Fisher Financial Group Incorporated Mortgage Rates, Fees & Info
GILBERT, AZLEI: 549300REPZK0JXAZ6D94
Tax ID: 86-0766296
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Mortgage Data
Review & Overview
Fisher Financial Group Incorporated is a smaller mortgage company specializing in Home Purchase and Refi loans. Fisher Financial Group Incorporated has a high proportion of conventional loans. Their top markets by origination volume include: Phoenix, Oxnard, Riverside, Los Angeles, and San Jose among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)Fisher Financial Group Incorporated has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Fisher Financial Group Incorporated is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.06% | 4/5/25 |
| 30 Year Conventional Refi | 6.68% | 4/5/25 |
| 30 Year Cash-out Refi | 7.14% | 4/5/25 |
| 30 Year FHA Purchase | 6.72% | 4/5/25 |
| 30 Year VA Refi | 5.70% | 4/5/25 |
| 15 Year Conventional Refi | 5.66% | 4/5/25 |
| 15 Year Cash-out Refi | 5.66% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Fisher Financial Group Incorporated Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
26Origination Dollar Volume (All Markets)
$10,350,000Relative Rate
Fisher Financial Group Incorporated's average 30 year fixed mortgage rate was
6.63%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.08%.
Relative Fees (Closing Costs)
Fisher Financial Group Incorporated's average total fees/closing costs for a 30 year fixed rate
mortgage were $5,712.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 19 | $7,655,000 | $402,895 | $7,965 | 6.65% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,370 | 5.63% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $1,820 | 7.13% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,429 | 6.00% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,352 | 6.63% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,610 | 5.38% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,511 | 6.63% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,458 | 7.38% |
Similar Lenders
We use machine learning to identify the top lenders compared against FISHER FINANCIAL GROUP INCORPORATED based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 24 | $8,830,000 | $367,917 | $5,731 | 6.64% |
| VA | 2 | $1,520,000 | $760,000 | $18,661 | 5.88% |
For 2024, Fisher Financial Group Incorporated's most frequently originated type of loan was Conventional, with 24 originations. Their 2nd most popular type was VA, with 2 originations.
Loan Reason
For 2024, Fisher Financial Group Incorporated's most frequently cited loan purpose was Home Purchase, with 16 originations. The 2nd most popular reason was Refi, with 6 originations.
Loan Duration/Length
For 2024, Fisher Financial Group Incorporated's most frequently cited loan duration was 30 Year, with 24 originations. The 2nd most popular length was 15 Year, with 1 originations.
Origination Fees/Closing Costs
Fisher Financial Group Incorporated's average total fees were $5,712, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 7 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 11 | $4,275,000 | $388,636 |
| 7-8% | 9 | $3,285,000 | $365,000 |
| 5-6% | 6 | $2,790,000 | $465,000 |
During 2024, Fisher Financial Group Incorporated's average interest rate for loans was 6.63%, while their most frequently originated rate bucket for loans was 6-7%, with 11 originations.
Loan Sizing
2024 saw Fisher Financial Group Incorporated place emphasis on $200k-400k loans with 12 originations, totaling $3,620,000 in origination value.
Applicant Income
Fisher Financial Group Incorporated lent most frequently to those with incomes in the $100k-150k range, with 7 originations. The second most popular income band? $150k-250k, with 7 originations.
Applicant Debt to Income Ratio
Fisher Financial Group Incorporated lent most frequently to those with DTI ratios of 30-36%, with 7 originations. The next most common DTI ratio? 20-30%, with 5 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications100.00%
Fisher Financial Group Incorporated has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination46.15%
Fisher Financial Group Incorporated has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 26 | $10,350,000 | $398,077 |