LEBANON Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lebanon averaged 6.9% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

The average rate for the prior week (2024-11-07) was 6.91% and one month ago for the week of 2024-10-10, the average rate was 6.44%.

Lebanon's average rate one year ago was 7.52%.

For refis of the same type during the week of 2024-11-14, the average rate was 6.52%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-11-14 6.78%
Lebanon 30 Year Fixed Rate 2024-11-14 6.9%
Lebanon 30 Year Fixed Rate Refi 2024-11-14 6.52%
Lebanon 15 Year Fixed Rate 2024-11-14 5.89%
Lebanon 15 Year Fixed Rate Refi 2024-11-14 6.09%
Lebanon 30 Year FHA 2024-11-14 -0.03%
Lebanon 30 Year FHA Refi 2024-11-14 0.1%
Lebanon 30 Year USDA 2024-11-14 0.1%
Lebanon 30 Year USDA Refi 2024-11-14 -0.2%
Lebanon 30 Year VA 2024-11-14 -0.02%
Lebanon 30 Year VA Refi 2024-11-14 0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LEBANON, PA.

LEBANON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LEBANON, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
CROSSCOUNTRY MORTGAGE, LLC 92 6.98% $7,141
QUICKEN LOANS, LLC 71 6.79% $7,460
LEBANON 68 5.77% $4,035
GUILD MORTGAGE COMPANY 42 6.79% $7,465
EMM LOANS LLC 36 6.87% $6,215
MEMBERS 1ST FEDERAL CREDIT UNION 34 6.30% $5,823
First National Bank of Pennsylvania 33 6.41% $5,238
Fulton Bank 29 6.98% $5,354
The Ephrata National Bank 26 7.07% $5,772
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 25 6.94% $6,224
UNITED WHOLESALE MORTGAGE, LLC 23 6.77% $8,179
Wells Fargo Bank 17 7.02% $5,747
BROKER SOLUTIONS, INC. 16 6.90% $9,013
PENNSYLVANIA STATE EMPLOYEES Credit Union 15 6.05% $2,792
Citizens Bank 15 6.83% $7,164
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 14 6.59% $7,019
Northwest Bank 14 6.40% $4,423
Mortgage America, Inc. 11 6.70% $7,134
CARDINAL FINANCIAL 11 6.43% $6,512
JPMorgan Chase Bank 10 6.81% $5,226
GUARANTEED RATE AFFINITY, LLC 9 6.74% $7,508
Homesale Mortgage, LLC 9 6.75% $4,620
MOVEMENT MORTGAGE, LLC 9 6.93% $6,608
NEWREZ LLC 9 7.25% $7,694
Orrstown Bank 7 6.63% $6,442
Truist 7 6.59% $5,997
Univest Bank and Trust Co. 6 6.52% $5,635
PNC Bank 6 6.79% $4,873
SUCCESS MORTGAGE PARTNERS, INC. 6 6.77% $8,463
GUARANTEED RATE, INC. 6 6.50% $7,569
York Traditions Bank 6 6.54% $5,914
MidAtlantic Farm Credit, ACA 5 7.15% $5,020
Mr. Cooper ( Nationstar Mortgage ) 5 7.29% $8,455
M&T Bank 5 6.60% $4,461
CMG MORTGAGE, INC. 5 6.95% $6,483
Northpointe Bank 5 6.23% $8,818
HOWARD HANNA FINANCIAL SERVICES, INC. 5 6.70% $4,575
PREMIA MORTGAGE, LLC 4 6.71% $305
FIRST ALLIANCE HOME MORTGAGE, LLC 4 7.09% $12,935
CALIBER HOME LOANS, INC. 4 6.22% $7,619
LOANDEPOT.COM, LLC 4 6.87% $6,677
TIDEWATER MORTGAGE SERVICES, INC. 4 7.16% $9,335
The Huntington National Bank 3 6.13% $5,572
ABSOLUTE HOME MORTGAGE CORPORATION 3 7.00% $6,903
FREEDOM MORTGAGE CORPORATION 3 7.25% $4,954
ROYAL UNITED MORTGAGE LLC 3 6.54% $12,253
Mortgage Research Center, LLC 3 6.91% $5,640
V.I.P. MORTGAGE, INC. 3 6.38% $7,849
NAVY FEDERAL CREDIT UNION 3 6.29% $4,325
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 6.44% $6,126
ZILLOW HOME LOANS, LLC 2 6.56% $5,721
HOMESPIRE MORTGAGE CORPORATION 2 6.94% $7,262
Alcova Mortgage LLC 2 6.31% $1,989
Bank of America 2 6.63% $6,428
PENNYMAC LOAN SERVICES, LLC 2 6.75% $8,296
First Citizens Community Bank 2 7.69% $6,033
CONTOUR MORTGAGE CORPORATION 2 6.63% $9,378
AmeriHome Mortgage Company, LLC 2 6.75% $4,814
ARC HOME LLC 2 6.63% $5,345
MUTUAL OF OMAHA MORTGAGE, INC. 2 7.13% $8,155
S&T Bank 2 6.25% $6,486
Citizens & Northern Bank 2 7.00% $6,170
T2 FINANCIAL LLC 2 6.69% $5,845
Peoples Security Bank and Trust Company 2 3.99% $2,963
THRIVE MORTGAGE, LLC 1 5.75% $3,709
Acre Mortgage and Financial Inc 1 6.13% $6,820
ALLIED MORTGAGE GROUP, INC. 1 7.13% $5,516
Ally Bank 1 6.13% $4,816
AMERICAN FINANCIAL NETWORK, INC. 1 8.00% $7,668
AMERICAN HERITAGE LENDING, INC. 1 9.13% $12,519
AMERISAVE MORTGAGE CORPORATION 1 5.38% $9,317
Barrington Bank & Trust Company, N.A. 1 6.88% $4,813
Century Mortgage Company DBA Century Lending Company 1 6.13% $9,648
CHURCHILL MORTGAGE CORPORATION 1 7.50% $4,680
CityWorth Mortgage LLC 1 7.38% $6,603
DRAPER AND KRAMER MORTGAGE CORP. 1 7.13% $3,976
East Coast Capital Corp. 1 7.63% $19,193
EMBRACE HOME LOANS, INC. 1 7.25% $10,749
EQUITY RESOURCES, INC. 1 7.13% $5,854
EVERENCE FEDERAL CREDIT UNION 1 8.88% $3,426
Farmers and Merchants Trust Company of Chambersburg 1 6.75% $4,118
FIDELITY DIRECT MORTGAGE, LLC 1 5.88% $5,130
First Central Savings Bank 1 8.13% $9,151
First Commonwealth Bank 1 5.88% $4,458
FIRST COMMUNITY MORTGAGE, INC. 1 7.38% $7,177
Firstrust Savings Bank 1 6.13% $10,438
Flagstar Bank, FSB 1 5.62% $14,597
GSF Mortgage Corporation 1 6.99% $5,391
GUARANTY HOME MORTGAGE CORPORATION 1 6.63% $4,982
HERSHEY 1 6.38% $2,676
Ixonia Bank 1 6.13% $10,466
Metro City Bank 1 7.13% $9,973
MICHIGAN MUTUAL, INC. 1 5.99% $11,133
Morgan Stanley Private Bank 1 7.10% $2,310
MORTGAGE ACCESS CORP. 1 8.13% $11,159
NATIONS DIRECT MORTGAGE, LLC 1 7.13% $10,621
NFM, INC. 1 6.99% $10,292
NJ LENDERS CORP. 1 6.13% $5,106
PENTAGON FEDERAL CREDIT UNION 1 6.25% $5,300
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.99% $4,236
PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.25% $6,936
Stifel Bank and Trust 1 6.00% $2,693
SUN Federal Credit Union 1 5.75% $6,380
TD Bank 1 5.50% $7,880
The Fidelity Deposit and Discount Bank 1 6.75% $4,087
The Loan Store, Inc. 1 7.25% $4,820
Tompkins Trust Company 1 6.63% $3,632
UNION HOME MORTGAGE CORP. 1 6.50% $9,437
UNITED NORTHERN MORTGAGE BANKERS LIMITED 1 6.63% $7,688
USAA Federal Savings Bank 1 7.13% $5,489
U.S. Bank 1 5.99% $4,390

LEBANON Average Closing Costs & Other Stats

LEBANON, PA's 111 lenders originated 2,790 loans during 2023. The total origination value was $467,950,000, with an average loan value of $167,724.

LEBANON's average closing costs are $5,672.

The top LEBANON lender as defined by loan originations is CROSSCOUNTRY MORTGAGE, LLC, with 92 loans originated. Their average total fees are $7,141, which is $318 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee LEBANON lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,792), LEBANON ($4,035), Northwest Bank ($4,423), JPMorgan Chase Bank ($5,226) and First National Bank of Pennsylvania ($5,238).

The lowest rate LEBANON lenders (with over 10 loans originated) are LEBANON (5.77%), PENNSYLVANIA STATE EMPLOYEES Credit Union (6.05%), MEMBERS 1ST FEDERAL CREDIT UNION (6.30%), Northwest Bank (6.40%) and First National Bank of Pennsylvania (6.41%).

LEBANON, PA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
MEMBERS 1ST FEDERAL CREDIT UNION $59,220,000 $29,805,000 -49.7% 6.4%
CROSSCOUNTRY MORTGAGE, LLC $31,750,000 $29,525,000 -7.0% 6.3%
LEBANON $32,735,000 $29,165,000 -10.9% 6.2%
QUICKEN LOANS, LLC $38,570,000 $26,295,000 -31.8% 5.6%
Fulton Bank $27,985,000 $23,555,000 -15.8% 5.0%
First National Bank of Pennsylvania $15,355,000 $22,990,000 49.7% 4.9%
The Ephrata National Bank $26,655,000 $19,060,000 -28.5% 4.1%
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania $24,565,000 $18,155,000 -26.1% 3.9%
GUILD MORTGAGE COMPANY $16,685,000 $15,455,000 -7.4% 3.3%
EMM LOANS LLC $20,575,000 $14,595,000 -29.1% 3.1%
UNITED WHOLESALE MORTGAGE, LLC $6,715,000 $11,375,000 69.4% 2.4%
Northwest Bank $18,120,000 $10,975,000 -39.4% 2.3%
PENNSYLVANIA STATE EMPLOYEES Credit Union $17,250,000 $10,410,000 -39.7% 2.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $7,850,000 $8,840,000 12.6% 1.9%
Citizens Bank $9,470,000 $8,815,000 -6.9% 1.9%
Univest Bank and Trust Co. $7,760,000 $7,105,000 -8.4% 1.5%
Mortgage Research Center, LLC $9,990,000 $6,685,000 -33.1% 1.4%
M&T Bank $6,875,000 $6,460,000 -6.0% 1.4%
BROKER SOLUTIONS, INC. $9,175,000 $5,985,000 -34.8% 1.3%
GUARANTEED RATE AFFINITY, LLC $1,150,000 $5,695,000 395.2% 1.2%
Bank of Bird-in-Hand $8,605,000 $5,070,000 -41.1% 1.1%
Mortgage America, Inc. $4,850,000 $4,725,000 -2.6% 1.0%
CARDINAL FINANCIAL $2,190,000 $4,435,000 102.5% 0.9%
NEWREZ LLC $3,720,000 $4,225,000 13.6% 0.9%
Wells Fargo Bank $16,185,000 $4,220,000 -73.9% 0.9%
PNC Bank $4,465,000 $4,075,000 -8.7% 0.9%
Orrstown Bank $5,940,000 $3,350,000 -43.6% 0.7%
Truist $3,870,000 $3,235,000 -16.4% 0.7%
LOANDEPOT.COM, LLC $4,465,000 $3,225,000 -27.8% 0.7%
FREEDOM MORTGAGE CORPORATION $7,500,000 $3,145,000 -58.1% 0.7%
Northpointe Bank $5,675,000 $3,125,000 -44.9% 0.7%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,025,000 $3,030,000 195.6% 0.6%
PENNYMAC LOAN SERVICES, LLC $7,510,000 $3,010,000 -59.9% 0.6%
Homesale Mortgage, LLC $4,475,000 $2,820,000 -37.0% 0.6%
SUCCESS MORTGAGE PARTNERS, INC. $5,405,000 $2,815,000 -47.9% 0.6%
MOVEMENT MORTGAGE, LLC $1,525,000 $2,785,000 82.6% 0.6%
First Citizens Community Bank $5,745,000 $2,765,000 -51.9% 0.6%
JPMorgan Chase Bank $2,455,000 $2,745,000 11.8% 0.6%
CMG MORTGAGE, INC. $970,000 $2,535,000 161.3% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $3,930,000 $2,330,000 -40.7% 0.5%
ACNB Bank $1,405,000 $2,195,000 56.2% 0.5%
York Traditions Bank $4,205,000 $2,125,000 -49.5% 0.5%
PREMIA MORTGAGE, LLC $1,220,000 $1,945,000 59.4% 0.4%
Bank of America $1,340,000 $1,765,000 31.7% 0.4%
BELCO COMMUNITY CREDIT UNION $2,605,000 $1,630,000 -37.4% 0.3%
TRIAD FINANCIAL SERVICES, INC. $455,000 $1,620,000 256.0% 0.3%
MORTGAGE ACCESS CORP. $1,590,000 n/a 0.3%
Carrington Mortgage Services, LLC $935,000 $1,585,000 69.5% 0.3%
Farmers and Merchants Trust Company of Chambersburg $380,000 $1,585,000 317.1% 0.3%
MidAtlantic Farm Credit, ACA $845,000 $1,585,000 87.6% 0.3%
Peoples Security Bank and Trust Company $3,495,000 $1,585,000 -54.6% 0.3%
CALIBER HOME LOANS, INC. $14,405,000 $1,575,000 -89.1% 0.3%
NEW DAY FINANCIAL, LLC $3,125,000 $1,560,000 -50.1% 0.3%
HOWARD HANNA FINANCIAL SERVICES, INC. $490,000 $1,525,000 211.2% 0.3%
TIDEWATER MORTGAGE SERVICES, INC. $1,185,000 $1,470,000 24.1% 0.3%
UTILITIES EMPLOYEES CREDIT UNION $920,000 $1,425,000 54.9% 0.3%
NAVY FEDERAL CREDIT UNION $2,950,000 $1,405,000 -52.4% 0.3%
S&T Bank $1,990,000 $1,390,000 -30.2% 0.3%
GUARANTEED RATE, INC. $1,260,000 $1,375,000 9.1% 0.3%
FIRST ALLIANCE HOME MORTGAGE, LLC $1,035,000 $1,340,000 29.5% 0.3%
The Huntington National Bank $775,000 $1,335,000 72.3% 0.3%
PENTAGON FEDERAL CREDIT UNION $1,535,000 $1,325,000 -13.7% 0.3%
AMERISAVE MORTGAGE CORPORATION $5,090,000 $1,315,000 -74.2% 0.3%
NATIONS DIRECT MORTGAGE, LLC $1,255,000 n/a 0.3%
USAA Federal Savings Bank $2,890,000 $1,135,000 -60.7% 0.2%
Discover Bank $695,000 $1,070,000 54.0% 0.2%
ABSOLUTE HOME MORTGAGE CORPORATION $575,000 $1,060,000 84.3% 0.2%
AMERICHOICE $35,000 $1,020,000 2,814.3% 0.2%
Tompkins Trust Company $630,000 $1,015,000 61.1% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,840,000 $985,000 -65.3% 0.2%
V.I.P. MORTGAGE, INC. $955,000 n/a 0.2%
Citizens & Northern Bank $930,000 n/a 0.2%
Paramount Residential Mortgage Group, Inc. $1,040,000 $930,000 -10.6% 0.2%
Mid Penn Bank $24,750,000 $880,000 -96.4% 0.2%
ROYAL UNITED MORTGAGE LLC $560,000 $880,000 57.1% 0.2%
VILLAGE CAPITAL MORTGAGE $675,000 $865,000 28.1% 0.2%
Plains Commerce Bank $840,000 n/a 0.2%
LAKEVIEW LOAN SERVICING, LLC $1,400,000 $825,000 -41.1% 0.2%
HOMESPIRE MORTGAGE CORPORATION $820,000 n/a 0.2%
AmeriHome Mortgage Company, LLC $2,675,000 $745,000 -72.1% 0.2%
21ST MORTGAGE CORPORATION $430,000 $730,000 69.8% 0.2%
UNION HOME MORTGAGE CORP. $2,320,000 $730,000 -68.5% 0.2%
FINANCE OF AMERICA REVERSE LLC $690,000 n/a 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $295,000 $670,000 127.1% 0.1%
TD Bank $1,680,000 $665,000 -60.4% 0.1%
SUN Federal Credit Union $55,000 $655,000 1,090.9% 0.1%
LANCO Federal Credit Union $370,000 $650,000 75.7% 0.1%
Equity Prime Mortgage LLC $220,000 $640,000 190.9% 0.1%
Figure Lending LLC $460,000 $640,000 39.1% 0.1%
CHURCHILL MORTGAGE CORPORATION $365,000 $630,000 72.6% 0.1%
PLAZA HOME MORTGAGE, INC. $400,000 $625,000 56.3% 0.1%
First Commonwealth Bank $345,000 $610,000 76.8% 0.1%
ARC HOME LLC $585,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $560,000 n/a 0.1%
AMERICAN HERITAGE LENDING, INC. $555,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $550,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $435,000 $545,000 25.3% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $540,000 n/a 0.1%
ALLIED MORTGAGE GROUP, INC. $645,000 $525,000 -18.6% 0.1%
ZILLOW HOME LOANS, LLC $615,000 $520,000 -15.4% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $900,000 $510,000 -43.3% 0.1%
NFM, INC. $1,360,000 $510,000 -62.5% 0.1%
T2 FINANCIAL LLC $1,050,000 $505,000 -51.9% 0.1%
CONTOUR MORTGAGE CORPORATION $870,000 $500,000 -42.5% 0.1%
Sierra Pacific Mortgage Company, Inc. $1,465,000 $490,000 -66.6% 0.1%
PLANET HOME LENDING, LLC $235,000 $475,000 102.1% 0.1%
The Juniata Valley Bank $465,000 n/a 0.1%
PEOPLESBANK, A CODORUS VALLEY COMPANY $805,000 $455,000 -43.5% 0.1%
Metro City Bank $450,000 n/a 0.1%
EMBRACE HOME LOANS, INC. $445,000 n/a 0.1%
Flagstar Bank, FSB $555,000 $440,000 -20.7% 0.1%
New Cumberland Federal Credit Union $485,000 $415,000 -14.4% 0.1%
GSF Mortgage Corporation $400,000 n/a 0.1%
Pennian Bank $205,000 $400,000 95.1% 0.1%
Customers Bank $360,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $285,000 $360,000 26.3% 0.1%
CLEARPATH LENDING $460,000 $345,000 -25.0% 0.1%
U.S. Bank $265,000 $340,000 28.3% 0.1%
BETTER MORTGAGE CORPORATION $1,935,000 $325,000 -83.2% 0.1%
Firstrust Savings Bank $325,000 n/a 0.1%
POLICE & FIRE $400,000 $325,000 -18.8% 0.1%
East Coast Capital Corp. $265,000 $315,000 18.9% 0.1%
PENN EAST Federal Credit Union $315,000 n/a 0.1%
RESIDENTIAL HOME MORTGAGE CORPORATION $345,000 $315,000 -8.7% 0.1%
GENEVA FINANCIAL, LLC $920,000 $305,000 -66.8% 0.1%
HOMESTEAD FUNDING CORP. $275,000 $305,000 10.9% 0.1%
NJ LENDERS CORP. $105,000 $305,000 190.5% 0.1%
Jefferson Security Bank $295,000 n/a 0.1%
The Gratz Bank $1,360,000 $290,000 -78.7% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,375,000 $275,000 -80.0% 0.1%
LOANPAL, LLC $695,000 $270,000 -61.2% 0.1%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $265,000 n/a 0.1%
Alcova Mortgage LLC $325,000 $260,000 -20.0% 0.1%
First National Bank of America $215,000 $255,000 18.6% 0.1%
Mid-Continent Funding, Inc. $295,000 $255,000 -13.6% 0.1%
NBKC BANK $185,000 $255,000 37.8% 0.1%
The Fidelity Deposit and Discount Bank $255,000 n/a 0.1%
The Loan Store, Inc. $250,000 n/a 0.1%
Diamond Credit Union $215,000 $245,000 14.0% 0.1%
Ally Bank $825,000 $235,000 -71.5% 0.1%
The Federal Savings Bank $1,355,000 $235,000 -82.7% 0.1%
First Central Savings Bank $225,000 n/a 0.0%
FIRST COMMUNITY MORTGAGE, INC. $225,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $375,000 $225,000 -40.0% 0.0%
EVERENCE FEDERAL CREDIT UNION $540,000 $220,000 -59.3% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $215,000 n/a 0.0%
Acre Mortgage and Financial Inc $175,000 $205,000 17.1% 0.0%
Century Mortgage Company DBA Century Lending Company $335,000 $205,000 -38.8% 0.0%
Morgan Stanley Private Bank $205,000 n/a 0.0%
CHERRY CREEK MORTGAGE, LLC $195,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $185,000 $195,000 5.4% 0.0%
Prosper Bank $260,000 $190,000 -26.9% 0.0%
Barrington Bank & Trust Company, N.A. $295,000 $185,000 -37.3% 0.0%
Ixonia Bank $185,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $820,000 $185,000 -77.4% 0.0%
CITADEL FEDERAL CREDIT UNION $265,000 $180,000 -32.1% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $175,000 n/a 0.0%
FIRST HERITAGE FINANCIAL, LLC $1,750,000 $175,000 -90.0% 0.0%
LENDINGHOME FUNDING CORPORATION $525,000 $175,000 -66.7% 0.0%
MICHIGAN MUTUAL, INC. $360,000 $175,000 -51.4% 0.0%
RIVERFRONT $170,000 n/a 0.0%
ENVOY MORTGAGE, LTD $285,000 $165,000 -42.1% 0.0%
EQUITY RESOURCES, INC. $165,000 n/a 0.0%
HERSHEY $1,445,000 $160,000 -88.9% 0.0%
RADIUS FINANCIAL GROUP INC. $160,000 n/a 0.0%
APCI Federal Credit Union $155,000 n/a 0.0%
GUARANTY HOME MORTGAGE CORPORATION $175,000 $155,000 -11.4% 0.0%
Fleetwood Bank $145,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $115,000 $145,000 26.1% 0.0%
HOMEXPRESS MORTGAGE CORP. $135,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $135,000 n/a 0.0%
Coastal Community Bank $125,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $145,000 $125,000 -13.8% 0.0%
FIDELITY DIRECT MORTGAGE, LLC $125,000 n/a 0.0%
Nations Lending Corporation $155,000 $125,000 -19.4% 0.0%
SPRING EQ, LLC $585,000 $120,000 -79.5% 0.0%
AMWEST FUNDING CORP. $115,000 n/a 0.0%
South State Bank $115,000 n/a 0.0%
Centier Bank $285,000 $110,000 -61.4% 0.0%
SILVER HILL FUNDING, LLC $105,000 n/a 0.0%
Stifel Bank and Trust $555,000 $105,000 -81.1% 0.0%
TOP FLITE FINANCIAL, INC. $465,000 $105,000 -77.4% 0.0%
AMERICAN HERITAGE FCU $95,000 n/a 0.0%
CityWorth Mortgage LLC $95,000 n/a 0.0%
MEMBER ADVANTAGE MORTGAGE, LLC $245,000 $95,000 -61.2% 0.0%
THRIVE MORTGAGE, LLC $245,000 $95,000 -61.2% 0.0%
AmeriServ Financial Bank $90,000 n/a 0.0%
BELLCO $75,000 n/a 0.0%
PHH Mortgage Corporation $370,000 $75,000 -79.7% 0.0%
THRIVENT Federal Credit Union $65,000 n/a 0.0%
PHILADELPHIA $55,000 n/a 0.0%
First Eagle Federal Credi Union $45,000 n/a 0.0%
PEOPLE FIRST $45,000 n/a 0.0%
FIRST FINANCIAL OF MARYLAND $35,000 n/a 0.0%
LEHIGH VALLEY EDUCATORS $45,000 $35,000 -22.2% 0.0%
Discovery Federal Credit Union $55,000 $25,000 -54.5% 0.0%
Northwest Federal Credit Union $25,000 n/a 0.0%
Clearview Federal Credit Union $15,000 n/a 0.0%

LEBANON's top lender by overall market share is MEMBERS 1ST FEDERAL CREDIT UNION, with 6.4% market share. In second place, with 6.3%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $29,525,000 in loans. In third place, with 6.2%, is LEBANON, having originated $29,165,000 in loans. In fourth place, with 5.6%, is QUICKEN LOANS, LLC, having originated $26,295,000 in loans. In fifth place, with 5.0%, is Fulton Bank, having originated $23,555,000 in loans.


LEBANON Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - LEBANON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $199,800 (-2.0%) $223,202 (1.0%) 0.74 465
2018-02-01 $203,560 (0.7%) $223,328 (1.3%) 0.74 459
2018-03-01 $222,900 (7.7%) $243,081 (6.5%) 0.78 437
2018-04-01 $218,300 (4.0%) $247,799 (6.7%) 0.74 453
2018-05-01 $220,475 (4.9%) $255,461 (11.2%) 0.73 449
2018-06-01 $224,900 (7.3%) $261,679 (13.9%) 0.75 463
2018-07-01 $228,600 (8.4%) $264,785 (15.4%) 0.76 447
2018-08-01 $242,050 (15.3%) $269,965 (18.8%) 0.81 413
2018-09-01 $244,900 (16.6%) $270,133 (17.5%) 0.82 419
2018-10-01 $241,345 (14.7%) $265,116 (16.9%) 0.82 410
2018-11-01 $229,900 (15.0%) $252,692 (12.4%) 0.78 413
2018-12-01 $218,000 (9.1%) $249,524 (10.2%) 0.75 395
2019-01-01 $213,950 (7.1%) $247,518 (10.9%) 0.74 360
2019-02-01 $230,448 (13.2%) $264,013 (18.2%) 0.78 338
2019-03-01 $236,761 (6.2%) $262,780 (8.1%) 0.77 314
2019-04-01 $244,725 (12.1%) $258,263 (4.2%) 0.78 315
2019-05-01 $249,700 (13.3%) $259,482 (1.6%) 0.78 306
2019-06-01 $245,900 (9.3%) $268,584 (2.6%) 0.77 328
2019-07-01 $246,611 (7.9%) $264,745 (0.0%) 0.77 363
2019-08-01 $253,173 (4.6%) $268,432 (-0.6%) 0.80 353
2019-09-01 $260,332 (6.3%) $273,582 (1.3%) 0.83 339
2019-10-01 $264,605 (9.6%) $274,912 (3.7%) 0.85 324
2019-11-01 $263,900 (14.8%) $273,193 (8.1%) 0.87 313
2019-12-01 $255,556 (17.2%) $271,294 (8.7%) 0.85 291
2020-01-01 $249,900 (16.8%) $272,976 (10.3%) 0.84 252
2020-02-01 $258,556 (12.2%) $277,820 (5.2%) 0.85 230
2020-03-01 $272,350 (15.0%) $287,944 (9.6%) 0.86 210
2020-04-01 $264,228 (8.0%) $298,970 (15.8%) 0.84 192
2020-05-01 $258,678 (3.6%) $298,985 (15.2%) 0.79 195
2020-06-01 $252,114 (2.5%) $293,575 (9.3%) 0.74 201
2020-07-01 $256,175 (3.9%) $303,547 (14.7%) 0.75 177
2020-08-01 $247,300 (-2.3%) $297,896 (11.0%) 0.71 155
2020-09-01 $251,250 (-3.5%) $294,152 (7.5%) 0.72 158
2020-10-01 $248,900 (-5.9%) $288,333 (4.9%) 0.71 147
2020-11-01 $254,656 (-3.5%) $288,210 (5.5%) 0.75 127
2020-12-01 $219,225 (-14.2%) $282,711 (4.2%) 0.66 109
2021-01-01 $269,950 (8.0%) $316,282 (15.9%) 0.82 94
2021-02-01 $281,882 (9.0%) $361,812 (30.2%) 0.82 75
2021-03-01 $251,125 (-7.8%) $337,480 (17.2%) 0.71 82
2021-04-01 $275,325 (4.2%) $345,332 (15.5%) 0.75 70
2021-05-01 $250,250 (-3.3%) $314,682 (5.3%) 0.67 82
2021-06-01 $238,000 (-5.6%) $291,813 (-0.6%) 0.63 112
2021-07-01 $212,000 (-17.2%) $274,771 (-9.5%) 0.56 120
2021-08-01 $210,405 (-14.9%) $259,506 (-12.9%) 0.57 138
2021-09-01 $224,900 (-10.5%) $290,557 (-1.2%) 0.60 130
2021-10-01 $220,000 (-11.6%) $294,432 (2.1%) 0.59 135
2021-11-01 $233,625 (-8.3%) $301,578 (4.6%) 0.63 119
2021-12-01 $243,725 (11.2%) $310,367 (9.8%) 0.67 101
2022-01-01 $269,900 (0.0%) $330,990 (4.7%) 0.73 80
2022-02-01 $264,950 (-6.0%) $338,432 (-6.5%) 0.69 72
2022-03-01 $296,325 (18.0%) $342,994 (1.6%) 0.74 79
2022-04-01 $337,450 (22.6%) $384,382 (11.3%) 0.80 84
2022-05-01 $315,925 (26.2%) $379,538 (20.6%) 0.72 100
2022-06-01 $299,950 (26.0%) $378,755 (29.8%) 0.67 115
2022-07-01 $291,450 (37.5%) $351,234 (27.8%) 0.66 124
2022-08-01 $295,000 (40.2%) $350,294 (35.0%) 0.68 131
2022-09-01 $325,950 (44.9%) $351,295 (20.9%) 0.76 147
2022-10-01 $349,163 (58.7%) $349,992 (18.9%) 0.82 151
2022-11-01 $344,123 (47.3%) $348,090 (15.4%) 0.83 144
2022-12-01 $366,450 (50.4%) $366,437 (18.1%) 0.90 111
2023-01-01 $389,875 (44.5%) $384,889 (16.3%) 0.97 101
2023-02-01 $376,928 (42.3%) $362,870 (7.2%) 0.91 114
2023-03-01 $372,428 (25.7%) $356,119 (3.8%) 0.88 120
2023-04-01 $379,900 (12.6%) $397,696 (3.5%) 0.88 126
2023-05-01 $384,750 (21.8%) $429,681 (13.2%) 0.87 135
2023-06-01 $387,000 (29.0%) $421,732 (11.4%) 0.87 144
2023-07-01 $380,950 (30.7%) $416,746 (18.7%) 0.87 136
2023-08-01 $387,500 (31.4%) $418,290 (19.4%) 0.89 141
2023-09-01 $372,400 (14.3%) $388,150 (10.5%) 0.87 145
2023-10-01 $368,445 (5.5%) $375,810 (7.4%) 0.87 146
2023-11-01 $366,741 (6.6%) $363,370 (4.4%) 0.87 145
2023-12-01 $370,000 (1.0%) $368,483 (0.6%) 0.00 155
2024-01-01 $369,698 (-5.2%) $368,695 (-4.2%) 0.00 152
2024-02-01 $371,969 (-1.3%) $375,530 (3.5%) 0.00 159
2024-03-01 $373,600 (0.3%) $385,674 (8.3%) 0.00 163
2024-04-01 $390,400 (2.8%) $411,028 (3.4%) 0.00 172
2024-05-01 $395,575 (2.8%) $415,666 (-3.3%) 0.00 178
2024-06-01 $400,000 (3.4%) $417,866 (-0.9%) 0.00 194
2024-07-01 $394,075 (3.5%) $417,088 (0.1%) 0.00 215
2024-08-01 $400,000 (3.2%) $427,861 (2.3%) 0.00 199
2024-09-01 $408,900 (9.8%) $428,151 (10.3%) 0.00 212
2024-10-01 $387,450 (5.2%) $404,993 (7.8%) 0.00 239
LEBANON's median listing price for 2024-10-01 was $387,450, a difference of $19,005 (5.2%) versus the prior year and $-21,450 versus the prior month.

LEBANON's median listing price comes in at 0% of the national average.

LEBANON's average listing price for 2024-10-01 was $404,993, a difference of $29,183 (7.8%) versus the prior year and $-23,158 versus the prior month.

For the 2024-10-01 period, LEBANON had 239 MLS listings, a difference of 27 listings (13%) versus the prior month and 93 listings (64%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - LEBANON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 84 days 1,715 sqft
2018-02-01 91 days 1,708 sqft
2018-03-01 75 days 1,792 sqft
2018-04-01 57 days 1,756 sqft
2018-05-01 52 days 1,759 sqft
2018-06-01 61 days 1,933 sqft
2018-07-01 65 days 1,961 sqft
2018-08-01 64 days 1,962 sqft
2018-09-01 63 days 1,972 sqft
2018-10-01 69 days 1,936 sqft
2018-11-01 73 days 1,904 sqft
2018-12-01 79 days 1,893 sqft
2019-01-01 84 days 1,889 sqft
2019-02-01 100 days 1,902 sqft
2019-03-01 71 days 1,907 sqft
2019-04-01 34 days 1,911 sqft
2019-05-01 39 days 1,870 sqft
2019-06-01 42 days 1,893 sqft
2019-07-01 43 days 1,885 sqft
2019-08-01 48 days 1,946 sqft
2019-09-01 54 days 2,020 sqft
2019-10-01 59 days 2,077 sqft
2019-11-01 62 days 2,078 sqft
2019-12-01 67 days 2,048 sqft
2020-01-01 67 days 2,045 sqft
2020-02-01 63 days 2,040 sqft
2020-03-01 52 days 2,011 sqft
2020-04-01 65 days 2,011 sqft
2020-05-01 74 days 1,982 sqft
2020-06-01 37 days 2,024 sqft
2020-07-01 39 days 2,031 sqft
2020-08-01 38 days 1,984 sqft
2020-09-01 27 days 1,876 sqft
2020-10-01 43 days 1,818 sqft
2020-11-01 45 days 1,901 sqft
2020-12-01 50 days 1,715 sqft
2021-01-01 57 days 1,770 sqft
2021-02-01 53 days 1,956 sqft
2021-03-01 32 days 1,812 sqft
2021-04-01 27 days 1,861 sqft
2021-05-01 28 days 1,831 sqft
2021-06-01 22 days 1,770 sqft
2021-07-01 30 days 1,544 sqft
2021-08-01 33 days 1,560 sqft
2021-09-01 32 days 1,629 sqft
2021-10-01 34 days 1,621 sqft
2021-11-01 39 days 1,668 sqft
2021-12-01 47 days 1,637 sqft
2022-01-01 56 days 1,712 sqft
2022-02-01 37 days 1,773 sqft
2022-03-01 36 days 1,796 sqft
2022-04-01 32 days 1,931 sqft
2022-05-01 21 days 1,879 sqft
2022-06-01 26 days 1,924 sqft
2022-07-01 31 days 1,830 sqft
2022-08-01 35 days 1,812 sqft
2022-09-01 30 days 1,877 sqft
2022-10-01 38 days 1,871 sqft
2022-11-01 48 days 1,847 sqft
2022-12-01 65 days 1,924 sqft
2023-01-01 88 days 1,933 sqft
2023-02-01 51 days 1,830 sqft
2023-03-01 49 days 1,808 sqft
2023-04-01 55 days 1,940 sqft
2023-05-01 43 days 1,993 sqft
2023-06-01 50 days 1,998 sqft
2023-07-01 65 days 1,970 sqft
2023-08-01 59 days 1,959 sqft
2023-09-01 36 days 1,896 sqft
2023-10-01 43 days 1,903 sqft
2023-11-01 42 days 1,888 sqft
2023-12-01 0 days 1,874 sqft
2024-01-01 0 days 1,909 sqft
2024-02-01 0 days 1,913 sqft
2024-03-01 0 days 1,940 sqft
2024-04-01 0 days 2,028 sqft
2024-05-01 0 days 1,977 sqft
2024-06-01 0 days 1,905 sqft
2024-07-01 0 days 1,880 sqft
2024-08-01 0 days 1,887 sqft
2024-09-01 0 days 1,905 sqft
2024-10-01 0 days 1,890 sqft
LEBANON's median listing age (time on market) for 2024-10-01 was 0 days. This is -100% shorter than the same period one year ago.

LEBANON's median square footage for active listings during the 2024-10-01 period was 1,890 sqft. One year prior, the average listing was 1,903 sqft.

LEBANON, PA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
17003 Lebanon, PA MSA $790 $830 $1,080 $1,370 $1,450
17010 Lebanon, PA MSA $920 $980 $1,270 $1,610 $1,710
17016 Lebanon, PA MSA $1,190 $1,260 $1,640 $2,080 $2,200
17026 Lebanon, PA MSA $720 $760 $990 $1,250 $1,330
17028 Lebanon, PA MSA $830 $930 $1,180 $1,510 $1,590
17033 Lebanon, PA MSA $900 $1,030 $1,300 $1,660 $1,750
17038 Lebanon, PA MSA $710 $750 $980 $1,240 $1,320
17039 Lebanon, PA MSA $760 $820 $1,060 $1,340 $1,420
17041 Lebanon, PA MSA $910 $990 $1,270 $1,620 $1,710
17042 Lebanon, PA MSA $830 $880 $1,140 $1,440 $1,530
17046 Lebanon, PA MSA $750 $790 $1,030 $1,300 $1,380
17064 Lebanon, PA MSA $1,010 $1,070 $1,390 $1,760 $1,870
17067 Lebanon, PA MSA $730 $780 $1,010 $1,280 $1,360
17073 Lebanon, PA MSA $760 $830 $1,050 $1,330 $1,410
17077 Lebanon, PA MSA $750 $790 $1,030 $1,300 $1,380
17078 Lebanon, PA MSA $920 $980 $1,270 $1,610 $1,710
17083 Lebanon, PA MSA $830 $880 $1,140 $1,440 $1,530
17085 Lebanon, PA MSA $790 $840 $1,090 $1,380 $1,460
17087 Lebanon, PA MSA $800 $860 $1,120 $1,420 $1,510
17088 Lebanon, PA MSA $800 $850 $1,100 $1,390 $1,480
17545 Lebanon, PA MSA $880 $1,000 $1,260 $1,600 $1,690
17963 Lebanon, PA MSA $680 $710 $930 $1,180 $1,250
19551 Lebanon, PA MSA $710 $830 $1,040 $1,310 $1,410
19567 Lebanon, PA MSA $800 $940 $1,190 $1,490 $1,600

2022 Average & Median Rent Data Statistics
LEBANON, PA average 1BR rent: $891, median: $855
LEBANON, PA average 2BR rent: $1,148, median: $1,110
LEBANON, PA average 3BR rent: $1,455, median: $1,405

LEBANON, PA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,323 $304,755,000 $230,351
Home Improvement 487 $40,575,000 $83,316
Cash Out Refi 370 $56,090,000 $151,595
Other 369 $29,155,000 $79,011
Refi 240 $37,150,000 $154,792
NA 1 $225,000 $225,000

Lebanon's most frequently cited loan purpose was Home Purchase, with 1,323 originations. The 2nd most popular reason was Home Improvement, with 487 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 927 $186,675,000 $201,375
7-8% 551 $100,805,000 $182,949
5-6% 461 $83,915,000 $182,028
Over 8% 352 $33,600,000 $95,455
<2.5% 202 $16,210,000 $80,248
4-5% 75 $15,445,000 $205,933
3-4% 27 $3,595,000 $133,148
2.5-3% 7 $755,000 $107,857

During 2023, Lebanon's most frequently originated rate bucket was 6-7%, with 927 originations.

Loan Sizing (LEBANON, PA MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 1,007 $52,905,000 $52,537
$100k-200k 877 $128,395,000 $146,403
$200k-400k 757 $206,955,000 $273,388
$400k-600k 117 $54,745,000 $467,906
$600k-1000k 27 $18,655,000 $690,926
$Over $1MM 5 $6,295,000 $1,259,000

LEBANON's loan sizing saw the bucket of loans from $100,000 or less with 1,007 originations, totaling $52,905,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 874 $216,500,000 $247,712
Under 20% 519 $21,585,000 $41,590
60-80% 485 $110,425,000 $227,680
20-40% 475 $46,355,000 $97,589
40-60% 224 $37,580,000 $167,768
Over 100% 21 $6,995,000 $333,095

LEBANON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 874 originations, totaling $216,500,000 in origination value.