Dg Pinnacle Funding Mortgage Rates, Fees & Info
MIAMI, FLLEI: 549300S1TXPDZJPDYW17
Tax ID: 47-5500788
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Mortgage Data
Review & Overview
Dg Pinnacle Funding is a smaller mortgage company specializing in Home Purchase and Refi loans. Dg Pinnacle Funding has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Miami, Austin, Key West, Jacksonville, and Tampa among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)Dg Pinnacle Funding has an average approval rate when compared to the average across all lenders. They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 7.92% | 11/22/24 |
| 30 Year Conventional Purchase | 8.02% | 11/22/24 |
| 30 Year Conventional Refi | 7.13% | 11/22/24 |
| 30 Year Cash-out Refi | 8.34% | 11/22/24 |
| 30 Year FHA Purchase | 7.40% | 11/22/24 |
| 30 Year VA Purchase | 5.38% | 11/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Dg Pinnacle Funding Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
141Origination Dollar Volume (All Markets)
$41,975,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 133 | $39,945,000 | $300,338 | $0 | 4.80% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $0 | 5.88% |
| Key West, FL (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $0 | 5.25% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 4.38% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 4.81% |
| OCALA, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.88% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 4.75% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.13% |
Similar Lenders
We use machine learning to identify the top lenders compared against DG PINNACLE FUNDING based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 117 | $35,515,000 | $303,547 | $0 | 5.05% |
| FHA | 22 | $6,140,000 | $279,091 | $0 | 3.76% |
| VA | 2 | $320,000 | $160,000 | $0 | 3.44% |
For 2019, Dg Pinnacle Funding's most frequently originated type of loan was Conventional, with 117 originations. Their 2nd most popular type was FHA, with 22 originations.
Loan Reason
For 2019, Dg Pinnacle Funding's most frequently cited loan purpose was Home Purchase, with 101 originations. The 2nd most popular reason was Refi, with 25 originations.
Loan Duration/Length
For 2019, Dg Pinnacle Funding's most frequently cited loan duration was 30 Year, with 111 originations. The 2nd most popular length was Other, with 27 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $4k-5k | 1 | $235,000 | $235,000 |
Dg Pinnacle Funding's average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $4k-5k bucket, with 1 originations.
Interest Rates
During 2019, Dg Pinnacle Funding's average interest rate for loans was 4.72%, while their most frequently originated rate bucket for loans was 4-5%, with 67 originations.
Loan Sizing
2019 saw Dg Pinnacle Funding place emphasis on $200k-400k loans with 82 originations, totaling $23,520,000 in origination value.
Applicant Income
Dg Pinnacle Funding lent most frequently to those with incomes in the $50k-75k range, with 41 originations. The second most popular income band? $50k or less, with 30 originations.
Applicant Debt to Income Ratio
Dg Pinnacle Funding lent most frequently to those with DTI ratios of 30-36%, with 15 originations. The next most common DTI ratio? 20-30%, with 11 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.04%
Dg Pinnacle Funding has an average approval rate.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 10534.0 | 1 | $255,000 | $255,000 |
| 10764.0 | 1 | $55,000 | $55,000 |
| 11450.0 | 1 | $595,000 | $595,000 |
| 1169.0 | 1 | $285,000 | $285,000 |
| 1199.0 | 6 | $1,320,000 | $220,000 |
| 1289.0 | 10 | $2,780,000 | $278,000 |
| 1299.4 | 1 | $265,000 | $265,000 |
| 1308.73 | 1 | $155,000 | $155,000 |
| 1343.92 | 1 | $245,000 | $245,000 |
| 1349.0 | 3 | $785,000 | $261,667 |
| 1360.41 | 1 | $315,000 | $315,000 |
| 1387.75 | 1 | $275,000 | $275,000 |
| 1418.58 | 1 | $325,000 | $325,000 |
| 1469.0 | 1 | $195,000 | $195,000 |
| 1482.0 | 1 | $35,000 | $35,000 |
| 1485.0 | 8 | $1,680,000 | $210,000 |
| 1534.81 | 1 | $325,000 | $325,000 |
| 1589.89 | 1 | $165,000 | $165,000 |
| 1617.0 | 1 | $205,000 | $205,000 |
| 1629.15 | 1 | $235,000 | $235,000 |
| 1645.18 | 1 | $25,000 | $25,000 |
| 1649.0 | 18 | $5,510,000 | $306,111 |
| 1677.8 | 1 | $165,000 | $165,000 |
| 1703.25 | 1 | $245,000 | $245,000 |
| 1725.0 | 1 | $125,000 | $125,000 |
| 1726.4 | 1 | $275,000 | $275,000 |
| 1784.0 | 1 | $505,000 | $505,000 |
| 1811.63 | 1 | $285,000 | $285,000 |
| 1854.61 | 1 | $345,000 | $345,000 |
| 1894.0 | 2 | $1,360,000 | $680,000 |
| 1917.0 | 1 | $215,000 | $215,000 |
| 1923.21 | 1 | $115,000 | $115,000 |
| 1930.25 | 1 | $215,000 | $215,000 |
| 1947.35 | 1 | $295,000 | $295,000 |
| 1960.03 | 1 | $175,000 | $175,000 |
| 1966.0 | 1 | $165,000 | $165,000 |
| 1989.0 | 1 | $195,000 | $195,000 |
| 1996.0 | 1 | $435,000 | $435,000 |
| 1997.57 | 1 | $345,000 | $345,000 |
| 2148.2 | 1 | $245,000 | $245,000 |
| 2192.67 | 1 | $245,000 | $245,000 |
| 2229.0 | 1 | $235,000 | $235,000 |
| 2295.0 | 1 | $165,000 | $165,000 |
| 2354.5 | 1 | $65,000 | $65,000 |
| 2435.25 | 1 | $155,000 | $155,000 |
| 2492.96 | 1 | $215,000 | $215,000 |
| 2548.59 | 1 | $365,000 | $365,000 |
| 2588.8 | 1 | $265,000 | $265,000 |
| 2628.69 | 1 | $395,000 | $395,000 |
| 2789.0 | 1 | $155,000 | $155,000 |
| 2899.33 | 1 | $315,000 | $315,000 |
| 2945.0 | 1 | $295,000 | $295,000 |
| 3029.0 | 1 | $275,000 | $275,000 |
| 3074.0 | 1 | $285,000 | $285,000 |
| 3169.0 | 1 | $305,000 | $305,000 |
| 3215.79 | 1 | $205,000 | $205,000 |
| 3342.38 | 1 | $145,000 | $145,000 |
| 3344.0 | 1 | $225,000 | $225,000 |
| 3379.4 | 1 | $325,000 | $325,000 |
| 3454.0 | 1 | $365,000 | $365,000 |
| 3634.32 | 1 | $425,000 | $425,000 |
| 3713.2 | 1 | $155,000 | $155,000 |
| 3871.68 | 1 | $145,000 | $145,000 |
| 3911.16 | 1 | $295,000 | $295,000 |
| 4070.75 | 1 | $485,000 | $485,000 |
| 4103.36 | 1 | $245,000 | $245,000 |
| 4365.0 | 1 | $705,000 | $705,000 |
| 4434.66 | 1 | $145,000 | $145,000 |
| 4528.0 | 1 | $245,000 | $245,000 |
| 4536.76 | 1 | $95,000 | $95,000 |
| 4539.0 | 1 | $285,000 | $285,000 |
| 4586.38 | 1 | $145,000 | $145,000 |
| 4673.59 | 1 | $615,000 | $615,000 |
| 4861.75 | 1 | $315,000 | $315,000 |
| 4964.0 | 1 | $425,000 | $425,000 |
| 5100.0 | 1 | $515,000 | $515,000 |
| 5521.47 | 1 | $1,115,000 | $1,115,000 |
| 5557.49 | 1 | $255,000 | $255,000 |
| 5639.0 | 1 | $295,000 | $295,000 |
| 5678.0 | 1 | $365,000 | $365,000 |
| 5739.5 | 1 | $305,000 | $305,000 |
| 6225.25 | 1 | $265,000 | $265,000 |
| 6256.5 | 1 | $365,000 | $365,000 |
| 6692.75 | 1 | $175,000 | $175,000 |
| 7089.43 | 1 | $35,000 | $35,000 |
| 7103.9 | 1 | $325,000 | $325,000 |
| 7233.48 | 1 | $315,000 | $315,000 |
| 749.0 | 1 | $225,000 | $225,000 |
| 8076.4 | 1 | $235,000 | $235,000 |
| 8308.4 | 1 | $335,000 | $335,000 |
| 8311.0 | 1 | $385,000 | $385,000 |
| 8444.0 | 1 | $645,000 | $645,000 |
| 8729.0 | 1 | $625,000 | $625,000 |
| NA | 7 | $3,735,000 | $533,571 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 141 | $41,975,000 | $297,695 |