WILLIAMSPORT Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Rent Data
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Williamsport averaged 6.44% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.63% and one month ago for the week of 2024-11-07, the average rate was 6.93%.

    Williamsport's average rate one year ago was 7.17%.

    For refis of the same type during the week of 2024-12-12, the average rate was 6.9%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Williamsport 30 Year Fixed Rate 2024-12-12 6.44%
    Williamsport 30 Year Fixed Rate Refi 2024-12-12 6.9%
    Williamsport 15 Year Fixed Rate 2024-12-12 5.94%
    Williamsport 15 Year Fixed Rate Refi 2024-12-12 6.04%
    Williamsport 30 Year FHA 2024-12-12 6.23%
    Williamsport 30 Year FHA Refi 2024-12-12 6.28%
    Williamsport 30 Year USDA 2024-12-12 6.4%
    Williamsport 30 Year USDA Refi 2024-12-12 6.3%
    Williamsport 30 Year VA 2024-12-12 6.53%
    Williamsport 30 Year VA Refi 2024-12-12 5.88%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WILLIAMSPORT, PA.

    WILLIAMSPORT Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the WILLIAMSPORT, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    PRIMELENDING, A PLAINSCAPITAL COMPANY 88 6.76% $4,975
    The Muncy Bank and Trust Company 48 7.43% $2,923
    Jersey Shore State Bank 45 6.53% $4,974
    QUICKEN LOANS, LLC 41 7.00% $6,431
    Century Mortgage Company DBA Century Lending Company 13 7.10% $5,630
    Citizens & Northern Bank 12 6.99% $4,270
    PENNSYLVANIA STATE EMPLOYEES Credit Union 12 6.34% $2,604
    Fulton Bank 11 6.99% $5,268
    UNITED WHOLESALE MORTGAGE, LLC 10 6.69% $5,892
    First Columbia Bank & Trust Co. 8 7.28% $3,506
    Truist 8 6.90% $4,814
    HORIZON Federal Credit Union 8 6.51% $3,773
    First Commonwealth Bank 7 6.57% $4,828
    GUILD MORTGAGE COMPANY 6 6.48% $5,307
    JPMorgan Chase Bank 6 6.89% $4,360
    GUARANTEED RATE AFFINITY, LLC 5 7.10% $1,984
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 6.87% $4,485
    M&T Bank 5 6.65% $5,708
    Prosperity Home Mortgage, LLC 4 7.25% $5,501
    NEWREZ LLC 4 6.25% $3,707
    Wells Fargo Bank 4 6.31% $5,986
    PNC Bank 3 7.21% $4,189
    Northwest Bank 3 6.29% $2,959
    Citizens Bank 3 6.25% $4,460
    FREEDOM MORTGAGE CORPORATION 3 7.38% $7,917
    BETTER MORTGAGE CORPORATION 3 6.08% $4,762
    FIRST HERITAGE FINANCIAL, LLC 2 7.63% $5,207
    Flagstar Bank, FSB 2 6.56% $3,678
    CROSSCOUNTRY MORTGAGE, LLC 2 7.13% $5,242
    CMG MORTGAGE, INC. 2 7.62% $7,840
    LEBANON 2 4.50% $4,830
    Mr. Cooper ( Nationstar Mortgage ) 2 7.18% $7,935
    PALCO FEDERAL CREDIT UNION 2 7.31% $3,587
    Blue Ridge Bank 2 7.75% $5,179
    PREMIA MORTGAGE, LLC 2 6.75% $0
    ROYAL UNITED MORTGAGE LLC 2 6.94% $6,312
    AMERISAVE MORTGAGE CORPORATION 2 6.19% $11,900
    Ally Bank 2 6.38% $5,609
    USAA Federal Savings Bank 2 6.94% $5,780
    U.S. Bank 2 6.69% $4,843
    Waterstone Mortgage Corporation 2 6.69% $7,671
    First Citizens Community Bank 2 7.38% $3,605
    TJC Mortgage, Inc. 1 7.38% $9,721
    FIRST HERITAGE FEDERAL CREDIT UNION 1 6.13% $3,150
    PENNYMAC LOAN SERVICES, LLC 1 7.37% $6,771
    PENTAGON FEDERAL CREDIT UNION 1 6.88% $5,821
    GSF Mortgage Corporation 1 6.25% $7,855
    UNION HOME MORTGAGE CORP. 1 6.88% $9,519
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 7.13% $12,514
    First National Bank of Pennsylvania 1 6.63% $3,889
    Acre Mortgage and Financial Inc 1 7.50% $5,533
    Bank of America 1 8.63% $8,561
    ALLIED MORTGAGE GROUP, INC. 1 7.38% $11,278
    SeaTrust Mortgage Company 1 7.13% $6,893
    HARTFORD FUNDING, LTD. 1 8.50% $15,307
    Sierra Pacific Mortgage Company, Inc. 1 5.88% $6,403
    CNB Bank 1 6.50% $3,725
    CITADEL FEDERAL CREDIT UNION 1 6.88% $3,804
    TD Bank 1 6.13% $16,867
    MidAtlantic Farm Credit, ACA 1 7.31% $4,805
    MOVEMENT MORTGAGE, LLC 1 7.50% $4,206
    V.I.P. MORTGAGE, INC. 1 6.88% $5,834
    BROKER SOLUTIONS, INC. 1 6.75% $6,238
    NAVY FEDERAL CREDIT UNION 1 7.50% $8,154
    York Traditions Bank 1 7.00% $5,122
    NFM, INC. 1 6.75% $4,537
    CORNING 1 6.00% $5,336

    WILLIAMSPORT Average Closing Costs & Other Stats

    WILLIAMSPORT, PA's 67 lenders originated 2,358 loans during 2023. The total origination value was $321,860,000, with an average loan value of $136,497.

    WILLIAMSPORT's average closing costs are $5,034.

    The top WILLIAMSPORT lender as defined by loan originations is PRIMELENDING, A PLAINSCAPITAL COMPANY, with 88 loans originated. Their average total fees are $4,975, which is $2,053 higher than the next largest lender, The Muncy Bank and Trust Company.

    The lowest fee WILLIAMSPORT lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,604), The Muncy Bank and Trust Company ($2,923), Citizens & Northern Bank ($4,270), Jersey Shore State Bank ($4,974) and PRIMELENDING, A PLAINSCAPITAL COMPANY ($4,975).

    The lowest rate WILLIAMSPORT lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union (6.34%), Jersey Shore State Bank (6.53%), UNITED WHOLESALE MORTGAGE, LLC (6.69%), PRIMELENDING, A PLAINSCAPITAL COMPANY (6.76%) and Fulton Bank (6.99%).

    WILLIAMSPORT, PA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Jersey Shore State Bank $104,880,000 $70,005,000 -33.3% 21.8%
    The Muncy Bank and Trust Company $59,935,000 $43,710,000 -27.1% 13.6%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $36,415,000 $29,490,000 -19.0% 9.2%
    Woodlands Bank $26,500,000 $22,325,000 -15.8% 6.9%
    QUICKEN LOANS, LLC $26,130,000 $14,625,000 -44.0% 4.5%
    Century Mortgage Company DBA Century Lending Company $11,870,000 $10,590,000 -10.8% 3.3%
    First Commonwealth Bank $18,740,000 $9,085,000 -51.5% 2.8%
    Citizens & Northern Bank $17,435,000 $7,000,000 -59.9% 2.2%
    PENNSYLVANIA STATE EMPLOYEES Credit Union $10,195,000 $6,625,000 -35.0% 2.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $155,000 $6,055,000 3,806.5% 1.9%
    First Columbia Bank & Trust Co. $1,775,000 $5,995,000 237.7% 1.9%
    Susquehanna Community Bank $5,920,000 $5,825,000 -1.6% 1.8%
    Mortgage Research Center, LLC $5,325,000 $5,605,000 5.3% 1.7%
    UNITED WHOLESALE MORTGAGE, LLC $5,650,000 $5,595,000 -1.0% 1.7%
    Fulton Bank $4,595,000 $5,010,000 9.0% 1.6%
    Kish Bank $155,000 $4,720,000 2,945.2% 1.5%
    HORIZON Federal Credit Union $10,530,000 $3,605,000 -65.8% 1.1%
    Truist $4,105,000 $3,285,000 -20.0% 1.0%
    M&T Bank $7,045,000 $3,110,000 -55.9% 1.0%
    First National Bank of Pennsylvania $6,830,000 $2,885,000 -57.8% 0.9%
    PNC Bank $4,845,000 $2,560,000 -47.2% 0.8%
    GUILD MORTGAGE COMPANY $455,000 $2,125,000 367.0% 0.7%
    FREEDOM MORTGAGE CORPORATION $1,550,000 $1,645,000 6.1% 0.5%
    Citizens Bank $3,760,000 $1,545,000 -58.9% 0.5%
    NAVY FEDERAL CREDIT UNION $2,330,000 $1,535,000 -34.1% 0.5%
    JPMorgan Chase Bank $635,000 $1,485,000 133.9% 0.5%
    AMERISAVE MORTGAGE CORPORATION $2,285,000 $1,360,000 -40.5% 0.4%
    Blue Ridge Bank $250,000 $1,355,000 442.0% 0.4%
    Wells Fargo Bank $2,445,000 $1,335,000 -45.4% 0.4%
    NEWREZ LLC $800,000 $1,320,000 65.0% 0.4%
    SERVICE 1ST $1,385,000 $1,305,000 -5.8% 0.4%
    PENNYMAC LOAN SERVICES, LLC $2,495,000 $1,280,000 -48.7% 0.4%
    PALCO FEDERAL CREDIT UNION $1,570,000 $1,260,000 -19.7% 0.4%
    ALLIED MORTGAGE GROUP, INC. $4,895,000 $1,245,000 -74.6% 0.4%
    Prosperity Home Mortgage, LLC $350,000 $1,235,000 252.9% 0.4%
    Northwest Bank $4,980,000 $1,205,000 -75.8% 0.4%
    GUARANTEED RATE AFFINITY, LLC $1,145,000 n/a 0.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $250,000 $1,125,000 350.0% 0.3%
    Mifflinburg Bank and Trust Company $1,940,000 $995,000 -48.7% 0.3%
    BETTER MORTGAGE CORPORATION $180,000 $805,000 347.2% 0.3%
    PREMIA MORTGAGE, LLC $745,000 n/a 0.2%
    TD Bank $375,000 $745,000 98.7% 0.2%
    Carrington Mortgage Services, LLC $1,150,000 $710,000 -38.3% 0.2%
    First Keystone Community Bank $695,000 n/a 0.2%
    Mid Penn Bank $1,830,000 $685,000 -62.6% 0.2%
    USAA Federal Savings Bank $1,220,000 $675,000 -44.7% 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $620,000 $660,000 6.5% 0.2%
    BROKER SOLUTIONS, INC. $665,000 $655,000 -1.5% 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $2,000,000 $645,000 -67.8% 0.2%
    NEW DAY FINANCIAL, LLC $165,000 $620,000 275.8% 0.2%
    LOANDEPOT.COM, LLC $1,175,000 $595,000 -49.4% 0.2%
    PENTAGON FEDERAL CREDIT UNION $540,000 $595,000 10.2% 0.2%
    LEBANON $590,000 n/a 0.2%
    NBKC BANK $570,000 n/a 0.2%
    AmeriServ Financial Bank $1,085,000 $525,000 -51.6% 0.2%
    Flagstar Bank, FSB $525,000 $515,000 -1.9% 0.2%
    FIRST HERITAGE FINANCIAL, LLC $1,365,000 $505,000 -63.0% 0.2%
    FIRST HERITAGE FEDERAL CREDIT UNION $415,000 $500,000 20.5% 0.2%
    VILLAGE CAPITAL MORTGAGE $470,000 $480,000 2.1% 0.1%
    MidAtlantic Farm Credit, ACA $950,000 $475,000 -50.0% 0.1%
    CMG MORTGAGE, INC. $345,000 $460,000 33.3% 0.1%
    Bank of England $450,000 n/a 0.1%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $440,000 n/a 0.1%
    Univest Bank and Trust Co. $115,000 $440,000 282.6% 0.1%
    RELIANCE FIRST CAPITAL, LLC $400,000 $430,000 7.5% 0.1%
    The Ephrata National Bank $430,000 n/a 0.1%
    MYCUMORTGAGE, LLC $1,410,000 $425,000 -69.9% 0.1%
    1st Colonial Community Bank $395,000 n/a 0.1%
    Ally Bank $390,000 n/a 0.1%
    First Citizens Community Bank $1,405,000 $390,000 -72.2% 0.1%
    PLANET HOME LENDING, LLC $390,000 n/a 0.1%
    HARTFORD FUNDING, LTD. $365,000 n/a 0.1%
    U.S. Bank $355,000 $340,000 -4.2% 0.1%
    York Traditions Bank $340,000 n/a 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $80,000 $335,000 318.8% 0.1%
    UNION HOME MORTGAGE CORP. $335,000 n/a 0.1%
    Bank of America $1,115,000 $325,000 -70.9% 0.1%
    Waterstone Mortgage Corporation $310,000 n/a 0.1%
    TJC Mortgage, Inc. $295,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $695,000 $290,000 -58.3% 0.1%
    GSF Mortgage Corporation $275,000 n/a 0.1%
    SOUTH JERSEY $560,000 $270,000 -51.8% 0.1%
    First Federal Bank of Kansas City $265,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $245,000 $265,000 8.2% 0.1%
    The Juniata Valley Bank $700,000 $260,000 -62.9% 0.1%
    CITADEL FEDERAL CREDIT UNION $245,000 n/a 0.1%
    Mid-Continent Funding, Inc. $155,000 $245,000 58.1% 0.1%
    CLEARPATH LENDING $175,000 $235,000 34.3% 0.1%
    CARDINAL FINANCIAL $740,000 $225,000 -69.6% 0.1%
    LONGBRIDGE FINANCIAL, LLC $225,000 n/a 0.1%
    NexBank $225,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $585,000 $225,000 -61.5% 0.1%
    CORNING $400,000 $215,000 -46.3% 0.1%
    Mortgage America, Inc. $210,000 $215,000 2.4% 0.1%
    SeaTrust Mortgage Company $215,000 n/a 0.1%
    Discover Bank $55,000 $200,000 263.6% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $195,000 n/a 0.1%
    MOVEMENT MORTGAGE, LLC $510,000 $190,000 -62.7% 0.1%
    Bethpage Federal Credit Union $185,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $340,000 $180,000 -47.1% 0.1%
    Barrington Bank & Trust Company, N.A. $175,000 $175,000 0.0% 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $165,000 n/a 0.1%
    CBM Mortgage, Inc. $610,000 $165,000 -73.0% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $165,000 n/a 0.1%
    Coastal Community Bank $160,000 n/a 0.0%
    AMERICAN FINANCIAL RESOURCES, INC. $155,000 n/a 0.0%
    MEMBER FIRST MORTGAGE, LLC $155,000 n/a 0.0%
    Equity Prime Mortgage LLC $85,000 $145,000 70.6% 0.0%
    LAKEVIEW LOAN SERVICING, LLC $445,000 $145,000 -67.4% 0.0%
    NFM, INC. $135,000 n/a 0.0%
    Servion, Inc. $135,000 n/a 0.0%
    Sierra Pacific Mortgage Company, Inc. $135,000 n/a 0.0%
    SOUTHWEST STAGE FUNDING, LLC $135,000 n/a 0.0%
    The Huntington National Bank $495,000 $135,000 -72.7% 0.0%
    21ST MORTGAGE CORPORATION $160,000 $125,000 -21.9% 0.0%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $125,000 n/a 0.0%
    CNB Bank $420,000 $125,000 -70.2% 0.0%
    Figure Lending LLC $105,000 $115,000 9.5% 0.0%
    First National Bank of America $145,000 $115,000 -20.7% 0.0%
    Pennian Bank $115,000 n/a 0.0%
    Sun East Federal Credit Union $115,000 n/a 0.0%
    GUARANTY HOME MORTGAGE CORPORATION $85,000 n/a 0.0%
    Tompkins Trust Company $85,000 n/a 0.0%
    V.I.P. MORTGAGE, INC. $85,000 n/a 0.0%
    MEMBERS 1ST FEDERAL CREDIT UNION $275,000 $80,000 -70.9% 0.0%
    Hometown Equity Mortgage, LLC $75,000 n/a 0.0%
    Acre Mortgage and Financial Inc $65,000 n/a 0.0%
    Jarrettsville Federal Savings & Loan Assn $55,000 n/a 0.0%
    Fairway Consumer Discount Company $45,000 n/a 0.0%
    ALLEGACY FEDERAL CREDIT UNION $35,000 n/a 0.0%
    POLICE & FIRE $35,000 n/a 0.0%
    The Fidelity Deposit and Discount Bank $245,000 $35,000 -85.7% 0.0%

    WILLIAMSPORT's top lender by overall market share is Jersey Shore State Bank, with 21.8% market share. In second place, with 13.6%, is The Muncy Bank and Trust Company, having originated $43,710,000 in loans. In third place, with 9.2%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $29,490,000 in loans. In fourth place, with 6.9%, is Woodlands Bank, having originated $22,325,000 in loans. In fifth place, with 4.5%, is QUICKEN LOANS, LLC, having originated $14,625,000 in loans.

    WILLIAMSPORT Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - WILLIAMSPORT (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $163,300 (4.9%) $198,177 (-8.5%) 0.00 297
    2018-02-01 $156,950 (-2.6%) $195,961 (-12.8%) 0.00 282
    2018-03-01 $159,900 (-2.0%) $196,264 (-14.0%) 0.00 282
    2018-04-01 $167,325 (-1.5%) $211,509 (-9.4%) 0.00 290
    2018-05-01 $170,975 (-0.9%) $211,739 (-4.5%) 0.00 291
    2018-06-01 $169,900 (3.0%) $214,930 (0.7%) 0.00 319
    2018-07-01 $173,725 (2.5%) $219,093 (2.5%) 0.00 328
    2018-08-01 $174,900 (1.9%) $224,827 (4.4%) 0.00 337
    2018-09-01 $169,200 (-3.6%) $218,451 (-0.1%) 0.00 337
    2018-10-01 $164,450 (-6.0%) $214,935 (0.5%) 0.00 318
    2018-11-01 $161,950 (-4.7%) $217,029 (6.7%) 0.00 297
    2018-12-01 $160,065 (-3.0%) $245,798 (24.0%) 0.00 287
    2019-01-01 $159,948 (-2.1%) $245,037 (23.7%) 0.00 271
    2019-02-01 $158,725 (1.1%) $248,681 (26.9%) 0.00 245
    2019-03-01 $156,929 (-1.9%) $242,616 (23.6%) 0.00 254
    2019-04-01 $154,900 (-7.4%) $231,892 (9.6%) 0.00 267
    2019-05-01 $160,450 (-6.2%) $245,587 (16.0%) 0.00 285
    2019-06-01 $159,900 (-5.9%) $241,794 (12.5%) 0.00 329
    2019-07-01 $157,225 (-9.5%) $240,594 (9.8%) 0.00 343
    2019-08-01 $157,909 (-9.7%) $239,737 (6.6%) 0.00 340
    2019-09-01 $156,273 (-7.6%) $234,330 (7.3%) 0.00 340
    2019-10-01 $157,632 (-4.2%) $223,195 (3.8%) 0.00 330
    2019-11-01 $151,000 (-6.8%) $204,378 (-5.8%) 0.00 324
    2019-12-01 $149,950 (-6.3%) $205,312 (-16.5%) 0.00 287
    2020-01-01 $152,400 (-4.7%) $205,558 (-16.1%) 0.00 254
    2020-02-01 $159,000 (0.2%) $208,783 (-16.0%) 0.00 250
    2020-03-01 $158,200 (0.8%) $206,483 (-14.9%) 0.00 244
    2020-04-01 $160,000 (3.3%) $204,907 (-11.6%) 0.00 217
    2020-05-01 $154,900 (-3.5%) $211,507 (-13.9%) 0.00 199
    2020-06-01 $142,950 (-10.6%) $209,974 (-13.2%) 0.00 176
    2020-07-01 $160,700 (2.2%) $221,266 (-8.0%) 0.00 182
    2020-08-01 $171,250 (8.5%) $235,786 (-1.7%) 0.00 175
    2020-09-01 $178,825 (14.4%) $246,746 (5.3%) 0.00 171
    2020-10-01 $174,900 (11.0%) $235,834 (5.7%) 0.00 181
    2020-11-01 $173,051 (14.6%) $226,543 (10.8%) 0.00 196
    2020-12-01 $168,200 (12.2%) $228,677 (11.4%) 0.00 164
    2021-01-01 $159,900 (4.9%) $219,163 (6.6%) 0.00 145
    2021-02-01 $163,849 (3.1%) $234,068 (12.1%) 0.00 128
    2021-03-01 $162,450 (2.7%) $231,072 (11.9%) 0.00 105
    2021-04-01 $169,925 (6.2%) $239,559 (16.9%) 0.00 103
    2021-05-01 $183,900 (18.7%) $244,480 (15.6%) 0.00 91
    2021-06-01 $182,675 (27.8%) $238,930 (13.8%) 0.00 91
    2021-07-01 $175,900 (9.5%) $228,316 (3.2%) 0.00 127
    2021-08-01 $174,275 (1.8%) $228,915 (-2.9%) 0.00 129
    2021-09-01 $174,850 (-2.2%) $227,066 (-8.0%) 0.00 138
    2021-10-01 $169,900 (-2.9%) $233,467 (-1.0%) 0.00 117
    2021-11-01 $169,900 (-1.8%) $236,384 (4.3%) 0.00 97
    2021-12-01 $172,450 (2.5%) $248,685 (8.8%) 0.00 98
    2022-01-01 $179,900 (12.5%) $255,062 (16.4%) 0.00 80
    2022-02-01 $178,175 (8.7%) $273,179 (16.7%) 0.00 59
    2022-03-01 $179,675 (10.6%) $241,291 (4.4%) 0.00 66
    2022-04-01 $186,450 (9.7%) $249,862 (4.3%) 0.00 69
    2022-05-01 $195,500 (6.3%) $294,126 (20.3%) 0.00 83
    2022-06-01 $222,950 (22.1%) $298,859 (25.1%) 0.00 110
    2022-07-01 $249,900 (42.1%) $305,513 (33.8%) 0.00 126
    2022-08-01 $239,675 (37.5%) $303,477 (32.6%) 0.00 131
    2022-09-01 $239,900 (37.2%) $306,492 (35.0%) 0.00 121
    2022-10-01 $225,000 (32.4%) $268,709 (15.1%) 0.00 141
    2022-11-01 $210,675 (24.0%) $259,999 (10.0%) 0.00 143
    2022-12-01 $199,900 (15.9%) $257,068 (3.4%) 0.00 123
    2023-01-01 $199,900 (11.1%) $244,464 (-4.2%) 0.00 121
    2023-02-01 $199,925 (12.2%) $250,130 (-8.4%) 0.00 93
    2023-03-01 $210,450 (17.1%) $268,112 (11.1%) 0.00 87
    2023-04-01 $222,450 (19.3%) $286,738 (14.8%) 0.00 91
    2023-05-01 $246,425 (26.1%) $271,767 (-7.6%) 0.00 99
    2023-06-01 $234,900 (5.4%) $280,179 (-6.3%) 0.00 113
    2023-07-01 $225,000 (-10.0%) $304,694 (-0.3%) 0.00 120
    2023-08-01 $235,225 (-1.9%) $302,548 (-0.3%) 0.00 134
    2023-09-01 $235,000 (-2.0%) $296,647 (-3.2%) 0.00 136
    2023-10-01 $247,975 (10.2%) $302,341 (12.5%) 0.00 134
    2023-11-01 $246,725 (17.1%) $305,659 (17.6%) 0.00 130
    2023-12-01 $242,650 (21.4%) $305,900 (19.0%) 0.00 109
    2024-01-01 $255,600 (27.9%) $306,780 (25.5%) 0.00 102
    2024-02-01 $223,725 (11.9%) $283,097 (13.2%) 0.00 92
    2024-03-01 $239,900 (14.0%) $292,377 (9.1%) 0.00 87
    2024-04-01 $239,925 (7.9%) $282,697 (-1.4%) 0.00 93
    2024-05-01 $238,725 (-3.1%) $282,592 (4.0%) 0.00 102
    2024-06-01 $237,450 (1.1%) $329,396 (17.6%) 0.00 116
    2024-07-01 $236,150 (5.0%) $327,892 (7.6%) 0.00 132
    2024-08-01 $253,000 (7.6%) $335,375 (10.9%) 0.00 145
    2024-09-01 $257,200 (9.5%) $318,782 (7.5%) 0.00 169
    2024-10-01 $253,700 (2.3%) $313,910 (3.8%) 0.00 172
    2024-11-01 $250,000 (1.3%) $311,540 (1.9%) 0.00 174
    WILLIAMSPORT's median listing price for 2024-11-01 was $250,000, a difference of $3,275 (1.3%) versus the prior year and $-3,700 versus the prior month.

    WILLIAMSPORT's median listing price comes in at 0% of the national average.

    WILLIAMSPORT's average listing price for 2024-11-01 was $311,540, a difference of $5,881 (1.9%) versus the prior year and $-2,370 versus the prior month.

    For the 2024-11-01 period, WILLIAMSPORT had 174 MLS listings, a difference of 2 listings (1%) versus the prior month and 44 listings (34%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - WILLIAMSPORT (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,728 sqft
    2018-02-01 0 days 1,718 sqft
    2018-03-01 0 days 1,712 sqft
    2018-04-01 0 days 1,735 sqft
    2018-05-01 0 days 1,783 sqft
    2018-06-01 0 days 1,797 sqft
    2018-07-01 0 days 1,823 sqft
    2018-08-01 0 days 1,857 sqft
    2018-09-01 0 days 1,823 sqft
    2018-10-01 0 days 1,807 sqft
    2018-11-01 0 days 1,796 sqft
    2018-12-01 0 days 1,792 sqft
    2019-01-01 0 days 1,743 sqft
    2019-02-01 0 days 1,693 sqft
    2019-03-01 0 days 1,702 sqft
    2019-04-01 0 days 1,735 sqft
    2019-05-01 0 days 1,783 sqft
    2019-06-01 0 days 1,792 sqft
    2019-07-01 0 days 1,810 sqft
    2019-08-01 0 days 1,802 sqft
    2019-09-01 0 days 1,769 sqft
    2019-10-01 0 days 1,756 sqft
    2019-11-01 0 days 1,726 sqft
    2019-12-01 0 days 1,732 sqft
    2020-01-01 0 days 1,732 sqft
    2020-02-01 0 days 1,743 sqft
    2020-03-01 0 days 1,740 sqft
    2020-04-01 0 days 1,739 sqft
    2020-05-01 0 days 1,716 sqft
    2020-06-01 0 days 1,677 sqft
    2020-07-01 0 days 1,729 sqft
    2020-08-01 0 days 1,824 sqft
    2020-09-01 0 days 1,879 sqft
    2020-10-01 0 days 1,851 sqft
    2020-11-01 0 days 1,837 sqft
    2020-12-01 0 days 1,770 sqft
    2021-01-01 0 days 1,726 sqft
    2021-02-01 0 days 1,676 sqft
    2021-03-01 0 days 1,660 sqft
    2021-04-01 0 days 1,654 sqft
    2021-05-01 0 days 1,651 sqft
    2021-06-01 0 days 1,702 sqft
    2021-07-01 0 days 1,792 sqft
    2021-08-01 0 days 1,760 sqft
    2021-09-01 0 days 1,750 sqft
    2021-10-01 0 days 1,780 sqft
    2021-11-01 0 days 1,763 sqft
    2021-12-01 0 days 1,789 sqft
    2022-01-01 0 days 1,685 sqft
    2022-02-01 0 days 1,685 sqft
    2022-03-01 0 days 1,684 sqft
    2022-04-01 0 days 1,692 sqft
    2022-05-01 0 days 1,671 sqft
    2022-06-01 0 days 1,773 sqft
    2022-07-01 0 days 1,848 sqft
    2022-08-01 0 days 1,837 sqft
    2022-09-01 0 days 1,846 sqft
    2022-10-01 0 days 1,744 sqft
    2022-11-01 0 days 1,722 sqft
    2022-12-01 0 days 1,640 sqft
    2023-01-01 0 days 1,640 sqft
    2023-02-01 0 days 1,674 sqft
    2023-03-01 0 days 1,723 sqft
    2023-04-01 0 days 1,771 sqft
    2023-05-01 0 days 1,806 sqft
    2023-06-01 0 days 1,799 sqft
    2023-07-01 0 days 1,739 sqft
    2023-08-01 0 days 1,827 sqft
    2023-09-01 0 days 1,760 sqft
    2023-10-01 0 days 1,776 sqft
    2023-11-01 0 days 1,780 sqft
    2023-12-01 0 days 1,813 sqft
    2024-01-01 0 days 1,814 sqft
    2024-02-01 0 days 1,728 sqft
    2024-03-01 0 days 1,803 sqft
    2024-04-01 0 days 1,753 sqft
    2024-05-01 0 days 1,629 sqft
    2024-06-01 0 days 1,672 sqft
    2024-07-01 0 days 1,724 sqft
    2024-08-01 0 days 1,795 sqft
    2024-09-01 0 days 1,812 sqft
    2024-10-01 0 days 1,808 sqft
    2024-11-01 0 days 1,720 sqft
    WILLIAMSPORT's median listing age (time on market) for 2024-11-01 was 0 days.

    WILLIAMSPORT's median square footage for active listings during the 2024-11-01 period was 1,720 sqft. One year prior, the average listing was 1,780 sqft.

    WILLIAMSPORT, PA Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    16930 Williamsport, PA MSA $750 $820 $1,000 $1,290 $1,380
    16938 Williamsport, PA MSA $700 $770 $930 $1,200 $1,290
    17701 Williamsport, PA MSA $750 $820 $1,000 $1,290 $1,380
    17702 Williamsport, PA MSA $780 $860 $1,040 $1,340 $1,440
    17703 Williamsport, PA MSA $730 $800 $970 $1,250 $1,340
    17720 Williamsport, PA MSA $730 $800 $970 $1,250 $1,340
    17723 Williamsport, PA MSA $690 $750 $910 $1,170 $1,260
    17724 Williamsport, PA MSA $640 $690 $840 $1,080 $1,160
    17727 Williamsport, PA MSA $730 $800 $970 $1,250 $1,340
    17728 Williamsport, PA MSA $730 $800 $970 $1,250 $1,340
    17737 Williamsport, PA MSA $680 $750 $910 $1,170 $1,260
    17739 Williamsport, PA MSA $700 $770 $930 $1,200 $1,290
    17740 Williamsport, PA MSA $680 $740 $900 $1,160 $1,250
    17742 Williamsport, PA MSA $740 $820 $990 $1,270 $1,370
    17744 Williamsport, PA MSA $660 $730 $880 $1,130 $1,220
    17745 Williamsport, PA MSA $740 $810 $980 $1,260 $1,360
    17747 Williamsport, PA MSA $730 $800 $970 $1,250 $1,340
    17752 Williamsport, PA MSA $730 $800 $970 $1,250 $1,340
    17754 Williamsport, PA MSA $820 $900 $1,090 $1,400 $1,510
    17756 Williamsport, PA MSA $760 $840 $1,010 $1,300 $1,400
    17758 Williamsport, PA MSA $880 $970 $1,170 $1,510 $1,620
    17762 Williamsport, PA MSA $740 $810 $980 $1,260 $1,360
    17763 Williamsport, PA MSA $670 $740 $890 $1,140 $1,230
    17765 Williamsport, PA MSA $690 $760 $920 $1,180 $1,270
    17769 Williamsport, PA MSA $730 $800 $970 $1,250 $1,340
    17771 Williamsport, PA MSA $650 $720 $870 $1,120 $1,200
    17772 Williamsport, PA MSA $640 $720 $820 $1,170 $1,180
    17774 Williamsport, PA MSA $770 $850 $1,030 $1,330 $1,430
    17776 Williamsport, PA MSA $700 $760 $930 $1,190 $1,280
    17810 Williamsport, PA MSA $700 $770 $930 $1,200 $1,290
    17814 Williamsport, PA MSA $670 $790 $950 $1,170 $1,290
    17846 Williamsport, PA MSA $660 $770 $920 $1,120 $1,240

    2022 Average & Median Rent Data Statistics
    WILLIAMSPORT, PA average 1BR rent: $792, median: $800
    WILLIAMSPORT, PA average 2BR rent: $957, median: $970
    WILLIAMSPORT, PA average 3BR rent: $1,231, median: $1,250

    WILLIAMSPORT, PA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,125 $210,055,000 $186,716
    Refi 449 $49,245,000 $109,677
    Home Improvement 361 $22,845,000 $63,283
    Other 312 $19,730,000 $63,237
    Cash Out Refi 111 $19,985,000 $180,045

    Williamsport's most frequently cited loan purpose was Home Purchase, with 1,125 originations. The 2nd most popular reason was Refi, with 449 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 800 $118,520,000 $148,150
    5-6% 488 $54,240,000 $111,148
    7-8% 411 $68,635,000 $166,995
    Over 8% 199 $29,485,000 $148,166
    4-5% 160 $14,730,000 $92,063
    <2.5% 92 $840,000 $9,130
    3-4% 48 $4,590,000 $95,625
    2.5-3% 12 $1,240,000 $103,333

    During 2023, Williamsport's most frequently originated rate bucket was 6-7%, with 800 originations.

    Loan Sizing (WILLIAMSPORT, PA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 1,099 $51,175,000 $46,565
    $100k-200k 789 $114,015,000 $144,506
    $200k-400k 402 $105,130,000 $261,517
    $400k-600k 51 $23,395,000 $458,725
    $600k-1000k 11 $8,535,000 $775,909
    $Over $1MM 6 $19,610,000 $3,268,333

    WILLIAMSPORT's loan sizing saw the bucket of loans from $100,000 or less with 1,099 originations, totaling $51,175,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 684 $143,030,000 $209,108
    Under 20% 563 $17,995,000 $31,963
    20-40% 412 $35,460,000 $86,068
    60-80% 325 $64,275,000 $197,769
    40-60% 208 $27,710,000 $133,221
    Over 100% 13 $2,845,000 $218,846

    WILLIAMSPORT's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 684 originations, totaling $143,030,000 in origination value.