Russellville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Russellville averaged 6.69% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2023-03-09) was 6.92% and one month ago for the week of 2023-02-09, the average rate was 6.11%.

Russellville's average rate one year ago was 3.67%.

For refis of the same type during the week of 2023-03-16, the average rate was 6.67%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-03-16 6.6%
Russellville 30 Year Fixed Rate 2023-03-16 6.69%
Russellville 30 Year Fixed Rate Refi 2023-03-16 6.67%
Russellville 15 Year Fixed Rate 2023-03-16 6.19%
Russellville 15 Year Fixed Rate Refi 2023-03-16 6.48%
Russellville 30 Year FHA 2023-03-16 6.22%
Russellville 30 Year FHA Refi 2023-03-16 6.4%
Russellville 30 Year USDA 2023-03-16 6.5%
Russellville 30 Year USDA Refi 2023-03-16 6.35%
Russellville 30 Year VA 2023-03-16 6.43%
Russellville 30 Year VA Refi 2023-03-16 6.06%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Russellville, AR.

Russellville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Russellville, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Arvest Bank 124 4.83% $2,982
GMFS LLC 42 4.36% $2,947
QUICKEN LOANS, LLC 33 4.98% $6,394
Centennial Bank 27 5.17% $2,782
First Security Bank 22 4.15% $3,707
Regions Bank 19 4.45% $2,236
Chambers Bank 18 4.51% $3,838
Simmons Bank 17 5.31% $2,468
UNION HOME MORTGAGE CORP. 14 4.71% $3,776
Bank of England 10 5.46% $3,550
Gateway First Bank 10 4.44% $2,240
VANDERBILT MORTGAGE AND FINANCE, INC. 8 4.75% $3,559
Wells Fargo Bank 8 5.28% $3,558
United Fidelity Funding Corp. 7 4.55% $5,458
FirstTrust Home Loans, Inc. 6 4.13% $2,751
MORTGAGE ACCESS CORP. 6 5.45% $7,599
Farm Credit Services of Western Arkansas, ACA 5 5.78% $4,815
U.S. Bank 5 4.92% $2,480
Eagle Bank and Trust Company 5 4.65% $2,408
LOANDEPOT.COM, LLC 4 4.00% $7,129
NAVY FEDERAL CREDIT UNION 4 4.94% $2,626
CORNERSTONE HOME LENDING, INC. 3 5.21% $5,195
FLAT BRANCH MORTGAGE, INC. 3 6.42% $3,268
AMERICAN FINANCING CORPORATION 3 4.79% $5,501
TELCOE FEDERAL CREDIT UNION 3 3.67% $3,304
AMERISAVE MORTGAGE CORPORATION 3 5.04% $6,319
Hamilton Mortgage Corporation 3 6.21% $4,036
GERSHMAN INVESTMENT CORP. 2 5.19% $3,245
First Guaranty Mortgage Corporation 2 4.06% $4,924
Carrington Mortgage Services, LLC 2 5.44% $4,298
UNITED 2 4.38% $2,693
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.00% $2,629
ARKANSAS Federal Credit Union 2 5.06% $4,520
INTERLINC MORTGAGE SERVICES, LLC 2 5.81% $4,217
ENDEAVOR CAPITAL, LLC. 2 4.69% $4,006
Mortgage Research Center, LLC 2 6.13% $2,135
FREEDOM MORTGAGE CORPORATION 2 4.19% $4,809
JPMorgan Chase Bank 2 5.81% $2,375
ROYAL UNITED MORTGAGE LLC 2 5.13% $6,319
The First National Bank of Fort Smith 1 6.50% $2,477
THRIVE MORTGAGE, LLC 1 5.88% $6,404
Truist 1 3.63% $2,222
UNITED WHOLESALE MORTGAGE, LLC 1 5.49% $2,811
USAA Federal Savings Bank 1 7.63% $1,798
Wyndham Capital Mortgage, Inc. 1 4.25% $5,323
21ST MORTGAGE CORPORATION 1 7.20% $5,953
ZILLOW HOME LOANS, LLC 1 6.25% $4,331
ACADEMY MORTGAGE CORPORATION 1 4.25% $5,909
AMERICAN PACIFIC MORTGAGE CORPORATION 1 4.99% $3,216
Amerifirst Financial, Inc. 1 6.50% $3,500
ASSEMBLIES OF GOD Credit Union 1 4.13% $1,796
Bank of America 1 3.88% $2,685
BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 5.00% $3,288
Bank OZK 1 4.30% $1,012
BAY EQUITY LLC 1 5.63% $2,529
BOKF 1 4.63% $1,804
BROKER SOLUTIONS, INC. 1 3.88% $5,053
CALIBER HOME LOANS, INC. 1 3.75% $5,611
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 2.88% $11,257
Central Bank 1 4.25% $5,235
Citizens Bank 1 4.88% $3,153
DAS Acquisition Company, LLC 1 6.63% $4,400
Equity Bank 1 5.00% $5,233
EVERETT FINANCIAL, INC. 1 6.88% $329
First Community Bank 1 4.75% $5,759
Flagstar Bank, FSB 1 3.88% $3,646
FOUR POINTS 1 4.38% $2,260
GSF Mortgage Corporation 1 4.38% $10,295
GUARANTEED RATE AFFINITY, LLC 1 6.13% $0
Horizon Bank 1 3.75% $1,095
KITSAP Credit Union 1 3.88% $3,855
LAKEVIEW LOAN SERVICING, LLC 1 5.38% $3,678
Mr. Cooper ( Nationstar Mortgage ) 1 5.49% $8,170
MUTUAL OF OMAHA MORTGAGE, INC. 1 4.25% $8,190
PLANET HOME LENDING, LLC 1 4.99% $2,315
POLARIS HOME FUNDING CORP. 1 4.25% $5,141
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 4.75% $3,055
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.63% $2,844
RIVERLAND FEDERAL CREDIT UNION 1 4.13% $6,141
SECURITYNATIONAL MORTGAGE COMPANY 1 5.75% $3,805
SENTE MORTGAGE, INC. 1 5.50% $5,806
SIRVA MORTGAGE, INC. 1 7.38% $0
SOUTHWEST FUNDING, LP 1 7.25% $9,273
STOCKTON MORTGAGE CORPORATION 1 6.50% $5,556
Sunflower Bank 1 4.88% $6,492

Russellville Average Closing Costs & Other Stats

Russellville, AR's 85 lenders originated 1,667 loans during 2022. The total origination value was $281,375,000, with an average loan value of $168,791.

Russellville's average closing costs are $3,755.

The top Russellville lender as defined by loan originations is Arvest Bank, with 124 loans originated. Their average total fees are $2,982, which is $35 higher than the next largest lender, GMFS LLC.

The lowest fee Russellville lenders (with over 10 loans originated) are Regions Bank ($2,236), Gateway First Bank ($2,240), Simmons Bank ($2,468), Centennial Bank ($2,782) and GMFS LLC ($2,947).

The lowest rate Russellville lenders (with over 10 loans originated) are First Security Bank (4.15%), GMFS LLC (4.36%), Gateway First Bank (4.44%), Regions Bank (4.45%) and Chambers Bank (4.51%).

Russellville, AR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Arvest Bank $72,440,000 $54,285,000 -25.1% 19.3%
First Security Bank $23,400,000 $26,720,000 14.2% 9.5%
QUICKEN LOANS, LLC $34,550,000 $16,175,000 -53.2% 5.7%
GMFS LLC $33,370,000 $15,870,000 -52.4% 5.6%
Chambers Bank $21,335,000 $13,620,000 -36.2% 4.8%
Simmons Bank $14,055,000 $13,065,000 -7.0% 4.6%
ENCORE BANK $12,965,000 n/a 4.6%
Centennial Bank $14,655,000 $11,400,000 -22.2% 4.1%
Regions Bank $12,085,000 $9,975,000 -17.5% 3.5%
UNION HOME MORTGAGE CORP. $21,510,000 $8,810,000 -59.0% 3.1%
Mortgage Research Center, LLC $9,075,000 $7,205,000 -20.6% 2.6%
Bank of England $22,255,000 $6,270,000 -71.8% 2.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,405,000 $4,860,000 245.9% 1.7%
Farm Credit Services of Western Arkansas, ACA $1,920,000 $3,395,000 76.8% 1.2%
Diamond Bank $3,940,000 $3,330,000 -15.5% 1.2%
U.S. Bank $3,405,000 $2,985,000 -12.3% 1.1%
United Fidelity Funding Corp. $4,690,000 $2,895,000 -38.3% 1.0%
LOANDEPOT.COM, LLC $2,970,000 $2,445,000 -17.7% 0.9%
MORTGAGE ACCESS CORP. $3,620,000 $2,375,000 -34.4% 0.8%
NAVY FEDERAL CREDIT UNION $3,230,000 $2,120,000 -34.4% 0.8%
USAA Federal Savings Bank $1,955,000 $2,020,000 3.3% 0.7%
21ST MORTGAGE CORPORATION $3,040,000 $2,000,000 -34.2% 0.7%
Gateway First Bank $2,620,000 $1,985,000 -24.2% 0.7%
PENNYMAC LOAN SERVICES, LLC $2,810,000 $1,975,000 -29.7% 0.7%
FREEDOM MORTGAGE CORPORATION $5,995,000 $1,830,000 -69.5% 0.7%
Wells Fargo Bank $3,790,000 $1,810,000 -52.2% 0.6%
FirstTrust Home Loans, Inc. $2,030,000 $1,780,000 -12.3% 0.6%
THRIVE MORTGAGE, LLC $1,715,000 n/a 0.6%
Mr. Cooper ( Nationstar Mortgage ) $3,895,000 $1,695,000 -56.5% 0.6%
Eagle Bank and Trust Company $3,025,000 $1,455,000 -51.9% 0.5%
CORNERSTONE HOME LENDING, INC. $1,315,000 $1,425,000 8.4% 0.5%
Bank OZK $2,140,000 $1,395,000 -34.8% 0.5%
MORTGAGE SOLUTIONS OF COLORADO, LLC $75,000 $1,355,000 1,706.7% 0.5%
TELCOE FEDERAL CREDIT UNION $2,230,000 $1,350,000 -39.5% 0.5%
AMERISAVE MORTGAGE CORPORATION $2,175,000 $1,270,000 -41.6% 0.5%
ARKANSAS Federal Credit Union $1,835,000 $1,220,000 -33.5% 0.4%
INTERLINC MORTGAGE SERVICES, LLC $1,020,000 n/a 0.4%
CALIBER HOME LOANS, INC. $1,235,000 $990,000 -19.8% 0.4%
NEW DAY FINANCIAL, LLC $1,705,000 $975,000 -42.8% 0.3%
FLAT BRANCH MORTGAGE, INC. $900,000 $860,000 -4.4% 0.3%
Paramount Residential Mortgage Group, Inc. $85,000 $835,000 882.4% 0.3%
GERSHMAN INVESTMENT CORP. $385,000 $705,000 83.1% 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $945,000 $705,000 -25.4% 0.3%
First Community Bank $570,000 $700,000 22.8% 0.2%
STOCKTON MORTGAGE CORPORATION $700,000 n/a 0.2%
TRIAD FINANCIAL SERVICES, INC. $955,000 $695,000 -27.2% 0.2%
LOANPAL, LLC $680,000 n/a 0.2%
JPMorgan Chase Bank $1,655,000 $660,000 -60.1% 0.2%
UNITED BUILT HOMES, L.L.C. $540,000 $650,000 20.4% 0.2%
AMERICAN FINANCING CORPORATION $325,000 $595,000 83.1% 0.2%
BROKER SOLUTIONS, INC. $580,000 $585,000 0.9% 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $870,000 $585,000 -32.8% 0.2%
Flagstar Bank, FSB $260,000 $565,000 117.3% 0.2%
Hamilton Mortgage Corporation $245,000 $555,000 126.5% 0.2%
PILGRIM MORTGAGE LLC $280,000 $540,000 92.9% 0.2%
UNITED $270,000 $535,000 98.1% 0.2%
SENTE MORTGAGE, INC. $265,000 $530,000 100.0% 0.2%
Carrington Mortgage Services, LLC $2,070,000 $515,000 -75.1% 0.2%
MID AMERICA MORTGAGE, INC. $515,000 n/a 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $390,000 $510,000 30.8% 0.2%
Citizens Bank $820,000 $490,000 -40.2% 0.2%
PNC Bank $130,000 $445,000 242.3% 0.2%
GSF Mortgage Corporation $310,000 $420,000 35.5% 0.1%
SOFI LENDING CORP. $415,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $95,000 $410,000 331.6% 0.1%
DAS Acquisition Company, LLC $800,000 $410,000 -48.8% 0.1%
First Guaranty Mortgage Corporation $300,000 $400,000 33.3% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $355,000 $400,000 12.7% 0.1%
SOUTHWEST FUNDING, LP $395,000 n/a 0.1%
First Financial Bank $690,000 $390,000 -43.5% 0.1%
UNITED WHOLESALE MORTGAGE, LLC $1,035,000 $390,000 -62.3% 0.1%
Bank of America $420,000 $385,000 -8.3% 0.1%
RIVERLAND FEDERAL CREDIT UNION $280,000 $385,000 37.5% 0.1%
Central Bank $345,000 n/a 0.1%
NEWREZ LLC $1,550,000 $335,000 -78.4% 0.1%
The Farmers & Merchants Bank $335,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $860,000 $330,000 -61.6% 0.1%
Sierra Pacific Mortgage Company, Inc. $685,000 $330,000 -51.8% 0.1%
RELIANCE FIRST CAPITAL, LLC $530,000 $325,000 -38.7% 0.1%
The Central Trust Bank $315,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $370,000 $305,000 -17.6% 0.1%
NBKC BANK $195,000 $295,000 51.3% 0.1%
ENDEAVOR CAPITAL, LLC. $280,000 n/a 0.1%
FOUR POINTS $545,000 $275,000 -49.5% 0.1%
PLANET HOME LENDING, LLC $260,000 n/a 0.1%
United Community Bank $260,000 n/a 0.1%
Equity Bank $145,000 $255,000 75.9% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,435,000 $250,000 -82.6% 0.1%
Discover Bank $35,000 $235,000 571.4% 0.1%
SOUTHWEST STAGE FUNDING, LLC $85,000 $235,000 176.5% 0.1%
Amerifirst Financial, Inc. $135,000 $225,000 66.7% 0.1%
The Federal Savings Bank $910,000 $225,000 -75.3% 0.1%
POLARIS HOME FUNDING CORP. $220,000 n/a 0.1%
BAY EQUITY LLC $215,000 n/a 0.1%
BOKF $270,000 $215,000 -20.4% 0.1%
LIBERTY HOME MORTGAGE CORPORATION $215,000 n/a 0.1%
MEMBER FIRST MORTGAGE, LLC $265,000 $215,000 -18.9% 0.1%
MORTGAGEONE, INC. $215,000 n/a 0.1%
Truist $215,000 n/a 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $350,000 $200,000 -42.9% 0.1%
SIRVA MORTGAGE, INC. $195,000 n/a 0.1%
LIMA ONE CAPITAL, LLC $190,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $185,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $175,000 n/a 0.1%
Horizon Bank $175,000 n/a 0.1%
Commerce Home Mortgage, Inc. $165,000 n/a 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $865,000 $165,000 -80.9% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $155,000 n/a 0.1%
BANK OF LITTLE ROCK MORTGAGE CORPORATION $155,000 n/a 0.1%
Citizens' Bank & Trust Co. $155,000 n/a 0.1%
RESIDENTIAL BANCORP. $155,000 n/a 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $145,000 n/a 0.1%
GUILD MORTGAGE COMPANY $770,000 $145,000 -81.2% 0.1%
KITSAP Credit Union $145,000 n/a 0.1%
LONGBRIDGE FINANCIAL, LLC $95,000 $145,000 52.6% 0.1%
Sunflower Bank $145,000 n/a 0.1%
SPRING EQ, LLC $110,000 $140,000 27.3% 0.0%
ACADEMY MORTGAGE CORPORATION $65,000 $135,000 107.7% 0.0%
CROSSCOUNTRY MORTGAGE, LLC $1,040,000 $135,000 -87.0% 0.0%
GUARANTEED RATE AFFINITY, LLC $135,000 n/a 0.0%
Servion, Inc. $295,000 $135,000 -54.2% 0.0%
The First National Bank of Fort Smith $135,000 n/a 0.0%
Firstar Bank $160,000 $130,000 -18.8% 0.0%
M&T Bank $210,000 $125,000 -40.5% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $125,000 n/a 0.0%
VILLAGE CAPITAL MORTGAGE $1,630,000 $125,000 -92.3% 0.0%
ASSEMBLIES OF GOD Credit Union $110,000 n/a 0.0%
CSL Financial, LLC $110,000 n/a 0.0%
The Citizens Bank $145,000 $105,000 -27.6% 0.0%
Figure Lending LLC $35,000 $100,000 185.7% 0.0%
Cornerstone Bank $95,000 n/a 0.0%
EVERENCE FEDERAL CREDIT UNION $450,000 $95,000 -78.9% 0.0%
EVERETT FINANCIAL, INC. $95,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $115,000 $95,000 -17.4% 0.0%
CIS Financial Services, Inc. $85,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $560,000 $75,000 -86.6% 0.0%
Farmers Bank & Trust Company $65,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $975,000 $45,000 -95.4% 0.0%
Farm Credit Services of Western Arkansas, PCA $35,000 $25,000 -28.6% 0.0%
PENTAGON FEDERAL CREDIT UNION $510,000 $25,000 -95.1% 0.0%

Russellville's top lender by overall market share is Arvest Bank, with 19.3% market share. In second place, with 9.5%, is First Security Bank, having originated $26,720,000 in loans. In third place, with 5.7%, is QUICKEN LOANS, LLC, having originated $16,175,000 in loans. In fourth place, with 5.6%, is GMFS LLC, having originated $15,870,000 in loans. In fifth place, with 4.8%, is Chambers Bank, having originated $13,620,000 in loans.


Russellville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Russellville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $129,900 (3.4%) $172,738 (6.0%) 0.00 293
2018-02-01 $138,125 (7.9%) $173,065 (3.6%) 0.00 294
2018-03-01 $142,500 (9.7%) $180,446 (7.1%) 0.00 305
2018-04-01 $149,800 (12.7%) $190,936 (13.9%) 0.00 299
2018-05-01 $154,900 (13.3%) $192,008 (10.2%) 0.00 293
2018-06-01 $155,000 (10.7%) $193,176 (7.7%) 0.00 320
2018-07-01 $159,900 (14.3%) $192,843 (8.8%) 0.00 340
2018-08-01 $157,450 (9.8%) $192,770 (7.4%) 0.00 341
2018-09-01 $155,000 (6.5%) $192,908 (6.7%) 0.00 333
2018-10-01 $151,300 (2.1%) $192,226 (5.8%) 0.00 322
2018-11-01 $149,975 (2.5%) $195,594 (7.1%) 0.00 315
2018-12-01 $151,000 (11.9%) $193,479 (8.8%) 0.00 305
2019-01-01 $145,450 (12.0%) $186,743 (8.1%) 0.00 297
2019-02-01 $143,900 (4.2%) $184,709 (6.7%) 0.00 334
2019-03-01 $144,836 (1.6%) $184,287 (2.1%) 0.00 355
2019-04-01 $145,811 (-2.7%) $183,219 (-4.0%) 0.00 343
2019-05-01 $144,900 (-6.5%) $180,442 (-6.0%) 0.00 321
2019-06-01 $144,950 (-6.5%) $181,717 (-5.9%) 0.00 320
2019-07-01 $147,950 (-7.5%) $186,082 (-3.5%) 0.00 315
2019-08-01 $162,518 (3.2%) $191,875 (-0.5%) 0.00 316
2019-09-01 $166,445 (7.4%) $196,301 (1.8%) 0.00 304
2019-10-01 $169,064 (11.7%) $200,123 (4.1%) 0.00 294
2019-11-01 $163,675 (9.1%) $199,435 (2.0%) 0.00 287
2019-12-01 $164,950 (9.2%) $203,532 (5.2%) 0.00 281
2020-01-01 $156,500 (7.6%) $202,743 (8.6%) 0.00 251
2020-02-01 $158,700 (10.3%) $204,666 (10.8%) 0.00 235
2020-03-01 $173,100 (19.5%) $209,695 (13.8%) 0.00 247
2020-04-01 $176,050 (20.7%) $211,670 (15.5%) 0.00 252
2020-05-01 $176,500 (21.8%) $213,604 (18.4%) 0.00 219
2020-06-01 $174,850 (20.6%) $213,287 (17.4%) 0.00 205
2020-07-01 $170,725 (15.4%) $218,581 (17.5%) 0.00 195
2020-08-01 $184,900 (13.8%) $226,825 (18.2%) 0.00 193
2020-09-01 $185,975 (11.7%) $232,659 (18.5%) 0.00 162
2020-10-01 $189,900 (12.3%) $237,433 (18.6%) 0.00 151
2020-11-01 $184,925 (13.0%) $235,723 (18.2%) 0.00 165
2020-12-01 $186,950 (13.3%) $234,592 (15.3%) 0.00 151
2021-01-01 $184,750 (18.1%) $234,684 (15.8%) 0.00 146
2021-02-01 $189,725 (19.6%) $243,366 (18.9%) 0.00 79
2021-03-01 $194,925 (12.6%) $262,297 (25.1%) 0.00 109
2021-04-01 $206,725 (17.4%) $266,539 (25.9%) 0.00 105
2021-05-01 $189,900 (7.6%) $258,217 (20.9%) 0.00 91
2021-06-01 $194,250 (11.1%) $272,029 (27.5%) 0.00 94
2021-07-01 $184,500 (8.1%) $266,718 (22.0%) 0.00 91
2021-08-01 $169,475 (-8.3%) $248,381 (9.5%) 0.00 101
2021-09-01 $191,169 (2.8%) $240,388 (3.3%) 0.00 124
2021-10-01 $198,000 (4.3%) $246,908 (4.0%) 0.00 127
2021-11-01 $220,438 (19.2%) $257,551 (9.3%) 0.00 113
2021-12-01 $220,000 (17.7%) $249,705 (6.4%) 0.00 116
2022-01-01 $209,900 (13.6%) $233,723 (-0.4%) 0.00 122
2022-02-01 $204,825 (8.0%) $243,090 (-0.1%) 0.00 99
2022-03-01 $197,200 (1.2%) $251,410 (-4.2%) 0.00 93
2022-04-01 $199,900 (-3.3%) $265,396 (-0.4%) 0.00 93
2022-05-01 $207,813 (9.4%) $273,250 (5.8%) 0.00 104
2022-06-01 $219,900 (13.2%) $293,322 (7.8%) 0.00 121
2022-07-01 $217,900 (18.1%) $281,599 (5.6%) 0.00 168
2022-08-01 $222,250 (31.1%) $287,799 (15.9%) 0.00 163
2022-09-01 $220,000 (15.1%) $275,128 (14.5%) 0.00 170
2022-10-01 $235,000 (18.7%) $276,836 (12.1%) 0.00 173
2022-11-01 $222,500 (0.9%) $261,114 (1.4%) 0.00 179
2022-12-01 $215,000 (-2.3%) $258,294 (3.4%) 0.00 197
2023-01-01 $210,000 (0.1%) $259,282 (10.9%) 0.00 166
2023-02-01 $212,450 (3.7%) $267,907 (10.2%) 0.00 144
Russellville's median listing price for 2023-02-01 was $212,450, a difference of $7,625 (3.7%) versus the prior year and $2,450 versus the prior month.

Russellville's median listing price comes in at 0% of the national average.

Russellville's average listing price for 2023-02-01 was $267,907, a difference of $24,817 (10.2%) versus the prior year and $8,625 versus the prior month.

For the 2023-02-01 period, Russellville had 144 MLS listings, a difference of -22 listings (-13%) versus the prior month and 45 listings (45%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Russellville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,698 sqft
2018-02-01 0 days 1,727 sqft
2018-03-01 0 days 1,748 sqft
2018-04-01 0 days 1,800 sqft
2018-05-01 0 days 1,841 sqft
2018-06-01 0 days 1,886 sqft
2018-07-01 0 days 1,866 sqft
2018-08-01 0 days 1,839 sqft
2018-09-01 0 days 1,809 sqft
2018-10-01 0 days 1,808 sqft
2018-11-01 0 days 1,815 sqft
2018-12-01 0 days 1,802 sqft
2019-01-01 0 days 1,749 sqft
2019-02-01 0 days 1,697 sqft
2019-03-01 0 days 1,735 sqft
2019-04-01 0 days 1,785 sqft
2019-05-01 0 days 1,687 sqft
2019-06-01 0 days 1,744 sqft
2019-07-01 0 days 1,770 sqft
2019-08-01 0 days 1,792 sqft
2019-09-01 0 days 1,780 sqft
2019-10-01 0 days 1,774 sqft
2019-11-01 0 days 1,796 sqft
2019-12-01 0 days 1,800 sqft
2020-01-01 0 days 1,784 sqft
2020-02-01 0 days 1,824 sqft
2020-03-01 0 days 1,840 sqft
2020-04-01 0 days 1,851 sqft
2020-05-01 0 days 1,826 sqft
2020-06-01 0 days 1,824 sqft
2020-07-01 0 days 1,811 sqft
2020-08-01 0 days 1,860 sqft
2020-09-01 0 days 1,941 sqft
2020-10-01 0 days 1,825 sqft
2020-11-01 0 days 1,820 sqft
2020-12-01 0 days 1,889 sqft
2021-01-01 0 days 1,825 sqft
2021-02-01 0 days 1,839 sqft
2021-03-01 0 days 1,969 sqft
2021-04-01 0 days 2,113 sqft
2021-05-01 0 days 1,948 sqft
2021-06-01 0 days 1,950 sqft
2021-07-01 0 days 1,800 sqft
2021-08-01 0 days 1,663 sqft
2021-09-01 0 days 1,593 sqft
2021-10-01 0 days 1,705 sqft
2021-11-01 0 days 1,848 sqft
2021-12-01 0 days 1,902 sqft
2022-01-01 0 days 1,787 sqft
2022-02-01 0 days 1,732 sqft
2022-03-01 0 days 1,695 sqft
2022-04-01 0 days 1,781 sqft
2022-05-01 0 days 1,884 sqft
2022-06-01 0 days 1,883 sqft
2022-07-01 0 days 1,840 sqft
2022-08-01 0 days 1,846 sqft
2022-09-01 0 days 1,785 sqft
2022-10-01 0 days 1,829 sqft
2022-11-01 0 days 1,813 sqft
2022-12-01 0 days 1,781 sqft
2023-01-01 0 days 1,755 sqft
2023-02-01 0 days 1,729 sqft
Russellville's median listing age (time on market) for 2023-02-01 was 0 days.

Russellville's median square footage for active listings during the 2023-02-01 period was 1,729 sqft. One year prior, the average listing was 1,732 sqft.

Russellville, AR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,033 $204,895,000 $198,349
Cash Out Refi 222 $32,750,000 $147,523
Refi 195 $30,155,000 $154,641
Home Improvement 122 $7,530,000 $61,721
Other 95 $6,045,000 $63,632

Russellville's most frequently cited loan purpose was Home Purchase, with 1,033 originations. The 2nd most popular reason was Cash Out Refi, with 222 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
4-5% 422 $69,580,000 $164,882
5-6% 398 $61,130,000 $153,593
3-4% 378 $85,210,000 $225,423
6-7% 218 $29,640,000 $135,963
7-8% 81 $11,095,000 $136,975
2.5-3% 74 $13,910,000 $187,973
Over 8% 59 $4,385,000 $74,322
<2.5% 13 $2,845,000 $218,846

During 2022, Russellville's most frequently originated rate bucket was 4-5%, with 422 originations.

Loan Sizing (Russellville, AR MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 710 $102,780,000 $144,761
$100,000 or less 535 $31,535,000 $58,944
$200k-400k 379 $100,735,000 $265,792
$400k-600k 33 $14,825,000 $449,242
$600k-1000k 7 $5,415,000 $773,571
$Over $1MM 3 $26,085,000 $8,695,000

Russellville's loan sizing saw the bucket of loans from $100k-200k with 710 originations, totaling $102,780,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 776 $142,970,000 $184,240
60-80% 414 $95,850,000 $231,522
40-60% 162 $19,210,000 $118,580
20-40% 135 $9,245,000 $68,481
Under 20% 119 $3,595,000 $30,210
Over 100% 30 $6,220,000 $207,333

Russellville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 776 originations, totaling $142,970,000 in origination value.