Nebraska Bank Of Commerce Mortgage Rates, Fees & Info
LINCOLN, NELEI: 254900WNJM89PTUDS223
Tax ID: 26-1441291
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Nebraska Bank Of Commerce is a smaller bank specializing in Home Purchase and Refi loans. Nebraska Bank Of Commerce has a high proportion of conventional loans. Their top markets by origination volume include: Lincoln, Omaha, Des Moines, Portland, and Tulsa among others. We have data for 9 markets. (Some data included below & more in-depth data is available with an active subscription.)Nebraska Bank Of Commerce has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
86Origination Dollar Volume (All Markets)
$22,460,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LINCOLN, NE (FHA|USDA|VA) | 49 | $11,295,000 | $230,510 | $0 | 0.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 28 | $6,680,000 | $238,571 | $0 | 0.00% |
| Outside of Metro Areas | 3 | $1,985,000 | $661,667 | $0 | 0.00% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $1,605,000 | $1,605,000 | $0 | 0.00% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 0.00% |
| TULSA, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
| Lexington, NE (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 86 | $22,460,000 | $261,163 | $0 | 0.00% |
For 2024, Nebraska Bank Of Commerce's most frequently originated type of loan was Conventional, with 86 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 66 | $15,940,000 | $241,515 | $0 | 0.00% |
| Refi | 14 | $6,090,000 | $435,000 | $0 | 0.00% |
| Home Improvement | 6 | $430,000 | $71,667 | $0 | 0.00% |
For 2024, Nebraska Bank Of Commerce's most frequently cited loan purpose was Home Purchase, with 66 originations. The 2nd most popular reason was Refi, with 14 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 86 | $22,460,000 | $261,163 | $0 | 0.00% |
For 2024, Nebraska Bank Of Commerce's most frequently cited loan duration was Other, with 86 originations.
Loan Sizing
2024 saw Nebraska Bank Of Commerce place emphasis on $100k-200k loans with 30 originations, totaling $4,690,000 in origination value.
Applicant Income
Nebraska Bank Of Commerce lent most frequently to those with incomes in the $250k+ range, with 7 originations. The second most popular income band? $50k or less, with 5 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 86 | $22,460,000 | $261,163 | $0 | 0.00% |
Nebraska Bank Of Commerce lent most frequently to those with DTI ratios of Exempt%, with 86 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.94%
Nebraska Bank Of Commerce has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination89.53%
Nebraska Bank Of Commerce has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 86 | $22,460,000 | $261,163 |