Waycross Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Waycross averaged
6.04%
for the week of 2024-10-03, compared to the national average of
6.12% for the same period.
The average rate for the prior week (2024-09-26) was
6.3% and
one month ago for the week of 2024-08-29, the
average rate was 6.17%.
Waycross's average rate one year ago was 7.13%.
For refis of the same type during the week of 2024-10-03, the average rate
was 6.72%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-03 | 6.12% |
Waycross 30 Year Fixed Rate | 2024-10-03 | 6.04% |
Waycross 30 Year Fixed Rate Refi | 2024-10-03 | 6.72% |
Waycross 15 Year Fixed Rate | 2024-10-03 | 5.15% |
Waycross 15 Year Fixed Rate Refi | 2024-10-03 | 5.35% |
Waycross 30 Year FHA | 2024-10-03 | 5.79% |
Waycross 30 Year FHA Refi | 2024-10-03 | 5.89% |
Waycross 30 Year USDA | 2024-10-03 | 5.97% |
Waycross 30 Year USDA Refi | 2024-10-03 | 6.07% |
Waycross 30 Year VA | 2024-10-03 | 5.83% |
Waycross 30 Year VA Refi | 2024-10-03 | 5.7% |
Waycross Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Waycross, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Waycross Average Closing Costs & Other Stats
Waycross, GA's 44 lenders originated 782
loans during 2023. The total origination value was $129,430,000, with an average loan value of
$165,512.
Waycross's average closing costs are $5,153.
The top Waycross lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
46 loans originated. Their average total fees are
$5,423, which is $619
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Waycross lenders (with over 10 loans originated) are
UNITED WHOLESALE MORTGAGE, LLC ($5,423), QUICKEN LOANS, LLC ($6,042), .
The lowest rate Waycross lenders (with over 10 loans originated) are
UNITED WHOLESALE MORTGAGE, LLC (6.62%), QUICKEN LOANS, LLC (6.71%), .
Waycross, GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
UNITED WHOLESALE MORTGAGE, LLC | $29,010,000 | $20,265,000 | -30.1% | 15.7% |
QUICKEN LOANS, LLC | $18,825,000 | $13,550,000 | -28.0% | 10.5% |
PrimeSouth Bank | $18,325,000 | $12,760,000 | -30.4% | 9.9% |
Renasant Bank | $2,135,000 | $11,640,000 | 445.2% | 9.0% |
Mortgage Research Center, LLC | $5,120,000 | $6,430,000 | 25.6% | 5.0% |
GUARANTEED RATE, INC. | $7,940,000 | $3,540,000 | -55.4% | 2.7% |
PENNYMAC LOAN SERVICES, LLC | $2,340,000 | $3,270,000 | 39.7% | 2.5% |
Ameris Bank | $2,585,000 | $2,960,000 | 14.5% | 2.3% |
Truist | $2,875,000 | $2,480,000 | -13.7% | 1.9% |
SOUTHEASTERN Credit Union | $4,275,000 | $2,445,000 | -42.8% | 1.9% |
21ST MORTGAGE CORPORATION | $2,610,000 | $2,340,000 | -10.3% | 1.8% |
NAVY FEDERAL CREDIT UNION | $1,820,000 | $1,760,000 | -3.3% | 1.4% |
DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $1,695,000 | $1,725,000 | 1.8% | 1.3% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,695,000 | n/a | 1.3% | |
LOANDEPOT.COM, LLC | $935,000 | $1,410,000 | 50.8% | 1.1% |
AgFirst Farm Credit Bank | $1,380,000 | $1,400,000 | 1.4% | 1.1% |
CARDINAL FINANCIAL | $1,085,000 | $1,380,000 | 27.2% | 1.1% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $505,000 | $1,370,000 | 171.3% | 1.1% |
Paramount Residential Mortgage Group, Inc. | $430,000 | $1,190,000 | 176.7% | 0.9% |
BROKER SOLUTIONS, INC. | $280,000 | $1,105,000 | 294.6% | 0.9% |
ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $590,000 | $1,045,000 | 77.1% | 0.8% |
NEW DAY FINANCIAL, LLC | $795,000 | $1,020,000 | 28.3% | 0.8% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $550,000 | $1,010,000 | 83.6% | 0.8% |
CMG MORTGAGE, INC. | $1,045,000 | $975,000 | -6.7% | 0.8% |
PNC Bank | $845,000 | $865,000 | 2.4% | 0.7% |
FREEDOM MORTGAGE CORPORATION | $1,610,000 | $835,000 | -48.1% | 0.6% |
Plains Commerce Bank | $825,000 | n/a | 0.6% | |
TOWNE MORTGAGE COMPANY | $810,000 | $740,000 | -8.6% | 0.6% |
GEORGIA'S OWN | $340,000 | $725,000 | 113.2% | 0.6% |
Equity Prime Mortgage LLC | $645,000 | $720,000 | 11.6% | 0.6% |
AMERISAVE MORTGAGE CORPORATION | $1,045,000 | $665,000 | -36.4% | 0.5% |
Carrington Mortgage Services, LLC | $285,000 | $665,000 | 133.3% | 0.5% |
Prosperity Home Mortgage, LLC | $660,000 | n/a | 0.5% | |
Capital City Home Loans, LLC | $105,000 | $655,000 | 523.8% | 0.5% |
USAA Federal Savings Bank | $220,000 | $645,000 | 193.2% | 0.5% |
NEWREZ LLC | $670,000 | $585,000 | -12.7% | 0.5% |
Bank of England | $260,000 | $570,000 | 119.2% | 0.4% |
HOMESTAR FINANCIAL CORPORATION | $1,900,000 | $550,000 | -71.1% | 0.4% |
PLAZA HOME MORTGAGE, INC. | $495,000 | n/a | 0.4% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $220,000 | $490,000 | 122.7% | 0.4% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $875,000 | $485,000 | -44.6% | 0.4% |
Mid-Continent Funding, Inc. | $575,000 | $480,000 | -16.5% | 0.4% |
SIRVA MORTGAGE, INC. | $915,000 | $480,000 | -47.5% | 0.4% |
Barrington Bank & Trust Company, N.A. | $490,000 | $475,000 | -3.1% | 0.4% |
CROSSCOUNTRY MORTGAGE, LLC | $95,000 | $470,000 | 394.7% | 0.4% |
INTERCOASTAL MORTGAGE COMPANY | $455,000 | n/a | 0.4% | |
United Community Bank | $1,370,000 | $445,000 | -67.5% | 0.3% |
CRESCENT MORTGAGE COMPANY | $1,570,000 | $440,000 | -72.0% | 0.3% |
Magnolia Bank | $370,000 | $440,000 | 18.9% | 0.3% |
The Federal Savings Bank | $430,000 | n/a | 0.3% | |
Loan Simple, Inc. | $415,000 | n/a | 0.3% | |
MILEND, INC. | $410,000 | n/a | 0.3% | |
HOMEOWNERS FINANCIAL GROUP USA, LLC | $405,000 | n/a | 0.3% | |
JPMorgan Chase Bank | $345,000 | $390,000 | 13.0% | 0.3% |
Platinum Home Mortgage Corporation | $380,000 | n/a | 0.3% | |
Mr. Cooper ( Nationstar Mortgage ) | $725,000 | $370,000 | -49.0% | 0.3% |
FIRST COMMUNITY MORTGAGE, INC. | $365,000 | n/a | 0.3% | |
CIS Financial Services, Inc. | $270,000 | $355,000 | 31.5% | 0.3% |
TOP FLITE FINANCIAL, INC. | $125,000 | $355,000 | 184.0% | 0.3% |
Summit Mortgage Corporation | $315,000 | n/a | 0.2% | |
VILLAGE CAPITAL MORTGAGE | $250,000 | $285,000 | 14.0% | 0.2% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,595,000 | $280,000 | -89.2% | 0.2% |
CLEARPATH LENDING | $215,000 | $265,000 | 23.3% | 0.2% |
HOMESIDE FINANCIAL, LLC | $265,000 | n/a | 0.2% | |
INTERSTATE UNLIMITED Federal Credit Union | $700,000 | $265,000 | -62.1% | 0.2% |
STATE EMPLOYEES' | $265,000 | n/a | 0.2% | |
FirstBank | $310,000 | $255,000 | -17.7% | 0.2% |
1ST SIGNATURE LENDING, LLC | $65,000 | $245,000 | 276.9% | 0.2% |
AMERICAN FINANCIAL NETWORK, INC. | $240,000 | n/a | 0.2% | |
Bank of America | $550,000 | $240,000 | -56.4% | 0.2% |
South State Bank | $525,000 | $235,000 | -55.2% | 0.2% |
Keystone Funding, Inc. | $225,000 | n/a | 0.2% | |
LENDINGHOME FUNDING CORPORATION | $210,000 | n/a | 0.2% | |
Operating Engineers Local Union #3 | $205,000 | n/a | 0.2% | |
SUMMIT FUNDING, INC. | $205,000 | n/a | 0.2% | |
UNION HOME MORTGAGE CORP. | $195,000 | n/a | 0.2% | |
GUILD MORTGAGE COMPANY | $265,000 | $185,000 | -30.2% | 0.1% |
OAKTREE FUNDING CORP. | $185,000 | n/a | 0.1% | |
First Federal Bank | $175,000 | n/a | 0.1% | |
MOVEMENT MORTGAGE, LLC | $125,000 | $175,000 | 40.0% | 0.1% |
Nations Lending Corporation | $145,000 | $175,000 | 20.7% | 0.1% |
NATIONS RELIABLE LENDING, LLC | $275,000 | $175,000 | -36.4% | 0.1% |
THRIVE MORTGAGE, LLC | $195,000 | $170,000 | -12.8% | 0.1% |
Synovus Bank | $55,000 | $165,000 | 200.0% | 0.1% |
Neighborhood Loans, Inc. | $155,000 | n/a | 0.1% | |
ZILLOW HOME LOANS, LLC | $975,000 | $155,000 | -84.1% | 0.1% |
SOUTHWEST STAGE FUNDING, LLC | $465,000 | $145,000 | -68.8% | 0.1% |
STOCKTON MORTGAGE CORPORATION | $95,000 | $145,000 | 52.6% | 0.1% |
Discover Bank | $140,000 | n/a | 0.1% | |
Notre Dame Federal Credit Union Corporation | $290,000 | $130,000 | -55.2% | 0.1% |
AMCAP MORTGAGE, LTD. | $125,000 | n/a | 0.1% | |
CALIBER HOME LOANS, INC. | $360,000 | $125,000 | -65.3% | 0.1% |
CREDIT UNION MORTGAGE ASSOCIATION, INC. | $125,000 | n/a | 0.1% | |
FIRST NATIONAL BANK OF COFFEE COUNTY | $120,000 | n/a | 0.1% | |
AMERICAN FINANCIAL RESOURCES, INC. | $480,000 | $105,000 | -78.1% | 0.1% |
Fidelity Bank | $105,000 | n/a | 0.1% | |
FINANCE OF AMERICA REVERSE LLC | $35,000 | $105,000 | 200.0% | 0.1% |
KELLER MORTGAGE, LLC | $105,000 | n/a | 0.1% | |
LIMA ONE CAPITAL, LLC | $105,000 | n/a | 0.1% | |
Southeastern Bank | $1,105,000 | $105,000 | -90.5% | 0.1% |
GUARANTY HOME MORTGAGE CORPORATION | $525,000 | $95,000 | -81.9% | 0.1% |
MIDLAND MORTGAGE CORPORATION | $290,000 | $95,000 | -67.2% | 0.1% |
South Georgia Bank | $350,000 | $95,000 | -72.9% | 0.1% |
Figure Lending LLC | $40,000 | $90,000 | 125.0% | 0.1% |
ROYAL UNITED MORTGAGE LLC | $105,000 | $90,000 | -14.3% | 0.1% |
Blue Ridge Bank | $1,285,000 | $85,000 | -93.4% | 0.1% |
MEMBER FIRST MORTGAGE, LLC | $85,000 | n/a | 0.1% | |
FIRST BANCORP | $75,000 | n/a | 0.1% | |
The First, A National Banking Association | $75,000 | n/a | 0.1% | |
COUNTRYPLACE MORTGAGE, LTD. | $65,000 | n/a | 0.1% | |
FIRST FLORIDA Credit Union | $65,000 | n/a | 0.1% | |
Third Federal Savings and Loan Association of Cleveland | $75,000 | $65,000 | -13.3% | 0.1% |
EASTMAN | $55,000 | n/a | 0.0% | |
Fifth Third Bank | $55,000 | n/a | 0.0% | |
First-Citizens Bank & Trust Company | $45,000 | $45,000 | 0.0% | 0.0% |
Northwest Federal Credit Union | $45,000 | n/a | 0.0% | |
SPRING EQ, LLC | $65,000 | $45,000 | -30.8% | 0.0% |
Farmers & Merchants Bank | $380,000 | $40,000 | -89.5% | 0.0% |
Colony Bank | $500,000 | $35,000 | -93.0% | 0.0% |
Citizens Bank | $540,000 | $15,000 | -97.2% | 0.0% |
Home Loan Investment Bank, F.S.B. | $15,000 | n/a | 0.0% |
Waycross's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 15.7% market share. In second place, with 10.5%, is QUICKEN LOANS, LLC, having originated $13,550,000 in loans. In third place, with 9.9%, is PrimeSouth Bank, having originated $12,760,000 in loans. In fourth place, with 9.0%, is Renasant Bank, having originated $11,640,000 in loans. In fifth place, with 5.0%, is Mortgage Research Center, LLC, having originated $6,430,000 in loans.
Waycross Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Waycross (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $125,950 (5.5%) | $159,004 (9.8%) | 0.00 | 212 |
2018-02-01 | $128,425 (9.2%) | $156,007 (5.0%) | 0.00 | 209 |
2018-03-01 | $129,900 (11.3%) | $152,582 (2.6%) | 0.00 | 208 |
2018-04-01 | $129,675 (3.8%) | $157,560 (3.4%) | 0.00 | 198 |
2018-05-01 | $129,450 (4.4%) | $156,351 (3.4%) | 0.00 | 198 |
2018-06-01 | $129,900 (4.0%) | $161,076 (4.3%) | 0.00 | 190 |
2018-07-01 | $129,950 (0.5%) | $165,119 (5.6%) | 0.00 | 190 |
2018-08-01 | $131,975 (-3.7%) | $167,443 (-0.4%) | 0.00 | 184 |
2018-09-01 | $134,950 (-1.3%) | $184,686 (10.1%) | 0.00 | 176 |
2018-10-01 | $144,950 (7.4%) | $198,962 (18.5%) | 0.00 | 159 |
2018-11-01 | $146,163 (8.3%) | $206,275 (24.2%) | 0.00 | 152 |
2018-12-01 | $135,000 (0.0%) | $200,155 (22.2%) | 0.00 | 157 |
2019-01-01 | $135,975 (8.0%) | $193,794 (21.9%) | 0.00 | 156 |
2019-02-01 | $145,000 (12.9%) | $194,203 (24.5%) | 0.00 | 158 |
2019-03-01 | $146,371 (12.7%) | $196,312 (28.7%) | 0.00 | 161 |
2019-04-01 | $153,346 (18.3%) | $203,339 (29.1%) | 0.00 | 161 |
2019-05-01 | $152,175 (17.6%) | $206,485 (32.1%) | 0.00 | 150 |
2019-06-01 | $149,900 (15.4%) | $204,668 (27.1%) | 0.00 | 147 |
2019-07-01 | $148,850 (14.5%) | $195,844 (18.6%) | 0.00 | 164 |
2019-08-01 | $150,418 (14.0%) | $191,559 (14.4%) | 0.00 | 189 |
2019-09-01 | $152,995 (13.4%) | $192,468 (4.2%) | 0.00 | 191 |
2019-10-01 | $154,714 (6.7%) | $193,074 (-3.0%) | 0.00 | 189 |
2019-11-01 | $149,900 (2.6%) | $189,072 (-8.3%) | 0.00 | 191 |
2019-12-01 | $149,450 (10.7%) | $189,089 (-5.5%) | 0.00 | 188 |
2020-01-01 | $150,450 (10.7%) | $189,979 (-2.0%) | 0.00 | 170 |
2020-02-01 | $164,900 (13.7%) | $198,710 (2.3%) | 0.00 | 162 |
2020-03-01 | $164,725 (12.5%) | $199,541 (1.6%) | 0.00 | 155 |
2020-04-01 | $167,975 (9.5%) | $204,687 (0.7%) | 0.00 | 156 |
2020-05-01 | $157,450 (3.5%) | $202,245 (-2.1%) | 0.00 | 146 |
2020-06-01 | $151,925 (1.4%) | $212,996 (4.1%) | 0.00 | 131 |
2020-07-01 | $149,900 (0.7%) | $213,371 (9.0%) | 0.00 | 126 |
2020-08-01 | $139,450 (-7.3%) | $214,593 (12.0%) | 0.00 | 119 |
2020-09-01 | $155,000 (1.3%) | $212,909 (10.6%) | 0.00 | 118 |
2020-10-01 | $159,450 (3.1%) | $213,466 (10.6%) | 0.00 | 109 |
2020-11-01 | $157,000 (4.7%) | $221,033 (16.9%) | 0.00 | 95 |
2020-12-01 | $169,900 (13.7%) | $236,613 (25.1%) | 0.00 | 81 |
2021-01-01 | $174,950 (16.3%) | $239,343 (26.0%) | 0.00 | 79 |
2021-02-01 | $169,900 (3.0%) | $238,004 (19.8%) | 0.00 | 70 |
2021-03-01 | $159,450 (-3.2%) | $238,386 (19.5%) | 0.00 | 76 |
2021-04-01 | $169,900 (1.2%) | $260,138 (27.1%) | 0.00 | 71 |
2021-05-01 | $169,900 (7.9%) | $259,130 (28.1%) | 0.00 | 72 |
2021-06-01 | $159,900 (5.3%) | $232,533 (9.2%) | 0.00 | 76 |
2021-07-01 | $159,900 (6.7%) | $228,821 (7.2%) | 0.00 | 86 |
2021-08-01 | $163,000 (16.9%) | $244,962 (14.2%) | 0.00 | 99 |
2021-09-01 | $168,000 (8.4%) | $231,815 (8.9%) | 0.00 | 110 |
2021-10-01 | $185,900 (16.6%) | $227,465 (6.6%) | 0.00 | 106 |
2021-11-01 | $189,000 (20.4%) | $253,099 (14.5%) | 0.00 | 101 |
2021-12-01 | $194,050 (14.2%) | $260,852 (10.2%) | 0.00 | 86 |
2022-01-01 | $202,400 (15.7%) | $267,758 (11.9%) | 0.00 | 77 |
2022-02-01 | $192,400 (13.2%) | $254,980 (7.1%) | 0.00 | 81 |
2022-03-01 | $202,450 (27.0%) | $270,594 (13.5%) | 0.00 | 79 |
2022-04-01 | $198,000 (16.5%) | $280,347 (7.8%) | 0.00 | 74 |
2022-05-01 | $194,275 (14.4%) | $269,650 (4.1%) | 0.00 | 84 |
2022-06-01 | $199,900 (25.0%) | $262,393 (12.8%) | 0.00 | 79 |
2022-07-01 | $194,000 (21.3%) | $244,361 (6.8%) | 0.00 | 84 |
2022-08-01 | $212,475 (30.4%) | $249,743 (2.0%) | 0.00 | 96 |
2022-09-01 | $229,000 (36.3%) | $259,111 (11.8%) | 0.00 | 95 |
2022-10-01 | $230,000 (23.7%) | $260,644 (14.6%) | 0.00 | 100 |
2022-11-01 | $209,500 (10.9%) | $257,845 (1.9%) | 0.00 | 108 |
2022-12-01 | $205,000 (5.6%) | $256,534 (-1.7%) | 0.00 | 106 |
2023-01-01 | $199,000 (-1.7%) | $241,597 (-9.8%) | 0.00 | 104 |
2023-02-01 | $189,900 (-1.3%) | $233,875 (-8.3%) | 0.00 | 93 |
2023-03-01 | $209,225 (3.4%) | $246,648 (-8.9%) | 0.00 | 93 |
2023-04-01 | $229,900 (16.1%) | $293,369 (4.7%) | 0.00 | 92 |
2023-05-01 | $239,950 (23.5%) | $312,075 (15.7%) | 0.00 | 88 |
2023-06-01 | $229,450 (14.8%) | $306,461 (16.8%) | 0.00 | 86 |
2023-07-01 | $229,450 (18.3%) | $315,236 (29.0%) | 0.00 | 94 |
2023-08-01 | $234,925 (10.6%) | $311,661 (24.8%) | 0.00 | 99 |
2023-09-01 | $230,000 (0.4%) | $301,571 (16.4%) | 0.00 | 104 |
2023-10-01 | $218,500 (-5.0%) | $292,124 (12.1%) | 0.00 | 118 |
2023-11-01 | $210,225 (0.4%) | $260,349 (1.0%) | 0.00 | 132 |
2023-12-01 | $207,000 (1.0%) | $254,790 (-0.7%) | 0.00 | 123 |
2024-01-01 | $204,920 (3.0%) | $248,619 (2.9%) | 0.00 | 129 |
2024-02-01 | $199,500 (5.1%) | $248,794 (6.4%) | 0.00 | 126 |
2024-03-01 | $205,000 (-2.0%) | $249,468 (1.1%) | 0.00 | 128 |
2024-04-01 | $216,925 (-5.6%) | $268,202 (-8.6%) | 0.00 | 142 |
2024-05-01 | $238,500 (-0.6%) | $289,318 (-7.3%) | 0.00 | 149 |
2024-06-01 | $235,000 (2.4%) | $284,646 (-7.1%) | 0.00 | 151 |
2024-07-01 | $215,950 (-5.9%) | $275,632 (-12.6%) | 0.00 | 158 |
2024-08-01 | $217,400 (-7.5%) | $280,825 (-9.9%) | 0.00 | 183 |
2024-09-01 | $215,363 (-6.4%) | $279,292 (-7.4%) | 0.00 | 187 |
Waycross's median listing price comes in at 0% of the national average.
Waycross's average listing price for 2024-09-01 was $279,292, a difference of $-22,279 (-7.4%) versus the prior year and $-1,533 versus the prior month.
For the 2024-09-01 period, Waycross had 187 MLS listings, a difference of 4 listings (2%) versus the prior month and 83 listings (80%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Waycross (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,041 sqft |
2018-02-01 | 0 days | 2,069 sqft |
2018-03-01 | 0 days | 2,056 sqft |
2018-04-01 | 0 days | 2,050 sqft |
2018-05-01 | 0 days | 1,992 sqft |
2018-06-01 | 0 days | 2,007 sqft |
2018-07-01 | 0 days | 2,015 sqft |
2018-08-01 | 0 days | 2,037 sqft |
2018-09-01 | 0 days | 2,053 sqft |
2018-10-01 | 0 days | 2,120 sqft |
2018-11-01 | 0 days | 2,174 sqft |
2018-12-01 | 0 days | 2,157 sqft |
2019-01-01 | 0 days | 2,143 sqft |
2019-02-01 | 0 days | 2,017 sqft |
2019-03-01 | 0 days | 2,022 sqft |
2019-04-01 | 0 days | 2,032 sqft |
2019-05-01 | 0 days | 2,036 sqft |
2019-06-01 | 0 days | 2,053 sqft |
2019-07-01 | 0 days | 2,040 sqft |
2019-08-01 | 0 days | 2,045 sqft |
2019-09-01 | 0 days | 2,119 sqft |
2019-10-01 | 0 days | 2,176 sqft |
2019-11-01 | 0 days | 2,112 sqft |
2019-12-01 | 0 days | 2,104 sqft |
2020-01-01 | 0 days | 2,142 sqft |
2020-02-01 | 0 days | 2,186 sqft |
2020-03-01 | 0 days | 2,157 sqft |
2020-04-01 | 0 days | 2,083 sqft |
2020-05-01 | 0 days | 2,098 sqft |
2020-06-01 | 0 days | 2,087 sqft |
2020-07-01 | 0 days | 2,085 sqft |
2020-08-01 | 0 days | 1,920 sqft |
2020-09-01 | 0 days | 1,851 sqft |
2020-10-01 | 0 days | 1,924 sqft |
2020-11-01 | 0 days | 1,882 sqft |
2020-12-01 | 0 days | 2,029 sqft |
2021-01-01 | 0 days | 2,101 sqft |
2021-02-01 | 0 days | 2,067 sqft |
2021-03-01 | 0 days | 1,963 sqft |
2021-04-01 | 0 days | 2,009 sqft |
2021-05-01 | 0 days | 1,901 sqft |
2021-06-01 | 0 days | 1,847 sqft |
2021-07-01 | 0 days | 1,804 sqft |
2021-08-01 | 0 days | 1,842 sqft |
2021-09-01 | 0 days | 1,826 sqft |
2021-10-01 | 0 days | 1,855 sqft |
2021-11-01 | 0 days | 1,813 sqft |
2021-12-01 | 0 days | 1,861 sqft |
2022-01-01 | 0 days | 1,934 sqft |
2022-02-01 | 0 days | 1,855 sqft |
2022-03-01 | 0 days | 1,923 sqft |
2022-04-01 | 0 days | 1,968 sqft |
2022-05-01 | 0 days | 1,915 sqft |
2022-06-01 | 0 days | 1,892 sqft |
2022-07-01 | 0 days | 1,972 sqft |
2022-08-01 | 0 days | 2,003 sqft |
2022-09-01 | 0 days | 2,093 sqft |
2022-10-01 | 0 days | 2,003 sqft |
2022-11-01 | 0 days | 2,001 sqft |
2022-12-01 | 0 days | 2,058 sqft |
2023-01-01 | 0 days | 2,006 sqft |
2023-02-01 | 0 days | 1,865 sqft |
2023-03-01 | 0 days | 1,928 sqft |
2023-04-01 | 0 days | 2,036 sqft |
2023-05-01 | 0 days | 2,092 sqft |
2023-06-01 | 0 days | 1,909 sqft |
2023-07-01 | 0 days | 1,910 sqft |
2023-08-01 | 0 days | 1,901 sqft |
2023-09-01 | 0 days | 1,953 sqft |
2023-10-01 | 0 days | 1,872 sqft |
2023-11-01 | 0 days | 1,892 sqft |
2023-12-01 | 0 days | 1,820 sqft |
2024-01-01 | 0 days | 1,754 sqft |
2024-02-01 | 0 days | 1,744 sqft |
2024-03-01 | 0 days | 1,760 sqft |
2024-04-01 | 0 days | 1,772 sqft |
2024-05-01 | 0 days | 1,836 sqft |
2024-06-01 | 0 days | 1,800 sqft |
2024-07-01 | 0 days | 1,679 sqft |
2024-08-01 | 0 days | 1,689 sqft |
2024-09-01 | 0 days | 1,683 sqft |
Waycross's median square footage for active listings during the 2024-09-01 period was 1,683 sqft. One year prior, the average listing was 1,953 sqft.
Waycross, GA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 461 | $93,895,000 | $203,677 |
Refi | 124 | $15,890,000 | $128,145 |
Cash Out Refi | 87 | $12,725,000 | $146,264 |
Home Improvement | 62 | $3,500,000 | $56,452 |
Other | 48 | $3,420,000 | $71,250 |
Waycross's most frequently cited loan purpose was Home Purchase, with 461 originations. The 2nd most popular reason was Refi, with 124 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 263 | $54,175,000 | $205,989 |
Over 8% | 202 | $16,890,000 | $83,614 |
7-8% | 161 | $34,655,000 | $215,248 |
5-6% | 104 | $19,940,000 | $191,731 |
<2.5% | 6 | $80,000 | $13,333 |
4-5% | 3 | $685,000 | $228,333 |
3-4% | 1 | $105,000 | $105,000 |
During 2023, Waycross's most frequently originated rate bucket was 6-7%, with 263 originations.
Loan Sizing (Waycross, GA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 308 | $44,970,000 | $146,006 |
$100,000 or less | 273 | $14,785,000 | $54,158 |
$200k-400k | 179 | $47,665,000 | $266,285 |
$400k-600k | 19 | $8,635,000 | $454,474 |
$Over $1MM | 2 | $12,610,000 | $6,305,000 |
$600k-1000k | 1 | $765,000 | $765,000 |
Waycross's loan sizing saw the bucket of loans from $100k-200k with 308 originations, totaling $44,970,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 353 | $70,795,000 | $200,552 |
60-80% | 144 | $22,830,000 | $158,542 |
40-60% | 85 | $20,475,000 | $240,882 |
20-40% | 73 | $5,185,000 | $71,027 |
Under 20% | 60 | $2,040,000 | $34,000 |
Over 100% | 21 | $4,905,000 | $233,571 |
Waycross's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 353 originations, totaling $70,795,000 in origination value.