DeRidder Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Deridder averaged 7.09% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 7.32% and one month ago for the week of 2023-02-09, the average rate was 6.61%.

    Deridder's average rate one year ago was 4.44%.

    For refis of the same type during the week of 2023-03-16, the average rate was 6.65%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Deridder 30 Year Fixed Rate 2023-03-16 7.09%
    Deridder 30 Year Fixed Rate Refi 2023-03-16 6.65%
    Deridder 15 Year Fixed Rate 2023-03-16 7.44%
    Deridder 15 Year Fixed Rate Refi 2023-03-16 6.73%
    Deridder 30 Year FHA 2023-03-16 6.53%
    Deridder 30 Year FHA Refi 2023-03-16 6.5%
    Deridder 30 Year USDA 2023-03-16 6.62%
    Deridder 30 Year USDA Refi 2023-03-16 7.14%
    Deridder 30 Year VA 2023-03-16 6.38%
    Deridder 30 Year VA Refi 2023-03-16 6.35%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DeRidder, LA.

    DeRidder Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DeRidder, LA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    Citizens Bank 26 2.97% $3,248
    QUICKEN LOANS, LLC 24 3.12% $5,074
    EUSTIS AND AMERICAN MORTGAGE COMPANY 22 3.11% $3,297
    GMFS LLC 20 3.04% $3,996
    CRESCENT MORTGAGE COMPANY 17 2.94% $4,125
    BARKSDALE 17 3.06% $4,640
    MORTGAGE FINANCIAL SERVICES, LLC 11 3.27% $3,312
    UNITED WHOLESALE MORTGAGE, LLC 10 3.22% $3,796
    Sabine State Bank and Trust Company 9 3.49% $4,889
    NTFN, INC. 8 2.95% $4,501
    LOANDEPOT.COM, LLC 6 3.27% $3,800
    FIDELITY BANK 4 3.09% $4,640
    PENNYMAC LOAN SERVICES, LLC 4 3.34% $4,718
    Wells Fargo Bank 3 4.04% $2,394
    ADVANCIAL 3 2.67% $3,745
    BancorpSouth Bank 3 3.17% $4,636
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 3.21% $4,315
    First Horizon Bank 3 3.63% $3,296
    MID AMERICA MORTGAGE, INC. 3 3.29% $3,268
    HOME POINT FINANCIAL CORPORATION 3 3.25% $3,306
    NEWREZ LLC 2 2.75% $7,400
    AMERICAN FINANCIAL NETWORK, INC. 2 2.88% $8,705
    AMERISAVE MORTGAGE CORPORATION 2 2.81% $3,046
    BETTER MORTGAGE CORPORATION 2 3.31% $3,815
    CALIBER HOME LOANS, INC. 2 3.69% $4,029
    FREEDOM MORTGAGE CORPORATION 2 3.06% $2,264
    Gateway First Bank 2 3.25% $6,605
    JPMorgan Chase Bank 2 3.19% $3,800
    Merchants Bank of Indiana 2 3.31% $5,900
    Mr. Cooper ( Nationstar Mortgage ) 2 3.50% $4,180
    NAVY FEDERAL CREDIT UNION 2 2.94% $4,993
    The Evangeline Bank & Trust Company 2 5.00% $2,119
    Jeff Davis Bancshares, Inc. 1 4.38% $817
    The Bank 1 5.75% $2,552
    CHERRY CREEK MORTGAGE, LLC 1 2.75% $123
    Abbeville Building & Loan (A State-Chartered Savings Bank) 1 2.50% $3,947
    Charles Schwab Bank, SSB 1 2.25% $3,572
    CANOPY MORTGAGE, LLC 1 2.88% $2,090
    Mortgage Research Center, LLC 1 3.13% $8,037
    MOVEMENT MORTGAGE, LLC 1 3.13% $3,882
    THE MORTGAGE FIRM, INC. 1 3.75% $3,866
    AMCAP MORTGAGE, LTD. 1 2.88% $3,959
    21ST MORTGAGE CORPORATION 1 5.00% $6,471
    ASHLAND Credit Union 1 3.50% $3,779
    Pelican State Credit Union 1 3.20% $2,734
    AmeriHome Mortgage Company, LLC 1 3.13% $2,855
    PREMIA MORTGAGE, LLC 1 3.50% $831
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 2.75% $3,691
    AMERICAN FINANCING CORPORATION 1 3.63% $461
    Reliant Bank 1 5.59% $3,595
    Flagstar Bank, FSB 1 3.63% $2,858
    ROYAL UNITED MORTGAGE LLC 1 3.00% $2,396
    AMERICAN FINANCIAL RESOURCES, INC. 1 3.88% $4,923
    DAS Acquisition Company, LLC 1 3.50% $4,228
    Hancock Whitney Bank 1 3.50% $3,283
    Colonial Savings, F.A. 1 3.50% $2,479
    INTERLINC MORTGAGE SERVICES, LLC 1 3.63% $545

    DeRidder Average Closing Costs & Other Stats

    DeRidder, LA's 57 lenders originated 1,167 loans during 2021. The total origination value was $200,175,000, with an average loan value of $171,530.

    DeRidder's average closing costs are $4,786.

    The top DeRidder lender as defined by loan originations is Citizens Bank, with 26 loans originated. Their average total fees are $3,248, which is $1,826 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee DeRidder lenders (with over 10 loans originated) are Citizens Bank ($3,248), EUSTIS AND AMERICAN MORTGAGE COMPANY ($3,297), MORTGAGE FINANCIAL SERVICES, LLC ($3,312), UNITED WHOLESALE MORTGAGE, LLC ($3,796) and GMFS LLC ($3,996).

    The lowest rate DeRidder lenders (with over 10 loans originated) are CRESCENT MORTGAGE COMPANY (2.94%), Citizens Bank (2.97%), GMFS LLC (3.04%), BARKSDALE (3.06%) and EUSTIS AND AMERICAN MORTGAGE COMPANY (3.11%).

    DeRidder, LA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    EUSTIS AND AMERICAN MORTGAGE COMPANY $16,845,000 $15,705,000 -6.8% 7.8%
    FREEDOM MORTGAGE CORPORATION $21,165,000 $14,380,000 -32.1% 7.2%
    QUICKEN LOANS, LLC $13,450,000 $12,725,000 -5.4% 6.4%
    Citizens Bank $8,460,000 $9,415,000 11.3% 4.7%
    First National Bank in DeRidder $8,895,000 $7,780,000 -12.5% 3.9%
    UNITED WHOLESALE MORTGAGE, LLC $1,805,000 $7,070,000 291.7% 3.5%
    GMFS LLC $2,810,000 $6,840,000 143.4% 3.4%
    CRESCENT MORTGAGE COMPANY $9,040,000 $6,260,000 -30.8% 3.1%
    21ST MORTGAGE CORPORATION $3,520,000 $5,690,000 61.6% 2.8%
    MORTGAGE FINANCIAL SERVICES, LLC $3,105,000 $5,575,000 79.5% 2.8%
    NTFN, INC. $5,065,000 $5,475,000 8.1% 2.7%
    BARKSDALE $4,765,000 $5,405,000 13.4% 2.7%
    Sabine State Bank and Trust Company $7,475,000 $5,360,000 -28.3% 2.7%
    Mortgage Research Center, LLC $4,355,000 $5,215,000 19.7% 2.6%
    PENNYMAC LOAN SERVICES, LLC $3,420,000 $3,895,000 13.9% 1.9%
    LOANDEPOT.COM, LLC $2,595,000 $3,650,000 40.7% 1.8%
    b1BANK $1,040,000 $3,560,000 242.3% 1.8%
    FIDELITY BANK $2,845,000 $3,050,000 7.2% 1.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,450,000 $3,010,000 22.9% 1.5%
    Wells Fargo Bank $1,670,000 $3,005,000 79.9% 1.5%
    HOME POINT FINANCIAL CORPORATION $1,330,000 $2,735,000 105.6% 1.4%
    NAVY FEDERAL CREDIT UNION $2,260,000 $2,675,000 18.4% 1.3%
    LAKEVIEW LOAN SERVICING, LLC $760,000 $2,585,000 240.1% 1.3%
    Red River Bank $225,000 $2,545,000 1,031.1% 1.3%
    The Evangeline Bank & Trust Company $355,000 $2,360,000 564.8% 1.2%
    CALIBER HOME LOANS, INC. $1,985,000 $2,265,000 14.1% 1.1%
    JPMorgan Chase Bank $1,905,000 $2,135,000 12.1% 1.1%
    AMERICAN FINANCIAL RESOURCES, INC. $1,515,000 $2,095,000 38.3% 1.0%
    First Horizon Bank $2,080,000 n/a 1.0%
    CSE Federal Credit Union $1,915,000 $2,060,000 7.6% 1.0%
    First Federal Bank of Louisiana $4,155,000 $1,995,000 -52.0% 1.0%
    USAA Federal Savings Bank $2,320,000 $1,885,000 -18.8% 0.9%
    MID AMERICA MORTGAGE, INC. $3,310,000 $1,720,000 -48.0% 0.9%
    TRIAD FINANCIAL SERVICES, INC. $455,000 $1,675,000 268.1% 0.8%
    VILLAGE CAPITAL & INVESTMENT LLC $1,180,000 $1,560,000 32.2% 0.8%
    BancorpSouth Bank $1,545,000 n/a 0.8%
    NEWREZ LLC $910,000 $1,505,000 65.4% 0.8%
    GUILD MORTGAGE COMPANY $510,000 $1,345,000 163.7% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $1,000,000 $1,320,000 32.0% 0.7%
    Merchants & Farmers Bank & Trust Company $1,610,000 $1,240,000 -23.0% 0.6%
    Nations Lending Corporation $650,000 $1,190,000 83.1% 0.6%
    AMERISAVE MORTGAGE CORPORATION $1,050,000 $1,125,000 7.1% 0.6%
    Gateway First Bank $265,000 $1,010,000 281.1% 0.5%
    NEW DAY FINANCIAL, LLC $710,000 $1,005,000 41.5% 0.5%
    DAS Acquisition Company, LLC $315,000 $985,000 212.7% 0.5%
    The Federal Savings Bank $915,000 $835,000 -8.7% 0.4%
    SOUTHWEST LOUISIANA CREDIT UNION $135,000 $790,000 485.2% 0.4%
    AMCAP MORTGAGE, LTD. $315,000 $775,000 146.0% 0.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $715,000 $760,000 6.3% 0.4%
    Flagstar Bank, FSB $990,000 $755,000 -23.7% 0.4%
    Merchants Bank of Indiana $1,275,000 $705,000 -44.7% 0.4%
    Carrington Mortgage Services, LLC $230,000 $690,000 200.0% 0.3%
    CLEARPATH LENDING $2,085,000 $645,000 -69.1% 0.3%
    AMERICAN FINANCIAL NETWORK, INC. $330,000 $585,000 77.3% 0.3%
    BETTER MORTGAGE CORPORATION $585,000 n/a 0.3%
    SUN WEST MORTGAGE COMPANY, INC. $585,000 n/a 0.3%
    MOVEMENT MORTGAGE, LLC $550,000 n/a 0.3%
    SOUTHWEST STAGE FUNDING, LLC $705,000 $550,000 -22.0% 0.3%
    CREDIT HUMAN FEDERAL CREDIT UNION $295,000 $535,000 81.4% 0.3%
    Low VA Rates, LLC $350,000 $525,000 50.0% 0.3%
    The Bank $325,000 $490,000 50.8% 0.2%
    Reliant Bank $275,000 $480,000 74.5% 0.2%
    ADVANCIAL $185,000 $475,000 156.8% 0.2%
    Lakeside Bank $155,000 $465,000 200.0% 0.2%
    Charles Schwab Bank, SSB $455,000 n/a 0.2%
    Barrington Bank & Trust Company, N.A. $405,000 $450,000 11.1% 0.2%
    CSL Financial, LLC $330,000 $440,000 33.3% 0.2%
    AmeriHome Mortgage Company, LLC $125,000 $370,000 196.0% 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $360,000 n/a 0.2%
    Hancock Whitney Bank $1,025,000 $360,000 -64.9% 0.2%
    NATIONS RELIABLE LENDING, LLC $350,000 n/a 0.2%
    Colonial Savings, F.A. $335,000 n/a 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $145,000 $325,000 124.1% 0.2%
    Jeff Davis Bancshares, Inc. $1,345,000 $315,000 -76.6% 0.2%
    Discover Bank $290,000 n/a 0.1%
    CANOPY MORTGAGE, LLC $285,000 n/a 0.1%
    NBKC BANK $275,000 n/a 0.1%
    CHERRY CREEK MORTGAGE, LLC $265,000 n/a 0.1%
    First Guaranty Mortgage Corporation $580,000 $255,000 -56.0% 0.1%
    UNITED BUILT HOMES, L.L.C. $420,000 $255,000 -39.3% 0.1%
    PNC Bank $155,000 $250,000 61.3% 0.1%
    Abbeville Building & Loan (A State-Chartered Savings Bank) $245,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $500,000 $245,000 -51.0% 0.1%
    INTERLINC MORTGAGE SERVICES, LLC $245,000 n/a 0.1%
    PREMIA MORTGAGE, LLC $235,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $125,000 $225,000 80.0% 0.1%
    ACCELERATE MORTGAGE, LLC $215,000 n/a 0.1%
    ASHLAND Credit Union $215,000 n/a 0.1%
    Beeline Loans, Inc. $215,000 n/a 0.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $205,000 n/a 0.1%
    First Federal Bank $205,000 n/a 0.1%
    THE MORTGAGE FIRM, INC. $205,000 n/a 0.1%
    Bank of America $200,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $275,000 $185,000 -32.7% 0.1%
    APCI Federal Credit Union $185,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $185,000 n/a 0.1%
    NP, Inc. $175,000 n/a 0.1%
    RED RIVER EMPLOYEES $65,000 $170,000 161.5% 0.1%
    Lakeview Community Capital, LLC $165,000 n/a 0.1%
    PLAZA HOME MORTGAGE, INC. $250,000 $165,000 -34.0% 0.1%
    Truist Bank $155,000 n/a 0.1%
    First Federal Bank $145,000 n/a 0.1%
    Paramount Bank $185,000 $145,000 -21.6% 0.1%
    Citizens National Bank, N.A. $135,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $240,000 $125,000 -47.9% 0.1%
    Pelican State Credit Union $120,000 n/a 0.1%
    Regions Bank $115,000 n/a 0.1%
    MEMBER HOME LOAN, L.L.C. $105,000 n/a 0.1%
    AMERICAN ADVISORS GROUP $145,000 $100,000 -31.0% 0.0%
    Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%

    DeRidder's top lender by overall market share is EUSTIS AND AMERICAN MORTGAGE COMPANY, with 7.8% market share. In second place, with 7.2%, is FREEDOM MORTGAGE CORPORATION, having originated $14,380,000 in loans. In third place, with 6.4%, is QUICKEN LOANS, LLC, having originated $12,725,000 in loans. In fourth place, with 4.7%, is Citizens Bank, having originated $9,415,000 in loans. In fifth place, with 3.9%, is First National Bank in DeRidder, having originated $7,780,000 in loans.

    DeRidder Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - DeRidder (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $182,125 (2.0%) $189,240 (4.7%) 0.00 203
    2018-02-01 $187,000 (7.8%) $191,051 (7.2%) 0.00 196
    2018-03-01 $180,000 (6.8%) $190,648 (3.2%) 0.00 198
    2018-04-01 $181,750 (1.4%) $192,784 (1.3%) 0.00 209
    2018-05-01 $183,500 (2.2%) $194,072 (-1.6%) 0.00 203
    2018-06-01 $185,216 (3.3%) $194,602 (-3.2%) 0.00 194
    2018-07-01 $189,000 (5.6%) $202,648 (3.0%) 0.00 210
    2018-08-01 $189,000 (3.0%) $204,169 (-0.1%) 0.00 218
    2018-09-01 $189,000 (5.0%) $205,367 (-2.0%) 0.00 214
    2018-10-01 $189,900 (5.8%) $207,541 (1.2%) 0.00 194
    2018-11-01 $186,979 (3.9%) $210,189 (4.5%) 0.00 185
    2018-12-01 $188,500 (4.8%) $213,671 (8.2%) 0.00 185
    2019-01-01 $188,350 (3.4%) $212,070 (12.1%) 0.00 173
    2019-02-01 $187,625 (0.3%) $208,535 (9.2%) 0.00 166
    2019-03-01 $189,729 (5.4%) $207,980 (9.1%) 0.00 159
    2019-04-01 $189,529 (4.3%) $207,605 (7.7%) 0.00 157
    2019-05-01 $181,225 (-1.2%) $214,681 (10.6%) 0.00 161
    2019-06-01 $185,000 (-0.1%) $221,407 (13.8%) 0.00 169
    2019-07-01 $179,975 (-4.8%) $214,602 (5.9%) 0.00 165
    2019-08-01 $179,850 (-4.8%) $216,118 (5.9%) 0.00 164
    2019-09-01 $179,625 (-5.0%) $218,270 (6.3%) 0.00 159
    2019-10-01 $177,225 (-6.7%) $220,578 (6.3%) 0.00 150
    2019-11-01 $189,900 (1.6%) $226,539 (7.8%) 0.00 140
    2019-12-01 $193,200 (2.5%) $227,280 (6.4%) 0.00 136
    2020-01-01 $203,425 (8.0%) $235,945 (11.3%) 0.00 135
    2020-02-01 $202,400 (7.9%) $237,138 (13.7%) 0.00 124
    2020-03-01 $202,225 (6.6%) $241,601 (16.2%) 0.00 119
    2020-04-01 $199,975 (5.5%) $235,942 (13.7%) 0.00 128
    2020-05-01 $191,200 (5.5%) $203,507 (-5.2%) 0.00 130
    2020-06-01 $199,750 (8.0%) $210,842 (-4.8%) 0.00 136
    2020-07-01 $193,125 (7.3%) $214,879 (0.1%) 0.00 119
    2020-08-01 $207,500 (15.4%) $230,854 (6.8%) 0.00 110
    2020-09-01 $218,000 (21.4%) $230,903 (5.8%) 0.00 100
    2020-10-01 $188,900 (6.6%) $215,710 (-2.2%) 0.00 83
    2020-11-01 $174,625 (-8.0%) $212,014 (-6.4%) 0.00 73
    2020-12-01 $215,500 (11.5%) $235,983 (3.8%) 0.00 69
    2021-01-01 $209,948 (3.2%) $217,462 (-7.8%) 0.00 56
    2021-02-01 $191,375 (-5.5%) $211,850 (-10.7%) 0.00 56
    2021-03-01 $170,975 (-15.5%) $202,355 (-16.2%) 0.00 48
    2021-04-01 $197,175 (-1.4%) $227,944 (-3.4%) 0.00 47
    2021-05-01 $189,500 (-0.9%) $212,320 (4.3%) 0.00 43
    2021-06-01 $153,350 (-23.2%) $242,782 (15.2%) 0.00 43
    2021-07-01 $175,000 (-9.4%) $295,056 (37.3%) 0.00 46
    2021-08-01 $164,000 (-21.0%) $297,186 (28.7%) 0.00 50
    2021-09-01 $187,500 (-14.0%) $287,617 (24.6%) 0.00 55
    2021-10-01 $171,500 (-9.2%) $289,848 (34.4%) 0.00 52
    2021-11-01 $165,975 (-5.0%) $292,966 (38.2%) 0.00 58
    2021-12-01 $166,475 (-22.8%) $286,879 (21.6%) 0.00 57
    2022-01-01 $187,250 (-10.8%) $285,192 (31.2%) 0.00 53
    2022-02-01 $164,950 (-13.8%) $298,802 (41.0%) 0.00 46
    2022-03-01 $156,175 (-8.7%) $325,521 (60.9%) 0.00 37
    2022-04-01 $195,500 (-0.9%) $343,369 (50.6%) 0.00 36
    2022-05-01 $215,750 (13.9%) $230,323 (8.5%) 0.00 57
    2022-06-01 $204,000 (33.0%) $219,832 (-9.5%) 0.00 64
    2022-07-01 $209,500 (19.7%) $224,679 (-23.9%) 0.00 77
    2022-08-01 $196,000 (19.5%) $217,076 (-27.0%) 0.00 91
    2022-09-01 $195,250 (4.1%) $219,141 (-23.8%) 0.00 92
    2022-10-01 $209,500 (22.2%) $232,697 (-19.7%) 0.00 95
    2022-11-01 $229,500 (38.3%) $255,848 (-12.7%) 0.00 96
    2022-12-01 $239,000 (43.6%) $276,408 (-3.7%) 0.00 90
    2023-01-01 $229,500 (22.6%) $271,421 (-4.8%) 0.00 89
    2023-02-01 $233,750 (41.7%) $265,066 (-11.3%) 0.00 95
    DeRidder's median listing price for 2023-02-01 was $233,750, a difference of $68,800 (41.7%) versus the prior year and $4,250 versus the prior month.

    DeRidder's median listing price comes in at 0% of the national average.

    DeRidder's average listing price for 2023-02-01 was $265,066, a difference of $-33,736 (-11.3%) versus the prior year and $-6,355 versus the prior month.

    For the 2023-02-01 period, DeRidder had 95 MLS listings, a difference of 6 listings (7%) versus the prior month and 49 listings (107%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - DeRidder (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,201 sqft
    2018-02-01 0 days 2,251 sqft
    2018-03-01 0 days 2,200 sqft
    2018-04-01 0 days 2,199 sqft
    2018-05-01 0 days 2,198 sqft
    2018-06-01 0 days 2,266 sqft
    2018-07-01 0 days 2,352 sqft
    2018-08-01 0 days 2,342 sqft
    2018-09-01 0 days 2,406 sqft
    2018-10-01 0 days 2,424 sqft
    2018-11-01 0 days 2,346 sqft
    2018-12-01 0 days 2,354 sqft
    2019-01-01 0 days 2,430 sqft
    2019-02-01 0 days 2,412 sqft
    2019-03-01 0 days 2,404 sqft
    2019-04-01 0 days 2,406 sqft
    2019-05-01 0 days 2,378 sqft
    2019-06-01 0 days 2,358 sqft
    2019-07-01 0 days 2,374 sqft
    2019-08-01 0 days 2,336 sqft
    2019-09-01 0 days 2,275 sqft
    2019-10-01 0 days 2,228 sqft
    2019-11-01 0 days 2,227 sqft
    2019-12-01 0 days 2,300 sqft
    2020-01-01 0 days 2,324 sqft
    2020-02-01 0 days 2,290 sqft
    2020-03-01 0 days 2,122 sqft
    2020-04-01 0 days 1,990 sqft
    2020-05-01 0 days 1,889 sqft
    2020-06-01 0 days 1,913 sqft
    2020-07-01 0 days 1,905 sqft
    2020-08-01 0 days 1,878 sqft
    2020-09-01 0 days 1,858 sqft
    2020-10-01 0 days 1,835 sqft
    2020-11-01 0 days 1,777 sqft
    2020-12-01 0 days 1,896 sqft
    2021-01-01 0 days 1,853 sqft
    2021-02-01 0 days 1,839 sqft
    2021-03-01 0 days 1,842 sqft
    2021-04-01 0 days 1,804 sqft
    2021-05-01 0 days 1,762 sqft
    2021-06-01 0 days 1,634 sqft
    2021-07-01 0 days 1,651 sqft
    2021-08-01 0 days 1,716 sqft
    2021-09-01 0 days 1,726 sqft
    2021-10-01 0 days 1,718 sqft
    2021-11-01 0 days 1,692 sqft
    2021-12-01 0 days 1,692 sqft
    2022-01-01 0 days 1,809 sqft
    2022-02-01 0 days 1,804 sqft
    2022-03-01 0 days 1,858 sqft
    2022-04-01 0 days 1,820 sqft
    2022-05-01 0 days 1,890 sqft
    2022-06-01 0 days 1,735 sqft
    2022-07-01 0 days 1,764 sqft
    2022-08-01 0 days 1,709 sqft
    2022-09-01 0 days 1,679 sqft
    2022-10-01 0 days 1,682 sqft
    2022-11-01 0 days 1,799 sqft
    2022-12-01 0 days 1,840 sqft
    2023-01-01 0 days 1,838 sqft
    2023-02-01 0 days 1,842 sqft
    DeRidder's median listing age (time on market) for 2023-02-01 was 0 days.

    DeRidder's median square footage for active listings during the 2023-02-01 period was 1,842 sqft. One year prior, the average listing was 1,804 sqft.

    DeRidder, LA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 554 $98,630,000 $178,032
    Refi 469 $79,475,000 $169,456
    Cash Out Refi 120 $19,040,000 $158,667
    Home Improvement 15 $1,525,000 $101,667
    Other 9 $1,505,000 $167,222

    Deridder's most frequently cited loan purpose was Home Purchase, with 554 originations. The 2nd most popular reason was Refi, with 469 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    2.5-3% 336 $68,910,000 $205,089
    3-4% 276 $51,650,000 $187,138
    <2.5% 230 $45,520,000 $197,913
    4-5% 74 $9,530,000 $128,784
    5-6% 42 $3,930,000 $93,571
    6-7% 39 $2,915,000 $74,744
    Over 8% 36 $3,320,000 $92,222
    7-8% 30 $2,600,000 $86,667

    During 2021, Deridder's most frequently originated rate bucket was 2.5-3%, with 336 originations.

    Loan Sizing (DeRidder, LA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 501 $74,925,000 $149,551
    $200k-400k 381 $98,275,000 $257,940
    $100,000 or less 267 $16,385,000 $61,367
    $400k-600k 16 $7,620,000 $476,250
    $600k-1000k 1 $655,000 $655,000
    $Over $1MM 1 $2,315,000 $2,315,000

    DeRidder's loan sizing saw the bucket of loans from $100k-200k with 501 originations, totaling $74,925,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 469 $89,525,000 $190,885
    60-80% 233 $42,355,000 $181,781
    40-60% 94 $12,910,000 $137,340
    20-40% 55 $3,895,000 $70,818
    Over 100% 46 $10,340,000 $224,783
    Under 20% 9 $215,000 $23,889

    DeRidder's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 469 originations, totaling $89,525,000 in origination value.