JACKSONVILLE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Jacksonville averaged 7.15% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

The average rate for the prior week (2023-11-16) was 7.1% and one month ago for the week of 2023-10-19, the average rate was 7.09%.

Jacksonville's average rate one year ago was 6.37%.

For refis of the same type during the week of 2023-11-22, the average rate was 6.44%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-22 7.29%
Jacksonville 30 Year Fixed Rate 2023-11-22 7.15%
Jacksonville 30 Year Fixed Rate Refi 2023-11-22 6.44%
Jacksonville 15 Year Fixed Rate 2023-11-22 6.55%
Jacksonville 15 Year Fixed Rate Refi 2023-11-22 5.16%
Jacksonville 30 Year FHA 2023-11-22 -0.33%
Jacksonville 30 Year FHA Refi 2023-11-22 -1.58%
Jacksonville 30 Year USDA 2023-11-22 0.1%
Jacksonville 30 Year USDA Refi 2023-11-22 0%
Jacksonville 30 Year VA 2023-11-22 -0.68%
Jacksonville 30 Year VA Refi 2023-11-22 -2.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JACKSONVILLE, FL.

JACKSONVILLE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JACKSONVILLE, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
QUICKEN LOANS, LLC 1,940 4.78% $7,513
UNITED WHOLESALE MORTGAGE, LLC 1,866 5.04% $7,622
DHI MORTGAGE COMPANY, LTD. 633 4.61% $4,542
LOANDEPOT.COM, LLC 615 4.58% $6,641
VYSTAR 585 4.44% $2,171
EAGLE HOME MORTGAGE, LLC 580 5.02% $7,138
Bank of England 573 4.99% $6,942
JET HOMELOANS, LLC 571 5.35% $7,172
Ameris Bank 568 5.06% $7,592
Wells Fargo Bank 530 4.49% $5,315
CROSSCOUNTRY MORTGAGE, LLC 445 5.10% $7,397
U.S. Bank 421 4.42% $5,829
MOVEMENT MORTGAGE, LLC 408 4.88% $6,270
NAVY FEDERAL CREDIT UNION 389 4.69% $4,937
Bank of America 363 3.89% $5,309
Regions Bank 358 4.43% $8,012
COMMUNITY FIRST CREDIT UNION OF FLO 351 4.36% $3,320
JPMorgan Chase Bank 300 4.67% $5,640
PULTE MORTGAGE LLC 290 5.04% $3,178
KBHS HOME LOANS, LLC 289 4.66% $10,135
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 278 5.00% $7,291
CARDINAL FINANCIAL 277 4.48% $6,687
Mr. Cooper ( Nationstar Mortgage ) 270 4.47% $8,483
PENNYMAC LOAN SERVICES, LLC 255 4.40% $7,943
MATTAMY HOME FUNDING, LLC 251 4.89% $7,152
CALIBER HOME LOANS, INC. 244 4.76% $7,189
HOME POINT FINANCIAL CORPORATION 218 4.41% $7,082
Truist 212 4.16% $5,775
Prosperity Home Mortgage, LLC 201 5.03% $6,318
AMERISAVE MORTGAGE CORPORATION 183 4.30% $8,271
Citizens Bank 167 4.62% $8,186
CMG MORTGAGE, INC. 162 5.01% $7,746
SWBC MORTGAGE CORPORATION 156 4.70% $4,555
HOMEAMERICAN MORTGAGE CORPORATION 154 4.72% $1,764
BETTER MORTGAGE CORPORATION 152 3.94% $6,215
Hancock Whitney Bank 151 4.22% $6,639
FREEDOM MORTGAGE CORPORATION 150 4.51% $6,453
Flagstar Bank, FSB 149 4.70% $6,116
Capital City Home Loans, LLC 142 4.42% $6,869
TBI MORTGAGE COMPANY 139 4.26% $8,895
GUARANTEED RATE, INC. 136 4.64% $6,223
South State Bank 134 4.77% $6,908
WATSON MORTGAGE CORP. 127 4.53% $4,401
PRIMELENDING, A PLAINSCAPITAL COMPANY 114 4.70% $7,352
ACADEMY MORTGAGE CORPORATION 105 4.88% $6,608
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 102 5.59% $7,990
Mortgage Lenders Investment Trading Corporation 97 4.75% $4,633
PNC Bank 95 4.21% $5,622
NEWREZ LLC 92 4.59% $6,288
AMERICAN PACIFIC MORTGAGE CORPORATION 91 5.48% $7,759
Renasant Bank 91 4.87% $5,710
Morgan Stanley Private Bank 91 3.87% $5,912
TD Bank 90 4.38% $8,093
EMM LOANS LLC 86 5.10% $8,858
UNION HOME MORTGAGE CORP. 84 4.48% $7,234
FIRST EQUITY MORTGAGE INCORPORATED 84 4.60% $5,413
Fifth Third Bank 84 4.49% $5,285
BROKER SOLUTIONS, INC. 79 5.01% $7,511
HOMESTAR FINANCIAL CORPORATION 77 5.35% $5,369
Network Funding, L.P. 75 5.33% $5,909
First Federal Bank 71 4.58% $5,829
OVM FINANCIAL, INC. 71 4.65% $6,132
JAX 68 4.96% $4,629
Carrington Mortgage Services, LLC 66 5.17% $8,810
HOMEBRIDGE FINANCIAL SERVICES, INC. 66 5.08% $9,058
Paramount Residential Mortgage Group, Inc. 65 5.35% $10,684
FBC MORTGAGE, LLC 65 4.82% $6,630
Equity Prime Mortgage LLC 65 5.16% $7,765
FINANCE OF AMERICA MORTGAGE LLC 65 4.98% $8,958
ANGEL OAK MORTGAGE SOLUTIONS LLC 64 6.13% $12,124
Gateway First Bank 64 5.19% $6,100
PLAZA HOME MORTGAGE, INC. 62 5.22% $9,118
ENVOY MORTGAGE, LTD 62 5.07% $7,509
LAKEVIEW LOAN SERVICING, LLC 62 4.35% $4,813
GUARANTY HOME MORTGAGE CORPORATION 58 4.87% $5,996
Synovus Bank 57 4.61% $6,453
EVERETT FINANCIAL, INC. 53 5.30% $2,947
STOCKTON MORTGAGE CORPORATION 53 4.39% $7,068
First Option Mortgage, LLC 52 5.15% $6,169
RESOURCE FINANCIAL SERVICES, INC. 52 5.14% $5,478
CHURCHILL MORTGAGE CORPORATION 52 5.47% $7,363
Third Federal Savings and Loan Association of Cleveland 51 3.69% $2,405
MUTUAL OF OMAHA MORTGAGE, INC. 51 4.66% $7,788
Ally Bank 50 3.92% $7,009
HAMILTON HOME LOANS, INC. 49 4.84% $5,766
AMERICAN FINANCING CORPORATION 48 4.41% $6,531
South Pacific Financial Corporation 42 5.49% $8,245
THE MORTGAGE FIRM, INC. 41 5.41% $7,300
HOMESIDE FINANCIAL, LLC 41 4.89% $6,575
City National Bank of Florida 40 4.47% $8,829
Florida Capital Bank 40 4.53% $7,215
Century Mortgage Company DBA Century Lending Company 38 4.58% $10,704
Strong Home Mortgage, LLC 38 4.17% $3,087
121 FINANCIAL 37 4.80% $7,582
First Horizon Bank 37 4.16% $7,683
Plains Commerce Bank 36 4.79% $6,986
PENTAGON FEDERAL CREDIT UNION 36 3.88% $5,879
Charles Schwab Bank, SSB 35 3.89% $5,855
UBS Bank USA 35 4.01% $7,297
GUARANTEED RATE AFFINITY, LLC 34 5.20% $5,514
Wyndham Capital Mortgage, Inc. 33 4.55% $4,398
NFM, INC. 33 5.24% $6,939
NBKC BANK 33 4.45% $4,973
ZILLOW HOME LOANS, LLC 33 4.57% $5,635
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 32 5.10% $5,454
Alcova Mortgage LLC 32 5.24% $6,005
EMBRACE HOME LOANS, INC. 32 4.60% $7,416
CONTOUR MORTGAGE CORPORATION 31 4.72% $7,054
PLANET HOME LENDING, LLC 31 4.61% $6,194
KeyBank 31 4.15% $7,788
The Huntington National Bank 31 3.96% $6,162
AmeriHome Mortgage Company, LLC 30 4.40% $6,271
SOUTHERN TRUST MORTGAGE, LLC 29 4.46% $6,801
PHH Mortgage Corporation 29 4.76% $6,376
AMERIFIRST FINANCIAL CORPORATION 28 5.60% $6,865
Citibank 28 4.04% $7,212
NEXERA HOLDING LLC 27 6.83% $10,277
NETWORK CAPITAL FUNDING CORPORATION 27 4.88% $7,117
ACOPIA, LLC 26 5.27% $7,608
PROVIDENT FUNDING ASSOCIATES, L.P. 26 4.72% $4,805
HOMEOWNERS FINANCIAL GROUP USA, LLC 26 5.51% $6,967
SUCCESS MORTGAGE PARTNERS, INC. 26 5.05% $6,360
NVR Mortgage Finance, Inc. 26 4.27% $7,172
Mortgage Research Center, LLC 25 5.31% $5,725
SeaTrust Mortgage Company 25 5.34% $6,946
AMCAP MORTGAGE, LTD. 25 5.29% $9,941
ROYAL UNITED MORTGAGE LLC 25 5.17% $7,695
BAY EQUITY LLC 24 5.19% $5,808
Northpointe Bank 23 5.03% $9,039
FIRST COMMUNITY MORTGAGE, INC. 22 5.07% $6,068
TOWNE MORTGAGE COMPANY 22 4.55% $6,061
A&D Mortgage LLC 22 6.21% $14,786
21ST MORTGAGE CORPORATION 21 6.05% $6,609
Sierra Pacific Mortgage Company, Inc. 21 4.55% $8,556
ANGEL OAK HOME LOANS LLC 21 5.57% $7,563
FirstBank 21 4.18% $4,767
SPACE COAST Credit Union 21 4.34% $2,458
Wolfe Financial, Inc 21 5.43% $6,396
OPEN MORTGAGE, LLC 21 5.04% $6,759
PRIMARY RESIDENTIAL MORTGAGE, INC. 20 4.73% $7,059
First National Bank of America 20 7.98% $11,966
GUILD MORTGAGE COMPANY 20 5.09% $6,563
North American Savings Bank, F.S.B. 20 4.93% $4,059
LEADERONE FINANCIAL CORPORATION 18 5.47% $7,904
USAA Federal Savings Bank 18 5.27% $5,666
M&T Bank 18 4.17% $4,806
Arvest Bank 17 4.24% $5,795
LOANPAL, LLC 17 4.85% $8,103
Citadel Servicing Corporation 17 7.29% $13,195
FIRST FLORIDA Credit Union 17 4.60% $7,577
Raymond James Bank 17 3.50% $6,973
SOFI LENDING CORP. 16 3.51% $6,459
First-Citizens Bank & Trust Company 16 4.25% $6,818
Quontic Bank 16 6.83% $10,865
VAN DYK MORTGAGE CORPORATION 16 5.21% $4,499
CORNERSTONE HOME LENDING, INC. 16 5.36% $5,237
ITHINK FINANCIAL Credit Union 15 3.96% $9,608
PrimeSouth Bank 15 5.16% $10,953
NexBank 15 5.30% $8,962
DEEPHAVEN MORTGAGE LLC 15 7.49% $13,586
First Guaranty Mortgage Corporation 15 4.28% $7,093
United Community Bank 15 4.87% $6,814
Lakeview Community Capital, LLC 15 4.56% $6,073
SECURITYNATIONAL MORTGAGE COMPANY 15 4.94% $5,729
FAIRWINDS CREDIT UNION 15 4.93% $3,854
Nations Lending Corporation 14 5.15% $7,340
Waterstone Mortgage Corporation 14 4.91% $8,015
Old National Bank 14 3.83% $6,540
ABSOLUTE HOME MORTGAGE CORPORATION 14 5.45% $6,933
MCLEAN MORTGAGE CORPORATION 14 4.37% $6,817
First Home Bank 14 5.25% $5,248
Discover Bank 14 4.43% $0
Summit Mortgage Corporation 13 5.08% $4,910
RESIDENTIAL BANCORP 13 4.38% $5,621
First National Bank of Pennsylvania 13 4.34% $6,091
CHERRY CREEK MORTGAGE, LLC 13 4.19% $728
Chicago Mortgage Solutions LLC 13 3.72% $4,974
T2 FINANCIAL LLC 12 4.26% $5,423
City National Bank 12 3.97% $6,236
NP, Inc. 12 4.75% $6,397
CANOPY MORTGAGE, LLC 12 5.20% $5,202
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 12 5.83% $5,803
First Savings Bank 12 4.57% $7,717
RBC Bank, (Georgia) 11 4.83% $3,159
RUOFF MORTGAGE COMPANY, INC. 11 4.26% $3,587
LAKE MICHIGAN CREDIT UNION 11 4.11% $6,348
Stifel Bank and Trust 11 3.90% $4,541
DRAPER AND KRAMER MORTGAGE CORP. 11 5.20% $6,774
Suncoast Credit Union 11 3.83% $3,341
DIGITAL Federal Credit Union 11 3.75% $4,798
United Nations Federal Credit Union 11 3.65% $4,364
DAS Acquisition Company, LLC 11 4.85% $6,308
KELLER MORTGAGE, LLC 11 4.92% $4,986
LENDSURE MORTGAGE CORP. 10 6.30% $16,911
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 10 5.35% $9,317
ARK-LA-TEX FINANCIAL SERVICES, LLC. 10 5.11% $7,417
ARC HOME LLC 10 5.05% $9,401
DIRECT MORTGAGE LOANS, LLC 10 4.86% $10,139
VANDERBILT MORTGAGE AND FINANCE, INC. 10 4.99% $5,709
LADERA LENDING, INC. 10 5.15% $7,434
BancorpSouth 9 4.15% $13,352
NATIONWIDE MORTGAGE BANKERS, INC. 9 6.10% $9,636
Valley National Bank 9 3.92% $8,449
Hometown Lenders, Inc. 9 4.71% $6,973
CREDIT UNION MORTGAGE ASSOCIATION, INC. 8 4.33% $4,656
MICHIGAN MUTUAL, INC. 8 5.11% $8,395
SUN WEST MORTGAGE COMPANY, INC. 8 4.54% $4,480
OCMBC, INC. 8 7.83% $12,767
Advisors Mortgage Group, L.L.C. 8 5.73% $6,683
RELIANCE FIRST CAPITAL, LLC 8 5.88% $10,750
CAMPUS USA 8 4.13% $3,523
GENEVA FINANCIAL, LLC 7 5.77% $6,858
FIRST HOME MORTGAGE CORPORATION 7 4.44% $6,964
S1L, Inc. 7 4.12% $8,157
MAYO EMPLOYEES FEDERAL CREDIT UNION 7 4.63% $11,041
PREMIA MORTGAGE, LLC 7 4.88% $1,907
CALCON MUTUAL MORTGAGE LLC 7 5.59% $5,638
HSBC BANK USA, NATIONAL ASSOCIATION 7 5.00% $5,060
ROUNDPOINT MORTGAGE SERVICING CORPORATION 7 4.21% $7,476
GREAT WESTERN FINANCIAL SERVICES, INC. 7 5.13% $8,037
MORTGAGE SOLUTIONS OF COLORADO, LLC 7 4.93% $9,081
AMERICAN INTERNET MORTGAGE, INC. 7 3.89% $5,492
BNC National Bank 7 4.61% $8,248
FIRST MORTGAGE COMPANY, INC. 6 4.73% $6,938
Amerifirst Financial, Inc. 6 5.10% $12,338
BANKSOUTH MORTGAGE COMPANY, LLC 6 4.33% $7,305
Christensen Financial, Inc. 6 4.33% $5,001
Cornerstone First Mortgage, Inc 6 5.02% $8,418
DELTA COMMUNITY CREDIT UNION 6 4.54% $8,087
GSF Mortgage Corporation 6 6.02% $7,741
HOMEXPRESS MORTGAGE CORP. 6 6.83% $7,782
Kwik Mortgage Corporation 6 3.88% $4,061
LOANFLIGHT LENDING, LLC 6 3.96% $6,584
Magnolia Bank 6 5.56% $9,460
MILEND, INC. 6 4.94% $8,689
NJ LENDERS CORP. 6 5.08% $6,761
SHELTER HOME MORTGAGE, LLC 6 4.77% $6,786
Vellum Mortgage, Inc. 6 4.19% $6,673
BOND STREET MORTGAGE, LLC 5 5.48% $5,368
Atlantic Coast Mortgage, LLC 5 4.58% $9,497
MORTGAGE ACCESS CORP. 5 5.17% $4,624
ATHAS CAPITAL GROUP, INC. 5 7.74% $18,171
IMPAC MORTGAGE CORP. 5 4.78% $7,762
HOMESPIRE MORTGAGE CORPORATION 5 4.38% $6,148
BMO Harris Bank 5 4.40% $8,606
HOME SOLUTION LENDERS INC. 5 5.60% $5,747
RESIDENTIAL HOME FUNDING CORP. 5 5.23% $6,620
NATION ONE MORTGAGE CORPORATION 5 6.15% $7,647
AgFirst Farm Credit Bank 5 3.68% $4,689
HANCOCK MORTGAGE PARTNERS, LLC 5 4.50% $5,972
First Republic Bank 5 2.99% $14,887
THE EQUITABLE MORTGAGE CORPORATION 5 3.98% $4,221
The Federal Savings Bank 5 6.00% $11,022
Bell Bank 5 5.17% $5,255
CERTAINTY HOME LOANS, LLC 5 6.15% $6,756
Bethpage Federal Credit Union 5 4.35% $4,731
BAYSHORE MORTGAGE FUNDING, LLC 5 5.58% $7,642
JMJ FINANCIAL GROUP 5 5.28% $11,498
AXIA FINANCIAL, LLC 5 4.65% $6,999
Republic Bank & Trust Company 5 4.53% $5,529
Auto Club Trust, FSB 5 4.67% $2,884
LAUNCH FEDERAL CREDIT UNION 4 3.74% $5,053
UNITED PREMIER FUNDING, LLC 4 5.12% $5,396
PACIFIC RESIDENTIAL MORTGAGE, LLC 4 5.69% $7,367
MEGASTAR FINANCIAL CORP. 4 4.72% $8,862
OAKTREE FUNDING CORP. 4 6.97% $15,372
Metro City Bank 4 5.47% $9,705
ALLIANT CREDIT UNION 4 4.19% $5,284
Colonial Savings, F.A. 4 4.63% $2,938
UNITED MORTGAGE CORP 4 4.28% $7,407
AMERICAN BANCSHARES MORTGAGE 4 4.50% $10,923
Colony Bank 4 5.34% $4,514
MORIA DEVELOPMENT, INC. 4 5.72% $6,204
Commerce Home Mortgage, Inc. 4 5.25% $8,755
Mortgage Network, Inc. 4 4.88% $6,171
Think Mutual Bank 4 4.88% $7,407
First Federal Bank of Kansas City 4 5.16% $9,351
AMERICAN PORTFOLIO MORTGAGE CORPORATION 4 4.88% $7,851
US MORTGAGE CORPORATION 4 5.43% $7,862
Genesee Regional Bank 4 4.72% $7,502
Hometown Equity Mortgage, LLC 4 5.31% $6,843
UNIVERSITY LENDING GROUP, LLC 4 5.22% $4,276
Armed Forces Bank 4 5.66% $6,302
Assurance Financial Group, L.L.C. 4 4.78% $4,271
INLANTA MORTGAGE, INC. 4 5.38% $5,457
INSPIRE HOME LOANS INC. 4 6.25% $5,709
SOUTHEAST MORTGAGE OF GEORGIA, INC. 4 4.50% $6,085
Austin Capital Bank SSB 4 5.09% $12,530
SIRVA MORTGAGE, INC. 4 4.91% $2,956
GEORGIA'S OWN 4 5.03% $7,948
ENDEAVOR CAPITAL, LLC. 4 4.56% $5,768
BAY CAPITAL MORTGAGE CORPORATION 4 4.50% $6,226
FIRST CENTENNIAL MORTGAGE CORPORATION 4 6.28% $5,136
First Federal Savings and Loan Association of Lakewood 4 3.99% $7,382
First Internet Bank of Indiana 4 4.25% $3,821
BNY Mellon 4 3.53% $6,643
POLARIS HOME FUNDING CORP. 4 4.97% $9,526
First Mortgage Solutions, LLC 4 4.41% $4,872
LENOX FINANCIAL MORTGAGE CORPORATION 4 4.38% $5,634
HONDA Federal Credit Union 3 3.92% $7,390
ASPIRE FINANCIAL, INC. 3 3.96% $8,019
UNIVERSAL MORTGAGE & FINANCE, INC. 3 5.25% $10,361
TOGETHER CREDIT UNION 3 6.38% $3,544
State Department Federal Credit Union 3 2.71% $11,263
NBH Bank 3 5.13% $5,020
SOVEREIGN LENDING GROUP INCORPORATED 3 3.70% $9,586
PREMIER MORTGAGE RESOURCES, L.L.C. 3 4.25% $7,729
PARTNERS 3 4.44% $6,832
Neighborhood Loans, Inc. 3 5.00% $7,735
Liberty Savings Bank, F.S.B. 3 3.17% $4,424
Busey Bank 3 4.63% $5,157
INTERCOASTAL MORTGAGE COMPANY 3 6.16% $5,094
Wilmington Savings Fund Society, FSB 3 3.63% $4,116
CRESCENT MORTGAGE COMPANY 3 3.63% $7,703
TOWER 3 3.21% $5,651
George Mason Mortgage, LLC 3 4.50% $19,107
EVANSVILLE TEACHERS 3 4.46% $10,212
LENDING CAPITAL GROUP Inc 3 4.08% $5,989
UNIVERSITY CREDIT UNION 3 3.70% $5,638
Seacoast National Bank 3 5.08% $5,230
FLORIDA 3 5.58% $4,884
NORTHROP GRUMMAN Federal Credit Union 3 5.29% $4,076
CIBC Bank USA 3 3.46% $7,276
CAPITAL PARTNERS MORTGAGE, LLC 3 5.21% $5,932
OCEANSIDE MORTGAGE COMPANY 3 5.33% $2,836
DIRECT MORTGAGE, CORP. 3 3.50% $5,719
Webster Bank 3 3.96% $6,325
AMERICAN HERITAGE LENDING, INC. 3 9.38% $24,129
Warsaw Federal Savings and Loan Association 3 4.20% $7,321
First Midwest Bank 3 3.29% $4,455
TJC Mortgage, Inc. 3 5.13% $7,900
Goldman Sachs Bank USA 3 3.67% $8,177
TEACHERS 3 4.75% $6,713
AMERICAN HOME MORTGAGE, INC. 3 5.71% $5,051
CASTLE & COOKE MORTGAGE, LLC 3 5.54% $6,601
American Security Mortgage Corp. 3 5.38% $8,424
Sunflower Bank 3 5.50% $7,455
MY MORTGAGE, INC. 3 5.50% $9,504
FEDERATED MORTGAGE CORP. 3 4.12% $3,839
FIRST TECHNOLOGY 3 4.38% $5,227
Loan Simple, Inc. 3 6.58% $9,142
NATIONS DIRECT MORTGAGE, LLC 3 6.00% $10,663
Commerce Bank 3 4.33% $4,678
AmRes Corporation 3 3.96% $12,792
Home State Bank 3 5.53% $4,886
MEMBER FIRST MORTGAGE, LLC 3 4.63% $5,264
Beeline Loans, Inc. 3 3.63% $3,354
DELMAR FINANCIAL COMPANY 3 4.96% $10,176
PANORAMA MORTGAGE GROUP, LLC 3 5.92% $6,094
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 2 4.69% $7,456
FIRST COMMUNITY 2 3.75% $4,338
FIRST COMMERCE CREDIT UNION 2 6.06% $5,376
GMFS LLC 2 5.25% $4,082
Goldwater Bank, N.A. 2 5.31% $5,795
GREAT LAKES 2 3.56% $6,531
First Bank 2 4.25% $4,477
GTE Federal Credit Union 2 6.19% $5,687
GuardHill Financial Corp. 2 5.38% $8,978
GUIDANCE RESIDENTIAL, LLC 2 4.69% $5,069
Gulf Coast Bank and Trust Company 2 3.75% $7,700
FIDELITY FUNDING MORTGAGE CORP. 2 4.75% $13,098
FEDEX EMPLOYEES CREDIT ASSOCIATION 2 4.94% $6,818
FAY SERVICING, LLC 2 4.63% $3,902
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 2 5.00% $5,298
HOMESTEAD FUNDING CORP. 2 5.06% $6,700
FAIR WAY LENDING LLC 2 4.69% $5,078
Ixonia Bank 2 4.19% $12,632
JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC. 2 5.31% $8,988
EUSTIS AND AMERICAN MORTGAGE COMPANY 2 5.06% $5,794
EQUITY RESOURCES, INC. 2 4.69% $3,272
EASTMAN 2 4.50% $5,159
Key Mortgage Services, Inc. 2 7.25% $5,444
KINECTA 2 4.25% $5,545
Leader Bank 2 5.88% $4,739
Lend Smart Mortgage, LLC 2 4.13% $9,942
Luxury Mortgage Corp. 2 6.00% $29,656
DEVELOPER'S MORTGAGE COMPANY 2 4.50% $15,619
MIDFLORIDA 2 5.75% $7,905
Midwest Mortgage Associates Corporation 2 5.00% $7,207
WINGS FINANCIAL 2 4.31% $3,226
MK LENDING CORP. 2 5.56% $8,186
MLD MORTGAGE INC. 2 3.56% $6,161
MORTGAGE EQUITY PARTNERS LLC 2 5.13% $4,196
NASA Federal Credit Union 2 5.69% $10,232
NMSI, INC. 2 6.38% $13,350
CityWorth Mortgage LLC 2 4.81% $9,470
Northwest Federal Credit Union 2 4.38% $5,456
NOVA FINANCIAL & INVESTMENT CORPORATION 2 5.56% $5,616
ONY GLO, INC. 2 4.25% $12,078
Centennial Bank 2 3.81% $5,264
Paramount Bank 2 5.50% $4,667
PIKE CREEK MORTGAGE SERVICES, INC. 2 5.63% $7,040
POLICE & FIRE 2 4.25% $4,039
POWER FINANCIAL 2 5.69% $1,983
BLUE BRICK FINANCIAL LLC 2 3.88% $2,522
Baxter Credit Union 2 5.25% $4,508
Barrington Bank & Trust Company, N.A. 2 7.00% $4,651
RESIDENTIAL HOME MORTGAGE CORPORATION 2 4.13% $4,525
BANK OF LITTLE ROCK MORTGAGE CORPORATION 2 4.88% $8,036
BANKERS MORTGAGE LENDING, INC. 2 5.13% $11,792
Sandy Spring Bank 2 4.81% $19,888
Bangor Savings Bank 2 4.94% $4,720
Shamrock Home Loans, Inc. 2 4.19% $3,829
1ST FINANCIAL, INC. 2 5.25% $5,115
STEARNS LENDING, LLC 2 3.19% $8,473
SUMMIT FUNDING, INC. 2 4.12% $7,772
TEXAS TECH 2 6.13% $8,405
The Bank of South Carolina 2 5.44% $5,984
The Northern Trust Company 2 4.44% $8,407
Three Rivers Federal Credit Union 2 5.44% $3,296
AMERICAN FEDERAL MORTGAGE CORPORATION 2 5.75% $3,583
Toyota Financial Savings Bank 2 5.38% $4,339
TruHome Solutions, LLC 2 5.44% $6,732
TrustCo Bank 2 5.63% $5,054
Trustmark National Bank 2 4.94% $3,469
UIF CORPORATION 2 5.50% $9,466
Amalgamated Bank 2 5.44% $6,383
Union Savings Bank 2 4.00% $5,474
UNITED SECURITY FINANCIAL CORP 2 5.81% $6,657
USF Federal Credit Union 2 4.69% $5,947
VERITAS FUNDING, LLC 2 5.44% $10,207
Victorian Finance, LLC 2 3.56% $5,282
V.I.P. MORTGAGE, INC. 2 4.56% $7,141
Watermark Capital, Inc. 2 4.56% $4,819
Operating Engineers Local Union #3 1 2.13% $4,764
UNITED NORTHERN MORTGAGE BANKERS LIMITED 1 3.63% $10,654
Pacific Lending LLC 1 7.50% $11,381
DEPARTMENT OF COMMERCE 1 3.75% $7,179
Wilson & Muir Bank & Trust Company 1 5.63% $3,062
GREENTREE MORTGAGE COMPANY, L.P. 1 5.63% $5,580
CBM Mortgage, Inc. 1 4.00% $9,947
LOANPEOPLE, LLC 1 5.38% $4,221
Peapack-Gladstone Bank 1 6.50% $3,717
Devon Bank 1 5.50% $7,305
CapStar Bank 1 5.88% $5,234
LOANLEADERS OF AMERICA, INC. 1 6.63% $8,949
PHILADELPHIA 1 3.25% $3,706
FIRST EQUITY MORTGAGE BANKERS, INC. 1 4.50% $7,237
Pinnacle Bank 1 3.38% $5,073
Capital Bank 1 6.50% $11,070
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 7.13% $8,940
Platinum Home Mortgage Corporation 1 3.50% $5,489
LIBERTY HOME MORTGAGE CORPORATION 1 5.38% $16,236
BOKF 1 5.13% $4,923
Legacy Home Loans, LLC 1 5.63% $4,478
ALLEGACY FEDERAL CREDIT UNION 1 5.13% $3,990
POLISH & SLAVIC FEDERAL CREDIT UNION 1 3.13% $4,386
Greenbox Loans, Inc. 1 10.38% $8,090
Dollar Bank, Federal Savings Bank 1 2.63% $5,002
LAND HOME FINANCIAL SERVICES, INC. 1 5.50% $8,392
Presidential Bank, FSB 1 6.38% $3,567
DYBN FINANCIAL CORP. 1 4.88% $4,178
Prime Choice Funding Inc. 1 4.25% $8,284
Blue Ridge Bank 1 4.38% $3,407
BLUELEAF LENDING, LLC 1 4.75% $6,440
Princeton Mortgage Corporation 1 3.00% $5,629
GERSHMAN INVESTMENT CORP. 1 3.25% $4,387
EagleBank 1 3.13% $6,956
BEST FINANCE CAPITAL, INC. 1 6.13% $6,141
Queensborough National Bank & Trust Company 1 4.75% $26,049
BEST CAPITAL FUNDING 1 3.13% $2,149
East Coast Capital Corp. 1 6.13% $10,654
RADIUS FINANCIAL GROUP INC. 1 4.00% $5,448
RANLIFE, INC. 1 3.63% $8,484
Easthampton Savings Bank 1 4.99% $9,036
BECKAM FUNDING CORP. 1 7.25% $44,848
WesBanco 1 5.25% $4,521
KEMBA FINANCIAL 1 3.75% $6,737
FIRST COLONY MORTGAGE CORPORATION 1 4.88% $12,528
Republic Bank 1 3.13% $5,892
Empower Federal Credit Union 1 3.38% $4,872
Univest Bank and Trust Co. 1 5.00% $5,867
JUSTICE Federal Credit Union 1 3.38% $5,039
ALAMEDA MORTGAGE CORPORATION 1 5.99% $5,050
Bank of Springfield 1 3.83% $6,014
River Bank & Trust 1 4.25% $5,278
ROSS MORTGAGE CORPORATION 1 5.38% $12,622
ALABAMA CREDIT UNION 1 5.75% $8,008
BANKING MORTGAGE SERVICES, B.M.S. CORP. 1 6.63% $15,509
Bank-Fund Staff Federal Credit Union 1 5.13% $6,004
First Heritage Mortgage, LLC 1 3.13% $5,753
General Mortgage Capital Corporation 1 5.88% $7,679
Sanibel Captiva Community Bank 1 5.99% $14,907
Santander Bank, N.A. 1 2.75% $9,933
JLB CORPORATION 1 5.88% $3,907
Fulton Bank 1 4.00% $4,743
Evolve Bank & Trust 1 5.63% $3,867
Service Federal Credit Union 1 4.50% $3,851
SFMC, LP 1 3.63% $6,517
Advance Financial Group, LLC 1 5.63% $7,223
ADDITION FINANCIAL 1 5.75% $6,080
INTERSTATE HOME LOAN CENTER, INC. 1 6.13% $7,196
Simmons Bank 1 3.75% $3,688
INTERLINC MORTGAGE SERVICES, LLC 1 4.13% $3,836
INTERCAP LENDING INC. 1 4.99% $6,006
INTELLILOAN, INC. 1 5.88% $10,038
Aurora Financial, LLC 1 3.50% $4,334
SOUTH FLORIDA EDUCATIONAL 1 6.50% $10,161
Integrity Home Mortgage Corp 1 5.75% $10,685
SOUTHPOINT FINANCIAL SERVICES, INC. 1 3.88% $9,735
ATLANTA POSTAL 1 4.00% $5,842
INLAND BANK & TRUST 1 4.00% $3,146
Independent Bank 1 6.38% $7,328
STAR ONE CREDIT UNION 1 5.00% $3,965
Independent Bank 1 5.88% $5,561
State Financial Network, LLC 1 5.88% $2,204
S&T Bank 1 5.00% $3,152
1ST 2ND MORTGAGE COMPANY OF N.J., INC. 1 3.99% $4,525
Huntingdon Valley Bank 1 3.50% $5,000
Associated Credit Union 1 5.50% $5,466
FAIRWAY FUNDING GROUP, INC. 1 5.50% $3,759
5TH STREET CAPITAL, INC. 1 5.75% $13,990
Summit Credit Union 1 5.88% $2,692
First Western Trust Bank 1 6.13% $3,173
Fall River Five Cents Savings Bank 1 4.75% $4,664
A + MORTGAGE SERVICES, INC. 1 5.13% $11,532
Fidelity Bank 1 3.88% $9,306
Fidelity Bank 1 4.50% $6,350
Heritage Bank 1 4.50% $18,994
First State Bank 1 4.44% $5,478
AMERICAN MORTGAGE SERVICE COMPANY 1 3.75% $11,969
American Mortgage & Equity Consultants, Inc. 1 3.25% $6,220
Hawthorn Bank 1 2.88% $6,143
HARBORONE MORTGAGE, LLC 1 4.50% $9,302
Texas Regional Bank 1 5.98% $25,352
First United Bank and Trust Company 1 4.63% $8,580
First State Bank of St. Charles, Missouri 1 5.38% $4,347
The Central Trust Bank 1 3.63% $5,743
The Dart Bank 1 4.25% $10,438
FINANCE OF AMERICA REVERSE LLC 1 6.05% $2,955
The Farmers & Merchants State Bank 1 5.50% $3,793
FineMark National Bank & Trust 1 4.88% $4,286
The Home Loan Expert LLC 1 3.25% $3,179
Guardian Savings Bank, A Federal Savings Bank 1 4.00% $3,209
THE MORTGAGE COMPANY 1 5.63% $8,587
AMERICAN FINANCIAL RESOURCES, INC. 1 4.38% $4,986
The Muncy Bank and Trust Company 1 3.25% $8,663
The National Bank of Indianapolis 1 3.50% $5,536
VISION ONE MORTGAGE, INC. 1 5.00% $9,907
GUARANTY MORTGAGE SERVICES, L.L.C. 1 5.50% $10,150
AMERICAN FINANCE HOUSE LARIBA 1 5.36% $4,971
THOMPSON KANE & COMPANY, LLC 1 3.75% $6,730
Actors Federal Credit Union 1 3.00% $4,593
THRIVE MORTGAGE, LLC 1 5.00% $5,782
THRIVENT Federal Credit Union 1 3.00% $3,178
TIDEWATER MORTGAGE SERVICES, INC. 1 4.38% $4,538
FIRST ALLIANCE HOME MORTGAGE, LLC 1 4.63% $6,680
First American Bank 1 6.13% $5,374
TOP FLITE FINANCIAL, INC. 1 3.88% $7,885
TOTAL MORTGAGE SERVICES, LLC 1 4.00% $4,189
First American Bank and Trust Company 1 3.25% $4,240
Towne Bank 1 5.13% $5,127
Towne First Mortgage, LLC 1 5.50% $2,270
FOUNDATION MORTGAGE CORPORATION 1 4.13% $8,638
Town Square Mortgage & Investments, Inc. 1 6.13% $5,860
FIRST SAVINGS MORTGAGE CORPORATION 1 3.25% $5,352
TRIAD FINANCIAL SERVICES, INC. 1 4.50% $9,538
Trinity Oaks Mortgage, LLC 1 5.75% $5,608
ACHIEVA CREDIT UNION 1 3.75% $4,768
American Bank & Trust 1 6.50% $8,129
Truliant Federal Credit Union 1 3.50% $3,009
Academy Bank 1 4.25% $3,949
F&M Bank 1 6.88% $9,080
TRUSTONE FINANCIAL FEDERAL CREDIT UNION 1 3.88% $4,545
Tyndall Federal Credit Union 1 4.00% $2,949
We Florida Financial 1 3.38% $6,366
First Community Bank 1 4.00% $12,207
Ukrainian Federal Credit Union 1 3.50% $2,772
UMB Bank 1 5.50% $3,799
UNIFY FINANCIAL Credit Union 1 4.95% $4,144
First Merchants Bank 1 2.38% $5,305
Cornerstone Bank 1 5.50% $6,355
CONSUMERS COOPERATIVE CREDIT UNION 1 4.00% $3,139
COMPASS MORTGAGE, INC. 1 4.63% $6,334
Community Trust Bank, Inc. 1 6.50% $2,520
CORNING 1 6.00% $3,743
FLAT BRANCH MORTGAGE, INC. 1 6.38% $5,411
COUNTRYPLACE MORTGAGE, LTD. 1 5.75% $7,879
County National Bank 1 5.63% $7,669
MORTGAGE INVESTORS GROUP, INC. 1 6.00% $10,473
NATIONWIDE EQUITIES CORPORATION 1 4.75% $4,661
MORTGAGE FINANCIAL SERVICES, LLC 1 4.38% $8,130
COLUMBUS CAPITAL LENDING, LLC 1 5.00% $19,409
MORTGAGE CENTER L.C 1 4.88% $3,138
Colten Mortgage, LLC 1 4.25% $8,431
MORTGAGE 1 INCORPORATED 1 5.13% $7,534
ML Mortgage Corp. 1 6.00% $3,839
Mid Penn Bank 1 3.75% $9,534
Coastal Carolina National Bank 1 3.88% $4,797
CNB Bank Inc. 1 3.25% $5,819
CNB Bank 1 4.13% $5,450
CLEARPATH LENDING 1 6.63% $3,439
1ST SIGNATURE LENDING, LLC 1 7.63% $6,167
ALTRA 1 5.38% $5,408
United Fidelity Funding Corp. 1 7.50% $6,344
CITIZENS EQUITY FIRST 1 4.75% $5,584
Deere Employees Credit Union 1 3.50% $3,902
UNITED HOME LOANS, INC. 1 3.13% $7,574
Notre Dame Federal Credit Union Corporation 1 3.13% $3,187
Grow Financial Federal Credit Union 1 3.63% $5,391
MICHIGAN FIRST CREDIT UNION 1 3.88% $4,067
NTFN, INC. 1 5.88% $9,289
NUMARK CREDIT UNION 1 4.00% $4,565
CHAMPIONS MORTGAGE LLC 1 4.00% $5,128
Merchants Bank of Indiana 1 5.25% $3,771
MEMBER HOME LOAN, L.L.C. 1 4.25% $22,525
Cf Bank 1 5.13% $1,938
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 6.50% $8,678
Old Second National Bank 1 4.13% $6,361
GREENWAY MORTGAGE FUNDING CORP. 1 4.25% $12,812
Opendoor Home Loans LLC 1 4.00% $2,973
Centra Credit Union 1 4.50% $5,313

JACKSONVILLE Average Closing Costs & Other Stats

JACKSONVILLE, FL's 612 lenders originated 56,180 loans during 2022. The total origination value was $17,498,950,000, with an average loan value of $311,480.

JACKSONVILLE's average closing costs are $5,930.

The top JACKSONVILLE lender as defined by loan originations is QUICKEN LOANS, LLC, with 1,940 loans originated. Their average total fees are $7,513, which is $108 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee JACKSONVILLE lenders (with over 10 loans originated) are Discover Bank ($0), CHERRY CREEK MORTGAGE, LLC ($728), HOMEAMERICAN MORTGAGE CORPORATION ($1,764), VYSTAR ($2,171) and Third Federal Savings and Loan Association of Cleveland ($2,405).

The lowest rate JACKSONVILLE lenders (with over 10 loans originated) are Raymond James Bank (3.50%), SOFI LENDING CORP. (3.51%), United Nations Federal Credit Union (3.65%), Third Federal Savings and Loan Association of Cleveland (3.69%) and Chicago Mortgage Solutions LLC (3.72%).

JACKSONVILLE, FL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
UNITED WHOLESALE MORTGAGE, LLC $1,366,825,000 $1,231,505,000 -9.9% 7.0%
QUICKEN LOANS, LLC $1,892,270,000 $1,002,580,000 -47.0% 5.7%
VYSTAR $715,205,000 $645,525,000 -9.7% 3.7%
Wells Fargo Bank $1,286,610,000 $505,245,000 -60.7% 2.9%
DHI MORTGAGE COMPANY, LTD. $410,730,000 $458,600,000 11.7% 2.6%
NAVY FEDERAL CREDIT UNION $515,935,000 $429,825,000 -16.7% 2.5%
Ameris Bank $488,970,000 $394,090,000 -19.4% 2.3%
LOANDEPOT.COM, LLC $631,175,000 $383,235,000 -39.3% 2.2%
JET HOMELOANS, LLC $360,715,000 $374,365,000 3.8% 2.1%
Bank of England $543,695,000 $335,420,000 -38.3% 1.9%
EAGLE HOME MORTGAGE, LLC $342,750,000 $315,540,000 -7.9%