Cbi Bank & Trust Mortgage Rates, Fees & Info

Muscatine, IA

LEI: 5493003X0GM1DHJIWC22

Tax ID: 42-0175400

5 stars - out of 5 stars, based on 34 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Originations
  • Relative Rates
  • Relative Fees
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Cbi Bank & Trust is a smaller bank specializing in Home Purchase and Refi loans. Cbi Bank & Trust has a high proportion of conventional loans. Their top markets by origination volume include: Galesburg, Iowa City, Davenport, Muscatine, and Peoria among others. We have data for 42 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Cbi Bank & Trust has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Cbi Bank & Trust is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.59% 3/19/23
    30 Year Conventional Refi 6.33% 3/19/23
    30 Year Cash-out Refi 6.61% 3/19/23
    30 Year FHA Purchase 6.27% 3/19/23
    15 Year Conventional Purchase 5.77% 3/19/23
    15 Year Conventional Refi 5.74% 3/19/23
    15 Year Cash-out Refi 5.74% 3/19/23
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    1,124

    Origination Dollar Volume (All Markets)

    $178,350,000

    Employee count

    211 Show all (5) awards

    Relative Rate

    Cbi Bank & Trust's average 30 year fixed mortgage rate was 3.1%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.05%.

    Relative Fees (Closing Costs)

    Cbi Bank & Trust's average total fees/closing costs for a 30 year fixed rate mortgage were $2,146.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Galesburg, IL (FHA|USDA|VA) 375 $39,465,000 $105,240 $1,989 3.26%
    IOWA CITY, IA (FHA|USDA|VA) 167 $35,775,000 $214,222 $1,743 3.20%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 136 $27,540,000 $202,500 $1,859 3.18%
    Muscatine, IA (FHA|USDA|VA) 184 $26,520,000 $144,130 $1,841 3.17%
    PEORIA, IL (FHA|USDA|VA) 123 $18,815,000 $152,967 $1,960 3.37%
    Outside of Metro Areas 54 $6,490,000 $120,185 $2,081 3.11%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 5 $4,965,000 $993,000 $2,008 3.28%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 12 $4,760,000 $396,667 $2,621 3.05%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 8 $1,810,000 $226,250 $1,788 2.99%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 5 $1,535,000 $307,000 $4,326 2.98%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $925,000 $925,000 $8,059 2.75%
    BLOOMINGTON, IL (FHA|USDA|VA) 3 $895,000 $298,333 $2,150 2.42%
    Macomb, IL (FHA|USDA|VA) 6 $640,000 $106,667 $2,285 3.52%
    Burlington, IA-IL (FHA|USDA|VA) 7 $625,000 $89,286 $1,905 4.26%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $490,000 $245,000 $3,154 2.75%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $465,000 $465,000 $0 3.25%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $445,000 $445,000 $3,158 2.63%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $430,000 $215,000 $2,177 3.38%
    Sevierville, TN (FHA|USDA|VA) 1 $395,000 $395,000 $0 3.38%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $395,000 $395,000 $3,581 2.25%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $360,000 $180,000 $0 3.44%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $355,000 $355,000 $0 2.88%
    SALEM, OR (FHA|USDA|VA) 1 $345,000 $345,000 $2,161 2.63%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $340,000 $170,000 $2,073 3.13%
    Brainerd, MN (FHA|USDA|VA) 1 $295,000 $295,000 $3,215 2.63%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $295,000 $295,000 $1,823 2.88%
    Clinton, IA (FHA|USDA|VA) 5 $265,000 $53,000 $1,929 3.70%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $265,000 $265,000 $4,429 2.75%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $265,000 $265,000 $2,170 2.13%
    Fairfield, IA (FHA|USDA|VA) 2 $240,000 $120,000 $1,051 3.27%
    Spearfish, SD (FHA|USDA|VA) 1 $225,000 $225,000 $1,979 2.13%
    Lebanon, MO (FHA|USDA|VA) 1 $225,000 $225,000 $2,748 3.00%
    SHEBOYGAN, WI (FHA|USDA|VA) 1 $225,000 $225,000 $2,222 2.63%
    Ottumwa, IA (FHA|USDA|VA) 2 $220,000 $110,000 $1,839 2.94%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $205,000 $205,000 $2,235 2.88%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $185,000 $185,000 $2,715 3.25%
    Rochelle, IL (FHA|USDA|VA) 1 $185,000 $185,000 $2,970 2.63%
    Sterling, IL (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.99%
    DUBUQUE, IA (FHA|USDA|VA) 1 $115,000 $115,000 $1,955 2.00%
    Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $105,000 $105,000 $2,419 3.25%
    Ottawa, IL (FHA|USDA|VA) 1 $95,000 $95,000 $2,776 3.13%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $35,000 $35,000 $2,122 3.00%
    Cbi Bank & Trust's top markets include Galesburg, Iowa City, Davenport, Muscatine, and Peoria among others.

    Their top states include:
  • Iowa (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Arkansas (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against CBI Bank & Trust based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Hills Bank and Trust Company
    Similarity Rank: 176
    Marine Bank
    Similarity Rank: 204
    R.I.A. Federal Credit Union
    Similarity Rank: 232
    DuTrac Community Credit Union
    Similarity Rank: 264
    RESIDENTIAL MORTGAGE NETWORK, INC.
    Similarity Rank: 289
    LINN AREA
    Similarity Rank: 290
    GAS AND ELECTRIC CREDIT UNION
    Similarity Rank: 294
    ASCENTRA
    Similarity Rank: 312
    Goodfield State Bank
    Similarity Rank: 324
    Collins Community Credit Union
    Similarity Rank: 378

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,124 $178,350,000 $158,674 $1,956 3.23%

    For 2021, Cbi Bank & Trust's most frequently originated type of loan was Conventional, with 1,124 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 548 $92,230,000 $168,303 $2,115 3.33%
    Refi 372 $59,430,000 $159,758 $1,716 3.15%
    Cash Out Refi 154 $23,500,000 $152,597 $2,266 2.83%
    Home Improvement 25 $1,205,000 $48,200 $732 3.96%
    Other 25 $1,985,000 $79,400 $1,167 3.64%

    For 2021, Cbi Bank & Trust's most frequently cited loan purpose was Home Purchase, with 548 originations. The 2nd most popular reason was Refi, with 372 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 486 $84,660,000 $174,198 $2,146 3.10%
    15 Year 247 $37,645,000 $152,409 $2,061 2.42%
    5 Year 176 $30,010,000 $170,511 $352 4.20%
    Other 101 $9,485,000 $93,911 $599 4.20%
    20 Year 59 $9,125,000 $154,661 $2,012 2.86%
    10 Year 35 $5,035,000 $143,857 $1,972 2.66%
    3 Year 10 $1,110,000 $111,000 $200 4.53%
    1 Year 10 $1,280,000 $128,000 $0 4.93%

    For 2021, Cbi Bank & Trust's most frequently cited loan duration was 30 Year, with 486 originations. The 2nd most popular length was 15 Year, with 247 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 755 $113,635,000 $150,510
    $1k-2k 99 $15,935,000 $160,960
    $2k-3k 16 $4,290,000 $268,125
    $3k-4k 5 $1,705,000 $341,000
    $5k+ 2 $1,160,000 $580,000

    Cbi Bank & Trust's average total fees were $2,146, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 755 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 379 $61,235,000 $161,570
    2.5-3% 312 $60,300,000 $193,269
    <2.5% 257 $38,875,000 $151,265
    4-5% 153 $17,065,000 $111,536
    5-6% 15 $735,000 $49,000
    6-7% 8 $140,000 $17,500

    During 2021, Cbi Bank & Trust's average interest rate for loans was 3.10%, while their most frequently originated rate bucket for loans was 3-4%, with 379 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 477 $27,885,000 $58,459 $1,663 3.52%
    $100k-200k 371 $53,255,000 $143,544 $2,023 3.02%
    $200k-400k 220 $59,050,000 $268,409 $2,197 2.96%
    $400k-600k 44 $21,770,000 $494,773 $2,479 3.02%
    $1MM+ 8 $13,090,000 $1,636,250 $2,370 3.21%
    $600k-1MM 4 $3,300,000 $825,000 $5,011 3.78%

    2021 saw Cbi Bank & Trust place emphasis on $100,000 or less loans with 477 originations, totaling $27,885,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 240 $37,610,000 $156,708 $1,973 3.13%
    $50k or less 201 $17,155,000 $85,348 $1,850 3.23%
    $50k-75k 185 $20,955,000 $113,270 $1,944 3.15%
    $75k-100k 174 $22,650,000 $130,172 $1,983 3.09%
    $150k-250k 104 $21,900,000 $210,577 $1,935 3.07%
    $250k+ 82 $24,810,000 $302,561 $2,252 2.99%

    Cbi Bank & Trust lent most frequently to those with incomes in the $100k-150k range, with 240 originations. The second most popular income band? $50k or less, with 201 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 313 $48,285,000 $154,265 $1,990 2.98%
    <20% 163 $26,065,000 $159,908 $1,929 2.85%
    30-36% 161 $23,095,000 $143,447 $1,913 3.12%
    36% 31 $4,435,000 $143,065 $2,032 3.11%
    43% 28 $4,730,000 $168,929 $2,068 3.03%
    39% 26 $4,140,000 $159,231 $2,117 3.06%
    40% 24 $3,120,000 $130,000 $1,698 3.23%
    45% 22 $3,010,000 $136,818 $2,059 3.03%
    42% 21 $2,995,000 $142,619 $1,913 2.97%
    38% 21 $2,915,000 $138,810 $1,888 2.82%
    44% 21 $3,065,000 $145,952 $1,824 3.34%
    41% 20 $2,980,000 $149,000 $1,888 3.22%
    37% 19 $2,635,000 $138,684 $2,253 3.34%
    46% 18 $2,500,000 $138,889 $1,749 2.91%
    47% 13 $2,175,000 $167,308 $1,882 2.88%
    50-60% 10 $1,550,000 $155,000 $2,155 3.35%
    49% 8 $1,500,000 $187,500 $2,034 2.80%
    48% 6 $1,370,000 $228,333 $2,130 2.94%
    >60% 4 $660,000 $165,000 $1,084 3.93%

    Cbi Bank & Trust lent most frequently to those with DTI ratios of 20-30%, with 313 originations. The next most common DTI ratio? <20%, with 163 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 921 $132,385,000 $143,740 $1,955 3.14%
    Not applicable 120 $29,740,000 $247,833 $1,707 4.06%
    Asian 36 $7,880,000 $218,889 $1,960 2.70%
    Not provided 29 $6,245,000 $215,345 $1,968 3.00%
    Black 16 $1,870,000 $116,875 $1,964 3.58%
    American Indian 2 $230,000 $115,000 $2,178 2.69%

    Approval Rates

    Total approvals of all applications
    94.35%

    Cbi Bank & Trust has an average approval rate.

    Pick Rate

    Approvals leading to origination
    89.15%

    Cbi Bank & Trust has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    114.0 3 $85,000 $28,333
    NA 1,121 $178,265,000 $159,023

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,124 $178,350,000 $158,674

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 87 $8,465,000 $97,299 $1,339 3.47%
    40-60% 149 $19,555,000 $131,242 $1,946 3.14%
    60-80% 457 $82,155,000 $179,770 $2,136 3.12%
    80-100% 371 $64,245,000 $173,167 $2,106 3.17%
    Over 100% 1 $765,000 $765,000 $0 5.00%
    Under 20% 59 $3,165,000 $53,644 $390 4.23%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Cbi Bank & Trust 101 W 2nd Street Davenport, IA 52801 Full Service B&M $18,100
    Cbi Bank & Trust 101 W Bryant St Walcott, IA 52773 Full Service B&M $94,101
    Cbi Bank & Trust 1060 West Monroe Street Washington, IA 52353 Full Service B&M $38,362
    Cbi Bank & Trust 123 East Knoxville Street Brimfield, IL 61517 Full Service B&M $36,136
    Cbi Bank & Trust 1230 N Henderson St Galesburg, IL 61401 Full Service B&M $75,189
    Cbi Bank & Trust 140 Holiday Road Coralville, IA 52241 Full Service B&M $19,994
    Cbi Bank & Trust 1521 Park Avenue Muscatine, IA 52761 Full Service B&M $66,582
    Cbi Bank & Trust 20228 183rd Ave West Buffalo Prairie, IL 61237 Full Service B&M $36,885
    Cbi Bank & Trust 21 East Main Street Galesburg, IL 61401 Full Service B&M $229,795
    Cbi Bank & Trust 2322 E. Kimberly Rd, Unit D2-1 Davenport, IA 52807 Full Service B&M $25,420
    Cbi Bank & Trust 2400 Second Avenue Muscatine, IA 52761 Full Service Retail $12,587
    Cbi Bank & Trust 2616 Veterans Drive Galesburg, IL 61401 Full Service B&M $8,754
    Cbi Bank & Trust 301 Iowa Ave Muscatine, IA 52761 Full Service B&M $243,581
    Cbi Bank & Trust 402 B Avenue Kalona, IA 52247 Full Service B&M $38,653
    Cbi Bank & Trust 4620 N University Peoria, IL 61614 Full Service B&M $24,313
    Cbi Bank & Trust 710 W.5th St Wilton, IA 52778 Full Service B&M $19,065

    For 2021, Cbi Bank & Trust had 16 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $37,399
    Net interest income $35,089
    Total noninterest income $14,109
    Gross Fiduciary activities income $1,817
    Service charges on deposit accounts $1,681
    Trading account gains and fees $0
    Additional Noninterest Income $10,611
    Pre-tax net operating income $17,820
    Securities gains (or losses, -) $0
    Income before extraordinary items $14,097
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $14,097
    Minority interest net income $0
    Net income $14,097
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $14,097

    Cbi Bank & Trust's gross interest income from loans was $37,399,000.
    Cbi Bank & Trust's net interest income from loans was $35,089,000.
    Cbi Bank & Trust's fee based income from loans was $1,681,000.
    Cbi Bank & Trust's net income from loans was $14,097,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $2,310
    Provision for credit losses $540
    Total noninterest expense $30,838
    Salaries and employee benefits $18,837
    Premises and equipment expense $3,120
    Additional noninterest expense $8,881
    Applicable income taxes $3,723
    Net charge-offs $413
    Cash dividends $2,500

    Cbi Bank & Trust's interest expense for loans was $2,310,000.
    Cbi Bank & Trust's payroll and benefits expense were $18,837,000.
    Cbi Bank & Trust's property, plant and equipment expenses $3,120,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $991,067
    Deposits held in domestic offices $991,067
    Deposits by Individuals, partnerships, and corporations $910,352
    Deposits by U.S. Government $19
    Deposits by States and political subdivisions in the U.S. $80,684
    Deposits by Commercial banks and other depository institutions in U.S. $13
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $98,557
    Demand deposits $44,906
    Nontransaction accounts $892,511
    Money market deposit accounts (MMDAs) $160,426
    Other savings deposits (excluding MMDAs) $579,171
    Total time deposits $152,914
    Total time and savings deposits $946,162
    Noninterest-bearing deposits $227,938
    Interest-bearing deposits $763,129
    Retail deposits $957,766
    IRAs and Keogh plan accounts $20,553
    Brokered deposits $986
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,143,091
    Cash & Balances due from depository institutions $87,389
    Interest-bearing balances $75,174
    Total securities $307,673
    Federal funds sold & reverse repurchase $0
    Net loans and leases $676,071
    Loan and leases loss allowance $8,899
    Trading account assets $0
    Bank premises and fixed assets $19,488
    Other real estate owned $0
    Goodwill and other intangibles $25,090
    All other assets $27,380

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,143,091
    Total Liabilities $1,004,665
    Total deposits $991,067
    Interest-bearing deposits $763,129
    Deposits held in domestic offices $991,067
    % insured (estimated) $77
    Federal funds purchased and repurchase agreements $6,996
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $6,602

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $676,071
    Loan and leases loss allowance $8,899
    Total loans and leases (domestic) $684,970
    All real estate loans $489,708
    Real estate loans in domestic offices $489,708
    Construction and development loans $38,099
    Residential 1-4 family construction $24,541
    Other construction, all land development and other land $13,558
    Loans secured by nonfarm nonresidential properties $184,789
    Nonfarm nonresidential secured by owner-occupied properties $74,410
    Commercial real estate & other non-farm, non-residential $110,379
    Multifamily residential real estate $24,303
    1-4 family residential loans $153,784
    Farmland loans $88,733
    Loans held in foreign offices $0
    Farm loans $66,947
    Commercial and industrial loans $102,487
    To non-U.S. addressees $0
    Loans to individuals $15,582
    Credit card loans $0
    Related Plans $30
    Consumer Auto Loans $13,471
    Other loans to individuals $2,081
    All other loans & leases $10,246
    Loans to foreign governments and official institutions $0
    Other loans $469
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $2,043
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $4,832
    Non 1-4 family restructured loans & leases $4,756
    Total loans and leases (foreign) $0

    CBI Bank & Trust had $676,071,000 of loans outstanding in 2021. $489,708,000 of loans were in real estate loans. $38,099,000 of loans were in development loans. $24,303,000 of loans were in multifamily mortgage loans. $153,784,000 of loans were in 1-4 family mortgage loans. $66,947,000 of loans were in farm loans. $0 of loans were in credit card loans. $13,471,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 288 $62,336 $216,444
    Nonfarm, nonresidential loans - <$100k 75 $3,404 $45,387
    Nonfarm, nonresidential loans - $100-250k 98 $13,194 $134,633
    Nonfarm, nonresidential loans - $250k-1MM 115 $45,738 $397,722
    Commercial & Industrial, US addressed loans - <$1MM 385 $32,552 $84,551
    Commercial & Industrial, US addressed loans - <$100k 215 $5,054 $23,507
    Commercial & Industrial, US addressed loans - $100-250k 102 $9,130 $89,510
    Commercial & Industrial, US addressed loans - $250k-1MM 68 $18,368 $270,118
    Farmland loans - <$1MM 165 $25,952 $157,285
    Farmland loans - <$100k 37 $1,529 $41,324
    Farmland loans - $100-250k 69 $8,604 $124,696
    Farmland loans - $250k-1MM 59 $15,819 $268,119
    Agriculture operations loans - <$1MM 308 $23,596 $76,610
    Agriculture operations loans - <$100k 182 $4,763 $26,170
    Agriculture operations loans - $100-250k 74 $7,013 $94,770
    Agriculture operations loans - $250k-1MM 52 $11,820 $227,308