Jonestown Bank And Trust Company Of Jonestown Pennsylvania Mortgage Rates, Fees & Info
Jonestown, PALEI: 549300P7T76AWIP6QL35
Tax ID: 23-0739565
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Mortgage Data
Review & Overview
Jonestown Bank And Trust Company Of Jonestown Pennsylvania is a smaller bank specializing in Home Purchase loans. Jonestown Bank And Trust Company Of Jonestown Pennsylvania has a high proportion of conventional loans. Their top markets by origination volume include: Lebanon, Lancaster, Harrisburg, York, and Reading among others. We have data for 11 markets. (Some data included below & more in-depth data is available with an active subscription.)Jonestown Bank And Trust Company Of Jonestown Pennsylvania has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
108Origination Dollar Volume (All Markets)
$26,130,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LEBANON, PA (FHA|USDA|VA) | 65 | $13,555,000 | $208,538 | $0 | 0.00% |
| LANCASTER, PA (FHA|USDA|VA) | 12 | $3,680,000 | $306,667 | $0 | 0.00% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 11 | $3,045,000 | $276,818 | $0 | 0.00% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $2,330,000 | $582,500 | $0 | 0.00% |
| READING, PA (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $0 | 0.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $0 | 0.00% |
| Pottsville, PA (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $0 | 0.00% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $0 | 0.00% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 0.00% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 0.00% |
Their top states include:
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 108 | $26,130,000 | $241,944 | $0 | 0.00% |
For 2024, Jonestown Bank And Trust Company Of Jonestown Pennsylvania's most frequently originated type of loan was Conventional, with 108 originations.
Loan Reason
For 2024, Jonestown Bank And Trust Company Of Jonestown Pennsylvania's most frequently cited loan purpose was Home Purchase, with 71 originations. The 2nd most popular reason was Cash Out Refi, with 18 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 108 | $26,130,000 | $241,944 | $0 | 0.00% |
For 2024, Jonestown Bank And Trust Company Of Jonestown Pennsylvania's most frequently cited loan duration was Other, with 108 originations.
Loan Sizing
2024 saw Jonestown Bank And Trust Company Of Jonestown Pennsylvania place emphasis on $200k-400k loans with 41 originations, totaling $10,995,000 in origination value.
Applicant Income
Jonestown Bank And Trust Company Of Jonestown Pennsylvania lent most frequently to those with incomes in the $100k-150k range, with 18 originations. The second most popular income band? $150k-250k, with 17 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 108 | $26,130,000 | $241,944 | $0 | 0.00% |
Jonestown Bank And Trust Company Of Jonestown Pennsylvania lent most frequently to those with DTI ratios of Exempt%, with 108 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications82.10%
Jonestown Bank And Trust Company Of Jonestown Pennsylvania has a below average approval rate.
Pick Rate
Approvals leading to origination79.63%
Jonestown Bank And Trust Company Of Jonestown Pennsylvania has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 108 | $26,130,000 | $241,944 |