JACKSONVILLE Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Jacksonville averaged 6.28% for the week of 2024-09-05, compared to the national average of 6.35% for the same period.

    The average rate for the prior week (2024-08-29) was 6.08% and one month ago for the week of 2024-08-01, the average rate was 6.26%.

    Jacksonville's average rate one year ago was 7.11%.

    For refis of the same type during the week of 2024-09-05, the average rate was 6.47%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-09-05 6.35%
    Jacksonville 30 Year Fixed Rate 2024-09-05 6.28%
    Jacksonville 30 Year Fixed Rate Refi 2024-09-05 6.47%
    Jacksonville 15 Year Fixed Rate 2024-09-05 5.39%
    Jacksonville 15 Year Fixed Rate Refi 2024-09-05 5.77%
    Jacksonville 30 Year FHA 2024-09-05 -0.7%
    Jacksonville 30 Year FHA Refi 2024-09-05 -0.6%
    Jacksonville 30 Year USDA 2024-09-05 0.1%
    Jacksonville 30 Year USDA Refi 2024-09-05 0.1%
    Jacksonville 30 Year VA 2024-09-05 -0.65%
    Jacksonville 30 Year VA Refi 2024-09-05 0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JACKSONVILLE, FL.

    JACKSONVILLE Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JACKSONVILLE, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 1,703 6.70% $8,617
    QUICKEN LOANS, LLC 942 6.71% $7,954
    EAGLE HOME MORTGAGE, LLC 538 5.47% $5,892
    DHI MORTGAGE COMPANY, LTD. 517 5.72% $3,078
    Bank of England 473 6.60% $7,478
    JET HOMELOANS, LLC 433 6.20% $6,921
    Ameris Bank 373 6.87% $9,247
    PULTE MORTGAGE LLC 346 6.21% $2,420
    MOVEMENT MORTGAGE, LLC 289 6.71% $7,686
    CROSSCOUNTRY MORTGAGE, LLC 276 6.75% $8,410
    KBHS HOME LOANS, LLC 257 6.06% $8,247
    NAVY FEDERAL CREDIT UNION 257 6.33% $5,298
    VYSTAR 245 6.70% $4,599
    Wells Fargo Bank 233 6.29% $5,965
    U.S. Bank 225 6.48% $7,288
    TBI MORTGAGE COMPANY 212 6.25% $12,885
    MATTAMY HOME FUNDING, LLC 207 6.10% $4,936
    JPMorgan Chase Bank 205 6.46% $5,253
    Regions Bank 200 6.31% $9,048
    COMMUNITY FIRST CREDIT UNION OF FLO 186 6.63% $3,397
    Bank of America 176 6.17% $6,189
    HOMEAMERICAN MORTGAGE CORPORATION 166 5.93% $2,562
    LOANDEPOT.COM, LLC 152 6.70% $6,999
    Prosperity Home Mortgage, LLC 151 6.77% $6,799
    Truist 141 6.37% $7,505
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 126 6.71% $7,379
    SWBC MORTGAGE CORPORATION 119 5.89% $3,819
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 116 6.86% $8,251
    Capital City Home Loans, LLC 114 6.64% $8,826
    WATSON MORTGAGE CORP. 106 6.12% $5,667
    PENNYMAC LOAN SERVICES, LLC 101 6.49% $9,344
    TD Bank 97 6.34% $6,165
    CMG MORTGAGE, INC. 95 6.64% $8,413
    PRIMELENDING, A PLAINSCAPITAL COMPANY 90 6.95% $8,522
    Flagstar Bank, FSB 82 7.00% $6,828
    GUARANTEED RATE, INC. 82 6.61% $7,466
    Morgan Stanley Private Bank 70 5.97% $5,200
    CARDINAL FINANCIAL 68 6.79% $8,289
    Network Funding, L.P. 67 6.83% $6,621
    ACADEMY MORTGAGE CORPORATION 64 6.79% $8,071
    South State Bank 62 6.48% $6,764
    Mr. Cooper ( Nationstar Mortgage ) 60 6.53% $9,192
    UNION HOME MORTGAGE CORP. 58 6.64% $8,131
    PLAZA HOME MORTGAGE, INC. 58 7.09% $10,635
    EMM LOANS LLC 53 6.81% $9,861
    PNC Bank 52 6.53% $5,034
    Fifth Third Bank 51 6.45% $5,974
    NEWREZ LLC 51 6.79% $7,834
    Citizens Bank 50 6.36% $10,358
    Gateway First Bank 49 6.52% $7,513
    PROVIDENT FUNDING ASSOCIATES, L.P. 49 6.41% $7,250
    AMERICAN PACIFIC MORTGAGE CORPORATION 48 7.02% $8,005
    Florida Capital Bank 47 7.03% $7,580
    HOMESTAR FINANCIAL CORPORATION 45 6.85% $5,795
    FIRST EQUITY MORTGAGE INCORPORATED 42 6.15% $8,499
    First Federal Bank 42 6.42% $6,420
    First Horizon Bank 41 5.94% $7,506
    Century Mortgage Company DBA Century Lending Company 38 6.76% $10,154
    Renasant Bank 37 6.45% $7,765
    EVERETT FINANCIAL, INC. 37 7.03% $8,457
    AMERISAVE MORTGAGE CORPORATION 36 6.32% $10,348
    FREEDOM MORTGAGE CORPORATION 36 6.78% $9,176
    Paramount Residential Mortgage Group, Inc. 34 6.94% $11,142
    Plains Commerce Bank 34 6.70% $8,757
    Synovus Bank 34 6.43% $7,575
    USAA Federal Savings Bank 33 6.57% $6,493
    21ST MORTGAGE CORPORATION 33 7.90% $6,418
    ACOPIA, LLC 32 7.05% $7,356
    MUTUAL OF OMAHA MORTGAGE, INC. 32 6.71% $9,075
    GUARANTEED RATE AFFINITY, LLC 31 6.74% $7,348
    ENVOY MORTGAGE, LTD 31 6.61% $7,913
    BETTER MORTGAGE CORPORATION 31 6.14% $7,678
    CHURCHILL MORTGAGE CORPORATION 30 6.30% $5,992
    Summit Mortgage Corporation 30 6.52% $7,085
    Mortgage Research Center, LLC 30 6.69% $5,848
    Hancock Whitney Bank 29 5.99% $4,029
    South Pacific Financial Corporation 29 6.12% $5,184
    City National Bank of Florida 28 6.31% $9,263
    Third Federal Savings and Loan Association of Cleveland 28 5.38% $1,154
    NFM, INC. 28 6.85% $7,277
    BROKER SOLUTIONS, INC. 27 6.85% $8,469
    Citibank 26 5.62% $8,395
    First-Citizens Bank & Trust Company 26 6.24% $7,561
    INSPIRE HOME LOANS INC. 26 6.34% $5,172
    NBKC BANK 26 6.72% $4,822
    STOCKTON MORTGAGE CORPORATION 25 6.49% $9,003
    NVR Mortgage Finance, Inc. 25 6.05% $5,667
    THE MORTGAGE FIRM, INC. 24 6.79% $8,102
    HOMEOWNERS FINANCIAL GROUP USA, LLC 24 6.87% $6,935
    RESIDENTIAL BANCORP 23 6.98% $7,253
    First Option Mortgage, LLC 23 7.70% $8,497
    121 FINANCIAL 23 6.41% $7,155
    Mortgage Lenders Investment Trading Corporation 22 6.98% $5,934
    SUCCESS MORTGAGE PARTNERS, INC. 20 6.69% $8,905
    DEEPHAVEN MORTGAGE LLC 20 8.62% $14,139
    A&D Mortgage LLC 19 8.21% $18,670
    JAX 19 6.49% $6,074
    The Huntington National Bank 19 6.02% $7,614
    NEXERA HOLDING LLC 19 8.57% $18,536
    UBS Bank USA 18 5.86% $7,370
    EMBRACE HOME LOANS, INC. 18 6.66% $7,961
    FBC MORTGAGE, LLC 17 6.51% $5,389
    PENTAGON FEDERAL CREDIT UNION 17 6.38% $6,514
    MICHIGAN MUTUAL, INC. 16 6.62% $12,045
    Raymond James Bank 16 5.90% $5,790
    ROYAL UNITED MORTGAGE LLC 16 6.76% $11,056
    Sierra Pacific Mortgage Company, Inc. 16 6.85% $10,908
    AMERICAN FINANCIAL NETWORK, INC. 16 6.93% $9,502
    Alcova Mortgage LLC 16 6.77% $3,817
    Ally Bank 15 6.14% $8,602
    OCMBC, INC. 15 7.54% $15,482
    Charles Schwab Bank, SSB 15 5.76% $7,378
    TOWNE MORTGAGE COMPANY 15 7.07% $8,869
    HOMESIDE FINANCIAL, LLC 15 6.92% $10,215
    Discover Bank 14 6.96% $0
    FIRST FLORIDA Credit Union 14 6.88% $5,296
    OPEN MORTGAGE, LLC 14 6.74% $6,294
    Coastline Federal Credit Union 14 6.72% $2,977
    HOMEXPRESS MORTGAGE CORP. 14 8.55% $13,883
    PrimeSouth Bank 13 7.02% $140,272
    GUARANTY HOME MORTGAGE CORPORATION 13 6.37% $8,269
    GUILD MORTGAGE COMPANY 13 7.18% $6,793
    FIRST COMMUNITY MORTGAGE, INC. 13 6.82% $9,054
    CONTOUR MORTGAGE CORPORATION 13 6.38% $6,961
    ZILLOW HOME LOANS, LLC 13 6.89% $7,077
    HOMEBRIDGE FINANCIAL SERVICES, INC. 13 6.86% $10,821
    BAY EQUITY LLC 13 6.83% $7,751
    SECURITYNATIONAL MORTGAGE COMPANY 13 6.85% $8,130
    The Loan Store, Inc. 12 6.83% $8,756
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 12 6.88% $7,257
    Equity Prime Mortgage LLC 12 6.82% $9,668
    First National Bank of America 12 10.34% $11,461
    Neighborhood Loans, Inc. 12 6.41% $8,959
    RESOURCE FINANCIAL SERVICES, INC. 12 6.88% $4,750
    SPACE COAST Credit Union 12 5.98% $1,770
    TrustCo Bank 12 5.26% $6,316
    DIRECT MORTGAGE LOANS, LLC 11 6.59% $8,238
    DIGITAL Federal Credit Union 11 5.19% $5,191
    MAYO EMPLOYEES FEDERAL CREDIT UNION 11 5.70% $8,703
    Citadel Servicing Corporation 11 9.41% $13,967
    United Community Bank 11 6.76% $7,594
    ANGEL OAK MORTGAGE SOLUTIONS LLC 10 8.29% $16,250
    NP, Inc. 10 8.01% $11,519
    First National Bank of Pennsylvania 10 5.88% $6,288
    ARC HOME LLC 10 7.86% $12,847
    CALIBER HOME LOANS, INC. 10 6.70% $6,115
    LAKE MICHIGAN CREDIT UNION 10 6.00% $5,445
    LEADERONE FINANCIAL CORPORATION 10 6.82% $6,797
    Bell Bank 9 6.53% $7,194
    AMERICAN HERITAGE LENDING, INC. 9 8.51% $23,566
    AMCAP MORTGAGE, LTD. 9 6.97% $13,480
    PLANET HOME LENDING, LLC 9 6.53% $7,455
    CAMPUS USA 9 6.35% $5,827
    Waterstone Mortgage Corporation 9 7.08% $11,688
    Suncoast Credit Union 9 4.96% $4,283
    NATIONS DIRECT MORTGAGE, LLC 9 7.54% $12,752
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 8 7.03% $6,792
    PREMIA MORTGAGE, LLC 8 6.46% $2,897
    Stifel Bank and Trust 8 5.97% $5,486
    Northpointe Bank 8 6.57% $7,301
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 8 7.05% $6,222
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 8 6.80% $11,258
    First Savings Bank 8 6.56% $8,751
    NETWORK CAPITAL FUNDING CORPORATION 7 7.11% $8,009
    Wolfe Financial, Inc 7 7.11% $8,186
    DAS Acquisition Company, LLC 7 6.71% $8,474
    PHH Mortgage Corporation 7 7.20% $5,807
    KeyBank 7 6.13% $10,415
    Carrington Mortgage Services, LLC 7 6.14% $8,112
    VAN DYK MORTGAGE CORPORATION 7 6.77% $4,770
    Advisors Mortgage Group, L.L.C. 7 6.96% $6,226
    HSBC BANK USA, NATIONAL ASSOCIATION 7 5.99% $4,360
    NJ LENDERS CORP. 7 6.44% $5,993
    Valley National Bank 7 6.14% $5,531
    FIRST COLONY MORTGAGE CORPORATION 7 7.50% $7,763
    The Federal Savings Bank 7 6.91% $8,092
    Keystone Funding, Inc. 7 6.62% $12,760
    ABSOLUTE HOME MORTGAGE CORPORATION 7 6.66% $6,619
    Union Savings Bank 6 6.06% $5,892
    MORTGAGE INVESTORS GROUP, INC. 6 6.73% $7,975
    NATIONWIDE MORTGAGE BANKERS, INC. 6 6.96% $6,745
    Farmers Bank & Trust 6 6.19% $4,852
    HOMESPIRE MORTGAGE CORPORATION 6 7.08% $6,389
    OAKTREE FUNDING CORP. 6 8.10% $16,365
    WINGS FINANCIAL 6 5.96% $4,199
    Ixonia Bank 6 6.81% $8,359
    LENDSURE MORTGAGE CORP. 6 8.52% $19,604
    FIRST MORTGAGE COMPANY, INC. 6 6.06% $7,096
    Barrington Bank & Trust Company, N.A. 6 6.69% $9,845
    LOANPAL, LLC 6 6.75% $5,909
    MORTGAGE SOLUTIONS OF COLORADO, LLC 6 6.54% $9,964
    BMO Harris Bank 6 6.35% $7,444
    Goldman Sachs Bank USA 5 5.84% $7,540
    BNC National Bank 5 6.55% $9,487
    MILEND, INC. 5 7.00% $8,922
    LADERA LENDING, INC. 5 7.20% $4,697
    BNY Mellon 5 6.23% $9,333
    LAKEVIEW LOAN SERVICING, LLC 5 6.25% $8,360
    DRAPER AND KRAMER MORTGAGE CORP. 5 6.65% $6,428
    TOTAL MORTGAGE SERVICES, LLC 5 6.87% $13,776
    GSF Mortgage Corporation 5 6.43% $7,579
    MORTGAGE EQUITY PARTNERS LLC 5 6.70% $8,935
    PACIFIC RESIDENTIAL MORTGAGE, LLC 5 7.37% $9,044
    GENEVA FINANCIAL, LLC 5 7.03% $7,547
    Atlantic Coast Mortgage, LLC 5 6.80% $10,984
    RADIUS FINANCIAL GROUP INC. 5 6.90% $7,462
    Arvest Bank 5 6.38% $6,111
    BM Real Estate Services, Inc. 5 7.45% $10,457
    Commerce Home Mortgage, Inc. 5 9.00% $11,438
    CANOPY MORTGAGE, LLC 5 7.00% $11,278
    The Central Trust Bank 5 6.20% $4,886
    SIRVA MORTGAGE, INC. 5 6.35% $2,243
    OCEANSIDE MORTGAGE COMPANY 4 6.63% $4,266
    MY MORTGAGE, INC. 4 7.41% $9,295
    M&T Bank 4 6.72% $4,434
    Metro City Bank 4 7.44% $9,371
    MIDFLORIDA 4 6.59% $4,990
    FIRST CENTENNIAL MORTGAGE CORPORATION 4 6.84% $4,625
    TJC Mortgage, Inc. 4 6.75% $8,753
    AMERICAN FINANCING CORPORATION 4 6.91% $9,313
    FIRST HOME MORTGAGE CORPORATION 4 7.25% $12,811
    American Mortgage & Equity Consultants, Inc. 4 7.00% $9,018
    RUOFF MORTGAGE COMPANY, INC. 4 6.94% $5,372
    RELIANCE FIRST CAPITAL, LLC 4 6.44% $9,972
    RBC Bank, (Georgia) 4 5.81% $3,622
    Evolve Bank & Trust 4 6.53% $6,290
    Quontic Bank 4 9.53% $12,552
    VANDERBILT MORTGAGE AND FINANCE, INC. 4 6.47% $6,269
    Grow Financial Federal Credit Union 4 5.19% $7,810
    CITIZENS EQUITY FIRST 4 6.03% $2,315
    PRIMARY RESIDENTIAL MORTGAGE, INC. 4 7.19% $10,817
    Presidential Bank, FSB 4 7.09% $13,735
    Gulf Coast Bank and Trust Company 4 6.59% $4,883
    Kwik Mortgage Corporation 4 5.88% $7,509
    HOMESTEAD FUNDING CORP. 4 6.28% $3,373
    North American Savings Bank, F.S.B. 4 7.44% $4,850
    NMSI, INC. 4 7.19% $12,394
    NexBank 4 6.81% $10,345
    Nations Lending Corporation 4 6.22% $7,352
    AmeriHome Mortgage Company, LLC 3 6.79% $3,815
    S1L, Inc. 3 7.50% $8,045
    FLORIDA 3 6.42% $5,453
    Bethpage Federal Credit Union 3 6.50% $8,759
    Loan Simple, Inc. 3 6.58% $14,051
    SeaTrust Mortgage Company 3 6.92% $8,677
    United Nations Federal Credit Union 3 5.96% $5,881
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 3 6.96% $6,398
    INTERCOASTAL MORTGAGE COMPANY 3 6.71% $8,692
    AMERICAN INTERNET MORTGAGE, INC. 3 6.08% $5,864
    First Merchants Bank 3 6.50% $4,635
    LOANFLIGHT LENDING, LLC 3 6.37% $7,203
    T2 FINANCIAL LLC 3 6.67% $9,094
    First Federal Savings and Loan Association of Lakewood 3 5.93% $6,452
    THE EQUITABLE MORTGAGE CORPORATION 3 6.79% $3,735
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 3 6.17% $7,490
    MORTGAGE 1 INCORPORATED 3 8.00% $9,937
    MEGASTAR FINANCIAL CORP. 3 7.71% $10,060
    Busey Bank 3 6.29% $3,738
    ON Q FINANCIAL, INC. 3 7.50% $11,502
    BancorpSouth 3 5.39% $9,971
    CapStar Bank 3 6.62% $4,844
    ADVANCIAL 3 7.83% $53,098
    UIF CORPORATION 3 6.66% $7,471
    GVC MORTGAGE, INC. 2 6.93% $9,643
    DYBN FINANCIAL CORP. 2 6.81% $8,231
    EASTMAN 2 6.94% $11,090
    EQUITY RESOURCES, INC. 2 7.44% $4,330
    EUSTIS AND AMERICAN MORTGAGE COMPANY 2 7.00% $6,160
    EVANSVILLE TEACHERS 2 6.63% $10,468
    FAIRWINDS CREDIT UNION 2 6.00% $7,360
    CORNERSTONE HOME LENDING, INC. 2 7.63% $8,030
    FINANCIAL RESOURCES FEDERAL CREDIT UNION 2 6.44% $5,231
    FirstBank 2 6.19% $9,605
    COMPASS MORTGAGE, INC. 2 6.49% $8,284
    First Heritage Mortgage, LLC 2 6.19% $13,629
    Colonial Savings, F.A. 2 6.94% $4,798
    City National Bank 2 6.15% $8,942
    General Mortgage Capital Corporation 2 6.74% $5,159
    Genesee Regional Bank 2 6.94% $11,912
    GMFS LLC 2 6.88% $5,116
    GREENTREE MORTGAGE COMPANY, L.P. 2 7.13% $5,022
    GUIDANCE RESIDENTIAL, LLC 2 7.19% $6,660
    DELTA COMMUNITY CREDIT UNION 2 6.75% $7,396
    Heritage Bank 2 5.63% $14,273
    CAPITAL CENTER, L.L.C. 2 6.25% $2,244
    Capital Bank 2 6.75% $6,165
    INTERSTATE HOME LOAN CENTER, INC. 2 6.94% $6,327
    ITHINK FINANCIAL Credit Union 2 7.25% $6,195
    JMAC LENDING, INC. 2 8.38% $12,928
    MANN FINANCIAL INC. 2 7.56% $5,280
    BOKF 2 7.19% $4,628
    MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 2 7.94% $24,763
    MORTGAGE ACCESS CORP. 2 7.06% $8,617
    Mortgage Bank of California 2 8.56% $34,113
    NASA Federal Credit Union 2 6.69% $7,135
    Beeline Loans, Inc. 2 7.19% $7,521
    BAYSHORE MORTGAGE FUNDING, LLC 2 7.56% $8,917
    BAY CAPITAL MORTGAGE CORPORATION 2 5.75% $7,481
    Baxter Credit Union 2 5.81% $8,990
    NORTHPOINT MORTGAGE, INC. 2 6.56% $4,249
    Northwest Federal Credit Union 2 6.25% $8,038
    NORWICH COMMERCIAL GROUP, INC. 2 6.31% $8,399
    Old National Bank 2 5.81% $6,393
    ONY GLO, INC. 2 8.75% $9,852
    Peapack-Gladstone Bank 2 6.00% $5,331
    Pinnacle Bank 2 6.19% $6,976
    POLICE & FIRE 2 5.94% $4,963
    Princeton Mortgage Corporation 2 7.13% $10,704
    Armed Forces Bank 2 7.19% $6,821
    RESIDENTIAL HOME FUNDING CORP. 2 7.56% $10,845
    American Security Mortgage Corp. 2 6.50% $5,145
    SHELTER HOME MORTGAGE, LLC 2 5.94% $18,156
    Southern First Bank 2 7.25% $3,926
    SOUTHPOINT FINANCIAL SERVICES, INC. 2 6.31% $8,599
    S&T Bank 2 6.31% $4,540
    American Momentum Bank 2 6.88% $3,700
    Summit Credit Union 2 6.50% $4,759
    SUN WEST MORTGAGE COMPANY, INC. 2 6.73% $3,586
    TEACHERS 2 6.50% $7,361
    THE MORTGAGE LINK, INC. 2 7.31% $13,563
    TIDEWATER MORTGAGE SERVICES, INC. 2 3.31% $2,222
    ALLIED MORTGAGE GROUP, INC. 2 7.63% $4,918
    TRIAD FINANCIAL SERVICES, INC. 2 8.81% $7,826
    TROPICAL FINANCIAL CREDIT UNION 2 6.31% $8,449
    ALLIANT CREDIT UNION 2 6.00% $7,775
    Truliant Federal Credit Union 2 5.69% $2,272
    Tyndall Federal Credit Union 2 6.25% $4,540
    AgFirst Farm Credit Bank 2 7.25% $3,389
    AFFORDABLE MORTGAGE ADVISORS, LLC. 2 7.50% $7,135
    University Bank 2 6.44% $3,608
    USF Federal Credit Union 2 6.13% $4,526
    US MORTGAGE CORPORATION 2 6.69% $4,344
    Uwharrie Bank 2 6.23% $19,435
    Vellum Mortgage, Inc. 2 6.44% $6,596
    VERITAS FUNDING, LLC 2 6.69% $9,762
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 2 7.06% $10,866
    DIRECT MORTGAGE, CORP. 2 6.06% $17,380
    FIDELITY DIRECT MORTGAGE, LLC 1 9.88% $17,640
    HOME FINANCING CENTER, INC. 1 8.13% $6,127
    FEDEX EMPLOYEES CREDIT ASSOCIATION 1 6.13% $4,196
    Centier Bank 1 7.63% $5,235
    HOME APPROVALS DIRECT, INC. 1 6.13% $12,879
    Banco do Brasil Americas 1 6.63% $9,514
    PARTNERS 1 5.88% $3,744
    UNITED NORTHERN MORTGAGE BANKERS LIMITED 1 7.88% $9,124
    Aurora Financial, LLC 1 5.99% $1,719
    Atlantic Union Bank 1 6.25% $6,180
    CERTAINTY HOME LOANS, LLC 1 7.13% $7,977
    PIKE CREEK MORTGAGE SERVICES, INC. 1 6.13% $8,610
    AFFINITY 1 7.88% $4,174
    PINNACLE MORTGAGE, INC. 1 6.88% $5,582
    Heartland Bank 1 6.25% $4,755
    HARTFORD FUNDING, LTD. 1 8.88% $16,771
    C & F Mortgage Corporation 1 5.50% $15,104
    Assurance Financial Group, L.L.C. 1 6.38% $3,920
    POLARIS HOME FUNDING CORP. 1 7.63% $11,956
    UNIVERSAL MORTGAGE & FINANCE, INC. 1 6.63% $21,171
    POLISH & SLAVIC FEDERAL CREDIT UNION 1 5.75% $2,979
    Popular Bank 1 5.88% $4,271
    CIBC Bank USA 1 4.63% $28,865
    PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.63% $7,213
    Premium Mortgage Corporation 1 6.00% $4,936
    Guardian Savings Bank, A Federal Savings Bank 1 5.75% $4,913
    CIS Financial Services, Inc. 1 6.00% $8,286
    ASSOCIATED MORTGAGE BANKERS, INC. 1 7.13% $11,426
    Associated Bank 1 6.38% $2,419
    We Florida Financial 1 7.38% $9,153
    ASSEMBLIES OF GOD Credit Union 1 5.99% $5,477
    GREENSTATE CREDIT UNION 1 5.88% $3,305
    FEDERATED MORTGAGE CORP. 1 7.63% $5,697
    GoPrime Mortgage, Inc. 1 7.63% $5,932
    GERSHMAN INVESTMENT CORP. 1 8.00% $9,174
    GEORGIA UNITED 1 5.75% $7,611
    RAPID MORTGAGE COMPANY 1 6.63% $15,163
    GEORGIA'S OWN 1 6.75% $2,376
    GENERAL ELECTRIC CREDIT UNION 1 6.49% $5,203
    ANGEL OAK HOME LOANS LLC 1 7.50% $17,636
    CITY FIRST MORTGAGE SERVICES, L.L.C. 1 7.63% $5,478
    AmRes Corporation 1 6.50% $7,378
    Republic Bank & Trust Company 1 5.75% $6,564
    A + MORTGAGE SERVICES, INC. 1 6.63% $5,836
    Cornerstone National Bank & Trust Company 1 6.13% $4,554
    WRIGHT-PATT CREDIT UNION, INC. 1 7.25% $3,451
    Fortress Bank 1 6.75% $5,020
    FM Home Loans, LLC 1 7.50% $5,629
    CityWorth Mortgage LLC 1 6.00% $13,264
    FLAT BRANCH MORTGAGE, INC. 1 7.99% $5,222
    1st Source Bank 1 7.63% $6,421
    ServisFirst Bank 1 7.13% $12,119
    Shamrock Home Loans, Inc. 1 5.99% $2,728
    Deseret First Credit Union 1 5.63% $3,299
    SHELTER MORTGAGE COMPANY, L.L.C. 1 6.00% $8,134
    CLIFFCO, INC. 1 6.50% $6,492
    Simmons Bank 1 7.88% $6,319
    Five Star Credit Union 1 5.88% $5,100
    SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 7.50% $7,443
    Utah Power 1 5.00% $6,020
    SOUTHERN TRUST MORTGAGE, LLC 1 7.38% $4,169
    AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 1 5.88% $8,793
    UTILITIES EMPLOYEES CREDIT UNION 1 6.13% $3,007
    FIRST TECHNOLOGY 1 6.38% $8,067
    Wyndham Capital Mortgage, Inc. 1 6.00% $7,930
    SPIRE Credit Union 1 5.50% $6,120
    State Financial Network, LLC 1 4.88% $3,393
    DELMAR FINANCIAL COMPANY 1 6.88% $3,197
    FIRST SAVINGS MORTGAGE CORPORATION 1 6.13% $4,141
    Countybank 1 5.63% $7,147
    Strong Home Mortgage, LLC 1 6.13% $6,414
    Firstrust Savings Bank 1 4.50% $6,216
    SUFFOLK 1 5.63% $6,510
    FAIRWAY FUNDING GROUP, INC. 1 6.00% $5,005
    AMERICAN HOME MORTGAGE, INC. 1 6.00% $5,176
    First National Bank of Omaha 1 6.00% $4,763
    Sunflower Bank 1 6.38% $2,765
    CoVantage Credit Union 1 7.38% $3,835
    FIRST INTEGRITY MORTGAGE SERVICES, INC. 1 7.50% $0
    COMMUNITYAMERICA 1 5.25% $4,439
    First Federal Savings Bank 1 6.25% $3,866
    AMERICAN FINANCIAL RESOURCES, INC. 1 6.50% $8,222
    AMERICAN FINANCE HOUSE LARIBA 1 8.13% $5,817
    Easthampton Savings Bank 1 4.99% $2,967
    Community First Bank, Inc. 1 5.84% $12,148
    Connexus Credit Union 1 6.49% $4,664
    First Commonwealth Bank 1 5.88% $2,899
    The Fidelity Deposit and Discount Bank 1 6.75% $14,336
    AMERICAN FEDERAL MORTGAGE CORPORATION 1 6.13% $3,788
    AMERICAN BANCSHARES MORTGAGE 1 7.63% $6,224
    FIRST COMMERCE CREDIT UNION 1 6.00% $6,615
    DIRECT LENDERS, LLC 1 6.88% $4,876
    The State Bank and Trust Company 1 7.50% $4,843
    Think Mutual Bank 1 5.88% $6,518
    Amarillo National Bank 1 7.13% $4,378
    THRIVE MORTGAGE, LLC 1 7.25% $1,989
    VIBE CREDIT UNION 1 7.13% $4,047
    Cornerstone First Mortgage, Inc 1 8.50% $10,608
    TOP FLITE FINANCIAL, INC. 1 6.63% $9,834
    First Bank 1 7.88% $3,307
    VILLAGE CAPITAL MORTGAGE 1 5.25% $8,922
    Toyota Financial Savings Bank 1 6.70% $8,667
    V.I.P. MORTGAGE, INC. 1 5.99% $9,247
    Acre Mortgage and Financial Inc 1 7.38% $6,920
    Washington Trust Bank 1 5.25% $7,600
    MLB RESIDENTIAL LENDING, LLC 1 6.00% $7,402
    Mid Penn Bank 1 6.99% $5,283
    Watermark Capital, Inc. 1 6.13% $5,110
    Mortgage America, Inc. 1 6.38% $7,515
    1ST 2ND MORTGAGE COMPANY OF N.J., INC. 1 6.63% $4,060
    Meridian Bank Corporation 1 7.88% $11,040
    MORTGAGE FINANCIAL GROUP, INC. 1 7.13% $10,730
    MASSMUTUAL 1 7.25% $7,481
    Magnolia Bank 1 8.00% $6,629
    Luxury Mortgage Corp. 1 8.88% $13,908
    LOANPEOPLE, LLC 1 6.63% $22,928
    BRIGHTSTAR 1 7.50% $4,889
    LIBERTY HOME MORTGAGE CORPORATION 1 7.50% $10,155
    Leader Bank 1 6.25% $6,866
    BELEM SERVICING LLC 1 6.99% $10,578
    Landmark National Bank 1 6.13% $3,211
    TRUSTONE FINANCIAL FEDERAL CREDIT UNION 1 6.38% $9,218
    National Bank of Commerce 1 6.65% $13,327
    NATION ONE MORTGAGE CORPORATION 1 6.38% $5,723
    Key Mortgage Services, Inc. 1 7.00% $7,466
    KEMBA CREDIT UNION, INC. 1 6.50% $5,332
    KELLER MORTGAGE, LLC 1 6.13% $4,812
    Navigant Credit Union 1 7.50% $3,761
    DATA MORTGAGE, INC. 1 7.25% $6,091
    EDUCATIONAL SYSTEMS 1 6.63% $7,502
    WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 5.25% $8,785
    Johnson Bank 1 7.75% $8,926
    FineMark National Bank & Trust 1 7.38% $3,626
    Webster Bank 1 5.88% $4,713
    IVY MORTGAGE, INC. 1 6.75% $3,715
    Integrity Home Mortgage Corp 1 6.75% $13,090
    BankPlus 1 6.88% $1,036
    INOVA FEDERAL CREDIT UNION 1 6.50% $3,404
    Independent Bank 1 5.88% $4,688
    ILLINOIS STATE CREDIT UNION 1 5.88% $3,183
    Hometown Equity Mortgage, LLC 1 8.63% $19,427
    Financial Partners Credit Union 1 7.00% $14,045
    Northwest Bank 1 5.50% $14,293
    UNITED 1 7.13% $7,911
    United Bank 1 6.88% $8,790
    Home State Bank 1 5.99% $5,269
    Bank OZK 1 7.88% $3,253
    Centennial Bank 1 6.13% $6,532
    Home Loan Investment Bank, F.S.B. 1 7.75% $5,731
    Bank-Fund Staff Federal Credit Union 1 6.63% $6,197

    JACKSONVILLE Average Closing Costs & Other Stats

    JACKSONVILLE, FL's 487 lenders originated 39,802 loans during 2023. The total origination value was $12,342,550,000, with an average loan value of $310,099.

    JACKSONVILLE's average closing costs are $6,265.

    The top JACKSONVILLE lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 1,703 loans originated. Their average total fees are $8,617, which is $664 higher than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee JACKSONVILLE lenders (with over 10 loans originated) are Discover Bank ($0), Third Federal Savings and Loan Association of Cleveland ($1,154), SPACE COAST Credit Union ($1,770), PULTE MORTGAGE LLC ($2,420) and HOMEAMERICAN MORTGAGE CORPORATION ($2,562).

    The lowest rate JACKSONVILLE lenders (with over 10 loans originated) are DIGITAL Federal Credit Union (5.19%), TrustCo Bank (5.26%), Third Federal Savings and Loan Association of Cleveland (5.38%), EAGLE HOME MORTGAGE, LLC (5.47%) and Citibank (5.62%).

    JACKSONVILLE, FL Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    UNITED WHOLESALE MORTGAGE, LLC $1,231,505,000 $1,178,565,000 -4.3% 9.5%
    QUICKEN LOANS, LLC $1,002,580,000 $529,510,000 -47.2% 4.3%
    DHI MORTGAGE COMPANY, LTD. $458,600,000 $491,520,000 7.2% 4.0%
    VYSTAR $645,525,000 $400,635,000 -37.9% 3.2%
    NAVY FEDERAL CREDIT UNION $429,825,000 $339,450,000 -21.0% 2.8%
    JET HOMELOANS, LLC $374,365,000 $334,225,000 -10.7% 2.7%
    EAGLE HOME MORTGAGE, LLC $315,540,000 $310,430,000 -1.6% 2.5%
    Bank of England $335,420,000 $299,730,000 -10.6% 2.4%
    Ameris Bank $394,090,000 $272,225,000 -30.9% 2.2%
    WALKER & DUNLOP, LLC $242,780,000 $232,285,000 -4.3% 1.9%
    Mortgage Research Center, LLC $268,965,000 $218,970,000 -18.6% 1.8%
    Wells Fargo Bank $505,245,000 $198,910,000 -60.6% 1.6%
    KBHS HOME LOANS, LLC $232,370,000 $191,695,000 -17.5% 1.6%
    JONES LANG LASALLE MULTIFAMILY, LLC $179,545,000 n/a 1.5%
    Bank of America $310,195,000 $175,260,000 -43.5% 1.4%
    MOVEMENT MORTGAGE, LLC $239,610,000 $174,705,000 -27.1% 1.4%
    PULTE MORTGAGE LLC $142,715,000 $170,560,000 19.5% 1.4%
    CROSSCOUNTRY MORTGAGE, LLC $269,470,000 $168,365,000 -37.5% 1.4%
    Regions Bank $238,050,000 $156,715,000 -34.2% 1.3%
    U.S. Bank $287,765,000 $152,025,000 -47.2% 1.2%
    HOMEAMERICAN MORTGAGE CORPORATION $134,280,000 $137,595,000 2.5% 1.1%
    MATTAMY HOME FUNDING, LLC $131,640,000 $135,545,000 3.0% 1.1%
    LOANDEPOT.COM, LLC $383,235,000 $134,125,000 -65.0% 1.1%
    TD Bank $94,265,000 $133,715,000 41.9% 1.1%
    TBI MORTGAGE COMPANY $77,080,000 $130,565,000 69.4% 1.1%
    PNC Bank $231,725,000 $129,825,000 -44.0% 1.1%
    Truist $207,480,000 $125,530,000 -39.5% 1.0%
    JPMorgan Chase Bank $160,280,000 $100,870,000 -37.1% 0.8%
    South State Bank $118,970,000 $99,625,000 -16.3% 0.8%
    CMG MORTGAGE, INC. $105,835,000 $97,820,000 -7.6% 0.8%
    COMMUNITY FIRST CREDIT UNION OF FLO $140,925,000 $97,200,000 -31.0% 0.8%
    PENNYMAC LOAN SERVICES, LLC $225,385,000 $95,710,000 -57.5% 0.8%
    FREEDOM MORTGAGE CORPORATION $219,825,000 $90,780,000 -58.7% 0.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $163,980,000 $86,090,000 -47.5% 0.7%
    Prosperity Home Mortgage, LLC $95,300,000 $85,270,000 -10.5% 0.7%
    CARDINAL FINANCIAL $198,440,000 $82,320,000 -58.5% 0.7%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $53,990,000 $79,795,000 47.8% 0.6%
    Texas Capital Bank $79,380,000 n/a 0.6%
    ACADEMY MORTGAGE CORPORATION $92,430,000 $75,435,000 -18.4% 0.6%
    GREYSTONE SERVICING COMPANY LLC $7,575,000 $64,840,000 756.0% 0.5%
    GUARANTEED RATE, INC. $96,920,000 $62,220,000 -35.8% 0.5%
    Morgan Stanley Private Bank $78,770,000 $60,220,000 -23.5% 0.5%
    Capital City Home Loans, LLC $75,485,000 $57,590,000 -23.7% 0.5%
    Citizens Bank $405,000 $57,125,000 14,004.9% 0.5%
    Arbor Realty Trust, Inc. $18,135,000 $55,750,000 207.4% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $152,250,000 $55,130,000 -63.8% 0.4%
    First Federal Bank $81,535,000 $54,555,000 -33.1% 0.4%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $55,790,000 $51,000,000 -8.6% 0.4%
    Synovus Bank $92,820,000 $48,810,000 -47.4% 0.4%
    First Horizon Bank $47,700,000 $48,780,000 2.3% 0.4%
    WATSON MORTGAGE CORP. $48,235,000 $48,765,000 1.1% 0.4%
    LENDINGHOME FUNDING CORPORATION $52,175,000 $48,060,000 -7.9% 0.4%
    SWBC MORTGAGE CORPORATION $56,245,000 $47,835,000 -15.0% 0.4%
    BERKELEY POINT CAPITAL LLC $48,960,000 $47,160,000 -3.7% 0.4%
    United Community Bank $15,475,000 $46,910,000 203.1% 0.4%
    Fifth Third Bank $67,415,000 $45,460,000 -32.6% 0.4%
    Flagstar Bank, FSB $88,985,000 $43,770,000 -50.8% 0.4%
    21ST MORTGAGE CORPORATION $41,640,000 $42,270,000 1.5% 0.3%
    PLAZA HOME MORTGAGE, INC. $36,815,000 $41,500,000 12.7% 0.3%
    NEWREZ LLC $60,390,000 $41,125,000 -31.9% 0.3%
    EMM LOANS LLC $46,155,000 $40,430,000 -12.4% 0.3%
    UNION HOME MORTGAGE CORP. $43,950,000 $40,130,000 -8.7% 0.3%
    AMERICAN PACIFIC MORTGAGE CORPORATION $64,270,000 $40,105,000 -37.6% 0.3%
    Paramount Residential Mortgage Group, Inc. $40,735,000 $38,915,000 -4.5% 0.3%
    ALLIANT CREDIT UNION $56,510,000 $36,680,000 -35.1% 0.3%
    Plains Commerce Bank $20,705,000 $36,220,000 74.9% 0.3%
    Gateway First Bank $40,010,000 $35,040,000 -12.4% 0.3%
    FIRST EQUITY MORTGAGE INCORPORATED $52,685,000 $34,925,000 -33.7% 0.3%
    USAA Federal Savings Bank $45,755,000 $34,795,000 -24.0% 0.3%
    Third Federal Savings and Loan Association of Cleveland $40,775,000 $34,735,000 -14.8% 0.3%
    Century Mortgage Company DBA Century Lending Company $29,495,000 $34,595,000 17.3% 0.3%
    Equity Prime Mortgage LLC $67,700,000 $34,100,000 -49.6% 0.3%
    M&T Realty Capital Corporation $33,915,000 n/a 0.3%
    FBC MORTGAGE, LLC $50,500,000 $33,225,000 -34.2% 0.3%
    First-Citizens Bank & Trust Company $22,245,000 $32,150,000 44.5% 0.3%
    AMERISAVE MORTGAGE CORPORATION $108,650,000 $31,605,000 -70.9% 0.3%
    City National Bank of Florida $44,815,000 $31,250,000 -30.3% 0.3%
    Network Funding, L.P. $39,810,000 $30,495,000 -23.4% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $30,280,000 $30,175,000 -0.3% 0.2%
    ORIX REAL ESTATE CAPITAL, LLC $11,405,000 $30,020,000 163.2% 0.2%
    Merchants Bank of Indiana $340,000 $29,125,000