First Premier Bank Mortgage Rates, Fees & Info

Sioux Falls, SD

LEI: 549300Z77WUYJM3QG591

Tax ID: 46-0119480

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
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    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    First Premier Bank is a smaller bank specializing in Home Purchase and Refi loans. First Premier Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Sioux Falls, Watertown, Sioux City, Spirit Lake, and Yankton among others. We have data for 21 markets. (Some data included below & more in-depth data is available with an active subscription.)

    First Premier Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Premier Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 4/21/24
    30 Year Conventional Purchase 6.53% 4/21/24
    30 Year Conventional Refi 6.36% 4/21/24
    30 Year Cash-out Refi 6.57% 4/21/24
    30 Year FHA Purchase 7.36% 4/21/24
    30 Year FHA Refi 6.50% 4/21/24
    30 Year VA Purchase 5.94% 4/21/24
    30 Year VA Refi 5.52% 4/21/24
    30 Year USDA Purchase 6.60% 4/21/24
    15 Year Conventional Purchase 6.10% 4/21/24
    15 Year Conventional Refi 5.97% 4/21/24
    15 Year Cash-out Refi 5.97% 4/21/24
    15 Year FHA Purchase 7.24% 4/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    First Premier Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from First Premier Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,159

    Origination Dollar Volume (All Markets)

    $224,455,000

    Employee count

    347 Show all (9) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    SIOUX FALLS, SD (FHA|USDA|VA) 879 $181,225,000 $206,172 $3,965 4.13%
    Watertown, SD (FHA|USDA|VA) 137 $20,615,000 $150,474 $3,312 4.21%
    Outside of Metro Areas 68 $9,880,000 $145,294 $3,324 4.30%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 13 $1,825,000 $140,385 $2,995 4.06%
    Spirit Lake, IA (FHA|USDA|VA) 5 $1,555,000 $311,000 $2,135 3.53%
    Yankton, SD (FHA|USDA|VA) 11 $1,535,000 $139,545 $2,184 4.47%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 4 $1,380,000 $345,000 $5,637 3.81%
    Huron, SD (FHA|USDA|VA) 9 $1,315,000 $146,111 $3,954 4.32%
    Brookings, SD (FHA|USDA|VA) 6 $1,070,000 $178,333 $5,412 3.75%
    Vermillion, SD (FHA|USDA|VA) 7 $895,000 $127,857 $3,525 3.67%
    Mitchell, SD (FHA|USDA|VA) 5 $535,000 $107,000 $1,969 4.30%
    RAPID CITY, SD (FHA|USDA|VA) 3 $495,000 $165,000 $3,823 3.83%
    FARGO, ND-MN (FHA|USDA|VA) 1 $485,000 $485,000 $5,138 4.00%
    Pierre, SD (FHA|USDA|VA) 3 $475,000 $158,333 $4,453 3.54%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $295,000 $295,000 $7,276 3.38%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $275,000 $275,000 $4,837 2.88%
    ST. CLOUD, MN (FHA|USDA|VA) 2 $210,000 $105,000 $3,222 3.81%
    Norfolk, NE (FHA|USDA|VA) 1 $135,000 $135,000 $1,824 3.25%
    Fairmont, MN (FHA|USDA|VA) 1 $125,000 $125,000 $5,027 3.25%
    Aberdeen, SD (FHA|USDA|VA) 1 $95,000 $95,000 $3,865 3.00%
    Marshall, MN (FHA|USDA|VA) 1 $35,000 $35,000 $610 6.93%
    First Premier Bank's top markets include Sioux Falls, Watertown, Sioux City, Spirit Lake, and Yankton among others.

    Their top states include:
  • South Dakota (FHA|USDA|VA)
  • Iowa (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Nebraska (FHA|USDA|VA)
  • North Dakota (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against First PREMIER Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    SIOUXLAND FEDERAL CREDIT UNION
    Similarity Rank: 108
    SIOUX FALLS
    Similarity Rank: 333
    First Bank & Trust
    Similarity Rank: 375
    Central Bank
    Similarity Rank: 425
    Dacotah Bank
    Similarity Rank: 575
    BLACK HILLS FEDERAL CREDIT UNION
    Similarity Rank: 616
    Northwest Bank
    Similarity Rank: 638
    CU MORTGAGE DIRECT, LLC
    Similarity Rank: 648
    First Dakota National Bank
    Similarity Rank: 696
    West Gate Bank
    Similarity Rank: 847

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 874 $169,680,000 $194,142 $2,903 4.33%
    FHA 194 $35,090,000 $180,876 $6,673 3.62%
    VA 64 $16,050,000 $250,781 $6,056 3.39%
    USDA 27 $3,635,000 $134,630 $4,555 3.42%

    For 2019, First Premier Bank's most frequently originated type of loan was Conventional, with 874 originations. Their 2nd most popular type was FHA, with 194 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 624 $135,070,000 $216,458 $4,705 3.97%
    Refi 288 $59,540,000 $206,736 $2,981 4.04%
    Cash Out Refi 139 $25,025,000 $180,036 $3,998 3.90%
    Other 62 $2,720,000 $43,871 $739 5.59%
    Home Improvement 46 $2,100,000 $45,652 $622 5.91%

    For 2019, First Premier Bank's most frequently cited loan purpose was Home Purchase, with 624 originations. The 2nd most popular reason was Refi, with 288 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 791 $169,245,000 $213,963 $4,592 3.87%
    15 Year 110 $20,880,000 $189,818 $3,226 3.50%
    10 Year 97 $14,065,000 $145,000 $1,025 5.38%
    Other 88 $6,380,000 $72,500 $586 5.88%
    20 Year 45 $10,505,000 $233,444 $2,947 3.71%
    5 Year 25 $3,155,000 $126,200 $533 5.54%
    1 Year 3 $225,000 $75,000 $0 5.58%

    For 2019, First Premier Bank's most frequently cited loan duration was 30 Year, with 791 originations. The 2nd most popular length was 15 Year, with 110 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 396 $66,550,000 $168,056
    $2k-3k 307 $66,205,000 $215,651
    $1k-2k 255 $33,905,000 $132,961
    $3k-4k 91 $27,135,000 $298,187
    $4k-5k 22 $9,520,000 $432,727
    $5k+ 8 $4,140,000 $517,500

    First Premier Bank's average total fees were $4,592, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 396 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 634 $136,830,000 $215,820
    4-5% 264 $55,330,000 $209,583
    5-6% 137 $14,625,000 $106,752
    2.5-3% 67 $14,675,000 $219,030
    6-7% 41 $1,995,000 $48,659
    Over 8% 8 $340,000 $42,500
    7-8% 3 $195,000 $65,000

    During 2019, First Premier Bank's average interest rate for loans was 3.87%, while their most frequently originated rate bucket for loans was 3-4%, with 634 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 480 $72,500,000 $151,042 $3,942 3.94%
    $200k-400k 360 $97,200,000 $270,000 $4,821 3.73%
    $100,000 or less 252 $14,040,000 $55,714 $1,398 5.17%
    $400k-600k 55 $25,095,000 $456,273 $5,305 3.80%
    $600k-1MM 9 $6,525,000 $725,000 $4,509 4.30%
    $1MM+ 3 $9,095,000 $3,031,667 $7,712 4.92%

    2019 saw First Premier Bank place emphasis on $100k-200k loans with 480 originations, totaling $72,500,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 269 $45,405,000 $168,792 $4,370 4.08%
    $50k or less 266 $34,760,000 $130,677 $4,008 4.01%
    $100k-150k 209 $43,345,000 $207,392 $3,810 4.25%
    $75k-100k 195 $35,615,000 $182,641 $3,324 4.10%
    $150k-250k 102 $26,570,000 $260,490 $3,540 4.33%
    $250k+ 47 $18,275,000 $388,830 $3,721 4.17%

    First Premier Bank lent most frequently to those with incomes in the $50k-75k range, with 269 originations. The second most popular income band? $50k or less, with 266 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 247 $44,005,000 $178,158 $3,294 4.11%
    20-30% 208 $38,210,000 $183,702 $2,967 4.15%
    50-60% 74 $13,440,000 $181,622 $6,409 3.81%
    <20% 54 $11,720,000 $217,037 $2,864 4.31%
    43% 53 $8,405,000 $158,585 $3,578 4.23%
    40% 47 $10,015,000 $213,085 $4,297 4.16%
    42% 46 $8,610,000 $187,174 $3,396 4.20%
    37% 46 $7,620,000 $165,652 $3,663 3.96%
    48% 45 $10,405,000 $231,222 $5,220 3.81%
    44% 42 $8,730,000 $207,857 $4,510 4.28%
    46% 40 $7,970,000 $199,250 $4,676 3.94%
    36% 36 $6,310,000 $175,278 $3,174 3.86%
    47% 35 $7,085,000 $202,429 $4,717 4.02%
    39% 34 $6,600,000 $194,118 $4,201 4.14%
    49% 32 $6,360,000 $198,750 $4,810 4.25%
    38% 32 $5,510,000 $172,188 $3,764 4.21%
    41% 29 $5,425,000 $187,069 $3,722 4.10%
    45% 29 $5,555,000 $191,552 $3,828 4.24%
    >60% 4 $1,630,000 $407,500 $1,209 6.25%

    First Premier Bank lent most frequently to those with DTI ratios of 30-36%, with 247 originations. The next most common DTI ratio? 20-30%, with 208 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 918 $165,180,000 $179,935 $3,671 4.12%
    Not provided 184 $42,820,000 $232,717 $4,233 4.08%
    Not applicable 21 $10,345,000 $492,619 $7,712 5.68%
    Black 16 $2,810,000 $175,625 $5,698 3.91%
    Asian 8 $1,690,000 $211,250 $5,657 4.17%
    American Indian 9 $1,245,000 $138,333 $3,812 4.34%
    Asian Indian 1 $205,000 $205,000 $3,489 3.38%
    Vietnamese 1 $115,000 $115,000 $2,863 3.88%
    Native Hawaiian or Islander 1 $45,000 $45,000 $0 6.25%

    Approval Rates

    Total approvals of all applications
    95.51%

    First Premier Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    82.57%

    First Premier Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,159 $224,455,000 $193,663

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 5 $7,265,000 $1,453,000
    Single Family (1-4 Units):Manufactured 2 $170,000 $85,000
    Single Family (1-4 Units):Site-Built 1,152 $217,020,000 $188,385

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 78 $6,230,000 $79,872 $1,216 5.18%
    40-60% 94 $17,320,000 $184,255 $2,723 4.09%
    60-80% 315 $75,895,000 $240,937 $3,386 3.99%
    80-100% 567 $117,805,000 $207,769 $4,863 3.85%
    Over 100% 15 $3,705,000 $247,000 $11,416 3.67%
    Under 20% 89 $3,425,000 $38,483 $545 5.72%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    FIRST HORIZON BANK Conventional home mortgage Struggling to pay mortgage 1 6.7%
    FIRST HORIZON BANK Home equity loan or line of credit (HELOC) Closing on a mortgage 1 6.7%
    FIRST HORIZON BANK FHA mortgage Trouble during payment process 2 13.3%
    FIRST HORIZON BANK FHA mortgage Struggling to pay mortgage 1 6.7%
    FIRST HORIZON BANK Home equity loan or line of credit (HELOC) Trouble during payment process 3 20.0%
    FIRST HORIZON BANK Other type of mortgage Trouble during payment process 1 6.7%
    FIRST HORIZON BANK VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 6.7%
    FIRST HORIZON BANK VA mortgage Closing on a mortgage 1 6.7%
    FIRST HORIZON BANK Conventional home mortgage Trouble during payment process 4 26.7%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    First PREMIER Bank 102 Dakota Ave Kranzburg, SD 57245 Full Service B&M $12,260
    First PREMIER Bank 115 Ohio Street Wakonda, SD 57073 Full Service B&M $25,302
    First PREMIER Bank 1305 West 18th Street Sioux Falls, SD 57105 Full Service B&M $4,173
    First PREMIER Bank 1414 9th Avenue Se Watertown, SD 57201 Full Service B&M $5,215
    First PREMIER Bank 1808 South Cliff Avenue Sioux Falls, SD 57105 Full Service B&M $14,279
    First PREMIER Bank 24 5th Street, Se Watertown, SD 57201 Full Service B&M $6,219
    First PREMIER Bank 3401 South Kiwanis Avenue Sioux Falls, SD 57105 Full Service B&M $40,060
    First PREMIER Bank 3700 Potsdam Avenue North Sioux Falls, SD 57104 Full Service B&M $6,687
    First PREMIER Bank 4000 S Southeastern Drive Sioux Falls, SD 57103 Full Service B&M $24,180
    First PREMIER Bank 4001 W. Benson Sioux Falls, SD 57107 Full Service B&M $6,528
    First PREMIER Bank 503 Main Avenue Lake Norden, SD 57248 Full Service B&M $23,929
    First PREMIER Bank 536 N Sycamore Ave Sioux Falls, SD 57110 Full Service B&M $13,848
    First PREMIER Bank 601 South Minnesota Avenue Sioux Falls, SD 57104 Full Service B&M $1,256,634
    First PREMIER Bank 6010 S Minnesota Ave Sioux Falls, SD 57108 Full Service B&M $36,476
    First PREMIER Bank 6701 W 41st St Sioux Falls, SD 57106 Full Service B&M $16,089
    First PREMIER Bank 824 34th Street Watertown, SD 57201 Full Service B&M $32,373
    First PREMIER Bank Second And Main Castlewood, SD 57223 Full Service B&M $9,431

    For 2019, First Premier Bank had 17 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $76,914
    Net interest income $64,221
    Total noninterest income $43,126
    Gross Fiduciary activities income $7,065
    Service charges on deposit accounts $3,043
    Trading account gains and fees $0
    Additional Noninterest Income $33,018
    Pre-tax net operating income $39,547
    Securities gains (or losses, -) $86
    Income before extraordinary items $37,707
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $37,707
    Minority interest net income $0
    Net income $37,707
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $37,625

    First Premier Bank's gross interest income from loans was $76,914,000.
    First Premier Bank's net interest income from loans was $64,221,000.
    First Premier Bank's fee based income from loans was $3,043,000.
    First Premier Bank's net income from loans was $37,707,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $12,693
    Provision for credit losses $4,691
    Total noninterest expense $63,109
    Salaries and employee benefits $39,479
    Premises and equipment expense $3,843
    Additional noninterest expense $19,787
    Applicable income taxes $1,926
    Net charge-offs $3,944
    Cash dividends $10,920

    First Premier Bank's interest expense for loans was $12,693,000.
    First Premier Bank's payroll and benefits expense were $39,479,000.
    First Premier Bank's property, plant and equipment expenses $3,843,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,722,818
    Deposits held in domestic offices $1,722,818
    Deposits by Individuals, partnerships, and corporations $1,645,551
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $68,061
    Deposits by Commercial banks and other depository institutions in U.S. $9,206
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $468,018
    Demand deposits $468,018
    Nontransaction accounts $1,254,800
    Money market deposit accounts (MMDAs) $204,096
    Other savings deposits (excluding MMDAs) $720,184
    Total time deposits $330,520
    Total time and savings deposits $1,254,800
    Noninterest-bearing deposits $695,674
    Interest-bearing deposits $1,027,144
    Retail deposits $1,446,703
    IRAs and Keogh plan accounts $10,054
    Brokered deposits $252,669
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $2,041,578
    Cash & Balances due from depository institutions $488,203
    Interest-bearing balances $223,450
    Total securities $249,535
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,275,091
    Loan and leases loss allowance $19,424
    Trading account assets $0
    Bank premises and fixed assets $4,578
    Other real estate owned $0
    Goodwill and other intangibles $0
    All other assets $24,171

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $2,041,578
    Total Liabilities $1,739,735
    Total deposits $1,722,818
    Interest-bearing deposits $1,027,144
    Deposits held in domestic offices $1,722,818
    % insured (estimated) $41
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $16,917

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,275,091
    Loan and leases loss allowance $19,424
    Total loans and leases (domestic) $1,294,515
    All real estate loans $315,660
    Real estate loans in domestic offices $315,660
    Construction and development loans $44,792
    Residential 1-4 family construction $16,574
    Other construction, all land development and other land $28,218
    Loans secured by nonfarm nonresidential properties $138,228
    Nonfarm nonresidential secured by owner-occupied properties $87,842
    Commercial real estate & other non-farm, non-residential $50,386
    Multifamily residential real estate $6,075
    1-4 family residential loans $86,633
    Farmland loans $39,932
    Loans held in foreign offices $0
    Farm loans $52,385
    Commercial and industrial loans $122,814
    To non-U.S. addressees $0
    Loans to individuals $783,385
    Credit card loans $0
    Related Plans $6,482
    Consumer Auto Loans $63,700
    Other loans to individuals $713,203
    All other loans & leases $20,271
    Loans to foreign governments and official institutions $0
    Other loans $1,709
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $1,334
    Non 1-4 family restructured loans & leases $1,026
    Total loans and leases (foreign) $0

    First PREMIER Bank had $1,275,091,000 of loans outstanding in 2019. $315,660,000 of loans were in real estate loans. $44,792,000 of loans were in development loans. $6,075,000 of loans were in multifamily mortgage loans. $86,633,000 of loans were in 1-4 family mortgage loans. $52,385,000 of loans were in farm loans. $0 of loans were in credit card loans. $63,700,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 146 $30,411 $208,295
    Nonfarm, nonresidential loans - <$100k 35 $1,600 $45,714
    Nonfarm, nonresidential loans - $100-250k 52 $6,857 $131,865
    Nonfarm, nonresidential loans - $250k-1MM 59 $21,954 $372,102
    Commercial & Industrial, US addressed loans - <$1MM 482 $22,991 $47,699
    Commercial & Industrial, US addressed loans - <$100k 344 $6,085 $17,689
    Commercial & Industrial, US addressed loans - $100-250k 92 $8,294 $90,152
    Commercial & Industrial, US addressed loans - $250k-1MM 46 $8,612 $187,217
    Farmland loans - <$1MM 74 $10,965 $148,176
    Farmland loans - <$100k 24 $1,045 $43,542
    Farmland loans - $100-250k 25 $3,337 $133,480
    Farmland loans - $250k-1MM 25 $6,583 $263,320
    Agriculture operations loans - <$1MM 122 $9,773 $80,107
    Agriculture operations loans - <$100k 53 $1,269 $23,943
    Agriculture operations loans - $100-250k 46 $3,986 $86,652
    Agriculture operations loans - $250k-1MM 23 $4,518 $196,435