Dg Pinnacle Funding Mortgage Rates, Fees & Info
MIAMI, FLLEI: 549300S1TXPDZJPDYW17
Tax ID: 47-5500788
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Mortgage Data
Review & Overview
Dg Pinnacle Funding is a smaller mortgage company specializing in Home Purchase loans. Dg Pinnacle Funding has a high proportion of conventional loans. They have a a high proportion of FHA loans. Their top markets by origination volume include: Miami, Cape Coral, Tampa, Port St. Lucie, and Lakeland among others. We have data for 19 markets. (Some data included below & more in-depth data is available with an active subscription.)Dg Pinnacle Funding has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Dg Pinnacle Funding is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 7.54% | 4/17/25 |
| 30 Year Conventional Purchase | 7.85% | 4/17/25 |
| 30 Year Conventional Refi | 7.27% | 4/17/25 |
| 30 Year Cash-out Refi | 9.12% | 4/17/25 |
| 30 Year FHA Purchase | 7.54% | 4/17/25 |
| 30 Year FHA Refi | 6.72% | 4/17/25 |
| 30 Year VA Purchase | 7.07% | 4/17/25 |
| 15 Year Conventional Refi | 6.00% | 4/17/25 |
| 15 Year Cash-out Refi | 6.00% | 4/17/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Dg Pinnacle Funding Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Dg Pinnacle Funding. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
249Origination Dollar Volume (All Markets)
$92,165,000Relative Rate
Dg Pinnacle Funding's average 30 year fixed mortgage rate was
6.53%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.02%.
Relative Fees (Closing Costs)
Dg Pinnacle Funding's average total fees/closing costs for a 30 year fixed rate
mortgage were $14,484.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
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Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 175 | $71,885,000 | $410,771 | $15,813 | 6.74% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 14 | $4,390,000 | $313,571 | $13,862 | 6.40% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 16 | $3,790,000 | $236,875 | $10,709 | 5.78% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 5 | $1,985,000 | $397,000 | $18,146 | 6.70% |
| Outside of Metro Areas | 8 | $1,920,000 | $240,000 | $7,366 | 5.92% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $6,942 | 6.72% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $1,175,000 | $1,175,000 | $0 | 9.13% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $7,238 | 6.13% |
| Key West, FL (FHA|USDA|VA) | 1 | $1,025,000 | $1,025,000 | $0 | 8.75% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $7,907 | 5.41% |
| OCALA, FL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $17,846 | 7.13% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,387 | 3.38% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 7.88% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,115 | 6.75% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,005 | 6.63% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,560 | 6.49% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 7.38% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,289 | 7.38% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,454 | 7.38% |
Similar Lenders
We use machine learning to identify the top lenders compared against DG PINNACLE FUNDING based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2024, Dg Pinnacle Funding's most frequently originated type of loan was Conventional, with 153 originations. Their 2nd most popular type was FHA, with 93 originations.
Loan Reason
For 2024, Dg Pinnacle Funding's most frequently cited loan purpose was Home Purchase, with 223 originations. The 2nd most popular reason was Cash Out Refi, with 19 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 243 | $91,575,000 | $376,852 | $14,484 | 6.53% |
| 10 Year | 4 | $70,000 | $17,500 | $125 | 9.97% |
| Other | 2 | $520,000 | $260,000 | $15,794 | 9.13% |
For 2024, Dg Pinnacle Funding's most frequently cited loan duration was 30 Year, with 243 originations. The 2nd most popular length was 10 Year, with 4 originations.
Origination Fees/Closing Costs
Dg Pinnacle Funding's average total fees were $14,484, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 117 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 104 | $45,090,000 | $433,558 |
| 7-8% | 81 | $32,145,000 | $396,852 |
| Over 8% | 32 | $10,410,000 | $325,313 |
| <2.5% | 23 | $405,000 | $17,609 |
| 5-6% | 9 | $4,115,000 | $457,222 |
During 2024, Dg Pinnacle Funding's average interest rate for loans was 6.53%, while their most frequently originated rate bucket for loans was 6-7%, with 104 originations.
Loan Sizing
2024 saw Dg Pinnacle Funding place emphasis on $200k-400k loans with 90 originations, totaling $27,520,000 in origination value.
Applicant Income
Dg Pinnacle Funding lent most frequently to those with incomes in the $100k-150k range, with 80 originations. The second most popular income band? $150k-250k, with 48 originations.
Applicant Debt to Income Ratio
Dg Pinnacle Funding lent most frequently to those with DTI ratios of 50-60%, with 43 originations. The next most common DTI ratio? 49%, with 24 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.56%
Dg Pinnacle Funding has an average approval rate.
Pick Rate
Approvals leading to origination54.22%
Dg Pinnacle Funding has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 249 | $92,165,000 | $370,141 |