Nebraska Bank Of Commerce Mortgage Rates, Fees & Info
LINCOLN, NELEI: 254900WNJM89PTUDS223
Tax ID: 26-1441291
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Mortgage Data
Review & Overview
Nebraska Bank Of Commerce is a smaller bank specializing in Home Purchase loans. Nebraska Bank Of Commerce has a high proportion of conventional loans. Their top markets by origination volume include: Lincoln, Omaha, Tulsa, Lexington, and Vermillion among others. We have data for 9 markets. (Some data included below & more in-depth data is available with an active subscription.)Nebraska Bank Of Commerce has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
79Origination Dollar Volume (All Markets)
$17,135,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LINCOLN, NE (FHA|USDA|VA) | 34 | $8,010,000 | $235,588 | $0 | 0.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 30 | $6,120,000 | $204,000 | $0 | 0.00% |
| Outside of Metro Areas | 7 | $1,445,000 | $206,429 | $0 | 0.00% |
| TULSA, OK (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 0.00% |
| Lexington, NE (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 0.00% |
| Vermillion, SD (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 0.00% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 79 | $17,135,000 | $216,899 | $0 | 0.00% |
For 2023, Nebraska Bank Of Commerce's most frequently originated type of loan was Conventional, with 79 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 56 | $13,500,000 | $241,071 | $0 | 0.00% |
| Refi | 15 | $2,455,000 | $163,667 | $0 | 0.00% |
| Home Improvement | 8 | $1,180,000 | $147,500 | $0 | 0.00% |
For 2023, Nebraska Bank Of Commerce's most frequently cited loan purpose was Home Purchase, with 56 originations. The 2nd most popular reason was Refi, with 15 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 79 | $17,135,000 | $216,899 | $0 | 0.00% |
For 2023, Nebraska Bank Of Commerce's most frequently cited loan duration was Other, with 79 originations.
Loan Sizing
2023 saw Nebraska Bank Of Commerce place emphasis on $100k-200k loans with 29 originations, totaling $4,175,000 in origination value.
Applicant Income
Nebraska Bank Of Commerce lent most frequently to those with incomes in the $100k-150k range, with 8 originations. The second most popular income band? $150k-250k, with 8 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 79 | $17,135,000 | $216,899 | $0 | 0.00% |
Nebraska Bank Of Commerce lent most frequently to those with DTI ratios of Exempt%, with 79 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.85%
Nebraska Bank Of Commerce has an average approval rate.
Pick Rate
Approvals leading to origination83.54%
Nebraska Bank Of Commerce has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 79 | $17,135,000 | $216,899 |