JACKSONVILLE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Jacksonville averaged 6.75% for the week of 2024-05-16, compared to the national average of 7.02% for the same period.

The average rate for the prior week (2024-05-09) was 6.72% and one month ago for the week of 2024-04-11, the average rate was 6.71%.

Jacksonville's average rate one year ago was 6.18%.

For refis of the same type during the week of 2024-05-16, the average rate was 7.84%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-05-16 7.02%
Jacksonville 30 Year Fixed Rate 2024-05-16 6.75%
Jacksonville 30 Year Fixed Rate Refi 2024-05-16 7.84%
Jacksonville 15 Year Fixed Rate 2024-05-16 6.5%
Jacksonville 15 Year Fixed Rate Refi 2024-05-16 6.38%
Jacksonville 30 Year FHA 2024-05-16 6.15%
Jacksonville 30 Year FHA Refi 2024-05-16 6.25%
Jacksonville 30 Year USDA 2024-05-16 6.65%
Jacksonville 30 Year USDA Refi 2024-05-16 6.65%
Jacksonville 30 Year VA 2024-05-16 5.86%
Jacksonville 30 Year VA Refi 2024-05-16 6.3%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JACKSONVILLE, FL.

JACKSONVILLE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JACKSONVILLE, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 1,703 6.70% $8,617
QUICKEN LOANS, LLC 942 6.71% $7,954
EAGLE HOME MORTGAGE, LLC 538 5.47% $5,892
DHI MORTGAGE COMPANY, LTD. 517 5.72% $3,078
Bank of England 473 6.60% $7,478
JET HOMELOANS, LLC 433 6.20% $6,921
Ameris Bank 373 6.87% $9,247
PULTE MORTGAGE LLC 346 6.21% $2,420
MOVEMENT MORTGAGE, LLC 289 6.71% $7,686
CROSSCOUNTRY MORTGAGE, LLC 276 6.75% $8,410
KBHS HOME LOANS, LLC 257 6.06% $8,247
NAVY FEDERAL CREDIT UNION 257 6.33% $5,298
VYSTAR 245 6.70% $4,599
Wells Fargo Bank 233 6.29% $5,965
U.S. Bank 225 6.48% $7,288
TBI MORTGAGE COMPANY 212 6.25% $12,885
MATTAMY HOME FUNDING, LLC 207 6.10% $4,936
JPMorgan Chase Bank 205 6.46% $5,253
Regions Bank 200 6.31% $9,048
COMMUNITY FIRST CREDIT UNION OF FLO 186 6.63% $3,397
Bank of America 176 6.17% $6,189
HOMEAMERICAN MORTGAGE CORPORATION 166 5.93% $2,562
LOANDEPOT.COM, LLC 152 6.70% $6,999
Prosperity Home Mortgage, LLC 151 6.77% $6,799
Truist 141 6.37% $7,505
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 126 6.71% $7,379
SWBC MORTGAGE CORPORATION 119 5.89% $3,819
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 116 6.86% $8,251
Capital City Home Loans, LLC 114 6.64% $8,826
WATSON MORTGAGE CORP. 106 6.12% $5,667
PENNYMAC LOAN SERVICES, LLC 101 6.49% $9,344
TD Bank 97 6.34% $6,165
CMG MORTGAGE, INC. 95 6.64% $8,413
PRIMELENDING, A PLAINSCAPITAL COMPANY 90 6.95% $8,522
Flagstar Bank, FSB 82 7.00% $6,828
GUARANTEED RATE, INC. 82 6.61% $7,466
Morgan Stanley Private Bank 70 5.97% $5,200
CARDINAL FINANCIAL 68 6.79% $8,289
Network Funding, L.P. 67 6.83% $6,621
ACADEMY MORTGAGE CORPORATION 64 6.79% $8,071
South State Bank 62 6.48% $6,764
Mr. Cooper ( Nationstar Mortgage ) 60 6.53% $9,192
UNION HOME MORTGAGE CORP. 58 6.64% $8,131
PLAZA HOME MORTGAGE, INC. 58 7.09% $10,635
EMM LOANS LLC 53 6.81% $9,861
PNC Bank 52 6.53% $5,034
Fifth Third Bank 51 6.45% $5,974
NEWREZ LLC 51 6.79% $7,834
Citizens Bank 50 6.36% $10,358
Gateway First Bank 49 6.52% $7,513
PROVIDENT FUNDING ASSOCIATES, L.P. 49 6.41% $7,250
AMERICAN PACIFIC MORTGAGE CORPORATION 48 7.02% $8,005
Florida Capital Bank 47 7.03% $7,580
HOMESTAR FINANCIAL CORPORATION 45 6.85% $5,795
FIRST EQUITY MORTGAGE INCORPORATED 42 6.15% $8,499
First Federal Bank 42 6.42% $6,420
First Horizon Bank 41 5.94% $7,506
Century Mortgage Company DBA Century Lending Company 38 6.76% $10,154
Renasant Bank 37 6.45% $7,765
EVERETT FINANCIAL, INC. 37 7.03% $8,457
AMERISAVE MORTGAGE CORPORATION 36 6.32% $10,348
FREEDOM MORTGAGE CORPORATION 36 6.78% $9,176
Paramount Residential Mortgage Group, Inc. 34 6.94% $11,142
Plains Commerce Bank 34 6.70% $8,757
Synovus Bank 34 6.43% $7,575
USAA Federal Savings Bank 33 6.57% $6,493
21ST MORTGAGE CORPORATION 33 7.90% $6,418
ACOPIA, LLC 32 7.05% $7,356
MUTUAL OF OMAHA MORTGAGE, INC. 32 6.71% $9,075
GUARANTEED RATE AFFINITY, LLC 31 6.74% $7,348
ENVOY MORTGAGE, LTD 31 6.61% $7,913
BETTER MORTGAGE CORPORATION 31 6.14% $7,678
CHURCHILL MORTGAGE CORPORATION 30 6.30% $5,992
Summit Mortgage Corporation 30 6.52% $7,085
Mortgage Research Center, LLC 30 6.69% $5,848
Hancock Whitney Bank 29 5.99% $4,029
South Pacific Financial Corporation 29 6.12% $5,184
City National Bank of Florida 28 6.31% $9,263
Third Federal Savings and Loan Association of Cleveland 28 5.38% $1,154
NFM, INC. 28 6.85% $7,277
BROKER SOLUTIONS, INC. 27 6.85% $8,469
Citibank 26 5.62% $8,395
First-Citizens Bank & Trust Company 26 6.24% $7,561
INSPIRE HOME LOANS INC. 26 6.34% $5,172
NBKC BANK 26 6.72% $4,822
STOCKTON MORTGAGE CORPORATION 25 6.49% $9,003
NVR Mortgage Finance, Inc. 25 6.05% $5,667
THE MORTGAGE FIRM, INC. 24 6.79% $8,102
HOMEOWNERS FINANCIAL GROUP USA, LLC 24 6.87% $6,935
RESIDENTIAL BANCORP 23 6.98% $7,253
First Option Mortgage, LLC 23 7.70% $8,497
121 FINANCIAL 23 6.41% $7,155
Mortgage Lenders Investment Trading Corporation 22 6.98% $5,934
SUCCESS MORTGAGE PARTNERS, INC. 20 6.69% $8,905
DEEPHAVEN MORTGAGE LLC 20 8.62% $14,139
A&D Mortgage LLC 19 8.21% $18,670
JAX 19 6.49% $6,074
The Huntington National Bank 19 6.02% $7,614
NEXERA HOLDING LLC 19 8.57% $18,536
UBS Bank USA 18 5.86% $7,370
EMBRACE HOME LOANS, INC. 18 6.66% $7,961
FBC MORTGAGE, LLC 17 6.51% $5,389
PENTAGON FEDERAL CREDIT UNION 17 6.38% $6,514
MICHIGAN MUTUAL, INC. 16 6.62% $12,045
Raymond James Bank 16 5.90% $5,790
ROYAL UNITED MORTGAGE LLC 16 6.76% $11,056
Sierra Pacific Mortgage Company, Inc. 16 6.85% $10,908
AMERICAN FINANCIAL NETWORK, INC. 16 6.93% $9,502
Alcova Mortgage LLC 16 6.77% $3,817
Ally Bank 15 6.14% $8,602
OCMBC, INC. 15 7.54% $15,482
Charles Schwab Bank, SSB 15 5.76% $7,378
TOWNE MORTGAGE COMPANY 15 7.07% $8,869
HOMESIDE FINANCIAL, LLC 15 6.92% $10,215
Discover Bank 14 6.96% $0
FIRST FLORIDA Credit Union 14 6.88% $5,296
OPEN MORTGAGE, LLC 14 6.74% $6,294
Coastline Federal Credit Union 14 6.72% $2,977
HOMEXPRESS MORTGAGE CORP. 14 8.55% $13,883
PrimeSouth Bank 13 7.02% $140,272
GUARANTY HOME MORTGAGE CORPORATION 13 6.37% $8,269
GUILD MORTGAGE COMPANY 13 7.18% $6,793
FIRST COMMUNITY MORTGAGE, INC. 13 6.82% $9,054
CONTOUR MORTGAGE CORPORATION 13 6.38% $6,961
ZILLOW HOME LOANS, LLC 13 6.89% $7,077
HOMEBRIDGE FINANCIAL SERVICES, INC. 13 6.86% $10,821
BAY EQUITY LLC 13 6.83% $7,751
SECURITYNATIONAL MORTGAGE COMPANY 13 6.85% $8,130
The Loan Store, Inc. 12 6.83% $8,756
ARK-LA-TEX FINANCIAL SERVICES, LLC. 12 6.88% $7,257
Equity Prime Mortgage LLC 12 6.82% $9,668
First National Bank of America 12 10.34% $11,461
Neighborhood Loans, Inc. 12 6.41% $8,959
RESOURCE FINANCIAL SERVICES, INC. 12 6.88% $4,750
SPACE COAST Credit Union 12 5.98% $1,770
TrustCo Bank 12 5.26% $6,316
DIRECT MORTGAGE LOANS, LLC 11 6.59% $8,238
DIGITAL Federal Credit Union 11 5.19% $5,191
MAYO EMPLOYEES FEDERAL CREDIT UNION 11 5.70% $8,703
Citadel Servicing Corporation 11 9.41% $13,967
United Community Bank 11 6.76% $7,594
ANGEL OAK MORTGAGE SOLUTIONS LLC 10 8.29% $16,250
NP, Inc. 10 8.01% $11,519
First National Bank of Pennsylvania 10 5.88% $6,288
ARC HOME LLC 10 7.86% $12,847
CALIBER HOME LOANS, INC. 10 6.70% $6,115
LAKE MICHIGAN CREDIT UNION 10 6.00% $5,445
LEADERONE FINANCIAL CORPORATION 10 6.82% $6,797
Bell Bank 9 6.53% $7,194
AMERICAN HERITAGE LENDING, INC. 9 8.51% $23,566
AMCAP MORTGAGE, LTD. 9 6.97% $13,480
PLANET HOME LENDING, LLC 9 6.53% $7,455
CAMPUS USA 9 6.35% $5,827
Waterstone Mortgage Corporation 9 7.08% $11,688
Suncoast Credit Union 9 4.96% $4,283
NATIONS DIRECT MORTGAGE, LLC 9 7.54% $12,752
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 8 7.03% $6,792
PREMIA MORTGAGE, LLC 8 6.46% $2,897
Stifel Bank and Trust 8 5.97% $5,486
Northpointe Bank 8 6.57% $7,301
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 8 7.05% $6,222
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 8 6.80% $11,258
First Savings Bank 8 6.56% $8,751
NETWORK CAPITAL FUNDING CORPORATION 7 7.11% $8,009
Wolfe Financial, Inc 7 7.11% $8,186
DAS Acquisition Company, LLC 7 6.71% $8,474
PHH Mortgage Corporation 7 7.20% $5,807
KeyBank 7 6.13% $10,415
Carrington Mortgage Services, LLC 7 6.14% $8,112
VAN DYK MORTGAGE CORPORATION 7 6.77% $4,770
Advisors Mortgage Group, L.L.C. 7 6.96% $6,226
HSBC BANK USA, NATIONAL ASSOCIATION 7 5.99% $4,360
NJ LENDERS CORP. 7 6.44% $5,993
Valley National Bank 7 6.14% $5,531
FIRST COLONY MORTGAGE CORPORATION 7 7.50% $7,763
The Federal Savings Bank 7 6.91% $8,092
Keystone Funding, Inc. 7 6.62% $12,760
ABSOLUTE HOME MORTGAGE CORPORATION 7 6.66% $6,619
Union Savings Bank 6 6.06% $5,892
MORTGAGE INVESTORS GROUP, INC. 6 6.73% $7,975
NATIONWIDE MORTGAGE BANKERS, INC. 6 6.96% $6,745
Farmers Bank & Trust 6 6.19% $4,852
HOMESPIRE MORTGAGE CORPORATION 6 7.08% $6,389
OAKTREE FUNDING CORP. 6 8.10% $16,365
WINGS FINANCIAL 6 5.96% $4,199
Ixonia Bank 6 6.81% $8,359
LENDSURE MORTGAGE CORP. 6 8.52% $19,604
FIRST MORTGAGE COMPANY, INC. 6 6.06% $7,096
Barrington Bank & Trust Company, N.A. 6 6.69% $9,845
LOANPAL, LLC 6 6.75% $5,909
MORTGAGE SOLUTIONS OF COLORADO, LLC 6 6.54% $9,964
BMO Harris Bank 6 6.35% $7,444
Goldman Sachs Bank USA 5 5.84% $7,540
BNC National Bank 5 6.55% $9,487
MILEND, INC. 5 7.00% $8,922
LADERA LENDING, INC. 5 7.20% $4,697
BNY Mellon 5 6.23% $9,333
LAKEVIEW LOAN SERVICING, LLC 5 6.25% $8,360
DRAPER AND KRAMER MORTGAGE CORP. 5 6.65% $6,428
TOTAL MORTGAGE SERVICES, LLC 5 6.87% $13,776
GSF Mortgage Corporation 5 6.43% $7,579
MORTGAGE EQUITY PARTNERS LLC 5 6.70% $8,935
PACIFIC RESIDENTIAL MORTGAGE, LLC 5 7.37% $9,044
GENEVA FINANCIAL, LLC 5 7.03% $7,547
Atlantic Coast Mortgage, LLC 5 6.80% $10,984
RADIUS FINANCIAL GROUP INC. 5 6.90% $7,462
Arvest Bank 5 6.38% $6,111
BM Real Estate Services, Inc. 5 7.45% $10,457
Commerce Home Mortgage, Inc. 5 9.00% $11,438
CANOPY MORTGAGE, LLC 5 7.00% $11,278
The Central Trust Bank 5 6.20% $4,886
SIRVA MORTGAGE, INC. 5 6.35% $2,243
OCEANSIDE MORTGAGE COMPANY 4 6.63% $4,266
MY MORTGAGE, INC. 4 7.41% $9,295
M&T Bank 4 6.72% $4,434
Metro City Bank 4 7.44% $9,371
MIDFLORIDA 4 6.59% $4,990
FIRST CENTENNIAL MORTGAGE CORPORATION 4 6.84% $4,625
TJC Mortgage, Inc. 4 6.75% $8,753
AMERICAN FINANCING CORPORATION 4 6.91% $9,313
FIRST HOME MORTGAGE CORPORATION 4 7.25% $12,811
American Mortgage & Equity Consultants, Inc. 4 7.00% $9,018
RUOFF MORTGAGE COMPANY, INC. 4 6.94% $5,372
RELIANCE FIRST CAPITAL, LLC 4 6.44% $9,972
RBC Bank, (Georgia) 4 5.81% $3,622
Evolve Bank & Trust 4 6.53% $6,290
Quontic Bank 4 9.53% $12,552
VANDERBILT MORTGAGE AND FINANCE, INC. 4 6.47% $6,269
Grow Financial Federal Credit Union 4 5.19% $7,810
CITIZENS EQUITY FIRST 4 6.03% $2,315
PRIMARY RESIDENTIAL MORTGAGE, INC. 4 7.19% $10,817
Presidential Bank, FSB 4 7.09% $13,735
Gulf Coast Bank and Trust Company 4 6.59% $4,883
Kwik Mortgage Corporation 4 5.88% $7,509
HOMESTEAD FUNDING CORP. 4 6.28% $3,373
North American Savings Bank, F.S.B. 4 7.44% $4,850
NMSI, INC. 4 7.19% $12,394
NexBank 4 6.81% $10,345
Nations Lending Corporation 4 6.22% $7,352
AmeriHome Mortgage Company, LLC 3 6.79% $3,815
S1L, Inc. 3 7.50% $8,045
FLORIDA 3 6.42% $5,453
Bethpage Federal Credit Union 3 6.50% $8,759
Loan Simple, Inc. 3 6.58% $14,051
SeaTrust Mortgage Company 3 6.92% $8,677
United Nations Federal Credit Union 3 5.96% $5,881
AMERICAN PORTFOLIO MORTGAGE CORPORATION 3 6.96% $6,398
INTERCOASTAL MORTGAGE COMPANY 3 6.71% $8,692
AMERICAN INTERNET MORTGAGE, INC. 3 6.08% $5,864
First Merchants Bank 3 6.50% $4,635
LOANFLIGHT LENDING, LLC 3 6.37% $7,203
T2 FINANCIAL LLC 3 6.67% $9,094
First Federal Savings and Loan Association of Lakewood 3 5.93% $6,452
THE EQUITABLE MORTGAGE CORPORATION 3 6.79% $3,735
CREDIT UNION MORTGAGE ASSOCIATION, INC. 3 6.17% $7,490
MORTGAGE 1 INCORPORATED 3 8.00% $9,937
MEGASTAR FINANCIAL CORP. 3 7.71% $10,060
Busey Bank 3 6.29% $3,738
ON Q FINANCIAL, INC. 3 7.50% $11,502
BancorpSouth 3 5.39% $9,971
CapStar Bank 3 6.62% $4,844
ADVANCIAL 3 7.83% $53,098
UIF CORPORATION 3 6.66% $7,471
GVC MORTGAGE, INC. 2 6.93% $9,643
DYBN FINANCIAL CORP. 2 6.81% $8,231
EASTMAN 2 6.94% $11,090
EQUITY RESOURCES, INC. 2 7.44% $4,330
EUSTIS AND AMERICAN MORTGAGE COMPANY 2 7.00% $6,160
EVANSVILLE TEACHERS 2 6.63% $10,468
FAIRWINDS CREDIT UNION 2 6.00% $7,360
CORNERSTONE HOME LENDING, INC. 2 7.63% $8,030
FINANCIAL RESOURCES FEDERAL CREDIT UNION 2 6.44% $5,231
FirstBank 2 6.19% $9,605
COMPASS MORTGAGE, INC. 2 6.49% $8,284
First Heritage Mortgage, LLC 2 6.19% $13,629
Colonial Savings, F.A. 2 6.94% $4,798
City National Bank 2 6.15% $8,942
General Mortgage Capital Corporation 2 6.74% $5,159
Genesee Regional Bank 2 6.94% $11,912
GMFS LLC 2 6.88% $5,116
GREENTREE MORTGAGE COMPANY, L.P. 2 7.13% $5,022
GUIDANCE RESIDENTIAL, LLC 2 7.19% $6,660
DELTA COMMUNITY CREDIT UNION 2 6.75% $7,396
Heritage Bank 2 5.63% $14,273
CAPITAL CENTER, L.L.C. 2 6.25% $2,244
Capital Bank 2 6.75% $6,165
INTERSTATE HOME LOAN CENTER, INC. 2 6.94% $6,327
ITHINK FINANCIAL Credit Union 2 7.25% $6,195
JMAC LENDING, INC. 2 8.38% $12,928
MANN FINANCIAL INC. 2 7.56% $5,280
BOKF 2 7.19% $4,628
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 2 7.94% $24,763
MORTGAGE ACCESS CORP. 2 7.06% $8,617
Mortgage Bank of California 2 8.56% $34,113
NASA Federal Credit Union 2 6.69% $7,135
Beeline Loans, Inc. 2 7.19% $7,521
BAYSHORE MORTGAGE FUNDING, LLC 2 7.56% $8,917
BAY CAPITAL MORTGAGE CORPORATION 2 5.75% $7,481
Baxter Credit Union 2 5.81% $8,990
NORTHPOINT MORTGAGE, INC. 2 6.56% $4,249
Northwest Federal Credit Union 2 6.25% $8,038
NORWICH COMMERCIAL GROUP, INC. 2 6.31% $8,399
Old National Bank 2 5.81% $6,393
ONY GLO, INC. 2 8.75% $9,852
Peapack-Gladstone Bank 2 6.00% $5,331
Pinnacle Bank 2 6.19% $6,976
POLICE & FIRE 2 5.94% $4,963
Princeton Mortgage Corporation 2 7.13% $10,704
Armed Forces Bank 2 7.19% $6,821
RESIDENTIAL HOME FUNDING CORP. 2 7.56% $10,845
American Security Mortgage Corp. 2 6.50% $5,145
SHELTER HOME MORTGAGE, LLC 2 5.94% $18,156
Southern First Bank 2 7.25% $3,926
SOUTHPOINT FINANCIAL SERVICES, INC. 2 6.31% $8,599
S&T Bank 2 6.31% $4,540
American Momentum Bank 2 6.88% $3,700
Summit Credit Union 2 6.50% $4,759
SUN WEST MORTGAGE COMPANY, INC. 2 6.73% $3,586
TEACHERS 2 6.50% $7,361
THE MORTGAGE LINK, INC. 2 7.31% $13,563
TIDEWATER MORTGAGE SERVICES, INC. 2 3.31% $2,222
ALLIED MORTGAGE GROUP, INC. 2 7.63% $4,918
TRIAD FINANCIAL SERVICES, INC. 2 8.81% $7,826
TROPICAL FINANCIAL CREDIT UNION 2 6.31% $8,449
ALLIANT CREDIT UNION 2 6.00% $7,775
Truliant Federal Credit Union 2 5.69% $2,272
Tyndall Federal Credit Union 2 6.25% $4,540
AgFirst Farm Credit Bank 2 7.25% $3,389
AFFORDABLE MORTGAGE ADVISORS, LLC. 2 7.50% $7,135
University Bank 2 6.44% $3,608
USF Federal Credit Union 2 6.13% $4,526
US MORTGAGE CORPORATION 2 6.69% $4,344
Uwharrie Bank 2 6.23% $19,435
Vellum Mortgage, Inc. 2 6.44% $6,596
VERITAS FUNDING, LLC 2 6.69% $9,762
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 2 7.06% $10,866
DIRECT MORTGAGE, CORP. 2 6.06% $17,380
FIDELITY DIRECT MORTGAGE, LLC 1 9.88% $17,640
HOME FINANCING CENTER, INC. 1 8.13% $6,127
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 6.13% $4,196
Centier Bank 1 7.63% $5,235
HOME APPROVALS DIRECT, INC. 1 6.13% $12,879
Banco do Brasil Americas 1 6.63% $9,514
PARTNERS 1 5.88% $3,744
UNITED NORTHERN MORTGAGE BANKERS LIMITED 1 7.88% $9,124
Aurora Financial, LLC 1 5.99% $1,719
Atlantic Union Bank 1 6.25% $6,180
CERTAINTY HOME LOANS, LLC 1 7.13% $7,977
PIKE CREEK MORTGAGE SERVICES, INC. 1 6.13% $8,610
AFFINITY 1 7.88% $4,174
PINNACLE MORTGAGE, INC. 1 6.88% $5,582
Heartland Bank 1 6.25% $4,755
HARTFORD FUNDING, LTD. 1 8.88% $16,771
C & F Mortgage Corporation 1 5.50% $15,104
Assurance Financial Group, L.L.C. 1 6.38% $3,920
POLARIS HOME FUNDING CORP. 1 7.63% $11,956
UNIVERSAL MORTGAGE & FINANCE, INC. 1 6.63% $21,171
POLISH & SLAVIC FEDERAL CREDIT UNION 1 5.75% $2,979
Popular Bank 1 5.88% $4,271
CIBC Bank USA 1 4.63% $28,865
PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.63% $7,213
Premium Mortgage Corporation 1 6.00% $4,936
Guardian Savings Bank, A Federal Savings Bank 1 5.75% $4,913
CIS Financial Services, Inc. 1 6.00% $8,286
ASSOCIATED MORTGAGE BANKERS, INC. 1 7.13% $11,426
Associated Bank 1 6.38% $2,419
We Florida Financial 1 7.38% $9,153
ASSEMBLIES OF GOD Credit Union 1 5.99% $5,477
GREENSTATE CREDIT UNION 1 5.88% $3,305
FEDERATED MORTGAGE CORP. 1 7.63% $5,697
GoPrime Mortgage, Inc. 1 7.63% $5,932
GERSHMAN INVESTMENT CORP. 1 8.00% $9,174
GEORGIA UNITED 1 5.75% $7,611
RAPID MORTGAGE COMPANY 1 6.63% $15,163
GEORGIA'S OWN 1 6.75% $2,376
GENERAL ELECTRIC CREDIT UNION 1 6.49% $5,203
ANGEL OAK HOME LOANS LLC 1 7.50% $17,636
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 7.63% $5,478
AmRes Corporation 1 6.50% $7,378
Republic Bank & Trust Company 1 5.75% $6,564
A + MORTGAGE SERVICES, INC. 1 6.63% $5,836
Cornerstone National Bank & Trust Company 1 6.13% $4,554
WRIGHT-PATT CREDIT UNION, INC. 1 7.25% $3,451
Fortress Bank 1 6.75% $5,020
FM Home Loans, LLC 1 7.50% $5,629
CityWorth Mortgage LLC 1 6.00% $13,264
FLAT BRANCH MORTGAGE, INC. 1 7.99% $5,222
1st Source Bank 1 7.63% $6,421
ServisFirst Bank 1 7.13% $12,119
Shamrock Home Loans, Inc. 1 5.99% $2,728
Deseret First Credit Union 1 5.63% $3,299
SHELTER MORTGAGE COMPANY, L.L.C. 1 6.00% $8,134
CLIFFCO, INC. 1 6.50% $6,492
Simmons Bank 1 7.88% $6,319
Five Star Credit Union 1 5.88% $5,100
SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 7.50% $7,443
Utah Power 1 5.00% $6,020
SOUTHERN TRUST MORTGAGE, LLC 1 7.38% $4,169
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 1 5.88% $8,793
UTILITIES EMPLOYEES CREDIT UNION 1 6.13% $3,007
FIRST TECHNOLOGY 1 6.38% $8,067
Wyndham Capital Mortgage, Inc. 1 6.00% $7,930
SPIRE Credit Union 1 5.50% $6,120
State Financial Network, LLC 1 4.88% $3,393
DELMAR FINANCIAL COMPANY 1 6.88% $3,197
FIRST SAVINGS MORTGAGE CORPORATION 1 6.13% $4,141
Countybank 1 5.63% $7,147
Strong Home Mortgage, LLC 1 6.13% $6,414
Firstrust Savings Bank 1 4.50% $6,216
SUFFOLK 1 5.63% $6,510
FAIRWAY FUNDING GROUP, INC. 1 6.00% $5,005
AMERICAN HOME MORTGAGE, INC. 1 6.00% $5,176
First National Bank of Omaha 1 6.00% $4,763
Sunflower Bank 1 6.38% $2,765
CoVantage Credit Union 1 7.38% $3,835
FIRST INTEGRITY MORTGAGE SERVICES, INC. 1 7.50% $0
COMMUNITYAMERICA 1 5.25% $4,439
First Federal Savings Bank 1 6.25% $3,866
AMERICAN FINANCIAL RESOURCES, INC. 1 6.50% $8,222
AMERICAN FINANCE HOUSE LARIBA 1 8.13% $5,817
Easthampton Savings Bank 1 4.99% $2,967
Community First Bank, Inc. 1 5.84% $12,148
Connexus Credit Union 1 6.49% $4,664
First Commonwealth Bank 1 5.88% $2,899
The Fidelity Deposit and Discount Bank 1 6.75% $14,336
AMERICAN FEDERAL MORTGAGE CORPORATION 1 6.13% $3,788
AMERICAN BANCSHARES MORTGAGE 1 7.63% $6,224
FIRST COMMERCE CREDIT UNION 1 6.00% $6,615
DIRECT LENDERS, LLC 1 6.88% $4,876
The State Bank and Trust Company 1 7.50% $4,843
Think Mutual Bank 1 5.88% $6,518
Amarillo National Bank 1 7.13% $4,378
THRIVE MORTGAGE, LLC 1 7.25% $1,989
VIBE CREDIT UNION 1 7.13% $4,047
Cornerstone First Mortgage, Inc 1 8.50% $10,608
TOP FLITE FINANCIAL, INC. 1 6.63% $9,834
First Bank 1 7.88% $3,307
VILLAGE CAPITAL MORTGAGE 1 5.25% $8,922
Toyota Financial Savings Bank 1 6.70% $8,667
V.I.P. MORTGAGE, INC. 1 5.99% $9,247
Acre Mortgage and Financial Inc 1 7.38% $6,920
Washington Trust Bank 1 5.25% $7,600
MLB RESIDENTIAL LENDING, LLC 1 6.00% $7,402
Mid Penn Bank 1 6.99% $5,283
Watermark Capital, Inc. 1 6.13% $5,110
Mortgage America, Inc. 1 6.38% $7,515
1ST 2ND MORTGAGE COMPANY OF N.J., INC. 1 6.63% $4,060
Meridian Bank Corporation 1 7.88% $11,040
MORTGAGE FINANCIAL GROUP, INC. 1 7.13% $10,730
MASSMUTUAL 1 7.25% $7,481
Magnolia Bank 1 8.00% $6,629
Luxury Mortgage Corp. 1 8.88% $13,908
LOANPEOPLE, LLC 1 6.63% $22,928
BRIGHTSTAR 1 7.50% $4,889
LIBERTY HOME MORTGAGE CORPORATION 1 7.50% $10,155
Leader Bank 1 6.25% $6,866
BELEM SERVICING LLC 1 6.99% $10,578
Landmark National Bank 1 6.13% $3,211
TRUSTONE FINANCIAL FEDERAL CREDIT UNION 1 6.38% $9,218
National Bank of Commerce 1 6.65% $13,327
NATION ONE MORTGAGE CORPORATION 1 6.38% $5,723
Key Mortgage Services, Inc. 1 7.00% $7,466
KEMBA CREDIT UNION, INC. 1 6.50% $5,332
KELLER MORTGAGE, LLC 1 6.13% $4,812
Navigant Credit Union 1 7.50% $3,761
DATA MORTGAGE, INC. 1 7.25% $6,091
EDUCATIONAL SYSTEMS 1 6.63% $7,502
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 5.25% $8,785
Johnson Bank 1 7.75% $8,926
FineMark National Bank & Trust 1 7.38% $3,626
Webster Bank 1 5.88% $4,713
IVY MORTGAGE, INC. 1 6.75% $3,715
Integrity Home Mortgage Corp 1 6.75% $13,090
BankPlus 1 6.88% $1,036
INOVA FEDERAL CREDIT UNION 1 6.50% $3,404
Independent Bank 1 5.88% $4,688
ILLINOIS STATE CREDIT UNION 1 5.88% $3,183
Hometown Equity Mortgage, LLC 1 8.63% $19,427
Financial Partners Credit Union 1 7.00% $14,045
Northwest Bank 1 5.50% $14,293
UNITED 1 7.13% $7,911
United Bank 1 6.88% $8,790
Home State Bank 1 5.99% $5,269
Bank OZK 1 7.88% $3,253
Centennial Bank 1 6.13% $6,532
Home Loan Investment Bank, F.S.B. 1 7.75% $5,731
Bank-Fund Staff Federal Credit Union 1 6.63% $6,197

JACKSONVILLE Average Closing Costs & Other Stats

JACKSONVILLE, FL's 487 lenders originated 39,802 loans during 2023. The total origination value was $12,342,550,000, with an average loan value of $310,099.

JACKSONVILLE's average closing costs are $6,265.

The top JACKSONVILLE lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 1,703 loans originated. Their average total fees are $8,617, which is $664 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee JACKSONVILLE lenders (with over 10 loans originated) are Discover Bank ($0), Third Federal Savings and Loan Association of Cleveland ($1,154), SPACE COAST Credit Union ($1,770), PULTE MORTGAGE LLC ($2,420) and HOMEAMERICAN MORTGAGE CORPORATION ($2,562).

The lowest rate JACKSONVILLE lenders (with over 10 loans originated) are DIGITAL Federal Credit Union (5.19%), TrustCo Bank (5.26%), Third Federal Savings and Loan Association of Cleveland (5.38%), EAGLE HOME MORTGAGE, LLC (5.47%) and Citibank (5.62%).

JACKSONVILLE, FL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $1,231,505,000 $1,178,565,000 -4.3% 9.5%
QUICKEN LOANS, LLC $1,002,580,000 $529,510,000 -47.2% 4.3%
DHI MORTGAGE COMPANY, LTD. $458,600,000 $491,520,000 7.2% 4.0%
VYSTAR $645,525,000 $400,635,000 -37.9% 3.2%
NAVY FEDERAL CREDIT UNION $429,825,000 $339,450,000 -21.0% 2.8%
JET HOMELOANS, LLC $374,365,000 $334,225,000 -10.7% 2.7%
EAGLE HOME MORTGAGE, LLC $315,540,000 $310,430,000 -1.6% 2.5%
Bank of England $335,420,000 $299,730,000 -10.6% 2.4%
Ameris Bank $394,090,000 $272,225,000 -30.9% 2.2%
WALKER & DUNLOP, LLC $242,780,000 $232,285,000 -4.3% 1.9%
Mortgage Research Center, LLC $268,965,000 $218,970,000 -18.6% 1.8%
Wells Fargo Bank $505,245,000 $198,910,000 -60.6% 1.6%
KBHS HOME LOANS, LLC $232,370,000 $191,695,000 -17.5% 1.6%
JONES LANG LASALLE MULTIFAMILY, LLC $179,545,000 n/a 1.5%
Bank of America $310,195,000 $175,260,000 -43.5% 1.4%
MOVEMENT MORTGAGE, LLC $239,610,000 $174,705,000 -27.1% 1.4%
PULTE MORTGAGE LLC $142,715,000 $170,560,000 19.5% 1.4%
CROSSCOUNTRY MORTGAGE, LLC $269,470,000 $168,365,000 -37.5% 1.4%
Regions Bank $238,050,000 $156,715,000 -34.2% 1.3%
U.S. Bank $287,765,000 $152,025,000 -47.2% 1.2%
HOMEAMERICAN MORTGAGE CORPORATION $134,280,000 $137,595,000 2.5% 1.1%
MATTAMY HOME FUNDING, LLC $131,640,000 $135,545,000 3.0% 1.1%
LOANDEPOT.COM, LLC $383,235,000 $134,125,000 -65.0% 1.1%
TD Bank $94,265,000 $133,715,000 41.9% 1.1%
TBI MORTGAGE COMPANY $77,080,000 $130,565,000 69.4% 1.1%
PNC Bank $231,725,000 $129,825,000 -44.0% 1.1%
Truist $207,480,000 $125,530,000 -39.5% 1.0%
JPMorgan Chase Bank $160,280,000 $100,870,000 -37.1% 0.8%
South State Bank $118,970,000 $99,625,000 -16.3% 0.8%
CMG MORTGAGE, INC. $105,835,000 $97,820,000 -7.6% 0.8%
COMMUNITY FIRST CREDIT UNION OF FLO $140,925,000 $97,200,000 -31.0% 0.8%
PENNYMAC LOAN SERVICES, LLC $225,385,000 $95,710,000 -57.5% 0.8%
FREEDOM MORTGAGE CORPORATION $219,825,000 $90,780,000 -58.7% 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $163,980,000 $86,090,000 -47.5% 0.7%
Prosperity Home Mortgage, LLC $95,300,000 $85,270,000 -10.5% 0.7%
CARDINAL FINANCIAL $198,440,000 $82,320,000 -58.5% 0.7%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $53,990,000 $79,795,000 47.8% 0.6%
Texas Capital Bank $79,380,000 n/a 0.6%
ACADEMY MORTGAGE CORPORATION $92,430,000 $75,435,000 -18.4% 0.6%
GREYSTONE SERVICING COMPANY LLC $7,575,000 $64,840,000 756.0% 0.5%
GUARANTEED RATE, INC. $96,920,000 $62,220,000 -35.8% 0.5%
Morgan Stanley Private Bank $78,770,000 $60,220,000 -23.5% 0.5%
Capital City Home Loans, LLC $75,485,000 $57,590,000 -23.7% 0.5%
Citizens Bank $405,000 $57,125,000 14,004.9% 0.5%
Arbor Realty Trust, Inc. $18,135,000 $55,750,000 207.4% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $152,250,000 $55,130,000 -63.8% 0.4%
First Federal Bank $81,535,000 $54,555,000 -33.1% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $55,790,000 $51,000,000 -8.6% 0.4%
Synovus Bank $92,820,000 $48,810,000 -47.4% 0.4%
First Horizon Bank $47,700,000 $48,780,000 2.3% 0.4%
WATSON MORTGAGE CORP. $48,235,000 $48,765,000 1.1% 0.4%
LENDINGHOME FUNDING CORPORATION $52,175,000 $48,060,000 -7.9% 0.4%
SWBC MORTGAGE CORPORATION $56,245,000 $47,835,000 -15.0% 0.4%
BERKELEY POINT CAPITAL LLC $48,960,000 $47,160,000 -3.7% 0.4%
United Community Bank $15,475,000 $46,910,000 203.1% 0.4%
Fifth Third Bank $67,415,000 $45,460,000 -32.6% 0.4%
Flagstar Bank, FSB $88,985,000 $43,770,000 -50.8% 0.4%
21ST MORTGAGE CORPORATION $41,640,000 $42,270,000 1.5% 0.3%
PLAZA HOME MORTGAGE, INC. $36,815,000 $41,500,000 12.7% 0.3%
NEWREZ LLC $60,390,000 $41,125,000 -31.9% 0.3%
EMM LOANS LLC $46,155,000 $40,430,000 -12.4% 0.3%
UNION HOME MORTGAGE CORP. $43,950,000 $40,130,000 -8.7% 0.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $64,270,000 $40,105,000 -37.6% 0.3%
Paramount Residential Mortgage Group, Inc. $40,735,000 $38,915,000 -4.5% 0.3%
ALLIANT CREDIT UNION $56,510,000 $36,680,000 -35.1% 0.3%
Plains Commerce Bank $20,705,000 $36,220,000 74.9% 0.3%
Gateway First Bank $40,010,000 $35,040,000 -12.4% 0.3%
FIRST EQUITY MORTGAGE INCORPORATED $52,685,000 $34,925,000 -33.7% 0.3%
USAA Federal Savings Bank $45,755,000 $34,795,000 -24.0% 0.3%
Third Federal Savings and Loan Association of Cleveland $40,775,000 $34,735,000 -14.8% 0.3%
Century Mortgage Company DBA Century Lending Company $29,495,000 $34,595,000 17.3% 0.3%
Equity Prime Mortgage LLC $67,700,000 $34,100,000 -49.6% 0.3%
M&T Realty Capital Corporation $33,915,000 n/a 0.3%
FBC MORTGAGE, LLC $50,500,000 $33,225,000 -34.2% 0.3%
First-Citizens Bank & Trust Company $22,245,000 $32,150,000 44.5% 0.3%
AMERISAVE MORTGAGE CORPORATION $108,650,000 $31,605,000 -70.9% 0.3%
City National Bank of Florida $44,815,000 $31,250,000 -30.3% 0.3%
Network Funding, L.P. $39,810,000 $30,495,000 -23.4% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $30,280,000 $30,175,000 -0.3% 0.2%
ORIX REAL ESTATE CAPITAL, LLC $11,405,000 $30,020,000 163.2% 0.2%
Merchants Bank of Indiana $340,000 $29,125,000 8,466.2% 0.2%
CHURCHILL MORTGAGE CORPORATION $37,770,000 $27,485,000 -27.2% 0.2%
121 FINANCIAL $56,380,000 $26,115,000 -53.7% 0.2%
BROKER SOLUTIONS, INC. $57,925,000 $26,095,000 -55.0% 0.2%
LIMA ONE CAPITAL, LLC $3,860,000 $26,000,000 573.6% 0.2%
EVERETT FINANCIAL, INC. $20,265,000 $25,850,000 27.6% 0.2%
Carrington Mortgage Services, LLC $56,510,000 $25,715,000 -54.5% 0.2%
GUARANTEED RATE AFFINITY, LLC $27,385,000 $25,490,000 -6.9% 0.2%
Florida Capital Bank $22,620,000 $25,200,000 11.4% 0.2%
Renasant Bank $40,285,000 $25,160,000 -37.5% 0.2%
ENVOY MORTGAGE, LTD $28,795,000 $25,155,000 -12.6% 0.2%
Citibank $23,110,000 $23,840,000 3.2% 0.2%
INSPIRE HOME LOANS INC. $3,425,000 $23,695,000 591.8% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $11,290,000 $23,505,000 108.2% 0.2%
HOMESTAR FINANCIAL CORPORATION $38,285,000 $22,765,000 -40.5% 0.2%
South Pacific Financial Corporation $27,940,000 $21,930,000 -21.5% 0.2%
NVR Mortgage Finance, Inc. $18,725,000 $21,820,000 16.5% 0.2%
STOCKTON MORTGAGE CORPORATION $31,860,000 $21,440,000 -32.7% 0.2%
PENTAGON FEDERAL CREDIT UNION $52,795,000 $20,555,000 -61.1% 0.2%
RESIDENTIAL BANCORP $5,130,000 $20,460,000 298.8% 0.2%
TRIAD FINANCIAL SERVICES, INC. $20,795,000 $20,045,000 -3.6% 0.2%
HOMEOWNERS FINANCIAL GROUP USA, LLC $23,205,000 $20,010,000 -13.8% 0.2%
NBKC BANK $21,375,000 $19,820,000 -7.3% 0.2%
Merchants Capital Corp. $19,300,000 n/a 0.2%
NEXERA HOLDING LLC $11,575,000 $19,040,000 64.5% 0.2%
DEEPHAVEN MORTGAGE LLC $21,695,000 $19,030,000 -12.3% 0.2%
PLANET HOME LENDING, LLC $29,070,000 $19,025,000 -34.6% 0.2%
UBS Bank USA $38,435,000 $18,720,000 -51.3% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $49,410,000 $18,675,000 -62.2% 0.2%
ACOPIA, LLC $12,385,000 $18,625,000 50.4% 0.2%
OCMBC, INC. $7,335,000 $18,385,000 150.6% 0.1%
A&D Mortgage LLC $16,905,000 $17,970,000 6.3% 0.1%
First Option Mortgage, LLC $20,250,000 $17,690,000 -12.6% 0.1%
Commerce Home Mortgage, Inc. $13,355,000 $17,685,000 32.4% 0.1%
Discover Bank $12,910,000 $17,650,000 36.7% 0.1%
JAX $35,990,000 $17,465,000 -51.5% 0.1%
Summit Mortgage Corporation $8,440,000 $16,940,000 100.7% 0.1%
Figure Lending LLC $13,245,000 $16,905,000