Dnb First Mortgage Rates, Fees & Info
DOWINGTOWN, PALEI: 549300F1QUQ5OC00JB42
Tax ID: 23-0534545
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Dnb First is a smaller mortgage company specializing in Home Purchase and Refi loans. Dnb First has a high proportion of conventional loans. Their top markets by origination volume include: Philadelphia, New York, Ocean City, Vineyard Haven, and Greensboro among others. We have data for 9 markets. (Some data included below & more in-depth data is available with an active subscription.)Dnb First has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
142Origination Dollar Volume (All Markets)
$71,760,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 130 | $64,720,000 | $497,846 | $0 | 0.00% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 3 | $3,445,000 | $1,148,333 | $0 | 0.00% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 3 | $2,205,000 | $735,000 | $0 | 0.00% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $855,000 | $855,000 | $0 | 0.00% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 0.00% |
Their top states include:
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 142 | $71,760,000 | $505,352 | $0 | 0.00% |
For 2018, Dnb First's most frequently originated type of loan was Conventional, with 142 originations.
Loan Reason
For 2018, Dnb First's most frequently cited loan purpose was Home Purchase, with 46 originations. The 2nd most popular reason was Refi, with 46 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 142 | $71,760,000 | $505,352 | $0 | 0.00% |
For 2018, Dnb First's most frequently cited loan duration was Other, with 142 originations.
Loan Sizing
2018 saw Dnb First place emphasis on $200k-400k loans with 45 originations, totaling $12,065,000 in origination value.
Applicant Income
Dnb First lent most frequently to those with incomes in the $100k-150k range, with 27 originations. The second most popular income band? $150k-250k, with 19 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 142 | $71,760,000 | $505,352 | $0 | 0.00% |
Dnb First lent most frequently to those with DTI ratios of Exempt%, with 142 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications77.73%
Dnb First has a below average approval rate.
Pick Rate
Approvals leading to origination69.72%
Dnb First has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 142 | $71,760,000 | $505,352 |