Lincoln Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Lincoln averaged 6.76% for the week of 2023-03-23, compared to the national average of 6.42% for the same period.

    The average rate for the prior week (2023-03-16) was 6.94% and one month ago for the week of 2023-02-16, the average rate was 6.76%.

    Lincoln's average rate one year ago was 3.78%.

    For refis of the same type during the week of 2023-03-23, the average rate was 6.56%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-23 6.42%
    Lincoln 30 Year Fixed Rate 2023-03-23 6.76%
    Lincoln 30 Year Fixed Rate Refi 2023-03-23 6.56%
    Lincoln 15 Year Fixed Rate 2023-03-23 5.83%
    Lincoln 15 Year Fixed Rate Refi 2023-03-23 6.39%
    Lincoln 30 Year FHA 2023-03-23 6.14%
    Lincoln 30 Year FHA Refi 2023-03-23 6.54%
    Lincoln 30 Year USDA 2023-03-23 6.29%
    Lincoln 30 Year USDA Refi 2023-03-23 5.73%
    Lincoln 30 Year VA 2023-03-23 6.16%
    Lincoln 30 Year VA Refi 2023-03-23 5.75%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Lincoln, IL.

    Lincoln Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lincoln, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    CITIZENS EQUITY FIRST 39 5.01% $1,263
    INB 22 4.99% $2,123
    DAS Acquisition Company, LLC 22 5.74% $3,667
    Town & Country Banc Mortgage Services, Inc. 12 5.17% $1,845
    Heartland Bank and Trust Company 11 5.49% $1,692
    FIRST STATE MORTGAGE SERVICES, LLC 8 4.89% $2,946
    United Community Bank 8 5.43% $2,396
    QUICKEN LOANS, LLC 6 5.04% $3,760
    Regions Bank 6 4.88% $2,557
    Petefish, Skiles & Co. 4 5.09% $3,046
    Alliance Community Bank 3 4.33% $1,573
    Wells Fargo Bank 3 4.63% $2,437
    Flanagan State Bank 3 5.58% $2,402
    Farm Credit Mid-America, ACA 2 5.30% $4,720
    FIRST CENTENNIAL MORTGAGE CORPORATION 2 4.94% $3,178
    Morton Community Bank 2 5.38% $1,925
    PNC Bank 2 6.06% $2,385
    LOANDEPOT.COM, LLC 2 4.68% $5,646
    Bankers' Bank 2 4.44% $2,097
    Bank of Springfield 2 3.99% $1,748
    HEARTLAND 2 6.38% $1,844
    UNITED WHOLESALE MORTGAGE, LLC 1 3.75% $3,683
    U.S. Bank 1 5.88% $2,636
    Waterstone Mortgage Corporation 1 5.13% $5,909
    Truist 1 6.13% $2,189
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.25% $3,658
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.75% $2,635
    Carrington Mortgage Services, LLC 1 5.13% $5,547
    Carrollton Bank 1 3.25% $3,133
    CHURCHILL MORTGAGE CORPORATION 1 4.13% $3,554
    CNB Bank And Trust, N.A. 1 3.88% $3,614
    COMPASS MORTGAGE, INC. 1 4.25% $4,044
    ENDEAVOR CAPITAL, LLC. 1 3.63% $3,856
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 4.13% $2,583
    FEDEX EMPLOYEES CREDIT ASSOCIATION 1 6.50% $2,431
    Fifth Third Bank 1 4.88% $2,708
    First Savings Bank 1 6.38% $3,771
    HANCOCK MORTGAGE PARTNERS, LLC 1 4.38% $3,981
    LAKEVIEW LOAN SERVICING, LLC 1 5.63% $2,955
    LEADERONE FINANCIAL CORPORATION 1 4.50% $2,750
    Longview Bank & Trust 1 4.50% $5,187
    Marine Bank 1 3.25% $1,046
    NEWREZ LLC 1 5.99% $4,433
    PROPER RATE, LLC 1 7.50% $3,324
    TOP FLITE FINANCIAL, INC. 1 4.00% $2,693

    Lincoln Average Closing Costs & Other Stats

    Lincoln, IL's 45 lenders originated 536 loans during 2022. The total origination value was $59,040,000, with an average loan value of $110,149.

    Lincoln's average closing costs are $3,066.

    The top Lincoln lender as defined by loan originations is CITIZENS EQUITY FIRST, with 39 loans originated. Their average total fees are $1,263, which is $860 lower than the next largest lender, INB.

    The lowest fee Lincoln lenders (with over 10 loans originated) are CITIZENS EQUITY FIRST ($1,263), Heartland Bank and Trust Company ($1,692), Town & Country Banc Mortgage Services, Inc. ($1,845), INB ($2,123) and DAS Acquisition Company, LLC ($3,667).

    The lowest rate Lincoln lenders (with over 10 loans originated) are INB (4.99%), CITIZENS EQUITY FIRST (5.01%), Town & Country Banc Mortgage Services, Inc. (5.17%), Heartland Bank and Trust Company (5.49%) and DAS Acquisition Company, LLC (5.74%).

    Lincoln, IL Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    CITIZENS EQUITY FIRST $15,280,000 $7,985,000 -47.7% 13.5%
    INB $8,005,000 $6,260,000 -21.8% 10.6%
    DAS Acquisition Company, LLC $420,000 $5,630,000 1,240.5% 9.5%
    QUICKEN LOANS, LLC $5,610,000 $3,225,000 -42.5% 5.5%
    United Community Bank $5,325,000 $2,990,000 -43.8% 5.1%
    Regions Bank $2,455,000 $2,700,000 10.0% 4.6%
    Heartland Bank and Trust Company $4,370,000 $2,455,000 -43.8% 4.2%
    FIRST STATE MORTGAGE SERVICES, LLC $2,000,000 $2,020,000 1.0% 3.4%
    Town & Country Banc Mortgage Services, Inc. $2,735,000 $1,650,000 -39.7% 2.8%
    FLAT BRANCH MORTGAGE, INC. $1,510,000 $1,375,000 -8.9% 2.3%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $3,800,000 $1,125,000 -70.4% 1.9%
    Town and Country Bank $35,000 $1,010,000 2,785.7% 1.7%
    Bankers' Bank $730,000 $905,000 24.0% 1.5%
    Mortgage Research Center, LLC $2,445,000 $885,000 -63.8% 1.5%
    Flanagan State Bank $740,000 $880,000 18.9% 1.5%
    PENNYMAC LOAN SERVICES, LLC $705,000 $850,000 20.6% 1.4%
    Carrollton Bank $980,000 $820,000 -16.3% 1.4%
    Bank of Springfield $1,825,000 $815,000 -55.3% 1.4%
    West Central Bank $145,000 $810,000 458.6% 1.4%
    CALIBER HOME LOANS, INC. $955,000 $740,000 -22.5% 1.3%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $695,000 n/a 1.2%
    PNC Bank $1,985,000 $695,000 -65.0% 1.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $405,000 $595,000 46.9% 1.0%
    Farm Credit Mid-America, ACA $115,000 $555,000 382.6% 0.9%
    Petefish, Skiles & Co. $1,125,000 $535,000 -52.4% 0.9%
    Alliance Community Bank $1,245,000 $520,000 -58.2% 0.9%
    BROKER SOLUTIONS, INC. $195,000 $520,000 166.7% 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $310,000 $505,000 62.9% 0.9%
    UNITED WHOLESALE MORTGAGE, LLC $495,000 n/a 0.8%
    LOANDEPOT.COM, LLC $155,000 $485,000 212.9% 0.8%
    Wells Fargo Bank $645,000 $465,000 -27.9% 0.8%
    Morton Community Bank $695,000 $435,000 -37.4% 0.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $835,000 $380,000 -54.5% 0.6%
    FIRST CENTENNIAL MORTGAGE CORPORATION $380,000 n/a 0.6%
    NEWREZ LLC $105,000 $380,000 261.9% 0.6%
    Flagstar Bank, FSB $415,000 $370,000 -10.8% 0.6%
    LEADERONE FINANCIAL CORPORATION $835,000 $360,000 -56.9% 0.6%
    HEARTLAND $890,000 $355,000 -60.1% 0.6%
    Marine Bank $905,000 $330,000 -63.5% 0.6%
    Plains Commerce Bank $285,000 n/a 0.5%
    CNB Bank And Trust, N.A. $65,000 $250,000 284.6% 0.4%
    Fifth Third Bank $245,000 n/a 0.4%
    Carrington Mortgage Services, LLC $455,000 $240,000 -47.3% 0.4%
    TEMPLE VIEW CAPITAL FUNDING, LP $205,000 n/a 0.3%
    Waterstone Mortgage Corporation $145,000 $205,000 41.4% 0.3%
    FREEDOM MORTGAGE CORPORATION $1,720,000 $195,000 -88.7% 0.3%
    Longview Bank & Trust $195,000 n/a 0.3%
    The Home Loan Expert LLC $195,000 n/a 0.3%
    U.S. Bank $285,000 $180,000 -36.8% 0.3%
    PROPER RATE, LLC $175,000 n/a 0.3%
    Prairie State Bank and Trust $1,375,000 $165,000 -88.0% 0.3%
    GUARANTEED RATE, INC. $410,000 $160,000 -61.0% 0.3%
    ENDEAVOR CAPITAL, LLC. $165,000 $145,000 -12.1% 0.2%
    Neighborhood Loans, Inc. $145,000 n/a 0.2%
    TOP FLITE FINANCIAL, INC. $145,000 n/a 0.2%
    Busey Bank $135,000 n/a 0.2%
    VAN DYK MORTGAGE CORPORATION $135,000 n/a 0.2%
    HOME POINT FINANCIAL CORPORATION $195,000 $125,000 -35.9% 0.2%
    CHURCHILL MORTGAGE CORPORATION $125,000 $115,000 -8.0% 0.2%
    COMPASS MORTGAGE, INC. $230,000 $105,000 -54.3% 0.2%
    CIBM Bank $95,000 n/a 0.2%
    First Savings Bank $95,000 n/a 0.2%
    IAA Credit Union $160,000 $95,000 -40.6% 0.2%
    USAA Federal Savings Bank $95,000 n/a 0.2%
    NETWORK CAPITAL FUNDING CORPORATION $85,000 n/a 0.1%
    Bank of Pontiac $600,000 $75,000 -87.5% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $395,000 $75,000 -81.0% 0.1%
    Citizens Bank $65,000 n/a 0.1%
    Security Bank, s.b. $25,000 $65,000 160.0% 0.1%
    FEDEX EMPLOYEES CREDIT ASSOCIATION $55,000 n/a 0.1%
    Figure Lending LLC $55,000 n/a 0.1%
    HANCOCK MORTGAGE PARTNERS, LLC $55,000 n/a 0.1%
    NAVY FEDERAL CREDIT UNION $550,000 $55,000 -90.0% 0.1%
    ROYAL UNITED MORTGAGE LLC $55,000 $55,000 0.0% 0.1%
    Warren-Boynton State Bank $45,000 $50,000 11.1% 0.1%
    Truist $25,000 n/a 0.0%
    Commerce Bank $25,000 $15,000 -40.0% 0.0%

    Lincoln's top lender by overall market share is CITIZENS EQUITY FIRST, with 13.5% market share. In second place, with 10.6%, is INB, having originated $6,260,000 in loans. In third place, with 9.5%, is DAS Acquisition Company, LLC, having originated $5,630,000 in loans. In fourth place, with 5.5%, is QUICKEN LOANS, LLC, having originated $3,225,000 in loans. In fifth place, with 5.1%, is United Community Bank, having originated $2,990,000 in loans.

    Lincoln Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Lincoln (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $98,175 (18.3%) $119,490 (23.3%) 0.00 156
    2018-02-01 $103,200 (22.9%) $119,063 (21.8%) 0.00 151
    2018-03-01 $104,450 (30.7%) $121,834 (25.3%) 0.00 150
    2018-04-01 $99,450 (32.6%) $122,400 (27.5%) 0.00 147
    2018-05-01 $106,725 (30.8%) $122,321 (20.5%) 0.00 148
    2018-06-01 $99,900 (12.1%) $121,894 (17.4%) 0.00 166
    2018-07-01 $98,250 (14.3%) $119,428 (17.2%) 0.00 188
    2018-08-01 $99,900 (5.4%) $121,981 (9.9%) 0.00 200
    2018-09-01 $101,200 (6.0%) $122,048 (5.4%) 0.00 204
    2018-10-01 $99,975 (8.2%) $124,338 (11.7%) 0.00 196
    2018-11-01 $104,975 (11.6%) $126,711 (11.0%) 0.00 189
    2018-12-01 $108,500 (14.3%) $128,371 (8.5%) 0.00 182
    2019-01-01 $99,950 (1.8%) $124,789 (4.4%) 0.00 180
    2019-02-01 $102,450 (-0.7%) $125,928 (5.8%) 0.00 174
    2019-03-01 $102,614 (-1.8%) $124,773 (2.4%) 0.00 179
    2019-04-01 $97,500 (-2.0%) $124,141 (1.4%) 0.00 184
    2019-05-01 $94,900 (-11.1%) $120,339 (-1.6%) 0.00 186
    2019-06-01 $94,900 (-5.0%) $119,831 (-1.7%) 0.00 193
    2019-07-01 $94,900 (-3.4%) $118,238 (-1.0%) 0.00 190
    2019-08-01 $94,900 (-5.0%) $119,343 (-2.2%) 0.00 193
    2019-09-01 $94,900 (-6.2%) $118,456 (-2.9%) 0.00 202
    2019-10-01 $94,900 (-5.1%) $117,865 (-5.2%) 0.00 207
    2019-11-01 $93,000 (-11.4%) $117,237 (-7.5%) 0.00 194
    2019-12-01 $94,900 (-12.5%) $117,920 (-8.1%) 0.00 187
    2020-01-01 $94,900 (-5.1%) $116,596 (-6.6%) 0.00 171
    2020-02-01 $94,900 (-7.4%) $119,056 (-5.5%) 0.00 170
    2020-03-01 $96,500 (-6.0%) $119,292 (-4.4%) 0.00 172
    2020-04-01 $94,900 (-2.7%) $115,193 (-7.2%) 0.00 169
    2020-05-01 $90,700 (-4.4%) $114,598 (-4.8%) 0.00 151
    2020-06-01 $94,900 (0.0%) $117,123 (-2.3%) 0.00 141
    2020-07-01 $94,800 (-0.1%) $115,669 (-2.2%) 0.00 130
    2020-08-01 $85,000 (-10.4%) $113,635 (-4.8%) 0.00 123
    2020-09-01 $80,175 (-15.5%) $109,481 (-7.6%) 0.00 129
    2020-10-01 $79,900 (-15.8%) $106,821 (-9.4%) 0.00 121
    2020-11-01 $79,900 (-14.1%) $103,783 (-11.5%) 0.00 123
    2020-12-01 $79,900 (-15.8%) $101,726 (-13.7%) 0.00 118
    2021-01-01 $79,900 (-15.8%) $101,278 (-13.1%) 0.00 86
    2021-02-01 $79,900 (-15.8%) $96,623 (-18.8%) 0.00 72
    2021-03-01 $79,900 (-17.2%) $93,959 (-21.2%) 0.00 58
    2021-04-01 $74,200 (-21.8%) $95,365 (-17.2%) 0.00 47
    2021-05-01 $79,900 (-11.9%) $109,617 (-4.4%) 0.00 42
    2021-06-01 $91,675 (-3.4%) $128,809 (10.0%) 0.00 50
    2021-07-01 $114,900 (21.2%) $129,439 (11.9%) 0.00 60
    2021-08-01 $117,400 (38.1%) $124,024 (9.1%) 0.00 52
    2021-09-01 $119,900 (49.6%) $132,785 (21.3%) 0.00 50
    2021-10-01 $114,900 (43.8%) $129,903 (21.6%) 0.00 52
    2021-11-01 $98,650 (23.5%) $110,012 (6.0%) 0.00 44
    2021-12-01 $91,150 (14.1%) $103,822 (2.1%) 0.00 42
    2022-01-01 $89,900 (12.5%) $104,354 (3.0%) 0.00 44
    2022-02-01 $88,675 (11.0%) $109,698 (13.5%) 0.00 36
    2022-03-01 $105,000 (31.4%) $110,165 (17.3%) 0.00 26
    2022-04-01 $134,900 (81.8%) $174,966 (83.5%) 0.00 26
    2022-05-01 $149,500 (87.1%) $173,486 (58.3%) 0.00 33
    2022-06-01 $130,975 (42.9%) $155,151 (20.5%) 0.00 30
    2022-07-01 $122,450 (6.6%) $140,914 (8.9%) 0.00 31
    2022-08-01 $123,725 (5.4%) $148,154 (19.5%) 0.00 32
    2022-09-01 $123,750 (3.2%) $150,061 (13.0%) 0.00 30
    2022-10-01 $100,000 (-13.0%) $146,472 (12.8%) 0.00 41
    2022-11-01 $94,950 (-3.8%) $151,737 (37.9%) 0.00 48
    2022-12-01 $117,400 (28.8%) $153,212 (47.6%) 0.00 45
    2023-01-01 $107,450 (19.5%) $149,600 (43.4%) 0.00 39
    2023-02-01 $113,700 (28.2%) $149,199 (36.0%) 0.00 38
    Lincoln's median listing price for 2023-02-01 was $113,700, a difference of $25,025 (28.2%) versus the prior year and $6,250 versus the prior month.

    Lincoln's median listing price comes in at 0% of the national average.

    Lincoln's average listing price for 2023-02-01 was $149,199, a difference of $39,501 (36.0%) versus the prior year and $-401 versus the prior month.

    For the 2023-02-01 period, Lincoln had 38 MLS listings, a difference of -1 listings (-3%) versus the prior month and 2 listings (6%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Lincoln (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,734 sqft
    2018-02-01 0 days 1,761 sqft
    2018-03-01 0 days 1,802 sqft
    2018-04-01 0 days 1,765 sqft
    2018-05-01 0 days 1,753 sqft
    2018-06-01 0 days 1,729 sqft
    2018-07-01 0 days 1,691 sqft
    2018-08-01 0 days 1,716 sqft
    2018-09-01 0 days 1,782 sqft
    2018-10-01 0 days 1,772 sqft
    2018-11-01 0 days 1,759 sqft
    2018-12-01 0 days 1,780 sqft
    2019-01-01 0 days 1,732 sqft
    2019-02-01 0 days 1,745 sqft
    2019-03-01 0 days 1,708 sqft
    2019-04-01 0 days 1,665 sqft
    2019-05-01 0 days 1,675 sqft
    2019-06-01 0 days 1,694 sqft
    2019-07-01 0 days 1,697 sqft
    2019-08-01 0 days 1,688 sqft
    2019-09-01 0 days 1,670 sqft
    2019-10-01 0 days 1,652 sqft
    2019-11-01 0 days 1,640 sqft
    2019-12-01 0 days 1,648 sqft
    2020-01-01 0 days 1,650 sqft
    2020-02-01 0 days 1,660 sqft
    2020-03-01 0 days 1,696 sqft
    2020-04-01 0 days 1,674 sqft
    2020-05-01 0 days 1,648 sqft
    2020-06-01 0 days 1,703 sqft
    2020-07-01 0 days 1,656 sqft
    2020-08-01 0 days 1,632 sqft
    2020-09-01 0 days 1,584 sqft
    2020-10-01 0 days 1,536 sqft
    2020-11-01 0 days 1,568 sqft
    2020-12-01 0 days 1,491 sqft
    2021-01-01 0 days 1,519 sqft
    2021-02-01 0 days 1,535 sqft
    2021-03-01 0 days 1,409 sqft
    2021-04-01 0 days 1,264 sqft
    2021-05-01 0 days 1,292 sqft
    2021-06-01 0 days 1,480 sqft
    2021-07-01 0 days 1,600 sqft
    2021-08-01 0 days 1,606 sqft
    2021-09-01 0 days 1,679 sqft
    2021-10-01 0 days 1,679 sqft
    2021-11-01 0 days 1,614 sqft
    2021-12-01 0 days 1,558 sqft
    2022-01-01 0 days 1,413 sqft
    2022-02-01 0 days 1,409 sqft
    2022-03-01 0 days 1,309 sqft
    2022-04-01 0 days 1,510 sqft
    2022-05-01 0 days 1,753 sqft
    2022-06-01 0 days 1,617 sqft
    2022-07-01 0 days 1,524 sqft
    2022-08-01 0 days 1,520 sqft
    2022-09-01 0 days 1,667 sqft
    2022-10-01 0 days 1,652 sqft
    2022-11-01 0 days 1,596 sqft
    2022-12-01 0 days 1,688 sqft
    2023-01-01 0 days 1,687 sqft
    2023-02-01 0 days 1,643 sqft
    Lincoln's median listing age (time on market) for 2023-02-01 was 0 days.

    Lincoln's median square footage for active listings during the 2023-02-01 period was 1,643 sqft. One year prior, the average listing was 1,409 sqft.

    Lincoln, IL Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 344 $42,800,000 $124,419
    Refi 68 $6,630,000 $97,500
    Cash Out Refi 64 $6,720,000 $105,000
    Home Improvement 35 $1,485,000 $42,429
    Other 25 $1,405,000 $56,200

    Lincoln's most frequently cited loan purpose was Home Purchase, with 344 originations. The 2nd most popular reason was Refi, with 68 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 171 $19,675,000 $115,058
    3-4% 125 $13,755,000 $110,040
    4-5% 112 $13,030,000 $116,339
    6-7% 63 $5,965,000 $94,683
    7-8% 25 $2,675,000 $107,000
    2.5-3% 22 $2,280,000 $103,636
    <2.5% 7 $625,000 $89,286
    Over 8% 4 $110,000 $27,500

    During 2022, Lincoln's most frequently originated rate bucket was 5-6%, with 171 originations.

    Loan Sizing (Lincoln, IL MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 279 $16,995,000 $60,914
    $100k-200k 205 $27,905,000 $136,122
    $200k-400k 48 $11,880,000 $247,500
    $400k-600k 3 $1,265,000 $421,667
    $600k-1000k 1 $995,000 $995,000

    Lincoln's loan sizing saw the bucket of loans from $100,000 or less with 279 originations, totaling $16,995,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 293 $36,075,000 $123,123
    60-80% 112 $14,290,000 $127,589
    40-60% 45 $3,925,000 $87,222
    20-40% 44 $1,920,000 $43,636
    Under 20% 26 $650,000 $25,000
    Over 100% 5 $915,000 $183,000

    Lincoln's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 293 originations, totaling $36,075,000 in origination value.