SAN JOSE - SUNNYVALE - SANTA CLARA Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in San Jose - Sunnyvale - Santa Clara averaged
6.43%
for the week of 2024-11-07, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2024-10-31) was
5.96% and
one month ago for the week of 2024-10-03, the
average rate was 5.66%.
San Jose - Sunnyvale - Santa Clara's average rate one year ago was 7.1%.
For refis of the same type during the week of 2024-11-07, the average rate
was 6.78%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-07 | 6.79% |
| San Jose - Sunnyvale - Santa Clara 30 Year Fixed Rate | 2024-11-07 | 6.43% |
| San Jose - Sunnyvale - Santa Clara 30 Year Fixed Rate Refi | 2024-11-07 | 6.78% |
| San Jose - Sunnyvale - Santa Clara 15 Year Fixed Rate | 2024-11-07 | 5.97% |
| San Jose - Sunnyvale - Santa Clara 15 Year Fixed Rate Refi | 2024-11-07 | 5.9% |
| San Jose - Sunnyvale - Santa Clara 30 Year FHA | 2024-11-07 | 6.14% |
| San Jose - Sunnyvale - Santa Clara 30 Year FHA Refi | 2024-11-07 | 6.53% |
| San Jose - Sunnyvale - Santa Clara 30 Year USDA | 2024-11-07 | 6.58% |
| San Jose - Sunnyvale - Santa Clara 30 Year USDA Refi | 2024-11-07 | 6.68% |
| San Jose - Sunnyvale - Santa Clara 30 Year VA | 2024-11-07 | 5.79% |
| San Jose - Sunnyvale - Santa Clara 30 Year VA Refi | 2024-11-07 | 6.44% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SAN JOSE-SUNNYVALE-SANTA CLARA, CA.
SAN JOSE - SUNNYVALE - SANTA CLARA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SAN JOSE-SUNNYVALE-SANTA CLARA, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SAN JOSE - SUNNYVALE - SANTA CLARA Average Closing Costs & Other Stats
SAN JOSE-SUNNYVALE-SANTA CLARA, CA's 251 lenders originated 17,001
loans during 2023. The total origination value was $16,355,615,000, with an average loan value of
$962,038.
SAN JOSE - SUNNYVALE - SANTA CLARA's average closing costs are $4,808.
The top SAN JOSE - SUNNYVALE - SANTA CLARA lender as defined by loan originations is Wells Fargo Bank, with
1,211 loans originated. Their average total fees are
$6,109, which is $469
higher than the next largest lender,
Bank of America.
The lowest fee SAN JOSE - SUNNYVALE - SANTA CLARA lenders (with over 10 loans originated) are
Fremont Bank ($2,230), First Republic Bank ($2,564), PULTE MORTGAGE LLC ($2,841), San Mateo Credit Union ($3,079) and STAR ONE CREDIT UNION ($3,499).
The lowest rate SAN JOSE - SUNNYVALE - SANTA CLARA lenders (with over 10 loans originated) are
First Republic Bank (4.63%), First-Citizens Bank & Trust Company (5.31%), Bank of the West (5.38%), South Pacific Financial Corporation (5.45%) and EAGLE HOME MORTGAGE, LLC (5.59%).
SAN JOSE-SUNNYVALE-SANTA CLARA, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| Wells Fargo Bank | $4,119,185,000 | $1,724,070,000 | -58.1% | 10.5% |
| Bank of America | $2,807,650,000 | $1,463,940,000 | -47.9% | 9.0% |
| Citibank | $1,082,700,000 | $1,219,440,000 | 12.6% | 7.5% |
| PNC Bank | $2,093,750,000 | $977,720,000 | -53.3% | 6.0% |
| U.S. Bank | $1,464,060,000 | $939,035,000 | -35.9% | 5.7% |
| JPMorgan Chase Bank | $1,150,115,000 | $807,745,000 | -29.8% | 4.9% |
| BMO Harris Bank | $8,270,000 | $618,420,000 | 7,377.9% | 3.8% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $630,085,000 | $613,395,000 | -2.6% | 3.8% |
| QUICKEN LOANS, LLC | $1,138,205,000 | $612,885,000 | -46.2% | 3.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $691,995,000 | $506,835,000 | -26.8% | 3.1% |
| THE GOLDEN 1 | $715,665,000 | $384,130,000 | -46.3% | 2.3% |
| STAR ONE CREDIT UNION | $543,175,000 | $311,875,000 | -42.6% | 1.9% |
| First Republic Bank | $1,683,840,000 | $279,260,000 | -83.4% | 1.7% |
| Morgan Stanley Private Bank | $336,905,000 | $213,635,000 | -36.6% | 1.3% |
| PGIM Real Estate Finance, LLC | $27,005,000 | $210,010,000 | 677.7% | 1.3% |
| STANFORD Federal Credit Union | $210,480,000 | $135,475,000 | -35.6% | 0.8% |
| Regions Bank | $135,230,000 | n/a | 0.8% | |
| WALKER & DUNLOP, LLC | $204,575,000 | $123,870,000 | -39.5% | 0.8% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $66,615,000 | $117,690,000 | 76.7% | 0.7% |
| East West Bank | $237,390,000 | $115,690,000 | -51.3% | 0.7% |
| First-Citizens Bank & Trust Company | $25,245,000 | $114,175,000 | 352.3% | 0.7% |
| CROSSCOUNTRY MORTGAGE, LLC | $140,270,000 | $113,870,000 | -18.8% | 0.7% |
| BERKELEY POINT CAPITAL LLC | $34,595,000 | $112,665,000 | 225.7% | 0.7% |
| Charles Schwab Bank, SSB | $292,660,000 | $112,585,000 | -61.5% | 0.7% |
| The Northern Trust Company | $4,025,000 | $110,005,000 | 2,633.0% | 0.7% |
| M&T Realty Capital Corporation | $102,425,000 | $106,440,000 | 3.9% | 0.7% |
| Provident Credit Union | $151,735,000 | $105,795,000 | -30.3% | 0.6% |
| PATELCO | $154,760,000 | $105,435,000 | -31.9% | 0.6% |
| Prudential Huntoon Paige Associates, LLC | $132,710,000 | $105,375,000 | -20.6% | 0.6% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $130,525,000 | $98,485,000 | -24.5% | 0.6% |
| LOANDEPOT.COM, LLC | $624,290,000 | $90,340,000 | -85.5% | 0.6% |
| AMWEST FUNDING CORP. | $112,755,000 | $87,245,000 | -22.6% | 0.5% |
| GUARANTEED RATE, INC. | $213,765,000 | $86,545,000 | -59.5% | 0.5% |
| LENDINGHOME FUNDING CORPORATION | $88,330,000 | $83,450,000 | -5.5% | 0.5% |
| Commerce Home Mortgage, Inc. | $152,955,000 | $75,215,000 | -50.8% | 0.5% |
| FINANCE OF AMERICA REVERSE LLC | $257,395,000 | $72,305,000 | -71.9% | 0.4% |
| GOOGAIN, INC. | $305,230,000 | $71,820,000 | -76.5% | 0.4% |
| Grandbridge Real Estate Capital LLC | $66,655,000 | n/a | 0.4% | |
| Fremont Bank | $395,355,000 | $66,375,000 | -83.2% | 0.4% |
| FIRST TECHNOLOGY | $200,625,000 | $66,320,000 | -66.9% | 0.4% |
| KBHS HOME LOANS, LLC | $114,140,000 | $63,585,000 | -44.3% | 0.4% |
| KINECTA | $57,670,000 | $60,585,000 | 5.1% | 0.4% |
| General Mortgage Capital Corporation | $180,975,000 | $59,985,000 | -66.9% | 0.4% |
| GUARANTEED RATE AFFINITY, LLC | $173,625,000 | $58,590,000 | -66.3% | 0.4% |
| Prosperity Home Mortgage, LLC | $122,560,000 | $55,885,000 | -54.4% | 0.3% |
| TECHNOLOGY | $261,020,000 | $55,425,000 | -78.8% | 0.3% |
| Tri Counties Bank | $23,955,000 | $52,490,000 | 119.1% | 0.3% |
| PULTE MORTGAGE LLC | $23,190,000 | $49,060,000 | 111.6% | 0.3% |
| GUILD MORTGAGE COMPANY | $87,265,000 | $44,290,000 | -49.2% | 0.3% |
| NMSI, INC. | $38,320,000 | $42,350,000 | 10.5% | 0.3% |
| Axos Bank | $80,485,000 | $42,130,000 | -47.7% | 0.3% |
| Comerica Bank | $128,540,000 | $38,485,000 | -70.1% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $16,770,000 | $35,955,000 | 114.4% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $34,890,000 | $35,175,000 | 0.8% | 0.2% |
| EAGLE HOME MORTGAGE, LLC | $830,000 | $34,380,000 | 4,042.2% | 0.2% |
| Flagstar Bank, FSB | $265,895,000 | $32,510,000 | -87.8% | 0.2% |
| CBRE MULTIFAMILY CAPITAL, INC. | $32,505,000 | n/a | 0.2% | |
| Golden Bank | $18,515,000 | $32,350,000 | 74.7% | 0.2% |
| UBS Bank USA | $68,315,000 | $32,315,000 | -52.7% | 0.2% |
| PENNYMAC LOAN SERVICES, LLC | $84,825,000 | $32,210,000 | -62.0% | 0.2% |
| CMG MORTGAGE, INC. | $43,995,000 | $31,365,000 | -28.7% | 0.2% |
| Citadel Servicing Corporation | $32,790,000 | $31,330,000 | -4.5% | 0.2% |
| ORIX REAL ESTATE CAPITAL, LLC | $15,670,000 | $30,550,000 | 95.0% | 0.2% |
| Zions Bank | $152,390,000 | $30,525,000 | -80.0% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $74,820,000 | $30,090,000 | -59.8% | 0.2% |
| MERIWEST | $189,435,000 | $30,045,000 | -84.1% | 0.2% |
| BROKER SOLUTIONS, INC. | $78,925,000 | $28,950,000 | -63.3% | 0.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $62,940,000 | $28,105,000 | -55.3% | 0.2% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $43,055,000 | $26,165,000 | -39.2% | 0.2% |
| Bank of the West | $594,930,000 | $25,975,000 | -95.6% | 0.2% |
| Cathay Bank | $35,155,000 | $24,840,000 | -29.3% | 0.2% |
| NEW WAVE LENDING GROUP INC | $27,610,000 | $24,810,000 | -10.1% | 0.2% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $44,950,000 | $23,750,000 | -47.2% | 0.1% |
| ALLIANT CREDIT UNION | $36,230,000 | $23,130,000 | -36.2% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $42,930,000 | $22,465,000 | -47.7% | 0.1% |
| JMAC LENDING, INC. | $63,200,000 | $21,520,000 | -65.9% | 0.1% |
| Luther Burbank Savings | $160,340,000 | $21,295,000 | -86.7% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $21,850,000 | $20,880,000 | -4.4% | 0.1% |
| NAVY FEDERAL CREDIT UNION | $25,910,000 | $20,880,000 | -19.4% | 0.1% |
| Goldman Sachs Bank USA | $57,815,000 | $20,655,000 | -64.3% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $31,280,000 | $20,505,000 | -34.4% | 0.1% |
| SANTA CLARA COUNTY | $52,610,000 | $20,290,000 | -61.4% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $35,390,000 | $19,565,000 | -44.7% | 0.1% |
| CITIZENS EQUITY FIRST | $33,310,000 | $19,420,000 | -41.7% | 0.1% |
| AmeriHome Mortgage Company, LLC | $12,870,000 | $19,325,000 | 50.2% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $31,100,000 | $18,855,000 | -39.4% | 0.1% |
| NEWREZ LLC | $42,240,000 | $18,625,000 | -55.9% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $15,490,000 | $18,330,000 | 18.3% | 0.1% |
| Citizens Bank | $17,640,000 | $18,120,000 | 2.7% | 0.1% |
| OCMBC, INC. | $17,900,000 | $17,590,000 | -1.7% | 0.1% |
| Industrial and Commercial Bank of China USA | $13,175,000 | $17,010,000 | 29.1% | 0.1% |
| Figure Lending LLC | $29,665,000 | $16,775,000 | -43.5% | 0.1% |
| NexBank | $39,895,000 | $16,725,000 | -58.1% | 0.1% |
| First Bank | $23,735,000 | $16,505,000 | -30.5% | 0.1% |
| The Loan Store, Inc. | $395,000 | $16,400,000 | 4,051.9% | 0.1% |
| Umpqua Bank | $142,890,000 | $15,885,000 | -88.9% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $52,845,000 | $15,535,000 | -70.6% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $6,485,000 | $15,015,000 | 131.5% | 0.1% |
| 21ST MORTGAGE CORPORATION | $20,090,000 | $14,650,000 | -27.1% | 0.1% |
| Merchants Capital Corp. | $14,505,000 | n/a | 0.1% | |
| INSPIRE HOME LOANS INC. | $915,000 | $13,965,000 | 1,426.2% | 0.1% |
| Mr. Cooper ( Nationstar Mortgage ) | $64,395,000 | $13,740,000 | -78.7% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $19,715,000 | $13,410,000 | -32.0% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $33,495,000 | $13,040,000 | -61.1% | 0.1% |
| South Pacific Financial Corporation | $11,145,000 | $12,290,000 | 10.3% | 0.1% |
| HomeStreet Bank | $18,305,000 | $12,220,000 | -33.2% | 0.1% |
| BAY EQUITY LLC | $33,455,000 | $11,950,000 | -64.3% | 0.1% |
| ONY GLO, INC. | $18,880,000 | $11,590,000 | -38.6% | 0.1% |
| VAL-CHRIS INVESTMENTS, INC. | $11,560,000 | n/a | 0.1% | |
| Bethpage Federal Credit Union | $45,250,000 | $11,550,000 | -74.5% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $31,465,000 | $11,520,000 | -63.4% | 0.1% |
| OPEN MORTGAGE, LLC | $37,210,000 | $11,515,000 | -69.1% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $86,370,000 | $11,370,000 | -86.8% | 0.1% |
| Mortgage Research Center, LLC | $22,375,000 | $11,290,000 | -49.5% | 0.1% |
| The Lincoln National Life Insurance Company | $11,210,000 | n/a | 0.1% | |
| CALCON MUTUAL MORTGAGE LLC | $14,170,000 | $10,845,000 | -23.5% | 0.1% |
| San Mateo Credit Union | $32,665,000 | $10,710,000 | -67.2% | 0.1% |
| Hometown Equity Mortgage, LLC | $17,070,000 | $10,550,000 | -38.2% | 0.1% |
| BAY-VALLEY MORTGAGE GROUP | $10,445,000 | n/a | 0.1% | |
| American Mortgage & Equity Consultants, Inc. | $10,385,000 | n/a | 0.1% | |
| DIGITAL Federal Credit Union | $14,295,000 | $10,330,000 | -27.7% | 0.1% |
| Ameris Bank | $14,600,000 | $10,125,000 | -30.7% | 0.1% |
| MERIWEST MORTGAGE COMPANY, LLC | $108,600,000 | $9,845,000 | -90.9% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $8,535,000 | $9,635,000 | 12.9% | 0.1% |
| ARC HOME LLC | $21,755,000 | $9,575,000 | -56.0% | 0.1% |
| Stifel Bank and Trust | $10,240,000 | $9,550,000 | -6.7% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $7,070,000 | $9,525,000 | 34.7% | 0.1% |
| PremierOne Credit Union | $40,250,000 | $9,275,000 | -77.0% | 0.1% |
| City National Bank | $119,430,000 | $9,175,000 | -92.3% | 0.1% |
| Community West Bank | $13,480,000 | $8,740,000 | -35.2% | 0.1% |
| NEXERA HOLDING LLC | $14,920,000 | $8,350,000 | -44.0% | 0.1% |
| S1L, Inc. | $20,105,000 | $8,175,000 | -59.3% | 0.0% |
| 5TH STREET CAPITAL, INC. | $14,790,000 | $8,110,000 | -45.2% | 0.0% |
| Discover Bank | $9,265,000 | $8,060,000 | -13.0% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $325,000 | $7,770,000 | 2,290.8% | 0.0% |
| SAFE CREDIT UNION | $11,695,000 | $7,725,000 | -33.9% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $119,005,000 | $7,635,000 | -93.6% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $4,575,000 | $7,155,000 | 56.4% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $635,000 | $7,075,000 | 1,014.2% | 0.0% |
| HighTechLending Inc | $13,635,000 | $6,990,000 | -48.7% | 0.0% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $625,000 | $6,840,000 | 994.4% | 0.0% |
| Performance Financial, Inc. | $6,775,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $13,325,000 | $6,715,000 | -49.6% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $7,715,000 | $6,615,000 | -14.3% | 0.0% |
| CBC Federal Credit Union | $6,405,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $7,275,000 | $6,370,000 | -12.4% | 0.0% |
| KEYPOINT | $75,070,000 | $6,370,000 | -91.5% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $4,000,000 | $6,325,000 | 58.1% | 0.0% |
| MOUNTAIN WEST FINANCIAL, INC. | $3,290,000 | $6,245,000 | 89.8% | 0.0% |
| PREMIER LENDING, INC. | $16,795,000 | $6,240,000 | -62.8% | 0.0% |
| EVERETT FINANCIAL, INC. | $20,350,000 | $6,160,000 | -69.7% | 0.0% |
| A&D Mortgage LLC | $10,645,000 | $5,955,000 | -44.1% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $10,825,000 | $5,790,000 | -46.5% | 0.0% |
| LOGIX FEDERAL CREDIT UNION | $6,020,000 | $5,790,000 | -3.8% | 0.0% |
| SAN FRANCISCO FIRE CREDIT UNION | $16,325,000 | $5,715,000 | -65.0% | 0.0% |
| MK LENDING CORP. | $9,095,000 | $5,620,000 | -38.2% | 0.0% |
| CTBC Bank Corp. (USA) | $14,030,000 | $5,595,000 | -60.1% | 0.0% |
| BETTER MORTGAGE CORPORATION | $57,875,000 | $5,590,000 | -90.3% | 0.0% |
| Greenbox Loans, Inc. | $3,080,000 | $5,555,000 | 80.4% | 0.0% |
| LENDSURE MORTGAGE CORP. | $6,085,000 | $5,405,000 | -11.2% | 0.0% |
| Logan Finance Corporation | $5,295,000 | n/a | 0.0% | |
| CARDINAL FINANCIAL | $21,680,000 | $5,270,000 | -75.7% | 0.0% |
| PHH Mortgage Corporation | $18,400,000 | $5,270,000 | -71.4% | 0.0% |
| Coastal Community Bank | $5,095,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $6,935,000 | $5,040,000 | -27.3% | 0.0% |
| KeyBank | $114,585,000 | $5,020,000 | -95.6% | 0.0% |
| Northpointe Bank | $9,305,000 | $5,010,000 | -46.2% | 0.0% |
| City Bank | $1,605,000 | $4,855,000 | 202.5% | 0.0% |
| Merchants Mortgage & Trust Corporation | $1,055,000 | $4,855,000 | 360.2% | 0.0% |
| SCHOOLSFIRST | $5,050,000 | $4,715,000 | -6.6% | 0.0% |
| COAST 2 COAST FUNDING GROUP, INC. | $6,375,000 | $4,705,000 | -26.2% | 0.0% |
| Mechanics Bank | $27,285,000 | $4,655,000 | -82.9% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $11,410,000 | $4,545,000 | -60.2% | 0.0% |
| BAY | $4,215,000 | $4,515,000 | 7.1% | 0.0% |
| Vellum Mortgage, Inc. | $725,000 | $4,305,000 | 493.8% | 0.0% |
| MOVEMENT MORTGAGE, LLC | $26,410,000 | $4,280,000 | -83.8% | 0.0% |
| SUMMIT FUNDING, INC. | $15,020,000 | $4,265,000 | -71.6% | 0.0% |
| REDWOOD | $2,750,000 | $4,230,000 | 53.8% | 0.0% |
| HomeTrust Bank | $4,155,000 | $4,215,000 | 1.4% | 0.0% |
| FREEDOM MORTGAGE CORPORATION | $30,860,000 | $4,210,000 | -86.4% | 0.0% |
| EQUITY WAVE LENDING, INC. | $3,835,000 | $4,160,000 | 8.5% | 0.0% |
| LANTZMAN MANAGEMENT, INC. | $1,390,000 | $4,150,000 | 198.6% | 0.0% |
| WALL STREET MORTGAGE BANKERS, LTD. | $4,005,000 | n/a | 0.0% | |
| Truist | $14,225,000 | $3,990,000 | -72.0% | 0.0% |
| NFM, INC. | $8,765,000 | $3,915,000 | -55.3% | 0.0% |
| CALIFORNIA CREDIT UNION | $15,280,000 | $3,795,000 | -75.2% | 0.0% |
| Keystone Funding, Inc. | $3,790,000 | n/a | 0.0% | |
| Ally Bank | $45,525,000 | $3,740,000 | -91.8% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $39,265,000 | $3,695,000 | -90.6% | 0.0% |
| CommonWealth Central Credit Union | $1,670,000 | $3,680,000 | 120.4% | 0.0% |
| BNY Mellon | $12,740,000 | $3,660,000 | -71.3% | 0.0% |
| UIF CORPORATION | $4,810,000 | $3,540,000 | -26.4% | 0.0% |
| First National Bank of America | $2,600,000 | $3,510,000 | 35.0% | 0.0% |
| FUNDLOANS CAPITAL | $8,160,000 | $3,505,000 | -57.0% | 0.0% |
| MACKILLIE INCORPORATED | $4,470,000 | $3,475,000 | -22.3% | 0.0% |
| ADVANCIAL | $4,230,000 | $3,430,000 | -18.9% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $5,975,000 | $3,365,000 | -43.7% | 0.0% |
| GEORGIA'S OWN | $10,405,000 | $3,350,000 | -67.8% | 0.0% |
| CHEVRON | $21,325,000 | $3,315,000 | -84.5% | 0.0% |
| RESIDENTIAL BANCORP | $7,760,000 | $3,275,000 | -57.8% | 0.0% |
| ENVOY MORTGAGE, LTD | $5,725,000 | $3,255,000 | -43.1% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $3,155,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $34,380,000 | $3,150,000 | -90.8% | 0.0% |
| PACIFIC SERVICE | $3,880,000 | $2,845,000 | -26.7% | 0.0% |
| First State Bank | $2,805,000 | n/a | 0.0% | |
| Alaska USA Federal Credit Union | $1,355,000 | $2,750,000 | 103.0% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $10,570,000 | $2,690,000 | -74.6% | 0.0% |
| NP, Inc. | $2,660,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $3,925,000 | $2,650,000 | -32.5% | 0.0% |
| BNC National Bank | $4,690,000 | $2,580,000 | -45.0% | 0.0% |
| Carrington Mortgage Services, LLC | $6,135,000 | $2,575,000 | -58.0% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $3,470,000 | $2,475,000 | -28.7% | 0.0% |
| AXIA FINANCIAL, LLC | $1,435,000 | $2,430,000 | 69.3% | 0.0% |
| Franklin Loan Corporation | $8,195,000 | $2,365,000 | -71.1% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $6,210,000 | $2,350,000 | -62.2% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $3,810,000 | $2,320,000 | -39.1% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $21,425,000 | $2,260,000 | -89.5% | 0.0% |
| Provident Savings Bank, F.S.B. | $12,555,000 | $2,215,000 | -82.4% | 0.0% |
| UNION HOME MORTGAGE CORP. | $2,570,000 | $2,125,000 | -17.3% | 0.0% |
| Toyota Financial Savings Bank | $2,070,000 | $2,105,000 | 1.7% | 0.0% |
| PLANET HOME LENDING, LLC | $20,555,000 | $2,065,000 | -90.0% | 0.0% |
| USAA Federal Savings Bank | $1,470,000 | $2,025,000 | 37.8% | 0.0% |
| Union Savings Bank | $655,000 | $2,005,000 | 206.1% | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | $30,030,000 | $1,915,000 | -93.6% | 0.0% |
| SNAPFI, INC. | $7,895,000 | $1,875,000 | -76.3% | 0.0% |
| Service Federal Credit Union | $1,085,000 | $1,870,000 | 72.4% | 0.0% |
| Florida Capital Bank | $28,675,000 | $1,840,000 | -93.6% | 0.0% |
| MidFirst Bank | $685,000 | $1,805,000 | 163.5% | 0.0% |
| JMJ FINANCIAL GROUP | $1,790,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $7,005,000 | $1,775,000 | -74.7% | 0.0% |
| Preferred Bank | $31,595,000 | $1,770,000 | -94.4% | 0.0% |
| SCENIC OAKS FUNDING, INC. | $1,755,000 | n/a | 0.0% | |
| AHL FUNDING | $3,500,000 | $1,745,000 | -50.1% | 0.0% |
| Baxter Credit Union | $7,340,000 | $1,740,000 | -76.3% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $535,000 | $1,730,000 | 223.4% | 0.0% |
| Nations Lending Corporation | $4,060,000 | $1,710,000 | -57.9% | 0.0% |
| NJ LENDERS CORP. | $1,665,000 | n/a | 0.0% | |
| Bank of Hope | $7,580,000 | $1,600,000 | -78.9% | 0.0% |
| Banner Bank | $975,000 | $1,555,000 | 59.5% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $6,990,000 | $1,535,000 | -78.0% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $705,000 | $1,505,000 | 113.5% | 0.0% |
| NuVision Federal Credit Union | $1,420,000 | $1,470,000 | 3.5% | 0.0% |
| SIRVA MORTGAGE, INC. | $980,000 | $1,455,000 | 48.5% | 0.0% |
| THE POLICE Credit Union | $815,000 | $1,440,000 | 76.7% | 0.0% |
| T. J. FINANCIAL, INC. | $7,020,000 | $1,430,000 | -79.6% | 0.0% |
| 1ST UNITED SERVICES CREDIT UNION | $2,925,000 | $1,390,000 | -52.5% | 0.0% |
| CALIBER HOME LOANS, INC. | $64,930,000 | $1,390,000 | -97.9% | 0.0% |
| FJM PRIVATE MORTGAGE FUND, LLC | $27,465,000 | $1,390,000 | -94.9% | 0.0% |
| MLD MORTGAGE INC. | $1,365,000 | n/a | 0.0% | |
| HANSCOM | $2,570,000 | $1,315,000 | -48.8% | 0.0% |
| CIS Financial Services, Inc. | $155,000 | $1,310,000 | 745.2% | 0.0% |
| BRIDGELOCK CAPITAL | $1,305,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $6,165,000 | $1,285,000 | -79.2% | 0.0% |
| SUMMIT MORTGAGE BANKERS INC. | $16,190,000 | $1,275,000 | -92.1% | 0.0% |
| Academy Bank | $1,265,000 | n/a | 0.0% | |
| Crestline Funding Corporation | $1,235,000 | n/a | 0.0% | |
| FIRST ENTERTAINMENT | $2,710,000 | $1,215,000 | -55.2% | 0.0% |
| The Central Trust Bank | $565,000 | $1,200,000 | 112.4% | 0.0% |
| GSF Mortgage Corporation | $1,190,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $1,145,000 | n/a | 0.0% | |
| FAY SERVICING, LLC | $5,005,000 | $1,115,000 | -77.7% | 0.0% |
| St Charles Bank & Trust | $1,105,000 | n/a | 0.0% | |
| TBI MORTGAGE COMPANY | $19,750,000 | $1,105,000 | -94.4% | 0.0% |
| AMERICAN FINANCING CORPORATION | $3,860,000 | $1,090,000 | -71.8% | 0.0% |
| BEST FINANCE CAPITAL, INC. | $1,165,000 | $1,085,000 | -6.9% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $9,620,000 | $1,085,000 | -88.7% | 0.0% |
| Plains Commerce Bank | $1,085,000 | n/a | 0.0% | |
| VERITAS FUNDING, LLC | $3,505,000 | $1,085,000 | -69.0% | 0.0% |
| The Federal Savings Bank | $14,550,000 | $1,080,000 | -92.6% | 0.0% |
| MID-VALLEY SERVICES, INC. | $3,610,000 | $1,055,000 | -70.8% | 0.0% |
| GEO-CORP, INC. | $1,035,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $1,030,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $25,410,000 | $1,030,000 | -95.9% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $15,930,000 | $1,010,000 | -93.7% | 0.0% |
| USAlliance Federal Credit Union | $2,090,000 | $1,010,000 | -51.7% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $10,645,000 | $1,005,000 | -90.6% | 0.0% |
| PREMIER AMERICA | $8,310,000 | $1,005,000 | -87.9% | 0.0% |
| North Coast Financial, Inc. | $1,000,000 | n/a | 0.0% | |
| DHI MORTGAGE COMPANY, LTD. | $995,000 | n/a | 0.0% | |
| GUARANTY HOME MORTGAGE CORPORATION | $3,125,000 | $980,000 | -68.6% | 0.0% |
| AmRes Corporation | $2,405,000 | $970,000 | -59.7% | 0.0% |
| The Huntington National Bank | $655,000 | $945,000 | 44.3% | 0.0% |
| TRAVIS CREDIT UNION | $23,860,000 | $940,000 | -96.1% | 0.0% |
| SANDIA LABORATORY | $930,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $5,200,000 | $925,000 | -82.2% | 0.0% |
| Raymond James Bank | $23,420,000 | $925,000 | -96.1% | 0.0% |
| Redwood Mortgage Corp. | $925,000 | n/a | 0.0% | |
| VILLAGE CAPITAL MORTGAGE | $2,415,000 | $925,000 | -61.7% | 0.0% |
| Water and Power Community Credit Union | $905,000 | n/a | 0.0% | |
| Boeing Employees Credit Union | $880,000 | $885,000 | 0.6% | 0.0% |
| Fifth Third Bank | $245,000 | $885,000 | 261.2% | 0.0% |
| iCore Lending, Inc. | $865,000 | n/a | 0.0% | |
| WALL FINANCIAL, INC. | $845,000 | n/a | 0.0% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $1,915,000 | $835,000 | -56.4% | 0.0% |
| North American Savings Bank, F.S.B. | $6,360,000 | $815,000 | -87.2% | 0.0% |
| LOANPAL, LLC | $4,210,000 | $810,000 | -80.8% | 0.0% |
| EMBRACE HOME LOANS, INC. | $1,700,000 | $805,000 | -52.6% | 0.0% |
| Cornerstone First Mortgage, Inc | $3,060,000 | $795,000 | -74.0% | 0.0% |
| First Internet Bank of Indiana | $835,000 | $785,000 | -6.0% | 0.0% |
| Paramount Bank | $775,000 | n/a | 0.0% | |
| Wintrust Bank, N.A. | $775,000 | n/a | 0.0% | |
| Luxury Mortgage Corp. | $2,455,000 | $755,000 | -69.2% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $930,000 | $755,000 | -18.8% | 0.0% |
| TOWER | $540,000 | $745,000 | 38.0% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $1,900,000 | $725,000 | -61.8% | 0.0% |
| First Standard Financial Corp. | $475,000 | $725,000 | 52.6% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $725,000 | n/a | 0.0% | |
| Pacific City Bank | $1,140,000 | $715,000 | -37.3% | 0.0% |
| SEA WEST COAST GUARD FEDERAL CREDIT UNION | $4,150,000 | $715,000 | -82.8% | 0.0% |
| TOWNE MORTGAGE COMPANY | $7,175,000 | $715,000 | -90.0% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $675,000 | n/a | 0.0% | |
| NEW DAY FINANCIAL, LLC | $2,465,000 | $665,000 | -73.0% | 0.0% |
| COMMUNITY MORTGAGE FUNDING, LLC | $660,000 | n/a | 0.0% | |
| AMCAP MORTGAGE, LTD. | $445,000 | $655,000 | 47.2% | 0.0% |
| Community First National Bank | $655,000 | n/a | 0.0% | |
| Golden Empire Mortgage, Inc. | $5,380,000 | $655,000 | -87.8% | 0.0% |
| Unison Bank | $655,000 | n/a | 0.0% | |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $645,000 | n/a | 0.0% | |
| SOUTHLAND CREDIT UNION | $645,000 | n/a | 0.0% | |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $995,000 | $635,000 | -36.2% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,600,000 | $635,000 | -60.3% | 0.0% |
| Loan Simple, Inc. | $765,000 | $625,000 | -18.3% | 0.0% |
| Lakeview Community Capital, LLC | $1,865,000 | $610,000 | -67.3% | 0.0% |
| Arvest Bank | $4,810,000 | $605,000 | -87.4% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $7,995,000 | $605,000 | -92.4% | 0.0% |
| INTELLILOAN, INC. | $1,295,000 | $595,000 | -54.1% | 0.0% |
| SAN DIEGO COUNTY CREDIT UNION | $24,800,000 | $585,000 | -97.6% | 0.0% |
| POINT Mortgage | $575,000 | n/a | 0.0% | |
| PROPER RATE, LLC | $645,000 | $575,000 | -10.9% | 0.0% |
| Strong Home Mortgage, LLC | $7,305,000 | $575,000 | -92.1% | 0.0% |
| STARBOARD FINANCIAL MANAGEMENT, LLC | $565,000 | n/a | 0.0% | |
| LAKEVIEW LOAN SERVICING, LLC | $19,265,000 | $555,000 | -97.1% | 0.0% |
| ST FIN CORP | $555,000 | n/a | 0.0% | |
| NBKC BANK | $7,345,000 | $550,000 | -92.5% | 0.0% |
| Self-Help Federal Credit Union | $535,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $535,000 | n/a | 0.0% | |
| Bank of Stockton | $510,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $3,625,000 | $510,000 | -85.9% | 0.0% |
| Assurance Financial Group, L.L.C. | $505,000 | n/a | 0.0% | |
| Chicago Mortgage Solutions LLC | $30,740,000 | $505,000 | -98.4% | 0.0% |
| Connexus Credit Union | $485,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $485,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $4,740,000 | $480,000 | -89.9% | 0.0% |
| DIGNIFIED HOME LOANS, LLC | $2,220,000 | $475,000 | -78.6% | 0.0% |
| American Airlines Federal Credit Union | $775,000 | $465,000 | -40.0% | 0.0% |
| University Bank | $465,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $2,970,000 | $455,000 | -84.7% | 0.0% |
| Equity Prime Mortgage LLC | $2,490,000 | $445,000 | -82.1% | 0.0% |
| M&T Bank | $1,725,000 | $425,000 | -75.4% | 0.0% |
| SUPERIOR CHOICE | $420,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $385,000 | n/a | 0.0% | |
| FEDERATED MORTGAGE CORP. | $345,000 | n/a | 0.0% | |
| First Savings Bank | $12,120,000 | $325,000 | -97.3% | 0.0% |
| Willamette Valley Bank | $315,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $3,290,000 | $310,000 | -90.6% | 0.0% |
| Northwest Federal Credit Union | $305,000 | n/a | 0.0% | |
| SACRAMENTO Credit Union | $1,875,000 | $295,000 | -84.3% | 0.0% |
| UNIVERSITY CREDIT UNION | $6,240,000 | $290,000 | -95.4% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $3,230,000 | $290,000 | -91.0% | 0.0% |
| California Coast Credit Union | $10,335,000 | $260,000 | -97.5% | 0.0% |
| First Federal Bank | $255,000 | n/a | 0.0% | |
| Semper Home Loans, Inc. | $205,000 | $255,000 | 24.4% | 0.0% |
| UNIFY FINANCIAL Credit Union | $355,000 | $255,000 | -28.2% | 0.0% |
| Residential First Mortgage | $245,000 | n/a | 0.0% | |
| Town Square Mortgage & Investments, Inc. | $1,385,000 | $245,000 | -82.3% | 0.0% |
| Washington Trust Bank | $2,720,000 | $205,000 | -92.5% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $1,400,000 | $200,000 | -85.7% | 0.0% |
| EVANSVILLE TEACHERS | $7,440,000 | $195,000 | -97.4% | 0.0% |
| UNCLE Credit Union | $3,865,000 | $195,000 | -95.0% | 0.0% |
| Operating Engineers Local Union #3 | $2,970,000 | $185,000 | -93.8% | 0.0% |
| TEACHERS | $65,000 | $180,000 | 176.9% | 0.0% |
| Financial Partners Credit Union | $14,790,000 | $175,000 | -98.8% | 0.0% |
| CANVAS CREDIT UNION | $1,815,000 | $155,000 | -91.5% | 0.0% |
| ORANGE COUNTY'S CREDIT UNION | $90,000 | $155,000 | 72.2% | 0.0% |
| USC Credit Union | $2,460,000 | $150,000 | -93.9% | 0.0% |
| Valley National Bank | $135,000 | n/a | 0.0% | |
| Educational Employees Credit Union | $430,000 | $115,000 | -73.3% | 0.0% |
| JAYCO PREMIUM FINANCE OF CALIFORNIA, INC. | $115,000 | n/a | 0.0% | |
| CORPORATE AMERICA FAMILY | $105,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $105,000 | n/a | 0.0% | |
| FIRST U.S. COMMUNITY CREDIT UNION | $75,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $65,000 | n/a | 0.0% | |
| AFFINITY | $305,000 | $55,000 | -82.0% | 0.0% |
| EXCITE Credit Union | $34,030,000 | $55,000 | -99.8% | 0.0% |
| COMMUNITY FIRST CREDIT UNION | $35,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $3,420,000 | $25,000 | -99.3% | 0.0% |
SAN JOSE - SUNNYVALE - SANTA CLARA's top lender by overall market share is Wells Fargo Bank, with 10.5% market share. In second place, with 9.0%, is Bank of America, having originated $1,463,940,000 in loans. In third place, with 7.5%, is Citibank, having originated $1,219,440,000 in loans. In fourth place, with 6.0%, is PNC Bank, having originated $977,720,000 in loans. In fifth place, with 5.7%, is U.S. Bank, having originated $939,035,000 in loans.
SAN JOSE-SUNNYVALE-SANTA CLARA, CA Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 94020 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $1,980 | $2,380 | $2,910 | $3,710 | $4,040 |
| 94022 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $3,160 | $3,570 | $4,180 | $5,330 | $5,970 |
| 94023 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 94024 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $3,110 | $3,510 | $4,110 | $5,240 | $5,870 |
| 94028 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,390 | $2,850 | $3,380 | $4,210 | $4,660 |
| 94035 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 94039 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 94040 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,740 | $3,100 | $3,630 | $4,630 | $5,190 |
| 94041 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,460 | $2,780 | $3,250 | $4,140 | $4,640 |
| 94042 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 94043 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,570 | $2,910 | $3,400 | $4,340 | $4,860 |
| 94085 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,490 | $2,810 | $3,290 | $4,200 | $4,700 |
| 94086 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,430 | $2,740 | $3,210 | $4,090 | $4,590 |
| 94087 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,380 | $2,690 | $3,150 | $4,020 | $4,500 |
| 94088 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 94089 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,760 | $3,120 | $3,650 | $4,650 | $5,220 |
| 94301 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,500 | $2,830 | $3,310 | $4,220 | $4,730 |
| 94302 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 94303 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $1,980 | $2,380 | $2,880 | $3,710 | $4,040 |
| 94304 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $3,010 | $3,400 | $3,980 | $5,070 | $5,690 |
| 94305 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $1,940 | $2,180 | $2,590 | $3,320 | $3,800 |
| 94306 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,400 | $2,710 | $3,170 | $4,040 | $4,530 |
| 94309 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 94550 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $1,940 | $2,180 | $2,640 | $3,450 | $4,070 |
| 95002 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,050 | $2,320 | $2,710 | $3,460 | $3,870 |
| 95008 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,170 | $2,450 | $2,870 | $3,660 | $4,100 |
| 95009 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95011 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95013 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $1,940 | $2,180 | $2,590 | $3,320 | $3,800 |
| 95014 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $3,090 | $3,500 | $4,090 | $5,220 | $5,840 |
| 95015 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95020 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $1,940 | $2,180 | $2,590 | $3,320 | $3,800 |
| 95021 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95023 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $1,940 | $2,180 | $2,590 | $3,320 | $3,800 |
| 95026 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95030 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,270 | $2,560 | $3,000 | $3,830 | $4,290 |
| 95031 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95032 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,340 | $2,650 | $3,100 | $3,950 | $4,430 |
| 95033 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,360 | $2,670 | $3,370 | $4,210 | $4,720 |
| 95035 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,170 | $2,450 | $2,870 | $3,660 | $4,100 |
| 95036 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95037 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $1,940 | $2,180 | $2,590 | $3,320 | $3,800 |
| 95038 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95044 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95046 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $1,940 | $2,180 | $2,590 | $3,320 | $3,800 |
| 95050 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,000 | $2,260 | $2,650 | $3,380 | $3,800 |
| 95051 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,520 | $2,850 | $3,330 | $4,250 | $4,760 |
| 95052 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95053 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95054 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,670 | $3,020 | $3,530 | $4,500 | $5,040 |
| 95055 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95056 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95070 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $3,280 | $3,710 | $4,340 | $5,530 | $6,200 |
| 95071 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95076 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $1,940 | $2,180 | $2,830 | $3,600 | $4,020 |
| 95101 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95103 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95106 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95108 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95109 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95110 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,030 | $2,290 | $2,680 | $3,420 | $3,830 |
| 95111 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $1,940 | $2,180 | $2,590 | $3,320 | $3,800 |
| 95112 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $1,940 | $2,180 | $2,590 | $3,320 | $3,800 |
| 95113 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,710 | $3,070 | $3,590 | $4,580 | $5,130 |
| 95116 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $1,940 | $2,180 | $2,590 | $3,320 | $3,800 |
| 95117 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $1,940 | $2,190 | $2,590 | $3,320 | $3,800 |
| 95118 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,020 | $2,280 | $2,670 | $3,400 | $3,810 |
| 95119 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,380 | $2,690 | $3,150 | $4,020 | $4,500 |
| 95120 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $3,230 | $3,660 | $4,280 | $5,460 | $6,120 |
| 95121 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,150 | $2,430 | $2,840 | $3,620 | $4,060 |
| 95122 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $1,940 | $2,180 | $2,590 | $3,320 | $3,800 |
| 95123 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,260 | $2,560 | $2,990 | $3,810 | $4,270 |
| 95124 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,330 | $2,630 | $3,080 | $3,930 | $4,400 |
| 95125 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $1,960 | $2,220 | $2,600 | $3,320 | $3,800 |
| 95126 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,260 | $2,560 | $2,990 | $3,810 | $4,270 |
| 95127 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $1,940 | $2,180 | $2,590 | $3,320 | $3,800 |
| 95128 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,030 | $2,290 | $2,680 | $3,420 | $3,830 |
| 95129 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,250 | $2,550 | $2,980 | $3,800 | $4,260 |
| 95130 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $1,940 | $2,180 | $2,590 | $3,320 | $3,800 |
| 95131 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,460 | $2,790 | $3,260 | $4,160 | $4,660 |
| 95132 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,520 | $2,850 | $3,340 | $4,260 | $4,770 |
| 95133 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $1,940 | $2,180 | $2,590 | $3,320 | $3,800 |
| 95134 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $3,170 | $3,580 | $4,190 | $5,340 | $5,990 |
| 95135 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,690 | $3,040 | $3,560 | $4,540 | $5,090 |
| 95136 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,240 | $2,530 | $2,960 | $3,770 | $4,230 |
| 95138 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,530 | $2,860 | $3,350 | $4,270 | $4,790 |
| 95139 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,670 | $3,020 | $3,530 | $4,500 | $5,040 |
| 95140 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,110 | $2,440 | $2,910 | $3,750 | $4,300 |
| 95141 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95148 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,740 | $3,100 | $3,630 | $4,630 | $5,190 |
| 95150 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95151 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95152 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95153 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95154 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95155 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95156 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95157 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95158 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95159 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95160 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95161 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95164 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95170 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95172 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
| 95173 | San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $2,220 | $2,510 | $2,940 | $3,750 | $4,200 |
2022 Average & Median Rent Data Statistics
SAN JOSE-SUNNYVALE-SANTA CLARA, CA average 1BR rent: $2,589, median: $2,510
SAN JOSE-SUNNYVALE-SANTA CLARA, CA average 2BR rent: $3,045, median: $2,940
SAN JOSE-SUNNYVALE-SANTA CLARA, CA average 3BR rent: $3,885, median: $3,750
SAN JOSE-SUNNYVALE-SANTA CLARA, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 10,390 | $12,072,180,000 | $1,161,904 |
| Home Improvement | 2,012 | $532,740,000 | $264,781 |
| Refi | 1,648 | $2,008,480,000 | $1,218,738 |
| Cash Out Refi | 1,519 | $1,169,265,000 | $769,760 |
| Other | 1,431 | $572,285,000 | $399,920 |
| NA | 1 | $665,000 | $665,000 |
San Jose - Sunnyvale - Santa Clara's most frequently cited loan purpose was Home Purchase, with 10,390 originations. The 2nd most popular reason was Home Improvement, with 2,012 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 5,489 | $5,316,445,000 | $968,563 |
| 5-6% | 4,262 | $5,884,030,000 | $1,380,580 |
| Over 8% | 3,076 | $1,262,410,000 | $410,406 |
| 7-8% | 3,007 | $1,978,455,000 | $657,950 |
| 4-5% | 839 | $1,429,345,000 | $1,703,629 |
| 3-4% | 69 | $66,255,000 | $960,217 |
| <2.5% | 68 | $105,210,000 | $1,547,206 |
| 2.5-3% | 14 | $10,640,000 | $760,000 |
During 2023, San Jose - Sunnyvale - Santa Clara's most frequently originated rate bucket was 6-7%, with 5,489 originations.
Loan Sizing (SAN JOSE-SUNNYVALE-SANTA CLARA, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $Over $1MM | 5,736 | $11,066,100,000 | $1,929,236 |
| $600k-1000k | 4,097 | $3,233,005,000 | $789,115 |
| $200k-400k | 2,441 | $687,975,000 | $281,841 |
| $400k-600k | 2,215 | $1,093,675,000 | $493,758 |
| $100k-200k | 1,593 | $217,445,000 | $136,500 |
| $100,000 or less | 919 | $57,415,000 | $62,476 |
SAN JOSE - SUNNYVALE - SANTA CLARA's loan sizing saw the bucket of loans from $Over $1MM with 5,736 originations, totaling $11,066,100,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 5,163 | $7,009,825,000 | $1,357,704 |
| Under 20% | 3,852 | $1,041,690,000 | $270,428 |
| 80-100% | 3,335 | $3,645,025,000 | $1,092,961 |
| 20-40% | 2,194 | $1,301,840,000 | $593,364 |
| 40-60% | 2,192 | $3,021,580,000 | $1,378,458 |
| Over 100% | 36 | $77,280,000 | $2,146,667 |
SAN JOSE - SUNNYVALE - SANTA CLARA's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 5,163 originations, totaling $7,009,825,000 in origination value.