LEBANON Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lebanon averaged 6.41% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

The average rate for the prior week (2023-05-18) was 6.03% and one month ago for the week of 2023-04-20, the average rate was 6.33%.

Lebanon's average rate one year ago was 4.99%.

For refis of the same type during the week of 2023-05-25, the average rate was 5.37%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-05-25 6.57%
Lebanon 30 Year Fixed Rate 2023-05-25 6.41%
Lebanon 30 Year Fixed Rate Refi 2023-05-25 5.37%
Lebanon 15 Year Fixed Rate 2023-05-25 5.93%
Lebanon 15 Year Fixed Rate Refi 2023-05-25 5%
Lebanon 30 Year FHA 2023-05-25 6.26%
Lebanon 30 Year FHA Refi 2023-05-25 6.61%
Lebanon 30 Year USDA 2023-05-25 6.83%
Lebanon 30 Year USDA Refi 2023-05-25 6.43%
Lebanon 30 Year VA 2023-05-25 5.97%
Lebanon 30 Year VA Refi 2023-05-25 6.41%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LEBANON, PA.

LEBANON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LEBANON, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
MEMBERS 1ST FEDERAL CREDIT UNION 113 4.91% $5,158
QUICKEN LOANS, LLC 89 5.03% $6,881
CROSSCOUNTRY MORTGAGE, LLC 80 5.03% $6,465
EMM LOANS LLC 52 5.42% $6,020
Wells Fargo Bank 47 5.02% $5,303
CALIBER HOME LOANS, INC. 45 5.17% $5,866
The Ephrata National Bank 44 5.05% $4,871
GUILD MORTGAGE COMPANY 41 5.21% $6,216
LEBANON 37 5.16% $4,393
Fulton Bank 33 5.21% $5,054
BROKER SOLUTIONS, INC. 28 5.30% $7,530
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 28 5.00% $6,013
PENNSYLVANIA STATE EMPLOYEES Credit Union 21 4.45% $3,239
Northwest Bank 20 5.34% $5,638
UNITED WHOLESALE MORTGAGE, LLC 16 5.71% $8,347
First National Bank of Pennsylvania 16 4.34% $5,434
SUCCESS MORTGAGE PARTNERS, INC. 16 4.69% $6,140
Mortgage Network, Inc. 14 5.19% $6,933
Orrstown Bank 14 5.32% $4,641
Mortgage America, Inc. 14 5.21% $5,148
Citizens Bank 14 4.52% $5,368
AMERISAVE MORTGAGE CORPORATION 11 4.31% $7,988
Homesale Mortgage, LLC 11 5.20% $4,356
PENNYMAC LOAN SERVICES, LLC 10 4.62% $6,139
AmeriHome Mortgage Company, LLC 10 4.68% $5,112
LOANDEPOT.COM, LLC 9 4.46% $4,887
Northpointe Bank 9 4.05% $8,107
Mr. Cooper ( Nationstar Mortgage ) 8 4.33% $9,137
HOMEBRIDGE FINANCIAL SERVICES, INC. 8 4.59% $6,010
M&T Bank 8 4.69% $5,223
FINANCE OF AMERICA MORTGAGE LLC 8 4.12% $7,775
HOMESIDE FINANCIAL, LLC 8 5.17% $6,086
JPMorgan Chase Bank 7 4.66% $5,497
Sierra Pacific Mortgage Company, Inc. 7 4.98% $6,264
First Home Bank 7 5.20% $5,282
Mid Penn Bank 6 4.69% $5,619
HOME POINT FINANCIAL CORPORATION 6 4.93% $5,262
Truist 6 4.97% $5,846
BETTER MORTGAGE CORPORATION 6 3.25% $5,554
PNC Bank 6 4.69% $5,134
York Traditions Bank 6 6.17% $6,202
NAVY FEDERAL CREDIT UNION 6 6.46% $4,016
CARDINAL FINANCIAL 5 5.33% $6,589
FIRST ALLIANCE HOME MORTGAGE, LLC 5 5.88% $5,078
Univest Bank and Trust Co. 5 4.70% $4,490
UNION HOME MORTGAGE CORP. 5 5.15% $6,478
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 5 5.42% $7,132
T2 FINANCIAL LLC 4 4.59% $6,381
First Citizens Community Bank 4 5.00% $6,186
FIRST HERITAGE FINANCIAL, LLC 4 3.78% $4,350
Discover Bank 4 5.00% $0
FREEDOM MORTGAGE CORPORATION 4 3.78% $4,456
Bank of America 4 3.97% $4,592
Paramount Residential Mortgage Group, Inc. 3 4.96% $6,901
Peoples Security Bank and Trust Company 3 3.14% $3,225
GUARANTEED RATE, INC. 3 4.95% $5,022
MCLEAN MORTGAGE CORPORATION 3 5.67% $7,429
PROVIDENT FUNDING ASSOCIATES, L.P. 3 4.50% $4,134
ABSOLUTE HOME MORTGAGE CORPORATION 3 6.37% $6,238
TD Bank 3 4.00% $6,100
AMERICAN FINANCING CORPORATION 3 4.58% $8,130
AMERICAN PACIFIC MORTGAGE CORPORATION 3 5.04% $9,659
NEWREZ LLC 3 4.38% $5,958
ZILLOW HOME LOANS, LLC 2 5.63% $9,057
Ally Bank 2 6.38% $3,398
AMERICAN FEDERAL MORTGAGE CORPORATION 2 5.75% $6,545
AmRes Corporation 2 5.13% $7,541
Bank of England 2 5.38% $5,898
CHURCHILL MORTGAGE CORPORATION 2 7.13% $4,118
Farmers and Merchants Trust Company of Chambersburg 2 5.19% $4,557
Flagstar Bank, FSB 2 6.69% $4,650
GENEVA FINANCIAL, LLC 2 5.75% $6,951
GUARANTEED RATE AFFINITY, LLC 2 3.87% $4,880
KeyBank 2 4.63% $6,329
LAKEVIEW LOAN SERVICING, LLC 2 4.18% $6,772
LENDING CAPITAL GROUP Inc 2 3.31% $4,491
Meridian Bank Corporation 2 4.19% $6,860
MICHIGAN MUTUAL, INC. 2 6.25% $6,502
Mortgage Research Center, LLC 2 4.75% $3,872
NFM, INC. 2 5.00% $5,269
PREMIA MORTGAGE, LLC 2 6.00% $2,690
Princeton Mortgage Corporation 2 4.44% $9,820
RESIDENTIAL MORTGAGE SERVICES, INC. 2 3.63% $5,546
ROYAL UNITED MORTGAGE LLC 2 5.25% $9,508
State Financial Network, LLC 2 4.56% $3,282
Stifel Bank and Trust 2 4.63% $2,708
The Huntington National Bank 2 4.06% $8,959
TIDEWATER MORTGAGE SERVICES, INC. 2 5.50% $5,334
U.S. Bank 2 3.00% $2,153
UIF CORPORATION 1 5.38% $8,408
MOVEMENT MORTGAGE, LLC 1 5.99% $4,870
FIRST TECHNOLOGY 1 4.75% $4,818
First Commonwealth Bank 1 3.88% $9,087
NATIONWIDE MORTGAGE BANKERS, INC. 1 6.63% $7,583
Fifth Third Bank 1 3.49% $9,587
NBKC BANK 1 3.88% $2,960
EVERETT FINANCIAL, INC. 1 3.75% $3,019
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 7.13% $7,858
NJ LENDERS CORP. 1 6.50% $5,609
North American Savings Bank, F.S.B. 1 4.38% $4,428
EVERENCE FEDERAL CREDIT UNION 1 3.63% $1,077
ENVOY MORTGAGE, LTD 1 3.75% $7,553
East Coast Capital Corp. 1 6.13% $10,114
DIRECT MORTGAGE LOANS, LLC 1 4.37% $7,299
Diamond Credit Union 1 5.00% $4,162
DEEPHAVEN MORTGAGE LLC 1 6.25% $7,919
PEOPLESBANK, A CODORUS VALLEY COMPANY 1 4.88% $8,498
CONTOUR MORTGAGE CORPORATION 1 5.13% $6,973
PIKE CREEK MORTGAGE SERVICES, INC. 1 5.63% $4,498
CMG MORTGAGE, INC. 1 5.13% $10,356
POLICE & FIRE 1 2.50% $995
POLISH & SLAVIC FEDERAL CREDIT UNION 1 4.25% $5,010
ANGEL OAK HOME LOANS LLC 1 4.75% $11,226
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.63% $7,455
ALLIED MORTGAGE GROUP, INC. 1 5.50% $6,082
Prosperity Home Mortgage, LLC 1 4.25% $4,420
City National Bank 1 4.63% $3,492
Quaint Oak Mortgage, LLC 1 7.00% $5,007
CITADEL FEDERAL CREDIT UNION 1 3.13% $3,747
RESIDENTIAL HOME MORTGAGE CORPORATION 1 3.75% $7,182
USAA Federal Savings Bank 1 5.38% $10,133
1ST FINANCIAL, INC. 1 7.25% $4,628
Santander Bank, N.A. 1 3.25% $3,965
Century Mortgage Company DBA Century Lending Company 1 6.25% $5,827
SOFI LENDING CORP. 1 4.50% $10,892
Alcova Mortgage LLC 1 5.63% $1,455
S&T Bank 1 5.38% $4,713
WINGS FINANCIAL 1 4.63% $4,798
CASTLE & COOKE MORTGAGE, LLC 1 3.38% $5,843
Carrington Mortgage Services, LLC 1 4.88% $3,399
BELCO COMMUNITY CREDIT UNION 1 3.38% $6,395
BAYSHORE MORTGAGE FUNDING, LLC 1 6.00% $4,158
Wyndham Capital Mortgage, Inc. 1 4.38% $5,074
The Union Bank Company 1 4.25% $7,797
Third Federal Savings and Loan Association of Cleveland 1 2.59% $0
Kwik Mortgage Corporation 1 6.63% $4,168
THRIVE MORTGAGE, LLC 1 4.00% $3,892
KELLER MORTGAGE, LLC 1 4.00% $3,278
Acre Mortgage and Financial Inc 1 5.88% $7,186
LIBERTY HOME MORTGAGE CORPORATION 1 5.63% $8,827
INTELLILOAN, INC. 1 4.00% $4,345
HOWARD HANNA FINANCIAL SERVICES, INC. 1 5.50% $3,861
MEMBER ADVANTAGE MORTGAGE, LLC 1 3.25% $6,145
HOMESTEAD FUNDING CORP. 1 5.75% $8,198
Tompkins Trust Company 1 5.25% $3,849
Arvest Bank 1 5.63% $5,308
MidAtlantic Farm Credit, ACA 1 7.25% $6,776
GUARANTY HOME MORTGAGE CORPORATION 1 6.50% $7,331
Gateway First Bank 1 5.25% $8,019
Foote Capital Mortgage Company 1 6.88% $8,038

LEBANON Average Closing Costs & Other Stats

LEBANON, PA's 150 lenders originated 3,662 loans during 2022. The total origination value was $693,210,000, with an average loan value of $189,298.

LEBANON's average closing costs are $5,438.

The top LEBANON lender as defined by loan originations is MEMBERS 1ST FEDERAL CREDIT UNION, with 113 loans originated. Their average total fees are $5,158, which is $1,723 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee LEBANON lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union ($3,239), Homesale Mortgage, LLC ($4,356), LEBANON ($4,393), Orrstown Bank ($4,641) and The Ephrata National Bank ($4,871).

The lowest rate LEBANON lenders (with over 10 loans originated) are AMERISAVE MORTGAGE CORPORATION (4.31%), First National Bank of Pennsylvania (4.34%), PENNSYLVANIA STATE EMPLOYEES Credit Union (4.45%), Citizens Bank (4.52%) and PENNYMAC LOAN SERVICES, LLC (4.62%).

LEBANON, PA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
MEMBERS 1ST FEDERAL CREDIT UNION $80,465,000 $59,220,000 -26.4% 8.5%
QUICKEN LOANS, LLC $87,040,000 $38,570,000 -55.7% 5.6%
LEBANON $28,385,000 $32,735,000 15.3% 4.7%
CROSSCOUNTRY MORTGAGE, LLC $44,085,000 $31,750,000 -28.0% 4.6%
Fulton Bank $46,330,000 $27,985,000 -39.6% 4.0%
The Ephrata National Bank $21,470,000 $26,655,000 24.1% 3.8%
Mid Penn Bank $2,430,000 $24,750,000 918.5% 3.6%
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania $38,370,000 $24,565,000 -36.0% 3.5%
EMM LOANS LLC $37,385,000 $20,575,000 -45.0% 3.0%
Northwest Bank $30,120,000 $18,120,000 -39.8% 2.6%
PENNSYLVANIA STATE EMPLOYEES Credit Union $16,710,000 $17,250,000 3.2% 2.5%
GUILD MORTGAGE COMPANY $7,060,000 $16,685,000 136.3% 2.4%
Wells Fargo Bank $31,905,000 $16,185,000 -49.3% 2.3%
First National Bank of Pennsylvania $20,585,000 $15,355,000 -25.4% 2.2%
CALIBER HOME LOANS, INC. $14,190,000 $14,405,000 1.5% 2.1%
Santander Bank, N.A. $4,345,000 $10,545,000 142.7% 1.5%
Mortgage Research Center, LLC $12,390,000 $9,990,000 -19.4% 1.4%
Prudential Huntoon Paige Associates, LLC $9,905,000 n/a 1.4%
Citizens Bank $13,895,000 $9,470,000 -31.8% 1.4%
BROKER SOLUTIONS, INC. $7,360,000 $9,175,000 24.7% 1.3%
Bank of Bird-in-Hand $4,675,000 $8,605,000 84.1% 1.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $10,250,000 $7,850,000 -23.4% 1.1%
Univest Bank and Trust Co. $6,130,000 $7,760,000 26.6% 1.1%
PENNYMAC LOAN SERVICES, LLC $15,690,000 $7,510,000 -52.1% 1.1%
FREEDOM MORTGAGE CORPORATION $28,580,000 $7,500,000 -73.8% 1.1%
M&T Bank $6,045,000 $6,875,000 13.7% 1.0%
UNITED WHOLESALE MORTGAGE, LLC $10,355,000 $6,715,000 -35.2% 1.0%
Arbor Realty Trust, Inc. $6,665,000 n/a 1.0%
Orrstown Bank $5,105,000 $5,940,000 16.4% 0.9%
First Citizens Community Bank $8,435,000 $5,745,000 -31.9% 0.8%
Northpointe Bank $8,990,000 $5,675,000 -36.9% 0.8%
SUCCESS MORTGAGE PARTNERS, INC. $6,825,000 $5,405,000 -20.8% 0.8%
AMERISAVE MORTGAGE CORPORATION $11,035,000 $5,090,000 -53.9% 0.7%
Mortgage America, Inc. $7,135,000 $4,850,000 -32.0% 0.7%
Mortgage Network, Inc. $8,430,000 $4,730,000 -43.9% 0.7%
Homesale Mortgage, LLC $13,950,000 $4,475,000 -67.9% 0.6%
LOANDEPOT.COM, LLC $18,815,000 $4,465,000 -76.3% 0.6%
PNC Bank $7,850,000 $4,465,000 -43.1% 0.6%
WALKER & DUNLOP, LLC $4,325,000 n/a 0.6%
York Traditions Bank $3,585,000 $4,205,000 17.3% 0.6%
HOME POINT FINANCIAL CORPORATION $5,870,000 $3,935,000 -33.0% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $13,525,000 $3,930,000 -70.9% 0.6%
Truist $5,550,000 $3,870,000 -30.3% 0.6%
NEWREZ LLC $8,120,000 $3,720,000 -54.2% 0.5%
Peoples Security Bank and Trust Company $5,615,000 $3,495,000 -37.8% 0.5%
NEW DAY FINANCIAL, LLC $3,060,000 $3,125,000 2.1% 0.5%
NAVY FEDERAL CREDIT UNION $1,930,000 $2,950,000 52.8% 0.4%
USAA Federal Savings Bank $4,280,000 $2,890,000 -32.5% 0.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $5,310,000 $2,840,000 -46.5% 0.4%
AmeriHome Mortgage Company, LLC $4,065,000 $2,675,000 -34.2% 0.4%
HOMESIDE FINANCIAL, LLC $16,140,000 $2,650,000 -83.6% 0.4%
BELCO COMMUNITY CREDIT UNION $3,640,000 $2,605,000 -28.4% 0.4%
JPMorgan Chase Bank $4,785,000 $2,455,000 -48.7% 0.4%
FINANCE OF AMERICA MORTGAGE LLC $2,740,000 $2,325,000 -15.1% 0.3%
UNION HOME MORTGAGE CORP. $3,840,000 $2,320,000 -39.6% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $4,555,000 $2,190,000 -51.9% 0.3%
S&T Bank $20,095,000 $1,990,000 -90.1% 0.3%
BETTER MORTGAGE CORPORATION $7,380,000 $1,935,000 -73.8% 0.3%
AMERICAN FINANCING CORPORATION $3,005,000 $1,845,000 -38.6% 0.3%
FIRST HERITAGE FINANCIAL, LLC $6,020,000 $1,750,000 -70.9% 0.3%
TD Bank $360,000 $1,680,000 366.7% 0.2%
PENTAGON FEDERAL CREDIT UNION $2,085,000 $1,535,000 -26.4% 0.2%
MOVEMENT MORTGAGE, LLC $2,010,000 $1,525,000 -24.1% 0.2%
Sierra Pacific Mortgage Company, Inc. $2,965,000 $1,465,000 -50.6% 0.2%
HERSHEY $1,540,000 $1,445,000 -6.2% 0.2%
KeyBank $135,000 $1,425,000 955.6% 0.2%
ACNB Bank $1,405,000 n/a 0.2%
LAKEVIEW LOAN SERVICING, LLC $6,605,000 $1,400,000 -78.8% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,585,000 $1,375,000 -13.2% 0.2%
NFM, INC. $3,380,000 $1,360,000 -59.8% 0.2%
The Gratz Bank $125,000 $1,360,000 988.0% 0.2%
The Federal Savings Bank $3,300,000 $1,355,000 -58.9% 0.2%
Bank of America $4,005,000 $1,340,000 -66.5% 0.2%
RESIDENTIAL MORTGAGE SERVICES, INC. $22,325,000 $1,315,000 -94.1% 0.2%
GUARANTEED RATE, INC. $3,725,000 $1,260,000 -66.2% 0.2%
PREMIA MORTGAGE, LLC $1,290,000 $1,220,000 -5.4% 0.2%
TIDEWATER MORTGAGE SERVICES, INC. $1,130,000 $1,185,000 4.9% 0.2%
MCLEAN MORTGAGE CORPORATION $1,860,000 $1,160,000 -37.6% 0.2%
GUARANTEED RATE AFFINITY, LLC $1,405,000 $1,150,000 -18.1% 0.2%
T2 FINANCIAL LLC $1,490,000 $1,050,000 -29.5% 0.2%
Paramount Residential Mortgage Group, Inc. $2,365,000 $1,040,000 -56.0% 0.2%
FIRST ALLIANCE HOME MORTGAGE, LLC $780,000 $1,035,000 32.7% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $330,000 $1,025,000 210.6% 0.1%
AMERICAN FEDERAL MORTGAGE CORPORATION $195,000 $975,000 400.0% 0.1%
CMG MORTGAGE, INC. $515,000 $970,000 88.3% 0.1%
Carrington Mortgage Services, LLC $1,160,000 $935,000 -19.4% 0.1%
First Home Bank $1,180,000 $925,000 -21.6% 0.1%
GENEVA FINANCIAL, LLC $335,000 $920,000 174.6% 0.1%
UTILITIES EMPLOYEES CREDIT UNION $2,015,000 $920,000 -54.3% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $895,000 $900,000 0.6% 0.1%
CONTOUR MORTGAGE CORPORATION $1,050,000 $870,000 -17.1% 0.1%
MidAtlantic Farm Credit, ACA $835,000 $845,000 1.2% 0.1%
Ally Bank $3,140,000 $825,000 -73.7% 0.1%
RELIANCE FIRST CAPITAL, LLC $240,000 $820,000 241.7% 0.1%
PEOPLESBANK, A CODORUS VALLEY COMPANY $660,000 $805,000 22.0% 0.1%
The Huntington National Bank $1,480,000 $775,000 -47.6% 0.1%
Meridian Bank Corporation $2,385,000 $735,000 -69.2% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $715,000 n/a 0.1%
Discover Bank $295,000 $695,000 135.6% 0.1%
LOANPAL, LLC $340,000 $695,000 104.4% 0.1%
VILLAGE CAPITAL MORTGAGE $2,390,000 $675,000 -71.8% 0.1%
AmRes Corporation $1,090,000 $660,000 -39.4% 0.1%
ALLIED MORTGAGE GROUP, INC. $855,000 $645,000 -24.6% 0.1%
EVERETT FINANCIAL, INC. $215,000 $635,000 195.3% 0.1%
Tompkins Trust Company $630,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $535,000 $615,000 15.0% 0.1%
SPRING EQ, LLC $150,000 $585,000 290.0% 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $365,000 $575,000 57.5% 0.1%
Princeton Mortgage Corporation $1,390,000 $570,000 -59.0% 0.1%
ROYAL UNITED MORTGAGE LLC $285,000 $560,000 96.5% 0.1%
Flagstar Bank, FSB $2,345,000 $555,000 -76.3% 0.1%
Stifel Bank and Trust $835,000 $555,000 -33.5% 0.1%
Lakeview Community Capital, LLC $280,000 $550,000 96.4% 0.1%
EVERENCE FEDERAL CREDIT UNION $435,000 $540,000 24.1% 0.1%
Gateway First Bank $1,800,000 $525,000 -70.8% 0.1%
LENDINGHOME FUNDING CORPORATION $75,000 $525,000 600.0% 0.1%
Bank of England $1,040,000 $520,000 -50.0% 0.1%
LENDING CAPITAL GROUP Inc $520,000 n/a 0.1%
HOWARD HANNA FINANCIAL SERVICES, INC. $1,140,000 $490,000 -57.0% 0.1%
Prosperity Home Mortgage, LLC $260,000 $490,000 88.5% 0.1%
New Cumberland Federal Credit Union $1,005,000 $485,000 -51.7% 0.1%
TOP FLITE FINANCIAL, INC. $465,000 n/a 0.1%
CLEARPATH LENDING $760,000 $460,000 -39.5% 0.1%
Figure Lending LLC $305,000 $460,000 50.8% 0.1%
TRIAD FINANCIAL SERVICES, INC. $110,000 $455,000 313.6% 0.1%
Third Federal Savings and Loan Association of Cleveland $1,290,000 $435,000 -66.3% 0.1%
21ST MORTGAGE CORPORATION $200,000 $430,000 115.0% 0.1%
CIVIC FINANCIAL SERVICES, LLC $420,000 n/a 0.1%
LENDINGONE, LLC $410,000 n/a 0.1%
AMERICAN ADVISORS GROUP $195,000 $405,000 107.7% 0.1%
PLAZA HOME MORTGAGE, INC. $725,000 $400,000 -44.8% 0.1%
POLICE & FIRE $580,000 $400,000 -31.0% 0.1%
Farmers and Merchants Trust Company of Chambersburg $1,550,000 $380,000 -75.5% 0.1%
State Financial Network, LLC $1,750,000 $380,000 -78.3% 0.1%
LIMA ONE CAPITAL, LLC $375,000 n/a 0.1%
LANCO Federal Credit Union $25,000 $370,000 1,380.0% 0.1%
PHH Mortgage Corporation $620,000 $370,000 -40.3% 0.1%
CHURCHILL MORTGAGE CORPORATION $785,000 $365,000 -53.5% 0.1%
Kwik Mortgage Corporation $365,000 n/a 0.1%
LONGBRIDGE FINANCIAL, LLC $365,000 n/a 0.1%
Magnolia Bank $305,000 $365,000 19.7% 0.1%
MICHIGAN MUTUAL, INC. $360,000 n/a 0.1%
DOMINION FINANCIAL SERVICES, LLC $355,000 n/a 0.1%
Fifth Third Bank $345,000 $355,000 2.9% 0.1%
First Commonwealth Bank $345,000 n/a 0.0%
RESIDENTIAL HOME MORTGAGE CORPORATION $425,000 $345,000 -18.8% 0.0%
ANGEL OAK HOME LOANS LLC $335,000 n/a 0.0%
Century Mortgage Company DBA Century Lending Company $335,000 n/a 0.0%
Towne Bank $730,000 $335,000 -54.1% 0.0%
Alcova Mortgage LLC $325,000 n/a 0.0%
MLD MORTGAGE INC. $325,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $310,000 n/a 0.0%
CASTLE & COOKE MORTGAGE, LLC $305,000 n/a 0.0%
First United Corporation $305,000 n/a 0.0%
Jersey Shore State Bank $305,000 n/a 0.0%
KELLER MORTGAGE, LLC $255,000 $305,000 19.6% 0.0%
PIKE CREEK MORTGAGE SERVICES, INC. $305,000 n/a 0.0%
WINGS FINANCIAL $305,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $570,000 $300,000 -47.4% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $295,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $245,000 $295,000 20.4% 0.0%
Mid-Continent Funding, Inc. $355,000 $295,000 -16.9% 0.0%
FRANKLIN MINT $290,000 n/a 0.0%
Centier Bank $285,000 n/a 0.0%
ENVOY MORTGAGE, LTD $285,000 n/a 0.0%
First Guaranty Mortgage Corporation $2,225,000 $285,000 -87.2% 0.0%
FIRST TECHNOLOGY $285,000 n/a 0.0%
North American Savings Bank, F.S.B. $685,000 $285,000 -58.4% 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,190,000 $285,000 -76.1% 0.0%
Foote Capital Mortgage Company $275,000 n/a 0.0%
HOMESTEAD FUNDING CORP. $1,375,000 $275,000 -80.0% 0.0%
CITADEL FEDERAL CREDIT UNION $1,090,000 $265,000 -75.7% 0.0%
East Coast Capital Corp. $265,000 n/a 0.0%
SOFI LENDING CORP. $900,000 $265,000 -70.6% 0.0%
The Union Bank Company $195,000 $265,000 35.9% 0.0%
U.S. Bank $2,480,000 $265,000 -89.3% 0.0%
Prosper Bank $1,695,000 $260,000 -84.7% 0.0%
AFFORDABLE MORTGAGE ADVISORS, LLC. $235,000 $245,000 4.3% 0.0%
MEMBER ADVANTAGE MORTGAGE, LLC $245,000 n/a 0.0%
THRIVE MORTGAGE, LLC $225,000 $245,000 8.9% 0.0%
UNITED MORTGAGE CORP. $535,000 $245,000 -54.2% 0.0%
Florida Capital Bank $235,000 $240,000 2.1% 0.0%
PLANET HOME LENDING, LLC $1,370,000 $235,000 -82.8% 0.0%
DIRECT MORTGAGE LOANS, LLC $345,000 $225,000 -34.8% 0.0%
Wyndham Capital Mortgage, Inc. $1,050,000 $225,000 -78.6% 0.0%
Equity Prime Mortgage LLC $175,000 $220,000 25.7% 0.0%
Diamond Credit Union $445,000 $215,000 -51.7% 0.0%
First National Bank of America $215,000 n/a 0.0%
INTELLILOAN, INC. $215,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $460,000 $215,000 -53.3% 0.0%
POLISH & SLAVIC FEDERAL CREDIT UNION $215,000 n/a 0.0%
TOWER $225,000 $215,000 -4.4% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $175,000 $205,000 17.1% 0.0%
Pennian Bank $165,000 $205,000 24.2% 0.0%
QUORUM FEDERAL CREDIT UNION $205,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $475,000 $205,000 -56.8% 0.0%
Arvest Bank $195,000 n/a 0.0%
UIF CORPORATION $185,000 $195,000 5.4% 0.0%
MYCUMORTGAGE, LLC $185,000 n/a 0.0%
NBKC BANK $630,000 $185,000 -70.6% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $430,000 $185,000 -57.0% 0.0%
Acre Mortgage and Financial Inc $175,000 n/a 0.0%
GUARANTY HOME MORTGAGE CORPORATION $175,000 n/a 0.0%
LOANLEADERS OF AMERICA, INC. $165,000 $175,000 6.1% 0.0%
POLARIS HOME FUNDING CORP. $370,000 $175,000 -52.7% 0.0%
Axos Bank $165,000 n/a 0.0%
City National Bank $165,000 n/a 0.0%
1ST PREFERENCE MORTGAGE CORP. $615,000 $155,000 -74.8% 0.0%
Nations Lending Corporation $320,000 $155,000 -51.6% 0.0%
Strong Home Mortgage, LLC $1,110,000 $155,000 -86.0% 0.0%
Centric Bank $720,000 $145,000 -79.9% 0.0%
DEEPHAVEN MORTGAGE LLC $145,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $145,000 n/a 0.0%
PINNACLE MORTGAGE, INC. $145,000 n/a 0.0%
STAR USA FEDERAL CREDIT UNION $135,000 n/a 0.0%
AgFirst Farm Credit Bank $1,000,000 $115,000 -88.5% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $875,000 $115,000 -86.9% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $275,000 $105,000 -61.8% 0.0%
GUIDANCE RESIDENTIAL, LLC $105,000 n/a 0.0%
NJ LENDERS CORP. $195,000 $105,000 -46.2% 0.0%
Quaint Oak Mortgage, LLC $85,000 $105,000 23.5% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $95,000 n/a 0.0%
1ST FINANCIAL, INC. $85,000 n/a 0.0%
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $75,000 n/a 0.0%
Citibank $65,000 n/a 0.0%
GARDEN SAVINGS FEDERAL CREDIT UNION $65,000 n/a 0.0%
Discovery Federal Credit Union $125,000 $55,000 -56.0% 0.0%
Empower Federal Credit Union $55,000 n/a 0.0%
SUN Federal Credit Union $55,000 n/a 0.0%
LEHIGH VALLEY EDUCATORS $45,000 n/a 0.0%
NUMARK CREDIT UNION $125,000 $45,000 -64.0% 0.0%
AMERICHOICE $210,000 $35,000 -83.3% 0.0%

LEBANON's top lender by overall market share is MEMBERS 1ST FEDERAL CREDIT UNION, with 8.5% market share. In second place, with 5.6%, is QUICKEN LOANS, LLC, having originated $38,570,000 in loans. In third place, with 4.7%, is LEBANON, having originated $32,735,000 in loans. In fourth place, with 4.6%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $31,750,000 in loans. In fifth place, with 4.0%, is Fulton Bank, having originated $27,985,000 in loans.


LEBANON Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - LEBANON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $199,800 (-2.0%) $223,202 (0.7%) 0.74 465
2018-02-01 $203,335 (0.6%) $223,312 (1.0%) 0.74 459
2018-03-01 $222,900 (7.7%) $243,087 (6.2%) 0.78 436
2018-04-01 $218,300 (4.0%) $247,799 (6.1%) 0.74 453
2018-05-01 $220,000 (4.8%) $255,245 (10.7%) 0.73 450
2018-06-01 $224,900 (7.4%) $261,143 (13.1%) 0.75 464
2018-07-01 $227,550 (8.3%) $264,552 (15.1%) 0.76 448
2018-08-01 $241,998 (15.3%) $269,697 (18.6%) 0.81 414
2018-09-01 $244,900 (16.6%) $270,133 (17.3%) 0.82 419
2018-10-01 $241,345 (15.0%) $265,116 (16.7%) 0.82 410
2018-11-01 $229,900 (15.0%) $252,692 (12.5%) 0.78 413
2018-12-01 $218,000 (9.1%) $249,524 (10.2%) 0.75 395
2019-01-01 $213,950 (7.1%) $247,518 (10.9%) 0.74 360
2019-02-01 $230,448 (13.3%) $264,013 (18.2%) 0.78 338
2019-03-01 $236,990 (6.3%) $260,454 (7.1%) 0.79 321
2019-04-01 $244,725 (12.1%) $257,816 (4.0%) 0.78 310
2019-05-01 $249,575 (13.4%) $259,471 (1.7%) 0.78 305
2019-06-01 $244,900 (8.9%) $268,598 (2.9%) 0.77 327
2019-07-01 $244,823 (7.6%) $264,748 (0.1%) 0.77 362
2019-08-01 $252,556 (4.4%) $267,775 (-0.7%) 0.79 368
2019-09-01 $264,375 (8.0%) $275,782 (2.1%) 0.83 331
2019-10-01 $264,900 (9.8%) $274,903 (3.7%) 0.85 324
2019-11-01 $263,900 (14.8%) $273,193 (8.1%) 0.87 313
2019-12-01 $255,556 (17.2%) $271,294 (8.7%) 0.85 291
2020-01-01 $249,900 (16.8%) $272,976 (10.3%) 0.84 252
2020-02-01 $258,556 (12.2%) $277,820 (5.2%) 0.85 230
2020-03-01 $273,375 (15.4%) $288,141 (10.6%) 0.86 211
2020-04-01 $267,564 (9.3%) $299,152 (16.0%) 0.84 193
2020-05-01 $258,800 (3.7%) $299,172 (15.3%) 0.79 196
2020-06-01 $252,450 (3.1%) $293,751 (9.4%) 0.74 202
2020-07-01 $257,473 (5.2%) $303,699 (14.7%) 0.75 178
2020-08-01 $248,600 (-1.6%) $298,088 (11.3%) 0.71 156
2020-09-01 $251,975 (-4.7%) $294,389 (6.8%) 0.72 159
2020-10-01 $249,400 (-5.9%) $288,642 (5.0%) 0.71 148
2020-11-01 $257,900 (-2.3%) $288,580 (5.6%) 0.75 128
2020-12-01 $221,250 (-13.4%) $283,143 (4.4%) 0.66 110
2021-01-01 $274,900 (10.0%) $316,504 (16.0%) 0.82 95
2021-02-01 $282,065 (9.1%) $362,713 (30.6%) 0.82 74
2021-03-01 $250,375 (-8.4%) $338,078 (17.3%) 0.71 81
2021-04-01 $275,675 (3.0%) $344,564 (15.2%) 0.75 71
2021-05-01 $250,500 (-3.2%) $313,569 (4.8%) 0.67 83
2021-06-01 $239,175 (-5.3%) $291,827 (-0.7%) 0.63 113
2021-07-01 $213,500 (-17.1%) $274,959 (-9.5%) 0.56 121
2021-08-01 $212,065 (-14.7%) $259,765 (-12.9%) 0.57 139
2021-09-01 $224,925 (-10.7%) $290,706 (-1.3%) 0.60 131
2021-10-01 $222,450 (-10.8%) $294,694 (2.1%) 0.59 137
2021-11-01 $237,250 (-8.0%) $301,881 (4.6%) 0.63 120
2021-12-01 $246,175 (11.3%) $310,664 (9.7%) 0.67 102
2022-01-01 $269,900 (-1.8%) $331,333 (4.7%) 0.73 81
2022-02-01 $264,950 (-6.1%) $338,547 (-6.7%) 0.69 72
2022-03-01 $296,325 (18.4%) $342,994 (1.5%) 0.74 79
2022-04-01 $337,450 (22.4%) $384,382 (11.6%) 0.80 84
2022-05-01 $315,925 (26.1%) $379,538 (21.0%) 0.72 100
2022-06-01 $299,950 (25.4%) $378,755 (29.8%) 0.67 115
2022-07-01 $291,450 (36.5%) $351,234 (27.7%) 0.66 124
2022-08-01 $295,000 (39.1%) $350,294 (34.9%) 0.68 131
2022-09-01 $321,998 (43.2%) $351,295 (20.8%) 0.75 147
2022-10-01 $349,163 (57.0%) $349,149 (18.5%) 0.82 151
2022-11-01 $344,123 (45.1%) $348,090 (15.3%) 0.83 144
2022-12-01 $366,450 (48.9%) $366,437 (18.0%) 0.90 111
2023-01-01 $389,875 (44.5%) $385,296 (16.3%) 0.96 101
2023-02-01 $376,928 (42.3%) $362,870 (7.2%) 0.91 114
2023-03-01 $371,928 (25.5%) $356,119 (3.8%) 0.88 120
2023-04-01 $379,900 (12.6%) $397,696 (3.5%) 0.88 126
LEBANON's median listing price for 2023-04-01 was $379,900, a difference of $42,450 (12.6%) versus the prior year and $7,972 versus the prior month.

LEBANON's median listing price comes in at 88% of the national average.

LEBANON's average listing price for 2023-04-01 was $397,696, a difference of $13,314 (3.5%) versus the prior year and $41,577 versus the prior month.

For the 2023-04-01 period, LEBANON had 126 MLS listings, a difference of 6 listings (5%) versus the prior month and 42 listings (50%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - LEBANON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 106 days 1,715 sqft
2018-02-01 122 days 1,708 sqft
2018-03-01 114 days 1,789 sqft
2018-04-01 77 days 1,752 sqft
2018-05-01 74 days 1,760 sqft
2018-06-01 80 days 1,931 sqft
2018-07-01 86 days 1,964 sqft
2018-08-01 82 days 1,965 sqft
2018-09-01 85 days 1,972 sqft
2018-10-01 94 days 1,936 sqft
2018-11-01 95 days 1,904 sqft
2018-12-01 108 days 1,893 sqft
2019-01-01 111 days 1,889 sqft
2019-02-01 129 days 1,902 sqft
2019-03-01 102 days 1,945 sqft
2019-04-01 46 days 1,905 sqft
2019-05-01 51 days 1,871 sqft
2019-06-01 57 days 1,898 sqft
2019-07-01 58 days 1,886 sqft
2019-08-01 68 days 1,931 sqft
2019-09-01 83 days 2,043 sqft
2019-10-01 77 days 2,077 sqft
2019-11-01 80 days 2,078 sqft
2019-12-01 85 days 2,048 sqft
2020-01-01 86 days 2,045 sqft
2020-02-01 87 days 2,040 sqft
2020-03-01 74 days 2,011 sqft
2020-04-01 82 days 2,011 sqft
2020-05-01 87 days 1,982 sqft
2020-06-01 64 days 2,024 sqft
2020-07-01 48 days 2,031 sqft
2020-08-01 48 days 1,984 sqft
2020-09-01 36 days 1,879 sqft
2020-10-01 55 days 1,820 sqft
2020-11-01 56 days 1,905 sqft
2020-12-01 52 days 1,717 sqft
2021-01-01 62 days 1,785 sqft
2021-02-01 59 days 1,959 sqft
2021-03-01 33 days 1,832 sqft
2021-04-01 29 days 1,850 sqft
2021-05-01 29 days 1,826 sqft
2021-06-01 23 days 1,769 sqft
2021-07-01 32 days 1,542 sqft
2021-08-01 36 days 1,554 sqft
2021-09-01 34 days 1,624 sqft
2021-10-01 37 days 1,611 sqft
2021-11-01 41 days 1,664 sqft
2021-12-01 49 days 1,629 sqft
2022-01-01 66 days 1,712 sqft
2022-02-01 40 days 1,771 sqft
2022-03-01 37 days 1,796 sqft
2022-04-01 33 days 1,931 sqft
2022-05-01 22 days 1,879 sqft
2022-06-01 27 days 1,924 sqft
2022-07-01 31 days 1,830 sqft
2022-08-01 35 days 1,812 sqft
2022-09-01 31 days 1,865 sqft
2022-10-01 38 days 1,851 sqft
2022-11-01 50 days 1,844 sqft
2022-12-01 69 days 1,924 sqft
2023-01-01 91 days 1,938 sqft
2023-02-01 56 days 1,830 sqft
2023-03-01 49 days 1,808 sqft
2023-04-01 57 days 1,940 sqft
LEBANON's median listing age (time on market) for 2023-04-01 was 57 days. This is 73% longer than the same period one year ago.

LEBANON's median square footage for active listings during the 2023-04-01 period was 1,940 sqft. One year prior, the average listing was 1,931 sqft.

LEBANON, PA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
17003 Lebanon, PA $720 $740 $970 $1,250 $1,320
17010 Lebanon, PA $830 $860 $1,120 $1,440 $1,520
17016 Lebanon, PA $1,100 $1,140 $1,480 $1,900 $2,010
17026 Lebanon, PA $700 $720 $950 $1,220 $1,290
17028 Lebanon, PA $680 $760 $970 $1,240 $1,320
17033 Lebanon, PA $760 $880 $1,120 $1,420 $1,520
17038 Lebanon, PA $720 $740 $970 $1,250 $1,320
17039 Lebanon, PA $690 $720 $940 $1,200 $1,270
17041 Lebanon, PA $810 $880 $1,130 $1,440 $1,530
17042 Lebanon, PA $750 $770 $1,010 $1,300 $1,370
17046 Lebanon, PA $690 $710 $920 $1,180 $1,250
17064 Lebanon, PA $900 $930 $1,210 $1,550 $1,640
17067 Lebanon, PA $650 $680 $890 $1,130 $1,200
17073 Lebanon, PA $690 $730 $930 $1,190 $1,260
17077 Lebanon, PA $720 $740 $970 $1,250 $1,320
17078 Lebanon, PA $830 $860 $1,120 $1,440 $1,520
17083 Lebanon, PA $750 $770 $1,010 $1,300 $1,370
17085 Lebanon, PA $740 $760 $990 $1,270 $1,340
17087 Lebanon, PA $730 $770 $1,000 $1,270 $1,360
17088 Lebanon, PA $770 $790 $1,030 $1,320 $1,400
17545 Lebanon, PA $790 $920 $1,160 $1,460 $1,570
17963 Lebanon, PA $740 $760 $990 $1,270 $1,340
19551 Lebanon, PA $640 $740 $950 $1,180 $1,290
19567 Lebanon, PA $690 $810 $1,040 $1,290 $1,410

2022 Average & Median Rent Data Statistics
LEBANON, PA average 1BR rent: $799, median: $765
LEBANON, PA average 2BR rent: $1,036, median: $995
LEBANON, PA average 3BR rent: $1,323, median: $1,270

LEBANON, PA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,626 $395,190,000 $243,044
Cash Out Refi 607 $114,555,000 $188,723
Home Improvement 557 $44,945,000 $80,691
Refi 518 $106,620,000 $205,830
Other 353 $31,775,000 $90,014
NA 1 $125,000 $125,000

Lebanon's most frequently cited loan purpose was Home Purchase, with 1,626 originations. The 2nd most popular reason was Cash Out Refi, with 607 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 829 $168,365,000 $203,094
5-6% 744 $150,010,000 $201,626
4-5% 672 $166,980,000 $248,482
<2.5% 454 $51,230,000 $112,841
6-7% 375 $64,915,000 $173,107
2.5-3% 212 $37,480,000 $176,792
7-8% 105 $14,545,000 $138,524
Over 8% 61 $3,865,000 $63,361

During 2022, Lebanon's most frequently originated rate bucket was 3-4%, with 829 originations.

Loan Sizing (LEBANON, PA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,359 $200,885,000 $147,818
$100,000 or less 1,078 $58,060,000 $53,859
$200k-400k 1,038 $280,800,000 $270,520
$400k-600k 144 $66,850,000 $464,236
$600k-1000k 29 $20,235,000 $697,759
$Over $1MM 14 $66,380,000 $4,741,429

LEBANON's loan sizing saw the bucket of loans from $100k-200k with 1,359 originations, totaling $200,885,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,155 $277,545,000 $240,299
60-80% 860 $229,770,000 $267,174
Under 20% 522 $21,910,000 $41,973
20-40% 520 $51,130,000 $98,327
40-60% 366 $69,010,000 $188,552
Over 100% 19 $5,495,000 $289,211

LEBANON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,155 originations, totaling $277,545,000 in origination value.