WILLIAMSPORT Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Williamsport averaged 6.66% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.87% and one month ago for the week of 2025-02-27, the average rate was 6.68%.

Williamsport's average rate one year ago was 6.81%.

For refis of the same type during the week of 2025-04-03, the average rate was 7.49%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Williamsport 30 Year Fixed Rate 2025-04-03 6.66%
Williamsport 30 Year Fixed Rate Refi 2025-04-03 7.49%
Williamsport 15 Year Fixed Rate 2025-04-03 5.62%
Williamsport 15 Year Fixed Rate Refi 2025-04-03 6.02%
Williamsport 30 Year FHA 2025-04-03 6.43%
Williamsport 30 Year FHA Refi 2025-04-03 6.16%
Williamsport 30 Year USDA 2025-04-03 6.12%
Williamsport 30 Year USDA Refi 2025-04-03 6.22%
Williamsport 30 Year VA 2025-04-03 6.03%
Williamsport 30 Year VA Refi 2025-04-03 5.96%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WILLIAMSPORT, PA.

WILLIAMSPORT Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the WILLIAMSPORT, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
PRIMELENDING, A PLAINSCAPITAL COMPANY 87 6.45% $5,020
First Columbia Bank & Trust Co. 69 6.79% $3,299
QUICKEN LOANS, LLC 43 6.78% $6,222
Jersey Shore State Bank 27 6.97% $5,459
Century Mortgage Company DBA Century Lending Company 23 6.97% $5,781
PENNSYLVANIA STATE EMPLOYEES Credit Union 16 6.49% $2,763
Citizens & Northern Bank 16 6.77% $5,338
UNITED WHOLESALE MORTGAGE, LLC 13 6.97% $5,573
Truist 11 7.04% $4,134
Prosperity Home Mortgage, LLC 8 7.08% $5,892
PNC Bank 7 6.79% $4,824
First Commonwealth Bank 7 6.82% $5,126
HORIZON Federal Credit Union 5 6.37% $5,183
ZILLOW HOME LOANS, LLC 5 7.35% $4,615
NEWREZ LLC 5 6.98% $4,739
First National Bank of Pennsylvania 5 6.88% $4,932
UNION HOME MORTGAGE CORP. 4 6.84% $11,498
Blue Ridge Bank 4 6.94% $5,523
CROSSCOUNTRY MORTGAGE, LLC 4 6.68% $8,290
FIRST HERITAGE FINANCIAL, LLC 4 6.69% $4,131
Fulton Bank 4 7.06% $6,079
LOANDEPOT.COM, LLC 4 6.90% $7,506
PENNYMAC LOAN SERVICES, LLC 4 6.65% $9,608
BROKER SOLUTIONS, INC. 3 6.91% $6,029
MidAtlantic Farm Credit, ACA 3 6.91% $5,490
ROYAL UNITED MORTGAGE LLC 3 6.92% $7,513
JPMorgan Chase Bank 3 6.66% $7,981
Wells Fargo Bank 3 6.42% $7,333
Bank of America 3 6.88% $4,166
SERVICE 1ST 3 7.13% $5,197
Mortgage Research Center, LLC 2 6.99% $5,203
MEMBERS 1ST FEDERAL CREDIT UNION 2 5.63% $3,480
GUILD MORTGAGE COMPANY 2 7.25% $4,719
NAVY FEDERAL CREDIT UNION 2 5.94% $2,480
CMG MORTGAGE, INC. 2 6.63% $4,675
ARC HOME LLC 2 7.25% $11,901
S&T Bank 2 7.13% $4,294
Tompkins Trust Company 2 6.56% $3,972
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 6.50% $5,899
FIRST COMMUNITY MORTGAGE, INC. 2 5.99% $4,882
East Coast Capital Corp. 1 7.50% $8,113
Northwest Bank 1 7.25% $4,475
PALCO FEDERAL CREDIT UNION 1 7.00% $3,061
U.S. Bank 1 6.99% $5,990
ALLIANT CREDIT UNION 1 6.13% $3,776
PHH Mortgage Corporation 1 5.88% $8,567
PLUS RELOCATION MORTGAGE, LLC 1 7.88% $4,824
MICHIGAN MUTUAL, INC. 1 6.38% $5,212
LOANPAL, LLC 1 7.25% $5,854
Princeton Mortgage Corporation 1 6.63% $5,910
Axos Bank 1 7.63% $7,067
UTILITIES EMPLOYEES CREDIT UNION 1 6.38% $3,713
RADIUS FINANCIAL GROUP INC. 1 7.25% $9,251
EMM LOANS LLC 1 7.38% $9,278
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.49% $4,939
Servion, Inc. 1 7.63% $5,746
Waterstone Mortgage Corporation 1 6.88% $7,991
The Huntington National Bank 1 6.88% $9,712
The Loan Store, Inc. 1 6.13% $9,572
V.I.P. MORTGAGE, INC. 1 6.63% $10,512
Towne Bank 1 6.88% $5,998
First Citizens Community Bank 1 7.99% $4,488
ADVANCIAL 1 5.88% $4,159
Mid Penn Bank 1 6.13% $4,243
Morgan Stanley Private Bank 1 6.15% $7,494
Mortgage America, Inc. 1 6.63% $5,928
Ally Bank 1 5.63% $8,784
Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $5,371
M&T Bank 1 6.63% $4,943
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.88% $6,894
Univest Bank and Trust Co. 1 6.88% $3,945

WILLIAMSPORT Average Closing Costs & Other Stats

WILLIAMSPORT, PA's 71 lenders originated 2,457 loans during 2024. The total origination value was $350,845,000, with an average loan value of $142,794.

WILLIAMSPORT's average closing costs are $5,178.

The top WILLIAMSPORT lender as defined by loan originations is PRIMELENDING, A PLAINSCAPITAL COMPANY, with 87 loans originated. Their average total fees are $5,020, which is $1,720 higher than the next largest lender, First Columbia Bank & Trust Co..

The lowest fee WILLIAMSPORT lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,763), First Columbia Bank & Trust Co. ($3,299), Truist ($4,134), PRIMELENDING, A PLAINSCAPITAL COMPANY ($5,020) and Citizens & Northern Bank ($5,338).

The lowest rate WILLIAMSPORT lenders (with over 10 loans originated) are PRIMELENDING, A PLAINSCAPITAL COMPANY (6.45%), PENNSYLVANIA STATE EMPLOYEES Credit Union (6.49%), Citizens & Northern Bank (6.77%), QUICKEN LOANS, LLC (6.78%) and First Columbia Bank & Trust Co. (6.79%).

WILLIAMSPORT, PA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
Jersey Shore State Bank $70,005,000 $74,800,000 6.8% 21.3%
First Columbia Bank & Trust Co. $5,995,000 $56,045,000 834.9% 16.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $29,490,000 $29,325,000 -0.6% 8.4%
QUICKEN LOANS, LLC $14,625,000 $20,660,000 41.3% 5.9%
Woodlands Bank $22,325,000 $14,375,000 -35.6% 4.1%
Century Mortgage Company DBA Century Lending Company $10,590,000 $10,590,000 0.0% 3.0%
First Commonwealth Bank $9,085,000 $9,450,000 4.0% 2.7%
PENNSYLVANIA STATE EMPLOYEES Credit Union $6,625,000 $9,240,000 39.5% 2.6%
Citizens & Northern Bank $7,000,000 $8,530,000 21.9% 2.4%
UNITED WHOLESALE MORTGAGE, LLC $5,595,000 $8,245,000 47.4% 2.4%
Mortgage Research Center, LLC $5,605,000 $5,190,000 -7.4% 1.5%
Susquehanna Community Bank $5,825,000 $4,365,000 -25.1% 1.2%
AmeriServ Financial Bank $525,000 $4,310,000 721.0% 1.2%
SERVICE 1ST $1,305,000 $4,280,000 228.0% 1.2%
First National Bank of Pennsylvania $2,885,000 $4,230,000 46.6% 1.2%
HORIZON Federal Credit Union $3,605,000 $3,575,000 -0.8% 1.0%
M&T Bank $3,110,000 $3,430,000 10.3% 1.0%
Truist $3,285,000 $3,415,000 4.0% 1.0%
NEWREZ LLC $1,320,000 $3,200,000 142.4% 0.9%
PENNYMAC LOAN SERVICES, LLC $1,280,000 $3,150,000 146.1% 0.9%
PNC Bank $2,560,000 $3,020,000 18.0% 0.9%
FREEDOM MORTGAGE CORPORATION $1,645,000 $2,715,000 65.0% 0.8%
NAVY FEDERAL CREDIT UNION $1,535,000 $2,595,000 69.1% 0.7%
Fulton Bank $5,010,000 $2,505,000 -50.0% 0.7%
Prosperity Home Mortgage, LLC $1,235,000 $2,485,000 101.2% 0.7%
Blue Ridge Bank $1,355,000 $2,390,000 76.4% 0.7%
ALLIED MORTGAGE GROUP, INC. $1,245,000 $2,310,000 85.5% 0.7%
CROSSCOUNTRY MORTGAGE, LLC $645,000 $2,100,000 225.6% 0.6%
UNION HOME MORTGAGE CORP. $335,000 $2,085,000 522.4% 0.6%
BROKER SOLUTIONS, INC. $655,000 $1,740,000 165.6% 0.5%
GUILD MORTGAGE COMPANY $2,125,000 $1,480,000 -30.4% 0.4%
ZILLOW HOME LOANS, LLC $225,000 $1,445,000 542.2% 0.4%
MidAtlantic Farm Credit, ACA $475,000 $1,440,000 203.2% 0.4%
LOANDEPOT.COM, LLC $595,000 $1,380,000 131.9% 0.4%
Northwest Bank $1,205,000 $1,230,000 2.1% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,125,000 $1,200,000 6.7% 0.3%
CMG MORTGAGE, INC. $460,000 $1,185,000 157.6% 0.3%
Bank of America $325,000 $1,155,000 255.4% 0.3%
PALCO FEDERAL CREDIT UNION $1,260,000 $1,060,000 -15.9% 0.3%
VILLAGE CAPITAL MORTGAGE $480,000 $1,015,000 111.5% 0.3%
Univest Bank and Trust Co. $440,000 $985,000 123.9% 0.3%
The Huntington National Bank $135,000 $885,000 555.6% 0.3%
Mifflinburg Bank and Trust Company $995,000 $870,000 -12.6% 0.2%
First Citizens Community Bank $390,000 $860,000 120.5% 0.2%
Wells Fargo Bank $1,335,000 $860,000 -35.6% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $660,000 $850,000 28.8% 0.2%
JPMorgan Chase Bank $1,485,000 $830,000 -44.1% 0.2%
Members Choice Financial Credit Union $805,000 n/a 0.2%
FIRST HERITAGE FINANCIAL, LLC $505,000 $795,000 57.4% 0.2%
MEMBERS 1ST FEDERAL CREDIT UNION $80,000 $785,000 881.3% 0.2%
NEW DAY FINANCIAL, LLC $620,000 $745,000 20.2% 0.2%
CLEARPATH LENDING $235,000 $720,000 206.4% 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $675,000 n/a 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $155,000 $635,000 309.7% 0.2%
PLANET HOME LENDING, LLC $390,000 $595,000 52.6% 0.2%
S&T Bank $570,000 n/a 0.2%
U.S. Bank $340,000 $560,000 64.7% 0.2%
Citizens Bank $1,545,000 $555,000 -64.1% 0.2%
Waterstone Mortgage Corporation $310,000 $540,000 74.2% 0.2%
Morgan Stanley Private Bank $535,000 n/a 0.2%
TIDEWATER MORTGAGE SERVICES, INC. $510,000 n/a 0.1%
Fairway Consumer Discount Company $45,000 $505,000 1,022.2% 0.1%
Tompkins Trust Company $85,000 $500,000 488.2% 0.1%
GUARANTEED RATE, INC. $460,000 n/a 0.1%
AMERISAVE MORTGAGE CORPORATION $1,360,000 $450,000 -66.9% 0.1%
NBKC BANK $570,000 $425,000 -25.4% 0.1%
USAA Federal Savings Bank $675,000 $420,000 -37.8% 0.1%
Carrington Mortgage Services, LLC $710,000 $395,000 -44.4% 0.1%
ARC HOME LLC $390,000 n/a 0.1%
Equity Prime Mortgage LLC $145,000 $390,000 169.0% 0.1%
The Ephrata National Bank $430,000 $365,000 -15.1% 0.1%
PLUS RELOCATION MORTGAGE, LLC $355,000 n/a 0.1%
TD Bank $745,000 $355,000 -52.3% 0.1%
THE MORTGAGE LINK, INC. $355,000 n/a 0.1%
Nations Lending Corporation $335,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $265,000 $325,000 22.6% 0.1%
Coastal Community Bank $160,000 $320,000 100.0% 0.1%
The Loan Store, Inc. $310,000 n/a 0.1%
Axos Bank $305,000 n/a 0.1%
V.I.P. MORTGAGE, INC. $85,000 $295,000 247.1% 0.1%
MICHIGAN MUTUAL, INC. $290,000 n/a 0.1%
Ally Bank $390,000 $285,000 -26.9% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $195,000 $280,000 43.6% 0.1%
EMM LOANS LLC $275,000 n/a 0.1%
Towne Bank $275,000 n/a 0.1%
Valley National Bank $275,000 n/a 0.1%
MYCUMORTGAGE, LLC $425,000 $270,000 -36.5% 0.1%
First Federal Bank $255,000 n/a 0.1%
Ixonia Bank $255,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $595,000 $255,000 -57.1% 0.1%
21ST MORTGAGE CORPORATION $125,000 $250,000 100.0% 0.1%
LOANPAL, LLC $250,000 n/a 0.1%
FIRST COMMUNITY MORTGAGE, INC. $240,000 n/a 0.1%
Mortgage America, Inc. $215,000 $235,000 9.3% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $235,000 n/a 0.1%
East Coast Capital Corp. $225,000 n/a 0.1%
RADIUS FINANCIAL GROUP INC. $225,000 n/a 0.1%
Figure Lending LLC $115,000 $220,000 91.3% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $290,000 $210,000 -27.6% 0.1%
CARDINAL FINANCIAL $225,000 $205,000 -8.9% 0.1%
ENVOY MORTGAGE, LTD $205,000 n/a 0.1%
PHH Mortgage Corporation $205,000 n/a 0.1%
FIRST HERITAGE FEDERAL CREDIT UNION $500,000 $200,000 -60.0% 0.1%
Semper Home Loans, Inc. $195,000 n/a 0.1%
AMERICAN HERITAGE FCU $185,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $145,000 $180,000 24.1% 0.1%
Mid Penn Bank $685,000 $175,000 -74.5% 0.0%
Servion, Inc. $135,000 $175,000 29.6% 0.0%
Discover Bank $200,000 $170,000 -15.0% 0.0%
LIMA ONE CAPITAL, LLC $170,000 n/a 0.0%
ADVANCIAL $165,000 n/a 0.0%
Kish Bank $4,720,000 $165,000 -96.5% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $165,000 n/a 0.0%
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania $150,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $155,000 $145,000 -6.5% 0.0%
Princeton Mortgage Corporation $145,000 n/a 0.0%
ALLIANT CREDIT UNION $140,000 n/a 0.0%
US MORTGAGE CORPORATION $135,000 n/a 0.0%
UTILITIES EMPLOYEES CREDIT UNION $135,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $430,000 $125,000 -70.9% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $105,000 n/a 0.0%
CALCON MUTUAL MORTGAGE LLC $95,000 n/a 0.0%
Flagstar Bank, FSB $515,000 $95,000 -81.6% 0.0%
FREEDOM CREDIT UNION $90,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $75,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $165,000 $75,000 -54.5% 0.0%
Third Federal Savings and Loan Association of Cleveland $75,000 n/a 0.0%
SOUTH JERSEY $270,000 $70,000 -74.1% 0.0%
PATRIOT $55,000 n/a 0.0%
The Juniata Valley Bank $260,000 $55,000 -78.8% 0.0%
CORNING $215,000 $15,000 -93.0% 0.0%
FINANCE OF AMERICA REVERSE LLC $15,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $15,000 n/a 0.0%

WILLIAMSPORT's top lender by overall market share is Jersey Shore State Bank, with 21.3% market share. In second place, with 16.0%, is First Columbia Bank & Trust Co., having originated $56,045,000 in loans. In third place, with 8.4%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $29,325,000 in loans. In fourth place, with 5.9%, is QUICKEN LOANS, LLC, having originated $20,660,000 in loans. In fifth place, with 4.1%, is Woodlands Bank, having originated $14,375,000 in loans.


WILLIAMSPORT Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - WILLIAMSPORT (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $163,300 (4.9%) $198,397 (-8.2%) 0.00 297
2018-02-01 $156,975 (-2.6%) $196,488 (-12.3%) 0.00 281
2018-03-01 $159,950 (-2.0%) $197,376 (-13.3%) 0.00 282
2018-04-01 $169,325 (-0.3%) $212,622 (-8.7%) 0.00 290
2018-05-01 $172,225 (-0.1%) $212,861 (-3.7%) 0.00 291
2018-06-01 $169,900 (3.0%) $215,942 (1.2%) 0.00 319
2018-07-01 $174,475 (3.0%) $220,089 (3.2%) 0.00 329
2018-08-01 $174,900 (1.6%) $225,139 (4.4%) 0.00 337
2018-09-01 $169,200 (-3.6%) $218,766 (0.0%) 0.00 337
2018-10-01 $164,450 (-6.0%) $215,273 (0.6%) 0.00 318
2018-11-01 $162,175 (-4.6%) $217,442 (6.8%) 0.00 298
2018-12-01 $160,130 (-3.0%) $246,184 (24.1%) 0.00 288
2019-01-01 $159,949 (-2.1%) $245,442 (23.7%) 0.00 272
2019-02-01 $158,750 (1.1%) $249,135 (26.8%) 0.00 246
2019-03-01 $156,957 (-1.9%) $243,077 (23.2%) 0.00 255
2019-04-01 $154,900 (-8.5%) $232,364 (9.3%) 0.00 268
2019-05-01 $160,600 (-6.8%) $245,966 (15.6%) 0.00 286
2019-06-01 $159,900 (-5.9%) $241,794 (12.0%) 0.00 329
2019-07-01 $157,225 (-9.9%) $240,594 (9.3%) 0.00 343
2019-08-01 $158,045 (-9.6%) $239,698 (6.5%) 0.00 340
2019-09-01 $156,614 (-7.4%) $234,231 (7.1%) 0.00 341
2019-10-01 $157,859 (-4.0%) $223,064 (3.6%) 0.00 331
2019-11-01 $152,000 (-6.3%) $204,298 (-6.0%) 0.00 325
2019-12-01 $149,950 (-6.4%) $205,312 (-16.6%) 0.00 287
2020-01-01 $152,400 (-4.7%) $205,558 (-16.3%) 0.00 254
2020-02-01 $159,300 (0.4%) $208,870 (-16.2%) 0.00 251
2020-03-01 $158,700 (1.1%) $206,519 (-15.0%) 0.00 245
2020-04-01 $162,000 (4.6%) $204,954 (-11.8%) 0.00 218
2020-05-01 $154,950 (-3.5%) $211,525 (-14.0%) 0.00 200
2020-06-01 $143,000 (-10.6%) $209,918 (-13.2%) 0.00 177
2020-07-01 $160,925 (2.4%) $221,205 (-8.1%) 0.00 182
2020-08-01 $171,250 (8.4%) $235,786 (-1.6%) 0.00 175
2020-09-01 $178,700 (14.1%) $246,948 (5.4%) 0.00 170
2020-10-01 $174,900 (10.8%) $235,834 (5.7%) 0.00 181
2020-11-01 $173,051 (13.9%) $226,543 (10.9%) 0.00 196
2020-12-01 $168,200 (12.2%) $228,677 (11.4%) 0.00 164
2021-01-01 $159,900 (4.9%) $219,163 (6.6%) 0.00 145
2021-02-01 $163,849 (2.9%) $234,279 (12.2%) 0.00 128
2021-03-01 $162,450 (2.4%) $231,072 (11.9%) 0.00 105
2021-04-01 $169,925 (4.9%) $239,559 (16.9%) 0.00 103
2021-05-01 $185,200 (19.5%) $246,666 (16.6%) 0.00 92
2021-06-01 $184,400 (29.0%) $240,996 (14.8%) 0.00 92
2021-07-01 $179,900 (11.8%) $229,775 (3.9%) 0.00 127
2021-08-01 $174,900 (2.1%) $230,494 (-2.2%) 0.00 130
2021-09-01 $176,950 (-1.0%) $228,513 (-7.5%) 0.00 139
2021-10-01 $169,900 (-2.9%) $234,864 (-0.4%) 0.00 118
2021-11-01 $169,900 (-1.8%) $238,380 (5.2%) 0.00 98
2021-12-01 $172,450 (2.5%) $250,527 (9.6%) 0.00 99
2022-01-01 $179,900 (12.5%) $257,228 (17.4%) 0.00 81
2022-02-01 $178,900 (9.2%) $275,741 (17.7%) 0.00 60
2022-03-01 $179,900 (10.7%) $243,800 (5.5%) 0.00 67
2022-04-01 $187,000 (10.1%) $252,428 (5.4%) 0.00 70
2022-05-01 $197,250 (6.5%) $295,639 (19.9%) 0.00 83
2022-06-01 $222,950 (20.9%) $298,859 (24.0%) 0.00 110
2022-07-01 $249,900 (38.9%) $305,513 (33.0%) 0.00 126
2022-08-01 $239,675 (37.0%) $303,477 (31.7%) 0.00 131
2022-09-01 $239,900 (35.6%) $306,492 (34.1%) 0.00 121
2022-10-01 $225,000 (32.4%) $268,709 (14.4%) 0.00 141
2022-11-01 $210,675 (24.0%) $259,999 (9.1%) 0.00 143
2022-12-01 $199,900 (15.9%) $257,068 (2.6%) 0.00 123
2023-01-01 $199,900 (11.1%) $244,464 (-5.0%) 0.00 121
2023-02-01 $199,925 (11.8%) $250,130 (-9.3%) 0.00 93
2023-03-01 $210,450 (17.0%) $268,112 (10.0%) 0.00 87
2023-04-01 $222,450 (19.0%) $286,738 (13.6%) 0.00 91
2023-05-01 $246,425 (24.9%) $271,767 (-8.1%) 0.00 99
2023-06-01 $234,900 (5.4%) $280,179 (-6.3%) 0.00 113
2023-07-01 $225,000 (-10.0%) $304,694 (-0.3%) 0.00 120
2023-08-01 $236,225 (-1.4%) $302,548 (-0.3%) 0.00 134
2023-09-01 $235,000 (-2.0%) $296,647 (-3.2%) 0.00 136
2023-10-01 $247,975 (10.2%) $302,341 (12.5%) 0.00 134
2023-11-01 $246,725 (17.1%) $305,659 (17.6%) 0.00 130
2023-12-01 $242,650 (21.4%) $305,900 (19.0%) 0.00 109
2024-01-01 $255,600 (27.9%) $306,780 (25.5%) 0.00 102
2024-02-01 $223,725 (11.9%) $283,097 (13.2%) 0.00 92
2024-03-01 $239,900 (14.0%) $292,377 (9.1%) 0.00 87
2024-04-01 $239,925 (7.9%) $282,697 (-1.4%) 0.00 93
2024-05-01 $237,500 (-3.6%) $278,694 (2.6%) 0.00 102
2024-06-01 $237,450 (1.1%) $321,686 (14.8%) 0.00 116
2024-07-01 $236,150 (5.0%) $327,892 (7.6%) 0.00 132
2024-08-01 $253,000 (7.1%) $335,375 (10.9%) 0.00 145
2024-09-01 $257,200 (9.5%) $318,782 (7.5%) 0.00 169
2024-10-01 $253,700 (2.3%) $313,910 (3.8%) 0.00 172
2024-11-01 $250,000 (1.3%) $311,540 (1.9%) 0.00 174
2024-12-01 $256,750 (5.8%) $345,363 (12.9%) 0.00 151
2025-01-01 $242,750 (-5.0%) $341,938 (11.5%) 0.00 138
2025-02-01 $232,475 (3.9%) $354,087 (25.1%) 0.00 133
2025-03-01 $239,500 (-0.2%) $359,730 (23.0%) 0.00 131
WILLIAMSPORT's median listing price for 2025-03-01 was $239,500, a difference of $-400 (-0.2%) versus the prior year and $7,025 versus the prior month.

WILLIAMSPORT's median listing price comes in at 0% of the national average.

WILLIAMSPORT's average listing price for 2025-03-01 was $359,730, a difference of $67,353 (23.0%) versus the prior year and $5,643 versus the prior month.

For the 2025-03-01 period, WILLIAMSPORT had 131 MLS listings, a difference of -2 listings (-2%) versus the prior month and 44 listings (51%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - WILLIAMSPORT (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,729 sqft
2018-02-01 0 days 1,723 sqft
2018-03-01 0 days 1,721 sqft
2018-04-01 0 days 1,736 sqft
2018-05-01 0 days 1,784 sqft
2018-06-01 0 days 1,806 sqft
2018-07-01 0 days 1,828 sqft
2018-08-01 0 days 1,857 sqft
2018-09-01 0 days 1,823 sqft
2018-10-01 0 days 1,807 sqft
2018-11-01 0 days 1,801 sqft
2018-12-01 0 days 1,792 sqft
2019-01-01 0 days 1,744 sqft
2019-02-01 0 days 1,698 sqft
2019-03-01 0 days 1,707 sqft
2019-04-01 0 days 1,739 sqft
2019-05-01 0 days 1,789 sqft
2019-06-01 0 days 1,792 sqft
2019-07-01 0 days 1,810 sqft
2019-08-01 0 days 1,801 sqft
2019-09-01 0 days 1,767 sqft
2019-10-01 0 days 1,753 sqft
2019-11-01 0 days 1,723 sqft
2019-12-01 0 days 1,732 sqft
2020-01-01 0 days 1,732 sqft
2020-02-01 0 days 1,738 sqft
2020-03-01 0 days 1,738 sqft
2020-04-01 0 days 1,736 sqft
2020-05-01 0 days 1,716 sqft
2020-06-01 0 days 1,673 sqft
2020-07-01 0 days 1,728 sqft
2020-08-01 0 days 1,824 sqft
2020-09-01 0 days 1,874 sqft
2020-10-01 0 days 1,851 sqft
2020-11-01 0 days 1,837 sqft
2020-12-01 0 days 1,770 sqft
2021-01-01 0 days 1,726 sqft
2021-02-01 0 days 1,674 sqft
2021-03-01 0 days 1,660 sqft
2021-04-01 0 days 1,654 sqft
2021-05-01 0 days 1,652 sqft
2021-06-01 0 days 1,702 sqft
2021-07-01 0 days 1,792 sqft
2021-08-01 0 days 1,773 sqft
2021-09-01 0 days 1,763 sqft
2021-10-01 0 days 1,786 sqft
2021-11-01 0 days 1,772 sqft
2021-12-01 0 days 1,791 sqft
2022-01-01 0 days 1,686 sqft
2022-02-01 0 days 1,701 sqft
2022-03-01 0 days 1,700 sqft
2022-04-01 0 days 1,696 sqft
2022-05-01 0 days 1,673 sqft
2022-06-01 0 days 1,773 sqft
2022-07-01 0 days 1,848 sqft
2022-08-01 0 days 1,837 sqft
2022-09-01 0 days 1,846 sqft
2022-10-01 0 days 1,744 sqft
2022-11-01 0 days 1,722 sqft
2022-12-01 0 days 1,640 sqft
2023-01-01 0 days 1,640 sqft
2023-02-01 0 days 1,674 sqft
2023-03-01 0 days 1,723 sqft
2023-04-01 0 days 1,771 sqft
2023-05-01 0 days 1,806 sqft
2023-06-01 0 days 1,799 sqft
2023-07-01 0 days 1,739 sqft
2023-08-01 0 days 1,824 sqft
2023-09-01 0 days 1,760 sqft
2023-10-01 0 days 1,776 sqft
2023-11-01 0 days 1,780 sqft
2023-12-01 0 days 1,813 sqft
2024-01-01 0 days 1,814 sqft
2024-02-01 0 days 1,728 sqft
2024-03-01 0 days 1,803 sqft
2024-04-01 0 days 1,753 sqft
2024-05-01 0 days 1,598 sqft
2024-06-01 0 days 1,672 sqft
2024-07-01 0 days 1,724 sqft
2024-08-01 0 days 1,795 sqft
2024-09-01 0 days 1,812 sqft
2024-10-01 0 days 1,808 sqft
2024-11-01 0 days 1,720 sqft
2024-12-01 0 days 1,672 sqft
2025-01-01 0 days 1,646 sqft
2025-02-01 0 days 1,597 sqft
2025-03-01 0 days 1,616 sqft
WILLIAMSPORT's median listing age (time on market) for 2025-03-01 was 0 days.

WILLIAMSPORT's median square footage for active listings during the 2025-03-01 period was 1,616 sqft. One year prior, the average listing was 1,803 sqft.

WILLIAMSPORT, PA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,106 $207,880,000 $187,957
Refi 537 $73,475,000 $136,825
Other 355 $24,605,000 $69,310
Home Improvement 334 $24,380,000 $72,994
Cash Out Refi 124 $20,000,000 $161,290
NA 1 $505,000 $505,000

Williamsport's most frequently cited loan purpose was Home Purchase, with 1,106 originations. The 2nd most popular reason was Refi, with 537 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,161 $173,055,000 $149,057
5-6% 401 $60,075,000 $149,813
7-8% 380 $63,350,000 $166,711
Over 8% 293 $22,765,000 $77,696
<2.5% 82 $1,240,000 $15,122
4-5% 33 $5,265,000 $159,545
2.5-3% 1 $165,000 $165,000

During 2024, Williamsport's most frequently originated rate bucket was 6-7%, with 1,161 originations.

Loan Sizing (WILLIAMSPORT, PA MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 1,057 $52,615,000 $49,778
$100k-200k 816 $117,910,000 $144,498
$200k-400k 505 $133,745,000 $264,842
$400k-600k 61 $28,225,000 $462,705
$600k-1000k 14 $9,800,000 $700,000
$Over $1MM 4 $8,550,000 $2,137,500

WILLIAMSPORT's loan sizing saw the bucket of loans from $100,000 or less with 1,057 originations, totaling $52,615,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 740 $157,490,000 $212,824
Under 20% 492 $16,750,000 $34,045
20-40% 469 $40,335,000 $86,002
60-80% 335 $64,365,000 $192,134
40-60% 272 $37,730,000 $138,713
Over 100% 17 $4,475,000 $263,235

WILLIAMSPORT's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 740 originations, totaling $157,490,000 in origination value.