Lincoln Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lincoln averaged 7.05% for the week of 2023-12-07, compared to the national average of 7.03% for the same period.

The average rate for the prior week (2023-11-30) was 7.04% and one month ago for the week of 2023-11-02, the average rate was 7.58%.

Lincoln's average rate one year ago was 6.41%.

For refis of the same type during the week of 2023-12-07, the average rate was 7.03%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-12-07 7.03%
Lincoln 30 Year Fixed Rate 2023-12-07 7.05%
Lincoln 30 Year Fixed Rate Refi 2023-12-07 7.03%
Lincoln 15 Year Fixed Rate 2023-12-07 6.09%
Lincoln 15 Year Fixed Rate Refi 2023-12-07 6.59%
Lincoln 30 Year FHA 2023-12-07 6.53%
Lincoln 30 Year FHA Refi 2023-12-07 7.02%
Lincoln 30 Year USDA 2023-12-07 6.62%
Lincoln 30 Year USDA Refi 2023-12-07 6.92%
Lincoln 30 Year VA 2023-12-07 6.44%
Lincoln 30 Year VA Refi 2023-12-07 6.64%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Lincoln, IL.

Lincoln Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lincoln, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
CITIZENS EQUITY FIRST 39 5.01% $1,263
INB 22 4.99% $2,123
DAS Acquisition Company, LLC 22 5.74% $3,667
Town & Country Banc Mortgage Services 12 5.17% $1,845
Heartland Bank and Trust Company 11 5.49% $1,692
FIRST STATE MORTGAGE SERVICES, LLC 8 4.89% $2,946
United Community Bank 8 5.43% $2,396
QUICKEN LOANS, LLC 6 5.04% $3,760
Regions Bank 6 4.88% $2,557
Petefish, Skiles & Co. 4 5.09% $3,046
Alliance Community Bank 3 4.33% $1,573
Wells Fargo Bank 3 4.63% $2,437
Flanagan State Bank 3 5.58% $2,402
Farm Credit Mid-America, ACA 2 5.30% $4,720
FIRST CENTENNIAL MORTGAGE CORPORATION 2 4.94% $3,178
Morton Community Bank 2 5.38% $1,925
PNC Bank 2 6.06% $2,385
LOANDEPOT.COM, LLC 2 4.68% $5,646
Bankers' Bank 2 4.44% $2,097
Bank of Springfield 2 3.99% $1,748
HEARTLAND 2 6.38% $1,844
UNITED WHOLESALE MORTGAGE, LLC 1 3.75% $3,683
U.S. Bank 1 5.88% $2,636
Waterstone Mortgage Corporation 1 5.13% $5,909
Truist 1 6.13% $2,189
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.25% $3,658
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.75% $2,635
Carrington Mortgage Services, LLC 1 5.13% $5,547
Carrollton Bank 1 3.25% $3,133
CHURCHILL MORTGAGE CORPORATION 1 4.13% $3,554
CNB Bank And Trust, N.A. 1 3.88% $3,614
COMPASS MORTGAGE, INC. 1 4.25% $4,044
ENDEAVOR CAPITAL, LLC. 1 3.63% $3,856
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 4.13% $2,583
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 6.50% $2,431
Fifth Third Bank 1 4.88% $2,708
First Savings Bank 1 6.38% $3,771
HANCOCK MORTGAGE PARTNERS, LLC 1 4.38% $3,981
LAKEVIEW LOAN SERVICING, LLC 1 5.63% $2,955
LEADERONE FINANCIAL CORPORATION 1 4.50% $2,750
Longview Bank & Trust 1 4.50% $5,187
Marine Bank 1 3.25% $1,046
NEWREZ LLC 1 5.99% $4,433
PROPER RATE, LLC 1 7.50% $3,324
TOP FLITE FINANCIAL, INC. 1 4.00% $2,693

Lincoln Average Closing Costs & Other Stats

Lincoln, IL's 45 lenders originated 536 loans during 2022. The total origination value was $59,040,000, with an average loan value of $110,149.

Lincoln's average closing costs are $3,066.

The top Lincoln lender as defined by loan originations is CITIZENS EQUITY FIRST, with 39 loans originated. Their average total fees are $1,263, which is $860 lower than the next largest lender, INB.

The lowest fee Lincoln lenders (with over 10 loans originated) are CITIZENS EQUITY FIRST ($1,263), Heartland Bank and Trust Company ($1,692), Town & Country Banc Mortgage Services ($1,845), INB ($2,123) and DAS Acquisition Company, LLC ($3,667).

The lowest rate Lincoln lenders (with over 10 loans originated) are INB (4.99%), CITIZENS EQUITY FIRST (5.01%), Town & Country Banc Mortgage Services (5.17%), Heartland Bank and Trust Company (5.49%) and DAS Acquisition Company, LLC (5.74%).

Lincoln, IL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
CITIZENS EQUITY FIRST $15,280,000 $7,985,000 -47.7% 13.5%
INB $8,005,000 $6,260,000 -21.8% 10.6%
DAS Acquisition Company, LLC $420,000 $5,630,000 1,240.5% 9.5%
QUICKEN LOANS, LLC $5,610,000 $3,225,000 -42.5% 5.5%
United Community Bank $5,325,000 $2,990,000 -43.8% 5.1%
Regions Bank $2,455,000 $2,700,000 10.0% 4.6%
Heartland Bank and Trust Company $4,370,000 $2,455,000 -43.8% 4.2%
FIRST STATE MORTGAGE SERVICES, LLC $2,000,000 $2,020,000 1.0% 3.4%
Town & Country Banc Mortgage Services, Inc. $2,735,000 $1,650,000 -39.7% 2.8%
FLAT BRANCH MORTGAGE, INC. $1,510,000 $1,375,000 -8.9% 2.3%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $3,800,000 $1,125,000 -70.4% 1.9%
Town and Country Bank $35,000 $1,010,000 2,785.7% 1.7%
Bankers' Bank $730,000 $905,000 24.0% 1.5%
Mortgage Research Center, LLC $2,445,000 $885,000 -63.8% 1.5%
Flanagan State Bank $740,000 $880,000 18.9% 1.5%
PENNYMAC LOAN SERVICES, LLC $705,000 $850,000 20.6% 1.4%
Carrollton Bank $980,000 $820,000 -16.3% 1.4%
Bank of Springfield $1,825,000 $815,000 -55.3% 1.4%
West Central Bank $145,000 $810,000 458.6% 1.4%
CALIBER HOME LOANS, INC. $955,000 $740,000 -22.5% 1.3%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $695,000 n/a 1.2%
PNC Bank $1,985,000 $695,000 -65.0% 1.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $405,000 $595,000 46.9% 1.0%
Farm Credit Mid-America, ACA $115,000 $555,000 382.6% 0.9%
Petefish, Skiles & Co. $1,125,000 $535,000 -52.4% 0.9%
Alliance Community Bank $1,245,000 $520,000 -58.2% 0.9%
BROKER SOLUTIONS, INC. $195,000 $520,000 166.7% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $310,000 $505,000 62.9% 0.9%
UNITED WHOLESALE MORTGAGE, LLC $495,000 n/a 0.8%
LOANDEPOT.COM, LLC $155,000 $485,000 212.9% 0.8%
Wells Fargo Bank $645,000 $465,000 -27.9% 0.8%
Morton Community Bank $695,000 $435,000 -37.4% 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $835,000 $380,000 -54.5% 0.6%
FIRST CENTENNIAL MORTGAGE CORPORATION $380,000 n/a 0.6%
NEWREZ LLC $105,000 $380,000 261.9% 0.6%
Flagstar Bank, FSB $415,000 $370,000 -10.8% 0.6%
LEADERONE FINANCIAL CORPORATION $835,000 $360,000 -56.9% 0.6%
HEARTLAND $890,000 $355,000 -60.1% 0.6%
Marine Bank $905,000 $330,000 -63.5% 0.6%
Plains Commerce Bank $285,000 n/a 0.5%
CNB Bank And Trust, N.A. $65,000 $250,000 284.6% 0.4%
Fifth Third Bank $245,000 n/a 0.4%
Carrington Mortgage Services, LLC $455,000 $240,000 -47.3% 0.4%
TEMPLE VIEW CAPITAL FUNDING, LP $205,000 n/a 0.3%
Waterstone Mortgage Corporation $145,000 $205,000 41.4% 0.3%
FREEDOM MORTGAGE CORPORATION $1,720,000 $195,000 -88.7% 0.3%
Longview Bank & Trust $195,000 n/a 0.3%
The Home Loan Expert LLC $195,000 n/a 0.3%
U.S. Bank $285,000 $180,000 -36.8% 0.3%
PROPER RATE, LLC $175,000 n/a 0.3%
Prairie State Bank and Trust $1,375,000 $165,000 -88.0% 0.3%
GUARANTEED RATE, INC. $410,000 $160,000 -61.0% 0.3%
ENDEAVOR CAPITAL, LLC. $165,000 $145,000 -12.1% 0.2%
Neighborhood Loans, Inc. $145,000 n/a 0.2%
TOP FLITE FINANCIAL, INC. $145,000 n/a 0.2%
Busey Bank $135,000 n/a 0.2%
VAN DYK MORTGAGE CORPORATION $135,000 n/a 0.2%
HOME POINT FINANCIAL CORPORATION $195,000 $125,000 -35.9% 0.2%
CHURCHILL MORTGAGE CORPORATION $125,000 $115,000 -8.0% 0.2%
COMPASS MORTGAGE, INC. $230,000 $105,000 -54.3% 0.2%
CIBM Bank $95,000 n/a 0.2%
First Savings Bank $95,000 n/a 0.2%
IAA Credit Union $160,000 $95,000 -40.6% 0.2%
USAA Federal Savings Bank $95,000 n/a 0.2%
NETWORK CAPITAL FUNDING CORPORATION $85,000 n/a 0.1%
Bank of Pontiac $600,000 $75,000 -87.5% 0.1%
LAKEVIEW LOAN SERVICING, LLC $395,000 $75,000 -81.0% 0.1%
Citizens Bank $65,000 n/a 0.1%
Security Bank, s.b. $25,000 $65,000 160.0% 0.1%
FEDEX EMPLOYEES CREDIT ASSOCIATION $55,000 n/a 0.1%
Figure Lending LLC $55,000 n/a 0.1%
HANCOCK MORTGAGE PARTNERS, LLC $55,000 n/a 0.1%
NAVY FEDERAL CREDIT UNION $550,000 $55,000 -90.0% 0.1%
ROYAL UNITED MORTGAGE LLC $55,000 $55,000 0.0% 0.1%
Warren-Boynton State Bank $45,000 $50,000 11.1% 0.1%
Truist $25,000 n/a 0.0%
Commerce Bank $25,000 $15,000 -40.0% 0.0%

Lincoln's top lender by overall market share is CITIZENS EQUITY FIRST, with 13.5% market share. In second place, with 10.6%, is INB, having originated $6,260,000 in loans. In third place, with 9.5%, is DAS Acquisition Company, LLC, having originated $5,630,000 in loans. In fourth place, with 5.5%, is QUICKEN LOANS, LLC, having originated $3,225,000 in loans. In fifth place, with 5.1%, is United Community Bank, having originated $2,990,000 in loans.


Lincoln Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Lincoln (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $98,175 (18.3%) $119,490 (23.3%) 0.00 156
2018-02-01 $103,200 (22.9%) $119,063 (21.8%) 0.00 151
2018-03-01 $104,450 (30.7%) $121,834 (25.3%) 0.00 150
2018-04-01 $99,450 (32.6%) $122,400 (27.5%) 0.00 147
2018-05-01 $106,725 (30.8%) $122,321 (20.5%) 0.00 148
2018-06-01 $99,900 (12.1%) $121,894 (17.4%) 0.00 166
2018-07-01 $98,250 (14.3%) $119,428 (17.2%) 0.00 188
2018-08-01 $99,900 (5.4%) $121,981 (9.9%) 0.00 200
2018-09-01 $101,200 (6.0%) $122,048 (5.4%) 0.00 204
2018-10-01 $99,975 (8.2%) $124,338 (11.7%) 0.00 196
2018-11-01 $104,975 (11.6%) $126,711 (11.0%) 0.00 189
2018-12-01 $108,500 (14.3%) $128,371 (8.5%) 0.00 182
2019-01-01 $99,950 (1.8%) $124,789 (4.4%) 0.00 180
2019-02-01 $102,450 (-0.7%) $125,928 (5.8%) 0.00 174
2019-03-01 $102,614 (-1.8%) $124,777 (2.4%) 0.00 179
2019-04-01 $97,850 (-1.6%) $124,150 (1.4%) 0.00 184
2019-05-01 $94,900 (-11.1%) $120,339 (-1.6%) 0.00 186
2019-06-01 $94,900 (-5.0%) $119,831 (-1.7%) 0.00 193
2019-07-01 $94,900 (-3.4%) $118,238 (-1.0%) 0.00 190
2019-08-01 $94,900 (-5.0%) $119,343 (-2.2%) 0.00 193
2019-09-01 $94,900 (-6.2%) $118,456 (-2.9%) 0.00 202
2019-10-01 $94,900 (-5.1%) $117,865 (-5.2%) 0.00 207
2019-11-01 $93,000 (-11.4%) $117,237 (-7.5%) 0.00 194
2019-12-01 $94,900 (-12.5%) $117,920 (-8.1%) 0.00 187
2020-01-01 $94,900 (-5.1%) $116,596 (-6.6%) 0.00 171
2020-02-01 $94,900 (-7.4%) $119,056 (-5.5%) 0.00 170
2020-03-01 $96,500 (-6.0%) $119,292 (-4.4%) 0.00 172
2020-04-01 $94,900 (-3.0%) $115,193 (-7.2%) 0.00 169
2020-05-01 $90,700 (-4.4%) $114,598 (-4.8%) 0.00 151
2020-06-01 $94,900 (0.0%) $117,123 (-2.3%) 0.00 141
2020-07-01 $94,800 (-0.1%) $115,669 (-2.2%) 0.00 130
2020-08-01 $85,000 (-10.4%) $113,635 (-4.8%) 0.00 123
2020-09-01 $80,175 (-15.5%) $109,481 (-7.6%) 0.00 129
2020-10-01 $79,900 (-15.8%) $106,821 (-9.4%) 0.00 121
2020-11-01 $79,900 (-14.1%) $103,783 (-11.5%) 0.00 123
2020-12-01 $79,900 (-15.8%) $101,726 (-13.7%) 0.00 118
2021-01-01 $79,900 (-15.8%) $101,278 (-13.1%) 0.00 86
2021-02-01 $79,900 (-15.8%) $96,623 (-18.8%) 0.00 72
2021-03-01 $79,900 (-17.2%) $93,959 (-21.2%) 0.00 58
2021-04-01 $74,200 (-21.8%) $95,365 (-17.2%) 0.00 47
2021-05-01 $79,900 (-11.9%) $109,617 (-4.4%) 0.00 42
2021-06-01 $91,675 (-3.4%) $128,809 (10.0%) 0.00 50
2021-07-01 $114,900 (21.2%) $129,439 (11.9%) 0.00 60
2021-08-01 $117,400 (38.1%) $124,024 (9.1%) 0.00 52
2021-09-01 $119,900 (49.6%) $132,785 (21.3%) 0.00 50
2021-10-01 $114,900 (43.8%) $129,903 (21.6%) 0.00 52
2021-11-01 $98,650 (23.5%) $110,012 (6.0%) 0.00 44
2021-12-01 $91,150 (14.1%) $103,822 (2.1%) 0.00 42
2022-01-01 $89,900 (12.5%) $104,354 (3.0%) 0.00 44
2022-02-01 $88,675 (11.0%) $109,698 (13.5%) 0.00 36
2022-03-01 $105,000 (31.4%) $110,165 (17.3%) 0.00 26
2022-04-01 $134,900 (81.8%) $174,966 (83.5%) 0.00 26
2022-05-01 $149,500 (87.1%) $173,486 (58.3%) 0.00 33
2022-06-01 $128,725 (40.4%) $153,411 (19.1%) 0.00 30
2022-07-01 $122,450 (6.6%) $141,928 (9.7%) 0.00 31
2022-08-01 $123,725 (5.4%) $148,653 (19.9%) 0.00 32
2022-09-01 $125,000 (4.3%) $150,061 (13.0%) 0.00 30
2022-10-01 $103,500 (-9.9%) $145,485 (12.0%) 0.00 41
2022-11-01 $99,950 (1.3%) $152,832 (38.9%) 0.00 48
2022-12-01 $105,000 (15.2%) $147,208 (41.8%) 0.00 45
2023-01-01 $106,225 (18.2%) $152,254 (45.9%) 0.00 39
2023-02-01 $108,725 (22.6%) $145,259 (32.4%) 0.00 38
2023-03-01 $117,000 (11.4%) $151,466 (37.5%) 0.00 30
2023-04-01 $100,000 (-25.9%) $150,571 (-13.9%) 0.00 29
2023-05-01 $118,925 (-20.5%) $148,165 (-14.6%) 0.00 29
2023-06-01 $108,450 (-15.8%) $162,263 (5.8%) 0.00 25
2023-07-01 $125,000 (2.1%) $182,474 (28.6%) 0.00 27
2023-08-01 $144,700 (17.0%) $183,710 (23.6%) 0.00 38
2023-09-01 $123,900 (-0.9%) $162,948 (8.6%) 0.00 40
2023-10-01 $116,200 (12.3%) $160,199 (10.1%) 0.00 38
2023-11-01 $110,950 (11.0%) $152,464 (-0.2%) 0.00 40
Lincoln's median listing price for 2023-11-01 was $110,950, a difference of $11,000 (11.0%) versus the prior year and $-5,250 versus the prior month.

Lincoln's median listing price comes in at 0% of the national average.

Lincoln's average listing price for 2023-11-01 was $152,464, a difference of $-368 (-0.2%) versus the prior year and $-7,735 versus the prior month.

For the 2023-11-01 period, Lincoln had 40 MLS listings, a difference of 2 listings (5%) versus the prior month and -8 listings (-17%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Lincoln (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,734 sqft
2018-02-01 0 days 1,761 sqft
2018-03-01 0 days 1,802 sqft
2018-04-01 0 days 1,765 sqft
2018-05-01 0 days 1,753 sqft
2018-06-01 0 days 1,729 sqft
2018-07-01 0 days 1,691 sqft
2018-08-01 0 days 1,716 sqft
2018-09-01 0 days 1,782 sqft
2018-10-01 0 days 1,772 sqft
2018-11-01 0 days 1,759 sqft
2018-12-01 0 days 1,780 sqft
2019-01-01 0 days 1,732 sqft
2019-02-01 0 days 1,745 sqft
2019-03-01 0 days 1,708 sqft
2019-04-01 0 days 1,665 sqft
2019-05-01 0 days 1,675 sqft
2019-06-01 0 days 1,694 sqft
2019-07-01 0 days 1,697 sqft
2019-08-01 0 days 1,688 sqft
2019-09-01 0 days 1,670 sqft
2019-10-01 0 days 1,652 sqft
2019-11-01 0 days 1,640 sqft
2019-12-01 0 days 1,648 sqft
2020-01-01 0 days 1,650 sqft
2020-02-01 0 days 1,660 sqft
2020-03-01 0 days 1,696 sqft
2020-04-01 0 days 1,674 sqft
2020-05-01 0 days 1,648 sqft
2020-06-01 0 days 1,703 sqft
2020-07-01 0 days 1,656 sqft
2020-08-01 0 days 1,632 sqft
2020-09-01 0 days 1,584 sqft
2020-10-01 0 days 1,536 sqft
2020-11-01 0 days 1,568 sqft
2020-12-01 0 days 1,491 sqft
2021-01-01 0 days 1,519 sqft
2021-02-01 0 days 1,535 sqft
2021-03-01 0 days 1,409 sqft
2021-04-01 0 days 1,264 sqft
2021-05-01 0 days 1,292 sqft
2021-06-01 0 days 1,480 sqft
2021-07-01 0 days 1,600 sqft
2021-08-01 0 days 1,606 sqft
2021-09-01 0 days 1,679 sqft
2021-10-01 0 days 1,679 sqft
2021-11-01 0 days 1,614 sqft
2021-12-01 0 days 1,558 sqft
2022-01-01 0 days 1,413 sqft
2022-02-01 0 days 1,409 sqft
2022-03-01 0 days 1,309 sqft
2022-04-01 0 days 1,510 sqft
2022-05-01 0 days 1,753 sqft
2022-06-01 0 days 1,617 sqft
2022-07-01 0 days 1,524 sqft
2022-08-01 0 days 1,529 sqft
2022-09-01 0 days 1,667 sqft
2022-10-01 0 days 1,659 sqft
2022-11-01 0 days 1,596 sqft
2022-12-01 0 days 1,652 sqft
2023-01-01 0 days 1,687 sqft
2023-02-01 0 days 1,615 sqft
2023-03-01 0 days 1,556 sqft
2023-04-01 0 days 1,514 sqft
2023-05-01 0 days 1,721 sqft
2023-06-01 0 days 1,554 sqft
2023-07-01 0 days 1,536 sqft
2023-08-01 0 days 1,562 sqft
2023-09-01 0 days 1,354 sqft
2023-10-01 0 days 1,312 sqft
2023-11-01 0 days 1,295 sqft
Lincoln's median listing age (time on market) for 2023-11-01 was 0 days.

Lincoln's median square footage for active listings during the 2023-11-01 period was 1,295 sqft. One year prior, the average listing was 1,596 sqft.

Lincoln, IL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 344 $42,800,000 $124,419
Refi 68 $6,630,000 $97,500
Cash Out Refi 64 $6,720,000 $105,000
Home Improvement 35 $1,485,000 $42,429
Other 25 $1,405,000 $56,200

Lincoln's most frequently cited loan purpose was Home Purchase, with 344 originations. The 2nd most popular reason was Refi, with 68 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 171 $19,675,000 $115,058
3-4% 125 $13,755,000 $110,040
4-5% 112 $13,030,000 $116,339
6-7% 63 $5,965,000 $94,683
7-8% 25 $2,675,000 $107,000
2.5-3% 22 $2,280,000 $103,636
<2.5% 7 $625,000 $89,286
Over 8% 4 $110,000 $27,500

During 2022, Lincoln's most frequently originated rate bucket was 5-6%, with 171 originations.

Loan Sizing (Lincoln, IL MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 279 $16,995,000 $60,914
$100k-200k 205 $27,905,000 $136,122
$200k-400k 48 $11,880,000 $247,500
$400k-600k 3 $1,265,000 $421,667
$600k-1000k 1 $995,000 $995,000

Lincoln's loan sizing saw the bucket of loans from $100,000 or less with 279 originations, totaling $16,995,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 293 $36,075,000 $123,123
60-80% 112 $14,290,000 $127,589
40-60% 45 $3,925,000 $87,222
20-40% 44 $1,920,000 $43,636
Under 20% 26 $650,000 $25,000
Over 100% 5 $915,000 $183,000

Lincoln's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 293 originations, totaling $36,075,000 in origination value.