The Citizens Bank Of Philadelphia Mississippi Mortgage Rates, Fees & Info
Philadelphia, MSLEI: 549300J1JK4OE41PLT95
Tax ID: 64-0134511
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The Citizens Bank Of Philadelphia Mississippi is a smaller bank specializing in Refi and Home Purchase loans. The Citizens Bank Of Philadelphia Mississippi has a high proportion of conventional loans. Their top markets by origination volume include: Gulfport, Glenwood Springs, Meridian, Pensacola, and Jackson among others. We have data for 14 markets. (Some data included below & more in-depth data is available with an active subscription.)The Citizens Bank Of Philadelphia Mississippi has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
271Origination Dollar Volume (All Markets)
$25,245,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 194 | $12,800,000 | $65,979 | $0 | 0.00% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 34 | $4,560,000 | $134,118 | $0 | 0.00% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $2,495,000 | $2,495,000 | $0 | 0.00% |
| Meridian, MS (FHA|USDA|VA) | 24 | $1,950,000 | $81,250 | $0 | 0.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $0 | 0.00% |
| JACKSON, MS (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $0 | 0.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 0.00% |
| Starkville, MS (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $0 | 0.00% |
| Oxford, MS (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 0.00% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 0.00% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| Picayune, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 271 | $25,245,000 | $93,155 | $0 | 0.00% |
For 2022, The Citizens Bank Of Philadelphia Mississippi's most frequently originated type of loan was Conventional, with 271 originations.
Loan Reason
For 2022, The Citizens Bank Of Philadelphia Mississippi's most frequently cited loan purpose was Refi, with 189 originations. The 2nd most popular reason was Home Purchase, with 58 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 271 | $25,245,000 | $93,155 | $0 | 0.00% |
For 2022, The Citizens Bank Of Philadelphia Mississippi's most frequently cited loan duration was Other, with 271 originations.
Loan Sizing
2022 saw The Citizens Bank Of Philadelphia Mississippi place emphasis on $100,000 or less loans with 198 originations, totaling $9,490,000 in origination value.
Applicant Income
The Citizens Bank Of Philadelphia Mississippi lent most frequently to those with incomes in the $50k or less range, with 64 originations. The second most popular income band? $100k-150k, with 56 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 271 | $25,245,000 | $93,155 | $0 | 0.00% |
The Citizens Bank Of Philadelphia Mississippi lent most frequently to those with DTI ratios of Exempt%, with 271 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.96%
The Citizens Bank Of Philadelphia Mississippi has an average approval rate.
Pick Rate
Approvals leading to origination88.56%
The Citizens Bank Of Philadelphia Mississippi has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 271 | $25,245,000 | $93,155 |