Jacksonville VA Loan Rates, Closing Costs & Stats

JACKSONVILLE, FL

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Jacksonville's 199 lenders originated 5,878 VA loans during 2023. The total origination value was $2,195,170,000, with an average VA loan value of $373,455.

Jacksonville VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Jacksonville averaged 6.65% for the week of 2024-05-24, compared to the national average (all VA variants) of 6.567% for the same period.

Jacksonville's average VA mortgage closing costs are $7,248.

The average rate for the prior week (2024-05-17) was 6.27% and one month ago for the week of 2024-04-19, the average rate was 6.54%.

The average rate one year ago was 6.21%.

For refis of the same type during the week of 2024-05-24, the average rate was 6.75%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Jacksonville VA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Jacksonville level.

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Mortgage Research Center, LLC 647 6.42% $8,095
UNITED WHOLESALE MORTGAGE, LLC 637 6.20% $10,171
DHI MORTGAGE COMPANY, LTD. 509 5.30% $5,961
NAVY FEDERAL CREDIT UNION 393 5.74% $7,927
QUICKEN LOANS, LLC 258 6.07% $14,468
EAGLE HOME MORTGAGE, LLC 181 5.00% $6,976
JET HOMELOANS, LLC 176 5.75% $9,083
KBHS HOME LOANS, LLC 148 5.90% $13,197
FREEDOM MORTGAGE CORPORATION 142 6.37% $16,750
Bank of England 141 6.09% $13,232
LOANDEPOT.COM, LLC 126 6.26% $12,545
HOMEAMERICAN MORTGAGE CORPORATION 112 5.57% $6,233
MOVEMENT MORTGAGE, LLC 88 6.34% $11,302
PULTE MORTGAGE LLC 86 5.83% $7,062
CROSSCOUNTRY MORTGAGE, LLC 80 6.53% $11,979
MATTAMY HOME FUNDING, LLC 73 5.84% $11,439
Ameris Bank 71 6.20% $15,324
USAA Federal Savings Bank 59 6.27% $10,710
CARDINAL FINANCIAL 52 6.57% $11,280
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 52 6.55% $8,935
NEW DAY FINANCIAL, LLC 49 7.44% $15,830
PENNYMAC LOAN SERVICES, LLC 49 5.97% $13,434
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 48 6.40% $9,551
Prosperity Home Mortgage, LLC 45 5.96% $12,973
CHURCHILL MORTGAGE CORPORATION 40 6.44% $11,153
Equity Prime Mortgage LLC 38 6.90% $11,152
Mr. Cooper ( Nationstar Mortgage ) 36 5.97% $20,267
FBC MORTGAGE, LLC 36 5.41% $8,982
WATSON MORTGAGE CORP. 34 6.16% $11,086
CMG MORTGAGE, INC. 34 6.29% $11,904
VILLAGE CAPITAL MORTGAGE 33 6.29% $13,085
MORTGAGE SOLUTIONS OF COLORADO, LLC 32 7.59% $4,316
INSPIRE HOME LOANS INC. 32 5.68% $7,110
AMERICAN PACIFIC MORTGAGE CORPORATION 31 6.66% $12,061
First Federal Bank 26 6.29% $9,150
UNION HOME MORTGAGE CORP. 26 6.46% $12,278
TBI MORTGAGE COMPANY 25 5.76% $17,139
FIRST EQUITY MORTGAGE INCORPORATED 24 5.75% $14,026
The Federal Savings Bank 24 6.17% $19,395
NBKC BANK 23 5.67% $9,315
U.S. Bank 23 6.10% $11,608
AMERISAVE MORTGAGE CORPORATION 22 5.41% $21,791
NEWREZ LLC 22 6.19% $15,428
Plains Commerce Bank 22 6.06% $14,847
GUARANTEED RATE, INC. 22 6.02% $8,112
Regions Bank 21 6.08% $14,720
PENTAGON FEDERAL CREDIT UNION 20 5.54% $9,231
PLAZA HOME MORTGAGE, INC. 20 6.37% $16,874
SWBC MORTGAGE CORPORATION 19 6.59% $7,839
STOCKTON MORTGAGE CORPORATION 18 6.18% $8,800
South Pacific Financial Corporation 18 5.46% $10,082
GUARANTEED RATE AFFINITY, LLC 18 6.26% $9,357
Paramount Residential Mortgage Group, Inc. 18 6.30% $13,973
Century Mortgage Company DBA Century Lending Company 18 6.20% $11,792
Flagstar Bank, FSB 17 6.36% $9,826
ENVOY MORTGAGE, LTD 16 6.39% $13,891
ACADEMY MORTGAGE CORPORATION 16 6.59% $13,518
Mid-Continent Funding, Inc. 16 6.20% $15,168
NVR Mortgage Finance, Inc. 16 5.05% $10,697
PLANET HOME LENDING, LLC 15 5.97% $14,382
RESOURCE FINANCIAL SERVICES, INC. 14 6.59% $9,317
BROKER SOLUTIONS, INC. 14 6.47% $14,587
SUN WEST MORTGAGE COMPANY, INC. 14 6.73% $11,726
EMM LOANS LLC 14 6.59% $12,839
ACOPIA, LLC 14 6.46% $8,152
EVERETT FINANCIAL, INC. 13 7.08% $9,027
MUTUAL OF OMAHA MORTGAGE, INC. 13 6.26% $15,689
Wells Fargo Bank 12 5.75% $9,108
Network Funding, L.P. 12 6.63% $13,554
PRIMELENDING, A PLAINSCAPITAL COMPANY 11 6.44% $10,248
Keystone Funding, Inc. 11 6.02% $14,001
LAKEVIEW LOAN SERVICING, LLC 11 5.85% $14,624
HOMEBRIDGE FINANCIAL SERVICES, INC. 10 6.34% $10,356
VYSTAR 10 6.69% $9,159
Barrington Bank & Trust Company, N.A. 10 6.44% $11,844
Waterstone Mortgage Corporation 9 6.71% $14,950
AMERICAN FINANCIAL NETWORK, INC. 9 6.57% $7,700
SUCCESS MORTGAGE PARTNERS, INC. 9 6.74% $11,596
Summit Mortgage Corporation 9 6.47% $7,610
Gateway First Bank 8 6.53% $9,143
NFM, INC. 7 6.43% $15,187
Citizens Bank 7 5.86% $11,094
HOMEOWNERS FINANCIAL GROUP USA, LLC 7 6.48% $11,862
MICHIGAN MUTUAL, INC. 6 5.85% $8,613
Presidential Bank, FSB 6 6.23% $10,535
RESIDENTIAL BANCORP 6 6.29% $14,571
LOANPAL, LLC 6 6.04% $10,751
HOMESTAR FINANCIAL CORPORATION 6 6.48% $13,080
Renasant Bank 6 5.94% $5,710
NETWORK CAPITAL FUNDING CORPORATION 6 5.90% $18,744
NORWICH COMMERCIAL GROUP, INC. 5 6.43% $18,177
NATIONS DIRECT MORTGAGE, LLC 5 6.90% $11,673
AMCAP MORTGAGE, LTD. 5 7.05% $17,384
CONTOUR MORTGAGE CORPORATION 5 6.35% $16,954
Mortgage Lenders Investment Trading Corporation 5 6.65% $7,305
CALIBER HOME LOANS, INC. 5 5.95% $7,147
First Option Mortgage, LLC 5 7.10% $11,521
VERITAS FUNDING, LLC 4 6.69% $22,613
BAY EQUITY LLC 4 6.00% $10,929
MORTGAGE 1 INCORPORATED 4 6.31% $4,761
ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 6.13% $9,492
AMERICAN FINANCIAL RESOURCES, INC. 4 6.00% $10,012
OCMBC, INC. 4 7.00% $7,836
RELIANCE FIRST CAPITAL, LLC 4 6.47% $12,733
Nations Lending Corporation 3 6.00% $11,385
GUILD MORTGAGE COMPANY 3 7.00% $12,170
LEADERONE FINANCIAL CORPORATION 3 6.38% $17,340
TOWNE MORTGAGE COMPANY 3 6.21% $13,905
PREMIA MORTGAGE, LLC 3 5.46% $5,965
South State Bank 3 6.25% $18,736
Fifth Third Bank 3 6.08% $4,358
THE MORTGAGE FIRM, INC. 3 6.75% $12,455
Sierra Pacific Mortgage Company, Inc. 3 5.63% $13,734
BNC National Bank 3 5.38% $11,842
JPMorgan Chase Bank 3 5.75% $6,738
Towne Bank 3 7.04% $11,472
Florida Capital Bank 3 6.54% $11,681
SeaTrust Mortgage Company 3 6.38% $14,574
Ixonia Bank 3 7.04% $11,297
United Community Bank 3 6.54% $9,779
GENEVA FINANCIAL, LLC 3 6.63% $20,695
SUMMIT FUNDING, INC. 2 6.50% $4,065
CBM Mortgage, Inc. 2 6.25% $19,079
Lakeview Community Capital, LLC 2 5.75% $11,848
Capital City Home Loans, LLC 2 6.19% $7,115
Strong Home Mortgage, LLC 2 5.63% $4,817
PNC Bank 2 6.63% $5,524
MILEND, INC. 2 6.50% $25,024
FIDELITY BANK 2 6.75% $16,444
SECURITYNATIONAL MORTGAGE COMPANY 2 5.88% $17,531
Bell Bank 2 6.38% $10,616
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 6.25% $11,502
University Bank 2 6.25% $15,964
HOMESIDE FINANCIAL, LLC 2 6.19% $10,634
Truist 2 6.75% $4,195
GUARANTY HOME MORTGAGE CORPORATION 2 6.94% $11,628
VAN DYK MORTGAGE CORPORATION 2 7.13% $8,438
BAYSHORE MORTGAGE FUNDING, LLC 2 7.00% $19,785
NATIONWIDE MORTGAGE BANKERS, INC. 2 6.50% $9,789
TOP FLITE FINANCIAL, INC. 2 7.00% $17,878
EMBRACE HOME LOANS, INC. 2 6.19% $17,140
NBH Bank 2 6.06% $7,130
First Savings Bank 2 5.69% $26,358
GSF Mortgage Corporation 2 7.00% $9,814
The Central Trust Bank 2 5.56% $5,727
Franklin Loan Corporation 2 5.75% $24,541
Farmers Bank & Trust 2 5.44% $5,801
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 7.00% $3,794
PACIFIC RESIDENTIAL MORTGAGE, LLC 2 6.19% $11,977
Sunflower Bank 2 5.81% $12,385
Residential Mortgage Solutions, Inc. 1 7.75% $19,090
GoPrime Mortgage, Inc. 1 7.00% $7,299
Heartland Bank 1 6.50% $20,537
HomePromise Corporation 1 5.75% $14,819
Hometown Equity Mortgage, LLC 1 6.38% $9,485
INTERSTATE HOME LOAN CENTER, INC. 1 6.13% $11,239
JMAC LENDING, INC. 1 6.50% $13,782
FIRST HOME MORTGAGE CORPORATION 1 6.50% $17,858
KELLER MORTGAGE, LLC 1 5.75% $2,880
LADERA LENDING, INC. 1 6.63% $13,326
LIBERTY HOME MORTGAGE CORPORATION 1 6.25% $25,865
FIRST COMMUNITY MORTGAGE, INC. 1 7.25% $17,660
Meridian Bank Corporation 1 6.50% $12,987
MORTGAGEONE, INC. 1 7.88% $5,977
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 6.25% $18,657
ENDEAVOR CAPITAL, LLC. 1 6.25% $4,428
M&T Bank 1 5.63% $6,070
Wolfe Financial, Inc 1 5.88% $3,678
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 7.75% $13,477
DAS Acquisition Company, LLC 1 5.75% $17,384
CORNERSTONE HOME LENDING, INC. 1 6.25% $7,314
Cornerstone First Mortgage, Inc 1 7.50% $5,080
NexBank 1 5.63% $16,490
North American Savings Bank, F.S.B. 1 5.50% $2,897
COMMUNITY MORTGAGE CORPORATION 1 5.25% $15,588
PHH Mortgage Corporation 1 6.49% $8,495
Capital Bank 1 7.25% $23,464
CANOPY MORTGAGE, LLC 1 6.99% $10,065
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 5.75% $13,150
Blue Ridge Bank 1 5.50% $6,629
RESIDENTIAL HOME MORTGAGE CORPORATION 1 5.50% $15,065
ROYAL UNITED MORTGAGE LLC 1 6.75% $11,631
Sandy Spring Bank 1 5.75% $19,843
SIRVA MORTGAGE, INC. 1 5.25% $10,673
Southern First Bank 1 6.25% $16,700
SOUTHERN TRUST MORTGAGE, LLC 1 5.50% $16,537
SOUTHWEST STAGE FUNDING, LLC 1 5.88% $0
STAUNTON FINANCIAL, INC. 1 6.13% $5,133
Assurance Financial Group, L.L.C. 1 5.75% $8,899
Synovus Bank 1 6.25% $7,298
Armed Forces Bank 1 7.13% $5,995
Tidewater Home Funding, LLC 1 5.25% $10,406
TIDEWATER MORTGAGE SERVICES, INC. 1 6.63% $21,621
Towne Mortgage, LLC 1 6.00% $15,359
UNION CAPITAL MORTGAGE CORPORATION 1 6.63% $26,507
American Mortgage & Equity Consultants, Inc. 1 7.13% $20,376
Advisors Mortgage Group, L.L.C. 1 6.50% $21,337
Advance Financial Group, LLC 1 6.75% $11,475
Western Ohio Mortgage Corporation 1 6.50% $9,195

The top Jacksonville VA lender as defined by loan originations is Mortgage Research Center, LLC, with 647 VA loans originated. Their average total fees are $8,095, which is $2,076 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Jacksonville VA lenders (with over 10 loans originated) are MORTGAGE SOLUTIONS OF COLORADO, LLC ($4,316), DHI MORTGAGE COMPANY, LTD. ($5,961), HOMEAMERICAN MORTGAGE CORPORATION ($6,233), EAGLE HOME MORTGAGE, LLC ($6,976) and PULTE MORTGAGE LLC ($7,062).

The lowest rate Jacksonville VA lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (5.00%), NVR Mortgage Finance, Inc. (5.05%), DHI MORTGAGE COMPANY, LTD. (5.30%), AMERISAVE MORTGAGE CORPORATION (5.41%) and FBC MORTGAGE, LLC (5.41%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Jacksonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $311,750 (9.4%) $425,365 (6.3%) 1.16 6,546
2018-02-01 $318,945 (11.1%) $431,988 (8.2%) 1.16 6,707
2018-03-01 $324,900 (9.0%) $443,043 (7.9%) 1.14 6,988
2018-04-01 $324,450 (7.6%) $443,499 (5.9%) 1.10 7,114
2018-05-01 $319,950 (1.6%) $444,180 (2.3%) 1.07 7,350
2018-06-01 $319,900 (3.4%) $437,133 (1.8%) 1.07 7,618
2018-07-01 $309,000 (0.0%) $422,864 (-1.2%) 1.03 8,142
2018-08-01 $302,295 (-2.2%) $419,305 (-1.8%) 1.01 8,167
2018-09-01 $299,000 (-1.6%) $411,008 (-2.9%) 1.01 8,163
2018-10-01 $294,995 (-4.6%) $406,825 (-3.3%) 1.00 8,334
2018-11-01 $291,495 (-6.0%) $403,686 (-4.7%) 0.99 8,427
2018-12-01 $295,895 (-3.0%) $403,835 (-3.6%) 1.02 8,114
2019-01-01 $296,995 (-4.7%) $408,388 (-4.0%) 1.03 7,813
2019-02-01 $299,900 (-6.0%) $415,188 (-3.9%) 1.01 7,884
2019-03-01 $305,081 (-6.1%) $428,793 (-3.2%) 1.00 7,863
2019-04-01 $312,312 (-3.7%) $443,583 (0.0%) 0.99 7,891
2019-05-01 $314,950 (-1.6%) $445,407 (0.3%) 0.98 7,911
2019-06-01 $311,302 (-2.7%) $444,273 (1.6%) 0.97 7,951
2019-07-01 $308,117 (-0.3%) $438,962 (3.8%) 0.96 7,885
2019-08-01 $303,969 (0.6%) $436,270 (4.1%) 0.96 7,866
2019-09-01 $301,680 (0.9%) $435,985 (6.1%) 0.97 7,772
2019-10-01 $299,925 (1.7%) $435,200 (7.0%) 0.97 7,718
2019-11-01 $299,999 (2.9%) $437,370 (8.3%) 0.98 7,593
2019-12-01 $299,948 (1.4%) $437,599 (8.4%) 1.00 7,243
2020-01-01 $299,950 (1.0%) $437,961 (7.2%) 1.00 6,861
2020-02-01 $310,000 (3.4%) $444,812 (7.1%) 1.01 6,784
2020-03-01 $311,493 (2.1%) $441,916 (3.1%) 0.98 6,845
2020-04-01 $299,950 (-4.0%) $428,421 (-3.4%) 0.94 7,385
2020-05-01 $305,990 (-2.8%) $434,250 (-2.5%) 0.93 7,040
2020-06-01 $308,423 (-0.9%) $435,167 (-2.1%) 0.91 6,225
2020-07-01 $312,450 (1.4%) $442,590 (0.8%) 0.91 5,631
2020-08-01 $315,000 (3.6%) $451,078 (3.4%) 0.90 5,025
2020-09-01 $315,000 (4.4%) $458,640 (5.2%) 0.90 4,440
2020-10-01 $309,500 (3.2%) $456,928 (5.0%) 0.89 4,255
2020-11-01 $302,945 (1.0%) $461,768 (5.6%) 0.89 4,078
2020-12-01 $300,864 (0.3%) $464,782 (6.2%) 0.89 3,699
2021-01-01 $303,900 (1.3%) $470,488 (7.4%) 0.91 3,040
2021-02-01 $313,503 (1.1%) $492,995 (10.8%) 0.91 2,450
2021-03-01 $319,450 (2.6%) $502,391 (13.7%) 0.91 2,159
2021-04-01 $329,950 (10.0%) $523,859 (22.3%) 0.89 2,144
2021-05-01 $336,600 (10.0%) $519,338 (19.6%) 0.89 2,213
2021-06-01 $345,592 (12.1%) $519,530 (19.4%) 0.91 2,441
2021-07-01 $349,900 (12.0%) $527,632 (19.2%) 0.92 2,753
2021-08-01 $350,000 (11.1%) $526,848 (16.8%) 0.93 2,893
2021-09-01 $359,923 (14.3%) $527,742 (15.1%) 0.96 3,017
2021-10-01 $355,000 (14.7%) $511,506 (11.9%) 0.95 3,080
2021-11-01 $361,500 (19.3%) $521,969 (13.0%) 0.97 2,780
2021-12-01 $367,950 (22.3%) $546,586 (17.6%) 1.00 2,394
2022-01-01 $375,000 (23.4%) $564,407 (20.0%) 1.01 2,147
2022-02-01 $380,000 (21.2%) $580,587 (17.8%) 0.99 1,859
2022-03-01 $395,925 (23.9%) $600,690 (19.6%) 0.99 1,732
2022-04-01 $410,000 (24.3%) $601,499 (14.8%) 0.98 2,003
2022-05-01 $427,950 (27.1%) $612,944 (18.0%) 0.98 2,655
2022-06-01 $439,473 (27.2%) $611,924 (17.8%) 0.98 3,384
2022-07-01 $426,963 (22.0%) $595,293 (12.8%) 0.96 4,383
2022-08-01 $420,135 (20.0%) $590,359 (12.1%) 0.97 5,149
2022-09-01 $409,498 (13.8%) $570,660 (8.1%) 0.96 5,574
2022-10-01 $400,000 (12.7%) $564,187 (10.3%) 0.94 5,848
2022-11-01 $397,500 (10.0%) $550,419 (5.5%) 0.96 6,048
2022-12-01 $389,000 (5.7%) $543,580 (-0.6%) 0.96 5,804
2023-01-01 $385,000 (2.7%) $544,127 (-3.6%) 0.95 5,299
2023-02-01 $389,720 (2.6%) $555,031 (-4.4%) 0.94 5,065
2023-03-01 $399,450 (0.9%) $577,661 (-3.8%) 0.94 4,789
2023-04-01 $410,000 (0.0%) $599,640 (-0.3%) 0.95 4,498
2023-05-01 $426,376 (-0.4%) $623,358 (1.7%) 0.97 4,446
2023-06-01 $438,998 (-0.1%) $631,847 (3.3%) 0.99 4,716
2023-07-01 $435,000 (1.9%) $626,948 (5.3%) 0.99 4,827
2023-08-01 $427,500 (1.8%) $607,780 (3.0%) 0.98 4,961
2023-09-01 $424,900 (3.8%) $602,249 (5.5%) 0.99 5,271
2023-10-01 $425,000 (6.3%) $603,796 (7.0%) 1.00 5,678
2023-11-01 $412,000 (3.7%) $588,535 (6.9%) 0.98 5,967
2023-12-01 $407,697 (4.8%) $577,685 (6.3%) 0.99 5,951
2024-01-01 $404,950 (5.2%) $573,897 (5.5%) 0.99 5,751
2024-02-01 $410,000 (5.2%) $575,287 (3.7%) 0.99 6,209
2024-03-01 $415,000 (3.9%) $590,907 (2.3%) 0.98 6,636
2024-04-01 $420,000 (2.4%) $597,036 (-0.4%) 0.98 7,158
Jacksonville's median listing price for 2024-04-01 was $420,000, a difference of $10,000 (2.4%) versus the prior year and $5,000 versus the prior month.

Jacksonville's median listing price comes in at 98% of the national average.

Jacksonville's average listing price for 2024-04-01 was $597,036, a difference of $-2,604 (-0.4%) versus the prior year and $6,129 versus the prior month.

For the 2024-04-01 period, Jacksonville had 7,158 MLS listings, a difference of 522 listings (8%) versus the prior month and 2,660 listings (59%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Jacksonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 79 days 2,077 sqft
2018-02-01 70 days 2,077 sqft
2018-03-01 52 days 2,115 sqft
2018-04-01 54 days 2,113 sqft
2018-05-01 56 days 2,098 sqft
2018-06-01 57 days 2,103 sqft
2018-07-01 58 days 2,056 sqft
2018-08-01 60 days 2,037 sqft
2018-09-01 65 days 2,013 sqft
2018-10-01 65 days 2,000 sqft
2018-11-01 68 days 1,986 sqft
2018-12-01 73 days 1,987 sqft
2019-01-01 80 days 1,978 sqft
2019-02-01 74 days 1,972 sqft
2019-03-01 64 days 2,012 sqft
2019-04-01 58 days 2,043 sqft
2019-05-01 59 days 2,055 sqft
2019-06-01 60 days 2,049 sqft
2019-07-01 64 days 2,041 sqft
2019-08-01 65 days 2,020 sqft
2019-09-01 67 days 2,002 sqft
2019-10-01 68 days 1,989 sqft
2019-11-01 65 days 1,986 sqft
2019-12-01 71 days 1,980 sqft
2020-01-01 78 days 1,976 sqft
2020-02-01 69 days 1,981 sqft
2020-03-01 56 days 1,961 sqft
2020-04-01 59 days 1,915 sqft
2020-05-01 66 days 1,933 sqft
2020-06-01 72 days 1,931 sqft
2020-07-01 71 days 1,937 sqft
2020-08-01 70 days 1,922 sqft
2020-09-01 63 days 1,896 sqft
2020-10-01 58 days 1,862 sqft
2020-11-01 57 days 1,852 sqft
2020-12-01 59 days 1,830 sqft
2021-01-01 60 days 1,819 sqft
2021-02-01 54 days 1,799 sqft
2021-03-01 44 days 1,809 sqft
2021-04-01 38 days 1,805 sqft
2021-05-01 39 days 1,810 sqft
2021-06-01 35 days 1,800 sqft
2021-07-01 36 days 1,804 sqft
2021-08-01 36 days 1,797 sqft
2021-09-01 37 days 1,785 sqft
2021-10-01 37 days 1,800 sqft
2021-11-01 42 days 1,794 sqft
2021-12-01 48 days 1,797 sqft
2022-01-01 47 days 1,796 sqft
2022-02-01 37 days 1,798 sqft
2022-03-01 34 days 1,845 sqft
2022-04-01 29 days 1,834 sqft
2022-05-01 27 days 1,853 sqft
2022-06-01 29 days 1,851 sqft
2022-07-01 33 days 1,852 sqft
2022-08-01 41 days 1,846 sqft
2022-09-01 46 days 1,835 sqft
2022-10-01 53 days 1,822 sqft
2022-11-01 59 days 1,815 sqft
2022-12-01 64 days 1,804 sqft
2023-01-01 73 days 1,798 sqft
2023-02-01 64 days 1,808 sqft
2023-03-01 52 days 1,816 sqft
2023-04-01 51 days 1,840 sqft
2023-05-01 48 days 1,860 sqft
2023-06-01 45 days 1,869 sqft
2023-07-01 50 days 1,862 sqft
2023-08-01 49 days 1,856 sqft
2023-09-01 50 days 1,835 sqft
2023-10-01 51 days 1,825 sqft
2023-11-01 53 days 1,812 sqft
2023-12-01 61 days 1,800 sqft
2024-01-01 66 days 1,786 sqft
2024-02-01 51 days 1,784 sqft
2024-03-01 47 days 1,800 sqft
2024-04-01 51 days 1,809 sqft
Jacksonville's median listing age (time on market) for 2024-04-01 was 51 days. This is -1% shorter than the same period one year ago.

Jacksonville's median square footage for active listings during the 2024-04-01 period was 1,809 sqft. One year prior, the average listing was 1,840 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.