Ccb Community Bank Mortgage Rates, Fees & Info
Andalusia, ALLEI: 254900FG1PR8UNV77C36
Tax ID: 63-0258819
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Ccb Community Bank is a smaller bank specializing in Home Purchase and Refi loans. Ccb Community Bank has a high proportion of conventional loans. Their top markets by origination volume include: Crestview, Enterprise, Daphne, Auburn, and Pensacola among others. We have data for 12 markets. (Some data included below & more in-depth data is available with an active subscription.)Ccb Community Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
197Origination Dollar Volume (All Markets)
$36,175,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 148 | $23,530,000 | $158,986 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 24 | $6,660,000 | $277,500 | $0 | 0.00% |
| Enterprise, AL (FHA|USDA|VA) | 10 | $1,650,000 | $165,000 | $0 | 0.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $1,555,000 | $518,333 | $0 | 0.00% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $0 | 0.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $0 | 0.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 0.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 0.00% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 0.00% |
| Atmore, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
| Ozark, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 197 | $36,175,000 | $183,629 | $0 | 0.00% |
For 2022, Ccb Community Bank's most frequently originated type of loan was Conventional, with 197 originations.
Loan Reason
For 2022, Ccb Community Bank's most frequently cited loan purpose was Home Purchase, with 114 originations. The 2nd most popular reason was Refi, with 66 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 197 | $36,175,000 | $183,629 | $0 | 0.00% |
For 2022, Ccb Community Bank's most frequently cited loan duration was Other, with 197 originations.
Loan Sizing
2022 saw Ccb Community Bank place emphasis on $100,000 or less loans with 81 originations, totaling $4,505,000 in origination value.
Applicant Income
Ccb Community Bank lent most frequently to those with incomes in the $50k-75k range, with 54 originations. The second most popular income band? $100k-150k, with 39 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 197 | $36,175,000 | $183,629 | $0 | 0.00% |
Ccb Community Bank lent most frequently to those with DTI ratios of Exempt%, with 197 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.82%
Ccb Community Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination83.76%
Ccb Community Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 197 | $36,175,000 | $183,629 |