Anstaff Bank Mortgage Rates, Fees & Info

Green Forest, AR

LEI: 549300FAG4VH7YJ66576

Tax ID: 71-0077631

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Mortgage Data

Review & Overview

Anstaff Bank is a smaller bank specializing in Home Purchase and Refi loans. Anstaff Bank has a high proportion of conventional loans. Their top markets by origination volume include: Mountain Home, Harrison, Fayetteville, Lebanon, and Fort Leonard Wood among others. We have data for 12 markets. (Some data included below & more in-depth data is available with an active subscription.)

Anstaff Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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Originations

273

Origination Dollar Volume (All Markets)

$58,605,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Mountain Home, AR (FHA|USDA|VA) 79 $20,075,000 $254,114 $0 0.00%
Outside of Metro Areas 82 $15,830,000 $193,049 $0 0.00%
Harrison, AR (FHA|USDA|VA) 82 $12,750,000 $155,488 $0 0.00%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 15 $2,475,000 $165,000 $0 0.00%
Lebanon, MO (FHA|USDA|VA) 1 $1,795,000 $1,795,000 $0 0.00%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $1,655,000 $1,655,000 $0 0.00%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 4 $1,250,000 $312,500 $0 0.00%
Branson, MO (FHA|USDA|VA) 2 $1,070,000 $535,000 $0 0.00%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $565,000 $565,000 $0 0.00%
JONESBORO, AR (FHA|USDA|VA) 3 $555,000 $185,000 $0 0.00%
SPRINGFIELD, MO (FHA|USDA|VA) 2 $460,000 $230,000 $0 0.00%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $125,000 $125,000 $0 0.00%
Anstaff Bank's top markets include Mountain Home, Harrison, Fayetteville, Lebanon, and Fort Leonard Wood among others.

Their top states include:
  • Arkansas (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Idaho (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 273 $58,605,000 $214,670 $0 0.00%

    For 2022, Anstaff Bank's most frequently originated type of loan was Conventional, with 273 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 154 $37,540,000 $243,766 $0 0.00%
    Refi 71 $17,115,000 $241,056 $0 0.00%
    Home Improvement 27 $2,165,000 $80,185 $0 0.00%
    Other 21 $1,785,000 $85,000 $0 0.00%

    For 2022, Anstaff Bank's most frequently cited loan purpose was Home Purchase, with 154 originations. The 2nd most popular reason was Refi, with 71 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 273 $58,605,000 $214,670 $0 0.00%

    For 2022, Anstaff Bank's most frequently cited loan duration was Other, with 273 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 112 $6,850,000 $61,161 $0 0.00%
    $100k-200k 87 $12,395,000 $142,471 $0 0.00%
    $200k-400k 43 $11,275,000 $262,209 $0 0.00%
    $400k-600k 11 $5,615,000 $510,455 $0 0.00%
    $1MM+ 10 $15,330,000 $1,533,000 $0 0.00%
    $600k-1MM 10 $7,140,000 $714,000 $0 0.00%

    2022 saw Anstaff Bank place emphasis on $100,000 or less loans with 112 originations, totaling $6,850,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 48 $4,260,000 $88,750 $0 0.00%
    $50k-75k 42 $5,400,000 $128,571 $0 0.00%
    $100k-150k 36 $5,250,000 $145,833 $0 0.00%
    $150k-250k 29 $6,555,000 $226,034 $0 0.00%
    $250k+ 27 $11,005,000 $407,593 $0 0.00%
    $75k-100k 26 $3,030,000 $116,538 $0 0.00%

    Anstaff Bank lent most frequently to those with incomes in the $50k or less range, with 48 originations. The second most popular income band? $50k-75k, with 42 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 273 $58,605,000 $214,670 $0 0.00%

    Anstaff Bank lent most frequently to those with DTI ratios of Exempt%, with 273 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 206 $35,250,000 $171,117 $0 0.00%
    Not applicable 59 $22,425,000 $380,085 $0 0.00%
    Not provided 7 $775,000 $110,714 $0 0.00%
    American Indian 1 $155,000 $155,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    94.83%

    Anstaff Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    79.12%

    Anstaff Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 273 $58,605,000 $214,670

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    273 $58,605,000 $214,670