LEBANON Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lebanon averaged 6.68% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.89% and one month ago for the week of 2025-02-27, the average rate was 6.6%.

Lebanon's average rate one year ago was 6.73%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.89%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Lebanon 30 Year Fixed Rate 2025-04-03 6.68%
Lebanon 30 Year Fixed Rate Refi 2025-04-03 6.89%
Lebanon 15 Year Fixed Rate 2025-04-03 5.62%
Lebanon 15 Year Fixed Rate Refi 2025-04-03 6.22%
Lebanon 30 Year FHA 2025-04-03 6.6%
Lebanon 30 Year FHA Refi 2025-04-03 6.06%
Lebanon 30 Year USDA 2025-04-03 6.42%
Lebanon 30 Year USDA Refi 2025-04-03 6.52%
Lebanon 30 Year VA 2025-04-03 6.01%
Lebanon 30 Year VA Refi 2025-04-03 6.06%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LEBANON, PA.

LEBANON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LEBANON, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
CROSSCOUNTRY MORTGAGE, LLC 154 6.92% $7,004
QUICKEN LOANS, LLC 62 6.79% $6,787
PENNSYLVANIA STATE EMPLOYEES Credit Union 60 6.44% $3,824
GUILD MORTGAGE COMPANY 50 6.54% $6,310
Fulton Bank 44 6.78% $5,431
The Ephrata National Bank 41 6.88% $5,708
LEBANON 37 6.35% $4,332
NEWREZ LLC 29 6.94% $7,353
BROKER SOLUTIONS, INC. 27 6.53% $8,157
EMM LOANS LLC 27 6.70% $6,139
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 26 6.91% $5,683
MEMBERS 1ST FEDERAL CREDIT UNION 25 6.71% $5,882
First National Bank of Pennsylvania 24 6.61% $5,415
UNITED WHOLESALE MORTGAGE, LLC 21 6.72% $7,850
CMG MORTGAGE, INC. 16 7.01% $8,002
Wells Fargo Bank 15 6.77% $4,836
MOVEMENT MORTGAGE, LLC 15 6.45% $6,940
PENNYMAC LOAN SERVICES, LLC 14 6.88% $5,898
LOANDEPOT.COM, LLC 9 6.34% $7,861
Northwest Bank 9 6.88% $4,681
Homesale Mortgage, LLC 8 7.02% $5,765
JPMorgan Chase Bank 8 7.06% $4,060
SUCCESS MORTGAGE PARTNERS, INC. 8 6.16% $9,995
Orrstown Bank 8 6.70% $5,706
GUARANTEED RATE AFFINITY, LLC 7 6.95% $8,652
NAVY FEDERAL CREDIT UNION 7 6.57% $6,905
FIRST ALLIANCE HOME MORTGAGE, LLC 6 6.69% $8,867
RADIUS FINANCIAL GROUP INC. 6 6.39% $6,451
HOWARD HANNA FINANCIAL SERVICES, INC. 6 6.73% $5,104
Peoples Security Bank and Trust Company 6 5.48% $3,859
Mortgage America, Inc. 6 6.75% $5,790
First Citizens Community Bank 5 6.89% $6,517
CHURCHILL MORTGAGE CORPORATION 5 6.38% $6,354
Mid Penn Bank 5 6.70% $6,273
M&T Bank 5 7.28% $4,684
Univest Bank and Trust Co. 5 6.85% $5,157
UNION HOME MORTGAGE CORP. 4 7.15% $8,182
FREEDOM MORTGAGE CORPORATION 4 7.16% $7,953
Sierra Pacific Mortgage Company, Inc. 4 6.81% $6,935
BETTER MORTGAGE CORPORATION 4 6.69% $3,747
York Traditions Bank 4 7.09% $4,718
Mr. Cooper ( Nationstar Mortgage ) 4 6.93% $7,199
PROVIDENT FUNDING ASSOCIATES, L.P. 3 6.79% $4,935
AmeriHome Mortgage Company, LLC 3 7.00% $9,445
The Huntington National Bank 3 7.38% $7,340
AMERICAN FINANCING CORPORATION 3 6.58% $7,876
USAA Federal Savings Bank 2 6.81% $5,515
U.S. Bank 2 6.18% $5,297
NATIONS DIRECT MORTGAGE, LLC 2 6.81% $5,393
Ally Bank 2 7.56% $3,527
Mortgage Research Center, LLC 2 6.50% $6,163
PLAZA HOME MORTGAGE, INC. 2 7.13% $6,911
Meridian Bank Corporation 2 6.94% $12,865
Gateway First Bank 2 6.88% $5,060
Flagstar Bank, FSB 2 7.30% $6,501
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 7.56% $5,083
Truist 2 6.43% $4,077
FIRST COMMUNITY MORTGAGE, INC. 2 6.50% $5,936
AMERISAVE MORTGAGE CORPORATION 2 6.38% $10,761
PHH Mortgage Corporation 2 6.50% $11,212
ZILLOW HOME LOANS, LLC 1 6.88% $4,445
AgFirst Farm Credit Bank 1 7.88% $4,077
Alcova Mortgage LLC 1 6.50% $4,762
ALLIANT CREDIT UNION 1 6.88% $9,936
ALLIED MORTGAGE GROUP, INC. 1 6.63% $4,161
American Mortgage & Equity Consultants, Inc. 1 8.00% $9,007
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.50% $5,349
Bank of America 1 7.25% $4,364
Carrington Mortgage Services, LLC 1 5.63% $16,507
Century Mortgage Company DBA Century Lending Company 1 6.50% $7,643
CITADEL FEDERAL CREDIT UNION 1 6.50% $4,630
Citizens & Northern Bank 1 7.00% $7,548
Civista Bank 1 6.50% $4,086
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 6.25% $4,117
Diamond Credit Union 1 7.63% $5,856
DIGITAL Federal Credit Union 1 5.63% $2,787
Discovery Federal Credit Union 1 6.88% $3,642
FIRST COLONY MORTGAGE CORPORATION 1 6.63% $4,681
First Columbia Bank & Trust Co. 1 6.63% $5,500
First Federal Bank 1 6.13% $5,353
FIRST HERITAGE FINANCIAL, LLC 1 6.13% $4,330
GSF Mortgage Corporation 1 6.99% $4,345
GUARANTEED RATE, INC. 1 6.85% $4,524
GUIDANCE RESIDENTIAL, LLC 1 6.63% $20,961
HOMESIDE FINANCIAL, LLC 1 7.38% $3,862
Ixonia Bank 1 8.50% $6,699
LOANPAL, LLC 1 6.13% $6,737
MidAtlantic Farm Credit, ACA 1 6.97% $4,359
MLD MORTGAGE INC. 1 7.99% $4,438
Morgan Stanley Private Bank 1 6.90% $4,886
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.63% $5,576
NATIONWIDE MORTGAGE BANKERS, INC. 1 6.63% $8,644
NexBank 1 6.75% $7,364
NMSI, INC. 1 7.13% $9,589
Philadelphia Mortgage Advisors, Inc. 1 6.50% $4,617
PLANET HOME LENDING, LLC 1 6.63% $5,914
PNC Bank 1 6.00% $5,036
PREMIA MORTGAGE, LLC 1 8.00% $2,600
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 7.38% $9,190
Prosperity Home Mortgage, LLC 1 6.63% $4,998
RAPID MORTGAGE COMPANY 1 6.99% $4,394
ROYAL UNITED MORTGAGE LLC 1 6.13% $10,823
SECURITYNATIONAL MORTGAGE COMPANY 1 6.63% $10,531
S&T Bank 1 6.63% $4,742
Stifel Bank and Trust 1 6.50% $4,963
TD Bank 1 6.50% $4,158
The Central Trust Bank 1 5.88% $3,224
TIDEWATER MORTGAGE SERVICES, INC. 1 7.63% $10,443
TOWNE MORTGAGE COMPANY 1 7.63% $3,887
Tyndall Federal Credit Union 1 6.50% $3,669
Union Savings Bank 1 7.00% $3,566
UNITED MORTGAGE CORP 1 7.00% $7,310
UTILITIES EMPLOYEES CREDIT UNION 1 6.00% $4,441
Victorian Finance, LLC 1 5.99% $7,750
Advisors Mortgage Group, L.L.C. 1 6.99% $5,257

LEBANON Average Closing Costs & Other Stats

LEBANON, PA's 115 lenders originated 2,960 loans during 2024. The total origination value was $577,960,000, with an average loan value of $195,257.

LEBANON's average closing costs are $5,880.

The top LEBANON lender as defined by loan originations is CROSSCOUNTRY MORTGAGE, LLC, with 154 loans originated. Their average total fees are $7,004, which is $217 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee LEBANON lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union ($3,824), LEBANON ($4,332), Wells Fargo Bank ($4,836), First National Bank of Pennsylvania ($5,415) and Fulton Bank ($5,431).

The lowest rate LEBANON lenders (with over 10 loans originated) are LEBANON (6.35%), PENNSYLVANIA STATE EMPLOYEES Credit Union (6.44%), MOVEMENT MORTGAGE, LLC (6.45%), BROKER SOLUTIONS, INC. (6.53%) and GUILD MORTGAGE COMPANY (6.54%).

LEBANON, PA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
CROSSCOUNTRY MORTGAGE, LLC $29,525,000 $56,555,000 91.5% 9.8%
PENNSYLVANIA STATE EMPLOYEES Credit Union $10,410,000 $34,190,000 228.4% 5.9%
QUICKEN LOANS, LLC $26,295,000 $30,260,000 15.1% 5.2%
Fulton Bank $23,555,000 $28,955,000 22.9% 5.0%
MEMBERS 1ST FEDERAL CREDIT UNION $29,805,000 $27,560,000 -7.5% 4.8%
The Ephrata National Bank $19,060,000 $26,805,000 40.6% 4.6%
LEBANON $29,165,000 $25,085,000 -14.0% 4.3%
GUILD MORTGAGE COMPANY $15,455,000 $24,190,000 56.5% 4.2%
First National Bank of Pennsylvania $22,990,000 $20,770,000 -9.7% 3.6%
UNITED WHOLESALE MORTGAGE, LLC $11,375,000 $14,985,000 31.7% 2.6%
ORIX REAL ESTATE CAPITAL, LLC $14,415,000 n/a 2.5%
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania $18,155,000 $13,555,000 -25.3% 2.3%
EMM LOANS LLC $14,595,000 $11,810,000 -19.1% 2.0%
NEWREZ LLC $4,225,000 $11,120,000 163.2% 1.9%
Bank of Bird-in-Hand $5,070,000 $10,170,000 100.6% 1.8%
BROKER SOLUTIONS, INC. $5,985,000 $9,515,000 59.0% 1.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $8,840,000 $9,450,000 6.9% 1.6%
Northwest Bank $10,975,000 $9,130,000 -16.8% 1.6%
PENNYMAC LOAN SERVICES, LLC $3,010,000 $9,015,000 199.5% 1.6%
MOVEMENT MORTGAGE, LLC $2,785,000 $7,550,000 171.1% 1.3%
Mortgage Research Center, LLC $6,685,000 $7,525,000 12.6% 1.3%
M&T Bank $6,460,000 $6,840,000 5.9% 1.2%
FREEDOM MORTGAGE CORPORATION $3,145,000 $6,760,000 114.9% 1.2%
CMG MORTGAGE, INC. $2,535,000 $6,345,000 150.3% 1.1%
NAVY FEDERAL CREDIT UNION $1,405,000 $5,840,000 315.7% 1.0%
LOANDEPOT.COM, LLC $3,225,000 $5,755,000 78.4% 1.0%
Univest Bank and Trust Co. $7,105,000 $5,390,000 -24.1% 0.9%
Citizens Bank $8,815,000 $4,130,000 -53.1% 0.7%
PNC Bank $4,075,000 $3,840,000 -5.8% 0.7%
Orrstown Bank $3,350,000 $3,815,000 13.9% 0.7%
Wells Fargo Bank $4,220,000 $3,790,000 -10.2% 0.7%
Homesale Mortgage, LLC $2,820,000 $3,665,000 30.0% 0.6%
Mortgage America, Inc. $4,725,000 $3,625,000 -23.3% 0.6%
GUARANTEED RATE AFFINITY, LLC $5,695,000 $3,520,000 -38.2% 0.6%
Peoples Security Bank and Trust Company $1,585,000 $3,470,000 118.9% 0.6%
Truist $3,235,000 $3,015,000 -6.8% 0.5%
SUCCESS MORTGAGE PARTNERS, INC. $2,815,000 $2,785,000 -1.1% 0.5%
NEW DAY FINANCIAL, LLC $1,560,000 $2,645,000 69.6% 0.5%
FIRST ALLIANCE HOME MORTGAGE, LLC $1,340,000 $2,585,000 92.9% 0.4%
UNION HOME MORTGAGE CORP. $730,000 $2,380,000 226.0% 0.4%
USAA Federal Savings Bank $1,135,000 $2,325,000 104.8% 0.4%
First Citizens Community Bank $2,765,000 $2,290,000 -17.2% 0.4%
Citizens & Northern Bank $930,000 $2,265,000 143.5% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $2,330,000 $2,245,000 -3.6% 0.4%
RADIUS FINANCIAL GROUP INC. $160,000 $2,215,000 1,284.4% 0.4%
BELCO COMMUNITY CREDIT UNION $1,630,000 $2,130,000 30.7% 0.4%
HOWARD HANNA FINANCIAL SERVICES, INC. $1,525,000 $2,100,000 37.7% 0.4%
FIRST HERITAGE FINANCIAL, LLC $175,000 $2,030,000 1,060.0% 0.4%
JPMorgan Chase Bank $2,745,000 $1,760,000 -35.9% 0.3%
York Traditions Bank $2,125,000 $1,735,000 -18.4% 0.3%
The Huntington National Bank $1,335,000 $1,640,000 22.8% 0.3%
First Federal Bank $1,580,000 n/a 0.3%
NATIONS DIRECT MORTGAGE, LLC $1,255,000 $1,570,000 25.1% 0.3%
21ST MORTGAGE CORPORATION $730,000 $1,565,000 114.4% 0.3%
Sierra Pacific Mortgage Company, Inc. $490,000 $1,470,000 200.0% 0.3%
TRIAD FINANCIAL SERVICES, INC. $1,620,000 $1,470,000 -9.3% 0.3%
S&T Bank $1,390,000 $1,460,000 5.0% 0.3%
Mid Penn Bank $880,000 $1,405,000 59.7% 0.2%
PLAZA HOME MORTGAGE, INC. $625,000 $1,405,000 124.8% 0.2%
Equity Prime Mortgage LLC $640,000 $1,295,000 102.3% 0.2%
Carrington Mortgage Services, LLC $1,585,000 $1,225,000 -22.7% 0.2%
Discover Bank $1,070,000 $1,205,000 12.6% 0.2%
CHURCHILL MORTGAGE CORPORATION $630,000 $1,185,000 88.1% 0.2%
AMERISAVE MORTGAGE CORPORATION $1,315,000 $1,170,000 -11.0% 0.2%
TIDEWATER MORTGAGE SERVICES, INC. $1,470,000 $1,165,000 -20.7% 0.2%
U.S. Bank $340,000 $1,090,000 220.6% 0.2%
EVERENCE FEDERAL CREDIT UNION $220,000 $1,000,000 354.5% 0.2%
LENDINGHOME FUNDING CORPORATION $175,000 $985,000 462.9% 0.2%
AMERICAN FINANCING CORPORATION $975,000 n/a 0.2%
BETTER MORTGAGE CORPORATION $325,000 $970,000 198.5% 0.2%
ACNB Bank $2,195,000 $960,000 -56.3% 0.2%
Prosperity Home Mortgage, LLC $915,000 n/a 0.2%
Tompkins Trust Company $1,015,000 $910,000 -10.3% 0.2%
Flagstar Bank, FSB $440,000 $880,000 100.0% 0.2%
AmeriHome Mortgage Company, LLC $745,000 $875,000 17.4% 0.2%
NexBank $830,000 n/a 0.1%
VILLAGE CAPITAL MORTGAGE $865,000 $785,000 -9.2% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $3,030,000 $775,000 -74.4% 0.1%
Figure Lending LLC $640,000 $745,000 16.4% 0.1%
Victorian Finance, LLC $735,000 n/a 0.1%
Bank of America $1,765,000 $715,000 -59.5% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $985,000 $705,000 -28.4% 0.1%
LOANPAL, LLC $270,000 $665,000 146.3% 0.1%
GUARANTEED RATE, INC. $1,375,000 $645,000 -53.1% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $275,000 $645,000 134.5% 0.1%
Ally Bank $235,000 $630,000 168.1% 0.1%
PHH Mortgage Corporation $75,000 $630,000 740.0% 0.1%
Meridian Bank Corporation $620,000 n/a 0.1%
The Federal Savings Bank $235,000 $620,000 163.8% 0.1%
UTILITIES EMPLOYEES CREDIT UNION $1,425,000 $605,000 -57.5% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $195,000 $600,000 207.7% 0.1%
CLEARPATH LENDING $345,000 $590,000 71.0% 0.1%
Century Mortgage Company DBA Century Lending Company $205,000 $580,000 182.9% 0.1%
ALLIED MORTGAGE GROUP, INC. $525,000 $565,000 7.6% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $540,000 $550,000 1.9% 0.1%
GUIDANCE RESIDENTIAL, LLC $525,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $215,000 $515,000 139.5% 0.1%
Gateway First Bank $500,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $825,000 $495,000 -40.0% 0.1%
New Cumberland Federal Credit Union $415,000 $490,000 18.1% 0.1%
Ixonia Bank $185,000 $485,000 162.2% 0.1%
RELIANCE FIRST CAPITAL, LLC $185,000 $470,000 154.1% 0.1%
DOMINION FINANCIAL SERVICES, LLC $460,000 n/a 0.1%
FIRST COMMUNITY MORTGAGE, INC. $225,000 $460,000 104.4% 0.1%
ZILLOW HOME LOANS, LLC $520,000 $460,000 -11.5% 0.1%
Advisors Mortgage Group, L.L.C. $455,000 n/a 0.1%
First Columbia Bank & Trust Co. $455,000 n/a 0.1%
Credence Funding Corporation $445,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $560,000 $440,000 -21.4% 0.1%
ALLIANT CREDIT UNION $430,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $550,000 $420,000 -23.6% 0.1%
Morgan Stanley Private Bank $205,000 $415,000 102.4% 0.1%
Paramount Residential Mortgage Group, Inc. $930,000 $415,000 -55.4% 0.1%
LONGBRIDGE FINANCIAL, LLC $410,000 n/a 0.1%
ADVANCIAL $405,000 n/a 0.1%
Diamond Credit Union $245,000 $405,000 65.3% 0.1%
Parke Bank $405,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $360,000 $405,000 12.5% 0.1%
Stifel Bank and Trust $105,000 $405,000 285.7% 0.1%
MLD MORTGAGE INC. $400,000 n/a 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $670,000 $395,000 -41.0% 0.1%
Northpointe Bank $3,125,000 $395,000 -87.4% 0.1%
MidAtlantic Farm Credit, ACA $1,585,000 $390,000 -75.4% 0.1%
NMSI, INC. $385,000 n/a 0.1%
Ambler Savings Bank $375,000 n/a 0.1%
Old National Bank $355,000 n/a 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $355,000 n/a 0.1%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $350,000 n/a 0.1%
Civista Bank $335,000 n/a 0.1%
OAKTREE FUNDING CORP. $335,000 n/a 0.1%
American Mortgage & Equity Consultants, Inc. $315,000 n/a 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $510,000 $310,000 -39.2% 0.1%
GSF Mortgage Corporation $400,000 $300,000 -25.0% 0.1%
Acre Mortgage and Financial Inc $205,000 $295,000 43.9% 0.1%
MEMBER ADVANTAGE MORTGAGE, LLC $95,000 $295,000 210.5% 0.1%
CITADEL FEDERAL CREDIT UNION $180,000 $290,000 61.1% 0.1%
HOMEXPRESS MORTGAGE CORP. $135,000 $285,000 111.1% 0.0%
Plains Commerce Bank $840,000 $285,000 -66.1% 0.0%
SWBC MORTGAGE CORPORATION $285,000 n/a 0.0%
TD Bank $665,000 $280,000 -57.9% 0.0%
Citadel Servicing Corporation $275,000 n/a 0.0%
Commerce Home Mortgage, Inc. $275,000 n/a 0.0%
Union Savings Bank $275,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $690,000 $260,000 -62.3% 0.0%
PREMIA MORTGAGE, LLC $1,945,000 $255,000 -86.9% 0.0%
The Victory Bank $255,000 n/a 0.0%
PLANET HOME LENDING, LLC $475,000 $250,000 -47.4% 0.0%
Hometown Equity Mortgage, LLC $245,000 n/a 0.0%
MILEND, INC. $245,000 n/a 0.0%
Reliance Savings Bank $245,000 n/a 0.0%
HERSHEY $160,000 $240,000 50.0% 0.0%
NEXERA HOLDING LLC $240,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $235,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $880,000 $230,000 -73.9% 0.0%
HOMESIDE FINANCIAL, LLC $225,000 n/a 0.0%
POLICE & FIRE $325,000 $220,000 -32.3% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $215,000 n/a 0.0%
The Central Trust Bank $215,000 n/a 0.0%
Coastal Community Bank $125,000 $210,000 68.0% 0.0%
Discovery Federal Credit Union $25,000 $210,000 740.0% 0.0%
AgFirst Farm Credit Bank $205,000 n/a 0.0%
Alcova Mortgage LLC $260,000 $205,000 -21.2% 0.0%
UIF CORPORATION $205,000 n/a 0.0%
FIRST COLONY MORTGAGE CORPORATION $185,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $145,000 $185,000 27.6% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $1,060,000 $175,000 -83.5% 0.0%
Fleetwood Bank $145,000 $175,000 20.7% 0.0%
TOP FLITE FINANCIAL, INC. $105,000 $175,000 66.7% 0.0%
Customers Bank $360,000 $165,000 -54.2% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $160,000 n/a 0.0%
CORNING $155,000 n/a 0.0%
DIGITAL Federal Credit Union $155,000 n/a 0.0%
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION $155,000 n/a 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $145,000 n/a 0.0%
Tyndall Federal Credit Union $145,000 n/a 0.0%
UNITED MORTGAGE CORP $145,000 n/a 0.0%
Citibank $135,000 n/a 0.0%
NFM, INC. $510,000 $135,000 -73.5% 0.0%
Bethpage Federal Credit Union $130,000 n/a 0.0%
Brighton Bank $125,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $225,000 $125,000 -44.4% 0.0%
Wilmington Savings Fund Society, FSB $125,000 n/a 0.0%
TOWER $115,000 n/a 0.0%
SPRING EQ, LLC $120,000 $110,000 -8.3% 0.0%
AmeriServ Financial Bank $90,000 $105,000 16.7% 0.0%
AMWEST FUNDING CORP. $115,000 $105,000 -8.7% 0.0%
PENTAGON FEDERAL CREDIT UNION $1,325,000 $105,000 -92.1% 0.0%
Philadelphia Mortgage Advisors, Inc. $105,000 n/a 0.0%
RAPID MORTGAGE COMPANY $105,000 n/a 0.0%
Prosper Bank $190,000 $95,000 -50.0% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $85,000 n/a 0.0%
First Commonwealth Federal Credit Union $80,000 n/a 0.0%
Ballston Spa National Bank $65,000 n/a 0.0%
GREENWOOD $65,000 n/a 0.0%
VISIONS $65,000 n/a 0.0%
RIVERFRONT $170,000 $60,000 -64.7% 0.0%
Elements Financial Federal Credit Union $55,000 n/a 0.0%
Centier Bank $110,000 $45,000 -59.1% 0.0%
CORPORATE AMERICA FAMILY $45,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $545,000 $35,000 -93.6% 0.0%
Signature Federal Credit Union $25,000 n/a 0.0%
The Loan Store, Inc. $250,000 $25,000 -90.0% 0.0%

LEBANON's top lender by overall market share is CROSSCOUNTRY MORTGAGE, LLC, with 9.8% market share. In second place, with 5.9%, is PENNSYLVANIA STATE EMPLOYEES Credit Union, having originated $34,190,000 in loans. In third place, with 5.2%, is QUICKEN LOANS, LLC, having originated $30,260,000 in loans. In fourth place, with 5.0%, is Fulton Bank, having originated $28,955,000 in loans. In fifth place, with 4.8%, is MEMBERS 1ST FEDERAL CREDIT UNION, having originated $27,560,000 in loans.


LEBANON Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - LEBANON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $199,800 (-2.1%) $223,202 (0.7%) 0.74 465
2018-02-01 $203,560 (0.5%) $223,328 (1.0%) 0.74 459
2018-03-01 $222,900 (7.7%) $243,081 (6.2%) 0.78 437
2018-04-01 $218,300 (4.0%) $247,799 (6.4%) 0.74 453
2018-05-01 $220,000 (4.5%) $255,247 (10.9%) 0.73 450
2018-06-01 $224,900 (7.2%) $261,143 (13.4%) 0.75 464
2018-07-01 $227,550 (7.9%) $264,552 (15.3%) 0.76 448
2018-08-01 $241,998 (15.2%) $269,697 (18.7%) 0.81 414
2018-09-01 $244,900 (16.6%) $270,133 (17.5%) 0.82 419
2018-10-01 $241,345 (14.7%) $265,116 (16.9%) 0.82 410
2018-11-01 $229,900 (15.0%) $252,692 (12.5%) 0.78 413
2018-12-01 $218,000 (9.1%) $249,524 (10.2%) 0.75 395
2019-01-01 $213,950 (7.1%) $247,518 (10.9%) 0.74 360
2019-02-01 $230,448 (13.2%) $264,013 (18.2%) 0.78 338
2019-03-01 $236,761 (6.2%) $262,780 (8.1%) 0.77 314
2019-04-01 $244,725 (12.1%) $258,263 (4.2%) 0.78 315
2019-05-01 $249,700 (13.5%) $259,482 (1.7%) 0.78 306
2019-06-01 $245,900 (9.3%) $268,584 (2.9%) 0.77 328
2019-07-01 $246,611 (8.4%) $264,745 (0.1%) 0.77 363
2019-08-01 $253,173 (4.6%) $268,432 (-0.5%) 0.80 353
2019-09-01 $260,332 (6.3%) $273,582 (1.3%) 0.83 339
2019-10-01 $264,605 (9.6%) $274,912 (3.7%) 0.85 324
2019-11-01 $263,900 (14.8%) $273,193 (8.1%) 0.87 313
2019-12-01 $255,556 (17.2%) $271,294 (8.7%) 0.85 291
2020-01-01 $249,900 (16.8%) $272,976 (10.3%) 0.84 252
2020-02-01 $258,556 (12.2%) $277,820 (5.2%) 0.85 230
2020-03-01 $272,350 (15.0%) $287,944 (9.6%) 0.86 210
2020-04-01 $264,228 (8.0%) $298,970 (15.8%) 0.84 192
2020-05-01 $258,678 (3.6%) $298,985 (15.2%) 0.79 195
2020-06-01 $252,114 (2.5%) $293,575 (9.3%) 0.74 201
2020-07-01 $256,175 (3.9%) $303,547 (14.7%) 0.75 177
2020-08-01 $247,300 (-2.3%) $297,896 (11.0%) 0.71 155
2020-09-01 $251,250 (-3.5%) $294,152 (7.5%) 0.72 158
2020-10-01 $248,900 (-5.9%) $288,333 (4.9%) 0.71 147
2020-11-01 $254,656 (-3.5%) $288,210 (5.5%) 0.75 127
2020-12-01 $219,225 (-14.2%) $282,711 (4.2%) 0.66 109
2021-01-01 $269,950 (8.0%) $316,282 (15.9%) 0.82 94
2021-02-01 $282,065 (9.1%) $362,713 (30.6%) 0.82 74
2021-03-01 $250,000 (-8.2%) $338,438 (17.5%) 0.71 80
2021-04-01 $277,175 (4.9%) $346,326 (15.8%) 0.75 69
2021-05-01 $250,500 (-3.2%) $315,245 (5.4%) 0.67 81
2021-06-01 $238,175 (-5.5%) $292,196 (-0.5%) 0.63 111
2021-07-01 $206,000 (-19.6%) $275,135 (-9.4%) 0.56 119
2021-08-01 $210,405 (-14.9%) $259,506 (-12.9%) 0.57 138
2021-09-01 $224,900 (-10.5%) $290,557 (-1.2%) 0.60 130
2021-10-01 $220,000 (-11.6%) $294,432 (2.1%) 0.59 135
2021-11-01 $233,625 (-8.3%) $301,578 (4.6%) 0.63 119
2021-12-01 $243,725 (11.2%) $310,367 (9.8%) 0.67 101
2022-01-01 $269,900 (0.0%) $330,990 (4.7%) 0.73 80
2022-02-01 $264,950 (-6.1%) $338,432 (-6.7%) 0.69 72
2022-03-01 $296,325 (18.5%) $342,994 (1.4%) 0.74 79
2022-04-01 $337,450 (21.8%) $384,382 (11.0%) 0.80 84
2022-05-01 $315,925 (26.1%) $379,538 (20.4%) 0.72 100
2022-06-01 $299,950 (25.9%) $378,755 (29.6%) 0.67 115
2022-07-01 $291,450 (41.5%) $351,234 (27.7%) 0.66 124
2022-08-01 $295,000 (40.2%) $350,294 (35.0%) 0.68 131
2022-09-01 $325,950 (44.9%) $351,295 (20.9%) 0.76 147
2022-10-01 $349,163 (58.7%) $349,992 (18.9%) 0.82 151
2022-11-01 $344,123 (47.3%) $348,090 (15.4%) 0.83 144
2022-12-01 $366,450 (50.4%) $366,437 (18.1%) 0.90 111
2023-01-01 $389,875 (44.5%) $384,889 (16.3%) 0.97 101
2023-02-01 $376,178 (42.0%) $361,707 (6.9%) 0.91 115
2023-03-01 $371,900 (25.5%) $354,939 (3.5%) 0.88 120
2023-04-01 $379,900 (12.6%) $397,696 (3.5%) 0.88 126
2023-05-01 $384,750 (21.8%) $429,681 (13.2%) 0.87 135
2023-06-01 $387,000 (29.0%) $421,732 (11.4%) 0.87 144
2023-07-01 $380,950 (30.7%) $416,746 (18.7%) 0.87 136
2023-08-01 $387,500 (31.4%) $418,290 (19.4%) 0.89 141
2023-09-01 $372,400 (14.3%) $388,150 (10.5%) 0.87 145
2023-10-01 $368,445 (5.5%) $375,810 (7.4%) 0.87 146
2023-11-01 $366,741 (6.6%) $363,370 (4.4%) 0.87 145
2023-12-01 $370,000 (1.0%) $368,483 (0.6%) 0.00 155
2024-01-01 $369,698 (-5.2%) $368,695 (-4.2%) 0.00 152
2024-02-01 $371,969 (-1.1%) $375,530 (3.8%) 0.00 159
2024-03-01 $373,600 (0.5%) $385,674 (8.7%) 0.00 163
2024-04-01 $390,400 (2.8%) $411,028 (3.4%) 0.00 172
2024-05-01 $392,100 (1.9%) $410,471 (-4.5%) 0.00 179
2024-06-01 $397,400 (2.7%) $416,625 (-1.2%) 0.00 194
2024-07-01 $394,075 (3.5%) $416,621 (0.0%) 0.00 215
2024-08-01 $400,000 (3.2%) $426,936 (2.1%) 0.00 199
2024-09-01 $408,900 (9.8%) $428,151 (10.3%) 0.00 212
2024-10-01 $387,450 (5.2%) $404,993 (7.8%) 0.00 239
2024-11-01 $375,000 (2.3%) $403,180 (11.0%) 0.00 241
2024-12-01 $371,425 (0.4%) $412,595 (12.0%) 0.00 201
2025-01-01 $377,750 (2.2%) $408,002 (10.7%) 0.00 203
2025-02-01 $394,950 (6.2%) $409,272 (9.0%) 0.00 177
2025-03-01 $379,175 (1.5%) $394,740 (2.4%) 0.00 185
LEBANON's median listing price for 2025-03-01 was $379,175, a difference of $5,575 (1.5%) versus the prior year and $-15,775 versus the prior month.

LEBANON's median listing price comes in at 0% of the national average.

LEBANON's average listing price for 2025-03-01 was $394,740, a difference of $9,066 (2.4%) versus the prior year and $-14,532 versus the prior month.

For the 2025-03-01 period, LEBANON had 185 MLS listings, a difference of 8 listings (5%) versus the prior month and 22 listings (13%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - LEBANON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 84 days 1,715 sqft
2018-02-01 91 days 1,708 sqft
2018-03-01 75 days 1,793 sqft
2018-04-01 57 days 1,756 sqft
2018-05-01 52 days 1,761 sqft
2018-06-01 61 days 1,933 sqft
2018-07-01 65 days 1,964 sqft
2018-08-01 64 days 1,965 sqft
2018-09-01 63 days 1,972 sqft
2018-10-01 69 days 1,936 sqft
2018-11-01 73 days 1,904 sqft
2018-12-01 79 days 1,893 sqft
2019-01-01 84 days 1,889 sqft
2019-02-01 100 days 1,902 sqft
2019-03-01 71 days 1,903 sqft
2019-04-01 34 days 1,904 sqft
2019-05-01 39 days 1,870 sqft
2019-06-01 42 days 1,893 sqft
2019-07-01 43 days 1,885 sqft
2019-08-01 48 days 1,946 sqft
2019-09-01 54 days 2,020 sqft
2019-10-01 59 days 2,077 sqft
2019-11-01 62 days 2,078 sqft
2019-12-01 67 days 2,048 sqft
2020-01-01 67 days 2,045 sqft
2020-02-01 63 days 2,040 sqft
2020-03-01 52 days 2,011 sqft
2020-04-01 65 days 2,011 sqft
2020-05-01 74 days 1,982 sqft
2020-06-01 37 days 2,024 sqft
2020-07-01 39 days 2,031 sqft
2020-08-01 38 days 1,984 sqft
2020-09-01 27 days 1,876 sqft
2020-10-01 43 days 1,818 sqft
2020-11-01 45 days 1,901 sqft
2020-12-01 50 days 1,715 sqft
2021-01-01 57 days 1,770 sqft
2021-02-01 53 days 1,959 sqft
2021-03-01 32 days 1,812 sqft
2021-04-01 27 days 1,850 sqft
2021-05-01 28 days 1,826 sqft
2021-06-01 22 days 1,769 sqft
2021-07-01 30 days 1,542 sqft
2021-08-01 33 days 1,560 sqft
2021-09-01 32 days 1,629 sqft
2021-10-01 34 days 1,621 sqft
2021-11-01 39 days 1,668 sqft
2021-12-01 47 days 1,637 sqft
2022-01-01 56 days 1,712 sqft
2022-02-01 37 days 1,773 sqft
2022-03-01 36 days 1,796 sqft
2022-04-01 32 days 1,931 sqft
2022-05-01 21 days 1,879 sqft
2022-06-01 26 days 1,924 sqft
2022-07-01 31 days 1,830 sqft
2022-08-01 35 days 1,812 sqft
2022-09-01 30 days 1,877 sqft
2022-10-01 38 days 1,871 sqft
2022-11-01 48 days 1,847 sqft
2022-12-01 65 days 1,924 sqft
2023-01-01 88 days 1,933 sqft
2023-02-01 51 days 1,822 sqft
2023-03-01 49 days 1,807 sqft
2023-04-01 55 days 1,940 sqft
2023-05-01 43 days 1,995 sqft
2023-06-01 50 days 1,998 sqft
2023-07-01 65 days 1,970 sqft
2023-08-01 59 days 1,959 sqft
2023-09-01 36 days 1,896 sqft
2023-10-01 43 days 1,903 sqft
2023-11-01 42 days 1,888 sqft
2023-12-01 0 days 1,874 sqft
2024-01-01 0 days 1,909 sqft
2024-02-01 0 days 1,913 sqft
2024-03-01 0 days 1,940 sqft
2024-04-01 0 days 2,028 sqft
2024-05-01 0 days 1,974 sqft
2024-06-01 0 days 1,905 sqft
2024-07-01 0 days 1,880 sqft
2024-08-01 0 days 1,887 sqft
2024-09-01 0 days 1,905 sqft
2024-10-01 0 days 1,890 sqft
2024-11-01 0 days 1,834 sqft
2024-12-01 0 days 1,897 sqft
2025-01-01 0 days 1,886 sqft
2025-02-01 0 days 1,854 sqft
2025-03-01 0 days 1,853 sqft
LEBANON's median listing age (time on market) for 2025-03-01 was 0 days.

LEBANON's median square footage for active listings during the 2025-03-01 period was 1,853 sqft. One year prior, the average listing was 1,940 sqft.

LEBANON, PA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,512 $370,490,000 $245,033
Home Improvement 415 $36,015,000 $86,783
Cash Out Refi 373 $66,395,000 $178,003
Other 346 $32,570,000 $94,133
Refi 314 $72,490,000 $230,860

Lebanon's most frequently cited loan purpose was Home Purchase, with 1,512 originations. The 2nd most popular reason was Home Improvement, with 415 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,171 $274,665,000 $234,556
7-8% 571 $122,595,000 $214,702
Over 8% 454 $44,480,000 $97,974
5-6% 371 $81,455,000 $219,555
<2.5% 188 $16,580,000 $88,191
4-5% 74 $11,350,000 $153,378
2.5-3% 3 $465,000 $155,000
3-4% 1 $445,000 $445,000

During 2024, Lebanon's most frequently originated rate bucket was 6-7%, with 1,171 originations.

Loan Sizing (LEBANON, PA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 949 $260,405,000 $274,399
$100k-200k 895 $132,135,000 $147,637
$100,000 or less 872 $45,860,000 $52,592
$400k-600k 201 $94,345,000 $469,378
$600k-1000k 41 $28,995,000 $707,195
$Over $1MM 2 $16,220,000 $8,110,000

LEBANON's loan sizing saw the bucket of loans from $200k-400k with 949 originations, totaling $260,405,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 991 $268,235,000 $270,671
60-80% 540 $134,530,000 $249,130
20-40% 507 $50,805,000 $100,207
Under 20% 500 $21,620,000 $43,240
40-60% 256 $47,770,000 $186,602
Over 100% 22 $21,530,000 $978,636

LEBANON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 991 originations, totaling $268,235,000 in origination value.