Hannibal Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Hannibal averaged 6.46% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.85% and one month ago for the week of 2024-11-07, the average rate was 6.65%.

    Hannibal's average rate one year ago was 6.79%.

    For refis of the same type during the week of 2024-12-12, the average rate was 6.8%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Hannibal 30 Year Fixed Rate 2024-12-12 6.46%
    Hannibal 30 Year Fixed Rate Refi 2024-12-12 6.8%
    Hannibal 15 Year Fixed Rate 2024-12-12 5.64%
    Hannibal 15 Year Fixed Rate Refi 2024-12-12 6.34%
    Hannibal 30 Year FHA 2024-12-12 6.48%
    Hannibal 30 Year FHA Refi 2024-12-12 6.28%
    Hannibal 30 Year USDA 2024-12-12 6.4%
    Hannibal 30 Year USDA Refi 2024-12-12 6.5%
    Hannibal 30 Year VA 2024-12-12 6.08%
    Hannibal 30 Year VA Refi 2024-12-12 5.98%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Hannibal, MO.

    Hannibal Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Hannibal, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    HNB National Bank 63 6.83% $1,387
    THOMPSON KANE & COMPANY, LLC 42 6.63% $1,988
    HomeBank 21 6.67% $1,685
    FLAT BRANCH MORTGAGE, INC. 12 7.05% $3,350
    QUICKEN LOANS, LLC 9 7.19% $4,767
    United Community Bank 9 6.64% $1,863
    First Bankers Trust Company 5 7.60% $1,617
    LEADERONE FINANCIAL CORPORATION 3 6.71% $3,334
    The Central Trust Bank 3 7.17% $3,614
    JLB CORPORATION 2 6.88% $4,076
    U.S. Bank 2 6.50% $2,080
    JPMorgan Chase Bank 2 7.38% $1,916
    First Mid Bank & Trust 1 5.88% $1,871
    Flagstar Bank, FSB 1 6.50% $5,424
    GUILD MORTGAGE COMPANY 1 7.13% $2,334
    HEARTLAND 1 6.50% $2,221
    LOANDEPOT.COM, LLC 1 6.63% $5,295
    Midwest BankCentre 1 6.75% $2,069
    MISSOURI Credit Union 1 6.13% $2,373
    MISSOURI ELECTRIC COOPERATIVES EMPL 1 6.00% $1,750
    Mortgage Research Center, LLC 1 6.50% $0
    Mr. Cooper ( Nationstar Mortgage ) 1 6.13% $4,355
    NEWREZ LLC 1 6.99% $7,636
    Regions Bank 1 7.00% $3,425
    The Bank of Missouri 1 5.38% $2,273
    The Dart Bank 1 7.25% $3,253
    United Fidelity Funding Corp. 1 6.99% $3,523
    UNITED WHOLESALE MORTGAGE, LLC 1 7.00% $3,957
    VERIDIAN CREDIT UNION 1 6.13% $1,584
    Arvest Bank 1 6.25% $3,202
    Wells Fargo Bank 1 6.38% $0
    Bank of America 1 8.13% $4,513
    Bank of Springfield 1 5.99% $1,496
    BROKER SOLUTIONS, INC. 1 7.13% $10,476
    Carrollton Bank 1 7.13% $2,112
    CHURCHILL MORTGAGE CORPORATION 1 6.63% $2,759
    Commerce Bank 1 5.88% $1,889
    COMMUNITYAMERICA 1 6.88% $3,894
    CROSSCOUNTRY MORTGAGE, LLC 1 7.25% $3,027
    DAS Acquisition Company, LLC 1 7.99% $3,995
    Deere Employees Credit Union 1 6.75% $2,458
    FIRST COMMUNITY 1 5.50% $1,276

    Hannibal Average Closing Costs & Other Stats

    Hannibal, MO's 42 lenders originated 574 loans during 2023. The total origination value was $87,560,000, with an average loan value of $152,544.

    Hannibal's average closing costs are $2,986.

    The top Hannibal lender as defined by loan originations is HNB National Bank, with 63 loans originated. Their average total fees are $1,387, which is $601 lower than the next largest lender, THOMPSON KANE & COMPANY, LLC.

    The lowest fee Hannibal lenders (with over 10 loans originated) are HNB National Bank ($1,387), HomeBank ($1,685), THOMPSON KANE & COMPANY, LLC ($1,988), FLAT BRANCH MORTGAGE, INC. ($3,350) and .

    The lowest rate Hannibal lenders (with over 10 loans originated) are THOMPSON KANE & COMPANY, LLC (6.63%), HomeBank (6.67%), HNB National Bank (6.83%), FLAT BRANCH MORTGAGE, INC. (7.05%) and .

    Hannibal, MO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    HNB National Bank $27,930,000 $25,810,000 -7.6% 29.5%
    THOMPSON KANE & COMPANY, LLC $10,800,000 $14,980,000 38.7% 17.1%
    HomeBank $14,010,000 $8,390,000 -40.1% 9.6%
    FLAT BRANCH MORTGAGE, INC. $3,055,000 $3,655,000 19.6% 4.2%
    Commerce Bank $1,465,000 $3,445,000 135.2% 3.9%
    Mortgage Research Center, LLC $2,665,000 $2,450,000 -8.1% 2.8%
    QUICKEN LOANS, LLC $4,325,000 $2,210,000 -48.9% 2.5%
    United Community Bank $2,205,000 $1,905,000 -13.6% 2.2%
    U.S. Bank $5,350,000 $1,465,000 -72.6% 1.7%
    UMB Bank $315,000 $1,145,000 263.5% 1.3%
    First Bankers Trust Company $335,000 $1,105,000 229.9% 1.3%
    LEADERONE FINANCIAL CORPORATION $905,000 n/a 1.0%
    Bridge Community Bank $875,000 n/a 1.0%
    Alliant Bank $1,650,000 $850,000 -48.5% 1.0%
    The Central Trust Bank $640,000 $680,000 6.3% 0.8%
    Arvest Bank $655,000 n/a 0.7%
    LOANDEPOT.COM, LLC $785,000 $620,000 -21.0% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $405,000 $560,000 38.3% 0.6%
    Midwest Mortgage Associates Corporation $955,000 $550,000 -42.4% 0.6%
    Wells Fargo Bank $420,000 $530,000 26.2% 0.6%
    Regional Missouri Bank $230,000 $500,000 117.4% 0.6%
    CMG MORTGAGE, INC. $495,000 n/a 0.6%
    DAS Acquisition Company, LLC $1,700,000 $490,000 -71.2% 0.6%
    UNITED WHOLESALE MORTGAGE, LLC $1,395,000 $460,000 -67.0% 0.5%
    Community State Bank of Missouri $415,000 $420,000 1.2% 0.5%
    Regions Bank $415,000 n/a 0.5%
    JPMorgan Chase Bank $270,000 $410,000 51.9% 0.5%
    LOANPAL, LLC $405,000 n/a 0.5%
    COMMERCIAL TRUST COMPANY OF FAYETTE $375,000 n/a 0.4%
    NEWREZ LLC $135,000 $340,000 151.9% 0.4%
    Bank of Springfield $1,320,000 $320,000 -75.8% 0.4%
    Bell Bank $395,000 $295,000 -25.3% 0.3%
    Deere Employees Credit Union $295,000 n/a 0.3%
    EMBRACE HOME LOANS, INC. $295,000 n/a 0.3%
    GERSHMAN INVESTMENT CORP. $1,200,000 $295,000 -75.4% 0.3%
    SIRVA MORTGAGE, INC. $295,000 n/a 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $1,725,000 $275,000 -84.1% 0.3%
    NAVY FEDERAL CREDIT UNION $485,000 $250,000 -48.5% 0.3%
    FIRST COMMUNITY $175,000 $245,000 40.0% 0.3%
    The Dart Bank $245,000 n/a 0.3%
    United Fidelity Funding Corp. $145,000 $245,000 69.0% 0.3%
    BROKER SOLUTIONS, INC. $7,765,000 $235,000 -97.0% 0.3%
    Carrollton Bank $235,000 n/a 0.3%
    CITY-COUNTY CREDIT UNION $485,000 $235,000 -51.5% 0.3%
    MOVEMENT MORTGAGE, LLC $235,000 n/a 0.3%
    USAA Federal Savings Bank $235,000 n/a 0.3%
    Mid America Bank $225,000 n/a 0.3%
    Mid-Continent Funding, Inc. $225,000 n/a 0.3%
    JLB CORPORATION $275,000 $220,000 -20.0% 0.3%
    GUILD MORTGAGE COMPANY $880,000 $215,000 -75.6% 0.2%
    Discover Bank $220,000 $210,000 -4.5% 0.2%
    Flagstar Bank, FSB $820,000 $210,000 -74.4% 0.2%
    VERIDIAN CREDIT UNION $205,000 n/a 0.2%
    FCS Financial FLCA $200,000 n/a 0.2%
    Mortgage Investment Services Corporation $95,000 $195,000 105.3% 0.2%
    The Bank of Missouri $195,000 n/a 0.2%
    HEARTLAND $185,000 n/a 0.2%
    MISSOURI ELECTRIC COOPERATIVES EMPL $590,000 $185,000 -68.6% 0.2%
    PEOPLES BANK & TRUST CO. $285,000 $185,000 -35.1% 0.2%
    PNC Bank $185,000 n/a 0.2%
    MISSOURI Credit Union $175,000 $175,000 0.0% 0.2%
    PENNYMAC LOAN SERVICES, LLC $225,000 $175,000 -22.2% 0.2%
    TRIAD FINANCIAL SERVICES, INC. $175,000 n/a 0.2%
    FREEDOM MORTGAGE CORPORATION $485,000 $165,000 -66.0% 0.2%
    CITIZENS EQUITY FIRST $105,000 $155,000 47.6% 0.2%
    Pony Express Bank $155,000 n/a 0.2%
    United Credit Union $155,000 n/a 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $125,000 $145,000 16.0% 0.2%
    Servion, Inc. $720,000 $135,000 -81.3% 0.2%
    The Bank of Old Monroe $135,000 n/a 0.2%
    Bank of America $550,000 $130,000 -76.4% 0.1%
    NEW DAY FINANCIAL, LLC $340,000 $125,000 -63.2% 0.1%
    TruHome Solutions, LLC $125,000 n/a 0.1%
    Midwest BankCentre $115,000 n/a 0.1%
    CARDINAL FINANCIAL $105,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $155,000 $105,000 -32.3% 0.1%
    Third Federal Savings and Loan Association of Cleveland $105,000 n/a 0.1%
    Figure Lending LLC $100,000 n/a 0.1%
    COMMUNITYAMERICA $150,000 $95,000 -36.7% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $95,000 n/a 0.1%
    First Mid Bank & Trust $285,000 $85,000 -70.2% 0.1%
    Goldwater Bank, N.A. $85,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $215,000 $85,000 -60.5% 0.1%
    UNITED SECURITY BANK $85,000 n/a 0.1%
    DELMAR FINANCIAL COMPANY $350,000 $75,000 -78.6% 0.1%
    Equity Prime Mortgage LLC $75,000 n/a 0.1%
    ALLIANT $65,000 n/a 0.1%
    Centier Bank $65,000 n/a 0.1%
    First Bank $55,000 n/a 0.1%
    First State Community Bank $515,000 $15,000 -97.1% 0.0%

    Hannibal's top lender by overall market share is HNB National Bank, with 29.5% market share. In second place, with 17.1%, is THOMPSON KANE & COMPANY, LLC, having originated $14,980,000 in loans. In third place, with 9.6%, is HomeBank, having originated $8,390,000 in loans. In fourth place, with 4.2%, is FLAT BRANCH MORTGAGE, INC., having originated $3,655,000 in loans. In fifth place, with 3.9%, is Commerce Bank, having originated $3,445,000 in loans.

    Hannibal Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Hannibal (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $154,350 (18.7%) $206,925 (13.7%) 0.00 118
    2018-02-01 $158,675 (16.4%) $203,381 (11.3%) 0.00 102
    2018-03-01 $155,000 (11.4%) $209,946 (19.0%) 0.00 103
    2018-04-01 $149,900 (7.2%) $204,525 (15.3%) 0.00 104
    2018-05-01 $149,975 (8.2%) $202,220 (9.2%) 0.00 117
    2018-06-01 $141,700 (4.5%) $188,280 (5.1%) 0.00 117
    2018-07-01 $148,200 (9.8%) $192,198 (5.0%) 0.00 119
    2018-08-01 $147,750 (6.3%) $193,832 (1.3%) 0.00 119
    2018-09-01 $167,700 (15.7%) $215,105 (8.2%) 0.00 132
    2018-10-01 $151,000 (8.3%) $200,085 (1.3%) 0.00 128
    2018-11-01 $151,000 (9.1%) $197,672 (-3.5%) 0.00 129
    2018-12-01 $147,250 (5.2%) $194,388 (-6.7%) 0.00 125
    2019-01-01 $141,850 (-8.1%) $192,778 (-6.8%) 0.00 118
    2019-02-01 $150,000 (-5.5%) $200,982 (-1.2%) 0.00 108
    2019-03-01 $159,000 (2.6%) $199,235 (-5.1%) 0.00 104
    2019-04-01 $167,000 (11.4%) $196,642 (-3.9%) 0.00 98
    2019-05-01 $165,000 (10.0%) $188,367 (-6.9%) 0.00 108
    2019-06-01 $157,500 (11.2%) $187,439 (-0.5%) 0.00 112
    2019-07-01 $149,400 (0.8%) $183,968 (-4.3%) 0.00 124
    2019-08-01 $148,668 (0.6%) $188,149 (-2.9%) 0.00 118
    2019-09-01 $156,420 (-6.7%) $204,719 (-4.8%) 0.00 104
    2019-10-01 $159,114 (5.4%) $206,755 (3.3%) 0.00 95
    2019-11-01 $125,500 (-16.9%) $188,172 (-4.8%) 0.00 99
    2019-12-01 $126,600 (-14.0%) $184,108 (-5.3%) 0.00 92
    2020-01-01 $133,450 (-5.9%) $180,285 (-6.5%) 0.00 99
    2020-02-01 $155,000 (3.3%) $210,060 (4.5%) 0.00 77
    2020-03-01 $168,675 (6.1%) $216,985 (8.9%) 0.00 79
    2020-04-01 $148,250 (-11.2%) $210,274 (6.9%) 0.00 82
    2020-05-01 $154,450 (-6.4%) $209,789 (11.4%) 0.00 75
    2020-06-01 $157,725 (0.1%) $208,163 (11.1%) 0.00 63
    2020-07-01 $182,750 (22.3%) $227,680 (23.8%) 0.00 64
    2020-08-01 $169,900 (14.3%) $227,158 (20.7%) 0.00 64
    2020-09-01 $139,600 (-10.8%) $192,050 (-6.2%) 0.00 61
    2020-10-01 $142,500 (-10.4%) $191,753 (-7.3%) 0.00 58
    2020-11-01 $119,800 (-4.5%) $192,322 (2.2%) 0.00 50
    2020-12-01 $122,525 (-3.2%) $186,746 (1.4%) 0.00 46
    2021-01-01 $128,950 (-3.4%) $198,266 (10.0%) 0.00 41
    2021-02-01 $136,250 (-12.1%) $246,559 (17.4%) 0.00 42
    2021-03-01 $125,000 (-25.9%) $231,422 (6.7%) 0.00 37
    2021-04-01 $141,950 (-4.3%) $235,217 (11.9%) 0.00 37
    2021-05-01 $149,700 (-3.1%) $258,343 (23.1%) 0.00 37
    2021-06-01 $163,750 (3.8%) $305,147 (46.6%) 0.00 43
    2021-07-01 $162,400 (-11.1%) $286,645 (25.9%) 0.00 45
    2021-08-01 $162,850 (-4.2%) $283,209 (24.7%) 0.00 54
    2021-09-01 $178,375 (27.8%) $296,447 (54.4%) 0.00 46
    2021-10-01 $149,000 (4.6%) $309,284 (61.3%) 0.00 38
    2021-11-01 $143,125 (19.5%) $293,437 (52.6%) 0.00 46
    2021-12-01 $161,200 (31.6%) $268,608 (43.8%) 0.00 53
    2022-01-01 $170,000 (31.8%) $264,393 (33.4%) 0.00 49
    2022-02-01 $149,000 (9.4%) $228,452 (-7.3%) 0.00 47
    2022-03-01 $136,375 (9.1%) $227,086 (-1.9%) 0.00 42
    2022-04-01 $139,900 (-1.4%) $222,094 (-5.6%) 0.00 45
    2022-05-01 $163,725 (9.4%) $240,178 (-7.0%) 0.00 56
    2022-06-01 $193,675 (18.3%) $249,476 (-18.2%) 0.00 71
    2022-07-01 $232,000 (42.9%) $264,031 (-7.9%) 0.00 66
    2022-08-01 $178,750 (9.8%) $240,791 (-15.0%) 0.00 75
    2022-09-01 $177,250 (-0.6%) $230,937 (-22.1%) 0.00 72
    2022-10-01 $173,000 (16.1%) $224,090 (-27.6%) 0.00 69
    2022-11-01 $168,225 (17.5%) $217,361 (-25.9%) 0.00 68
    2022-12-01 $169,900 (5.4%) $226,675 (-15.6%) 0.00 59
    2023-01-01 $164,225 (-3.4%) $211,769 (-19.9%) 0.00 51
    2023-02-01 $182,450 (22.5%) $234,422 (2.6%) 0.00 47
    2023-03-01 $182,000 (33.5%) $259,337 (14.2%) 0.00 48
    2023-04-01 $180,000 (28.7%) $252,227 (13.6%) 0.00 40
    2023-05-01 $174,000 (6.3%) $264,917 (10.3%) 0.00 38
    2023-06-01 $197,250 (1.9%) $251,019 (0.6%) 0.00 41
    2023-07-01 $169,900 (-26.8%) $223,340 (-15.4%) 0.00 35
    2023-08-01 $220,750 (23.5%) $236,993 (-1.6%) 0.00 51
    2023-09-01 $210,000 (18.5%) $238,254 (3.2%) 0.00 52
    2023-10-01 $213,750 (23.6%) $242,765 (8.3%) 0.00 63
    2023-11-01 $225,000 (33.8%) $269,654 (24.1%) 0.00 69
    2023-12-01 $217,500 (28.0%) $263,877 (16.4%) 0.00 63
    2024-01-01 $219,750 (33.8%) $270,653 (27.8%) 0.00 47
    2024-02-01 $192,100 (5.3%) $258,902 (10.4%) 0.00 42
    2024-03-01 $184,950 (1.6%) $246,226 (-5.1%) 0.00 47
    2024-04-01 $192,500 (6.9%) $250,893 (-0.5%) 0.00 62
    2024-05-01 $247,500 (42.2%) $285,544 (7.8%) 0.00 65
    2024-06-01 $244,450 (23.9%) $281,973 (12.3%) 0.00 68
    2024-07-01 $223,500 (31.6%) $282,932 (26.7%) 0.00 61
    2024-08-01 $267,500 (21.2%) $316,811 (33.7%) 0.00 59
    2024-09-01 $278,475 (32.6%) $325,574 (36.7%) 0.00 77
    2024-10-01 $234,200 (9.6%) $303,548 (25.0%) 0.00 81
    2024-11-01 $240,000 (6.7%) $315,555 (17.0%) 0.00 74
    Hannibal's median listing price for 2024-11-01 was $240,000, a difference of $15,000 (6.7%) versus the prior year and $5,800 versus the prior month.

    Hannibal's median listing price comes in at 0% of the national average.

    Hannibal's average listing price for 2024-11-01 was $315,555, a difference of $45,901 (17.0%) versus the prior year and $12,007 versus the prior month.

    For the 2024-11-01 period, Hannibal had 74 MLS listings, a difference of -7 listings (-9%) versus the prior month and 5 listings (7%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Hannibal (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,487 sqft
    2018-02-01 0 days 1,608 sqft
    2018-03-01 0 days 1,500 sqft
    2018-04-01 0 days 1,474 sqft
    2018-05-01 0 days 1,494 sqft
    2018-06-01 0 days 1,500 sqft
    2018-07-01 0 days 1,486 sqft
    2018-08-01 0 days 1,565 sqft
    2018-09-01 0 days 1,590 sqft
    2018-10-01 0 days 1,701 sqft
    2018-11-01 0 days 1,610 sqft
    2018-12-01 0 days 1,584 sqft
    2019-01-01 0 days 1,592 sqft
    2019-02-01 0 days 1,551 sqft
    2019-03-01 0 days 1,571 sqft
    2019-04-01 0 days 1,598 sqft
    2019-05-01 0 days 1,568 sqft
    2019-06-01 0 days 1,530 sqft
    2019-07-01 0 days 1,487 sqft
    2019-08-01 0 days 1,515 sqft
    2019-09-01 0 days 1,614 sqft
    2019-10-01 0 days 1,679 sqft
    2019-11-01 0 days 1,606 sqft
    2019-12-01 0 days 1,640 sqft
    2020-01-01 0 days 1,601 sqft
    2020-02-01 0 days 1,761 sqft
    2020-03-01 0 days 1,982 sqft
    2020-04-01 0 days 1,977 sqft
    2020-05-01 0 days 1,960 sqft
    2020-06-01 0 days 1,812 sqft
    2020-07-01 0 days 1,900 sqft
    2020-08-01 0 days 1,716 sqft
    2020-09-01 0 days 1,660 sqft
    2020-10-01 0 days 1,623 sqft
    2020-11-01 0 days 1,454 sqft
    2020-12-01 0 days 1,721 sqft
    2021-01-01 0 days 1,764 sqft
    2021-02-01 0 days 1,756 sqft
    2021-03-01 0 days 1,524 sqft
    2021-04-01 0 days 1,513 sqft
    2021-05-01 0 days 1,652 sqft
    2021-06-01 0 days 1,623 sqft
    2021-07-01 0 days 1,792 sqft
    2021-08-01 0 days 1,846 sqft
    2021-09-01 0 days 1,865 sqft
    2021-10-01 0 days 1,650 sqft
    2021-11-01 0 days 1,552 sqft
    2021-12-01 0 days 1,687 sqft
    2022-01-01 0 days 1,725 sqft
    2022-02-01 0 days 1,509 sqft
    2022-03-01 0 days 1,589 sqft
    2022-04-01 0 days 1,548 sqft
    2022-05-01 0 days 1,658 sqft
    2022-06-01 0 days 1,832 sqft
    2022-07-01 0 days 1,920 sqft
    2022-08-01 0 days 1,833 sqft
    2022-09-01 0 days 1,881 sqft
    2022-10-01 0 days 1,611 sqft
    2022-11-01 0 days 1,791 sqft
    2022-12-01 0 days 1,800 sqft
    2023-01-01 0 days 1,658 sqft
    2023-02-01 0 days 1,835 sqft
    2023-03-01 0 days 1,909 sqft
    2023-04-01 0 days 1,980 sqft
    2023-05-01 0 days 1,975 sqft
    2023-06-01 0 days 1,909 sqft
    2023-07-01 0 days 1,847 sqft
    2023-08-01 0 days 1,830 sqft
    2023-09-01 0 days 1,730 sqft
    2023-10-01 0 days 1,760 sqft
    2023-11-01 0 days 1,757 sqft
    2023-12-01 0 days 1,655 sqft
    2024-01-01 0 days 1,580 sqft
    2024-02-01 0 days 1,435 sqft
    2024-03-01 0 days 1,425 sqft
    2024-04-01 0 days 1,424 sqft
    2024-05-01 0 days 1,497 sqft
    2024-06-01 0 days 1,762 sqft
    2024-07-01 0 days 1,786 sqft
    2024-08-01 0 days 1,850 sqft
    2024-09-01 0 days 1,812 sqft
    2024-10-01 0 days 1,795 sqft
    2024-11-01 0 days 1,778 sqft
    Hannibal's median listing age (time on market) for 2024-11-01 was 0 days.

    Hannibal's median square footage for active listings during the 2024-11-01 period was 1,778 sqft. One year prior, the average listing was 1,757 sqft.

    Hannibal, MO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 364 $58,520,000 $160,769
    Refi 84 $15,270,000 $181,786
    Other 47 $5,035,000 $107,128
    Cash Out Refi 43 $6,495,000 $151,047
    Home Improvement 36 $2,240,000 $62,222

    Hannibal's most frequently cited loan purpose was Home Purchase, with 364 originations. The 2nd most popular reason was Refi, with 84 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 283 $47,095,000 $166,413
    7-8% 125 $19,875,000 $159,000
    Over 8% 59 $5,815,000 $98,559
    5-6% 50 $9,240,000 $184,800
    <2.5% 9 $45,000 $5,000
    4-5% 7 $515,000 $73,571
    2.5-3% 4 $830,000 $207,500
    3-4% 1 $85,000 $85,000

    During 2023, Hannibal's most frequently originated rate bucket was 6-7%, with 283 originations.

    Loan Sizing (Hannibal, MO MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 233 $13,665,000 $58,648
    $100k-200k 205 $29,715,000 $144,951
    $200k-400k 114 $30,690,000 $269,211
    $400k-600k 15 $6,595,000 $439,667
    $600k-1000k 4 $2,940,000 $735,000
    $Over $1MM 3 $3,955,000 $1,318,333

    Hannibal's loan sizing saw the bucket of loans from $100,000 or less with 233 originations, totaling $13,665,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 246 $42,250,000 $171,748
    60-80% 118 $21,990,000 $186,356
    Under 20% 64 $3,480,000 $54,375
    20-40% 56 $4,720,000 $84,286
    40-60% 49 $9,235,000 $188,469
    Over 100% 3 $1,685,000 $561,667

    Hannibal's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 246 originations, totaling $42,250,000 in origination value.