ASHEVILLE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Asheville averaged
6.51%
for the week of 2024-11-07, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2024-10-31) was
6.34% and
one month ago for the week of 2024-10-03, the
average rate was 5.74%.
Asheville's average rate one year ago was 7.68%.
For refis of the same type during the week of 2024-11-07, the average rate
was 6.72%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-07 | 6.79% |
| Asheville 30 Year Fixed Rate | 2024-11-07 | 6.51% |
| Asheville 30 Year Fixed Rate Refi | 2024-11-07 | 6.72% |
| Asheville 15 Year Fixed Rate | 2024-11-07 | 5.8% |
| Asheville 15 Year Fixed Rate Refi | 2024-11-07 | 6.5% |
| Asheville 30 Year FHA | 2024-11-07 | 6.32% |
| Asheville 30 Year FHA Refi | 2024-11-07 | 6.53% |
| Asheville 30 Year USDA | 2024-11-07 | 6.58% |
| Asheville 30 Year USDA Refi | 2024-11-07 | 6.28% |
| Asheville 30 Year VA | 2024-11-07 | 6.39% |
| Asheville 30 Year VA Refi | 2024-11-07 | 6.44% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ASHEVILLE, NC.
ASHEVILLE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ASHEVILLE, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ASHEVILLE Average Closing Costs & Other Stats
ASHEVILLE, NC's 285 lenders originated 9,596
loans during 2023. The total origination value was $2,815,300,000, with an average loan value of
$293,383.
ASHEVILLE's average closing costs are $4,787.
The top ASHEVILLE lender as defined by loan originations is MOVEMENT MORTGAGE, LLC, with
435 loans originated. Their average total fees are
$5,955, which is $1,347
higher than the next largest lender,
STATE EMPLOYEES'.
The lowest fee ASHEVILLE lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($1,179), TD Bank ($3,813), HomeTrust Bank ($3,854), Magnolia Bank ($3,952) and Morgan Stanley Private Bank ($4,131).
The lowest rate ASHEVILLE lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.65%), First Bank (5.79%), Morgan Stanley Private Bank (5.84%), STATE EMPLOYEES' (5.91%) and LOCAL GOVERNMENT FEDERAL CREDIT UNION (5.91%).
ASHEVILLE, NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| STATE EMPLOYEES' | $383,900,000 | $228,550,000 | -40.5% | 8.1% |
| MOVEMENT MORTGAGE, LLC | $300,795,000 | $203,435,000 | -32.4% | 7.2% |
| QUICKEN LOANS, LLC | $243,880,000 | $146,375,000 | -40.0% | 5.2% |
| First-Citizens Bank & Trust Company | $214,120,000 | $136,555,000 | -36.2% | 4.9% |
| HomeTrust Bank | $190,460,000 | $124,120,000 | -34.8% | 4.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $126,645,000 | $90,455,000 | -28.6% | 3.2% |
| UNITED | $120,675,000 | $70,010,000 | -42.0% | 2.5% |
| DHI MORTGAGE COMPANY, LTD. | $44,835,000 | $69,235,000 | 54.4% | 2.5% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $70,065,000 | $66,195,000 | -5.5% | 2.4% |
| Truist | $136,110,000 | $57,540,000 | -57.7% | 2.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $55,175,000 | n/a | 2.0% | |
| TD Bank | $53,060,000 | $52,130,000 | -1.8% | 1.9% |
| Wells Fargo Bank | $88,645,000 | $49,855,000 | -43.8% | 1.8% |
| United Community Bank | $87,930,000 | $49,535,000 | -43.7% | 1.8% |
| First Bank | $162,075,000 | $46,160,000 | -71.5% | 1.6% |
| Champion Credit Union | $67,265,000 | $45,035,000 | -33.0% | 1.6% |
| Bank of America | $83,010,000 | $43,200,000 | -48.0% | 1.5% |
| GUARANTEED RATE, INC. | $69,265,000 | $39,450,000 | -43.0% | 1.4% |
| Hancock Whitney Bank | $35,505,000 | n/a | 1.3% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $58,175,000 | $35,020,000 | -39.8% | 1.2% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $47,965,000 | $31,100,000 | -35.2% | 1.1% |
| Grandbridge Real Estate Capital LLC | $30,620,000 | n/a | 1.1% | |
| Mortgage Research Center, LLC | $27,020,000 | $29,580,000 | 9.5% | 1.1% |
| Alcova Mortgage LLC | $48,680,000 | $26,460,000 | -45.6% | 0.9% |
| GoPrime Mortgage, Inc. | $53,080,000 | $26,040,000 | -50.9% | 0.9% |
| The Park National Bank | $19,665,000 | $23,045,000 | 17.2% | 0.8% |
| American Security Mortgage Corp. | $26,115,000 | $22,880,000 | -12.4% | 0.8% |
| NAVY FEDERAL CREDIT UNION | $28,905,000 | $22,670,000 | -21.6% | 0.8% |
| Morgan Stanley Private Bank | $19,360,000 | $22,250,000 | 14.9% | 0.8% |
| PNC Bank | $35,350,000 | $22,180,000 | -37.3% | 0.8% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $24,205,000 | $19,850,000 | -18.0% | 0.7% |
| JPMorgan Chase Bank | $45,260,000 | $19,575,000 | -56.7% | 0.7% |
| BAY EQUITY LLC | $33,815,000 | $18,980,000 | -43.9% | 0.7% |
| CROSSCOUNTRY MORTGAGE, LLC | $20,000,000 | $18,800,000 | -6.0% | 0.7% |
| The Huntington National Bank | $7,810,000 | $18,490,000 | 136.7% | 0.7% |
| UNION HOME MORTGAGE CORP. | $21,955,000 | $17,635,000 | -19.7% | 0.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $21,815,000 | $17,440,000 | -20.1% | 0.6% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $18,310,000 | $17,000,000 | -7.2% | 0.6% |
| First National Bank of Pennsylvania | $20,375,000 | $16,615,000 | -18.5% | 0.6% |
| U.S. Bank | $48,140,000 | $15,875,000 | -67.0% | 0.6% |
| First Horizon Bank | $25,310,000 | $15,495,000 | -38.8% | 0.6% |
| Telco Community Credit Union | $18,475,000 | $15,295,000 | -17.2% | 0.5% |
| CMG MORTGAGE, INC. | $6,800,000 | $15,040,000 | 121.2% | 0.5% |
| LOANDEPOT.COM, LLC | $38,935,000 | $14,905,000 | -61.7% | 0.5% |
| South State Bank | $51,770,000 | $13,560,000 | -73.8% | 0.5% |
| USAA Federal Savings Bank | $14,595,000 | $13,240,000 | -9.3% | 0.5% |
| Fifth Third Bank | $20,850,000 | $11,505,000 | -44.8% | 0.4% |
| WALKER & DUNLOP, LLC | $43,535,000 | $10,195,000 | -76.6% | 0.4% |
| BMO Harris Bank | $3,560,000 | $9,870,000 | 177.2% | 0.4% |
| ORIX REAL ESTATE CAPITAL, LLC | $9,790,000 | n/a | 0.3% | |
| Citizens Bank | $35,740,000 | $9,465,000 | -73.5% | 0.3% |
| CARDINAL FINANCIAL | $22,165,000 | $9,170,000 | -58.6% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $26,140,000 | $9,120,000 | -65.1% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $9,995,000 | $8,975,000 | -10.2% | 0.3% |
| PENNYMAC LOAN SERVICES, LLC | $27,425,000 | $8,865,000 | -67.7% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $22,330,000 | $8,635,000 | -61.3% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $27,400,000 | $8,490,000 | -69.0% | 0.3% |
| Regions Bank | $9,475,000 | $8,085,000 | -14.7% | 0.3% |
| Goldman Sachs Bank USA | $3,825,000 | $8,005,000 | 109.3% | 0.3% |
| RADIUS FINANCIAL GROUP INC. | $8,785,000 | $7,950,000 | -9.5% | 0.3% |
| BROKER SOLUTIONS, INC. | $25,890,000 | $7,810,000 | -69.8% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $7,315,000 | $7,725,000 | 5.6% | 0.3% |
| EVERETT FINANCIAL, INC. | $1,145,000 | $7,550,000 | 559.4% | 0.3% |
| LENDINGHOME FUNDING CORPORATION | $5,290,000 | $7,315,000 | 38.3% | 0.3% |
| Ameris Bank | $12,200,000 | $7,260,000 | -40.5% | 0.3% |
| Charles Schwab Bank, SSB | $12,470,000 | $6,950,000 | -44.3% | 0.2% |
| Citibank | $4,505,000 | $6,890,000 | 52.9% | 0.2% |
| NEWREZ LLC | $12,870,000 | $6,140,000 | -52.3% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $3,040,000 | $5,805,000 | 91.0% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $8,475,000 | $5,760,000 | -32.0% | 0.2% |
| COASTAL Federal Credit Union | $8,350,000 | $5,680,000 | -32.0% | 0.2% |
| Northpointe Bank | $5,175,000 | $5,650,000 | 9.2% | 0.2% |
| United Bank | $6,190,000 | $5,315,000 | -14.1% | 0.2% |
| ZILLOW HOME LOANS, LLC | $3,955,000 | $5,240,000 | 32.5% | 0.2% |
| 1ST SIGNATURE LENDING, LLC | $4,785,000 | $5,075,000 | 6.1% | 0.2% |
| Raymond James Bank | $4,420,000 | $5,075,000 | 14.8% | 0.2% |
| SELF-HELP Credit Union | $2,120,000 | $4,850,000 | 128.8% | 0.2% |
| Ally Bank | $9,560,000 | $4,625,000 | -51.6% | 0.2% |
| Third Federal Savings and Loan Association of Cleveland | $7,900,000 | $4,495,000 | -43.1% | 0.2% |
| Magnolia Bank | $9,120,000 | $4,445,000 | -51.3% | 0.2% |
| BETTER MORTGAGE CORPORATION | $29,120,000 | $4,420,000 | -84.8% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $1,025,000 | $4,420,000 | 331.2% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $2,880,000 | $4,400,000 | 52.8% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $3,375,000 | $4,335,000 | 28.4% | 0.2% |
| CHARLOTTE METRO FEDERAL CREDIT UNION | $6,085,000 | $4,260,000 | -30.0% | 0.2% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $285,000 | $4,125,000 | 1,347.4% | 0.1% |
| TruPoint Bank | $4,100,000 | n/a | 0.1% | |
| 21ST MORTGAGE CORPORATION | $3,590,000 | $4,060,000 | 13.1% | 0.1% |
| ACOPIA, LLC | $30,670,000 | $3,980,000 | -87.0% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $4,910,000 | $3,860,000 | -21.4% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $4,410,000 | $3,775,000 | -14.4% | 0.1% |
| EASTMAN | $2,650,000 | $3,755,000 | 41.7% | 0.1% |
| HOMESTAR FINANCIAL CORPORATION | $7,680,000 | $3,685,000 | -52.0% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $4,135,000 | $3,600,000 | -12.9% | 0.1% |
| Figure Lending LLC | $4,520,000 | $3,565,000 | -21.1% | 0.1% |
| Dollar Bank, Federal Savings Bank | $1,665,000 | $3,505,000 | 110.5% | 0.1% |
| UBS Bank USA | $4,975,000 | $3,385,000 | -32.0% | 0.1% |
| Southern First Bank | $6,850,000 | $3,295,000 | -51.9% | 0.1% |
| First Federal Bank | $690,000 | $3,280,000 | 375.4% | 0.1% |
| AgFirst Farm Credit Bank | $10,375,000 | $3,275,000 | -68.4% | 0.1% |
| Discover Bank | $3,110,000 | $3,240,000 | 4.2% | 0.1% |
| Capital City Home Loans, LLC | $1,775,000 | $3,200,000 | 80.3% | 0.1% |
| NBKC BANK | $6,320,000 | $3,105,000 | -50.9% | 0.1% |
| GUILD MORTGAGE COMPANY | $4,485,000 | $3,035,000 | -32.3% | 0.1% |
| Presidential Bank, FSB | $3,010,000 | n/a | 0.1% | |
| Citadel Servicing Corporation | $1,415,000 | $2,980,000 | 110.6% | 0.1% |
| LENDSURE MORTGAGE CORP. | $510,000 | $2,960,000 | 480.4% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $2,670,000 | $2,820,000 | 5.6% | 0.1% |
| AmeriHome Mortgage Company, LLC | $26,460,000 | $2,815,000 | -89.4% | 0.1% |
| The Central Trust Bank | $3,240,000 | $2,805,000 | -13.4% | 0.1% |
| CapStar Bank | $2,770,000 | n/a | 0.1% | |
| The Federal Savings Bank | $3,795,000 | $2,755,000 | -27.4% | 0.1% |
| NEW DAY FINANCIAL, LLC | $5,135,000 | $2,675,000 | -47.9% | 0.1% |
| NP, Inc. | $1,120,000 | $2,585,000 | 130.8% | 0.1% |
| NexBank | $305,000 | $2,485,000 | 714.8% | 0.1% |
| Flagstar Bank, FSB | $26,500,000 | $2,465,000 | -90.7% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,430,000 | n/a | 0.1% | |
| NEXERA HOLDING LLC | $1,700,000 | $2,405,000 | 41.5% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $4,925,000 | $2,370,000 | -51.9% | 0.1% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $9,645,000 | $2,355,000 | -75.6% | 0.1% |
| ServisFirst Bank | $1,195,000 | $2,340,000 | 95.8% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $1,050,000 | $2,265,000 | 115.7% | 0.1% |
| Farmers Bank & Trust | $2,245,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL NETWORK, INC. | $2,225,000 | n/a | 0.1% | |
| MICHIGAN MUTUAL, INC. | $685,000 | $2,225,000 | 224.8% | 0.1% |
| SeaTrust Mortgage Company | $3,600,000 | $2,205,000 | -38.8% | 0.1% |
| Valley National Bank | $3,260,000 | $2,130,000 | -34.7% | 0.1% |
| LADERA LENDING, INC. | $1,795,000 | $2,095,000 | 16.7% | 0.1% |
| AMERICAN FINANCING CORPORATION | $4,340,000 | $2,090,000 | -51.8% | 0.1% |
| Bethpage Federal Credit Union | $3,765,000 | $2,080,000 | -44.8% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $2,075,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $6,385,000 | $2,055,000 | -67.8% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $2,585,000 | $1,970,000 | -23.8% | 0.1% |
| Commerce Home Mortgage, Inc. | $1,945,000 | $1,965,000 | 1.0% | 0.1% |
| American National Bank and Trust Company | $1,885,000 | n/a | 0.1% | |
| Nations Lending Corporation | $4,090,000 | $1,830,000 | -55.3% | 0.1% |
| SIRVA MORTGAGE, INC. | $6,590,000 | $1,815,000 | -72.5% | 0.1% |
| Stifel Bank and Trust | $4,720,000 | $1,790,000 | -62.1% | 0.1% |
| Hometown Equity Mortgage, LLC | $4,820,000 | $1,770,000 | -63.3% | 0.1% |
| NFM, INC. | $2,470,000 | $1,715,000 | -30.6% | 0.1% |
| ALLEGACY FEDERAL CREDIT UNION | $1,695,000 | $1,695,000 | 0.0% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $1,580,000 | $1,690,000 | 7.0% | 0.1% |
| Pinnacle Bank | $73,520,000 | $1,680,000 | -97.7% | 0.1% |
| Uwharrie Bank | $840,000 | $1,675,000 | 99.4% | 0.1% |
| EMBRACE HOME LOANS, INC. | $3,380,000 | $1,655,000 | -51.0% | 0.1% |
| Nicolet National Bank | $1,655,000 | n/a | 0.1% | |
| Bank of England | $2,835,000 | $1,635,000 | -42.3% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $1,165,000 | $1,625,000 | 39.5% | 0.1% |
| Strong Home Mortgage, LLC | $4,320,000 | $1,620,000 | -62.5% | 0.1% |
| ALLIANT CREDIT UNION | $1,045,000 | $1,545,000 | 47.8% | 0.1% |
| A&D Mortgage LLC | $2,980,000 | $1,510,000 | -49.3% | 0.1% |
| First United Bank and Trust Company | $515,000 | $1,500,000 | 191.3% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $4,030,000 | $1,495,000 | -62.9% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $1,650,000 | $1,470,000 | -10.9% | 0.1% |
| Baxter Credit Union | $1,490,000 | $1,440,000 | -3.4% | 0.1% |
| LIMA ONE CAPITAL, LLC | $3,365,000 | $1,425,000 | -57.7% | 0.1% |
| ARC HOME LLC | $1,310,000 | $1,380,000 | 5.3% | 0.0% |
| RESOURCE FINANCIAL SERVICES, INC. | $975,000 | $1,380,000 | 41.5% | 0.0% |
| INTERCOASTAL MORTGAGE COMPANY | $2,075,000 | $1,370,000 | -34.0% | 0.0% |
| Synovus Bank | $580,000 | $1,345,000 | 131.9% | 0.0% |
| CNB Bank | $1,270,000 | n/a | 0.0% | |
| NEW FED MORTGAGE, CORP. | $1,345,000 | $1,270,000 | -5.6% | 0.0% |
| River Bank & Trust | $1,265,000 | n/a | 0.0% | |
| Towne Bank | $10,925,000 | $1,255,000 | -88.5% | 0.0% |
| The Loan Store, Inc. | $1,235,000 | n/a | 0.0% | |
| Bank OZK | $1,215,000 | $1,215,000 | 0.0% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,165,000 | $1,215,000 | -43.9% | 0.0% |
| First Republic Bank | $1,245,000 | $1,210,000 | -2.8% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $2,950,000 | $1,205,000 | -59.2% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,470,000 | $1,190,000 | -19.0% | 0.0% |
| GENEVA FINANCIAL, LLC | $995,000 | $1,190,000 | 19.6% | 0.0% |
| Corporate Investors Mortgage Group, Inc. | $1,640,000 | $1,180,000 | -28.0% | 0.0% |
| DELMAR FINANCIAL COMPANY | $860,000 | $1,180,000 | 37.2% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $8,025,000 | $1,165,000 | -85.5% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $5,760,000 | $1,155,000 | -79.9% | 0.0% |
| PLANET HOME LENDING, LLC | $1,755,000 | $1,150,000 | -34.5% | 0.0% |
| The Northern Trust Company | $2,800,000 | $1,125,000 | -59.8% | 0.0% |
| First Option Mortgage, LLC | $195,000 | $1,120,000 | 474.4% | 0.0% |
| SPRING EQ, LLC | $3,290,000 | $1,095,000 | -66.7% | 0.0% |
| Truliant Federal Credit Union | $1,740,000 | $1,090,000 | -37.4% | 0.0% |
| Trustmark National Bank | $1,505,000 | $1,080,000 | -28.2% | 0.0% |
| Equity Prime Mortgage LLC | $3,230,000 | $1,065,000 | -67.0% | 0.0% |
| State Department Federal Credit Union | $245,000 | $1,060,000 | 332.7% | 0.0% |
| Dedicated Community Bank | $1,055,000 | n/a | 0.0% | |
| EQUITY RESOURCES, INC. | $3,185,000 | $1,050,000 | -67.0% | 0.0% |
| KeyBank | $42,505,000 | $1,045,000 | -97.5% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $5,660,000 | $1,035,000 | -81.7% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,340,000 | $1,030,000 | -23.1% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $1,165,000 | $1,025,000 | -12.0% | 0.0% |
| Princeton Mortgage Corporation | $360,000 | $1,010,000 | 180.6% | 0.0% |
| Axos Bank | $105,000 | $1,005,000 | 857.1% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $1,655,000 | $1,005,000 | -39.3% | 0.0% |
| Kwik Mortgage Corporation | $450,000 | $1,005,000 | 123.3% | 0.0% |
| Wheaton Bank & Trust | $1,005,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $510,000 | $990,000 | 94.1% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $835,000 | $990,000 | 18.6% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $1,060,000 | $955,000 | -9.9% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $1,230,000 | $955,000 | -22.4% | 0.0% |
| EMM LOANS LLC | $1,900,000 | $955,000 | -49.7% | 0.0% |
| First National Bank of America | $1,450,000 | $955,000 | -34.1% | 0.0% |
| BNC National Bank | $1,400,000 | $930,000 | -33.6% | 0.0% |
| Heritage Bank | $920,000 | n/a | 0.0% | |
| HOME TOWN FUNDING, INC. | $920,000 | n/a | 0.0% | |
| Mortgage Assurance Inc. | $880,000 | $920,000 | 4.5% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $940,000 | $910,000 | -3.2% | 0.0% |
| Deere Employees Credit Union | $1,265,000 | $910,000 | -28.1% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $335,000 | $900,000 | 168.7% | 0.0% |
| Paragon Bank | $900,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $155,000 | $900,000 | 480.6% | 0.0% |
| ONY GLO, INC. | $485,000 | $895,000 | 84.5% | 0.0% |
| City National Bank of Florida | $3,500,000 | $880,000 | -74.9% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $1,390,000 | $875,000 | -37.1% | 0.0% |
| Renasant Bank | $6,025,000 | $875,000 | -85.5% | 0.0% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $570,000 | $870,000 | 52.6% | 0.0% |
| BNY Mellon | $3,340,000 | $865,000 | -74.1% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $545,000 | $860,000 | 57.8% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $1,085,000 | $860,000 | -20.7% | 0.0% |
| CALIBER HOME LOANS, INC. | $9,750,000 | $855,000 | -91.2% | 0.0% |
| First Reliance Bank | $1,290,000 | $840,000 | -34.9% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $75,000 | $840,000 | 1,020.0% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $835,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $185,000 | $830,000 | 348.6% | 0.0% |
| Coastal Carolina National Bank | $825,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $825,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $760,000 | $820,000 | 7.9% | 0.0% |
| TOWER | $130,000 | $820,000 | 530.8% | 0.0% |
| City National Bank | $1,025,000 | $810,000 | -21.0% | 0.0% |
| Carrington Mortgage Services, LLC | $4,375,000 | $805,000 | -81.6% | 0.0% |
| Peoples Bank | $1,105,000 | $780,000 | -29.4% | 0.0% |
| First Palmetto Bank | $2,040,000 | $760,000 | -62.7% | 0.0% |
| First Savings Bank | $510,000 | $745,000 | 46.1% | 0.0% |
| RESIDENTIAL BANCORP | $1,105,000 | $745,000 | -32.6% | 0.0% |
| EVANSVILLE TEACHERS | $740,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $1,960,000 | $740,000 | -62.2% | 0.0% |
| THE MORTGAGE FIRM, INC. | $1,915,000 | $735,000 | -61.6% | 0.0% |
| Brighton Bank | $725,000 | n/a | 0.0% | |
| Fidelity Bank | $645,000 | $725,000 | 12.4% | 0.0% |
| MIDLAND MORTGAGE CORPORATION | $725,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $6,990,000 | $720,000 | -89.7% | 0.0% |
| MORTGAGE ACCESS CORP. | $710,000 | n/a | 0.0% | |
| M&T Bank | $1,160,000 | $710,000 | -38.8% | 0.0% |
| ON TAP | $710,000 | n/a | 0.0% | |
| Allen Tate Mortgage Partners, LLC | $1,195,000 | $700,000 | -41.4% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $265,000 | $700,000 | 164.2% | 0.0% |
| BancorpSouth | $2,360,000 | $690,000 | -70.8% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $690,000 | n/a | 0.0% | |
| MILEND, INC. | $345,000 | $690,000 | 100.0% | 0.0% |
| GREENVILLE FEDERAL CREDIT UNION | $1,870,000 | $685,000 | -63.4% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $685,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $3,210,000 | $685,000 | -78.7% | 0.0% |
| CORNING | $970,000 | $670,000 | -30.9% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $405,000 | $660,000 | 63.0% | 0.0% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $660,000 | n/a | 0.0% | |
| Bank of Oak Ridge | $655,000 | n/a | 0.0% | |
| KELLER MORTGAGE, LLC | $8,165,000 | $645,000 | -92.1% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $645,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $640,000 | n/a | 0.0% | |
| Old National Bank | $345,000 | $635,000 | 84.1% | 0.0% |
| AMWEST FUNDING CORP. | $685,000 | $630,000 | -8.0% | 0.0% |
| United Bank | $6,190,000 | $630,000 | -89.8% | 0.0% |
| First Heritage Mortgage, LLC | $225,000 | $625,000 | 177.8% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $765,000 | $625,000 | -18.3% | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | $1,265,000 | $620,000 | -51.0% | 0.0% |
| Prosperity Home Mortgage, LLC | $1,190,000 | $615,000 | -48.3% | 0.0% |
| Southern Bank | $615,000 | n/a | 0.0% | |
| FirstBank | $5,255,000 | $605,000 | -88.5% | 0.0% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | $245,000 | $595,000 | 142.9% | 0.0% |
| Servion, Inc. | $590,000 | n/a | 0.0% | |
| First American Bank | $575,000 | n/a | 0.0% | |
| PURDUE FEDERAL CREDIT UNION | $265,000 | $565,000 | 113.2% | 0.0% |
| SOUTHERN TRUST MORTGAGE, LLC | $1,280,000 | $565,000 | -55.9% | 0.0% |
| THRIVE MORTGAGE, LLC | $1,930,000 | $555,000 | -71.2% | 0.0% |
| USAlliance Federal Credit Union | $550,000 | n/a | 0.0% | |
| Quontic Bank | $1,790,000 | $545,000 | -69.6% | 0.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $8,940,000 | $540,000 | -94.0% | 0.0% |
| American Airlines Federal Credit Union | $1,375,000 | $530,000 | -61.5% | 0.0% |
| CITIZENS EQUITY FIRST | $1,510,000 | $530,000 | -64.9% | 0.0% |
| First Carolina Bank | $530,000 | n/a | 0.0% | |
| Service Federal Credit Union | $525,000 | n/a | 0.0% | |
| Integrity Home Mortgage Corp | $520,000 | n/a | 0.0% | |
| Bank of Travelers Rest | $505,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $505,000 | n/a | 0.0% | |
| KINECTA | $255,000 | $505,000 | 98.0% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $500,000 | n/a | 0.0% | |
| First Community Bank of East Tennessee | $235,000 | $495,000 | 110.6% | 0.0% |
| MORTGAGEONE, INC. | $495,000 | n/a | 0.0% | |
| Wolfe Financial, Inc | $7,395,000 | $495,000 | -93.3% | 0.0% |
| US MORTGAGE CORPORATION | $2,495,000 | $490,000 | -80.4% | 0.0% |
| FBC MORTGAGE, LLC | $610,000 | $485,000 | -20.5% | 0.0% |
| FineMark National Bank & Trust | $535,000 | $485,000 | -9.3% | 0.0% |
| BOKF | $410,000 | $480,000 | 17.1% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $1,830,000 | $475,000 | -74.0% | 0.0% |
| Simmons Bank | $1,315,000 | $465,000 | -64.6% | 0.0% |
| TOWNE MORTGAGE COMPANY | $2,560,000 | $465,000 | -81.8% | 0.0% |
| Bank of Cleveland | $455,000 | n/a | 0.0% | |
| COMMUNITYAMERICA | $455,000 | n/a | 0.0% | |
| GMFS LLC | $455,000 | n/a | 0.0% | |
| Paramount Bank | $1,105,000 | $450,000 | -59.3% | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | $450,000 | n/a | 0.0% | |
| SWBC MORTGAGE CORPORATION | $275,000 | $445,000 | 61.8% | 0.0% |
| Towne Mortgage of the Carolinas, LLC | $650,000 | $435,000 | -33.1% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $430,000 | n/a | 0.0% | |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $425,000 | n/a | 0.0% | |
| Atlantic Coast Mortgage, LLC | $425,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $2,850,000 | $425,000 | -85.1% | 0.0% |
| FCB Banks | $425,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $425,000 | $425,000 | 0.0% | 0.0% |
| CIBC Bank USA | $755,000 | $405,000 | -46.4% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $405,000 | n/a | 0.0% | |
| Shamrock Home Loans, Inc. | $400,000 | n/a | 0.0% | |
| Armed Forces Bank | $415,000 | $395,000 | -4.8% | 0.0% |
| First Western Trust Bank | $920,000 | $395,000 | -57.1% | 0.0% |
| North State Bank | $405,000 | $395,000 | -2.5% | 0.0% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $155,000 | $385,000 | 148.4% | 0.0% |
| First IC Corporation | $385,000 | n/a | 0.0% | |
| STOCKTON MORTGAGE CORPORATION | $465,000 | $385,000 | -17.2% | 0.0% |
| LENDINGONE, LLC | $2,410,000 | $380,000 | -84.2% | 0.0% |
| AmRes Corporation | $375,000 | n/a | 0.0% | |
| Blue Ridge Bank | $5,595,000 | $365,000 | -93.5% | 0.0% |
| CENTRAL ONE FEDERAL CREDIT UNION | $365,000 | n/a | 0.0% | |
| Texas Bank and Trust Company | $365,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $885,000 | $365,000 | -58.8% | 0.0% |
| FM Home Loans, LLC | $355,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $530,000 | $355,000 | -33.0% | 0.0% |
| SOUTHEASTERN Credit Union | $305,000 | $355,000 | 16.4% | 0.0% |
| DIRECT MORTGAGE, CORP. | $345,000 | n/a | 0.0% | |
| FIRST BANCORP | $640,000 | $345,000 | -46.1% | 0.0% |
| ON Q FINANCIAL, INC. | $135,000 | $345,000 | 155.6% | 0.0% |
| The Freedom Bank of Virginia | $345,000 | n/a | 0.0% | |
| Tyndall Federal Credit Union | $345,000 | n/a | 0.0% | |
| Bank of the Lowcountry | $335,000 | n/a | 0.0% | |
| LEGEND LENDING CORPORATION | $335,000 | n/a | 0.0% | |
| OCMBC, INC. | $335,000 | n/a | 0.0% | |
| Aurora Financial, LLC | $1,635,000 | $325,000 | -80.1% | 0.0% |
| PrimeSouth Bank | $325,000 | n/a | 0.0% | |
| Residential Mortgage Solutions, Inc. | $205,000 | $325,000 | 58.5% | 0.0% |
| Assurance Financial Group, L.L.C. | $460,000 | $320,000 | -30.4% | 0.0% |
| Bell Bank | $440,000 | $315,000 | -28.4% | 0.0% |
| Countybank | $860,000 | $315,000 | -63.4% | 0.0% |
| EAGLE HOME MORTGAGE, LLC | $325,000 | $315,000 | -3.1% | 0.0% |
| First State Bank of St. Charles, Missouri | $450,000 | $315,000 | -30.0% | 0.0% |
| Network Funding, L.P. | $315,000 | n/a | 0.0% | |
| Republic Bank & Trust Company | $390,000 | $315,000 | -19.2% | 0.0% |
| THE EQUITABLE MORTGAGE CORPORATION | $485,000 | $315,000 | -35.1% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $305,000 | n/a | 0.0% | |
| First Federal Bank of the Midwest | $305,000 | n/a | 0.0% | |
| Home Federal Bank | $305,000 | n/a | 0.0% | |
| River City Bank | $305,000 | n/a | 0.0% | |
| AFFINITY | $55,000 | $295,000 | 436.4% | 0.0% |
| FAIRWINDS CREDIT UNION | $355,000 | $295,000 | -16.9% | 0.0% |
| Lakeview Community Capital, LLC | $370,000 | $295,000 | -20.3% | 0.0% |
| Vibrant Credit Union | $295,000 | n/a | 0.0% | |
| Commercial Bank & Trust Co. | $285,000 | n/a | 0.0% | |
| Southern Bank and Trust Company | $1,515,000 | $285,000 | -81.2% | 0.0% |
| CAPITAL CENTER, L.L.C. | $2,545,000 | $275,000 | -89.2% | 0.0% |
| MORIA DEVELOPMENT, INC. | $825,000 | $275,000 | -66.7% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $245,000 | $270,000 | 10.2% | 0.0% |
| Plains Commerce Bank | $175,000 | $270,000 | 54.3% | 0.0% |
| LATINO COMMUNITY CREDIT UNION | $625,000 | $265,000 | -57.6% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $920,000 | $265,000 | -71.2% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $690,000 | $265,000 | -61.6% | 0.0% |
| Grow Financial Federal Credit Union | $345,000 | $260,000 | -24.6% | 0.0% |
| Carrollton Bank | $255,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $255,000 | n/a | 0.0% | |
| Skyline National Bank | $255,000 | n/a | 0.0% | |
| Towne Mortgage, LLC | $255,000 | n/a | 0.0% | |
| Bank of Tennessee | $405,000 | $245,000 | -39.5% | 0.0% |
| Gateway First Bank | $945,000 | $245,000 | -74.1% | 0.0% |
| AIR ACADEMY | $235,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $2,365,000 | $235,000 | -90.1% | 0.0% |
| Planters Bank & Trust Company | $235,000 | n/a | 0.0% | |
| New Peoples Bank, Inc. | $225,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $135,000 | $225,000 | 66.7% | 0.0% |
| Watermark Capital, Inc. | $105,000 | $225,000 | 114.3% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $3,200,000 | $215,000 | -93.3% | 0.0% |
| LOANPAL, LLC | $2,575,000 | $215,000 | -91.7% | 0.0% |
| VERITAS FUNDING, LLC | $2,595,000 | $215,000 | -91.7% | 0.0% |
| Apex Bank | $315,000 | $205,000 | -34.9% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $1,375,000 | $205,000 | -85.1% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $205,000 | n/a | 0.0% | |
| FIRST COLONY MORTGAGE CORPORATION | $205,000 | n/a | 0.0% | |
| N R L Federal Credit Union | $205,000 | n/a | 0.0% | |
| SCIENT Federal Credit Union | $205,000 | n/a | 0.0% | |
| STAR Financial Bank | $205,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $490,000 | $200,000 | -59.2% | 0.0% |
| DIGITAL Federal Credit Union | $540,000 | $190,000 | -64.8% | 0.0% |
| HighTechLending Inc | $185,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $730,000 | $180,000 | -75.3% | 0.0% |
| Goldwater Bank, N.A. | $175,000 | n/a | 0.0% | |
| NJ LENDERS CORP. | $515,000 | $175,000 | -66.0% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $385,000 | $165,000 | -57.1% | 0.0% |
| HUNT MORTGAGE CORPORATION | $165,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $780,000 | $165,000 | -78.8% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $195,000 | $165,000 | -15.4% | 0.0% |
| V.I.P. MORTGAGE, INC. | $605,000 | $165,000 | -72.7% | 0.0% |
| Beeline Loans, Inc. | $400,000 | $155,000 | -61.3% | 0.0% |
| Community First Bank, Inc. | $545,000 | $155,000 | -71.6% | 0.0% |
| First Federal Savings Bank | $155,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $540,000 | $155,000 | -71.3% | 0.0% |
| CAMPUS USA | $665,000 | $145,000 | -78.2% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $135,000 | $140,000 | 3.7% | 0.0% |
| HIWAY | $135,000 | n/a | 0.0% | |
| CSL Financial, LLC | $125,000 | n/a | 0.0% | |
| Ukrainian Federal Credit Union | $475,000 | $125,000 | -73.7% | 0.0% |
| Connexus Credit Union | $110,000 | n/a | 0.0% | |
| LANGLEY | $85,000 | $105,000 | 23.5% | 0.0% |
| TOGETHER CREDIT UNION | $105,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| S. C. TELCO | $300,000 | $95,000 | -68.3% | 0.0% |
| FREEDOM FIRST | $85,000 | n/a | 0.0% | |
| REV FEDERAL CREDIT UNION | $85,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $75,000 | n/a | 0.0% | |
| Consolidated Federal Credit Union | $55,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $850,000 | $55,000 | -93.5% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,160,000 | $45,000 | -96.1% | 0.0% |
| Park Lane Finance Solutions, LLC | $65,000 | $45,000 | -30.8% | 0.0% |
| APCI Federal Credit Union | $35,000 | n/a | 0.0% | |
| STAR USA FEDERAL CREDIT UNION | $35,000 | n/a | 0.0% | |
| Suncoast Credit Union | $160,000 | $35,000 | -78.1% | 0.0% |
| UNIFY FINANCIAL Credit Union | $35,000 | n/a | 0.0% |
ASHEVILLE's top lender by overall market share is STATE EMPLOYEES', with 8.1% market share. In second place, with 7.2%, is MOVEMENT MORTGAGE, LLC, having originated $203,435,000 in loans. In third place, with 5.2%, is QUICKEN LOANS, LLC, having originated $146,375,000 in loans. In fourth place, with 4.9%, is First-Citizens Bank & Trust Company, having originated $136,555,000 in loans. In fifth place, with 4.4%, is HomeTrust Bank, having originated $124,120,000 in loans.
ASHEVILLE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ASHEVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $349,998 (0.2%) | $496,161 (-3.6%) | 1.30 | 2,448 |
| 2018-02-01 | $349,975 (-2.8%) | $492,639 (-6.2%) | 1.27 | 2,391 |
| 2018-03-01 | $354,900 (-2.5%) | $498,344 (-5.2%) | 1.25 | 2,443 |
| 2018-04-01 | $358,900 (-3.0%) | $495,611 (-5.8%) | 1.22 | 2,575 |
| 2018-05-01 | $363,950 (-3.2%) | $494,599 (-7.2%) | 1.22 | 2,671 |
| 2018-06-01 | $385,000 (1.3%) | $530,612 (0.4%) | 1.28 | 2,595 |
| 2018-07-01 | $387,000 (2.9%) | $524,412 (-0.4%) | 1.29 | 2,679 |
| 2018-08-01 | $385,000 (0.7%) | $519,359 (-3.1%) | 1.29 | 2,776 |
| 2018-09-01 | $380,000 (0.3%) | $518,962 (-3.3%) | 1.28 | 2,886 |
| 2018-10-01 | $377,200 (0.4%) | $514,577 (-3.8%) | 1.28 | 2,982 |
| 2018-11-01 | $375,000 (-1.1%) | $511,281 (-4.0%) | 1.27 | 2,872 |
| 2018-12-01 | $375,000 (-1.1%) | $512,127 (-4.1%) | 1.29 | 2,654 |
| 2019-01-01 | $379,000 (8.3%) | $519,692 (4.7%) | 1.31 | 2,358 |
| 2019-02-01 | $375,000 (7.2%) | $522,430 (6.1%) | 1.27 | 2,259 |
| 2019-03-01 | $383,357 (8.0%) | $533,796 (7.1%) | 1.25 | 2,341 |
| 2019-04-01 | $396,500 (10.5%) | $549,239 (10.8%) | 1.26 | 2,462 |
| 2019-05-01 | $399,945 (9.9%) | $559,405 (13.1%) | 1.25 | 2,595 |
| 2019-06-01 | $399,500 (3.8%) | $559,590 (5.5%) | 1.25 | 2,771 |
| 2019-07-01 | $399,000 (3.1%) | $552,197 (5.3%) | 1.25 | 2,767 |
| 2019-08-01 | $399,364 (3.7%) | $551,906 (6.3%) | 1.26 | 2,795 |
| 2019-09-01 | $399,159 (5.0%) | $548,221 (5.6%) | 1.28 | 2,812 |
| 2019-10-01 | $399,000 (5.8%) | $546,946 (6.3%) | 1.29 | 2,825 |
| 2019-11-01 | $399,000 (6.4%) | $549,424 (7.5%) | 1.31 | 2,640 |
| 2019-12-01 | $398,975 (6.4%) | $548,608 (7.1%) | 1.33 | 2,317 |
| 2020-01-01 | $399,450 (5.4%) | $560,369 (7.8%) | 1.33 | 2,017 |
| 2020-02-01 | $400,000 (6.7%) | $562,546 (7.7%) | 1.31 | 1,844 |
| 2020-03-01 | $404,500 (5.5%) | $567,078 (6.2%) | 1.27 | 1,871 |
| 2020-04-01 | $399,450 (0.7%) | $555,148 (1.1%) | 1.25 | 2,023 |
| 2020-05-01 | $419,950 (5.0%) | $578,249 (3.4%) | 1.28 | 2,016 |
| 2020-06-01 | $427,000 (6.9%) | $596,762 (6.6%) | 1.26 | 1,959 |
| 2020-07-01 | $428,000 (7.3%) | $606,190 (9.8%) | 1.24 | 1,859 |
| 2020-08-01 | $429,000 (7.4%) | $614,941 (11.4%) | 1.23 | 1,687 |
| 2020-09-01 | $442,500 (10.9%) | $649,081 (18.4%) | 1.27 | 1,588 |
| 2020-10-01 | $449,500 (12.7%) | $658,258 (20.4%) | 1.29 | 1,558 |
| 2020-11-01 | $454,345 (13.9%) | $670,608 (22.1%) | 1.33 | 1,427 |
| 2020-12-01 | $469,000 (17.6%) | $689,163 (25.6%) | 1.39 | 1,280 |
| 2021-01-01 | $464,000 (16.2%) | $694,304 (23.9%) | 1.39 | 1,064 |
| 2021-02-01 | $449,725 (12.4%) | $690,087 (22.7%) | 1.31 | 914 |
| 2021-03-01 | $457,500 (13.1%) | $698,079 (23.1%) | 1.30 | 821 |
| 2021-04-01 | $465,000 (16.4%) | $718,303 (29.4%) | 1.26 | 847 |
| 2021-05-01 | $479,000 (14.1%) | $736,951 (27.5%) | 1.27 | 867 |
| 2021-06-01 | $472,475 (10.7%) | $713,142 (19.5%) | 1.24 | 1,098 |
| 2021-07-01 | $454,880 (6.3%) | $689,306 (13.7%) | 1.20 | 1,210 |
| 2021-08-01 | $449,500 (4.8%) | $690,396 (12.3%) | 1.20 | 1,232 |
| 2021-09-01 | $457,105 (3.3%) | $715,568 (10.2%) | 1.22 | 1,207 |
| 2021-10-01 | $471,320 (4.9%) | $728,622 (10.7%) | 1.26 | 1,163 |
| 2021-11-01 | $472,475 (4.0%) | $743,295 (10.8%) | 1.26 | 1,014 |
| 2021-12-01 | $479,950 (2.3%) | $770,423 (11.8%) | 1.30 | 870 |
| 2022-01-01 | $499,900 (7.7%) | $828,819 (19.4%) | 1.35 | 678 |
| 2022-02-01 | $537,933 (19.6%) | $910,511 (31.9%) | 1.40 | 540 |
| 2022-03-01 | $555,925 (21.5%) | $919,082 (31.7%) | 1.39 | 520 |
| 2022-04-01 | $550,000 (18.3%) | $884,179 (23.1%) | 1.31 | 604 |
| 2022-05-01 | $567,450 (18.5%) | $862,792 (17.1%) | 1.30 | 821 |
| 2022-06-01 | $562,233 (19.0%) | $826,393 (15.9%) | 1.25 | 965 |
| 2022-07-01 | $530,000 (16.5%) | $789,064 (14.5%) | 1.19 | 1,139 |
| 2022-08-01 | $521,000 (15.9%) | $760,825 (10.2%) | 1.20 | 1,154 |
| 2022-09-01 | $523,725 (14.6%) | $773,395 (8.1%) | 1.22 | 1,188 |
| 2022-10-01 | $529,000 (12.2%) | $792,464 (8.8%) | 1.24 | 1,292 |
| 2022-11-01 | $534,500 (13.1%) | $797,589 (7.3%) | 1.28 | 1,231 |
| 2022-12-01 | $539,450 (12.4%) | $797,555 (3.5%) | 1.33 | 1,098 |
| 2023-01-01 | $531,200 (6.3%) | $798,957 (-3.6%) | 1.32 | 959 |
| 2023-02-01 | $575,000 (6.9%) | $832,146 (-8.6%) | 1.39 | 820 |
| 2023-03-01 | $575,000 (3.4%) | $840,919 (-8.5%) | 1.36 | 837 |
| 2023-04-01 | $589,500 (7.2%) | $854,280 (-3.4%) | 1.37 | 924 |
| 2023-05-01 | $599,000 (5.6%) | $875,566 (1.5%) | 1.36 | 1,055 |
| 2023-06-01 | $607,185 (8.0%) | $887,871 (7.4%) | 1.36 | 1,106 |
| 2023-07-01 | $599,000 (13.0%) | $880,743 (11.6%) | 1.36 | 1,144 |
| 2023-08-01 | $600,000 (15.2%) | $874,653 (15.0%) | 1.38 | 1,172 |
| 2023-09-01 | $600,000 (14.6%) | $857,769 (10.9%) | 1.40 | 1,245 |
| 2023-10-01 | $592,225 (12.0%) | $853,475 (7.7%) | 1.39 | 1,375 |
| 2023-11-01 | $575,000 (7.6%) | $840,927 (5.4%) | 1.37 | 1,389 |
| 2023-12-01 | $549,900 (1.9%) | $823,351 (3.2%) | 1.34 | 1,271 |
| 2024-01-01 | $552,475 (4.0%) | $851,280 (6.6%) | 1.35 | 1,087 |
| 2024-02-01 | $547,000 (-4.9%) | $846,333 (1.7%) | 1.32 | 1,022 |
| 2024-03-01 | $550,000 (-4.4%) | $849,221 (1.0%) | 1.29 | 1,138 |
| 2024-04-01 | $570,125 (-3.3%) | $837,425 (-2.0%) | 1.33 | 1,249 |
| 2024-05-01 | $627,000 (4.7%) | $913,529 (4.3%) | 1.42 | 1,319 |
| 2024-06-01 | $610,000 (0.5%) | $885,502 (-0.3%) | 1.37 | 1,443 |
| 2024-07-01 | $575,000 (-4.0%) | $852,373 (-3.2%) | 1.31 | 1,592 |
| 2024-08-01 | $569,950 (-5.0%) | $843,265 (-3.6%) | 1.33 | 1,747 |
| 2024-09-01 | $575,000 (-4.2%) | $841,121 (-1.9%) | 1.35 | 1,873 |
| 2024-10-01 | $573,450 (-3.2%) | $821,782 (-3.7%) | 1.35 | 1,751 |
ASHEVILLE's median listing price for 2024-10-01 was $573,450, a difference of
$-18,775
(-3.2%) versus the prior year and
$-1,550 versus the prior month.
ASHEVILLE's median listing price comes in at 135% of the national average.
ASHEVILLE's average listing price for 2024-10-01 was $821,782, a difference of $-31,693 (-3.7%) versus the prior year and $-19,339 versus the prior month.
For the 2024-10-01 period, ASHEVILLE had 1,751 MLS listings, a difference of -122 listings (-7%) versus the prior month and 376 listings (27%) versus the prior year.
ASHEVILLE's median listing price comes in at 135% of the national average.
ASHEVILLE's average listing price for 2024-10-01 was $821,782, a difference of $-31,693 (-3.7%) versus the prior year and $-19,339 versus the prior month.
For the 2024-10-01 period, ASHEVILLE had 1,751 MLS listings, a difference of -122 listings (-7%) versus the prior month and 376 listings (27%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ASHEVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 106 days | 2,214 sqft |
| 2018-02-01 | 46 days | 2,193 sqft |
| 2018-03-01 | 68 days | 2,153 sqft |
| 2018-04-01 | 80 days | 2,156 sqft |
| 2018-05-01 | 73 days | 2,163 sqft |
| 2018-06-01 | 72 days | 2,160 sqft |
| 2018-07-01 | 72 days | 2,187 sqft |
| 2018-08-01 | 79 days | 2,185 sqft |
| 2018-09-01 | 81 days | 2,172 sqft |
| 2018-10-01 | 85 days | 2,130 sqft |
| 2018-11-01 | 86 days | 2,114 sqft |
| 2018-12-01 | 99 days | 2,089 sqft |
| 2019-01-01 | 111 days | 2,080 sqft |
| 2019-02-01 | 114 days | 2,063 sqft |
| 2019-03-01 | 93 days | 2,113 sqft |
| 2019-04-01 | 63 days | 2,166 sqft |
| 2019-05-01 | 60 days | 2,214 sqft |
| 2019-06-01 | 60 days | 2,216 sqft |
| 2019-07-01 | 66 days | 2,211 sqft |
| 2019-08-01 | 70 days | 2,185 sqft |
| 2019-09-01 | 75 days | 2,163 sqft |
| 2019-10-01 | 78 days | 2,153 sqft |
| 2019-11-01 | 81 days | 2,144 sqft |
| 2019-12-01 | 92 days | 2,130 sqft |
| 2020-01-01 | 107 days | 2,128 sqft |
| 2020-02-01 | 109 days | 2,110 sqft |
| 2020-03-01 | 91 days | 2,112 sqft |
| 2020-04-01 | 75 days | 2,079 sqft |
| 2020-05-01 | 75 days | 2,149 sqft |
| 2020-06-01 | 72 days | 2,172 sqft |
| 2020-07-01 | 62 days | 2,204 sqft |
| 2020-08-01 | 62 days | 2,181 sqft |
| 2020-09-01 | 59 days | 2,211 sqft |
| 2020-10-01 | 57 days | 2,176 sqft |
| 2020-11-01 | 60 days | 2,141 sqft |
| 2020-12-01 | 68 days | 2,110 sqft |
| 2021-01-01 | 79 days | 2,055 sqft |
| 2021-02-01 | 82 days | 1,990 sqft |
| 2021-03-01 | 57 days | 1,941 sqft |
| 2021-04-01 | 45 days | 1,930 sqft |
| 2021-05-01 | 38 days | 1,992 sqft |
| 2021-06-01 | 35 days | 1,941 sqft |
| 2021-07-01 | 41 days | 1,906 sqft |
| 2021-08-01 | 48 days | 1,870 sqft |
| 2021-09-01 | 52 days | 1,898 sqft |
| 2021-10-01 | 53 days | 1,938 sqft |
| 2021-11-01 | 57 days | 1,917 sqft |
| 2021-12-01 | 67 days | 1,930 sqft |
| 2022-01-01 | 79 days | 1,939 sqft |
| 2022-02-01 | 74 days | 1,936 sqft |
| 2022-03-01 | 48 days | 2,023 sqft |
| 2022-04-01 | 30 days | 2,005 sqft |
| 2022-05-01 | 30 days | 2,074 sqft |
| 2022-06-01 | 33 days | 2,054 sqft |
| 2022-07-01 | 36 days | 2,026 sqft |
| 2022-08-01 | 45 days | 2,025 sqft |
| 2022-09-01 | 49 days | 1,988 sqft |
| 2022-10-01 | 50 days | 2,040 sqft |
| 2022-11-01 | 56 days | 2,062 sqft |
| 2022-12-01 | 71 days | 2,046 sqft |
| 2023-01-01 | 83 days | 1,971 sqft |
| 2023-02-01 | 85 days | 2,017 sqft |
| 2023-03-01 | 61 days | 2,030 sqft |
| 2023-04-01 | 46 days | 2,051 sqft |
| 2023-05-01 | 43 days | 2,056 sqft |
| 2023-06-01 | 46 days | 2,102 sqft |
| 2023-07-01 | 52 days | 2,089 sqft |
| 2023-08-01 | 54 days | 2,110 sqft |
| 2023-09-01 | 50 days | 2,105 sqft |
| 2023-10-01 | 51 days | 2,080 sqft |
| 2023-11-01 | 57 days | 2,008 sqft |
| 2023-12-01 | 69 days | 1,987 sqft |
| 2024-01-01 | 82 days | 1,930 sqft |
| 2024-02-01 | 84 days | 1,888 sqft |
| 2024-03-01 | 57 days | 1,902 sqft |
| 2024-04-01 | 43 days | 1,943 sqft |
| 2024-05-01 | 40 days | 2,041 sqft |
| 2024-06-01 | 45 days | 2,015 sqft |
| 2024-07-01 | 50 days | 1,964 sqft |
| 2024-08-01 | 52 days | 1,960 sqft |
| 2024-09-01 | 57 days | 1,944 sqft |
| 2024-10-01 | 71 days | 1,947 sqft |
ASHEVILLE's median listing age (time on market) for 2024-10-01 was 71 days.
This
is 39%
longer
than the same period one year ago.
ASHEVILLE's median square footage for active listings during the 2024-10-01 period was 1,947 sqft. One year prior, the average listing was 2,080 sqft.
ASHEVILLE's median square footage for active listings during the 2024-10-01 period was 1,947 sqft. One year prior, the average listing was 2,080 sqft.
ASHEVILLE, NC Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 28655 | Asheville, NC HUD Metro FMR Area | $1,070 | $1,090 | $1,250 | $1,700 | $2,130 |
| 28701 | Asheville, NC HUD Metro FMR Area | $1,200 | $1,230 | $1,390 | $1,850 | $2,370 |
| 28704 | Asheville, NC HUD Metro FMR Area | $1,500 | $1,530 | $1,730 | $2,300 | $2,950 |
| 28709 | Asheville, NC HUD Metro FMR Area | $1,110 | $1,130 | $1,280 | $1,700 | $2,180 |
| 28710 | Asheville, NC HUD Metro FMR Area | $1,180 | $1,200 | $1,360 | $1,810 | $2,320 |
| 28711 | Asheville, NC HUD Metro FMR Area | $1,070 | $1,090 | $1,250 | $1,700 | $2,130 |
| 28714 | Asheville, NC HUD Metro FMR Area | $1,130 | $1,160 | $1,310 | $1,740 | $2,220 |
| 28715 | Asheville, NC HUD Metro FMR Area | $1,130 | $1,150 | $1,300 | $1,730 | $2,210 |
| 28716 | Asheville, NC HUD Metro FMR Area | $1,070 | $1,090 | $1,250 | $1,700 | $2,130 |
| 28721 | Asheville, NC HUD Metro FMR Area | $1,070 | $1,090 | $1,250 | $1,700 | $2,130 |
| 28724 | Asheville, NC HUD Metro FMR Area | $1,180 | $1,200 | $1,360 | $1,810 | $2,320 |
| 28726 | Asheville, NC HUD Metro FMR Area | $1,070 | $1,100 | $1,250 | $1,700 | $2,130 |
| 28727 | Asheville, NC HUD Metro FMR Area | $1,180 | $1,200 | $1,360 | $1,810 | $2,320 |
| 28728 | Asheville, NC HUD Metro FMR Area | $1,330 | $1,350 | $1,530 | $2,030 | $2,610 |
| 28729 | Asheville, NC HUD Metro FMR Area | $1,180 | $1,180 | $1,380 | $1,880 | $2,370 |
| 28730 | Asheville, NC HUD Metro FMR Area | $1,070 | $1,090 | $1,250 | $1,700 | $2,130 |
| 28731 | Asheville, NC HUD Metro FMR Area | $1,260 | $1,280 | $1,450 | $1,930 | $2,470 |
| 28732 | Asheville, NC HUD Metro FMR Area | $1,350 | $1,380 | $1,560 | $2,070 | $2,660 |
| 28735 | Asheville, NC HUD Metro FMR Area | $1,090 | $1,110 | $1,250 | $1,700 | $2,140 |
| 28739 | Asheville, NC HUD Metro FMR Area | $1,160 | $1,190 | $1,340 | $1,780 | $2,280 |
| 28742 | Asheville, NC HUD Metro FMR Area | $1,100 | $1,120 | $1,270 | $1,700 | $2,160 |
| 28743 | Asheville, NC HUD Metro FMR Area | $1,070 | $1,090 | $1,250 | $1,700 | $2,130 |
| 28748 | Asheville, NC HUD Metro FMR Area | $1,070 | $1,090 | $1,250 | $1,700 | $2,130 |
| 28753 | Asheville, NC HUD Metro FMR Area | $1,070 | $1,090 | $1,250 | $1,700 | $2,130 |
| 28754 | Asheville, NC HUD Metro FMR Area | $1,070 | $1,090 | $1,250 | $1,700 | $2,130 |
| 28756 | Asheville, NC HUD Metro FMR Area | $1,180 | $1,200 | $1,360 | $1,810 | $2,320 |
| 28757 | Asheville, NC HUD Metro FMR Area | $1,070 | $1,090 | $1,250 | $1,700 | $2,130 |
| 28758 | Asheville, NC HUD Metro FMR Area | $1,180 | $1,200 | $1,360 | $1,810 | $2,320 |
| 28759 | Asheville, NC HUD Metro FMR Area | $1,320 | $1,350 | $1,520 | $2,020 | $2,590 |
| 28760 | Asheville, NC HUD Metro FMR Area | $1,180 | $1,200 | $1,360 | $1,810 | $2,320 |
| 28762 | Asheville, NC HUD Metro FMR Area | $1,330 | $1,350 | $1,530 | $2,030 | $2,610 |
| 28766 | Asheville, NC HUD Metro FMR Area | $1,160 | $1,190 | $1,340 | $1,780 | $2,280 |
| 28768 | Asheville, NC HUD Metro FMR Area | $1,180 | $1,200 | $1,360 | $1,810 | $2,320 |
| 28770 | Asheville, NC HUD Metro FMR Area | $1,330 | $1,350 | $1,530 | $2,030 | $2,610 |
| 28773 | Asheville, NC HUD Metro FMR Area | $1,330 | $1,360 | $1,540 | $2,050 | $2,620 |
| 28776 | Asheville, NC HUD Metro FMR Area | $1,330 | $1,350 | $1,530 | $2,030 | $2,610 |
| 28778 | Asheville, NC HUD Metro FMR Area | $1,130 | $1,160 | $1,310 | $1,740 | $2,230 |
| 28784 | Asheville, NC HUD Metro FMR Area | $1,180 | $1,200 | $1,360 | $1,810 | $2,320 |
| 28787 | Asheville, NC HUD Metro FMR Area | $1,150 | $1,180 | $1,330 | $1,770 | $2,270 |
| 28790 | Asheville, NC HUD Metro FMR Area | $1,370 | $1,400 | $1,580 | $2,100 | $2,690 |
| 28791 | Asheville, NC HUD Metro FMR Area | $1,150 | $1,180 | $1,330 | $1,770 | $2,270 |
| 28792 | Asheville, NC HUD Metro FMR Area | $1,110 | $1,130 | $1,280 | $1,700 | $2,180 |
| 28793 | Asheville, NC HUD Metro FMR Area | $1,180 | $1,200 | $1,360 | $1,810 | $2,320 |
| 28801 | Asheville, NC HUD Metro FMR Area | $1,610 | $1,650 | $1,860 | $2,470 | $3,170 |
| 28802 | Asheville, NC HUD Metro FMR Area | $1,330 | $1,350 | $1,530 | $2,030 | $2,610 |
| 28803 | Asheville, NC HUD Metro FMR Area | $1,740 | $1,780 | $2,010 | $2,670 | $3,420 |
| 28804 | Asheville, NC HUD Metro FMR Area | $1,650 | $1,680 | $1,900 | $2,530 | $3,240 |
| 28805 | Asheville, NC HUD Metro FMR Area | $1,250 | $1,270 | $1,440 | $1,910 | $2,450 |
| 28806 | Asheville, NC HUD Metro FMR Area | $1,340 | $1,370 | $1,550 | $2,060 | $2,640 |
| 28810 | Asheville, NC HUD Metro FMR Area | $1,330 | $1,350 | $1,530 | $2,030 | $2,610 |
| 28813 | Asheville, NC HUD Metro FMR Area | $1,330 | $1,350 | $1,530 | $2,030 | $2,610 |
| 28814 | Asheville, NC HUD Metro FMR Area | $1,330 | $1,350 | $1,530 | $2,030 | $2,610 |
| 28815 | Asheville, NC HUD Metro FMR Area | $1,330 | $1,350 | $1,530 | $2,030 | $2,610 |
| 28816 | Asheville, NC HUD Metro FMR Area | $1,330 | $1,350 | $1,530 | $2,030 | $2,610 |
2022 Average & Median Rent Data Statistics
ASHEVILLE, NC average 1BR rent: $1,249, median: $1,200
ASHEVILLE, NC average 2BR rent: $1,417, median: $1,360
ASHEVILLE, NC average 3BR rent: $1,893, median: $1,810
ASHEVILLE, NC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 5,360 | $2,051,410,000 | $382,726 |
| Home Improvement | 1,315 | $151,735,000 | $115,388 |
| Other | 1,149 | $171,775,000 | $149,500 |
| Cash Out Refi | 912 | $208,060,000 | $228,136 |
| Refi | 859 | $210,515,000 | $245,070 |
| NA | 1 | $21,805,000 | $21,805,000 |
Asheville's most frequently cited loan purpose was Home Purchase, with 5,360 originations. The 2nd most popular reason was Home Improvement, with 1,315 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 3,033 | $1,034,835,000 | $341,192 |
| 7-8% | 2,585 | $716,035,000 | $276,996 |
| 5-6% | 1,588 | $579,030,000 | $364,628 |
| Over 8% | 1,477 | $294,695,000 | $199,523 |
| 4-5% | 778 | $145,760,000 | $187,352 |
| <2.5% | 67 | $13,375,000 | $199,627 |
| 2.5-3% | 17 | $5,165,000 | $303,824 |
| 3-4% | 14 | $4,050,000 | $289,286 |
During 2023, Asheville's most frequently originated rate bucket was 6-7%, with 3,033 originations.
Loan Sizing (ASHEVILLE, NC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 3,692 | $1,075,700,000 | $291,360 |
| $100,000 or less | 1,980 | $109,750,000 | $55,429 |
| $100k-200k | 1,897 | $270,875,000 | $142,791 |
| $400k-600k | 1,375 | $656,025,000 | $477,109 |
| $600k-1000k | 488 | $353,700,000 | $724,795 |
| $Over $1MM | 164 | $349,250,000 | $2,129,573 |
ASHEVILLE's loan sizing saw the bucket of loans from $200k-400k with 3,692 originations, totaling $1,075,700,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,882 | $1,089,910,000 | $378,178 |
| 60-80% | 2,147 | $877,805,000 | $408,852 |
| Under 20% | 1,908 | $162,080,000 | $84,948 |
| 20-40% | 1,382 | $257,130,000 | $186,056 |
| 40-60% | 1,130 | $363,920,000 | $322,053 |
| Over 100% | 82 | $38,540,000 | $470,000 |
ASHEVILLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,882 originations, totaling $1,089,910,000 in origination value.