Jacksonville VA Loan Rates, Closing Costs & Stats

JACKSONVILLE, FL

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Jacksonville's 305 lenders originated 15,774 VA loans during 2021. The total origination value was $4,684,150,000, with an average VA loan value of $296,954.

Jacksonville VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Jacksonville averaged 6.43% for the week of 2022-12-02, compared to the national average (all VA variants) of 6.292% for the same period.

Jacksonville's average VA mortgage closing costs are $6,205.

The average rate for the prior week (2022-11-25) was 6.57% and one month ago for the week of 2022-10-28, the average rate was 6.96%.

The average rate one year ago was 3.34%.

For refis of the same type during the week of 2022-12-02, the average rate was 6.48%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Jacksonville VA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Jacksonville level.

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
QUICKEN LOANS, LLC 1,142 2.48% $5,189
FREEDOM MORTGAGE CORPORATION 1,112 2.49% $3,978
Mortgage Research Center, LLC 1,039 2.86% $7,648
NAVY FEDERAL CREDIT UNION 908 2.49% $6,198
UNITED WHOLESALE MORTGAGE, LLC 664 2.57% $7,260
PENNYMAC LOAN SERVICES, LLC 577 2.43% $6,096
DHI MORTGAGE COMPANY, LTD. 479 2.81% $6,690
Bank of England 341 2.61% $9,930
LOANDEPOT.COM, LLC 332 2.63% $6,493
NEW DAY FINANCIAL, LLC 300 2.81% $8,656
LAKEVIEW LOAN SERVICING, LLC 293 2.48% $2,820
HOME POINT FINANCIAL CORPORATION 288 2.46% $6,685
CALIBER HOME LOANS, INC. 269 2.57% $5,724
EAGLE HOME MORTGAGE, LLC 267 2.98% $7,788
Mr. Cooper ( Nationstar Mortgage ) 250 2.82% $3,430
USAA Federal Savings Bank 250 2.80% $5,236
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 215 2.77% $8,364
JET HOMELOANS, LLC 209 3.05% $10,398
VILLAGE CAPITAL MORTGAGE 197 2.34% $3,510
CLEARPATH LENDING 174 2.31% $4,709
MOVEMENT MORTGAGE, LLC 168 2.81% $6,624
KBHS HOME LOANS, LLC 156 3.03% $9,533
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 124 3.00% $9,032
CROSSCOUNTRY MORTGAGE, LLC 112 2.97% $8,900
MATTAMY HOME FUNDING, LLC 109 2.65% $11,547
The Federal Savings Bank 104 2.58% $8,740
NEWREZ LLC 103 2.67% $5,507
Wells Fargo Bank 102 2.54% $4,672
HOMEAMERICAN MORTGAGE CORPORATION 97 2.78% $5,121
Ameris Bank 95 2.63% $8,899
Lakeview Community Capital, LLC 94 2.49% $2,354
First Federal Bank 89 3.65% $8,790
Carrington Mortgage Services, LLC 89 3.13% $4,861
PENTAGON FEDERAL CREDIT UNION 80 2.34% $3,546
UNION HOME MORTGAGE CORP. 76 2.53% $7,172
U.S. Bank 75 2.59% $9,441
GUARANTEED RATE, INC. 72 2.78% $5,952
First Guaranty Mortgage Corporation 72 2.45% $4,576
CHURCHILL MORTGAGE CORPORATION 68 2.72% $9,180
PULTE MORTGAGE LLC 67 2.85% $5,968
STOCKTON MORTGAGE CORPORATION 64 2.66% $8,441
AMERICAN FINANCIAL NETWORK, INC. 62 2.64% $11,180
FBC MORTGAGE, LLC 62 2.90% $6,582
HAMILTON HOME LOANS, INC. 61 3.10% $7,226
PLANET HOME LENDING, LLC 60 2.49% $2,955
AMERISAVE MORTGAGE CORPORATION 59 2.61% $7,536
CMG MORTGAGE, INC. 58 2.80% $10,040
InterContinental Capital Group, Inc 55 2.37% $4,012
Prosperity Home Mortgage, LLC 54 2.71% $9,845
Flagstar Bank, FSB 52 2.71% $8,970
Low VA Rates, LLC 52 2.33% $4,776
HOMEBRIDGE FINANCIAL SERVICES, INC. 52 2.82% $8,149
WATSON MORTGAGE CORP. 52 2.76% $10,465
BROKER SOLUTIONS, INC. 51 2.67% $9,256
RESOURCE FINANCIAL SERVICES, INC. 50 2.75% $7,960
Mortgage Lenders Investment Trading Corporation 46 3.15% $7,023
NBKC BANK 46 2.57% $7,786
Truist 42 2.68% $6,123
Equity Prime Mortgage LLC 42 3.27% $8,138
FIRST EQUITY MORTGAGE INCORPORATED 41 2.61% $9,401
MUTUAL OF OMAHA MORTGAGE, INC. 40 2.72% $6,488
Barrington Bank & Trust Company, N.A. 39 2.70% $6,777
AMERICAN PACIFIC MORTGAGE CORPORATION 39 2.84% $7,372
Regions Bank 39 2.70% $10,464
PRIMELENDING, A PLAINSCAPITAL COMPANY 38 3.03% $8,344
ACCELERATE MORTGAGE, LLC 37 2.20% $5,491
SWBC MORTGAGE CORPORATION 36 3.07% $6,233
ACADEMY MORTGAGE CORPORATION 36 2.99% $7,863
Network Funding, L.P. 33 2.66% $10,685
South Pacific Financial Corporation 33 2.81% $11,341
HOMEOWNERS FINANCIAL GROUP USA, LLC 30 2.86% $8,651
North American Savings Bank, F.S.B. 30 2.40% $7,320
Gateway First Bank 29 2.96% $8,017
BNC National Bank 27 2.32% $2,963
SUN WEST MORTGAGE COMPANY, INC. 27 2.45% $4,946
FINANCE OF AMERICA MORTGAGE LLC 26 2.88% $8,940
AMCAP MORTGAGE, LTD. 23 2.93% $9,979
VYSTAR 23 2.67% $4,743
CONTOUR MORTGAGE CORPORATION 21 2.75% $8,490
OVM FINANCIAL, INC. 21 3.32% $9,099
Mid-Continent Funding, Inc. 21 2.81% $8,056
Citizens Bank 20 2.72% $7,011
PLAZA HOME MORTGAGE, INC. 19 2.56% $6,206
Wolfe Financial, Inc 18 2.89% $7,024
AMERICAN FINANCING CORPORATION 18 2.57% $4,976
NP, Inc. 18 2.42% $4,862
TIAA, FSB 18 2.44% $6,448
Nations Lending Corporation 18 2.97% $6,751
AmeriHome Mortgage Company, LLC 17 2.83% $2,164
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 17 2.86% $7,814
TBI MORTGAGE COMPANY 16 2.66% $8,919
GUILD MORTGAGE COMPANY 16 2.98% $10,454
Renasant Bank 16 2.96% $7,126
ARK-LA-TEX FINANCIAL SERVICES, LLC. 15 2.43% $6,082
Strong Home Mortgage, LLC 15 2.44% $4,994
EMBRACE HOME LOANS, INC. 15 2.50% $6,546
Capital City Home Loans, LLC 14 2.59% $9,184
Paramount Residential Mortgage Group, Inc. 14 3.16% $7,729
HOMESIDE FINANCIAL, LLC 14 2.78% $6,715
Wyndham Capital Mortgage, Inc. 13 2.52% $4,608
Magnolia Bank 12 2.69% $7,642
NETWORK CAPITAL FUNDING CORPORATION 12 2.78% $8,371
Austin Capital Bank SSB 12 2.85% $5,856
Florida Capital Bank 12 2.52% $5,104
ZILLOW HOME LOANS, LLC 12 2.63% $8,329
Commerce Home Mortgage, Inc. 11 2.70% $5,114
GUARANTEED RATE AFFINITY, LLC 10 2.60% $7,357
LOANPAL, LLC 10 2.63% $5,017
HOMESTAR FINANCIAL CORPORATION 10 3.10% $9,818
SUCCESS MORTGAGE PARTNERS, INC. 10 3.39% $7,964
MILEND, INC. 10 3.69% $7,719
MID AMERICA MORTGAGE, INC. 10 2.70% $3,302
First Mortgage Solutions, LLC 9 2.22% $5,707
PHH Mortgage Corporation 9 3.10% $2,511
Credence Funding Corporation 9 2.29% $2,648
NATIONS DIRECT MORTGAGE, LLC 9 3.29% $6,207
DAS Acquisition Company, LLC 9 3.32% $9,620
VAN DYK MORTGAGE CORPORATION 9 2.94% $7,390
First Option Mortgage, LLC 9 2.71% $6,768
BAY EQUITY LLC 8 2.98% $6,956
THE MORTGAGE FIRM, INC. 8 2.95% $5,820
SOVEREIGN LENDING GROUP INCORPORATED 8 2.66% $7,918
Prime Choice Funding Inc. 8 2.31% $2,660
Hancock Whitney Bank 8 2.44% $7,181
OPEN MORTGAGE, LLC 8 2.64% $7,187
NVR Mortgage Finance, Inc. 8 3.07% $2,510
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 7 2.54% $8,732
South State Bank 7 2.75% $11,491
UNIVERSITY LENDING GROUP, LLC 7 2.96% $7,178
PNC Bank 7 2.73% $2,548
MORTGAGE SOLUTIONS OF COLORADO, LLC 7 2.95% $3,974
SOUTHERN TRUST MORTGAGE, LLC 7 2.95% $10,933
TJC Mortgage, Inc. 6 2.25% $7,384
ACOPIA, LLC 6 3.02% $9,967
CALCON MUTUAL MORTGAGE LLC 6 2.85% $9,658
KS StateBank 6 2.25% $6,444
First Home Bank 6 2.79% $11,564
T2 FINANCIAL LLC 6 3.02% $8,790
Presidential Bank, FSB 6 2.38% $7,802
KELLER MORTGAGE, LLC 6 2.44% $9,299
TOWNE MORTGAGE COMPANY 5 3.10% $8,430
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 5 2.92% $6,814
Plains Commerce Bank 5 2.78% $9,186
OCMBC, INC. 5 3.08% $8,795
MCLEAN MORTGAGE CORPORATION 5 2.58% $9,090
LENDUS, LLC 5 2.50% $9,190
Meridian Bank Corporation 5 2.25% $8,149
HANCOCK MORTGAGE PARTNERS, LLC 5 3.13% $12,126
Alcova Mortgage LLC 4 3.06% $11,286
GUARANTY HOME MORTGAGE CORPORATION 4 2.66% $5,355
STEARNS LENDING, LLC 4 2.66% $25,010
NATIONWIDE MORTGAGE BANKERS, INC. 4 3.34% $6,708
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 4 2.81% $10,876
CORNERSTONE HOME LENDING, INC. 4 3.13% $11,516
AMERIFIRST FINANCIAL CORPORATION 4 2.78% $7,172
Synovus Bank 4 2.56% $18,217
ENVOY MORTGAGE, LTD 4 2.63% $8,722
M&T Bank 4 2.69% $7,211
Community First National Bank 4 2.66% $14,091
PANORAMA MORTGAGE GROUP, LLC 4 3.13% $17,136
FIRST FLORIDA Credit Union 4 3.09% $5,799
FirstBank 3 2.58% $7,382
FIRST HOME MORTGAGE CORPORATION 3 2.50% $5,212
EQUITY RESOURCES, INC. 3 2.54% $4,557
GSF Mortgage Corporation 3 3.75% $12,631
DRAPER AND KRAMER MORTGAGE CORP. 3 3.13% $4,825
INTERCOASTAL MORTGAGE COMPANY 3 2.63% $10,687
JPMorgan Chase Bank 3 2.79% $13,945
LADERA LENDING, INC. 3 2.67% $5,915
LEADERONE FINANCIAL CORPORATION 3 3.08% $6,139
Midwest Mortgage Associates Corporation 3 2.71% $5,209
CERTAINTY HOME LOANS, LLC 3 2.66% $9,773
Century Mortgage Company DBA Century Lending Company 3 2.67% $8,117
NBH Bank 3 2.42% $3,614
CANOPY MORTGAGE, LLC 3 2.29% $6,624
Paramount Bank 3 2.83% $8,406
BBVA USA 3 3.50% $1,947
BAYSHORE MORTGAGE FUNDING, LLC 3 2.75% $8,353
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 3.13% $4,384
RANLIFE, INC. 3 2.63% $9,067
Arvest Bank 3 2.75% $9,563
ROYAL UNITED MORTGAGE LLC 3 2.79% $11,440
121 FINANCIAL 3 2.75% $4,655
The Central Trust Bank 3 2.29% $2,362
TOP FLITE FINANCIAL, INC. 3 3.00% $14,210
Towne Bank 3 2.67% $6,481
Watermark Capital, Inc. 3 2.42% $5,535
ABSOLUTE HOME MORTGAGE CORPORATION 3 3.08% $4,008
Fifth Third Bank 2 2.69% $4,940
Hometown Equity Mortgage, LLC 2 3.06% $11,715
First Midwest Bank 2 2.31% $3,751
US MORTGAGE CORPORATION 2 3.31% $8,358
Waterstone Mortgage Corporation 2 3.19% $6,924
The Union Bank Company 2 2.56% $5,623
ROUNDPOINT MORTGAGE SERVICING CORPORATION 2 3.00% $6,179
PREMIA MORTGAGE, LLC 2 2.44% $9,525
TIDEWATER MORTGAGE SERVICES, INC. 2 2.31% $4,218
S1L, Inc. 2 2.38% $4,962
SeaTrust Mortgage Company 2 2.50% $14,550
EMM LOANS LLC 2 2.38% $7,733
First Heritage Mortgage, LLC 2 2.56% $11,001
HOMESTEAD FUNDING CORP. 2 2.25% $2,421
Integrity Home Mortgage Corp 2 3.06% $3,018
SIRVA MORTGAGE, INC. 2 2.94% $5,139
NFM, INC. 2 3.13% $27,210
Armed Forces Bank 2 2.56% $3,312
SOUTHPOINT FINANCIAL SERVICES, INC. 2 2.75% $4,866
AXIA FINANCIAL, LLC 2 3.75% $8,055
SOUTHWEST FUNDING, LP 2 3.81% $6,538
George Mason Mortgage, LLC 2 2.37% $4,909
INLANTA MORTGAGE, INC. 2 2.81% $7,681
CELEBRITY HOME LOANS, LLC 2 2.50% $16,513
GENEVA FINANCIAL, LLC 2 2.44% $16,005
Hometown Lenders, Inc. 2 2.93% $9,427
LENDING 3, INC. 2 2.25% $5,294
FLAT BRANCH MORTGAGE, INC. 2 3.06% $5,563
ASPIRE FINANCIAL, INC. 2 2.25% $7,308
LAND HOME FINANCIAL SERVICES, INC. 2 2.38% $11,891
MORTGAGE 1 INCORPORATED 2 2.81% $17,807
Summit Mortgage Corporation 2 3.25% $6,944
Sunflower Bank 2 2.81% $3,890
RELIANCE FIRST CAPITAL, LLC 2 2.81% $18,635
Ixonia Bank 2 2.56% $4,364
HOME SOLUTION LENDERS INC. 2 3.13% $12,365
First Savings Bank 2 2.25% $4,709
FIRST COMMUNITY MORTGAGE, INC. 2 2.56% $10,333
Simmons Bank 1 2.88% $4,899
GoPrime Mortgage, Inc. 1 2.38% $19,916
GET A RATE LLC 1 3.13% $4,974
SPACE COAST Credit Union 1 3.00% $3,735
SRE MORTGAGE ALLIANCE INC. 1 2.25% $1,931
EVERETT FINANCIAL, INC. 1 3.13% $2,602
FAIRWAY FUNDING GROUP, INC. 1 2.88% $16,652
A + MORTGAGE SERVICES, INC. 1 2.38% $1,432
A Mortgage Boutique, LLC 1 2.88% $20,256
FIRST SAVINGS MORTGAGE CORPORATION 1 2.63% $4,354
TCF National Bank 1 2.75% $6,066
West Town Bank & Trust 1 2.88% $15,109
The Home Loan Expert LLC 1 2.25% $1,904
First Internet Bank of Indiana 1 2.25% $4,690
American Security Mortgage Corp. 1 2.50% $14,640
Tidewater Home Funding, LLC 1 2.88% $9,178
First Horizon Bank 1 3.50% $8,646
Willamette Valley Bank 1 2.38% $3,379
1ST SIGNATURE LENDING, LLC 1 2.75% $2,501
Towne Mortgage, LLC 1 2.88% $12,696
FAMILY FIRST FUNDING LLC 1 2.88% $16,568
Tyndall Federal Credit Union 1 2.75% $8,247
UNION CAPITAL MORTGAGE CORPORATION 1 3.25% $11,330
AMERICAN HOME LENDING USA, LLC 1 2.50% $0
UNITED NORTHERN MORTGAGE BANKERS LIMITED 1 2.88% $22,966
UNITED SECURITY FINANCIAL CORP 1 2.88% $4,890
Lincoln Savings Bank 1 2.50% $11,325
CityWorth Mortgage LLC 1 2.25% $3,339
LIBERTY HOME MORTGAGE CORPORATION 1 2.75% $4,369
CITYWIDE HOME LOANS, LLC 1 2.25% $4,746
LENOX FINANCIAL MORTGAGE CORPORATION 1 3.13% $5,035
Lend Smart Mortgage, LLC 1 2.50% $2,325
City Bank 1 2.88% $5,802
AMERICAN FINANCIAL RESOURCES, INC. 1 3.00% $4,706
MORTGAGE ACCESS CORP. 1 2.75% $12,919
MORTGAGE EQUITY PARTNERS LLC 1 2.25% $2,775
CHAMPIONS MORTGAGE LLC 1 2.25% $7,239
MORTGAGEONE, INC. 1 2.25% $2,834
Cf Bank 1 2.25% $1,754
Core Bank 1 2.38% $3,506
First Federal Bank of Kansas City 1 2.25% $8,307
UNIVERSAL MORTGAGE & FINANCE, INC. 1 2.88% $7,403
Keystone Funding, Inc. 1 2.50% $5,775
KeyBank 1 2.75% $11,398
CapStar Bank 1 2.88% $19,175
COUNTRYPLACE MORTGAGE, LTD. 1 3.75% $6,460
CAPITAL PARTNERS MORTGAGE, LLC 1 2.63% $4,895
ALL WESTERN MORTGAGE, INC. 1 3.13% $7,468
JAMES B. NUTTER & COMPANY 1 3.00% $3,688
Capital Bank 1 2.50% $3,370
ALLIED MORTGAGE GROUP, INC. 1 3.00% $27,039
BLG HOLDINGS, INC. 1 2.50% $7,709
Northpointe Bank 1 2.75% $6,857
NORTHPOINT MORTGAGE, INC. 1 2.88% $2,250
Bell Bank 1 2.88% $3,813
Independent Bank 1 2.50% $6,817
BELEM SERVICING LLC 1 2.88% $5,728
PARKSIDE LENDING, LLC 1 2.75% $1,857
BECKAM FUNDING CORP. 1 3.00% $17,457
FIDELITY BANK 1 2.38% $9,147
PERFORMANCE MORTGAGE LLC 1 2.25% $4,197
HOMESPIRE MORTGAGE CORPORATION 1 2.25% $5,350
Philadelphia Mortgage Advisors, Inc. 1 3.00% $1,356
DATA MORTGAGE, INC. 1 3.13% $7,103
Home Mortgage Alliance Corp 1 3.75% $1,841
Advisors Mortgage Group, L.L.C. 1 2.25% $3,064
HALLMARK HOME MORTGAGE, LLC 1 2.88% $7,911
BAY CAPITAL MORTGAGE CORPORATION 1 2.25% $14,273
GVC MORTGAGE, INC. 1 3.25% $4,675
GREENTREE MORTGAGE COMPANY, L.P. 1 2.88% $8,234
First Bank 1 2.75% $7,717
GREAT WESTERN FINANCIAL SERVICES, INC. 1 2.63% $8,800
RESIDENTIAL BANCORP. 1 2.25% $6,207
RESIDENTIAL HOME FUNDING CORP. 1 3.50% $18,958
RESIDENTIAL MORTGAGE SERVICES, INC. 1 2.25% $4,531
Residential Mortgage Solutions, Inc. 1 2.88% $14,625
FIRST EQUITY MORTGAGE BANKERS, INC. 1 2.88% $7,801
Shamrock Home Loans, Inc. 1 2.88% $8,662
Sierra Pacific Mortgage Company, Inc. 1 2.50% $5,982

The top Jacksonville VA lender as defined by loan originations is QUICKEN LOANS, LLC, with 1,142 VA loans originated. Their average total fees are $5,189, which is $1,211 higher than the next largest lender, FREEDOM MORTGAGE CORPORATION.

The lowest fee Jacksonville VA lenders (with over 10 loans originated) are AmeriHome Mortgage Company, LLC ($2,164), Lakeview Community Capital, LLC ($2,354), LAKEVIEW LOAN SERVICING, LLC ($2,820), PLANET HOME LENDING, LLC ($2,955) and BNC National Bank ($2,963).

The lowest rate Jacksonville VA lenders (with over 10 loans originated) are ACCELERATE MORTGAGE, LLC (2.20%), CLEARPATH LENDING (2.31%), BNC National Bank (2.32%), Low VA Rates, LLC (2.33%) and VILLAGE CAPITAL MORTGAGE (2.34%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Jacksonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $311,693 (9.4%) $425,484 (6.3%) 1.16 6,550
2018-02-01 $318,945 (11.1%) $432,082 (8.2%) 1.16 6,712
2018-03-01 $324,900 (9.0%) $443,160 (7.9%) 1.14 6,992
2018-04-01 $324,450 (7.6%) $443,603 (5.9%) 1.10 7,118
2018-05-01 $319,950 (1.6%) $444,295 (2.3%) 1.07 7,352
2018-06-01 $319,900 (3.4%) $437,229 (1.8%) 1.07 7,620
2018-07-01 $309,000 (0.0%) $423,006 (-1.1%) 1.03 8,145
2018-08-01 $302,364 (-2.2%) $419,444 (-1.8%) 1.01 8,170
2018-09-01 $299,000 (-1.6%) $411,138 (-2.9%) 1.00 8,166
2018-10-01 $294,995 (-4.6%) $406,954 (-3.3%) 1.00 8,337
2018-11-01 $291,495 (-6.0%) $403,815 (-4.7%) 0.99 8,430
2018-12-01 $295,900 (-3.0%) $403,968 (-3.6%) 1.02 8,115
2019-01-01 $297,127 (-4.7%) $408,528 (-4.0%) 1.03 7,814
2019-02-01 $299,900 (-6.0%) $415,326 (-3.9%) 1.01 7,885
2019-03-01 $305,081 (-6.1%) $428,880 (-3.2%) 1.00 7,868
2019-04-01 $312,488 (-3.7%) $443,597 (0.0%) 0.99 7,901
2019-05-01 $314,950 (-1.6%) $445,442 (0.3%) 0.98 7,925
2019-06-01 $310,995 (-2.8%) $444,217 (1.6%) 0.97 7,969
2019-07-01 $307,995 (-0.3%) $438,938 (3.8%) 0.96 7,906
2019-08-01 $303,626 (0.4%) $436,262 (4.0%) 0.96 7,887
2019-09-01 $301,530 (0.9%) $435,983 (6.0%) 0.96 7,794
2019-10-01 $299,913 (1.7%) $435,182 (6.9%) 0.97 7,740
2019-11-01 $299,999 (2.9%) $437,321 (8.3%) 0.98 7,615
2019-12-01 $299,945 (1.4%) $437,532 (8.3%) 1.00 7,265
2020-01-01 $299,950 (1.0%) $437,873 (7.2%) 1.00 6,881
2020-02-01 $310,000 (3.4%) $444,666 (7.1%) 1.01 6,805
2020-03-01 $311,343 (2.1%) $441,787 (3.0%) 0.98 6,867
2020-04-01 $299,950 (-4.0%) $428,323 (-3.4%) 0.94 7,405
2020-05-01 $305,900 (-2.9%) $434,121 (-2.5%) 0.93 7,061
2020-06-01 $307,495 (-1.1%) $435,027 (-2.1%) 0.91 6,246
2020-07-01 $312,450 (1.5%) $442,425 (0.8%) 0.91 5,652
2020-08-01 $315,000 (3.8%) $450,878 (3.4%) 0.90 5,046
2020-09-01 $315,000 (4.5%) $458,365 (5.1%) 0.90 4,461
2020-10-01 $308,500 (2.9%) $456,654 (4.9%) 0.88 4,276
2020-11-01 $302,423 (0.8%) $461,459 (5.5%) 0.88 4,099
2020-12-01 $300,000 (0.0%) $464,445 (6.2%) 0.89 3,720
2021-01-01 $306,835 (2.3%) $472,007 (7.8%) 0.92 3,061
2021-02-01 $314,270 (1.4%) $494,540 (11.2%) 0.91 2,470
2021-03-01 $318,122 (2.2%) $502,249 (13.7%) 0.90 2,179
2021-04-01 $329,450 (9.8%) $523,682 (22.3%) 0.89 2,164
2021-05-01 $335,100 (9.6%) $519,694 (19.7%) 0.89 2,233
2021-06-01 $344,495 (12.0%) $518,890 (19.3%) 0.91 2,460
2021-07-01 $349,057 (11.7%) $526,220 (18.9%) 0.92 2,771
2021-08-01 $350,000 (11.1%) $525,907 (16.6%) 0.93 2,908
2021-09-01 $359,900 (14.3%) $526,964 (15.0%) 0.96 3,034
2021-10-01 $355,000 (15.1%) $511,063 (11.9%) 0.95 3,099
2021-11-01 $360,143 (19.1%) $521,465 (13.0%) 0.96 2,800
2021-12-01 $367,450 (22.5%) $545,330 (17.4%) 1.00 2,414
2022-01-01 $372,995 (21.6%) $563,125 (19.3%) 1.01 2,167
2022-02-01 $379,950 (20.9%) $580,808 (17.4%) 0.99 1,880
2022-03-01 $397,450 (24.9%) $602,914 (20.0%) 1.00 1,753
2022-04-01 $409,999 (24.5%) $601,406 (14.8%) 0.98 2,024
2022-05-01 $430,473 (28.5%) $614,476 (18.2%) 0.98 2,676
2022-06-01 $442,475 (28.4%) $615,352 (18.6%) 0.99 3,405
2022-07-01 $429,900 (23.2%) $598,488 (13.7%) 0.97 4,402
2022-08-01 $420,448 (20.1%) $590,395 (12.3%) 0.97 5,170
2022-09-01 $407,500 (13.2%) $569,312 (8.0%) 0.95 5,595
2022-10-01 $400,000 (12.7%) $564,276 (10.4%) 0.94 5,869
2022-11-01 $397,500 (10.4%) $550,428 (5.6%) 0.96 6,068
Jacksonville's median listing price for 2022-11-01 was $397,500, a difference of $37,357 (10.4%) versus the prior year and $-2,500 versus the prior month.

Jacksonville's median listing price comes in at 96% of the national average.

Jacksonville's average listing price for 2022-11-01 was $550,428, a difference of $28,963 (5.6%) versus the prior year and $-13,848 versus the prior month.

For the 2022-11-01 period, Jacksonville had 6,068 MLS listings, a difference of 199 listings (3%) versus the prior month and 3,268 listings (117%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Jacksonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 82 days 2,075 sqft
2018-02-01 75 days 2,077 sqft
2018-03-01 57 days 2,115 sqft
2018-04-01 58 days 2,113 sqft
2018-05-01 59 days 2,098 sqft
2018-06-01 60 days 2,103 sqft
2018-07-01 62 days 2,056 sqft
2018-08-01 64 days 2,037 sqft
2018-09-01 67 days 2,013 sqft
2018-10-01 68 days 1,999 sqft
2018-11-01 72 days 1,986 sqft
2018-12-01 77 days 1,988 sqft
2019-01-01 84 days 1,978 sqft
2019-02-01 80 days 1,972 sqft
2019-03-01 68 days 2,012 sqft
2019-04-01 60 days 2,043 sqft
2019-05-01 63 days 2,055 sqft
2019-06-01 64 days 2,048 sqft
2019-07-01 67 days 2,041 sqft
2019-08-01 69 days 2,019 sqft
2019-09-01 71 days 2,002 sqft
2019-10-01 72 days 1,988 sqft
2019-11-01 71 days 1,986 sqft
2019-12-01 74 days 1,979 sqft
2020-01-01 82 days 1,975 sqft
2020-02-01 75 days 1,981 sqft
2020-03-01 61 days 1,960 sqft
2020-04-01 64 days 1,914 sqft
2020-05-01 71 days 1,933 sqft
2020-06-01 78 days 1,931 sqft
2020-07-01 77 days 1,936 sqft
2020-08-01 75 days 1,922 sqft
2020-09-01 70 days 1,894 sqft
2020-10-01 63 days 1,862 sqft
2020-11-01 62 days 1,851 sqft
2020-12-01 64 days 1,830 sqft
2021-01-01 65 days 1,819 sqft
2021-02-01 60 days 1,802 sqft
2021-03-01 48 days 1,808 sqft
2021-04-01 40 days 1,806 sqft
2021-05-01 41 days 1,811 sqft
2021-06-01 36 days 1,800 sqft
2021-07-01 37 days 1,800 sqft
2021-08-01 37 days 1,797 sqft
2021-09-01 38 days 1,784 sqft
2021-10-01 39 days 1,798 sqft
2021-11-01 44 days 1,792 sqft
2021-12-01 51 days 1,796 sqft
2022-01-01 50 days 1,798 sqft
2022-02-01 38 days 1,799 sqft
2022-03-01 36 days 1,853 sqft
2022-04-01 29 days 1,831 sqft
2022-05-01 29 days 1,857 sqft
2022-06-01 30 days 1,856 sqft
2022-07-01 34 days 1,850 sqft
2022-08-01 41 days 1,846 sqft
2022-09-01 47 days 1,831 sqft
2022-10-01 54 days 1,823 sqft
2022-11-01 60 days 1,814 sqft
Jacksonville's median listing age (time on market) for 2022-11-01 was 60 days. This is 38% longer than the same period one year ago.

Jacksonville's median square footage for active listings during the 2022-11-01 period was 1,814 sqft. One year prior, the average listing was 1,792 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.