ASHEVILLE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Asheville averaged
6.65%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
6.8% and
one month ago for the week of 2025-04-17, the
average rate was 6.72%.
Asheville's average rate one year ago was 6.81%.
For refis of the same type during the week of 2025-05-22, the average rate
was 7.34%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Asheville 30 Year Fixed Rate | 2025-05-22 | 6.65% |
| Asheville 30 Year Fixed Rate Refi | 2025-05-22 | 7.34% |
| Asheville 15 Year Fixed Rate | 2025-05-22 | 6.27% |
| Asheville 15 Year Fixed Rate Refi | 2025-05-22 | 5.91% |
| Asheville 30 Year FHA | 2025-05-22 | 6.24% |
| Asheville 30 Year FHA Refi | 2025-05-22 | 6.81% |
| Asheville 30 Year USDA | 2025-05-22 | 6.33% |
| Asheville 30 Year USDA Refi | 2025-05-22 | 6.33% |
| Asheville 30 Year VA | 2025-05-22 | 6.63% |
| Asheville 30 Year VA Refi | 2025-05-22 | 6.13% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ASHEVILLE, NC.
ASHEVILLE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ASHEVILLE, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ASHEVILLE Average Closing Costs & Other Stats
ASHEVILLE, NC's 262 lenders originated 9,244
loans during 2024. The total origination value was $2,946,960,000, with an average loan value of
$318,797.
ASHEVILLE's average closing costs are $4,950.
The top ASHEVILLE lender as defined by loan originations is MOVEMENT MORTGAGE, LLC, with
428 loans originated. Their average total fees are
$6,132, which is $1,514
higher than the next largest lender,
STATE EMPLOYEES'.
The lowest fee ASHEVILLE lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($315), NBKC BANK ($3,507), HomeTrust Bank ($3,665), First Bank ($3,850) and Magnolia Bank ($4,043).
The lowest rate ASHEVILLE lenders (with over 10 loans originated) are
First Bank (5.50%), DHI MORTGAGE COMPANY, LTD. (5.88%), Charles Schwab Bank, SSB (6.10%), Morgan Stanley Private Bank (6.10%) and STATE EMPLOYEES' (6.23%).
ASHEVILLE, NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| MOVEMENT MORTGAGE, LLC | $203,435,000 | $200,675,000 | -1.4% | 6.8% |
| STATE EMPLOYEES' | $228,550,000 | $192,785,000 | -15.6% | 6.5% |
| First-Citizens Bank & Trust Company | $136,555,000 | $175,125,000 | 28.2% | 5.9% |
| QUICKEN LOANS, LLC | $146,375,000 | $164,900,000 | 12.7% | 5.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $90,455,000 | $108,340,000 | 19.8% | 3.7% |
| DHI MORTGAGE COMPANY, LTD. | $69,235,000 | $103,450,000 | 49.4% | 3.5% |
| HomeTrust Bank | $124,120,000 | $97,385,000 | -21.5% | 3.3% |
| UNITED | $70,010,000 | $80,905,000 | 15.6% | 2.7% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $66,195,000 | $74,845,000 | 13.1% | 2.5% |
| TD Bank | $52,130,000 | $69,805,000 | 33.9% | 2.4% |
| M&T Realty Capital Corporation | $67,475,000 | n/a | 2.3% | |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $55,175,000 | $63,520,000 | 15.1% | 2.2% |
| Bank of America | $43,200,000 | $62,395,000 | 44.4% | 2.1% |
| Truist | $57,540,000 | $41,865,000 | -27.2% | 1.4% |
| United Community Bank | $49,535,000 | $41,205,000 | -16.8% | 1.4% |
| GUARANTEED RATE, INC. | $39,450,000 | $41,075,000 | 4.1% | 1.4% |
| Champion Credit Union | $45,035,000 | $40,530,000 | -10.0% | 1.4% |
| First Bank | $46,160,000 | $40,390,000 | -12.5% | 1.4% |
| First Merchants Bank | $40,085,000 | n/a | 1.4% | |
| GREYSTONE SERVICING COMPANY LLC | $37,405,000 | n/a | 1.3% | |
| GoPrime Mortgage, Inc. | $26,040,000 | $35,050,000 | 34.6% | 1.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $35,020,000 | $33,800,000 | -3.5% | 1.1% |
| BAY EQUITY LLC | $18,980,000 | $31,820,000 | 67.7% | 1.1% |
| Mortgage Research Center, LLC | $29,580,000 | $28,465,000 | -3.8% | 1.0% |
| U.S. Bank | $15,875,000 | $28,055,000 | 76.7% | 1.0% |
| Wells Fargo Bank | $49,855,000 | $25,595,000 | -48.7% | 0.9% |
| NAVY FEDERAL CREDIT UNION | $22,670,000 | $25,575,000 | 12.8% | 0.9% |
| LOANDEPOT.COM, LLC | $14,905,000 | $24,990,000 | 67.7% | 0.8% |
| Alcova Mortgage LLC | $26,460,000 | $21,100,000 | -20.3% | 0.7% |
| CMG MORTGAGE, INC. | $15,040,000 | $20,350,000 | 35.3% | 0.7% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $19,850,000 | $19,700,000 | -0.8% | 0.7% |
| Arbor Realty Trust, Inc. | $19,405,000 | n/a | 0.7% | |
| UNION HOME MORTGAGE CORP. | $17,635,000 | $18,680,000 | 5.9% | 0.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $18,800,000 | $18,515,000 | -1.5% | 0.6% |
| USAA Federal Savings Bank | $13,240,000 | $18,090,000 | 36.6% | 0.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $8,975,000 | $16,875,000 | 88.0% | 0.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $17,440,000 | $16,740,000 | -4.0% | 0.6% |
| First National Bank of Pennsylvania | $16,615,000 | $16,525,000 | -0.5% | 0.6% |
| American Security Mortgage Corp. | $22,880,000 | $16,200,000 | -29.2% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $8,635,000 | $15,900,000 | 84.1% | 0.5% |
| ALLIANT CREDIT UNION | $1,545,000 | $15,725,000 | 917.8% | 0.5% |
| NEWREZ LLC | $6,140,000 | $14,985,000 | 144.1% | 0.5% |
| PENNYMAC LOAN SERVICES, LLC | $8,865,000 | $14,900,000 | 68.1% | 0.5% |
| Magnolia Bank | $4,445,000 | $14,545,000 | 227.2% | 0.5% |
| JPMorgan Chase Bank | $19,575,000 | $14,510,000 | -25.9% | 0.5% |
| PNC Bank | $22,180,000 | $14,475,000 | -34.7% | 0.5% |
| The Park National Bank | $23,045,000 | $14,270,000 | -38.1% | 0.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $17,000,000 | $13,990,000 | -17.7% | 0.5% |
| Fifth Third Bank | $11,505,000 | $13,390,000 | 16.4% | 0.5% |
| Morgan Stanley Private Bank | $22,250,000 | $12,915,000 | -42.0% | 0.4% |
| EASTMAN | $3,755,000 | $12,860,000 | 242.5% | 0.4% |
| Telco Community Credit Union | $15,295,000 | $12,710,000 | -16.9% | 0.4% |
| First Horizon Bank | $15,495,000 | $11,105,000 | -28.3% | 0.4% |
| Charles Schwab Bank, SSB | $6,950,000 | $10,835,000 | 55.9% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $9,120,000 | $10,575,000 | 16.0% | 0.4% |
| BETTER MORTGAGE CORPORATION | $4,420,000 | $10,370,000 | 134.6% | 0.4% |
| AgFirst Farm Credit Bank | $3,275,000 | $8,695,000 | 165.5% | 0.3% |
| Citizens Bank | $9,465,000 | $8,380,000 | -11.5% | 0.3% |
| NBKC BANK | $3,105,000 | $8,290,000 | 167.0% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $7,725,000 | $8,105,000 | 4.9% | 0.3% |
| South State Bank | $13,560,000 | $8,070,000 | -40.5% | 0.3% |
| BROKER SOLUTIONS, INC. | $7,810,000 | $7,830,000 | 0.3% | 0.3% |
| Pinnacle Bank | $1,680,000 | $7,145,000 | 325.3% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $2,265,000 | $6,975,000 | 207.9% | 0.2% |
| Ameris Bank | $7,260,000 | $6,950,000 | -4.3% | 0.2% |
| T2 FINANCIAL LLC | $685,000 | $6,355,000 | 827.7% | 0.2% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $31,100,000 | $6,300,000 | -79.7% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $1,155,000 | $6,240,000 | 440.3% | 0.2% |
| Third Federal Savings and Loan Association of Cleveland | $4,495,000 | $6,180,000 | 37.5% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $5,760,000 | $5,825,000 | 1.1% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $4,335,000 | $5,790,000 | 33.6% | 0.2% |
| RADIUS FINANCIAL GROUP INC. | $7,950,000 | $5,735,000 | -27.9% | 0.2% |
| Discover Bank | $3,240,000 | $5,470,000 | 68.8% | 0.2% |
| Goldman Sachs Bank USA | $8,005,000 | $5,415,000 | -32.4% | 0.2% |
| Regions Bank | $8,085,000 | $5,255,000 | -35.0% | 0.2% |
| ZILLOW HOME LOANS, LLC | $5,240,000 | $4,995,000 | -4.7% | 0.2% |
| Flagstar Bank, FSB | $2,465,000 | $4,930,000 | 100.0% | 0.2% |
| The Loan Store, Inc. | $1,235,000 | $4,920,000 | 298.4% | 0.2% |
| CHARLOTTE METRO FEDERAL CREDIT UNION | $4,260,000 | $4,810,000 | 12.9% | 0.2% |
| UBS Bank USA | $3,385,000 | $4,770,000 | 40.9% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $8,490,000 | $4,680,000 | -44.9% | 0.2% |
| DEEPHAVEN MORTGAGE LLC | $955,000 | $4,550,000 | 376.4% | 0.2% |
| Raymond James Bank | $5,075,000 | $4,475,000 | -11.8% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $7,315,000 | $4,420,000 | -39.6% | 0.1% |
| COASTAL Federal Credit Union | $5,680,000 | $4,390,000 | -22.7% | 0.1% |
| The Huntington National Bank | $18,490,000 | $4,390,000 | -76.3% | 0.1% |
| ACOPIA, LLC | $3,980,000 | $4,360,000 | 9.5% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $4,400,000 | $4,130,000 | -6.1% | 0.1% |
| NFM, INC. | $1,715,000 | $4,015,000 | 134.1% | 0.1% |
| Stifel Bank and Trust | $1,790,000 | $3,985,000 | 122.6% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $1,205,000 | $3,870,000 | 221.2% | 0.1% |
| SIRVA MORTGAGE, INC. | $1,815,000 | $3,850,000 | 112.1% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $3,835,000 | n/a | 0.1% | |
| Cornerstone First Mortgage, Inc | $3,795,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $4,420,000 | $3,750,000 | -15.2% | 0.1% |
| 1ST SIGNATURE LENDING, LLC | $5,075,000 | $3,690,000 | -27.3% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $2,055,000 | $3,600,000 | 75.2% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $2,820,000 | $3,385,000 | 20.0% | 0.1% |
| GUILD MORTGAGE COMPANY | $3,035,000 | $3,380,000 | 11.4% | 0.1% |
| Northpointe Bank | $5,650,000 | $3,350,000 | -40.7% | 0.1% |
| CARDINAL FINANCIAL | $9,170,000 | $3,285,000 | -64.2% | 0.1% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $2,355,000 | $3,125,000 | 32.7% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $3,860,000 | $3,125,000 | -19.0% | 0.1% |
| Towne Bank | $1,255,000 | $3,115,000 | 148.2% | 0.1% |
| The Federal Savings Bank | $2,755,000 | $3,075,000 | 11.6% | 0.1% |
| Capital City Home Loans, LLC | $3,200,000 | $2,975,000 | -7.0% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $2,955,000 | n/a | 0.1% | |
| SeaTrust Mortgage Company | $2,205,000 | $2,925,000 | 32.7% | 0.1% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $4,125,000 | $2,890,000 | -29.9% | 0.1% |
| Equity Prime Mortgage LLC | $1,065,000 | $2,835,000 | 166.2% | 0.1% |
| Dollar Bank, Federal Savings Bank | $3,505,000 | $2,780,000 | -20.7% | 0.1% |
| Greenbox Loans, Inc. | $825,000 | $2,745,000 | 232.7% | 0.1% |
| Coastal Community Bank | $2,695,000 | n/a | 0.1% | |
| TruPoint Bank | $4,100,000 | $2,660,000 | -35.1% | 0.1% |
| PHH Mortgage Corporation | $720,000 | $2,645,000 | 267.4% | 0.1% |
| Citibank | $6,890,000 | $2,545,000 | -63.1% | 0.1% |
| LENDSURE MORTGAGE CORP. | $2,960,000 | $2,525,000 | -14.7% | 0.1% |
| EVERETT FINANCIAL, INC. | $7,550,000 | $2,500,000 | -66.9% | 0.1% |
| NEW DAY FINANCIAL, LLC | $2,675,000 | $2,500,000 | -6.5% | 0.1% |
| 21ST MORTGAGE CORPORATION | $4,060,000 | $2,495,000 | -38.5% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,775,000 | $2,400,000 | -36.4% | 0.1% |
| First Federal Bank | $3,280,000 | $2,345,000 | -28.5% | 0.1% |
| Kwik Mortgage Corporation | $1,005,000 | $2,255,000 | 124.4% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $1,970,000 | $2,210,000 | 12.2% | 0.1% |
| Baxter Credit Union | $1,440,000 | $2,205,000 | 53.1% | 0.1% |
| Figure Lending LLC | $3,565,000 | $2,195,000 | -38.4% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,225,000 | $2,150,000 | -3.4% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,215,000 | $2,135,000 | 75.7% | 0.1% |
| RESOURCE FINANCIAL SERVICES, INC. | $1,380,000 | $2,125,000 | 54.0% | 0.1% |
| Corporate Investors Mortgage Group, Inc. | $1,180,000 | $2,110,000 | 78.8% | 0.1% |
| Hometown Equity Mortgage, LLC | $1,770,000 | $2,110,000 | 19.2% | 0.1% |
| Carrington Mortgage Services, LLC | $805,000 | $2,085,000 | 159.0% | 0.1% |
| BancorpSouth | $690,000 | $2,015,000 | 192.0% | 0.1% |
| Bank Of Central Florida | $2,005,000 | n/a | 0.1% | |
| American Airlines Federal Credit Union | $530,000 | $2,000,000 | 277.4% | 0.1% |
| PLANET HOME LENDING, LLC | $1,150,000 | $1,925,000 | 67.4% | 0.1% |
| AMWEST FUNDING CORP. | $630,000 | $1,915,000 | 204.0% | 0.1% |
| Ixonia Bank | $1,895,000 | n/a | 0.1% | |
| NEXERA HOLDING LLC | $2,405,000 | $1,880,000 | -21.8% | 0.1% |
| Paramount Bank | $450,000 | $1,880,000 | 317.8% | 0.1% |
| First National Bank of America | $955,000 | $1,865,000 | 95.3% | 0.1% |
| FIRST MORTGAGE COMPANY, INC. | $1,855,000 | n/a | 0.1% | |
| SOUTHWEST STAGE FUNDING, LLC | $1,690,000 | $1,850,000 | 9.5% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,430,000 | $1,830,000 | -24.7% | 0.1% |
| HOMESTEAD FUNDING CORP. | $740,000 | $1,815,000 | 145.3% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $5,805,000 | $1,815,000 | -68.7% | 0.1% |
| Plains Commerce Bank | $270,000 | $1,805,000 | 568.5% | 0.1% |
| Nations Lending Corporation | $1,830,000 | $1,800,000 | -1.6% | 0.1% |
| Renasant Bank | $875,000 | $1,785,000 | 104.0% | 0.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $645,000 | $1,780,000 | 176.0% | 0.1% |
| Prosperity Home Mortgage, LLC | $615,000 | $1,770,000 | 187.8% | 0.1% |
| Bethpage Federal Credit Union | $2,080,000 | $1,735,000 | -16.6% | 0.1% |
| OCMBC, INC. | $335,000 | $1,680,000 | 401.5% | 0.1% |
| Ally Bank | $4,625,000 | $1,675,000 | -63.8% | 0.1% |
| EQUITY RESOURCES, INC. | $1,050,000 | $1,650,000 | 57.1% | 0.1% |
| BNY Mellon | $865,000 | $1,625,000 | 87.9% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $1,625,000 | $1,625,000 | 0.0% | 0.1% |
| INTERCOASTAL MORTGAGE COMPANY | $1,370,000 | $1,615,000 | 17.9% | 0.1% |
| The Central Trust Bank | $2,805,000 | $1,610,000 | -42.6% | 0.1% |
| NP, Inc. | $2,585,000 | $1,585,000 | -38.7% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $45,000 | $1,545,000 | 3,333.3% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $2,075,000 | $1,490,000 | -28.2% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $1,495,000 | $1,485,000 | -0.7% | 0.1% |
| BOKF | $480,000 | $1,475,000 | 207.3% | 0.1% |
| NexBank | $2,485,000 | $1,450,000 | -41.6% | 0.0% |
| SWBC MORTGAGE CORPORATION | $445,000 | $1,435,000 | 222.5% | 0.0% |
| Truliant Federal Credit Union | $1,090,000 | $1,435,000 | 31.7% | 0.0% |
| MILEND, INC. | $690,000 | $1,415,000 | 105.1% | 0.0% |
| Grow Financial Federal Credit Union | $260,000 | $1,400,000 | 438.5% | 0.0% |
| Beeline Loans, Inc. | $155,000 | $1,350,000 | 771.0% | 0.0% |
| Southern First Bank | $3,295,000 | $1,345,000 | -59.2% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $660,000 | $1,340,000 | 103.0% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $165,000 | $1,340,000 | 712.1% | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | $1,325,000 | n/a | 0.0% | |
| First Reliance Bank | $840,000 | $1,315,000 | 56.5% | 0.0% |
| LADERA LENDING, INC. | $2,095,000 | $1,300,000 | -37.9% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $690,000 | $1,295,000 | 87.7% | 0.0% |
| DELMAR FINANCIAL COMPANY | $1,180,000 | $1,275,000 | 8.1% | 0.0% |
| First Community Bank | $1,265,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $1,250,000 | n/a | 0.0% | |
| Old National Bank | $635,000 | $1,250,000 | 96.9% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $955,000 | $1,220,000 | 27.7% | 0.0% |
| FBC MORTGAGE, LLC | $485,000 | $1,220,000 | 151.5% | 0.0% |
| FineMark National Bank & Trust | $485,000 | $1,200,000 | 147.4% | 0.0% |
| South Atlantic Bank | $1,165,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $625,000 | $1,150,000 | 84.0% | 0.0% |
| RBC Bank, (Georgia) | $1,145,000 | n/a | 0.0% | |
| Trustmark National Bank | $1,080,000 | $1,145,000 | 6.0% | 0.0% |
| SELF-HELP Credit Union | $4,850,000 | $1,140,000 | -76.5% | 0.0% |
| GEORGIA'S OWN | $1,125,000 | n/a | 0.0% | |
| Countybank | $315,000 | $1,120,000 | 255.6% | 0.0% |
| CANOPY MORTGAGE, LLC | $505,000 | $1,110,000 | 119.8% | 0.0% |
| Strong Home Mortgage, LLC | $1,620,000 | $1,110,000 | -31.5% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $1,090,000 | n/a | 0.0% | |
| Synovus Bank | $1,345,000 | $1,090,000 | -19.0% | 0.0% |
| FM Home Loans, LLC | $355,000 | $1,085,000 | 205.6% | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | $1,695,000 | $1,065,000 | -37.2% | 0.0% |
| ARC HOME LLC | $1,380,000 | $1,055,000 | -23.6% | 0.0% |
| RF Renovo Management Company, LLC | $1,050,000 | n/a | 0.0% | |
| ServisFirst Bank | $2,340,000 | $1,045,000 | -55.3% | 0.0% |
| Bank of England | $1,635,000 | $1,040,000 | -36.4% | 0.0% |
| A&D Mortgage LLC | $1,510,000 | $1,030,000 | -31.8% | 0.0% |
| Atlantic Coast Mortgage, LLC | $425,000 | $1,030,000 | 142.4% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $1,470,000 | $1,010,000 | -31.3% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $990,000 | n/a | 0.0% | |
| Armed Forces Bank | $395,000 | $970,000 | 145.6% | 0.0% |
| Loan Simple, Inc. | $925,000 | n/a | 0.0% | |
| Connexus Credit Union | $110,000 | $920,000 | 736.4% | 0.0% |
| LIMA ONE CAPITAL, LLC | $1,425,000 | $890,000 | -37.5% | 0.0% |
| Southern Bank and Trust Company | $285,000 | $890,000 | 212.3% | 0.0% |
| The Bank of South Carolina | $885,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $990,000 | $855,000 | -13.6% | 0.0% |
| CHEVRON | $850,000 | n/a | 0.0% | |
| LOANPAL, LLC | $215,000 | $850,000 | 295.3% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $215,000 | $840,000 | 290.7% | 0.0% |
| FOUNDERS FEDERAL CREDIT UNION | $840,000 | n/a | 0.0% | |
| COUNTRYPLACE MORTGAGE, LTD. | $140,000 | $830,000 | 492.9% | 0.0% |
| SPRING EQ, LLC | $1,095,000 | $830,000 | -24.2% | 0.0% |
| VERITAS FUNDING, LLC | $215,000 | $825,000 | 283.7% | 0.0% |
| HARTFORD FUNDING, LTD. | $820,000 | n/a | 0.0% | |
| Metro City Bank | $810,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $875,000 | $785,000 | -10.3% | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | $775,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $2,980,000 | $765,000 | -74.3% | 0.0% |
| Paragon Bank | $900,000 | $765,000 | -15.0% | 0.0% |
| THRIVENT Federal Credit Union | $365,000 | $760,000 | 108.2% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $2,370,000 | $755,000 | -68.1% | 0.0% |
| The First, A National Banking Association | $755,000 | n/a | 0.0% | |
| Gateway First Bank | $245,000 | $750,000 | 206.1% | 0.0% |
| Simmons Bank | $465,000 | $750,000 | 61.3% | 0.0% |
| The Fidelity Bank | $735,000 | n/a | 0.0% | |
| Uwharrie Bank | $1,675,000 | $730,000 | -56.4% | 0.0% |
| BMO Harris Bank | $9,870,000 | $725,000 | -92.7% | 0.0% |
| Leader Bank | $725,000 | n/a | 0.0% | |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $720,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $820,000 | $720,000 | -12.2% | 0.0% |
| Lakeview Community Capital, LLC | $295,000 | $720,000 | 144.1% | 0.0% |
| BM Real Estate Services, Inc. | $715,000 | n/a | 0.0% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $700,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $700,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $700,000 | n/a | 0.0% | |
| Princeton Mortgage Corporation | $1,010,000 | $700,000 | -30.7% | 0.0% |
| DIRECT MORTGAGE, CORP. | $345,000 | $685,000 | 98.6% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $3,600,000 | $680,000 | -81.1% | 0.0% |
| TOWNE MORTGAGE COMPANY | $465,000 | $670,000 | 44.1% | 0.0% |
| Northwest Federal Credit Union | $180,000 | $660,000 | 266.7% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $1,025,000 | $640,000 | -37.6% | 0.0% |
| Valley National Bank | $2,130,000 | $625,000 | -70.7% | 0.0% |
| BankPlus | $615,000 | n/a | 0.0% | |
| Bell Bank | $315,000 | $610,000 | 93.7% | 0.0% |
| NBH Bank | $605,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $3,010,000 | $605,000 | -79.9% | 0.0% |
| Bank of Dudley | $595,000 | n/a | 0.0% | |
| M&T Bank | $710,000 | $580,000 | -18.3% | 0.0% |
| ATLANTA POSTAL | $575,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $575,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $830,000 | $570,000 | -31.3% | 0.0% |
| AgSouth Farm Credit, ACA | $555,000 | n/a | 0.0% | |
| First-Lockhart National Bank | $555,000 | n/a | 0.0% | |
| LEGEND LENDING CORPORATION | $335,000 | $555,000 | 65.7% | 0.0% |
| THE MORTGAGE FIRM, INC. | $735,000 | $555,000 | -24.5% | 0.0% |
| CAPITAL CENTER, L.L.C. | $275,000 | $550,000 | 100.0% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $540,000 | n/a | 0.0% | |
| First United Bank and Trust Company | $1,500,000 | $535,000 | -64.3% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $535,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $165,000 | $530,000 | 221.2% | 0.0% |
| Home Mortgage Alliance Corp | $525,000 | n/a | 0.0% | |
| Sunflower Bank | $525,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $495,000 | $515,000 | 4.0% | 0.0% |
| CITIZENS EQUITY FIRST | $530,000 | $505,000 | -4.7% | 0.0% |
| First Western Trust Bank | $395,000 | $505,000 | 27.8% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $505,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $910,000 | $495,000 | -45.6% | 0.0% |
| Fortress Bank | $485,000 | n/a | 0.0% | |
| TOWER | $820,000 | $485,000 | -40.9% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $430,000 | $480,000 | 11.6% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,035,000 | $475,000 | -54.1% | 0.0% |
| New Peoples Bank, Inc. | $225,000 | $470,000 | 108.9% | 0.0% |
| FUNDLOANS CAPITAL | $465,000 | n/a | 0.0% | |
| SILVER HILL FUNDING, LLC | $465,000 | n/a | 0.0% | |
| Ukrainian Federal Credit Union | $125,000 | $465,000 | 272.0% | 0.0% |
| AmRes Corporation | $375,000 | $455,000 | 21.3% | 0.0% |
| WINGS FINANCIAL | $455,000 | n/a | 0.0% | |
| Franklin Loan Corporation | $445,000 | n/a | 0.0% | |
| Servion, Inc. | $590,000 | $445,000 | -24.6% | 0.0% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $660,000 | $445,000 | -32.6% | 0.0% |
| V.I.P. MORTGAGE, INC. | $165,000 | $445,000 | 169.7% | 0.0% |
| Farmers Bank & Trust | $2,245,000 | $435,000 | -80.6% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $435,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $2,090,000 | $425,000 | -79.7% | 0.0% |
| EMBRACE HOME LOANS, INC. | $1,655,000 | $425,000 | -74.3% | 0.0% |
| JMJ FINANCIAL GROUP | $415,000 | n/a | 0.0% | |
| Blue Ridge Bank | $365,000 | $405,000 | 11.0% | 0.0% |
| First Palmetto Bank | $760,000 | $405,000 | -46.7% | 0.0% |
| Bank First, N.A. | $385,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $425,000 | $385,000 | -9.4% | 0.0% |
| First Community Bank of East Tennessee | $495,000 | $385,000 | -22.2% | 0.0% |
| First Financial Bank | $385,000 | n/a | 0.0% | |
| PULTE MORTGAGE LLC | $385,000 | n/a | 0.0% | |
| Mortgage Assurance Inc. | $920,000 | $365,000 | -60.3% | 0.0% |
| LATINO COMMUNITY CREDIT UNION | $265,000 | $360,000 | 35.8% | 0.0% |
| MORTGAGE ACCESS CORP. | $710,000 | $355,000 | -50.0% | 0.0% |
| RESIDENTIAL BANCORP | $745,000 | $355,000 | -52.3% | 0.0% |
| S1L, Inc. | $355,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $640,000 | $355,000 | -44.5% | 0.0% |
| Colony Bank | $345,000 | n/a | 0.0% | |
| UNITED PREMIER FUNDING, LLC | $345,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $335,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP | $335,000 | n/a | 0.0% | |
| City National Bank of Florida | $880,000 | $325,000 | -63.1% | 0.0% |
| Elements Financial Federal Credit Union | $325,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $840,000 | $320,000 | -61.9% | 0.0% |
| United Bank | $630,000 | $315,000 | -50.0% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $700,000 | $310,000 | -55.7% | 0.0% |
| BankSouth | $305,000 | n/a | 0.0% | |
| First Bank | $46,160,000 | $305,000 | -99.3% | 0.0% |
| First Federal Savings Bank of Lincolnton | $305,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $305,000 | n/a | 0.0% | |
| Mortgage Bank of California | $305,000 | n/a | 0.0% | |
| NORTHEAST HOME LOAN, LLC | $305,000 | n/a | 0.0% | |
| FirstBank | $605,000 | $295,000 | -51.2% | 0.0% |
| Home Federal Bank Corporation | $295,000 | n/a | 0.0% | |
| Summit Mortgage Corporation | $290,000 | n/a | 0.0% | |
| Envision Credit Union | $285,000 | n/a | 0.0% | |
| Midwest Mortgage Associates Corporation | $285,000 | n/a | 0.0% | |
| NEW WAVE LENDING GROUP INC | $285,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $225,000 | $285,000 | 26.7% | 0.0% |
| AIR ACADEMY | $235,000 | $265,000 | 12.8% | 0.0% |
| Arthur State Bank | $265,000 | n/a | 0.0% | |
| FIRST COMMERCE CREDIT UNION | $265,000 | n/a | 0.0% | |
| The Citizens Bank | $265,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $2,815,000 | $255,000 | -90.9% | 0.0% |
| Capital City Bank | $255,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $1,965,000 | $255,000 | -87.0% | 0.0% |
| GEORGIA UNITED | $255,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $255,000 | n/a | 0.0% | |
| MIDFLORIDA | $255,000 | n/a | 0.0% | |
| Piedmont Federal Savings Bank | $255,000 | n/a | 0.0% | |
| FIRST BANCORP | $345,000 | $245,000 | -29.0% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $245,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,190,000 | $235,000 | -80.3% | 0.0% |
| Bank of Tennessee | $245,000 | $235,000 | -4.1% | 0.0% |
| First Central Savings Bank | $235,000 | n/a | 0.0% | |
| NMSI, INC. | $235,000 | n/a | 0.0% | |
| Assurance Financial Group, L.L.C. | $320,000 | $215,000 | -32.8% | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | $620,000 | $215,000 | -65.3% | 0.0% |
| Suncoast Credit Union | $35,000 | $215,000 | 514.3% | 0.0% |
| Coastal Carolina National Bank | $825,000 | $205,000 | -75.2% | 0.0% |
| General Mortgage Capital Corporation | $205,000 | n/a | 0.0% | |
| Liberty Savings Bank, F.S.B. | $185,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $105,000 | $185,000 | 76.2% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $175,000 | n/a | 0.0% | |
| Merchants Mortgage & Trust Corporation | $165,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $900,000 | $165,000 | -81.7% | 0.0% |
| MICHIGAN MUTUAL, INC. | $2,225,000 | $155,000 | -93.0% | 0.0% |
| Montgomery Bank | $155,000 | n/a | 0.0% | |
| PIEDMONT ADVANTAGE CREDIT UNION | $155,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $550,000 | $145,000 | -73.6% | 0.0% |
| State Department Federal Credit Union | $1,060,000 | $135,000 | -87.3% | 0.0% |
| Union Savings Bank | $135,000 | n/a | 0.0% | |
| ITHINK FINANCIAL Credit Union | $130,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $105,000 | $130,000 | 23.8% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $125,000 | n/a | 0.0% | |
| Atlantic Union Bank | $125,000 | n/a | 0.0% | |
| CLIFFCO, INC. | $125,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,030,000 | $115,000 | -88.8% | 0.0% |
| Park Lane Finance Solutions, LLC | $45,000 | $115,000 | 155.6% | 0.0% |
| Axos Bank | $1,005,000 | $105,000 | -89.6% | 0.0% |
| CPM Federal Credit Union | $105,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $200,000 | $105,000 | -47.5% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $55,000 | $105,000 | 90.9% | 0.0% |
| CENTRAL ONE FEDERAL CREDIT UNION | $365,000 | $95,000 | -74.0% | 0.0% |
| SHARONVIEW FEDERAL CREDIT UNION | $90,000 | n/a | 0.0% | |
| CORNING | $670,000 | $85,000 | -87.3% | 0.0% |
| Deere Employees Credit Union | $910,000 | $85,000 | -90.7% | 0.0% |
| Gulf Coast Bank and Trust Company | $85,000 | n/a | 0.0% | |
| FAIRWINDS CREDIT UNION | $295,000 | $75,000 | -74.6% | 0.0% |
| Patriot Bank | $65,000 | n/a | 0.0% | |
| Skyline National Bank | $255,000 | $55,000 | -78.4% | 0.0% |
| DIGITAL Federal Credit Union | $190,000 | $35,000 | -81.6% | 0.0% |
ASHEVILLE's top lender by overall market share is MOVEMENT MORTGAGE, LLC, with 6.8% market share. In second place, with 6.5%, is STATE EMPLOYEES', having originated $192,785,000 in loans. In third place, with 5.9%, is First-Citizens Bank & Trust Company, having originated $175,125,000 in loans. In fourth place, with 5.6%, is QUICKEN LOANS, LLC, having originated $164,900,000 in loans. In fifth place, with 3.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $108,340,000 in loans.
ASHEVILLE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ASHEVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $381,600 (1.2%) | $538,570 (-4.7%) | 1.41 | 1,917 |
| 2018-02-01 | $379,000 (-3.3%) | $532,851 (-7.5%) | 1.38 | 1,880 |
| 2018-03-01 | $379,000 (-2.7%) | $538,478 (-6.1%) | 1.33 | 1,930 |
| 2018-04-01 | $387,675 (-1.0%) | $536,939 (-5.7%) | 1.31 | 2,017 |
| 2018-05-01 | $394,875 (-1.0%) | $533,969 (-7.6%) | 1.32 | 2,099 |
| 2018-06-01 | $399,900 (0.1%) | $563,261 (-0.8%) | 1.33 | 2,113 |
| 2018-07-01 | $399,450 (0.1%) | $552,165 (-2.0%) | 1.33 | 2,171 |
| 2018-08-01 | $399,000 (0.0%) | $541,769 (-5.1%) | 1.34 | 2,269 |
| 2018-09-01 | $399,000 (0.0%) | $543,053 (-4.9%) | 1.34 | 2,362 |
| 2018-10-01 | $392,500 (-1.4%) | $536,655 (-5.2%) | 1.33 | 2,452 |
| 2018-11-01 | $389,000 (-2.5%) | $527,840 (-6.8%) | 1.32 | 2,382 |
| 2018-12-01 | $386,000 (-3.3%) | $530,241 (-6.6%) | 1.33 | 2,187 |
| 2019-01-01 | $389,900 (2.2%) | $537,723 (-0.2%) | 1.35 | 1,946 |
| 2019-02-01 | $389,750 (2.8%) | $541,289 (1.6%) | 1.32 | 1,872 |
| 2019-03-01 | $397,143 (4.8%) | $550,958 (2.3%) | 1.30 | 1,952 |
| 2019-04-01 | $406,450 (4.8%) | $565,975 (5.4%) | 1.29 | 2,060 |
| 2019-05-01 | $425,000 (7.6%) | $577,895 (8.2%) | 1.33 | 2,184 |
| 2019-06-01 | $423,750 (6.0%) | $578,972 (2.8%) | 1.32 | 2,309 |
| 2019-07-01 | $419,950 (5.1%) | $571,738 (3.5%) | 1.31 | 2,302 |
| 2019-08-01 | $420,153 (5.3%) | $571,568 (5.5%) | 1.33 | 2,320 |
| 2019-09-01 | $417,254 (4.6%) | $567,861 (4.6%) | 1.34 | 2,325 |
| 2019-10-01 | $417,441 (6.4%) | $566,948 (5.6%) | 1.35 | 2,327 |
| 2019-11-01 | $418,900 (7.7%) | $571,330 (8.2%) | 1.37 | 2,174 |
| 2019-12-01 | $417,119 (8.1%) | $572,148 (7.9%) | 1.39 | 1,889 |
| 2020-01-01 | $419,450 (7.6%) | $586,619 (9.1%) | 1.40 | 1,642 |
| 2020-02-01 | $425,000 (9.0%) | $591,224 (9.2%) | 1.39 | 1,502 |
| 2020-03-01 | $429,490 (8.1%) | $598,102 (8.6%) | 1.35 | 1,551 |
| 2020-04-01 | $418,500 (3.0%) | $580,394 (2.6%) | 1.31 | 1,690 |
| 2020-05-01 | $430,000 (1.2%) | $603,773 (4.5%) | 1.31 | 1,684 |
| 2020-06-01 | $440,000 (3.8%) | $617,715 (6.7%) | 1.30 | 1,634 |
| 2020-07-01 | $442,450 (5.4%) | $627,880 (9.8%) | 1.28 | 1,546 |
| 2020-08-01 | $445,000 (5.9%) | $637,424 (11.5%) | 1.28 | 1,413 |
| 2020-09-01 | $452,500 (8.5%) | $664,980 (17.1%) | 1.30 | 1,358 |
| 2020-10-01 | $464,250 (11.2%) | $676,761 (19.4%) | 1.33 | 1,324 |
| 2020-11-01 | $465,000 (11.0%) | $686,866 (20.2%) | 1.36 | 1,215 |
| 2020-12-01 | $475,000 (13.9%) | $712,129 (24.5%) | 1.41 | 1,080 |
| 2021-01-01 | $477,000 (13.7%) | $718,749 (22.5%) | 1.42 | 899 |
| 2021-02-01 | $467,000 (9.9%) | $714,880 (20.9%) | 1.36 | 762 |
| 2021-03-01 | $466,500 (8.6%) | $724,511 (21.1%) | 1.32 | 687 |
| 2021-04-01 | $472,000 (12.8%) | $741,808 (27.8%) | 1.28 | 696 |
| 2021-05-01 | $489,900 (13.9%) | $769,982 (27.5%) | 1.30 | 721 |
| 2021-06-01 | $479,250 (8.9%) | $743,721 (20.4%) | 1.26 | 901 |
| 2021-07-01 | $468,500 (5.9%) | $718,865 (14.5%) | 1.24 | 982 |
| 2021-08-01 | $452,380 (1.7%) | $713,277 (11.9%) | 1.21 | 1,020 |
| 2021-09-01 | $471,975 (4.3%) | $742,581 (11.7%) | 1.26 | 1,024 |
| 2021-10-01 | $481,970 (3.8%) | $749,441 (10.7%) | 1.29 | 978 |
| 2021-11-01 | $485,510 (4.4%) | $770,185 (12.1%) | 1.30 | 849 |
| 2021-12-01 | $492,500 (3.7%) | $812,544 (14.1%) | 1.33 | 719 |
| 2022-01-01 | $525,000 (10.1%) | $884,393 (23.1%) | 1.42 | 558 |
| 2022-02-01 | $570,175 (22.1%) | $971,920 (36.0%) | 1.48 | 454 |
| 2022-03-01 | $587,205 (25.9%) | $972,728 (34.3%) | 1.47 | 431 |
| 2022-04-01 | $579,000 (22.7%) | $937,993 (26.5%) | 1.38 | 483 |
| 2022-05-01 | $595,000 (21.5%) | $902,865 (17.3%) | 1.36 | 673 |
| 2022-06-01 | $584,500 (22.0%) | $863,864 (16.2%) | 1.30 | 784 |
| 2022-07-01 | $550,000 (17.4%) | $818,499 (13.9%) | 1.24 | 921 |
| 2022-08-01 | $543,250 (20.1%) | $791,967 (11.0%) | 1.26 | 940 |
| 2022-09-01 | $545,119 (15.5%) | $816,071 (9.9%) | 1.27 | 946 |
| 2022-10-01 | $550,000 (14.1%) | $834,960 (11.4%) | 1.29 | 1,039 |
| 2022-11-01 | $573,650 (18.2%) | $840,875 (9.2%) | 1.38 | 1,008 |
| 2022-12-01 | $575,000 (16.8%) | $845,914 (4.1%) | 1.42 | 885 |
| 2023-01-01 | $577,850 (10.1%) | $841,255 (-4.9%) | 1.43 | 772 |
| 2023-02-01 | $599,000 (5.1%) | $870,974 (-10.4%) | 1.45 | 660 |
| 2023-03-01 | $612,500 (4.3%) | $892,262 (-8.3%) | 1.44 | 678 |
| 2023-04-01 | $620,000 (7.1%) | $907,237 (-3.3%) | 1.44 | 754 |
| 2023-05-01 | $625,000 (5.0%) | $929,794 (3.0%) | 1.42 | 863 |
| 2023-06-01 | $644,000 (10.2%) | $939,322 (8.7%) | 1.45 | 905 |
| 2023-07-01 | $625,000 (13.6%) | $927,648 (13.3%) | 1.42 | 949 |
| 2023-08-01 | $628,246 (15.7%) | $910,912 (15.0%) | 1.44 | 972 |
| 2023-09-01 | $620,000 (13.7%) | $890,091 (9.1%) | 1.44 | 1,034 |
| 2023-10-01 | $599,125 (8.9%) | $883,702 (5.8%) | 1.41 | 1,162 |
| 2023-11-01 | $587,655 (2.4%) | $866,971 (3.1%) | 1.40 | 1,181 |
| 2023-12-01 | $559,000 (-2.8%) | $848,294 (0.3%) | 1.36 | 1,078 |
| 2024-01-01 | $565,000 (-2.2%) | $875,547 (4.1%) | 1.38 | 925 |
| 2024-02-01 | $549,938 (-8.2%) | $870,453 (-0.1%) | 1.32 | 872 |
| 2024-03-01 | $565,500 (-7.7%) | $875,884 (-1.8%) | 1.33 | 965 |
| 2024-04-01 | $575,000 (-7.3%) | $856,686 (-5.6%) | 1.34 | 1,066 |
| 2024-05-01 | $635,000 (1.6%) | $928,141 (-0.2%) | 1.44 | 1,124 |
| 2024-06-01 | $600,000 (-6.8%) | $890,164 (-5.2%) | 1.36 | 1,215 |
| 2024-07-01 | $586,000 (-6.2%) | $887,812 (-4.3%) | 1.34 | 1,329 |
| 2024-08-01 | $579,000 (-7.8%) | $874,610 (-4.0%) | 1.35 | 1,449 |
| 2024-09-01 | $585,000 (-5.7%) | $873,180 (-1.9%) | 1.38 | 1,564 |
| 2024-10-01 | $583,543 (-2.6%) | $854,531 (-3.3%) | 1.37 | 1,441 |
| 2024-11-01 | $575,000 (-2.2%) | $844,461 (-2.6%) | 1.38 | 1,453 |
| 2024-12-01 | $572,225 (2.4%) | $839,983 (-1.0%) | 1.42 | 1,352 |
| 2025-01-01 | $566,625 (0.3%) | $844,317 (-3.6%) | 1.41 | 1,263 |
| 2025-02-01 | $575,820 (4.7%) | $845,195 (-2.9%) | 1.40 | 1,308 |
| 2025-03-01 | $578,800 (2.4%) | $846,979 (-3.3%) | 1.36 | 1,444 |
| 2025-04-01 | $594,000 (3.3%) | $848,485 (-1.0%) | 1.38 | 1,796 |
ASHEVILLE's median listing price for 2025-04-01 was $594,000, a difference of
$19,000
(3.3%) versus the prior year and
$15,200 versus the prior month.
ASHEVILLE's median listing price comes in at 138% of the national average.
ASHEVILLE's average listing price for 2025-04-01 was $848,485, a difference of $-8,201 (-1.0%) versus the prior year and $1,506 versus the prior month.
For the 2025-04-01 period, ASHEVILLE had 1,796 MLS listings, a difference of 352 listings (24%) versus the prior month and 730 listings (68%) versus the prior year.
ASHEVILLE's median listing price comes in at 138% of the national average.
ASHEVILLE's average listing price for 2025-04-01 was $848,485, a difference of $-8,201 (-1.0%) versus the prior year and $1,506 versus the prior month.
For the 2025-04-01 period, ASHEVILLE had 1,796 MLS listings, a difference of 352 listings (24%) versus the prior month and 730 listings (68%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ASHEVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 102 days | 2,246 sqft |
| 2018-02-01 | 46 days | 2,203 sqft |
| 2018-03-01 | 68 days | 2,168 sqft |
| 2018-04-01 | 78 days | 2,195 sqft |
| 2018-05-01 | 71 days | 2,211 sqft |
| 2018-06-01 | 69 days | 2,200 sqft |
| 2018-07-01 | 70 days | 2,220 sqft |
| 2018-08-01 | 74 days | 2,206 sqft |
| 2018-09-01 | 78 days | 2,188 sqft |
| 2018-10-01 | 81 days | 2,153 sqft |
| 2018-11-01 | 86 days | 2,128 sqft |
| 2018-12-01 | 96 days | 2,108 sqft |
| 2019-01-01 | 109 days | 2,095 sqft |
| 2019-02-01 | 110 days | 2,080 sqft |
| 2019-03-01 | 91 days | 2,138 sqft |
| 2019-04-01 | 62 days | 2,186 sqft |
| 2019-05-01 | 59 days | 2,228 sqft |
| 2019-06-01 | 60 days | 2,228 sqft |
| 2019-07-01 | 66 days | 2,221 sqft |
| 2019-08-01 | 70 days | 2,193 sqft |
| 2019-09-01 | 76 days | 2,173 sqft |
| 2019-10-01 | 78 days | 2,169 sqft |
| 2019-11-01 | 79 days | 2,176 sqft |
| 2019-12-01 | 90 days | 2,158 sqft |
| 2020-01-01 | 106 days | 2,154 sqft |
| 2020-02-01 | 107 days | 2,152 sqft |
| 2020-03-01 | 81 days | 2,141 sqft |
| 2020-04-01 | 72 days | 2,094 sqft |
| 2020-05-01 | 72 days | 2,166 sqft |
| 2020-06-01 | 71 days | 2,179 sqft |
| 2020-07-01 | 63 days | 2,197 sqft |
| 2020-08-01 | 63 days | 2,184 sqft |
| 2020-09-01 | 58 days | 2,213 sqft |
| 2020-10-01 | 57 days | 2,179 sqft |
| 2020-11-01 | 60 days | 2,127 sqft |
| 2020-12-01 | 67 days | 2,110 sqft |
| 2021-01-01 | 78 days | 2,043 sqft |
| 2021-02-01 | 82 days | 1,983 sqft |
| 2021-03-01 | 56 days | 1,941 sqft |
| 2021-04-01 | 46 days | 1,947 sqft |
| 2021-05-01 | 37 days | 2,001 sqft |
| 2021-06-01 | 35 days | 1,932 sqft |
| 2021-07-01 | 42 days | 1,892 sqft |
| 2021-08-01 | 47 days | 1,866 sqft |
| 2021-09-01 | 51 days | 1,916 sqft |
| 2021-10-01 | 52 days | 1,955 sqft |
| 2021-11-01 | 58 days | 1,937 sqft |
| 2021-12-01 | 71 days | 1,947 sqft |
| 2022-01-01 | 79 days | 1,943 sqft |
| 2022-02-01 | 73 days | 1,954 sqft |
| 2022-03-01 | 46 days | 2,036 sqft |
| 2022-04-01 | 30 days | 2,037 sqft |
| 2022-05-01 | 30 days | 2,107 sqft |
| 2022-06-01 | 33 days | 2,086 sqft |
| 2022-07-01 | 37 days | 2,040 sqft |
| 2022-08-01 | 43 days | 2,042 sqft |
| 2022-09-01 | 47 days | 2,006 sqft |
| 2022-10-01 | 48 days | 2,080 sqft |
| 2022-11-01 | 54 days | 2,102 sqft |
| 2022-12-01 | 68 days | 2,058 sqft |
| 2023-01-01 | 82 days | 1,975 sqft |
| 2023-02-01 | 86 days | 2,014 sqft |
| 2023-03-01 | 59 days | 2,056 sqft |
| 2023-04-01 | 46 days | 2,074 sqft |
| 2023-05-01 | 43 days | 2,096 sqft |
| 2023-06-01 | 46 days | 2,161 sqft |
| 2023-07-01 | 51 days | 2,124 sqft |
| 2023-08-01 | 52 days | 2,123 sqft |
| 2023-09-01 | 50 days | 2,103 sqft |
| 2023-10-01 | 51 days | 2,082 sqft |
| 2023-11-01 | 57 days | 2,003 sqft |
| 2023-12-01 | 70 days | 1,959 sqft |
| 2024-01-01 | 83 days | 1,907 sqft |
| 2024-02-01 | 83 days | 1,866 sqft |
| 2024-03-01 | 57 days | 1,900 sqft |
| 2024-04-01 | 43 days | 1,931 sqft |
| 2024-05-01 | 40 days | 2,020 sqft |
| 2024-06-01 | 49 days | 1,990 sqft |
| 2024-07-01 | 50 days | 1,967 sqft |
| 2024-08-01 | 53 days | 1,962 sqft |
| 2024-09-01 | 57 days | 1,939 sqft |
| 2024-10-01 | 72 days | 1,950 sqft |
| 2024-11-01 | 79 days | 1,914 sqft |
| 2024-12-01 | 92 days | 1,895 sqft |
| 2025-01-01 | 81 days | 1,887 sqft |
| 2025-02-01 | 79 days | 1,902 sqft |
| 2025-03-01 | 58 days | 1,897 sqft |
| 2025-04-01 | 50 days | 1,944 sqft |
ASHEVILLE's median listing age (time on market) for 2025-04-01 was 50 days.
This
is 15%
longer
than the same period one year ago.
ASHEVILLE's median square footage for active listings during the 2025-04-01 period was 1,944 sqft. One year prior, the average listing was 1,931 sqft.
ASHEVILLE's median square footage for active listings during the 2025-04-01 period was 1,944 sqft. One year prior, the average listing was 1,931 sqft.
ASHEVILLE, NC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 4,928 | $2,017,570,000 | $409,409 |
| Home Improvement | 1,173 | $146,715,000 | $125,077 |
| Cash Out Refi | 1,084 | $276,740,000 | $255,295 |
| Refi | 1,080 | $350,620,000 | $324,648 |
| Other | 979 | $155,315,000 | $158,647 |
Asheville's most frequently cited loan purpose was Home Purchase, with 4,928 originations. The 2nd most popular reason was Home Improvement, with 1,173 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 3,659 | $1,332,715,000 | $364,229 |
| 7-8% | 2,363 | $648,885,000 | $274,602 |
| Over 8% | 1,585 | $292,145,000 | $184,319 |
| 5-6% | 1,418 | $519,810,000 | $366,580 |
| 4-5% | 89 | $40,545,000 | $455,562 |
| <2.5% | 58 | $3,360,000 | $57,931 |
| 3-4% | 21 | $21,505,000 | $1,024,048 |
| 2.5-3% | 12 | $3,190,000 | $265,833 |
During 2024, Asheville's most frequently originated rate bucket was 6-7%, with 3,659 originations.
Loan Sizing (ASHEVILLE, NC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 3,710 | $1,095,790,000 | $295,361 |
| $100,000 or less | 1,739 | $99,215,000 | $57,053 |
| $100k-200k | 1,646 | $232,580,000 | $141,300 |
| $400k-600k | 1,404 | $662,630,000 | $471,959 |
| $600k-1000k | 568 | $410,910,000 | $723,433 |
| $Over $1MM | 177 | $445,835,000 | $2,518,842 |
ASHEVILLE's loan sizing saw the bucket of loans from $200k-400k with 3,710 originations, totaling $1,095,790,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,750 | $1,112,050,000 | $404,382 |
| 60-80% | 2,029 | $905,005,000 | $446,035 |
| Under 20% | 1,691 | $123,535,000 | $73,054 |
| 20-40% | 1,427 | $248,635,000 | $174,236 |
| 40-60% | 1,114 | $388,470,000 | $348,716 |
| Over 100% | 97 | $55,335,000 | $570,464 |
ASHEVILLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,750 originations, totaling $1,112,050,000 in origination value.