First Premier Bank Mortgage Rates, Fees & Info

Sioux Falls, SD

LEI: 549300Z77WUYJM3QG591

Tax ID: 46-0119480

Latest/2023 | 2022 Data | 2021 Data | 2020 Data |

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Mortgage Data

Bank Data

Review & Overview

First Premier Bank is a smaller bank specializing in Refi and Home Purchase loans. First Premier Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Sioux Falls, Watertown, Minneapolis, Sioux City, and Brookings among others. We have data for 40 markets. (Some data included below & more in-depth data is available with an active subscription.)

First Premier Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Premier Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 3/28/24
30 Year Conventional Purchase 6.53% 3/28/24
30 Year Conventional Refi 6.36% 3/28/24
30 Year Cash-out Refi 6.57% 3/28/24
30 Year FHA Purchase 7.36% 3/28/24
30 Year FHA Refi 6.50% 3/28/24
30 Year VA Purchase 5.94% 3/28/24
30 Year VA Refi 5.52% 3/28/24
30 Year USDA Purchase 6.60% 3/28/24
15 Year Conventional Purchase 6.10% 3/28/24
15 Year Conventional Refi 5.97% 3/28/24
15 Year Cash-out Refi 5.97% 3/28/24
15 Year FHA Purchase 7.24% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

First Premier Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from First Premier Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,419

Origination Dollar Volume (All Markets)

$515,295,000

Employee count

371 Show all (11) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
SIOUX FALLS, SD (FHA|USDA|VA) 1,750 $387,300,000 $221,314 $3,588 2.99%
Watertown, SD (FHA|USDA|VA) 300 $53,640,000 $178,800 $3,538 3.11%
Outside of Metro Areas 170 $32,850,000 $193,235 $3,796 3.00%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 15 $4,485,000 $299,000 $3,907 2.71%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 33 $4,235,000 $128,333 $2,111 3.07%
Brookings, SD (FHA|USDA|VA) 15 $2,955,000 $197,000 $4,411 3.39%
RAPID CITY, SD (FHA|USDA|VA) 11 $2,945,000 $267,727 $4,375 2.83%
Spirit Lake, IA (FHA|USDA|VA) 7 $2,735,000 $390,714 $3,179 2.95%
Yankton, SD (FHA|USDA|VA) 16 $2,680,000 $167,500 $4,242 3.19%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 6 $2,420,000 $403,333 $3,406 3.02%
Mitchell, SD (FHA|USDA|VA) 16 $2,270,000 $141,875 $3,193 2.54%
Huron, SD (FHA|USDA|VA) 12 $1,620,000 $135,000 $3,602 2.97%
Vermillion, SD (FHA|USDA|VA) 12 $1,590,000 $132,500 $2,942 2.84%
Spearfish, SD (FHA|USDA|VA) 5 $1,325,000 $265,000 $4,256 2.63%
FARGO, ND-MN (FHA|USDA|VA) 5 $1,245,000 $249,000 $6,440 2.42%
Pierre, SD (FHA|USDA|VA) 5 $1,185,000 $237,000 $6,834 2.95%
Fergus Falls, MN (FHA|USDA|VA) 3 $1,045,000 $348,333 $4,302 2.67%
MANKATO, MN (FHA|USDA|VA) 3 $915,000 $305,000 $3,160 2.71%
Columbus, NE (FHA|USDA|VA) 1 $905,000 $905,000 $0 4.50%
Marshall, MN (FHA|USDA|VA) 4 $810,000 $202,500 $2,671 2.69%
Worthington, MN (FHA|USDA|VA) 6 $800,000 $133,333 $2,040 3.31%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 3 $665,000 $221,667 $4,946 2.75%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $480,000 $240,000 $3,768 3.06%
Willmar, MN (FHA|USDA|VA) 2 $480,000 $240,000 $4,200 3.25%
Aberdeen, SD (FHA|USDA|VA) 2 $400,000 $200,000 $5,598 2.56%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $385,000 $385,000 $5,909 2.63%
Bemidji, MN (FHA|USDA|VA) 1 $365,000 $365,000 $4,680 2.25%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $365,000 $365,000 $4,361 2.38%
Minot, ND (FHA|USDA|VA) 1 $305,000 $305,000 $7,960 3.13%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $275,000 $275,000 $6,474 2.38%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $235,000 $235,000 $3,254 2.00%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $225,000 $225,000 $4,982 2.50%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $195,000 $195,000 $5,575 2.50%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $195,000 $195,000 $2,798 1.88%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $175,000 $175,000 $4,673 2.50%
Wahpeton, ND-MN (FHA|USDA|VA) 1 $165,000 $165,000 $2,355 3.25%
BISMARCK, ND (FHA|USDA|VA) 1 $165,000 $165,000 $2,587 2.50%
DUBUQUE, IA (FHA|USDA|VA) 1 $95,000 $95,000 $1,042 2.38%
ST. CLOUD, MN (FHA|USDA|VA) 1 $85,000 $85,000 $1,858 2.50%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $85,000 $85,000 $3,067 3.88%
First Premier Bank's top markets include Sioux Falls, Watertown, Minneapolis, Sioux City, and Brookings among others.

Their top states include:
  • South Dakota (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Iowa (FHA|USDA|VA)
  • Nebraska (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Similar Lenders

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,964 $425,850,000 $216,828 $2,993 3.03%
    FHA 330 $59,300,000 $179,697 $6,662 2.95%
    VA 99 $26,125,000 $263,889 $4,201 2.64%
    USDA 26 $4,020,000 $154,615 $5,031 3.08%

    For 2020, First Premier Bank's most frequently originated type of loan was Conventional, with 1,964 originations. Their 2nd most popular type was FHA, with 330 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 1,137 $250,625,000 $220,427 $2,752 2.85%
    Home Purchase 860 $188,840,000 $219,581 $5,121 3.05%
    Cash Out Refi 325 $69,555,000 $214,015 $3,428 2.80%
    Other 62 $5,000,000 $80,645 $910 4.84%
    Home Improvement 35 $1,275,000 $36,429 $539 5.35%

    For 2020, First Premier Bank's most frequently cited loan purpose was Refi, with 1,137 originations. The 2nd most popular reason was Home Purchase, with 860 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,528 $346,450,000 $226,734 $4,189 2.94%
    15 Year 534 $111,440,000 $208,689 $2,964 2.43%
    20 Year 126 $26,650,000 $211,508 $2,909 2.90%
    10 Year 110 $15,700,000 $142,727 $1,073 4.66%
    Other 84 $8,050,000 $95,833 $1,057 4.92%
    5 Year 25 $4,985,000 $199,400 $602 4.70%
    1 Year 12 $2,020,000 $168,333 $0 5.02%

    For 2020, First Premier Bank's most frequently cited loan duration was 30 Year, with 1,528 originations. The 2nd most popular length was 15 Year, with 534 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 911 $186,035,000 $204,210
    $2k-3k 600 $127,400,000 $212,333
    $1k-2k 433 $63,555,000 $146,778
    $3k-4k 260 $78,120,000 $300,462
    $4k-5k 46 $18,090,000 $393,261
    $5k+ 35 $17,035,000 $486,714

    First Premier Bank's average total fees were $4,189, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 911 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 941 $207,035,000 $220,016
    <2.5% 728 $165,850,000 $227,816
    3-4% 552 $123,410,000 $223,569
    4-5% 99 $11,625,000 $117,424
    5-6% 67 $5,335,000 $79,627
    6-7% 21 $1,655,000 $78,810
    Over 8% 10 $330,000 $33,000
    7-8% 1 $55,000 $55,000

    During 2020, First Premier Bank's average interest rate for loans was 2.94%, while their most frequently originated rate bucket for loans was 2.5-3%, with 941 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 980 $151,230,000 $154,316 $3,357 2.87%
    $200k-400k 942 $255,870,000 $271,624 $4,159 2.80%
    $100,000 or less 328 $20,870,000 $63,628 $1,882 4.03%
    $400k-600k 159 $75,585,000 $475,377 $4,576 2.80%
    $600k-1MM 7 $5,445,000 $777,857 $8,893 3.90%
    $1MM+ 3 $6,295,000 $2,098,333 $0 3.90%

    2020 saw First Premier Bank place emphasis on $100k-200k loans with 980 originations, totaling $151,230,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 590 $104,490,000 $177,102 $3,884 2.99%
    $75k-100k 438 $89,230,000 $203,721 $3,562 2.97%
    $100k-150k 410 $98,190,000 $239,488 $3,492 2.95%
    $50k or less 403 $53,915,000 $133,784 $3,904 3.03%
    $150k-250k 224 $66,410,000 $296,473 $3,768 3.04%
    $250k+ 126 $47,280,000 $375,238 $3,673 3.03%

    First Premier Bank lent most frequently to those with incomes in the $50k-75k range, with 590 originations. The second most popular income band? $75k-100k, with 438 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 527 $110,605,000 $209,877 $3,085 2.94%
    30-36% 421 $89,295,000 $212,102 $3,261 2.98%
    <20% 177 $43,045,000 $243,192 $2,924 2.80%
    42% 112 $24,910,000 $222,411 $3,666 2.97%
    43% 103 $20,015,000 $194,320 $3,940 2.95%
    39% 99 $18,465,000 $186,515 $3,366 3.16%
    44% 93 $20,105,000 $216,183 $3,819 3.08%
    40% 92 $20,130,000 $218,804 $3,979 2.95%
    38% 89 $16,435,000 $184,663 $3,338 3.04%
    37% 87 $17,355,000 $199,483 $3,775 2.98%
    41% 87 $17,965,000 $206,494 $3,640 3.07%
    36% 87 $17,615,000 $202,471 $3,396 3.04%
    50-60% 78 $14,140,000 $181,282 $6,349 3.18%
    48% 62 $14,460,000 $233,226 $5,199 3.04%
    49% 61 $12,405,000 $203,361 $4,849 2.92%
    45% 52 $12,160,000 $233,846 $4,388 2.99%
    46% 49 $10,205,000 $208,265 $5,044 2.96%
    47% 47 $8,995,000 $191,383 $4,325 2.99%
    >60% 2 $270,000 $135,000 $1,171 5.34%

    First Premier Bank lent most frequently to those with DTI ratios of 20-30%, with 527 originations. The next most common DTI ratio? 30-36%, with 421 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,070 $433,980,000 $209,652 $3,545 2.98%
    Not provided 227 $48,715,000 $214,604 $3,731 2.92%
    Not applicable 34 $12,740,000 $374,706 $0 4.95%
    Black 40 $8,190,000 $204,750 $4,465 3.11%
    Asian 26 $6,870,000 $264,231 $4,108 2.84%
    American Indian 19 $3,925,000 $206,579 $4,680 2.78%
    Other Asian 1 $385,000 $385,000 $4,280 2.50%
    Native Hawaiian or Islander 1 $285,000 $285,000 $9,685 3.00%
    Other Pacific Islander 1 $205,000 $205,000 $7,515 3.25%

    Approval Rates

    Total approvals of all applications
    96.61%

    First Premier Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    84.54%

    First Premier Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    405.64 1 $35,000 $35,000
    NA 2,418 $515,260,000 $213,093

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 12 $10,530,000 $877,500
    Single Family (1-4 Units):Manufactured 1 $35,000 $35,000
    Single Family (1-4 Units):Site-Built 2,406 $504,730,000 $209,780

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 127 $16,115,000 $126,890 $1,755 3.80%
    40-60% 336 $70,110,000 $208,661 $2,774 2.76%
    60-80% 939 $221,145,000 $235,511 $3,068 2.83%
    80-100% 920 $201,040,000 $218,522 $4,783 2.95%
    Over 100% 16 $3,440,000 $215,000 $9,606 3.21%
    Under 20% 81 $3,445,000 $42,531 $496 5.18%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    FIRST HORIZON BANK Conventional home mortgage Closing on a mortgage 1 6.7%
    FIRST HORIZON BANK Conventional home mortgage Trouble during payment process 4 26.7%
    FIRST HORIZON BANK Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 3 20.0%
    FIRST HORIZON BANK Home equity loan or line of credit (HELOC) Trouble during payment process 1 6.7%
    FIRST HORIZON BANK Other type of mortgage Closing on a mortgage 2 13.3%
    FIRST HORIZON BANK Other type of mortgage Struggling to pay mortgage 1 6.7%
    FIRST HORIZON BANK Other type of mortgage Trouble during payment process 2 13.3%
    FIRST HORIZON BANK Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 6.7%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    First Premier Bank 102 Dakota Ave Kranzburg, SD 57245 Full Service B&M $13,043
    First Premier Bank 115 Ohio Street Wakonda, SD 57073 Full Service B&M $27,568
    First Premier Bank 1305 West 18th Street Sioux Falls, SD 57105 Full Service B&M $5,658
    First Premier Bank 1808 South Cliff Avenue Sioux Falls, SD 57105 Full Service B&M $15,568
    First Premier Bank 202 Nw 2nd Street Madison, SD 57042 Full Service B&M $951
    First Premier Bank 24 5th Street, Se Watertown, SD 57201 Full Service B&M $14,625
    First Premier Bank 3401 South Kiwanis Avenue Sioux Falls, SD 57105 Full Service B&M $43,134
    First Premier Bank 3700 Potsdam Avenue North Sioux Falls, SD 57104 Full Service B&M $8,510
    First Premier Bank 4000 S Southeastern Drive Sioux Falls, SD 57103 Full Service B&M $28,703
    First Premier Bank 4001 W. Benson Sioux Falls, SD 57107 Full Service B&M $10,438
    First Premier Bank 503 Main Avenue Lake Norden, SD 57248 Full Service B&M $24,661
    First Premier Bank 536 N Sycamore Ave Sioux Falls, SD 57110 Full Service B&M $16,913
    First Premier Bank 601 South Minnesota Avenue Sioux Falls, SD 57104 Full Service B&M $1,920,786
    First Premier Bank 6010 S Minnesota Ave Sioux Falls, SD 57108 Full Service B&M $44,141
    First Premier Bank 6701 W 41st St Sioux Falls, SD 57106 Full Service B&M $18,115
    First Premier Bank 824 34th Street Watertown, SD 57201 Full Service B&M $93,049
    First Premier Bank Second And Main Castlewood, SD 57223 Full Service B&M $8,710

    For 2020, First Premier Bank had 17 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $78,291
    Net interest income $67,658
    Total noninterest income $50,365
    Gross Fiduciary activities income $7,532
    Service charges on deposit accounts $3,144
    Trading account gains and fees $0
    Additional Noninterest Income $39,689
    Pre-tax net operating income $33,478
    Securities gains (or losses, -) $25
    Income before extraordinary items $31,895
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $31,895
    Minority interest net income $0
    Net income $31,895
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $31,871

    First Premier Bank's gross interest income from loans was $78,291,000.
    First Premier Bank's net interest income from loans was $67,658,000.
    First Premier Bank's fee based income from loans was $3,144,000.
    First Premier Bank's net income from loans was $31,895,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $10,633
    Provision for credit losses $12,746
    Total noninterest expense $71,799
    Salaries and employee benefits $45,662
    Premises and equipment expense $3,690
    Additional noninterest expense $22,447
    Applicable income taxes $1,608
    Net charge-offs $10,502
    Cash dividends $10,510

    First Premier Bank's interest expense for loans was $10,633,000.
    First Premier Bank's payroll and benefits expense were $45,662,000.
    First Premier Bank's property, plant and equipment expenses $3,690,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $2,305,821
    Deposits held in domestic offices $2,305,821
    Deposits by Individuals, partnerships, and corporations $2,233,919
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $71,405
    Deposits by Commercial banks and other depository institutions in U.S. $497
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $430,414
    Demand deposits $430,414
    Nontransaction accounts $1,875,407
    Money market deposit accounts (MMDAs) $257,822
    Other savings deposits (excluding MMDAs) $1,288,831
    Total time deposits $328,754
    Total time and savings deposits $1,875,407
    Noninterest-bearing deposits $995,515
    Interest-bearing deposits $1,310,306
    Retail deposits $2,040,493
    IRAs and Keogh plan accounts $9,924
    Brokered deposits $238,191
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $2,650,083
    Cash & Balances due from depository institutions $776,591
    Interest-bearing balances $552,052
    Total securities $300,454
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,499,903
    Loan and leases loss allowance $21,668
    Trading account assets $0
    Bank premises and fixed assets $7,736
    Other real estate owned $0
    Goodwill and other intangibles $0
    All other assets $65,399

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $2,650,083
    Total Liabilities $2,322,174
    Total deposits $2,305,821
    Interest-bearing deposits $1,310,306
    Deposits held in domestic offices $2,305,821
    % insured (estimated) $37
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $16,353

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,499,903
    Loan and leases loss allowance $21,668
    Total loans and leases (domestic) $1,521,571
    All real estate loans $353,657
    Real estate loans in domestic offices $353,657
    Construction and development loans $60,563
    Residential 1-4 family construction $7,865
    Other construction, all land development and other land $52,698
    Loans secured by nonfarm nonresidential properties $141,728
    Nonfarm nonresidential secured by owner-occupied properties $91,877
    Commercial real estate & other non-farm, non-residential $49,851
    Multifamily residential real estate $12,612
    1-4 family residential loans $98,516
    Farmland loans $40,238
    Loans held in foreign offices $0
    Farm loans $40,945
    Commercial and industrial loans $175,261
    To non-U.S. addressees $0
    Loans to individuals $925,761
    Credit card loans $0
    Related Plans $4,420
    Consumer Auto Loans $67,934
    Other loans to individuals $853,407
    All other loans & leases $25,947
    Loans to foreign governments and official institutions $0
    Other loans $13,690
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $452
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $1,311
    Non 1-4 family restructured loans & leases $955
    Total loans and leases (foreign) $0

    First PREMIER Bank had $1,499,903,000 of loans outstanding in 2020. $353,657,000 of loans were in real estate loans. $60,563,000 of loans were in development loans. $12,612,000 of loans were in multifamily mortgage loans. $98,516,000 of loans were in 1-4 family mortgage loans. $40,945,000 of loans were in farm loans. $0 of loans were in credit card loans. $67,934,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 139 $29,282 $210,662
    Nonfarm, nonresidential loans - <$100k 32 $1,403 $43,844
    Nonfarm, nonresidential loans - $100-250k 48 $6,521 $135,854
    Nonfarm, nonresidential loans - $250k-1MM 59 $21,358 $362,000
    Commercial & Industrial, US addressed loans - <$1MM 1,261 $60,320 $47,835
    Commercial & Industrial, US addressed loans - <$100k 1,037 $18,788 $18,118
    Commercial & Industrial, US addressed loans - $100-250k 144 $16,348 $113,528
    Commercial & Industrial, US addressed loans - $250k-1MM 80 $25,184 $314,800
    Farmland loans - <$1MM 66 $8,869 $134,379
    Farmland loans - <$100k 19 $867 $45,632
    Farmland loans - $100-250k 29 $3,879 $133,759
    Farmland loans - $250k-1MM 18 $4,123 $229,056
    Agriculture operations loans - <$1MM 140 $10,114 $72,243
    Agriculture operations loans - <$100k 76 $1,718 $22,605
    Agriculture operations loans - $100-250k 43 $3,764 $87,535
    Agriculture operations loans - $250k-1MM 21 $4,632 $220,571