Lincoln Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Lincoln averaged
7.05%
for the week of 2023-12-07, compared to the national average of
7.03% for the same period.
The average rate for the prior week (2023-11-30) was
7.04% and
one month ago for the week of 2023-11-02, the
average rate was 7.58%.
Lincoln's average rate one year ago was 6.41%.
For refis of the same type during the week of 2023-12-07, the average rate
was 7.03%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-12-07 | 7.03% |
Lincoln 30 Year Fixed Rate | 2023-12-07 | 7.05% |
Lincoln 30 Year Fixed Rate Refi | 2023-12-07 | 7.03% |
Lincoln 15 Year Fixed Rate | 2023-12-07 | 6.09% |
Lincoln 15 Year Fixed Rate Refi | 2023-12-07 | 6.59% |
Lincoln 30 Year FHA | 2023-12-07 | 6.53% |
Lincoln 30 Year FHA Refi | 2023-12-07 | 7.02% |
Lincoln 30 Year USDA | 2023-12-07 | 6.62% |
Lincoln 30 Year USDA Refi | 2023-12-07 | 6.92% |
Lincoln 30 Year VA | 2023-12-07 | 6.44% |
Lincoln 30 Year VA Refi | 2023-12-07 | 6.64% |
Lincoln Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lincoln, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Lincoln Average Closing Costs & Other Stats
Lincoln, IL's 45 lenders originated 536
loans during 2022. The total origination value was $59,040,000, with an average loan value of
$110,149.
Lincoln's average closing costs are $3,066.
The top Lincoln lender as defined by loan originations is CITIZENS EQUITY FIRST, with
39 loans originated. Their average total fees are
$1,263, which is $860
lower than the next largest lender,
INB.
The lowest fee Lincoln lenders (with over 10 loans originated) are
CITIZENS EQUITY FIRST ($1,263), Heartland Bank and Trust Company ($1,692), Town & Country Banc Mortgage Services ($1,845), INB ($2,123) and DAS Acquisition Company, LLC ($3,667).
The lowest rate Lincoln lenders (with over 10 loans originated) are
INB (4.99%), CITIZENS EQUITY FIRST (5.01%), Town & Country Banc Mortgage Services (5.17%), Heartland Bank and Trust Company (5.49%) and DAS Acquisition Company, LLC (5.74%).
Lincoln, IL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
CITIZENS EQUITY FIRST | $15,280,000 | $7,985,000 | -47.7% | 13.5% |
INB | $8,005,000 | $6,260,000 | -21.8% | 10.6% |
DAS Acquisition Company, LLC | $420,000 | $5,630,000 | 1,240.5% | 9.5% |
QUICKEN LOANS, LLC | $5,610,000 | $3,225,000 | -42.5% | 5.5% |
United Community Bank | $5,325,000 | $2,990,000 | -43.8% | 5.1% |
Regions Bank | $2,455,000 | $2,700,000 | 10.0% | 4.6% |
Heartland Bank and Trust Company | $4,370,000 | $2,455,000 | -43.8% | 4.2% |
FIRST STATE MORTGAGE SERVICES, LLC | $2,000,000 | $2,020,000 | 1.0% | 3.4% |
Town & Country Banc Mortgage Services, Inc. | $2,735,000 | $1,650,000 | -39.7% | 2.8% |
FLAT BRANCH MORTGAGE, INC. | $1,510,000 | $1,375,000 | -8.9% | 2.3% |
DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $3,800,000 | $1,125,000 | -70.4% | 1.9% |
Town and Country Bank | $35,000 | $1,010,000 | 2,785.7% | 1.7% |
Bankers' Bank | $730,000 | $905,000 | 24.0% | 1.5% |
Mortgage Research Center, LLC | $2,445,000 | $885,000 | -63.8% | 1.5% |
Flanagan State Bank | $740,000 | $880,000 | 18.9% | 1.5% |
PENNYMAC LOAN SERVICES, LLC | $705,000 | $850,000 | 20.6% | 1.4% |
Carrollton Bank | $980,000 | $820,000 | -16.3% | 1.4% |
Bank of Springfield | $1,825,000 | $815,000 | -55.3% | 1.4% |
West Central Bank | $145,000 | $810,000 | 458.6% | 1.4% |
CALIBER HOME LOANS, INC. | $955,000 | $740,000 | -22.5% | 1.3% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $695,000 | n/a | 1.2% | |
PNC Bank | $1,985,000 | $695,000 | -65.0% | 1.2% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $405,000 | $595,000 | 46.9% | 1.0% |
Farm Credit Mid-America, ACA | $115,000 | $555,000 | 382.6% | 0.9% |
Petefish, Skiles & Co. | $1,125,000 | $535,000 | -52.4% | 0.9% |
Alliance Community Bank | $1,245,000 | $520,000 | -58.2% | 0.9% |
BROKER SOLUTIONS, INC. | $195,000 | $520,000 | 166.7% | 0.9% |
Mr. Cooper ( Nationstar Mortgage ) | $310,000 | $505,000 | 62.9% | 0.9% |
UNITED WHOLESALE MORTGAGE, LLC | $495,000 | n/a | 0.8% | |
LOANDEPOT.COM, LLC | $155,000 | $485,000 | 212.9% | 0.8% |
Wells Fargo Bank | $645,000 | $465,000 | -27.9% | 0.8% |
Morton Community Bank | $695,000 | $435,000 | -37.4% | 0.7% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $835,000 | $380,000 | -54.5% | 0.6% |
FIRST CENTENNIAL MORTGAGE CORPORATION | $380,000 | n/a | 0.6% | |
NEWREZ LLC | $105,000 | $380,000 | 261.9% | 0.6% |
Flagstar Bank, FSB | $415,000 | $370,000 | -10.8% | 0.6% |
LEADERONE FINANCIAL CORPORATION | $835,000 | $360,000 | -56.9% | 0.6% |
HEARTLAND | $890,000 | $355,000 | -60.1% | 0.6% |
Marine Bank | $905,000 | $330,000 | -63.5% | 0.6% |
Plains Commerce Bank | $285,000 | n/a | 0.5% | |
CNB Bank And Trust, N.A. | $65,000 | $250,000 | 284.6% | 0.4% |
Fifth Third Bank | $245,000 | n/a | 0.4% | |
Carrington Mortgage Services, LLC | $455,000 | $240,000 | -47.3% | 0.4% |
TEMPLE VIEW CAPITAL FUNDING, LP | $205,000 | n/a | 0.3% | |
Waterstone Mortgage Corporation | $145,000 | $205,000 | 41.4% | 0.3% |
FREEDOM MORTGAGE CORPORATION | $1,720,000 | $195,000 | -88.7% | 0.3% |
Longview Bank & Trust | $195,000 | n/a | 0.3% | |
The Home Loan Expert LLC | $195,000 | n/a | 0.3% | |
U.S. Bank | $285,000 | $180,000 | -36.8% | 0.3% |
PROPER RATE, LLC | $175,000 | n/a | 0.3% | |
Prairie State Bank and Trust | $1,375,000 | $165,000 | -88.0% | 0.3% |
GUARANTEED RATE, INC. | $410,000 | $160,000 | -61.0% | 0.3% |
ENDEAVOR CAPITAL, LLC. | $165,000 | $145,000 | -12.1% | 0.2% |
Neighborhood Loans, Inc. | $145,000 | n/a | 0.2% | |
TOP FLITE FINANCIAL, INC. | $145,000 | n/a | 0.2% | |
Busey Bank | $135,000 | n/a | 0.2% | |
VAN DYK MORTGAGE CORPORATION | $135,000 | n/a | 0.2% | |
HOME POINT FINANCIAL CORPORATION | $195,000 | $125,000 | -35.9% | 0.2% |
CHURCHILL MORTGAGE CORPORATION | $125,000 | $115,000 | -8.0% | 0.2% |
COMPASS MORTGAGE, INC. | $230,000 | $105,000 | -54.3% | 0.2% |
CIBM Bank | $95,000 | n/a | 0.2% | |
First Savings Bank | $95,000 | n/a | 0.2% | |
IAA Credit Union | $160,000 | $95,000 | -40.6% | 0.2% |
USAA Federal Savings Bank | $95,000 | n/a | 0.2% | |
NETWORK CAPITAL FUNDING CORPORATION | $85,000 | n/a | 0.1% | |
Bank of Pontiac | $600,000 | $75,000 | -87.5% | 0.1% |
LAKEVIEW LOAN SERVICING, LLC | $395,000 | $75,000 | -81.0% | 0.1% |
Citizens Bank | $65,000 | n/a | 0.1% | |
Security Bank, s.b. | $25,000 | $65,000 | 160.0% | 0.1% |
FEDEX EMPLOYEES CREDIT ASSOCIATION | $55,000 | n/a | 0.1% | |
Figure Lending LLC | $55,000 | n/a | 0.1% | |
HANCOCK MORTGAGE PARTNERS, LLC | $55,000 | n/a | 0.1% | |
NAVY FEDERAL CREDIT UNION | $550,000 | $55,000 | -90.0% | 0.1% |
ROYAL UNITED MORTGAGE LLC | $55,000 | $55,000 | 0.0% | 0.1% |
Warren-Boynton State Bank | $45,000 | $50,000 | 11.1% | 0.1% |
Truist | $25,000 | n/a | 0.0% | |
Commerce Bank | $25,000 | $15,000 | -40.0% | 0.0% |
Lincoln's top lender by overall market share is CITIZENS EQUITY FIRST, with 13.5% market share. In second place, with 10.6%, is INB, having originated $6,260,000 in loans. In third place, with 9.5%, is DAS Acquisition Company, LLC, having originated $5,630,000 in loans. In fourth place, with 5.5%, is QUICKEN LOANS, LLC, having originated $3,225,000 in loans. In fifth place, with 5.1%, is United Community Bank, having originated $2,990,000 in loans.
Lincoln Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Lincoln (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $98,175 (18.3%) | $119,490 (23.3%) | 0.00 | 156 |
2018-02-01 | $103,200 (22.9%) | $119,063 (21.8%) | 0.00 | 151 |
2018-03-01 | $104,450 (30.7%) | $121,834 (25.3%) | 0.00 | 150 |
2018-04-01 | $99,450 (32.6%) | $122,400 (27.5%) | 0.00 | 147 |
2018-05-01 | $106,725 (30.8%) | $122,321 (20.5%) | 0.00 | 148 |
2018-06-01 | $99,900 (12.1%) | $121,894 (17.4%) | 0.00 | 166 |
2018-07-01 | $98,250 (14.3%) | $119,428 (17.2%) | 0.00 | 188 |
2018-08-01 | $99,900 (5.4%) | $121,981 (9.9%) | 0.00 | 200 |
2018-09-01 | $101,200 (6.0%) | $122,048 (5.4%) | 0.00 | 204 |
2018-10-01 | $99,975 (8.2%) | $124,338 (11.7%) | 0.00 | 196 |
2018-11-01 | $104,975 (11.6%) | $126,711 (11.0%) | 0.00 | 189 |
2018-12-01 | $108,500 (14.3%) | $128,371 (8.5%) | 0.00 | 182 |
2019-01-01 | $99,950 (1.8%) | $124,789 (4.4%) | 0.00 | 180 |
2019-02-01 | $102,450 (-0.7%) | $125,928 (5.8%) | 0.00 | 174 |
2019-03-01 | $102,614 (-1.8%) | $124,777 (2.4%) | 0.00 | 179 |
2019-04-01 | $97,850 (-1.6%) | $124,150 (1.4%) | 0.00 | 184 |
2019-05-01 | $94,900 (-11.1%) | $120,339 (-1.6%) | 0.00 | 186 |
2019-06-01 | $94,900 (-5.0%) | $119,831 (-1.7%) | 0.00 | 193 |
2019-07-01 | $94,900 (-3.4%) | $118,238 (-1.0%) | 0.00 | 190 |
2019-08-01 | $94,900 (-5.0%) | $119,343 (-2.2%) | 0.00 | 193 |
2019-09-01 | $94,900 (-6.2%) | $118,456 (-2.9%) | 0.00 | 202 |
2019-10-01 | $94,900 (-5.1%) | $117,865 (-5.2%) | 0.00 | 207 |
2019-11-01 | $93,000 (-11.4%) | $117,237 (-7.5%) | 0.00 | 194 |
2019-12-01 | $94,900 (-12.5%) | $117,920 (-8.1%) | 0.00 | 187 |
2020-01-01 | $94,900 (-5.1%) | $116,596 (-6.6%) | 0.00 | 171 |
2020-02-01 | $94,900 (-7.4%) | $119,056 (-5.5%) | 0.00 | 170 |
2020-03-01 | $96,500 (-6.0%) | $119,292 (-4.4%) | 0.00 | 172 |
2020-04-01 | $94,900 (-3.0%) | $115,193 (-7.2%) | 0.00 | 169 |
2020-05-01 | $90,700 (-4.4%) | $114,598 (-4.8%) | 0.00 | 151 |
2020-06-01 | $94,900 (0.0%) | $117,123 (-2.3%) | 0.00 | 141 |
2020-07-01 | $94,800 (-0.1%) | $115,669 (-2.2%) | 0.00 | 130 |
2020-08-01 | $85,000 (-10.4%) | $113,635 (-4.8%) | 0.00 | 123 |
2020-09-01 | $80,175 (-15.5%) | $109,481 (-7.6%) | 0.00 | 129 |
2020-10-01 | $79,900 (-15.8%) | $106,821 (-9.4%) | 0.00 | 121 |
2020-11-01 | $79,900 (-14.1%) | $103,783 (-11.5%) | 0.00 | 123 |
2020-12-01 | $79,900 (-15.8%) | $101,726 (-13.7%) | 0.00 | 118 |
2021-01-01 | $79,900 (-15.8%) | $101,278 (-13.1%) | 0.00 | 86 |
2021-02-01 | $79,900 (-15.8%) | $96,623 (-18.8%) | 0.00 | 72 |
2021-03-01 | $79,900 (-17.2%) | $93,959 (-21.2%) | 0.00 | 58 |
2021-04-01 | $74,200 (-21.8%) | $95,365 (-17.2%) | 0.00 | 47 |
2021-05-01 | $79,900 (-11.9%) | $109,617 (-4.4%) | 0.00 | 42 |
2021-06-01 | $91,675 (-3.4%) | $128,809 (10.0%) | 0.00 | 50 |
2021-07-01 | $114,900 (21.2%) | $129,439 (11.9%) | 0.00 | 60 |
2021-08-01 | $117,400 (38.1%) | $124,024 (9.1%) | 0.00 | 52 |
2021-09-01 | $119,900 (49.6%) | $132,785 (21.3%) | 0.00 | 50 |
2021-10-01 | $114,900 (43.8%) | $129,903 (21.6%) | 0.00 | 52 |
2021-11-01 | $98,650 (23.5%) | $110,012 (6.0%) | 0.00 | 44 |
2021-12-01 | $91,150 (14.1%) | $103,822 (2.1%) | 0.00 | 42 |
2022-01-01 | $89,900 (12.5%) | $104,354 (3.0%) | 0.00 | 44 |
2022-02-01 | $88,675 (11.0%) | $109,698 (13.5%) | 0.00 | 36 |
2022-03-01 | $105,000 (31.4%) | $110,165 (17.3%) | 0.00 | 26 |
2022-04-01 | $134,900 (81.8%) | $174,966 (83.5%) | 0.00 | 26 |
2022-05-01 | $149,500 (87.1%) | $173,486 (58.3%) | 0.00 | 33 |
2022-06-01 | $128,725 (40.4%) | $153,411 (19.1%) | 0.00 | 30 |
2022-07-01 | $122,450 (6.6%) | $141,928 (9.7%) | 0.00 | 31 |
2022-08-01 | $123,725 (5.4%) | $148,653 (19.9%) | 0.00 | 32 |
2022-09-01 | $125,000 (4.3%) | $150,061 (13.0%) | 0.00 | 30 |
2022-10-01 | $103,500 (-9.9%) | $145,485 (12.0%) | 0.00 | 41 |
2022-11-01 | $99,950 (1.3%) | $152,832 (38.9%) | 0.00 | 48 |
2022-12-01 | $105,000 (15.2%) | $147,208 (41.8%) | 0.00 | 45 |
2023-01-01 | $106,225 (18.2%) | $152,254 (45.9%) | 0.00 | 39 |
2023-02-01 | $108,725 (22.6%) | $145,259 (32.4%) | 0.00 | 38 |
2023-03-01 | $117,000 (11.4%) | $151,466 (37.5%) | 0.00 | 30 |
2023-04-01 | $100,000 (-25.9%) | $150,571 (-13.9%) | 0.00 | 29 |
2023-05-01 | $118,925 (-20.5%) | $148,165 (-14.6%) | 0.00 | 29 |
2023-06-01 | $108,450 (-15.8%) | $162,263 (5.8%) | 0.00 | 25 |
2023-07-01 | $125,000 (2.1%) | $182,474 (28.6%) | 0.00 | 27 |
2023-08-01 | $144,700 (17.0%) | $183,710 (23.6%) | 0.00 | 38 |
2023-09-01 | $123,900 (-0.9%) | $162,948 (8.6%) | 0.00 | 40 |
2023-10-01 | $116,200 (12.3%) | $160,199 (10.1%) | 0.00 | 38 |
2023-11-01 | $110,950 (11.0%) | $152,464 (-0.2%) | 0.00 | 40 |
Lincoln's median listing price comes in at 0% of the national average.
Lincoln's average listing price for 2023-11-01 was $152,464, a difference of $-368 (-0.2%) versus the prior year and $-7,735 versus the prior month.
For the 2023-11-01 period, Lincoln had 40 MLS listings, a difference of 2 listings (5%) versus the prior month and -8 listings (-17%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Lincoln (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,734 sqft |
2018-02-01 | 0 days | 1,761 sqft |
2018-03-01 | 0 days | 1,802 sqft |
2018-04-01 | 0 days | 1,765 sqft |
2018-05-01 | 0 days | 1,753 sqft |
2018-06-01 | 0 days | 1,729 sqft |
2018-07-01 | 0 days | 1,691 sqft |
2018-08-01 | 0 days | 1,716 sqft |
2018-09-01 | 0 days | 1,782 sqft |
2018-10-01 | 0 days | 1,772 sqft |
2018-11-01 | 0 days | 1,759 sqft |
2018-12-01 | 0 days | 1,780 sqft |
2019-01-01 | 0 days | 1,732 sqft |
2019-02-01 | 0 days | 1,745 sqft |
2019-03-01 | 0 days | 1,708 sqft |
2019-04-01 | 0 days | 1,665 sqft |
2019-05-01 | 0 days | 1,675 sqft |
2019-06-01 | 0 days | 1,694 sqft |
2019-07-01 | 0 days | 1,697 sqft |
2019-08-01 | 0 days | 1,688 sqft |
2019-09-01 | 0 days | 1,670 sqft |
2019-10-01 | 0 days | 1,652 sqft |
2019-11-01 | 0 days | 1,640 sqft |
2019-12-01 | 0 days | 1,648 sqft |
2020-01-01 | 0 days | 1,650 sqft |
2020-02-01 | 0 days | 1,660 sqft |
2020-03-01 | 0 days | 1,696 sqft |
2020-04-01 | 0 days | 1,674 sqft |
2020-05-01 | 0 days | 1,648 sqft |
2020-06-01 | 0 days | 1,703 sqft |
2020-07-01 | 0 days | 1,656 sqft |
2020-08-01 | 0 days | 1,632 sqft |
2020-09-01 | 0 days | 1,584 sqft |
2020-10-01 | 0 days | 1,536 sqft |
2020-11-01 | 0 days | 1,568 sqft |
2020-12-01 | 0 days | 1,491 sqft |
2021-01-01 | 0 days | 1,519 sqft |
2021-02-01 | 0 days | 1,535 sqft |
2021-03-01 | 0 days | 1,409 sqft |
2021-04-01 | 0 days | 1,264 sqft |
2021-05-01 | 0 days | 1,292 sqft |
2021-06-01 | 0 days | 1,480 sqft |
2021-07-01 | 0 days | 1,600 sqft |
2021-08-01 | 0 days | 1,606 sqft |
2021-09-01 | 0 days | 1,679 sqft |
2021-10-01 | 0 days | 1,679 sqft |
2021-11-01 | 0 days | 1,614 sqft |
2021-12-01 | 0 days | 1,558 sqft |
2022-01-01 | 0 days | 1,413 sqft |
2022-02-01 | 0 days | 1,409 sqft |
2022-03-01 | 0 days | 1,309 sqft |
2022-04-01 | 0 days | 1,510 sqft |
2022-05-01 | 0 days | 1,753 sqft |
2022-06-01 | 0 days | 1,617 sqft |
2022-07-01 | 0 days | 1,524 sqft |
2022-08-01 | 0 days | 1,529 sqft |
2022-09-01 | 0 days | 1,667 sqft |
2022-10-01 | 0 days | 1,659 sqft |
2022-11-01 | 0 days | 1,596 sqft |
2022-12-01 | 0 days | 1,652 sqft |
2023-01-01 | 0 days | 1,687 sqft |
2023-02-01 | 0 days | 1,615 sqft |
2023-03-01 | 0 days | 1,556 sqft |
2023-04-01 | 0 days | 1,514 sqft |
2023-05-01 | 0 days | 1,721 sqft |
2023-06-01 | 0 days | 1,554 sqft |
2023-07-01 | 0 days | 1,536 sqft |
2023-08-01 | 0 days | 1,562 sqft |
2023-09-01 | 0 days | 1,354 sqft |
2023-10-01 | 0 days | 1,312 sqft |
2023-11-01 | 0 days | 1,295 sqft |
Lincoln's median square footage for active listings during the 2023-11-01 period was 1,295 sqft. One year prior, the average listing was 1,596 sqft.
Lincoln, IL Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 344 | $42,800,000 | $124,419 |
Refi | 68 | $6,630,000 | $97,500 |
Cash Out Refi | 64 | $6,720,000 | $105,000 |
Home Improvement | 35 | $1,485,000 | $42,429 |
Other | 25 | $1,405,000 | $56,200 |
Lincoln's most frequently cited loan purpose was Home Purchase, with 344 originations. The 2nd most popular reason was Refi, with 68 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 171 | $19,675,000 | $115,058 |
3-4% | 125 | $13,755,000 | $110,040 |
4-5% | 112 | $13,030,000 | $116,339 |
6-7% | 63 | $5,965,000 | $94,683 |
7-8% | 25 | $2,675,000 | $107,000 |
2.5-3% | 22 | $2,280,000 | $103,636 |
<2.5% | 7 | $625,000 | $89,286 |
Over 8% | 4 | $110,000 | $27,500 |
During 2022, Lincoln's most frequently originated rate bucket was 5-6%, with 171 originations.
Loan Sizing (Lincoln, IL MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 279 | $16,995,000 | $60,914 |
$100k-200k | 205 | $27,905,000 | $136,122 |
$200k-400k | 48 | $11,880,000 | $247,500 |
$400k-600k | 3 | $1,265,000 | $421,667 |
$600k-1000k | 1 | $995,000 | $995,000 |
Lincoln's loan sizing saw the bucket of loans from $100,000 or less with 279 originations, totaling $16,995,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 293 | $36,075,000 | $123,123 |
60-80% | 112 | $14,290,000 | $127,589 |
40-60% | 45 | $3,925,000 | $87,222 |
20-40% | 44 | $1,920,000 | $43,636 |
Under 20% | 26 | $650,000 | $25,000 |
Over 100% | 5 | $915,000 | $183,000 |
Lincoln's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 293 originations, totaling $36,075,000 in origination value.