WILLIAMSPORT Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Williamsport averaged
6.66%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.87% and
one month ago for the week of 2025-02-27, the
average rate was 6.68%.
Williamsport's average rate one year ago was 6.81%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.49%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
Williamsport 30 Year Fixed Rate | 2025-04-03 | 6.66% |
Williamsport 30 Year Fixed Rate Refi | 2025-04-03 | 7.49% |
Williamsport 15 Year Fixed Rate | 2025-04-03 | 5.62% |
Williamsport 15 Year Fixed Rate Refi | 2025-04-03 | 6.02% |
Williamsport 30 Year FHA | 2025-04-03 | 6.43% |
Williamsport 30 Year FHA Refi | 2025-04-03 | 6.16% |
Williamsport 30 Year USDA | 2025-04-03 | 6.12% |
Williamsport 30 Year USDA Refi | 2025-04-03 | 6.22% |
Williamsport 30 Year VA | 2025-04-03 | 6.03% |
Williamsport 30 Year VA Refi | 2025-04-03 | 5.96% |
WILLIAMSPORT Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the WILLIAMSPORT, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
WILLIAMSPORT Average Closing Costs & Other Stats
WILLIAMSPORT, PA's 71 lenders originated 2,457
loans during 2024. The total origination value was $350,845,000, with an average loan value of
$142,794.
WILLIAMSPORT's average closing costs are $5,178.
The top WILLIAMSPORT lender as defined by loan originations is PRIMELENDING, A PLAINSCAPITAL COMPANY, with
87 loans originated. Their average total fees are
$5,020, which is $1,720
higher than the next largest lender,
First Columbia Bank & Trust Co..
The lowest fee WILLIAMSPORT lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,763), First Columbia Bank & Trust Co. ($3,299), Truist ($4,134), PRIMELENDING, A PLAINSCAPITAL COMPANY ($5,020) and Citizens & Northern Bank ($5,338).
The lowest rate WILLIAMSPORT lenders (with over 10 loans originated) are
PRIMELENDING, A PLAINSCAPITAL COMPANY (6.45%), PENNSYLVANIA STATE EMPLOYEES Credit Union (6.49%), Citizens & Northern Bank (6.77%), QUICKEN LOANS, LLC (6.78%) and First Columbia Bank & Trust Co. (6.79%).
WILLIAMSPORT, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
---|---|---|---|---|
Jersey Shore State Bank | $70,005,000 | $74,800,000 | 6.8% | 21.3% |
First Columbia Bank & Trust Co. | $5,995,000 | $56,045,000 | 834.9% | 16.0% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $29,490,000 | $29,325,000 | -0.6% | 8.4% |
QUICKEN LOANS, LLC | $14,625,000 | $20,660,000 | 41.3% | 5.9% |
Woodlands Bank | $22,325,000 | $14,375,000 | -35.6% | 4.1% |
Century Mortgage Company DBA Century Lending Company | $10,590,000 | $10,590,000 | 0.0% | 3.0% |
First Commonwealth Bank | $9,085,000 | $9,450,000 | 4.0% | 2.7% |
PENNSYLVANIA STATE EMPLOYEES Credit Union | $6,625,000 | $9,240,000 | 39.5% | 2.6% |
Citizens & Northern Bank | $7,000,000 | $8,530,000 | 21.9% | 2.4% |
UNITED WHOLESALE MORTGAGE, LLC | $5,595,000 | $8,245,000 | 47.4% | 2.4% |
Mortgage Research Center, LLC | $5,605,000 | $5,190,000 | -7.4% | 1.5% |
Susquehanna Community Bank | $5,825,000 | $4,365,000 | -25.1% | 1.2% |
AmeriServ Financial Bank | $525,000 | $4,310,000 | 721.0% | 1.2% |
SERVICE 1ST | $1,305,000 | $4,280,000 | 228.0% | 1.2% |
First National Bank of Pennsylvania | $2,885,000 | $4,230,000 | 46.6% | 1.2% |
HORIZON Federal Credit Union | $3,605,000 | $3,575,000 | -0.8% | 1.0% |
M&T Bank | $3,110,000 | $3,430,000 | 10.3% | 1.0% |
Truist | $3,285,000 | $3,415,000 | 4.0% | 1.0% |
NEWREZ LLC | $1,320,000 | $3,200,000 | 142.4% | 0.9% |
PENNYMAC LOAN SERVICES, LLC | $1,280,000 | $3,150,000 | 146.1% | 0.9% |
PNC Bank | $2,560,000 | $3,020,000 | 18.0% | 0.9% |
FREEDOM MORTGAGE CORPORATION | $1,645,000 | $2,715,000 | 65.0% | 0.8% |
NAVY FEDERAL CREDIT UNION | $1,535,000 | $2,595,000 | 69.1% | 0.7% |
Fulton Bank | $5,010,000 | $2,505,000 | -50.0% | 0.7% |
Prosperity Home Mortgage, LLC | $1,235,000 | $2,485,000 | 101.2% | 0.7% |
Blue Ridge Bank | $1,355,000 | $2,390,000 | 76.4% | 0.7% |
ALLIED MORTGAGE GROUP, INC. | $1,245,000 | $2,310,000 | 85.5% | 0.7% |
CROSSCOUNTRY MORTGAGE, LLC | $645,000 | $2,100,000 | 225.6% | 0.6% |
UNION HOME MORTGAGE CORP. | $335,000 | $2,085,000 | 522.4% | 0.6% |
BROKER SOLUTIONS, INC. | $655,000 | $1,740,000 | 165.6% | 0.5% |
GUILD MORTGAGE COMPANY | $2,125,000 | $1,480,000 | -30.4% | 0.4% |
ZILLOW HOME LOANS, LLC | $225,000 | $1,445,000 | 542.2% | 0.4% |
MidAtlantic Farm Credit, ACA | $475,000 | $1,440,000 | 203.2% | 0.4% |
LOANDEPOT.COM, LLC | $595,000 | $1,380,000 | 131.9% | 0.4% |
Northwest Bank | $1,205,000 | $1,230,000 | 2.1% | 0.4% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,125,000 | $1,200,000 | 6.7% | 0.3% |
CMG MORTGAGE, INC. | $460,000 | $1,185,000 | 157.6% | 0.3% |
Bank of America | $325,000 | $1,155,000 | 255.4% | 0.3% |
PALCO FEDERAL CREDIT UNION | $1,260,000 | $1,060,000 | -15.9% | 0.3% |
VILLAGE CAPITAL MORTGAGE | $480,000 | $1,015,000 | 111.5% | 0.3% |
Univest Bank and Trust Co. | $440,000 | $985,000 | 123.9% | 0.3% |
The Huntington National Bank | $135,000 | $885,000 | 555.6% | 0.3% |
Mifflinburg Bank and Trust Company | $995,000 | $870,000 | -12.6% | 0.2% |
First Citizens Community Bank | $390,000 | $860,000 | 120.5% | 0.2% |
Wells Fargo Bank | $1,335,000 | $860,000 | -35.6% | 0.2% |
Mr. Cooper ( Nationstar Mortgage ) | $660,000 | $850,000 | 28.8% | 0.2% |
JPMorgan Chase Bank | $1,485,000 | $830,000 | -44.1% | 0.2% |
Members Choice Financial Credit Union | $805,000 | n/a | 0.2% | |
FIRST HERITAGE FINANCIAL, LLC | $505,000 | $795,000 | 57.4% | 0.2% |
MEMBERS 1ST FEDERAL CREDIT UNION | $80,000 | $785,000 | 881.3% | 0.2% |
NEW DAY FINANCIAL, LLC | $620,000 | $745,000 | 20.2% | 0.2% |
CLEARPATH LENDING | $235,000 | $720,000 | 206.4% | 0.2% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $675,000 | n/a | 0.2% | |
AMERICAN FINANCIAL RESOURCES, INC. | $155,000 | $635,000 | 309.7% | 0.2% |
PLANET HOME LENDING, LLC | $390,000 | $595,000 | 52.6% | 0.2% |
S&T Bank | $570,000 | n/a | 0.2% | |
U.S. Bank | $340,000 | $560,000 | 64.7% | 0.2% |
Citizens Bank | $1,545,000 | $555,000 | -64.1% | 0.2% |
Waterstone Mortgage Corporation | $310,000 | $540,000 | 74.2% | 0.2% |
Morgan Stanley Private Bank | $535,000 | n/a | 0.2% | |
TIDEWATER MORTGAGE SERVICES, INC. | $510,000 | n/a | 0.1% | |
Fairway Consumer Discount Company | $45,000 | $505,000 | 1,022.2% | 0.1% |
Tompkins Trust Company | $85,000 | $500,000 | 488.2% | 0.1% |
GUARANTEED RATE, INC. | $460,000 | n/a | 0.1% | |
AMERISAVE MORTGAGE CORPORATION | $1,360,000 | $450,000 | -66.9% | 0.1% |
NBKC BANK | $570,000 | $425,000 | -25.4% | 0.1% |
USAA Federal Savings Bank | $675,000 | $420,000 | -37.8% | 0.1% |
Carrington Mortgage Services, LLC | $710,000 | $395,000 | -44.4% | 0.1% |
ARC HOME LLC | $390,000 | n/a | 0.1% | |
Equity Prime Mortgage LLC | $145,000 | $390,000 | 169.0% | 0.1% |
The Ephrata National Bank | $430,000 | $365,000 | -15.1% | 0.1% |
PLUS RELOCATION MORTGAGE, LLC | $355,000 | n/a | 0.1% | |
TD Bank | $745,000 | $355,000 | -52.3% | 0.1% |
THE MORTGAGE LINK, INC. | $355,000 | n/a | 0.1% | |
Nations Lending Corporation | $335,000 | n/a | 0.1% | |
ROYAL UNITED MORTGAGE LLC | $265,000 | $325,000 | 22.6% | 0.1% |
Coastal Community Bank | $160,000 | $320,000 | 100.0% | 0.1% |
The Loan Store, Inc. | $310,000 | n/a | 0.1% | |
Axos Bank | $305,000 | n/a | 0.1% | |
V.I.P. MORTGAGE, INC. | $85,000 | $295,000 | 247.1% | 0.1% |
MICHIGAN MUTUAL, INC. | $290,000 | n/a | 0.1% | |
Ally Bank | $390,000 | $285,000 | -26.9% | 0.1% |
SUN WEST MORTGAGE COMPANY, INC. | $195,000 | $280,000 | 43.6% | 0.1% |
EMM LOANS LLC | $275,000 | n/a | 0.1% | |
Towne Bank | $275,000 | n/a | 0.1% | |
Valley National Bank | $275,000 | n/a | 0.1% | |
MYCUMORTGAGE, LLC | $425,000 | $270,000 | -36.5% | 0.1% |
First Federal Bank | $255,000 | n/a | 0.1% | |
Ixonia Bank | $255,000 | n/a | 0.1% | |
PENTAGON FEDERAL CREDIT UNION | $595,000 | $255,000 | -57.1% | 0.1% |
21ST MORTGAGE CORPORATION | $125,000 | $250,000 | 100.0% | 0.1% |
LOANPAL, LLC | $250,000 | n/a | 0.1% | |
FIRST COMMUNITY MORTGAGE, INC. | $240,000 | n/a | 0.1% | |
Mortgage America, Inc. | $215,000 | $235,000 | 9.3% | 0.1% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $235,000 | n/a | 0.1% | |
East Coast Capital Corp. | $225,000 | n/a | 0.1% | |
RADIUS FINANCIAL GROUP INC. | $225,000 | n/a | 0.1% | |
Figure Lending LLC | $115,000 | $220,000 | 91.3% | 0.1% |
MUTUAL OF OMAHA MORTGAGE, INC. | $290,000 | $210,000 | -27.6% | 0.1% |
CARDINAL FINANCIAL | $225,000 | $205,000 | -8.9% | 0.1% |
ENVOY MORTGAGE, LTD | $205,000 | n/a | 0.1% | |
PHH Mortgage Corporation | $205,000 | n/a | 0.1% | |
FIRST HERITAGE FEDERAL CREDIT UNION | $500,000 | $200,000 | -60.0% | 0.1% |
Semper Home Loans, Inc. | $195,000 | n/a | 0.1% | |
AMERICAN HERITAGE FCU | $185,000 | n/a | 0.1% | |
LAKEVIEW LOAN SERVICING, LLC | $145,000 | $180,000 | 24.1% | 0.1% |
Mid Penn Bank | $685,000 | $175,000 | -74.5% | 0.0% |
Servion, Inc. | $135,000 | $175,000 | 29.6% | 0.0% |
Discover Bank | $200,000 | $170,000 | -15.0% | 0.0% |
LIMA ONE CAPITAL, LLC | $170,000 | n/a | 0.0% | |
ADVANCIAL | $165,000 | n/a | 0.0% | |
Kish Bank | $4,720,000 | $165,000 | -96.5% | 0.0% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $165,000 | n/a | 0.0% | |
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania | $150,000 | n/a | 0.0% | |
MEMBER FIRST MORTGAGE, LLC | $155,000 | $145,000 | -6.5% | 0.0% |
Princeton Mortgage Corporation | $145,000 | n/a | 0.0% | |
ALLIANT CREDIT UNION | $140,000 | n/a | 0.0% | |
US MORTGAGE CORPORATION | $135,000 | n/a | 0.0% | |
UTILITIES EMPLOYEES CREDIT UNION | $135,000 | n/a | 0.0% | |
RELIANCE FIRST CAPITAL, LLC | $430,000 | $125,000 | -70.9% | 0.0% |
NETWORK CAPITAL FUNDING CORPORATION | $105,000 | n/a | 0.0% | |
CALCON MUTUAL MORTGAGE LLC | $95,000 | n/a | 0.0% | |
Flagstar Bank, FSB | $515,000 | $95,000 | -81.6% | 0.0% |
FREEDOM CREDIT UNION | $90,000 | n/a | 0.0% | |
AMERICAN FINANCING CORPORATION | $75,000 | n/a | 0.0% | |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $165,000 | $75,000 | -54.5% | 0.0% |
Third Federal Savings and Loan Association of Cleveland | $75,000 | n/a | 0.0% | |
SOUTH JERSEY | $270,000 | $70,000 | -74.1% | 0.0% |
PATRIOT | $55,000 | n/a | 0.0% | |
The Juniata Valley Bank | $260,000 | $55,000 | -78.8% | 0.0% |
CORNING | $215,000 | $15,000 | -93.0% | 0.0% |
FINANCE OF AMERICA REVERSE LLC | $15,000 | n/a | 0.0% | |
TRIAD FINANCIAL SERVICES, INC. | $15,000 | n/a | 0.0% |
WILLIAMSPORT's top lender by overall market share is Jersey Shore State Bank, with 21.3% market share. In second place, with 16.0%, is First Columbia Bank & Trust Co., having originated $56,045,000 in loans. In third place, with 8.4%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $29,325,000 in loans. In fourth place, with 5.9%, is QUICKEN LOANS, LLC, having originated $20,660,000 in loans. In fifth place, with 4.1%, is Woodlands Bank, having originated $14,375,000 in loans.
WILLIAMSPORT Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - WILLIAMSPORT (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $163,300 (4.9%) | $198,397 (-8.2%) | 0.00 | 297 |
2018-02-01 | $156,975 (-2.6%) | $196,488 (-12.3%) | 0.00 | 281 |
2018-03-01 | $159,950 (-2.0%) | $197,376 (-13.3%) | 0.00 | 282 |
2018-04-01 | $169,325 (-0.3%) | $212,622 (-8.7%) | 0.00 | 290 |
2018-05-01 | $172,225 (-0.1%) | $212,861 (-3.7%) | 0.00 | 291 |
2018-06-01 | $169,900 (3.0%) | $215,942 (1.2%) | 0.00 | 319 |
2018-07-01 | $174,475 (3.0%) | $220,089 (3.2%) | 0.00 | 329 |
2018-08-01 | $174,900 (1.6%) | $225,139 (4.4%) | 0.00 | 337 |
2018-09-01 | $169,200 (-3.6%) | $218,766 (0.0%) | 0.00 | 337 |
2018-10-01 | $164,450 (-6.0%) | $215,273 (0.6%) | 0.00 | 318 |
2018-11-01 | $162,175 (-4.6%) | $217,442 (6.8%) | 0.00 | 298 |
2018-12-01 | $160,130 (-3.0%) | $246,184 (24.1%) | 0.00 | 288 |
2019-01-01 | $159,949 (-2.1%) | $245,442 (23.7%) | 0.00 | 272 |
2019-02-01 | $158,750 (1.1%) | $249,135 (26.8%) | 0.00 | 246 |
2019-03-01 | $156,957 (-1.9%) | $243,077 (23.2%) | 0.00 | 255 |
2019-04-01 | $154,900 (-8.5%) | $232,364 (9.3%) | 0.00 | 268 |
2019-05-01 | $160,600 (-6.8%) | $245,966 (15.6%) | 0.00 | 286 |
2019-06-01 | $159,900 (-5.9%) | $241,794 (12.0%) | 0.00 | 329 |
2019-07-01 | $157,225 (-9.9%) | $240,594 (9.3%) | 0.00 | 343 |
2019-08-01 | $158,045 (-9.6%) | $239,698 (6.5%) | 0.00 | 340 |
2019-09-01 | $156,614 (-7.4%) | $234,231 (7.1%) | 0.00 | 341 |
2019-10-01 | $157,859 (-4.0%) | $223,064 (3.6%) | 0.00 | 331 |
2019-11-01 | $152,000 (-6.3%) | $204,298 (-6.0%) | 0.00 | 325 |
2019-12-01 | $149,950 (-6.4%) | $205,312 (-16.6%) | 0.00 | 287 |
2020-01-01 | $152,400 (-4.7%) | $205,558 (-16.3%) | 0.00 | 254 |
2020-02-01 | $159,300 (0.4%) | $208,870 (-16.2%) | 0.00 | 251 |
2020-03-01 | $158,700 (1.1%) | $206,519 (-15.0%) | 0.00 | 245 |
2020-04-01 | $162,000 (4.6%) | $204,954 (-11.8%) | 0.00 | 218 |
2020-05-01 | $154,950 (-3.5%) | $211,525 (-14.0%) | 0.00 | 200 |
2020-06-01 | $143,000 (-10.6%) | $209,918 (-13.2%) | 0.00 | 177 |
2020-07-01 | $160,925 (2.4%) | $221,205 (-8.1%) | 0.00 | 182 |
2020-08-01 | $171,250 (8.4%) | $235,786 (-1.6%) | 0.00 | 175 |
2020-09-01 | $178,700 (14.1%) | $246,948 (5.4%) | 0.00 | 170 |
2020-10-01 | $174,900 (10.8%) | $235,834 (5.7%) | 0.00 | 181 |
2020-11-01 | $173,051 (13.9%) | $226,543 (10.9%) | 0.00 | 196 |
2020-12-01 | $168,200 (12.2%) | $228,677 (11.4%) | 0.00 | 164 |
2021-01-01 | $159,900 (4.9%) | $219,163 (6.6%) | 0.00 | 145 |
2021-02-01 | $163,849 (2.9%) | $234,279 (12.2%) | 0.00 | 128 |
2021-03-01 | $162,450 (2.4%) | $231,072 (11.9%) | 0.00 | 105 |
2021-04-01 | $169,925 (4.9%) | $239,559 (16.9%) | 0.00 | 103 |
2021-05-01 | $185,200 (19.5%) | $246,666 (16.6%) | 0.00 | 92 |
2021-06-01 | $184,400 (29.0%) | $240,996 (14.8%) | 0.00 | 92 |
2021-07-01 | $179,900 (11.8%) | $229,775 (3.9%) | 0.00 | 127 |
2021-08-01 | $174,900 (2.1%) | $230,494 (-2.2%) | 0.00 | 130 |
2021-09-01 | $176,950 (-1.0%) | $228,513 (-7.5%) | 0.00 | 139 |
2021-10-01 | $169,900 (-2.9%) | $234,864 (-0.4%) | 0.00 | 118 |
2021-11-01 | $169,900 (-1.8%) | $238,380 (5.2%) | 0.00 | 98 |
2021-12-01 | $172,450 (2.5%) | $250,527 (9.6%) | 0.00 | 99 |
2022-01-01 | $179,900 (12.5%) | $257,228 (17.4%) | 0.00 | 81 |
2022-02-01 | $178,900 (9.2%) | $275,741 (17.7%) | 0.00 | 60 |
2022-03-01 | $179,900 (10.7%) | $243,800 (5.5%) | 0.00 | 67 |
2022-04-01 | $187,000 (10.1%) | $252,428 (5.4%) | 0.00 | 70 |
2022-05-01 | $197,250 (6.5%) | $295,639 (19.9%) | 0.00 | 83 |
2022-06-01 | $222,950 (20.9%) | $298,859 (24.0%) | 0.00 | 110 |
2022-07-01 | $249,900 (38.9%) | $305,513 (33.0%) | 0.00 | 126 |
2022-08-01 | $239,675 (37.0%) | $303,477 (31.7%) | 0.00 | 131 |
2022-09-01 | $239,900 (35.6%) | $306,492 (34.1%) | 0.00 | 121 |
2022-10-01 | $225,000 (32.4%) | $268,709 (14.4%) | 0.00 | 141 |
2022-11-01 | $210,675 (24.0%) | $259,999 (9.1%) | 0.00 | 143 |
2022-12-01 | $199,900 (15.9%) | $257,068 (2.6%) | 0.00 | 123 |
2023-01-01 | $199,900 (11.1%) | $244,464 (-5.0%) | 0.00 | 121 |
2023-02-01 | $199,925 (11.8%) | $250,130 (-9.3%) | 0.00 | 93 |
2023-03-01 | $210,450 (17.0%) | $268,112 (10.0%) | 0.00 | 87 |
2023-04-01 | $222,450 (19.0%) | $286,738 (13.6%) | 0.00 | 91 |
2023-05-01 | $246,425 (24.9%) | $271,767 (-8.1%) | 0.00 | 99 |
2023-06-01 | $234,900 (5.4%) | $280,179 (-6.3%) | 0.00 | 113 |
2023-07-01 | $225,000 (-10.0%) | $304,694 (-0.3%) | 0.00 | 120 |
2023-08-01 | $236,225 (-1.4%) | $302,548 (-0.3%) | 0.00 | 134 |
2023-09-01 | $235,000 (-2.0%) | $296,647 (-3.2%) | 0.00 | 136 |
2023-10-01 | $247,975 (10.2%) | $302,341 (12.5%) | 0.00 | 134 |
2023-11-01 | $246,725 (17.1%) | $305,659 (17.6%) | 0.00 | 130 |
2023-12-01 | $242,650 (21.4%) | $305,900 (19.0%) | 0.00 | 109 |
2024-01-01 | $255,600 (27.9%) | $306,780 (25.5%) | 0.00 | 102 |
2024-02-01 | $223,725 (11.9%) | $283,097 (13.2%) | 0.00 | 92 |
2024-03-01 | $239,900 (14.0%) | $292,377 (9.1%) | 0.00 | 87 |
2024-04-01 | $239,925 (7.9%) | $282,697 (-1.4%) | 0.00 | 93 |
2024-05-01 | $237,500 (-3.6%) | $278,694 (2.6%) | 0.00 | 102 |
2024-06-01 | $237,450 (1.1%) | $321,686 (14.8%) | 0.00 | 116 |
2024-07-01 | $236,150 (5.0%) | $327,892 (7.6%) | 0.00 | 132 |
2024-08-01 | $253,000 (7.1%) | $335,375 (10.9%) | 0.00 | 145 |
2024-09-01 | $257,200 (9.5%) | $318,782 (7.5%) | 0.00 | 169 |
2024-10-01 | $253,700 (2.3%) | $313,910 (3.8%) | 0.00 | 172 |
2024-11-01 | $250,000 (1.3%) | $311,540 (1.9%) | 0.00 | 174 |
2024-12-01 | $256,750 (5.8%) | $345,363 (12.9%) | 0.00 | 151 |
2025-01-01 | $242,750 (-5.0%) | $341,938 (11.5%) | 0.00 | 138 |
2025-02-01 | $232,475 (3.9%) | $354,087 (25.1%) | 0.00 | 133 |
2025-03-01 | $239,500 (-0.2%) | $359,730 (23.0%) | 0.00 | 131 |
WILLIAMSPORT's median listing price comes in at 0% of the national average.
WILLIAMSPORT's average listing price for 2025-03-01 was $359,730, a difference of $67,353 (23.0%) versus the prior year and $5,643 versus the prior month.
For the 2025-03-01 period, WILLIAMSPORT had 131 MLS listings, a difference of -2 listings (-2%) versus the prior month and 44 listings (51%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - WILLIAMSPORT (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,729 sqft |
2018-02-01 | 0 days | 1,723 sqft |
2018-03-01 | 0 days | 1,721 sqft |
2018-04-01 | 0 days | 1,736 sqft |
2018-05-01 | 0 days | 1,784 sqft |
2018-06-01 | 0 days | 1,806 sqft |
2018-07-01 | 0 days | 1,828 sqft |
2018-08-01 | 0 days | 1,857 sqft |
2018-09-01 | 0 days | 1,823 sqft |
2018-10-01 | 0 days | 1,807 sqft |
2018-11-01 | 0 days | 1,801 sqft |
2018-12-01 | 0 days | 1,792 sqft |
2019-01-01 | 0 days | 1,744 sqft |
2019-02-01 | 0 days | 1,698 sqft |
2019-03-01 | 0 days | 1,707 sqft |
2019-04-01 | 0 days | 1,739 sqft |
2019-05-01 | 0 days | 1,789 sqft |
2019-06-01 | 0 days | 1,792 sqft |
2019-07-01 | 0 days | 1,810 sqft |
2019-08-01 | 0 days | 1,801 sqft |
2019-09-01 | 0 days | 1,767 sqft |
2019-10-01 | 0 days | 1,753 sqft |
2019-11-01 | 0 days | 1,723 sqft |
2019-12-01 | 0 days | 1,732 sqft |
2020-01-01 | 0 days | 1,732 sqft |
2020-02-01 | 0 days | 1,738 sqft |
2020-03-01 | 0 days | 1,738 sqft |
2020-04-01 | 0 days | 1,736 sqft |
2020-05-01 | 0 days | 1,716 sqft |
2020-06-01 | 0 days | 1,673 sqft |
2020-07-01 | 0 days | 1,728 sqft |
2020-08-01 | 0 days | 1,824 sqft |
2020-09-01 | 0 days | 1,874 sqft |
2020-10-01 | 0 days | 1,851 sqft |
2020-11-01 | 0 days | 1,837 sqft |
2020-12-01 | 0 days | 1,770 sqft |
2021-01-01 | 0 days | 1,726 sqft |
2021-02-01 | 0 days | 1,674 sqft |
2021-03-01 | 0 days | 1,660 sqft |
2021-04-01 | 0 days | 1,654 sqft |
2021-05-01 | 0 days | 1,652 sqft |
2021-06-01 | 0 days | 1,702 sqft |
2021-07-01 | 0 days | 1,792 sqft |
2021-08-01 | 0 days | 1,773 sqft |
2021-09-01 | 0 days | 1,763 sqft |
2021-10-01 | 0 days | 1,786 sqft |
2021-11-01 | 0 days | 1,772 sqft |
2021-12-01 | 0 days | 1,791 sqft |
2022-01-01 | 0 days | 1,686 sqft |
2022-02-01 | 0 days | 1,701 sqft |
2022-03-01 | 0 days | 1,700 sqft |
2022-04-01 | 0 days | 1,696 sqft |
2022-05-01 | 0 days | 1,673 sqft |
2022-06-01 | 0 days | 1,773 sqft |
2022-07-01 | 0 days | 1,848 sqft |
2022-08-01 | 0 days | 1,837 sqft |
2022-09-01 | 0 days | 1,846 sqft |
2022-10-01 | 0 days | 1,744 sqft |
2022-11-01 | 0 days | 1,722 sqft |
2022-12-01 | 0 days | 1,640 sqft |
2023-01-01 | 0 days | 1,640 sqft |
2023-02-01 | 0 days | 1,674 sqft |
2023-03-01 | 0 days | 1,723 sqft |
2023-04-01 | 0 days | 1,771 sqft |
2023-05-01 | 0 days | 1,806 sqft |
2023-06-01 | 0 days | 1,799 sqft |
2023-07-01 | 0 days | 1,739 sqft |
2023-08-01 | 0 days | 1,824 sqft |
2023-09-01 | 0 days | 1,760 sqft |
2023-10-01 | 0 days | 1,776 sqft |
2023-11-01 | 0 days | 1,780 sqft |
2023-12-01 | 0 days | 1,813 sqft |
2024-01-01 | 0 days | 1,814 sqft |
2024-02-01 | 0 days | 1,728 sqft |
2024-03-01 | 0 days | 1,803 sqft |
2024-04-01 | 0 days | 1,753 sqft |
2024-05-01 | 0 days | 1,598 sqft |
2024-06-01 | 0 days | 1,672 sqft |
2024-07-01 | 0 days | 1,724 sqft |
2024-08-01 | 0 days | 1,795 sqft |
2024-09-01 | 0 days | 1,812 sqft |
2024-10-01 | 0 days | 1,808 sqft |
2024-11-01 | 0 days | 1,720 sqft |
2024-12-01 | 0 days | 1,672 sqft |
2025-01-01 | 0 days | 1,646 sqft |
2025-02-01 | 0 days | 1,597 sqft |
2025-03-01 | 0 days | 1,616 sqft |
WILLIAMSPORT's median square footage for active listings during the 2025-03-01 period was 1,616 sqft. One year prior, the average listing was 1,803 sqft.
WILLIAMSPORT, PA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 1,106 | $207,880,000 | $187,957 |
Refi | 537 | $73,475,000 | $136,825 |
Other | 355 | $24,605,000 | $69,310 |
Home Improvement | 334 | $24,380,000 | $72,994 |
Cash Out Refi | 124 | $20,000,000 | $161,290 |
NA | 1 | $505,000 | $505,000 |
Williamsport's most frequently cited loan purpose was Home Purchase, with 1,106 originations. The 2nd most popular reason was Refi, with 537 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 1,161 | $173,055,000 | $149,057 |
5-6% | 401 | $60,075,000 | $149,813 |
7-8% | 380 | $63,350,000 | $166,711 |
Over 8% | 293 | $22,765,000 | $77,696 |
<2.5% | 82 | $1,240,000 | $15,122 |
4-5% | 33 | $5,265,000 | $159,545 |
2.5-3% | 1 | $165,000 | $165,000 |
During 2024, Williamsport's most frequently originated rate bucket was 6-7%, with 1,161 originations.
Loan Sizing (WILLIAMSPORT, PA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 1,057 | $52,615,000 | $49,778 |
$100k-200k | 816 | $117,910,000 | $144,498 |
$200k-400k | 505 | $133,745,000 | $264,842 |
$400k-600k | 61 | $28,225,000 | $462,705 |
$600k-1000k | 14 | $9,800,000 | $700,000 |
$Over $1MM | 4 | $8,550,000 | $2,137,500 |
WILLIAMSPORT's loan sizing saw the bucket of loans from $100,000 or less with 1,057 originations, totaling $52,615,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 740 | $157,490,000 | $212,824 |
Under 20% | 492 | $16,750,000 | $34,045 |
20-40% | 469 | $40,335,000 | $86,002 |
60-80% | 335 | $64,365,000 | $192,134 |
40-60% | 272 | $37,730,000 | $138,713 |
Over 100% | 17 | $4,475,000 | $263,235 |
WILLIAMSPORT's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 740 originations, totaling $157,490,000 in origination value.