Collins State Bank Mortgage Rates, Fees & Info
Collins, WILEI: 254900Z9CBWZF8ECUS45
Tax ID: 39-0218350
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Mortgage Data
Review & Overview
Collins State Bank is a smaller bank specializing in Home Purchase loans. Collins State Bank has a high proportion of conventional loans. Their top markets by origination volume include: Manitowoc, Sheboygan, Milwaukee, Appleton, and Green Bay among others. We have data for 15 markets. (Some data included below & more in-depth data is available with an active subscription.)Collins State Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
119Origination Dollar Volume (All Markets)
$22,535,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Manitowoc, WI (FHA|USDA|VA) | 45 | $5,885,000 | $130,778 | $0 | 0.00% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 17 | $3,575,000 | $210,294 | $0 | 0.00% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 9 | $2,875,000 | $319,444 | $0 | 0.00% |
| APPLETON, WI (FHA|USDA|VA) | 23 | $2,515,000 | $109,348 | $0 | 0.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 7 | $2,315,000 | $330,714 | $0 | 0.00% |
| Outside of Metro Areas | 8 | $1,440,000 | $180,000 | $0 | 0.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $1,125,000 | $1,125,000 | $0 | 0.00% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $0 | 0.00% |
| RACINE, WI (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $0 | 0.00% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 0.00% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 0.00% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 0.00% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 119 | $22,535,000 | $189,370 | $0 | 0.00% |
For 2023, Collins State Bank's most frequently originated type of loan was Conventional, with 119 originations.
Loan Reason
For 2023, Collins State Bank's most frequently cited loan purpose was Home Purchase, with 60 originations. The 2nd most popular reason was Other, with 16 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 119 | $22,535,000 | $189,370 | $0 | 0.00% |
For 2023, Collins State Bank's most frequently cited loan duration was Other, with 119 originations.
Loan Sizing
2023 saw Collins State Bank place emphasis on $100,000 or less loans with 45 originations, totaling $2,255,000 in origination value.
Applicant Income
Collins State Bank lent most frequently to those with incomes in the $100k-150k range, with 29 originations. The second most popular income band? $50k-75k, with 24 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 119 | $22,535,000 | $189,370 | $0 | 0.00% |
Collins State Bank lent most frequently to those with DTI ratios of Exempt%, with 119 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 100 | $16,290,000 | $162,900 | $0 | 0.00% |
| Not applicable | 19 | $6,245,000 | $328,684 | $0 | 0.00% |
Approval Rates
Total approvals of all applications92.93%
Collins State Bank has an average approval rate.
Pick Rate
Approvals leading to origination94.96%
Collins State Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 119 | $22,535,000 | $189,370 |