Huntingdon VA Loan Rates, Closing Costs & Stats
Huntingdon, PA
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Huntingdon's 7 lenders originated 10 VA loans during 2023. The total origination value was $2,710,000, with an average VA loan value of $271,000.
Huntingdon VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Huntingdon
averaged
5.96%
for the week of 2024-12-13, compared to the national average (all VA variants) of
6.077% for the same period.
Huntingdon's average VA mortgage closing costs are $5,637.
The average rate for the prior week (2024-12-06) was
6.3% and
one month ago for the week of 2024-11-08, the
average rate was 6.19%.
The average rate one year ago was 6.54%.
For refis of the same type during the week of 2024-12-13, the average rate
was 5.98%.
Huntingdon VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Huntingdon level.
| Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
|---|---|---|---|
| Mortgage Research Center, LLC | 4 | 6.94% | $4,333 |
| Flagstar Bank, FSB | 1 | 7.25% | $9,433 |
| DRAPER AND KRAMER MORTGAGE CORP. | 1 | 6.25% | $3,927 |
| Northpointe Bank | 1 | 6.75% | $8,849 |
| PENNYMAC LOAN SERVICES, LLC | 1 | 5.75% | $4,461 |
| Wyndham Capital Mortgage, Inc. | 1 | 6.13% | $12,388 |
| NAVY FEDERAL CREDIT UNION | 1 | 5.63% | $20,191 |
The top Huntingdon VA lender as defined by loan originations is Mortgage Research Center, LLC, with
4 VA loans originated. Their average total fees are
$4,333, which is $5,099
lower than the next largest lender,
Flagstar Bank, FSB.
The lowest fee Huntingdon VA lenders (with over 10 loans originated) are
.
The lowest rate Huntingdon VA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Huntingdon (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $121,650 (-23.5%) | $188,980 (-2.3%) | 0.00 | 119 |
| 2018-02-01 | $147,625 (-2.3%) | $199,251 (5.0%) | 0.00 | 114 |
| 2018-03-01 | $145,000 (-0.8%) | $187,726 (-1.9%) | 0.00 | 108 |
| 2018-04-01 | $149,975 (9.5%) | $197,233 (5.6%) | 0.00 | 134 |
| 2018-05-01 | $172,450 (27.8%) | $214,545 (15.5%) | 0.00 | 133 |
| 2018-06-01 | $186,000 (25.3%) | $221,140 (10.6%) | 0.00 | 141 |
| 2018-07-01 | $159,750 (6.6%) | $201,094 (-0.4%) | 0.00 | 157 |
| 2018-08-01 | $149,950 (0.0%) | $193,653 (-5.4%) | 0.00 | 161 |
| 2018-09-01 | $150,000 (0.1%) | $197,758 (-5.6%) | 0.00 | 161 |
| 2018-10-01 | $152,375 (3.1%) | $205,502 (0.5%) | 0.00 | 152 |
| 2018-11-01 | $149,175 (3.8%) | $202,761 (3.7%) | 0.00 | 147 |
| 2018-12-01 | $149,900 (11.1%) | $181,138 (-7.4%) | 0.00 | 137 |
| 2019-01-01 | $139,900 (15.0%) | $171,412 (-9.3%) | 0.00 | 130 |
| 2019-02-01 | $136,950 (-7.2%) | $184,302 (-7.5%) | 0.00 | 126 |
| 2019-03-01 | $150,614 (3.9%) | $264,729 (41.0%) | 0.00 | 129 |
| 2019-04-01 | $163,425 (9.0%) | $247,783 (25.6%) | 0.00 | 129 |
| 2019-05-01 | $169,900 (-1.5%) | $251,616 (17.3%) | 0.00 | 145 |
| 2019-06-01 | $163,400 (-12.2%) | $245,421 (11.0%) | 0.00 | 149 |
| 2019-07-01 | $184,900 (15.7%) | $253,595 (26.1%) | 0.00 | 160 |
| 2019-08-01 | $180,636 (20.5%) | $252,842 (30.6%) | 0.00 | 161 |
| 2019-09-01 | $174,091 (16.1%) | $248,837 (25.8%) | 0.00 | 151 |
| 2019-10-01 | $169,000 (10.9%) | $246,168 (19.8%) | 0.00 | 143 |
| 2019-11-01 | $159,900 (7.2%) | $244,008 (20.3%) | 0.00 | 140 |
| 2019-12-01 | $159,450 (6.4%) | $246,211 (35.9%) | 0.00 | 129 |
| 2020-01-01 | $149,900 (7.2%) | $249,180 (45.4%) | 0.00 | 122 |
| 2020-02-01 | $144,900 (5.8%) | $235,526 (27.8%) | 0.00 | 106 |
| 2020-03-01 | $142,450 (-5.4%) | $233,930 (-11.6%) | 0.00 | 111 |
| 2020-04-01 | $139,800 (-14.5%) | $219,306 (-11.5%) | 0.00 | 104 |
| 2020-05-01 | $142,400 (-16.2%) | $294,449 (17.0%) | 0.00 | 101 |
| 2020-06-01 | $173,650 (6.3%) | $348,567 (42.0%) | 0.00 | 94 |
| 2020-07-01 | $169,000 (-8.6%) | $352,541 (39.0%) | 0.00 | 89 |
| 2020-08-01 | $159,400 (-11.8%) | $346,717 (37.1%) | 0.00 | 81 |
| 2020-09-01 | $162,225 (-6.8%) | $386,610 (55.4%) | 0.00 | 71 |
| 2020-10-01 | $179,200 (6.0%) | $380,567 (54.6%) | 0.00 | 70 |
| 2020-11-01 | $165,525 (3.5%) | $400,366 (64.1%) | 0.00 | 67 |
| 2020-12-01 | $162,675 (2.0%) | $386,118 (56.8%) | 0.00 | 64 |
| 2021-01-01 | $162,350 (8.3%) | $403,777 (62.0%) | 0.00 | 48 |
| 2021-02-01 | $139,900 (-3.5%) | $280,271 (19.0%) | 0.00 | 40 |
| 2021-03-01 | $141,150 (-0.9%) | $314,706 (34.5%) | 0.00 | 35 |
| 2021-04-01 | $158,625 (13.5%) | $282,206 (28.7%) | 0.00 | 51 |
| 2021-05-01 | $149,950 (5.3%) | $272,661 (-7.4%) | 0.00 | 46 |
| 2021-06-01 | $149,625 (-13.8%) | $261,065 (-25.1%) | 0.00 | 53 |
| 2021-07-01 | $149,400 (-11.6%) | $266,796 (-24.3%) | 0.00 | 50 |
| 2021-08-01 | $149,000 (-6.5%) | $235,209 (-32.2%) | 0.00 | 55 |
| 2021-09-01 | $167,975 (3.5%) | $270,566 (-30.0%) | 0.00 | 61 |
| 2021-10-01 | $178,900 (-0.2%) | $280,807 (-26.2%) | 0.00 | 60 |
| 2021-11-01 | $209,725 (26.7%) | $344,140 (-14.0%) | 0.00 | 55 |
| 2021-12-01 | $219,850 (35.2%) | $355,001 (-8.1%) | 0.00 | 43 |
| 2022-01-01 | $189,900 (17.0%) | $376,376 (-6.8%) | 0.00 | 37 |
| 2022-02-01 | $194,125 (38.8%) | $398,318 (42.1%) | 0.00 | 34 |
| 2022-03-01 | $205,825 (45.8%) | $377,704 (20.0%) | 0.00 | 37 |
| 2022-04-01 | $209,900 (32.3%) | $343,183 (21.6%) | 0.00 | 42 |
| 2022-05-01 | $189,375 (26.3%) | $333,825 (22.4%) | 0.00 | 50 |
| 2022-06-01 | $196,650 (31.4%) | $361,365 (38.4%) | 0.00 | 44 |
| 2022-07-01 | $195,900 (31.1%) | $336,864 (26.3%) | 0.00 | 59 |
| 2022-08-01 | $194,950 (30.8%) | $328,722 (39.8%) | 0.00 | 63 |
| 2022-09-01 | $190,425 (13.4%) | $322,231 (19.1%) | 0.00 | 69 |
| 2022-10-01 | $180,000 (0.6%) | $321,243 (14.4%) | 0.00 | 61 |
| 2022-11-01 | $174,250 (-16.9%) | $300,274 (-12.8%) | 0.00 | 61 |
| 2022-12-01 | $182,400 (-17.0%) | $298,823 (-15.8%) | 0.00 | 55 |
| 2023-01-01 | $170,925 (-10.0%) | $297,991 (-20.8%) | 0.00 | 42 |
| 2023-02-01 | $179,450 (-7.6%) | $291,974 (-26.7%) | 0.00 | 41 |
| 2023-03-01 | $191,175 (-7.1%) | $337,106 (-10.8%) | 0.00 | 44 |
| 2023-04-01 | $199,900 (-4.8%) | $339,485 (-1.1%) | 0.00 | 50 |
| 2023-05-01 | $202,500 (6.9%) | $375,346 (12.4%) | 0.00 | 50 |
| 2023-06-01 | $227,425 (15.7%) | $423,401 (17.2%) | 0.00 | 52 |
| 2023-07-01 | $199,925 (2.1%) | $390,156 (15.8%) | 0.00 | 57 |
| 2023-08-01 | $202,225 (3.7%) | $377,533 (14.9%) | 0.00 | 61 |
| 2023-09-01 | $210,000 (10.3%) | $395,932 (22.9%) | 0.00 | 60 |
| 2023-10-01 | $218,700 (21.5%) | $381,609 (18.8%) | 0.00 | 61 |
| 2023-11-01 | $212,450 (21.9%) | $348,792 (16.2%) | 0.00 | 80 |
| 2023-12-01 | $189,900 (4.1%) | $323,715 (8.3%) | 0.00 | 80 |
| 2024-01-01 | $184,925 (8.2%) | $338,116 (13.5%) | 0.00 | 76 |
| 2024-02-01 | $197,500 (10.1%) | $363,577 (24.5%) | 0.00 | 67 |
| 2024-03-01 | $205,000 (7.2%) | $322,042 (-4.5%) | 0.00 | 66 |
| 2024-04-01 | $217,250 (8.7%) | $350,782 (3.3%) | 0.00 | 66 |
| 2024-05-01 | $272,400 (34.5%) | $382,414 (1.9%) | 0.00 | 63 |
| 2024-06-01 | $277,400 (22.0%) | $414,269 (-2.2%) | 0.00 | 54 |
| 2024-07-01 | $281,150 (40.6%) | $347,519 (-10.9%) | 0.00 | 62 |
| 2024-08-01 | $242,400 (19.9%) | $327,769 (-13.2%) | 0.00 | 66 |
| 2024-09-01 | $234,000 (11.4%) | $295,133 (-25.5%) | 0.00 | 76 |
| 2024-10-01 | $231,950 (6.1%) | $285,562 (-25.2%) | 0.00 | 70 |
| 2024-11-01 | $204,900 (-3.6%) | $242,767 (-30.4%) | 0.00 | 75 |
Huntingdon's median listing price comes in at 0% of the national average.
Huntingdon's average listing price for 2024-11-01 was $242,767, a difference of $-106,025 (-30.4%) versus the prior year and $-42,795 versus the prior month.
For the 2024-11-01 period, Huntingdon had 75 MLS listings, a difference of 5 listings (7%) versus the prior month and -5 listings (-6%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Huntingdon (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,573 sqft |
| 2018-02-01 | 0 days | 1,612 sqft |
| 2018-03-01 | 0 days | 1,612 sqft |
| 2018-04-01 | 0 days | 1,648 sqft |
| 2018-05-01 | 0 days | 1,689 sqft |
| 2018-06-01 | 0 days | 1,765 sqft |
| 2018-07-01 | 0 days | 1,650 sqft |
| 2018-08-01 | 0 days | 1,695 sqft |
| 2018-09-01 | 0 days | 1,743 sqft |
| 2018-10-01 | 0 days | 1,698 sqft |
| 2018-11-01 | 0 days | 1,728 sqft |
| 2018-12-01 | 0 days | 1,800 sqft |
| 2019-01-01 | 0 days | 1,609 sqft |
| 2019-02-01 | 0 days | 1,562 sqft |
| 2019-03-01 | 0 days | 1,716 sqft |
| 2019-04-01 | 0 days | 1,826 sqft |
| 2019-05-01 | 0 days | 1,876 sqft |
| 2019-06-01 | 0 days | 1,880 sqft |
| 2019-07-01 | 0 days | 1,871 sqft |
| 2019-08-01 | 0 days | 1,812 sqft |
| 2019-09-01 | 0 days | 1,706 sqft |
| 2019-10-01 | 0 days | 1,674 sqft |
| 2019-11-01 | 0 days | 1,700 sqft |
| 2019-12-01 | 0 days | 1,684 sqft |
| 2020-01-01 | 0 days | 1,617 sqft |
| 2020-02-01 | 0 days | 1,608 sqft |
| 2020-03-01 | 0 days | 1,612 sqft |
| 2020-04-01 | 0 days | 1,582 sqft |
| 2020-05-01 | 0 days | 1,624 sqft |
| 2020-06-01 | 0 days | 1,765 sqft |
| 2020-07-01 | 0 days | 1,846 sqft |
| 2020-08-01 | 0 days | 1,664 sqft |
| 2020-09-01 | 0 days | 1,826 sqft |
| 2020-10-01 | 0 days | 1,803 sqft |
| 2020-11-01 | 0 days | 1,811 sqft |
| 2020-12-01 | 0 days | 1,832 sqft |
| 2021-01-01 | 0 days | 1,772 sqft |
| 2021-02-01 | 0 days | 1,642 sqft |
| 2021-03-01 | 0 days | 1,671 sqft |
| 2021-04-01 | 0 days | 1,663 sqft |
| 2021-05-01 | 0 days | 1,614 sqft |
| 2021-06-01 | 0 days | 1,499 sqft |
| 2021-07-01 | 0 days | 1,514 sqft |
| 2021-08-01 | 0 days | 1,499 sqft |
| 2021-09-01 | 0 days | 1,501 sqft |
| 2021-10-01 | 0 days | 1,490 sqft |
| 2021-11-01 | 0 days | 1,591 sqft |
| 2021-12-01 | 0 days | 1,576 sqft |
| 2022-01-01 | 0 days | 1,574 sqft |
| 2022-02-01 | 0 days | 1,566 sqft |
| 2022-03-01 | 0 days | 1,500 sqft |
| 2022-04-01 | 0 days | 1,566 sqft |
| 2022-05-01 | 0 days | 1,519 sqft |
| 2022-06-01 | 0 days | 1,628 sqft |
| 2022-07-01 | 0 days | 1,600 sqft |
| 2022-08-01 | 0 days | 1,580 sqft |
| 2022-09-01 | 0 days | 1,490 sqft |
| 2022-10-01 | 0 days | 1,555 sqft |
| 2022-11-01 | 0 days | 1,368 sqft |
| 2022-12-01 | 0 days | 1,367 sqft |
| 2023-01-01 | 0 days | 1,369 sqft |
| 2023-02-01 | 0 days | 1,365 sqft |
| 2023-03-01 | 0 days | 1,305 sqft |
| 2023-04-01 | 0 days | 1,359 sqft |
| 2023-05-01 | 0 days | 1,509 sqft |
| 2023-06-01 | 0 days | 1,575 sqft |
| 2023-07-01 | 0 days | 1,602 sqft |
| 2023-08-01 | 0 days | 1,584 sqft |
| 2023-09-01 | 0 days | 1,575 sqft |
| 2023-10-01 | 0 days | 1,633 sqft |
| 2023-11-01 | 0 days | 1,638 sqft |
| 2023-12-01 | 0 days | 1,638 sqft |
| 2024-01-01 | 0 days | 1,704 sqft |
| 2024-02-01 | 0 days | 1,730 sqft |
| 2024-03-01 | 0 days | 1,682 sqft |
| 2024-04-01 | 0 days | 1,661 sqft |
| 2024-05-01 | 0 days | 1,833 sqft |
| 2024-06-01 | 0 days | 1,679 sqft |
| 2024-07-01 | 0 days | 1,722 sqft |
| 2024-08-01 | 0 days | 1,518 sqft |
| 2024-09-01 | 0 days | 1,530 sqft |
| 2024-10-01 | 0 days | 1,509 sqft |
| 2024-11-01 | 0 days | 1,500 sqft |
Huntingdon's median square footage for active listings during the 2024-11-01 period was 1,500 sqft. One year prior, the average listing was 1,638 sqft.