The Lincoln National Bank Of Hodgenville Mortgage Rates, Fees & Info
Hodgenville, KYLEI: 549300DUOQ7XXHRKPG35
Tax ID: 61-0260720
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The Lincoln National Bank Of Hodgenville is a smaller bank specializing in Home Purchase and Refi loans. The Lincoln National Bank Of Hodgenville has a high proportion of conventional loans. Their top markets by origination volume include: Bardstown, Elizabethtown, Louisville, Campbellsville, and Bowling Green among others. We have data for 10 markets. (Some data included below & more in-depth data is available with an active subscription.)The Lincoln National Bank Of Hodgenville has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
207Origination Dollar Volume (All Markets)
$37,645,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Bardstown, KY (FHA|USDA|VA) | 62 | $13,640,000 | $220,000 | $0 | 0.00% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 83 | $12,975,000 | $156,325 | $0 | 0.00% |
| Outside of Metro Areas | 29 | $4,435,000 | $152,931 | $0 | 0.00% |
| LOUISVILLE, KY (FHA|USDA|VA) | 16 | $3,270,000 | $204,375 | $0 | 0.00% |
| Campbellsville, KY (FHA|USDA|VA) | 8 | $1,100,000 | $137,500 | $0 | 0.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $0 | 0.00% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $0 | 0.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 0.00% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 207 | $37,645,000 | $181,860 | $0 | 0.00% |
For 2024, The Lincoln National Bank Of Hodgenville's most frequently originated type of loan was Conventional, with 207 originations.
Loan Reason
For 2024, The Lincoln National Bank Of Hodgenville's most frequently cited loan purpose was Home Purchase, with 99 originations. The 2nd most popular reason was Refi, with 50 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 207 | $37,645,000 | $181,860 | $0 | 0.00% |
For 2024, The Lincoln National Bank Of Hodgenville's most frequently cited loan duration was Other, with 207 originations.
Loan Sizing
2024 saw The Lincoln National Bank Of Hodgenville place emphasis on $100,000 or less loans with 74 originations, totaling $3,990,000 in origination value.
Applicant Income
The Lincoln National Bank Of Hodgenville lent most frequently to those with incomes in the $50k-75k range, with 46 originations. The second most popular income band? $75k-100k, with 46 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 207 | $37,645,000 | $181,860 | $0 | 0.00% |
The Lincoln National Bank Of Hodgenville lent most frequently to those with DTI ratios of Exempt%, with 207 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.78%
The Lincoln National Bank Of Hodgenville has an average approval rate.
Pick Rate
Approvals leading to origination85.99%
The Lincoln National Bank Of Hodgenville has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 207 | $37,645,000 | $181,860 |