Anstaff Bank Mortgage Rates, Fees & Info

Green Forest, AR

LEI: 549300FAG4VH7YJ66576

Tax ID: 71-0077631

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Mortgage Data

Review & Overview

Anstaff Bank is a smaller bank specializing in Home Purchase and Refi loans. Anstaff Bank has a high proportion of conventional loans. Their top markets by origination volume include: Harrison, Mountain Home, Fayetteville, Jonesboro, and Branson among others. We have data for 11 markets. (Some data included below & more in-depth data is available with an active subscription.)

Anstaff Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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Originations

201

Origination Dollar Volume (All Markets)

$33,485,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Harrison, AR (FHA|USDA|VA) 79 $11,825,000 $149,684 $0 0.00%
Mountain Home, AR (FHA|USDA|VA) 50 $11,500,000 $230,000 $0 0.00%
Outside of Metro Areas 50 $5,740,000 $114,800 $0 0.00%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 15 $2,425,000 $161,667 $0 0.00%
JONESBORO, AR (FHA|USDA|VA) 1 $655,000 $655,000 $0 0.00%
Branson, MO (FHA|USDA|VA) 1 $575,000 $575,000 $0 0.00%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $265,000 $265,000 $0 0.00%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $185,000 $185,000 $0 0.00%
JOPLIN, MO (FHA|USDA|VA) 1 $175,000 $175,000 $0 0.00%
Russellville, AR (FHA|USDA|VA) 1 $105,000 $105,000 $0 0.00%
Batesville, AR (FHA|USDA|VA) 1 $35,000 $35,000 $0 0.00%
Anstaff Bank's top markets include Harrison, Mountain Home, Fayetteville, Jonesboro, and Branson among others.

Their top states include:
  • Arkansas (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Idaho (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 201 $33,485,000 $166,592 $0 0.00%

    For 2023, Anstaff Bank's most frequently originated type of loan was Conventional, with 201 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 115 $23,105,000 $200,913 $0 0.00%
    Refi 43 $7,265,000 $168,953 $0 0.00%
    Home Improvement 28 $1,580,000 $56,429 $0 0.00%
    Other 15 $1,535,000 $102,333 $0 0.00%

    For 2023, Anstaff Bank's most frequently cited loan purpose was Home Purchase, with 115 originations. The 2nd most popular reason was Refi, with 43 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 201 $33,485,000 $166,592 $0 0.00%

    For 2023, Anstaff Bank's most frequently cited loan duration was Other, with 201 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 92 $4,900,000 $53,261 $0 0.00%
    $100k-200k 55 $7,595,000 $138,091 $0 0.00%
    $200k-400k 39 $11,115,000 $285,000 $0 0.00%
    $400k-600k 7 $3,595,000 $513,571 $0 0.00%
    $600k-1MM 7 $5,005,000 $715,000 $0 0.00%
    $1MM+ 1 $1,275,000 $1,275,000 $0 0.00%

    2023 saw Anstaff Bank place emphasis on $100,000 or less loans with 92 originations, totaling $4,900,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 39 $2,675,000 $68,590 $0 0.00%
    $50k-75k 32 $3,490,000 $109,063 $0 0.00%
    $100k-150k 30 $5,640,000 $188,000 $0 0.00%
    $150k-250k 26 $5,700,000 $219,231 $0 0.00%
    $75k-100k 24 $2,930,000 $122,083 $0 0.00%
    $250k+ 17 $8,235,000 $484,412 $0 0.00%

    Anstaff Bank lent most frequently to those with incomes in the $50k or less range, with 39 originations. The second most popular income band? $50k-75k, with 32 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 201 $33,485,000 $166,592 $0 0.00%

    Anstaff Bank lent most frequently to those with DTI ratios of Exempt%, with 201 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 168 $28,580,000 $170,119 $0 0.00%
    Not applicable 28 $4,350,000 $155,357 $0 0.00%
    Not provided 5 $555,000 $111,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    98.02%

    Anstaff Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    77.11%

    Anstaff Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 201 $33,485,000 $166,592

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    201 $33,485,000 $166,592