Huntingdon Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Huntingdon averaged 6.48% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.79% and one month ago for the week of 2025-02-27, the average rate was 6.6%.

    Huntingdon's average rate one year ago was 6.73%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.74%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Huntingdon 30 Year Fixed Rate 2025-04-03 6.48%
    Huntingdon 30 Year Fixed Rate Refi 2025-04-03 6.74%
    Huntingdon 15 Year Fixed Rate 2025-04-03 5.82%
    Huntingdon 15 Year Fixed Rate Refi 2025-04-03 6.12%
    Huntingdon 30 Year FHA 2025-04-03 6.06%
    Huntingdon 30 Year FHA Refi 2025-04-03 6.36%
    Huntingdon 30 Year USDA 2025-04-03 6.12%
    Huntingdon 30 Year USDA Refi 2025-04-03 6.22%
    Huntingdon 30 Year VA 2025-04-03 5.96%
    Huntingdon 30 Year VA Refi 2025-04-03 6.16%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Huntingdon, PA.

    Huntingdon Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Huntingdon, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 22 6.92% $6,411
    Kish Bank 17 6.33% $4,178
    Community State Bank of Orbisonia 13 5.47% $3,430
    Flagstar Bank, FSB 12 6.59% $5,444
    Farmers and Merchants Trust Company of Chambersburg 10 6.85% $4,089
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 7.04% $4,949
    First National Bank of Pennsylvania 5 6.70% $4,430
    UNITED WHOLESALE MORTGAGE, LLC 5 6.68% $7,381
    PENNSYLVANIA STATE EMPLOYEES Credit Union 4 6.50% $2,380
    RADIUS FINANCIAL GROUP INC. 3 6.88% $6,206
    MEMBERS 1ST FEDERAL CREDIT UNION 3 6.88% $5,242
    FIRST COMMUNITY MORTGAGE, INC. 3 6.58% $3,835
    York Traditions Bank 2 7.25% $4,165
    First Commonwealth Bank 2 6.38% $5,106
    AmeriHome Mortgage Company, LLC 2 6.81% $6,176
    GUARANTEED RATE AFFINITY, LLC 2 7.44% $8,595
    GUILD MORTGAGE COMPANY 2 7.88% $7,015
    HOMESIDE FINANCIAL, LLC 2 6.00% $3,896
    DIRECT MORTGAGE LOANS, LLC 2 7.69% $6,523
    JPMorgan Chase Bank 2 7.25% $2,491
    Citizens Bank 2 6.31% $5,725
    EQUITY RESOURCES, INC. 2 6.69% $3,862
    PHH Mortgage Corporation 1 5.75% $10,035
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.25% $6,614
    RAPID MORTGAGE COMPANY 1 7.50% $4,703
    AFFORDABLE MORTGAGE ADVISORS, LLC. 1 6.50% $4,508
    S&T Bank 1 7.13% $4,245
    TIDEWATER MORTGAGE SERVICES, INC. 1 6.88% $4,492
    USAA Federal Savings Bank 1 6.88% $5,121
    U.S. Bank 1 6.50% $6,155
    RELIANCE FIRST CAPITAL, LLC 1 6.99% $5,565
    Baxter Credit Union 1 7.13% $3,917
    BROKER SOLUTIONS, INC. 1 6.25% $5,483
    CLEARPATH LENDING 1 6.63% $12,180
    CNB Bank 1 6.50% $6,477
    CROSSCOUNTRY MORTGAGE, LLC 1 6.99% $8,450
    EMM LOANS LLC 1 6.13% $5,884
    EVERENCE FEDERAL CREDIT UNION 1 7.13% $8,623
    FIRST HERITAGE FINANCIAL, LLC 1 6.88% $3,460
    JMAC LENDING, INC. 1 7.38% $2,845
    LOANDEPOT.COM, LLC 1 7.25% $5,691
    MidAtlantic Farm Credit, ACA 1 7.06% $4,219
    Mid Penn Bank 1 5.88% $3,767
    MOVEMENT MORTGAGE, LLC 1 7.56% $5,784
    M&T Bank 1 7.00% $4,790
    NAVY FEDERAL CREDIT UNION 1 6.75% $10,093
    NEWREZ LLC 1 7.13% $6,998
    NexBank 1 6.50% $4,625
    OCMBC, INC. 1 10.25% $8,901
    Orrstown Bank 1 7.38% $4,141
    PATRIOT 1 6.88% $3,580
    PENNYMAC LOAN SERVICES, LLC 1 6.50% $7,729

    Huntingdon Average Closing Costs & Other Stats

    Huntingdon, PA's 52 lenders originated 728 loans during 2024. The total origination value was $94,180,000, with an average loan value of $129,368.

    Huntingdon's average closing costs are $5,074.

    The top Huntingdon lender as defined by loan originations is QUICKEN LOANS, LLC, with 22 loans originated. Their average total fees are $6,411, which is $2,232 higher than the next largest lender, Kish Bank.

    The lowest fee Huntingdon lenders (with over 10 loans originated) are Community State Bank of Orbisonia ($3,430), Farmers and Merchants Trust Company of Chambersburg ($4,089), Kish Bank ($4,178), Flagstar Bank, FSB ($5,444) and QUICKEN LOANS, LLC ($6,411).

    The lowest rate Huntingdon lenders (with over 10 loans originated) are Community State Bank of Orbisonia (5.47%), Kish Bank (6.33%), Flagstar Bank, FSB (6.59%), Farmers and Merchants Trust Company of Chambersburg (6.85%) and QUICKEN LOANS, LLC (6.92%).

    Huntingdon, PA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Community State Bank of Orbisonia $12,440,000 $15,800,000 27.0% 16.8%
    Kish Bank $10,485,000 $12,695,000 21.1% 13.5%
    QUICKEN LOANS, LLC $5,985,000 $7,440,000 24.3% 7.9%
    First National Bank of Pennsylvania $3,740,000 $5,720,000 52.9% 6.1%
    Farmers and Merchants Trust Company of Chambersburg $4,155,000 $4,245,000 2.2% 4.5%
    Flagstar Bank, FSB $3,275,000 $4,065,000 24.1% 4.3%
    PENNSYLVANIA STATE EMPLOYEES Credit Union $4,290,000 $4,005,000 -6.6% 4.3%
    Equity Prime Mortgage LLC $250,000 $3,170,000 1,168.0% 3.4%
    Reliance Savings Bank $1,810,000 $2,690,000 48.6% 2.9%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $585,000 $2,220,000 279.5% 2.4%
    UNITED WHOLESALE MORTGAGE, LLC $1,455,000 $1,380,000 -5.2% 1.5%
    PENNYMAC LOAN SERVICES, LLC $280,000 $1,285,000 358.9% 1.4%
    The Ephrata National Bank $205,000 $1,095,000 434.1% 1.2%
    Mortgage Research Center, LLC $1,020,000 $1,025,000 0.5% 1.1%
    CROSSCOUNTRY MORTGAGE, LLC $1,010,000 $975,000 -3.5% 1.0%
    PNC Bank $695,000 $935,000 34.5% 1.0%
    MEMBERS 1ST FEDERAL CREDIT UNION $540,000 $910,000 68.5% 1.0%
    Northwest Bank $1,075,000 $910,000 -15.3% 1.0%
    First Commonwealth Bank $325,000 $820,000 152.3% 0.9%
    EQUITY RESOURCES, INC. $370,000 $775,000 109.5% 0.8%
    JPMorgan Chase Bank $675,000 n/a 0.7%
    MidAtlantic Farm Credit, ACA $520,000 $640,000 23.1% 0.7%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $930,000 $605,000 -34.9% 0.6%
    DIRECT MORTGAGE LOANS, LLC $575,000 n/a 0.6%
    Citizens Bank $1,175,000 $555,000 -52.8% 0.6%
    NORWICH COMMERCIAL GROUP, INC. $540,000 n/a 0.6%
    RELIANCE FIRST CAPITAL, LLC $210,000 $530,000 152.4% 0.6%
    LOANDEPOT.COM, LLC $105,000 $525,000 400.0% 0.6%
    CLEARPATH LENDING $520,000 n/a 0.6%
    Jersey Shore State Bank $1,695,000 $520,000 -69.3% 0.6%
    Hometown Bank of Pennsylvania $220,000 $505,000 129.5% 0.5%
    GUILD MORTGAGE COMPANY $320,000 $495,000 54.7% 0.5%
    GUARANTEED RATE AFFINITY, LLC $490,000 n/a 0.5%
    EMM LOANS LLC $85,000 $480,000 464.7% 0.5%
    EVERENCE FEDERAL CREDIT UNION $475,000 n/a 0.5%
    RADIUS FINANCIAL GROUP INC. $475,000 n/a 0.5%
    M&T Bank $1,150,000 $470,000 -59.1% 0.5%
    1ST SIGNATURE LENDING, LLC $465,000 n/a 0.5%
    FIRST COMMUNITY MORTGAGE, INC. $220,000 $455,000 106.8% 0.5%
    York Traditions Bank $450,000 n/a 0.5%
    CNB Bank $715,000 $435,000 -39.2% 0.5%
    BROKER SOLUTIONS, INC. $455,000 $425,000 -6.6% 0.5%
    The Juniata Valley Bank $345,000 $405,000 17.4% 0.4%
    NEWREZ LLC $105,000 $400,000 281.0% 0.4%
    UNION HOME MORTGAGE CORP. $790,000 $400,000 -49.4% 0.4%
    PHH Mortgage Corporation $395,000 n/a 0.4%
    U.S. Bank $395,000 n/a 0.4%
    Mid Penn Bank $295,000 $380,000 28.8% 0.4%
    NAVY FEDERAL CREDIT UNION $510,000 $370,000 -27.5% 0.4%
    Univest Bank and Trust Co. $365,000 n/a 0.4%
    AmeriHome Mortgage Company, LLC $350,000 n/a 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $375,000 $325,000 -13.3% 0.3%
    FIRST HERITAGE FINANCIAL, LLC $425,000 $300,000 -29.4% 0.3%
    NFM, INC. $285,000 n/a 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $125,000 $265,000 112.0% 0.3%
    USAA Federal Savings Bank $215,000 $260,000 20.9% 0.3%
    MILEND, INC. $125,000 $255,000 104.0% 0.3%
    VILLAGE CAPITAL MORTGAGE $255,000 n/a 0.3%
    ARC Federal Credit Union $70,000 $240,000 242.9% 0.3%
    PATRIOT $315,000 $230,000 -27.0% 0.2%
    AFFORDABLE MORTGAGE ADVISORS, LLC. $255,000 $225,000 -11.8% 0.2%
    First National Bank of America $225,000 n/a 0.2%
    S&T Bank $140,000 $225,000 60.7% 0.2%
    HOMESIDE FINANCIAL, LLC $340,000 $200,000 -41.2% 0.2%
    NexBank $195,000 n/a 0.2%
    TIDEWATER MORTGAGE SERVICES, INC. $195,000 n/a 0.2%
    Orrstown Bank $1,100,000 $190,000 -82.7% 0.2%
    Baxter Credit Union $175,000 n/a 0.2%
    Carrington Mortgage Services, LLC $165,000 n/a 0.2%
    FINANCE OF AMERICA REVERSE LLC $165,000 n/a 0.2%
    Mid-Continent Funding, Inc. $165,000 n/a 0.2%
    JMAC LENDING, INC. $155,000 n/a 0.2%
    AmeriServ Financial Bank $400,000 $140,000 -65.0% 0.1%
    Coastal Community Bank $40,000 $140,000 250.0% 0.1%
    MOVEMENT MORTGAGE, LLC $265,000 $135,000 -49.1% 0.1%
    OCMBC, INC. $135,000 n/a 0.1%
    Wells Fargo Bank $370,000 $135,000 -63.5% 0.1%
    ALLIANT CREDIT UNION $125,000 n/a 0.1%
    First Citizens Community Bank $145,000 $125,000 -13.8% 0.1%
    POLICE & FIRE $120,000 n/a 0.1%
    NETWORK CAPITAL FUNDING CORPORATION $85,000 $115,000 35.3% 0.1%
    RAPID MORTGAGE COMPANY $115,000 n/a 0.1%
    ALLIED MORTGAGE GROUP, INC. $105,000 n/a 0.1%
    PLAZA HOME MORTGAGE, INC. $320,000 $105,000 -67.2% 0.1%
    FREEDOM MORTGAGE CORPORATION $125,000 $95,000 -24.0% 0.1%
    CORNING $105,000 $75,000 -28.6% 0.1%
    Fulton Bank $645,000 $75,000 -88.4% 0.1%
    BELCO COMMUNITY CREDIT UNION $65,000 $65,000 0.0% 0.1%
    Truist $120,000 $65,000 -45.8% 0.1%
    ABERDEEN PROVING GROUND FEDERAL CREDIT UNION $55,000 n/a 0.1%
    PennCrest Bank $130,000 $45,000 -65.4% 0.0%
    Discover Bank $90,000 $35,000 -61.1% 0.0%
    Dollar Bank, Federal Savings Bank $25,000 n/a 0.0%
    Figure Lending LLC $25,000 n/a 0.0%

    Huntingdon's top lender by overall market share is Community State Bank of Orbisonia, with 16.8% market share. In second place, with 13.5%, is Kish Bank, having originated $12,695,000 in loans. In third place, with 7.9%, is QUICKEN LOANS, LLC, having originated $7,440,000 in loans. In fourth place, with 6.1%, is First National Bank of Pennsylvania, having originated $5,720,000 in loans. In fifth place, with 4.5%, is Farmers and Merchants Trust Company of Chambersburg, having originated $4,245,000 in loans.

    Huntingdon Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Huntingdon (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $124,650 (-21.8%) $190,351 (-1.8%) 0.00 117
    2018-02-01 $148,500 (-2.6%) $200,226 (5.6%) 0.00 111
    2018-03-01 $145,000 (-1.6%) $188,477 (-1.4%) 0.00 105
    2018-04-01 $151,225 (8.8%) $198,970 (6.6%) 0.00 131
    2018-05-01 $172,450 (27.8%) $216,662 (16.7%) 0.00 130
    2018-06-01 $190,450 (27.4%) $223,305 (11.8%) 0.00 138
    2018-07-01 $166,100 (10.8%) $203,857 (1.1%) 0.00 154
    2018-08-01 $150,000 (0.0%) $196,264 (-4.1%) 0.00 158
    2018-09-01 $159,850 (4.0%) $200,592 (-4.7%) 0.00 158
    2018-10-01 $159,850 (8.2%) $208,513 (2.0%) 0.00 148
    2018-11-01 $149,900 (4.3%) $207,140 (5.9%) 0.00 143
    2018-12-01 $149,900 (11.1%) $183,970 (-6.0%) 0.00 135
    2019-01-01 $141,450 (13.5%) $173,185 (-9.0%) 0.00 128
    2019-02-01 $139,450 (-6.1%) $186,312 (-7.0%) 0.00 124
    2019-03-01 $151,686 (4.6%) $266,469 (41.4%) 0.00 128
    2019-04-01 $166,150 (9.9%) $249,391 (25.3%) 0.00 128
    2019-05-01 $170,650 (-1.0%) $253,099 (16.8%) 0.00 144
    2019-06-01 $165,950 (-12.9%) $246,757 (10.5%) 0.00 148
    2019-07-01 $184,900 (11.3%) $253,595 (24.4%) 0.00 160
    2019-08-01 $180,636 (20.4%) $252,842 (28.8%) 0.00 161
    2019-09-01 $174,091 (8.9%) $248,837 (24.1%) 0.00 151
    2019-10-01 $169,000 (5.7%) $246,168 (18.1%) 0.00 143
    2019-11-01 $159,900 (6.7%) $244,008 (17.8%) 0.00 140
    2019-12-01 $159,450 (6.4%) $246,211 (33.8%) 0.00 129
    2020-01-01 $149,900 (6.0%) $249,180 (43.9%) 0.00 122
    2020-02-01 $144,900 (3.9%) $235,526 (26.4%) 0.00 106
    2020-03-01 $142,450 (-6.1%) $233,930 (-12.2%) 0.00 111
    2020-04-01 $139,800 (-15.9%) $219,306 (-12.1%) 0.00 104
    2020-05-01 $142,400 (-16.6%) $294,449 (16.3%) 0.00 101
    2020-06-01 $175,900 (6.0%) $351,356 (42.4%) 0.00 94
    2020-07-01 $169,475 (-8.3%) $355,447 (40.2%) 0.00 89
    2020-08-01 $159,400 (-11.8%) $346,717 (37.1%) 0.00 81
    2020-09-01 $162,225 (-6.8%) $386,610 (55.4%) 0.00 71
    2020-10-01 $179,900 (6.5%) $384,883 (56.4%) 0.00 69
    2020-11-01 $165,525 (3.5%) $400,366 (64.1%) 0.00 67
    2020-12-01 $163,000 (2.2%) $388,381 (57.7%) 0.00 63
    2021-01-01 $162,350 (8.3%) $403,777 (62.0%) 0.00 48
    2021-02-01 $139,900 (-3.5%) $280,271 (19.0%) 0.00 40
    2021-03-01 $141,150 (-0.9%) $314,706 (34.5%) 0.00 35
    2021-04-01 $158,625 (13.5%) $282,206 (28.7%) 0.00 51
    2021-05-01 $149,950 (5.3%) $272,661 (-7.4%) 0.00 46
    2021-06-01 $149,625 (-14.9%) $261,065 (-25.7%) 0.00 53
    2021-07-01 $149,400 (-11.9%) $266,796 (-24.9%) 0.00 50
    2021-08-01 $149,000 (-6.5%) $235,209 (-32.2%) 0.00 55
    2021-09-01 $167,975 (3.5%) $270,566 (-30.0%) 0.00 61
    2021-10-01 $178,900 (-0.6%) $280,807 (-27.0%) 0.00 60
    2021-11-01 $209,725 (26.7%) $344,140 (-14.0%) 0.00 55
    2021-12-01 $219,850 (34.9%) $355,001 (-8.6%) 0.00 43
    2022-01-01 $189,900 (17.0%) $376,376 (-6.8%) 0.00 37
    2022-02-01 $194,125 (38.8%) $398,318 (42.1%) 0.00 34
    2022-03-01 $205,825 (45.8%) $377,704 (20.0%) 0.00 37
    2022-04-01 $209,900 (32.3%) $343,183 (21.6%) 0.00 42
    2022-05-01 $189,375 (26.3%) $333,825 (22.4%) 0.00 50
    2022-06-01 $196,650 (31.4%) $361,365 (38.4%) 0.00 44
    2022-07-01 $195,900 (31.1%) $336,864 (26.3%) 0.00 59
    2022-08-01 $194,950 (30.8%) $328,722 (39.8%) 0.00 63
    2022-09-01 $190,425 (13.4%) $323,954 (19.7%) 0.00 69
    2022-10-01 $180,000 (0.6%) $321,243 (14.4%) 0.00 61
    2022-11-01 $174,250 (-16.9%) $300,274 (-12.8%) 0.00 61
    2022-12-01 $182,400 (-17.0%) $298,823 (-15.8%) 0.00 55
    2023-01-01 $170,925 (-10.0%) $297,991 (-20.8%) 0.00 42
    2023-02-01 $179,450 (-7.6%) $291,974 (-26.7%) 0.00 41
    2023-03-01 $191,175 (-7.1%) $337,106 (-10.8%) 0.00 44
    2023-04-01 $199,900 (-4.8%) $339,485 (-1.1%) 0.00 50
    2023-05-01 $202,500 (6.9%) $375,346 (12.4%) 0.00 50
    2023-06-01 $227,425 (15.7%) $423,401 (17.2%) 0.00 52
    2023-07-01 $199,925 (2.1%) $390,156 (15.8%) 0.00 57
    2023-08-01 $202,225 (3.7%) $377,533 (14.9%) 0.00 61
    2023-09-01 $210,000 (10.3%) $395,932 (22.2%) 0.00 60
    2023-10-01 $219,950 (22.2%) $384,048 (19.6%) 0.00 61
    2023-11-01 $217,425 (24.8%) $352,196 (17.3%) 0.00 79
    2023-12-01 $189,900 (4.1%) $326,939 (9.4%) 0.00 79
    2024-01-01 $184,950 (8.2%) $341,683 (14.7%) 0.00 74
    2024-02-01 $197,250 (9.9%) $362,400 (24.1%) 0.00 66
    2024-03-01 $205,000 (7.2%) $320,310 (-5.0%) 0.00 65
    2024-04-01 $217,250 (8.7%) $350,782 (3.3%) 0.00 66
    2024-05-01 $268,650 (32.7%) $363,924 (-3.0%) 0.00 63
    2024-06-01 $269,900 (18.7%) $397,093 (-6.2%) 0.00 54
    2024-07-01 $281,150 (40.6%) $347,519 (-10.9%) 0.00 62
    2024-08-01 $242,400 (19.9%) $327,769 (-13.2%) 0.00 66
    2024-09-01 $234,000 (11.4%) $295,133 (-25.5%) 0.00 76
    2024-10-01 $231,950 (5.5%) $285,562 (-25.6%) 0.00 70
    2024-11-01 $204,900 (-5.8%) $242,767 (-31.1%) 0.00 75
    2024-12-01 $202,400 (6.6%) $247,429 (-24.3%) 0.00 61
    2025-01-01 $198,650 (7.4%) $246,050 (-28.0%) 0.00 57
    2025-02-01 $199,950 (1.4%) $260,979 (-28.0%) 0.00 50
    2025-03-01 $239,900 (17.0%) $273,920 (-14.5%) 0.00 47
    Huntingdon's median listing price for 2025-03-01 was $239,900, a difference of $34,900 (17.0%) versus the prior year and $39,950 versus the prior month.

    Huntingdon's median listing price comes in at 0% of the national average.

    Huntingdon's average listing price for 2025-03-01 was $273,920, a difference of $-46,390 (-14.5%) versus the prior year and $12,941 versus the prior month.

    For the 2025-03-01 period, Huntingdon had 47 MLS listings, a difference of -3 listings (-6%) versus the prior month and -18 listings (-28%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Huntingdon (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,570 sqft
    2018-02-01 0 days 1,612 sqft
    2018-03-01 0 days 1,612 sqft
    2018-04-01 0 days 1,635 sqft
    2018-05-01 0 days 1,667 sqft
    2018-06-01 0 days 1,756 sqft
    2018-07-01 0 days 1,644 sqft
    2018-08-01 0 days 1,676 sqft
    2018-09-01 0 days 1,736 sqft
    2018-10-01 0 days 1,681 sqft
    2018-11-01 0 days 1,728 sqft
    2018-12-01 0 days 1,800 sqft
    2019-01-01 0 days 1,612 sqft
    2019-02-01 0 days 1,582 sqft
    2019-03-01 0 days 1,711 sqft
    2019-04-01 0 days 1,814 sqft
    2019-05-01 0 days 1,876 sqft
    2019-06-01 0 days 1,893 sqft
    2019-07-01 0 days 1,878 sqft
    2019-08-01 0 days 1,816 sqft
    2019-09-01 0 days 1,708 sqft
    2019-10-01 0 days 1,674 sqft
    2019-11-01 0 days 1,700 sqft
    2019-12-01 0 days 1,684 sqft
    2020-01-01 0 days 1,617 sqft
    2020-02-01 0 days 1,608 sqft
    2020-03-01 0 days 1,612 sqft
    2020-04-01 0 days 1,582 sqft
    2020-05-01 0 days 1,624 sqft
    2020-06-01 0 days 1,750 sqft
    2020-07-01 0 days 1,812 sqft
    2020-08-01 0 days 1,664 sqft
    2020-09-01 0 days 1,826 sqft
    2020-10-01 0 days 1,796 sqft
    2020-11-01 0 days 1,816 sqft
    2020-12-01 0 days 1,843 sqft
    2021-01-01 0 days 1,796 sqft
    2021-02-01 0 days 1,642 sqft
    2021-03-01 0 days 1,671 sqft
    2021-04-01 0 days 1,662 sqft
    2021-05-01 0 days 1,614 sqft
    2021-06-01 0 days 1,499 sqft
    2021-07-01 0 days 1,507 sqft
    2021-08-01 0 days 1,496 sqft
    2021-09-01 0 days 1,501 sqft
    2021-10-01 0 days 1,490 sqft
    2021-11-01 0 days 1,591 sqft
    2021-12-01 0 days 1,577 sqft
    2022-01-01 0 days 1,603 sqft
    2022-02-01 0 days 1,566 sqft
    2022-03-01 0 days 1,500 sqft
    2022-04-01 0 days 1,566 sqft
    2022-05-01 0 days 1,519 sqft
    2022-06-01 0 days 1,628 sqft
    2022-07-01 0 days 1,600 sqft
    2022-08-01 0 days 1,580 sqft
    2022-09-01 0 days 1,507 sqft
    2022-10-01 0 days 1,528 sqft
    2022-11-01 0 days 1,350 sqft
    2022-12-01 0 days 1,365 sqft
    2023-01-01 0 days 1,358 sqft
    2023-02-01 0 days 1,361 sqft
    2023-03-01 0 days 1,305 sqft
    2023-04-01 0 days 1,359 sqft
    2023-05-01 0 days 1,509 sqft
    2023-06-01 0 days 1,575 sqft
    2023-07-01 0 days 1,602 sqft
    2023-08-01 0 days 1,580 sqft
    2023-09-01 0 days 1,586 sqft
    2023-10-01 0 days 1,635 sqft
    2023-11-01 0 days 1,638 sqft
    2023-12-01 0 days 1,638 sqft
    2024-01-01 0 days 1,704 sqft
    2024-02-01 0 days 1,741 sqft
    2024-03-01 0 days 1,682 sqft
    2024-04-01 0 days 1,616 sqft
    2024-05-01 0 days 1,694 sqft
    2024-06-01 0 days 1,674 sqft
    2024-07-01 0 days 1,695 sqft
    2024-08-01 0 days 1,536 sqft
    2024-09-01 0 days 1,531 sqft
    2024-10-01 0 days 1,509 sqft
    2024-11-01 0 days 1,500 sqft
    2024-12-01 0 days 1,580 sqft
    2025-01-01 0 days 1,653 sqft
    2025-02-01 0 days 1,815 sqft
    2025-03-01 0 days 1,853 sqft
    Huntingdon's median listing age (time on market) for 2025-03-01 was 0 days.

    Huntingdon's median square footage for active listings during the 2025-03-01 period was 1,853 sqft. One year prior, the average listing was 1,682 sqft.

    Huntingdon, PA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 281 $53,815,000 $191,512
    Home Improvement 137 $8,245,000 $60,182
    Other 134 $8,670,000 $64,701
    Refi 94 $11,490,000 $122,234
    Cash Out Refi 82 $11,960,000 $145,854

    Huntingdon's most frequently cited loan purpose was Home Purchase, with 281 originations. The 2nd most popular reason was Home Improvement, with 137 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 350 $44,590,000 $127,400
    7-8% 141 $18,425,000 $130,674
    Over 8% 106 $8,930,000 $84,245
    5-6% 93 $17,315,000 $186,183
    <2.5% 6 $220,000 $36,667
    4-5% 4 $660,000 $165,000

    During 2024, Huntingdon's most frequently originated rate bucket was 6-7%, with 350 originations.

    Loan Sizing (Huntingdon, PA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 361 $17,695,000 $49,017
    $100k-200k 219 $31,605,000 $144,315
    $200k-400k 125 $33,665,000 $269,320
    $400k-600k 21 $9,615,000 $457,857
    $600k-1000k 2 $1,600,000 $800,000

    Huntingdon's loan sizing saw the bucket of loans from $100,000 or less with 361 originations, totaling $17,695,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 201 $38,275,000 $190,423
    20-40% 149 $11,935,000 $80,101
    Under 20% 140 $4,320,000 $30,857
    60-80% 138 $25,170,000 $182,391
    40-60% 69 $9,525,000 $138,043
    Over 100% 3 $675,000 $225,000

    Huntingdon's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 201 originations, totaling $38,275,000 in origination value.