Russellville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Russellville averaged 6.69% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 6.92% and one month ago for the week of 2023-02-09, the average rate was 6.11%.

    Russellville's average rate one year ago was 3.67%.

    For refis of the same type during the week of 2023-03-16, the average rate was 6.67%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Russellville 30 Year Fixed Rate 2023-03-16 6.69%
    Russellville 30 Year Fixed Rate Refi 2023-03-16 6.67%
    Russellville 15 Year Fixed Rate 2023-03-16 6.19%
    Russellville 15 Year Fixed Rate Refi 2023-03-16 6.48%
    Russellville 30 Year FHA 2023-03-16 6.22%
    Russellville 30 Year FHA Refi 2023-03-16 6.4%
    Russellville 30 Year USDA 2023-03-16 6.5%
    Russellville 30 Year USDA Refi 2023-03-16 6.35%
    Russellville 30 Year VA 2023-03-16 6.43%
    Russellville 30 Year VA Refi 2023-03-16 6.06%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Russellville, AR.

    Russellville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Russellville, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    Arvest Bank 124 4.83% $2,982
    GMFS LLC 42 4.36% $2,947
    QUICKEN LOANS, LLC 33 4.98% $6,394
    Centennial Bank 27 5.17% $2,782
    First Security Bank 22 4.15% $3,707
    Regions Bank 19 4.45% $2,236
    Chambers Bank 18 4.51% $3,838
    Simmons Bank 17 5.31% $2,468
    UNION HOME MORTGAGE CORP. 14 4.71% $3,776
    Bank of England 10 5.46% $3,550
    Gateway First Bank 10 4.44% $2,240
    VANDERBILT MORTGAGE AND FINANCE, INC. 8 4.75% $3,559
    Wells Fargo Bank 8 5.28% $3,558
    United Fidelity Funding Corp. 7 4.55% $5,458
    FirstTrust Home Loans, Inc. 6 4.13% $2,751
    MORTGAGE ACCESS CORP. 6 5.45% $7,599
    Farm Credit Services of Western Arkansas, ACA 5 5.78% $4,815
    U.S. Bank 5 4.92% $2,480
    Eagle Bank and Trust Company 5 4.65% $2,408
    LOANDEPOT.COM, LLC 4 4.00% $7,129
    NAVY FEDERAL CREDIT UNION 4 4.94% $2,626
    CORNERSTONE HOME LENDING, INC. 3 5.21% $5,195
    FLAT BRANCH MORTGAGE, INC. 3 6.42% $3,268
    AMERICAN FINANCING CORPORATION 3 4.79% $5,501
    TELCOE FEDERAL CREDIT UNION 3 3.67% $3,304
    AMERISAVE MORTGAGE CORPORATION 3 5.04% $6,319
    Hamilton Mortgage Corporation 3 6.21% $4,036
    GERSHMAN INVESTMENT CORP. 2 5.19% $3,245
    First Guaranty Mortgage Corporation 2 4.06% $4,924
    Carrington Mortgage Services, LLC 2 5.44% $4,298
    UNITED 2 4.38% $2,693
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.00% $2,629
    ARKANSAS Federal Credit Union 2 5.06% $4,520
    INTERLINC MORTGAGE SERVICES, LLC 2 5.81% $4,217
    ENDEAVOR CAPITAL, LLC. 2 4.69% $4,006
    Mortgage Research Center, LLC 2 6.13% $2,135
    FREEDOM MORTGAGE CORPORATION 2 4.19% $4,809
    JPMorgan Chase Bank 2 5.81% $2,375
    ROYAL UNITED MORTGAGE LLC 2 5.13% $6,319
    The First National Bank of Fort Smith 1 6.50% $2,477
    THRIVE MORTGAGE, LLC 1 5.88% $6,404
    Truist 1 3.63% $2,222
    UNITED WHOLESALE MORTGAGE, LLC 1 5.49% $2,811
    USAA Federal Savings Bank 1 7.63% $1,798
    Wyndham Capital Mortgage, Inc. 1 4.25% $5,323
    21ST MORTGAGE CORPORATION 1 7.20% $5,953
    ZILLOW HOME LOANS, LLC 1 6.25% $4,331
    ACADEMY MORTGAGE CORPORATION 1 4.25% $5,909
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 4.99% $3,216
    Amerifirst Financial, Inc. 1 6.50% $3,500
    ASSEMBLIES OF GOD Credit Union 1 4.13% $1,796
    Bank of America 1 3.88% $2,685
    BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 5.00% $3,288
    Bank OZK 1 4.30% $1,012
    BAY EQUITY LLC 1 5.63% $2,529
    BOKF 1 4.63% $1,804
    BROKER SOLUTIONS, INC. 1 3.88% $5,053
    CALIBER HOME LOANS, INC. 1 3.75% $5,611
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 2.88% $11,257
    Central Bank 1 4.25% $5,235
    Citizens Bank 1 4.88% $3,153
    DAS Acquisition Company, LLC 1 6.63% $4,400
    Equity Bank 1 5.00% $5,233
    EVERETT FINANCIAL, INC. 1 6.88% $329
    First Community Bank 1 4.75% $5,759
    Flagstar Bank, FSB 1 3.88% $3,646
    FOUR POINTS 1 4.38% $2,260
    GSF Mortgage Corporation 1 4.38% $10,295
    GUARANTEED RATE AFFINITY, LLC 1 6.13% $0
    Horizon Bank 1 3.75% $1,095
    KITSAP Credit Union 1 3.88% $3,855
    LAKEVIEW LOAN SERVICING, LLC 1 5.38% $3,678
    Mr. Cooper ( Nationstar Mortgage ) 1 5.49% $8,170
    MUTUAL OF OMAHA MORTGAGE, INC. 1 4.25% $8,190
    PLANET HOME LENDING, LLC 1 4.99% $2,315
    POLARIS HOME FUNDING CORP. 1 4.25% $5,141
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 4.75% $3,055
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.63% $2,844
    RIVERLAND FEDERAL CREDIT UNION 1 4.13% $6,141
    SECURITYNATIONAL MORTGAGE COMPANY 1 5.75% $3,805
    SENTE MORTGAGE, INC. 1 5.50% $5,806
    SIRVA MORTGAGE, INC. 1 7.38% $0
    SOUTHWEST FUNDING, LP 1 7.25% $9,273
    STOCKTON MORTGAGE CORPORATION 1 6.50% $5,556
    Sunflower Bank 1 4.88% $6,492

    Russellville Average Closing Costs & Other Stats

    Russellville, AR's 85 lenders originated 1,667 loans during 2022. The total origination value was $281,375,000, with an average loan value of $168,791.

    Russellville's average closing costs are $3,755.

    The top Russellville lender as defined by loan originations is Arvest Bank, with 124 loans originated. Their average total fees are $2,982, which is $35 higher than the next largest lender, GMFS LLC.

    The lowest fee Russellville lenders (with over 10 loans originated) are Regions Bank ($2,236), Gateway First Bank ($2,240), Simmons Bank ($2,468), Centennial Bank ($2,782) and GMFS LLC ($2,947).

    The lowest rate Russellville lenders (with over 10 loans originated) are First Security Bank (4.15%), GMFS LLC (4.36%), Gateway First Bank (4.44%), Regions Bank (4.45%) and Chambers Bank (4.51%).

    Russellville, AR Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Arvest Bank $72,440,000 $54,285,000 -25.1% 19.3%
    First Security Bank $23,400,000 $26,720,000 14.2% 9.5%
    QUICKEN LOANS, LLC $34,550,000 $16,175,000 -53.2% 5.7%
    GMFS LLC $33,370,000 $15,870,000 -52.4% 5.6%
    Chambers Bank $21,335,000 $13,620,000 -36.2% 4.8%
    Simmons Bank $14,055,000 $13,065,000 -7.0% 4.6%
    ENCORE BANK $12,965,000 n/a 4.6%
    Centennial Bank $14,655,000 $11,400,000 -22.2% 4.1%
    Regions Bank $12,085,000 $9,975,000 -17.5% 3.5%
    UNION HOME MORTGAGE CORP. $21,510,000 $8,810,000 -59.0% 3.1%
    Mortgage Research Center, LLC $9,075,000 $7,205,000 -20.6% 2.6%
    Bank of England $22,255,000 $6,270,000 -71.8% 2.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,405,000 $4,860,000 245.9% 1.7%
    Farm Credit Services of Western Arkansas, ACA $1,920,000 $3,395,000 76.8% 1.2%
    Diamond Bank $3,940,000 $3,330,000 -15.5% 1.2%
    U.S. Bank $3,405,000 $2,985,000 -12.3% 1.1%
    United Fidelity Funding Corp. $4,690,000 $2,895,000 -38.3% 1.0%
    LOANDEPOT.COM, LLC $2,970,000 $2,445,000 -17.7% 0.9%
    MORTGAGE ACCESS CORP. $3,620,000 $2,375,000 -34.4% 0.8%
    NAVY FEDERAL CREDIT UNION $3,230,000 $2,120,000 -34.4% 0.8%
    USAA Federal Savings Bank $1,955,000 $2,020,000 3.3% 0.7%
    21ST MORTGAGE CORPORATION $3,040,000 $2,000,000 -34.2% 0.7%
    Gateway First Bank $2,620,000 $1,985,000 -24.2% 0.7%
    PENNYMAC LOAN SERVICES, LLC $2,810,000 $1,975,000 -29.7% 0.7%
    FREEDOM MORTGAGE CORPORATION $5,995,000 $1,830,000 -69.5% 0.7%
    Wells Fargo Bank $3,790,000 $1,810,000 -52.2% 0.6%
    FirstTrust Home Loans, Inc. $2,030,000 $1,780,000 -12.3% 0.6%
    THRIVE MORTGAGE, LLC $1,715,000 n/a 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $3,895,000 $1,695,000 -56.5% 0.6%
    Eagle Bank and Trust Company $3,025,000 $1,455,000 -51.9% 0.5%
    CORNERSTONE HOME LENDING, INC. $1,315,000 $1,425,000 8.4% 0.5%
    Bank OZK $2,140,000 $1,395,000 -34.8% 0.5%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $75,000 $1,355,000 1,706.7% 0.5%
    TELCOE FEDERAL CREDIT UNION $2,230,000 $1,350,000 -39.5% 0.5%
    AMERISAVE MORTGAGE CORPORATION $2,175,000 $1,270,000 -41.6% 0.5%
    ARKANSAS Federal Credit Union $1,835,000 $1,220,000 -33.5% 0.4%
    INTERLINC MORTGAGE SERVICES, LLC $1,020,000 n/a 0.4%
    CALIBER HOME LOANS, INC. $1,235,000 $990,000 -19.8% 0.4%
    NEW DAY FINANCIAL, LLC $1,705,000 $975,000 -42.8% 0.3%
    FLAT BRANCH MORTGAGE, INC. $900,000 $860,000 -4.4% 0.3%
    Paramount Residential Mortgage Group, Inc. $85,000 $835,000 882.4% 0.3%
    GERSHMAN INVESTMENT CORP. $385,000 $705,000 83.1% 0.3%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $945,000 $705,000 -25.4% 0.3%
    First Community Bank $570,000 $700,000 22.8% 0.2%
    STOCKTON MORTGAGE CORPORATION $700,000 n/a 0.2%
    TRIAD FINANCIAL SERVICES, INC. $955,000 $695,000 -27.2% 0.2%
    LOANPAL, LLC $680,000 n/a 0.2%
    JPMorgan Chase Bank $1,655,000 $660,000 -60.1% 0.2%
    UNITED BUILT HOMES, L.L.C. $540,000 $650,000 20.4% 0.2%
    AMERICAN FINANCING CORPORATION $325,000 $595,000 83.1% 0.2%
    BROKER SOLUTIONS, INC. $580,000 $585,000 0.9% 0.2%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $870,000 $585,000 -32.8% 0.2%
    Flagstar Bank, FSB $260,000 $565,000 117.3% 0.2%
    Hamilton Mortgage Corporation $245,000 $555,000 126.5% 0.2%
    PILGRIM MORTGAGE LLC $280,000 $540,000 92.9% 0.2%
    UNITED $270,000 $535,000 98.1% 0.2%
    SENTE MORTGAGE, INC. $265,000 $530,000 100.0% 0.2%
    Carrington Mortgage Services, LLC $2,070,000 $515,000 -75.1% 0.2%
    MID AMERICA MORTGAGE, INC. $515,000 n/a 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $390,000 $510,000 30.8% 0.2%
    Citizens Bank $820,000 $490,000 -40.2% 0.2%
    PNC Bank $130,000 $445,000 242.3% 0.2%
    GSF Mortgage Corporation $310,000 $420,000 35.5% 0.1%
    SOFI LENDING CORP. $415,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $95,000 $410,000 331.6% 0.1%
    DAS Acquisition Company, LLC $800,000 $410,000 -48.8% 0.1%
    First Guaranty Mortgage Corporation $300,000 $400,000 33.3% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $355,000 $400,000 12.7% 0.1%
    SOUTHWEST FUNDING, LP $395,000 n/a 0.1%
    First Financial Bank $690,000 $390,000 -43.5% 0.1%
    UNITED WHOLESALE MORTGAGE, LLC $1,035,000 $390,000 -62.3% 0.1%
    Bank of America $420,000 $385,000 -8.3% 0.1%
    RIVERLAND FEDERAL CREDIT UNION $280,000 $385,000 37.5% 0.1%
    Central Bank $345,000 n/a 0.1%
    NEWREZ LLC $1,550,000 $335,000 -78.4% 0.1%
    The Farmers & Merchants Bank $335,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $860,000 $330,000 -61.6% 0.1%
    Sierra Pacific Mortgage Company, Inc. $685,000 $330,000 -51.8% 0.1%
    RELIANCE FIRST CAPITAL, LLC $530,000 $325,000 -38.7% 0.1%
    The Central Trust Bank $315,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $370,000 $305,000 -17.6% 0.1%
    NBKC BANK $195,000 $295,000 51.3% 0.1%
    ENDEAVOR CAPITAL, LLC. $280,000 n/a 0.1%
    FOUR POINTS $545,000 $275,000 -49.5% 0.1%
    PLANET HOME LENDING, LLC $260,000 n/a 0.1%
    United Community Bank $260,000 n/a 0.1%
    Equity Bank $145,000 $255,000 75.9% 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,435,000 $250,000 -82.6% 0.1%
    Discover Bank $35,000 $235,000 571.4% 0.1%
    SOUTHWEST STAGE FUNDING, LLC $85,000 $235,000 176.5% 0.1%
    Amerifirst Financial, Inc. $135,000 $225,000 66.7% 0.1%
    The Federal Savings Bank $910,000 $225,000 -75.3% 0.1%
    POLARIS HOME FUNDING CORP. $220,000 n/a 0.1%
    BAY EQUITY LLC $215,000 n/a 0.1%
    BOKF $270,000 $215,000 -20.4% 0.1%
    LIBERTY HOME MORTGAGE CORPORATION $215,000 n/a 0.1%
    MEMBER FIRST MORTGAGE, LLC $265,000 $215,000 -18.9% 0.1%
    MORTGAGEONE, INC. $215,000 n/a 0.1%
    Truist $215,000 n/a 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $350,000 $200,000 -42.9% 0.1%
    SIRVA MORTGAGE, INC. $195,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $190,000 n/a 0.1%
    Wyndham Capital Mortgage, Inc. $185,000 n/a 0.1%
    AmeriHome Mortgage Company, LLC $175,000 n/a 0.1%
    Horizon Bank $175,000 n/a 0.1%
    Commerce Home Mortgage, Inc. $165,000 n/a 0.1%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $865,000 $165,000 -80.9% 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $155,000 n/a 0.1%
    BANK OF LITTLE ROCK MORTGAGE CORPORATION $155,000 n/a 0.1%
    Citizens' Bank & Trust Co. $155,000 n/a 0.1%
    RESIDENTIAL BANCORP. $155,000 n/a 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $145,000 n/a 0.1%
    GUILD MORTGAGE COMPANY $770,000 $145,000 -81.2% 0.1%
    KITSAP Credit Union $145,000 n/a 0.1%
    LONGBRIDGE FINANCIAL, LLC $95,000 $145,000 52.6% 0.1%
    Sunflower Bank $145,000 n/a 0.1%
    SPRING EQ, LLC $110,000 $140,000 27.3% 0.0%
    ACADEMY MORTGAGE CORPORATION $65,000 $135,000 107.7% 0.0%
    CROSSCOUNTRY MORTGAGE, LLC $1,040,000 $135,000 -87.0% 0.0%
    GUARANTEED RATE AFFINITY, LLC $135,000 n/a 0.0%
    Servion, Inc. $295,000 $135,000 -54.2% 0.0%
    The First National Bank of Fort Smith $135,000 n/a 0.0%
    Firstar Bank $160,000 $130,000 -18.8% 0.0%
    M&T Bank $210,000 $125,000 -40.5% 0.0%
    SECURITYNATIONAL MORTGAGE COMPANY $125,000 n/a 0.0%
    VILLAGE CAPITAL MORTGAGE $1,630,000 $125,000 -92.3% 0.0%
    ASSEMBLIES OF GOD Credit Union $110,000 n/a 0.0%
    CSL Financial, LLC $110,000 n/a 0.0%
    The Citizens Bank $145,000 $105,000 -27.6% 0.0%
    Figure Lending LLC $35,000 $100,000 185.7% 0.0%
    Cornerstone Bank $95,000 n/a 0.0%
    EVERENCE FEDERAL CREDIT UNION $450,000 $95,000 -78.9% 0.0%
    EVERETT FINANCIAL, INC. $95,000 n/a 0.0%
    PLAZA HOME MORTGAGE, INC. $115,000 $95,000 -17.4% 0.0%
    CIS Financial Services, Inc. $85,000 n/a 0.0%
    ZILLOW HOME LOANS, LLC $560,000 $75,000 -86.6% 0.0%
    Farmers Bank & Trust Company $65,000 n/a 0.0%
    AMCAP MORTGAGE, LTD. $975,000 $45,000 -95.4% 0.0%
    Farm Credit Services of Western Arkansas, PCA $35,000 $25,000 -28.6% 0.0%
    PENTAGON FEDERAL CREDIT UNION $510,000 $25,000 -95.1% 0.0%

    Russellville's top lender by overall market share is Arvest Bank, with 19.3% market share. In second place, with 9.5%, is First Security Bank, having originated $26,720,000 in loans. In third place, with 5.7%, is QUICKEN LOANS, LLC, having originated $16,175,000 in loans. In fourth place, with 5.6%, is GMFS LLC, having originated $15,870,000 in loans. In fifth place, with 4.8%, is Chambers Bank, having originated $13,620,000 in loans.

    Russellville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Russellville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $129,900 (3.4%) $172,738 (6.0%) 0.00 293
    2018-02-01 $138,125 (7.9%) $173,065 (3.6%) 0.00 294
    2018-03-01 $142,500 (9.7%) $180,446 (7.1%) 0.00 305
    2018-04-01 $149,800 (12.7%) $190,936 (13.9%) 0.00 299
    2018-05-01 $154,900 (13.3%) $192,008 (10.2%) 0.00 293
    2018-06-01 $155,000 (10.7%) $193,176 (7.7%) 0.00 320
    2018-07-01 $159,900 (14.3%) $192,843 (8.8%) 0.00 340
    2018-08-01 $157,450 (9.8%) $192,770 (7.4%) 0.00 341
    2018-09-01 $155,000 (6.5%) $192,908 (6.7%) 0.00 333
    2018-10-01 $151,300 (2.1%) $192,226 (5.8%) 0.00 322
    2018-11-01 $149,975 (2.5%) $195,594 (7.1%) 0.00 315
    2018-12-01 $151,000 (11.9%) $193,479 (8.8%) 0.00 305
    2019-01-01 $145,450 (12.0%) $186,743 (8.1%) 0.00 297
    2019-02-01 $143,900 (4.2%) $184,709 (6.7%) 0.00 334
    2019-03-01 $144,836 (1.6%) $184,287 (2.1%) 0.00 355
    2019-04-01 $145,811 (-2.7%) $183,219 (-4.0%) 0.00 343
    2019-05-01 $144,900 (-6.5%) $180,442 (-6.0%) 0.00 321
    2019-06-01 $144,950 (-6.5%) $181,717 (-5.9%) 0.00 320
    2019-07-01 $147,950 (-7.5%) $186,082 (-3.5%) 0.00 315
    2019-08-01 $162,518 (3.2%) $191,875 (-0.5%) 0.00 316
    2019-09-01 $166,445 (7.4%) $196,301 (1.8%) 0.00 304
    2019-10-01 $169,064 (11.7%) $200,123 (4.1%) 0.00 294
    2019-11-01 $163,675 (9.1%) $199,435 (2.0%) 0.00 287
    2019-12-01 $164,950 (9.2%) $203,532 (5.2%) 0.00 281
    2020-01-01 $156,500 (7.6%) $202,743 (8.6%) 0.00 251
    2020-02-01 $158,700 (10.3%) $204,666 (10.8%) 0.00 235
    2020-03-01 $173,100 (19.5%) $209,695 (13.8%) 0.00 247
    2020-04-01 $176,050 (20.7%) $211,670 (15.5%) 0.00 252
    2020-05-01 $176,500 (21.8%) $213,604 (18.4%) 0.00 219
    2020-06-01 $174,850 (20.6%) $213,287 (17.4%) 0.00 205
    2020-07-01 $170,725 (15.4%) $218,581 (17.5%) 0.00 195
    2020-08-01 $184,900 (13.8%) $226,825 (18.2%) 0.00 193
    2020-09-01 $185,975 (11.7%) $232,659 (18.5%) 0.00 162
    2020-10-01 $189,900 (12.3%) $237,433 (18.6%) 0.00 151
    2020-11-01 $184,925 (13.0%) $235,723 (18.2%) 0.00 165
    2020-12-01 $186,950 (13.3%) $234,592 (15.3%) 0.00 151
    2021-01-01 $184,750 (18.1%) $234,684 (15.8%) 0.00 146
    2021-02-01 $189,725 (19.6%) $243,366 (18.9%) 0.00 79
    2021-03-01 $194,925 (12.6%) $262,297 (25.1%) 0.00 109
    2021-04-01 $206,725 (17.4%) $266,539 (25.9%) 0.00 105
    2021-05-01 $189,900 (7.6%) $258,217 (20.9%) 0.00 91
    2021-06-01 $194,250 (11.1%) $272,029 (27.5%) 0.00 94
    2021-07-01 $184,500 (8.1%) $266,718 (22.0%) 0.00 91
    2021-08-01 $169,475 (-8.3%) $248,381 (9.5%) 0.00 101
    2021-09-01 $191,169 (2.8%) $240,388 (3.3%) 0.00 124
    2021-10-01 $198,000 (4.3%) $246,908 (4.0%) 0.00 127
    2021-11-01 $220,438 (19.2%) $257,551 (9.3%) 0.00 113
    2021-12-01 $220,000 (17.7%) $249,705 (6.4%) 0.00 116
    2022-01-01 $209,900 (13.6%) $233,723 (-0.4%) 0.00 122
    2022-02-01 $204,825 (8.0%) $243,090 (-0.1%) 0.00 99
    2022-03-01 $197,200 (1.2%) $251,410 (-4.2%) 0.00 93
    2022-04-01 $199,900 (-3.3%) $265,396 (-0.4%) 0.00 93
    2022-05-01 $207,813 (9.4%) $273,250 (5.8%) 0.00 104
    2022-06-01 $219,900 (13.2%) $293,322 (7.8%) 0.00 121
    2022-07-01 $217,900 (18.1%) $281,599 (5.6%) 0.00 168
    2022-08-01 $222,250 (31.1%) $287,799 (15.9%) 0.00 163
    2022-09-01 $220,000 (15.1%) $275,128 (14.5%) 0.00 170
    2022-10-01 $235,000 (18.7%) $276,836 (12.1%) 0.00 173
    2022-11-01 $222,500 (0.9%) $261,114 (1.4%) 0.00 179
    2022-12-01 $215,000 (-2.3%) $258,294 (3.4%) 0.00 197
    2023-01-01 $210,000 (0.1%) $259,282 (10.9%) 0.00 166
    2023-02-01 $212,450 (3.7%) $267,907 (10.2%) 0.00 144
    Russellville's median listing price for 2023-02-01 was $212,450, a difference of $7,625 (3.7%) versus the prior year and $2,450 versus the prior month.

    Russellville's median listing price comes in at 0% of the national average.

    Russellville's average listing price for 2023-02-01 was $267,907, a difference of $24,817 (10.2%) versus the prior year and $8,625 versus the prior month.

    For the 2023-02-01 period, Russellville had 144 MLS listings, a difference of -22 listings (-13%) versus the prior month and 45 listings (45%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Russellville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,698 sqft
    2018-02-01 0 days 1,727 sqft
    2018-03-01 0 days 1,748 sqft
    2018-04-01 0 days 1,800 sqft
    2018-05-01 0 days 1,841 sqft
    2018-06-01 0 days 1,886 sqft
    2018-07-01 0 days 1,866 sqft
    2018-08-01 0 days 1,839 sqft
    2018-09-01 0 days 1,809 sqft
    2018-10-01 0 days 1,808 sqft
    2018-11-01 0 days 1,815 sqft
    2018-12-01 0 days 1,802 sqft
    2019-01-01 0 days 1,749 sqft
    2019-02-01 0 days 1,697 sqft
    2019-03-01 0 days 1,735 sqft
    2019-04-01 0 days 1,785 sqft
    2019-05-01 0 days 1,687 sqft
    2019-06-01 0 days 1,744 sqft
    2019-07-01 0 days 1,770 sqft
    2019-08-01 0 days 1,792 sqft
    2019-09-01 0 days 1,780 sqft
    2019-10-01 0 days 1,774 sqft
    2019-11-01 0 days 1,796 sqft
    2019-12-01 0 days 1,800 sqft
    2020-01-01 0 days 1,784 sqft
    2020-02-01 0 days 1,824 sqft
    2020-03-01 0 days 1,840 sqft
    2020-04-01 0 days 1,851 sqft
    2020-05-01 0 days 1,826 sqft
    2020-06-01 0 days 1,824 sqft
    2020-07-01 0 days 1,811 sqft
    2020-08-01 0 days 1,860 sqft
    2020-09-01 0 days 1,941 sqft
    2020-10-01 0 days 1,825 sqft
    2020-11-01 0 days 1,820 sqft
    2020-12-01 0 days 1,889 sqft
    2021-01-01 0 days 1,825 sqft
    2021-02-01 0 days 1,839 sqft
    2021-03-01 0 days 1,969 sqft
    2021-04-01 0 days 2,113 sqft
    2021-05-01 0 days 1,948 sqft
    2021-06-01 0 days 1,950 sqft
    2021-07-01 0 days 1,800 sqft
    2021-08-01 0 days 1,663 sqft
    2021-09-01 0 days 1,593 sqft
    2021-10-01 0 days 1,705 sqft
    2021-11-01 0 days 1,848 sqft
    2021-12-01 0 days 1,902 sqft
    2022-01-01 0 days 1,787 sqft
    2022-02-01 0 days 1,732 sqft
    2022-03-01 0 days 1,695 sqft
    2022-04-01 0 days 1,781 sqft
    2022-05-01 0 days 1,884 sqft
    2022-06-01 0 days 1,883 sqft
    2022-07-01 0 days 1,840 sqft
    2022-08-01 0 days 1,846 sqft
    2022-09-01 0 days 1,785 sqft
    2022-10-01 0 days 1,829 sqft
    2022-11-01 0 days 1,813 sqft
    2022-12-01 0 days 1,781 sqft
    2023-01-01 0 days 1,755 sqft
    2023-02-01 0 days 1,729 sqft
    Russellville's median listing age (time on market) for 2023-02-01 was 0 days.

    Russellville's median square footage for active listings during the 2023-02-01 period was 1,729 sqft. One year prior, the average listing was 1,732 sqft.

    Russellville, AR Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,033 $204,895,000 $198,349
    Cash Out Refi 222 $32,750,000 $147,523
    Refi 195 $30,155,000 $154,641
    Home Improvement 122 $7,530,000 $61,721
    Other 95 $6,045,000 $63,632

    Russellville's most frequently cited loan purpose was Home Purchase, with 1,033 originations. The 2nd most popular reason was Cash Out Refi, with 222 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    4-5% 422 $69,580,000 $164,882
    5-6% 398 $61,130,000 $153,593
    3-4% 378 $85,210,000 $225,423
    6-7% 218 $29,640,000 $135,963
    7-8% 81 $11,095,000 $136,975
    2.5-3% 74 $13,910,000 $187,973
    Over 8% 59 $4,385,000 $74,322
    <2.5% 13 $2,845,000 $218,846

    During 2022, Russellville's most frequently originated rate bucket was 4-5%, with 422 originations.

    Loan Sizing (Russellville, AR MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 710 $102,780,000 $144,761
    $100,000 or less 535 $31,535,000 $58,944
    $200k-400k 379 $100,735,000 $265,792
    $400k-600k 33 $14,825,000 $449,242
    $600k-1000k 7 $5,415,000 $773,571
    $Over $1MM 3 $26,085,000 $8,695,000

    Russellville's loan sizing saw the bucket of loans from $100k-200k with 710 originations, totaling $102,780,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 776 $142,970,000 $184,240
    60-80% 414 $95,850,000 $231,522
    40-60% 162 $19,210,000 $118,580
    20-40% 135 $9,245,000 $68,481
    Under 20% 119 $3,595,000 $30,210
    Over 100% 30 $6,220,000 $207,333

    Russellville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 776 originations, totaling $142,970,000 in origination value.