Hannibal Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Hannibal averaged 6.46% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.77% and one month ago for the week of 2025-02-27, the average rate was 6.48%.

    Hannibal's average rate one year ago was 6.61%.

    For refis of the same type during the week of 2025-04-03, the average rate was 7.24%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Hannibal 30 Year Fixed Rate 2025-04-03 6.46%
    Hannibal 30 Year Fixed Rate Refi 2025-04-03 7.24%
    Hannibal 15 Year Fixed Rate 2025-04-03 5.72%
    Hannibal 15 Year Fixed Rate Refi 2025-04-03 6.12%
    Hannibal 30 Year FHA 2025-04-03 6.12%
    Hannibal 30 Year FHA Refi 2025-04-03 6.46%
    Hannibal 30 Year USDA 2025-04-03 6.42%
    Hannibal 30 Year USDA Refi 2025-04-03 6.12%
    Hannibal 30 Year VA 2025-04-03 5.96%
    Hannibal 30 Year VA Refi 2025-04-03 6.06%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Hannibal, MO.

    Hannibal Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Hannibal, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    HNB National Bank 54 6.82% $1,487
    THOMPSON KANE & COMPANY, LLC 41 6.42% $2,602
    HomeBank 25 6.51% $1,736
    FLAT BRANCH MORTGAGE, INC. 17 6.81% $3,323
    QUICKEN LOANS, LLC 13 6.80% $5,295
    U.S. Bank 9 6.61% $3,339
    United Community Bank 9 6.54% $1,810
    CITY-COUNTY CREDIT UNION 3 6.33% $3,021
    Servion, Inc. 3 6.33% $2,902
    Commerce Bank 3 7.00% $2,599
    JPMorgan Chase Bank 3 6.75% $7,821
    Wells Fargo Bank 2 6.13% $3,049
    DAS Acquisition Company, LLC 2 6.50% $2,988
    PRIMARY RESIDENTIAL MORTGAGE, INC. 2 6.81% $3,780
    Stifel Bank and Trust 2 6.81% $2,406
    CHURCHILL MORTGAGE CORPORATION 2 6.88% $3,438
    Bank of Springfield 2 6.58% $2,074
    LEADERONE FINANCIAL CORPORATION 2 7.37% $3,207
    ROYAL UNITED MORTGAGE LLC 1 7.13% $6,757
    Sullivan Bank 1 6.50% $2,035
    The Central Trust Bank 1 6.63% $2,886
    The Dart Bank 1 6.13% $2,954
    TOGETHER CREDIT UNION 1 6.50% $2,629
    UNITED WHOLESALE MORTGAGE, LLC 1 6.87% $1,239
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.49% $4,960
    BETTER MORTGAGE CORPORATION 1 6.13% $16,995
    BROKER SOLUTIONS, INC. 1 8.13% $2,642
    CITIZENS EQUITY FIRST 1 6.25% $1,209
    COMMUNITYAMERICA 1 6.63% $2,394
    Community Mortgage Banc Corporation 1 7.00% $1,797
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.38% $3,581
    First Bankers Trust Company 1 6.38% $1,735
    FIRST COMMUNITY 1 5.95% $1,331
    Flagstar Bank, FSB 1 7.63% $6,225
    FREEDOM MORTGAGE CORPORATION 1 7.25% $6,116
    GREENSTATE CREDIT UNION 1 6.63% $3,016
    GUILD MORTGAGE COMPANY 1 7.50% $2,570
    IncredibleBank 1 7.00% $2,502
    JLB CORPORATION 1 6.63% $3,272
    Mortgage Investment Services Corporation 1 7.13% $802
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.63% $5,132
    NAVY FEDERAL CREDIT UNION 1 6.75% $7,467

    Hannibal Average Closing Costs & Other Stats

    Hannibal, MO's 42 lenders originated 632 loans during 2024. The total origination value was $104,860,000, with an average loan value of $165,918.

    Hannibal's average closing costs are $3,185.

    The top Hannibal lender as defined by loan originations is HNB National Bank, with 54 loans originated. Their average total fees are $1,487, which is $1,115 lower than the next largest lender, THOMPSON KANE & COMPANY, LLC.

    The lowest fee Hannibal lenders (with over 10 loans originated) are HNB National Bank ($1,487), HomeBank ($1,736), THOMPSON KANE & COMPANY, LLC ($2,602), FLAT BRANCH MORTGAGE, INC. ($3,323) and QUICKEN LOANS, LLC ($5,295).

    The lowest rate Hannibal lenders (with over 10 loans originated) are THOMPSON KANE & COMPANY, LLC (6.42%), HomeBank (6.51%), QUICKEN LOANS, LLC (6.80%), FLAT BRANCH MORTGAGE, INC. (6.81%) and HNB National Bank (6.82%).

    Hannibal, MO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    HNB National Bank $25,810,000 $20,755,000 -19.6% 19.8%
    THOMPSON KANE & COMPANY, LLC $14,980,000 $18,390,000 22.8% 17.5%
    HomeBank $8,390,000 $7,480,000 -10.8% 7.1%
    FLAT BRANCH MORTGAGE, INC. $3,655,000 $7,345,000 101.0% 7.0%
    Mortgage Research Center, LLC $2,450,000 $5,470,000 123.3% 5.2%
    QUICKEN LOANS, LLC $2,210,000 $4,560,000 106.3% 4.3%
    U.S. Bank $1,465,000 $3,265,000 122.9% 3.1%
    Commerce Bank $3,445,000 $2,750,000 -20.2% 2.6%
    United Community Bank $1,905,000 $2,265,000 18.9% 2.2%
    CROSSCOUNTRY MORTGAGE, LLC $275,000 $1,845,000 570.9% 1.8%
    AMERICAN PACIFIC MORTGAGE CORPORATION $1,830,000 n/a 1.7%
    UNITED WHOLESALE MORTGAGE, LLC $460,000 $1,340,000 191.3% 1.3%
    NAVY FEDERAL CREDIT UNION $250,000 $1,010,000 304.0% 1.0%
    Alliant Bank $850,000 $975,000 14.7% 0.9%
    JPMorgan Chase Bank $410,000 $915,000 123.2% 0.9%
    LEADERONE FINANCIAL CORPORATION $905,000 $730,000 -19.3% 0.7%
    BROKER SOLUTIONS, INC. $235,000 $670,000 185.1% 0.6%
    CITY-COUNTY CREDIT UNION $235,000 $645,000 174.5% 0.6%
    DAS Acquisition Company, LLC $490,000 $605,000 23.5% 0.6%
    Servion, Inc. $135,000 $600,000 344.4% 0.6%
    The Central Trust Bank $680,000 $585,000 -14.0% 0.6%
    PLANET HOME LENDING, LLC $580,000 n/a 0.6%
    First Bankers Trust Company $1,105,000 $570,000 -48.4% 0.5%
    BETTER MORTGAGE CORPORATION $555,000 n/a 0.5%
    Community State Bank of Missouri $420,000 $530,000 26.2% 0.5%
    Stifel Bank and Trust $520,000 n/a 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $145,000 $480,000 231.0% 0.5%
    LOANPAL, LLC $405,000 $455,000 12.3% 0.4%
    PENNYMAC LOAN SERVICES, LLC $175,000 $455,000 160.0% 0.4%
    Bank of Springfield $320,000 $450,000 40.6% 0.4%
    Wells Fargo Bank $530,000 $425,000 -19.8% 0.4%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $410,000 n/a 0.4%
    Bridge Community Bank $875,000 $400,000 -54.3% 0.4%
    FREEDOM MORTGAGE CORPORATION $165,000 $400,000 142.4% 0.4%
    GENEVA FINANCIAL, LLC $385,000 n/a 0.4%
    Midwest Mortgage Associates Corporation $550,000 $380,000 -30.9% 0.4%
    USAA Federal Savings Bank $235,000 $365,000 55.3% 0.3%
    Discover Bank $210,000 $360,000 71.4% 0.3%
    LOANDEPOT.COM, LLC $620,000 $350,000 -43.5% 0.3%
    Mortgage Investment Services Corporation $195,000 $340,000 74.4% 0.3%
    MID AMERICA MORTGAGE, INC. $325,000 n/a 0.3%
    Fairfax State Savings Bank $315,000 n/a 0.3%
    GREENSTATE CREDIT UNION $305,000 n/a 0.3%
    GUILD MORTGAGE COMPANY $215,000 $300,000 39.5% 0.3%
    AMERISAVE MORTGAGE CORPORATION $295,000 n/a 0.3%
    COMMUNITYAMERICA $95,000 $295,000 210.5% 0.3%
    TRIAD FINANCIAL SERVICES, INC. $175,000 $295,000 68.6% 0.3%
    CITIZENS EQUITY FIRST $155,000 $285,000 83.9% 0.3%
    Sullivan Bank $285,000 n/a 0.3%
    The Dart Bank $245,000 $255,000 4.1% 0.2%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $245,000 n/a 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $235,000 n/a 0.2%
    TOP FLITE FINANCIAL, INC. $225,000 n/a 0.2%
    CARDINAL FINANCIAL $105,000 $215,000 104.8% 0.2%
    FCS Financial FLCA $200,000 $215,000 7.5% 0.2%
    Hickory Point Bank and Trust $205,000 n/a 0.2%
    PNC Bank $185,000 $205,000 10.8% 0.2%
    CHURCHILL MORTGAGE CORPORATION $105,000 $200,000 90.5% 0.2%
    VILLAGE CAPITAL MORTGAGE $195,000 n/a 0.2%
    FIRST COMMUNITY $245,000 $190,000 -22.4% 0.2%
    First Savings Bank $175,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $170,000 n/a 0.2%
    IncredibleBank $145,000 n/a 0.1%
    JLB CORPORATION $220,000 $145,000 -34.1% 0.1%
    TruHome Solutions, LLC $125,000 $145,000 16.0% 0.1%
    Flagstar Bank, FSB $210,000 $135,000 -35.7% 0.1%
    GMFS LLC $135,000 n/a 0.1%
    Heritage Community Bank $135,000 n/a 0.1%
    Mid-Continent Funding, Inc. $225,000 $135,000 -40.0% 0.1%
    Community Mortgage Banc Corporation $125,000 n/a 0.1%
    Regional Missouri Bank $500,000 $125,000 -75.0% 0.1%
    ALLIANT CREDIT UNION $115,000 n/a 0.1%
    ENDEAVOR CAPITAL, LLC. $115,000 n/a 0.1%
    Bank of America $130,000 $105,000 -19.2% 0.1%
    STAR USA FEDERAL CREDIT UNION $105,000 n/a 0.1%
    State Bank of Waterloo $105,000 n/a 0.1%
    Bank of Washington $95,000 n/a 0.1%
    TOGETHER CREDIT UNION $85,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $75,000 n/a 0.1%
    NEWREZ LLC $340,000 $75,000 -77.9% 0.1%
    Figure Lending LLC $100,000 $70,000 -30.0% 0.1%
    21ST MORTGAGE CORPORATION $65,000 n/a 0.1%
    Pony Express Bank $155,000 $25,000 -83.9% 0.0%

    Hannibal's top lender by overall market share is HNB National Bank, with 19.8% market share. In second place, with 17.5%, is THOMPSON KANE & COMPANY, LLC, having originated $18,390,000 in loans. In third place, with 7.1%, is HomeBank, having originated $7,480,000 in loans. In fourth place, with 7.0%, is FLAT BRANCH MORTGAGE, INC., having originated $7,345,000 in loans. In fifth place, with 5.2%, is Mortgage Research Center, LLC, having originated $5,470,000 in loans.

    Hannibal Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Hannibal (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $154,350 (18.8%) $206,925 (16.1%) 0.00 118
    2018-02-01 $158,675 (22.1%) $203,381 (13.4%) 0.00 102
    2018-03-01 $155,000 (13.2%) $209,946 (21.2%) 0.00 103
    2018-04-01 $149,900 (7.8%) $204,525 (18.7%) 0.00 104
    2018-05-01 $149,975 (10.7%) $202,220 (12.4%) 0.00 117
    2018-06-01 $139,900 (3.7%) $187,262 (6.7%) 0.00 118
    2018-07-01 $145,850 (8.1%) $191,111 (5.9%) 0.00 120
    2018-08-01 $146,750 (5.6%) $192,367 (1.3%) 0.00 120
    2018-09-01 $167,400 (19.7%) $214,001 (8.6%) 0.00 133
    2018-10-01 $150,500 (8.7%) $200,085 (2.3%) 0.00 129
    2018-11-01 $151,000 (10.0%) $197,672 (-3.0%) 0.00 129
    2018-12-01 $147,250 (5.3%) $194,388 (-6.2%) 0.00 125
    2019-01-01 $141,850 (-8.1%) $192,778 (-6.8%) 0.00 118
    2019-02-01 $150,000 (-5.5%) $200,982 (-1.2%) 0.00 108
    2019-03-01 $159,000 (2.6%) $198,718 (-5.4%) 0.00 105
    2019-04-01 $167,000 (11.4%) $195,481 (-4.4%) 0.00 99
    2019-05-01 $165,000 (10.0%) $187,251 (-7.4%) 0.00 109
    2019-06-01 $155,750 (11.3%) $186,345 (-0.5%) 0.00 113
    2019-07-01 $148,075 (1.5%) $182,932 (-4.3%) 0.00 124
    2019-08-01 $148,668 (1.3%) $188,149 (-2.2%) 0.00 118
    2019-09-01 $156,420 (-6.6%) $204,719 (-4.3%) 0.00 104
    2019-10-01 $159,114 (5.7%) $206,755 (3.3%) 0.00 95
    2019-11-01 $125,500 (-16.9%) $188,172 (-4.8%) 0.00 99
    2019-12-01 $126,600 (-14.0%) $184,108 (-5.3%) 0.00 92
    2020-01-01 $133,450 (-5.9%) $180,285 (-6.5%) 0.00 99
    2020-02-01 $155,000 (3.3%) $210,060 (4.5%) 0.00 77
    2020-03-01 $168,675 (6.1%) $216,985 (9.2%) 0.00 79
    2020-04-01 $148,250 (-11.2%) $210,274 (7.6%) 0.00 82
    2020-05-01 $154,450 (-6.4%) $209,789 (12.0%) 0.00 75
    2020-06-01 $157,725 (1.3%) $208,163 (11.7%) 0.00 63
    2020-07-01 $182,750 (23.4%) $226,542 (23.8%) 0.00 64
    2020-08-01 $169,900 (14.3%) $227,158 (20.7%) 0.00 65
    2020-09-01 $138,325 (-11.6%) $192,050 (-6.2%) 0.00 61
    2020-10-01 $138,500 (-13.0%) $189,974 (-8.1%) 0.00 59
    2020-11-01 $117,775 (-6.2%) $190,029 (1.0%) 0.00 51
    2020-12-01 $122,525 (-3.2%) $185,703 (0.9%) 0.00 46
    2021-01-01 $127,700 (-4.3%) $196,304 (8.9%) 0.00 41
    2021-02-01 $136,250 (-12.1%) $246,559 (17.4%) 0.00 42
    2021-03-01 $125,000 (-25.9%) $231,422 (6.7%) 0.00 37
    2021-04-01 $141,950 (-4.3%) $235,217 (11.9%) 0.00 37
    2021-05-01 $149,700 (-3.1%) $258,343 (23.1%) 0.00 37
    2021-06-01 $163,750 (3.8%) $305,147 (46.6%) 0.00 43
    2021-07-01 $162,400 (-11.1%) $286,645 (26.5%) 0.00 45
    2021-08-01 $162,850 (-4.2%) $283,209 (24.7%) 0.00 54
    2021-09-01 $178,375 (29.0%) $296,447 (54.4%) 0.00 46
    2021-10-01 $149,000 (7.6%) $309,284 (62.8%) 0.00 38
    2021-11-01 $143,125 (21.5%) $293,437 (54.4%) 0.00 46
    2021-12-01 $161,200 (31.6%) $268,608 (44.6%) 0.00 53
    2022-01-01 $170,000 (33.1%) $264,393 (34.7%) 0.00 49
    2022-02-01 $149,000 (9.4%) $228,452 (-7.3%) 0.00 47
    2022-03-01 $136,375 (9.1%) $227,086 (-1.9%) 0.00 42
    2022-04-01 $139,900 (-1.4%) $222,094 (-5.6%) 0.00 45
    2022-05-01 $163,725 (9.4%) $240,178 (-7.0%) 0.00 56
    2022-06-01 $193,675 (18.3%) $249,476 (-18.2%) 0.00 71
    2022-07-01 $232,000 (42.9%) $264,031 (-7.9%) 0.00 66
    2022-08-01 $178,750 (9.8%) $240,791 (-15.0%) 0.00 75
    2022-09-01 $177,250 (-0.6%) $230,937 (-22.1%) 0.00 72
    2022-10-01 $173,000 (16.1%) $224,090 (-27.6%) 0.00 69
    2022-11-01 $168,225 (17.5%) $217,361 (-25.9%) 0.00 68
    2022-12-01 $169,900 (5.4%) $226,675 (-15.6%) 0.00 59
    2023-01-01 $164,225 (-3.4%) $211,769 (-19.9%) 0.00 51
    2023-02-01 $178,725 (20.0%) $233,384 (2.2%) 0.00 48
    2023-03-01 $182,000 (33.5%) $259,337 (14.2%) 0.00 48
    2023-04-01 $180,000 (28.7%) $252,227 (13.6%) 0.00 40
    2023-05-01 $174,000 (6.3%) $264,917 (10.3%) 0.00 38
    2023-06-01 $197,250 (1.9%) $251,019 (0.6%) 0.00 41
    2023-07-01 $169,900 (-26.8%) $223,340 (-15.4%) 0.00 35
    2023-08-01 $220,750 (23.5%) $236,993 (-1.6%) 0.00 51
    2023-09-01 $210,000 (18.5%) $238,254 (3.2%) 0.00 52
    2023-10-01 $213,750 (23.6%) $242,765 (8.3%) 0.00 63
    2023-11-01 $225,000 (33.8%) $269,654 (24.1%) 0.00 69
    2023-12-01 $217,500 (28.0%) $263,877 (16.4%) 0.00 63
    2024-01-01 $219,750 (33.8%) $270,653 (27.8%) 0.00 47
    2024-02-01 $192,100 (7.5%) $258,902 (10.9%) 0.00 42
    2024-03-01 $184,950 (1.6%) $246,226 (-5.1%) 0.00 47
    2024-04-01 $192,500 (6.9%) $250,893 (-0.5%) 0.00 62
    2024-05-01 $247,500 (42.2%) $285,544 (7.8%) 0.00 65
    2024-06-01 $235,000 (19.1%) $274,158 (9.2%) 0.00 68
    2024-07-01 $223,500 (31.6%) $282,932 (26.7%) 0.00 61
    2024-08-01 $267,500 (21.2%) $316,811 (33.7%) 0.00 59
    2024-09-01 $278,475 (32.6%) $325,574 (36.7%) 0.00 77
    2024-10-01 $234,200 (9.6%) $303,548 (25.0%) 0.00 81
    2024-11-01 $240,000 (6.7%) $315,555 (17.0%) 0.00 74
    2024-12-01 $222,250 (2.2%) $297,335 (12.7%) 0.00 79
    2025-01-01 $227,000 (3.3%) $297,268 (9.8%) 0.00 81
    2025-02-01 $226,400 (17.9%) $301,480 (16.5%) 0.00 76
    2025-03-01 $254,900 (37.8%) $276,328 (12.2%) 0.00 75
    Hannibal's median listing price for 2025-03-01 was $254,900, a difference of $69,950 (37.8%) versus the prior year and $28,500 versus the prior month.

    Hannibal's median listing price comes in at 0% of the national average.

    Hannibal's average listing price for 2025-03-01 was $276,328, a difference of $30,102 (12.2%) versus the prior year and $-25,152 versus the prior month.

    For the 2025-03-01 period, Hannibal had 75 MLS listings, a difference of -1 listings (-1%) versus the prior month and 28 listings (60%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Hannibal (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,487 sqft
    2018-02-01 0 days 1,608 sqft
    2018-03-01 0 days 1,500 sqft
    2018-04-01 0 days 1,474 sqft
    2018-05-01 0 days 1,494 sqft
    2018-06-01 0 days 1,498 sqft
    2018-07-01 0 days 1,482 sqft
    2018-08-01 0 days 1,558 sqft
    2018-09-01 0 days 1,590 sqft
    2018-10-01 0 days 1,693 sqft
    2018-11-01 0 days 1,610 sqft
    2018-12-01 0 days 1,584 sqft
    2019-01-01 0 days 1,592 sqft
    2019-02-01 0 days 1,551 sqft
    2019-03-01 0 days 1,565 sqft
    2019-04-01 0 days 1,588 sqft
    2019-05-01 0 days 1,561 sqft
    2019-06-01 0 days 1,515 sqft
    2019-07-01 0 days 1,478 sqft
    2019-08-01 0 days 1,515 sqft
    2019-09-01 0 days 1,614 sqft
    2019-10-01 0 days 1,679 sqft
    2019-11-01 0 days 1,606 sqft
    2019-12-01 0 days 1,640 sqft
    2020-01-01 0 days 1,601 sqft
    2020-02-01 0 days 1,761 sqft
    2020-03-01 0 days 1,982 sqft
    2020-04-01 0 days 1,977 sqft
    2020-05-01 0 days 1,960 sqft
    2020-06-01 0 days 1,812 sqft
    2020-07-01 0 days 1,900 sqft
    2020-08-01 0 days 1,716 sqft
    2020-09-01 0 days 1,660 sqft
    2020-10-01 0 days 1,609 sqft
    2020-11-01 0 days 1,441 sqft
    2020-12-01 0 days 1,717 sqft
    2021-01-01 0 days 1,764 sqft
    2021-02-01 0 days 1,756 sqft
    2021-03-01 0 days 1,524 sqft
    2021-04-01 0 days 1,513 sqft
    2021-05-01 0 days 1,652 sqft
    2021-06-01 0 days 1,623 sqft
    2021-07-01 0 days 1,792 sqft
    2021-08-01 0 days 1,846 sqft
    2021-09-01 0 days 1,896 sqft
    2021-10-01 0 days 1,650 sqft
    2021-11-01 0 days 1,552 sqft
    2021-12-01 0 days 1,687 sqft
    2022-01-01 0 days 1,725 sqft
    2022-02-01 0 days 1,509 sqft
    2022-03-01 0 days 1,589 sqft
    2022-04-01 0 days 1,548 sqft
    2022-05-01 0 days 1,658 sqft
    2022-06-01 0 days 1,832 sqft
    2022-07-01 0 days 1,920 sqft
    2022-08-01 0 days 1,833 sqft
    2022-09-01 0 days 1,881 sqft
    2022-10-01 0 days 1,611 sqft
    2022-11-01 0 days 1,781 sqft
    2022-12-01 0 days 1,800 sqft
    2023-01-01 0 days 1,658 sqft
    2023-02-01 0 days 1,800 sqft
    2023-03-01 0 days 1,909 sqft
    2023-04-01 0 days 1,980 sqft
    2023-05-01 0 days 1,975 sqft
    2023-06-01 0 days 1,909 sqft
    2023-07-01 0 days 1,847 sqft
    2023-08-01 0 days 1,830 sqft
    2023-09-01 0 days 1,730 sqft
    2023-10-01 0 days 1,760 sqft
    2023-11-01 0 days 1,757 sqft
    2023-12-01 0 days 1,655 sqft
    2024-01-01 0 days 1,580 sqft
    2024-02-01 0 days 1,435 sqft
    2024-03-01 0 days 1,425 sqft
    2024-04-01 0 days 1,423 sqft
    2024-05-01 0 days 1,497 sqft
    2024-06-01 0 days 1,688 sqft
    2024-07-01 0 days 1,786 sqft
    2024-08-01 0 days 1,850 sqft
    2024-09-01 0 days 1,799 sqft
    2024-10-01 0 days 1,789 sqft
    2024-11-01 0 days 1,778 sqft
    2024-12-01 0 days 1,722 sqft
    2025-01-01 0 days 1,533 sqft
    2025-02-01 0 days 1,759 sqft
    2025-03-01 0 days 1,696 sqft
    Hannibal's median listing age (time on market) for 2025-03-01 was 0 days.

    Hannibal's median square footage for active listings during the 2025-03-01 period was 1,696 sqft. One year prior, the average listing was 1,425 sqft.

    Hannibal, MO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 400 $69,930,000 $174,825
    Refi 91 $20,295,000 $223,022
    Cash Out Refi 75 $10,825,000 $144,333
    Home Improvement 33 $2,005,000 $60,758
    Other 33 $1,805,000 $54,697

    Hannibal's most frequently cited loan purpose was Home Purchase, with 400 originations. The 2nd most popular reason was Refi, with 91 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 276 $51,000,000 $184,783
    7-8% 146 $21,610,000 $148,014
    5-6% 91 $16,165,000 $177,637
    Over 8% 68 $5,790,000 $85,147
    4-5% 11 $2,455,000 $223,182
    <2.5% 9 $55,000 $6,111
    2.5-3% 6 $350,000 $58,333

    During 2024, Hannibal's most frequently originated rate bucket was 6-7%, with 276 originations.

    Loan Sizing (Hannibal, MO MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 257 $37,305,000 $145,156
    $100,000 or less 196 $10,780,000 $55,000
    $200k-400k 152 $39,810,000 $261,908
    $400k-600k 23 $10,575,000 $459,783
    $600k-1000k 3 $2,385,000 $795,000
    $Over $1MM 1 $4,005,000 $4,005,000

    Hannibal's loan sizing saw the bucket of loans from $100k-200k with 257 originations, totaling $37,305,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 282 $52,100,000 $184,752
    60-80% 132 $26,220,000 $198,636
    Under 20% 67 $2,755,000 $41,119
    20-40% 60 $5,460,000 $91,000
    40-60% 52 $7,790,000 $149,808
    Over 100% 5 $1,405,000 $281,000

    Hannibal's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 282 originations, totaling $52,100,000 in origination value.