year ago was 6.88%.

    For refis of the same type during the week of 2025-02-13, the average rate was 7.17%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-02-13 6.87%
    Deridder 30 Year Fixed Rate 2025-02-13 7.31%
    Deridder 30 Year Fixed Rate Refi 2025-02-13 7.17%
    Deridder 15 Year Fixed Rate 2025-02-13 6.29%
    Deridder 15 Year Fixed Rate Refi 2025-02-13 6.09%
    Deridder 30 Year FHA 2025-02-13 6.54%
    Deridder 30 Year FHA Refi 2025-02-13 6.72%
    Deridder 30 Year USDA 2025-02-13 6.43%
    Deridder 30 Year USDA Refi 2025-02-13 6.53%
    Deridder 30 Year VA 2025-02-13 6.4%
    Deridder 30 Year VA Refi 2025-02-13 6.63%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DeRidder, LA.

    DeRidder Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DeRidder, LA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    GMFS LLC 10 6.80% $4,961
    UNITED WHOLESALE MORTGAGE, LLC 8 7.28% $4,722
    EUSTIS AND AMERICAN MORTGAGE COMPANY 7 7.28% $3,889
    QUICKEN LOANS, LLC 6 6.75% $6,905
    JPMorgan Chase Bank 5 7.05% $5,040
    MORTGAGE FINANCIAL SERVICES, LLC 5 6.60% $5,524
    FIDELITY BANK 4 7.50% $6,693
    BARKSDALE 3 6.25% $5,661
    Citizens Bank 3 6.21% $5,100
    21ST MORTGAGE CORPORATION 2 7.10% $5,250
    RBC Bank, (Georgia) 2 6.13% $2,700
    Sabine State Bank and Trust Company 2 7.56% $4,677
    FREEDOM MORTGAGE CORPORATION 1 7.13% $9,925
    Gateway First Bank 1 8.13% $3,661
    CHURCHILL MORTGAGE CORPORATION 1 7.25% $6,820
    GUARANTEED RATE, INC. 1 6.53% $2,736
    Jeff Davis Bancshares 1 7.74% $355
    BancorpSouth 1 5.50% $11,350
    LOANDEPOT.COM, LLC 1 6.63% $8,884
    AMERISAVE MORTGAGE CORPORATION 1 5.88% $4,911
    Nations Lending Corporation 1 6.88% $2,445
    NP, Inc. 1 5.88% $5,647
    NTFN, INC. 1 6.50% $4,178
    Pinnacle Bank 1 6.25% $2,686
    Plains Commerce Bank 1 7.13% $6,258
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.63% $4,433
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.75% $4,785
    Red River Bank 1 6.63% $2,832
    Renasant Bank 1 7.13% $4,203
    ROYAL UNITED MORTGAGE LLC 1 6.38% $8,481
    Wells Fargo Bank 1 6.88% $4,253
    The Evangeline Bank & Trust Company 1 8.00% $336
    UNION HOME MORTGAGE CORP. 1 6.38% $4,352
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.88% $7,253
    USAA Federal Savings Bank 1 6.13% $5,472
    U.S. Bank 1 6.00% $5,955
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.99% $4,067
    Equity Prime Mortgage LLC 1 7.75% $7,600

    DeRidder Average Closing Costs & Other Stats

    DeRidder, LA's 38 lenders originated 578 loans during 2023. The total origination value was $103,410,000, with an average loan value of $178,910.

    DeRidder's average closing costs are $5,225.

    The top DeRidder lender as defined by loan originations is GMFS LLC, with 10 loans originated. Their average total fees are $4,961, which is $240 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee DeRidder lenders (with over 10 loans originated) are GMFS LLC ($4,961), .

    The lowest rate DeRidder lenders (with over 10 loans originated) are GMFS LLC (6.80%), .

    DeRidder, LA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    UNITED WHOLESALE MORTGAGE, LLC $10,940,000 $10,405,000 -4.9% 10.1%
    First National Bank in DeRidder $11,845,000 $8,090,000 -31.7% 7.8%
    21ST MORTGAGE CORPORATION $3,330,000 $5,195,000 56.0% 5.0%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $9,165,000 $4,955,000 -45.9% 4.8%
    Mortgage Research Center, LLC $7,320,000 $4,660,000 -36.3% 4.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,280,000 $4,130,000 81.1% 4.0%
    BARKSDALE $1,530,000 $3,895,000 154.6% 3.8%
    GMFS LLC $5,490,000 $3,710,000 -32.4% 3.6%
    Sabine State Bank and Trust Company $4,420,000 $3,315,000 -25.0% 3.2%
    QUICKEN LOANS, LLC $5,520,000 $3,140,000 -43.1% 3.0%
    FREEDOM MORTGAGE CORPORATION $5,095,000 $2,495,000 -51.0% 2.4%
    SOUTHWEST LOUISIANA CREDIT UNION $2,255,000 $2,350,000 4.2% 2.3%
    First Federal Bank of Louisiana $3,460,000 $2,340,000 -32.4% 2.3%
    MORTGAGE FINANCIAL SERVICES, LLC $1,760,000 $1,765,000 0.3% 1.7%
    NAVY FEDERAL CREDIT UNION $2,880,000 $1,655,000 -42.5% 1.6%
    FIDELITY BANK $1,740,000 $1,605,000 -7.8% 1.6%
    CSE Federal Credit Union $2,160,000 $1,490,000 -31.0% 1.4%
    NTFN, INC. $5,105,000 $1,460,000 -71.4% 1.4%
    USAA Federal Savings Bank $1,385,000 $1,425,000 2.9% 1.4%
    BancorpSouth $780,000 $1,390,000 78.2% 1.3%
    First Horizon Bank $1,325,000 $1,335,000 0.8% 1.3%
    Merchants & Farmers Bank & Trust Company $2,540,000 $1,315,000 -48.2% 1.3%
    LOANDEPOT.COM, LLC $2,185,000 $1,300,000 -40.5% 1.3%
    JPMorgan Chase Bank $1,555,000 $1,280,000 -17.7% 1.2%
    UNION HOME MORTGAGE CORP. $705,000 $1,265,000 79.4% 1.2%
    AMERICAN FINANCIAL RESOURCES, INC. $1,075,000 $1,165,000 8.4% 1.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $835,000 $1,090,000 30.5% 1.1%
    b1BANK $4,790,000 $1,070,000 -77.7% 1.0%
    Citizens Bank $4,335,000 $905,000 -79.1% 0.9%
    Nations Lending Corporation $910,000 $870,000 -4.4% 0.8%
    Lakeside Bank $1,160,000 $775,000 -33.2% 0.7%
    Jeff Davis Bancshares $925,000 $760,000 -17.8% 0.7%
    The Evangeline Bank & Trust Company $2,375,000 $675,000 -71.6% 0.7%
    CORNERSTONE HOME LENDING, INC. $620,000 n/a 0.6%
    T2 FINANCIAL LLC $600,000 n/a 0.6%
    The Bank $135,000 $590,000 337.0% 0.6%
    MUTUAL OF OMAHA MORTGAGE, INC. $360,000 $545,000 51.4% 0.5%
    VANDERBILT MORTGAGE AND FINANCE, INC. $395,000 $545,000 38.0% 0.5%
    NEWREZ LLC $540,000 n/a 0.5%
    CARDINAL FINANCIAL $815,000 $520,000 -36.2% 0.5%
    RBC Bank, (Georgia) $520,000 n/a 0.5%
    CREDIT HUMAN FEDERAL CREDIT UNION $480,000 $515,000 7.3% 0.5%
    Chickasaw Community Bank $450,000 n/a 0.4%
    Renasant Bank $400,000 n/a 0.4%
    Barrington Bank & Trust Company, N.A. $550,000 $385,000 -30.0% 0.4%
    AMERISAVE MORTGAGE CORPORATION $570,000 $375,000 -34.2% 0.4%
    Wells Fargo Bank $865,000 $345,000 -60.1% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $530,000 $340,000 -35.8% 0.3%
    STOCKTON MORTGAGE CORPORATION $335,000 n/a 0.3%
    TRIAD FINANCIAL SERVICES, INC. $965,000 $330,000 -65.8% 0.3%
    RESIDENTIAL BANCORP $225,000 $315,000 40.0% 0.3%
    DAS Acquisition Company, LLC $350,000 $305,000 -12.9% 0.3%
    SOUTHWEST STAGE FUNDING, LLC $105,000 $300,000 185.7% 0.3%
    United Community Bank $235,000 $290,000 23.4% 0.3%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $275,000 n/a 0.3%
    Hancock Whitney Bank $275,000 n/a 0.3%
    PENTAGON FEDERAL CREDIT UNION $785,000 $275,000 -65.0% 0.3%
    CrossFirst Bank $265,000 n/a 0.3%
    Abbeville Building & Loan (A State-Chartered Savings Bank) $285,000 $260,000 -8.8% 0.3%
    Equity Prime Mortgage LLC $310,000 $250,000 -19.4% 0.2%
    First State Bank of St. Charles, Missouri $245,000 n/a 0.2%
    VILLAGE CAPITAL MORTGAGE $235,000 n/a 0.2%
    Citizens Bank & Trust Company of Vivian, Louisiana $225,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $155,000 $205,000 32.3% 0.2%
    PENNYMAC LOAN SERVICES, LLC $2,305,000 $195,000 -91.5% 0.2%
    Pinnacle Bank $195,000 n/a 0.2%
    MID AMERICA MORTGAGE, INC. $400,000 $185,000 -53.8% 0.2%
    Carrington Mortgage Services, LLC $105,000 $180,000 71.4% 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $165,000 n/a 0.2%
    GUARANTEED RATE, INC. $165,000 n/a 0.2%
    NP, Inc. $165,000 n/a 0.2%
    The First, A National Banking Association $165,000 n/a 0.2%
    U.S. Bank $105,000 $165,000 57.1% 0.2%
    Bank of America $155,000 n/a 0.1%
    CIS Financial Services, Inc. $155,000 n/a 0.1%
    Red River Bank $155,000 n/a 0.1%
    PHH Mortgage Corporation $235,000 $145,000 -38.3% 0.1%
    CHURCHILL MORTGAGE CORPORATION $135,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $135,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $135,000 n/a 0.1%
    THE MORTGAGE FIRM, INC. $185,000 $125,000 -32.4% 0.1%
    CALCON MUTUAL MORTGAGE LLC $65,000 $115,000 76.9% 0.1%
    Discover Bank $75,000 $115,000 53.3% 0.1%
    Plains Commerce Bank $115,000 n/a 0.1%
    SPRING EQ, LLC $130,000 $100,000 -23.1% 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $95,000 n/a 0.1%
    RELIANCE FIRST CAPITAL, LLC $95,000 n/a 0.1%
    PLAZA HOME MORTGAGE, INC. $370,000 $85,000 -77.0% 0.1%
    COUNTRYPLACE MORTGAGE, LTD. $125,000 $75,000 -40.0% 0.1%
    HOMELAND BANCSHARES $65,000 n/a 0.1%
    BROKER SOLUTIONS, INC. $275,000 $55,000 -80.0% 0.1%
    CSL Financial, LLC $355,000 $45,000 -87.3% 0.0%
    Gateway First Bank $510,000 $45,000 -91.2% 0.0%

    DeRidder's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 10.1% market share. In second place, with 7.8%, is First National Bank in DeRidder, having originated $8,090,000 in loans. In third place, with 5.0%, is 21ST MORTGAGE CORPORATION, having originated $5,195,000 in loans. In fourth place, with 4.8%, is EUSTIS AND AMERICAN MORTGAGE COMPANY, having originated $4,955,000 in loans. In fifth place, with 4.5%, is Mortgage Research Center, LLC, having originated $4,660,000 in loans.

    DeRidder Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - DeRidder (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $173,475 (2.4%) $186,754 (1.8%) 0.00 234
    2018-02-01 $179,000 (5.8%) $188,240 (2.2%) 0.00 222
    2018-03-01 $172,950 (3.0%) $188,077 (-0.5%) 0.00 222
    2018-04-01 $179,500 (4.4%) $192,424 (1.4%) 0.00 228
    2018-05-01 $180,500 (3.2%) $193,180 (-2.5%) 0.00 219
    2018-06-01 $184,900 (3.7%) $194,450 (-3.8%) 0.00 211
    2018-07-01 $185,729 (6.1%) $200,908 (3.9%) 0.00 225
    2018-08-01 $184,850 (4.3%) $201,867 (0.9%) 0.00 238
    2018-09-01 $185,358 (5.9%) $203,658 (-1.0%) 0.00 232
    2018-10-01 $187,975 (7.4%) $204,279 (1.3%) 0.00 217
    2018-11-01 $181,500 (3.6%) $205,171 (3.7%) 0.00 208
    2018-12-01 $180,000 (2.9%) $207,765 (7.3%) 0.00 208
    2019-01-01 $180,725 (4.2%) $207,168 (10.9%) 0.00 191
    2019-02-01 $179,925 (0.5%) $203,693 (8.2%) 0.00 184
    2019-03-01 $183,943 (6.4%) $204,822 (8.9%) 0.00 174
    2019-04-01 $187,600 (4.5%) $205,700 (6.9%) 0.00 170
    2019-05-01 $179,750 (-0.4%) $213,673 (10.6%) 0.00 173
    2019-06-01 $185,000 (0.1%) $220,472 (13.4%) 0.00 181
    2019-07-01 $179,675 (-3.3%) $213,433 (6.2%) 0.00 175
    2019-08-01 $179,777 (-2.7%) $215,287 (6.7%) 0.00 176
    2019-09-01 $179,593 (-3.1%) $218,567 (7.3%) 0.00 170
    2019-10-01 $179,225 (-4.7%) $221,445 (8.4%) 0.00 161
    2019-11-01 $193,200 (6.5%) $226,643 (10.5%) 0.00 150
    2019-12-01 $198,375 (10.2%) $227,034 (9.3%) 0.00 145
    2020-01-01 $209,900 (16.1%) $234,806 (13.3%) 0.00 145
    2020-02-01 $204,950 (13.9%) $237,824 (16.8%) 0.00 133
    2020-03-01 $205,000 (11.5%) $241,129 (17.7%) 0.00 128
    2020-04-01 $200,475 (6.9%) $234,222 (13.9%) 0.00 134
    2020-05-01 $189,900 (5.7%) $202,395 (-5.3%) 0.00 138
    2020-06-01 $199,450 (7.8%) $210,694 (-4.4%) 0.00 140
    2020-07-01 $189,925 (5.7%) $214,259 (0.4%) 0.00 126
    2020-08-01 $200,500 (11.5%) $227,478 (5.7%) 0.00 117
    2020-09-01 $212,500 (18.3%) $228,050 (4.3%) 0.00 104
    2020-10-01 $187,900 (4.8%) $214,092 (-3.3%) 0.00 86
    2020-11-01 $171,750 (-11.1%) $208,747 (-7.9%) 0.00 78
    2020-12-01 $203,500 (2.6%) $230,953 (1.7%) 0.00 74
    2021-01-01 $185,600 (-11.6%) $213,425 (-9.1%) 0.00 58
    2021-02-01 $185,275 (-9.6%) $209,069 (-12.1%) 0.00 59
    2021-03-01 $169,000 (-17.6%) $201,461 (-16.5%) 0.00 49
    2021-04-01 $191,975 (-4.2%) $226,053 (-3.5%) 0.00 48
    2021-05-01 $187,450 (-1.3%) $210,748 (4.1%) 0.00 45
    2021-06-01 $156,750 (-21.4%) $235,430 (11.7%) 0.00 48
    2021-07-01 $170,000 (-10.5%) $287,726 (34.3%) 0.00 50
    2021-08-01 $165,125 (-17.6%) $285,767 (25.6%) 0.00 55
    2021-09-01 $179,900 (-15.3%) $277,903 (21.9%) 0.00 60
    2021-10-01 $168,000 (-10.6%) $281,857 (31.7%) 0.00 58
    2021-11-01 $168,500 (-1.9%) $282,639 (35.4%) 0.00 62
    2021-12-01 $168,750 (-17.1%) $278,931 (20.8%) 0.00 61
    2022-01-01 $187,250 (0.9%) $281,707 (32.0%) 0.00 55
    2022-02-01 $159,900 (-13.7%) $297,195 (42.2%) 0.00 47
    2022-03-01 $159,900 (-5.4%) $314,584 (56.2%) 0.00 40
    2022-04-01 $195,500 (1.8%) $337,785 (49.4%) 0.00 38
    2022-05-01 $212,225 (13.2%) $228,463 (8.4%) 0.00 58
    2022-06-01 $203,425 (29.8%) $219,084 (-6.9%) 0.00 67
    2022-07-01 $210,000 (23.5%) $225,004 (-21.8%) 0.00 78
    2022-08-01 $194,875 (18.0%) $215,265 (-24.7%) 0.00 96
    2022-09-01 $193,625 (7.6%) $216,934 (-21.9%) 0.00 98
    2022-10-01 $205,000 (22.0%) $229,065 (-18.7%) 0.00 97
    2022-11-01 $230,750 (36.9%) $256,696 (-9.2%) 0.00 101
    2022-12-01 $239,450 (41.9%) $276,650 (-0.8%) 0.00 94
    2023-01-01 $230,000 (22.8%) $273,304 (-3.0%) 0.00 90
    2023-02-01 $239,675 (49.9%) $268,468 (-9.7%) 0.00 98
    2023-03-01 $245,000 (53.2%) $268,670 (-14.6%) 0.00 91
    2023-04-01 $259,000 (32.5%) $277,646 (-17.8%) 0.00 95
    2023-05-01 $239,500 (12.9%) $254,750 (11.5%) 0.00 106
    2023-06-01 $237,500 (16.8%) $267,493 (22.1%) 0.00 109
    2023-07-01 $240,000 (14.3%) $276,369 (22.8%) 0.00 119
    2023-08-01 $273,000 (40.1%) $312,810 (45.3%) 0.00 135
    2023-09-01 $265,000 (36.9%) $338,889 (56.2%) 0.00 133
    2023-10-01 $275,000 (34.2%) $349,308 (52.5%) 0.00 136
    2023-11-01 $272,000 (17.9%) $349,372 (36.1%) 0.00 142
    2023-12-01 $277,000 (15.7%) $350,666 (26.8%) 0.00 138
    2024-01-01 $265,000 (15.2%) $346,932 (26.9%) 0.00 128
    2024-02-01 $274,000 (14.3%) $344,740 (28.4%) 0.00 128
    2024-03-01 $279,900 (14.2%) $353,639 (31.6%) 0.00 132
    2024-04-01 $285,000 (10.0%) $353,235 (27.2%) 0.00 143
    2024-05-01 $277,450 (15.9%) $350,616 (37.6%) 0.00 157
    2024-06-01 $271,250 (14.2%) $341,930 (27.8%) 0.00 160
    2024-07-01 $268,125 (11.7%) $326,479 (18.1%) 0.00 163
    2024-08-01 $259,900 (-4.8%) $325,001 (3.9%) 0.00 160
    2024-09-01 $254,700 (-3.9%) $310,128 (-8.5%) 0.00 161
    2024-10-01 $253,625 (-7.8%) $325,756 (-6.7%) 0.00 172
    2024-11-01 $260,000 (-4.4%) $330,626 (-5.4%) 0.00 178
    2024-12-01 $260,950 (-5.8%) $309,590 (-11.7%) 0.00 168
    2025-01-01 $249,675 (-5.8%) $307,380 (-11.4%) 0.00 159
    DeRidder's median listing price for 2025-01-01 was $249,675, a difference of $-15,325 (-5.8%) versus the prior year and $-11,275 versus the prior month.

    DeRidder's median listing price comes in at 0% of the national average.

    DeRidder's average listing price for 2025-01-01 was $307,380, a difference of $-39,552 (-11.4%) versus the prior year and $-2,210 versus the prior month.

    For the 2025-01-01 period, DeRidder had 159 MLS listings, a difference of -9 listings (-5%) versus the prior month and 31 listings (24%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - DeRidder (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,200 sqft
    2018-02-01 0 days 2,244 sqft
    2018-03-01 0 days 2,199 sqft
    2018-04-01 0 days 2,209 sqft
    2018-05-01 0 days 2,219 sqft
    2018-06-01 0 days 2,287 sqft
    2018-07-01 0 days 2,347 sqft
    2018-08-01 0 days 2,330 sqft
    2018-09-01 0 days 2,390 sqft
    2018-10-01 0 days 2,354 sqft
    2018-11-01 0 days 2,311 sqft
    2018-12-01 0 days 2,317 sqft
    2019-01-01 0 days 2,352 sqft
    2019-02-01 0 days 2,386 sqft
    2019-03-01 0 days 2,386 sqft
    2019-04-01 0 days 2,390 sqft
    2019-05-01 0 days 2,361 sqft
    2019-06-01 0 days 2,347 sqft
    2019-07-01 0 days 2,348 sqft
    2019-08-01 0 days 2,317 sqft
    2019-09-01 0 days 2,268 sqft
    2019-10-01 0 days 2,235 sqft
    2019-11-01 0 days 2,229 sqft
    2019-12-01 0 days 2,300 sqft
    2020-01-01 0 days 2,347 sqft
    2020-02-01 0 days 2,324 sqft
    2020-03-01 0 days 2,179 sqft
    2020-04-01 0 days 1,991 sqft
    2020-05-01 0 days 1,885 sqft
    2020-06-01 0 days 1,912 sqft
    2020-07-01 0 days 1,902 sqft
    2020-08-01 0 days 1,858 sqft
    2020-09-01 0 days 1,809 sqft
    2020-10-01 0 days 1,797 sqft
    2020-11-01 0 days 1,752 sqft
    2020-12-01 0 days 1,847 sqft
    2021-01-01 0 days 1,818 sqft
    2021-02-01 0 days 1,825 sqft
    2021-03-01 0 days 1,834 sqft
    2021-04-01 0 days 1,792 sqft
    2021-05-01 0 days 1,738 sqft
    2021-06-01 0 days 1,656 sqft
    2021-07-01 0 days 1,643 sqft
    2021-08-01 0 days 1,677 sqft
    2021-09-01 0 days 1,703 sqft
    2021-10-01 0 days 1,669 sqft
    2021-11-01 0 days 1,669 sqft
    2021-12-01 0 days 1,680 sqft
    2022-01-01 0 days 1,809 sqft
    2022-02-01 0 days 1,800 sqft
    2022-03-01 0 days 1,844 sqft
    2022-04-01 0 days 1,810 sqft
    2022-05-01 0 days 1,866 sqft
    2022-06-01 0 days 1,713 sqft
    2022-07-01 0 days 1,771 sqft
    2022-08-01 0 days 1,696 sqft
    2022-09-01 0 days 1,657 sqft
    2022-10-01 0 days 1,679 sqft
    2022-11-01 0 days 1,808 sqft
    2022-12-01 0 days 1,840 sqft
    2023-01-01 0 days 1,839 sqft
    2023-02-01 0 days 1,848 sqft
    2023-03-01 0 days 1,837 sqft
    2023-04-01 0 days 1,912 sqft
    2023-05-01 0 days 1,823 sqft
    2023-06-01 0 days 1,859 sqft
    2023-07-01 0 days 1,925 sqft
    2023-08-01 0 days 1,930 sqft
    2023-09-01 0 days 1,929 sqft
    2023-10-01 0 days 1,956 sqft
    2023-11-01 0 days 1,960 sqft
    2023-12-01 0 days 1,951 sqft
    2024-01-01 0 days 1,903 sqft
    2024-02-01 0 days 1,948 sqft
    2024-03-01 0 days 2,046 sqft
    2024-04-01 0 days 2,000 sqft
    2024-05-01 0 days 2,005 sqft
    2024-06-01 0 days 1,983 sqft
    2024-07-01 0 days 1,992 sqft
    2024-08-01 0 days 1,905 sqft
    2024-09-01 0 days 1,900 sqft
    2024-10-01 0 days 1,910 sqft
    2024-11-01 0 days 1,956 sqft
    2024-12-01 0 days 1,931 sqft
    2025-01-01 0 days 1,847 sqft
    DeRidder's median listing age (time on market) for 2025-01-01 was 0 days.

    DeRidder's median square footage for active listings during the 2025-01-01 period was 1,847 sqft. One year prior, the average listing was 1,903 sqft.

    DeRidder, LA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 405 $78,055,000 $192,728
    Cash Out Refi 76 $11,090,000 $145,921
    Refi 58 $11,260,000 $194,138
    Home Improvement 21 $1,755,000 $83,571
    Other 18 $1,250,000 $69,444

    Deridder's most frequently cited loan purpose was Home Purchase, with 405 originations. The 2nd most popular reason was Cash Out Refi, with 76 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 189 $39,515,000 $209,074
    7-8% 133 $24,995,000 $187,932
    Over 8% 99 $10,395,000 $105,000
    5-6% 64 $14,330,000 $223,906
    2.5-3% 2 $520,000 $260,000
    4-5% 2 $280,000 $140,000

    During 2023, Deridder's most frequently originated rate bucket was 6-7%, with 189 originations.

    Loan Sizing (DeRidder, LA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 221 $32,575,000 $147,398
    $200k-400k 181 $49,635,000 $274,227
    $100,000 or less 156 $10,060,000 $64,487
    $400k-600k 17 $7,815,000 $459,706
    $Over $1MM 2 $2,650,000 $1,325,000
    $600k-1000k 1 $675,000 $675,000

    DeRidder's loan sizing saw the bucket of loans from $100k-200k with 221 originations, totaling $32,575,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 300 $59,520,000 $198,400
    60-80% 69 $13,295,000 $192,681
    20-40% 37 $2,795,000 $75,541
    Over 100% 34 $7,510,000 $220,882
    40-60% 29 $4,005,000 $138,103
    Under 20% 19 $935,000 $49,211

    DeRidder's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 300 originations, totaling $59,520,000 in origination value.