Premierbank Mortgage Rates, Fees & Info
Fort Atkinson, WILEI: 254900G9TLX0Q50U7H04
Tax ID: 39-0286170
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Premierbank is a smaller bank specializing in Home Purchase loans. Premierbank has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Watertown, Janesville, Whitewater, Milwaukee, and Madison among others. We have data for 14 markets. (Some data included below & more in-depth data is available with an active subscription.)Premierbank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Originations
196Origination Dollar Volume (All Markets)
$40,490,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 96 | $19,170,000 | $199,688 | $0 | 0.00% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 47 | $8,595,000 | $182,872 | $0 | 0.00% |
| Whitewater, WI (FHA|USDA|VA) | 19 | $3,725,000 | $196,053 | $0 | 0.00% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 10 | $3,040,000 | $304,000 | $0 | 0.00% |
| Outside of Metro Areas | 5 | $1,195,000 | $239,000 | $0 | 0.00% |
| MADISON, WI (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $0 | 0.00% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $855,000 | $855,000 | $0 | 0.00% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $0 | 0.00% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $0 | 0.00% |
| Beaver Dam, WI (FHA|USDA|VA) | 7 | $585,000 | $83,571 | $0 | 0.00% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $0 | 0.00% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 0.00% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 0.00% |
| RACINE, WI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against PremierBank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 49
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 195 | $40,275,000 | $206,538 | $0 | 0.00% |
| USDA | 1 | $215,000 | $215,000 | $0 | 0.00% |
For 2024, Premierbank's most frequently originated type of loan was Conventional, with 195 originations. Their 2nd most popular type was USDA, with 1 originations.
Loan Reason
For 2024, Premierbank's most frequently cited loan purpose was Home Purchase, with 110 originations. The 2nd most popular reason was Refi, with 44 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 196 | $40,490,000 | $206,582 | $0 | 0.00% |
For 2024, Premierbank's most frequently cited loan duration was Other, with 196 originations.
Loan Sizing
2024 saw Premierbank place emphasis on $200k-400k loans with 61 originations, totaling $16,905,000 in origination value.
Applicant Income
Premierbank lent most frequently to those with incomes in the $100k-150k range, with 38 originations. The second most popular income band? $75k-100k, with 35 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 196 | $40,490,000 | $206,582 | $0 | 0.00% |
Premierbank lent most frequently to those with DTI ratios of Exempt%, with 196 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.95%
Premierbank has an average approval rate.
Pick Rate
Approvals leading to origination92.35%
Premierbank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 196 | $40,490,000 | $206,582 |