WILLIAMSPORT Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Williamsport averaged 5.87% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 6.24% and one month ago for the week of 2022-05-19, the average rate was 5.31%.

Williamsport's average rate one year ago was 3.25%.

For refis of the same type during the week of 2022-06-23, the average rate was 5.58%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Williamsport 30 Year Fixed Rate 2022-06-23 5.87%
Williamsport 30 Year Fixed Rate Refi 2022-06-23 5.58%
Williamsport 15 Year Fixed Rate 2022-06-23 5.69%
Williamsport 15 Year Fixed Rate Refi 2022-06-23 5.24%
Williamsport 30 Year FHA 2022-06-23 -0.02%
Williamsport 30 Year FHA Refi 2022-06-23 -0.13%
Williamsport 30 Year USDA 2022-06-23 -0.17%
Williamsport 30 Year USDA Refi 2022-06-23 -0.07%
Williamsport 30 Year VA 2022-06-23 0.25%
Williamsport 30 Year VA Refi 2022-06-23 -0.29%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WILLIAMSPORT, PA.

WILLIAMSPORT Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the WILLIAMSPORT, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
The Muncy Bank and Trust Company 154 3.46% $2,758
PRIMELENDING, A PLAINSCAPITAL COMPANY 141 3.29% $4,020
QUICKEN LOANS, LLC 139 3.12% $5,042
Jersey Shore State Bank 92 3.25% $4,135
HORIZON Federal Credit Union 54 3.50% $3,873
Citizens & Northern Bank 48 3.10% $4,869
BROKER SOLUTIONS, INC. 25 2.99% $4,261
First Commonwealth Bank 20 3.29% $3,862
PENNSYLVANIA STATE EMPLOYEES Credit Union 18 3.23% $2,409
CALIBER HOME LOANS, INC. 17 3.14% $4,006
Wells Fargo Bank 17 3.51% $3,411
STEARNS LENDING, LLC 14 2.94% $4,422
Manufacturers and Traders Trust Company 11 3.20% $3,787
Century Mortgage Company DBA Century Lending Company 11 3.05% $4,282
AMERISAVE MORTGAGE CORPORATION 10 3.14% $6,197
LOANDEPOT.COM, LLC 10 2.93% $5,792
UNITED WHOLESALE MORTGAGE, LLC 8 2.93% $4,998
First National Bank of Pennsylvania 7 2.91% $4,540
Truist Bank 7 2.93% $3,503
Fulton Bank 6 3.31% $3,936
U.S. Bank 6 2.92% $4,094
Citizens Bank 6 3.08% $5,063
FIRST HERITAGE FINANCIAL, LLC 6 3.28% $3,477
ALLIED MORTGAGE GROUP, INC. 6 3.10% $8,103
BETTER MORTGAGE CORPORATION 6 2.83% $4,533
RESIDENTIAL MORTGAGE SERVICES, INC. 5 3.18% $4,258
JPMorgan Chase Bank 5 3.60% $4,316
NEWREZ LLC 5 3.65% $4,194
Northwest Bank 5 2.88% $5,385
InterContinental Capital Group, Inc 5 3.27% $4,736
AMERICAN FINANCING CORPORATION 5 3.35% $6,184
PNC Bank 5 3.08% $4,060
ROYAL UNITED MORTGAGE LLC 4 3.13% $6,587
FREEDOM MORTGAGE CORPORATION 4 3.19% $2,846
Santander Bank, N.A. 3 3.25% $4,913
MOVEMENT MORTGAGE, LLC 3 3.17% $4,764
Mr. Cooper ( Nationstar Mortgage ) 3 3.13% $2,874
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3 3.04% $3,821
AgChoice Farm Credit ACA 3 3.63% $5,045
NAVY FEDERAL CREDIT UNION 3 3.92% $5,230
First Columbia Bank & Trust Co. 3 3.50% $3,426
PENNYMAC LOAN SERVICES, LLC 3 3.58% $4,911
SOUTH JERSEY 3 3.13% $3,007
GUARANTEED RATE, INC. 3 3.12% $5,508
GUILD MORTGAGE COMPANY 2 3.13% $3,569
HOME POINT FINANCIAL CORPORATION 2 3.06% $4,016
Bank of America 2 2.69% $5,341
Ally Bank 2 3.19% $4,617
SUN WEST MORTGAGE COMPANY, INC. 2 3.25% $3,946
Kish Bank 2 3.19% $4,516
Flagstar Bank, FSB 2 3.81% $6,366
FIRST HERITAGE FEDERAL CREDIT UNION 2 3.06% $2,964
PALCO FEDERAL CREDIT UNION 2 3.16% $4,541
First Citizens Community Bank 2 2.94% $3,337
MUTUAL OF OMAHA MORTGAGE, INC. 2 3.38% $5,205
Mortgage Research Center, LLC 2 2.50% $5,743
CROSSCOUNTRY MORTGAGE, LLC 2 3.31% $4,656
Colonial Savings, F.A. 2 3.13% $2,425
ZILLOW HOME LOANS, LLC 1 2.88% $5,029
AMERICAN HERITAGE FCU 1 2.98% $3,270
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 2.75% $3,804
AmeriHome Mortgage Company, LLC 1 2.88% $4,744
AmeriServ Financial Bank 1 3.00% $3,358
ATHAS CAPITAL GROUP, INC. 1 7.74% $6,663
Axos Bank 1 2.88% $3,520
Bank of England 1 3.75% $3,502
BELCO COMMUNITY CREDIT UNION 1 3.00% $5,877
BNC National Bank 1 3.00% $4,558
CBM Mortgage, Inc. 1 3.00% $3,168
CHERRY CREEK MORTGAGE, LLC 1 3.13% $643
CHURCHILL MORTGAGE CORPORATION 1 3.38% $3,659
CITADEL FEDERAL CREDIT UNION 1 2.88% $3,264
Community Bank 1 3.75% $0
DEPARTMENT OF COMMERCE 1 3.00% $4,735
EMBRACE HOME LOANS, INC. 1 3.49% $7,336
EMM LOANS LLC 1 2.88% $14,212
EVERENCE FEDERAL CREDIT UNION 1 4.38% $4,422
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 3.50% $3,781
FINANCE OF AMERICA MORTGAGE LLC 1 3.13% $2,460
First Savings Bank 1 3.50% $4,547
GUARANTEED RATE AFFINITY, LLC 1 2.38% $0
HOMESIDE FINANCIAL, LLC 1 2.75% $11,802
Hometown Lenders, Inc. 1 4.00% $3,833
IVY MORTGAGE, INC. 1 2.88% $2,798
Keystone Funding, Inc. 1 3.13% $4,404
LAKEVIEW LOAN SERVICING, LLC 1 3.88% $4,818
LEADERONE FINANCIAL CORPORATION 1 2.99% $5,922
MCLEAN MORTGAGE CORPORATION 1 3.25% $5,440
Meridian Bank Corporation 1 2.63% $5,276
MID AMERICA MORTGAGE, INC. 1 3.63% $2,620
MILEND, INC. 1 3.63% $4,968
Mortgage America, Inc. 1 3.00% $3,851
NATION ONE MORTGAGE CORPORATION 1 3.25% $3,650
Nations Lending Corporation 1 3.38% $7,490
NEW DAY FINANCIAL, LLC 1 2.99% $3,767
North American Savings Bank, F.S.B. 1 3.13% $3,966
Northeast Equitable Mortgage, LLC 1 3.25% $3,767
PARAGON HOME LOANS INC. 1 3.25% $3,785
PHH Mortgage Corporation 1 2.75% $6,391
Philadelphia Mortgage Advisors, Inc. 1 2.99% $5,284
PLANET HOME LENDING, LLC 1 3.00% $3,207
Prosperity Home Mortgage, LLC 1 3.25% $3,598
RELIANCE FIRST CAPITAL, LLC 1 3.13% $5,854
The Federal Savings Bank 1 3.25% $11,901
The Fidelity Deposit and Discount Bank 1 4.00% $3,077
The Luzerne Bank 1 4.25% $3,084
Third Federal Savings and Loan Association of Cleveland 1 2.79% $0
TIAA, FSB 1 3.25% $4,645
TOP FLITE FINANCIAL, INC. 1 4.38% $16,849
TOWNE MORTGAGE COMPANY 1 2.63% $15,153
UNION HOME MORTGAGE CORP. 1 2.88% $10,131
Waterstone Mortgage Corporation 1 3.63% $4,071
Wyndham Capital Mortgage, Inc. 1 2.88% $2,384
York Traditions Bank 1 3.50% $4,572
AFFINITY 1 2.88% $2,808

WILLIAMSPORT, PA's 115 lenders originated 4,024 loans during 2021. The total origination value was $626,440,000, with an average loan value of $155,676.

The top WILLIAMSPORT lender as defined by loan originations is The Muncy Bank and Trust Company, with 154 loans originated. Their average total fees are $2,758, which is $1,262 lower than the next largest lender, PRIMELENDING, A PLAINSCAPITAL COMPANY.

The lowest fee WILLIAMSPORT lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,409), The Muncy Bank and Trust Company ($2,758), Wells Fargo Bank ($3,411), Manufacturers and Traders Trust Company ($3,787) and First Commonwealth Bank ($3,862).

The lowest rate WILLIAMSPORT lenders (with over 10 loans originated) are LOANDEPOT.COM, LLC (2.93%), STEARNS LENDING, LLC (2.94%), BROKER SOLUTIONS, INC. (2.99%), Century Mortgage Company DBA Century Lending Company (3.05%) and Citizens & Northern Bank (3.10%).

WILLIAMSPORT, PA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Jersey Shore State Bank $98,760,000 $95,240,000 -3.6% 15.2%
The Muncy Bank and Trust Company $62,555,000 $74,140,000 18.5% 11.8%
QUICKEN LOANS, LLC $41,920,000 $63,065,000 50.4% 10.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $47,910,000 $52,855,000 10.3% 8.4%
Woodlands Bank $41,860,000 $39,185,000 -6.4% 6.3%
First Commonwealth Bank $17,175,000 $23,115,000 34.6% 3.7%
Citizens & Northern Bank $26,680,000 $19,535,000 -26.8% 3.1%
HORIZON Federal Credit Union $11,630,000 $19,215,000 65.2% 3.1%
FREEDOM MORTGAGE CORPORATION $17,575,000 $17,105,000 -2.7% 2.7%
BROKER SOLUTIONS, INC. $3,090,000 $9,035,000 192.4% 1.4%
PENNSYLVANIA STATE EMPLOYEES Credit Union $11,740,000 $8,805,000 -25.0% 1.4%
First National Bank of Pennsylvania $7,785,000 $8,595,000 10.4% 1.4%
Mortgage Research Center, LLC $5,285,000 $8,545,000 61.7% 1.4%
CALIBER HOME LOANS, INC. $5,420,000 $8,000,000 47.6% 1.3%
Manufacturers and Traders Trust Company $3,055,000 $7,560,000 147.5% 1.2%
ALLIED MORTGAGE GROUP, INC. $5,650,000 $7,345,000 30.0% 1.2%
LOANDEPOT.COM, LLC $3,925,000 $7,265,000 85.1% 1.2%
Wells Fargo Bank $3,745,000 $6,850,000 82.9% 1.1%
STEARNS LENDING, LLC $10,875,000 $6,620,000 -39.1% 1.1%
Northwest Bank $5,215,000 $6,125,000 17.4% 1.0%
M&T Realty Capital Corporation $6,005,000 n/a 1.0%
Truist Bank $7,360,000 $5,860,000 -20.4% 0.9%
Susquehanna Community Bank $12,615,000 $5,210,000 -58.7% 0.8%
NAVY FEDERAL CREDIT UNION $1,895,000 $4,200,000 121.6% 0.7%
PNC Bank $5,845,000 $3,975,000 -32.0% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $2,665,000 $3,865,000 45.0% 0.6%
AMERISAVE MORTGAGE CORPORATION $2,535,000 $3,635,000 43.4% 0.6%
Century Mortgage Company DBA Century Lending Company $3,605,000 n/a 0.6%
Citizens Bank $1,740,000 $3,590,000 106.3% 0.6%
NEWREZ LLC $1,160,000 $3,210,000 176.7% 0.5%
LAKEVIEW LOAN SERVICING, LLC $340,000 $3,050,000 797.1% 0.5%
BETTER MORTGAGE CORPORATION $1,625,000 $3,020,000 85.8% 0.5%
Carrington Mortgage Services, LLC $1,360,000 $2,910,000 114.0% 0.5%
U.S. Bank $6,395,000 $2,760,000 -56.8% 0.4%
UNITED WHOLESALE MORTGAGE, LLC $3,160,000 $2,665,000 -15.7% 0.4%
MYCUMORTGAGE, LLC $7,465,000 $2,605,000 -65.1% 0.4%
PENNYMAC LOAN SERVICES, LLC $890,000 $2,540,000 185.4% 0.4%
Fulton Bank $5,450,000 $2,535,000 -53.5% 0.4%
RESIDENTIAL MORTGAGE SERVICES, INC. $2,685,000 $2,185,000 -18.6% 0.3%
AMERICAN FINANCING CORPORATION $415,000 $1,980,000 377.1% 0.3%
SUN WEST MORTGAGE COMPANY, INC. $1,350,000 $1,620,000 20.0% 0.3%
Kish Bank $3,305,000 $1,560,000 -52.8% 0.2%
HOME POINT FINANCIAL CORPORATION $1,300,000 $1,500,000 15.4% 0.2%
First Columbia Bank & Trust Co. $2,160,000 $1,355,000 -37.3% 0.2%
USAA Federal Savings Bank $3,825,000 $1,335,000 -65.1% 0.2%
SERVICE 1ST $1,495,000 $1,315,000 -12.0% 0.2%
Mortgage America, Inc. $185,000 $1,260,000 581.1% 0.2%
AgChoice Farm Credit ACA $340,000 $1,205,000 254.4% 0.2%
GUARANTEED RATE, INC. $1,160,000 n/a 0.2%
MOVEMENT MORTGAGE, LLC $1,290,000 $1,110,000 -14.0% 0.2%
CLEARPATH LENDING $2,060,000 $1,095,000 -46.8% 0.2%
FIRST HERITAGE FINANCIAL, LLC $1,560,000 $1,090,000 -30.1% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $575,000 $1,055,000 83.5% 0.2%
First Citizens Community Bank $1,865,000 $1,055,000 -43.4% 0.2%
GREYSTONE SERVICING COMPANY LLC $1,055,000 n/a 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $1,130,000 $1,050,000 -7.1% 0.2%
PALCO FEDERAL CREDIT UNION $435,000 $1,035,000 137.9% 0.2%
NEW DAY FINANCIAL, LLC $1,465,000 $1,020,000 -30.4% 0.2%
JPMorgan Chase Bank $750,000 $1,005,000 34.0% 0.2%
Mifflinburg Bank and Trust Company $965,000 n/a 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,240,000 $950,000 -23.4% 0.2%
CHERRY CREEK MORTGAGE, LLC $935,000 n/a 0.1%
Santander Bank, N.A. $340,000 $925,000 172.1% 0.1%
CHURCHILL MORTGAGE CORPORATION $195,000 $915,000 369.2% 0.1%
Wayne Bank $405,000 $905,000 123.5% 0.1%
InterContinental Capital Group, Inc $460,000 $895,000 94.6% 0.1%
Flagstar Bank, FSB $145,000 $890,000 513.8% 0.1%
Colonial Savings, F.A. $710,000 $880,000 23.9% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $440,000 $805,000 83.0% 0.1%
SOUTH JERSEY $620,000 $765,000 23.4% 0.1%
First Savings Bank $410,000 $760,000 85.4% 0.1%
Sierra Pacific Mortgage Company, Inc. $750,000 n/a 0.1%
The Federal Savings Bank $780,000 $735,000 -5.8% 0.1%
TOP FLITE FINANCIAL, INC. $735,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $725,000 $725,000 0.0% 0.1%
The Huntington National Bank $440,000 $705,000 60.2% 0.1%
Barrington Bank & Trust Company, N.A. $710,000 $680,000 -4.2% 0.1%
Third Federal Savings and Loan Association of Cleveland $680,000 n/a 0.1%
PHH Mortgage Corporation $155,000 $675,000 335.5% 0.1%
Bank of America $1,840,000 $650,000 -64.7% 0.1%
HOMESIDE FINANCIAL, LLC $135,000 $640,000 374.1% 0.1%
GUILD MORTGAGE COMPANY $630,000 n/a 0.1%
Blue Ridge Bank $625,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $1,315,000 $615,000 -53.2% 0.1%
PENTAGON FEDERAL CREDIT UNION $155,000 $600,000 287.1% 0.1%
Ally Bank $280,000 $555,000 98.2% 0.1%
The Ephrata National Bank $700,000 $555,000 -20.7% 0.1%
North American Savings Bank, F.S.B. $530,000 n/a 0.1%
Low VA Rates, LLC $885,000 $525,000 -40.7% 0.1%
Alcova Mortgage LLC $515,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $135,000 $510,000 277.8% 0.1%
LOANPAL, LLC $500,000 n/a 0.1%
Bank of England $280,000 $470,000 67.9% 0.1%
ZILLOW HOME LOANS, LLC $470,000 n/a 0.1%
BELCO COMMUNITY CREDIT UNION $460,000 n/a 0.1%
First Guaranty Mortgage Corporation $460,000 n/a 0.1%
Keystone Funding, Inc. $455,000 n/a 0.1%
Plains Commerce Bank $455,000 n/a 0.1%
FIRST HERITAGE FEDERAL CREDIT UNION $825,000 $435,000 -47.3% 0.1%
TOWNE MORTGAGE COMPANY $425,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $205,000 $420,000 104.9% 0.1%
AMERICAN ADVISORS GROUP $245,000 $410,000 67.3% 0.1%
DEPARTMENT OF COMMERCE $405,000 n/a 0.1%
Philadelphia Mortgage Advisors, Inc. $610,000 $395,000 -35.2% 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $690,000 $390,000 -43.5% 0.1%
EMM LOANS LLC $310,000 $380,000 22.6% 0.1%
NATIONS DIRECT MORTGAGE, LLC $105,000 $380,000 261.9% 0.1%
CORNING $590,000 $360,000 -39.0% 0.1%
MID AMERICA MORTGAGE, INC. $360,000 n/a 0.1%
NBKC BANK $315,000 $355,000 12.7% 0.1%
CBM Mortgage, Inc. $350,000 n/a 0.1%
Axos Bank $345,000 n/a 0.1%
Meridian Bank Corporation $1,355,000 $335,000 -75.3% 0.1%
SIRVA MORTGAGE, INC. $335,000 n/a 0.1%
UNION HOME MORTGAGE CORP. $165,000 $335,000 103.0% 0.1%
MCLEAN MORTGAGE CORPORATION $185,000 $325,000 75.7% 0.1%
MILEND, INC. $225,000 $325,000 44.4% 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $325,000 n/a 0.1%
Hometown Lenders, Inc. $320,000 n/a 0.1%
BNC National Bank $315,000 n/a 0.1%
MEMBERS 1ST FEDERAL CREDIT UNION $45,000 $315,000 600.0% 0.1%
Orrstown Bank $315,000 n/a 0.1%
SOFI LENDING CORP. $315,000 n/a 0.1%
Capital Bank $305,000 n/a 0.0%
EVERENCE FEDERAL CREDIT UNION $305,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $305,000 n/a 0.0%
CITADEL FEDERAL CREDIT UNION $280,000 n/a 0.0%
First Federal Bank $275,000 n/a 0.0%
First Keystone Community Bank $275,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $105,000 $275,000 161.9% 0.0%
EMBRACE HOME LOANS, INC. $145,000 $265,000 82.8% 0.0%
York Traditions Bank $470,000 $265,000 -43.6% 0.0%
Nations Lending Corporation $760,000 $260,000 -65.8% 0.0%
Arvest Bank $255,000 n/a 0.0%
DEVELOPER'S MORTGAGE COMPANY $245,000 n/a 0.0%
Discover Bank $330,000 $235,000 -28.8% 0.0%
GUARANTEED RATE AFFINITY, LLC $235,000 n/a 0.0%
MORTGAGE CAPITAL PARTNERS, INC. $235,000 n/a 0.0%
HOMESPIRE MORTGAGE CORPORATION $225,000 n/a 0.0%
MORTGAGE ACCESS CORP. $225,000 n/a 0.0%
Waterstone Mortgage Corporation $225,000 n/a 0.0%
The Juniata Valley Bank $1,105,000 $220,000 -80.1% 0.0%
Magnolia Bank $390,000 $215,000 -44.9% 0.0%
Riverview Bank $1,015,000 $215,000 -78.8% 0.0%
LIMA ONE CAPITAL, LLC $115,000 $210,000 82.6% 0.0%
TIAA, FSB $235,000 $195,000 -17.0% 0.0%
Figure Lending LLC $120,000 $185,000 54.2% 0.0%
IVY MORTGAGE, INC. $195,000 $185,000 -5.1% 0.0%
NATION ONE MORTGAGE CORPORATION $185,000 n/a 0.0%
US MORTGAGE CORPORATION $460,000 $185,000 -59.8% 0.0%
PARAGON HOME LOANS INC. $95,000 $175,000 84.2% 0.0%
RELIANCE FIRST CAPITAL, LLC $170,000 n/a 0.0%
AMERICAN HERITAGE FCU $165,000 n/a 0.0%
Mortgage Network, Inc. $165,000 n/a 0.0%
Northeast Equitable Mortgage, LLC $165,000 n/a 0.0%
PLANET HOME LENDING, LLC $245,000 $165,000 -32.7% 0.0%
The Fidelity Deposit and Discount Bank $165,000 n/a 0.0%
AMERICAN FINANCIAL NETWORK, INC. $155,000 n/a 0.0%
Evolve Bank & Trust $155,000 n/a 0.0%
Gateway First Bank $155,000 $155,000 0.0% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $565,000 $155,000 -72.6% 0.0%
Community Bank $360,000 $150,000 -58.3% 0.0%
AMCAP MORTGAGE, LTD. $145,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $135,000 n/a 0.0%
AmeriServ Financial Bank $135,000 n/a 0.0%
AFFINITY $125,000 n/a 0.0%
EQUITY RESOURCES, INC. $125,000 n/a 0.0%
Foote Capital Mortgage Company $125,000 n/a 0.0%
QNB Bank $125,000 n/a 0.0%
ATHAS CAPITAL GROUP, INC. $115,000 n/a 0.0%
Prosperity Home Mortgage, LLC $115,000 n/a 0.0%
Servion, Inc. $175,000 $105,000 -40.0% 0.0%
Austin Capital Bank SSB $95,000 n/a 0.0%
CMG MORTGAGE, INC. $95,000 n/a 0.0%
First Commonwealth Federal Credit Union $145,000 $95,000 -34.5% 0.0%
The Gratz Bank $95,000 n/a 0.0%
THRIVENT Federal Credit Union $95,000 n/a 0.0%
Equity Prime Mortgage LLC $85,000 n/a 0.0%
21ST MORTGAGE CORPORATION $100,000 $75,000 -25.0% 0.0%
The Luzerne Bank $75,000 n/a 0.0%
Diamond Credit Union $65,000 n/a 0.0%
SPRING EQ, LLC $75,000 $25,000 -66.7% 0.0%
Clearview Federal Credit Union $15,000 n/a 0.0%

WILLIAMSPORT's top lender by overall market share is Jersey Shore State Bank, with 15.2% market share. In second place, with 11.8%, is The Muncy Bank and Trust Company, having originated $74,140,000 in loans. In third place, with 10.1%, is QUICKEN LOANS, LLC, having originated $63,065,000 in loans. In third place, with 8.4%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $52,855,000 in loans. In third place, with 6.3%, is Woodlands Bank, having originated $39,185,000 in loans.


WILLIAMSPORT, PA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,571 $281,495,000 $179,182
Refi 1,491 $231,255,000 $155,101
Cash Out Refi 518 $86,090,000 $166,197
Home Improvement 255 $16,325,000 $64,020
Other 189 $11,275,000 $59,656

Williamsport's most frequently cited loan purpose was Home Purchase, with 1,571 originations. The 2nd most popular reason was Refi, with 1,491 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 1,228 $207,030,000 $168,591
2.5-3% 1,163 $190,005,000 $163,375
<2.5% 1,060 $133,280,000 $125,736
4-5% 255 $39,155,000 $153,549
5-6% 43 $3,035,000 $70,581
Over 8% 10 $570,000 $57,000
6-7% 8 $440,000 $55,000
7-8% 6 $210,000 $35,000

During 2021, Williamsport's most frequently originated rate bucket was 3-4%, with 1,228 originations.

Loan Sizing (WILLIAMSPORT, PA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,812 $263,270,000 $145,292
$100,000 or less 1,282 $71,110,000 $55,468
$200k-400k 832 $220,010,000 $264,435
$400k-600k 84 $39,610,000 $471,548
$Over $1MM 8 $27,580,000 $3,447,500
$600k-1000k 6 $4,860,000 $810,000

WILLIAMSPORT's loan sizing saw the bucket of loans from $100k-200k with 1,812 originations, totaling $263,270,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,321 $245,345,000 $185,727
60-80% 1,060 $199,910,000 $188,594
40-60% 467 $61,045,000 $130,717
Under 20% 403 $11,905,000 $29,541
20-40% 384 $29,420,000 $76,615
Over 100% 24 $6,470,000 $269,583

WILLIAMSPORT's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,321 originations, totaling $245,345,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - WILLIAMSPORT (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $164,900 (3.4%) $195,853 (-0.3%) 0.00 329
2018-02-01 $157,450 (-4.5%) $197,039 (-3.1%) 0.00 315
2018-03-01 $168,600 (2.2%) $203,731 (-0.9%) 0.00 325
2018-04-01 $179,850 (2.8%) $221,168 (4.0%) 0.00 336
2018-05-01 $179,900 (1.4%) $223,110 (3.3%) 0.00 339
2018-06-01 $175,900 (2.8%) $221,301 (4.7%) 0.00 362
2018-07-01 $179,900 (5.9%) $224,667 (6.0%) 0.00 374
2018-08-01 $185,450 (5.7%) $228,386 (6.1%) 0.00 389
2018-09-01 $180,000 (0.6%) $226,030 (5.1%) 0.00 375
2018-10-01 $169,900 (-0.9%) $210,679 (1.2%) 0.00 356
2018-11-01 $168,000 (-1.1%) $210,757 (5.2%) 0.00 335
2018-12-01 $169,000 (0.9%) $208,672 (5.5%) 0.00 311
2019-01-01 $160,130 (-2.9%) $203,648 (4.0%) 0.00 291
2019-02-01 $159,450 (1.3%) $204,443 (3.8%) 0.00 262
2019-03-01 $158,100 (-6.2%) $204,266 (0.3%) 0.00 268
2019-04-01 $157,100 (-12.7%) $202,105 (-8.6%) 0.00 284
2019-05-01 $162,200 (-9.8%) $209,859 (-5.9%) 0.00 306
2019-06-01 $159,900 (-9.1%) $211,438 (-4.5%) 0.00 349
2019-07-01 $159,000 (-11.6%) $212,380 (-5.5%) 0.00 375
2019-08-01 $157,714 (-15.0%) $209,856 (-8.1%) 0.00 376
2019-09-01 $156,214 (-13.2%) $206,082 (-8.8%) 0.00 375
2019-10-01 $159,700 (-6.0%) $205,503 (-2.5%) 0.00 373
2019-11-01 $155,000 (-7.7%) $200,553 (-4.8%) 0.00 367
2019-12-01 $152,400 (-9.8%) $198,479 (-4.9%) 0.00 319
2020-01-01 $152,450 (-4.8%) $196,238 (-3.6%) 0.00 281
2020-02-01 $158,000 (-0.9%) $198,631 (-2.8%) 0.00 275
2020-03-01 $154,950 (-2.0%) $198,108 (-3.0%) 0.00 269
2020-04-01 $156,700 (-0.3%) $196,030 (-3.0%) 0.00 234
2020-05-01 $154,900 (-4.5%) $202,164 (-3.7%) 0.00 214
2020-06-01 $146,906 (-8.1%) $205,007 (-3.0%) 0.00 192
2020-07-01 $154,900 (-2.6%) $216,696 (2.0%) 0.00 205
2020-08-01 $173,000 (9.7%) $235,129 (12.0%) 0.00 196
2020-09-01 $179,450 (14.9%) $248,974 (20.8%) 0.00 184
2020-10-01 $174,900 (9.5%) $239,962 (16.8%) 0.00 196
2020-11-01 $177,450 (14.5%) $228,269 (13.8%) 0.00 218
2020-12-01 $173,900 (14.1%) $228,497 (15.1%) 0.00 184
2021-01-01 $169,000 (10.9%) $226,874 (15.6%) 0.00 158
2021-02-01 $167,500 (6.0%) $237,560 (19.6%) 0.00 135
2021-03-01 $166,401 (7.4%) $223,561 (12.9%) 0.00 111
2021-04-01 $167,900 (7.2%) $235,218 (20.0%) 0.00 112
2021-05-01 $170,000 (9.8%) $248,506 (22.9%) 0.00 98
2021-06-01 $184,900 (25.9%) $252,050 (23.0%) 0.00 95
2021-07-01 $179,900 (16.1%) $237,271 (9.5%) 0.00 134
2021-08-01 $180,000 (4.1%) $242,161 (3.0%) 0.00 142
2021-09-01 $174,950 (-2.5%) $234,720 (-5.7%) 0.00 157
2021-10-01 $175,000 (0.1%) $240,196 (0.1%) 0.00 130
2021-11-01 $169,900 (-4.3%) $249,989 (9.5%) 0.00 108
2021-12-01 $175,000 (0.6%) $264,524 (15.8%) 0.00 108
2022-01-01 $175,000 (3.6%) $259,010 (14.2%) 0.00 83
2022-02-01 $175,000 (4.5%) $274,599 (15.6%) 0.00 63
2022-03-01 $179,900 (8.1%) $249,191 (11.5%) 0.00 68
2022-04-01 $189,900 (13.1%) $255,956 (8.8%) 0.00 72
2022-05-01 $220,400 (29.7%) $294,717 (18.6%) 0.00 87
WILLIAMSPORT's median listing price for 2022-05-01 was $220,400, a difference of $50,400 (29.7%) versus the prior year and $30,500 versus the prior month.

WILLIAMSPORT's median listing price comes in at 0% of the national average.

WILLIAMSPORT's average listing price for 2022-05-01 was $294,717, a difference of $46,211 (18.6%) versus the prior year and $38,761 versus the prior month.

For the 2022-05-01 period, WILLIAMSPORT had 87 MLS listings, a difference of 15 listings (21%) versus the prior month and -11 listings (-11%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - WILLIAMSPORT (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,714 sqft
2018-02-01 0 days 1,715 sqft
2018-03-01 0 days 1,712 sqft
2018-04-01 0 days 1,746 sqft
2018-05-01 0 days 1,780 sqft
2018-06-01 0 days 1,792 sqft
2018-07-01 0 days 1,830 sqft
2018-08-01 0 days 1,873 sqft
2018-09-01 0 days 1,870 sqft
2018-10-01 0 days 1,834 sqft
2018-11-01 0 days 1,819 sqft
2018-12-01 0 days 1,792 sqft
2019-01-01 0 days 1,753 sqft
2019-02-01 0 days 1,717 sqft
2019-03-01 0 days 1,712 sqft
2019-04-01 0 days 1,728 sqft
2019-05-01 0 days 1,757 sqft
2019-06-01 0 days 1,747 sqft
2019-07-01 0 days 1,776 sqft
2019-08-01 0 days 1,785 sqft
2019-09-01 0 days 1,746 sqft
2019-10-01 0 days 1,732 sqft
2019-11-01 0 days 1,700 sqft
2019-12-01 0 days 1,719 sqft
2020-01-01 0 days 1,721 sqft
2020-02-01 0 days 1,700 sqft
2020-03-01 0 days 1,724 sqft
2020-04-01 0 days 1,720 sqft
2020-05-01 0 days 1,710 sqft
2020-06-01 0 days 1,680 sqft
2020-07-01 0 days 1,704 sqft
2020-08-01 0 days 1,848 sqft
2020-09-01 0 days 1,902 sqft
2020-10-01 0 days 1,862 sqft
2020-11-01 0 days 1,855 sqft
2020-12-01 0 days 1,787 sqft
2021-01-01 0 days 1,750 sqft
2021-02-01 0 days 1,743 sqft
2021-03-01 0 days 1,711 sqft
2021-04-01 0 days 1,698 sqft
2021-05-01 0 days 1,728 sqft
2021-06-01 0 days 1,760 sqft
2021-07-01 0 days 1,792 sqft
2021-08-01 0 days 1,787 sqft
2021-09-01 0 days 1,709 sqft
2021-10-01 0 days 1,712 sqft
2021-11-01 0 days 1,767 sqft
2021-12-01 0 days 1,792 sqft
2022-01-01 0 days 1,686 sqft
2022-02-01 0 days 1,683 sqft
2022-03-01 0 days 1,717 sqft
2022-04-01 0 days 1,728 sqft
2022-05-01 0 days 1,686 sqft
WILLIAMSPORT's median listing age (time on market) for 2022-05-01 was 0 days.

WILLIAMSPORT's median square footage for active listings during the 2022-05-01 period was 1,686 sqft. One year prior, the average listing was 1,728 sqft.