Jonestown Bank And Trust Company Of Jonestown Pennsylvania Mortgage Rates, Fees & Info
Jonestown, PALEI: 549300P7T76AWIP6QL35
Tax ID: 23-0739565
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Mortgage Data
Review & Overview
Jonestown Bank And Trust Company Of Jonestown Pennsylvania is a smaller bank specializing in Home Purchase loans. Jonestown Bank And Trust Company Of Jonestown Pennsylvania has a high proportion of conventional loans. Their top markets by origination volume include: Lebanon, Lancaster, Harrisburg, Reading, and York among others. We have data for 10 markets. (Some data included below & more in-depth data is available with an active subscription.)Jonestown Bank And Trust Company Of Jonestown Pennsylvania has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
210Origination Dollar Volume (All Markets)
$27,900,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LEBANON, PA (FHA|USDA|VA) | 135 | $18,155,000 | $134,481 | $0 | 0.00% |
| LANCASTER, PA (FHA|USDA|VA) | 24 | $2,740,000 | $114,167 | $0 | 0.00% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 19 | $2,515,000 | $132,368 | $0 | 0.00% |
| READING, PA (FHA|USDA|VA) | 17 | $2,265,000 | $133,235 | $0 | 0.00% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $0 | 0.00% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $0 | 0.00% |
| Pottsville, PA (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $0 | 0.00% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 0.00% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
Their top states include:
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 210 | $27,900,000 | $132,857 | $0 | 0.00% |
For 2023, Jonestown Bank And Trust Company Of Jonestown Pennsylvania's most frequently originated type of loan was Conventional, with 210 originations.
Loan Reason
For 2023, Jonestown Bank And Trust Company Of Jonestown Pennsylvania's most frequently cited loan purpose was Home Purchase, with 67 originations. The 2nd most popular reason was Home Improvement, with 48 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 210 | $27,900,000 | $132,857 | $0 | 0.00% |
For 2023, Jonestown Bank And Trust Company Of Jonestown Pennsylvania's most frequently cited loan duration was Other, with 210 originations.
Loan Sizing
2023 saw Jonestown Bank And Trust Company Of Jonestown Pennsylvania place emphasis on $100,000 or less loans with 106 originations, totaling $5,820,000 in origination value.
Applicant Income
Jonestown Bank And Trust Company Of Jonestown Pennsylvania lent most frequently to those with incomes in the $75k-100k range, with 46 originations. The second most popular income band? $100k-150k, with 39 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 210 | $27,900,000 | $132,857 | $0 | 0.00% |
Jonestown Bank And Trust Company Of Jonestown Pennsylvania lent most frequently to those with DTI ratios of Exempt%, with 210 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications86.13%
Jonestown Bank And Trust Company Of Jonestown Pennsylvania has an average approval rate.
Pick Rate
Approvals leading to origination89.05%
Jonestown Bank And Trust Company Of Jonestown Pennsylvania has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 210 | $27,900,000 | $132,857 |