Goodfield State Bank Mortgage Rates, Fees & Info
Goodfield, ILLEI: 2549002W5VVAQ5IH5726
Tax ID: 37-0296600
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Goodfield State Bank is a smaller bank specializing in Home Purchase and Refi loans. Goodfield State Bank has a high proportion of conventional loans. Their top markets by origination volume include: Peoria, Bloomington, Phoenix, Tampa, and Chicago among others. We have data for 14 markets. (Some data included below & more in-depth data is available with an active subscription.)Goodfield State Bank has an above average approval rate when compared to the average across all lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
253Origination Dollar Volume (All Markets)
$38,855,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PEORIA, IL (FHA|USDA|VA) | 224 | $33,460,000 | $149,375 | $0 | 0.00% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 14 | $2,480,000 | $177,143 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $0 | 0.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 0.00% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 0.00% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 0.00% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $140,000 | $70,000 | $0 | 0.00% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Goodfield State Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 288
Similarity Rank: 611
Similarity Rank: 692
Similarity Rank: 800
Similarity Rank: 884
Similarity Rank: 1092
Similarity Rank: 1104
Similarity Rank: 1125
Similarity Rank: 2975
Similarity Rank: 3564
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 253 | $38,855,000 | $153,577 | $0 | 0.00% |
For 2024, Goodfield State Bank's most frequently originated type of loan was Conventional, with 253 originations.
Loan Reason
For 2024, Goodfield State Bank's most frequently cited loan purpose was Home Purchase, with 138 originations. The 2nd most popular reason was Refi, with 76 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 253 | $38,855,000 | $153,577 | $0 | 0.00% |
For 2024, Goodfield State Bank's most frequently cited loan duration was Other, with 253 originations.
Loan Sizing
2024 saw Goodfield State Bank place emphasis on $100,000 or less loans with 94 originations, totaling $5,300,000 in origination value.
Applicant Income
Goodfield State Bank lent most frequently to those with incomes in the $100k-150k range, with 72 originations. The second most popular income band? $150k-250k, with 39 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 253 | $38,855,000 | $153,577 | $0 | 0.00% |
Goodfield State Bank lent most frequently to those with DTI ratios of Exempt%, with 253 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications100.00%
Goodfield State Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 253 | $38,855,000 | $153,577 |