OXNARD - THOUSAND OAKS - VENTURA Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Oxnard - Thousand Oaks - Ventura averaged
7.04%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
7.09% and
one month ago for the week of 2025-04-17, the
average rate was 6.91%.
Oxnard - Thousand Oaks - Ventura's average rate one year ago was 6.9%.
For refis of the same type during the week of 2025-05-22, the average rate
was 6.88%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Oxnard - Thousand Oaks - Ventura 30 Year Fixed Rate | 2025-05-22 | 7.04% |
| Oxnard - Thousand Oaks - Ventura 30 Year Fixed Rate Refi | 2025-05-22 | 6.88% |
| Oxnard - Thousand Oaks - Ventura 15 Year Fixed Rate | 2025-05-22 | 6.11% |
| Oxnard - Thousand Oaks - Ventura 15 Year Fixed Rate Refi | 2025-05-22 | 6.41% |
| Oxnard - Thousand Oaks - Ventura 30 Year FHA | 2025-05-22 | 6.2% |
| Oxnard - Thousand Oaks - Ventura 30 Year FHA Refi | 2025-05-22 | 6.11% |
| Oxnard - Thousand Oaks - Ventura 30 Year USDA | 2025-05-22 | 6.43% |
| Oxnard - Thousand Oaks - Ventura 30 Year USDA Refi | 2025-05-22 | 6.63% |
| Oxnard - Thousand Oaks - Ventura 30 Year VA | 2025-05-22 | 6.39% |
| Oxnard - Thousand Oaks - Ventura 30 Year VA Refi | 2025-05-22 | 6.08% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within OXNARD-THOUSAND OAKS-VENTURA, CA.
OXNARD - THOUSAND OAKS - VENTURA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the OXNARD-THOUSAND OAKS-VENTURA, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
OXNARD - THOUSAND OAKS - VENTURA Average Closing Costs & Other Stats
OXNARD-THOUSAND OAKS-VENTURA, CA's 267 lenders originated 10,864
loans during 2024. The total origination value was $5,952,550,000, with an average loan value of
$547,915.
OXNARD - THOUSAND OAKS - VENTURA's average closing costs are $6,604.
The top OXNARD - THOUSAND OAKS - VENTURA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
602 loans originated. Their average total fees are
$10,652, which is $1,463
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee OXNARD - THOUSAND OAKS - VENTURA lenders (with over 10 loans originated) are
Shea Mortgage Inc. ($2,322), Charles Schwab Bank, SSB ($4,199), SCHOOLSFIRST ($4,970), CBC Federal Credit Union ($5,175) and VENTURA COUNTY ($5,696).
The lowest rate OXNARD - THOUSAND OAKS - VENTURA lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (5.39%), Morgan Stanley Private Bank (5.95%), Charles Schwab Bank, SSB (5.98%), VENTURA COUNTY (6.08%) and Bank of America (6.09%).
OXNARD-THOUSAND OAKS-VENTURA, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $514,150,000 | $629,305,000 | 22.4% | 10.6% |
| QUICKEN LOANS, LLC | $321,455,000 | $414,450,000 | 28.9% | 7.0% |
| JPMorgan Chase Bank | $102,680,000 | $312,615,000 | 204.5% | 5.3% |
| U.S. Bank | $127,605,000 | $189,365,000 | 48.4% | 3.2% |
| CMG MORTGAGE, INC. | $95,285,000 | $155,290,000 | 63.0% | 2.6% |
| Bank of America | $138,055,000 | $130,800,000 | -5.3% | 2.2% |
| WALKER & DUNLOP, LLC | $10,775,000 | $120,005,000 | 1,013.7% | 2.0% |
| Golden Empire Mortgage, Inc. | $62,555,000 | $113,990,000 | 82.2% | 1.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $50,410,000 | $105,980,000 | 110.2% | 1.8% |
| Citibank | $203,590,000 | $104,080,000 | -48.9% | 1.7% |
| NEWREZ LLC | $27,585,000 | $96,625,000 | 250.3% | 1.6% |
| PENNYMAC LOAN SERVICES, LLC | $56,400,000 | $94,665,000 | 67.8% | 1.6% |
| Grandbridge Real Estate Capital LLC | $16,085,000 | $85,525,000 | 431.7% | 1.4% |
| MLD MORTGAGE INC. | $63,195,000 | $83,630,000 | 32.3% | 1.4% |
| GUARANTEED RATE, INC. | $78,145,000 | $81,650,000 | 4.5% | 1.4% |
| OCMBC, INC. | $52,595,000 | $79,875,000 | 51.9% | 1.3% |
| AUGUSTA FINANCIAL, INC. | $53,370,000 | $77,135,000 | 44.5% | 1.3% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $76,675,000 | n/a | 1.3% | |
| BMO Harris Bank | $70,390,000 | $76,045,000 | 8.0% | 1.3% |
| LOGIX FEDERAL CREDIT UNION | $99,985,000 | $73,900,000 | -26.1% | 1.2% |
| Merchants Bank of Indiana | $73,510,000 | n/a | 1.2% | |
| VENTURA COUNTY | $57,295,000 | $69,870,000 | 21.9% | 1.2% |
| Flagstar Bank, FSB | $26,730,000 | $65,890,000 | 146.5% | 1.1% |
| M&T Realty Capital Corporation | $57,205,000 | n/a | 1.0% | |
| MOVEMENT MORTGAGE, LLC | $33,450,000 | $55,230,000 | 65.1% | 0.9% |
| Wells Fargo Bank | $72,635,000 | $51,125,000 | -29.6% | 0.9% |
| NAVY FEDERAL CREDIT UNION | $43,840,000 | $49,405,000 | 12.7% | 0.8% |
| LOANDEPOT.COM, LLC | $62,280,000 | $48,475,000 | -22.2% | 0.8% |
| Morgan Stanley Private Bank | $26,580,000 | $47,565,000 | 79.0% | 0.8% |
| Century Mortgage Company DBA Century Lending Company | $23,415,000 | $47,465,000 | 102.7% | 0.8% |
| AMWEST FUNDING CORP. | $31,110,000 | $46,530,000 | 49.6% | 0.8% |
| BROKER SOLUTIONS, INC. | $18,800,000 | $44,765,000 | 138.1% | 0.8% |
| DIGNIFIED HOME LOANS, LLC | $36,000,000 | $42,905,000 | 19.2% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $17,495,000 | $41,005,000 | 134.4% | 0.7% |
| BM Real Estate Services, Inc. | $26,900,000 | $39,475,000 | 46.7% | 0.7% |
| Sierra Pacific Mortgage Company, Inc. | $15,420,000 | $37,920,000 | 145.9% | 0.6% |
| FINANCE OF AMERICA REVERSE LLC | $23,645,000 | $36,515,000 | 54.4% | 0.6% |
| Shea Mortgage Inc. | $17,570,000 | $35,530,000 | 102.2% | 0.6% |
| Paramount Residential Mortgage Group, Inc. | $32,215,000 | $33,255,000 | 3.2% | 0.6% |
| FIRST COLONY MORTGAGE CORPORATION | $28,665,000 | n/a | 0.5% | |
| PNC Bank | $34,120,000 | $28,545,000 | -16.3% | 0.5% |
| ALAMEDA MORTGAGE CORPORATION | $16,900,000 | $27,780,000 | 64.4% | 0.5% |
| CBC Federal Credit Union | $35,240,000 | $27,310,000 | -22.5% | 0.5% |
| Commerce Home Mortgage, Inc. | $28,680,000 | $27,125,000 | -5.4% | 0.5% |
| The Loan Store, Inc. | $3,780,000 | $26,510,000 | 601.3% | 0.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $21,155,000 | $26,280,000 | 24.2% | 0.4% |
| WESCOM CENTRAL CREDIT UNION | $20,385,000 | $26,095,000 | 28.0% | 0.4% |
| River City Bank | $26,020,000 | n/a | 0.4% | |
| GUILD MORTGAGE COMPANY | $28,895,000 | $25,895,000 | -10.4% | 0.4% |
| City National Bank | $46,735,000 | $24,870,000 | -46.8% | 0.4% |
| NATIONS DIRECT MORTGAGE, LLC | $19,285,000 | $23,765,000 | 23.2% | 0.4% |
| Nations Lending Corporation | $20,360,000 | $23,390,000 | 14.9% | 0.4% |
| GUARANTEED RATE AFFINITY, LLC | $12,675,000 | $22,420,000 | 76.9% | 0.4% |
| PREMIER AMERICA | $18,290,000 | $22,210,000 | 21.4% | 0.4% |
| Logan Finance Corporation | $7,965,000 | $21,485,000 | 169.7% | 0.4% |
| Performance Financial, Inc. | $2,050,000 | $21,240,000 | 936.1% | 0.4% |
| NexBank | $7,290,000 | $20,515,000 | 181.4% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $9,115,000 | $20,370,000 | 123.5% | 0.3% |
| LENDINGHOME FUNDING CORPORATION | $7,385,000 | $19,990,000 | 170.7% | 0.3% |
| Charles Schwab Bank, SSB | $15,450,000 | $19,220,000 | 24.4% | 0.3% |
| Hometown Equity Mortgage, LLC | $16,815,000 | $19,175,000 | 14.0% | 0.3% |
| Prosperity Home Mortgage, LLC | $23,635,000 | $18,880,000 | -20.1% | 0.3% |
| Third Federal Savings and Loan Association of Cleveland | $11,045,000 | $18,465,000 | 67.2% | 0.3% |
| AMERICAN FINANCIAL NETWORK, INC. | $9,940,000 | $18,300,000 | 84.1% | 0.3% |
| Citadel Servicing Corporation | $15,050,000 | $18,260,000 | 21.3% | 0.3% |
| ML Mortgage Corp. | $6,770,000 | $17,965,000 | 165.4% | 0.3% |
| FUNDLOANS CAPITAL | $4,215,000 | $17,770,000 | 321.6% | 0.3% |
| HOMEXPRESS MORTGAGE CORP. | $7,525,000 | $17,255,000 | 129.3% | 0.3% |
| American Mortgage & Equity Consultants, Inc. | $8,035,000 | $17,245,000 | 114.6% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $21,455,000 | $17,245,000 | -19.6% | 0.3% |
| Mortgage Research Center, LLC | $15,310,000 | $16,425,000 | 7.3% | 0.3% |
| NEXERA HOLDING LLC | $12,055,000 | $16,160,000 | 34.1% | 0.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $11,100,000 | $16,090,000 | 45.0% | 0.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $9,365,000 | $16,035,000 | 71.2% | 0.3% |
| NMSI, INC. | $7,485,000 | $14,445,000 | 93.0% | 0.2% |
| JMAC LENDING, INC. | $5,045,000 | $13,855,000 | 174.6% | 0.2% |
| SCHOOLSFIRST | $12,560,000 | $13,500,000 | 7.5% | 0.2% |
| Firefighters First Federal Credit Union | $12,765,000 | $13,470,000 | 5.5% | 0.2% |
| BRIDGELOCK CAPITAL | $5,710,000 | $13,325,000 | 133.4% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $35,180,000 | $13,290,000 | -62.2% | 0.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $32,165,000 | $12,875,000 | -60.0% | 0.2% |
| Figure Lending LLC | $8,590,000 | $12,525,000 | 45.8% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $6,420,000 | $12,065,000 | 87.9% | 0.2% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $6,880,000 | $12,010,000 | 74.6% | 0.2% |
| HOMEAMERICAN MORTGAGE CORPORATION | $9,185,000 | $11,950,000 | 30.1% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $2,865,000 | $11,890,000 | 315.0% | 0.2% |
| AXIA FINANCIAL, LLC | $14,415,000 | $11,810,000 | -18.1% | 0.2% |
| Equity Prime Mortgage LLC | $6,355,000 | $11,710,000 | 84.3% | 0.2% |
| ARC HOME LLC | $2,950,000 | $11,665,000 | 295.4% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $10,655,000 | $11,545,000 | 8.4% | 0.2% |
| Discover Bank | $9,965,000 | $11,460,000 | 15.0% | 0.2% |
| EAGLE HOME MORTGAGE, LLC | $10,435,000 | $11,325,000 | 8.5% | 0.2% |
| Montecito Bank & Trust | $13,245,000 | $10,905,000 | -17.7% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $6,090,000 | $10,790,000 | 77.2% | 0.2% |
| KINECTA | $12,045,000 | $10,405,000 | -13.6% | 0.2% |
| Greenbox Loans, Inc. | $2,180,000 | $10,310,000 | 372.9% | 0.2% |
| FOUNDATION MORTGAGE CORPORATION | $6,770,000 | $9,870,000 | 45.8% | 0.2% |
| Mechanics Bank | $18,675,000 | $9,870,000 | -47.1% | 0.2% |
| SPRING EQ, LLC | $4,895,000 | $9,450,000 | 93.1% | 0.2% |
| 5TH STREET CAPITAL, INC. | $3,275,000 | $9,410,000 | 187.3% | 0.2% |
| Goldman Sachs Bank USA | $9,785,000 | $9,340,000 | -4.5% | 0.2% |
| UBS Bank USA | $5,385,000 | $9,245,000 | 71.7% | 0.2% |
| NEW WAVE LENDING GROUP INC | $6,520,000 | $9,235,000 | 41.6% | 0.2% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $5,530,000 | $9,225,000 | 66.8% | 0.2% |
| BETTER MORTGAGE CORPORATION | $2,795,000 | $9,080,000 | 224.9% | 0.2% |
| First-Citizens Bank & Trust Company | $10,530,000 | $8,845,000 | -16.0% | 0.1% |
| ALLIANT CREDIT UNION | $7,005,000 | $8,755,000 | 25.0% | 0.1% |
| F&A Federal Credit Union | $3,900,000 | $8,570,000 | 119.7% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $8,050,000 | $8,460,000 | 5.1% | 0.1% |
| WALL STREET MORTGAGE BANKERS, LTD. | $8,340,000 | n/a | 0.1% | |
| NP, Inc. | $4,225,000 | $8,205,000 | 94.2% | 0.1% |
| First Bank | $16,500,000 | $7,750,000 | -53.0% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $8,760,000 | $7,730,000 | -11.8% | 0.1% |
| PLANET HOME LENDING, LLC | $6,520,000 | $7,715,000 | 18.3% | 0.1% |
| MICHIGAN MUTUAL, INC. | $9,450,000 | $7,540,000 | -20.2% | 0.1% |
| Zions Bank | $8,900,000 | $7,090,000 | -20.3% | 0.1% |
| USAA Federal Savings Bank | $3,140,000 | $6,975,000 | 122.1% | 0.1% |
| A&D Mortgage LLC | $4,175,000 | $6,885,000 | 64.9% | 0.1% |
| Home Mortgage Alliance Corp | $6,880,000 | n/a | 0.1% | |
| Bethpage Federal Credit Union | $7,810,000 | $6,735,000 | -13.8% | 0.1% |
| FIRST ENTERTAINMENT | $10,795,000 | $6,695,000 | -38.0% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $5,910,000 | $6,640,000 | 12.4% | 0.1% |
| MidFirst Bank | $12,015,000 | $6,575,000 | -45.3% | 0.1% |
| NORWICH COMMERCIAL GROUP, INC. | $6,410,000 | n/a | 0.1% | |
| NBKC BANK | $1,860,000 | $6,295,000 | 238.4% | 0.1% |
| Luxury Mortgage Corp. | $8,865,000 | $6,160,000 | -30.5% | 0.1% |
| Washington Federal Bank | $5,990,000 | n/a | 0.1% | |
| COASTAL FUNDING SLC, INC. | $2,885,000 | $5,920,000 | 105.2% | 0.1% |
| FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $5,845,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $1,110,000 | $5,825,000 | 424.8% | 0.1% |
| Lakeview Community Capital, LLC | $1,375,000 | $5,800,000 | 321.8% | 0.1% |
| MK LENDING CORP. | $1,955,000 | $5,790,000 | 196.2% | 0.1% |
| Coastal Community Bank | $2,975,000 | $5,710,000 | 91.9% | 0.1% |
| Watermark Capital, Inc. | $4,820,000 | $5,690,000 | 18.0% | 0.1% |
| JMJ FINANCIAL GROUP | $1,475,000 | $5,515,000 | 273.9% | 0.1% |
| OPEN MORTGAGE, LLC | $1,790,000 | $5,460,000 | 205.0% | 0.1% |
| V.I.P. MORTGAGE, INC. | $3,260,000 | $5,445,000 | 67.0% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $2,940,000 | $5,340,000 | 81.6% | 0.1% |
| Baxter Credit Union | $1,595,000 | $5,105,000 | 220.1% | 0.1% |
| CALIFORNIA CREDIT UNION | $8,335,000 | $5,015,000 | -39.8% | 0.1% |
| HighTechLending Inc | $2,705,000 | $4,920,000 | 81.9% | 0.1% |
| Franklin Loan Corporation | $2,640,000 | $4,810,000 | 82.2% | 0.1% |
| Ameris Bank | $3,470,000 | $4,720,000 | 36.0% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $2,570,000 | $4,580,000 | 78.2% | 0.1% |
| PHH Mortgage Corporation | $4,130,000 | $4,580,000 | 10.9% | 0.1% |
| Raymond James Bank | $5,170,000 | $4,580,000 | -11.4% | 0.1% |
| VAL-CHRIS INVESTMENTS, INC. | $6,080,000 | $4,580,000 | -24.7% | 0.1% |
| SUMMIT FUNDING, INC. | $2,630,000 | $4,500,000 | 71.1% | 0.1% |
| INTERNATIONAL CITY MORTGAGE, INC. | $555,000 | $4,495,000 | 709.9% | 0.1% |
| NuVision Federal Credit Union | $4,700,000 | $4,460,000 | -5.1% | 0.1% |
| T. J. FINANCIAL, INC. | $3,345,000 | $4,390,000 | 31.2% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $7,230,000 | $4,370,000 | -39.6% | 0.1% |
| S1L, Inc. | $7,630,000 | $4,295,000 | -43.7% | 0.1% |
| 21ST MORTGAGE CORPORATION | $2,735,000 | $4,235,000 | 54.8% | 0.1% |
| ADVANCIAL | $4,150,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $560,000 | $4,095,000 | 631.3% | 0.1% |
| THE GOLDEN 1 | $9,460,000 | $4,075,000 | -56.9% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $5,200,000 | $4,060,000 | -21.9% | 0.1% |
| MACKILLIE INCORPORATED | $5,815,000 | $3,975,000 | -31.6% | 0.1% |
| ZILLOW HOME LOANS, LLC | $3,515,000 | $3,935,000 | 11.9% | 0.1% |
| POINT Mortgage | $3,915,000 | n/a | 0.1% | |
| ONY GLO, INC. | $1,520,000 | $3,705,000 | 143.8% | 0.1% |
| COAST 2 COAST FUNDING GROUP, INC. | $990,000 | $3,575,000 | 261.1% | 0.1% |
| Carrington Mortgage Services, LLC | $4,310,000 | $3,570,000 | -17.2% | 0.1% |
| AmeriHome Mortgage Company, LLC | $4,830,000 | $3,560,000 | -26.3% | 0.1% |
| Stifel Bank and Trust | $2,870,000 | $3,540,000 | 23.3% | 0.1% |
| GENEVA FINANCIAL, LLC | $1,290,000 | $3,485,000 | 170.2% | 0.1% |
| ORIX REAL ESTATE CAPITAL, LLC | $3,465,000 | n/a | 0.1% | |
| Origin Bank | $3,455,000 | n/a | 0.1% | |
| MORTGAGE CAPITAL PARTNERS, INC. | $5,600,000 | $3,340,000 | -40.4% | 0.1% |
| CAMPOS FINANCIAL CORP. | $6,730,000 | $3,270,000 | -51.4% | 0.1% |
| Comerica Bank | $11,495,000 | $3,270,000 | -71.6% | 0.1% |
| QUORUM FEDERAL CREDIT UNION | $495,000 | $3,225,000 | 551.5% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $3,200,000 | n/a | 0.1% | |
| CENTRAL COAST LENDING, INC. | $1,490,000 | $3,160,000 | 112.1% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $5,440,000 | $3,155,000 | -42.0% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $12,015,000 | $3,150,000 | -73.8% | 0.1% |
| Boeing Employees Credit Union | $695,000 | $3,135,000 | 351.1% | 0.1% |
| The Federal Savings Bank | $225,000 | $3,115,000 | 1,284.4% | 0.1% |
| SIRVA MORTGAGE, INC. | $3,740,000 | $3,040,000 | -18.7% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $3,140,000 | $3,040,000 | -3.2% | 0.1% |
| BECKAM FUNDING CORP. | $8,795,000 | $3,010,000 | -65.8% | 0.1% |
| Texana Bank | $3,010,000 | n/a | 0.1% | |
| AMERICAN HERITAGE LENDING, INC. | $1,340,000 | $2,965,000 | 121.3% | 0.0% |
| Truist | $2,770,000 | $2,930,000 | 5.8% | 0.0% |
| GEO-CORP, INC. | $2,920,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,450,000 | $2,910,000 | 100.7% | 0.0% |
| PARTNERS | $4,265,000 | $2,855,000 | -33.1% | 0.0% |
| VALLEY STRONG CREDIT UNION | $2,045,000 | $2,830,000 | 38.4% | 0.0% |
| LOANPAL, LLC | $1,755,000 | $2,795,000 | 59.3% | 0.0% |
| Citizens Bank | $10,680,000 | $2,790,000 | -73.9% | 0.0% |
| General Mortgage Capital Corporation | $3,470,000 | $2,790,000 | -19.6% | 0.0% |
| HomeTrust Bank | $3,810,000 | $2,790,000 | -26.8% | 0.0% |
| CALLISTO GROUP, INC. | $75,000 | $2,780,000 | 3,606.7% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $2,320,000 | $2,690,000 | 15.9% | 0.0% |
| Evolve Bank & Trust | $2,140,000 | $2,620,000 | 22.4% | 0.0% |
| Northwest Farm Credit Services, FLCA | $2,565,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $790,000 | $2,560,000 | 224.1% | 0.0% |
| GTE Federal Credit Union | $1,135,000 | $2,550,000 | 124.7% | 0.0% |
| FBC MORTGAGE, LLC | $1,975,000 | $2,510,000 | 27.1% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $1,335,000 | $2,490,000 | 86.5% | 0.0% |
| STAR ONE CREDIT UNION | $165,000 | $2,485,000 | 1,406.1% | 0.0% |
| LOS ANGELES POLICE Federal Credit Union | $1,815,000 | $2,475,000 | 36.4% | 0.0% |
| M&T Bank | $840,000 | $2,465,000 | 193.5% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $770,000 | $2,440,000 | 216.9% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $2,375,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $650,000 | $2,335,000 | 259.2% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $1,925,000 | $2,320,000 | 20.5% | 0.0% |
| AHL FUNDING | $1,780,000 | $2,285,000 | 28.4% | 0.0% |
| LENDSURE MORTGAGE CORP. | $6,440,000 | $2,280,000 | -64.6% | 0.0% |
| Community West Bank | $11,365,000 | $2,275,000 | -80.0% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $2,275,000 | n/a | 0.0% | |
| Florida Capital Bank | $255,000 | $2,270,000 | 790.2% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $980,000 | $2,250,000 | 129.6% | 0.0% |
| Bank of Hope | $1,280,000 | $2,215,000 | 73.0% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $6,700,000 | $2,125,000 | -68.3% | 0.0% |
| FIRST TECHNOLOGY | $475,000 | $2,100,000 | 342.1% | 0.0% |
| SOUTHLAND CREDIT UNION | $2,235,000 | $2,100,000 | -6.0% | 0.0% |
| Merchants Mortgage & Trust Corporation | $2,445,000 | $2,055,000 | -16.0% | 0.0% |
| Northpointe Bank | $4,205,000 | $2,035,000 | -51.6% | 0.0% |
| Financial Partners Credit Union | $3,500,000 | $2,010,000 | -42.6% | 0.0% |
| MORIA DEVELOPMENT, INC. | $1,920,000 | n/a | 0.0% | |
| Ally Bank | $2,170,000 | $1,915,000 | -11.8% | 0.0% |
| UNIFY FINANCIAL Credit Union | $605,000 | $1,905,000 | 214.9% | 0.0% |
| FEDERATED MORTGAGE CORP. | $695,000 | $1,885,000 | 171.2% | 0.0% |
| DIGITAL Federal Credit Union | $1,760,000 | $1,880,000 | 6.8% | 0.0% |
| STANFORD Federal Credit Union | $1,600,000 | $1,815,000 | 13.4% | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | $1,780,000 | n/a | 0.0% | |
| Umpqua Bank | $1,865,000 | $1,730,000 | -7.2% | 0.0% |
| Cornerstone First Mortgage, Inc | $2,000,000 | $1,715,000 | -14.3% | 0.0% |
| KEYPOINT | $1,680,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $2,475,000 | $1,680,000 | -32.1% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $1,315,000 | $1,675,000 | 27.4% | 0.0% |
| Credit Union of Southern California | $455,000 | $1,630,000 | 258.2% | 0.0% |
| Fifth Third Bank | $1,630,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,500,000 | $1,625,000 | 8.3% | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | $1,620,000 | n/a | 0.0% | |
| American Riviera Bank | $125,000 | $1,605,000 | 1,184.0% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $845,000 | $1,600,000 | 89.3% | 0.0% |
| GEORGIA'S OWN | $2,725,000 | $1,575,000 | -42.2% | 0.0% |
| University Bank | $1,370,000 | $1,550,000 | 13.1% | 0.0% |
| First Standard Financial Corp. | $465,000 | $1,535,000 | 230.1% | 0.0% |
| SUMMIT MORTGAGE BANKERS INC. | $405,000 | $1,530,000 | 277.8% | 0.0% |
| Princeton Mortgage Corporation | $805,000 | $1,510,000 | 87.6% | 0.0% |
| INTERCAP LENDING INC. | $1,470,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $945,000 | $1,460,000 | 54.5% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $555,000 | $1,440,000 | 159.5% | 0.0% |
| Pacific Lending LLC | $1,440,000 | n/a | 0.0% | |
| AMERITRUST MORTGAGE CORPORATION | $3,735,000 | $1,385,000 | -62.9% | 0.0% |
| INTELLILOAN, INC. | $415,000 | $1,365,000 | 228.9% | 0.0% |
| Los Angeles Federal Credit Union | $1,335,000 | n/a | 0.0% | |
| USC Credit Union | $165,000 | $1,335,000 | 709.1% | 0.0% |
| EVERETT FINANCIAL, INC. | $3,905,000 | $1,325,000 | -66.1% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $1,140,000 | $1,320,000 | 15.8% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $1,320,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $155,000 | $1,295,000 | 735.5% | 0.0% |
| Municipal Trust and Savings Bank | $1,285,000 | n/a | 0.0% | |
| North Coast Financial, Inc. | $260,000 | $1,280,000 | 392.3% | 0.0% |
| First Savings Bank | $1,300,000 | $1,265,000 | -2.7% | 0.0% |
| Preferred Bank | $605,000 | $1,265,000 | 109.1% | 0.0% |
| Armed Forces Bank | $535,000 | $1,215,000 | 127.1% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $1,210,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $1,210,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $1,205,000 | n/a | 0.0% | |
| East West Bank | $5,115,000 | $1,200,000 | -76.5% | 0.0% |
| California Coast Credit Union | $675,000 | $1,195,000 | 77.0% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,190,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $1,160,000 | n/a | 0.0% | |
| EQUITY WAVE LENDING, INC. | $470,000 | $1,150,000 | 144.7% | 0.0% |
| KBHS HOME LOANS, LLC | $1,130,000 | n/a | 0.0% | |
| LANTZMAN MANAGEMENT, INC. | $1,095,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $2,345,000 | $1,075,000 | -54.2% | 0.0% |
| USAlliance Federal Credit Union | $490,000 | $1,060,000 | 116.3% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,865,000 | $1,020,000 | -45.3% | 0.0% |
| PATELCO | $855,000 | $1,015,000 | 18.7% | 0.0% |
| Axos Bank | $10,330,000 | $1,010,000 | -90.2% | 0.0% |
| Bank Iowa | $1,005,000 | n/a | 0.0% | |
| First Horizon Bank | $1,005,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $1,005,000 | n/a | 0.0% | |
| The Huntington National Bank | $665,000 | $985,000 | 48.1% | 0.0% |
| Fremont Bank | $490,000 | $980,000 | 100.0% | 0.0% |
| ENVOY MORTGAGE, LTD | $1,390,000 | $965,000 | -30.6% | 0.0% |
| NFM, INC. | $955,000 | n/a | 0.0% | |
| Vellum Mortgage, Inc. | $955,000 | n/a | 0.0% | |
| NATIONS RELIABLE LENDING, LLC | $945,000 | n/a | 0.0% | |
| LAFAYETTE FEDERAL CREDIT UNION | $930,000 | n/a | 0.0% | |
| BAY | $915,000 | n/a | 0.0% | |
| GUIDANCE RESIDENTIAL, LLC | $685,000 | $915,000 | 33.6% | 0.0% |
| AEROSPACE FEDERAL CREDIT UNION | $905,000 | n/a | 0.0% | |
| The Northern Trust Company | $905,000 | n/a | 0.0% | |
| ALL REVERSE MORTGAGE, INC. | $820,000 | $895,000 | 9.1% | 0.0% |
| FOOTHILL FEDERAL CREDIT UNION | $120,000 | $865,000 | 620.8% | 0.0% |
| Libertyville Bank & Trust | $865,000 | n/a | 0.0% | |
| GOOGAIN, INC. | $1,285,000 | $855,000 | -33.5% | 0.0% |
| KD CAPITAL MORTGAGE CORPORATION | $850,000 | n/a | 0.0% | |
| THE FIRST FINANCIAL Federal Credit Union | $290,000 | $835,000 | 187.9% | 0.0% |
| DAS Acquisition Company, LLC | $825,000 | n/a | 0.0% | |
| BankFirst Financial Services | $815,000 | n/a | 0.0% | |
| UME FEDERAL CREDIT UNION | $940,000 | $815,000 | -13.3% | 0.0% |
| San Mateo Credit Union | $795,000 | n/a | 0.0% | |
| VICTORIA FINANCIAL CORP. | $795,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $795,000 | n/a | 0.0% | |
| TOWER | $260,000 | $780,000 | 200.0% | 0.0% |
| RF Renovo Management Company, LLC | $900,000 | $775,000 | -13.9% | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | $765,000 | n/a | 0.0% | |
| IVY MORTGAGE, INC. | $765,000 | n/a | 0.0% | |
| Schaumburg Bank & Trust | $765,000 | n/a | 0.0% | |
| Town Bank, N.A. | $765,000 | n/a | 0.0% | |
| MORTGAGE EXPRESS, LLC | $755,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $745,000 | n/a | 0.0% | |
| MERIWEST MORTGAGE COMPANY, LLC | $745,000 | n/a | 0.0% | |
| STARBOARD FINANCIAL MANAGEMENT, LLC | $745,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $745,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $215,000 | $740,000 | 244.2% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $355,000 | $725,000 | 104.2% | 0.0% |
| United States Senate Federal Credit Union | $715,000 | $720,000 | 0.7% | 0.0% |
| KeyBank | $700,000 | $705,000 | 0.7% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $2,025,000 | $705,000 | -65.2% | 0.0% |
| TruHome Solutions, LLC | $705,000 | n/a | 0.0% | |
| COMMUNITY MORTGAGE FUNDING, LLC | $55,000 | $695,000 | 1,163.6% | 0.0% |
| MORTGAGEONE, INC. | $685,000 | n/a | 0.0% | |
| City Lending Inc. | $680,000 | n/a | 0.0% | |
| HomeStreet Bank | $405,000 | $680,000 | 67.9% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $840,000 | $670,000 | -20.2% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $515,000 | $670,000 | 30.1% | 0.0% |
| LADERA LENDING, INC. | $2,060,000 | $665,000 | -67.7% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $655,000 | n/a | 0.0% | |
| BELEM SERVICING LLC | $655,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $655,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $6,530,000 | $650,000 | -90.0% | 0.0% |
| Chickasaw Community Bank | $635,000 | n/a | 0.0% | |
| COMPASS MORTGAGE, INC. | $635,000 | n/a | 0.0% | |
| Mortgage Vintage, Inc. | $775,000 | $630,000 | -18.7% | 0.0% |
| VERITAS FUNDING, LLC | $735,000 | $615,000 | -16.3% | 0.0% |
| INTOUCH CREDIT UNION | $605,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $330,000 | $605,000 | 83.3% | 0.0% |
| Notre Dame Federal Credit Union Corporation | $605,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $505,000 | $595,000 | 17.8% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $630,000 | $590,000 | -6.3% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $585,000 | $585,000 | 0.0% | 0.0% |
| PREMIA MORTGAGE, LLC | $1,140,000 | $585,000 | -48.7% | 0.0% |
| SCE FEDERAL CREDIT UNION | $125,000 | $570,000 | 356.0% | 0.0% |
| SANTA CRUZ COMMUNITY CREDIT UNION | $560,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $405,000 | $555,000 | 37.0% | 0.0% |
| Kwik Mortgage Corporation | $545,000 | n/a | 0.0% | |
| Tri Counties Bank | $545,000 | n/a | 0.0% | |
| Nikkei Credit Union | $525,000 | n/a | 0.0% | |
| Murphy Bank | $520,000 | n/a | 0.0% | |
| Credence Funding Corporation | $515,000 | n/a | 0.0% | |
| FISHER FINANCIAL GROUP, INCORPORATED | $505,000 | n/a | 0.0% | |
| COMMUNITYAMERICA | $495,000 | n/a | 0.0% | |
| Plains Commerce Bank | $2,960,000 | $485,000 | -83.6% | 0.0% |
| Heritage Bank | $475,000 | n/a | 0.0% | |
| UNION HOME MORTGAGE CORP. | $465,000 | n/a | 0.0% | |
| Quontic Bank | $455,000 | n/a | 0.0% | |
| UNIVERSITY CREDIT UNION | $2,075,000 | $435,000 | -79.0% | 0.0% |
| CHEVRON | $135,000 | $430,000 | 218.5% | 0.0% |
| ST FIN CORP | $335,000 | $425,000 | 26.9% | 0.0% |
| Washington Trust Bank | $405,000 | n/a | 0.0% | |
| BANC ONE MORTGAGE CORPORATION | $395,000 | n/a | 0.0% | |
| SILVER HILL FUNDING, LLC | $395,000 | n/a | 0.0% | |
| TECHNOLOGY | $395,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $685,000 | $385,000 | -43.8% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $375,000 | n/a | 0.0% | |
| The Dart Bank | $375,000 | n/a | 0.0% | |
| CIS Financial Services, Inc. | $235,000 | $370,000 | 57.4% | 0.0% |
| POPA FEDERAL CREDIT UNION | $170,000 | $350,000 | 105.9% | 0.0% |
| MORTGAGE MANAGEMENT CONSULTANTS, INC. | $765,000 | $335,000 | -56.2% | 0.0% |
| 1ST UNITED SERVICES CREDIT UNION | $505,000 | $310,000 | -38.6% | 0.0% |
| FAY SERVICING, LLC | $305,000 | n/a | 0.0% | |
| LBS FINANCIAL | $305,000 | n/a | 0.0% | |
| CALTECH EMPLOYEES FEDERAL CREDIT UNION | $1,285,000 | $285,000 | -77.8% | 0.0% |
| Cathay Bank | $2,375,000 | $285,000 | -88.0% | 0.0% |
| Educational Employees Credit Union | $280,000 | n/a | 0.0% | |
| Gain Federal Credit Union | $175,000 | $255,000 | 45.7% | 0.0% |
| SEA WEST COAST GUARD FEDERAL CREDIT UNION | $465,000 | $255,000 | -45.2% | 0.0% |
| UNIVERSAL CITY STUDIOS Federal Credit union | $255,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $235,000 | n/a | 0.0% | |
| CHARLOTTE METRO FEDERAL CREDIT UNION | $225,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $210,000 | n/a | 0.0% | |
| UNCLE Credit Union | $205,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $400,000 | $185,000 | -53.8% | 0.0% |
| Credit Union 1 | $155,000 | n/a | 0.0% | |
| Elements Financial Federal Credit Union | $155,000 | n/a | 0.0% | |
| HANSCOM | $155,000 | n/a | 0.0% | |
| INOVA FEDERAL CREDIT UNION | $155,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $5,100,000 | $155,000 | -97.0% | 0.0% |
| Pinnacle Bank | $145,000 | n/a | 0.0% | |
| Provident Credit Union | $365,000 | $135,000 | -63.0% | 0.0% |
| FRONTWAVE | $65,000 | $115,000 | 76.9% | 0.0% |
| NASA Federal Credit Union | $115,000 | n/a | 0.0% | |
| Banner Bank | $325,000 | $105,000 | -67.7% | 0.0% |
| TRAVIS CREDIT UNION | $105,000 | n/a | 0.0% | |
| ORANGE COUNTY'S CREDIT UNION | $35,000 | $95,000 | 171.4% | 0.0% |
| SESLOC | $1,180,000 | $95,000 | -91.9% | 0.0% |
| ARROWHEAD CENTRAL CREDIT UNION | $45,000 | $75,000 | 66.7% | 0.0% |
| GREAT LAKES | $360,000 | $75,000 | -79.2% | 0.0% |
| Santa Barbara Teachers Federal Credit Union | $205,000 | $65,000 | -68.3% | 0.0% |
| Water and Power Community Credit Union | $1,425,000 | $65,000 | -95.4% | 0.0% |
| COASTHILLS | $1,590,000 | $55,000 | -96.5% | 0.0% |
| Connexus Credit Union | $220,000 | $55,000 | -75.0% | 0.0% |
| THRIVENT Federal Credit Union | $55,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $395,000 | $55,000 | -86.1% | 0.0% |
| CERTIFIED | $1,255,000 | $25,000 | -98.0% | 0.0% |
| MERIWEST | $205,000 | $25,000 | -87.8% | 0.0% |
| AMERICAN FIRST | $15,000 | n/a | 0.0% |
OXNARD - THOUSAND OAKS - VENTURA's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 10.6% market share. In second place, with 7.0%, is QUICKEN LOANS, LLC, having originated $414,450,000 in loans. In third place, with 5.3%, is JPMorgan Chase Bank, having originated $312,615,000 in loans. In fourth place, with 3.2%, is U.S. Bank, having originated $189,365,000 in loans. In fifth place, with 2.6%, is CMG MORTGAGE, INC., having originated $155,290,000 in loans.
OXNARD - THOUSAND OAKS - VENTURA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - OXNARD - THOUSAND OAKS - VENTURA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $748,350 (5.4%) | $1,408,395 (12.2%) | 2.77 | 1,068 |
| 2018-02-01 | $738,000 (-2.1%) | $1,367,883 (4.6%) | 2.68 | 1,155 |
| 2018-03-01 | $729,900 (-4.6%) | $1,328,219 (0.5%) | 2.56 | 1,288 |
| 2018-04-01 | $750,000 (-2.5%) | $1,363,833 (2.9%) | 2.54 | 1,411 |
| 2018-05-01 | $741,725 (-2.2%) | $1,322,529 (3.2%) | 2.48 | 1,607 |
| 2018-06-01 | $739,000 (-1.5%) | $1,282,303 (2.7%) | 2.46 | 1,759 |
| 2018-07-01 | $739,450 (-2.1%) | $1,249,036 (0.2%) | 2.47 | 1,884 |
| 2018-08-01 | $717,450 (-4.2%) | $1,207,856 (-0.1%) | 2.40 | 1,956 |
| 2018-09-01 | $699,000 (-6.8%) | $1,165,838 (-3.3%) | 2.35 | 2,012 |
| 2018-10-01 | $696,112 (-8.1%) | $1,142,578 (-11.2%) | 2.36 | 1,975 |
| 2018-11-01 | $684,500 (-8.7%) | $1,142,143 (-11.4%) | 2.32 | 1,905 |
| 2018-12-01 | $680,000 (-9.3%) | $1,170,638 (-12.1%) | 2.35 | 1,666 |
| 2019-01-01 | $683,500 (-8.7%) | $1,187,763 (-15.7%) | 2.36 | 1,553 |
| 2019-02-01 | $682,500 (-7.5%) | $1,207,077 (-11.8%) | 2.31 | 1,517 |
| 2019-03-01 | $691,386 (-5.3%) | $1,190,675 (-10.4%) | 2.26 | 1,586 |
| 2019-04-01 | $699,450 (-6.7%) | $1,159,838 (-15.0%) | 2.22 | 1,680 |
| 2019-05-01 | $702,500 (-5.3%) | $1,159,917 (-12.3%) | 2.20 | 1,799 |
| 2019-06-01 | $719,950 (-2.6%) | $1,180,210 (-8.0%) | 2.25 | 1,850 |
| 2019-07-01 | $733,675 (-0.8%) | $1,194,873 (-4.3%) | 2.30 | 1,869 |
| 2019-08-01 | $738,155 (2.9%) | $1,181,346 (-2.2%) | 2.34 | 1,789 |
| 2019-09-01 | $750,386 (7.4%) | $1,196,640 (2.6%) | 2.40 | 1,660 |
| 2019-10-01 | $753,591 (8.3%) | $1,206,835 (5.6%) | 2.43 | 1,573 |
| 2019-11-01 | $725,000 (5.9%) | $1,175,328 (2.9%) | 2.38 | 1,532 |
| 2019-12-01 | $757,500 (11.4%) | $1,281,551 (9.5%) | 2.53 | 1,220 |
| 2020-01-01 | $784,425 (14.8%) | $1,317,768 (11.0%) | 2.62 | 1,139 |
| 2020-02-01 | $795,000 (16.5%) | $1,334,703 (10.6%) | 2.60 | 1,127 |
| 2020-03-01 | $812,700 (17.6%) | $1,344,927 (13.0%) | 2.55 | 1,144 |
| 2020-04-01 | $772,475 (10.4%) | $1,245,209 (7.4%) | 2.42 | 1,228 |
| 2020-05-01 | $793,750 (13.0%) | $1,264,305 (9.0%) | 2.41 | 1,323 |
| 2020-06-01 | $811,450 (12.7%) | $1,303,034 (10.4%) | 2.39 | 1,207 |
| 2020-07-01 | $827,000 (12.7%) | $1,347,702 (12.8%) | 2.40 | 1,086 |
| 2020-08-01 | $829,000 (12.3%) | $1,382,900 (17.1%) | 2.38 | 955 |
| 2020-09-01 | $849,000 (13.1%) | $1,440,603 (20.4%) | 2.43 | 875 |
| 2020-10-01 | $824,500 (9.4%) | $1,447,968 (20.0%) | 2.36 | 901 |
| 2020-11-01 | $799,000 (10.2%) | $1,454,401 (23.7%) | 2.34 | 768 |
| 2020-12-01 | $819,450 (8.2%) | $1,516,175 (18.3%) | 2.44 | 609 |
| 2021-01-01 | $825,450 (5.2%) | $1,559,942 (18.4%) | 2.46 | 513 |
| 2021-02-01 | $879,450 (10.6%) | $1,649,048 (23.6%) | 2.56 | 486 |
| 2021-03-01 | $854,450 (5.1%) | $1,508,318 (12.2%) | 2.42 | 517 |
| 2021-04-01 | $870,000 (12.6%) | $1,614,377 (29.7%) | 2.35 | 522 |
| 2021-05-01 | $869,000 (9.5%) | $1,665,611 (31.7%) | 2.31 | 557 |
| 2021-06-01 | $864,500 (6.5%) | $1,768,873 (35.8%) | 2.28 | 622 |
| 2021-07-01 | $879,900 (6.4%) | $1,707,806 (26.7%) | 2.32 | 692 |
| 2021-08-01 | $849,000 (2.4%) | $1,689,268 (22.2%) | 2.26 | 719 |
| 2021-09-01 | $864,375 (1.8%) | $1,759,575 (22.1%) | 2.31 | 710 |
| 2021-10-01 | $869,000 (5.4%) | $1,846,575 (27.5%) | 2.32 | 647 |
| 2021-11-01 | $885,225 (10.8%) | $1,882,719 (29.5%) | 2.37 | 530 |
| 2021-12-01 | $894,500 (9.2%) | $1,990,544 (31.3%) | 2.42 | 429 |
| 2022-01-01 | $898,900 (8.9%) | $2,040,139 (30.8%) | 2.43 | 378 |
| 2022-02-01 | $895,950 (1.9%) | $2,094,019 (27.0%) | 2.33 | 385 |
| 2022-03-01 | $928,536 (8.7%) | $2,046,090 (35.7%) | 2.32 | 445 |
| 2022-04-01 | $899,900 (3.4%) | $1,930,673 (19.6%) | 2.15 | 500 |
| 2022-05-01 | $914,825 (5.3%) | $1,790,597 (7.5%) | 2.09 | 720 |
| 2022-06-01 | $929,210 (7.5%) | $1,709,993 (-3.3%) | 2.07 | 866 |
| 2022-07-01 | $899,900 (2.3%) | $1,538,329 (-9.9%) | 2.03 | 1,106 |
| 2022-08-01 | $892,500 (5.1%) | $1,469,063 (-13.0%) | 2.06 | 1,147 |
| 2022-09-01 | $879,450 (1.7%) | $1,463,340 (-16.8%) | 2.06 | 1,077 |
| 2022-10-01 | $859,999 (-1.0%) | $1,462,341 (-20.8%) | 2.02 | 1,055 |
| 2022-11-01 | $875,000 (-1.2%) | $1,545,311 (-17.9%) | 2.10 | 1,003 |
| 2022-12-01 | $871,000 (-2.6%) | $1,617,338 (-18.8%) | 2.15 | 835 |
| 2023-01-01 | $873,725 (-2.8%) | $1,698,414 (-16.8%) | 2.16 | 708 |
| 2023-02-01 | $932,500 (4.1%) | $1,812,681 (-13.4%) | 2.25 | 629 |
| 2023-03-01 | $944,500 (1.7%) | $2,020,304 (-1.3%) | 2.23 | 598 |
| 2023-04-01 | $985,000 (9.5%) | $2,079,376 (7.7%) | 2.29 | 571 |
| 2023-05-01 | $1,076,408 (17.7%) | $2,181,585 (21.8%) | 2.44 | 578 |
| 2023-06-01 | $1,018,627 (9.6%) | $2,160,677 (26.4%) | 2.29 | 618 |
| 2023-07-01 | $1,075,000 (19.5%) | $2,129,812 (38.5%) | 2.44 | 666 |
| 2023-08-01 | $1,021,225 (14.4%) | $2,050,014 (39.6%) | 2.35 | 684 |
| 2023-09-01 | $1,092,500 (24.2%) | $2,078,094 (42.0%) | 2.54 | 688 |
| 2023-10-01 | $1,050,000 (22.1%) | $1,957,512 (33.9%) | 2.47 | 735 |
| 2023-11-01 | $1,037,222 (18.5%) | $1,918,147 (24.1%) | 2.47 | 756 |
| 2023-12-01 | $1,044,500 (19.9%) | $1,948,663 (20.5%) | 2.55 | 667 |
| 2024-01-01 | $1,054,610 (20.7%) | $1,995,622 (17.5%) | 2.58 | 627 |
| 2024-02-01 | $1,094,500 (17.4%) | $2,031,486 (12.1%) | 2.63 | 627 |
| 2024-03-01 | $1,065,000 (12.8%) | $2,143,023 (6.1%) | 2.51 | 680 |
| 2024-04-01 | $1,093,500 (11.0%) | $2,113,265 (1.6%) | 2.54 | 754 |
| 2024-05-01 | $1,152,000 (7.0%) | $2,145,771 (-1.6%) | 2.62 | 837 |
| 2024-06-01 | $1,050,000 (3.1%) | $1,925,121 (-10.9%) | 2.39 | 969 |
| 2024-07-01 | $1,093,500 (1.7%) | $1,911,495 (-10.3%) | 2.50 | 1,019 |
| 2024-08-01 | $1,050,000 (2.8%) | $1,862,606 (-9.1%) | 2.44 | 1,057 |
| 2024-09-01 | $999,350 (-8.5%) | $1,781,514 (-14.3%) | 2.35 | 1,059 |
| 2024-10-01 | $999,125 (-4.9%) | $1,757,200 (-10.2%) | 2.35 | 1,064 |
| 2024-11-01 | $999,900 (-3.6%) | $1,747,073 (-8.9%) | 2.40 | 982 |
| 2024-12-01 | $999,999 (-4.3%) | $1,812,408 (-7.0%) | 2.48 | 866 |
| 2025-01-01 | $994,000 (-5.8%) | $1,816,716 (-9.0%) | 2.48 | 887 |
| 2025-02-01 | $999,450 (-8.7%) | $1,846,235 (-9.1%) | 2.43 | 1,005 |
| 2025-03-01 | $1,049,500 (-1.5%) | $1,818,950 (-15.1%) | 2.47 | 1,102 |
| 2025-04-01 | $1,060,000 (-3.1%) | $1,828,009 (-13.5%) | 2.46 | 1,283 |
OXNARD - THOUSAND OAKS - VENTURA's median listing price for 2025-04-01 was $1,060,000, a difference of
$-33,500
(-3.1%) versus the prior year and
$10,500 versus the prior month.
OXNARD - THOUSAND OAKS - VENTURA's median listing price comes in at 246% of the national average.
OXNARD - THOUSAND OAKS - VENTURA's average listing price for 2025-04-01 was $1,828,009, a difference of $-285,256 (-13.5%) versus the prior year and $9,059 versus the prior month.
For the 2025-04-01 period, OXNARD - THOUSAND OAKS - VENTURA had 1,283 MLS listings, a difference of 181 listings (16%) versus the prior month and 529 listings (70%) versus the prior year.
OXNARD - THOUSAND OAKS - VENTURA's median listing price comes in at 246% of the national average.
OXNARD - THOUSAND OAKS - VENTURA's average listing price for 2025-04-01 was $1,828,009, a difference of $-285,256 (-13.5%) versus the prior year and $9,059 versus the prior month.
For the 2025-04-01 period, OXNARD - THOUSAND OAKS - VENTURA had 1,283 MLS listings, a difference of 181 listings (16%) versus the prior month and 529 listings (70%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - OXNARD - THOUSAND OAKS - VENTURA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 62 days | 2,065 sqft |
| 2018-02-01 | 35 days | 2,026 sqft |
| 2018-03-01 | 35 days | 2,027 sqft |
| 2018-04-01 | 37 days | 2,057 sqft |
| 2018-05-01 | 36 days | 2,032 sqft |
| 2018-06-01 | 38 days | 2,020 sqft |
| 2018-07-01 | 41 days | 2,031 sqft |
| 2018-08-01 | 43 days | 2,014 sqft |
| 2018-09-01 | 44 days | 1,979 sqft |
| 2018-10-01 | 48 days | 1,962 sqft |
| 2018-11-01 | 51 days | 1,953 sqft |
| 2018-12-01 | 61 days | 1,927 sqft |
| 2019-01-01 | 67 days | 1,895 sqft |
| 2019-02-01 | 50 days | 1,903 sqft |
| 2019-03-01 | 43 days | 1,913 sqft |
| 2019-04-01 | 40 days | 1,943 sqft |
| 2019-05-01 | 40 days | 2,001 sqft |
| 2019-06-01 | 44 days | 2,027 sqft |
| 2019-07-01 | 45 days | 2,047 sqft |
| 2019-08-01 | 47 days | 2,051 sqft |
| 2019-09-01 | 49 days | 2,067 sqft |
| 2019-10-01 | 50 days | 2,069 sqft |
| 2019-11-01 | 53 days | 1,973 sqft |
| 2019-12-01 | 58 days | 2,020 sqft |
| 2020-01-01 | 63 days | 2,100 sqft |
| 2020-02-01 | 52 days | 2,113 sqft |
| 2020-03-01 | 41 days | 2,136 sqft |
| 2020-04-01 | 48 days | 2,064 sqft |
| 2020-05-01 | 59 days | 2,084 sqft |
| 2020-06-01 | 52 days | 2,126 sqft |
| 2020-07-01 | 45 days | 2,146 sqft |
| 2020-08-01 | 40 days | 2,096 sqft |
| 2020-09-01 | 42 days | 2,103 sqft |
| 2020-10-01 | 39 days | 2,074 sqft |
| 2020-11-01 | 52 days | 2,002 sqft |
| 2020-12-01 | 57 days | 2,024 sqft |
| 2021-01-01 | 54 days | 2,021 sqft |
| 2021-02-01 | 35 days | 2,118 sqft |
| 2021-03-01 | 28 days | 2,036 sqft |
| 2021-04-01 | 34 days | 2,050 sqft |
| 2021-05-01 | 33 days | 2,007 sqft |
| 2021-06-01 | 31 days | 2,021 sqft |
| 2021-07-01 | 35 days | 1,978 sqft |
| 2021-08-01 | 31 days | 1,924 sqft |
| 2021-09-01 | 34 days | 1,956 sqft |
| 2021-10-01 | 36 days | 1,960 sqft |
| 2021-11-01 | 40 days | 1,963 sqft |
| 2021-12-01 | 45 days | 1,983 sqft |
| 2022-01-01 | 40 days | 1,952 sqft |
| 2022-02-01 | 27 days | 1,858 sqft |
| 2022-03-01 | 27 days | 1,877 sqft |
| 2022-04-01 | 25 days | 1,894 sqft |
| 2022-05-01 | 25 days | 1,920 sqft |
| 2022-06-01 | 27 days | 1,922 sqft |
| 2022-07-01 | 33 days | 1,900 sqft |
| 2022-08-01 | 37 days | 1,845 sqft |
| 2022-09-01 | 46 days | 1,840 sqft |
| 2022-10-01 | 51 days | 1,854 sqft |
| 2022-11-01 | 53 days | 1,839 sqft |
| 2022-12-01 | 63 days | 1,842 sqft |
| 2023-01-01 | 67 days | 1,858 sqft |
| 2023-02-01 | 43 days | 1,892 sqft |
| 2023-03-01 | 42 days | 1,880 sqft |
| 2023-04-01 | 43 days | 1,991 sqft |
| 2023-05-01 | 39 days | 2,025 sqft |
| 2023-06-01 | 38 days | 1,933 sqft |
| 2023-07-01 | 38 days | 1,962 sqft |
| 2023-08-01 | 42 days | 1,957 sqft |
| 2023-09-01 | 42 days | 1,988 sqft |
| 2023-10-01 | 41 days | 1,956 sqft |
| 2023-11-01 | 44 days | 1,940 sqft |
| 2023-12-01 | 56 days | 1,949 sqft |
| 2024-01-01 | 60 days | 1,944 sqft |
| 2024-02-01 | 41 days | 1,935 sqft |
| 2024-03-01 | 37 days | 1,936 sqft |
| 2024-04-01 | 36 days | 1,961 sqft |
| 2024-05-01 | 36 days | 1,995 sqft |
| 2024-06-01 | 38 days | 1,923 sqft |
| 2024-07-01 | 41 days | 1,942 sqft |
| 2024-08-01 | 44 days | 1,937 sqft |
| 2024-09-01 | 46 days | 1,903 sqft |
| 2024-10-01 | 47 days | 1,887 sqft |
| 2024-11-01 | 53 days | 1,897 sqft |
| 2024-12-01 | 59 days | 1,892 sqft |
| 2025-01-01 | 57 days | 1,858 sqft |
| 2025-02-01 | 39 days | 1,863 sqft |
| 2025-03-01 | 40 days | 1,886 sqft |
| 2025-04-01 | 40 days | 1,911 sqft |
OXNARD - THOUSAND OAKS - VENTURA's median listing age (time on market) for 2025-04-01 was 40 days.
This
is 12%
longer
than the same period one year ago.
OXNARD - THOUSAND OAKS - VENTURA's median square footage for active listings during the 2025-04-01 period was 1,911 sqft. One year prior, the average listing was 1,961 sqft.
OXNARD - THOUSAND OAKS - VENTURA's median square footage for active listings during the 2025-04-01 period was 1,911 sqft. One year prior, the average listing was 1,961 sqft.
OXNARD-THOUSAND OAKS-VENTURA, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 4,976 | $3,689,810,000 | $741,521 |
| Cash Out Refi | 1,671 | $640,255,000 | $383,157 |
| Other | 1,648 | $280,780,000 | $170,376 |
| Refi | 1,343 | $1,131,685,000 | $842,655 |
| Home Improvement | 1,223 | $208,105,000 | $170,159 |
| NA | 3 | $1,915,000 | $638,333 |
Oxnard - Thousand Oaks - Ventura's most frequently cited loan purpose was Home Purchase, with 4,976 originations. The 2nd most popular reason was Cash Out Refi, with 1,671 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 3,954 | $2,476,680,000 | $626,373 |
| Over 8% | 3,051 | $749,985,000 | $245,816 |
| 7-8% | 1,940 | $1,174,640,000 | $605,485 |
| 5-6% | 1,328 | $1,303,750,000 | $981,739 |
| 4-5% | 349 | $83,495,000 | $239,241 |
| 3-4% | 88 | $39,170,000 | $445,114 |
| <2.5% | 79 | $9,985,000 | $126,392 |
| 2.5-3% | 13 | $6,445,000 | $495,769 |
During 2024, Oxnard - Thousand Oaks - Ventura's most frequently originated rate bucket was 6-7%, with 3,954 originations.
Loan Sizing (OXNARD-THOUSAND OAKS-VENTURA, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $600k-1000k | 3,144 | $2,364,910,000 | $752,198 |
| $400k-600k | 1,925 | $966,075,000 | $501,857 |
| $200k-400k | 1,852 | $521,990,000 | $281,852 |
| $100k-200k | 1,778 | $239,000,000 | $134,421 |
| $100,000 or less | 1,431 | $88,395,000 | $61,771 |
| $Over $1MM | 734 | $1,772,180,000 | $2,414,414 |
OXNARD - THOUSAND OAKS - VENTURA's loan sizing saw the bucket of loans from $600k-1000k with 3,144 originations, totaling $2,364,910,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| Under 20% | 3,279 | $414,575,000 | $126,433 |
| 80-100% | 2,545 | $1,881,685,000 | $739,365 |
| 60-80% | 2,291 | $2,049,755,000 | $894,699 |
| 20-40% | 1,377 | $440,265,000 | $319,728 |
| 40-60% | 1,096 | $921,630,000 | $840,903 |
| Over 100% | 83 | $66,415,000 | $800,181 |
OXNARD - THOUSAND OAKS - VENTURA's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 3,279 originations, totaling $414,575,000 in origination value.