LEBANON Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Lebanon averaged
5.37%
for the week of 2022-05-12, compared to the national average of
5.3% for the same period.
The average rate for the prior week (2022-05-05) was
5.34% and
one month ago for the week of 2022-04-07, the
average rate was 4.89%.
Lebanon's average rate one year ago was 2.99%.
For refis of the same type during the week of 2022-05-12, the average rate
was 5.4%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-05-12 | 5.3% |
| Lebanon 30 Year Fixed Rate | 2022-05-12 | 5.37% |
| Lebanon 30 Year Fixed Rate Refi | 2022-05-12 | 5.4% |
| Lebanon 15 Year Fixed Rate | 2022-05-12 | 5.44% |
| Lebanon 15 Year Fixed Rate Refi | 2022-05-12 | 4.81% |
| Lebanon 30 Year FHA | 2022-05-12 | 5.29% |
| Lebanon 30 Year FHA Refi | 2022-05-12 | 5.18% |
| Lebanon 30 Year USDA | 2022-05-12 | 5.49% |
| Lebanon 30 Year USDA Refi | 2022-05-12 | 5.49% |
| Lebanon 30 Year VA | 2022-05-12 | 5.13% |
| Lebanon 30 Year VA Refi | 2022-05-12 | 5.13% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LEBANON, PA.
LEBANON Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the LEBANON, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
LEBANON, PA's 179 lenders originated 5,725
loans during 2021. The total origination value was $1,054,115,000, with an average loan value of
$184,125.
The top LEBANON lender as defined by loan originations is QUICKEN LOANS, LLC, with
184 loans originated. Their average total fees are
$5,383, which is $846
higher than the next largest lender,
MEMBERS 1ST FEDERAL CREDIT UNION.
The lowest fee LEBANON lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,453), First Citizens Community Bank ($3,054), FREEDOM MORTGAGE CORPORATION ($3,562), Mortgage America, Inc. ($3,647) and Orrstown Bank ($3,684).
The lowest rate LEBANON lenders (with over 10 loans originated) are
Truist Bank (2.91%), AMERISAVE MORTGAGE CORPORATION (2.92%), BETTER MORTGAGE CORPORATION (2.95%), First Citizens Community Bank (2.97%) and Homesale Mortgage, LLC (2.99%).
LEBANON, PA Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $67,460,000 | $87,040,000 | 29.0% | 8.3% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $71,390,000 | $80,465,000 | 12.7% | 7.6% |
| Fulton Bank | $46,110,000 | $46,330,000 | 0.5% | 4.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $39,070,000 | $44,085,000 | 12.8% | 4.2% |
| Jonestown Bank and Trust Company, of Jonestown, Pennsylvania | $36,315,000 | $38,370,000 | 5.7% | 3.6% |
| EMM LOANS LLC | $32,510,000 | $37,385,000 | 15.0% | 3.5% |
| Wells Fargo Bank | $19,310,000 | $31,905,000 | 65.2% | 3.0% |
| Northwest Bank | $33,150,000 | $30,120,000 | -9.1% | 2.9% |
| FREEDOM MORTGAGE CORPORATION | $28,450,000 | $28,580,000 | 0.5% | 2.7% |
| LEBANON | $28,295,000 | $28,385,000 | 0.3% | 2.7% |
| RESIDENTIAL MORTGAGE SERVICES, INC. | $30,655,000 | $22,325,000 | -27.2% | 2.1% |
| The Ephrata National Bank | $20,880,000 | $21,470,000 | 2.8% | 2.0% |
| First National Bank of Pennsylvania | $7,190,000 | $20,585,000 | 186.3% | 2.0% |
| S&T Bank | $4,330,000 | $20,095,000 | 364.1% | 1.9% |
| LOANDEPOT.COM, LLC | $10,835,000 | $18,815,000 | 73.7% | 1.8% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | $17,620,000 | $16,710,000 | -5.2% | 1.6% |
| HOMESIDE FINANCIAL, LLC | $14,940,000 | $16,140,000 | 8.0% | 1.5% |
| PENNYMAC LOAN SERVICES, LLC | $6,305,000 | $15,690,000 | 148.9% | 1.5% |
| CALIBER HOME LOANS, INC. | $10,210,000 | $14,190,000 | 39.0% | 1.3% |
| Homesale Mortgage, LLC | $17,170,000 | $13,950,000 | -18.8% | 1.3% |
| Citizens Bank | $12,475,000 | $13,895,000 | 11.4% | 1.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $10,950,000 | $13,525,000 | 23.5% | 1.3% |
| FAMILY FIRST FUNDING LLC | $9,180,000 | $12,590,000 | 37.1% | 1.2% |
| Mortgage Research Center, LLC | $10,465,000 | $12,390,000 | 18.4% | 1.2% |
| AMERISAVE MORTGAGE CORPORATION | $6,100,000 | $11,035,000 | 80.9% | 1.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $5,395,000 | $10,355,000 | 91.9% | 1.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $11,540,000 | $10,250,000 | -11.2% | 1.0% |
| Northpointe Bank | $7,125,000 | $8,990,000 | 26.2% | 0.9% |
| First Citizens Community Bank | $11,390,000 | $8,435,000 | -25.9% | 0.8% |
| Mortgage Network, Inc. | $6,795,000 | $8,430,000 | 24.1% | 0.8% |
| NEWREZ LLC | $6,605,000 | $8,120,000 | 22.9% | 0.8% |
| PNC Bank | $5,090,000 | $7,850,000 | 54.2% | 0.7% |
| BETTER MORTGAGE CORPORATION | $2,485,000 | $7,380,000 | 197.0% | 0.7% |
| BROKER SOLUTIONS, INC. | $9,255,000 | $7,360,000 | -20.5% | 0.7% |
| Mortgage America, Inc. | $9,350,000 | $7,135,000 | -23.7% | 0.7% |
| GUILD MORTGAGE COMPANY | $465,000 | $7,060,000 | 1,418.3% | 0.7% |
| SUCCESS MORTGAGE PARTNERS, INC. | $7,430,000 | $6,825,000 | -8.1% | 0.6% |
| Northfield Bank | $6,705,000 | n/a | 0.6% | |
| LAKEVIEW LOAN SERVICING, LLC | $2,450,000 | $6,605,000 | 169.6% | 0.6% |
| Univest Bank and Trust Co. | $2,285,000 | $6,130,000 | 168.3% | 0.6% |
| Manufacturers and Traders Trust Company | $6,580,000 | $6,045,000 | -8.1% | 0.6% |
| FIRST HERITAGE FINANCIAL, LLC | $2,105,000 | $6,020,000 | 186.0% | 0.6% |
| HOME POINT FINANCIAL CORPORATION | $2,800,000 | $5,870,000 | 109.6% | 0.6% |
| Peoples Security Bank and Trust Company | $2,910,000 | $5,615,000 | 93.0% | 0.5% |
| Truist Bank | $10,170,000 | $5,550,000 | -45.4% | 0.5% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,895,000 | $5,310,000 | 36.3% | 0.5% |
| Orrstown Bank | $3,865,000 | $5,105,000 | 32.1% | 0.5% |
| JPMorgan Chase Bank | $3,285,000 | $4,785,000 | 45.7% | 0.5% |
| Bank of Bird-in-Hand | $1,000,000 | $4,675,000 | 367.5% | 0.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,730,000 | $4,555,000 | 163.3% | 0.4% |
| Santander Bank, N.A. | $3,735,000 | $4,345,000 | 16.3% | 0.4% |
| USAA Federal Savings Bank | $5,115,000 | $4,280,000 | -16.3% | 0.4% |
| AmeriHome Mortgage Company, LLC | $705,000 | $4,065,000 | 476.6% | 0.4% |
| Bank of America | $665,000 | $4,005,000 | 502.3% | 0.4% |
| UNION HOME MORTGAGE CORP. | $1,045,000 | $3,840,000 | 267.5% | 0.4% |
| GUARANTEED RATE, INC. | $2,465,000 | $3,725,000 | 51.1% | 0.4% |
| BELCO COMMUNITY CREDIT UNION | $730,000 | $3,640,000 | 398.6% | 0.3% |
| York Traditions Bank | $1,020,000 | $3,585,000 | 251.5% | 0.3% |
| NFM, INC. | $2,390,000 | $3,380,000 | 41.4% | 0.3% |
| The Federal Savings Bank | $4,755,000 | $3,300,000 | -30.6% | 0.3% |
| Ally Bank | $280,000 | $3,140,000 | 1,021.4% | 0.3% |
| ARC HOME LLC | $3,125,000 | $3,100,000 | -0.8% | 0.3% |
| NEW DAY FINANCIAL, LLC | $2,490,000 | $3,060,000 | 22.9% | 0.3% |
| Keystone Funding, Inc. | $3,015,000 | n/a | 0.3% | |
| AMERICAN FINANCING CORPORATION | $1,000,000 | $3,005,000 | 200.5% | 0.3% |
| Sierra Pacific Mortgage Company, Inc. | $2,600,000 | $2,965,000 | 14.0% | 0.3% |
| FINANCE OF AMERICA MORTGAGE LLC | $915,000 | $2,740,000 | 199.5% | 0.3% |
| U.S. Bank | $2,590,000 | $2,480,000 | -4.2% | 0.2% |
| Mid Penn Bank | $3,315,000 | $2,430,000 | -26.7% | 0.2% |
| VILLAGE CAPITAL & INVESTMENT LLC | $3,970,000 | $2,390,000 | -39.8% | 0.2% |
| Meridian Bank Corporation | $1,570,000 | $2,385,000 | 51.9% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $1,625,000 | $2,365,000 | 45.5% | 0.2% |
| VIST Bank | $280,000 | $2,355,000 | 741.1% | 0.2% |
| Flagstar Bank, FSB | $175,000 | $2,345,000 | 1,240.0% | 0.2% |
| First Guaranty Mortgage Corporation | $550,000 | $2,225,000 | 304.5% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $625,000 | $2,085,000 | 233.6% | 0.2% |
| InterContinental Capital Group, Inc | $1,955,000 | $2,025,000 | 3.6% | 0.2% |
| UTILITIES EMPLOYEES CREDIT UNION | $595,000 | $2,015,000 | 238.7% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $2,115,000 | $2,010,000 | -5.0% | 0.2% |
| EQUITY RESOURCES, INC. | $895,000 | $1,935,000 | 116.2% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $3,870,000 | $1,930,000 | -50.1% | 0.2% |
| MCLEAN MORTGAGE CORPORATION | $460,000 | $1,860,000 | 304.3% | 0.2% |
| Gateway First Bank | $2,310,000 | $1,800,000 | -22.1% | 0.2% |
| State Financial Network, LLC | $1,300,000 | $1,750,000 | 34.6% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,510,000 | $1,715,000 | 13.6% | 0.2% |
| Prosper Bank | $675,000 | $1,695,000 | 151.1% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,445,000 | $1,585,000 | 9.7% | 0.2% |
| Farmers and Merchants Trust Company of Chambersburg | $2,895,000 | $1,550,000 | -46.5% | 0.1% |
| HERSHEY | $3,140,000 | $1,540,000 | -51.0% | 0.1% |
| T2 FINANCIAL LLC | $215,000 | $1,490,000 | 593.0% | 0.1% |
| The Huntington National Bank | $3,380,000 | $1,480,000 | -56.2% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $770,000 | $1,450,000 | 88.3% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $1,065,000 | $1,405,000 | 31.9% | 0.1% |
| Princeton Mortgage Corporation | $1,390,000 | n/a | 0.1% | |
| HOMESTEAD FUNDING CORP. | $720,000 | $1,375,000 | 91.0% | 0.1% |
| PLANET HOME LENDING, LLC | $1,400,000 | $1,370,000 | -2.1% | 0.1% |
| HOMESPIRE MORTGAGE CORPORATION | $1,260,000 | $1,335,000 | 6.0% | 0.1% |
| FirstBank | $1,290,000 | n/a | 0.1% | |
| PREMIA MORTGAGE, LLC | $1,290,000 | n/a | 0.1% | |
| Third Federal Savings and Loan Association of Cleveland | $220,000 | $1,290,000 | 486.4% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $990,000 | $1,190,000 | 20.2% | 0.1% |
| First Home Bank | $1,150,000 | $1,180,000 | 2.6% | 0.1% |
| Carrington Mortgage Services, LLC | $1,630,000 | $1,160,000 | -28.8% | 0.1% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $1,065,000 | $1,140,000 | 7.0% | 0.1% |
| TIDEWATER MORTGAGE SERVICES, INC. | $3,150,000 | $1,130,000 | -64.1% | 0.1% |
| BNC National Bank | $1,120,000 | n/a | 0.1% | |
| Strong Home Mortgage, LLC | $265,000 | $1,110,000 | 318.9% | 0.1% |
| AmRes Corporation | $185,000 | $1,090,000 | 489.2% | 0.1% |
| CITADEL FEDERAL CREDIT UNION | $1,090,000 | n/a | 0.1% | |
| The Bank of Landisburg | $1,000,000 | $1,055,000 | 5.5% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $1,510,000 | $1,050,000 | -30.5% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $430,000 | $1,050,000 | 144.2% | 0.1% |
| Bank of England | $860,000 | $1,040,000 | 20.9% | 0.1% |
| New Cumberland Federal Credit Union | $575,000 | $1,005,000 | 74.8% | 0.1% |
| AgFirst Farm Credit Bank | $880,000 | $1,000,000 | 13.6% | 0.1% |
| EMBRACE HOME LOANS, INC. | $545,000 | $910,000 | 67.0% | 0.1% |
| SOFI LENDING CORP. | $320,000 | $900,000 | 181.3% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $280,000 | $895,000 | 219.6% | 0.1% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $875,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL NETWORK, INC. | $1,550,000 | $860,000 | -44.5% | 0.1% |
| ALLIED MORTGAGE GROUP, INC. | $755,000 | $855,000 | 13.2% | 0.1% |
| MidAtlantic Farm Credit, ACA | $440,000 | $835,000 | 89.8% | 0.1% |
| Stifel Bank and Trust | $455,000 | $835,000 | 83.5% | 0.1% |
| Customers Bank | $14,225,000 | $805,000 | -94.3% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,070,000 | $785,000 | -26.6% | 0.1% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $2,380,000 | $780,000 | -67.2% | 0.1% |
| First Federal Bank | $1,480,000 | $775,000 | -47.6% | 0.1% |
| CLEARPATH LENDING | $2,055,000 | $760,000 | -63.0% | 0.1% |
| Firstrust Savings Bank | $230,000 | $740,000 | 221.7% | 0.1% |
| NP, Inc. | $535,000 | $735,000 | 37.4% | 0.1% |
| Towne Bank | $95,000 | $730,000 | 668.4% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $1,565,000 | $725,000 | -53.7% | 0.1% |
| Centric Bank | $1,660,000 | $720,000 | -56.6% | 0.1% |
| North American Savings Bank, F.S.B. | $570,000 | $685,000 | 20.2% | 0.1% |
| PEOPLESBANK, A CODORUS VALLEY COMPANY | $660,000 | n/a | 0.1% | |
| NBKC BANK | $1,125,000 | $630,000 | -44.0% | 0.1% |
| PHH Mortgage Corporation | $205,000 | $620,000 | 202.4% | 0.1% |
| 1ST PREFERENCE MORTGAGE CORP. | $615,000 | n/a | 0.1% | |
| Quontic Bank | $590,000 | n/a | 0.1% | |
| POLICE & FIRE | $150,000 | $580,000 | 286.7% | 0.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | $570,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $1,045,000 | $565,000 | -45.9% | 0.1% |
| Colonial Savings, F.A. | $195,000 | $545,000 | 179.5% | 0.1% |
| UNITED MORTGAGE CORP. | $410,000 | $535,000 | 30.5% | 0.1% |
| ZILLOW HOME LOANS, LLC | $655,000 | $535,000 | -18.3% | 0.1% |
| Summit Mortgage Corporation | $525,000 | n/a | 0.0% | |
| AmeriServ Financial Bank | $250,000 | $515,000 | 106.0% | 0.0% |
| CMG MORTGAGE, INC. | $515,000 | n/a | 0.0% | |
| ACCELERATE MORTGAGE, LLC | $505,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $155,000 | $490,000 | 216.1% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $545,000 | $475,000 | -12.8% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $530,000 | $460,000 | -13.2% | 0.0% |
| Victorian Finance, LLC | $305,000 | $460,000 | 50.8% | 0.0% |
| Diamond Credit Union | $615,000 | $445,000 | -27.6% | 0.0% |
| Ukrainian Selfreliance Federal Credit Union | $440,000 | n/a | 0.0% | |
| EVERENCE FEDERAL CREDIT UNION | $65,000 | $435,000 | 569.2% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $105,000 | $430,000 | 309.5% | 0.0% |
| RESIDENTIAL HOME MORTGAGE CORPORATION | $195,000 | $425,000 | 117.9% | 0.0% |
| BOKF | $205,000 | $420,000 | 104.9% | 0.0% |
| Citizens & Northern Bank | $450,000 | $405,000 | -10.0% | 0.0% |
| GOLD Credit Union | $385,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $265,000 | $370,000 | 39.6% | 0.0% |
| APEX HOME LOANS, INC. | $370,000 | n/a | 0.0% | |
| George Mason Mortgage, LLC | $225,000 | $370,000 | 64.4% | 0.0% |
| POLARIS HOME FUNDING CORP. | $265,000 | $370,000 | 39.6% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $440,000 | $365,000 | -17.0% | 0.0% |
| TD Bank | $935,000 | $360,000 | -61.5% | 0.0% |
| The Fidelity Deposit and Discount Bank | $360,000 | n/a | 0.0% | |
| CapStar Bank | $355,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $305,000 | $355,000 | 16.4% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $345,000 | n/a | 0.0% | |
| Fifth Third Bank | $345,000 | n/a | 0.0% | |
| LOANPAL, LLC | $340,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $335,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $305,000 | $335,000 | 9.8% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,355,000 | $330,000 | -75.6% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $85,000 | $320,000 | 276.5% | 0.0% |
| Nations Lending Corporation | $635,000 | $320,000 | -49.6% | 0.0% |
| BELLCO | $345,000 | $315,000 | -8.7% | 0.0% |
| COLONIAL MORTGAGE SERVICE COMPANY OF AMERICA | $775,000 | $315,000 | -59.4% | 0.0% |
| LINKBANK | $65,000 | $315,000 | 384.6% | 0.0% |
| SIRVA MORTGAGE, INC. | $315,000 | n/a | 0.0% | |
| CELEBRITY HOME LOANS, LLC | $305,000 | n/a | 0.0% | |
| Figure Lending LLC | $305,000 | n/a | 0.0% | |
| Magnolia Bank | $205,000 | $305,000 | 48.8% | 0.0% |
| Discover Bank | $185,000 | $295,000 | 59.5% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $95,000 | $290,000 | 205.3% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $1,465,000 | $285,000 | -80.5% | 0.0% |
| Lakeview Community Capital, LLC | $265,000 | $280,000 | 5.7% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $325,000 | $275,000 | -15.4% | 0.0% |
| First Internet Bank of Indiana | $275,000 | n/a | 0.0% | |
| NEW FED MORTGAGE, CORP. | $265,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $265,000 | n/a | 0.0% | |
| Prosperity Home Mortgage, LLC | $155,000 | $260,000 | 67.7% | 0.0% |
| APCI Federal Credit Union | $255,000 | n/a | 0.0% | |
| KELLER MORTGAGE, LLC | $1,470,000 | $255,000 | -82.7% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $1,690,000 | $245,000 | -85.5% | 0.0% |
| LOANSNAP, INC. | $245,000 | n/a | 0.0% | |
| Residential Mortgage Solutions, Inc. | $245,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $1,270,000 | $240,000 | -81.1% | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $235,000 | n/a | 0.0% | |
| Dollar Bank, Federal Savings Bank | $235,000 | n/a | 0.0% | |
| Florida Capital Bank | $235,000 | n/a | 0.0% | |
| LENDERFI, INC. | $235,000 | n/a | 0.0% | |
| Sail Mortgage Corp. | $850,000 | $235,000 | -72.4% | 0.0% |
| GREENTREE MORTGAGE COMPANY, L.P. | $230,000 | n/a | 0.0% | |
| Capital Bank | $315,000 | $225,000 | -28.6% | 0.0% |
| First Federal Bank of Kansas City | $225,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $225,000 | n/a | 0.0% | |
| THRIVE MORTGAGE, LLC | $225,000 | n/a | 0.0% | |
| TOWER | $275,000 | $225,000 | -18.2% | 0.0% |
| EVERETT FINANCIAL, INC. | $205,000 | $215,000 | 4.9% | 0.0% |
| FIRST FINANCIAL OF MARYLAND | $215,000 | n/a | 0.0% | |
| STEARNS LENDING, LLC | $3,580,000 | $215,000 | -94.0% | 0.0% |
| AMERICHOICE | $140,000 | $210,000 | 50.0% | 0.0% |
| Low VA Rates, LLC | $650,000 | $205,000 | -68.5% | 0.0% |
| 21ST MORTGAGE CORPORATION | $625,000 | $200,000 | -68.0% | 0.0% |
| AMERICAN ADVISORS GROUP | $155,000 | $195,000 | 25.8% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $655,000 | $195,000 | -70.2% | 0.0% |
| NJ LENDERS CORP. | $195,000 | n/a | 0.0% | |
| The Union Bank Company | $195,000 | n/a | 0.0% | |
| PATRIOT | $225,000 | $185,000 | -17.8% | 0.0% |
| Plains Commerce Bank | $255,000 | $185,000 | -27.5% | 0.0% |
| UIF CORPORATION | $185,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $175,000 | n/a | 0.0% | |
| CLIFFCO, INC. | $325,000 | $175,000 | -46.2% | 0.0% |
| Equity Prime Mortgage LLC | $175,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $555,000 | $175,000 | -68.5% | 0.0% |
| Ardent Federal Credit Union | $165,000 | n/a | 0.0% | |
| CORNING | $165,000 | n/a | 0.0% | |
| LOANLEADERS OF AMERICA, INC. | $165,000 | n/a | 0.0% | |
| NATION ONE MORTGAGE CORPORATION | $165,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $105,000 | $165,000 | 57.1% | 0.0% |
| Pennian Bank | $165,000 | n/a | 0.0% | |
| First Commonwealth Federal Credit Union | $160,000 | n/a | 0.0% | |
| DEVELOPER'S MORTGAGE COMPANY | $185,000 | $155,000 | -16.2% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $155,000 | n/a | 0.0% | |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $155,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $450,000 | $150,000 | -66.7% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $145,000 | n/a | 0.0% | |
| Chicago Mortgage Solutions LLC | $135,000 | n/a | 0.0% | |
| Evesham Mortgage, LLC | $135,000 | n/a | 0.0% | |
| KeyBank | $195,000 | $135,000 | -30.8% | 0.0% |
| OPEN MORTGAGE, LLC | $95,000 | $135,000 | 42.1% | 0.0% |
| Wilmington Savings Fund Society, FSB | $535,000 | $135,000 | -74.8% | 0.0% |
| AMERICAN HERITAGE FCU | $75,000 | $125,000 | 66.7% | 0.0% |
| Atlantic Coast Mortgage, LLC | $125,000 | n/a | 0.0% | |
| Atlantic Home Loans, Inc. | $125,000 | n/a | 0.0% | |
| Blue Ridge Bank | $165,000 | $125,000 | -24.2% | 0.0% |
| Discovery Federal Credit Union | $125,000 | n/a | 0.0% | |
| NUMARK CREDIT UNION | $125,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $740,000 | $125,000 | -83.1% | 0.0% |
| The Gratz Bank | $360,000 | $125,000 | -65.3% | 0.0% |
| First Columbia Bank & Trust Co. | $115,000 | n/a | 0.0% | |
| TIAA, FSB | $225,000 | $115,000 | -48.9% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $90,000 | $110,000 | 22.2% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $105,000 | n/a | 0.0% | |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | $75,000 | $100,000 | 33.3% | 0.0% |
| Metro City Bank | $95,000 | n/a | 0.0% | |
| TRUMARK FINANCIAL CREDIT UNION | $95,000 | n/a | 0.0% | |
| Quaint Oak Mortgage, LLC | $85,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $75,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $65,000 | n/a | 0.0% | |
| VISIONS | $65,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $255,000 | $45,000 | -82.4% | 0.0% |
| TCF National Bank | $240,000 | $45,000 | -81.3% | 0.0% |
| BHCU | $25,000 | n/a | 0.0% | |
| LANCO Federal Credit Union | $845,000 | $25,000 | -97.0% | 0.0% |
LEBANON's top lender by overall market share is QUICKEN LOANS, LLC, with 8.3% market share. In second place, with 7.6%, is MEMBERS 1ST FEDERAL CREDIT UNION, having originated $80,465,000 in loans. In third place, with 4.4%, is Fulton Bank, having originated $46,330,000 in loans. In third place, with 4.2%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $44,085,000 in loans. In third place, with 3.6%, is Jonestown Bank and Trust Company, of Jonestown, Pennsylvania, having originated $38,370,000 in loans.
LEBANON, PA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,050 | $441,740,000 | $215,483 |
| Refi | 2,016 | $374,770,000 | $185,898 |
| Cash Out Refi | 1,028 | $188,970,000 | $183,823 |
| Home Improvement | 391 | $27,305,000 | $69,834 |
| Other | 239 | $21,315,000 | $89,184 |
| NA | 1 | $15,000 | $15,000 |
Lebanon's most frequently cited loan purpose was Home Purchase, with 2,050 originations. The 2nd most popular reason was Refi, with 2,016 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 2,030 | $409,610,000 | $201,778 |
| 3-4% | 2,007 | $366,295,000 | $182,509 |
| <2.5% | 1,043 | $185,575,000 | $177,924 |
| 4-5% | 216 | $25,410,000 | $117,639 |
| 5-6% | 69 | $5,575,000 | $80,797 |
| 6-7% | 30 | $1,990,000 | $66,333 |
| Over 8% | 21 | $835,000 | $39,762 |
| 7-8% | 12 | $590,000 | $49,167 |
During 2021, Lebanon's most frequently originated rate bucket was 2.5-3%, with 2,030 originations.
Loan Sizing (LEBANON, PA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 2,665 | $396,145,000 | $148,647 |
| $200k-400k | 1,755 | $460,325,000 | $262,293 |
| $100,000 or less | 1,108 | $66,860,000 | $60,343 |
| $400k-600k | 154 | $71,400,000 | $463,636 |
| $600k-1000k | 28 | $21,200,000 | $757,143 |
| $Over $1MM | 15 | $38,185,000 | $2,545,667 |
LEBANON's loan sizing saw the bucket of loans from $100k-200k with 2,665 originations, totaling $396,145,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,940 | $414,490,000 | $213,655 |
| 60-80% | 1,754 | $362,110,000 | $206,448 |
| 40-60% | 685 | $111,185,000 | $162,314 |
| 20-40% | 445 | $40,795,000 | $91,674 |
| Under 20% | 366 | $14,400,000 | $39,344 |
| Over 100% | 40 | $13,230,000 | $330,750 |
LEBANON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,940 originations, totaling $414,490,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - LEBANON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $196,950 (-4.4%) | $218,519 (-3.9%) | 0.73 | 470 |
| 2018-02-01 | $199,970 (-3.6%) | $221,956 (-2.8%) | 0.72 | 472 |
| 2018-03-01 | $221,032 (5.1%) | $243,240 (3.8%) | 0.76 | 440 |
| 2018-04-01 | $218,900 (3.3%) | $249,898 (5.3%) | 0.73 | 456 |
| 2018-05-01 | $220,516 (3.3%) | $256,085 (9.2%) | 0.74 | 448 |
| 2018-06-01 | $225,000 (5.2%) | $264,605 (11.2%) | 0.75 | 458 |
| 2018-07-01 | $228,950 (6.0%) | $268,696 (13.8%) | 0.76 | 437 |
| 2018-08-01 | $238,945 (10.7%) | $271,473 (14.6%) | 0.80 | 398 |
| 2018-09-01 | $244,900 (12.9%) | $272,983 (13.6%) | 0.82 | 412 |
| 2018-10-01 | $241,245 (11.2%) | $264,591 (12.1%) | 0.81 | 397 |
| 2018-11-01 | $229,450 (15.3%) | $252,671 (13.3%) | 0.77 | 401 |
| 2018-12-01 | $219,000 (12.4%) | $250,825 (14.0%) | 0.75 | 381 |
| 2019-01-01 | $212,450 (7.9%) | $247,705 (13.4%) | 0.73 | 349 |
| 2019-02-01 | $222,500 (11.3%) | $267,171 (20.4%) | 0.75 | 326 |
| 2019-03-01 | $228,057 (3.2%) | $263,828 (8.5%) | 0.74 | 304 |
| 2019-04-01 | $238,800 (9.1%) | $256,060 (2.5%) | 0.75 | 299 |
| 2019-05-01 | $246,278 (11.7%) | $254,860 (-0.5%) | 0.76 | 293 |
| 2019-06-01 | $239,900 (6.6%) | $261,812 (-1.1%) | 0.74 | 307 |
| 2019-07-01 | $239,900 (4.8%) | $259,952 (-3.3%) | 0.75 | 339 |
| 2019-08-01 | $245,854 (2.9%) | $261,764 (-3.6%) | 0.77 | 324 |
| 2019-09-01 | $251,900 (2.9%) | $265,935 (-2.6%) | 0.80 | 313 |
| 2019-10-01 | $261,000 (8.2%) | $267,591 (1.1%) | 0.83 | 307 |
| 2019-11-01 | $250,000 (9.0%) | $267,333 (5.8%) | 0.81 | 298 |
| 2019-12-01 | $252,728 (15.4%) | $268,808 (7.2%) | 0.84 | 276 |
| 2020-01-01 | $244,350 (15.0%) | $270,277 (9.1%) | 0.81 | 240 |
| 2020-02-01 | $263,150 (18.3%) | $271,736 (1.7%) | 0.85 | 222 |
| 2020-03-01 | $275,350 (20.7%) | $288,130 (9.2%) | 0.86 | 211 |
| 2020-04-01 | $272,700 (14.2%) | $299,019 (16.8%) | 0.85 | 195 |
| 2020-05-01 | $271,500 (10.2%) | $296,414 (16.3%) | 0.82 | 197 |
| 2020-06-01 | $247,500 (3.2%) | $285,110 (8.9%) | 0.72 | 202 |
| 2020-07-01 | $259,900 (8.3%) | $302,271 (16.3%) | 0.74 | 185 |
| 2020-08-01 | $253,000 (2.9%) | $298,624 (14.1%) | 0.72 | 163 |
| 2020-09-01 | $263,028 (4.4%) | $293,903 (10.5%) | 0.75 | 167 |
| 2020-10-01 | $266,556 (2.1%) | $291,612 (9.0%) | 0.76 | 153 |
| 2020-11-01 | $266,450 (6.6%) | $289,136 (8.2%) | 0.76 | 137 |
| 2020-12-01 | $239,950 (-5.1%) | $286,698 (6.7%) | 0.70 | 119 |
| 2021-01-01 | $276,900 (13.3%) | $309,777 (14.6%) | 0.81 | 101 |
| 2021-02-01 | $285,400 (8.5%) | $355,805 (30.9%) | 0.82 | 80 |
| 2021-03-01 | $274,900 (-0.2%) | $347,007 (20.4%) | 0.77 | 86 |
| 2021-04-01 | $287,352 (5.4%) | $347,182 (16.1%) | 0.77 | 77 |
| 2021-05-01 | $270,000 (-0.6%) | $314,567 (6.1%) | 0.71 | 89 |
| 2021-06-01 | $254,950 (3.0%) | $293,964 (3.1%) | 0.66 | 124 |
| 2021-07-01 | $224,900 (-13.5%) | $281,799 (-6.8%) | 0.58 | 128 |
| 2021-08-01 | $224,950 (-11.1%) | $270,846 (-9.3%) | 0.59 | 150 |
| 2021-09-01 | $227,000 (-13.7%) | $292,288 (-0.6%) | 0.60 | 137 |
| 2021-10-01 | $225,000 (-15.6%) | $298,922 (2.5%) | 0.59 | 143 |
| 2021-11-01 | $259,950 (-2.4%) | $301,763 (4.4%) | 0.69 | 126 |
| 2021-12-01 | $279,495 (16.5%) | $315,982 (10.2%) | 0.75 | 110 |
| 2022-01-01 | $303,990 (9.8%) | $332,493 (7.3%) | 0.81 | 88 |
| 2022-02-01 | $309,900 (8.6%) | $344,926 (-3.1%) | 0.79 | 83 |
| 2022-03-01 | $342,495 (24.6%) | $347,486 (0.1%) | 0.85 | 91 |
| 2022-04-01 | $364,900 (27.0%) | $384,282 (10.7%) | 0.86 | 92 |
LEBANON's median listing price for 2022-04-01 was $364,900, a difference of
$77,548
(27.0%) versus the prior year and
$22,405 versus the prior month.
LEBANON's median listing price comes in at 86% of the national average.
LEBANON's average listing price for 2022-04-01 was $384,282, a difference of $37,100 (10.7%) versus the prior year and $36,796 versus the prior month.
For the 2022-04-01 period, LEBANON had 92 MLS listings, a difference of 1 listings (1%) versus the prior month and 15 listings (19%) versus the prior year.
LEBANON's median listing price comes in at 86% of the national average.
LEBANON's average listing price for 2022-04-01 was $384,282, a difference of $37,100 (10.7%) versus the prior year and $36,796 versus the prior month.
For the 2022-04-01 period, LEBANON had 92 MLS listings, a difference of 1 listings (1%) versus the prior month and 15 listings (19%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - LEBANON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 107 days | 1,702 sqft |
| 2018-02-01 | 122 days | 1,699 sqft |
| 2018-03-01 | 116 days | 1,794 sqft |
| 2018-04-01 | 79 days | 1,760 sqft |
| 2018-05-01 | 75 days | 1,760 sqft |
| 2018-06-01 | 82 days | 1,948 sqft |
| 2018-07-01 | 87 days | 1,955 sqft |
| 2018-08-01 | 86 days | 1,944 sqft |
| 2018-09-01 | 87 days | 1,955 sqft |
| 2018-10-01 | 97 days | 1,935 sqft |
| 2018-11-01 | 95 days | 1,903 sqft |
| 2018-12-01 | 109 days | 1,900 sqft |
| 2019-01-01 | 112 days | 1,904 sqft |
| 2019-02-01 | 129 days | 1,924 sqft |
| 2019-03-01 | 102 days | 1,926 sqft |
| 2019-04-01 | 45 days | 1,936 sqft |
| 2019-05-01 | 49 days | 1,899 sqft |
| 2019-06-01 | 55 days | 1,940 sqft |
| 2019-07-01 | 58 days | 1,895 sqft |
| 2019-08-01 | 59 days | 1,926 sqft |
| 2019-09-01 | 69 days | 1,988 sqft |
| 2019-10-01 | 72 days | 2,066 sqft |
| 2019-11-01 | 72 days | 2,040 sqft |
| 2019-12-01 | 79 days | 2,025 sqft |
| 2020-01-01 | 87 days | 2,022 sqft |
| 2020-02-01 | 87 days | 2,043 sqft |
| 2020-03-01 | 62 days | 2,036 sqft |
| 2020-04-01 | 71 days | 2,017 sqft |
| 2020-05-01 | 84 days | 1,980 sqft |
| 2020-06-01 | 73 days | 1,994 sqft |
| 2020-07-01 | 54 days | 2,014 sqft |
| 2020-08-01 | 51 days | 1,960 sqft |
| 2020-09-01 | 37 days | 1,865 sqft |
| 2020-10-01 | 60 days | 1,780 sqft |
| 2020-11-01 | 65 days | 1,852 sqft |
| 2020-12-01 | 54 days | 1,730 sqft |
| 2021-01-01 | 70 days | 1,770 sqft |
| 2021-02-01 | 73 days | 1,945 sqft |
| 2021-03-01 | 47 days | 1,796 sqft |
| 2021-04-01 | 35 days | 1,822 sqft |
| 2021-05-01 | 42 days | 1,836 sqft |
| 2021-06-01 | 31 days | 1,788 sqft |
| 2021-07-01 | 37 days | 1,555 sqft |
| 2021-08-01 | 41 days | 1,578 sqft |
| 2021-09-01 | 44 days | 1,648 sqft |
| 2021-10-01 | 39 days | 1,621 sqft |
| 2021-11-01 | 46 days | 1,660 sqft |
| 2021-12-01 | 60 days | 1,658 sqft |
| 2022-01-01 | 80 days | 1,728 sqft |
| 2022-02-01 | 66 days | 1,781 sqft |
| 2022-03-01 | 50 days | 1,784 sqft |
| 2022-04-01 | 46 days | 1,880 sqft |
LEBANON's median listing age (time on market) for 2022-04-01 was 46 days.
This
is 33%
longer
than the same period one year ago.
LEBANON's median square footage for active listings during the 2022-04-01 period was 1,880 sqft. One year prior, the average listing was 1,822 sqft.
LEBANON's median square footage for active listings during the 2022-04-01 period was 1,880 sqft. One year prior, the average listing was 1,822 sqft.
