LEBANON Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lebanon averaged 5.37% for the week of 2022-05-12, compared to the national average of 5.3% for the same period.

The average rate for the prior week (2022-05-05) was 5.34% and one month ago for the week of 2022-04-07, the average rate was 4.89%.

Lebanon's average rate one year ago was 2.99%.

For refis of the same type during the week of 2022-05-12, the average rate was 5.4%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-12 5.3%
Lebanon 30 Year Fixed Rate 2022-05-12 5.37%
Lebanon 30 Year Fixed Rate Refi 2022-05-12 5.4%
Lebanon 15 Year Fixed Rate 2022-05-12 5.44%
Lebanon 15 Year Fixed Rate Refi 2022-05-12 4.81%
Lebanon 30 Year FHA 2022-05-12 5.29%
Lebanon 30 Year FHA Refi 2022-05-12 5.18%
Lebanon 30 Year USDA 2022-05-12 5.49%
Lebanon 30 Year USDA Refi 2022-05-12 5.49%
Lebanon 30 Year VA 2022-05-12 5.13%
Lebanon 30 Year VA Refi 2022-05-12 5.13%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LEBANON, PA.

LEBANON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the LEBANON, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 184 3.09% $5,383
MEMBERS 1ST FEDERAL CREDIT UNION 145 3.16% $4,537
CROSSCOUNTRY MORTGAGE, LLC 109 3.22% $4,589
EMM LOANS LLC 101 3.08% $4,703
Fulton Bank 71 3.23% $4,031
RESIDENTIAL MORTGAGE SERVICES, INC. 69 3.15% $4,688
Wells Fargo Bank 60 3.09% $4,064
The Ephrata National Bank 50 3.41% $4,715
HOMESIDE FINANCIAL, LLC 49 3.18% $4,379
Northwest Bank 48 2.99% $4,531
Homesale Mortgage, LLC 47 2.99% $4,186
LOANDEPOT.COM, LLC 37 3.07% $5,207
FAMILY FIRST FUNDING LLC 37 3.22% $4,322
LEBANON 36 3.45% $4,092
Citizens Bank 32 3.09% $5,130
CALIBER HOME LOANS, INC. 32 3.25% $4,330
AMERISAVE MORTGAGE CORPORATION 31 2.92% $5,666
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 30 3.14% $4,161
Mr. Cooper ( Nationstar Mortgage ) 25 3.27% $6,506
Northpointe Bank 25 3.26% $5,330
PENNSYLVANIA STATE EMPLOYEES Credit Union 23 3.09% $2,453
BROKER SOLUTIONS, INC. 22 3.22% $5,177
SUCCESS MORTGAGE PARTNERS, INC. 22 3.40% $4,994
Mortgage Network, Inc. 21 3.01% $4,785
UNITED WHOLESALE MORTGAGE, LLC 21 3.01% $5,972
Mortgage America, Inc. 20 3.00% $3,647
Orrstown Bank 19 3.07% $3,684
FREEDOM MORTGAGE CORPORATION 17 3.12% $3,562
BETTER MORTGAGE CORPORATION 16 2.95% $4,941
NEWREZ LLC 16 3.15% $4,729
GUILD MORTGAGE COMPANY 15 3.31% $5,217
FIRST HERITAGE FINANCIAL, LLC 14 3.14% $4,598
JPMorgan Chase Bank 14 3.11% $4,627
Manufacturers and Traders Trust Company 13 3.21% $4,244
NFM, INC. 12 3.25% $4,448
PENNYMAC LOAN SERVICES, LLC 12 3.24% $5,850
First Citizens Community Bank 11 2.97% $3,054
GUARANTEED RATE, INC. 11 3.08% $4,763
Truist Bank 10 2.91% $3,794
HOME POINT FINANCIAL CORPORATION 10 3.21% $3,772
Santander Bank, N.A. 9 3.09% $4,330
PNC Bank 9 3.06% $4,424
AmeriHome Mortgage Company, LLC 9 3.04% $4,325
AMERICAN FINANCING CORPORATION 9 3.00% $4,864
First National Bank of Pennsylvania 9 2.96% $4,676
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 8 3.01% $5,425
Bank of America 8 2.91% $5,583
HOMEBRIDGE FINANCIAL SERVICES, INC. 8 3.01% $5,696
Ally Bank 7 2.91% $7,217
Mid Penn Bank 7 2.91% $3,935
Meridian Bank Corporation 7 2.96% $4,461
UTILITIES EMPLOYEES CREDIT UNION 7 3.04% $4,525
Princeton Mortgage Corporation 6 2.88% $7,152
First Home Bank 6 3.23% $4,417
S&T Bank 6 3.04% $6,400
T2 FINANCIAL LLC 6 2.96% $6,796
York Traditions Bank 5 3.08% $4,167
Gateway First Bank 5 3.10% $4,084
HOMESTEAD FUNDING CORP. 5 3.48% $3,888
MOVEMENT MORTGAGE, LLC 5 3.34% $5,139
MCLEAN MORTGAGE CORPORATION 5 3.10% $4,313
Flagstar Bank, FSB 5 3.09% $4,778
EQUITY RESOURCES, INC. 5 3.15% $4,410
Paramount Residential Mortgage Group, Inc. 5 3.30% $6,876
MUTUAL OF OMAHA MORTGAGE, INC. 5 3.15% $3,936
HOWARD HANNA FINANCIAL SERVICES, INC. 4 2.75% $3,778
GUARANTEED RATE AFFINITY, LLC 4 3.31% $3,634
InterContinental Capital Group, Inc 4 3.47% $4,727
PREMIA MORTGAGE, LLC 4 3.16% $19
UNION HOME MORTGAGE CORP. 4 3.13% $5,872
Keystone Funding, Inc. 4 2.78% $4,767
State Financial Network, LLC 4 3.00% $3,189
Farmers and Merchants Trust Company of Chambersburg 4 2.41% $3,719
HERSHEY 3 3.21% $3,378
AMERICAN FINANCIAL NETWORK, INC. 3 3.00% $14,010
PLANET HOME LENDING, LLC 3 3.08% $3,729
FIRST ALLIANCE HOME MORTGAGE, LLC 3 3.00% $4,940
Wyndham Capital Mortgage, Inc. 3 3.50% $2,228
North American Savings Bank, F.S.B. 3 2.75% $2,745
Sierra Pacific Mortgage Company, Inc. 3 3.29% $3,807
HOMESPIRE MORTGAGE CORPORATION 3 3.04% $4,430
FINANCE OF AMERICA MORTGAGE LLC 3 3.29% $5,104
U.S. Bank 3 3.00% $3,249
The Huntington National Bank 2 2.81% $4,915
Mortgage Research Center, LLC 2 2.87% $4,508
1ST PREFERENCE MORTGAGE CORP. 2 3.31% $6,152
PROVIDENT FUNDING ASSOCIATES, L.P. 2 2.88% $3,751
Quontic Bank 2 5.50% $11,487
RELIANCE FIRST CAPITAL, LLC 2 3.00% $4,671
AmRes Corporation 2 3.06% $4,756
NATIONWIDE MORTGAGE BANKERS, INC. 2 3.19% $6,906
AmeriServ Financial Bank 2 2.81% $2,381
SOFI LENDING CORP. 2 3.00% $3,477
Strong Home Mortgage, LLC 2 2.88% $2,189
CITADEL FEDERAL CREDIT UNION 2 3.44% $3,723
Summit Mortgage Corporation 2 3.06% $4,108
SUN WEST MORTGAGE COMPANY, INC. 2 3.56% $4,245
GREENTREE MORTGAGE COMPANY, L.P. 2 2.94% $2,851
POLARIS HOME FUNDING CORP. 2 3.56% $8,114
Diamond Credit Union 2 3.06% $2,986
Customers Bank 2 3.19% $4,501
Carrington Mortgage Services, LLC 2 3.25% $5,380
UNITED MORTGAGE CORP. 2 3.50% $5,750
ALLIED MORTGAGE GROUP, INC. 2 3.75% $4,305
First Guaranty Mortgage Corporation 2 3.00% $3,039
APEX HOME LOANS, INC. 2 2.88% $6,842
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.25% $4,094
ROYAL UNITED MORTGAGE LLC 1 3.25% $6,309
SIRVA MORTGAGE, INC. 1 2.88% $3,837
SOUTHPOINT FINANCIAL SERVICES, INC. 1 3.13% $6,594
SPRING EQ, LLC 1 2.63% $0
STEARNS LENDING, LLC 1 2.38% $5,412
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.75% $10,046
ZILLOW HOME LOANS, LLC 1 3.63% $4,260
AMERICAN HERITAGE FCU 1 3.15% $2,832
The Federal Savings Bank 1 3.00% $12,139
The Fidelity Deposit and Discount Bank 1 3.00% $5,581
THRIVE MORTGAGE, LLC 1 3.25% $4,620
TIDEWATER MORTGAGE SERVICES, INC. 1 3.25% $5,304
Fifth Third Bank 1 3.25% $6,322
Towne Bank 1 2.75% $7,911
UIF CORPORATION 1 3.25% $3,953
Univest Bank and Trust Co. 1 3.00% $4,219
AFFORDABLE MORTGAGE ADVISORS, LLC. 1 2.88% $3,533
Victorian Finance, LLC 1 3.63% $6,438
ACCELERATE MORTGAGE, LLC 1 2.99% $6,443
Wilmington Savings Fund Society, FSB 1 3.13% $3,209
EVERETT FINANCIAL, INC. 1 3.50% $3,068
EVERENCE FEDERAL CREDIT UNION 1 2.75% $1,956
TOWER 1 2.88% $5,542
FirstBank 1 2.75% $3,062
EMBRACE HOME LOANS, INC. 1 2.88% $4,725
Dollar Bank, Federal Savings Bank 1 2.99% $4,315
Firstrust Savings Bank 1 3.00% $3,866
Discover Bank 1 3.99% $0
DIRECT MORTGAGE LOANS, LLC 1 3.25% $5,041
GENEVA FINANCIAL, LLC 1 3.50% $7,384
George Mason Mortgage, LLC 1 3.25% $3,611
CONTOUR MORTGAGE CORPORATION 1 3.25% $4,887
Colonial Savings, F.A. 1 3.63% $5,763
COLONIAL MORTGAGE SERVICE COMPANY OF AMERICA 1 2.88% $5,316
CLIFFCO, INC. 1 3.50% $3,245
Citizens & Northern Bank 1 2.88% $10,967
LAKEVIEW LOAN SERVICING, LLC 1 3.13% $2,459
CHURCHILL MORTGAGE CORPORATION 1 3.50% $4,581
LOANPAL, LLC 1 2.99% $2,970
LOANSNAP, INC. 1 2.88% $67
CHERRY CREEK MORTGAGE, LLC 1 2.75% $2,616
CELEBRITY HOME LOANS, LLC 1 3.00% $6,026
MidAtlantic Farm Credit, ACA 1 5.00% $4,624
CapStar Bank 1 3.13% $5,238
MORTGAGE ACCESS CORP. 1 2.99% $5,688
CANOPY MORTGAGE, LLC 1 2.75% $4,301
BOKF 1 3.25% $5,317
BNC National Bank 1 2.88% $5,496
NATION ONE MORTGAGE CORPORATION 1 4.00% $4,983
NETWORK CAPITAL FUNDING CORPORATION 1 3.50% $4,172
NEW DAY FINANCIAL, LLC 1 2.99% $5,014
NEW FED MORTGAGE, CORP. 1 3.13% $2,409
Blue Ridge Bank 1 3.88% $5,746
BELLCO 1 2.95% $3,040
NJ LENDERS CORP. 1 3.63% $3,592
BELCO COMMUNITY CREDIT UNION 1 2.75% $4,387
BAYSHORE MORTGAGE FUNDING, LLC 1 3.25% $5,253
NP, Inc. 1 2.75% $8,337
OCEANSIDE MORTGAGE COMPANY 1 2.75% $1,820
Bank of England 1 3.38% $5,562
PATRIOT 1 2.63% $3,110
Atlantic Home Loans, Inc. 1 3.25% $3,485
Atlantic Coast Mortgage, LLC 1 2.88% $5,506
PENTAGON FEDERAL CREDIT UNION 1 3.00% $2,405
PEOPLESBANK, A CODORUS VALLEY COMPANY 1 2.75% $4,618
Peoples Security Bank and Trust Company 1 2.38% $3,344
PLAZA HOME MORTGAGE, INC. 1 2.75% $2,804
POLICE & FIRE 1 3.00% $3,530
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.38% $6,293
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 2.88% $7,047
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 4.63% $11,925
RESIDENTIAL HOME MORTGAGE CORPORATION 1 2.50% $5,597

LEBANON, PA's 179 lenders originated 5,725 loans during 2021. The total origination value was $1,054,115,000, with an average loan value of $184,125.

The top LEBANON lender as defined by loan originations is QUICKEN LOANS, LLC, with 184 loans originated. Their average total fees are $5,383, which is $846 higher than the next largest lender, MEMBERS 1ST FEDERAL CREDIT UNION.

The lowest fee LEBANON lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,453), First Citizens Community Bank ($3,054), FREEDOM MORTGAGE CORPORATION ($3,562), Mortgage America, Inc. ($3,647) and Orrstown Bank ($3,684).

The lowest rate LEBANON lenders (with over 10 loans originated) are Truist Bank (2.91%), AMERISAVE MORTGAGE CORPORATION (2.92%), BETTER MORTGAGE CORPORATION (2.95%), First Citizens Community Bank (2.97%) and Homesale Mortgage, LLC (2.99%).

LEBANON, PA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $67,460,000 $87,040,000 29.0% 8.3%
MEMBERS 1ST FEDERAL CREDIT UNION $71,390,000 $80,465,000 12.7% 7.6%
Fulton Bank $46,110,000 $46,330,000 0.5% 4.4%
CROSSCOUNTRY MORTGAGE, LLC $39,070,000 $44,085,000 12.8% 4.2%
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania $36,315,000 $38,370,000 5.7% 3.6%
EMM LOANS LLC $32,510,000 $37,385,000 15.0% 3.5%
Wells Fargo Bank $19,310,000 $31,905,000 65.2% 3.0%
Northwest Bank $33,150,000 $30,120,000 -9.1% 2.9%
FREEDOM MORTGAGE CORPORATION $28,450,000 $28,580,000 0.5% 2.7%
LEBANON $28,295,000 $28,385,000 0.3% 2.7%
RESIDENTIAL MORTGAGE SERVICES, INC. $30,655,000 $22,325,000 -27.2% 2.1%
The Ephrata National Bank $20,880,000 $21,470,000 2.8% 2.0%
First National Bank of Pennsylvania $7,190,000 $20,585,000 186.3% 2.0%
S&T Bank $4,330,000 $20,095,000 364.1% 1.9%
LOANDEPOT.COM, LLC $10,835,000 $18,815,000 73.7% 1.8%
PENNSYLVANIA STATE EMPLOYEES Credit Union $17,620,000 $16,710,000 -5.2% 1.6%
HOMESIDE FINANCIAL, LLC $14,940,000 $16,140,000 8.0% 1.5%
PENNYMAC LOAN SERVICES, LLC $6,305,000 $15,690,000 148.9% 1.5%
CALIBER HOME LOANS, INC. $10,210,000 $14,190,000 39.0% 1.3%
Homesale Mortgage, LLC $17,170,000 $13,950,000 -18.8% 1.3%
Citizens Bank $12,475,000 $13,895,000 11.4% 1.3%
Mr. Cooper ( Nationstar Mortgage ) $10,950,000 $13,525,000 23.5% 1.3%
FAMILY FIRST FUNDING LLC $9,180,000 $12,590,000 37.1% 1.2%
Mortgage Research Center, LLC $10,465,000 $12,390,000 18.4% 1.2%
AMERISAVE MORTGAGE CORPORATION $6,100,000 $11,035,000 80.9% 1.0%
UNITED WHOLESALE MORTGAGE, LLC $5,395,000 $10,355,000 91.9% 1.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $11,540,000 $10,250,000 -11.2% 1.0%
Northpointe Bank $7,125,000 $8,990,000 26.2% 0.9%
First Citizens Community Bank $11,390,000 $8,435,000 -25.9% 0.8%
Mortgage Network, Inc. $6,795,000 $8,430,000 24.1% 0.8%
NEWREZ LLC $6,605,000 $8,120,000 22.9% 0.8%
PNC Bank $5,090,000 $7,850,000 54.2% 0.7%
BETTER MORTGAGE CORPORATION $2,485,000 $7,380,000 197.0% 0.7%
BROKER SOLUTIONS, INC. $9,255,000 $7,360,000 -20.5% 0.7%
Mortgage America, Inc. $9,350,000 $7,135,000 -23.7% 0.7%
GUILD MORTGAGE COMPANY $465,000 $7,060,000 1,418.3% 0.7%
SUCCESS MORTGAGE PARTNERS, INC. $7,430,000 $6,825,000 -8.1% 0.6%
Northfield Bank $6,705,000 n/a 0.6%
LAKEVIEW LOAN SERVICING, LLC $2,450,000 $6,605,000 169.6% 0.6%
Univest Bank and Trust Co. $2,285,000 $6,130,000 168.3% 0.6%
Manufacturers and Traders Trust Company $6,580,000 $6,045,000 -8.1% 0.6%
FIRST HERITAGE FINANCIAL, LLC $2,105,000 $6,020,000 186.0% 0.6%
HOME POINT FINANCIAL CORPORATION $2,800,000 $5,870,000 109.6% 0.6%
Peoples Security Bank and Trust Company $2,910,000 $5,615,000 93.0% 0.5%
Truist Bank $10,170,000 $5,550,000 -45.4% 0.5%
HOMEBRIDGE FINANCIAL SERVICES, INC. $3,895,000 $5,310,000 36.3% 0.5%
Orrstown Bank $3,865,000 $5,105,000 32.1% 0.5%
JPMorgan Chase Bank $3,285,000 $4,785,000 45.7% 0.5%
Bank of Bird-in-Hand $1,000,000 $4,675,000 367.5% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,730,000 $4,555,000 163.3% 0.4%
Santander Bank, N.A. $3,735,000 $4,345,000 16.3% 0.4%
USAA Federal Savings Bank $5,115,000 $4,280,000 -16.3% 0.4%
AmeriHome Mortgage Company, LLC $705,000 $4,065,000 476.6% 0.4%
Bank of America $665,000 $4,005,000 502.3% 0.4%
UNION HOME MORTGAGE CORP. $1,045,000 $3,840,000 267.5% 0.4%
GUARANTEED RATE, INC. $2,465,000 $3,725,000 51.1% 0.4%
BELCO COMMUNITY CREDIT UNION $730,000 $3,640,000 398.6% 0.3%
York Traditions Bank $1,020,000 $3,585,000 251.5% 0.3%
NFM, INC. $2,390,000 $3,380,000 41.4% 0.3%
The Federal Savings Bank $4,755,000 $3,300,000 -30.6% 0.3%
Ally Bank $280,000 $3,140,000 1,021.4% 0.3%
ARC HOME LLC $3,125,000 $3,100,000 -0.8% 0.3%
NEW DAY FINANCIAL, LLC $2,490,000 $3,060,000 22.9% 0.3%
Keystone Funding, Inc. $3,015,000 n/a 0.3%
AMERICAN FINANCING CORPORATION $1,000,000 $3,005,000 200.5% 0.3%
Sierra Pacific Mortgage Company, Inc. $2,600,000 $2,965,000 14.0% 0.3%
FINANCE OF AMERICA MORTGAGE LLC $915,000 $2,740,000 199.5% 0.3%
U.S. Bank $2,590,000 $2,480,000 -4.2% 0.2%
Mid Penn Bank $3,315,000 $2,430,000 -26.7% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $3,970,000 $2,390,000 -39.8% 0.2%
Meridian Bank Corporation $1,570,000 $2,385,000 51.9% 0.2%
Paramount Residential Mortgage Group, Inc. $1,625,000 $2,365,000 45.5% 0.2%
VIST Bank $280,000 $2,355,000 741.1% 0.2%
Flagstar Bank, FSB $175,000 $2,345,000 1,240.0% 0.2%
First Guaranty Mortgage Corporation $550,000 $2,225,000 304.5% 0.2%
PENTAGON FEDERAL CREDIT UNION $625,000 $2,085,000 233.6% 0.2%
InterContinental Capital Group, Inc $1,955,000 $2,025,000 3.6% 0.2%
UTILITIES EMPLOYEES CREDIT UNION $595,000 $2,015,000 238.7% 0.2%
MOVEMENT MORTGAGE, LLC $2,115,000 $2,010,000 -5.0% 0.2%
EQUITY RESOURCES, INC. $895,000 $1,935,000 116.2% 0.2%
NAVY FEDERAL CREDIT UNION $3,870,000 $1,930,000 -50.1% 0.2%
MCLEAN MORTGAGE CORPORATION $460,000 $1,860,000 304.3% 0.2%
Gateway First Bank $2,310,000 $1,800,000 -22.1% 0.2%
State Financial Network, LLC $1,300,000 $1,750,000 34.6% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $1,510,000 $1,715,000 13.6% 0.2%
Prosper Bank $675,000 $1,695,000 151.1% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,445,000 $1,585,000 9.7% 0.2%
Farmers and Merchants Trust Company of Chambersburg $2,895,000 $1,550,000 -46.5% 0.1%
HERSHEY $3,140,000 $1,540,000 -51.0% 0.1%
T2 FINANCIAL LLC $215,000 $1,490,000 593.0% 0.1%
The Huntington National Bank $3,380,000 $1,480,000 -56.2% 0.1%
CHERRY CREEK MORTGAGE, LLC $770,000 $1,450,000 88.3% 0.1%
GUARANTEED RATE AFFINITY, LLC $1,065,000 $1,405,000 31.9% 0.1%
Princeton Mortgage Corporation $1,390,000 n/a 0.1%
HOMESTEAD FUNDING CORP. $720,000 $1,375,000 91.0% 0.1%
PLANET HOME LENDING, LLC $1,400,000 $1,370,000 -2.1% 0.1%
HOMESPIRE MORTGAGE CORPORATION $1,260,000 $1,335,000 6.0% 0.1%
FirstBank $1,290,000 n/a 0.1%
PREMIA MORTGAGE, LLC $1,290,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $220,000 $1,290,000 486.4% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $990,000 $1,190,000 20.2% 0.1%
First Home Bank $1,150,000 $1,180,000 2.6% 0.1%
Carrington Mortgage Services, LLC $1,630,000 $1,160,000 -28.8% 0.1%
HOWARD HANNA FINANCIAL SERVICES, INC. $1,065,000 $1,140,000 7.0% 0.1%
TIDEWATER MORTGAGE SERVICES, INC. $3,150,000 $1,130,000 -64.1% 0.1%
BNC National Bank $1,120,000 n/a 0.1%
Strong Home Mortgage, LLC $265,000 $1,110,000 318.9% 0.1%
AmRes Corporation $185,000 $1,090,000 489.2% 0.1%
CITADEL FEDERAL CREDIT UNION $1,090,000 n/a 0.1%
The Bank of Landisburg $1,000,000 $1,055,000 5.5% 0.1%
CONTOUR MORTGAGE CORPORATION $1,510,000 $1,050,000 -30.5% 0.1%
Wyndham Capital Mortgage, Inc. $430,000 $1,050,000 144.2% 0.1%
Bank of England $860,000 $1,040,000 20.9% 0.1%
New Cumberland Federal Credit Union $575,000 $1,005,000 74.8% 0.1%
AgFirst Farm Credit Bank $880,000 $1,000,000 13.6% 0.1%
EMBRACE HOME LOANS, INC. $545,000 $910,000 67.0% 0.1%
SOFI LENDING CORP. $320,000 $900,000 181.3% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $280,000 $895,000 219.6% 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $875,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $1,550,000 $860,000 -44.5% 0.1%
ALLIED MORTGAGE GROUP, INC. $755,000 $855,000 13.2% 0.1%
MidAtlantic Farm Credit, ACA $440,000 $835,000 89.8% 0.1%
Stifel Bank and Trust $455,000 $835,000 83.5% 0.1%
Customers Bank $14,225,000 $805,000 -94.3% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,070,000 $785,000 -26.6% 0.1%
FIRST ALLIANCE HOME MORTGAGE, LLC $2,380,000 $780,000 -67.2% 0.1%
First Federal Bank $1,480,000 $775,000 -47.6% 0.1%
CLEARPATH LENDING $2,055,000 $760,000 -63.0% 0.1%
Firstrust Savings Bank $230,000 $740,000 221.7% 0.1%
NP, Inc. $535,000 $735,000 37.4% 0.1%
Towne Bank $95,000 $730,000 668.4% 0.1%
PLAZA HOME MORTGAGE, INC. $1,565,000 $725,000 -53.7% 0.1%
Centric Bank $1,660,000 $720,000 -56.6% 0.1%
North American Savings Bank, F.S.B. $570,000 $685,000 20.2% 0.1%
PEOPLESBANK, A CODORUS VALLEY COMPANY $660,000 n/a 0.1%
NBKC BANK $1,125,000 $630,000 -44.0% 0.1%
PHH Mortgage Corporation $205,000 $620,000 202.4% 0.1%
1ST PREFERENCE MORTGAGE CORP. $615,000 n/a 0.1%
Quontic Bank $590,000 n/a 0.1%
POLICE & FIRE $150,000 $580,000 286.7% 0.1%
BAYSHORE MORTGAGE FUNDING, LLC $570,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $1,045,000 $565,000 -45.9% 0.1%
Colonial Savings, F.A. $195,000 $545,000 179.5% 0.1%
UNITED MORTGAGE CORP. $410,000 $535,000 30.5% 0.1%
ZILLOW HOME LOANS, LLC $655,000 $535,000 -18.3% 0.1%
Summit Mortgage Corporation $525,000 n/a 0.0%
AmeriServ Financial Bank $250,000 $515,000 106.0% 0.0%
CMG MORTGAGE, INC. $515,000 n/a 0.0%
ACCELERATE MORTGAGE, LLC $505,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $155,000 $490,000 216.1% 0.0%
REVERSE MORTGAGE FUNDING LLC $545,000 $475,000 -12.8% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $530,000 $460,000 -13.2% 0.0%
Victorian Finance, LLC $305,000 $460,000 50.8% 0.0%
Diamond Credit Union $615,000 $445,000 -27.6% 0.0%
Ukrainian Selfreliance Federal Credit Union $440,000 n/a 0.0%
EVERENCE FEDERAL CREDIT UNION $65,000 $435,000 569.2% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $105,000 $430,000 309.5% 0.0%
RESIDENTIAL HOME MORTGAGE CORPORATION $195,000 $425,000 117.9% 0.0%
BOKF $205,000 $420,000 104.9% 0.0%
Citizens & Northern Bank $450,000 $405,000 -10.0% 0.0%
GOLD Credit Union $385,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $265,000 $370,000 39.6% 0.0%
APEX HOME LOANS, INC. $370,000 n/a 0.0%
George Mason Mortgage, LLC $225,000 $370,000 64.4% 0.0%
POLARIS HOME FUNDING CORP. $265,000 $370,000 39.6% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $440,000 $365,000 -17.0% 0.0%
TD Bank $935,000 $360,000 -61.5% 0.0%
The Fidelity Deposit and Discount Bank $360,000 n/a 0.0%
CapStar Bank $355,000 n/a 0.0%
Mid-Continent Funding, Inc. $305,000 $355,000 16.4% 0.0%
DIRECT MORTGAGE LOANS, LLC $345,000 n/a 0.0%
Fifth Third Bank $345,000 n/a 0.0%
LOANPAL, LLC $340,000 n/a 0.0%
GENEVA FINANCIAL, LLC $335,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $305,000 $335,000 9.8% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,355,000 $330,000 -75.6% 0.0%
FINANCE OF AMERICA REVERSE LLC $85,000 $320,000 276.5% 0.0%
Nations Lending Corporation $635,000 $320,000 -49.6% 0.0%
BELLCO $345,000 $315,000 -8.7% 0.0%
COLONIAL MORTGAGE SERVICE COMPANY OF AMERICA $775,000 $315,000 -59.4% 0.0%
LINKBANK $65,000 $315,000 384.6% 0.0%
SIRVA MORTGAGE, INC. $315,000 n/a 0.0%
CELEBRITY HOME LOANS, LLC $305,000 n/a 0.0%
Figure Lending LLC $305,000 n/a 0.0%
Magnolia Bank $205,000 $305,000 48.8% 0.0%
Discover Bank $185,000 $295,000 59.5% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $95,000 $290,000 205.3% 0.0%
ROYAL UNITED MORTGAGE LLC $1,465,000 $285,000 -80.5% 0.0%
Lakeview Community Capital, LLC $265,000 $280,000 5.7% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $325,000 $275,000 -15.4% 0.0%
First Internet Bank of Indiana $275,000 n/a 0.0%
NEW FED MORTGAGE, CORP. $265,000 n/a 0.0%
USAlliance Federal Credit Union $265,000 n/a 0.0%
Prosperity Home Mortgage, LLC $155,000 $260,000 67.7% 0.0%
APCI Federal Credit Union $255,000 n/a 0.0%
KELLER MORTGAGE, LLC $1,470,000 $255,000 -82.7% 0.0%
Barrington Bank & Trust Company, N.A. $1,690,000 $245,000 -85.5% 0.0%
LOANSNAP, INC. $245,000 n/a 0.0%
Residential Mortgage Solutions, Inc. $245,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $1,270,000 $240,000 -81.1% 0.0%
AFFORDABLE MORTGAGE ADVISORS, LLC. $235,000 n/a 0.0%
Dollar Bank, Federal Savings Bank $235,000 n/a 0.0%
Florida Capital Bank $235,000 n/a 0.0%
LENDERFI, INC. $235,000 n/a 0.0%
Sail Mortgage Corp. $850,000 $235,000 -72.4% 0.0%
GREENTREE MORTGAGE COMPANY, L.P. $230,000 n/a 0.0%
Capital Bank $315,000 $225,000 -28.6% 0.0%
First Federal Bank of Kansas City $225,000 n/a 0.0%
MORTGAGE ACCESS CORP. $225,000 n/a 0.0%
THRIVE MORTGAGE, LLC $225,000 n/a 0.0%
TOWER $275,000 $225,000 -18.2% 0.0%
EVERETT FINANCIAL, INC. $205,000 $215,000 4.9% 0.0%
FIRST FINANCIAL OF MARYLAND $215,000 n/a 0.0%
STEARNS LENDING, LLC $3,580,000 $215,000 -94.0% 0.0%
AMERICHOICE $140,000 $210,000 50.0% 0.0%
Low VA Rates, LLC $650,000 $205,000 -68.5% 0.0%
21ST MORTGAGE CORPORATION $625,000 $200,000 -68.0% 0.0%
AMERICAN ADVISORS GROUP $155,000 $195,000 25.8% 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $655,000 $195,000 -70.2% 0.0%
NJ LENDERS CORP. $195,000 n/a 0.0%
The Union Bank Company $195,000 n/a 0.0%
PATRIOT $225,000 $185,000 -17.8% 0.0%
Plains Commerce Bank $255,000 $185,000 -27.5% 0.0%
UIF CORPORATION $185,000 n/a 0.0%
CANOPY MORTGAGE, LLC $175,000 n/a 0.0%
CLIFFCO, INC. $325,000 $175,000 -46.2% 0.0%
Equity Prime Mortgage LLC $175,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $555,000 $175,000 -68.5% 0.0%
Ardent Federal Credit Union $165,000 n/a 0.0%
CORNING $165,000 n/a 0.0%
LOANLEADERS OF AMERICA, INC. $165,000 n/a 0.0%
NATION ONE MORTGAGE CORPORATION $165,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $105,000 $165,000 57.1% 0.0%
Pennian Bank $165,000 n/a 0.0%
First Commonwealth Federal Credit Union $160,000 n/a 0.0%
DEVELOPER'S MORTGAGE COMPANY $185,000 $155,000 -16.2% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $155,000 n/a 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $155,000 n/a 0.0%
SPRING EQ, LLC $450,000 $150,000 -66.7% 0.0%
MEMBER FIRST MORTGAGE, LLC $145,000 n/a 0.0%
Chicago Mortgage Solutions LLC $135,000 n/a 0.0%
Evesham Mortgage, LLC $135,000 n/a 0.0%
KeyBank $195,000 $135,000 -30.8% 0.0%
OPEN MORTGAGE, LLC $95,000 $135,000 42.1% 0.0%
Wilmington Savings Fund Society, FSB $535,000 $135,000 -74.8% 0.0%
AMERICAN HERITAGE FCU $75,000 $125,000 66.7% 0.0%
Atlantic Coast Mortgage, LLC $125,000 n/a 0.0%
Atlantic Home Loans, Inc. $125,000 n/a 0.0%
Blue Ridge Bank $165,000 $125,000 -24.2% 0.0%
Discovery Federal Credit Union $125,000 n/a 0.0%
NUMARK CREDIT UNION $125,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $740,000 $125,000 -83.1% 0.0%
The Gratz Bank $360,000 $125,000 -65.3% 0.0%
First Columbia Bank & Trust Co. $115,000 n/a 0.0%
TIAA, FSB $225,000 $115,000 -48.9% 0.0%
TRIAD FINANCIAL SERVICES, INC. $90,000 $110,000 22.2% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $105,000 n/a 0.0%
FIRST CREDIT CORPORATION OF NEW YORK, INC. $75,000 $100,000 33.3% 0.0%
Metro City Bank $95,000 n/a 0.0%
TRUMARK FINANCIAL CREDIT UNION $95,000 n/a 0.0%
Quaint Oak Mortgage, LLC $85,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $75,000 n/a 0.0%
RESIDENTIAL BANCORP. $65,000 n/a 0.0%
VISIONS $65,000 n/a 0.0%
ALLIANT CREDIT UNION $255,000 $45,000 -82.4% 0.0%
TCF National Bank $240,000 $45,000 -81.3% 0.0%
BHCU $25,000 n/a 0.0%
LANCO Federal Credit Union $845,000 $25,000 -97.0% 0.0%

LEBANON's top lender by overall market share is QUICKEN LOANS, LLC, with 8.3% market share. In second place, with 7.6%, is MEMBERS 1ST FEDERAL CREDIT UNION, having originated $80,465,000 in loans. In third place, with 4.4%, is Fulton Bank, having originated $46,330,000 in loans. In third place, with 4.2%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $44,085,000 in loans. In third place, with 3.6%, is Jonestown Bank and Trust Company, of Jonestown, Pennsylvania, having originated $38,370,000 in loans.


LEBANON, PA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,050 $441,740,000 $215,483
Refi 2,016 $374,770,000 $185,898
Cash Out Refi 1,028 $188,970,000 $183,823
Home Improvement 391 $27,305,000 $69,834
Other 239 $21,315,000 $89,184
NA 1 $15,000 $15,000

Lebanon's most frequently cited loan purpose was Home Purchase, with 2,050 originations. The 2nd most popular reason was Refi, with 2,016 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 2,030 $409,610,000 $201,778
3-4% 2,007 $366,295,000 $182,509
<2.5% 1,043 $185,575,000 $177,924
4-5% 216 $25,410,000 $117,639
5-6% 69 $5,575,000 $80,797
6-7% 30 $1,990,000 $66,333
Over 8% 21 $835,000 $39,762
7-8% 12 $590,000 $49,167

During 2021, Lebanon's most frequently originated rate bucket was 2.5-3%, with 2,030 originations.

Loan Sizing (LEBANON, PA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 2,665 $396,145,000 $148,647
$200k-400k 1,755 $460,325,000 $262,293
$100,000 or less 1,108 $66,860,000 $60,343
$400k-600k 154 $71,400,000 $463,636
$600k-1000k 28 $21,200,000 $757,143
$Over $1MM 15 $38,185,000 $2,545,667

LEBANON's loan sizing saw the bucket of loans from $100k-200k with 2,665 originations, totaling $396,145,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,940 $414,490,000 $213,655
60-80% 1,754 $362,110,000 $206,448
40-60% 685 $111,185,000 $162,314
20-40% 445 $40,795,000 $91,674
Under 20% 366 $14,400,000 $39,344
Over 100% 40 $13,230,000 $330,750

LEBANON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,940 originations, totaling $414,490,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - LEBANON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $196,950 (-4.4%) $218,519 (-3.9%) 0.73 470
2018-02-01 $199,970 (-3.6%) $221,956 (-2.8%) 0.72 472
2018-03-01 $221,032 (5.1%) $243,240 (3.8%) 0.76 440
2018-04-01 $218,900 (3.3%) $249,898 (5.3%) 0.73 456
2018-05-01 $220,516 (3.3%) $256,085 (9.2%) 0.74 448
2018-06-01 $225,000 (5.2%) $264,605 (11.2%) 0.75 458
2018-07-01 $228,950 (6.0%) $268,696 (13.8%) 0.76 437
2018-08-01 $238,945 (10.7%) $271,473 (14.6%) 0.80 398
2018-09-01 $244,900 (12.9%) $272,983 (13.6%) 0.82 412
2018-10-01 $241,245 (11.2%) $264,591 (12.1%) 0.81 397
2018-11-01 $229,450 (15.3%) $252,671 (13.3%) 0.77 401
2018-12-01 $219,000 (12.4%) $250,825 (14.0%) 0.75 381
2019-01-01 $212,450 (7.9%) $247,705 (13.4%) 0.73 349
2019-02-01 $222,500 (11.3%) $267,171 (20.4%) 0.75 326
2019-03-01 $228,057 (3.2%) $263,828 (8.5%) 0.74 304
2019-04-01 $238,800 (9.1%) $256,060 (2.5%) 0.75 299
2019-05-01 $246,278 (11.7%) $254,860 (-0.5%) 0.76 293
2019-06-01 $239,900 (6.6%) $261,812 (-1.1%) 0.74 307
2019-07-01 $239,900 (4.8%) $259,952 (-3.3%) 0.75 339
2019-08-01 $245,854 (2.9%) $261,764 (-3.6%) 0.77 324
2019-09-01 $251,900 (2.9%) $265,935 (-2.6%) 0.80 313
2019-10-01 $261,000 (8.2%) $267,591 (1.1%) 0.83 307
2019-11-01 $250,000 (9.0%) $267,333 (5.8%) 0.81 298
2019-12-01 $252,728 (15.4%) $268,808 (7.2%) 0.84 276
2020-01-01 $244,350 (15.0%) $270,277 (9.1%) 0.81 240
2020-02-01 $263,150 (18.3%) $271,736 (1.7%) 0.85 222
2020-03-01 $275,350 (20.7%) $288,130 (9.2%) 0.86 211
2020-04-01 $272,700 (14.2%) $299,019 (16.8%) 0.85 195
2020-05-01 $271,500 (10.2%) $296,414 (16.3%) 0.82 197
2020-06-01 $247,500 (3.2%) $285,110 (8.9%) 0.72 202
2020-07-01 $259,900 (8.3%) $302,271 (16.3%) 0.74 185
2020-08-01 $253,000 (2.9%) $298,624 (14.1%) 0.72 163
2020-09-01 $263,028 (4.4%) $293,903 (10.5%) 0.75 167
2020-10-01 $266,556 (2.1%) $291,612 (9.0%) 0.76 153
2020-11-01 $266,450 (6.6%) $289,136 (8.2%) 0.76 137
2020-12-01 $239,950 (-5.1%) $286,698 (6.7%) 0.70 119
2021-01-01 $276,900 (13.3%) $309,777 (14.6%) 0.81 101
2021-02-01 $285,400 (8.5%) $355,805 (30.9%) 0.82 80
2021-03-01 $274,900 (-0.2%) $347,007 (20.4%) 0.77 86
2021-04-01 $287,352 (5.4%) $347,182 (16.1%) 0.77 77
2021-05-01 $270,000 (-0.6%) $314,567 (6.1%) 0.71 89
2021-06-01 $254,950 (3.0%) $293,964 (3.1%) 0.66 124
2021-07-01 $224,900 (-13.5%) $281,799 (-6.8%) 0.58 128
2021-08-01 $224,950 (-11.1%) $270,846 (-9.3%) 0.59 150
2021-09-01 $227,000 (-13.7%) $292,288 (-0.6%) 0.60 137
2021-10-01 $225,000 (-15.6%) $298,922 (2.5%) 0.59 143
2021-11-01 $259,950 (-2.4%) $301,763 (4.4%) 0.69 126
2021-12-01 $279,495 (16.5%) $315,982 (10.2%) 0.75 110
2022-01-01 $303,990 (9.8%) $332,493 (7.3%) 0.81 88
2022-02-01 $309,900 (8.6%) $344,926 (-3.1%) 0.79 83
2022-03-01 $342,495 (24.6%) $347,486 (0.1%) 0.85 91
2022-04-01 $364,900 (27.0%) $384,282 (10.7%) 0.86 92
LEBANON's median listing price for 2022-04-01 was $364,900, a difference of $77,548 (27.0%) versus the prior year and $22,405 versus the prior month.

LEBANON's median listing price comes in at 86% of the national average.

LEBANON's average listing price for 2022-04-01 was $384,282, a difference of $37,100 (10.7%) versus the prior year and $36,796 versus the prior month.

For the 2022-04-01 period, LEBANON had 92 MLS listings, a difference of 1 listings (1%) versus the prior month and 15 listings (19%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - LEBANON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 107 days 1,702 sqft
2018-02-01 122 days 1,699 sqft
2018-03-01 116 days 1,794 sqft
2018-04-01 79 days 1,760 sqft
2018-05-01 75 days 1,760 sqft
2018-06-01 82 days 1,948 sqft
2018-07-01 87 days 1,955 sqft
2018-08-01 86 days 1,944 sqft
2018-09-01 87 days 1,955 sqft
2018-10-01 97 days 1,935 sqft
2018-11-01 95 days 1,903 sqft
2018-12-01 109 days 1,900 sqft
2019-01-01 112 days 1,904 sqft
2019-02-01 129 days 1,924 sqft
2019-03-01 102 days 1,926 sqft
2019-04-01 45 days 1,936 sqft
2019-05-01 49 days 1,899 sqft
2019-06-01 55 days 1,940 sqft
2019-07-01 58 days 1,895 sqft
2019-08-01 59 days 1,926 sqft
2019-09-01 69 days 1,988 sqft
2019-10-01 72 days 2,066 sqft
2019-11-01 72 days 2,040 sqft
2019-12-01 79 days 2,025 sqft
2020-01-01 87 days 2,022 sqft
2020-02-01 87 days 2,043 sqft
2020-03-01 62 days 2,036 sqft
2020-04-01 71 days 2,017 sqft
2020-05-01 84 days 1,980 sqft
2020-06-01 73 days 1,994 sqft
2020-07-01 54 days 2,014 sqft
2020-08-01 51 days 1,960 sqft
2020-09-01 37 days 1,865 sqft
2020-10-01 60 days 1,780 sqft
2020-11-01 65 days 1,852 sqft
2020-12-01 54 days 1,730 sqft
2021-01-01 70 days 1,770 sqft
2021-02-01 73 days 1,945 sqft
2021-03-01 47 days 1,796 sqft
2021-04-01 35 days 1,822 sqft
2021-05-01 42 days 1,836 sqft
2021-06-01 31 days 1,788 sqft
2021-07-01 37 days 1,555 sqft
2021-08-01 41 days 1,578 sqft
2021-09-01 44 days 1,648 sqft
2021-10-01 39 days 1,621 sqft
2021-11-01 46 days 1,660 sqft
2021-12-01 60 days 1,658 sqft
2022-01-01 80 days 1,728 sqft
2022-02-01 66 days 1,781 sqft
2022-03-01 50 days 1,784 sqft
2022-04-01 46 days 1,880 sqft
LEBANON's median listing age (time on market) for 2022-04-01 was 46 days. This is 33% longer than the same period one year ago.

LEBANON's median square footage for active listings during the 2022-04-01 period was 1,880 sqft. One year prior, the average listing was 1,822 sqft.