Huntingdon Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Huntingdon averaged 7% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 6.68% and one month ago for the week of 2024-03-14, the average rate was 6.64%.

    Huntingdon's average rate one year ago was 6.17%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Huntingdon 30 Year Fixed Rate 2024-04-18 7%
    Huntingdon 30 Year Fixed Rate Refi 2024-04-18 7%
    Huntingdon 15 Year Fixed Rate 2024-04-18 6.59%
    Huntingdon 15 Year Fixed Rate Refi 2024-04-18 6.79%
    Huntingdon 30 Year FHA 2024-04-18 6.66%
    Huntingdon 30 Year FHA Refi 2024-04-18 7.06%
    Huntingdon 30 Year USDA 2024-04-18 6.76%
    Huntingdon 30 Year USDA Refi 2024-04-18 6.66%
    Huntingdon 30 Year VA 2024-04-18 6.76%
    Huntingdon 30 Year VA Refi 2024-04-18 6.66%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Huntingdon, PA.

    Huntingdon Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Huntingdon, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Kish Bank 20 6.35% $4,241
    QUICKEN LOANS, LLC 14 7.25% $6,049
    PENNSYLVANIA STATE EMPLOYEES Credit Union 12 6.26% $2,390
    Farmers and Merchants Trust Company of Chambersburg 10 6.16% $3,929
    Community State Bank of Orbisonia 10 5.42% $3,380
    Flagstar Bank, FSB 7 6.65% $4,997
    UNITED WHOLESALE MORTGAGE, LLC 3 7.02% $5,687
    UNION HOME MORTGAGE CORP. 2 7.13% $4,989
    M&T Bank 2 5.69% $3,843
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.75% $4,303
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 7.44% $6,170
    Northwest Bank 2 6.94% $3,433
    FIRST COMMUNITY MORTGAGE, INC. 2 7.13% $3,716
    CROSSCOUNTRY MORTGAGE, LLC 2 7.63% $8,442
    PLAZA HOME MORTGAGE, INC. 2 6.88% $5,026
    CMG MORTGAGE, INC. 2 7.94% $4,977
    Citizens Bank 2 6.75% $5,640
    MOVEMENT MORTGAGE, LLC 1 8.63% $7,194
    Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $19,725
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.00% $7,318
    NATION ONE MORTGAGE CORPORATION 1 6.50% $6,312
    Northpointe Bank 1 6.88% $5,745
    Orrstown Bank 1 7.13% $5,202
    PATRIOT 1 4.88% $4,978
    Penn Community Bank 1 7.88% $5,999
    PENNYMAC LOAN SERVICES, LLC 1 5.88% $4,988
    Reliance Savings Bank 1 7.13% $7,550
    S&T Bank 1 6.13% $3,531
    Wells Fargo Bank 1 8.13% $9,235
    Wilmington Savings Fund Society, FSB 1 6.13% $7,658
    1st Summit Bank 1 6.49% $3,040
    ZILLOW HOME LOANS, LLC 1 7.13% $4,867
    AFFORDABLE MORTGAGE ADVISORS, LLC. 1 7.00% $4,354
    AMERICAN FEDERAL MORTGAGE CORPORATION 1 6.00% $3,856
    AmeriServ Financial Bank 1 6.25% $3,443
    ARC HOME LLC 1 5.88% $5,399
    BETTER MORTGAGE CORPORATION 1 6.50% $2,474
    EQUITY RESOURCES, INC. 1 6.13% $5,354
    First Citizens Community Bank 1 6.99% $2,963
    First Commonwealth Bank 1 7.75% $3,692
    First National Bank of Pennsylvania 1 6.63% $7,211
    FREEDOM CREDIT UNION 1 5.88% $2,865
    FREEDOM MORTGAGE CORPORATION 1 5.88% $7,679
    Fulton Bank 1 6.88% $5,205
    HOMESIDE FINANCIAL, LLC 1 6.75% $2,963
    MEMBER FIRST MORTGAGE, LLC 1 6.63% $2,942
    MEMBERS 1ST FEDERAL CREDIT UNION 1 5.75% $8,129
    MidAtlantic Farm Credit, ACA 1 7.09% $5,259

    Huntingdon Average Closing Costs & Other Stats

    Huntingdon, PA's 48 lenders originated 655 loans during 2023. The total origination value was $77,835,000, with an average loan value of $118,832.

    Huntingdon's average closing costs are $4,916.

    The top Huntingdon lender as defined by loan originations is Kish Bank, with 20 loans originated. Their average total fees are $4,241, which is $1,808 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Huntingdon lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,390), Community State Bank of Orbisonia ($3,380), Farmers and Merchants Trust Company of Chambersburg ($3,929), Kish Bank ($4,241) and QUICKEN LOANS, LLC ($6,049).

    The lowest rate Huntingdon lenders (with over 10 loans originated) are Community State Bank of Orbisonia (5.42%), Farmers and Merchants Trust Company of Chambersburg (6.16%), PENNSYLVANIA STATE EMPLOYEES Credit Union (6.26%), Kish Bank (6.35%) and QUICKEN LOANS, LLC (7.25%).

    Huntingdon, PA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Community State Bank of Orbisonia $20,665,000 $12,440,000 -39.8% 16.0%
    Kish Bank $19,545,000 $10,485,000 -46.4% 13.5%
    QUICKEN LOANS, LLC $8,255,000 $5,985,000 -27.5% 7.7%
    PENNSYLVANIA STATE EMPLOYEES Credit Union $5,605,000 $4,290,000 -23.5% 5.5%
    Farmers and Merchants Trust Company of Chambersburg $2,955,000 $4,155,000 40.6% 5.3%
    First National Bank of Pennsylvania $9,775,000 $3,740,000 -61.7% 4.8%
    Flagstar Bank, FSB $4,160,000 $3,275,000 -21.3% 4.2%
    Reliance Savings Bank $3,095,000 $1,810,000 -41.5% 2.3%
    Jersey Shore State Bank $6,870,000 $1,695,000 -75.3% 2.2%
    UNITED WHOLESALE MORTGAGE, LLC $1,895,000 $1,455,000 -23.2% 1.9%
    Pennian Bank $1,285,000 n/a 1.7%
    Citizens Bank $1,995,000 $1,175,000 -41.1% 1.5%
    M&T Bank $1,085,000 $1,150,000 6.0% 1.5%
    Orrstown Bank $360,000 $1,100,000 205.6% 1.4%
    Northwest Bank $1,815,000 $1,075,000 -40.8% 1.4%
    Mortgage Research Center, LLC $980,000 $1,020,000 4.1% 1.3%
    CROSSCOUNTRY MORTGAGE, LLC $925,000 $1,010,000 9.2% 1.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $875,000 $930,000 6.3% 1.2%
    UNION HOME MORTGAGE CORP. $925,000 $790,000 -14.6% 1.0%
    CNB Bank $115,000 $715,000 521.7% 0.9%
    PNC Bank $1,555,000 $695,000 -55.3% 0.9%
    Fulton Bank $1,355,000 $645,000 -52.4% 0.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,060,000 $585,000 -44.8% 0.8%
    MEMBERS 1ST FEDERAL CREDIT UNION $610,000 $540,000 -11.5% 0.7%
    MidAtlantic Farm Credit, ACA $650,000 $520,000 -20.0% 0.7%
    NAVY FEDERAL CREDIT UNION $620,000 $510,000 -17.7% 0.7%
    DRAPER AND KRAMER MORTGAGE CORP. $460,000 n/a 0.6%
    BROKER SOLUTIONS, INC. $145,000 $455,000 213.8% 0.6%
    FIRST HERITAGE FINANCIAL, LLC $290,000 $425,000 46.6% 0.5%
    Middletown Valley Bank $405,000 n/a 0.5%
    AmeriServ Financial Bank $765,000 $400,000 -47.7% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $385,000 $375,000 -2.6% 0.5%
    Wilmington Savings Fund Society, FSB $375,000 n/a 0.5%
    EQUITY RESOURCES, INC. $875,000 $370,000 -57.7% 0.5%
    Wells Fargo Bank $1,070,000 $370,000 -65.4% 0.5%
    The Juniata Valley Bank $1,075,000 $345,000 -67.9% 0.4%
    HOMESIDE FINANCIAL, LLC $340,000 n/a 0.4%
    CMG MORTGAGE, INC. $345,000 $330,000 -4.3% 0.4%
    First Commonwealth Bank $1,870,000 $325,000 -82.6% 0.4%
    GUILD MORTGAGE COMPANY $305,000 $320,000 4.9% 0.4%
    PLAZA HOME MORTGAGE, INC. $340,000 $320,000 -5.9% 0.4%
    PATRIOT $100,000 $315,000 215.0% 0.4%
    Mid Penn Bank $745,000 $295,000 -60.4% 0.4%
    Northpointe Bank $155,000 $290,000 87.1% 0.4%
    PENNYMAC LOAN SERVICES, LLC $925,000 $280,000 -69.7% 0.4%
    Susquehanna Community Bank $280,000 n/a 0.4%
    MOVEMENT MORTGAGE, LLC $640,000 $265,000 -58.6% 0.3%
    AFFORDABLE MORTGAGE ADVISORS, LLC. $255,000 n/a 0.3%
    Equity Prime Mortgage LLC $250,000 n/a 0.3%
    Titan FCU $250,000 n/a 0.3%
    1st Summit Bank $95,000 $230,000 142.1% 0.3%
    Barrington Bank & Trust Company, N.A. $95,000 $225,000 136.8% 0.3%
    FIRST COMMUNITY MORTGAGE, INC. $220,000 n/a 0.3%
    Hometown Bank of Pennsylvania $110,000 $220,000 100.0% 0.3%
    1ST ED CREDIT UNION $215,000 n/a 0.3%
    ARC HOME LLC $825,000 $215,000 -73.9% 0.3%
    USAA Federal Savings Bank $760,000 $215,000 -71.7% 0.3%
    RELIANCE FIRST CAPITAL, LLC $210,000 n/a 0.3%
    Bank of England $205,000 n/a 0.3%
    Penn Community Bank $205,000 n/a 0.3%
    The Ephrata National Bank $545,000 $205,000 -62.4% 0.3%
    Wyndham Capital Mortgage, Inc. $205,000 n/a 0.3%
    Altoona First Savings Bank $395,000 $200,000 -49.4% 0.3%
    AMERICAN FEDERAL MORTGAGE CORPORATION $195,000 n/a 0.3%
    MEMBER FIRST MORTGAGE, LLC $55,000 $195,000 254.5% 0.3%
    BETTER MORTGAGE CORPORATION $155,000 n/a 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $155,000 n/a 0.2%
    First Citizens Community Bank $365,000 $145,000 -60.3% 0.2%
    S&T Bank $530,000 $140,000 -73.6% 0.2%
    ZILLOW HOME LOANS, LLC $135,000 n/a 0.2%
    Integrity Home Mortgage Corp $130,000 n/a 0.2%
    PennCrest Bank $45,000 $130,000 188.9% 0.2%
    FREEDOM MORTGAGE CORPORATION $615,000 $125,000 -79.7% 0.2%
    MILEND, INC. $185,000 $125,000 -32.4% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $400,000 $125,000 -68.8% 0.2%
    Truist $120,000 n/a 0.2%
    SPRING EQ, LLC $115,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $85,000 $105,000 23.5% 0.1%
    CORNING $545,000 $105,000 -80.7% 0.1%
    FREEDOM CREDIT UNION $105,000 n/a 0.1%
    LOANDEPOT.COM, LLC $260,000 $105,000 -59.6% 0.1%
    NEWREZ LLC $105,000 $105,000 0.0% 0.1%
    NATION ONE MORTGAGE CORPORATION $95,000 n/a 0.1%
    Discover Bank $55,000 $90,000 63.6% 0.1%
    EMM LOANS LLC $85,000 n/a 0.1%
    KeyBank $85,000 n/a 0.1%
    NETWORK CAPITAL FUNDING CORPORATION $85,000 n/a 0.1%
    CITADEL FEDERAL CREDIT UNION $75,000 n/a 0.1%
    ARC Federal Credit Union $260,000 $70,000 -73.1% 0.1%
    BELCO COMMUNITY CREDIT UNION $65,000 n/a 0.1%
    The Huntington National Bank $185,000 $55,000 -70.3% 0.1%
    ROYAL UNITED MORTGAGE LLC $315,000 $45,000 -85.7% 0.1%
    Coastal Community Bank $40,000 n/a 0.1%
    ACNB Bank $35,000 n/a 0.0%
    Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%

    Huntingdon's top lender by overall market share is Community State Bank of Orbisonia, with 16.0% market share. In second place, with 13.5%, is Kish Bank, having originated $10,485,000 in loans. In third place, with 7.7%, is QUICKEN LOANS, LLC, having originated $5,985,000 in loans. In fourth place, with 5.5%, is PENNSYLVANIA STATE EMPLOYEES Credit Union, having originated $4,290,000 in loans. In fifth place, with 5.3%, is Farmers and Merchants Trust Company of Chambersburg, having originated $4,155,000 in loans.

    Huntingdon Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Huntingdon (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $121,650 (-23.5%) $188,980 (-2.3%) 0.00 119
    2018-02-01 $147,625 (-2.3%) $199,251 (5.0%) 0.00 114
    2018-03-01 $145,000 (-0.8%) $187,726 (-1.9%) 0.00 108
    2018-04-01 $149,975 (9.5%) $197,233 (5.6%) 0.00 134
    2018-05-01 $172,450 (27.8%) $214,545 (15.5%) 0.00 133
    2018-06-01 $186,000 (25.3%) $221,140 (10.6%) 0.00 141
    2018-07-01 $159,750 (6.6%) $201,094 (-0.4%) 0.00 157
    2018-08-01 $149,950 (0.0%) $193,653 (-5.4%) 0.00 161
    2018-09-01 $150,000 (0.1%) $197,758 (-5.6%) 0.00 161
    2018-10-01 $152,375 (3.1%) $205,502 (0.5%) 0.00 152
    2018-11-01 $149,175 (3.8%) $202,761 (3.7%) 0.00 147
    2018-12-01 $149,900 (11.1%) $181,138 (-7.4%) 0.00 137
    2019-01-01 $139,900 (15.0%) $171,412 (-9.3%) 0.00 130
    2019-02-01 $136,950 (-7.2%) $184,302 (-7.5%) 0.00 126
    2019-03-01 $150,614 (3.9%) $264,729 (41.0%) 0.00 129
    2019-04-01 $163,425 (9.0%) $247,783 (25.6%) 0.00 129
    2019-05-01 $169,900 (-1.5%) $251,616 (17.3%) 0.00 145
    2019-06-01 $163,400 (-12.2%) $245,421 (11.0%) 0.00 149
    2019-07-01 $184,900 (15.7%) $253,595 (26.1%) 0.00 160
    2019-08-01 $180,636 (20.5%) $252,842 (30.6%) 0.00 161
    2019-09-01 $174,091 (16.1%) $248,837 (25.8%) 0.00 151
    2019-10-01 $169,000 (10.9%) $246,168 (19.8%) 0.00 143
    2019-11-01 $159,900 (7.2%) $244,008 (20.3%) 0.00 140
    2019-12-01 $159,450 (6.4%) $246,211 (35.9%) 0.00 129
    2020-01-01 $149,900 (7.2%) $249,180 (45.4%) 0.00 122
    2020-02-01 $144,900 (5.8%) $235,526 (27.8%) 0.00 106
    2020-03-01 $142,450 (-5.4%) $233,930 (-11.6%) 0.00 111
    2020-04-01 $139,800 (-14.5%) $219,306 (-11.5%) 0.00 104
    2020-05-01 $142,400 (-16.2%) $294,449 (17.0%) 0.00 101
    2020-06-01 $173,650 (6.3%) $348,567 (42.0%) 0.00 94
    2020-07-01 $169,000 (-8.6%) $352,541 (39.0%) 0.00 89
    2020-08-01 $159,400 (-11.8%) $346,717 (37.1%) 0.00 81
    2020-09-01 $162,225 (-6.8%) $386,610 (55.4%) 0.00 71
    2020-10-01 $179,200 (6.0%) $380,567 (54.6%) 0.00 70
    2020-11-01 $165,525 (3.5%) $400,366 (64.1%) 0.00 67
    2020-12-01 $162,675 (2.0%) $386,118 (56.8%) 0.00 64
    2021-01-01 $162,350 (8.3%) $403,777 (62.0%) 0.00 48
    2021-02-01 $139,900 (-3.5%) $280,271 (19.0%) 0.00 40
    2021-03-01 $141,150 (-0.9%) $314,706 (34.5%) 0.00 35
    2021-04-01 $158,625 (13.5%) $282,206 (28.7%) 0.00 51
    2021-05-01 $149,950 (5.3%) $272,661 (-7.4%) 0.00 46
    2021-06-01 $149,625 (-13.8%) $261,065 (-25.1%) 0.00 53
    2021-07-01 $149,400 (-11.6%) $266,796 (-24.3%) 0.00 50
    2021-08-01 $149,000 (-6.5%) $235,209 (-32.2%) 0.00 55
    2021-09-01 $167,975 (3.5%) $270,566 (-30.0%) 0.00 61
    2021-10-01 $178,900 (-0.2%) $280,807 (-26.2%) 0.00 60
    2021-11-01 $209,725 (26.7%) $344,140 (-14.0%) 0.00 55
    2021-12-01 $219,850 (35.2%) $355,001 (-8.1%) 0.00 43
    2022-01-01 $189,900 (17.0%) $376,376 (-6.8%) 0.00 37
    2022-02-01 $194,125 (38.8%) $398,318 (42.1%) 0.00 34
    2022-03-01 $205,825 (45.8%) $377,704 (20.0%) 0.00 37
    2022-04-01 $209,900 (32.3%) $343,183 (21.6%) 0.00 42
    2022-05-01 $189,375 (26.3%) $333,825 (22.4%) 0.00 50
    2022-06-01 $196,650 (31.4%) $361,365 (38.4%) 0.00 44
    2022-07-01 $195,900 (31.1%) $336,864 (26.3%) 0.00 59
    2022-08-01 $194,950 (30.8%) $328,722 (39.8%) 0.00 63
    2022-09-01 $190,425 (13.4%) $322,231 (19.1%) 0.00 69
    2022-10-01 $180,000 (0.6%) $321,243 (14.4%) 0.00 61
    2022-11-01 $174,250 (-16.9%) $300,274 (-12.8%) 0.00 61
    2022-12-01 $182,400 (-17.0%) $298,823 (-15.8%) 0.00 55
    2023-01-01 $170,925 (-10.0%) $297,991 (-20.8%) 0.00 42
    2023-02-01 $179,450 (-7.6%) $291,974 (-26.7%) 0.00 41
    2023-03-01 $191,175 (-7.1%) $337,106 (-10.8%) 0.00 44
    2023-04-01 $199,900 (-4.8%) $339,485 (-1.1%) 0.00 50
    2023-05-01 $202,500 (6.9%) $375,346 (12.4%) 0.00 50
    2023-06-01 $227,425 (15.7%) $423,401 (17.2%) 0.00 52
    2023-07-01 $199,925 (2.1%) $390,156 (15.8%) 0.00 57
    2023-08-01 $202,225 (3.7%) $377,533 (14.9%) 0.00 61
    2023-09-01 $210,000 (10.3%) $395,932 (22.9%) 0.00 60
    2023-10-01 $218,700 (21.5%) $381,609 (18.8%) 0.00 61
    2023-11-01 $212,450 (21.9%) $348,792 (16.2%) 0.00 80
    2023-12-01 $189,900 (4.1%) $323,715 (8.3%) 0.00 80
    2024-01-01 $184,925 (8.2%) $338,116 (13.5%) 0.00 76
    2024-02-01 $197,500 (10.1%) $363,577 (24.5%) 0.00 67
    2024-03-01 $205,000 (7.2%) $322,042 (-4.5%) 0.00 66
    Huntingdon's median listing price for 2024-03-01 was $205,000, a difference of $13,825 (7.2%) versus the prior year and $7,500 versus the prior month.

    Huntingdon's median listing price comes in at 0% of the national average.

    Huntingdon's average listing price for 2024-03-01 was $322,042, a difference of $-15,064 (-4.5%) versus the prior year and $-41,535 versus the prior month.

    For the 2024-03-01 period, Huntingdon had 66 MLS listings, a difference of -1 listings (-1%) versus the prior month and 22 listings (50%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Huntingdon (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,573 sqft
    2018-02-01 0 days 1,612 sqft
    2018-03-01 0 days 1,612 sqft
    2018-04-01 0 days 1,648 sqft
    2018-05-01 0 days 1,689 sqft
    2018-06-01 0 days 1,765 sqft
    2018-07-01 0 days 1,650 sqft
    2018-08-01 0 days 1,695 sqft
    2018-09-01 0 days 1,743 sqft
    2018-10-01 0 days 1,698 sqft
    2018-11-01 0 days 1,728 sqft
    2018-12-01 0 days 1,800 sqft
    2019-01-01 0 days 1,609 sqft
    2019-02-01 0 days 1,562 sqft
    2019-03-01 0 days 1,716 sqft
    2019-04-01 0 days 1,826 sqft
    2019-05-01 0 days 1,876 sqft
    2019-06-01 0 days 1,880 sqft
    2019-07-01 0 days 1,871 sqft
    2019-08-01 0 days 1,812 sqft
    2019-09-01 0 days 1,706 sqft
    2019-10-01 0 days 1,674 sqft
    2019-11-01 0 days 1,700 sqft
    2019-12-01 0 days 1,684 sqft
    2020-01-01 0 days 1,617 sqft
    2020-02-01 0 days 1,608 sqft
    2020-03-01 0 days 1,612 sqft
    2020-04-01 0 days 1,582 sqft
    2020-05-01 0 days 1,624 sqft
    2020-06-01 0 days 1,765 sqft
    2020-07-01 0 days 1,846 sqft
    2020-08-01 0 days 1,664 sqft
    2020-09-01 0 days 1,826 sqft
    2020-10-01 0 days 1,803 sqft
    2020-11-01 0 days 1,811 sqft
    2020-12-01 0 days 1,832 sqft
    2021-01-01 0 days 1,772 sqft
    2021-02-01 0 days 1,642 sqft
    2021-03-01 0 days 1,671 sqft
    2021-04-01 0 days 1,663 sqft
    2021-05-01 0 days 1,614 sqft
    2021-06-01 0 days 1,499 sqft
    2021-07-01 0 days 1,514 sqft
    2021-08-01 0 days 1,499 sqft
    2021-09-01 0 days 1,501 sqft
    2021-10-01 0 days 1,490 sqft
    2021-11-01 0 days 1,591 sqft
    2021-12-01 0 days 1,576 sqft
    2022-01-01 0 days 1,574 sqft
    2022-02-01 0 days 1,566 sqft
    2022-03-01 0 days 1,500 sqft
    2022-04-01 0 days 1,566 sqft
    2022-05-01 0 days 1,519 sqft
    2022-06-01 0 days 1,628 sqft
    2022-07-01 0 days 1,600 sqft
    2022-08-01 0 days 1,580 sqft
    2022-09-01 0 days 1,490 sqft
    2022-10-01 0 days 1,555 sqft
    2022-11-01 0 days 1,368 sqft
    2022-12-01 0 days 1,367 sqft
    2023-01-01 0 days 1,369 sqft
    2023-02-01 0 days 1,365 sqft
    2023-03-01 0 days 1,305 sqft
    2023-04-01 0 days 1,359 sqft
    2023-05-01 0 days 1,509 sqft
    2023-06-01 0 days 1,575 sqft
    2023-07-01 0 days 1,602 sqft
    2023-08-01 0 days 1,584 sqft
    2023-09-01 0 days 1,575 sqft
    2023-10-01 0 days 1,633 sqft
    2023-11-01 0 days 1,638 sqft
    2023-12-01 0 days 1,638 sqft
    2024-01-01 0 days 1,704 sqft
    2024-02-01 0 days 1,741 sqft
    2024-03-01 0 days 1,682 sqft
    Huntingdon's median listing age (time on market) for 2024-03-01 was 0 days.

    Huntingdon's median square footage for active listings during the 2024-03-01 period was 1,682 sqft. One year prior, the average listing was 1,305 sqft.

    Huntingdon, PA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 263 $46,875,000 $178,232
    Home Improvement 142 $9,160,000 $64,507
    Other 113 $6,785,000 $60,044
    Refi 74 $7,030,000 $95,000
    Cash Out Refi 63 $7,985,000 $126,746

    Huntingdon's most frequently cited loan purpose was Home Purchase, with 263 originations. The 2nd most popular reason was Home Improvement, with 142 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 275 $32,405,000 $117,836
    7-8% 135 $16,845,000 $124,778
    5-6% 104 $16,110,000 $154,904
    Over 8% 97 $7,285,000 $75,103
    4-5% 13 $1,685,000 $129,615
    <2.5% 7 $135,000 $19,286
    2.5-3% 3 $295,000 $98,333
    3-4% 1 $25,000 $25,000

    During 2023, Huntingdon's most frequently originated rate bucket was 6-7%, with 275 originations.

    Loan Sizing (Huntingdon, PA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 342 $16,070,000 $46,988
    $100k-200k 199 $28,475,000 $143,090
    $200k-400k 102 $26,510,000 $259,902
    $400k-600k 10 $4,390,000 $439,000
    $Over $1MM 2 $2,390,000 $1,195,000

    Huntingdon's loan sizing saw the bucket of loans from $100,000 or less with 342 originations, totaling $16,070,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 170 $30,760,000 $180,941
    Under 20% 149 $5,155,000 $34,597
    60-80% 131 $21,215,000 $161,947
    20-40% 122 $9,180,000 $75,246
    40-60% 58 $7,480,000 $128,966
    Over 100% 3 $835,000 $278,333

    Huntingdon's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 170 originations, totaling $30,760,000 in origination value.