Huntingdon VA Loan Rates, Closing Costs & Stats

Huntingdon, PA

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Huntingdon's 23 lenders originated 33 VA loans during 2024. The total origination value was $7,595,000, with an average VA loan value of $230,152.

    Huntingdon VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Huntingdon averaged 6.23% for the week of 2025-04-04, compared to the national average (all VA variants) of 6.06% for the same period.

    Huntingdon's average VA mortgage closing costs are $5,869.

    The average rate for the prior week (2025-03-28) was 6.35% and one month ago for the week of 2025-02-28, the average rate was 6.32%.

    The average rate one year ago was 6.83%.

    For refis of the same type during the week of 2025-04-04, the average rate was 5.86%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Huntingdon VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Huntingdon level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Mortgage Research Center, LLC 5 6.65% $4,539
    PENNYMAC LOAN SERVICES, LLC 2 5.56% $6,984
    Equity Prime Mortgage LLC 2 6.50% $4,665
    QUICKEN LOANS, LLC 2 6.74% $8,356
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.00% $7,923
    NORWICH COMMERCIAL GROUP, INC. 2 6.69% $12,626
    LOANDEPOT.COM, LLC 1 6.75% $7,691
    Mid-Continent Funding, Inc. 1 6.25% $4,226
    MILEND, INC. 1 6.25% $12,862
    Mr. Cooper ( Nationstar Mortgage ) 1 6.75% $2,484
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.00% $22,980
    NAVY FEDERAL CREDIT UNION 1 6.00% $3,140
    NETWORK CAPITAL FUNDING CORPORATION 1 5.75% $7,265
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.25% $185
    UNITED WHOLESALE MORTGAGE, LLC 1 5.75% $6,598
    USAA Federal Savings Bank 1 6.63% $3,612
    1ST SIGNATURE LENDING, LLC 1 6.63% $16,081
    VILLAGE CAPITAL MORTGAGE 1 5.75% $5,886
    CLEARPATH LENDING 1 7.25% $14,833
    CROSSCOUNTRY MORTGAGE, LLC 1 6.19% $4,103
    EQUITY RESOURCES, INC. 1 6.63% $7,102
    First National Bank of Pennsylvania 1 6.38% $5,811
    Flagstar Bank, FSB 1 6.13% $10,151

    The top Huntingdon VA lender as defined by loan originations is Mortgage Research Center, LLC, with 5 VA loans originated. Their average total fees are $4,539, which is $2,445 lower than the next largest lender, PENNYMAC LOAN SERVICES, LLC.

    The lowest fee Huntingdon VA lenders (with over 10 loans originated) are .

    The lowest rate Huntingdon VA lenders (with over 10 loans originated) are .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Huntingdon (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $124,650 (-21.8%) $190,351 (-1.8%) 0.00 117
    2018-02-01 $148,500 (-2.6%) $200,226 (5.6%) 0.00 111
    2018-03-01 $145,000 (-1.6%) $188,477 (-1.4%) 0.00 105
    2018-04-01 $151,225 (8.8%) $198,970 (6.6%) 0.00 131
    2018-05-01 $172,450 (27.8%) $216,662 (16.7%) 0.00 130
    2018-06-01 $190,450 (27.4%) $223,305 (11.8%) 0.00 138
    2018-07-01 $166,100 (10.8%) $203,857 (1.1%) 0.00 154
    2018-08-01 $150,000 (0.0%) $196,264 (-4.1%) 0.00 158
    2018-09-01 $159,850 (4.0%) $200,592 (-4.7%) 0.00 158
    2018-10-01 $159,850 (8.2%) $208,513 (2.0%) 0.00 148
    2018-11-01 $149,900 (4.3%) $207,140 (5.9%) 0.00 143
    2018-12-01 $149,900 (11.1%) $183,970 (-6.0%) 0.00 135
    2019-01-01 $141,450 (13.5%) $173,185 (-9.0%) 0.00 128
    2019-02-01 $139,450 (-6.1%) $186,312 (-7.0%) 0.00 124
    2019-03-01 $151,686 (4.6%) $266,469 (41.4%) 0.00 128
    2019-04-01 $166,150 (9.9%) $249,391 (25.3%) 0.00 128
    2019-05-01 $170,650 (-1.0%) $253,099 (16.8%) 0.00 144
    2019-06-01 $165,950 (-12.9%) $246,757 (10.5%) 0.00 148
    2019-07-01 $184,900 (11.3%) $253,595 (24.4%) 0.00 160
    2019-08-01 $180,636 (20.4%) $252,842 (28.8%) 0.00 161
    2019-09-01 $174,091 (8.9%) $248,837 (24.1%) 0.00 151
    2019-10-01 $169,000 (5.7%) $246,168 (18.1%) 0.00 143
    2019-11-01 $159,900 (6.7%) $244,008 (17.8%) 0.00 140
    2019-12-01 $159,450 (6.4%) $246,211 (33.8%) 0.00 129
    2020-01-01 $149,900 (6.0%) $249,180 (43.9%) 0.00 122
    2020-02-01 $144,900 (3.9%) $235,526 (26.4%) 0.00 106
    2020-03-01 $142,450 (-6.1%) $233,930 (-12.2%) 0.00 111
    2020-04-01 $139,800 (-15.9%) $219,306 (-12.1%) 0.00 104
    2020-05-01 $142,400 (-16.6%) $294,449 (16.3%) 0.00 101
    2020-06-01 $175,900 (6.0%) $351,356 (42.4%) 0.00 94
    2020-07-01 $169,475 (-8.3%) $355,447 (40.2%) 0.00 89
    2020-08-01 $159,400 (-11.8%) $346,717 (37.1%) 0.00 81
    2020-09-01 $162,225 (-6.8%) $386,610 (55.4%) 0.00 71
    2020-10-01 $179,900 (6.5%) $384,883 (56.4%) 0.00 69
    2020-11-01 $165,525 (3.5%) $400,366 (64.1%) 0.00 67
    2020-12-01 $163,000 (2.2%) $388,381 (57.7%) 0.00 63
    2021-01-01 $162,350 (8.3%) $403,777 (62.0%) 0.00 48
    2021-02-01 $139,900 (-3.5%) $280,271 (19.0%) 0.00 40
    2021-03-01 $141,150 (-0.9%) $314,706 (34.5%) 0.00 35
    2021-04-01 $158,625 (13.5%) $282,206 (28.7%) 0.00 51
    2021-05-01 $149,950 (5.3%) $272,661 (-7.4%) 0.00 46
    2021-06-01 $149,625 (-14.9%) $261,065 (-25.7%) 0.00 53
    2021-07-01 $149,400 (-11.9%) $266,796 (-24.9%) 0.00 50
    2021-08-01 $149,000 (-6.5%) $235,209 (-32.2%) 0.00 55
    2021-09-01 $167,975 (3.5%) $270,566 (-30.0%) 0.00 61
    2021-10-01 $178,900 (-0.6%) $280,807 (-27.0%) 0.00 60
    2021-11-01 $209,725 (26.7%) $344,140 (-14.0%) 0.00 55
    2021-12-01 $219,850 (34.9%) $355,001 (-8.6%) 0.00 43
    2022-01-01 $189,900 (17.0%) $376,376 (-6.8%) 0.00 37
    2022-02-01 $194,125 (38.8%) $398,318 (42.1%) 0.00 34
    2022-03-01 $205,825 (45.8%) $377,704 (20.0%) 0.00 37
    2022-04-01 $209,900 (32.3%) $343,183 (21.6%) 0.00 42
    2022-05-01 $189,375 (26.3%) $333,825 (22.4%) 0.00 50
    2022-06-01 $196,650 (31.4%) $361,365 (38.4%) 0.00 44
    2022-07-01 $195,900 (31.1%) $336,864 (26.3%) 0.00 59
    2022-08-01 $194,950 (30.8%) $328,722 (39.8%) 0.00 63
    2022-09-01 $190,425 (13.4%) $323,954 (19.7%) 0.00 69
    2022-10-01 $180,000 (0.6%) $321,243 (14.4%) 0.00 61
    2022-11-01 $174,250 (-16.9%) $300,274 (-12.8%) 0.00 61
    2022-12-01 $182,400 (-17.0%) $298,823 (-15.8%) 0.00 55
    2023-01-01 $170,925 (-10.0%) $297,991 (-20.8%) 0.00 42
    2023-02-01 $179,450 (-7.6%) $291,974 (-26.7%) 0.00 41
    2023-03-01 $191,175 (-7.1%) $337,106 (-10.8%) 0.00 44
    2023-04-01 $199,900 (-4.8%) $339,485 (-1.1%) 0.00 50
    2023-05-01 $202,500 (6.9%) $375,346 (12.4%) 0.00 50
    2023-06-01 $227,425 (15.7%) $423,401 (17.2%) 0.00 52
    2023-07-01 $199,925 (2.1%) $390,156 (15.8%) 0.00 57
    2023-08-01 $202,225 (3.7%) $377,533 (14.9%) 0.00 61
    2023-09-01 $210,000 (10.3%) $395,932 (22.2%) 0.00 60
    2023-10-01 $219,950 (22.2%) $384,048 (19.6%) 0.00 61
    2023-11-01 $217,425 (24.8%) $352,196 (17.3%) 0.00 79
    2023-12-01 $189,900 (4.1%) $326,939 (9.4%) 0.00 79
    2024-01-01 $184,950 (8.2%) $341,683 (14.7%) 0.00 74
    2024-02-01 $197,250 (9.9%) $362,400 (24.1%) 0.00 66
    2024-03-01 $205,000 (7.2%) $320,310 (-5.0%) 0.00 65
    2024-04-01 $217,250 (8.7%) $350,782 (3.3%) 0.00 66
    2024-05-01 $268,650 (32.7%) $363,924 (-3.0%) 0.00 63
    2024-06-01 $269,900 (18.7%) $397,093 (-6.2%) 0.00 54
    2024-07-01 $281,150 (40.6%) $347,519 (-10.9%) 0.00 62
    2024-08-01 $242,400 (19.9%) $327,769 (-13.2%) 0.00 66
    2024-09-01 $234,000 (11.4%) $295,133 (-25.5%) 0.00 76
    2024-10-01 $231,950 (5.5%) $285,562 (-25.6%) 0.00 70
    2024-11-01 $204,900 (-5.8%) $242,767 (-31.1%) 0.00 75
    2024-12-01 $202,400 (6.6%) $247,429 (-24.3%) 0.00 61
    2025-01-01 $198,650 (7.4%) $246,050 (-28.0%) 0.00 57
    2025-02-01 $199,950 (1.4%) $260,979 (-28.0%) 0.00 50
    2025-03-01 $239,900 (17.0%) $273,920 (-14.5%) 0.00 47
    Huntingdon's median listing price for 2025-03-01 was $239,900, a difference of $34,900 (17.0%) versus the prior year and $39,950 versus the prior month.

    Huntingdon's median listing price comes in at 0% of the national average.

    Huntingdon's average listing price for 2025-03-01 was $273,920, a difference of $-46,390 (-14.5%) versus the prior year and $12,941 versus the prior month.

    For the 2025-03-01 period, Huntingdon had 47 MLS listings, a difference of -3 listings (-6%) versus the prior month and -18 listings (-28%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Huntingdon (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,570 sqft
    2018-02-01 0 days 1,612 sqft
    2018-03-01 0 days 1,612 sqft
    2018-04-01 0 days 1,635 sqft
    2018-05-01 0 days 1,667 sqft
    2018-06-01 0 days 1,756 sqft
    2018-07-01 0 days 1,644 sqft
    2018-08-01 0 days 1,676 sqft
    2018-09-01 0 days 1,736 sqft
    2018-10-01 0 days 1,681 sqft
    2018-11-01 0 days 1,728 sqft
    2018-12-01 0 days 1,800 sqft
    2019-01-01 0 days 1,612 sqft
    2019-02-01 0 days 1,582 sqft
    2019-03-01 0 days 1,711 sqft
    2019-04-01 0 days 1,814 sqft
    2019-05-01 0 days 1,876 sqft
    2019-06-01 0 days 1,893 sqft
    2019-07-01 0 days 1,878 sqft
    2019-08-01 0 days 1,816 sqft
    2019-09-01 0 days 1,708 sqft
    2019-10-01 0 days 1,674 sqft
    2019-11-01 0 days 1,700 sqft
    2019-12-01 0 days 1,684 sqft
    2020-01-01 0 days 1,617 sqft
    2020-02-01 0 days 1,608 sqft
    2020-03-01 0 days 1,612 sqft
    2020-04-01 0 days 1,582 sqft
    2020-05-01 0 days 1,624 sqft
    2020-06-01 0 days 1,750 sqft
    2020-07-01 0 days 1,812 sqft
    2020-08-01 0 days 1,664 sqft
    2020-09-01 0 days 1,826 sqft
    2020-10-01 0 days 1,796 sqft
    2020-11-01 0 days 1,816 sqft
    2020-12-01 0 days 1,843 sqft
    2021-01-01 0 days 1,796 sqft
    2021-02-01 0 days 1,642 sqft
    2021-03-01 0 days 1,671 sqft
    2021-04-01 0 days 1,662 sqft
    2021-05-01 0 days 1,614 sqft
    2021-06-01 0 days 1,499 sqft
    2021-07-01 0 days 1,507 sqft
    2021-08-01 0 days 1,496 sqft
    2021-09-01 0 days 1,501 sqft
    2021-10-01 0 days 1,490 sqft
    2021-11-01 0 days 1,591 sqft
    2021-12-01 0 days 1,577 sqft
    2022-01-01 0 days 1,603 sqft
    2022-02-01 0 days 1,566 sqft
    2022-03-01 0 days 1,500 sqft
    2022-04-01 0 days 1,566 sqft
    2022-05-01 0 days 1,519 sqft
    2022-06-01 0 days 1,628 sqft
    2022-07-01 0 days 1,600 sqft
    2022-08-01 0 days 1,580 sqft
    2022-09-01 0 days 1,507 sqft
    2022-10-01 0 days 1,528 sqft
    2022-11-01 0 days 1,350 sqft
    2022-12-01 0 days 1,365 sqft
    2023-01-01 0 days 1,358 sqft
    2023-02-01 0 days 1,361 sqft
    2023-03-01 0 days 1,305 sqft
    2023-04-01 0 days 1,359 sqft
    2023-05-01 0 days 1,509 sqft
    2023-06-01 0 days 1,575 sqft
    2023-07-01 0 days 1,602 sqft
    2023-08-01 0 days 1,580 sqft
    2023-09-01 0 days 1,586 sqft
    2023-10-01 0 days 1,635 sqft
    2023-11-01 0 days 1,638 sqft
    2023-12-01 0 days 1,638 sqft
    2024-01-01 0 days 1,704 sqft
    2024-02-01 0 days 1,741 sqft
    2024-03-01 0 days 1,682 sqft
    2024-04-01 0 days 1,616 sqft
    2024-05-01 0 days 1,694 sqft
    2024-06-01 0 days 1,674 sqft
    2024-07-01 0 days 1,695 sqft
    2024-08-01 0 days 1,536 sqft
    2024-09-01 0 days 1,531 sqft
    2024-10-01 0 days 1,509 sqft
    2024-11-01 0 days 1,500 sqft
    2024-12-01 0 days 1,580 sqft
    2025-01-01 0 days 1,653 sqft
    2025-02-01 0 days 1,815 sqft
    2025-03-01 0 days 1,853 sqft
    Huntingdon's median listing age (time on market) for 2025-03-01 was 0 days.

    Huntingdon's median square footage for active listings during the 2025-03-01 period was 1,853 sqft. One year prior, the average listing was 1,682 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.