WILLIAMSPORT Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Williamsport averaged 6.66% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.87% and one month ago for the week of 2025-02-27, the average rate was 6.68%.

    Williamsport's average rate one year ago was 6.81%.

    For refis of the same type during the week of 2025-04-03, the average rate was 7.49%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Williamsport 30 Year Fixed Rate 2025-04-03 6.66%
    Williamsport 30 Year Fixed Rate Refi 2025-04-03 7.49%
    Williamsport 15 Year Fixed Rate 2025-04-03 5.62%
    Williamsport 15 Year Fixed Rate Refi 2025-04-03 6.02%
    Williamsport 30 Year FHA 2025-04-03 6.43%
    Williamsport 30 Year FHA Refi 2025-04-03 6.16%
    Williamsport 30 Year USDA 2025-04-03 6.12%
    Williamsport 30 Year USDA Refi 2025-04-03 6.22%
    Williamsport 30 Year VA 2025-04-03 6.03%
    Williamsport 30 Year VA Refi 2025-04-03 5.96%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WILLIAMSPORT, PA.

    WILLIAMSPORT Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the WILLIAMSPORT, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    PRIMELENDING, A PLAINSCAPITAL COMPANY 87 6.45% $5,020
    First Columbia Bank & Trust Co. 69 6.79% $3,299
    QUICKEN LOANS, LLC 43 6.78% $6,222
    Jersey Shore State Bank 27 6.97% $5,459
    Century Mortgage Company DBA Century Lending Company 23 6.97% $5,781
    PENNSYLVANIA STATE EMPLOYEES Credit Union 16 6.49% $2,763
    Citizens & Northern Bank 16 6.77% $5,338
    UNITED WHOLESALE MORTGAGE, LLC 13 6.97% $5,573
    Truist 11 7.04% $4,134
    Prosperity Home Mortgage, LLC 8 7.08% $5,892
    PNC Bank 7 6.79% $4,824
    First Commonwealth Bank 7 6.82% $5,126
    HORIZON Federal Credit Union 5 6.37% $5,183
    ZILLOW HOME LOANS, LLC 5 7.35% $4,615
    NEWREZ LLC 5 6.98% $4,739
    First National Bank of Pennsylvania 5 6.88% $4,932
    UNION HOME MORTGAGE CORP. 4 6.84% $11,498
    Blue Ridge Bank 4 6.94% $5,523
    CROSSCOUNTRY MORTGAGE, LLC 4 6.68% $8,290
    FIRST HERITAGE FINANCIAL, LLC 4 6.69% $4,131
    Fulton Bank 4 7.06% $6,079
    LOANDEPOT.COM, LLC 4 6.90% $7,506
    PENNYMAC LOAN SERVICES, LLC 4 6.65% $9,608
    BROKER SOLUTIONS, INC. 3 6.91% $6,029
    MidAtlantic Farm Credit, ACA 3 6.91% $5,490
    ROYAL UNITED MORTGAGE LLC 3 6.92% $7,513
    JPMorgan Chase Bank 3 6.66% $7,981
    Wells Fargo Bank 3 6.42% $7,333
    Bank of America 3 6.88% $4,166
    SERVICE 1ST 3 7.13% $5,197
    Mortgage Research Center, LLC 2 6.99% $5,203
    MEMBERS 1ST FEDERAL CREDIT UNION 2 5.63% $3,480
    GUILD MORTGAGE COMPANY 2 7.25% $4,719
    NAVY FEDERAL CREDIT UNION 2 5.94% $2,480
    CMG MORTGAGE, INC. 2 6.63% $4,675
    ARC HOME LLC 2 7.25% $11,901
    S&T Bank 2 7.13% $4,294
    Tompkins Trust Company 2 6.56% $3,972
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 6.50% $5,899
    FIRST COMMUNITY MORTGAGE, INC. 2 5.99% $4,882
    East Coast Capital Corp. 1 7.50% $8,113
    Northwest Bank 1 7.25% $4,475
    PALCO FEDERAL CREDIT UNION 1 7.00% $3,061
    U.S. Bank 1 6.99% $5,990
    ALLIANT CREDIT UNION 1 6.13% $3,776
    PHH Mortgage Corporation 1 5.88% $8,567
    PLUS RELOCATION MORTGAGE, LLC 1 7.88% $4,824
    MICHIGAN MUTUAL, INC. 1 6.38% $5,212
    LOANPAL, LLC 1 7.25% $5,854
    Princeton Mortgage Corporation 1 6.63% $5,910
    Axos Bank 1 7.63% $7,067
    UTILITIES EMPLOYEES CREDIT UNION 1 6.38% $3,713
    RADIUS FINANCIAL GROUP INC. 1 7.25% $9,251
    EMM LOANS LLC 1 7.38% $9,278
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.49% $4,939
    Servion, Inc. 1 7.63% $5,746
    Waterstone Mortgage Corporation 1 6.88% $7,991
    The Huntington National Bank 1 6.88% $9,712
    The Loan Store, Inc. 1 6.13% $9,572
    V.I.P. MORTGAGE, INC. 1 6.63% $10,512
    Towne Bank 1 6.88% $5,998
    First Citizens Community Bank 1 7.99% $4,488
    ADVANCIAL 1 5.88% $4,159
    Mid Penn Bank 1 6.13% $4,243
    Morgan Stanley Private Bank 1 6.15% $7,494
    Mortgage America, Inc. 1 6.63% $5,928
    Ally Bank 1 5.63% $8,784
    Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $5,371
    M&T Bank 1 6.63% $4,943
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.88% $6,894
    Univest Bank and Trust Co. 1 6.88% $3,945

    WILLIAMSPORT Average Closing Costs & Other Stats

    WILLIAMSPORT, PA's 71 lenders originated 2,457 loans during 2024. The total origination value was $350,845,000, with an average loan value of $142,794.

    WILLIAMSPORT's average closing costs are $5,178.

    The top WILLIAMSPORT lender as defined by loan originations is PRIMELENDING, A PLAINSCAPITAL COMPANY, with 87 loans originated. Their average total fees are $5,020, which is $1,720 higher than the next largest lender, First Columbia Bank & Trust Co..

    The lowest fee WILLIAMSPORT lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,763), First Columbia Bank & Trust Co. ($3,299), Truist ($4,134), PRIMELENDING, A PLAINSCAPITAL COMPANY ($5,020) and Citizens & Northern Bank ($5,338).

    The lowest rate WILLIAMSPORT lenders (with over 10 loans originated) are PRIMELENDING, A PLAINSCAPITAL COMPANY (6.45%), PENNSYLVANIA STATE EMPLOYEES Credit Union (6.49%), Citizens & Northern Bank (6.77%), QUICKEN LOANS, LLC (6.78%) and First Columbia Bank & Trust Co. (6.79%).

    WILLIAMSPORT, PA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Jersey Shore State Bank $70,005,000 $74,800,000 6.8% 21.3%
    First Columbia Bank & Trust Co. $5,995,000 $56,045,000 834.9% 16.0%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $29,490,000 $29,325,000 -0.6% 8.4%
    QUICKEN LOANS, LLC $14,625,000 $20,660,000 41.3% 5.9%
    Woodlands Bank $22,325,000 $14,375,000 -35.6% 4.1%
    Century Mortgage Company DBA Century Lending Company $10,590,000 $10,590,000 0.0% 3.0%
    First Commonwealth Bank $9,085,000 $9,450,000 4.0% 2.7%
    PENNSYLVANIA STATE EMPLOYEES Credit Union $6,625,000 $9,240,000 39.5% 2.6%
    Citizens & Northern Bank $7,000,000 $8,530,000 21.9% 2.4%
    UNITED WHOLESALE MORTGAGE, LLC $5,595,000 $8,245,000 47.4% 2.4%
    Mortgage Research Center, LLC $5,605,000 $5,190,000 -7.4% 1.5%
    Susquehanna Community Bank $5,825,000 $4,365,000 -25.1% 1.2%
    AmeriServ Financial Bank $525,000 $4,310,000 721.0% 1.2%
    SERVICE 1ST $1,305,000 $4,280,000 228.0% 1.2%
    First National Bank of Pennsylvania $2,885,000 $4,230,000 46.6% 1.2%
    HORIZON Federal Credit Union $3,605,000 $3,575,000 -0.8% 1.0%
    M&T Bank $3,110,000 $3,430,000 10.3% 1.0%
    Truist $3,285,000 $3,415,000 4.0% 1.0%
    NEWREZ LLC $1,320,000 $3,200,000 142.4% 0.9%
    PENNYMAC LOAN SERVICES, LLC $1,280,000 $3,150,000 146.1% 0.9%
    PNC Bank $2,560,000 $3,020,000 18.0% 0.9%
    FREEDOM MORTGAGE CORPORATION $1,645,000 $2,715,000 65.0% 0.8%
    NAVY FEDERAL CREDIT UNION $1,535,000 $2,595,000 69.1% 0.7%
    Fulton Bank $5,010,000 $2,505,000 -50.0% 0.7%
    Prosperity Home Mortgage, LLC $1,235,000 $2,485,000 101.2% 0.7%
    Blue Ridge Bank $1,355,000 $2,390,000 76.4% 0.7%
    ALLIED MORTGAGE GROUP, INC. $1,245,000 $2,310,000 85.5% 0.7%
    CROSSCOUNTRY MORTGAGE, LLC $645,000 $2,100,000 225.6% 0.6%
    UNION HOME MORTGAGE CORP. $335,000 $2,085,000 522.4% 0.6%
    BROKER SOLUTIONS, INC. $655,000 $1,740,000 165.6% 0.5%
    GUILD MORTGAGE COMPANY $2,125,000 $1,480,000 -30.4% 0.4%
    ZILLOW HOME LOANS, LLC $225,000 $1,445,000 542.2% 0.4%
    MidAtlantic Farm Credit, ACA $475,000 $1,440,000 203.2% 0.4%
    LOANDEPOT.COM, LLC $595,000 $1,380,000 131.9% 0.4%
    Northwest Bank $1,205,000 $1,230,000 2.1% 0.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,125,000 $1,200,000 6.7% 0.3%
    CMG MORTGAGE, INC. $460,000 $1,185,000 157.6% 0.3%
    Bank of America $325,000 $1,155,000 255.4% 0.3%
    PALCO FEDERAL CREDIT UNION $1,260,000 $1,060,000 -15.9% 0.3%
    VILLAGE CAPITAL MORTGAGE $480,000 $1,015,000 111.5% 0.3%
    Univest Bank and Trust Co. $440,000 $985,000 123.9% 0.3%
    The Huntington National Bank $135,000 $885,000 555.6% 0.3%
    Mifflinburg Bank and Trust Company $995,000 $870,000 -12.6% 0.2%
    First Citizens Community Bank $390,000 $860,000 120.5% 0.2%
    Wells Fargo Bank $1,335,000 $860,000 -35.6% 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $660,000 $850,000 28.8% 0.2%
    JPMorgan Chase Bank $1,485,000 $830,000 -44.1% 0.2%
    Members Choice Financial Credit Union $805,000 n/a 0.2%
    FIRST HERITAGE FINANCIAL, LLC $505,000 $795,000 57.4% 0.2%
    MEMBERS 1ST FEDERAL CREDIT UNION $80,000 $785,000 881.3% 0.2%
    NEW DAY FINANCIAL, LLC $620,000 $745,000 20.2% 0.2%
    CLEARPATH LENDING $235,000 $720,000 206.4% 0.2%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $675,000 n/a 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $155,000 $635,000 309.7% 0.2%
    PLANET HOME LENDING, LLC $390,000 $595,000 52.6% 0.2%
    S&T Bank $570,000 n/a 0.2%
    U.S. Bank $340,000 $560,000 64.7% 0.2%
    Citizens Bank $1,545,000 $555,000 -64.1% 0.2%
    Waterstone Mortgage Corporation $310,000 $540,000 74.2% 0.2%
    Morgan Stanley Private Bank $535,000 n/a 0.2%
    TIDEWATER MORTGAGE SERVICES, INC. $510,000 n/a 0.1%
    Fairway Consumer Discount Company $45,000 $505,000 1,022.2% 0.1%
    Tompkins Trust Company $85,000 $500,000 488.2% 0.1%
    GUARANTEED RATE, INC. $460,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $1,360,000 $450,000 -66.9% 0.1%
    NBKC BANK $570,000 $425,000 -25.4% 0.1%
    USAA Federal Savings Bank $675,000 $420,000 -37.8% 0.1%
    Carrington Mortgage Services, LLC $710,000 $395,000 -44.4% 0.1%
    ARC HOME LLC $390,000 n/a 0.1%
    Equity Prime Mortgage LLC $145,000 $390,000 169.0% 0.1%
    The Ephrata National Bank $430,000 $365,000 -15.1% 0.1%
    PLUS RELOCATION MORTGAGE, LLC $355,000 n/a 0.1%
    TD Bank $745,000 $355,000 -52.3% 0.1%
    THE MORTGAGE LINK, INC. $355,000 n/a 0.1%
    Nations Lending Corporation $335,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $265,000 $325,000 22.6% 0.1%
    Coastal Community Bank $160,000 $320,000 100.0% 0.1%
    The Loan Store, Inc. $310,000 n/a 0.1%
    Axos Bank $305,000 n/a 0.1%
    V.I.P. MORTGAGE, INC. $85,000 $295,000 247.1% 0.1%
    MICHIGAN MUTUAL, INC. $290,000 n/a 0.1%
    Ally Bank $390,000 $285,000 -26.9% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $195,000 $280,000 43.6% 0.1%
    EMM LOANS LLC $275,000 n/a 0.1%
    Towne Bank $275,000 n/a 0.1%
    Valley National Bank $275,000 n/a 0.1%
    MYCUMORTGAGE, LLC $425,000 $270,000 -36.5% 0.1%
    First Federal Bank $255,000 n/a 0.1%
    Ixonia Bank $255,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $595,000 $255,000 -57.1% 0.1%
    21ST MORTGAGE CORPORATION $125,000 $250,000 100.0% 0.1%
    LOANPAL, LLC $250,000 n/a 0.1%
    FIRST COMMUNITY MORTGAGE, INC. $240,000 n/a 0.1%
    Mortgage America, Inc. $215,000 $235,000 9.3% 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $235,000 n/a 0.1%
    East Coast Capital Corp. $225,000 n/a 0.1%
    RADIUS FINANCIAL GROUP INC. $225,000 n/a 0.1%
    Figure Lending LLC $115,000 $220,000 91.3% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $290,000 $210,000 -27.6% 0.1%
    CARDINAL FINANCIAL $225,000 $205,000 -8.9% 0.1%
    ENVOY MORTGAGE, LTD $205,000 n/a 0.1%
    PHH Mortgage Corporation $205,000 n/a 0.1%
    FIRST HERITAGE FEDERAL CREDIT UNION $500,000 $200,000 -60.0% 0.1%
    Semper Home Loans, Inc. $195,000 n/a 0.1%
    AMERICAN HERITAGE FCU $185,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $145,000 $180,000 24.1% 0.1%
    Mid Penn Bank $685,000 $175,000 -74.5% 0.0%
    Servion, Inc. $135,000 $175,000 29.6% 0.0%
    Discover Bank $200,000 $170,000 -15.0% 0.0%
    LIMA ONE CAPITAL, LLC $170,000 n/a 0.0%
    ADVANCIAL $165,000 n/a 0.0%
    Kish Bank $4,720,000 $165,000 -96.5% 0.0%
    PROVIDENT FUNDING ASSOCIATES, L.P. $165,000 n/a 0.0%
    Jonestown Bank and Trust Company, of Jonestown, Pennsylvania $150,000 n/a 0.0%
    MEMBER FIRST MORTGAGE, LLC $155,000 $145,000 -6.5% 0.0%
    Princeton Mortgage Corporation $145,000 n/a 0.0%
    ALLIANT CREDIT UNION $140,000 n/a 0.0%
    US MORTGAGE CORPORATION $135,000 n/a 0.0%
    UTILITIES EMPLOYEES CREDIT UNION $135,000 n/a 0.0%
    RELIANCE FIRST CAPITAL, LLC $430,000 $125,000 -70.9% 0.0%
    NETWORK CAPITAL FUNDING CORPORATION $105,000 n/a 0.0%
    CALCON MUTUAL MORTGAGE LLC $95,000 n/a 0.0%
    Flagstar Bank, FSB $515,000 $95,000 -81.6% 0.0%
    FREEDOM CREDIT UNION $90,000 n/a 0.0%
    AMERICAN FINANCING CORPORATION $75,000 n/a 0.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $165,000 $75,000 -54.5% 0.0%
    Third Federal Savings and Loan Association of Cleveland $75,000 n/a 0.0%
    SOUTH JERSEY $270,000 $70,000 -74.1% 0.0%
    PATRIOT $55,000 n/a 0.0%
    The Juniata Valley Bank $260,000 $55,000 -78.8% 0.0%
    CORNING $215,000 $15,000 -93.0% 0.0%
    FINANCE OF AMERICA REVERSE LLC $15,000 n/a 0.0%
    TRIAD FINANCIAL SERVICES, INC. $15,000 n/a 0.0%

    WILLIAMSPORT's top lender by overall market share is Jersey Shore State Bank, with 21.3% market share. In second place, with 16.0%, is First Columbia Bank & Trust Co., having originated $56,045,000 in loans. In third place, with 8.4%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $29,325,000 in loans. In fourth place, with 5.9%, is QUICKEN LOANS, LLC, having originated $20,660,000 in loans. In fifth place, with 4.1%, is Woodlands Bank, having originated $14,375,000 in loans.

    WILLIAMSPORT Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - WILLIAMSPORT (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $163,300 (4.9%) $198,397 (-8.2%) 0.00 297
    2018-02-01 $156,975 (-2.6%) $196,488 (-12.3%) 0.00 281
    2018-03-01 $159,950 (-2.0%) $197,376 (-13.3%) 0.00 282
    2018-04-01 $169,325 (-0.3%) $212,622 (-8.7%) 0.00 290
    2018-05-01 $172,225 (-0.1%) $212,861 (-3.7%) 0.00 291
    2018-06-01 $169,900 (3.0%) $215,942 (1.2%) 0.00 319
    2018-07-01 $174,475 (3.0%) $220,089 (3.2%) 0.00 329
    2018-08-01 $174,900 (1.6%) $225,139 (4.4%) 0.00 337
    2018-09-01 $169,200 (-3.6%) $218,766 (0.0%) 0.00 337
    2018-10-01 $164,450 (-6.0%) $215,273 (0.6%) 0.00 318
    2018-11-01 $162,175 (-4.6%) $217,442 (6.8%) 0.00 298
    2018-12-01 $160,130 (-3.0%) $246,184 (24.1%) 0.00 288
    2019-01-01 $159,949 (-2.1%) $245,442 (23.7%) 0.00 272
    2019-02-01 $158,750 (1.1%) $249,135 (26.8%) 0.00 246
    2019-03-01 $156,957 (-1.9%) $243,077 (23.2%) 0.00 255
    2019-04-01 $154,900 (-8.5%) $232,364 (9.3%) 0.00 268
    2019-05-01 $160,600 (-6.8%) $245,966 (15.6%) 0.00 286
    2019-06-01 $159,900 (-5.9%) $241,794 (12.0%) 0.00 329
    2019-07-01 $157,225 (-9.9%) $240,594 (9.3%) 0.00 343
    2019-08-01 $158,045 (-9.6%) $239,698 (6.5%) 0.00 340
    2019-09-01 $156,614 (-7.4%) $234,231 (7.1%) 0.00 341
    2019-10-01 $157,859 (-4.0%) $223,064 (3.6%) 0.00 331
    2019-11-01 $152,000 (-6.3%) $204,298 (-6.0%) 0.00 325
    2019-12-01 $149,950 (-6.4%) $205,312 (-16.6%) 0.00 287
    2020-01-01 $152,400 (-4.7%) $205,558 (-16.3%) 0.00 254
    2020-02-01 $159,300 (0.4%) $208,870 (-16.2%) 0.00 251
    2020-03-01 $158,700 (1.1%) $206,519 (-15.0%) 0.00 245
    2020-04-01 $162,000 (4.6%) $204,954 (-11.8%) 0.00 218
    2020-05-01 $154,950 (-3.5%) $211,525 (-14.0%) 0.00 200
    2020-06-01 $143,000 (-10.6%) $209,918 (-13.2%) 0.00 177
    2020-07-01 $160,925 (2.4%) $221,205 (-8.1%) 0.00 182
    2020-08-01 $171,250 (8.4%) $235,786 (-1.6%) 0.00 175
    2020-09-01 $178,700 (14.1%) $246,948 (5.4%) 0.00 170
    2020-10-01 $174,900 (10.8%) $235,834 (5.7%) 0.00 181
    2020-11-01 $173,051 (13.9%) $226,543 (10.9%) 0.00 196
    2020-12-01 $168,200 (12.2%) $228,677 (11.4%) 0.00 164
    2021-01-01 $159,900 (4.9%) $219,163 (6.6%) 0.00 145
    2021-02-01 $163,849 (2.9%) $234,279 (12.2%) 0.00 128
    2021-03-01 $162,450 (2.4%) $231,072 (11.9%) 0.00 105
    2021-04-01 $169,925 (4.9%) $239,559 (16.9%) 0.00 103
    2021-05-01 $185,200 (19.5%) $246,666 (16.6%) 0.00 92
    2021-06-01 $184,400 (29.0%) $240,996 (14.8%) 0.00 92
    2021-07-01 $179,900 (11.8%) $229,775 (3.9%) 0.00 127
    2021-08-01 $174,900 (2.1%) $230,494 (-2.2%) 0.00 130
    2021-09-01 $176,950 (-1.0%) $228,513 (-7.5%) 0.00 139
    2021-10-01 $169,900 (-2.9%) $234,864 (-0.4%) 0.00 118
    2021-11-01 $169,900 (-1.8%) $238,380 (5.2%) 0.00 98
    2021-12-01 $172,450 (2.5%) $250,527 (9.6%) 0.00 99
    2022-01-01 $179,900 (12.5%) $257,228 (17.4%) 0.00 81
    2022-02-01 $178,900 (9.2%) $275,741 (17.7%) 0.00 60
    2022-03-01 $179,900 (10.7%) $243,800 (5.5%) 0.00 67
    2022-04-01 $187,000 (10.1%) $252,428 (5.4%) 0.00 70
    2022-05-01 $197,250 (6.5%) $295,639 (19.9%) 0.00 83
    2022-06-01 $222,950 (20.9%) $298,859 (24.0%) 0.00 110
    2022-07-01 $249,900 (38.9%) $305,513 (33.0%) 0.00 126
    2022-08-01 $239,675 (37.0%) $303,477 (31.7%) 0.00 131
    2022-09-01 $239,900 (35.6%) $306,492 (34.1%) 0.00 121
    2022-10-01 $225,000 (32.4%) $268,709 (14.4%) 0.00 141
    2022-11-01 $210,675 (24.0%) $259,999 (9.1%) 0.00 143
    2022-12-01 $199,900 (15.9%) $257,068 (2.6%) 0.00 123
    2023-01-01 $199,900 (11.1%) $244,464 (-5.0%) 0.00 121
    2023-02-01 $199,925 (11.8%) $250,130 (-9.3%) 0.00 93
    2023-03-01 $210,450 (17.0%) $268,112 (10.0%) 0.00 87
    2023-04-01 $222,450 (19.0%) $286,738 (13.6%) 0.00 91
    2023-05-01 $246,425 (24.9%) $271,767 (-8.1%) 0.00 99
    2023-06-01 $234,900 (5.4%) $280,179 (-6.3%) 0.00 113
    2023-07-01 $225,000 (-10.0%) $304,694 (-0.3%) 0.00 120
    2023-08-01 $236,225 (-1.4%) $302,548 (-0.3%) 0.00 134
    2023-09-01 $235,000 (-2.0%) $296,647 (-3.2%) 0.00 136
    2023-10-01 $247,975 (10.2%) $302,341 (12.5%) 0.00 134
    2023-11-01 $246,725 (17.1%) $305,659 (17.6%) 0.00 130
    2023-12-01 $242,650 (21.4%) $305,900 (19.0%) 0.00 109
    2024-01-01 $255,600 (27.9%) $306,780 (25.5%) 0.00 102
    2024-02-01 $223,725 (11.9%) $283,097 (13.2%) 0.00 92
    2024-03-01 $239,900 (14.0%) $292,377 (9.1%) 0.00 87
    2024-04-01 $239,925 (7.9%) $282,697 (-1.4%) 0.00 93
    2024-05-01 $237,500 (-3.6%) $278,694 (2.6%) 0.00 102
    2024-06-01 $237,450 (1.1%) $321,686 (14.8%) 0.00 116
    2024-07-01 $236,150 (5.0%) $327,892 (7.6%) 0.00 132
    2024-08-01 $253,000 (7.1%) $335,375 (10.9%) 0.00 145
    2024-09-01 $257,200 (9.5%) $318,782 (7.5%) 0.00 169
    2024-10-01 $253,700 (2.3%) $313,910 (3.8%) 0.00 172
    2024-11-01 $250,000 (1.3%) $311,540 (1.9%) 0.00 174
    2024-12-01 $256,750 (5.8%) $345,363 (12.9%) 0.00 151
    2025-01-01 $242,750 (-5.0%) $341,938 (11.5%) 0.00 138
    2025-02-01 $232,475 (3.9%) $354,087 (25.1%) 0.00 133
    2025-03-01 $239,500 (-0.2%) $359,730 (23.0%) 0.00 131
    WILLIAMSPORT's median listing price for 2025-03-01 was $239,500, a difference of $-400 (-0.2%) versus the prior year and $7,025 versus the prior month.

    WILLIAMSPORT's median listing price comes in at 0% of the national average.

    WILLIAMSPORT's average listing price for 2025-03-01 was $359,730, a difference of $67,353 (23.0%) versus the prior year and $5,643 versus the prior month.

    For the 2025-03-01 period, WILLIAMSPORT had 131 MLS listings, a difference of -2 listings (-2%) versus the prior month and 44 listings (51%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - WILLIAMSPORT (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,729 sqft
    2018-02-01 0 days 1,723 sqft
    2018-03-01 0 days 1,721 sqft
    2018-04-01 0 days 1,736 sqft
    2018-05-01 0 days 1,784 sqft
    2018-06-01 0 days 1,806 sqft
    2018-07-01 0 days 1,828 sqft
    2018-08-01 0 days 1,857 sqft
    2018-09-01 0 days 1,823 sqft
    2018-10-01 0 days 1,807 sqft
    2018-11-01 0 days 1,801 sqft
    2018-12-01 0 days 1,792 sqft
    2019-01-01 0 days 1,744 sqft
    2019-02-01 0 days 1,698 sqft
    2019-03-01 0 days 1,707 sqft
    2019-04-01 0 days 1,739 sqft
    2019-05-01 0 days 1,789 sqft
    2019-06-01 0 days 1,792 sqft
    2019-07-01 0 days 1,810 sqft
    2019-08-01 0 days 1,801 sqft
    2019-09-01 0 days 1,767 sqft
    2019-10-01 0 days 1,753 sqft
    2019-11-01 0 days 1,723 sqft
    2019-12-01 0 days 1,732 sqft
    2020-01-01 0 days 1,732 sqft
    2020-02-01 0 days 1,738 sqft
    2020-03-01 0 days 1,738 sqft
    2020-04-01 0 days 1,736 sqft
    2020-05-01 0 days 1,716 sqft
    2020-06-01 0 days 1,673 sqft
    2020-07-01 0 days 1,728 sqft
    2020-08-01 0 days 1,824 sqft
    2020-09-01 0 days 1,874 sqft
    2020-10-01 0 days 1,851 sqft
    2020-11-01 0 days 1,837 sqft
    2020-12-01 0 days 1,770 sqft
    2021-01-01 0 days 1,726 sqft
    2021-02-01 0 days 1,674 sqft
    2021-03-01 0 days 1,660 sqft
    2021-04-01 0 days 1,654 sqft
    2021-05-01 0 days 1,652 sqft
    2021-06-01 0 days 1,702 sqft
    2021-07-01 0 days 1,792 sqft
    2021-08-01 0 days 1,773 sqft
    2021-09-01 0 days 1,763 sqft
    2021-10-01 0 days 1,786 sqft
    2021-11-01 0 days 1,772 sqft
    2021-12-01 0 days 1,791 sqft
    2022-01-01 0 days 1,686 sqft
    2022-02-01 0 days 1,701 sqft
    2022-03-01 0 days 1,700 sqft
    2022-04-01 0 days 1,696 sqft
    2022-05-01 0 days 1,673 sqft
    2022-06-01 0 days 1,773 sqft
    2022-07-01 0 days 1,848 sqft
    2022-08-01 0 days 1,837 sqft
    2022-09-01 0 days 1,846 sqft
    2022-10-01 0 days 1,744 sqft
    2022-11-01 0 days 1,722 sqft
    2022-12-01 0 days 1,640 sqft
    2023-01-01 0 days 1,640 sqft
    2023-02-01 0 days 1,674 sqft
    2023-03-01 0 days 1,723 sqft
    2023-04-01 0 days 1,771 sqft
    2023-05-01 0 days 1,806 sqft
    2023-06-01 0 days 1,799 sqft
    2023-07-01 0 days 1,739 sqft
    2023-08-01 0 days 1,824 sqft
    2023-09-01 0 days 1,760 sqft
    2023-10-01 0 days 1,776 sqft
    2023-11-01 0 days 1,780 sqft
    2023-12-01 0 days 1,813 sqft
    2024-01-01 0 days 1,814 sqft
    2024-02-01 0 days 1,728 sqft
    2024-03-01 0 days 1,803 sqft
    2024-04-01 0 days 1,753 sqft
    2024-05-01 0 days 1,598 sqft
    2024-06-01 0 days 1,672 sqft
    2024-07-01 0 days 1,724 sqft
    2024-08-01 0 days 1,795 sqft
    2024-09-01 0 days 1,812 sqft
    2024-10-01 0 days 1,808 sqft
    2024-11-01 0 days 1,720 sqft
    2024-12-01 0 days 1,672 sqft
    2025-01-01 0 days 1,646 sqft
    2025-02-01 0 days 1,597 sqft
    2025-03-01 0 days 1,616 sqft
    WILLIAMSPORT's median listing age (time on market) for 2025-03-01 was 0 days.

    WILLIAMSPORT's median square footage for active listings during the 2025-03-01 period was 1,616 sqft. One year prior, the average listing was 1,803 sqft.

    WILLIAMSPORT, PA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,106 $207,880,000 $187,957
    Refi 537 $73,475,000 $136,825
    Other 355 $24,605,000 $69,310
    Home Improvement 334 $24,380,000 $72,994
    Cash Out Refi 124 $20,000,000 $161,290
    NA 1 $505,000 $505,000

    Williamsport's most frequently cited loan purpose was Home Purchase, with 1,106 originations. The 2nd most popular reason was Refi, with 537 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 1,161 $173,055,000 $149,057
    5-6% 401 $60,075,000 $149,813
    7-8% 380 $63,350,000 $166,711
    Over 8% 293 $22,765,000 $77,696
    <2.5% 82 $1,240,000 $15,122
    4-5% 33 $5,265,000 $159,545
    2.5-3% 1 $165,000 $165,000

    During 2024, Williamsport's most frequently originated rate bucket was 6-7%, with 1,161 originations.

    Loan Sizing (WILLIAMSPORT, PA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 1,057 $52,615,000 $49,778
    $100k-200k 816 $117,910,000 $144,498
    $200k-400k 505 $133,745,000 $264,842
    $400k-600k 61 $28,225,000 $462,705
    $600k-1000k 14 $9,800,000 $700,000
    $Over $1MM 4 $8,550,000 $2,137,500

    WILLIAMSPORT's loan sizing saw the bucket of loans from $100,000 or less with 1,057 originations, totaling $52,615,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 740 $157,490,000 $212,824
    Under 20% 492 $16,750,000 $34,045
    20-40% 469 $40,335,000 $86,002
    60-80% 335 $64,365,000 $192,134
    40-60% 272 $37,730,000 $138,713
    Over 100% 17 $4,475,000 $263,235

    WILLIAMSPORT's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 740 originations, totaling $157,490,000 in origination value.