OXNARD - THOUSAND OAKS - VENTURA Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Oxnard - Thousand Oaks - Ventura averaged
7.08%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.24% and
one month ago for the week of 2026-10-01, the
average rate was 7.08%.
Oxnard - Thousand Oaks - Ventura's average rate one year ago was 5.97%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.54%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Oxnard - Thousand Oaks - Ventura 30 Year Fixed Rate | 2026-11-05 | 7.08% |
| Oxnard - Thousand Oaks - Ventura 30 Year Fixed Rate Refi | 2026-11-05 | 7.54% |
| Oxnard - Thousand Oaks - Ventura 15 Year Fixed Rate | 2026-11-05 | 6.77% |
| Oxnard - Thousand Oaks - Ventura 15 Year Fixed Rate Refi | 2026-11-05 | 6.65% |
| Oxnard - Thousand Oaks - Ventura 30 Year FHA | 2026-11-05 | 6.8% |
| Oxnard - Thousand Oaks - Ventura 30 Year FHA Refi | 2026-11-05 | 6.33% |
| Oxnard - Thousand Oaks - Ventura 30 Year USDA | 2026-11-05 | 7.1% |
| Oxnard - Thousand Oaks - Ventura 30 Year USDA Refi | 2026-11-05 | 7.2% |
| Oxnard - Thousand Oaks - Ventura 30 Year VA | 2026-11-05 | 6.38% |
| Oxnard - Thousand Oaks - Ventura 30 Year VA Refi | 2026-11-05 | 6.41% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within OXNARD-THOUSAND OAKS-VENTURA, CA.
OXNARD - THOUSAND OAKS - VENTURA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the OXNARD-THOUSAND OAKS-VENTURA, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
OXNARD - THOUSAND OAKS - VENTURA Average Closing Costs & Other Stats
OXNARD-THOUSAND OAKS-VENTURA, CA's 254 lenders originated 12,645
loans during 2025. The total origination value was $6,982,655,000, with an average loan value of
$552,207.
OXNARD - THOUSAND OAKS - VENTURA's average closing costs are $6,849.
The top OXNARD - THOUSAND OAKS - VENTURA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
642 loans originated. Their average total fees are
$9,594, which is $1,152
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee OXNARD - THOUSAND OAKS - VENTURA lenders (with over 10 loans originated) are
CALIFORNIA CREDIT UNION ($159), HOMEAMERICAN MORTGAGE CORPORATION ($967), Shea Mortgage Inc. ($1,581), Firefighters First Federal Credit Union ($3,210) and SCHOOLSFIRST ($4,086).
The lowest rate OXNARD - THOUSAND OAKS - VENTURA lenders (with over 10 loans originated) are
HOMEAMERICAN MORTGAGE CORPORATION (4.76%), EAGLE HOME MORTGAGE, LLC (5.39%), Charles Schwab Bank, SSB (5.40%), CALIFORNIA CREDIT UNION (5.67%) and Morgan Stanley Private Bank (5.83%).
OXNARD-THOUSAND OAKS-VENTURA, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $629,305,000 | $682,700,000 | 8.5% | 9.8% |
| QUICKEN LOANS, LLC | $414,450,000 | $494,445,000 | 19.3% | 7.1% |
| JPMorgan Chase Bank | $312,615,000 | $263,590,000 | -15.7% | 3.8% |
| PENNYMAC LOAN SERVICES, LLC | $94,665,000 | $209,960,000 | 121.8% | 3.0% |
| CMG MORTGAGE, INC. | $155,290,000 | $203,180,000 | 30.8% | 2.9% |
| Bank of America | $130,800,000 | $174,635,000 | 33.5% | 2.5% |
| Citibank | $104,080,000 | $167,355,000 | 60.8% | 2.4% |
| U.S. Bank | $189,365,000 | $161,530,000 | -14.7% | 2.3% |
| PNC Bank | $28,545,000 | $153,410,000 | 437.4% | 2.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $105,980,000 | $135,940,000 | 28.3% | 1.9% |
| Golden Empire Mortgage, Inc. | $113,990,000 | $135,455,000 | 18.8% | 1.9% |
| LOGIX FEDERAL CREDIT UNION | $73,900,000 | $124,040,000 | 67.8% | 1.8% |
| NEWREZ LLC | $96,625,000 | $104,480,000 | 8.1% | 1.5% |
| OCMBC, INC. | $79,875,000 | $102,855,000 | 28.8% | 1.5% |
| GUARANTEED RATE, INC. | $81,650,000 | $92,980,000 | 13.9% | 1.3% |
| Wells Fargo Bank | $51,125,000 | $92,000,000 | 80.0% | 1.3% |
| MLD MORTGAGE INC. | $83,630,000 | $86,370,000 | 3.3% | 1.2% |
| AUGUSTA FINANCIAL, INC. | $77,135,000 | $86,060,000 | 11.6% | 1.2% |
| VENTURA COUNTY | $69,870,000 | $78,375,000 | 12.2% | 1.1% |
| City National Bank | $24,870,000 | $72,455,000 | 191.3% | 1.0% |
| Morgan Stanley Private Bank | $47,565,000 | $64,695,000 | 36.0% | 0.9% |
| Citadel Servicing Corporation | $18,260,000 | $63,875,000 | 249.8% | 0.9% |
| LOANDEPOT.COM, LLC | $48,475,000 | $62,725,000 | 29.4% | 0.9% |
| The Loan Store, Inc. | $26,510,000 | $62,440,000 | 135.5% | 0.9% |
| EAGLE HOME MORTGAGE, LLC | $11,325,000 | $59,665,000 | 426.8% | 0.9% |
| Century Mortgage Company DBA Century Lending Company | $47,465,000 | $53,870,000 | 13.5% | 0.8% |
| AMWEST FUNDING CORP. | $46,530,000 | $49,935,000 | 7.3% | 0.7% |
| BROKER SOLUTIONS, INC. | $44,765,000 | $49,540,000 | 10.7% | 0.7% |
| DIGNIFIED HOME LOANS, LLC | $42,905,000 | $49,040,000 | 14.3% | 0.7% |
| MOVEMENT MORTGAGE, LLC | $55,230,000 | $46,650,000 | -15.5% | 0.7% |
| Commerce Home Mortgage, Inc. | $27,125,000 | $46,485,000 | 71.4% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $49,405,000 | $46,250,000 | -6.4% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $41,005,000 | $45,835,000 | 11.8% | 0.7% |
| A&D Mortgage LLC | $6,885,000 | $45,115,000 | 555.3% | 0.6% |
| ML Mortgage Corp. | $17,965,000 | $45,035,000 | 150.7% | 0.6% |
| CBC Federal Credit Union | $27,310,000 | $42,230,000 | 54.6% | 0.6% |
| Sierra Pacific Mortgage Company, Inc. | $37,920,000 | $39,625,000 | 4.5% | 0.6% |
| BMO Harris Bank | $76,045,000 | $38,465,000 | -49.4% | 0.6% |
| Paramount Residential Mortgage Group, Inc. | $33,255,000 | $38,395,000 | 15.5% | 0.5% |
| Charles Schwab Bank, SSB | $19,220,000 | $38,360,000 | 99.6% | 0.5% |
| NEXERA HOLDING LLC | $16,160,000 | $37,140,000 | 129.8% | 0.5% |
| BM Real Estate Services, Inc. | $39,475,000 | $34,675,000 | -12.2% | 0.5% |
| Prosperity Home Mortgage, LLC | $18,880,000 | $31,950,000 | 69.2% | 0.5% |
| FINANCE OF AMERICA REVERSE LLC | $36,515,000 | $31,940,000 | -12.5% | 0.5% |
| WESCOM CENTRAL CREDIT UNION | $26,095,000 | $31,755,000 | 21.7% | 0.5% |
| Shea Mortgage Inc. | $35,530,000 | $30,985,000 | -12.8% | 0.4% |
| SPRING EQ, LLC | $9,450,000 | $29,890,000 | 216.3% | 0.4% |
| JMAC LENDING, INC. | $13,855,000 | $28,930,000 | 108.8% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $17,245,000 | $28,785,000 | 66.9% | 0.4% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $16,035,000 | $28,775,000 | 79.5% | 0.4% |
| Mortgage Research Center, LLC | $16,425,000 | $28,265,000 | 72.1% | 0.4% |
| HOMEAMERICAN MORTGAGE CORPORATION | $11,950,000 | $28,080,000 | 135.0% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $20,370,000 | $27,625,000 | 35.6% | 0.4% |
| Logan Finance Corporation | $21,485,000 | $27,610,000 | 28.5% | 0.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $26,280,000 | $27,045,000 | 2.9% | 0.4% |
| FIRST COLONY MORTGAGE CORPORATION | $28,665,000 | $26,625,000 | -7.1% | 0.4% |
| UNION HOME MORTGAGE CORP. | $465,000 | $26,270,000 | 5,549.5% | 0.4% |
| Firefighters First Federal Credit Union | $13,470,000 | $25,655,000 | 90.5% | 0.4% |
| Hometown Equity Mortgage, LLC | $19,175,000 | $25,335,000 | 32.1% | 0.4% |
| PREMIER AMERICA | $22,210,000 | $24,910,000 | 12.2% | 0.4% |
| SCHOOLSFIRST | $13,500,000 | $24,435,000 | 81.0% | 0.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $16,090,000 | $24,110,000 | 49.8% | 0.3% |
| NexBank | $20,515,000 | $24,010,000 | 17.0% | 0.3% |
| WALKER & DUNLOP, LLC | $120,005,000 | $23,265,000 | -80.6% | 0.3% |
| UBS Bank USA | $9,245,000 | $21,985,000 | 137.8% | 0.3% |
| ORIX REAL ESTATE CAPITAL, LLC | $3,465,000 | $21,320,000 | 515.3% | 0.3% |
| NEW WAVE LENDING GROUP INC | $9,235,000 | $21,250,000 | 130.1% | 0.3% |
| ALAMEDA MORTGAGE CORPORATION | $27,780,000 | $19,495,000 | -29.8% | 0.3% |
| GUILD MORTGAGE COMPANY | $25,895,000 | $19,100,000 | -26.2% | 0.3% |
| NMSI, INC. | $14,445,000 | $18,155,000 | 25.7% | 0.3% |
| HOMEXPRESS MORTGAGE CORP. | $17,255,000 | $17,595,000 | 2.0% | 0.3% |
| NATIONS DIRECT MORTGAGE, LLC | $23,765,000 | $17,515,000 | -26.3% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $13,290,000 | $17,040,000 | 28.2% | 0.2% |
| Third Federal Savings and Loan Association of Cleveland | $18,465,000 | $17,020,000 | -7.8% | 0.2% |
| Figure Lending LLC | $12,525,000 | $16,220,000 | 29.5% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $10,790,000 | $15,945,000 | 47.8% | 0.2% |
| First-Citizens Bank & Trust Company | $8,845,000 | $15,065,000 | 70.3% | 0.2% |
| Axos Bank | $1,010,000 | $15,015,000 | 1,386.6% | 0.2% |
| Flagstar Bank, FSB | $65,890,000 | $14,890,000 | -77.4% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $19,990,000 | $14,860,000 | -25.7% | 0.2% |
| PLANET HOME LENDING, LLC | $7,715,000 | $14,830,000 | 92.2% | 0.2% |
| MORTGAGEONE, INC. | $685,000 | $14,420,000 | 2,005.1% | 0.2% |
| ALLIANT CREDIT UNION | $8,755,000 | $14,015,000 | 60.1% | 0.2% |
| Mechanics Bank | $9,870,000 | $13,850,000 | 40.3% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $22,420,000 | $13,540,000 | -39.6% | 0.2% |
| Performance Financial, Inc. | $21,240,000 | $13,370,000 | -37.1% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $7,730,000 | $13,290,000 | 71.9% | 0.2% |
| BETTER MORTGAGE CORPORATION | $9,080,000 | $13,200,000 | 45.4% | 0.2% |
| PHH Mortgage Corporation | $4,580,000 | $13,055,000 | 185.0% | 0.2% |
| Nations Lending Corporation | $23,390,000 | $12,810,000 | -45.2% | 0.2% |
| TIAA, FSB | $12,710,000 | n/a | 0.2% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $12,875,000 | $12,485,000 | -3.0% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $8,460,000 | $12,085,000 | 42.8% | 0.2% |
| Zions Bank | $7,090,000 | $12,015,000 | 69.5% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $18,300,000 | $11,740,000 | -35.8% | 0.2% |
| NP, Inc. | $8,205,000 | $11,680,000 | 42.4% | 0.2% |
| KINECTA | $10,405,000 | $11,245,000 | 8.1% | 0.2% |
| AMERITRUST MORTGAGE CORPORATION | $1,385,000 | $11,230,000 | 710.8% | 0.2% |
| Carrington Mortgage Services, LLC | $3,570,000 | $11,085,000 | 210.5% | 0.2% |
| INTERNATIONAL CITY MORTGAGE, INC. | $4,495,000 | $10,705,000 | 138.2% | 0.2% |
| USAA Federal Savings Bank | $6,975,000 | $10,695,000 | 53.3% | 0.2% |
| WALL STREET MORTGAGE BANKERS, LTD. | $8,340,000 | $10,450,000 | 25.3% | 0.1% |
| CAMPOS FINANCIAL CORP. | $3,270,000 | $10,200,000 | 211.9% | 0.1% |
| CALIFORNIA CREDIT UNION | $5,015,000 | $9,940,000 | 98.2% | 0.1% |
| ORANGE COUNTY'S CREDIT UNION | $95,000 | $9,935,000 | 10,357.9% | 0.1% |
| Montecito Bank & Trust | $10,905,000 | $9,750,000 | -10.6% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $6,640,000 | $9,235,000 | 39.1% | 0.1% |
| ARC HOME LLC | $11,665,000 | $9,105,000 | -21.9% | 0.1% |
| Truist | $2,930,000 | $9,070,000 | 209.6% | 0.1% |
| THE GOLDEN 1 | $4,075,000 | $8,960,000 | 119.9% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $12,065,000 | $8,775,000 | -27.3% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,150,000 | $8,735,000 | 177.3% | 0.1% |
| ZILLOW HOME LOANS, LLC | $3,935,000 | $8,720,000 | 121.6% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $11,545,000 | $8,525,000 | -26.2% | 0.1% |
| The Greenwood's State Bank | $8,445,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $11,710,000 | $8,435,000 | -28.0% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $3,155,000 | $8,180,000 | 159.3% | 0.1% |
| KBHS HOME LOANS, LLC | $1,130,000 | $8,140,000 | 620.4% | 0.1% |
| HomeTrust Bank | $2,790,000 | $7,965,000 | 185.5% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $5,825,000 | $7,945,000 | 36.4% | 0.1% |
| COASTAL FUNDING SLC, INC. | $5,920,000 | $7,870,000 | 32.9% | 0.1% |
| FIRST TECHNOLOGY | $2,100,000 | $7,845,000 | 273.6% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $4,060,000 | $7,750,000 | 90.9% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $5,340,000 | $7,560,000 | 41.6% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $11,890,000 | $7,385,000 | -37.9% | 0.1% |
| JMJ FINANCIAL GROUP | $5,515,000 | $7,305,000 | 32.5% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $4,370,000 | $7,115,000 | 62.8% | 0.1% |
| FIRST ENTERTAINMENT | $6,695,000 | $7,110,000 | 6.2% | 0.1% |
| QUORUM FEDERAL CREDIT UNION | $3,225,000 | $6,970,000 | 116.1% | 0.1% |
| AmeriHome Mortgage Company, LLC | $3,560,000 | $6,715,000 | 88.6% | 0.1% |
| Raymond James Bank | $4,580,000 | $6,635,000 | 44.9% | 0.1% |
| Luxury Mortgage Corp. | $6,160,000 | $6,525,000 | 5.9% | 0.1% |
| FUNDLOANS CAPITAL | $17,770,000 | $6,365,000 | -64.2% | 0.1% |
| MORTGAGE CAPITAL PARTNERS, INC. | $3,340,000 | $6,350,000 | 90.1% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $2,125,000 | $6,255,000 | 194.4% | 0.1% |
| Coastal Community Bank | $5,710,000 | $6,020,000 | 5.4% | 0.1% |
| FOUNDATION MORTGAGE CORPORATION | $9,870,000 | $6,015,000 | -39.1% | 0.1% |
| BERKELEY POINT CAPITAL LLC | $6,005,000 | n/a | 0.1% | |
| MidFirst Bank | $6,575,000 | $5,945,000 | -9.6% | 0.1% |
| First Standard Financial Corp. | $1,535,000 | $5,910,000 | 285.0% | 0.1% |
| Franklin Loan Corporation | $4,810,000 | $5,820,000 | 21.0% | 0.1% |
| Greenbox Loans, Inc. | $10,310,000 | $5,820,000 | -43.5% | 0.1% |
| HighTechLending Inc | $4,920,000 | $5,770,000 | 17.3% | 0.1% |
| F&A Federal Credit Union | $8,570,000 | $5,730,000 | -33.1% | 0.1% |
| CENTRAL VALLEY COMMUNITY BANK | $5,670,000 | n/a | 0.1% | |
| Stifel Bank and Trust | $3,540,000 | $5,635,000 | 59.2% | 0.1% |
| MACKILLIE INCORPORATED | $3,975,000 | $5,215,000 | 31.2% | 0.1% |
| General Mortgage Capital Corporation | $2,790,000 | $4,980,000 | 78.5% | 0.1% |
| COMMUNITYAMERICA | $495,000 | $4,920,000 | 893.9% | 0.1% |
| Comerica Bank | $3,270,000 | $4,850,000 | 48.3% | 0.1% |
| Royal Business Bank | $4,815,000 | n/a | 0.1% | |
| The Dart Bank | $375,000 | $4,805,000 | 1,181.3% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $3,200,000 | $4,795,000 | 49.8% | 0.1% |
| Bethpage Federal Credit Union | $6,735,000 | $4,775,000 | -29.1% | 0.1% |
| Merchants Mortgage & Trust Corporation | $2,055,000 | $4,750,000 | 131.1% | 0.1% |
| Financial Partners Credit Union | $2,010,000 | $4,745,000 | 136.1% | 0.1% |
| T. J. FINANCIAL, INC. | $4,390,000 | $4,660,000 | 6.2% | 0.1% |
| NBKC BANK | $6,295,000 | $4,515,000 | -28.3% | 0.1% |
| CTBC Bank Corp. (USA) | $4,485,000 | n/a | 0.1% | |
| M&T Bank | $2,465,000 | $4,345,000 | 76.3% | 0.1% |
| AHL FUNDING | $2,285,000 | $4,315,000 | 88.8% | 0.1% |
| Cathay Bank | $285,000 | $4,235,000 | 1,386.0% | 0.1% |
| Washington Federal Bank | $5,990,000 | $4,115,000 | -31.3% | 0.1% |
| OAKTREE FUNDING CORP. | $2,335,000 | $4,110,000 | 76.0% | 0.1% |
| Ameris Bank | $4,720,000 | $4,085,000 | -13.5% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $4,580,000 | $4,020,000 | -12.2% | 0.1% |
| BNY Mellon | $3,990,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $4,095,000 | $3,970,000 | -3.1% | 0.1% |
| LENDSURE MORTGAGE CORP. | $2,280,000 | $3,950,000 | 73.2% | 0.1% |
| USAlliance Federal Credit Union | $1,060,000 | $3,950,000 | 272.6% | 0.1% |
| LOS ANGELES POLICE Federal Credit Union | $2,475,000 | $3,945,000 | 59.4% | 0.1% |
| The Federal Savings Bank | $3,115,000 | $3,890,000 | 24.9% | 0.1% |
| VAL-CHRIS INVESTMENTS, INC. | $4,580,000 | $3,880,000 | -15.3% | 0.1% |
| BAY-VALLEY MORTGAGE GROUP | $3,850,000 | n/a | 0.1% | |
| Discover Bank | $11,460,000 | $3,835,000 | -66.5% | 0.1% |
| CANOPY MORTGAGE, LLC | $1,160,000 | $3,810,000 | 228.4% | 0.1% |
| VICTORIA FINANCIAL CORP. | $795,000 | $3,805,000 | 378.6% | 0.1% |
| Valley National Bank | $3,755,000 | n/a | 0.1% | |
| EVERETT FINANCIAL, INC. | $1,325,000 | $3,730,000 | 181.5% | 0.1% |
| Northpointe Bank | $2,035,000 | $3,705,000 | 82.1% | 0.1% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $12,010,000 | $3,615,000 | -69.9% | 0.1% |
| INTELLILOAN, INC. | $1,365,000 | $3,590,000 | 163.0% | 0.1% |
| V.I.P. MORTGAGE, INC. | $5,445,000 | $3,530,000 | -35.2% | 0.1% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $555,000 | $3,350,000 | 503.6% | 0.0% |
| ONY GLO, INC. | $3,705,000 | $3,335,000 | -10.0% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $1,320,000 | $3,275,000 | 148.1% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $3,040,000 | $3,240,000 | 6.6% | 0.0% |
| Water and Power Community Credit Union | $65,000 | $3,225,000 | 4,861.5% | 0.0% |
| MICHIGAN MUTUAL, INC. | $7,540,000 | $3,220,000 | -57.3% | 0.0% |
| SOUTHLAND CREDIT UNION | $2,100,000 | $3,215,000 | 53.1% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $9,225,000 | $3,160,000 | -65.7% | 0.0% |
| Baxter Credit Union | $5,105,000 | $3,150,000 | -38.3% | 0.0% |
| AMERICAN FINANCING CORPORATION | $595,000 | $3,085,000 | 418.5% | 0.0% |
| Citizens Bank | $2,790,000 | $3,030,000 | 8.6% | 0.0% |
| Home Mortgage Alliance Corp | $6,880,000 | $3,020,000 | -56.1% | 0.0% |
| CENTRAL COAST LENDING, INC. | $3,160,000 | $2,955,000 | -6.5% | 0.0% |
| 5TH STREET CAPITAL, INC. | $9,410,000 | $2,890,000 | -69.3% | 0.0% |
| NEW DAY FINANCIAL, LLC | $2,705,000 | n/a | 0.0% | |
| GEO-CORP, INC. | $2,920,000 | $2,650,000 | -9.2% | 0.0% |
| Kwik Mortgage Corporation | $545,000 | $2,570,000 | 371.6% | 0.0% |
| TECHNOLOGY | $395,000 | $2,570,000 | 550.6% | 0.0% |
| LANTZMAN MANAGEMENT, INC. | $1,095,000 | $2,565,000 | 134.2% | 0.0% |
| SIRVA MORTGAGE, INC. | $3,040,000 | $2,545,000 | -16.3% | 0.0% |
| GTE Federal Credit Union | $2,550,000 | $2,535,000 | -0.6% | 0.0% |
| ADVANCIAL | $4,150,000 | $2,495,000 | -39.9% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $2,965,000 | $2,490,000 | -16.0% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $2,490,000 | n/a | 0.0% | |
| CALTECH EMPLOYEES FEDERAL CREDIT UNION | $285,000 | $2,455,000 | 761.4% | 0.0% |
| 21ST MORTGAGE CORPORATION | $4,235,000 | $2,430,000 | -42.6% | 0.0% |
| Cornerstone First Mortgage, Inc | $1,715,000 | $2,430,000 | 41.7% | 0.0% |
| First Bank | $7,750,000 | $2,410,000 | -68.9% | 0.0% |
| Credit Union of Southern California | $1,630,000 | $2,395,000 | 46.9% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,625,000 | $2,360,000 | 45.2% | 0.0% |
| University Bank | $1,550,000 | $2,335,000 | 50.6% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $705,000 | $2,260,000 | 220.6% | 0.0% |
| T2 FINANCIAL LLC | $1,210,000 | $2,225,000 | 83.9% | 0.0% |
| WALL FINANCIAL, INC. | $2,225,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $670,000 | $2,220,000 | 231.3% | 0.0% |
| PARTNERS | $2,855,000 | $2,185,000 | -23.5% | 0.0% |
| LOANPAL, LLC | $2,795,000 | $2,125,000 | -24.0% | 0.0% |
| Watermark Capital, Inc. | $5,690,000 | $2,060,000 | -63.8% | 0.0% |
| USC Credit Union | $1,335,000 | $2,055,000 | 53.9% | 0.0% |
| Farmers Bank & Trust | $1,460,000 | $2,040,000 | 39.7% | 0.0% |
| Libertyville Bank & Trust | $865,000 | $2,020,000 | 133.5% | 0.0% |
| Village Bank & Trust | $2,020,000 | n/a | 0.0% | |
| First Federal Bank | $1,985,000 | n/a | 0.0% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $585,000 | $1,965,000 | 235.9% | 0.0% |
| Noble Federal Credit Union | $1,955,000 | n/a | 0.0% | |
| Residential First Mortgage | $1,900,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $3,485,000 | $1,890,000 | -45.8% | 0.0% |
| SeaTrust Mortgage Company | $1,890,000 | n/a | 0.0% | |
| UNIVERSITY CREDIT UNION | $435,000 | $1,815,000 | 317.2% | 0.0% |
| SUMMIT FUNDING, INC. | $4,500,000 | $1,775,000 | -60.6% | 0.0% |
| RBC Bank, (Georgia) | $155,000 | $1,745,000 | 1,025.8% | 0.0% |
| SUMMIT MORTGAGE BANKERS INC. | $1,530,000 | $1,715,000 | 12.1% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $1,685,000 | n/a | 0.0% | |
| Boeing Employees Credit Union | $3,135,000 | $1,640,000 | -47.7% | 0.0% |
| ENVOY MORTGAGE, LTD | $965,000 | $1,635,000 | 69.4% | 0.0% |
| Northbrook Bank & Trust | $1,620,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $2,320,000 | $1,615,000 | -30.4% | 0.0% |
| STAR ONE CREDIT UNION | $2,485,000 | $1,610,000 | -35.2% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $2,440,000 | $1,575,000 | -35.5% | 0.0% |
| TJC Mortgage, Inc. | $745,000 | $1,570,000 | 110.7% | 0.0% |
| TOWNE MORTGAGE COMPANY | $1,560,000 | n/a | 0.0% | |
| Vellum Mortgage, Inc. | $955,000 | $1,540,000 | 61.3% | 0.0% |
| KEYPOINT | $1,680,000 | $1,535,000 | -8.6% | 0.0% |
| East West Bank | $1,200,000 | $1,520,000 | 26.7% | 0.0% |
| PACIFIC SERVICE | $1,500,000 | n/a | 0.0% | |
| S1L, Inc. | $4,295,000 | $1,480,000 | -65.5% | 0.0% |
| CITIZENS EQUITY FIRST | $1,460,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $1,440,000 | $1,460,000 | 1.4% | 0.0% |
| LOANFLIGHT LENDING, LLC | $1,445,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $1,675,000 | $1,445,000 | -13.7% | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | $1,620,000 | $1,440,000 | -11.1% | 0.0% |
| Plains Commerce Bank | $485,000 | $1,420,000 | 192.8% | 0.0% |
| FEDERATED MORTGAGE CORP. | $1,885,000 | $1,390,000 | -26.3% | 0.0% |
| First Savings Bank | $1,265,000 | $1,380,000 | 9.1% | 0.0% |
| UNIVERSAL CITY STUDIOS Federal Credit union | $255,000 | $1,375,000 | 439.2% | 0.0% |
| FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $5,845,000 | $1,365,000 | -76.6% | 0.0% |
| COAST 2 COAST FUNDING GROUP, INC. | $3,575,000 | $1,355,000 | -62.1% | 0.0% |
| NuVision Federal Credit Union | $4,460,000 | $1,320,000 | -70.4% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $2,490,000 | $1,285,000 | -48.4% | 0.0% |
| DATA MORTGAGE, INC. | $1,280,000 | n/a | 0.0% | |
| Armed Forces Bank | $1,215,000 | $1,235,000 | 1.6% | 0.0% |
| Eagle Community Credit Union | $1,230,000 | n/a | 0.0% | |
| KeyBank | $705,000 | $1,200,000 | 70.2% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $1,195,000 | n/a | 0.0% | |
| THE FIRST FINANCIAL Federal Credit Union | $835,000 | $1,180,000 | 41.3% | 0.0% |
| CERTIFIED | $25,000 | $1,170,000 | 4,580.0% | 0.0% |
| LBS FINANCIAL | $305,000 | $1,155,000 | 278.7% | 0.0% |
| Goldman Sachs Bank USA | $9,340,000 | $1,105,000 | -88.2% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $2,275,000 | $1,080,000 | -52.5% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $2,690,000 | $1,055,000 | -60.8% | 0.0% |
| Pacific Lending LLC | $1,440,000 | $1,050,000 | -27.1% | 0.0% |
| Wheaton Bank & Trust | $1,025,000 | n/a | 0.0% | |
| TOWER | $780,000 | $1,015,000 | 30.1% | 0.0% |
| First Foundation Bank | $1,005,000 | n/a | 0.0% | |
| VISION ONE MORTGAGE, INC. | $985,000 | n/a | 0.0% | |
| Gain Federal Credit Union | $255,000 | $975,000 | 282.4% | 0.0% |
| EQUITY WAVE LENDING, INC. | $1,150,000 | $950,000 | -17.4% | 0.0% |
| Provident Credit Union | $135,000 | $945,000 | 600.0% | 0.0% |
| Quontic Bank | $455,000 | $945,000 | 107.7% | 0.0% |
| The Huntington National Bank | $985,000 | $945,000 | -4.1% | 0.0% |
| PATELCO | $1,015,000 | $940,000 | -7.4% | 0.0% |
| LADERA LENDING, INC. | $665,000 | $930,000 | 39.8% | 0.0% |
| MONARCH FUNDING CORP. | $925,000 | n/a | 0.0% | |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $900,000 | n/a | 0.0% | |
| RESIDENTIAL MORTGAGE, LLC | $1,780,000 | $900,000 | -49.4% | 0.0% |
| NFM, INC. | $955,000 | $895,000 | -6.3% | 0.0% |
| RESIDENTIAL BANCORP | $650,000 | $895,000 | 37.7% | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $885,000 | n/a | 0.0% | |
| CHEVRON | $430,000 | $870,000 | 102.3% | 0.0% |
| GENISYS | $855,000 | n/a | 0.0% | |
| USE Credit Union | $855,000 | n/a | 0.0% | |
| Magnolia Bank | $835,000 | n/a | 0.0% | |
| GUIDANCE RESIDENTIAL, LLC | $915,000 | $830,000 | -9.3% | 0.0% |
| VALLEY STRONG CREDIT UNION | $2,830,000 | $830,000 | -70.7% | 0.0% |
| DIGITAL Federal Credit Union | $1,880,000 | $825,000 | -56.1% | 0.0% |
| STANFORD Federal Credit Union | $1,815,000 | $825,000 | -54.5% | 0.0% |
| BANC ONE MORTGAGE CORPORATION | $395,000 | $815,000 | 106.3% | 0.0% |
| State Bank of the Lakes | $815,000 | n/a | 0.0% | |
| Bank of Whittier | $805,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $805,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $2,510,000 | $805,000 | -67.9% | 0.0% |
| HomeStreet Bank | $680,000 | $805,000 | 18.4% | 0.0% |
| American Riviera Bank | $1,605,000 | $785,000 | -51.1% | 0.0% |
| APCI Federal Credit Union | $765,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $765,000 | n/a | 0.0% | |
| BankFirst Financial Services | $815,000 | $755,000 | -7.4% | 0.0% |
| Granite Community Bank | $735,000 | n/a | 0.0% | |
| POINT Mortgage | $3,915,000 | $735,000 | -81.2% | 0.0% |
| Malaga Bank F.S.B | $725,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $2,560,000 | $710,000 | -72.3% | 0.0% |
| JUSTICE Federal Credit Union | $605,000 | $710,000 | 17.4% | 0.0% |
| MORTGAGE MANAGEMENT CONSULTANTS, INC. | $335,000 | $705,000 | 110.4% | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $695,000 | n/a | 0.0% | |
| Citizens Business Bank | $650,000 | n/a | 0.0% | |
| CARDINAL FINANCIAL | $635,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $720,000 | $630,000 | -12.5% | 0.0% |
| VERITAS FUNDING, LLC | $615,000 | $625,000 | 1.6% | 0.0% |
| State Department Federal Credit Union | $740,000 | $605,000 | -18.2% | 0.0% |
| Umpqua Bank | $1,730,000 | $605,000 | -65.0% | 0.0% |
| Amalgamated Bank | $585,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $565,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $1,020,000 | $560,000 | -45.1% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $555,000 | n/a | 0.0% | |
| The Northern Trust Company | $905,000 | $535,000 | -40.9% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $535,000 | n/a | 0.0% | |
| California Coast Credit Union | $1,195,000 | $520,000 | -56.5% | 0.0% |
| Texana Bank | $3,010,000 | $515,000 | -82.9% | 0.0% |
| GEORGIA'S OWN | $1,575,000 | $505,000 | -67.9% | 0.0% |
| Banner Bank | $105,000 | $495,000 | 371.4% | 0.0% |
| UNITED MORTGAGE CORP | $475,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $470,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $115,000 | $405,000 | 252.2% | 0.0% |
| Allied First Bank,sb | $395,000 | n/a | 0.0% | |
| ALL REVERSE MORTGAGE, INC. | $895,000 | $385,000 | -57.0% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $17,245,000 | $385,000 | -97.8% | 0.0% |
| EMM LOANS LLC | $375,000 | n/a | 0.0% | |
| LYONS MORTGAGE SERVICES, INC. | $355,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $590,000 | $345,000 | -41.5% | 0.0% |
| EVANSVILLE TEACHERS | $1,295,000 | $255,000 | -80.3% | 0.0% |
| Fremont Bank | $980,000 | $255,000 | -74.0% | 0.0% |
| SEA WEST COAST GUARD FEDERAL CREDIT UNION | $255,000 | $255,000 | 0.0% | 0.0% |
| Southwest Airlines Federal Credit Union | $255,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $250,000 | n/a | 0.0% | |
| Assurance Financial Group, L.L.C. | $245,000 | n/a | 0.0% | |
| 1ST NORTHERN CALIFORNIA | $235,000 | n/a | 0.0% | |
| MYPOINT Credit Union | $210,000 | n/a | 0.0% | |
| CommonWealth Central Credit Union | $205,000 | n/a | 0.0% | |
| PremierOne Credit Union | $205,000 | n/a | 0.0% | |
| SCE FEDERAL CREDIT UNION | $570,000 | $200,000 | -64.9% | 0.0% |
| POPA FEDERAL CREDIT UNION | $350,000 | $190,000 | -45.7% | 0.0% |
| American Pride Bank | $185,000 | n/a | 0.0% | |
| COASTHILLS | $55,000 | $155,000 | 181.8% | 0.0% |
| Educational Employees Credit Union | $280,000 | $155,000 | -44.6% | 0.0% |
| FINANCIAL RESOURCES FEDERAL CREDIT UNION | $155,000 | n/a | 0.0% | |
| Los Angeles Federal Credit Union | $1,335,000 | $155,000 | -88.4% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $385,000 | $155,000 | -59.7% | 0.0% |
| REDWOOD | $135,000 | n/a | 0.0% | |
| UME FEDERAL CREDIT UNION | $815,000 | $125,000 | -84.7% | 0.0% |
| SANTA CLARA COUNTY | $115,000 | n/a | 0.0% | |
| SKYONE Federal Credit Union | $115,000 | n/a | 0.0% | |
| GREAT LAKES | $75,000 | $105,000 | 40.0% | 0.0% |
| MERIWEST | $25,000 | $100,000 | 300.0% | 0.0% |
| First Merchants Bank | $95,000 | n/a | 0.0% | |
| Operating Engineers Local Union #3 | $95,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $1,920,000 | $85,000 | -95.6% | 0.0% |
| CONSUMERS COOPERATIVE CREDIT UNION | $65,000 | n/a | 0.0% |
OXNARD - THOUSAND OAKS - VENTURA's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 9.8% market share. In second place, with 7.1%, is QUICKEN LOANS, LLC, having originated $494,445,000 in loans. In third place, with 3.8%, is JPMorgan Chase Bank, having originated $263,590,000 in loans. In fourth place, with 3.0%, is PENNYMAC LOAN SERVICES, LLC, having originated $209,960,000 in loans. In fifth place, with 2.9%, is CMG MORTGAGE, INC., having originated $203,180,000 in loans.
OXNARD - THOUSAND OAKS - VENTURA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - OXNARD - THOUSAND OAKS - VENTURA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $747,675 (5.4%) | $1,406,245 (12.4%) | 2.77 | 1,067 |
| 2018-02-01 | $734,510 (-2.6%) | $1,365,452 (4.6%) | 2.67 | 1,151 |
| 2018-03-01 | $729,000 (-4.6%) | $1,326,309 (0.6%) | 2.56 | 1,284 |
| 2018-04-01 | $749,970 (-2.5%) | $1,361,892 (3.0%) | 2.54 | 1,406 |
| 2018-05-01 | $739,788 (-1.7%) | $1,320,856 (3.3%) | 2.47 | 1,605 |
| 2018-06-01 | $739,000 (-1.4%) | $1,280,624 (2.7%) | 2.46 | 1,755 |
| 2018-07-01 | $739,000 (-2.1%) | $1,247,581 (0.2%) | 2.47 | 1,882 |
| 2018-08-01 | $716,454 (-4.4%) | $1,206,870 (0.1%) | 2.40 | 1,954 |
| 2018-09-01 | $699,000 (-6.8%) | $1,165,353 (-3.1%) | 2.35 | 2,011 |
| 2018-10-01 | $696,112 (-7.8%) | $1,142,578 (-11.1%) | 2.36 | 1,975 |
| 2018-11-01 | $684,250 (-8.7%) | $1,141,511 (-11.4%) | 2.32 | 1,904 |
| 2018-12-01 | $679,950 (-9.3%) | $1,170,638 (-12.0%) | 2.35 | 1,666 |
| 2019-01-01 | $683,500 (-8.6%) | $1,187,763 (-15.5%) | 2.36 | 1,553 |
| 2019-02-01 | $682,475 (-7.1%) | $1,204,194 (-11.8%) | 2.31 | 1,515 |
| 2019-03-01 | $691,386 (-5.2%) | $1,188,505 (-10.4%) | 2.26 | 1,585 |
| 2019-04-01 | $699,450 (-6.7%) | $1,158,660 (-14.9%) | 2.22 | 1,679 |
| 2019-05-01 | $701,250 (-5.2%) | $1,158,183 (-12.3%) | 2.19 | 1,798 |
| 2019-06-01 | $719,900 (-2.6%) | $1,179,290 (-7.9%) | 2.25 | 1,848 |
| 2019-07-01 | $731,250 (-1.1%) | $1,193,574 (-4.3%) | 2.29 | 1,868 |
| 2019-08-01 | $738,032 (3.0%) | $1,179,848 (-2.2%) | 2.34 | 1,788 |
| 2019-09-01 | $750,080 (7.3%) | $1,195,306 (2.6%) | 2.40 | 1,658 |
| 2019-10-01 | $753,386 (8.2%) | $1,205,611 (5.5%) | 2.43 | 1,572 |
| 2019-11-01 | $725,000 (6.0%) | $1,173,342 (2.8%) | 2.38 | 1,530 |
| 2019-12-01 | $757,500 (11.4%) | $1,280,679 (9.4%) | 2.53 | 1,219 |
| 2020-01-01 | $783,213 (14.6%) | $1,316,951 (10.9%) | 2.62 | 1,138 |
| 2020-02-01 | $795,000 (16.5%) | $1,334,703 (10.8%) | 2.60 | 1,127 |
| 2020-03-01 | $812,700 (17.6%) | $1,344,927 (13.2%) | 2.55 | 1,144 |
| 2020-04-01 | $772,475 (10.4%) | $1,245,209 (7.5%) | 2.42 | 1,228 |
| 2020-05-01 | $792,500 (13.0%) | $1,263,077 (9.1%) | 2.41 | 1,322 |
| 2020-06-01 | $811,225 (12.7%) | $1,301,737 (10.4%) | 2.39 | 1,206 |
| 2020-07-01 | $827,000 (13.1%) | $1,346,355 (12.8%) | 2.40 | 1,085 |
| 2020-08-01 | $829,000 (12.3%) | $1,382,900 (17.2%) | 2.38 | 955 |
| 2020-09-01 | $848,750 (13.2%) | $1,439,888 (20.5%) | 2.43 | 873 |
| 2020-10-01 | $819,900 (8.8%) | $1,447,018 (20.0%) | 2.35 | 899 |
| 2020-11-01 | $799,000 (10.2%) | $1,454,280 (23.9%) | 2.34 | 766 |
| 2020-12-01 | $817,750 (8.0%) | $1,516,694 (18.4%) | 2.43 | 607 |
| 2021-01-01 | $825,000 (5.3%) | $1,559,136 (18.4%) | 2.46 | 511 |
| 2021-02-01 | $877,725 (10.4%) | $1,649,013 (23.6%) | 2.56 | 484 |
| 2021-03-01 | $854,000 (5.1%) | $1,509,023 (12.2%) | 2.42 | 515 |
| 2021-04-01 | $869,750 (12.6%) | $1,614,819 (29.7%) | 2.35 | 521 |
| 2021-05-01 | $865,000 (9.2%) | $1,666,649 (32.0%) | 2.30 | 556 |
| 2021-06-01 | $863,500 (6.4%) | $1,769,446 (35.9%) | 2.27 | 621 |
| 2021-07-01 | $879,900 (6.4%) | $1,707,806 (26.9%) | 2.32 | 691 |
| 2021-08-01 | $849,000 (2.4%) | $1,689,693 (22.2%) | 2.26 | 718 |
| 2021-09-01 | $864,125 (1.8%) | $1,760,100 (22.2%) | 2.30 | 709 |
| 2021-10-01 | $869,000 (6.0%) | $1,846,575 (27.6%) | 2.32 | 647 |
| 2021-11-01 | $885,225 (10.8%) | $1,882,719 (29.5%) | 2.37 | 530 |
| 2021-12-01 | $894,500 (9.4%) | $1,990,544 (31.2%) | 2.42 | 429 |
| 2022-01-01 | $898,900 (9.0%) | $2,040,139 (30.9%) | 2.43 | 378 |
| 2022-02-01 | $895,950 (2.1%) | $2,094,019 (27.0%) | 2.33 | 385 |
| 2022-03-01 | $925,072 (8.3%) | $2,046,984 (35.7%) | 2.32 | 445 |
| 2022-04-01 | $899,900 (3.5%) | $1,930,673 (19.6%) | 2.15 | 499 |
| 2022-05-01 | $914,825 (5.8%) | $1,791,414 (7.5%) | 2.09 | 719 |
| 2022-06-01 | $929,210 (7.6%) | $1,709,993 (-3.4%) | 2.07 | 866 |
| 2022-07-01 | $899,900 (2.3%) | $1,538,595 (-9.9%) | 2.03 | 1,106 |
| 2022-08-01 | $892,500 (5.1%) | $1,469,063 (-13.1%) | 2.06 | 1,147 |
| 2022-09-01 | $879,450 (1.8%) | $1,463,340 (-16.9%) | 2.06 | 1,077 |
| 2022-10-01 | $859,999 (-1.0%) | $1,462,341 (-20.8%) | 2.02 | 1,055 |
| 2022-11-01 | $875,000 (-1.2%) | $1,545,090 (-17.9%) | 2.10 | 1,002 |
| 2022-12-01 | $870,500 (-2.7%) | $1,617,150 (-18.8%) | 2.15 | 834 |
| 2023-01-01 | $872,500 (-2.9%) | $1,698,293 (-16.8%) | 2.16 | 707 |
| 2023-02-01 | $932,250 (4.1%) | $1,812,706 (-13.4%) | 2.25 | 628 |
| 2023-03-01 | $940,000 (1.6%) | $1,926,401 (-5.9%) | 2.22 | 596 |
| 2023-04-01 | $985,000 (9.5%) | $1,982,171 (2.7%) | 2.29 | 569 |
| 2023-05-01 | $1,068,458 (16.8%) | $2,086,802 (16.5%) | 2.42 | 577 |
| 2023-06-01 | $1,015,127 (9.3%) | $2,065,709 (20.8%) | 2.28 | 616 |
| 2023-07-01 | $1,075,000 (19.5%) | $2,039,121 (32.5%) | 2.44 | 664 |
| 2023-08-01 | $1,002,475 (12.3%) | $1,965,573 (33.8%) | 2.30 | 682 |
| 2023-09-01 | $1,082,500 (23.1%) | $2,005,096 (37.0%) | 2.52 | 686 |
| 2023-10-01 | $1,050,000 (22.1%) | $1,887,571 (29.1%) | 2.47 | 733 |
| 2023-11-01 | $1,033,625 (18.1%) | $1,848,174 (19.6%) | 2.46 | 754 |
| 2023-12-01 | $1,040,000 (19.5%) | $1,875,098 (16.0%) | 2.54 | 664 |
| 2024-01-01 | $1,054,610 (20.9%) | $1,919,154 (13.0%) | 2.58 | 625 |
| 2024-02-01 | $1,094,000 (17.4%) | $1,954,853 (7.8%) | 2.63 | 624 |
| 2024-03-01 | $1,064,500 (13.2%) | $2,076,233 (7.8%) | 2.51 | 677 |
| 2024-04-01 | $1,092,000 (10.9%) | $2,052,614 (3.6%) | 2.54 | 750 |
| 2024-05-01 | $1,148,750 (7.5%) | $2,103,989 (0.8%) | 2.61 | 833 |
| 2024-06-01 | $1,050,000 (3.4%) | $1,887,935 (-8.6%) | 2.39 | 966 |
| 2024-07-01 | $1,089,250 (1.3%) | $1,876,423 (-8.0%) | 2.49 | 1,015 |
| 2024-08-01 | $1,049,995 (4.7%) | $1,826,165 (-7.1%) | 2.44 | 1,053 |
| 2024-09-01 | $999,250 (-7.7%) | $1,744,069 (-13.0%) | 2.35 | 1,056 |
| 2024-10-01 | $999,495 (-4.8%) | $1,728,279 (-8.4%) | 2.37 | 1,061 |
| 2024-11-01 | $999,900 (-3.3%) | $1,744,215 (-5.6%) | 2.40 | 980 |
| 2024-12-01 | $999,950 (-3.9%) | $1,809,446 (-3.5%) | 2.48 | 864 |
| 2025-01-01 | $992,500 (-5.9%) | $1,813,544 (-5.5%) | 2.48 | 885 |
| 2025-02-01 | $999,475 (-8.6%) | $1,843,786 (-5.7%) | 2.43 | 1,002 |
| 2025-03-01 | $1,049,000 (-1.5%) | $1,816,407 (-12.5%) | 2.47 | 1,100 |
| 2025-04-01 | $1,055,137 (-3.4%) | $1,796,947 (-12.5%) | 2.45 | 1,280 |
| 2025-05-01 | $1,029,000 (-10.4%) | $1,719,741 (-18.3%) | 2.34 | 1,463 |
| 2025-06-01 | $999,500 (-4.8%) | $1,705,295 (-9.7%) | 2.27 | 1,572 |
| 2025-07-01 | $1,012,500 (-7.1%) | $1,692,053 (-9.8%) | 2.30 | 1,614 |
| 2025-08-01 | $999,500 (-4.8%) | $1,719,041 (-5.9%) | 2.32 | 1,564 |
| 2025-09-01 | $999,350 (0.0%) | $1,714,922 (-1.7%) | 2.35 | 1,478 |
| 2025-10-01 | $999,000 (-0.1%) | $1,691,427 (-2.1%) | 2.35 | 1,374 |
| 2025-11-01 | $979,450 (-2.1%) | $1,673,478 (-4.1%) | 2.36 | 1,300 |
| 2025-12-01 | $939,917 (-6.0%) | $1,677,978 (-7.3%) | 2.35 | 1,101 |
| 2026-01-01 | $940,000 (-5.3%) | $1,720,660 (-5.1%) | 2.35 | 1,032 |
| 2026-02-01 | $934,995 (-6.5%) | $1,698,972 (-7.9%) | 2.31 | 1,076 |
| 2026-03-01 | $967,000 (-7.8%) | $1,691,477 (-6.9%) | 2.32 | 1,177 |
| 2026-04-01 | $977,500 (-7.4%) | $1,752,926 (-2.5%) | 2.30 | 1,304 |
| 2026-05-01 | $979,000 (-4.9%) | $1,680,550 (-2.3%) | 2.28 | 1,393 |
| 2026-06-01 | $984,744 (-1.5%) | $1,650,052 (-3.2%) | 2.29 | 1,465 |
| 2026-07-01 | $962,000 (-5.0%) | $1,621,162 (-4.2%) | 2.24 | 1,570 |
| 2026-08-01 | $949,000 (-5.1%) | $1,552,841 (-9.7%) | 2.24 | 1,602 |
| 2026-09-01 | $942,076 (-5.7%) | $1,539,333 (-10.2%) | 0.00 | 1,601 |
| 2026-10-01 | $949,000 (-5.0%) | $1,565,066 (-7.5%) | 0.00 | 1,577 |
OXNARD - THOUSAND OAKS - VENTURA's median listing price for 2026-10-01 was $949,000, a difference of
$-50,000
(-5.0%) versus the prior year and
$6,924 versus the prior month.
OXNARD - THOUSAND OAKS - VENTURA's median listing price comes in at 0% of the national average.
OXNARD - THOUSAND OAKS - VENTURA's average listing price for 2026-10-01 was $1,565,066, a difference of $-126,361 (-7.5%) versus the prior year and $25,733 versus the prior month.
For the 2026-10-01 period, OXNARD - THOUSAND OAKS - VENTURA had 1,577 MLS listings, a difference of -24 listings (-1%) versus the prior month and 203 listings (15%) versus the prior year.
OXNARD - THOUSAND OAKS - VENTURA's median listing price comes in at 0% of the national average.
OXNARD - THOUSAND OAKS - VENTURA's average listing price for 2026-10-01 was $1,565,066, a difference of $-126,361 (-7.5%) versus the prior year and $25,733 versus the prior month.
For the 2026-10-01 period, OXNARD - THOUSAND OAKS - VENTURA had 1,577 MLS listings, a difference of -24 listings (-1%) versus the prior month and 203 listings (15%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - OXNARD - THOUSAND OAKS - VENTURA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 62 days | 2,064 sqft |
| 2018-02-01 | 35 days | 2,025 sqft |
| 2018-03-01 | 35 days | 2,026 sqft |
| 2018-04-01 | 37 days | 2,057 sqft |
| 2018-05-01 | 36 days | 2,032 sqft |
| 2018-06-01 | 38 days | 2,021 sqft |
| 2018-07-01 | 41 days | 2,032 sqft |
| 2018-08-01 | 43 days | 2,016 sqft |
| 2018-09-01 | 44 days | 1,982 sqft |
| 2018-10-01 | 48 days | 1,962 sqft |
| 2018-11-01 | 51 days | 1,953 sqft |
| 2018-12-01 | 61 days | 1,935 sqft |
| 2019-01-01 | 67 days | 1,896 sqft |
| 2019-02-01 | 50 days | 1,903 sqft |
| 2019-03-01 | 43 days | 1,913 sqft |
| 2019-04-01 | 39 days | 1,943 sqft |
| 2019-05-01 | 40 days | 2,001 sqft |
| 2019-06-01 | 44 days | 2,028 sqft |
| 2019-07-01 | 45 days | 2,050 sqft |
| 2019-08-01 | 47 days | 2,052 sqft |
| 2019-09-01 | 49 days | 2,068 sqft |
| 2019-10-01 | 50 days | 2,070 sqft |
| 2019-11-01 | 53 days | 1,976 sqft |
| 2019-12-01 | 58 days | 2,022 sqft |
| 2020-01-01 | 64 days | 2,100 sqft |
| 2020-02-01 | 52 days | 2,113 sqft |
| 2020-03-01 | 41 days | 2,136 sqft |
| 2020-04-01 | 48 days | 2,064 sqft |
| 2020-05-01 | 59 days | 2,084 sqft |
| 2020-06-01 | 52 days | 2,126 sqft |
| 2020-07-01 | 44 days | 2,146 sqft |
| 2020-08-01 | 40 days | 2,097 sqft |
| 2020-09-01 | 42 days | 2,106 sqft |
| 2020-10-01 | 39 days | 2,078 sqft |
| 2020-11-01 | 52 days | 2,006 sqft |
| 2020-12-01 | 57 days | 2,027 sqft |
| 2021-01-01 | 54 days | 2,024 sqft |
| 2021-02-01 | 35 days | 2,129 sqft |
| 2021-03-01 | 28 days | 2,042 sqft |
| 2021-04-01 | 34 days | 2,053 sqft |
| 2021-05-01 | 33 days | 2,009 sqft |
| 2021-06-01 | 31 days | 2,022 sqft |
| 2021-07-01 | 35 days | 1,978 sqft |
| 2021-08-01 | 31 days | 1,926 sqft |
| 2021-09-01 | 34 days | 1,956 sqft |
| 2021-10-01 | 36 days | 1,960 sqft |
| 2021-11-01 | 40 days | 1,963 sqft |
| 2021-12-01 | 45 days | 1,984 sqft |
| 2022-01-01 | 40 days | 1,952 sqft |
| 2022-02-01 | 27 days | 1,858 sqft |
| 2022-03-01 | 27 days | 1,879 sqft |
| 2022-04-01 | 25 days | 1,894 sqft |
| 2022-05-01 | 25 days | 1,918 sqft |
| 2022-06-01 | 27 days | 1,920 sqft |
| 2022-07-01 | 33 days | 1,900 sqft |
| 2022-08-01 | 37 days | 1,845 sqft |
| 2022-09-01 | 46 days | 1,840 sqft |
| 2022-10-01 | 51 days | 1,854 sqft |
| 2022-11-01 | 53 days | 1,840 sqft |
| 2022-12-01 | 63 days | 1,843 sqft |
| 2023-01-01 | 67 days | 1,858 sqft |
| 2023-02-01 | 43 days | 1,894 sqft |
| 2023-03-01 | 42 days | 1,880 sqft |
| 2023-04-01 | 43 days | 1,991 sqft |
| 2023-05-01 | 38 days | 2,024 sqft |
| 2023-06-01 | 38 days | 1,933 sqft |
| 2023-07-01 | 38 days | 1,962 sqft |
| 2023-08-01 | 42 days | 1,955 sqft |
| 2023-09-01 | 42 days | 1,988 sqft |
| 2023-10-01 | 40 days | 1,956 sqft |
| 2023-11-01 | 44 days | 1,940 sqft |
| 2023-12-01 | 56 days | 1,950 sqft |
| 2024-01-01 | 60 days | 1,944 sqft |
| 2024-02-01 | 41 days | 1,936 sqft |
| 2024-03-01 | 37 days | 1,936 sqft |
| 2024-04-01 | 36 days | 1,961 sqft |
| 2024-05-01 | 35 days | 1,995 sqft |
| 2024-06-01 | 38 days | 1,922 sqft |
| 2024-07-01 | 41 days | 1,942 sqft |
| 2024-08-01 | 44 days | 1,937 sqft |
| 2024-09-01 | 48 days | 1,895 sqft |
| 2024-10-01 | 49 days | 1,888 sqft |
| 2024-11-01 | 53 days | 1,897 sqft |
| 2024-12-01 | 59 days | 1,892 sqft |
| 2025-01-01 | 57 days | 1,858 sqft |
| 2025-02-01 | 39 days | 1,862 sqft |
| 2025-03-01 | 40 days | 1,884 sqft |
| 2025-04-01 | 40 days | 1,908 sqft |
| 2025-05-01 | 43 days | 1,880 sqft |
| 2025-06-01 | 47 days | 1,906 sqft |
| 2025-07-01 | 50 days | 1,903 sqft |
| 2025-08-01 | 55 days | 1,912 sqft |
| 2025-09-01 | 57 days | 1,895 sqft |
| 2025-10-01 | 58 days | 1,899 sqft |
| 2025-11-01 | 59 days | 1,858 sqft |
| 2025-12-01 | 69 days | 1,821 sqft |
| 2026-01-01 | 68 days | 1,800 sqft |
| 2026-02-01 | 44 days | 1,800 sqft |
| 2026-03-01 | 44 days | 1,832 sqft |
| 2026-04-01 | 45 days | 1,857 sqft |
| 2026-05-01 | 44 days | 1,854 sqft |
| 2026-06-01 | 48 days | 1,854 sqft |
| 2026-07-01 | 50 days | 1,839 sqft |
| 2026-08-01 | 52 days | 1,831 sqft |
| 2026-09-01 | 0 days | 1,831 sqft |
| 2026-10-01 | 0 days | 1,835 sqft |
OXNARD - THOUSAND OAKS - VENTURA's median listing age (time on market) for 2026-10-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
OXNARD - THOUSAND OAKS - VENTURA's median square footage for active listings during the 2026-10-01 period was 1,835 sqft. One year prior, the average listing was 1,899 sqft.
OXNARD - THOUSAND OAKS - VENTURA's median square footage for active listings during the 2026-10-01 period was 1,835 sqft. One year prior, the average listing was 1,899 sqft.
OXNARD-THOUSAND OAKS-VENTURA, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 5,201 | $3,780,485,000 | $726,877 |
| Cash Out Refi | 2,343 | $917,365,000 | $391,534 |
| Refi | 2,133 | $1,685,115,000 | $790,021 |
| Other | 1,734 | $349,120,000 | $201,338 |
| Home Improvement | 1,231 | $249,255,000 | $202,482 |
| NA | 3 | $1,315,000 | $438,333 |
Oxnard - Thousand Oaks - Ventura's most frequently cited loan purpose was Home Purchase, with 5,201 originations. The 2nd most popular reason was Cash Out Refi, with 2,343 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 4,997 | $3,213,465,000 | $643,079 |
| 5-6% | 2,481 | $1,861,535,000 | $750,316 |
| Over 8% | 2,377 | $594,345,000 | $250,040 |
| 7-8% | 2,041 | $1,005,365,000 | $492,585 |
| 3-4% | 382 | $91,650,000 | $239,921 |
| 4-5% | 188 | $150,080,000 | $798,298 |
| <2.5% | 90 | $13,670,000 | $151,889 |
| 2.5-3% | 22 | $13,150,000 | $597,727 |
During 2025, Oxnard - Thousand Oaks - Ventura's most frequently originated rate bucket was 6-7%, with 4,997 originations.
Loan Sizing (OXNARD-THOUSAND OAKS-VENTURA, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $600k-1000k | 3,769 | $2,843,725,000 | $754,504 |
| $200k-400k | 2,329 | $668,635,000 | $287,091 |
| $400k-600k | 2,171 | $1,087,255,000 | $500,808 |
| $100k-200k | 1,927 | $262,595,000 | $136,271 |
| $100,000 or less | 1,344 | $83,950,000 | $62,463 |
| $Over $1MM | 1,105 | $2,036,495,000 | $1,842,982 |
OXNARD - THOUSAND OAKS - VENTURA's loan sizing saw the bucket of loans from $600k-1000k with 3,769 originations, totaling $2,843,725,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| Under 20% | 3,380 | $433,690,000 | $128,311 |
| 60-80% | 2,856 | $2,366,240,000 | $828,515 |
| 80-100% | 2,814 | $2,184,410,000 | $776,265 |
| 20-40% | 1,833 | $649,605,000 | $354,394 |
| 40-60% | 1,431 | $1,104,975,000 | $772,170 |
| Over 100% | 106 | $109,710,000 | $1,035,000 |
OXNARD - THOUSAND OAKS - VENTURA's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 3,380 originations, totaling $433,690,000 in origination value.