First National Bank Of Coffee County Mortgage Rates, Fees & Info
DOUGLAS, GALEI: 254900GACVFC2JIZYT69
Tax ID: 58-1952884
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
First National Bank Of Coffee County is a smaller bank specializing in Home Purchase and Refi loans. First National Bank Of Coffee County has a high proportion of conventional loans. Their top markets by origination volume include: Douglas, Miami, Jacksonville, Atlanta, and Fitzgerald among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)First National Bank Of Coffee County has an above average approval rate when compared to the average across all lenders.
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Originations
87Origination Dollar Volume (All Markets)
$15,655,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Douglas, GA (FHA|USDA|VA) | 64 | $6,310,000 | $98,594 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 5 | $4,645,000 | $929,000 | $0 | 0.00% |
| Outside of Metro Areas | 10 | $2,940,000 | $294,000 | $0 | 0.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $0 | 0.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| Waycross, GA (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 0.00% |
| Tifton, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 87 | $15,655,000 | $179,943 | $0 | 0.00% |
For 2024, First National Bank Of Coffee County's most frequently originated type of loan was Conventional, with 87 originations.
Loan Reason
For 2024, First National Bank Of Coffee County's most frequently cited loan purpose was Home Purchase, with 47 originations. The 2nd most popular reason was Home Improvement, with 15 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 87 | $15,655,000 | $179,943 | $0 | 0.00% |
For 2024, First National Bank Of Coffee County's most frequently cited loan duration was Other, with 87 originations.
Loan Sizing
2024 saw First National Bank Of Coffee County place emphasis on $100,000 or less loans with 47 originations, totaling $2,315,000 in origination value.
Applicant Income
First National Bank Of Coffee County lent most frequently to those with incomes in the $50k or less range, with 16 originations. The second most popular income band? $100k-150k, with 11 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 87 | $15,655,000 | $179,943 | $0 | 0.00% |
First National Bank Of Coffee County lent most frequently to those with DTI ratios of Exempt%, with 87 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications100.00%
First National Bank Of Coffee County has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 87 | $15,655,000 | $179,943 |