Community State Bank Of Missouri Mortgage Rates, Fees & Info
Bowling Green, MOLEI: 254900RKKWUZX0NEH310
Tax ID: 43-0169830
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Community State Bank Of Missouri is a smaller bank specializing in Home Purchase loans. Community State Bank Of Missouri has a high proportion of conventional loans. Their top markets by origination volume include: St. Louis, Los Angeles, Warrensburg, Columbia, and Mexico among others. We have data for 11 markets. (Some data included below & more in-depth data is available with an active subscription.)Community State Bank Of Missouri has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
154Origination Dollar Volume (All Markets)
$30,650,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 45 | $12,975,000 | $288,333 | $0 | 0.00% |
| Outside of Metro Areas | 90 | $12,930,000 | $143,667 | $0 | 0.00% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $1,105,000 | $1,105,000 | $0 | 0.00% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $1,025,000 | $1,025,000 | $0 | 0.00% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $0 | 0.00% |
| Mexico, MO (FHA|USDA|VA) | 8 | $540,000 | $67,500 | $0 | 0.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $0 | 0.00% |
| Hannibal, MO (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 0.00% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 154 | $30,650,000 | $199,026 | $0 | 0.00% |
For 2022, Community State Bank Of Missouri's most frequently originated type of loan was Conventional, with 154 originations.
Loan Reason
For 2022, Community State Bank Of Missouri's most frequently cited loan purpose was Home Purchase, with 79 originations. The 2nd most popular reason was Cash Out Refi, with 36 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 154 | $30,650,000 | $199,026 | $0 | 0.00% |
For 2022, Community State Bank Of Missouri's most frequently cited loan duration was Other, with 154 originations.
Loan Sizing
2022 saw Community State Bank Of Missouri place emphasis on $100,000 or less loans with 66 originations, totaling $3,300,000 in origination value.
Applicant Income
Community State Bank Of Missouri lent most frequently to those with incomes in the $50k or less range, with 29 originations. The second most popular income band? $100k-150k, with 27 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 154 | $30,650,000 | $199,026 | $0 | 0.00% |
Community State Bank Of Missouri lent most frequently to those with DTI ratios of Exempt%, with 154 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.40%
Community State Bank Of Missouri has an average approval rate.
Pick Rate
Approvals leading to origination84.42%
Community State Bank Of Missouri has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 154 | $30,650,000 | $199,026 |
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) | FHA mortgage | Struggling to pay mortgage | 2 | 66.7% |
| Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) | Other type of mortgage | Trouble during payment process | 1 | 33.3% |