Ocala VA Loan Rates, Closing Costs & Stats

OCALA, FL

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Ocala's 138 lenders originated 1,491 VA loans during 2024. The total origination value was $444,825,000, with an average VA loan value of $298,340.

    Ocala VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Ocala averaged 6.62% for the week of 2025-05-23, compared to the national average (all VA variants) of 6.52% for the same period.

    Ocala's average VA mortgage closing costs are $6,214.

    The average rate for the prior week (2025-05-16) was 6.51% and one month ago for the week of 2025-04-18, the average rate was 6.38%.

    The average rate one year ago was 6.8%.

    For refis of the same type during the week of 2025-05-23, the average rate was 6.43%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Ocala VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Ocala level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Mortgage Research Center, LLC 225 6.42% $6,082
    UNITED WHOLESALE MORTGAGE, LLC 159 6.00% $7,492
    QUICKEN LOANS, LLC 82 6.10% $10,881
    FREEDOM MORTGAGE CORPORATION 73 6.22% $7,115
    DHI MORTGAGE COMPANY, LTD. 69 5.11% $4,668
    NAVY FEDERAL CREDIT UNION 57 5.92% $5,656
    UNION HOME MORTGAGE CORP. 44 6.34% $8,625
    VILLAGE CAPITAL MORTGAGE 42 5.79% $6,173
    NEW DAY FINANCIAL, LLC 39 7.34% $12,061
    EAGLE HOME MORTGAGE, LLC 38 4.73% $4,547
    PULTE MORTGAGE LLC 33 5.39% $4,390
    PENNYMAC LOAN SERVICES, LLC 30 5.75% $8,169
    CROSSCOUNTRY MORTGAGE, LLC 27 6.28% $7,992
    LOANDEPOT.COM, LLC 25 5.96% $9,476
    NEWREZ LLC 24 6.12% $7,803
    PRIMELENDING, A PLAINSCAPITAL COMPANY 19 6.66% $6,460
    MORTGAGE SOLUTIONS OF COLORADO, LLC 18 7.24% $3,364
    AMERICAN FINANCIAL NETWORK, INC. 16 6.50% $8,313
    Ameris Bank 14 6.29% $6,526
    Equity Prime Mortgage LLC 14 6.59% $11,023
    GUARANTEED RATE, INC. 13 5.96% $4,426
    Mr. Cooper ( Nationstar Mortgage ) 12 6.28% $9,718
    Flagstar Bank, FSB 11 6.27% $8,484
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 11 6.17% $6,434
    GUILD MORTGAGE COMPANY 10 6.50% $13,980
    SUCCESS MORTGAGE PARTNERS, INC. 10 6.61% $10,504
    Mid-Continent Funding, Inc. 10 6.32% $11,854
    CMG MORTGAGE, INC. 10 5.41% $7,367
    AMERICAN BANCSHARES MORTGAGE 9 6.26% $11,046
    USAA Federal Savings Bank 9 6.29% $8,958
    LEADERONE FINANCIAL CORPORATION 8 5.98% $3,888
    HOME SOLUTION LENDERS INC. 7 5.82% $8,132
    LAKEVIEW LOAN SERVICING, LLC 7 5.95% $6,144
    PLANET HOME LENDING, LLC 7 6.32% $7,905
    BROKER SOLUTIONS, INC. 7 6.68% $9,544
    EVERETT FINANCIAL, INC. 6 6.56% $6,255
    Barrington Bank & Trust Company, N.A. 6 6.50% $6,114
    THE MORTGAGE FIRM, INC. 6 6.50% $8,130
    SUN WEST MORTGAGE COMPANY, INC. 6 6.13% $9,097
    Carrington Mortgage Services, LLC 6 6.06% $7,345
    CLEARPATH LENDING 6 5.94% $11,571
    VANDERBILT MORTGAGE AND FINANCE, INC. 6 5.21% $446
    First Federal Bank 5 5.80% $4,863
    STOCKTON MORTGAGE CORPORATION 5 6.55% $9,331
    Plains Commerce Bank 5 6.75% $9,125
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 5 5.87% $10,592
    Century Mortgage Company DBA Century Lending Company 4 6.16% $6,854
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 5.94% $5,335
    NBKC BANK 4 5.84% $8,470
    American Mortgage & Equity Consultants, Inc. 4 6.25% $10,247
    PENTAGON FEDERAL CREDIT UNION 4 6.09% $7,847
    MUTUAL OF OMAHA MORTGAGE, INC. 4 6.41% $14,037
    EMBRACE HOME LOANS, INC. 4 6.03% $6,815
    HOMEBRIDGE FINANCIAL SERVICES, INC. 3 6.42% $3,253
    AMERICAN FINANCIAL RESOURCES, INC. 3 6.83% $10,203
    EMM LOANS LLC 3 6.71% $12,580
    FBC MORTGAGE, LLC 3 6.08% $7,262
    AFFORDABLE MORTGAGE ADVISORS, LLC. 3 6.67% $9,883
    INSPIRE HOME LOANS INC. 3 5.17% $7,198
    Ixonia Bank 3 6.38% $8,799
    METROPLEX MORTGAGE SERVICES, INC. 3 6.25% $5,238
    MORTGAGE FINANCIAL GROUP, INC. 3 6.17% $8,383
    MOVEMENT MORTGAGE, LLC 3 6.38% $5,160
    The Federal Savings Bank 3 5.88% $19,865
    ZILLOW HOME LOANS, LLC 3 6.50% $4,994
    SOUTHWEST STAGE FUNDING, LLC 2 5.88% $0
    Waterstone Mortgage Corporation 2 6.00% $13,588
    Mortgage Lenders Investment Trading Corporation 2 7.00% $11,727
    BAYSHORE MORTGAGE FUNDING, LLC 2 6.56% $14,945
    The Central Trust Bank 2 5.63% $13,239
    Wolfe Financial, Inc 2 6.75% $4,401
    PRIMARY RESIDENTIAL MORTGAGE, INC. 2 6.19% $7,694
    First Horizon Bank 2 6.25% $9,581
    THE MORTGAGE LINK, INC. 2 7.00% $13,090
    Prosperity Home Mortgage, LLC 2 5.69% $9,235
    TOP FLITE FINANCIAL, INC. 2 6.75% $7,476
    Paramount Residential Mortgage Group, Inc. 2 7.13% $4,971
    Truist 2 5.93% $10,376
    AmeriHome Mortgage Company, LLC 2 6.56% $5,443
    HOMESIDE FINANCIAL, LLC 2 6.50% $17,123
    AMERICAN PACIFIC MORTGAGE CORPORATION 2 6.87% $8,609
    Nations Lending Corporation 2 6.38% $7,464
    ROSS MORTGAGE CORPORATION 2 7.13% $7,512
    PHH Mortgage Corporation 2 6.06% $4,563
    K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 2 6.25% $2,131
    NATIONS RELIABLE LENDING, LLC 2 6.31% $5,503
    South State Bank 2 6.00% $8,317
    JMAC LENDING, INC. 2 6.25% $4,307
    JPMorgan Chase Bank 2 5.74% $6,995
    Keystone Funding, Inc. 2 6.69% $10,785
    FIRST COMMUNITY MORTGAGE, INC. 1 6.13% $1,715
    FirstBank 1 6.63% $8,368
    DELMAR FINANCIAL COMPANY 1 6.63% $5,190
    PLAZA HOME MORTGAGE, INC. 1 7.00% $11,790
    Credence Funding Corporation 1 5.88% $2,305
    City National Bank of Florida 1 6.25% $4,052
    Centennial Bank 1 6.50% $5,443
    Regions Bank 1 5.75% $4,524
    RUOFF MORTGAGE COMPANY, INC. 1 5.50% $8,997
    Sierra Pacific Mortgage Company, Inc. 1 5.63% $10,199
    CARDINAL FINANCIAL 1 7.75% $5,299
    BECKAM FUNDING CORP. 1 7.75% $8,456
    The Loan Store, Inc. 1 6.75% $5,342
    BAY EQUITY LLC 1 7.25% $3,022
    TJC Mortgage, Inc. 1 5.63% $15,283
    Towne Bank 1 5.75% $5,744
    American Security Mortgage Corp. 1 6.63% $4,947
    ALLIED MORTGAGE GROUP, INC. 1 6.25% $3,210
    VAN DYK MORTGAGE CORPORATION 1 7.63% $569
    Vellum Mortgage, Inc. 1 6.50% $16,294
    INTELLILOAN, INC. 1 5.63% $1,027
    ALKAN MORTGAGE CORPORATION 1 6.50% $6,094
    JET DIRECT FUNDING CORP 1 5.75% $9,764
    Shea Mortgage Inc. 1 6.75% $5,053
    Lakeview Community Capital, LLC 1 6.50% $9,043
    Integrity Home Mortgage Corp 1 6.75% $12,079
    HOMESPIRE MORTGAGE CORPORATION 1 6.75% $7,272
    Magnolia Bank 1 6.25% $37,268
    V.I.P. MORTGAGE, INC. 1 6.63% $6,783
    Home Mortgage Alliance Corp 1 7.63% $7,305
    MILEND, INC. 1 7.63% $7,692
    MLB RESIDENTIAL LENDING, LLC 1 7.75% $3,910
    MORTGAGE EQUITY PARTNERS LLC 1 7.13% $16,078
    MORTGAGEONE, INC. 1 5.75% $6,786
    HOMEAMERICAN MORTGAGE CORPORATION 1 4.25% $0
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 7.25% $20,655
    Wells Fargo Bank 1 6.50% $2,521
    GUARANTEED RATE AFFINITY, LLC 1 5.75% $3,576
    GSF Mortgage Corporation 1 6.13% $1,175
    NATIONS DIRECT MORTGAGE, LLC 1 5.75% $22,522
    NATIONWIDE MORTGAGE BANKERS, INC. 1 6.75% $11,489
    GMFS LLC 1 6.50% $3,528
    NBH Bank 1 6.49% $3,604
    FLAT BRANCH MORTGAGE, INC. 1 7.13% $4,532
    NETWORK CAPITAL FUNDING CORPORATION 1 5.63% $12,800
    Network Funding, L.P. 1 6.25% $4,935
    First Option Mortgage, LLC 1 7.13% $12,978
    First Heritage Mortgage, LLC 1 6.13% $6,968

    The top Ocala VA lender as defined by loan originations is Mortgage Research Center, LLC, with 225 VA loans originated. Their average total fees are $6,082, which is $1,410 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Ocala VA lenders (with over 10 loans originated) are MORTGAGE SOLUTIONS OF COLORADO, LLC ($3,364), PULTE MORTGAGE LLC ($4,390), GUARANTEED RATE, INC. ($4,426), EAGLE HOME MORTGAGE, LLC ($4,547) and DHI MORTGAGE COMPANY, LTD. ($4,668).

    The lowest rate Ocala VA lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (4.73%), DHI MORTGAGE COMPANY, LTD. (5.11%), PULTE MORTGAGE LLC (5.39%), CMG MORTGAGE, INC. (5.41%) and PENNYMAC LOAN SERVICES, LLC (5.75%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Ocala (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $189,900 (1.6%) $268,841 (4.1%) 0.70 2,145
    2018-02-01 $190,700 (2.4%) $271,485 (5.7%) 0.69 2,154
    2018-03-01 $194,900 (2.6%) $271,722 (5.8%) 0.68 2,169
    2018-04-01 $199,620 (4.0%) $278,200 (7.6%) 0.68 2,109
    2018-05-01 $205,872 (5.6%) $282,995 (5.8%) 0.69 2,053
    2018-06-01 $205,000 (4.7%) $282,926 (3.8%) 0.68 2,062
    2018-07-01 $205,000 (7.9%) $284,393 (8.2%) 0.68 2,105
    2018-08-01 $199,900 (5.3%) $278,529 (7.1%) 0.67 2,126
    2018-09-01 $199,900 (5.3%) $276,409 (4.9%) 0.67 2,147
    2018-10-01 $199,700 (7.7%) $276,737 (8.7%) 0.68 2,202
    2018-11-01 $199,900 (5.8%) $274,094 (2.4%) 0.68 2,274
    2018-12-01 $199,970 (5.3%) $273,784 (0.7%) 0.69 2,298
    2019-01-01 $199,900 (5.3%) $271,900 (1.1%) 0.69 2,272
    2019-02-01 $199,338 (4.5%) $269,532 (-0.7%) 0.67 2,386
    2019-03-01 $198,814 (2.0%) $273,708 (0.7%) 0.65 2,378
    2019-04-01 $199,900 (0.1%) $279,138 (0.3%) 0.63 2,357
    2019-05-01 $204,950 (-0.5%) $280,384 (-0.9%) 0.64 2,240
    2019-06-01 $205,000 (0.0%) $287,948 (1.8%) 0.64 2,199
    2019-07-01 $206,390 (0.7%) $291,221 (2.4%) 0.65 2,137
    2019-08-01 $209,270 (4.7%) $290,941 (4.5%) 0.66 2,107
    2019-09-01 $209,675 (4.9%) $289,022 (4.6%) 0.67 2,098
    2019-10-01 $209,450 (4.9%) $285,836 (3.3%) 0.68 2,104
    2019-11-01 $209,000 (4.6%) $283,399 (3.4%) 0.69 2,105
    2019-12-01 $208,241 (4.1%) $279,704 (2.2%) 0.69 2,106
    2020-01-01 $204,600 (2.4%) $279,318 (2.7%) 0.68 2,043
    2020-02-01 $207,490 (4.1%) $280,293 (4.0%) 0.68 2,042
    2020-03-01 $208,353 (4.8%) $281,718 (2.9%) 0.65 1,892
    2020-04-01 $204,948 (2.5%) $280,570 (0.5%) 0.64 1,886
    2020-05-01 $209,900 (2.4%) $283,699 (1.2%) 0.64 1,778
    2020-06-01 $214,973 (4.9%) $298,684 (3.7%) 0.63 1,559
    2020-07-01 $215,450 (4.4%) $308,902 (6.1%) 0.62 1,419
    2020-08-01 $224,900 (7.5%) $320,013 (10.0%) 0.64 1,255
    2020-09-01 $226,960 (8.2%) $322,070 (11.4%) 0.65 1,221
    2020-10-01 $230,000 (9.8%) $338,020 (18.3%) 0.66 1,201
    2020-11-01 $229,938 (10.0%) $332,515 (17.3%) 0.67 1,231
    2020-12-01 $230,000 (10.5%) $331,145 (18.4%) 0.68 1,211
    2021-01-01 $237,000 (15.8%) $338,054 (21.0%) 0.71 1,050
    2021-02-01 $239,950 (15.6%) $345,463 (23.3%) 0.70 906
    2021-03-01 $243,923 (17.1%) $365,179 (29.6%) 0.69 696
    2021-04-01 $258,900 (26.3%) $393,165 (40.1%) 0.70 622
    2021-05-01 $265,450 (26.5%) $410,397 (44.7%) 0.71 600
    2021-06-01 $267,450 (24.4%) $420,616 (40.8%) 0.70 552
    2021-07-01 $274,900 (27.6%) $421,708 (36.5%) 0.73 710
    2021-08-01 $272,500 (21.2%) $394,922 (23.4%) 0.73 787
    2021-09-01 $274,325 (20.9%) $381,860 (18.6%) 0.73 783
    2021-10-01 $275,000 (19.6%) $386,738 (14.4%) 0.73 795
    2021-11-01 $283,500 (23.3%) $407,844 (22.7%) 0.76 786
    2021-12-01 $289,669 (25.9%) $407,581 (23.1%) 0.78 750
    2022-01-01 $299,900 (26.5%) $428,242 (26.7%) 0.81 684
    2022-02-01 $299,000 (24.6%) $431,853 (25.0%) 0.78 617
    2022-03-01 $299,925 (23.0%) $425,781 (16.6%) 0.75 645
    2022-04-01 $314,900 (21.6%) $427,744 (8.8%) 0.75 675
    2022-05-01 $326,250 (22.9%) $433,781 (5.7%) 0.75 805
    2022-06-01 $331,475 (23.9%) $444,333 (5.6%) 0.74 1,018
    2022-07-01 $325,000 (18.2%) $433,856 (2.9%) 0.73 1,328
    2022-08-01 $316,825 (16.3%) $412,962 (4.6%) 0.73 1,540
    2022-09-01 $314,325 (14.6%) $404,517 (5.9%) 0.73 1,715
    2022-10-01 $318,750 (15.9%) $400,663 (3.6%) 0.75 1,869
    2022-11-01 $314,875 (11.1%) $398,357 (-2.3%) 0.76 2,026
    2022-12-01 $313,250 (8.1%) $404,495 (-0.8%) 0.77 2,008
    2023-01-01 $311,995 (4.0%) $400,141 (-6.6%) 0.77 2,045
    2023-02-01 $307,000 (2.7%) $397,458 (-8.0%) 0.74 2,085
    2023-03-01 $307,000 (2.4%) $401,567 (-5.7%) 0.72 2,029
    2023-04-01 $305,000 (-3.1%) $394,163 (-7.9%) 0.71 2,064
    2023-05-01 $318,450 (-2.4%) $410,765 (-5.3%) 0.72 1,894
    2023-06-01 $314,950 (-5.0%) $413,195 (-7.0%) 0.71 1,873
    2023-07-01 $314,125 (-3.4%) $409,603 (-5.6%) 0.71 1,871
    2023-08-01 $315,000 (-0.6%) $407,837 (-1.2%) 0.72 1,862
    2023-09-01 $314,900 (0.2%) $400,664 (-1.0%) 0.73 2,029
    2023-10-01 $311,313 (-2.3%) $394,605 (-1.5%) 0.73 2,227
    2023-11-01 $309,450 (-1.7%) $392,175 (-1.6%) 0.74 2,442
    2023-12-01 $309,000 (-1.4%) $392,066 (-3.1%) 0.75 2,486
    2024-01-01 $309,050 (-0.9%) $448,024 (12.0%) 0.75 2,615
    2024-02-01 $307,000 (0.0%) $395,828 (-0.4%) 0.74 2,771
    2024-03-01 $305,000 (-0.7%) $390,830 (-2.7%) 0.72 2,800
    2024-04-01 $304,950 (0.0%) $388,949 (-1.3%) 0.71 2,786
    2024-05-01 $305,000 (-4.2%) $386,359 (-5.9%) 0.69 2,730
    2024-06-01 $308,000 (-2.2%) $384,942 (-6.8%) 0.70 2,681
    2024-07-01 $309,000 (-1.6%) $377,643 (-7.8%) 0.71 2,732
    2024-08-01 $308,995 (-1.9%) $378,103 (-7.3%) 0.72 2,766
    2024-09-01 $305,000 (-3.1%) $377,051 (-5.9%) 0.72 2,841
    2024-10-01 $303,164 (-2.6%) $374,281 (-5.2%) 0.71 2,973
    2024-11-01 $303,000 (-2.1%) $378,310 (-3.5%) 0.73 3,145
    2024-12-01 $302,725 (-2.0%) $381,733 (-2.6%) 0.75 3,173
    2025-01-01 $303,575 (-1.8%) $385,140 (-14.0%) 0.76 3,301
    2025-02-01 $304,337 (-0.9%) $386,767 (-2.3%) 0.74 3,508
    2025-03-01 $305,000 (0.0%) $389,749 (-0.3%) 0.72 3,701
    2025-04-01 $304,945 (0.0%) $390,348 (0.4%) 0.71 3,803
    Ocala's median listing price for 2025-04-01 was $304,945, a difference of $-5 (0.0%) versus the prior year and $-55 versus the prior month.

    Ocala's median listing price comes in at 71% of the national average.

    Ocala's average listing price for 2025-04-01 was $390,348, a difference of $1,399 (0.4%) versus the prior year and $599 versus the prior month.

    For the 2025-04-01 period, Ocala had 3,803 MLS listings, a difference of 102 listings (3%) versus the prior month and 1,017 listings (37%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Ocala (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 74 days 1,772 sqft
    2018-02-01 73 days 1,779 sqft
    2018-03-01 60 days 1,796 sqft
    2018-04-01 63 days 1,808 sqft
    2018-05-01 61 days 1,816 sqft
    2018-06-01 60 days 1,828 sqft
    2018-07-01 61 days 1,824 sqft
    2018-08-01 61 days 1,796 sqft
    2018-09-01 66 days 1,803 sqft
    2018-10-01 63 days 1,800 sqft
    2018-11-01 61 days 1,802 sqft
    2018-12-01 68 days 1,820 sqft
    2019-01-01 73 days 1,790 sqft
    2019-02-01 65 days 1,772 sqft
    2019-03-01 62 days 1,762 sqft
    2019-04-01 61 days 1,763 sqft
    2019-05-01 63 days 1,763 sqft
    2019-06-01 64 days 1,761 sqft
    2019-07-01 66 days 1,760 sqft
    2019-08-01 66 days 1,772 sqft
    2019-09-01 65 days 1,784 sqft
    2019-10-01 65 days 1,786 sqft
    2019-11-01 59 days 1,768 sqft
    2019-12-01 63 days 1,752 sqft
    2020-01-01 71 days 1,750 sqft
    2020-02-01 65 days 1,747 sqft
    2020-03-01 59 days 1,751 sqft
    2020-04-01 63 days 1,747 sqft
    2020-05-01 74 days 1,727 sqft
    2020-06-01 80 days 1,736 sqft
    2020-07-01 68 days 1,742 sqft
    2020-08-01 61 days 1,765 sqft
    2020-09-01 54 days 1,763 sqft
    2020-10-01 53 days 1,785 sqft
    2020-11-01 51 days 1,748 sqft
    2020-12-01 57 days 1,754 sqft
    2021-01-01 59 days 1,761 sqft
    2021-02-01 50 days 1,771 sqft
    2021-03-01 44 days 1,751 sqft
    2021-04-01 39 days 1,819 sqft
    2021-05-01 38 days 1,818 sqft
    2021-06-01 39 days 1,764 sqft
    2021-07-01 37 days 1,781 sqft
    2021-08-01 34 days 1,755 sqft
    2021-09-01 40 days 1,752 sqft
    2021-10-01 40 days 1,728 sqft
    2021-11-01 44 days 1,754 sqft
    2021-12-01 57 days 1,749 sqft
    2022-01-01 47 days 1,774 sqft
    2022-02-01 39 days 1,707 sqft
    2022-03-01 35 days 1,693 sqft
    2022-04-01 34 days 1,725 sqft
    2022-05-01 30 days 1,740 sqft
    2022-06-01 30 days 1,732 sqft
    2022-07-01 33 days 1,712 sqft
    2022-08-01 42 days 1,673 sqft
    2022-09-01 45 days 1,678 sqft
    2022-10-01 51 days 1,701 sqft
    2022-11-01 59 days 1,700 sqft
    2022-12-01 65 days 1,704 sqft
    2023-01-01 73 days 1,707 sqft
    2023-02-01 67 days 1,695 sqft
    2023-03-01 57 days 1,699 sqft
    2023-04-01 57 days 1,667 sqft
    2023-05-01 55 days 1,693 sqft
    2023-06-01 55 days 1,678 sqft
    2023-07-01 57 days 1,664 sqft
    2023-08-01 58 days 1,671 sqft
    2023-09-01 54 days 1,661 sqft
    2023-10-01 51 days 1,656 sqft
    2023-11-01 53 days 1,654 sqft
    2023-12-01 63 days 1,646 sqft
    2024-01-01 70 days 1,643 sqft
    2024-02-01 65 days 1,642 sqft
    2024-03-01 57 days 1,640 sqft
    2024-04-01 61 days 1,639 sqft
    2024-05-01 61 days 1,644 sqft
    2024-06-01 64 days 1,652 sqft
    2024-07-01 64 days 1,649 sqft
    2024-08-01 66 days 1,655 sqft
    2024-09-01 67 days 1,656 sqft
    2024-10-01 68 days 1,660 sqft
    2024-11-01 70 days 1,660 sqft
    2024-12-01 75 days 1,656 sqft
    2025-01-01 74 days 1,656 sqft
    2025-02-01 71 days 1,662 sqft
    2025-03-01 66 days 1,671 sqft
    2025-04-01 66 days 1,677 sqft
    Ocala's median listing age (time on market) for 2025-04-01 was 66 days. This is 9% longer than the same period one year ago.

    Ocala's median square footage for active listings during the 2025-04-01 period was 1,677 sqft. One year prior, the average listing was 1,639 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.