Associated Bank Mortgage Rates, Fees & Info

Green Bay, WI

LEI: ZF85QS7OXKPBG52R7N18

Tax ID: 39-1941673

5 stars - out of 5 stars, based on 129 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Associated Bank is a mid-sized bank specializing in Home Purchase and Refi loans. Associated Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include Chicago, Milwaukee, Minneapolis, St. Louis, and Green Bay among others. Associated Bank has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Associated Bank is typically a low fee lendor.


Originations

16,698

Origination Dollar Volume (All Markets)

$5,672,000,000

Employee count

3,988 Show all (30) awards

Relative Rate

Associated Bank's average 30 year fixed rate mortgage of loans were 3.25%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 0.1%.

Relative Fees

Associated Bank's average total fees for a 30 year fixed rate mortgage are $3,283.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2,728 $1,489,450,000 $545,986 $4,649 3.09%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2,930 $941,250,000 $321,246 $2,157 3.10%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1,757 $667,615,000 $379,974 $3,371 3.04%
ST. LOUIS, MO-IL (FHA|USDA|VA) 623 $276,145,000 $443,250 $3,356 3.12%
GREEN BAY, WI (FHA|USDA|VA) 1,475 $255,865,000 $173,468 $1,852 3.05%
Outside of Metro Areas 1,207 $216,325,000 $179,225 $2,381 3.07%
MADISON, WI (FHA|USDA|VA) 744 $157,010,000 $211,035 $1,985 2.99%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 190 $143,180,000 $753,579 $6,327 2.99%
APPLETON, WI (FHA|USDA|VA) 571 $117,945,000 $206,559 $1,950 3.01%
RACINE, WI (FHA|USDA|VA) 278 $80,210,000 $288,525 $2,331 3.11%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 365 $75,395,000 $206,562 $1,882 3.07%
Whitewater, WI (FHA|USDA|VA) 254 $60,590,000 $238,543 $2,192 3.19%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 6 $57,100,000 $9,516,667 $8,542 2.94%
COLUMBUS, OH (FHA|USDA|VA) 10 $56,990,000 $5,699,000 $5,565 2.98%
RICHMOND, VA (FHA|USDA|VA) 1 $47,255,000 $47,255,000 $0 3.25%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 326 $46,950,000 $144,018 $2,176 3.18%
WAUSAU-WESTON, WI (FHA|USDA|VA) 288 $44,600,000 $154,861 $2,051 3.12%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 6 $43,260,000 $7,210,000 $5,623 3.00%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $43,035,000 $43,035,000 $0 2.50%
EAU CLAIRE, WI (FHA|USDA|VA) 296 $42,920,000 $145,000 $2,158 3.11%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 10 $40,230,000 $4,023,000 $11,245 3.08%
FOND DU LAC, WI (FHA|USDA|VA) 232 $38,830,000 $167,371 $2,000 3.15%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $37,710,000 $18,855,000 $5,405 2.82%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 5 $33,635,000 $6,727,000 $2,936 2.80%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 178 $33,560,000 $188,539 $2,094 3.02%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 31 $32,665,000 $1,053,710 $3,922 3.24%
Stevens Point, WI (FHA|USDA|VA) 159 $32,115,000 $201,981 $1,843 3.06%
ROCKFORD, IL (FHA|USDA|VA) 251 $29,115,000 $115,996 $2,327 3.22%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $28,205,000 $28,205,000 $0 3.70%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2 $27,880,000 $13,940,000 $17,830 2.94%
NILES, MI (FHA|USDA|VA) 23 $27,765,000 $1,207,174 $5,748 2.94%
SHEBOYGAN, WI (FHA|USDA|VA) 166 $27,250,000 $164,157 $1,969 3.16%
ROCHESTER, MN (FHA|USDA|VA) 114 $26,980,000 $236,667 $3,407 2.99%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $25,025,000 $25,025,000 $0 2.60%
Beaver Dam, WI (FHA|USDA|VA) 152 $24,060,000 $158,289 $2,029 3.03%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $22,155,000 $22,155,000 $0 3.25%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 166 $21,680,000 $130,602 $1,792 3.01%
Manitowoc, WI (FHA|USDA|VA) 140 $19,910,000 $142,214 $1,904 3.10%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $19,345,000 $19,345,000 $0 3.25%
SPRINGFIELD, MO (FHA|USDA|VA) 69 $19,275,000 $279,348 $2,334 2.91%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 106 $17,970,000 $169,528 $1,966 3.18%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 35 $14,705,000 $420,143 $3,385 2.86%
KANSAS CITY, MO-KS (FHA|USDA|VA) 19 $13,435,000 $707,105 $3,758 3.11%
Shawano, WI (FHA|USDA|VA) 108 $13,070,000 $121,019 $1,909 3.22%
Marinette, WI-MI (FHA|USDA|VA) 104 $12,590,000 $121,058 $2,080 3.15%
Baraboo, WI (FHA|USDA|VA) 72 $10,690,000 $148,472 $2,058 3.01%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 15 $9,375,000 $625,000 $6,350 2.85%
ANN ARBOR, MI (FHA|USDA|VA) 18 $9,090,000 $505,000 $6,212 3.06%
Traverse City, MI (FHA|USDA|VA) 8 $8,620,000 $1,077,500 $5,599 2.81%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 6 $8,400,000 $1,400,000 $4,451 2.69%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 13 $7,065,000 $543,462 $3,533 2.84%
IOWA CITY, IA (FHA|USDA|VA) 26 $6,480,000 $249,231 $932 2.63%
Red Wing, MN (FHA|USDA|VA) 37 $6,175,000 $166,892 $3,246 3.01%
PEORIA, IL (FHA|USDA|VA) 39 $5,985,000 $153,462 $1,868 2.92%
Menomonie, WI (FHA|USDA|VA) 33 $5,505,000 $166,818 $2,267 2.95%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 6 $5,360,000 $893,333 $3,815 3.00%
Bemidji, MN (FHA|USDA|VA) 5 $4,975,000 $995,000 $2,096 3.21%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 11 $4,705,000 $427,727 $3,435 2.85%
Brainerd, MN (FHA|USDA|VA) 14 $4,600,000 $328,571 $3,908 2.83%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 6 $4,380,000 $730,000 $7,956 3.21%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 4 $4,340,000 $1,085,000 $6,024 2.75%
DULUTH, MN-WI (FHA|USDA|VA) 25 $4,015,000 $160,600 $3,265 3.12%
CEDAR RAPIDS, IA (FHA|USDA|VA) 19 $3,875,000 $203,947 $1,353 2.71%
Steamboat Springs, CO (FHA|USDA|VA) 2 $2,540,000 $1,270,000 $3,692 3.19%
Holland, MI (FHA|USDA|VA) 4 $2,510,000 $627,500 $4,589 3.22%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 5 $2,385,000 $477,000 $9,523 3.10%
COLUMBUS, IN (FHA|USDA|VA) 3 $2,015,000 $671,667 $3,566 3.21%
Edwards, CO (FHA|USDA|VA) 1 $2,005,000 $2,005,000 $9,186 2.75%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 5 $1,965,000 $393,000 $2,725 3.30%
Austin, MN (FHA|USDA|VA) 4 $1,960,000 $490,000 $3,487 3.30%
CARBONDALE-MARION, IL (FHA|USDA|VA) 18 $1,900,000 $105,556 $2,516 2.86%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $1,850,000 $925,000 $9,929 2.88%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 7 $1,745,000 $249,286 $4,852 2.96%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $1,685,000 $561,667 $2,907 3.13%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $1,480,000 $740,000 $6,448 3.00%
Iron Mountain, MI-WI (FHA|USDA|VA) 8 $1,340,000 $167,500 $2,641 3.20%
Ottawa, IL (FHA|USDA|VA) 4 $1,310,000 $327,500 $3,299 3.13%
Auburn, IN (FHA|USDA|VA) 6 $1,280,000 $213,333 $1,811 2.79%
FORT WAYNE, IN (FHA|USDA|VA) 5 $1,255,000 $251,000 $1,583 2.95%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 3 $1,235,000 $411,667 $4,768 2.83%
COLUMBIA, MO (FHA|USDA|VA) 3 $1,225,000 $408,333 $2,145 3.08%
JACKSONVILLE, FL (FHA|USDA|VA) 3 $1,225,000 $408,333 $5,334 2.54%
Marquette, MI (FHA|USDA|VA) 10 $1,160,000 $116,000 $1,967 2.98%
KANKAKEE, IL (FHA|USDA|VA) 3 $1,025,000 $341,667 $3,924 2.83%
Branson, MO (FHA|USDA|VA) 2 $990,000 $495,000 $4,622 3.06%
AKRON, OH (FHA|USDA|VA) 2 $990,000 $495,000 $6,252 3.00%
Houghton, MI (FHA|USDA|VA) 6 $900,000 $150,000 $2,223 2.81%
Freeport, IL (FHA|USDA|VA) 8 $830,000 $103,750 $1,921 3.42%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $805,000 $805,000 $0 4.01%
FLINT, MI (FHA|USDA|VA) 1 $755,000 $755,000 $9,909 3.25%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $745,000 $248,333 $2,288 3.29%
MANKATO, MN (FHA|USDA|VA) 3 $725,000 $241,667 $3,182 2.54%
Rochelle, IL (FHA|USDA|VA) 4 $710,000 $177,500 $4,051 2.69%
PUNTA GORDA, FL (FHA|USDA|VA) 4 $670,000 $167,500 $2,932 2.72%
Grand Rapids, MN (FHA|USDA|VA) 2 $660,000 $330,000 $3,354 3.25%
Fergus Falls, MN (FHA|USDA|VA) 3 $655,000 $218,333 $2,216 3.21%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $635,000 $635,000 $4,825 3.25%
Hutchinson, MN (FHA|USDA|VA) 3 $565,000 $188,333 $3,058 3.21%
TUCSON, AZ (FHA|USDA|VA) 2 $550,000 $275,000 $3,215 2.94%
Platteville, WI (FHA|USDA|VA) 6 $540,000 $90,000 $2,627 3.31%
Winona, MN (FHA|USDA|VA) 4 $510,000 $127,500 $2,519 2.72%
Faribault-Northfield, MN (FHA|USDA|VA) 3 $505,000 $168,333 $1,262 3.13%
Sturgis, MI (FHA|USDA|VA) 2 $500,000 $250,000 $2,869 3.75%
Owatonna, MN (FHA|USDA|VA) 5 $455,000 $91,000 $4,788 3.85%
ST. CLOUD, MN (FHA|USDA|VA) 3 $435,000 $145,000 $3,535 2.54%
Dixon, IL (FHA|USDA|VA) 3 $435,000 $145,000 $2,187 2.67%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $380,000 $190,000 $3,111 2.94%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $365,000 $365,000 $3,863 2.88%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $350,000 $175,000 $3,541 2.94%
THE VILLAGES, FL (FHA|USDA|VA) 2 $350,000 $175,000 $2,220 3.06%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $350,000 $175,000 $2,854 2.75%
TOLEDO, OH (FHA|USDA|VA) 1 $305,000 $305,000 $3,010 3.88%
Mount Vernon, OH (FHA|USDA|VA) 1 $295,000 $295,000 $2,769 2.00%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 2 $290,000 $145,000 $2,610 3.00%
Hillsdale, MI (FHA|USDA|VA) 1 $285,000 $285,000 $4,955 3.00%
Muscatine, IA (FHA|USDA|VA) 1 $265,000 $265,000 $739 2.88%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $265,000 $265,000 $2,621 3.13%
Ludington, MI (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.00%
Warsaw, IN (FHA|USDA|VA) 1 $245,000 $245,000 $2,802 3.75%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $240,000 $120,000 $2,928 2.88%
FARGO, ND-MN (FHA|USDA|VA) 1 $215,000 $215,000 $2,091 3.13%
Coldwater, MI (FHA|USDA|VA) 1 $205,000 $205,000 $3,150 4.25%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.00%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $175,000 $175,000 $2,345 2.75%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $165,000 $165,000 $1,525 2.50%
Angola, IN (FHA|USDA|VA) 1 $155,000 $155,000 $2,021 3.13%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $155,000 $155,000 $2,410 3.00%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $155,000 $155,000 $2,657 2.38%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $135,000 $135,000 $1,978 3.00%
Mason City, IA (FHA|USDA|VA) 1 $115,000 $115,000 $2,429 3.00%
Quincy, IL-MO (FHA|USDA|VA) 1 $105,000 $105,000 $1,980 3.63%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,144 3.13%
Rolla, MO (FHA|USDA|VA) 1 $85,000 $85,000 $1,847 3.88%
Marshall, MN (FHA|USDA|VA) 1 $65,000 $65,000 $2,004 3.63%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $65,000 $65,000 $2,088 3.00%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $55,000 $55,000 $2,266 2.50%
Crossville, TN (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.00%

Associated Bank's top markets include Chicago, Milwaukee, Minneapolis, St. Louis, and Green Bay among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 16,348 $5,598,590,000 $342,463 $2,816 3.08%
FHA 185 $34,875,000 $188,514 $5,693 2.82%
VA 151 $36,375,000 $240,894 $3,411 2.80%
USDA 14 $2,160,000 $154,286 $3,593 2.89%

For the 2021 period, Associated Bank's most frequently originated loan type of loans were Conventional, with 16,348 originations. Their 2nd most popular type is FHA, with 185 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 6,419 $3,349,565,000 $521,820 $3,647 3.05%
Refi 5,480 $1,509,830,000 $275,516 $2,225 2.88%
Cash Out Refi 2,686 $638,020,000 $237,535 $2,229 2.93%
Home Improvement 1,114 $72,380,000 $64,973 $2,825 3.91%
Other 999 $102,205,000 $102,307 $2,637 3.75%

For the 2021, Associated Bank's most frequently cited loan purpose of loans were Home Purchase, with 6,419 originations. The 2nd most popular reason of loans were Refi, with 5,480 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 12,377 $3,771,275,000 $304,700 $3,283 3.25%
15 Year 2,905 $535,885,000 $184,470 $1,916 2.51%
20 Year 679 $129,825,000 $191,200 $1,939 2.94%
10 Year 533 $116,055,000 $217,739 $1,864 2.39%
Other 131 $486,075,000 $3,710,496 $2,041 3.02%
5 Year 51 $268,325,000 $5,261,275 $0 3.40%
3 Year 19 $359,425,000 $18,917,105 $0 3.10%
30+ year 3 $5,135,000 $1,711,667 $5,660 2.96%

For the 2021, Associated Bank's most frequently cited loan length of loans were 30 Year, with 12,377 originations. The 2nd most popular length of loans were 15 Year, with 2,905 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 10,014 $2,586,070,000 $258,245
$1k-2k 2,447 $1,196,235,000 $488,858
$5k+ 305 $212,105,000 $695,426
$2k-3k 288 $120,590,000 $418,715
$3k-4k 276 $127,710,000 $462,717

$3,283 of loans were Associated Bank's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 10,014 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 6,828 $2,171,810,000 $318,074
2.5-3% 6,638 $2,623,330,000 $395,199
<2.5% 2,493 $824,045,000 $330,544
4-5% 563 $47,835,000 $84,964
5-6% 130 $4,190,000 $32,231
6-7% 40 $700,000 $17,500
7-8% 6 $90,000 $15,000

During 2021, Associated Bank's average interest rate of loans were 3.25%, while their most frequently originated rate bucket of loans were 3-4%, with 6,828 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100k-200k 5,640 $828,070,000 $146,821 $2,086 2.92%
$200k-400k 4,155 $1,129,845,000 $271,924 $2,543 2.94%
$100,000 or less 3,562 $209,490,000 $58,812 $1,877 3.52%
$600k-1MM 1,737 $1,311,455,000 $755,012 $5,423 3.09%
$400k-600k 1,184 $585,820,000 $494,780 $3,553 2.99%
$1MM+ 420 $1,607,320,000 $3,826,952 $6,351 2.92%

2021 saw Associated Bank place emphasis on $100k-200k loans with 5,640 originations, totaling $828,070,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 3,135 $472,385,000 $150,681 $2,286 3.09%
$100k-150k 3,111 $690,565,000 $221,975 $2,461 3.09%
$150k-250k 2,678 $1,038,410,000 $387,756 $3,609 3.08%
$50k or less 2,471 $318,985,000 $129,091 $2,317 3.12%
$75k-100k 2,285 $394,255,000 $172,540 $2,308 3.09%
$250k+ 2,270 $1,508,740,000 $664,643 $4,792 3.02%

Associated Bank lent most frequently to those with incomes in the $50k-75k range, with 3,135 originations. The second most popular income band? $100k-150k, with 3,111 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 4,726 $1,272,570,000 $269,270 $2,740 3.04%
30-36% 3,226 $946,370,000 $293,357 $3,043 3.10%
<20% 2,366 $620,670,000 $262,329 $2,492 2.90%
44% 788 $149,450,000 $189,657 $2,923 3.38%
39% 571 $165,215,000 $289,343 $2,970 3.15%
37% 543 $148,995,000 $274,392 $2,935 3.18%
38% 540 $163,980,000 $303,667 $2,935 3.14%
41% 540 $174,230,000 $322,648 $3,249 3.15%
40% 536 $160,500,000 $299,440 $3,227 3.14%
36% 534 $169,500,000 $317,416 $3,222 3.10%
42% 532 $155,920,000 $293,083 $3,137 3.18%
43% 471 $111,375,000 $236,465 $2,883 3.23%
45% 265 $62,485,000 $235,792 $2,860 3.01%
46% 256 $67,420,000 $263,359 $2,764 2.99%
49% 196 $50,530,000 $257,806 $2,765 2.93%
47% 196 $47,470,000 $242,194 $2,631 2.95%
48% 180 $44,880,000 $249,333 $2,468 2.97%
50-60% 65 $16,335,000 $251,308 $5,409 2.84%
>60% 7 $1,675,000 $239,286 $3,175 3.04%

Associated Bank lent most frequently to those with DTI ratios of 20-30%, with 4,726 originations. The next most common DTI ratio? 30-36%, with 3,226 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 14,189 $3,803,025,000 $268,026 $2,772 3.07%
Not applicable 115 $1,132,025,000 $9,843,696 $0 3.27%
Not provided 1,217 $376,215,000 $309,133 $3,340 3.15%
Asian 474 $177,200,000 $373,840 $3,592 2.98%
Black 472 $114,380,000 $242,331 $3,560 3.16%
Asian Indian 62 $29,810,000 $480,806 $3,656 2.97%
American Indian 112 $22,820,000 $203,750 $2,793 3.19%
Other Asian 27 $7,125,000 $263,889 $2,656 2.95%
Korean 4 $4,020,000 $1,005,000 $5,932 3.09%
Chinese 4 $1,550,000 $387,500 $3,628 3.44%
Native Hawaiian 6 $1,250,000 $208,333 $3,309 3.46%
5 $865,000 $173,000 $2,081 3.23%
Filipino 5 $685,000 $137,000 $2,333 3.20%
Other Pacific Islander 3 $625,000 $208,333 $3,142 3.00%
Vietnamese 3 $405,000 $135,000 $1,812 3.71%

Approval Rates

Total approvals of all applications
84.37%

Associated Bank has a below average approval rate.

Pick Rate

Approvals leading to origination
86.77%

Associated Bank has an average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 16,698 $5,672,000,000 $339,681

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
16,698 $5,672,000,000 $339,681

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 1,758 $559,360,000 $318,180 $1,957 3.18%
40-60% 2,869 $831,845,000 $289,942 $2,065 2.77%
60-80% 5,448 $2,219,460,000 $407,390 $2,646 2.98%
80-100% 5,005 $1,964,455,000 $392,499 $3,628 3.05%
Over 100% 12 $3,980,000 $331,667 $8,845 2.77%
Under 20% 1,606 $92,900,000 $57,846 $2,064 3.91%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
ASSOCIATED BANC-CORP Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 16.7%
ASSOCIATED BANC-CORP Conventional home mortgage Incorrect information on your report 1 8.3%
ASSOCIATED BANC-CORP Conventional home mortgage Struggling to pay mortgage 2 16.7%
ASSOCIATED BANC-CORP Conventional home mortgage Trouble during payment process 3 25.0%
ASSOCIATED BANC-CORP FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 8.3%
ASSOCIATED BANC-CORP FHA mortgage Struggling to pay mortgage 1 8.3%
ASSOCIATED BANC-CORP FHA mortgage Trouble during payment process 1 8.3%
ASSOCIATED BANC-CORP Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 8.3%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Associated Bank, National Association 101 1st Ave Sw Rochester, MN 55902 Full Service B&M $38,490
Associated Bank, National Association 724 Fifth Avenue Antigo, WI 54409 Full Service B&M $15,181
Associated Bank, National Association 10701 West National Avenue West Allis, WI 53227 Full Service B&M $184,270
Associated Bank, National Association 10708 West Janesville Road Hales Corners, WI 53130 Full Service B&M $132,576
Associated Bank, National Association 109 East Doty Avenue Neenah, WI 54956 Limited, Drive-thru $0
Associated Bank, National Association 10910 Main Street Richmond, IL 60071 Full Service B&M $36,303
Associated Bank, National Association 1107 Regis Court Eau Claire, WI 54701 Full Service B&M $117,764
Associated Bank, National Association 111 Tower Drive Columbus, WI 53925 Full Service B&M $52,641
Associated Bank, National Association 1121 Franklin Street Manitowoc, WI 54220 Full Service B&M $121,210
Associated Bank, National Association 11223 N Port Washington Road Mequon, WI 53092 Full Service B&M $134,847
Associated Bank, National Association 115 South Elm Street Staunton, IL 62088 Full Service B&M $119,218
Associated Bank, National Association 1156 4th Avenue South Park Falls, WI 54552 Full Service B&M $22,497
Associated Bank, National Association 117 King Street Stoughton, WI 53589 Full Service B&M $97,248
Associated Bank, National Association 118 Business 141 Coleman, WI 54112 Full Service B&M $66,086
Associated Bank, National Association 1313 Delany Road Gurnee, IL 60031 Full Service B&M $27,514
Associated Bank, National Association 1325 Church Street Stevens Point, WI 54481 Full Service B&M $112,032
Associated Bank, National Association 1332 Egg Harbor Road Sturgeon Bay, WI 54235 Limited, Drive-thru $0
Associated Bank, National Association 134 North Main Street Oconto Falls, WI 54154 Full Service B&M $59,778
Associated Bank, National Association 135 County Highway W Manitowish Waters, WI 54545 Full Service B&M $39,686
Associated Bank, National Association 1400 Capitol Drive Pewaukee, WI 53072 Full Service B&M $88,768
Associated Bank, National Association 1456 Summit Avenue Oconomowoc, WI 53066 Full Service B&M $81,217
Associated Bank, National Association 1482 West Mason Street Green Bay, WI 54303 Full Service B&M $66,387
Associated Bank, National Association 15665 West National Avenue New Berlin, WI 53151 Full Service B&M $126,904
Associated Bank, National Association 1594 East Sumner Street Hartford, WI 53027 Full Service B&M $62,705
Associated Bank, National Association 16 North Spring Street Elgin, IL 60120 Full Service B&M $42,439
Associated Bank, National Association 160 E. Pulaski St Pulaski, WI 54162 Full Service B&M $50,482
Associated Bank, National Association 202 Snelling Avenue Saint Paul, MN 55104 Full Service B&M $682,839
Associated Bank, National Association 2030 Wisconsin Avenue Grafton, WI 53024 Full Service B&M $108,262
Associated Bank, National Association 205 4th Street N La Crosse, WI 54601 Full Service B&M $499,266
Associated Bank, National Association 205 E 4th St Kaukauna, WI 54130 Full Service B&M $48,314
Associated Bank, National Association 206 North Wisconsin Street De Pere, WI 54115 Full Service B&M $156,225
Associated Bank, National Association 206 South Broadway Rochester, MN 55904 Full Service B&M $34,460
Associated Bank, National Association 2060 South Robert Street West Saint Paul, MN 55118 Full Service B&M $96,217
Associated Bank, National Association 208 Oak Creek Plaza Mundelein, IL 60060 Full Service B&M $38,162
Associated Bank, National Association 208 Steele Street Algoma, WI 54201 Full Service B&M $25,581
Associated Bank, National Association 210 South Lake Avenue Crandon, WI 54520 Full Service B&M $43,416
Associated Bank, National Association 213 North Lake Avenue Twin Lakes, WI 53181 Full Service B&M $67,911
Associated Bank, National Association 2151 S 42nd Street Manitowoc, WI 54220 Full Service Retail $57,614
Associated Bank, National Association 2348 Lineville Road Suamico, WI 54313 Full Service Retail $70,541
Associated Bank, National Association 2357 S. Oneida St. Green Bay, WI 54304 Full Service B&M $102,886
Associated Bank, National Association 238 North Main Street Columbia, IL 62236 Full Service B&M $48,613
Associated Bank, National Association 2403 East Main Street Merrill, WI 54452 Full Service B&M $30,469
Associated Bank, National Association 2415 Westowne Avenue, Suite A Oshkosh, WI 54904 Full Service Retail $46,320
Associated Bank, National Association 2420 Allen Boulevard Middleton, WI 53562 Full Service B&M $70,339
Associated Bank, National Association 2424 W. Mason St. Green Bay, WI 54303 Full Service B&M $61,361
Associated Bank, National Association 250 East Wisconsin Avenue Milwaukee, WI 53202 Full Service B&M $2,719,778
Associated Bank, National Association 2500 State Rd La Crosse, WI 54601 Full Service Retail $69,597
Associated Bank, National Association 2534 A Steffens Court Green Bay, WI 54311 Full Service Retail $61,975
Associated Bank, National Association 2590 North Downer Avenue Milwaukee, WI 53211 Full Service B&M $76,865
Associated Bank, National Association 2613 North Clairemont Avenue Eau Claire, WI 54703 Full Service Retail $26,262
Associated Bank, National Association 3124 North Lewis Avenue Waukegan, IL 60085 Full Service B&M $36,398
Associated Bank, National Association 319 East Grand Avenue Eau Claire, WI 54701 Full Service B&M $15,243
Associated Bank, National Association 326 Missouri Avenue East St. Louis, IL 62201 Full Service B&M $101,979
Associated Bank, National Association 3333 North Rockton Avenue Rockford, IL 61103 Full Service B&M $68,793
Associated Bank, National Association 3432 South 27th Street Milwaukee, WI 53215 Full Service B&M $70,781
Associated Bank, National Association 34354 North Highway 45 Third Lake, IL 60030 Full Service B&M $28,916
Associated Bank, National Association 35 W Columbia St Chippewa Falls, WI 54729 Full Service B&M $53,635
Associated Bank, National Association 3501 Veterans Avenue Suamico, WI 54173 Full Service B&M $52,342
Associated Bank, National Association 369 Cardinal Lane Green Bay, WI 54313 Full Service B&M $415,185
Associated Bank, National Association 3719 South Kinnickinnic Avenue Saint Francis, WI 53235 Full Service B&M $82,373
Associated Bank, National Association 3847 S Howell Ave Milwaukee, WI 53207 Full Service B&M $44,308
Associated Bank, National Association 38860 10th Avenue North Branch, MN 55056 Full Service B&M $98,987
Associated Bank, National Association 509 Grand Ave Neillsville, WI 54456 Full Service B&M $40,083
Associated Bank, National Association 514 Fremont Street Kiel, WI 53042 Full Service B&M $61,747
Associated Bank, National Association 5170 W Rawson Ave Franklin, WI 53132 Full Service B&M $73,951
Associated Bank, National Association 5200 North Central Avenue Chicago, IL 60630 Full Service B&M $225,605
Associated Bank, National Association 5205 Washington Ave Racine, WI 53406 Full Service B&M $20,528
Associated Bank, National Association 5211 Alderson Street Schofield, WI 54476 Full Service B&M $45,682
Associated Bank, National Association 5220 Farwell Street Mcfarland, WI 53558 Full Service B&M $58,076
Associated Bank, National Association 525 W Monroe St Chicago, IL 60661 Full Service B&M $1,414,763
Associated Bank, National Association 5260 N. Us 51 Mercer, WI 54547 Full Service B&M $43,708
Associated Bank, National Association 5292 Second Avenue Pittsville, WI 54466 Full Service B&M $35,339
Associated Bank, National Association 530 West Highway 153 Mosinee, WI 54455 Full Service Retail $21,538
Associated Bank, National Association 5350 West Fond Du Lac Avenue Milwaukee, WI 53216 Full Service B&M $23,363
Associated Bank, National Association 5353 Wayzata Boulevard St. Louis Park, MN 55416 Full Service B&M $400,542
Associated Bank, National Association 5439 Durand Avenue Racine, WI 53406 Full Service B&M $26,199
Associated Bank, National Association 5453 Park Street, Hwy M Boulder Junction, WI 54512 Full Service B&M $32,627
Associated Bank, National Association 5597 Highway Ten East Stevens Point, WI 54481 Full Service B&M $71,838
Associated Bank, National Association 56 East Irving Park Road Roselle, IL 60172 Full Service B&M $193,769
Associated Bank, National Association 57 North Third Avenue Sturgeon Bay, WI 54235 Full Service B&M $143,718
Associated Bank, National Association 600 Main Street Watertown, WI 53094 Full Service B&M $87,949
Associated Bank, National Association 602 Henry Avenue Beloit, WI 53511 Full Service B&M $76,232
Associated Bank, National Association 612 North Main Street Rockford, IL 61103 Full Service B&M $452,380
Associated Bank, National Association 622 Roosevelt Road Machesney Park, IL 61115 Full Service B&M $99,164
Associated Bank, National Association 6355 North Central Avenue Chicago, IL 60646 Full Service B&M $57,915
Associated Bank, National Association 6419 S Green Bay Rd Kenosha, WI 53144 Full Service Retail $43,154
Associated Bank, National Association 647 S Green Bay Road Neenah, WI 54956 Full Service Retail $53,953
Associated Bank, National Association 6550 North Illinois Street Fairview Heights, IL 62208 Full Service B&M $107,219
Associated Bank, National Association 658 South Grand Avenue Sun Prairie, WI 53590 Full Service B&M $140,469
Associated Bank, National Association 6655a Mckee Road Madison, WI 53719 Full Service Retail $69,993
Associated Bank, National Association 6745 North Port Washington Road Glendale, WI 53217 Full Service B&M $62,632
Associated Bank, National Association 6902 W Main St Belleville, IL 62223 Full Service B&M $50,178
Associated Bank, National Association 7001 Bass Lake Road New Hope, MN 55428 Full Service B&M $68,558
Associated Bank, National Association 704 Texas Street Bethalto, IL 62010 Full Service B&M $95,340
Associated Bank, National Association 707 North Rochester Mukwonago, WI 53149 Full Service B&M $145,361
Associated Bank, National Association 711 Grand Avenue Wisconsin Rapids, WI 54495 Full Service B&M $50,844
Associated Bank, National Association 715 West Paradise Drive West Bend, WI 53095 Full Service B&M $86,438
Associated Bank, National Association 717 Main Street Menomonie, WI 54751 Full Service B&M $30,985
Associated Bank, National Association 728 Williams Street Lake Geneva, WI 53147 Full Service Retail $45,708
Associated Bank, National Association 733 Marquette Avenue Minneapolis, MN 55402 Full Service B&M $159,841
Associated Bank, National Association 743 East 47th Street Chicago, IL 60653 Full Service B&M $11,705
Associated Bank, National Association 749 Main Ave De Pere, WI 54115 Full Service B&M $125,309
Associated Bank, National Association 750 Viking Drive Reedsburg, WI 53959 Full Service B&M $86,637
Associated Bank, National Association 7533 Egan Drive Savage, MN 55378 Full Service B&M $43,694
Associated Bank, National Association 7675 Miller Road Carpentersville, IL 60110 Full Service B&M $17,778
Associated Bank, National Association 7722 Mineral Point Rd Madison, WI 53717 Full Service B&M $396,768
Associated Bank, National Association 7760 France Avenue South Bloomington, MN 55435 Full Service B&M $103,400
Associated Bank, National Association 7900 West Brown Deer Road Milwaukee, WI 53223 Full Service B&M $47,952
Associated Bank, National Association 793 16th Street Sw Rochester, MN 55902 Full Service B&M $64,551
Associated Bank, National Association 7940 S 6th St Oak Creek, WI 53154 Full Service Retail $64,682
Associated Bank, National Association 801 West Main Street Mount Olive, IL 62069 Full Service B&M $42,570
Associated Bank, National Association 8050 West Capitol Drive Milwaukee, WI 53222 Full Service B&M $23,190
Associated Bank, National Association 815 North Water St Milwaukee, WI 53202 Limited, Drive-thru $0
Associated Bank, National Association 825 North Main Viroqua, WI 54665 Full Service B&M $40,054
Associated Bank, National Association 828 East Washington Avenue Madison, WI 53703 Full Service B&M $420,047
Associated Bank, National Association 829 West Mitchell Street Milwaukee, WI 53204 Full Service B&M $26,629
Associated Bank, National Association 8683 Highway 51 N Minocqua, WI 54548 Full Service B&M $122,850
Associated Bank, National Association 888 South Main Street Fond Du Lac, WI 54935 Full Service B&M $79,500
Associated Bank, National Association 9325 Upland Lane Maple Grove, MN 55369 Full Service B&M $41,859
Associated Bank, National Association N112 W16330 Mequon Road Germantown, WI 53022 Full Service B&M $103,425
Associated Bank, National Association N49 W35876 Wisconsin Avenue Oconomowoc, WI 53066 Full Service B&M $98,980
Associated Bank, National Association N64 W23710 Main Street Sussex, WI 53089 Full Service B&M $126,549
Associated Bank, National Association N88 W15491 Main Street Menomonee Falls, WI 53051 Full Service B&M $135,514
Associated Bank, National Association S76 W17655 Janesville Road Muskego, WI 53150 Full Service B&M $92,946
Associated Bank, National Association W156 N5575 Pilgrim Road Menomonee Falls, WI 53051 Full Service B&M $85,895
Associated Bank, National Association W180n 7890 Town Hall Road Menomonee Falls, WI 53051 Limited, Mobile/Seasonal Office $0
Associated Bank, National Association W3122 County Road Kk Appleton, WI 54915 Full Service B&M $197,636
Associated Bank, National Association W6606a Highway 23 Fond Du Lac, WI 54937 Full Service B&M $31,628
Associated Bank, National Association 1 Brewers Way Milwaukee, WI 53214 Limited, Mobile/Seasonal Office $0
Associated Bank, National Association 1 Junction Drive West Glen Carbon, IL 62034 Full Service B&M $52,009
Associated Bank, National Association 10 North Lincoln Street Elkhorn, WI 53121 Full Service B&M $155,858
Associated Bank, National Association 10 West Murdock Street Oshkosh, WI 54901 Full Service B&M $151,517
Associated Bank, National Association 100 East Washington Street Belleville, IL 62220 Full Service B&M $47,137
Associated Bank, National Association 100 West Wisconsin Avenue Neenah, WI 54956 Full Service B&M $265,369
Associated Bank, National Association 1195 North Casaloma Drive Appleton, WI 54913 Full Service B&M $74,012
Associated Bank, National Association 1203 17th Avenue Bloomer, WI 54724 Full Service B&M $34,432
Associated Bank, National Association 1217 North Taylor Drive Sheboygan, WI 53081 Full Service B&M $264,078
Associated Bank, National Association 123 East Main Street Wautoma, WI 54982 Full Service B&M $56,444
Associated Bank, National Association 124 W Main St Winneconne, WI 54986 Full Service B&M $28,356
Associated Bank, National Association 1270 West Sunset Drive Waukesha, WI 53189 Full Service B&M $188,347
Associated Bank, National Association 1270 Yankee Doodle Road Eagan, MN 55121 Full Service B&M $110,558
Associated Bank, National Association 129 East Division Street Shawano, WI 54166 Full Service B&M $133,197
Associated Bank, National Association 1301 N Martin Luther King Jr. Drive Milwaukee, WI 53212 Full Service B&M $52,418
Associated Bank, National Association 1301 Waukegan Road Glenview, IL 60025 Full Service B&M $80,951
Associated Bank, National Association 1305 Main Street Stevens Point, WI 54481 Limited, Administrative $0
Associated Bank, National Association 1312 Wisconsin Street Hudson, WI 54016 Limited, Mobile/Seasonal Office $0
Associated Bank, National Association 160 Medford Plaza Medford, WI 54451 Full Service Retail $32,516
Associated Bank, National Association 1603 Monroe Street Madison, WI 53711 Full Service B&M $120,625
Associated Bank, National Association 1612 Belknap Street Superior, WI 54880 Full Service B&M $16,634
Associated Bank, National Association 1617 North Central Avenue Marshfield, WI 54449 Full Service Retail $44,414
Associated Bank, National Association 1660 11th Avenue Baldwin, WI 54002 Full Service B&M $55,370
Associated Bank, National Association 17100 W Capitol Dr Brookfield, WI 53005 Full Service B&M $53,215
Associated Bank, National Association 17595 West Bluemound Road Brookfield, WI 53045 Full Service B&M $159,668
Associated Bank, National Association 1763 West Howard Avenue Chicago, IL 60626 Full Service Retail $11,710
Associated Bank, National Association 1765 W 20th Ave Oshkosh, WI 54902 Full Service B&M $109,868
Associated Bank, National Association 180 West Virginia Street Crystal Lake, IL 60014 Full Service B&M $99,432
Associated Bank, National Association 1801 Riverside Drive Minneapolis, MN 55454 Full Service B&M $44,178
Associated Bank, National Association 1835 Radio Drive Woodbury, MN 55125 Full Service B&M $110,433
Associated Bank, National Association 1870 N Perryville Road Rockford, IL 61107 Full Service B&M $118,284
Associated Bank, National Association 1985 Commerce Dr Nw Rochester, MN 55901 Full Service B&M $36,435
Associated Bank, National Association 200 East Randolph Drive Chicago, IL 60601 Full Service B&M $663,340
Associated Bank, National Association 200 North Adams Street Green Bay, WI 54301 Full Service B&M $2,449,663
Associated Bank, National Association 200 West Bartlett Avenue Bartlett, IL 60103 Full Service B&M $41,565
Associated Bank, National Association 2001 Coulee Road Hudson, WI 54016 Full Service B&M $98,207
Associated Bank, National Association 2001 Larkin Avenue Elgin, IL 60123 Full Service B&M $50,919
Associated Bank, National Association 2001 Londonderry Drive Madison, WI 53704 Full Service B&M $45,784
Associated Bank, National Association 2001 South Webster Avenue Green Bay, WI 54301 Full Service B&M $97,562
Associated Bank, National Association 201 Marcou Road Onalaska, WI 54650 Full Service B&M $122,997
Associated Bank, National Association 201 Park Avenue Beaver Dam, WI 53916 Full Service B&M $63,044
Associated Bank, National Association 2010 Stewart Avenue Wausau, WI 54401 Full Service B&M $292,508
Associated Bank, National Association 217 North Milwaukee Street Waterford, WI 53185 Full Service B&M $82,549
Associated Bank, National Association 217 West Washington Street Millstadt, IL 62260 Full Service B&M $33,651
Associated Bank, National Association 218 East Central Ave Benld, IL 62009 Full Service B&M $30,839
Associated Bank, National Association 219 Center Street Whitewater, WI 53190 Full Service B&M $58,090
Associated Bank, National Association 2200 Crestview Drive Hudson, WI 54016 Full Service B&M $111,995
Associated Bank, National Association 2201 Roosevelt Road Marinette, WI 54143 Full Service B&M $52,218
Associated Bank, National Association 221 4th Avenue West Ashland, WI 54806 Full Service B&M $74,651
Associated Bank, National Association 222 East Wisconsin Street Portage, WI 53901 Full Service B&M $160,446
Associated Bank, National Association 222 North Wisconsin Street Port Washington, WI 53074 Full Service B&M $96,790
Associated Bank, National Association 2241 East Main Street, Suite A Green Bay, WI 54302 Full Service B&M $137,061
Associated Bank, National Association 2262 University Avenue Green Bay, WI 54302 Full Service B&M $83,597
Associated Bank, National Association 227 West Wisconsin Avenue Tomahawk, WI 54487 Full Service B&M $33,838
Associated Bank, National Association 2623 N Center Street Maryville, IL 62062 Full Service B&M $41,055
Associated Bank, National Association 2645 North Mayfair Road Wauwatosa, WI 53226 Full Service B&M $139,515
Associated Bank, National Association 2655 Campus Drive Plymouth, MN 55441 Full Service B&M $52,799
Associated Bank, National Association 269 S. Century Avenue Waunakee, WI 53597 Full Service B&M $69,687
Associated Bank, National Association 2701 North Richmond Street Appleton, WI 54911 Full Service B&M $272,191
Associated Bank, National Association 2720 11th Street Rockford, IL 61109 Full Service Retail $23,218
Associated Bank, National Association 2720 North Lexington Drive Janesville, WI 53545 Full Service B&M $268,497
Associated Bank, National Association 2722 Eddy Lane Eau Claire, WI 54701 Full Service B&M $37,575
Associated Bank, National Association 2727 Post Road Plover, WI 54467 Full Service B&M $59,825
Associated Bank, National Association 2812 Mall Drive Eau Claire, WI 54701 Full Service B&M $81,097
Associated Bank, National Association 2815 North Grandview Boulevard Pewaukee, WI 53072 Full Service B&M $75,036
Associated Bank, National Association 2815 South Chicago Avenue South Milwaukee, WI 53172 Full Service B&M $43,436
Associated Bank, National Association 2850 Pioneer Ave Rice Lake, WI 54868 Full Service B&M $33,849
Associated Bank, National Association 2999 West County Road 42, Suite 130 Burnsville, MN 55306 Full Service B&M $52,145
Associated Bank, National Association 300 East Washington Street Slinger, WI 53086 Full Service B&M $75,970
Associated Bank, National Association 300 N La Salle Drive Chicago, IL 60654 Full Service B&M $184,849
Associated Bank, National Association 300 North Mclean Boulevard South Elgin, IL 60177 Full Service B&M $87,801
Associated Bank, National Association 3002 Fish Hatchery Rd. Fitchburg, WI 53713 Full Service B&M $110,065
Associated Bank, National Association 301 West Galena Boulevard Aurora, IL 60506 Full Service B&M $82,952
Associated Bank, National Association 304 Bargraves Blvd Troy, IL 62294 Full Service B&M $20,408
Associated Bank, National Association 304 Lincoln Rhinelander, WI 54501 Full Service B&M $181,976
Associated Bank, National Association 305 Hwy, 141 Crivitz, WI 54114 Full Service B&M $51,996
Associated Bank, National Association 307 Second Street Hudson, WI 54016 Full Service B&M $77,111
Associated Bank, National Association 310 Silver Street Hurley, WI 54534 Full Service B&M $38,756
Associated Bank, National Association 400 Scott Street Wausau, WI 54403 Full Service B&M $83,582
Associated Bank, National Association 400 South Chestnut Avenue Marshfield, WI 54449 Full Service B&M $288,378
Associated Bank, National Association 403 W 4th St Red Wing, MN 55066 Full Service B&M $114,107
Associated Bank, National Association 420 East Main Street Ellsworth, WI 54011 Full Service B&M $78,339
Associated Bank, National Association 430 East Silver Spring Drive Whitefish Bay, WI 53217 Full Service B&M $129,268
Associated Bank, National Association 4400 Center Terrace Rockford, IL 61108 Full Service B&M $93,883
Associated Bank, National Association 4402 E Towne Blvd Madison, WI 53704 Full Service B&M $48,443
Associated Bank, National Association 4407 Cottage Grove Road Madison, WI 53716 Full Service B&M $123,431
Associated Bank, National Association 450 North Holmen Drive Holmen, WI 54636 Full Service B&M $50,214
Associated Bank, National Association 4811 South 76th Street Greenfield, WI 53220 Full Service B&M $176,239
Associated Bank, National Association 4812 W Burleigh St Milwaukee, WI 53210 Full Service B&M $8,940
Associated Bank, National Association 501 South Webb Street Wittenberg, WI 54499 Full Service B&M $33,913
Associated Bank, National Association 101 Park Street New London, WI 54961 Full Service B&M $48,163
Associated Bank, National Association 102 Main Street Lodi, WI 53555 Full Service B&M $94,545
Associated Bank, National Association 1025 Lombardi Ave Green Bay, WI 54304 Full Service B&M $545
Associated Bank, National Association 1035 Main Street Oconto, WI 54153 Full Service B&M $35,524
Associated Bank, National Association 104 East Pine Street Eagle River, WI 54521 Full Service B&M $47,023
Associated Bank, National Association 104 Homer M. Adams Parkway Alton, IL 62002 Full Service B&M $42,718
Associated Bank, National Association 10440 Townline Road Sister Bay, WI 54234 Full Service B&M $54,147
Associated Bank, National Association 105 East State Street Hamel, IL 62046 Full Service B&M $56,739
Associated Bank, National Association 1050 Milwaukee Avenue Burlington, WI 53105 Full Service B&M $76,608
Associated Bank, National Association 10562 Kansas Avenue Hayward, WI 54843 Full Service B&M $63,948
Associated Bank, National Association 106 South Main Street Jefferson, WI 53549 Full Service B&M $42,159

For 2021, Associated Bank had 229 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $798,189
Net interest income $733,545
Total noninterest income $334,366
Gross Fiduciary activities income $66,782
Service charges on deposit accounts $64,406
Trading account gains and fees $20,128
Additional Noninterest Income $183,050
Pre-tax net operating income $450,546
Securities gains (or losses, -) $103
Income before extraordinary items $361,198
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $361,198
Minority interest net income $0
Net income $361,198
Sale, conversion, retirement of capital stock, net $0
Net operating income $361,115

Associated Bank's gross interest income from loans was $798,189,000.
Associated Bank's net interest income from loans was $733,545,000.
Associated Bank's fee based income from loans was $64,406,000.
Associated Bank's net income from loans was $361,198,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $64,644
Provision for credit losses $-88,011
Total noninterest expense $705,376
Salaries and employee benefits $426,687
Premises and equipment expense $84,617
Additional noninterest expense $194,072
Applicable income taxes $89,451
Net charge-offs $23,687
Cash dividends $390,000

Associated Bank's interest expense for loans was $64,644,000.
Associated Bank's payroll and benefits expense were $426,687,000.
Associated Bank's property, plant and equipment expenses $84,617,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 1.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 1.0%
All other family 0.0%
Commercial & industrial loans 0.0%
Personal loans 1.0%
Credit card loans 0.7%
Other individual loans 1.0%
Auto loans 0.0%
Other consumer loans 2.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $28,504,173
Deposits held in domestic offices $28,504,173
Deposits by Individuals, partnerships, and corporations $25,370,732
Deposits by U.S. Government $0
Deposits by States and political subdivisions in the U.S. $2,474,987
Deposits by Commercial banks and other depository institutions in U.S. $658,454
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $4,144,217
Demand deposits $3,417,835
Nontransaction accounts $24,359,956
Money market deposit accounts (MMDAs) $7,205,854
Other savings deposits (excluding MMDAs) $15,806,840
Total time deposits $1,347,262
Total time and savings deposits $25,086,338
Noninterest-bearing deposits $8,521,077
Interest-bearing deposits $19,983,096
Retail deposits $27,521,114
IRAs and Keogh plan accounts $369,405
Brokered deposits $767,959
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $35,057,609
Cash & Balances due from depository institutions $1,025,515
Interest-bearing balances $681,684
Total securities $6,575,437
Federal funds sold & reverse repurchase $0
Net loans and leases $24,081,572
Loan and leases loss allowance $280,015
Trading account assets $86,923
Bank premises and fixed assets $385,315
Other real estate owned $29,619
Goodwill and other intangibles $1,207,512
All other assets $1,665,716

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $35,057,609
Total Liabilities $31,104,148
Total deposits $28,504,173
Interest-bearing deposits $19,983,096
Deposits held in domestic offices $28,504,173
% insured (estimated) $55
Federal funds purchased and repurchase agreements $319,532
Trading liabilities $19,421
Other borrowed funds $1,906,210
Subordinated debt $0
All other liabilities $354,812

Issued Loan Types

Type Value (in 000's)
Net loans and leases $24,081,572
Loan and leases loss allowance $280,015
Total loans and leases (domestic) $24,361,587
All real estate loans $15,464,433
Real estate loans in domestic offices $15,464,433
Construction and development loans $1,808,976
Residential 1-4 family construction $380,160
Other construction, all land development and other land $1,428,816
Loans secured by nonfarm nonresidential properties $3,943,910
Nonfarm nonresidential secured by owner-occupied properties $971,326
Commercial real estate & other non-farm, non-residential $2,972,584
Multifamily residential real estate $1,405,264
1-4 family residential loans $8,299,563
Farmland loans $6,720
Loans held in foreign offices $0
Farm loans $14,381
Commercial and industrial loans $5,462,803
To non-U.S. addressees $138,394
Loans to individuals $444,768
Credit card loans $113,499
Related Plans $69,069
Consumer Auto Loans $143,045
Other loans to individuals $119,155
All other loans & leases $2,975,202
Loans to foreign governments and official institutions $0
Other loans $2,804,067
Loans to depository institutions and acceptances of other banks $2
Loans not secured by real estate $2,324,961
Loans secured by real estate to non-U.S. addressees $23
Restructured Loans & leases $40,763
Non 1-4 family restructured loans & leases $22,975
Total loans and leases (foreign) $0

Associated Bank had $24,081,572,000 of loans outstanding in 2021. $15,464,433,000 of loans were in real estate loans. $1,808,976,000 of loans were in development loans. $1,405,264,000 of loans were in multifamily mortgage loans. $8,299,563,000 of loans were in 1-4 family mortgage loans. $14,381,000 of loans were in farm loans. $113,499,000 of loans were in credit card loans. $143,045,000 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 962 $272,384 $283,143
Nonfarm, nonresidential loans - <$100k 156 $6,862 $43,987
Nonfarm, nonresidential loans - $100-250k 287 $35,834 $124,857
Nonfarm, nonresidential loans - $250k-1MM 519 $229,688 $442,559
Commercial & Industrial, US addressed loans - <$1MM 10,420 $211,305 $20,279
Commercial & Industrial, US addressed loans - <$100k 9,689 $48,870 $5,044
Commercial & Industrial, US addressed loans - $100-250k 341 $33,994 $99,689
Commercial & Industrial, US addressed loans - $250k-1MM 390 $128,441 $329,336
Farmland loans - <$1MM 37 $3,928 $106,162
Farmland loans - <$100k 15 $479 $31,933
Farmland loans - $100-250k 16 $1,606 $100,375
Farmland loans - $250k-1MM 6 $1,843 $307,167
Agriculture operations loans - <$1MM 16 $1,069 $66,813
Agriculture operations loans - <$100k 13 $282 $21,692
Agriculture operations loans - $250k-1MM 3 $787 $262,333