The Peoples Community Bank Mortgage Rates, Fees & Info
Mazomanie, WILEI: 549300HWFLUA8V78OT27
Tax ID: 39-0532600
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The Peoples Community Bank is a smaller bank specializing in Home Purchase loans. The Peoples Community Bank has a high proportion of conventional loans. Their top markets by origination volume include: Madison, Baraboo, Platteville, Phoenix, and Beaver Dam among others. We have data for 11 markets. (Some data included below & more in-depth data is available with an active subscription.)The Peoples Community Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
127Origination Dollar Volume (All Markets)
$29,895,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MADISON, WI (FHA|USDA|VA) | 53 | $15,695,000 | $296,132 | $0 | 0.00% |
| Outside of Metro Areas | 43 | $7,225,000 | $168,023 | $0 | 0.00% |
| Baraboo, WI (FHA|USDA|VA) | 19 | $3,935,000 | $207,105 | $0 | 0.00% |
| Platteville, WI (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 0.00% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 0.00% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 0.00% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against The Peoples Community Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 127 | $29,895,000 | $235,394 | $0 | 0.00% |
For 2024, The Peoples Community Bank's most frequently originated type of loan was Conventional, with 127 originations.
Loan Reason
For 2024, The Peoples Community Bank's most frequently cited loan purpose was Home Purchase, with 83 originations. The 2nd most popular reason was Cash Out Refi, with 20 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 127 | $29,895,000 | $235,394 | $0 | 0.00% |
For 2024, The Peoples Community Bank's most frequently cited loan duration was Other, with 127 originations.
Loan Sizing
2024 saw The Peoples Community Bank place emphasis on $200k-400k loans with 50 originations, totaling $14,070,000 in origination value.
Applicant Income
The Peoples Community Bank lent most frequently to those with incomes in the $100k-150k range, with 27 originations. The second most popular income band? $75k-100k, with 26 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 127 | $29,895,000 | $235,394 | $0 | 0.00% |
The Peoples Community Bank lent most frequently to those with DTI ratios of Exempt%, with 127 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.31%
The Peoples Community Bank has an average approval rate.
Pick Rate
Approvals leading to origination96.06%
The Peoples Community Bank has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 127 | $29,895,000 | $235,394 |